DOCSLIB.ORG

The Lowell Ledger. Independent Not Neutral

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text

Load more

THE LOWELL LEDGER. INDEPENDENT NOT NEUTRAL. VOL XII, NO. 6 Largest Clrculotloa. LOWELL, MICHIGAN, THUKSDAY, JULY 28, 1904 Official Newspaper. TEN PAGE PAPER THREE IN ONE DAY BIG TIME SURE YOU CAN POINT KAILK0AI) ACCIDENTS IN AT GOOD ROADS FESTIVAL' to the Savings Bank with LOWELL YESTERDAY. AND FARMERS' AND pride, especially If you have an XACCABEE PICNIC account there.! A man with a Two on the Pore Marquette. No savings account' knows the One Ifljnred. In l.offoll on Wednesday, August great benefits he derives from The Pere .Marquette morulng train having money In the bank. 17, Early and Late. from Oraud Kapids to Saginaw ran The committees having in charge into and hiaashed a box car In the the Third Annual Good Boads Festi- The City Bank, train yards liere yesterday. The box val and Farmers" and Maccabees' car wa« iielng pulled to the west by Hill, Watts A Co,, I'ii nic are bestirring themselves to a freight engine and this prevented provide a day of enjoyment for Low- fatalities. The express flreman and ell's guests on Wednesday, August Is a safe place to keep your engineer jiim|)ed and the passengers money. It allows Interest at and crews escaped with a severe 17. The finance committee secured the rate of .'1 per cent |>er an- shaking up. The people In the cafe pledges of about $I(MI. which with num In Its Savings Department car had their breakfasts unceremon- fhe iponey left, on hand from hist and Is wisely and conservative- iously dumped into their laps and year's picnic makes about $150 ly managed. upon the door. The express engine available for this celobralion. As was badly disabled and after consid usual, everything will be free and THE SAVING HABIT Is n good quality to develop and means erable delay the train was hauled on , who gains distinction in the strenuous the hfli will start in morning and much for you In the future. You should begin now. It will In* easier Its way by the freight engine. world of business, accomplishes that re- as you go along. Better open that account now. You'll IK? Inter- The express crew claimed that < he last all day long. The committees sult becausc of superior energy and vitalitv. are planning for free entertaiments ested In our bank. Call and see us and we'll explain anything you freight was trespassing on their even: similar ih those which proved so may care to know. time, that if anything the express popular last year. 0=P=C suspensories was a little late: but the freighters man claimed that the box was a "wild" The Maccabees will IK? with us In force. Father Boynton's coming in- sustain vitality and save energy. There is no immediate car and they were chasing It to pre- suring the attendance of lodges, drill w difference between the energyyo off thille man who docs wear an vent a worse calamity. teams and bands from neighboring O-I'-C and the man who does not, just as there is not much differ- On the same afternoon another P. towns; and something striking In encc at first between the man who takes a thirty inch step and he M. express ran into a pile of sand the way of a morning parade Is ex- who slops a quarter inca .rore But there is a big difference in a that had been washed onto the track pected from them. ?«ry short lime. Wear an O-P-C suspensory thirty days and know. by the heavy rain and had to be dnjr Watch for program In our next Booklet Free upon request. out. The engineer's watchfulness issue and prepare to be with us Wed- was all that saved the train. This nesday, August 17. w<is the scene of the wreck and the The Lowell Band will give a dance killing of Engineer Smith Inst Aug- at the opera house in the evening. ust. There should be a remedy. Don't Miss It! I'resident Look has appointed the That same evening the (Jrand following Comnilttees: Trunk got a freight car off the track Finance—W. S. Winegar, Chas. D. G. LOOK near the P. M. crossing, but it was McCarty, D. F. Butts. soon "off agin and gone agin." Program—A. W. Weekes, O. C. Mc- Your Druggist. Dannell, F. T. King. Everythlag la Drugs and Books. You Know Where. HEARD ABOUT TOWN. Advertising—Clyde Collar, Weldon The goods we offer are first class in Smith, C. Guy Berry. every particular. The cost is entirely Sports—B. VanDyke, E. I). Mc- ignored. Our object being- to quickly Mrs. Eugene Carr Is visiting in Queen, R. D. Stocking. Bowne this week. Island—Harvey Coons..!. B. Nich- dispose of the limited quantity named. Born—July 25, to Mr. and Mrs. E. olson. H. O. Barnes. "Please bear in mind that we will D. Worthings, a son. Music—S. P. Hicks, E. B. Collar, A. be unable to furnish these goods after Adjustment sale of coats and vests I). Sturgis. cheap at Godfrey's. Amusement—W. A. Watts, Fred the present stock is exhausted or dupli- Money saved is money earned, so Hinyan, R. VanDyke. cate the price on future orders. buy furniture at Hakes'. Arrangements—D. G. Look, W. S. Mr. and Mrs. .his. H. Midr spent Winegar. A. W. Weekes. Clyde Collar. Sunday In Grand Hnplds. R. VanDyke, Harvey Coons, S. P. Take advantage of mld-sunimcr Hicks. W. A. Watts. No. 1 Cup Grease 7c lb. In Sib. lots. prices on furniture at Hakes." 1 Time is Money 600 Test Cylinder Oil 40c gal. In 5 gal. lots. Mrs Baiph Smith of Ionia has been METHODIST. Judd's Harness Oil 2Bc gal. in one gal. lots. 'visiting Mrs. J. M. Meyers this week. Steel Barn Door Track 2 l-2cft. Regular services next Sunday, Men's handkerchiefs 4c. He, 7c. 12c, in the morning the theme of the ser- Teach the boy and girl Its value by pre- Creaju Separators. 19c at Godfrey's adjustment sale. mon will be. "The Foundations of senting them BATCHES selected from When you want first quality and Faith or Why we believe." In the our elegant stock of time keepers. Cases new goods; call on Bangs & .lessup, and works guaranteed. Prices posi- Extra Barsalfls In Second Hand Cook Stoves evening, "The Angels and Devils of grocers. the Suimiier Time." tively the lowest Fine nssortmeut of There will lie a big dance at Mose- The topic for the Epworfh league ley Hall, Moseley, Aug. 12. Every- Devotional meeting Is: "Missions in CHAINS, FOBS AND body come. Latin Countries," i.n:! the meet bit: CHARMS to mutch. Dean McCarty has returned from a will l»e in change of Miss I^ibbie several months' trip through the Lawrence. western stales. The B. B. L. will have a meeting Special Prices on Cut Glass and high grade Silverware. R. B. BOYLAN Come and get our clearing out on Monday evening. They have A BOBS prices on shot's and you will surely arranged a program and for a few buy, at Godfiey's. evenings will study the prominent Mrs. L. II. Hill (nee Minnie Mnin political characters. Their ofllcers and Miss Marion Klsor are visiting: ars: Pres., Glen Loveland; Vice Pres; Grand Uaplds friends. Ernie Terry; Secretary: Bruce Craw- Miss i/ena Fox of Urand ilapids ford. Treasurer, Harold Oliver. D. Stocking. lias l»een spendlnir .i lew days with Junior League will meet on Sun- Miss Marguerite Southard day after noon atP. M. Mrs. John Bandall and son, Frank BAPTIST. Gramer. are visiting her son atWnu- kegan, 111., and Meiiomlnee. Morning worship at I0.:M). Ser- Watches You need not buy $."> worth of mon, "The Trail of the Sword." goods In ordl>r to sei-ure $:t.nophotos B. Y. P. U. at 6.:50. Topic, "The Clocks F YOU want good goods, for $1.75. Ask Mrs. Mo tilt. tf. Final Glory." IxMider, .1. B. Nichol- Mrs. P. J. Becker of Detroit Is son. All interested are urged to at- Jewelry the best that money can Bpendlng several weeks with her tend this meeting. A chorus of girl The Bargains mother, Mrs. Margaret Lewis. voices will lead in the singing. buy, goods that are of No evening service other than the Silver- T FOR SALK—One Gohl Coin coal In our line. Nobody else can Young People's meeting. superior workmanship stove, wood heater and other house- touch us for equal quality and ware hold goods. Miss 0. U Bosworth. CONGREGATION AL. ^ slmllur prices. and quality, goods that are F. W. Hinyon and family made an The pastor Is moving ids house- Fancy up-to-the-times, goods that automobile trip to Freeport, Carl- hold goods to Lowell this week.— Our Name ton Center and Hastings last week. Bcguhir services next Sunday. Morn China are sold under a guarantee Misses Mable and Mary Scott en- IUK; subject: "Character Building;" Is,always a sure guarantee of to be perfect, goods that will tertained fifteen young ladles Thurs- Evening subject: "Good News." exceptionally fine goods. If day afternoon in honor of their you are interested in getting a Kodaks Heard About Tows. please you in every partic- cousin. Miss Elvira Pengelly. lot for your money you should and Mrs. S. B. Hail returned yesterday Mrs. Melvin Chase Is vrye ill. visit yur store this week. ular, come to us—we can to Grand l>edge after a several days Melvln Chase and son are in Bat- supplies please you in every way.
Recommended publications
  • Comments of Independent Community Bankers of America

    Comments of Independent Community Bankers of America

    JEFFREY L. GERHART Chairman WILLIAM A. LOVING, JR. Chairman-Elect JOHN H. BUHRMASTER i'/,'1 Chairman ^—^^INDEPENDENT COMMUNITY NANCY A. RUYLli Treasurer BANKERS of AMERICA® STEVEN R. GARDNER Secretary SALVATORE MARRANCA Immediate Past Chairman October 30, 2012 CAMDEN R, FINE President and CEO Mr. Ben Bernanke Chairman Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 Mr. Thomas J. Curry Comptroller Office of the Comptroller of the Currency 250 E Street, SW Mail Stop 2-3 Washington, DC 20219 Mr. Martin J. Gruenberg Acting Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 Re: Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Minimum Regulatory Capital Ratios, Capital Adequacy, Transition Provisions, and Prompt Corrective Action--OCC Docket ID OCC-2012-0008, Federal Reserve Docket No. R-1430; RIN No. 7100-AD87, FDIC RIN 3064-AD95 Regulatory Capital Rules: Standardized Approach for Risk-weighted Assets; Market Discipline and Disclosure Requirements—OCC Docket ID OCC-2012-0009, Federal Reserve Docket No. R-1442; RIN No. 7100 AD87, FDIC RIN 3064-AD96 Dear Sirs: On behalf of the nation's community banks, including their chief executive officers, presidents, directors, employees, business partners, and customers, the Independent Community Bankers of America (ICBA)1 hereby presents to you the attached petition 1 The Independent Community Bankers of America®, the nation's voice for more than 7,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services.
  • Annual Report of the Town Officers Of

    Annual Report of the Town Officers Of

    182nd ANNUAL REPORT Town of Wakefield — 1993 .*^^ n*^ C cE cLcE cBRj<ftT cE 3 5 Wakefield. r7MaSSachuSettS 1644-1994 < H 0} UJ The cities a. ^^ > c s o 01 1 CO WCNA By C.CS In tf T3 u a> Lake u Urn z B 3 Festival O s oj a; U CO 1 £ CO J iP o »* *"i CM CM u_ = >* jo; Si o cm ro O -Q l/) E E > 5 > <-» U o co O U § a « =£ 11 u OC li £ ^ O u. 3C N> < 5** ^H Q £ "-H CM **i > 1 (0 .5* »^*j CO QJ 3 o CM 8 > i CO ^> CO CD c T3 CD >H 5 CM 8} g •-> > b Jk w CO 5 ? -* B 4, «j 2: CO X 00 3CD h- ^ »» S© »-H CM CM © B «- £ i > c j= <D w> CO - E ? TJ SP .£ fcS* C c o 51* c ^*( 2 if ^ j= £ =3 9i en <p t>* »— CM CM ^h o 9 o > en s 1 c u o CO »£e t: > § "75 (0 OJ o £ T3 u ^ o S 55 r c B 3 X J£» oco C/> 3 | 5 > 5 <~> i_u S 1^ cm Ci SP *-H 1 *->» |CM c5 The illustrations and "advertisements" appearing throughout this Annual Report were selected from rare Wakefield publications of 1876, 1886 and 1894 as well as a Daily Item special edition of 1909. The Wakefield Historical Com- mission's "Wakefield 350" emblem graces the front cover. The illustrations cour- tesy of Mrs. Nancy Bertrand of the Wakefield 350 Committee. r \ 182nd annual report OF THE TOWN OFFICERS OF Wakefield Massachusetts including the vital Statistics for the year ending December thirty-first 1993 v Wakefield Item Press, Wakefield, Mass.
  • Saugus-1942.Pdf

    Saugus-1942.Pdf

    ®nnm of ^augua (Ctmommtealiij nf M&&Bnrtpx&stt& ( TOWN DOCUMENTS One Hundred and Twenty-Seventh ANNUAL REPORT of the Town of Saugus, Mass. FOR THE YEAR ENDING DECEMBER 31, 1942 THE CLIFTONDALE PRESS. SAUKUS LOCAL HISTORY **f. 352 Saugus v. 55 (Sawn of S'augua (tttrntmonfoealtli of (Mnzmdinztttz TOWN DOCUMENTS One Hundred and Twenty-Seventh ANNUAL REPORT of the Town of Saugus, Mass. SAUGUS PUBLIC LIBRARY for 2^<^,ggDf!R? I THE CLIFTONDALK PRESS. SA1 I 1942] ELECTED TOWN OFFICERS Elected Town Officers, 1942 Town Clerk VIOLA G. WILSON Term expires March, 1945 Selectmen GEORGE H. QUARMBY, Chairman Term expires March, 1943 HAROLD P. RICE " " " 1943 WILLIAM S. OLIVER " " " 1943 Assessors ALEXANDER S. ADDISON, Chairman Term expires March, 1943 " " ALBION RAMSDELL RICE " 1944 " " GEORGE H. MASON " 1945 Board of Public Welfare ARTHUR C. DUNK, Chairman Term expires March, 1945 GUSTAVE A. ANDERSON, Secretary " " " 1943 ERNEST M. HATCH " " " 1944 Treasurer HAROLD E. DODGE Term expires March, 1945 Collector of Taxes VIOLA G. WILSON Term expires March, 1945 Trustees of Public Library JOHN B. LANG, Chairman Term expires March, 1943 ALBERT R. MAGEE 1943 CHAUNCEY V. WHITTREDGE 1944 KALER A. PERKINS 1944 WALTER D. BLOSSOM 1945 LEVERETT B. MEARS 1945 Board of Health LEROY C. FURBUSH, Chairman Term expires March, 1943 JAMES A. CLARK " " " 1944 " " RICHARD J. SPENCER " 1945 School Committee GEORGE A. M (/CARRIER, Chairman Term expires March, 1944 HARRY WEXTWORTH " " " 1943 WALDO B. RUSSELL " " " 1943 ANNIE L. HALLIN " " " 1945 WILLIAM STEWART BRAID " " " 1945 4 TOWN DOCUMENTS TDec. 31 Cemetery Commissioners WILLIAM E. LUDDEN Term expires March, 1944 HENRY A. B.
  • October 17, 2012 Mr. Robert E. Feldman, Executive Secretary

    October 17, 2012 Mr. Robert E. Feldman, Executive Secretary

    October 17, 2012 Mr. Robert E. Feldman, Executive Secretary Attention: Comments/Legal ESS Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 Via email at [email protected] Jennifer J. Johnson, Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, N.W. Washington, DC 20551 Via email at [email protected] RE: FDIC RIN 3064-AD95, FDIC RIN 3064-AD96, and FDIC RIN 3064-AD97 Dear Mr. Feldman and Ms. Johnson: I am a member of the board of directors of BayCoast Bank (the "Bank") and appreciate the opportunity to comment on the Federal Deposit Insurance Corporations proposed Basel III Notices of Proposed Rulemaking issued in June 2012 requiring all banking organizations to comply with Basel III pronouncements and standardized approach NPR. For the following reasons, I believe that it is my responsibility as a director to let you know that I believe the implementation of this requirement will do great damage not only to our bank, but also to all similar community banks in the country. In addition, it will adversely affect the ability of such banks to provide needed services and products to local people and businesses. At a time when the politics of the moment is correctly focusing on facilitating programs and other methods of assistance for small businesses such as our bank and, more importantly, for our customers, it is unfortunate that this requirement is currently under serious consideration. Bay Coast Bank is a Massachusetts chartered bank established in 1851 that offers a variety of financial services to individuals and businesses through fifteen offices in Southeastern Massachusetts and Rhode Island.
  • Wakefield-1931.Pdf (13.96Mb)

    Wakefield-1931.Pdf (13.96Mb)

    120th ANNUAL REPORT of the TOWN OFFICERS of Wakefield, Mass. Financial Year finding December Thirty-first Nineteen Hundred and Thirty-one APR 2 9 1332 also THE, TOWN CLERK'S RECORDS of the BIRTHS, MARRIAGES and DEATHS During the Year 1931 ITEM PRESS WAKEFIELD, MASS. W14 bOl< Town Officers, 1931-1932 Selectmen William Blanchard, Chairman Eugene J. Sullivan, Secretary Leander M. Clark Rena M. Colson George O. Sheldon Town Clerk Frederic S. Hartshorne Assistant Town Clerk Margaret V. Hurley Town Treasurer Arthur H. Boardman Tax Collector Charles E. Walton Moderator Theodore Eaton Assessors Charles A. Cheney, Chairman Term Expires March, 1932 Arthur C. Verge, Secretary " " " 1932 Hugh Connell " " " 1933 George H. Stowell (Died July 5, 1931) Municipal Light Commissioners Marcus Beebe, 2nd, Chairman Term Expires March, 1932 A. Francis Harrington, Secretary " " " 1933 Curtis L. Sopher " " " 1934 TOWN OF WAKEFIELD Water and Sewerage Board William B. Stantial, Chairman Term Expires March, 1932 " George H. Stimpson, Secretary . " " 1932 Sidney F. Adams 1934 Chester A. Emerson (Resigned) Board of Public Welfare William C. Strong, Chairman Term Expires March, 1934 Adelaide W. Boynton, Secretary 1933 James A. Fox 1932 School Committee Harry B. Allman, Chairman Term Expires March, 1933 Eva Gowing Ripley, Secretary 1934 J. William O'Connell, Treasurer 1934 Mabel W. Sweetser " " " 1933 John B. Sawyer 1932 Thomas F. Kenney " 1932 Trustees Beebe Town Library J. Oliver Beebe, Chairman Term Expires March, 1932 Florence I. Bean, Secretary 1934 Bertha A. Round (Died Nov. 5, 1931) 1934 Hervey J. Skinner 1934 Arthur L. Evans 1933 Edson W. White 1933 Frank T. Woodbury 1933 Winfield S, Ripley 1932 Richard Dutton 1932 Board of Health Charles E.
  • The People's Capital: the Politics of Popular Wealth In

    The People's Capital: the Politics of Popular Wealth In

    The People’s Capital: The Politics of Popular Wealth in the Gilded Age By Robert Gabriel Nelson A dissertation submitted in partial satisfaction of the requirements for the degree of Doctor of Philosophy in History in the Graduate Division of the University of California, Berkeley Committee in charge: Professor Robin Einhorn, Chair Professor Caitlin Rosenthal Professor David Henkin Professor Chrisopher Tomlins Spring 2019 1 Abstract The People’s Capital: The Politics of Popular Wealth in the Gilded Age by Robert Gabriel Nelson Doctor of Philosophy in History University of California, Berkeley Professor Robin Einhorn, Chair The proliferation of financial practices and institutions throughout the mass of American society throughout the late nineteenth and early twentieth century produced a wide range of social effects. From changing discourses about racial progress and equality to aspirations for integrating rebellious workers into a system of financial-industrial capitalism, anxieties about financial panics to the possibilities of worker-owned cooperatives, popular engagement with the financial apparatus became the very stuff of American life. This dissertation looks at a wide range of primary sources— political pamphlets, bank statements, cooperative prospectuses, reform newspapers, trade journals, novels, and congressional testimony—to link changes in the form and nature of popular wealth to the development of mass politics. As the scattered but substantial wealth of the American working classes began to congeal in institutional forms, a wide variety of historical actors struggled over what to do with the people’s capital. i Acknowledgments As is the case with all dissertations, “The People’s Capital” reflects the hard work, attention, and dedication of many individuals.
  • The Mutual Savings Bank Crisis

    The Mutual Savings Bank Crisis

    Chapter 6 TheThe MutualMutual SavingsSavings BankBank CrisisCrisis Introduction The first major crisis the FDIC had to confront in the 1980s was the threatened insol- vency of a large number of mutual savings banks (MSBs). Historically, state laws had re- stricted these thrift institutions to investing in long-term, fixed-rate assets; and traditionally, the majority of MSB liabilities were in passbook savings accounts paying a low rate of in- terest. Until the 1970s, this manner of operating had enabled mutual savings banks to pros- per throughout most of their history. However, in the 1970s the combined forces of rising interest rates, increased competition for deposits, and legal restrictions on diversifying the asset side of the balance sheet quickly overwhelmed many thrift institutions. During the first three years of the 1980s the mutual savings bank industry sustained operating losses of nearly $3.3 billion, an amount equivalent to more than 28 percent of the industrys general reserves at year-end 1980. Losses at some individual MSBs were even higher, and these in- stitutions experienced a rapid depletion of capital. This chapter describes the relatively unique development and history of mutual savings banks in the United States and the causes of the crisis that peaked in the early 1980s; it also discusses the regulatory and congres- sional responses to the problem. Background Mutual savings banks in the United States date to 1816, when the Philadelphia Saving Fund Society began operations on a voluntary basis and the Provident Institution for Sav- ings in Boston was granted the first savings bank charter.1 Originally MSBs were organized to help the working and lower classes by providing a safe place where the small saver, then shunned by commercial banks, could deposit money and earn interest.
  • Insurance Times: Industry-Supported NY Claims Reg

    Insurance Times: Industry-Supported NY Claims Reg

    Insurance Times: Industry-Supported NY Claims Reg. 68 Again Rejected By Court February 20, 2001, Vol. XX No. 4 by Mark Hollmer InsuranceTimes New York's proposed reform of the state's no-fault regulations - which was intended to reduce fraud -- have now been rejected twice by the courts. The state's Appellate Division, First Department upheld a New York State Supreme Court decision last June that threw out reforms to auto insurance Regulation 68 because of errors in the way they were launched. Joanna Rose, the state's Insurance Department spokesperson, said that the latest legal decision was "made again on procedural grounds and it didn't go to the merits of the regulations" themselves. "So we are currently reviewing the decisions of both courts and trying to decide the best way to proceed." The department proposed a number of changes, including reducing the time an insured has to report an accident to an insurer from 90 days to 30; the deadline for medical providers to file claims for auto insurance policy-related medical serviced was also initially slashed from 180 days to 45. Not surprisingly, insurance lobbyists condemned the Feb. 6 Appellate Division decision, and the state Trial Lawyers Association applauded it. "This ruling will do nothing but hamper insurers' efforts to fight fraud and lower costs," David Snyder, American Insurance Association general counsel, said in a written statement. Joseph Termini, associate counsel with the National Association of Independent Insurers, said in a written statement that the court's decision hurts consumers and insurers alike. "There is no reasonable or legitimate reason to allow insurance claims to be submitted up to six months after an accident, which is the case now," he said.
  • Summer 2017 June - September Meet the Recreation Staff!

    Summer 2017 June - September Meet the Recreation Staff!

    RECREATION Community Based Therapeutic Recreation for People with Intellectual Disabilities 26 Princess Street, 3rd floor Wakefield, MA 01880 Phone: 781-587-2382 Fax: 781-587-2383 Email: [email protected] www.theEMARC.org Summer 2017 June - September Meet the Recreation Staff! Joe Desjardins Cori O’Kane Jess Viens Director of Recreation Assistant Director of Recreation Recreation Program Specialist [email protected] [email protected] [email protected] 781-587-2382 781-587-2384 781-587-2380 Alison Meredith Gina Nicole Albino Pizzi, Shulimson Berke Music Therapy MT-BC Socials amplifi Adaptive Music Music Therapy Maura Lianne Maddy Tracy Kristen Jessica Frank O’Brien O’Day Hollenbeck Pelrine Tower Talbot Collins EMARC’s Mission Valuing People, Inspiring Dreams, and Achieving Goals. The Recreation Department seeks to provide recreation and leisure experiences to people of all ages and abilities which promote independence, build life skills, maximize community Special thanks to Malden CDBG, Medford CDBG, Melrose, Reading, Stoneham, & Wakefield, DDS, Harpley Family Foundation, The Savings Bank Foundation, Samantha’s Harvest, and Adelaide Breed Bayrd and Enka for their support of our Recreation programs! r’EMARC’able Ramblings What’s New? Welcome Jess!! - Out & About Club!! This new program is geared for ages 35+ as a social Saturday morning activity! Jess Viens is our newly hired Recreation - S.A.S.H. We are teaming up with Stoneham Public Schools Program Specialist. You have likely seen Jess to offer an extended ESY program that will feature themed at one of our EMARC programs as she has weeks of physical activity & nutrition, music, art, and science! been working with us in a LEAD staff role - In April, EMARC Recreation held it’s 2nd annual Special since April of 2015.
  • 2016-2017 Sponsored By

    2016-2017 Sponsored By

    2016-2017 SPONSORED BY Josh Davis business Litigation Partner Courtroom tested. Josh Davis’ clients face human-related challenges every Client committed. day. As employers at major hospitals, media companies, Case closed. automobile dealerships, financial services firms, pharmaceutical companies and non-profit entities, they rely on Josh’s pragmatism. He listens, understands their true goals, and knows how to find the right solutions. If litigation ensues, his clients know he has them covered. Find your litigation solutions at Goulston & Storrs. serious goulstonstorrs.com Letter from the Publisher WELCOME TO THE 2016-2017 DIRECTORY OF NEW ENGLAND IN-HOUSE COUNSEL We are proud to provide you with the most compre- [email protected]. hensive catalog of its kind, and we hope you find it to be a valuable reference tool. Lawyers Weekly is In case you didn’t already know, corporate attorneys can find a wealth committed to serving corporate counsel throughout the region, and this of information every day at Massachusetts Lawyers Weekly’s website, year’s edition has been extensively reviewed for accuracy and completeness. masslawyersweekly.com, and at Rhode Island Lawyers Weekly’s website, Our goal is to enhance your access to in-house attorneys throughout New rilawyersweekly.com. England. Don’t forget to mark your calendars! Our Leaders in the Law Gala will be New England In-House, our bi-monthly publication, provides the news and taking place in March 2017. This event honors select in-house lawyers and information corporate counsel need in their practices. Please visit www. others and is a festive, well-received celebration of the in-house community.
  • Annual Report of the Town Officers Of

    Annual Report of the Town Officers Of

    L80th ANNUAL REPORT [own of Wakefield - 1991 The 1991 Wakefield Annual Town Report is dedicated to John J. McCarthy, who retired on January 26, 1991 John j. McCarthy Town Accountant 1950-1990 Executive Secretary to Board of Selectmen 1957-1990 Town Accountant/Executive Secretary Emeritus 1991 Illustrations for this Annual Report were made by Junior Girl Scout Troop #1450. Members of the troop are: Meghan Butler, Alicia Costa, Lauren Emmott, Rebecca Flint, Elizabeth Henshaw, Stephanie Lemieux, Sara Masiello, Sara Owen, Katie-Lyn Rhoades, Kathleen Tyler and Melissa Wilson. Troop Leader is Cheryl Jackson. Assistant Leader is Kristen Henshaw. r ~\ 180th annual report OF THE TOWN OFFICERS OF Wakefield Massachusetts including the vital Statistics for the year ending December thirty-first 1991 Wakefield Item Press, Wakefield, Mass. TOWN OF WAKEFIELD Town of Wakefield Population, 1991 Census — 23,988 1990 Federal Census — 24,825 Congressman, 7th District — Edward J. Markey of Maiden Councillor, 6th District — Vincent J. Manganello of Boston Senator, 3rd Middlesex District — Richard R. Tisei of Wakefield State Representative, Twenty-Second Middlesex — William F. Cass TOWN OFFICERS * Selectmen Judith S. Babb, Chairman, 1993 Trudy Delory, 1992 J. Edward Surette, III, 1993 Wayne M, Tarr, 1992 Brian M. Cresta, 1994 *Town Clerk Virginia M. Zingarelli, 1993 •Moderator John L. Harrington, 1992 * Treasurer Paul Lazzaro, 1992 Tax Collector Michael W. Martello, 1994 **Town Accountant Matthew J. Burns, Jr., 1994 ** Executive Secretary Thomas P. Butler, 1994 180th ANNUAL REPORT Executive Secretary/Town Accountant John J. McCarthy, Emeritus January 26, 1991 Board of Public Works Cyril R. Bode 1992 Thomas G. Carroll 1993 Roger G.
  • Electronic Funds Transfer Agreement

    Electronic Funds Transfer Agreement

    ELECTRONIC FUND TRANSFER DISCLOSURE AND The Savings Bank AGREEMENT 357 Main Street Wakefield, Massachusetts 01880 (800)246-2009 www.tsbawake24.com For purposes of this disclosure and agreement the terms "we", "us" and "our" refer to The Savings Bank. The terms "you" and "your" refer to the recipient of this disclosure and agreement. The Electronic Fund Transfer Act and Regulation E require institutions to provide certain information to customers regarding electronic fund transfers (EFTs). This disclosure applies to any EFT service you receive from us related to an account established primarily for personal, family or household purposes. Examples of EFT services include direct deposits to your account, automatic regular payments made from your account to a third party and one-time electronic payments from your account using information from your check to pay for purchases or to pay bills. This disclosure also applies to the use of your "ATM card" or "Debit card" (hereinafter referred to collectively as "ATM Card") or debit card (hereinafter referred to collectively as "Debit Card") at automated teller machines (ATMs) and any networks described below. TERMS AND CONDITIONS. The following provisions govern the use of EFT services through accounts held by The Savings Bank which are established primarily for personal, family or household purposes. If you use any EFT services provided, you agree to be bound by the applicable terms and conditions listed below. Please read this document carefully and retain it for future reference. DEFINITION OF BUSINESS DAY. Business days are Monday through Friday. ELECTRONIC FUND TRANSFER SERVICES PROVIDED ATM CARD SERVICES. The services available through use of your ATM card are described below.