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Driven by the Voice of Its Readers

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Driven by the Voice of Its Readers The Voic(edr iivoenf b yt thhe evo iicMe of aiitsl retaedesrse ) Issue Fortnightly magazine for the Diaspora July 16, 2019 208 Fortnightly magazine for the Diaspora TToouurriinngg MMddiinnaa,, MMaallttaa’’ss oolldd ccaappiittaall bbyy KKaarroozzzziinn 2 The Voice of the Maltese Tuesday July 16, 2019 EMIGRANT - bogħod minn pajjiżi imma nibqa’ niddefendih Michael jagħmlu l-għazla huma meta kienu l-identita`tiegħu, u s-suċċess ma jaqta’ GATT qed joqorbu għall-eta` li jistgħu xejn fl-għadd ta’ turisti li jżuru Malta, jfendu għal rashom. inissel fina l-Maltin li ngħixu l-bogħod afna għandhom l-impressjoni B’danakollu ninsab ċert li fil-parti ‘l ferħ u kburija. li dawk kollha li emigraw kbira ta’ dawk li naf u li emigraw, Kif wieħed jistenna, f’pajjiżi fejn minn Malta għal xi pajjiż kollha għadhom iħossuhom Maltin ngħixu aħna l-Maltin ta’ barra, ma ieħor kbir għamlu dan minħabba li daqs kull min lanqas qatt imqar ningħalqux biss f’ġemgħat ta’ Maltin, Ħjew ma sabux xogħol f’Malta, li ma ħaseb li qatt seta’ jirfes barra mill- imma aktar niffaċċjaw barranin, għal - kienux kuntenti fix-xogħol tagħhom, Gżejjer Maltin biex ifittex futur. Ma hekk it-tajjeb li jkun qed iseħħ f’Malta jew li forsi ġew sfurzati jħallu l-Gzej - nafx hux qiegħda f’demmna l-Maltin nistgħu naqsmuh bi kburija ma’ jer Maltin għax ma kienux jaraw imma tkun fejn tkun xorta tibqa’ trid ħbiebna l-barranin. għajn ma’ għajn ma’ min jiggverna u l-aħjar għal pajjiżek, tkun xi tkun ir- F’kull ħarġa ta’ The Voice l-ewwel li ħassew li ma kienux apprezzati (biex raġuni għaliex kont tlaqt. nfittex huma l-aħbarijiet biex nara xi ngħidha bil-pulit). Dan li qed ngħid ġie mnebbaħ sa progress qed isir fl-aktar oqsma im - Le, hemm oħrajn li bħali dehrilhom ċertu punt mill-kummenti taż-żewġ portanti. Tgħidx kemm niffanfra li x-xogħol jew il-professjoni li konna artikli li ġew ippublikati f’paġna 2 meta nsegwi s-suċċessi u l-inizjattivi maqtugħin għalihom setgħu jren - li Malta toħroġ bihom, ġieli ferm dulna aktar, jew li kien aktar jogħ- qabel pajjiżi ħafna akbar. ġobna li ngħixu f’pajjiż kbir u Niffanfra bis-suċċessi Meta dan l-aħħar tħabbru l-inizjat - ħassejna li konna aktar maqtugħin li tivi dwar il- blockchain u l-leġislazzjoni ngawdu dak li dawn setgħu joffru, u bl-inizjattivi li dwar il-kannabis mediċinali, u li kemm f’divertiment, għajxien aktar ‘ Malta toħroġ bihom Malta sa attirat tant kumpanniji biex komdu, jew, forsi bħali, li sibna l- jinvestu bil-kbir f’din l-industrija, imħabba ta’ ħajjithom f’art barranija. ġieli ferm qabel pajjiżi kelli ħafna diskursati ma’ sħabi Min-naħa tiegħi għażilt il-Kanada. Kanadiżi dwar hekk għax dawn Dan ma jfissirx li b’xi mod ċħadna ferm akbar minnha suġġetti li hawnhekk huma midħla lil art twelidna, jew li ma bqajniex in - tal-aħħar ħarġa ta’ The Voice of the sew tagħhom. Baqgħu mmeraviljati li qisu lilna nfusna Maltin. Anzi x’ak - Maltese , taħt l-irjus: Once a Maltese al - gzira hekk żgħira kapaċi tkun tarx li għalkemm komdi f’pajjiż ieħor ways a Maltese! , u One never abandon’s daqshekk avangardista. mill-bogħod napprezaw it-tajjeb ta’ his roots . Għazilt li nikteb bil-Malti U niġi għalhekk għal punt ieħor pajjiżna, nitnikktu f’każ li ma jkunx biex nuri li minkejja li għaddew is- favur magazine bħal dan. Hawn - sejjer tajjeb u nifirħu meta jkun qed snin għadni anke ngħożż l-ilsien hekk, u ċert li anke f’ħafna pajjiżi jiffjorixxi. Malti; inħossu li jiddistingwini aktar kbar oħra, il-gazzetti ġeneralment Jien wieħed minn dawk li ħallejt minn ħag’oħra minn ġnus oħra. isemmu lil Malta fl-aħbarijiet BISS Malta għax sibt li x-xogħol li kont ka - Hawnhekk fejn irrid nemfasiżża s- meta xi ħadd minn Malta li jkollu paċi nagħmel seta’ jtini aktar sodis - siewi ta’ dan il-magazine. Sa sentejn konessjonijiet ma’ ġurnalisti li ġieli fazzjon. Kelli wkoll il-lixka li l-im- ilu lanqas biss kont naf bih imma jkunu mixtrija, bil-għan li jħam - ħabba ta’ ħajti, il-mara futura tiegħi meta ħabib tiegħi f’London Ontario miġha, jitmagħhom tagħrif bil-għan kienet diġa` tgħix fil-pajjiż li għażilt u beda jgħaddili kopja li xi ħadd mill- li jaqla’ l-ħama u jitfa’ dellijiet koroh magħha rabbejt familja. klabb tal-Maltin hemmhekk kien fuq il-pajjiż. Ħabib ta’ tfuliti li hu dilettant kbir jibagħtlu, beda hu wkoll jgħaddi Bħal imzazen il-ġurnalisti barranin, tal-futbol kien xtaq li jkun qrib it-tim kopja bl-email lili, inkella jgħarrafni għal finijiet tagħhom jaqduhom. favorit tiegħu fl-Ingilterra u għażel meta jkun ippublikat u naqrah minn Hemm il-fake news! Għalhekk jekk dan il-pajjiż biex jemigra fih u kom - fuq il-portal tal-issuu. xejn, permezz ta’ xi pubblikazzjoni pla l-karriera tiegħu hemmhekk. Nista’ ngħid li hawn ħafna oħrajn bħal din biss min jinteressah tasew Kien qalli li raġuni oħra għaliex bħali li qed isegwu l-ktibiet li fih. Fos - dwar Malta jkun jaf il-verita`. Naf għażel l-Ingilterra kien għax issodis - thom naf anke Kanadiżi li jew ngħad - x’qed ngħid għax meta ġieli ppruvajt fah f’kull ma xtaq, u li hu faċli għalih dilhom kopja jien inkella ħaddieħor. nikkoreġi ineżattezzi li qrajt f’ġurnali li meta jrid jista’ jaqbad u jinżel Malta Għalkemm ma jifhmux kelma bil- li ppubblikaw dak li nkun naf li hu biex iżur lil qrabatu, l-aktar lill-ġeni - Malti u mhux se jaqraw l-artikli bil- falz, qatt ma kellhom id-deċenza turi li kienu ħassew ħafna n-nuqqas Malti, imma jieħdu gost isiru jafu jikkoreġuh. Billi minix xi awtorita` tiegħu meta ħalla Malta għax diġa` x’qed jiġri fi gzira hekk żgħira bħal governattiva mhux se jtuni d-dritt kellu xogħol tajjeb. Malta, l-aktar permezz tal-aħbarijiet. tar-risposta. Xorta waħda, kemm hu, kif ukoll Minn xi daqqiet jien nidħol ukoll fil- Ma rridx nagħti l-impressjoni li rrid jien, inqisu lilna nfusna bħala emi - portals Maltin tal-aħbarijiet imma nuri li jien xi patrijott bħal Dun grant u nibqgġu Maltin. Illum it-tnejn nsibni aktar komdu naqra tagħrif dwar Mikiel Xerri, imma fejn nista’, u fejn għandna familji u t-tnejn ngħożżu lil Malta li ma jkollux laqtiet politiċi li min naf li hemm min irid iħammeġ bil- Malta u ngħallmu lill-uliedna jħobbu ipoġġihom fil-portals ġeneralment gideb, lil pajjiżi nibqa’ niddefendih. l-art li welldet lil missierhom. ikun irid imexxi l-aġenda tiegħu. Intemm billi nħeġġeġ lill-Maltin li Għandi ħafna ħbieb oħra li wkoll Dak li qed iseħħ f’Malta, kemm il-ġid bħali jgħixu bogħod minn pajjiżhom emigraw f’għadd ta’ pajjiżi, uħud u s-suċċess ekonomiku, kif ukoll il- biex ma jinsewx minn fejn ġew. mal-ġenituri tagħhom, u allura ma bidla fl-infrastruttura li qed tagħmel M’hemm xejn għeżeż mill-familja u kienux ixxurtjati daqsi li setgħu minn Malta pajjiż modern bla ma jitlef minn art twelidek! Tuesday July 16, 2019 The Voice of the Maltese 3 Q. We are in our late 70s, pensioners and moving into a his is a monthly service offered by The Voice of the granny flat on my daughter’s property. We have sold our Maltese in which Marie Louise Muscat from the Fidu - house and we are using some of the proceeds to renovate cTian Financial Services helps our readers understand the the granny flat. The granny flat is in my daughter’s name and will continue to be so as it is on the same title as her complexities associated with financial planning. If you home. We will be paying $200 a week in rent. Are we enti - need more advice send an email to Marie Louise via: mal - tled to rental assistance from Centrelink? [email protected]. A. As you will be renting the granny flat pletely. The same you will be treated as non-homeowners applies if you opt for and therefore entitled to some rental assis - the lump sum. tance. The amount of rental assistance that As a single person you will get depends on the amount of rent for you to get the age that you pay but will be no more than pension or part of it $129.20 per fortnight. To get the maximum your assets need to be amount your rent needs to exceed $370.47 below $567,250. One per fortnight.. option to consider would be to take part Q. I am single, a homeowner and plan - lump sum and part ning to retire by the end of December payment, for example, this year. I am 64 years of age and have 50% as a lump sum been offered either a defined benefit or and 50% as a fort - a lump sum payment from my super - nightly payment. By annuation fund. My current lump sum taking a portion as a QQ&&AA figure is around $500,000. Should I go lump sum you could re-invest these funds Q. I am a self-funded retiree and have for the lump sum or should I go for the back into superannuation and commence a large portfolio of direct shares. I have fortnightly payment. I was told the an account-based pension. two daughters and I was planning to fortnightly payment would be for the You would also have access to these funds transfer around $150,000 worth of rest of my life. if you needed money to travel or for major shares to each of them rather than wait expenses. This lump sum would be treated until I pass on. What should I be con - A.
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