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Q4 2016 Tanzania Q4 2016 www.bmiresearch.com TANZANIA COMMERCIAL BANKING REPORT INCLUDES 5-YEAR FORECASTS TO 2020 Published by:BMI Research Tanzania Commercial Banking Report Q4 2016 INCLUDES 5-YEAR FORECASTS TO 2020 Part of BMI’s Industry Report & Forecasts Series Published by: BMI Research Copy deadline: September 2016 ISSN: 2053-3020 BMI Research © 2016 Business Monitor International Ltd 2 Broadgate Circle All rights reserved. London EC2M 2QS All information contained in this publication is United Kingdom copyrighted in the name of Business Monitor Tel: +44 (0) 20 7248 0468 International Ltd, and as such no part of this Fax: +44 (0) 20 7248 0467 publication may be reproduced, repackaged, Email: [email protected] redistributed, resold in whole or in any part, or used Web: http://www.bmiresearch.com in any form or by any means graphic, electronic or mechanical, including photocopying, recording, taping, or by information storage or retrieval, or by any other means, without the express written consent of the publisher. DISCLAIMER All information contained in this publication has been researched and compiled from sources believed to be accurate and reliable at the time of publishing. However, in view of the natural scope for human and/or mechanical error, either at source or during production, Business Monitor International Ltd accepts no liability whatsoever for any loss or damage resulting from errors, inaccuracies or omissions affecting any part of the publication. All information is provided without warranty, and Business Monitor International Ltd makes no representation of warranty of any kind as to the accuracy or completeness of any information hereto contained. Tanzania Commercial Banking Report Q4 2016 CONTENTS BMI Industry View ............................................................................................................... 7 Table: Commercial Banking Sector Indicators .......................................................................................................... 7 Table: Commercial Banking Sector Key Ratios, March 2016 ........................................................................................... 7 Table: Annual Growth Rate Projections 2015-2020 (%) ................................................................................................ 7 Table: Ranking Out Of 75 Countries Reviewed In 2016 ................................................................................................. 8 Table: Commercial Banking Sector Indicators, 2013-2020 ............................................................................................. 8 SWOT .................................................................................................................................... 9 Commercial Banking .................................................................................................................................. 9 Political ................................................................................................................................................. 10 Economic ............................................................................................................................................... 11 Operational Risk ..................................................................................................................................... 13 Industry Forecast .............................................................................................................. 15 Commercial Banking Risk/Reward Index ....................................................................... 18 Middle East And Africa Commercial Banking Risk/Reward Index ..................................................................... 18 Table: Middle East and Africa Commercial Banking Risk/Reward Index ............................................................................. 19 Market Overview ............................................................................................................... 20 Middle East And Africa Commercial Banking Outlook .................................................................................... 20 Table: Banks© Bond Portfolios, 2014 ................................................................................................................... 20 Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios, 2016 ...................................................................... 21 Table: Comparison Of Total Assets, Client Loans And Client Deposits (USDbn) ..................................................................... 22 Table: Comparison Of USD Per Capita Deposits, 2016 ............................................................................................... 23 Economic Analysis ................................................................................................................................... 24 Competitive Landscape .................................................................................................... 27 Market Structure ..................................................................................................................................... 27 Table: Protagonists In Tanzania©s Commercial Banking Sector ....................................................................................... 27 Definition of the Commercial Banking Universe ........................................................................................... 28 List Of Banks ......................................................................................................................................... 28 Table: List of Banks in Tanzania ....................................................................................................................... 28 Company Profile ................................................................................................................ 30 CRDB Bank Plc ....................................................................................................................................... 30 Table: Stock Market Indicators ......................................................................................................................... 31 Table: Balance Sheet (TZSmn) .......................................................................................................................... 31 Table: Balance Sheet (USDmn) ......................................................................................................................... 32 Table: Key Ratios (%) .................................................................................................................................. 32 FBME Bank LTD (Tanzania) ..................................................................................................................... 33 National Microfinance Bank (NMB) ............................................................................................................ 35 Table: Stock Market Indicators ......................................................................................................................... 36 Table: Balance Sheet (TZSmn) .......................................................................................................................... 37 © Business Monitor International Ltd Page 4 Tanzania Commercial Banking Report Q4 2016 Table: Balance Sheet (USDmn) ......................................................................................................................... 37 Table: Key Ratios (%) .................................................................................................................................. 37 National Bank of Commerce (Tanzania) Limited ............................................................................................ 38 Table: Stock Market Indicators ......................................................................................................................... 39 Table: Balance Sheet (TZSmn) .......................................................................................................................... 39 Table: Balance Sheet (USDmn) ......................................................................................................................... 39 Table: Key Ratios (%) .................................................................................................................................. 40 Global Industry Overview .................................................................................................. 41 Global Overview ..................................................................................................................................... 41 Regional Outlooks .................................................................................................................................. 42 Table: 50 Largest Banking Sectors By Assets - Change In Loans-To-GDP ............................................................................ 47 Demographic Forecast ..................................................................................................... 49 Table: Population Headline Indicators (Tanzania 1990-2025) ........................................................................................ 50 Table: Key Population Ratios (Tanzania 1990-2025) .................................................................................................. 50 Table: Urban/Rural Population & Life Expectancy (Tanzania 1990-2025) ..........................................................................
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