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Real Estate Poses Appraiser in Case of Resale? These Are Just Samples of the Questions That May

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Real Estate Poses Appraiser in Case of Resale? These Are Just Samples of the Questions That May M \\( IIKSTKli IIKUAl.D \\idii. m I;i \ .Imu' i:i, Unmarried couples joining the ranks of home owners CDBG panel debates Carol Kamm’s dogs Senior pair The American dream of owning your own home is they grasp the legal implications of the purchase," a bouse for $50,000 that, two years later, is worth getting more and more powerful — and now pulling in Gresham emphasizes, for there are crucial issues $75 000, whereupon you lose your job and can t pay possible re-entry regs dorft mind the sun led Tech nine single men and single women who would be locked out involved. your share of the mortgage? Who chooses an of achieving the dream were they not buying the home Y o u r Jointly purchased and owned real estate poses appraiser in case of resale? These are just samples of the questions that may ... page 3 ... page 13 page 11 with a friend. These unmarried couples do not M o n e y ' s critical ownership issues that must be spelled out — in necessarily have a "romantic" relationship. They a contract, in advance of the purchase — both lawyers arise to haunt you both. may simply be singles buying homes together W o r t h and real estate brokers agree. A contract is obviously essential. Your lawyers will because they want a house both can live in and "No matter what happens between the two, the advise you on what form of joint ownership to choose perhaps also profit from as an investment. Sylvia Porter mortgage has to be paid," warns Gresham. (depending on many variables, including your state Overall, unmarried couples accounted for 7.7 This is no venture for casual acquaintances. In an laws). A "tenants in common” arrangement, which percent of home buyers nationally in 1983. according ideal case, you should live with your prospective provides each of you with an undivided interest in the ■to the U.S. League of Savings Institutions, against .'>.3 co-owner before your purchase to learn about each property, seems to be the most popular choice of percent in 1981 and 3.9 percent in 1977. other's habits and values. How would you like to singles. But other options include joint tenancy and The trend is much stronger in some regions. In the percent of residential sales come from singles getting co-own your home with a person who never pays bills partnerships. • u . Much cooler tonight; Manchester, Conn. Northeast, for in.stance. 9.7 iiercent of home buyers in together, particularly single women, and especially in on time? Or who can't be bothered to do chores? Or Attorneys are imperative from start to finish to be Mostly sunny Friday Thursday, June 14, 1984 1983 were unmarried couples, while in the West, the California and Texas." In addition, he notes, “the who. won't handle regular maintenance tasks? sure you make no errors on taxes and estate planning. percentage was 8.4. In the North Central states, this price of the houses they're buying are in the middle to "People should be friends," advises Gary Carter of Co-own with care! — Seepage 2 Single copy: 25(t category claimed 7..3 percent of home buyers, but in upper brackets." ERA Realty in Walnut Creek, Calif. "There are many “High prices and high mortgage rates mean that a things to work out, especially because even friends the South, only 6.6 percent were unmarried couples. ("Sylvia Porter’s New Money Book for the 80s,’’ liattrhrHlpr Mfralli (What a game sociologists could make out of these lot of people can't afford houses on their own,” adds probably won't have mutual goals.” 1,328 pages of down-to-earth advice on personal figures alone!) Mike Wilson, a U.S. League economist. "Undyr these Carter's recommendation: Plan now for sale later Large and medium-size cities are the most likely circumstances, the broad appeal of co-ownership is to avoid arguments, bitterness or worse. "Figure out money management, is now available through her locations for mingling singles to buy homes together. ea.sy to understand." now how you will dissolve the relationship. Go over the column. Send $9.95 plus $1 for mailing and handling to "We've been seeing this trend develop for some Not .so easy to understand is the potential for serious 'what-ifs' with your attorney,” he urges. "Sylvia Porter’s New Money Book for the 80s,’’ In care time,” says Ed Greshem, senior vice president of conflicts between the co-owners — a prospect few of Consider these hypothetical situations. What if one of the Manchester Herald, 4400 Johnson Drive, marketing of Electronic Realty Associates in you would admit exists when you’re weighing a deal of of you decides to get married or is transferred to Fairway, Kan. 66205. Make checks payable to Storm is Shawnee Mission, Kan. "About 10 percent to 20 this kind. "Yet our brokers tell co-owners to be sure another part of the country? What if the two of you buy Universal Press Syndicate.) quick but REAL ESTATE {featuring: 48 ABBOTT ROAD, ELLINGTON, CONNECTICUT calamitous CUSTOM BUILT CONTEMPORARY RANCH Shortly before 6 p.m..on Wednesday, Medic Rudy THIS W EEK Kissmann was getting ready to go off the day shift at the town fire station on Center Street. 4 But bec-uu.se of the violent thunderstorm that struck Manchester, it was a long time before Kissman was . able to go home. And he wasn't alone in having to work all night because of the damage caused by the storm nil IIII — many fire department officials were kept on the job mi all night, as were utility crews and others. After gusts of wind began and large hailstones started falling, Kissmann and others in the fire 51** - department stood at the headquarters entrance and so PEACEFUL! watched the show, while the calls began coming in. Country living only minutes frewn schools, shopping, commun- EAST HARTFORD $67,500 ter bus. This charming ranchvffers four bedrooms, two full A House You Can Call Home! Adorable 5 room Ranch "The water was coming straight in from the back baths, a dream kitchen with an abundance of cabinets and - U. counter space The master bedroom is 20'x21' and has a walk* with 3 bedrooms. 2 full baths and carefree vinyl exte­ door,” Kissman said. "When we started seeing the in closet First floor laundry, large family room, living room with rior. Located in pleasant neighborhood. Great for just wind and the leaves, we knew we were in for woodstove. 2 car garage with electric open door and so much starting Call for more details. 643-4060 something.” more Offered at $145,000 Before that "something” left Manchester, more ••ADJOINING ELLINGTON RIDGE COUN­ ••OVERSIZED 2 CAR GARAGE WITH AUTO­ '• f l i ;■ than 3,000 households had lost electrical power and TRY CLUB MATIC DOOR OPENER firefighters in Manchester and area towns had run all ••BEAUTIFUL GOURMET KITCHEN - ••LARGE STUDY OR DEN W/PLENTY OF Herald photo by Pinto over the area doiising fires and repairing broken FULLY APPLIANCED OPEN SHELVING This is Main Street, near Mary Cheney Library, minutes after resident. Miraculously, only the front windshield appeared alarm boxes. Many residents also lost cable television •• GORGEOUS SUNKEN LIVING ROOM WITH ••30' OF GLASS DOORS SEPARATE LOGGIA service for several hours. FIREPLACE AND BUILT-IN WET BAR AND PRIVATE PATIO (30x20), W/SLATE Wednesday's storm first hit town. This giant oak tree — at least 4 smashed. The lightning storm knocked out power in several But in spite of the violence of the brief storm, no ••LARGE MASTER BEDROOM WITH DRES­ FLOOR feet thick — crashed and brought down utility lines with it. Parts sections of town, and caused a fire at 49 Pitkin St. storm-related injuries were reported, police and SING AREA ••CIRCULAR DRIVEWAY. PROPERTY NI­ of it tell across a compact car owned by Robert Neill, a Hebron Manchester Memorial Hospital spokesmen said ••FULL, DRY, WALKOUT BASEMENT CELY LANDSCAPED, LOW MAINTE­ today. NEW LISTING! EAST HARTFORD $95,900 ••OWNER MAY BE WILLING TO ASSIST IN NANCE And Michael Gomez, a phone company spokesman, $69,900 can still buy a tot of house' See this dormered Cape Pure pleasure best describes this exceptional 7 room FINANCING ••ASKING $1.54,900.00 said Manchester' ‘escaped unscathed,,' with no loss of with first floor family room, eating size kitchen, large master phone service. bedroom, 2 baths, and more. Located on quiet neighborhood Raised Ranch featuring 3 bedrooms, 2 baths, llreplaced J street Walk to school Call now to see this good buy! rec room and 2 car garage Lovely private setting and located on cul-de-sac. A wonderful family home. Call CALL US REGARDING UNANGING, AND MANY OTHER FEATURES THIS MORNING, town and utility company work We can help you become a ire m ^d rumors fly (or an appointment. 64J-4060 IN THIS LUXURIOUS HOME crews were still repairing the damage, though power ■REALE" PROFESSIONAL! had been restored to most customers, officials said. Call 646-452S. and ask lor Oan. At jpne psi% t|ier G r^ g b tw gbt Like Other firefighters omthe day The winds downed several trees on top of power lines, □ th irty . shiftr Kissmann stayed on. FREE STRANO REAL ESTATE leaving many businesses along Oakland Street in the D.F. REALE, INC. .’’ At .atmit U'UM) g He remained at central town fire North End and in the downtown area of Main Street Real Estate ------------- — — MARKET 156 East Center Street Manchester, (.onnecticut headquarters on Center ntrbet, help­ 17$ Alain Si.
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