DIRECTORS and EXECUTIVES As of December 1, 2013
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SHINSEI BANK, LIMITED Interim Report 2013 DIRECTORS AND EXECUTIVES As of December 1, 2013 BOARD OF DIRECTORS (6) Shigeki Toma Representative Director, President Yukio Nakamura Representative Director, Deputy President Financial Highlights Message from Management Overview of the Second MTMP Review of Operations Data Section J. Christopher Flowers* Managing Director and Chief Executive Offi cer, J. C. Flowers & Co. LLC Ernest M. Higa* Chairman and Chief Executive Offi cer, Higa Industries Co., Ltd. Shigeru Kani* Former Director, Administration Department, The Bank of Japan, and Professor, Yokohama College of Commerce Jun Makihara* Chairman of the Board, Neoteny Co., Ltd. *Outside Directors AUDIT & SUPERVISORY BOARD MEMBERS (3) Shinya Nagata Audit & Supervisory Board Member Kozue Shiga* Lawyer Tatsuya Tamura* Former Executive Director, The Bank of Japan, and President, Global Management Institute Inc. *Outside Audit & Supervisory Board Members EXECUTIVE OFFICERS (22) Shigeki Toma Representative Director, President and Chief Executive Offi cer Yukio Nakamura Representative Director, Deputy President, Chief of Staff, Head of Corporate Staff Group, General Manager, Offi ce of Financing Facilitation Management Sanjeev Gupta Senior Managing Executive Offi cer, Head of Individual Group Michiyuki Okano Senior Managing Executive Offi cer, Group Chief Information Offi cer, Head of Banking Infrastructure Group Hitomi Sato Senior Managing Executive Offi cer, Head of Institutional Group, General Manager, VBI Promotion Division Shigeru Tsukamoto Senior Managing Executive Offi cer, Chief Financial Offi cer, Head of Finance Group, Head of Treasury Sub-Group Norio Funayama Managing Executive Offi cer, Executive Offi cer in charge of Institutional Business, General Manager, Osaka Branch Yoshiaki Kozano Managing Executive Offi cer, Head of Principal Transactions Sub-Group Hideyuki Kudo Managing Executive Offi cer, Chief Risk Offi cer, Head of Risk Management Group Toru Myochin Managing Executive Offi cer, Executive Offi cer in charge of Institutional Business, General Manager, Healthcare Finance Division Hironobu Satou Managing Executive Offi cer, Head of Global Markets Group Shinichirou Seto Managing Executive Offi cer, Executive Offi cer in charge of Institutional Business, Head of Institutional Business Sub-Group, General Manager, Institutional Business Division Management Structure Masashi Yamashita Managing Executive Offi cer, Deputy Head of Individual Group, Head of Consumer Finance Sub-Group Directors and Executives Akira Hirasawa Executive Offi cer, General Manager, Portfolio and Risk Management Division Yasunobu Kawazoe Executive Offi cer, General Manager, Institutional Credit Management Division Satoshi Koiso Executive Offi cer, General Manager, Corporate Planning Division Takahisa Komoda Executive Offi cer, General Manager, Human Resources Division Takako Masai Executive Offi cer, Head of Markets Research Department, Markets Sub-Group Yuji Matsuura Executive Offi cer, Head of Markets Sub-Group Nozomi Moue Executive Offi cer, General Manager, Structured Risk Management Division Masayuki Nankouin Executive Offi cer, Head of Financial Control and Accounting Sub-Group Eiji Shibazaki Executive Offi cer, Head of Financial Institutions Sub-Group SENIOR ADVISOR (1) ADVISOR (1) David Morgan Managing Director, Europe and Asia-Pacifi c, Yuji Tsushima J.C. Flowers & Co. UK Ltd 21 SHINSEI BANK, LIMITED Interim Report 2013 ORGANIZATION As of December 6, 2013 Customers Corporate Planning Division (Research Department) Human Resources Division Investor Relations & Corporate Communications Division *3 Legal and Compliance Division Corporate Staff Group (Legal Department) (Financial Crime Information Department) Credit Assessment Division Financial Highlights General Services Division Operations Management Division (FATCA Management Department) Office of Financing Facilitation Management Institutional Business Sub-Group (Corporate Customer Service Department) Institutional Business Division Corporate Banking Business Division I (West Japan Business Department) Corporate Banking Business Division II Principal Transactions Sub-Group Corporate Banking Business Division III Internal Audit Division*2 (Credit Trading Department) Osaka Corporate Banking Business Division*8 (Private Equity Department) Public Sector Finance Division VBI Promotion Division Healthcare Finance Division Board of Chief Executive Institutional Directors Executive Committee Group (VBI Planning Department) (Structured Business Officer (Business Incubation Department) Promotion Department) (Overseas Business Promotion Department) Specialty Finance Division Corporate Advisory Division (Project Finance Department) (Mergers and Acquisitions Department (Cross-Border)) (Shipping Finance Department) Message from Management Office of Corporate Secretary*1 (Mergers and Acquisitions Department) Corporate Support Division (Asset Solutions Department) Real Estate Finance Division Asset Backed Investments Division Real Estate Business Division Audit & Audit & Office of Business Management Division Sapporo, Sendai, Kanazawa, Nagoya, Audit & Supervisory Supervisory *4 Osaka, Hiroshima, Takamatsu and Fukuoka Board Members Board Supervisory Global Markets Business Management Division Board Members Markets Sub-Group 4 (Markets Research Department) * Trading Division Global Markets Group Markets Division (Osaka Business Department) Credit Products Division Financial Institutions Business Division Financial Institutions Sub-Group 8 Asset Management Sub-Group Osaka Financial Institutions Business Division* (Asset Management Business Promotion Department) (Asset Management Product Planning Department) Overview of the Second MTMP Wealth Management Division Asset Management Products Division Consumer Finance Sub-Group (Consumer Finance Operations Control Department) Lake Business Division Individual Group (Application Service Center) (Customer Service Center) (Osaka Administration Management Center) (Customer Relationship Department) Retail Banking Sub-Group Customer Service Division (Customer Service Department) Customer Development Division Retail Sales and Distribution Division*5 Financial Centers*6 Review of Operations Retail Products Division (Estate Consulting Business Department) (Overseas Remittance Business Department) Loan Products Division *1 Office of Corporate Secretary shall act as the secretariat for the Board Retail Business Division of Directors and Executive Committee. Retail Human Resources Development Division *2 Internal Audit Division shall report not only to CEO but also to Audit & Channel Management Division Supervisory Board directly. *7 (Fukuoka Call Center) *3 Investor Relations & Corporate Communications Division shall report Portfolio and Risk Management Division to Head of Finance Group for Investor Relations matters. Market Risk Management Division Risk Institutional Credit Management Division *4 Business Management Division shall report to Head of Global Management Structured Risk Management Division Markets Group. Group Individual Pillar Risk Management Division Organization *5 Incl. Chiba Annex Risk Management Planning and Policy Division *6 Head Office, Sapporo, Sendai, Kanazawa, Omiya, Kashiwa, Operational Risk Management Division Tsudanuma, Tokyo, Ginza, Ikebukuro (incl. Kawaguchi Annex), Ueno, Financial Control and Accounting Sub-Group Management Structure Kichijoji, Shinjuku, Roppongi Hills (incl. Omotesando Hills Annex), 3 Business Controlling Division Hiroo, Futakotamagawa (incl. Jiyugaoka Annex), Hachioji, Machida, * (J-SOX Program Department) Yokohama (incl. Kawasaki Annex), Fujisawa (incl. Kamakura Annex), Finance Group Financial and Regulatory Accounting Division Nagoya, Kyoto, Umeda (incl. Takatsuki Annex, Senri-Chuo Annex, (IFRS Department) Nishinomiya-Kitaguchi Annex, and Hankyu-Umeda Annex), Namba Capital Markets and Treasury Product Control Division (incl. Sakai-Higashi Annex), Kobe (incl. Ashiya Annex), Hiroshima, Treasury Sub-Group Takamatsu, Fukuoka Treasury Funding Division *7 Channel Management Division shall report to Head of Banking ALM Division Infrastructure Group. 9 7 Information Systems Risk Management Division* *8 Osaka Corporate Banking Business Division and Osaka Financial Banking * Banking Infrastructure Planning Division Institutions Business Division shall report to GM of Osaka Branch. Infrastructure Information Systems Development Division *9 Information Systems Risk Management Division shall report to the Group Information Systems Operation Division Operations Services Division Data Section management. 22 SHINSEI BANK, LIMITED Interim Report 2013 SUMMARY OF MAJOR EVENTS 2000 March Launched as an innovative Japanese bank under new management and new ownership June Changed name from The Long-Term Credit Bank of Japan, Limited (LTCB), to Shinsei Bank, Limited 2001 May Commenced operations of Shinsei Securities Co., Ltd. Financial Highlights Message from Management Overview of the Second MTMP Review of Operations Data Section 2003 April Commenced operations of Shinsei Investment Management Co., Ltd. 2004 February Listed the Bank’s common shares on the First Section of the Tokyo Stock Exchange April Converted the Bank’s long-term credit bank charter to an ordinary bank charter May Achieved one million retail accounts September Acquired a controlling interest in APLUS Co., Ltd. 2005 March Acquired a controlling interest in Showa Leasing Co., Ltd. May Commenced operations of Shinsei International Limited 2006 July Commenced resolution of public funds 2007 April Achieved two