BUILDING PERMITS / FORECLOSURES / PUBLIC NOTICES KAY’S COOKING CORNER REAL ESTATE P6 P10 P11

Volume 102 | No. 49 HAMILTON COUNTY Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE December 4-10, 2015 H  EVENT CALENDAR Little Cedar Mountain Estate planning Trail hike e Nickajack Naturalist will host a free four-mile hike on TVA’s Little Cedar Moun- strikes a chord tain Trail on Sat., Dec. 5. is will be a moderate, leisurely- paced hike with two climbs and two descents averaging with new attorney 350 feet in elevation gain. e outing will feature scenic By David Laprad on the keys laid out before her in a regi- views of Nickajack Lake and mented line – Sherrell is a pianist. ere’s the surrounding mountains. Lauren Sherrell lowers herself onto the no better word for a person who plays this e group will meet at the piano bench in the sanctuary of Lookout beautifully. trailhead at 9 a.m. (To find Valley Presbyterian Church and takes Once upon a time, this was to be Sher- the trailhead, take exit 158 on a slow breath. Her small, thin frame is rell’s life. To prepare, she spent the greater I-24, and then turn left. Im- relaxed as she raises her hands and begins mediately look for a sign on portion of her youth seated at a piano, the right with an arrow point- to perform a Bach prelude. e composi- practicing for up to six hours a day under ing across the road to the tion begins in full stride, which sends her the auspices of her parents, who taught Little Cedar Mountain Trail. fingers dancing across the ivory keys and her to be a disciplined student of the Take the gravel drive down to propelling a whirlwind of notes into the instrument. When the time came for her a parking area, which is adja- air. e room is empty except for her and to attend college, she earned a degree in cent to the interstate right- the 300-year-old music she’s bringing to instrumental performance at the University of-way fence.) e hike is vibrant life. of Tennessee at Chattanooga (UTC). After appropriate for ages 8 and up. In this moment – her head bowed slight- she graduated, years of performing and Lauren Sherrell is an attorney with an estate planning Participation is limited, and ly, her ebon hair falling across the back of practice at O’Shaughnessy & Carter. She spent her youth pre-registration is required. her grey suit jacket, and her eyes focused See SHERRELL, page 2 preparing for a career in music. (Photos by David Laprad) For more information and to register, email Bob Butters or call (423) 991-1548. Mainx24 Mainx24, a 24-hour festi- Legal Aid announces new leadership val celebrating Main Street the firm’s Pro Bono Committee. commitment to access to justice Baker Donelson’s Pro Bono and the surrounding South- She’s a long-time volunteer with is one of the primary reasons she Shareholder Lisa Borden echoed LAET’s Pro Bono Project in Chat- joined the firm over 14 years ago. Gray’s comments. “Sheri has side, will take place Saturday, tanooga, and has been recognized “Given that commitment, it is not been a tremendous asset to Baker Dec. 5. e annual event fea- as an Attorney for Justice by at all surprising that my Baker Do- Donelson’s pro bono program, tures parades, music, poetry the Tennessee Supreme Court. nelson family raised a lawyer who in East Tennessee and across the readings, chili cook-offs, and Fox has a wide range of litiga- would one day take the helm of firm. While I will miss Sheri’s more. e event is organized tion experience at both the trial LAET. I go with the firm’s heartfelt wise counsel on our pro bono by residents, merchants, and and appellate levels in state and blessings and promises of contin- committee, I’m thrilled to have friends of the Southside com- federal courts. ued support for access to justice.” the opportunity to continue to munity. Fox earned her Juris Doctor Marshall H. Peterson, LAET collaborate with her in her new Films at the Jewish degree from e University of board president-elect, chaired the role at LAET. We look forward Cultural Center Tennessee College of Law, and search committee that recruited to working together with Sheri to also holds an M.S. in Mental Fox. “I’m excited Ms. Fox accept- serve East Tennesseans in need.” Two award-winning Health Counseling from Nova ed this leadership position,” said “Legal Aid of East Tennessee documentary films will be University and an A.B.J. in Jour- Peterson. “Her legal experience has been blessed through the screened on Saturdays Dec. nalism from e University of and demonstrated commitment years with exemplary leadership,” 5 and Dec. 19 at 7 p.m. at the Georgia. to civil justice for all led to the said Donald F. Mason, Jr., LAET Jewish Cultural Center, lo- “I’m thrilled and humbled to board’s unanimous decision. I’m board president. “Sheri Fox will cated at 5461 North Terrace join LAET in its ongoing quest to confident Ms. Fox’s energy and be no exception. She’s bright, Road. Individual tickets are ensure that our elderly, abused, perspective will serve the people able, resourceful, energetic, and $10 per person, and include Sheri A. Fox and low-income neighbors of East Tennessee well.” articulate, with years of high-level popcorn and a soft drink. receive the legal help they oth- Russell W. Gray, managing litigation experience. Perhaps erwise would be denied solely be- shareholder of Baker Donelson’s most important, Ms. Fox brings See EVENT CALENDAR, page 14 e board of directors of Legal Aid of East Tennessee (LAET) cause they can’t afford to hire an Chattanooga office, said, “LAET a servant’s heart to the helm of INSIDE announced last week that Sheri attorney,” said Fox. “While equal really hit a homerun with this LAET, which remains poised to A. Fox has been named executive justice remains a dream in this hire. Sheri is an excellent attorney deliver justice for all to the most n PROBLEMS & SOLUTIONS P3 director of the 26-county civil law country, it’s a dream the lawyers, who has long been dedicated to needy among us. We are indeed n FINANCIAL FOCUS P4 firm. She replaces David R. Yoder, staff, and supporters of LAET pro bono efforts. She also has a pleased to welcome Ms. Sheri Fox n ARE WE THERE YET? P10 who retires Dec. 31. work tirelessly and courageously knack for generating creative and as the new executive director of Fox comes to LAET after 14 day in and day out to make a real- effective ideas, and making those Legal Aid of East Tennessee.” n I SWEAR P15 years as an attorney with the ity. I’m proud to join them as the ideas become reality. Sheri will Fox begins her duties with n NEW FEATURE: Chattanooga office of Baker, hands, feet, and voices of access have a positive impact not only LAET on Jan. 1, 2016. SUCCESS STORIES P19 Donelson, Bearman, Caldwell & to justice in East Tennessee.” on LAET in her new role, but also Source: Baker Donelson and Berkowitz, where she served on Fox said Baker Donelson’s on the community.” LAET v 2 | December 4-10, 2015 Hamilton County Herald www.hamiltoncountyherald.com

had never thought about those things.” someone has an estate of signifi cance, and But Sherrell was eager to learn. During doesn’t want to dump a lot of money on a the course of earning her MBA, she took a young child, or even a child in their twenties legal ethics class, which sparked her interest who might not have the wherewithal to put HCH in becoming an attorney. When she told her the money to good use, I enjoy letting them parents she was thinking about going to law know they can gift that money at certain Hamilton County Herald school, they approved. times through a trust,” she says. 101 years of service “My mother said it was a great idea,” she Most important of all, Sherrell says she Telephone 423-602-9270 says, “so I applied.” loves her work. “I have the same drive I did Fax 423-602-9269 Sherrell earned her Juris Doctor at the when I was playing the piano. When I was 1412 McCallie Ave. Chattanooga, TN 37404 University of Tennessee at Knoxville and then learning music, I had to practice for hours passed the bar last year. After a brief turn and play from memory, which placed me Don Bona Publisher with a Chattanooga law fi rm, she worked with under a tremendous amount of pressure,” she Rear Admiral Vance Fry, an attorney special- says. “Law school required a lot of work and Susanne Reed izing in estate planning, probate, and elder eff ort, too, and I’m proud I was able to get General Manager Web Editor law. through it.” She likens the experience to an apprentice- Sherrell still plays the piano publicly. She’s Jay Edwards Editor-In-Chief ship. “I learned the things law school doesn’t the pianist at Lookout Valley Presbyterian teach you,” she says. “I wasn’t sure I would like Church, and performs occasionally for First Karen Dunphy estate planning when he fi rst mentioned it, Baptist Church in Ringgold. (She’s playing in Production Manager but once I started doing it, I liked it.” the latter’s Christmas program on Sunday, David Laprad Working with clients further kindled her Dec. 13 at 11 a.m.) But rather than serving as News EditorMember Member 20 15 20 15 enthusiasm. She also appreciated the non- her career, music now provides a respite from TennesseeRobin Press Association Hill Tennessee Press Association contentious nature of the job. “In other areas the rigors of her work. “Playing the piano is Comptroller of the law, people come to you in times of very diff erent from practicing law,” she says. Melissa Miller distress, but with estate planning, they come “It’s a nice way to refresh myself.” LegalFor an Notices electronic copy, For an electronic copy, Sherrell plays a Bach prelude at Lookout Valley please go to please go to to you because they’re excited about passing Although Sherrell is busy carving out a http://www.tnpress.com/images/memberlogo.pdf http://www.tnpress.com/images/memberlogo.pdf Presbyterian Church. Kay Bona on an inheritance. It’s more positive.” career, she already understands the impor- April Sherrill Staff Writers SHERRELL Continued from page 1 Sherrell stepped out from under Fry’s tance of striking a balance between the law wings this year when attorney Mitch Carter, and the other things in life. In addition to Bobby Burton teaching piano stretched out before her. Jr., of O’Shaughnessy & Carter off ered her music, she enjoys hiking local trails, eating at General Sales Manager en something caused Sherrell to make a place at the law fi rm developing an estate locally owned restaurants, and spending time planning practice. She accepted, and is now with her family. Her parents live in Chatta- Member of: an abrupt turn. Tennessee Press Association “I was passionate about being a pianist,” working out of her offi ce on the tenth story of nooga, where Sherrell grew up the oldest of National Newspaper Association she says. “But as I started to teach, I had stu- the historic James Building. fi ve children. American Court & Commercial dents who didn’t want to practice. at was a e knowledge and experience Sherrell Sherrell has also developed a sense of Newspapers little defeating.” acquired while working with Fry, and that responsibility to her community and profes- Sherrell soon realized she did not want to continues to mount through her current sion. To that end, she’s on the board of the play and teach piano for a living. e shift in work, appears to be serving her clients well. Southeast Tennessee Lawyers Association for her thinking after years of working toward She recently administered a local estate in Women, which does charitable work locally that goal was diffi cult. To push past the mo- which a childless client with assets valued at and serves women attorneys through a variety ment, she returned to UTC and entered the several million dollars was unsure about what of services. Member Member to do with the money. Sherrell guided the Sherrell might have spent her youth pre- 20 15 20 15 Master of Business Administration (MBA) Tennessee Press Association Tennessee Press Association person through the process of making sizable paring for a career that did not come to be, program. Subscription $15 per year “When you create art, you create it for art’s donations to several local charities. but in this moment – with her back straight, By mail sake, but when you go into business, every- Sherrell says she especially enjoys the op- her hands folded in front of her, and her mind SingleFor copy an electronic • 50 copy,cents For an electronic copy, please go to please go to portunities she has to help people manage focused on serving her clients well – Sherrell http://www.tnpress.com/images/memberlogo.pdf thing you do is about the bottom line,” she http://www.tnpress.com/images/memberlogo.pdfPostmaster send says. “Everything is about maximizing profi t, their money eff ectively. She mentions the is an attorney. ere’s no better word for a changes of address to: minimizing expenses, and creating value. I process of a parent passing an inheritance person who practices law as passionately as Hamilton County Herald to a son or daughter as an example. “When she does. v 1412 McCallie Ave. Chattanooga, TN 37404 Hamilton County Herald USPS #120710 published weekly by Hamilton County Herald, Inc., 2016 Workers’ Compensation praCtiCe Periodicals Postage paid at Clearing the hurdles of trial and appellate praCtiCe Chattanooga, Tennessee

Material published in the Hamilton County Herald is compiled at considerable expense and is for the sole and exclusive use of our subscribers. A Panel Discussion with The contents of the Hamilton County Herald may not be republished, resold or re- produced in any manner, in whole or in part without the consent of the publisher. Any in- Judge Thomas Wyatt fringement may be subject to legal redress. The records contained in the Hamilton Judge David F. Hensley County Herald are taken from those fi led in the public record and do not necessarily Judge Audrey Headrick refl ect the fi nancial standing of the parties involved. Care is taken to publish suits, judge- ments, other documents exactly as they ap- pear in the public record. However, the Ham- ilton County Herald assumes no liability for errors or omissions. Persons who rely solely on these contents do so at their own risk. Any explanation of these items, as well tuesday, deCember 8, 2015 as correction of any erroneous information, 10:00 A.M. – 12:00 P.M. will be published upon timely notifi cation by proper correspondence. Hamilton County Commission Room - Hamilton County Courthouse $45 members 2 Hours of General CLE Credit Hamilton County Herald This two-hour panel discussion puts you in contact with workers’ compensation trial and appellate judges to discuss in a panel The editors are responsible for the writing and display of the news, format pre-trial, trial and appellate procedure, recent case law developments from the Workers’ Compensation Appeals Board, data and features in this newspaper. and observations from the bench. If you have a question or suggestions, you may call during REGISTER NOW: normal business hours. General manager: Susanne Reed Call the Bar Assoc. at 423-602-9430 423-602-9270 or email: [email protected] fax: 423-602-9269 Presented by [email protected] www.hamiltoncountyherald.com Hamilton County Herald December 4-10, 2015 | 3

Way back when, someone gave you a job If the following description fi ts you need to be willing to hire good you, listen up: As a young attorney, people. at is important for our cur- someone gave you a chance. Some- rent environment, this being 2015. one gave you a job and showed you “Looking back on my situation, I how to practice law. was extremely lucky to not only land Have you considered repaying that a job with a very good law fi rm – favor by hiring a young attorney and Spears, Moore, Rebman and Williams showing him or her what you know? – but to also be mentored by several e economy has improved, your re- diff erent partners – mainly by Blake tirement account has recovered, you Moore but also by ... Judge Marie have more work than you can handle, Williams, as well as many others. I and you need assistance. Smart young wouldn’t want to try to name them all lawyers out there are looking for a because I would forget some names, job, so this is a win-win situation. and I wouldn’t want to do that. At the recent Bar and Bench Con- “ e mentoring process was very ference, Judge J. B. Bennett felt this important to me as a young lawyer. It point was so important that he an- gave me the opportunity, on the job, nounced it from the podium not once to learn from capable practitioners. but twice. His message was simple I was then allowed to expand my and direct, as most good messages responsibilities as I was ready to do are: it is high time to pay it forward. Problems ... them, which is also an important part I spoke to him shortly thereafter, and of mentoring. here is what he had to say: and solutions “It is extremely important not only “During the Bar and Bench Con- By Paul Hatcher to mentor associates but also to allow ference, I said to the older attorneys, President, Chattanooga Bar Association those associates to take on more re- ‘Help a young lawyer, because for sponsibility as they’re ready to do so.” many of you, someone gave you a I asked Judge Bennett, “Not to put chance, and someone mentored you, opportunities will be there to expand down mentoring over the phone and trained you, and gave you the oppor- the personnel you have. ere have by giving advice, but would you agree tunity. Now is the time for you to pay been many times in our economic that the best way to mentor a young that forward.’” cycle when times have not been “ e economy is getting better, so great, but now they’re not bad, and See PROBLEMS, page 5

The 5th Annual JOHN BODE and FRIENDS: Labor and EmpLoymEnt Law UpdatE

THURSDAY, DECEMBER 10, 2015 2:45 pm – 5:00 pm Miller & Martin – 12th Floor $65 members / $95 2 Hours GENERAL CLE Credit

ESTEEMED PANELISTS U.S. Magistrate Judge Susan K. Lee Celeste Bradley, Associate General Counsel BlueCross BlueShield of Tennessee Douglas S. Hamill, Esq. Bradford G. Harvey, Esq. Timothy L Mickel, Esq. and Maury Nicely, Esq. John Randolph Bode, Esq.

REGISTER NOW: Call the Bar Assoc. at 423-602-9430 or email: [email protected] Presented by 4 | December 4-10, 2015 Hamilton County Herald www.hamiltoncountyherald.com Tennessee Appellate Court Opinions TNcourts.gov ber 24, 2015 rary parenting plan, designating it e Appellant, Andre De’Lane to be the controlling permanent Stephen Leon Kelley v. Ken- Ross, appeals from the Hamilton parenting plan in this action. neth D. Varner et al. County Criminal Court’s denial Kathy Bode v. e Hartford Appeal from the Chancery of his Tennessee Rule of Criminal Insurance Company Court for Hamilton County Procedure 36 motion for cor- Appeal from the Chancery Case Number: E2015-00165- rection of a clerical error on the Court for Hamilton County COA-R3-CV face of his possession of cocaine Case Number: E2014-01749- Financial Authoring Judge: Judge D. judgment. In this appeal, the SC-R3-WC Michael Swiney Appellant submits that the trial Authoring Judge: Judge Debo- FinancialFocus Originating Judge: Chancellor court erred in denying his motion rah C. Stevens Stan Russell Pamela A. Fleenor because, at the guilty plea hear- Originating Judge: Chancellor Focus Stan Russell Date Filed: Monday, Novem- ing, the court found that his plea W. Frank Brown, III ber 23, 2015 to this charge lacked a suffi cient Date Filed: Wednesday, No- [email protected] Stephen Leon Kelley (“Plain- factual basis but a guilty judg- vember 25, 2015 Check out these tiff ”) fi led suit seeking, among ment was, thereafter, erroneously e employee successfully other things, to have the 1958 entered. Based on our review, we pursued a Request for Assistance What’send-of-year Your Retirement Vision divorce decree of Mary Joyce dismiss the appeal. (“RFA”) through the Department Long Kelley v. Joseph Gordon Christopher Michael Rigsby v. of Labor and Workforce Develop- When you start out in your career, you’re probably not thinking Kelley, Jr. (“the Divorce Decree”) Marcy Leanne Rigsby ment (“DOL”) for treatment of much aboutinvestment retirement. At this point, your picturetips of a “retire- set aside so that Plaintiff could Appeal from the Circuit Court deep vein thrombosis resulting ment lifestyle” may be, at best, hazy, hidden as it is behind a veil be declared one of only two heirs for Hamilton County from a fall at work in February of experiencesho knows you’ve where yet the to time encounter. goes? Although But as you 2015 move is almostthrough at law of Mary Joyce Long Kelley Case Number: E2014-02095- 2006. In January 2013, she fi led the years,in the your books, view youof retirement can still make comes some into year-end clearer and invest- closer (“Deceased”) entitled to inherit COA-R3-CV a second RFA alleging that she re- focusW —ment and and this fi vision nancial will moves have thata big may impact help on you your get savingsoff to a by intestacy. e Chancery Court Authoring Judge: Judge quired knee replacement surgery andgood investment start in 2016. strategies. Here are a few suggestions: for Hamilton County (“the Trial omas R. Frierson, II as a result of the same incident. Boost your 401(k) contributions. Ask your employer if Court”) dismissed Plaintiff ’s suit Originating Judge: Judge DOL denied her request, and she Consequently, to create and implement those strategies effec- Jacqueline S. Bolton fi led this action in the Chancery you still have time to add more to your 401(k) before the year pursuant to Tenn. R. Civ. P. tively, you’ll need to define your retirement vision by identifying 12.02(6) for failure to state a claim Wednesday, No- Court for Hamilton County. e ends. If not, at least increase your contributions in 2016, espe- Date Filed: its various parts. Here are some to consider: upon which relief can be granted, vember 25, 2015 trial court dismissed her claim cially if your salary goes up. among other things. Plaintiff In this divorce case, the trial based on the expiration of the – Consider “tax-loss” selling. We experienced considerable Travel — If you’re like many people, you may dream of traveling appeals to this Court. We fi nd court entered a fi nal decree of statute of limitations, laches, turbulence in the fi nancial markets this past year, so you may during your retirement. But what does “travel” mean to you? Do and hold that Plaintiff ’s collateral divorce based upon the sole statu- waiver, and estoppel. She has ap- own some investments that have lost value. Generally speak- you envision taking a cruise or an international trip every year? attack upon the Divorce Decree tory ground of irreconcilable dif- pealed that decision. e appeal ing, it’s a good idea to hold these investments if they still meet cannot be sustained because the ferences, adopting and approving has been referred to the Special Oryour is your needs, idea but of iftravel you dojust decide a short to jaunt sell them, to a popular you can destina- use the tion, such as a lake or the mountains or the beach? e difference Divorce Decree is not void upon the parties signed and notarized Workers’ Compensation Appeals loss to off set capital gains taxes on investments you’ve sold in costs between global and U.S.-based travel can be enormous, its face. We, therefore, affi rm the marital dissolution agreement Panel for a hearing and a report that have appreciated. If the loss from the sale was greater so you’ll need to define your goals and estimate your expenses. Trial Court’s order dismissing and signed temporary parenting of fi ndings of fact and conclu- than your combined long- and short-term capital gains, you Second home — Once you retire, you’ll have to make some Plaintiff ’s suit. plan. e trial court subsequently sions of law. Upon review, we fi nd can deduct up to $3,000 against other income. And if your State of Tennessee v. Andre entered two diff erent parenting that the evidence preponderates housing-related decisions. Should you sell your home and “down- size”?losses Or exceed do you your want capital to keep gains your by current more than residence $3,000, and you possi- can De’Lane Ross plans, designating the second against the trial court’s granting carry the remaining losses forward to future tax years. Appeal from the Criminal plan as the permanent parenting of the motion for summary judg- bly purchase a second home, such as a condominium, in another – Review your asset allocation. Make sure your asset allo- Court for Hamilton County plan. e mother has appealed ment on the statute of limitations part of the country? Obviously, you’ll need to factor in these cation – that is, your investment mix – is still appropriate for Case Number: E2014-02563- the entry of the subsequent and reverse the judgment on choices when you think about how to invest before you retire CCA-R3-CD parenting plans. Determining that that issue. Additionally, there are andyour how time to horizonmanage andyour goals. withdrawals You might from consider your 401(k), being IRA a bit and Authoring Judge: Judge D. the trial court lacked authority to genuine issues of fact as to the othermore accounts aggressive during if you’re your not retirement. meeting your fi nancial targets, Kelly omas, Jr. enter a temporary parenting plan equitable defenses. erefore, Volunteeror more conservativeactivities — Youif you’re might getting think closerthat your to retirement. volunteer Originating Judge: Judge Don concomitant with a fi nal decree of we remand the case for further activitiesIf you want during greater retirement diversifi won’t cation, affect you yourmight finances think about much. But W. Poole divorce, we vacate the later plans consideration consistent with this if addingyou are an particularly asset class ambitious,that tends toand react your to volunteerism market conditions involves Date Filed: Tuesday, Novem- and reinstate the original tempo- ruling. v travel,diff erently renting from space, your purchasing existing investments. equipment andDiversifying so on, you your might beportfolio looking mayat some help large reduce cash the outlays. impact Furthermore, of volatility; however, if you host peoplediversifi at cation,your house, by itself, you can’t may guaranteebe incurring a profi some t or types protect of liabil- ityagainst risk, which loss. If you you might do need need to to adjust, address or “rebalance,”through appropriate you can insurancedo so fairly coverage. easily in tax-deferred accounts, such as your IRA Hobbiesor 401(k) — – During but for your those working investments years, heldyou mayin a taxablepursue ac-your hobbiescount, youalways should with talk the tothought your tax that advisor you can on devote how to a managelot more timethe totax them consequences after you retire.of rebalancing. However, expanded hobby activi- ties –may Evaluate involve your expanded insurance costs. situation. For example, is past if you’re year, gooddid you CRIMINAL LAW: withundergo cars, youany changesmight decide in your to personalinvest in thatlife, suchforeign as marriage,sports car of which you’ve dreamed. Or, if you’re fascinated by genealogy, Ethical invEstigations in FEdEral and statE criminal law divorce or the addition of a new child? If so, review your life perhaps you’ll start traveling to places once inhabited by your and disability insurance to make sure they are suffi cient for ancestors. ese types of activities can be expensive, so you’ll your needs, and list the proper benefi ciaries on all insurance Hon. Tom Greenholtz – Criminal Court Judge have to evaluate your saving, spending and investing habits to Lee Davis, Esq., Davis-Hoss determinepolicies. how to accommodate your increased expenditures on Beth Miller, Investigator your– hobbies. Start an emergency fund. If you don’t already have one, start an emergency fund before the year is out. Ideally, you’d Kay Baker, Investigator, Phoenix Investigative Services Second career — Many people look forward to retiring from one careerlike to so have they between can start six another and 12 — months’ opening worth a small of livingbusiness, ex- con- sultingpenses or in even such taking a fund; a part-timewithout it, job. you Clearly, might be if youforced were to todip start yourinto own your business, long-term some investments expenses to would pay for be unexpectedinvolved, so costs,you’ll tuEsday, dEcEmbEr 17, 2015 havesuch to as plan a new for furnace,them. Even a major if you car become repair aor consultant a big medical or work bill. 8 am – Registration partFor time, this fund, you could you’re incur less interestedvarious costs, in return including than travel. in preser- And, in 8:30 am – 11:45 am – Seminar relationvation ofto principal,these types so of put work, your you money may inalso a low-risk,have insurance liquid and Hamilton County Commission Room – 4th Floor – Hamilton County Courthouse healthaccount. care issues to address. By identifyingMaking these the movesvarious can components help you close of your out retirement 2015 on a posi-vision, andtive estimating note – and their ring respective in the new costs, year withyou can greater make confi those dence saving, $85 members / $ 125 non-members spendingin your fi and nancial investment future. choices that can help you work toward 3 Hours DUAL CLE Credit your retirement is article wasdream. written by Edward Jones for use by your local Edward Jones Financial Advisor (member SIPC). Contact isStan article at [email protected] written by Edward Jones for use by your local Edward Jones Finan- cial Advisor. (Member SIPC)

Presented by Stan Russell, CFP®, AAMS® REGISTER NOW: Financial Advisor 1206 Pointe Centre Dr., Ste 180 Call the Bar Assoc. at 423-602-9430 Chattanooga, TN 37421 or email: [email protected] 423-894-0058 www.hamiltoncountyherald.com Hamilton County Herald December 4-10, 2015 | 5

PROBLEMS Continued from page 3 them proud. Consider hiring a Leitner, Williams, Dooley & Napolitan young lawyer and teaching him lawyer is by hiring them and or her everything you know. You adds attorney David Keyt training them on the job?” will benefit, the attorney will “ ere’s nothing wrong with benefit, and the bar as a whole Attorney David W. Keyt has joined the Chattanooga office of the law firm of trying to mentor someone who is will improve because your pool of Leitner, Williams, Dooley & Napolitan. Keyt focuses his practice on professional in a different environment,” Judge knowledge and experience will be liability. A Chattanooga native, he graduated from McCallie School in 2008, Bennett said, “but the better and put to greater work, and passed where he was a member of the mock trial team for four years. He went on to more practical way to do that is to on to the next generation. graduate with a Bachelor of Arts from Emory University in 2012, and received hire that person.” P.S. e Bar and Bench Confer- his Juris Doctor from the University of Tennessee College of Law in 2015. He is a Last month, I participated in ence held last month was, to the member of the Tennessee and Chattanooga Bar Associations. (Photo provided) the Tennessee Supreme Court best of our knowledge, the most- swearing-in ceremony. One man- attended CLE event in the Chat- aging partner of a large Nashville tanooga Bar Association’s history firm swore in nine new attorneys, (over 170 attorneys participated). and several other firms intro- A roster of pre-selected questions duced multiple new hires to the was presented and discussed, and Court. e economy is growing, a lot of information was covered Miller & Martin appoints Kyle Eiselstein and law firms are hiring again. in three hours’ time. Immedi- e Supreme Court justices com- ate Past President Tim Mickel to new litigation leadership mented on this more than once. chaired the event, assisted by the Whether you operate a large The law firm of Miller & Martin has appointed Kyle W. Eiselstein to vice-chair of Judicial Relations Committee of office or a small one, you likely its Litigation Department. The litigation team includes over 50 attorneys and le- the CBA. anks to everyone in- gal assistants with experience in high-stakes litigation, alternative dispute reso- need help. Years ago, someone volved in making this an unprec- v lution, and risk and litigation management. The firm’s litigators handle nearly gave you a chance, and you did edented success. every type of civil dispute arising in state or federal courts, as well as white-col- lar investigations and prosecutions in federal courts. Eiselstein concentrates his practice in the area of civil litigation, with an emphasis in complex commercial disputes. He represents business clients in a range of federal and state court cases, including matters involving alleged misrepresentation and fraud, breach of contract, business torts, insurance coverage, and product liability. He also represents individuals in significant personal injury claims. (Photo provided) One Source.

Miller & Martin appoints Alison Martin to leadership committee Many Solutions. The law firm of Miller & Martin has elected Alison Bales Martin to its Policy Com-  mittee. The committee serves as the firm’s managing board of directors, and is responsible for evaluating and approving all major decisions for the firm across  all offices. Martin practices in the area of civil litigation, representing clients in  federal and state courts and arbitrations in matters involving business dissolu-  tions, construction disputes, breach of contract, health care reimbursement, and credentialing and peer review issues. Martin regularly counsels clients in various industries on complex discovery issues, risk management, and dispute  resolution. (Photo provided)     For your dispute resolution, call  ARBITRATION AND MEDIATION SERVICES, INC.  •Multi-room facility •Secretarial/Notary Services •Convenient free parking 

Thomas M. Horne H. Richard Marcus Rule 31 Neutral General Civil Rule 31 Neutral General Civil Ronald D. Wells  LUTHER-ANDERSON, PLLP FRANKLIN, COOPER & MARCUS,PLLC General Civil Mediation  One Union Square, Ste. 700 837 Fort Wood Street ROBINSON, SMITH & WELLS 100 MLK Blvd. • PO Box 151 Chattanooga, TN 37403 633 Chestnut St., Ste. 700  Chattanooga, TN 37401-0151 423.756.3596 Chattanooga, TN 37450  423.756.5034 Cell: 423.488.3895 423.756.5051 Fax: 423.265.9903 Fax: 423.756.3597 Fax: 423.266.0474 [email protected] [email protected] [email protected] www.lutheranderson.com www. fcmlaw.net 

John M. Higgason, Jr. Paul Campbell, III  Rule 31 Neutral Rule 31 Neutral General Civil General Civil Of Counsel George M. Derryberry General Civil & Family 1810 McCallie Ave. CAMPBELL & CAMPBELL 651 E. 4th St., Ste. 401 Chattanooga, TN 37404 735 Broad St., Ste. 1200 Chattanooga, TN 37403 423.265.3505 Chattanooga, TN 37402  Cell: 423.364.7938 423.267.9777 423.266.1108 Fax: 423.267.9888 Home: 423.821.6052 Fax: 423.266.8222 [email protected] Fax: 423.265.2924 [email protected]   [email protected] www.campbell-campbelllaw.com      ARBITRATION AND MEDIATION SERVICES, INC. A group of independent attorneys offering dispute resolution in a neutral setting      1810 McCallie Ave. • Chattanooga, TN 37404  423.265.3505  Fax 423.265.2924 • Email: [email protected]

HCH Ad 2014.p65 1 11/07/2014, 9:31 AM 6 | December 4-10, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. CHATTANOOGA BUILDING PERMITS All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed BUILDING ______15-30584 11/23/15 1846 Crestwood Dr Chattanooga, TN 37415 Residential $575 to be good, but the undersigned will sell and convey only as Substitute 15-12025 11/23/15 3008 N Hickory St Chattanooga, TN 37406 Industrial $33,000 15-30585 11/24/15 8445 Igou Gap Rd Chattanooga, TN 37421 Residential $200 Trustee. The Property is sold as is, where is, without representations or 15-12057 11/23/15 2770 Applebrook Ln Chattanooga, TN 37421 Residential $20,000 15-30586 11/24/15 570 Mariner Way Chattanooga, TN 37402 Residential $295 warranties of any kind, including fitness for a particular use or purpose. 15-12073 11/25/15 2827 Calhoun Ave Chattanooga, TN 37407 Industrial $24,900 15-30587 11/24/15 558 Mariner Way Chattanooga, TN 37402 Residential $600 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFOR- 15-12082 11/25/15 916 Elk Ridge Chattanooga, TN 37419 Residential $185,628 15-30588 11/25/15 818 Blissfield Ct Chattanooga, TN 37419 Residential $1,200 MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin 15-12083 11/25/15 826 Blissfield Ct Chattanooga, TN 37419 Residential $229,560 15-30589 11/25/15 807 Blissfield Ct Chattanooga, TN 37419 Residential $1,200 TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 15-12089 11/23/15 5501 St Elmo Ave Chattanooga, TN 37409 Residential $2,000 15-30590 11/25/15 849 Blissfield Ct Chattanooga, TN 37419 Residential $1,200 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: 15-12090 11/23/15 6240 Airpark Dr Chattanooga, TN 37421 Commercial $158,000 15-30591 11/25/15 450 Alston Dr Chattanooga, TN 37419 Residential $1,200 (404) 601-5846 Ad #89568: 2015-12-04 2015-12-11, 2015-12-18 15-12091 11/23/15 4119 Cummings Hwy Chattanooga, TN 37419 Commercial $45,000 LAND DISTURBING ______15-12092 11/23/15 4332 Lakeshore, Condo# 202 Chattanooga, TN 37415 Residential $60,000 15-40088 11/23/15 315 Gillespie Rd Chattanooga, TN 37411 Institutional $90,000 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has 15-12113 11/25/15 1708 Williams St Chattanooga, TN 37408 Residential $25,000 15-40440 11/25/15 911 Eastgate Lp Chattanooga, TN 37411 Commercial $0 occurred in the performance of the covenants, terms and conditions of a 15-12115 11/25/15 911 Eastgate Lp Chattanooga, TN 37411 Commercial $86,800 15-40586 11/23/15 3008 N Hickory St Chattanooga, TN 37406 Industrial $33,000 Deed of Trust dated March 11, 2010, executed by ADAM MEGLICH AND 15-12117 11/25/15 1150 Carter St Chattanooga, TN 37402 Commercial $88,745 15-40593 11/25/15 916 Elk Ridge Chattanooga, TN 37419 Residential $1,500 ELECTRICAL ______15-40594 11/25/15 826 Blissfield Ct Chattanooga, TN 37419 Residential $1,500 JEANNA D. MEGLICH, conveying certain real property therein described 15-22070 11/23/15 2406 Ivy St Chattanooga, TN 37404 Residential $1,200 15-40596 11/23/15 1400 Bailey Ave Chattanooga, TN 37404 Residential $15,000 to ARNOLD M WEISS, as Trustee, as same appears of record in the Reg- 15-22071 11/23/15 1835 Clearview Dr Chattanooga, TN 37421 Residential $6,000 15-40598 11/24/15 3333 Brainerd Rd Chattanooga, TN 37411 Commercial $1,000 ister’s Office of Hamilton County, Tennessee recorded March 12, 2010, 15-22072 11/23/15 2813 4Th Ave Chattanooga, TN 37407 Residential $3,400 15-Top.0023 11/23/15 10 Cherokee Blvd Chattanooga, TN 37402 Tree $0 in Deed Book GI 9126, Page 831; and WHEREAS, the beneficial inter- 15-22073 11/23/15 14 Bellflower Cir Chattanooga, TN 37411 Residential $3,150 MECHANICAL ______est of said Deed of Trust was last transferred and assigned to Nationstar 15-22074 11/23/15 925 Lanoka St Chattanooga, TN 37405 Residential $5,000 15-50956 11/23/15 4417 Hwy 58 Chattanooga, TN 37416 Commercial $3,500 Mortgage LLC who is now the owner of said debt; and WHEREAS, the 15-22075 11/23/15 1203 Hixson Pike Chattanooga, TN 37405 Commercial $500 15-50957 11/23/15 4205 12Th Ave Chattanooga, TN 37407 Residential $4,200 undersigned,Rubin Lublin TN, PLLC, having been appointed as Substi- 15-22076 11/23/15 2125 Riverside Dr Chattanooga, TN 37406 Residential $400 15-50958 11/23/15 4191 S Creek Rd Chattanooga, TN 37406 Commercial $40,000 tute Trustee by instrument to be filed for record in the Register’s Office 15-22077 11/23/15 218 E Main St Chattanooga, TN 37408 Commercial $2,450 15-50959 11/24/15 701 Cherry St, Flr# 3Rd Chattanooga, TN 37402 Commercial $54,000 of Hamilton County, Tennessee. NOW, THEREFORE, notice is hereby 15-22078 11/23/15 2209 Appling St Chattanooga, TN 37406 Residential $2,000 15-50960 11/24/15 701 Cherry St, Suite# 202 Chattanooga, TN 37402 Commercial $52,937 given that the entire indebtedness has been declared due and payable, 15-22079 11/24/15 8128 Hitchcock Chattanooga, TN 37421 Residential $7,000 15-50961 11/24/15 570 Mariner Way Chattanooga, TN 37402 Residential $8,900 and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee 15-22080 11/24/15 839 Graysville Rd Chattanooga, TN 37421 Residential $5,000 15-50962 11/24/15 558 Mariner Way Chattanooga, TN 37402 Residential $9,000 or his duly appointed agent, by virtue of the power, duty and authority 15-22081 11/24/15 1206 Sholar Ave Chattanooga, TN 37406 Meter $0 15-50963 11/25/15 4650 Buccaneer Trl Chattanooga, TN 37411 Institutional $72,600 vested and imposed upon said Substitute Trustee will, on January 7, 2016 15-22082 11/24/15 8001 Volkswagen Dr Chattanooga, TN 37416 Industrial $1,499,000 15-50964 11/25/15 1215 Duncan Ave, Suite# 105 Chattanooga, TN 37404 Commercial $10,500 15-22083 11/24/15 2611 Lockwood Ave Chattanooga, TN 37406 Meter $0 at 10:00 AM at the Front Steps of the Hamilton County Courthouse, lo- PLUMBING ______cated in Chattanooga, Tennessee, proceed to sell at public outcry to the 15-22084 11/25/15 200 W Mlk Blvd Ground Flr Chattanooga, TN 37402 Commercial $126,976 15-61257 11/24/15 5617 Hwy 153, Suite# 203&04 Hixson, TN 37343 Commercial $4,000 15-22085 11/25/15 79 S Crest Rd Chattanooga, TN 37404 Residential $3,500 15-61258 11/24/15 2453 Hickory Valley Rd Chattanooga, TN 37421 Commercial $1,000 highest and best bidder for cash or certified funds ONLY, the following 15-22086 11/25/15 4119 Cummings Hwy Chattanooga, TN 37419 Commercial $7,000 15-61259 11/25/15 1216 E Main Chattanooga, TN 37408 Commercial $70,000 described property situated in Hamilton County, Tennessee, to wit: IN THE 15-22087 11/25/15 958 Charlotte Ave Chattanooga, TN 37421 Residential $700 15-61260 11/25/15 703 Merriam St Chattanooga, TN 37405 Residential $500 SECOND CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: ALL 15-22088 11/25/15 907 Avon Pl Chattanooga, TN 37405 Residential $2,000 SIGN ______THAT TRACT OR PARCEL OF LAND LYING AND BEING IN HAMILTON 15-22089 11/25/15 1841 Callio Way Chattanooga, TN 37421 Residential $400 15-70621 11/24/15 502 N Market St, Suite# 103 Chattanooga, TN 37405 Permanent $1,400 COUNTY, TENNESSEE, BEING DESCRIBED AS FOLLOWS: BEGIN- 15-22090 11/25/15 6617 Riverglen Ln Hixson, TN 37343 Residential $550 15-70639 11/23/15 1521 Gunbarrel Rd Chattanooga, TN 37421 Permanent $4,000 NING AT A POINT AT THE SOUTHEAST CORNER OF THE PROPERTY 15-28012 11/24/15 4110 Shallowford Rd Chattanooga, TN 37411 Low $70,000 15-70640 11/23/15 1521 Gunbarrel Rd Chattanooga, TN 37421 Permanent $4,000 OF J. H. KANEASTER, THEN RUNNING SOUTH 100 FEET ALONG 15-28013 11/25/15 629 Market St, Suite# 100 Chattanooga, TN 37402 Low $13,363 15-70641 11/25/15 5241 Hwy 153 Suite# 121 Hixson, TN 37343 Permanent $5,000 THE WEST SIDE OF CHESTNUT STREET; THENCE DIRECT WEST AT GAS ______15-70687 11/24/15 6910 Shallowford Rd Chattanooga, TN 37421 Temporary $200 RIGHT ANGLES TO THE EASTERN BORDER OF MCCALLIE STREET; 15-30582 11/24/15 4191 S Creek Rd Chattanooga, TN 37406 Commercial $2,800 15-70688 11/24/15 6215 Lee Hwy Chattanooga, TN 37421 Temporary $200 THENCE NORTH TO THE SOUTHWEST BORDER OF THE PROPERTY 15-30583 11/24/15 701 Cherry St, Flr# 3Rd Chattanooga, TN 37402 Commercial $539 15-70689 11/24/15 5017 Hixson Pike Hixson, TN 37343 Temporary $200 OF J. H. KANEASTER; THENCE EAST ALONG THE SOUTH BORDER OF THE KANEASTER PROPERTY TO THE POINT OF BEGINNING. THE SAID PROPERTY FRONTS 100 FEET ON MCCALLIE STREET, Hamilton County New Business Licenses for December 21, 2015 100 FEET ON CHESTNUT STREET, AND APPROXIMATELY 135 FEET, Business Name Business Address City, State, Zip MORE OR LESS, ALONG THE SOUTH BORDER OF THE J. H. KA- NEASTER PROPERTY. REFERENCE IS MADE FOR PRIOR TITLE TO Brown’s Hook And Book Towing And Recovery 121 Thrasher Pike Soddy Daisy, TN 37379 DEED RECORDED IN BOOK 5080, PAGE 1, AND BOOK 5080, PAGE 6, Choo Choo Bar B Que 5936 Quintus Loop Chattanooga, TN 37421 IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. Cst Enterprises Inc 1728 Hunters Ridge Rd Soddy Daisy, TN 37379 COMMONLY KNOWN AS 4815 BILL JONES ROAD, APISON, TN 37302 Darland Enterprises Inc Various Locations Chattanooga, TN 37402 Parcel ID: 161dd0160 PROPERTY ADDRESS: The street address of the Enlighten Ink Studio 5802 Ringgold Rd East Ridge, TN 37411 property is believed to be 4815 BILL JONES ROAD, APISON, TN 37302. Grind Nation Performance Training LLC 306 Glenwood Dr Chattanooga, TN 37404 In the event of any discrepancy between this street address and the legal J & J Produce 5901 Lee Hwy Chattanooga, TN 37421 description of the property, the legal description shall control. CURRENT Miles Construction Services, Inc 326 W Midvale Ave, # 9 Chattanooga, TN 37405 OWNER(S): ADAM MEGLICH AND JEANNA D. MEGLICH OTHER IN- Ohio Check Protection 633 Chestnut St, Ste 600 Chattanooga, TN 37450 TERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any One Vision Properties LLC 2677 Sly Fox Lane Signal Mtn, TN 37377 restrictive covenants, easements or set-back lines that may be applicable; Pepe’s Trattoria 1401 E 3Rd St Chattanooga, TN 37404 any prior liens or encumbrances as well as any priority created by a fixture Rollin’ Stones And Gems 1212 Mccallie Ave, Ste 109 Chattanooga, TN 37404 filing; and to any matter that an accurate survey of the premises might Sports Barn 301 Market Street Chattanooga, TN 37402 disclose. This property is being sold with the express reservation that it is Sublimity Construction Services 1715 Vance Ave Chattanooga, TN 37404 subject to confirmation by the lender or Substitute Trustee. This sale may Walking Worthy A Journey To Freedom 6735 Standifer Gap Road Chattanooga, TN 37421 be rescinded at any time. The right is reserved to adjourn the day of the White Wings Transportation LLC 215 Timber Knoll Dr, # 108 Chattanooga, TN 37421 sale to another day, time, and place certain without further publication, William Copeland 530 Barton Ave Chattanooga, TN 37405 upon announcement at the time and place for the sale set forth above. Yesterday’s Treasures 1055 Pointed Rock Lane Hixson, TN 37343 All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin PUBLIC NOTICES TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #89588: 2015-12-04 2015-12-11, 2015-12-18 NOTICE OF FORECLOSURE SALE HAMILTON COUNTY, STATE OF for Mortgage Electronic Registration Systems, Inc., as nominee for Tay- OF CHATTANOOGA, HAMILTON COUNTY, STATE OF TENNESSEE, TENNESSEE THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY IN- lor, Bean & Whitaker Mortgage Corp., its successors and assigns; and BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. De- the undersigned, Wilson & Associates, P.L.L.C., having been appointed NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the LOT FORTY-FOUR (44), CHERRY HILLS SUBDIVISION, AS SHOWN BY performance of the covenants, terms, and conditions of a Deed of Trust fault has been made in the terms, conditions and payments provided for in Successor Trustee by Selene Finance, LP. NOW, THEREFORE, notice PLAT OF RECORD IN PLAT BOOK 20, PAGE 50, IN THE REGISTER`S that certain Deed of Trust dated March 9, 2006, of record in Deed Book/ is hereby given that the entire indebtedness has been declared due and Note dated March 25, 2011, and the Deed of Trust of even date securing OFFICE OF HAMILTON COUNTY, TENNESSEE. Parcel ID: 129A H 006 the same, recorded May 9, 2011, in Book No. GI 9398, at Page 78, in Page Number 7869/415, Instrument 2006031000361, Register’s Office payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor PROPERTY ADDRESS: The street address of the property is believed for HAMILTON County, Tennessee, from Brenda K. Hise and Richard Trustee, by virtue of the power, duty, and authority vested in and imposed Office of the Register of Deeds for Hamilton County, Tennessee, executed to be 4630 Northland Ln, Chattanooga, TN 37416. In the event of any by Wendell Jason Duncan, conveying certain property therein described L. Hise (Borrower) to Maria Bingham (Trustee) for the benefit of CitiFi- upon said Successor Trustee, by Selene Finance, LP, will, on February discrepancy between this street address and the legal description of the nancial Services, Inc. (Lender), securing the Note/indebtedness therein 2, 2016 on or about 12:00 PM, at the On the front steps of the West to Kelly Webb as Trustee for Mortgage Electronic Registration Systems, property, the legal description shall control. CURRENT OWNER(S): Gary Inc., as nominee for Acopia, LLC, its successors and assigns; and the described, the entire Note/indebtedness having been declared in default Side Entrance of the Hamilton County Courthouse, Chattanooga, Tennes- L. Catlett, II OTHER INTERESTED PARTIES: The sale of the above- and immediately due and payable by the lawful owner and holder thereof. see, offer for sale certain property hereinafter described to the highest undersigned, Wilson & Associates, P.L.L.C., having been appointed Suc- described property shall be subject to all matters shown on any recorded cessor Trustee by JPMorgan Chase Bank, National Association. NOW, WestVue NPL Trust II (Holder), now being the present owner/holder of bidder FOR certified funds paid at the conclusion of the sale, or credit plat; any unpaid taxes; any restrictive covenants, easements or set-back said indebtedness, has now requested that foreclosure proceedings be in- bid from a bank or other lending entity pre-approved by the successor THEREFORE, notice is hereby given that the entire indebtedness has lines that may be applicable; any prior liens or encumbrances as well as been declared due and payable; and that an agent of Wilson & Associates, stituted, and said Holder has appointed the firm listed below as Successor trustee. The sale is free from all exemptions, which are expressly waived any priority created by a fixture filing; and to any matter that an accurate Trustee under said Deed of Trust, by an instrument duly recorded in the in the Deed of Trust, said property being real estate situated in Hamilton P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority survey of the premises might disclose. This property is being sold with vested in and imposed upon said Successor Trustee, by JPMorgan Chase aforesaid records, to serve in the place and stead of the aforementioned County, Tennessee, and being more particularly described as follows: Lot the express reservation that it is subject to confirmation by the lender or Trustee. NOW, THEREFORE, said Successor Trustee, or agent thereof, Twenty-Four (24), Crestfield Subdivision, as shown by plat of record in Bank, National Association, will, on January 4, 2016 on or about 3:00 Substitute Trustee. This sale may be rescinded at any time. The right is PM, at the Hamilton County Courthouse, Chattanooga, Tennessee, offer pursuant to said Deed of Trust, having been requested by the Holder so Plat Book 27,Page 148, in the Register’s Office of Hamilton County, Ten- reserved to adjourn the day of the sale to another day, time, and place to do, and by virtue of the authority and power vested in said Successor nessee. ALSO KNOWN AS: 7198 Crestfield Circle, Hixson, TN 37343 for sale certain property hereinafter described to the highest bidder FOR certain without further publication, upon announcement at the time and certified funds paid at the conclusion of the sale, or credit bid from a bank Trustee by said Deed of Trust, will on January 5, 2016 at 1:00 p.m., at This sale is subject to all matters shown on any applicable recorded plat; place for the sale set forth above. All right and equity of redemption, statu- the usual and customary location at the HAMILTON County, Tennessee, any unpaid taxes; any restrictive covenants, easements, or setback lines or other lending entity pre-approved by the successor trustee. The sale tory or otherwise, homestead, and dower are expressly waived in said is free from all exemptions, which are expressly waived in the Deed of Courthouse, sell at public outcry to the highest bidder for cash (or credit that may be applicable; any statutory rights of redemption of any gov- Deed of Trust, and the title is believed to be good, but the undersigned upon the indebtedness secured if the lawful owner and holder thereof is ernmental agency, state or federal; any prior liens or encumbrances as Trust, said property being real estate situated in Hamilton County, Tennes- will sell and convey only as Substitute Trustee. The Property is sold as see, and being more particularly described as follows: Lot No. 68, Franklin the successful purchaser), the following-described property: ALL THAT well as any priority created by a fixture filing; and to any matter that an is, where is, without representations or warranties of any kind, including TRACT OR PARCEL OF LAND LOT 10 OF THE 18TH DISTRICT OF accurate survey of the premises might disclose. In addition, the following Estates, as shown by plat of record in Plat Book 26, Page 62, Register’s fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING Office for Hamilton County, Tennessee, to which plat reference is made DEKALB COUNTY, GEORGIA, BEING LOTS 25, 26, 27, IN THE PLAN parties may claim an interest in the above-referenced property: ROBERT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED OF THE INGLESITE SUBDIVISION IN BLOCK 21. SAID LOTS BEING REDMON ROSALYN REDMON The sale held pursuant to this Notice may for a more complete description thereof. ALSO KNOWN AS: 1073 Carol FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 Jean Trail, Hixson, TN 37343 This sale is subject to all matters shown on BOUNDED WESTERLY BY THIRD AVENUE AND BEING MORE PAR- be rescinded at the Successor Trustee’s option at any time. The right is S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/prop- TICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT reserved to adjourn the day of the sale to another day, time, and place any applicable recorded plat; any unpaid taxes; any restrictive covenants, erty-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #89667: easements, or setback lines that may be applicable; any statutory rights of FORTY-FOUR (44) FEET NORTH FROM THE SOUTHWEST CORNER certain without further publication, upon announcement at the time and 2015-12-04 2015-12-11, 2015-12-18 OF BLOCK 21, RUNNING THENCE SEVENTY (70) FEET ALONG THE place for the sale set forth above. W&A No. 304204 DATED December 1, redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to EAST SIDE OF THIRD AVENUE, THENCE EAST ALONG THE LINE OF 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has LOT NUMBER 28 ONE HUNDRED AND THIRTY (130) FEET, MORE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. any matter that an accurate survey of the premises might disclose. In ad- occurred in the performance of the covenants, terms and conditions of a dition, the following parties may claim an interest in the above-referenced OR LESS, TO A TEN (10) FOOT ALLEY; THENCE SOUTH ALONG COM HCH3T-12/4,12/11,12/18/15 Deed of Trust dated June 15, 2005, executed by CHARLES CARD ESPY SAID ALLEY SEVENTY (70) FEET, MORE OR LESS, THENCE WEST property: WENDELL JASON DUNCAN The sale held pursuant to this No- AND MELISSA ESPY, conveying certain real property therein described tice may be rescinded at the Successor Trustee’s option at any time. The ONE HUNDRED AND THIRTY (130) FEET, MORE OR LESS, TO THE NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- to MARY L. ARONOV, as Trustee, as same appears of record in the POINT OF BEGINNING. EXCEPTION HOWEVER 1 LOT, 25 FEET WIDE ILTON CHRISTIAN LEE WILSON VS DOCKET NO. 15D2219 ANDREW right is reserved to adjourn the day of the sale to another day, time, and Register’s Office of Hamilton County, Tennessee recorded July 1, 2005, place certain without further publication, upon announcement at the time ALONG THE NORTH SIDE WHICH HAS HEREFORE BEEN DEEDED SHAW LONG It appearing from allegations in Plaintiff’s Bill, which is sworn in Deed Book GI 7586, Page 922; and WHEREAS, the beneficial inter- TO NOLAN BRADLEY. For informational purposes only, this property is to, that the defendant is a non-resident of the State of Tennessee, so that and place for the sale set forth above. W&A No. 247444 DATED No- est of said Deed of Trust was last transferred and assigned to Deutsche vember 20, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee commonly known as 7728 NAUTICAL WAY, CHATTANOOGA, TN 37416, the ordinary process of law cannot be served upon ANDREW LONG. IT Bank National Trust Company, As Indenture Trustee, For The Benefit Of Hamilton Parcel ID 03-090-B-090-B-C-016.00-000. The property shall be IS ORDERED that publication be made for four successive weeks in the FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- The Holders Of The Aames Mortgage Investment Trust 2005-4 Mortgage TYTRAC.COM HCH3T-12/4,12/11,12/18/15 free from all right and equity of redemption, statutory or otherwise, home- Hamilton County Herald, a newspaper published in Hamilton County, Ten- Backed Notes who is now the owner of said debt; and WHEREAS, the stead, dower, courtesy, elective share, and all other exemptions that are nessee, notifying said non-resident that unless ANDREW LONG answers undersigned,Rubin Lublin TN, PLLC, having been appointed as Substi- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the expressly waived in said Deed of Trust, and the title is believed to be and makes defense to said complaint in the offices of the Circuit Court tute Trustee by instrument to be filed for record in the Register’s Office of good, but the Successor Trustee will sell and convey only as Successor Clerk of Hamilton County, Tennessee, within thirty (30) days after the performance of the covenants, terms, and conditions of a Deed of Trust Hamilton County, Tennessee. NOW, THEREFORE, notice is hereby given Note dated July 26, 2010, and the Deed of Trust of even date securing the Trustee, ”as is” and ”where is” and without covenants of seizin or warran- fourth weekly publication of this order, the same will be taken as admitted that the entire indebtedness has been declared due and payable, and that ties of title. Listing of Subordinate Lienholders: CitiFinancial, Inc. Instru- by ANDREW LONG and the case will be set for hearing ex parte or without same, recorded July 27, 2010, in Book No. GI 9214, at Page 340, and the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly modified on December 23, 2013, recorded January 10, 2014 in Book GI ment #2006072100293 Recorded 07/21/2006 Deed 8020 Pg 22 Listing ANDREW LONG presence. This 25th day of November, 2015. LARRY appointed agent, by virtue of the power, duty and authority vested and im- of Other Interested Parties: N/A This sale is subject to liens; easements; L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAINTIFF: LISA 10136 at Page 485, in Office of the Register of Deeds for Hamilton County, posed upon said Substitute Trustee will, on January 7, 2016 at 10:00 AM Tennessee, executed by Tiffany C. Ayers and James T. Ayers, convey- encumbrances; property taxes; rights of redemption of taxing entities; all LYNN CONNER 4115 NORTH TERRACE CHATTANOOGA, TN 37411 at the Front Steps of the Hamilton County Courthouse, located in Chatta- matters shown on any recorded plan(s) or plat(s); any unpaid taxes; any HCH4T-12/4,12/11,12/18,12/25/15 ing certain property therein described to Charles E. Tonkin, II as Trustee nooga, Tennessee, proceed to sell at public outcry to the highest and best for Mortgage Electronic Registration Systems, Inc., as nominee for Mort- restrictive covenants, easements or setback lines that may be applicable; bidder for cash or certified funds ONLY, the following described property any statutory rights of redemption of any governmental agency, state or NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has gage Investors Group, its successors and assigns; and the undersigned, situated in Hamilton County, Tennessee, to wit: LOCATED IN THE FIRST Wilson & Associates, P.L.L.C., having been appointed Successor Trustee federal; any prior liens or encumbrances as well as any priority created by occurred in the performance of the covenants, terms and conditions of CIVIL DISTRICT OF HAMILTON COUNTY TENNESSEE:LOT ONE (1), a fixture filing; any matter that an accurate survey of the premises might a Deed of Trust dated March 1, 2005, executed by Gary L. Catlett, II, by JPMorgan Chase Bank, National Association. NOW, THEREFORE, FINAL PLAT OF S. HENDON SUBDIVISION, AS SHOWN BY PLAT OF notice is hereby given that the entire indebtedness has been declared disclose; and other matters which are prior in right to the lien of the afore- conveying certain real property therein described to PRLAP, INC. , as RECORD IN PLAT BOOK 57, PAGE 398, IN THE REGISTER`S OFFICE said Deed of Trust. If a high bidder fails to close a sale, the Successor Trustee, as same appears of record in the Register’s Office of Hamilton due and payable; and that an agent of Wilson & Associates, P.L.L.C., as OF HAMILTON COUNTY, TENNESSEE.THIS CONVEYANCE IS MADE Successor Trustee, by virtue of the power, duty, and authority vested in Trustee shall have the option of making the sale to the next highest bidder. County, Tennessee recorded April 8, 2005, in Deed Book GI 7489, Page SUBJECT TO ALL ZONING REGULATIONS, BUILDING RESTRIC- The sale held pursuant to this Notice may be rescinded at the Successor 598 (see also ”Modification of Security Instrument” at Book GI 8273, Page and imposed upon said Successor Trustee, by JPMorgan Chase Bank, TIONS, EASEMENTS, RIGHTS OF PUBLIC UTILITIES OR OTHER National Association, will, on January 28, 2016 on or about 10:00 AM, at Trustee’s option at any time. The right is reserved to adjourn the sale to 613); and WHEREAS, the beneficial interest of said Deed of Trust was GOVERNMENTAL REGULATIONS APPLICABLE TO THE FOREGO- another day, time and/or place certain without further publication, upon last transferred and assigned to Wilmington Savings Fund Society, FSB, the Hamilton County Courthouse, 615 Walnut Street, Chattanooga, Ten- ING PROPERTY. THE TAXES FOR THE CURRENT YEAR HAVE BEEN nessee, offer for sale certain property hereinafter described to the highest announcement at the time and place for the sale set forth above, or at any doing business as Christiana Trust, not in its individual capacity, but solely PRORATED AND ARE ASSUMED BY THE GRANTEE(S). Parcel ID: date and time fixed by a preceding postponement. Alternatively, at its op- as trustee for BCAT 2015-14BTT who is now the owner of said debt; and bidder FOR certified funds paid at the conclusion of the sale, or credit 159B-E-025 PROPERTY ADDRESS: The street address of the property bid from a bank or other lending entity pre-approved by the successor tion, Successor Trustee may give a new notice of sale. Weissman Nowack WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been ap- is believed to be 8107 IGOU GAP ROAD, CHATTANOOGA, TN 37421. Curry & Wilco, PC One Alliance Center, 4th Floor 3500 Lenox Road At- pointed as Substitute Trustee by instrument to be filed for record in the trustee. The sale is free from all exemptions, which are expressly waived In the event of any discrepancy between this street address and the legal in the Deed of Trust, said property being real estate situated in Hamilton lanta, GA 30326 (866) 357-8501 017873-000105 Ad #90695: 2015-12-04 Register’s Office of Hamilton County, Tennessee. NOW, THEREFORE, description of the property, the legal description shall control. CURRENT 2015-12-11, 2015-12-18 notice is hereby given that the entire indebtedness has been declared County, Tennessee, and being more particularly described as follows: In OWNER(S): CHARLES CARD ESPY AND MELISSA ESPY OTHER IN- the City of Soddy-Daisy, Third Civil District, Hamilton County, Tennessee: due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as TERESTED PARTIES: The sale of the above-described property shall be NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Substitute Trustee or his duly appointed agent, by virtue of the power, duty Being an undivided interest in the J.A. Denton deceased estate: Begin- subject to all matters shown on any recorded plat; any unpaid taxes; any ning on an iron stake on the East side of Spring Street corner with Dav- performance of the covenants, terms, and conditions of a Deed of Trust and authority vested and imposed upon said Substitute Trustee will, on restrictive covenants, easements or set-back lines that may be applicable; Note dated January 4, 2007, and the Deed of Trust of even date secur- January 7, 2016 at 10:00 AM at the Front Steps of the Hamilton County enport; thence with said Davenport line, South 79 degrees 58 minutes any prior liens or encumbrances as well as any priority created by a fixture East Three Hundred Twenty-one (321) feet to an iron stake corner with ing the same, recorded January 8, 2007, in Book No. GI8203, at Page Courthouse, located in Chattanooga, Tennessee, proceed to sell at public filing; and to any matter that an accurate survey of the premises might 703, in Office of the Register of Deeds for Hamilton County, Tennes- outcry to the highest and best bidder for cash or certified funds ONLY, the disclose. This property is being sold with the express reservation that it is see, executed by Robert Redmon and Rosalyn Redmon, conveying following described property situated in Hamilton County, Tennessee, to subject to confirmation by the lender or Substitute Trustee. This sale may See NOTICES, page 7 certain property therein described to Century Title & Escrow as Trustee wit: A CERTAIN TRACT OR PARCEL OF LAND SITUATE IN THE CITY be rescinded at any time. The right is reserved to adjourn the day of the www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 December 4-10, 2015 | 7

and authority vested in and imposed upon said Successor Trustee, by and imposed upon said Successor Trustee, by Deutsche Bank National otherwise, and homestead are expressly waived in said Deed of Trust, NOTICES Continued from page 6 Lakeview Loan Servicing, LLC, will, on January 28, 2016 on or about Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series and the title is believed to be good, but the undersigned will sell and con- 10:00 AM, at the Hamilton County Courthouse, 615 Walnut Street, Chat- 2006-4 NovaStar Home Equity Loan Asset-Backed Certificates, Series vey only as Substitute Trustee. If you purchase a property at the foreclo- Gibson; thence with said Gibson and Elliott, South 27 degrees 00 minutes tanooga, Tennessee, offer for sale certain property hereinafter described 2006-4, will, on January 4, 2016 on or about 3:00 PM, at the Hamilton sure sale, the entire purchase price is due and payable at the conclusion East One Hundred Thirty (130) feet to an iron stake in said Elliott line and to the highest bidder FOR certified funds paid at the conclusion of the sale, County Courthouse, Chattanooga, Tennessee, offer for sale certain prop- of the auction in the form of a certified/bank check made payable to or corner with Denton; thence with said Denton line, North 79 degrees 58 or credit bid from a bank or other lending entity pre-approved by the suc- erty hereinafter described to the highest bidder FOR certified funds paid at endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. minutes West Four Hundred Three (403) feet to an iron stake on the East cessor trustee. The sale is free from all exemptions, which are expressly the conclusion of the sale, or credit bid from a bank or other lending entity To this end, you must bring sufficient funds to outbid the lender and any side of Spring Street; thence with the East side of Spring Street, North 12 waived in the Deed of Trust, said property being real estate situated in pre-approved by the successor trustee. The sale is free from all exemp- other bidders. Insufficient funds will not be accepted. Amounts received degrees 48 minutes East One Hundred Four (104) feet to the beginning Hamilton County, Tennessee, and being more particularly described as tions, which are expressly waived in the Deed of Trust, said property being in excess of the winning bid will be refunded to the successful purchaser corner, containing 0.8 acres, more or less. ALSO KNOWN AS: 11414 follows: Land in the City of Chattanooga, Hamilton County, Tennessee, real estate situated in Hamilton County, Tennessee, and being more par- at the time the foreclosure deed is delivered. This property is being sold Spring Street, Soddy Daisy, TN 37379 This sale is subject to all matters being Lot No. 108 on the 2nd Corrective Plat of Valleybrook Park P.U.D., ticularly described as follows: The North 90 feet of Lots 100 and 101 and with the express reservation that the sale is subject to confirmation by shown on any applicable recorded plat; any unpaid taxes; any restrictive Unit I, as of record in Plat Book 34, Page 16, Register’s OfSce for Hamil- 102, Ruoff’s Addition, as shown by Plat of record in Plat Book 6, Page 57, the lender or trustee. This sale may be rescinded at any time. Shapiro covenants, easements, or setback lines that may be applicable; any statu- ton County, Tennessee, to which said plan reference is hereby made for a of the Register’s Office of Hamilton County, Tennessee. According to said & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee tory rights of redemption of any governmental agency, state or federal; more complete and accurate legal description thereof. ALSO KNOWN AS: Plat, said parts of lots form one tract of ground fronting 90 feet on the West 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) any prior liens or encumbrances as well as any priority created by a fixture 6417 Brookmead Circle, Hixson, TN 37343-3055 This sale is subject to line of Second Avenue and extending Westwardly, between parallel lines 333-8107 Fax: (704) 333-8156 www.auction.com File No. 15-100303 filing; and to any matter that an accurate survey of the premises might dis- all matters shown on any applicable recorded plat; any unpaid taxes; any and along the South line of East 31st Street, 132 feet to the East line of Lot HCH3T-11/27,12/4,12/11/15 close. In addition, the following parties may claim an interest in the above- restrictive covenants, easements, or setback lines that may be applicable; No. 11, B.O. Higgins Subdivision. ALSO KNOWN AS: 3101 2nd Avenue, referenced property: TIFFANY C. AYERS JAMES T. AYERS SECRETARY any statutory rights of redemption of any governmental agency, state or Chattanooga, TN 37407 This sale is subject to all matters shown on any SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made OF HOUSING & URBAN DEVELOPMENT The sale held pursuant to this federal; any prior liens or encumbrances as well as any priority created by applicable recorded plat; any unpaid taxes; any restrictive covenants, in the payment of the debts and obligations secured by a Deed of Trust Notice may be rescinded at the Successor Trustee’s option at any time. a fixture filing; and to any matter that an accurate survey of the premises easements, or setback lines that may be applicable; any statutory rights of executed on 05/03/07, by Hubert B Schrimpsher III and Brandi M The right is reserved to adjourn the day of the sale to another day, time, might disclose. In addition, the following parties may claim an interest in redemption of any governmental agency, state or federal; any prior liens or Schrimpsher to Rick J. McCreadie, Trustee, for the benefit of Superior and place certain without further publication, upon announcement at the the above-referenced property: EDWARD L. MEEKS, JR CHATTANOO- encumbrances as well as any priority created by a fixture filing; and to any Home Equity, LLC and appearing of record in Register’s Office of Hamil- time and place for the sale set forth above. W&A No. 246608 DATED No- GA NEIGHBORHOOD ENTERPRISE, INC. The sale held pursuant to this matter that an accurate survey of the premises might disclose. In addition, ton County, Tennessee, in Book GI 8336, Page 578, and WHEREAS, the vember 20, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee Notice may be rescinded at the Successor Trustee’s option at any time. the following parties may claim an interest in the above-referenced prop- beneficial interest of said Deed of Trust was last transferred and assigned FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- The right is reserved to adjourn the day of the sale to another day, time, erty: GENEVA BYRD ASSET ACCEPTANCE LLC The sale held pursuant to Federal National Mortgage Association (”Fannie Mae”) and WHEREAS, TYTRAC.COM HCH3T-12/4,12/11,12/18/15 and place certain without further publication, upon announcement at the to this Notice may be rescinded at the Successor Trustee’s option at any Federal National Mortgage Association (”Fannie Mae”), as the holder of time and place for the sale set forth above. W&A No. 304643 DATED No- time. The right is reserved to adjourn the day of the sale to another day, the Note for which debt is owed, (“Note Holder”), appointed the under- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the vember 24, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee time, and place certain without further publication, upon announcement signed, Priority Trustee Services of TN, LLC, as Substitute Trustee by performance of the covenants, terms, and conditions of a Deed of Trust FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- at the time and place for the sale set forth above. W&A No. 300335 instrument filed or to be filed for record in the Register’s Office of Hamilton Note dated December 19, 2007, and the Deed of Trust of even date secur- TYTRAC.COM HCH3T-12/4,12/11,12/18/15 DATED November 25, 2015 WILSON & ASSOCIATES, P.L.L.C., Succes- County, Tennessee, with all the rights, powers and privileges of the original ing the same, recorded January 16, 2008, in Book No. GI 8568, at Page sor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and Trustee named in said Deed of Trust; and NOW, THEREFORE, notice 850, in Office of the Register of Deeds for Hamilton County, Tennessee, NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the WWW.REALTYTRAC.COM HCH3T-12/4,12/11,12/18/15 is hereby given that the entire indebtedness has been declared due and executed by Scott Holcomb and Diana L. Holcomb, conveying certain performance of the covenants, terms, and conditions of a Deed of Trust payable as provided in said Deed of Trust by the Note Holder, and that the property therein described to Joseph B. Pitt, Jr. as Trustee for Mortgage Note dated June 27, 2007, and the Deed of Trust of even date securing the Public Notice: The regular monthly meeting of the Chattanooga-Hamilton undersigned, Priority Trustee Services of TN, LLC, Substitute Trustee, or Electronic Registration Systems, Inc., as nominee for Quicken Loans same, recorded June 28, 2007, in Book No. GI 8388, at Page 413, in Of- County Regional Planning Commission will be held on Monday, December its duly appointed attorneys or agents, by virtue of the power and author- Inc., its successors and assigns; and the undersigned, Wilson & Associ- fice of the Register of Deeds for Hamilton County, Tennessee, executed by 14, 2015, at 1:00 p.m. in The County Commission Room of the Court- ity vested in it, will on Thursday, December 17, 2015, commencing at ates, P.L.L.C., having been appointed Successor Trustee by Wilmington Eric P. Bushey and Lisa A. Bushey, conveying certain property therein house, Fourth Floor, Room 402, located at 625 Georgia Avenue, Chat- 11:00 AM at the Main Door (Walnut Street side) of the Hamilton County Savings Fund Society, FSB, doing business as Christiana Trust, not in described to Emmett James House or Bill R. McLaughlin as Trustee for tanooga, TN 37402 John Bridger Chattanooga-Hamilton County Regional Courthouse location in Tennessee, proceed to sell at public outcry to the its individual capacity but solely as Trustee for BCAT 2014-4TT. NOW, Regions Bank d/b/a Regions Mortgage; and the undersigned, Wilson & Planning Commission HCH1T-12/4/15 highest and best bidder for cash or certified check only. The wiring of funds THEREFORE, notice is hereby given that the entire indebtedness has Associates, P.L.L.C., having been appointed Successor Trustee by Ditech will not be accepted. The following described property situated in Hamilton been declared due and payable; and that an agent of Wilson & Associates, Financial LLC. NOW, THEREFORE, notice is hereby given that the en- STATE OF TENNESSEE ORDER OF PUBLICATION MERIDIAN AT County, Tennessee, to wit: In the Third Civil District of Hamilton County, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and author- tire indebtedness has been declared due and payable; and that an agent HAMILTON PLACE GP, PLAINTIFF Docket Number: 14GS4698 HANNA Tennessee: Lot Two (2), Final Plat of H.B. Schrimpsher Subdivision, as ity vested in and imposed upon said Successor Trustee, by Wilmington of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the ERIC, DEFENDANT Date of This Order: 11/24/2015 Appearance Date: shown by plat of record in Plat Book 68, Page 106, in the Register’s Of- Savings Fund Society, FSB, doing business as Christiana Trust, not in power, duty, and authority vested in and imposed upon said Successor 01/25/2016 at 11:00 a.m. Appearance Address: Court of General Ses- fice of Hamilton County, Tennessee. Subject to any governmental zoning its individual capacity but solely as Trustee for BCAT 2014-4TT, will, on Trustee, by Ditech Financial LLC, will, on January 25, 2016 on or about sions, Civil Division, Room 111 Hamilton County City Courts Building, 600 and subdivision ordinances or regulations in effect thereon. Subject to January 4, 2016 on or about 3:00 PM, at the Hamilton County Court- 3:00 PM, at the Hamilton County Courthouse, Chattanooga, Tennessee, Market Street, Chattanooga, TN 37402-1911 It appearing from the record subsurface sewage disposal system as shown by recorded plat. Subject house, Chattanooga, Tennessee, offer for sale certain property hereinafter offer for sale certain property hereinafter described to the highest bidder in this cause that the defendant is a non-resident of Tennessee, and cer- to stipulation on plat, ”No pools without written approval from the Health described to the highest bidder FOR certified funds paid at the conclusion FOR certified funds paid at the conclusion of the sale, or credit bid from a tain property or money has been attached. One or more civil warrants Department. Subject to Twenty-five(25) foot Utility Easement extending of the sale, or credit bid from a bank or other lending entity pre-approved bank or other lending entity pre-approved by the successor trustee. The have issued but returned unserved, and an attachment issued and was along private ingress and egress easements as shown by recorded plat. by the successor trustee. The sale is free from all exemptions, which are sale is free from all exemptions, which are expressly waived in the Deed levied upon certain property or money. IT IS ORDERED that publication Subject to overhead utility lines across lot line as shown by dotted lines expressly waived in the Deed of Trust, said property being real estate of Trust, said property being real estate situated in Hamilton County, Ten- be made requiring the defendant to appear at the time and place stated on recorded plat. Subject to easements in Book 6334, Page 269 and in situated in Hamilton County, Tennessee, and being more particularly de- nessee, and being more particularly described as follows: In the City of above and defend this suit, or a judgment by default may be entered Book 3281, Page 250 per deed and plat of record. For prior title see Quit scribed as follows: Land situated in the County of Hamilton in the State of Chattanooga, Hamilton County, Tennessee: Lot C, Revised Plat of Lots against him. This Order shall be published in a newspaper by this County Claim Deed from Hubert B. Schrimpsher, Jr., and wife Glenda A. Schrimp- TN THE FOLLOWING DESCRIBED REAL ESTATE LOCATED IN THE Thirteen (13) and Fourteen (14), Block A, Charles E. Jenkins Subdivision, as required by law. LARRY L. HENRY, CLERK OF GENERAL SESSIONS sher to Hubert B. Schrimpsher, III and wife Brandi M. Schrimpsher dated THIRD CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: BE- as shown by plat of record in Plat Book 22, Page 56 in the Register’s Of- ATTORNEY FOR PLAINTIFF: WAGNER NELSON WEEKS FIRST TEN- 04/23/02 and filed for record 04/26/02 in Book 6225, Page 280 in the Reg- ING LOT FIFTY-EIGHT (58), SEVIER ESTATES, AS SHOWN BY PLAT fice of Hamilton County, Tennessee. ALSO KNOWN AS: 7632 Mallette NESSEE BLDG 701 MARKET STREET STE 1418 CHATTANOOGA, TN ister’s Office of Hamilton County, Tennessee. PROPERTY ADDRESS: RECORDED IN PLAT BOOK 27, PAGE 104, IN THE REGISTER’S OF- Road, Chattanooga, TN 37416 This sale is subject to all matters shown 37402 HCH4T-12/4,12/11,12/18,12/25/15 607 JACKSON RD, HIXSON, TN 37343 CURRENT OWNER(S): Hubert FICE OF HAMILTON COUNTY, TENNESSEE. ALSO KNOWN AS: 507 on any applicable recorded plat; any unpaid taxes; any restrictive cov- B. Schrimpsher, III and Brandi M. Schrimpsher The sale of the above- Chisholm Street, Hixson, TN 37343 This sale is subject to all matters enants, easements, or setback lines that may be applicable; any statutory NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, HAMIL- described property shall be subject to all matters shown on any recorded shown on any applicable recorded plat; any unpaid taxes; any restrictive rights of redemption of any governmental agency, state or federal; any TON COUNTY WHEREAS, Norma W. Knier, f/k/a Norma Wilson And plan; any unpaid taxes; any restrictive covenants, easements or set-back covenants, easements, or setback lines that may be applicable; any statu- prior liens or encumbrances as well as any priority created by a fixture Gilbert P. Knier executed a Deed of Trust to American Home Mortgage lines that may be applicable; any prior liens or encumbrances as well as tory rights of redemption of any governmental agency, state or federal; filing; and to any matter that an accurate survey of the premises might Company, Lender and First Title Insurance Company, Trustee(s), which any priority created by a fixture filing; and any matter that an accurate any prior liens or encumbrances as well as any priority created by a fixture disclose. In addition, the following parties may claim an interest in the was dated May 13, 2003 and recorded on May 20, 2003 in Book GI 6677, survey of the premises might disclose. Substitute Trustee will only convey filing; and to any matter that an accurate survey of the premises might above-referenced property: ERIC P. BUSHEY LISA A. BUSHEY The sale Page 238, Hamilton County, Tennessee Register of Deeds. WHEREAS, any interest he/she may have in the property at the time of sale. Property disclose. In addition, the following parties may claim an interest in the held pursuant to this Notice may be rescinded at the Successor Trustee’s default having been made in the payment of the debt(s) and obligation(s) is sold “as is, where is.” For every lien or claim of lien of the state identified above-referenced property: SCOTT HOLCOMB DIANA L. HOLCOMB option at any time. The right is reserved to adjourn the day of the sale to thereby secured by the said Deed of Trust and the current holder of said above, please be advised notice required by § 67-1-1433 (b)(1) was timely PAUL BRITTON & BETTYE BRITTON The sale held pursuant to this No- another day, time, and place certain without further publication, upon an- Deed of Trust, U.S. Bank National Association, (the “Holder”), appointed given and that any sale of the property herein referenced will be subject to tice may be rescinded at the Successor Trustee’s option at any time. The nouncement at the time and place for the sale set forth above. W&A No. the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instru- the right of the state to redeem the land as provided for in § 67-1-1433(c) right is reserved to adjourn the day of the sale to another day, time, and 306415 DATED November 24, 2015 WILSON & ASSOCIATES, P.L.L.C., ment duly recorded in the Office of the Register of Deeds of Hamilton (1). All right and equity of redemption, statutory or otherwise, homestead, place certain without further publication, upon announcement at the time Successor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR. County, Tennessee, with all the rights, powers and privileges of the original and dower are expressly waived in said Deed of Trust, and the title is and place for the sale set forth above. W&A No. 302822 DATED No- COM and WWW.REALTYTRAC.COM HCH3T-12/4,12/11,12/18/15 Trustee named in said Deed of Trust; and NOW, THEREFORE, notice believed to be good, but the undersigned will sell and convey only as vember 23, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee is hereby given that the entire indebtedness has been declared due and Substitute Trustee. The right is reserved to adjourn the day of the sale FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- payable as provided in said Deed of Trust by the Holder, and that as agent to another day, time, and place certain without further publication, upon TYTRAC.COM HCH3T-12/4,12/11,12/18/15 ary 5, 2016 at 11:30AM local time, at the west door, Hamilton County for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of announcement at the time and place for the sale set forth above. PRIOR- Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to the power and authority vested in it, will on January 28, 2016, at 10:00AM ITY TRUSTEE SERVICES OF TN, LLC 2970 Clairmont Road NE, Suite NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Deed of Trust executed by Danny L. Young and Acquila M. Young, to at the usual and customary location at the Hamilton County Courthouse, 780 Atlanta, Georgia 30329 770-234-9181 Web Site: www.rcolegal.com performance of the covenants, terms, and conditions of a Deed of Trust Warranty Title Insurance Co. Inc., Trustee, on August 16, 2006 at Book GI Chattanooga, Tennessee, proceed to sell at public outcry to the high- TS#: 7345.28772 FEI # 2013.03722 11/27/2015, 12/04/2015, 12/11/2015 Note dated February 12, 2007, and the Deed of Trust of even date secur- 8058, Page 109; all of record in the Hamilton County Register’s Office. est and best bidder for cash, the following described property situated ing the same, recorded February 19, 2007, in Book No. GI8245, at Page Party entitled to enforce security interest: LPP Mortgage LTD, its succes- in Hamilton County, Tennessee, to wit: LOCATED IN THE THIRD CIVIL NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the 155, in Office of the Register of Deeds for Hamilton County, Tennes- sors and assigns The following real estate located in Hamilton County, DISTRICT OF HAMILTON COUNTY, TENNESSEE: Lot One (1), Being a performance of the covenants, terms, and conditions of a Deed of Trust see, executed by Marion I. Seidlitz and Kenneth J. Seidlitz, conveying Tennessee, will be sold to the highest call bidder subject to all unpaid subdivision of a part of the Cecil Smith property located on the Hamilton/ Note dated December 18, 2003, and the Deed of Trust of even date secur- certain property therein described to Stewart Title of TN as Trustee for taxes, prior liens and encumbrances of record: Located in the 2nd Civil Sequatchie County lines, Signal Mountain, Hamilton County, Tennessee, ing the same, recorded December 30, 2003, in Book No. GI 6976, at Page Mortgage Electronic Registration Systems, Inc,. as a nominee for Geneva District of Hamilton County, Tennessee: BEING Lot No. 46, Nottingham as shown by plat of record in Plat Book 42, page 193, in the Register’s 138, in Office of the Register of Deeds for Hamilton County, Tennessee, Mortgage Corp., its successors and assigns; and the undersigned, Wil- Subdivision, Unit 2, as shown by plat of record in Plat Book 25, page 85, Office of Hamilton County, Tennessee. For prior title see deed recorded in executed by T. David Gbadebo and Daphne M. Gbadebo, conveying son & Associates, P.L.L.C., having been appointed Successor Trustee by in the Register’s Office of Hamilton County, Tennessee. EXCEPT that part Book 3357, page 320, said Register’s Office. SUBJECT TO Any govern- certain property therein described to Wesley D. Turner as Trustee for Wells Fargo Bank, N.A.. NOW, THEREFORE, notice is hereby given that of said lot used in rounding the curve at the intersection of Westminster mental zoning and subdivision ordinances or regulations in effect thereon. Argent Mortgage Company; and the undersigned, Wilson & Associates, the entire indebtedness has been declared due and payable; and that an Circle and Coventry Lane. BEING all of the same property conveyed to SUBJECT TO All matters as shown on recorded plat. Parcel ID Number: P.L.L.C., having been appointed Successor Trustee by Deutsche Bank Na- agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue Danny L. Young by Warranty Deed from Charles J. Horten and Elizabeth 079 017.01 Address/Description: 2918 County Line Road, Signal Moun- tional Trust Company, as Trustee for Argent Securities Inc., Asset-Backed of the power, duty, and authority vested in and imposed upon said Suc- B. Horten, husband and wife, dated October 20, 1997 and filed of record in tain, TN 37377. Current Owner(s): Gilbert Knier and Norman Knier. Other Pass-Through Certificates, Series 2004-W2. NOW, THEREFORE, notice cessor Trustee, by Wells Fargo Bank, N.A., will, on January 28, 2016 Book 4967, Page 325, Register’s Office for Hamilton County, Tennessee. Interested Party(ies): N/A The sale of the property described above shall is hereby given that the entire indebtedness has been declared due and on or about 10:00 AM, at the Hamilton County Courthouse, 615 Walnut The said Danny L. Young created an estate by the entireties in Danny L. be subject to all matters shown on any recorded plat; any and all liens payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Street, Chattanooga, Tennessee, offer for sale certain property hereinafter Young and wife, Acquila M. Young, by deed dated January 26, 1998 and against said property for unpaid property taxes; any restrictive covenants, Trustee, by virtue of the power, duty, and authority vested in and imposed described to the highest bidder FOR certified funds paid at the conclusion filed of record in Book 5017, page 700. Register’s Office for said County. easements or set-back lines that may be applicable; any prior liens or upon said Successor Trustee, by Deutsche Bank National Trust Com- of the sale, or credit bid from a bank or other lending entity pre-approved Property commonly known as 9148 Westminister Circle, Chattanooga. encumbrances as well as any priority created by a fixture filing; a deed pany, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through by the successor trustee. The sale is free from all exemptions, which are TN 37416. Parcel Number: 112P B 009 Current Owner(s) of Property: of trust; and any matter than an accurate survey of the premises might Certificates, Series 2004-W2, will, on January 4, 2016 on or about 3:00 expressly waived in the Deed of Trust, said property being real estate Danny L. Young and Acquila M. Young, as tenants by the entirety Street disclose; and All right and equity of redemption, statutory or otherwise, PM, at the Hamilton County Courthouse, Chattanooga, Tennessee, offer situated in Hamilton County, Tennessee, and being more particularly de- Address: 9148 Westminister Circle, Chattanooga, Tennessee 37416 Any homestead, and dower are expressly waived in said Deed of Trust, and for sale certain property hereinafter described to the highest bidder FOR scribed as follows: Land in Hamilton County, TN, being Lot Number 81 on property address provided is not part of the legal description of the prop- the title is believed to be good, but the undersigned will sell and convey certified funds paid at the conclusion of the sale, or credit bid from a bank the plan of River Cove Subdivision, Unit 3, of record in Plat Book 54, page erty sold herein and in the event of any discrepancy, the legal descrip- only as Substitute Trustee. The right is reserved to adjourn the day of the or other lending entity pre-approved by the successor trustee. The sale is 73, Register’s Office for said County, to which plan reference is hereby tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) sale to another day, time, and place certain without further publication, free from all exemptions, which are expressly waived in the Deed of Trust, made for a more complete description ALSO KNOWN AS: 6620 Woody RIGHTS IN POSSESSION. All right of equity of redemption, statutory and upon announcement at the time and place for the sale set forth above. said property being real estate situated in Hamilton County, Tennessee, Cove Lane, Harrison, TN 37341-6906 This sale is subject to all matters otherwise, and homestead are expressly waived in said Deed of Trust, This office is attempting to collect a debt. Any information obtained will and being more particularly described as follows: All that tract or parcel shown on any applicable recorded plat; any unpaid taxes; any restrictive and the title is believed to be good, but the undersigned will sell and con- be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o of land lying and being in the Second Civil District of Hamilton County, covenants, easements, or setback lines that may be applicable; any statu- vey only as Substitute Trustee. If you purchase a property at the foreclo- Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Tennessee, being Lot Four Hundred Twenty-Eight (428), Mountain Shad- tory rights of redemption of any governmental agency, state or federal; sure sale, the entire purchase price is due and payable at the conclusion Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 15- ows, Unit Five (5), as shown by plat recorded in Plat Book 43, Page 84, any prior liens or encumbrances as well as any priority created by a fixture of the auction in the form of a certified/bank check made payable to or 21469 FC01 BCNS90363 HCH3T-11/27,12/4,12/11/15 in the Register’s Office of Hamilton County, Tennessee. ALSO KNOWN filing; and to any matter that an accurate survey of the premises might endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. AS: 9013 Stoney Mountain Drive, Chattanooga, TN 37421 This sale is disclose. In addition, the following parties may claim an interest in the To this end, you must bring sufficient funds to outbid the lender and any SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- subject to all matters shown on any applicable recorded plat; any unpaid above-referenced property: MARION I. SEIDLITZ KENNETH J. SEIDLITZ other bidders. Insufficient funds will not be accepted. Amounts received ary 14, 2016 at 10:00AM local time, at the west door, Hamilton County taxes; any restrictive covenants, easements, or setback lines that may SLM FINANCIAL CORPORATION TENNESSEE HOUSING DEVELOP- in excess of the winning bid will be refunded to the successful purchaser Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to be applicable; any statutory rights of redemption of any governmental MENT AGENCY (THDA) The sale held pursuant to this Notice may be at the time the foreclosure deed is delivered. This property is being sold Deed of Trust executed by Andrae R. McGary and Cheryl McGary, to agency, state or federal; any prior liens or encumbrances as well as any rescinded at the Successor Trustee’s option at any time. The right is re- with the express reservation that the sale is subject to confirmation by the Hamilton Title Insurance Agency, LLC, Trustee, on February 2, 2009 at priority created by a fixture filing; and to any matter that an accurate sur- served to adjourn the day of the sale to another day, time, and place cer- lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, Book GI 8849, Page 914, Instrument No. 2009020600165; all of record in vey of the premises might disclose. In addition, the following parties may tain without further publication, upon announcement at the time and place LLP, a Tennessee limited liability partnership Substitute Trustee 10130 the Hamilton County Register’s Office. Party entitled to enforce security in- claim an interest in the above-referenced property: T. DAVID GBADEBO for the sale set forth above. W&A No. 304998 DATED November 24, Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333- terest: Nationstar Mortgage LLC, its successors and assigns The following DAPHNE M. GBADEBO MOUNTAIN SHADOWS RESIDENTS ASSOCIA- 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE 8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 14-061941 real estate located in Hamilton County, Tennessee, will be sold to the high- TION INC AMSOUTH BANK The sale held pursuant to this Notice may INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. HCH3T-12/4,12/11,12/18/15 est call bidder subject to all unpaid taxes, prior liens and encumbrances of be rescinded at the Successor Trustee’s option at any time. The right is COM HCH3T-12/4,12/11,12/18/15 record: Located in the First Civil District of Hamilton County, Tennessee: reserved to adjourn the day of the sale to another day, time, and place NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Being the West 90.75 feet to Lot Two (2), Block 14, Oak Grove Park, as certain without further publication, upon announcement at the time and NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust shown by plat recorded in Plat Book 5, Page 47, in the Register’s Office of place for the sale set forth above. W&A No. 302173 DATED November 17, performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 1, 2000, and the Deed of Trust of even date secur- Hamilton County, Tennessee. SUBJECT To an governmental zoning and 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE Note dated May 12, 2010, and the Deed of Trust of even date securing ing the same, recorded February 10, 2000, in Book No. GI 5535, at Page subdivision ordinances in effect thereon. SUBJECT To Municipal Lien of INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. the same, recorded June 16, 2010, in Book No. GI9188, at Page 201, in 73, in Office of the Register of Deeds for Hamilton County, Tennessee, record in Deed Book 5723, Page 511, executed on November 11, 2000 COM HCH3T-11/27,12/4,12/11/15 Office of the Register of Deeds for Hamilton County, Tennessee, executed executed by Geneva Byrd, conveying certain property therein described by Clyde W. and wife Laura T. Hastings to Better Housing Commission of by Edward L. Meeks, Jr, conveying certain property therein described to Transcontinental Title as Trustee for Novastar Mortgage, Inc.; and the the City of Chattanooga, Tennessee, filed for record November 20, 2000 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, HAM- to Charles E. Tonkin, II as Trustee for Mortgage Electronic Registration undersigned, Wilson & Associates, P.L.L.C., having been appointed Suc- in the Register’s Office of Hamilton County, Tennessee. Parcel Number: ILTON COUNTY AND STATE OF GEORGIA, CATOOSA COUNTY Systems, Inc,. as a nominee for Mortgage Investors Group, its succes- cessor Trustee by Deutsche Bank National Trust Company, as Trustee 156B S 020 Current Owner(s) of Property: Andrae R. McGary Street Ad- WHEREAS, Chuck L. Lynn and Amy D. Lynn executed a Deed of Trust sors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., for NovaStar Mortgage Funding Trust, Series 2006-4 NovaStar Home Eq- dress: 1902 South Orchard Knob Ave, Chattanooga, Tennessee 37404 to Mortgage Electronic Registration Systems, Inc. as nominee for FSG- having been appointed Successor Trustee by Lakeview Loan Servicing, uity Loan Asset-Backed Certificates, Series 2006-4. NOW, THEREFORE, Any property address provided is not part of the legal description of the Bank NA, Lender and Doug Daugherty, Trustee(s), which was dated April LLC. NOW, THEREFORE, notice is hereby given that the entire indebted- notice is hereby given that the entire indebtedness has been declared property sold herein and in the event of any discrepancy, the legal descrip- ness has been declared due and payable; and that an agent of Wilson & due and payable; and that an agent of Wilson & Associates, P.L.L.C., as tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) See NOTICES, page 8 Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, Successor Trustee, by virtue of the power, duty, and authority vested in RIGHTS IN POSSESSION. All right of equity of redemption, statutory and 8 | December 4-10, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

NOTICES Continued from page 7 (227.9) FEET TO THE COMMON CORNER OF LOTS SIXTEEN (16) in the Eastern or Northeastern right of way of Hickory Trace Circle; thence NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the AND SIXTEEN A (16-A); THENCE SOUTH TWENTY TWO (22) DE- along a curve to the left running along and with the Western boundary performance of the covenants, terms, and conditions of a Deed of Trust GREES FORTY NINE (49) MINUTES WEST ONE HUNDRED TWENTY- of Lot Twenty-Five 8.31 feet along a curve having a radius of 80 feet to Note dated June 24, 1998, and the Deed of Trust of even date securing 16, 2007 and recorded on April 18, 2007 in Book GI 8308, Page 786, and NINE AND FIVE HUNDREDTHS (129.05) FEET TO THE EAST LINE OF the point of beginning. ALSO KNOWN AS: 6645 Hickory Trace Circle, the same, recorded June 26, 1998, in Book No. GI 5124, at Page 164, in subsequently rerecorded on April 30, 2007 in Book GI 8322, Page 325 WOOTEN ROAD; THENCE SOUTHWARDLY ALONG THE EAST LINE Chattanooga, TN 37421-3637 This sale is subject to all matters shown on Office of the Register of Deeds for Hamilton County, Tennessee, executed and subsequently modified by a Loan Modification Agreement recorded OF WOOTEN ROAD, ONE HUNDRED (100) FEET TO THE POINT OF any applicable recorded plat; any unpaid taxes; any restrictive covenants, by Glenda Carter Couch and William D. Couch, conveying certain prop- March 9, 2012 in Book GI 9592, Page 863 Hamilton County, Tennessee BEGINNING TO WHICH PLAT SPECIFIC REFERENCE IS HEREBY easements, or setback lines that may be applicable; any statutory rights of erty therein described to Title Guaranty and Trust Company as Trustee for Registry of Deeds. Additionally recorded on April 18, 2007 in Book 1362, MADE AND INCORPORATED HEREIN AS IF COPIED VERBATIM. EX- redemption of any governmental agency, state or federal; any prior liens Tucker Federal Bank D/B/A Prime Lending; and the undersigned, Wilson Page 457 in Catoosa County, Georgia and subsequently rerecorded on CEPTING THEREFROM THAT PART OF THE SOUTHWEST CORNER or encumbrances as well as any priority created by a fixture filing; and to & Associates, P.L.L.C., having been appointed Successor Trustee by Na- May 1, 2007 in Book 1365, Page 241 Catoosa County, Georgia Register OF SAID LOT USED IN ROUNDING THE INTERSECTION OF WOOTEN any matter that an accurate survey of the premises might disclose. In ad- tionstar Mortgage, LLC. NOW, THEREFORE, notice is hereby given that of Deeds. WHEREAS, default having been made in the payment of the ROAD AND DRAKE PARKWAY ROAD, ON A RADIUS OF TWENTY FIVE dition, the following parties may claim an interest in the above-referenced the entire indebtedness has been declared due and payable; and that an debt(s) and obligation(s) thereby secured by the said Deed of Trust and (25) FEET. SUBJECT TO A SIXTEEN (16) FOOT UTILITY EASEMENT property: BENJAMIN S. ROWLAND The sale held pursuant to this Notice agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue the current holder of said Deed of Trust, Branch Banking and Trust Com- OVER THE WESTERLY PORTION OF SAID LOT AS SHOWN BY DOT- may be rescinded at the Successor Trustee’s option at any time. The right of the power, duty, and authority vested in and imposed upon said Suc- pany, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, TED LINES ON RECORDED PLAT. SUBJECT TO BUILDING REQUIRE- is reserved to adjourn the day of the sale to another day, time, and place cessor Trustee, by Nationstar Mortgage, LLC, will, on January 14, 2016 as Substitute Trustee, by an instrument duly recorded in the Office of the MENTS AND FIVE (5) FOOT DRAINAGE EASEMENT ALONG SAID AND certain without further publication, upon announcement at the time and on or about 10:00 AM, at the Hamilton County Courthouse, 615 Walnut Register of Deeds of Hamilton County, Tennessee, with all the rights, pow- REAR LOT LINES AS STIPULATED ON RECORDED PLAT. SUBJECT place for the sale set forth above. W&A No. 310253 DATED November Street, Chattanooga, Tennessee, offer for sale certain property hereinafter ers and privileges of the original Trustee named in said Deed of Trust; and TO RESTRICTIONS AS SET OUT IN INSTRUMENT OF RECORD IN 18, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR described to the highest bidder FOR certified funds paid at the conclusion NOW, THEREFORE, notice is hereby given that the entire indebtedness BOOK 1779, PAGE 160 AS AMENDED IN BOOK 1819, PAGE 415 SAID SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTY- of the sale, or credit bid from a bank or other lending entity pre-approved has been declared due and payable as provided in said Deed of Trust by REGISTER`S OFFICE. SUBJECT TO MATTERS AS SHOWN ON SAID TRAC.COM HCH3T-11/27,12/4,12/11/15 by the successor trustee. The sale is free from all exemptions, which are the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, RECORDED PLAT. SUBJECT TO ANY COVENANTS, CONDITIONS, expressly waived in the Deed of Trust, said property being real estate Substitute Trustee, by virtue of the power and authority vested in it, will RESTRICTIONS, RESERVATIONS, OR EASEMENTS OF RECORD. NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the situated in Hamilton County, Tennessee, and being more particularly de- on January 14, 2016, at 10:00AM at the usual and customary location at SUBJECT TO ANY GOVERNMENTAL ZONING AND SUBDIVISION OR- performance of the covenants, terms, and conditions of a Deed of Trust scribed as follows: Tract Number One (1): Being a part of the Southwest the Hamilton County Courthouse, Chattanooga, Tennessee, proceed to DINANCES OR REGULATIONS IN EFFECT THEREON. FOR PRIOR Note dated December 5, 2007, and the Deed of Trust of even date secur- Quarter of Section Fifteen (15), Township Four (4), Range Three (3), West sell at public outcry to the highest and best bidder for cash, the following DEED REFERENCE SEE BOOK 5697, PAGE 506 IN THE REGISTER`S ing the same, recorded December 11, 2007, in Book No. GI 8542, at Page of Basis Line, Ocoee District and described as follows: Beginning in the described property situated in Hamilton County, Tennessee and Catoosa OFFICE OF HAMILTON COUNTY, TENNESSEE. SEE ALSO, BOOK 552, in Office of the Register of Deeds for Hamilton County, Tennes- Southwestern line of Shirley Pond Road at the most Easterly corner of County, Georgia to wit: Located in the second civil district of Hamilton 3800, PAGE 90 Tax ID: 121A A 032 Current Owner(s) of Property: PA- see, executed by Tina H. Crawford and James S. Crawford, conveying the tract described in a Deed of Correction to George Cardwell and wife, County, Tennessee and original Land Lot 9 in the 28th District and 3rd MELA D TAYLOR The street address of the above described property is certain property therein described to Arnold M. Weiss, Esq. as Trustee of record in Book 1623, Page 61, in the Register’s Office of Hamilton Section of Catoosa County, Georgia Lot forty-six (46) Hurricane Heights believed to be 8942 DRAKE PARKWAY ROAD, CHATTANOOGA, TN for Wells Fargo Bank, N.A.; and the undersigned, Wilson & Associates, County, Tennessee; thence Southeasterwardly along the Southwestern Subdivision, as shown by plats recorded in Plat Book 57, Page 354, in 37416, but such address is not part of the legal description of the prop- P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, line of Shirley Pond Road, Seventy-five (75) feet to a stake; thence South- the Register’s Office of Hamilton County, Tennessee and in Plat Book erty sold herein and in the event of any discrepancy, the legal description NA. NOW, THEREFORE, notice is hereby given that the entire indebted- westwardly, along a line parallel to the Southeastern line of said Cardwell 14, Page 168, in the Office of the Clerk of the Superior Court of Catoosa referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) ness has been declared due and payable; and that an agent of Wilson & tract, Two Hundred Thirty (230) feet, more or less, to the Southern line of County, Georgia For prior title see deed recorded in Book 8103, Page RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, the tract conveyed to Ervin Jenkins and wife, by deed recorded in Book 764, said Register’s Office and deed recorded in Book 1318, Page 731, THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CER- and authority vested in and imposed upon said Successor Trustee, by 1234, Page 539, in the said Register’s Office; thence Westwardly along said Clerk’s Office Subject to any governmental zoning and subdivision TAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT Wells Fargo Bank, NA, will, on January 28, 2016 on or about 10:00 AM, the Southern line of said Jenkins’ tract, Ninety (90) feet, more or less to ordinances and regulations in effect thereon Subject to Field Line Exclu- AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE at the Hamilton County Courthouse, 615 Walnut Street, Chattanooga, Ten- the Southeast corner of said Cardwell tract; thence Northeastwardly along sion Area as shown by recorded plat Subject to All matters as shown on TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RE- nessee, offer for sale certain property hereinafter described to the highest the Southeastern line of said Cardwell tract, Three Hundred Twenty (320) recorded plats Subject to Restrictions recorded in Book 520, Page 308, SCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, bidder FOR certified funds paid at the conclusion of the sale, or credit bid feet, more or less, to the point of beginning. Tract Number Two (2): Being said Clerk’s Office Subject to Five (5) foot Drainage Easements on all side THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A from a bank or other lending entity pre-approved by the successor trustee. a part of the Southwest Quarter of Section Fifteen (15), Township Four and rear lot lines Subject to Conditions and restrictions recorded in Book RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE The sale is free from all exemptions, which are expressly waived in the (4), Range Three (3), West of Basis Line, Ocoee District and described 4898, Page 207, said Clerk’s Office Subject to Easements and Conditions NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, Deed of Trust, said property being real estate situated in Hamilton County, as follows: Beginning in the Southwestern line of Shirley Pond Road at as shown on recorded plat Parcel ID Number: 171K C 049.01 TN parcel OR THE TRUSTEE. OTHER INTERESTED PARTIES: JUDGMENT IN Tennessee, and being more particularly described as follows: LOCATED the most Easterly corner of a tract conveyed to Raymond Simmons and Address/Description: 50 Camile Court, Chattanooga, TN 37421. Current FAVOR OF CITIFINANCIAL, INC AND DISCOVER BANK ISSUER OF IN THE THIRD CIVIL DISTRICT, HAMILTON COUNTY, TENNESSEE: wife, by deed recorded in Book 2154, Page 876, in the Register’s Of- Owner(s): Chuck L. Lynn and Amy D. Lynn. Other Interested Party(ies): DISCOVER CARD AND GAULT FINANCIAL, LLC ASSIGNEE OF: GE BEING Lot Number Eight (8) and part of Lot Number Nine (9), Division fice of Hamilton County, Tennessee; thence Southeastwardly, along the FSGBank, N.A. - Ooltewah; Tennessee Department of Revenue; and CAPITAL: LOWES CONSUMER THIS IS AN ATTEMPT TO COLLECT A Street Subdivision, as shown by plat recorded in Plat Book 15, page 11, in Southwestern line of said road, Twenty-three (23) feet, more or less, to a Tennessee Housing Development Agency. In addition, this sale shall be DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT the Register’s Office of Hamilton County, Tennessee. According to bound- stake; thence Southwestwardly, Two Hundred Thirty (230) feet, more or subject to the right of redemption by the TENNESSEE DEPARTMENT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have ary survey dated October 8, 1997, made by Barry M. Snow, Tennessee less, to a stake, located Sixteen (16) feet Eastwardly of the Southeastern OF REVENUE, TAX ENFORCEMENT DIVISION, pursuant to T.C.A. 67- been met. All right of equity of redemption, statutory and otherwise, and Registered Land Surveyor No. 1676, said lot and part of lot are more par- corner of Simmons tract; thence Westwardly, Sixteen (16) feet, more or 1-1433(c)(1) by reason of the following tax lien(s) of record in: Book GI homestead are expressly waived in said Deed of Trust, and the title is ticularly described as follows; BEGINNING at a point in the Northeastern less, to the Southeastern corner of said Simmons tract; thence Northeast- 9387 , Page 843. Notice of the sale has been given to the State of Tennes- believed to be good, but the undersigned will sell and convey only as Sub- right-of-way of Timberlinks Drive (formerly Division Street), being the most wardly, along the Southeastern line of said Simmons tract, Two Hundred see in accordance with T.C.A. 67-1-1433(b)(1). The sale of the property stitute Trustee. If the U.S. Department of Treasury/IRS, the State of Ten- Southern corner of Lot Nine (9) of said subdivision and marked by an iron Thirty (230) feet, more or less, to the point of beginning. ALSO KNOWN described above shall be subject to all matters shown on any recorded nessee Department of Revenue, or the State of Tennessee Department rod (placed 100 feet Southeast along said right-of-way from an existing AS: 6406 Shirley Pond Road, Harrison, TN 37341 This sale is subject plat; any and all liens against said property for unpaid property taxes; any of Labor or Workforce Development are listed as Interested Parties in the iron rod); thence North 44 degrees 16 minutes East, 453.13 feet across to all matters shown on any applicable recorded plat; any unpaid taxes; restrictive covenants, easements or set-back lines that may be applicable; advertisement, then the Notice of this foreclosure is being given to them said Lot Nine (9) to an existing iron pipe at the most Northern corner of any restrictive covenants, easements, or setback lines that may be ap- any prior liens or encumbrances as well as any priority created by a fix- and the Sale will be subject to the applicable governmental entities’ right said Lot line (9), thence along and with the Southwestern boundary of Lot plicable; any statutory rights of redemption of any governmental agency, ture filing; a deed of trust; and any matter than an accurate survey of the to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67- Eighteen (18), Block ”Q”, Unit 5, Birnam Wood Subdivision, as shown by state or federal; any prior liens or encumbrances as well as any priority premises might disclose; and All right and equity of redemption, statutory 1-1433. This property is being sold with the express reservation that the plat recorded in Plat Book 25, page 82, said Register’s Office and the created by a fixture filing; and to any matter that an accurate survey of or otherwise, homestead, and dower are expressly waived in said Deed sale is subject to confirmation by the lender or trustee. This sale may be Northeastern boundary of Lots Nine (9) and Eight (8) of Division Street the premises might disclose. In addition, the following parties may claim of Trust, and the title is believed to be good, but the undersigned will sell rescinded at any time. If the sale is set aside for any reason, the Purchaser Subdivision, the following courses and distances; South 30 degrees 58 an interest in the above-referenced property: GLENDA CARTER COUCH and convey only as Substitute Trustee. The right is reserved to adjourn at the sale shall be entitled only to a return of the deposit paid. The Pur- minutes East, 100 feet and continuing along a line having a chord of South WILLIAM D. COUCH SUNTRUST BANK PORTFOLIO RECOVERY AS- the day of the sale to another day, time, and place certain without further chaser shall have no further recourse against the Mortgagor, the Mortgag- 41 degrees 03 minutes East, a chord distance of 32.67 feet to an exist- SOCIATES LLC, AS ASSIGNEE OF ”GE MONEY BANK, F.S.B.” JEF- publication, upon announcement at the time and place for the sale set ee or the Mortgagee’s attorney. MWZM File No. 13-004501-670 JASON S. ing iron pipe at the Northernmost corner of Lot Seven (7), Division Street FERSON CAPITAL SYSTEMS LLC, AS SUCCESSOR IN INTEREST TO forth above. This office is attempting to collect a debt. Any information MANGRUM, J.P. SELLERS, LORI LIANE LONG, JOHN R. ROAN, Substi- Subdivision; thence South 39 degrees 40 minutes West, 434.77 feet along ”BARCLAYS BANK DELAWARE” The sale held pursuant to this Notice obtained will be used for that purpose. Brock & Scott, PLLC, Substitute tute Trustee(s) PREMIER BUILDING, SUITE 404 5217 MARYLAND WAY the line dividing Lots Seven (7) and Eight (8), Division Street Subdivision may be rescinded at the Successor Trustee’s option at any time. The right Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road BRENTWOOD, TENNESSEE 37027 PHONE: (615) 238-3630 EMAIL: to an existing iron pipe at the Southernmost corner of said Lot Eight (8) is reserved to adjourn the day of the sale to another day, time, and place Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File [email protected] BCNS90165 HCH3T-11/27,12/4,12/11/15 and in the Northeastern right-of-way of Timberlinks Drive; thence along certain without further publication, upon announcement at the time and No.: 14-26252 FC02 BCNS90143 HCH3T-11/27,12/4,12/11/15 and with the Northeastern right-of-way of Timberlinks Drive and the cur- place for the sale set forth above. W&A No. 68509 DATED November 18, NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the vature thereof, 165 feet to the point of beginning. ALSO KNOWN AS: 422 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, HAM- performance of the covenants, terms, and conditions of a Deed of Trust Timberlinks Drive, Signal Mountain, TN 37377-1904 This sale is subject INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. ILTON COUNTY WHEREAS, Sherry Irene Payne executed a Deed of Note dated May 3, 1999, and the Deed of Trust of even date securing the to all matters shown on any applicable recorded plat; any unpaid taxes; COM HCH3T-11/27,12/4,12/11/15 Trust to Mortgage Electronic Registration Systems, Inc. as nominee for same, recorded May 11, 1999, in Book No. GI 5351, at Page 748, in Of- any restrictive covenants, easements, or setback lines that may be ap- SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), fice of the Register of Deeds for Hamilton County, Tennessee, executed by plicable; any statutory rights of redemption of any governmental agency, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on De- which was dated September 25, 2009 and recorded on October 1, 2009 in Alicia Gail McKamey, conveying certain property therein described to Ar- state or federal; any prior liens or encumbrances as well as any priority cember 21, 2015 at 10:00AM local time, at the west door, Hamilton Coun- Book GI 9029, Page 11, Hamilton County, Tennessee Register of Deeds. nold M. Weiss, Esquire as Trustee for GE Capital Mortgage Services, Inc.; created by a fixture filing; and to any matter that an accurate survey of the ty Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to WHEREAS, default having been made in the payment of the debt(s) and and the undersigned, Wilson & Associates, P.L.L.C., having been appoint- premises might disclose. In addition, the following parties may claim an Deed of Trust executed by Thomas A. Hess and Holli Y. Hess, to Larry obligation(s) thereby secured by the said Deed of Trust and the current ed Successor Trustee by Wells Fargo Bank, N.A.. NOW, THEREFORE, interest in the above-referenced property: TINA H. CRAWFORD JAMES N. Westbrook, Esq., Trustee, on November 22, 2011 at Book GI 9523, holder of said Deed of Trust, SunTrust Mortgage, Inc., (the “Holder”), ap- notice is hereby given that the entire indebtedness has been declared S. CRAWFORD The sale held pursuant to this Notice may be rescinded Page 99, Instrument No. 2011112800309; all of record in the Hamilton pointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by due and payable; and that an agent of Wilson & Associates, P.L.L.C., as at the Successor Trustee’s option at any time. The right is reserved to County Register’s Office. Party entitled to enforce security interest: PHH an instrument duly recorded in the Office of the Register of Deeds of Ham- Successor Trustee, by virtue of the power, duty, and authority vested in adjourn the day of the sale to another day, time, and place certain with- Mortgage Corporation, its successors and assigns The following real es- ilton County, Tennessee, with all the rights, powers and privileges of the and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., out further publication, upon announcement at the time and place for tate located in Hamilton County, Tennessee, will be sold to the highest call original Trustee named in said Deed of Trust; and NOW, THEREFORE, will, on January 14, 2016 on or about 10:00 AM, at the Hamilton County the sale set forth above. W&A No. 310255 DATED November 18, 2015 bidder subject to all unpaid taxes, prior liens and encumbrances of record: notice is hereby given that the entire indebtedness has been declared due Courthouse, 615 Walnut Street, Chattanooga, Tennessee, offer for sale WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE IN- IN THE THIRD CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: and payable as provided in said Deed of Trust by the Holder, and that as certain property hereinafter described to the highest bidder FOR certified FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM Lot Eight (8), Revised Plat, Lots 8 and 10, Raptor’s Roost Subdivision, agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by funds paid at the conclusion of the sale, or credit bid from a bank or other HCH3T-11/27,12/4,12/11/15 as shown by plat of record in Plat Book 93, page 81, as revised in Plat virtue of the power and authority vested in it, will on January 14, 2016, lending entity pre-approved by the successor trustee. The sale is free Book 94, page 182, in the Register’s Office of Hamilton County, Tennes- at 10:00AM at the usual and customary location at the Hamilton County from all exemptions, which are expressly waived in the Deed of Trust, said SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- see. REFERENCE is made for prior title to Deed of record in Book 9440, Courthouse, Chattanooga, Tennessee, proceed to sell at public outcry to property being real estate situated in Hamilton County, Tennessee, and ary 14, 2016 at 10:00AM local time, at the west door, Hamilton County page 427, in the Register’s Office of Hamilton County, Tennessee. Com- the highest and best bidder for cash, the following described property situ- being more particularly described as follows: In the second Civil District Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to monly known as: 7554 Raptors Roost Lane, Signal Mountain, TN 37377. ated in Hamilton County, Tennessee, to wit: Located in the Second Civil of Hamilton County, Tennessee: Lot Fifteen (15) , Nimrod Hills, as shown Deed of Trust executed by Jared B. Simmons and Susan G. Simmons, SUBJECT TO all notes, stipulations, restrictions, easements, conditions District of Hamilton County, Tennessee: Lot Thirty-Five (35), Heritage Hills by Plat of record in Plat Book 22, Page 93 and Plat Book 23, Page 45, to First American Title Insurance Co., Trustee, on April 28, 2009 at Book and regulations as shown, described or noted on plat recorded in Plat Subdivision, Unit Three (3), as shown by plat recorded in Plat Book 27, in the Register’s Office of Hamilton County Tennessee. ALSO KNOWN GI8912, Page 872; all of record in the Hamilton County Register’s Office. Book 93, page 81, as revised in Plat Book 94, page 182, in the Register’s Page 157, in the Register’s Office of Hamilton County, Tennessee. The AS: 6900 Barchell Circle, Harrison, TN 37341 This sale is subject to Party entitled to enforce security interest: JPMorgan Chase Bank, National Office of Hamilton County, Tennessee. SUBJECT TO 10-foot power and source of grantor’s interest is found in deed recorded in Book 5701, Page all matters shown on any applicable recorded plat; any unpaid taxes; any Association, its successors and assigns The following real estate located communication easement as shown, described or noted on recorded plat. 993, in the Register’s Office of Hamilton County, Tennessee. Subject to restrictive covenants, easements, or setback lines that may be applicable; in Hamilton County, Tennessee, will be sold to the highest call bidder sub- SUBJECT TO Restrictive Covenants of record in Book 9267, page 737, in restrictions as set out in instrument recorded in Book 2006, Page 941, in any statutory rights of redemption of any governmental agency, state or ject to all unpaid taxes, prior liens and encumbrances of record: IN THE the Register’s Office of Hamilton County, Tennessee, but omitting any cov- the Register’s Office of Hamilton County, Tennessee. Subject to ten (10) federal; any prior liens or encumbrances as well as any priority created by SECOND CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: Lot enant or restriction based on race, color, religion, sex, handicap, familial foot drainage easement as shown, described or noted on recorded plat. a fixture filing; and to any matter that an accurate survey of the premises 5, Wellesley Subdivision, Unit I, Phase I, as shown by plat of record in Plat status or national origin unless and only to the extent that said covenant Subject to sixteen (16) foot telephone company and power line easement might disclose. In addition, the following parties may claim an interest in Book 73, Page 173, in the Register’s Office of Hamilton County, Tennes- (a) is exempt under Chapter 42, Section 3607 of the United States Code as shown, described or noted on recorded plat. Subject to anchor ease- the above-referenced property: LORI AMBER MCKAMEY ALISA LOVE see. FOR PRIOR TITLE, see Deed recorded in Book 8454, Page 880, or (b) relates to handicap but does not discriminate against handicapped ment as shown, described or noted on recorded plat. Subject to five (5) MCKAMEY ALICIA GAIL MCKAMEY HEIRS OF ALICIA GAIL MCKAMEY, in the Register’s Office of Hamilton County, Tennessee. THIS CONVEY- persons. SUBJECT TO Drainage Easements as shown, described or not- foot drainage easement as set out on recorded plat. Subject to twenty-five IF ANY ESTATE OF ALICIA GAIL MCKAMEY ALISA LOVE MCKAMEY ANCE MADE SUBJECT TO THE FOLLOWING: Declaration of Restrictive ed on recorded plat. SUBJECT TO subsurface sewage disposal system (25) foot front and rear and ten (10) foot side setback lines as set out on AND LORI AMBER MCKAMEY, CO-ADMINISTRATORS OF THE ES- Covenants for Wellesley Subdivision as set out in instrument recorded in and duplication area easement as shown, described or noted on plat of recorded plat. Parcel ID Number: 121C B 01800 000 Address/Description: TATE OF ALICIA GAIL MCKAMEY The sale held pursuant to this Notice Book 6969, Page 975, and any amendments thereto, in the Register’s record in Plat Book 93, page 81, as revised in Plat Book 94, page 182, 5895 Stonewall Drive, Harrison, TN 37341. Current Owner(s): Sherry may be rescinded at the Successor Trustee’s option at any time. The right Office of Hamilton County, Tennessee, but omitting any covenant or re- in the Register’s Office of Hamilton County, Tennessee. Parcel Number: Irene Payne. Other Interested Party(ies): N/A The sale of the property is reserved to adjourn the day of the sale to another day, time, and place striction based on race, color, religion, sex, handicap, familial status or na- 072 080.08 Current Owner(s) of Property: Thomas A. Hess and wife, Holli described above shall be subject to all matters shown on any recorded certain without further publication, upon announcement at the time and tional origin unless and only to the extent that said covenant (a) is exempt Y. Hess Street Address: 7554 Raptors Roost Lane, Signal Mountain, plat; any and all liens against said property for unpaid property taxes; any place for the sale set forth above. W&A No. 106034 DATED November under Chapter 42, Section 3607, of the United States Code or (b) relates Tennessee 37377 Any property address provided is not part of the legal restrictive covenants, easements or set-back lines that may be applicable; 18, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR to handicap but does not discriminate against handicapped persons. Lien description of the property sold herein and in the event of any discrepancy, any prior liens or encumbrances as well as any priority created by a fix- SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTY- of Assessments as provided for in Declaration of Restrictive Covenants the legal description referenced herein shall control. SALE IS SUBJECT ture filing; a deed of trust; and any matter than an accurate survey of the TRAC.COM HCH3T-11/27,12/4,12/11/15 for Wellesley Subdivision as set out in instrument recorded in Book 6969, TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- premises might disclose; and All right and equity of redemption, statutory Page 975, in the Register’s Office of Hamilton County, Tennessee. Ten tion, statutory and otherwise, and homestead are expressly waived in said or otherwise, homestead, and dower are expressly waived in said Deed NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in (10) foot Electric and Communications Easement as shown on recorded Deed of Trust, and the title is believed to be good, but the undersigned will of Trust, and the title is believed to be good, but the undersigned will sell the performance of the covenants, terms, and conditions of a Deed of plat. Twenty-four (24) foot AT&T Easement as shown by dotted lines on re- sell and convey only as Substitute Trustee. If you purchase a property at and convey only as Substitute Trustee. The right is reserved to adjourn the Trust Note dated October 7, 2013, and the Deed of Trust of even date corded plat. Right to Repurchase and Access, Utility and Drainage Ease- the foreclosure sale, the entire purchase price is due and payable at the day of the sale to another day, time, and place certain without further pub- securing the same, recorded October 9, 2013, in Book No. GI 10078, at ment Agreement as set out in instrument recorded in Book 6516, Page conclusion of the auction in the form of a certified/bank check made pay- lication, upon announcement at the time and place for the sale set forth Page 629, in Office of the Register of Deeds for Hamilton County, Ten- 672, in the Register’s Office of Hamilton County, Tennessee. Grant of Pri- able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be above. This office is attempting to collect a debt. Any information obtained nessee, executed by Benjamin S. Rowland, conveying certain property vate Right-of-Way Easement for Telephone Company Plant by Corpora- accepted. To this end, you must bring sufficient funds to outbid the lender will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee?c/o therein described to Huntly Gordon as Trustee for Mortgage Electronic tion conveyed by Capstone Developers, LLC, to CenturyTel of Ooltewah- and any other bidders. Insufficient funds will not be accepted. Amounts Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Registration Systems, Inc., as nominee for Primelending, A Plainscapi- Collegedale recorded in Book 7256, Page 84, in the Register’s Office of received in excess of the winning bid will be refunded to the successful Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14- tal Company, its successors and assigns; and the undersigned, Wilson & Hamilton County, Tennessee. Building setback requirements as stipulated purchaser at the time the foreclosure deed is delivered. This property is 07259 FC02 BCNS90163 HCH3T-11/27,12/4,12/11/15 Associates, P.L.L.C., having been appointed Successor Trustee by Wells by recorded plat. Ten (10) foot Front Yard Utility Easement for the installa- being sold with the express reservation that the sale is subject to confir- Fargo Bank, NA. NOW, THEREFORE, notice is hereby given that the en- tion of Electric, Telephone and Cable TV service lines as set out in legend mation by the lender or trustee. This sale may be rescinded at any time. SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on De- tire indebtedness has been declared due and payable; and that an agent on recorded plat. Ten (10) foot Rear Yard Utility and Drainage Easement Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute cember 17, 2015 on or about 11:00AM local time, at the Main door of of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the as set out in legend on recorded plat. Five (5) foot Side Yard Utility and Trustee 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: the Hamilton County Courthouse, Chattanooga, Tennessee, conducted power, duty, and authority vested in and imposed upon said Successor Drainage Easement as set out in legend on recorded plat. Any govern- (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 14- by the Substitute Trustee as identified and set forth herein below, pur- Trustee, by Wells Fargo Bank, NA, will, on January 28, 2016 on or about mental zoning and subdivision ordinances in effect thereon. Subject to all 060337 HCH3T-11/27,12/4,12/11/15 suant to Deed of Trust executed by PAMELA D TAYLOR, to A-1 TITLE 10:00 AM, at the Hamilton County Courthouse, 615 Walnut Street, Chat- notes, stipulations, restrictions, easements, conditions, and regulations as AND ESCROW, Trustee, on December 18, 2006, at Record Book GI tanooga, Tennessee, offer for sale certain property hereinafter described set out on recorded plat. Parcel Number: 140N C 005 Current Owner(s) of NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the 8193, Page 418 as Instrument No. 2006122700440 in the real property to the highest bidder FOR certified funds paid at the conclusion of the Property: Jared B. Simmons and Susan G. Simmons Street Address: 4284 performance of the covenants, terms, and conditions of a Deed of Trust records of Hamilton County Register’s Office, Tennessee. Owner of Debt: sale, or credit bid from a bank or other lending entity pre-approved by Wellesley Dr, Ooltewah, Tennessee 37363 Any property address pro- Note dated December 14, 2001, and the Deed of Trust of even date secur- DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR the successor trustee. The sale is free from all exemptions, which are vided is not part of the legal description of the property sold herein and in ing the same, recorded January 2, 2002, in Book No. GI 6105, at Page SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2007-BR3, expressly waived in the Deed of Trust, said property being real estate the event of any discrepancy, the legal description referenced herein shall 470, in Office of the Register of Deeds for Hamilton County, Tennessee, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-BR3 situated in Hamilton County, Tennessee, and being more particularly de- control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. executed by John T. Brewer and Robin L. Brewer, conveying certain The following real estate located in Hamilton County, Tennessee, will scribed as follows: All that tract or parcel of land lying arid being in the All right of equity of redemption, statutory and otherwise, and homestead property therein described to Title Escrow of Chattanooga, Inc. as Trustee be sold to the highest call bidder subject to all unpaid taxes, prior liens City of Chattanooga, Hamilton County, Tennessee being Lot Twenty-Five are expressly waived in said Deed of Trust, and the title is believed to be for Franklin American Mortgage Company; and the undersigned, Wilson & and encumbrances of record: SITUATED AND LOCATED IN HAMILTON on Final Plat, Hickory Trace Townhomes, Phase II, as shown by revised good, but the undersigned will sell and convey only as Substitute Trustee. Associates, P.L.L.C., having been appointed Successor Trustee by HSBC COUNTY, STATE OF TENNESSEE AND LEGALLY DESCRIBED AS: plat recorded in Plat Book 69, Page 36, in the Register’s Office of Ham- If you purchase a property at the foreclosure sale, the entire purchase Bank USA, National Association as Trustee for SASCO 2008-RF1. NOW, PART OF LOT SIXTEEN (A) (16-A) REVISED PLAT, WACONDA SHORE ilton County, Tennessee. Subject to a permanent private driveway ease- price is due and payable at the conclusion of the auction in the form of THEREFORE, notice is hereby given that the entire indebtedness has ESTATES NO. TWO (2), AS SHOWN BY PLAT OF RECORD IN PLAT ment over and across that part of said Lot Twenty-Five shown hatched a certified/bank check made payable to or endorsed to Shapiro & Ingle, been declared due and payable; and that an agent of Wilson & Associ- BOOK 27, PAGE 11, REGISTER`S OFFICE OF HAMILTON COUNTY, on survey drawing dated September 11, 2002, made by David Mathews, LLP. No personal checks will be accepted. To this end, you must bring suf- ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and TENNESSEE. ACCORDING TO SAID PLAT, SAID PART OF LOT IS Tennessee Registered land Surveyor Number 747, attached hereto. This ficient funds to outbid the lender and any other bidders. Insufficient funds authority vested in and imposed upon said Successor Trustee, by HSBC MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT easement is for right of pedestrian and vehicular ingress and egress and will not be accepted. Amounts received in excess of the winning bid will Bank USA, National Association as Trustee for SASCO 2008-RF1, will, THE INTERSECTION OF THE EAST LINE OF WOOTEN ROAD AND for the repair and maintenance of said driveway. The easement area is be refunded to the successful purchaser at the time the foreclosure deed on January 4, 2016 on or about 3:00 PM, at the Hamilton County Court- THE NORTH LINE OF DRAKE PARKWAY ROAD, IF SAID LINES ARE more particularly described as follows: Beginning at a point in the Eastern is delivered. This property is being sold with the express reservation that house, Chattanooga, Tennessee, offer for sale certain property hereinafter EXTENDED; THENCE EASTWARDLY ALONG THE NORTH LINE OF or Northeastern right of way of Hickory Trace Circle, said point also being the sale is subject to confirmation by the lender or trustee. This sale may described to the highest bidder FOR certified funds paid at the conclusion DRAKE PARKWAY ROAD, ONE HUNDRED TWELVE AND TWENTY- the Western corner of said Lot Twenty-Five; thence leaving said right of be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited li- of the sale, or credit bid from a bank or other lending entity pre-approved TWO HUNDRETHS (112.22) FEET TO A POINT FIVE (5) FEET WEST way and running North 66 degrees 34 minutes 43 seconds East a distance ability partnership Substitute Trustee 10130 Perimeter Parkway, Suite 400 by the successor trustee. The sale is free from all exemptions, which are OF THE COMMON CORNER OF LOTS SIXTEEN (16) AND SIXTEEN A of 29.05 feet along the Northern boundary of said Lot Twenty-Five to a Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. (16-A); THENCE NORTH ELEVEN (11) DEGREES FORTY SIX (46) MIN- point; thence leaving said Northern boundary of Lot Twenty-Five and run- auction.com File No. 15-103862 HCH3T-11/27,12/4,12/11/15 See NOTICES, page 16 UTES WEST, TWO HUNDRED TWENTY-SEVEN AND NINE TENTHS ning South 53 degrees 12 minutes 06 seconds East 30.76 feet to a point www.hamiltoncountyherald.com Hamilton County Herald December 4-10, 2015 | 9 Chambliss attorneys named Mid–South Super Lawyers Maxfield Bahner Bruce C. Bailey Richard W. Bethea

Twelve attorneys from Chatta- nooga-based law firm Chambliss, Bahner & Stophel are included on the 2015 Mid-South Super Lawyers and the 2015 Mid-South Rising Stars lists. Mid-South Super Lawyers at Chambliss include: T. Max- field Bahner – Business Litiga- tion; Bruce C. Bailey – Business Bankruptcy; Richard W. Bethea – Business Litigation; Timothy M. Gibbons – Construction Litiga- tion; Rosemarie L. Hill – Employ- Timothy M. Gibbons Rosemarie L. Hill Anthony A. Jackson ee Litigation Defense; Anthony A. Jackson – Media/Advertising; Hugh J. Moore, Jr. – Civil Litiga- tion Defense; Harold L. North, Jr. – Consumer Bankruptcy; and Dana B. Perry – Estate Plan- ning & Probate. Each year, Super Lawyers selects no more than 5 percent of the attorneys in Ten- nessee to receive this honor. Mid-South Rising Stars at Chambliss include: Justin L. Furrow – Employment & Labor; John H. Lawrence – Business Litigation; and Jeffrey W. Maddux – Creditor Debtor Rights. e attorneys in the Rising Stars cat- egory are among the 2.5 percent Hugh J. Moore, Jr. of the attorneys in Tennessee Harold L. North, Jr. Dana B. Perry Super Lawyers selected to receive this honor. Super Lawyers is a omson Reuters business that rates attor- neys from more than 70 practice areas. e annual selections are made using a multi-phased process that includes a statewide survey of lawyers, an indepen- dent evaluation of candidates, and peer reviews by practice area. e Super Lawyers lists contain the names of the attorneys who have attained a high degree of peer recognition and professional achievement, and are published nationwide in Super Lawyers magazines. For more informa- Justin L. Furrow John H. Lawrence Jeffrey W. Maddux tion, go to www.superlawyers. com. Source: Chambliss, Bahner & Stophel v

3Yes, mail my subscription to: ______Have e ENCLOSE Address:______qCheck qVisa City: ______State_____ Zip______qMasterCard or q Phone:______Send Me an Invoice Mail or fax this form; or call or email us Mailed Weekly to Your Home 1412 McCallie Ave. • Chattanooga, TN 37404 SUBSCRIBE OR RENEW for $15.00 per year Call: (423) 602-9270 • Fax: (423) 602-9269 • Email: [email protected] 10 | December 4-10, 2015 Hamilton County Herald www.hamiltoncountyherald.com

On being thankful ... Curried Cashews 3 cups raw cashews, soaked in water for a few hours to soften 2 tablespoons curry powder 1 1/2 tablespoons onion granules 1/2 teaspoon cayenne powder (optional) 1 tablespoon maple sugar (optional) Are We 1 1/2 teaspoons sea salt There Yet? Kay’s Cooking Olive oil or spray oil By Jay Edwards Preheat oven to 275 degrees. Strain soaked cashews. In a bowl, add all Corner ingredients and mix well. By Kay Bona mentioned last week there was a study from Denmark’s Hap- Spray or brush sheet pan with a thin coat of olive oil and spread cashews evenly. Roast for 15 to 20 minutes, stirring occasionally. Continue piness Research Institute, which concluded people who gave anksgiving, another one of Iup Facebook for just one week reported suff ering less envy to roast for 10 more minutes, or until crisp. Remove from oven. our big holiday celebrations for and being “more satisfi ed with their lives,” than those who kept 2015, has come and gone. It went using the site. as fast as it came. I think I have to My fi rst thought was – Denmark has a Happiness Research agree with my 9-year old grand- anksgiving, but with all of the water, and sewage. Institute? daughter – we need a rewind. wonderful helpers, I took advan- I don’t mean to be a downer, Do we? What about Iraq and Afghanistan? If anyone needs a Having all the family together was tage of the time. but after reading the entire ar- happiness institute, it’s those guys. such a blessing, and a reason to I’m sure most of you had an ticle, while still munching on left- But back to Facebook, I decided to run down the posts one give thanks. equally good time visiting friends overs from our glorious anks- day last week and, being totally honest with myself, see how As with most families, we had and relatives. Some of you spent giving spread, I was saddened. I long it took me to become envious. a houseful of friends and relatives your time volunteering and guess the saddest part to me is e fi rst post was a nice little photomontage of some friends eating, watching parades and serving anksgiving dinners that this community is in one of with their young children. Been there, done that, so no prob- football, laughing, and sharing at shelters and churches for our our states. Our great America; lem yet. stories. e day (and weekend) homeless. I give you a big hug and our nation. Descendants of some Next, my friend Amber, who’s an attorney, posted, “What’s was truly a wonderful memory. thank you for doing such a won- of the very people with whom our the best way to start a trial day? By putting on your power suit My son-in-law hauled all of derful community service. ancestors shared food on the fi rst my Christmas decorations down Speaking of community anksgiving! and then shaking a carton of coconut milk you’d forgotten you from the attic, so my oldest service, Amy, a daughter that In this 48,000 Oglala Sioux res- took the cap off of.” granddaughter and I decorated lives in Colorado, and I were ervation, the second largest in the See ARE WE THERE YET?, page 14 the Christmas tree. is is the talking, and she mentioned that United States, there is only one fi rst time I have ever decorated she started receiving a magazine grocery store. ONE. During the a Christmas tree this soon after called rive. She wasn’t sure why winter, it’s so under-stocked that because she didn’t subscribe to shelves remain empty for weeks. it, but that it had a lot of infor- Here are a few more statistics: mation about natural foods, and – e reservation has zero some good recipes. banks, motels, movie theaters, I told her I had never heard discount stores, and big box of it either, but to my surprise, I stores. received a copy of it in the mail – Seventeen people live in a the next day. We both shop at single home on average, with Fresh Market and Whole Foods, a household income of about so more than likely, our data was $3,000 annually. sold to this magazine. – Sixty percent of homes have I was scanning it Saturday after no water, electricity, or sewer anksgiving when a particular systems. article caught my eye – one so – Life expectancy for men on compelling that I have to share it. Pine Ridge is 47 years – the short- In South Dakota, there’s a com- est life expectancy in the Western munity of about 48,000 of our na- Hemisphere; the same as Afghan- tion’s most impoverished people: istan and Somalia. the Lakota, or Oglala, Sioux. – e unemployment rate is 89 e Lakota Sioux have lived percent. on the Pine Ridge Reservation, – Alcoholism aff ects eight out tucked quietly away in the South- of ten families. west corner of the state, for over – Ninety-seven percent of the a hundred years, yet still lack the people live below the poverty line. most common of household com- forts such as electricity, running See COOKING CORNER, page 12

WE’RE MOVING We are pleased to announce the relocation and expansion of our law firm to be located in the historic James Building, Chattanooga’s first skyscraper.

Our address will be 735 Broad Street, Suite 708 Chattanooga, Tennessee effective December 15, 2015.

The Olsen Law Firm is an immigration and international law firm assisting in immigration law strategies for families and businesses. www.hamiltoncountyherald.comTHE CRITIC’S CORNER Hamilton GAMESCounty Herald NEW FEATURE: SUCCESS DecemberSTORIES 4-10, 2015 | 11 P13 P14 & P15 P20

FOR HAMILTON, SEQUATCHIE, DADE, WALKER AND CATOOSA COUNTIES RHAMILTON  COUNTY HERALD E Michael Taylor joins FOUNDED IN 1912 2015 Board of Directors, Greater Chattanooga Keller Williams Association of REALTORS® Travis Close, President Nathan Walldorf, Realty President-Elect Robert Fisher, Treasurer Realtor Michael Taylor has joined the team of agents Robert Backer at Keller Williams Realty on Premiere Drive. Taylor Kim Bass was raised in Valdosta, Ga., where he met his wife, Jennifer Cooper Davind. Together, they have three sons. The family Russ Elliott moved to Chattanooga in 2012. A former fire fighter, Fidel Fonseca Taylor has always been interested in real estate and Barry Hamilton property investment. He’s currently working with Teresa Hogg buyers and sellers in Tennessee, with a focus on sell- Happy Huddleston ers in East Brainerd and Ooltewah. Taylor is also com- Denise Murphy mitted to helping people who don’t yet qualify for Brenda Pargeon financing navigate the process to becoming eligible Geoff Ramsey for a mortgage. About his new venture, Taylor says, Janice Robertson “I’m eager to be of assistance, and I’ll work hard Vicki Trapp to ensure I meet the needs of my clients.” Contact Sabrena Turner Taylor at (423) 664-1600 or (423) 402-0646. (Photo 2015 Board of Directors, by David Laprad) Multiple Listing Service of Chattanooga, Inc. Wells Eady, President Vicki Trapp, President-Elect REALTOR ASSOCIATION PRESIDENT’S MESSAGE Barry Hamilton, Treasurer Kim Bass Travis Close Avoiding five holiday hosting disasters Jennifer Cooper Jason Farmer the most important appliance in hardware store. Best to keep one yummy leftovers. Dan Griess your house. If it fails to work, the on hand. How to avoid: Get a ther- Happy Huddleston Travis Close centerpiece of your meal could e heat is out: As the party’s mometer for your refrigerator go from roasted beef, ham, duck, host, you’re supposed to hang to make sure each shelf stays Byron Kelly President Paula Palmer or Tofurky to Peking Duck from guests; coats – not apologize to below 40 degrees, and watch for Greater Chattanooga the local Chinese takeout joint. them for having to keep them on. temperature changes. Also make Ron Tucker Association of ere are any A lack of heat can stop a holiday sure the condenser coils located Sabrena Turner REALTORS® How to avoid: number of reasons a stove can party dead in its tracks. on the back of the unit or be- 2015 Board of Directors, break, but one common cause of How to avoid: e key to neath it are free to breathe. Coils Northwest Georgia Council disaster is easy to prevent. Don’t avoiding freezing your party to a blocked from circulating air by Teresa Hogg, President e holiday season is upon us, self-clean your oven until AFTER standstill is regular maintenance cereal boxes atop the fridge, or which for many means hosting a Mandy Bandy Melton, the holidays. You risk blow- of your HVAC. Every 90 days, dirtied by dust or pet hair, can party. e National Association President-Elect ing a fuse or a thermostat, and a new one-inch pleated furnace prevent a fridge from keeping of Realtors compiled this over- Denise Lindsey, Secretary tracking down an oven techni- filter should be installed. If you cool. view of the most common things Michele Dills Hudson, cian around the holidays can be haven’t done it in a while, now’s With these preventative steps, that can go wrong when you Treasurer tough. a good time to replace it. Also you’re well on your way to a less have guests and how to prevent Eddie Floyd inspect insulation on refrigerant stressful holiday party. Pop open them. e kitchen sink is clogged: Jake Kellerhals e day after anksgiving is the lines that are leading into your some bubbly and toast yourself, Becky Maples Imagine you’re preparing to host your annual holiday party, busiest of the year for plumb- house. Replace them if they’re the perfectly prepared host. Commercial REALTORS® and you’re past the point of no ers. e prime cause of this missing or damaged. e Greater Chattanooga Council return. e veggies and meats clog-a-thon is the mistreatment e toilet is stopped up: Toi- Association of Realtors is “ e Russ Elliott, President have been bought. Guests are of drains when cooking holiday lets have a way of clogging up at Voice of Real Estate in Greater Robert Fisher already braving busy airports feasts. We hope your anksgiv- the worst times, such as during Chattanooga.” e Association John Healy and crowded highways to get ing went well, and that you avoid parties and when you have over- is a regional organization with Steve Hunt to your home – and then your clog-a-thons for the rest of the night guests. is is especially more than 1,500 members, and Jeff Jennings oven won’t turn on. Your home- holidays. true if you have a low-flow toilet is one of more than 1,400 local Ben Pitts cooked meal has quickly turned How to avoid: Fats and from the early 1990s. boards and associations of Real- Joe Pleva into a microwave dinner. cooking oils can solidify in your How to avoid: Don’t flush tors nationwide that comprise the Bill Raines at’s just one of many host- pipes, so never dispose of them anything other than sewage and National Association of Real- ing nightmares that can end in your kitchen sink. If you have toilet paper down the toilet. And tors. e Greater Chattanooga (423) 698-8001 your holiday party before it even a garbage disposal, make sure it’s there’s nothing wrong with put- Association of Realtors services Fax: (423) 698-8004 begins. ankfully, some of the running before anything goes in ting up a polite note to remind Hamilton and Sequatchie coun- 2963 AMNICOLA HIGHWAY most damaging mishaps easily it, and never feed it any stringy, your guests to do the same. ties in southeast Tennessee, and CHATTANOOGA, TN 37406 can be avoided. We collected fibrous, or starchy foods like e fridge won’t cool. Catoosa, Dade, and Walker five of the most prevalent issues poultry skins or potato peels. To Without a properly functioning counties in northwest Georgia. The region’s answer and give you preventative tips to fix, don’t rely on chemical drain- refrigerator, your meat could get For more information, visit www. v to all things real estate. keep your holiday party on track. clearing products that can harm contaminated, your dairy-based gcar.net. www.gcar.net e oven won’t heat up: For your pipes. Use a snake instead, treats could go sour, and you any holiday occasion, the oven is available for $15 at your local might not be able to save your 12 | December 4-10, 2015 Hamilton County Herald www.hamiltoncountyherald.com

president; James Anderson, fi rst and Charles Duff y Franck, Jr., also now prepared to turn out 200 be a candidate for re-election. vice president; Roy McCollum, elected assistant vice president. tons of iron a day. Eight hundred Word has been received that years second vice president; Don Mills, Thursday, Dec. 9 men will be placed on the payroll. Mrs. Frances Bachman McGill secretary; and, Manville Mayfi eld, Mrs. J.F. Finlay will entertain has undergone a successful ago treasurer. Rufus Obrecht is the Commissioner McInturff , on with a luncheon at her home in operation in the Univ. of Virginia 50What was going on in retiring president. behalf of the city, has agreed to honor of Mrs. Harold Smartt and Hospital. Dr. J.W. Bachman, her William Van Dyke Ochs, Jr., maintain on a permanent basis Mrs. Edward Finlay. e guests father, and Judge Nathan Bach- Chattanooga in 1965? of Chattanooga, was recently the proposed landscaping of four will be confi ned to recent brides. man, her brother, are in Charlot- streets in the Golden Gateway, Saturday, Dec. 4 promoted to colonel in the Army Sunday, Dec. 5 tesville with her. at ceremonies held in France. Norman Watson, executive direc- Wednesday, Dec. 8 Sibley B. Evans, a member of Col. Ochs, a graduate of West tor of the Chattanooga Housing Bob Hill, popular quarterback the faculty of the Baylor School Point Class of 1945, is currently Authority, said. of the Baylor 11 this season, has Senator and Mrs. Murphy since 1942, has been appointed assigned to the Personnel Divi- Friday, Dec. 10 been selected as Blue and Gray J. Foster of New Orleans an- as headmaster of Cleveland Day sion Headquarters, U.S. European army captain next year. is nounced the marriage of their Deserved recognition as School eff ective June 1, 1966, Command, located just outside announcement was made at a daughter, Witha, to Mr. John “Man of the Year” has come to a according to an announcement Paris. banquet for the team at Lynd- Bachman Hyde of this city. Mr. distinguished Chattanoogan W.E. made Friday by C.M. Hardwick, hurst. Mr. J.T. Lupton and Prof. Hyde is the grandson of Dr. J.W. Tuesday, Dec. 7 Brock, Jr. Honor has followed Jr., chairman of the board of Roy Baylor were speakers for the Bachman and a young lawyer in honor, as Mr. Brock was nominat- trustees of Cleveland Day School. e Phillips-Van Heusen Corp. occasion. the fi rm of Allison, Lynch and ed Tuesday by the Chattanooga e new Downtowner Motel is planning an addition that will Misses Louise Llewellyn, Mar- Phillips in Chattanooga. Kiwanis Club for that organi- in the Golden Gateway will be double the size of its present garet White, and Gladys Riggs Thursday, Dec. 9 zation’s Distinguished Service offi cially dedicated Saturday, Jan. distribution facilities here, A.J. entertained with supper parties Award, the unanimous choice of Miss Louise Hunt is home 22, with Mayor Kelley scheduled DiPietro, manager of the Chat- following box parties at the Bijou the award committee for the hon- from Nashville, where she has to be the principal speaker, it was tanooga Warehouse, announced. Saturday night. or. One week earlier, Mr. Brock been the guest of Miss Corrine disclosed today by J.L. Rainwater, e company distributes its full e new lines for women’s had received a commemorative Craig. manager. line of products from Chattanoo- winter fashions are full short plaque as one of eight national Students under the supervi- Sunday, Dec. 5 ga into all 50 states. skirts. e youthful looking coats e annual election of offi cers semi-fi nalists in the annual Lane will be shorter because of lack of sion of Mrs. Lucy Holtzclaw Dr. Benjamin Gross, head of for the Chattanooga and Hamil- Bryant competition for outstand- materials and dye-stuff s. Colors McDonald protested to Commis- the chemistry department at the ton County Medical Society was ing volunteer community service and textures will be less varied. sioner Huff aker against the smoke University of Chattanooga, was held during Tuesday’s night meet- in 1964. Earlier this year, the Monday, Dec. 6 nuisance in the city. e follow- named “Chemist of the Year” Sat- ing in the auditorium of Interstate Chattanooga Bar Association had ing students appeared before the urday night by the Chattanooga Building. Dr. Frank R. Graham conferred the Liberty Bell Award According to fi gures sent out commissioner: Misses Margie Section of the American Chemi- is president-elect; Dr. George G. upon him in recognition of his from Washington, the local post Newell, May Simmons, Minnie cal Society. e group’s highest Young is incoming president; Dr. community service. offi ce led not only in the South Gray, Claire O’Brien, Maurice honor was awarded Dr. Gross at Durwood L. Kirk is secretary and but the entire nation in percent- Chrisman, and Jerome Hixson. a dinner at Loret Villa. Dr. James treasurer; Dr. John M. Higason is age gained in postal receipts. e Misses Margaret and Mamie nearest competition was Dayton, Bright will leave the 17th for Fair M. Holbert, vice president of past president, and Dr. C. Robert Chattanooga Medicine Co., made Clark is retiring secretary-trea- years Ohio. Hope, Ala., to be guests of Miss the presentation. surer. American football is 46 years Mary Johnson for the holidays. Delegates to the fi rst South- Wednesday, Dec. 8 ago old. e fi rst American game was Friday, Dec. 10 eastern United States Conference played by Princeton and Rutgers ree executive promotions 100What was going on in as inter-collegiate football. Mr. S.E. DeFreise and Miss of the Experiment in Internation- Christobel DeFreise have re- al Living held here Saturday were were announced by the Ham- Tuesday, Dec. 7 Chattanooga in 1915? turned from a trip to Washington told that EIL is launching a $1.5 ilton National Bank following Mr. and Mrs. Eugene Bryan and Philadelphia. million national development the regular monthly meeting Saturday, Dec. 4 will move this week into their Fred Frawley reported the campaign to enlarge its program. of the board of directors. J.E. Being forced to close down due new home in Highland Park. courthouse lawn will be im- Monday, Dec. 6 Whitaker, chairman of the board, announced the following pro- to low prices on pig iron several Educators in the city regret proved so children can play there e Chattanooga Engineer’s motions: Ben M. Rawlings, Jr., years ago, the blast furnace of the very much the loss of D.H. with plenty of grass and shade Club at Monday’s meeting at elected vice president, national Chattanooga Coal & Iron Co., Bloom, who has been chairman trees. Grass seed is now being now that conditions are improv- of the High School Board. Mr. sown and 10 Norway maples be- Hotel Patten elected the following accounts division; B. Franklin v offi cers for 1966: Paul Merriman, Davis IV, assistant vice president; ing, has again “blown” in, and is Bloom announced he would not ing planted.

Enjoy Lunch at this COOKING CORNER Cont. from page 10 TSHF launched #Sioux60, a social media campaign designed to raise – Infant mortality is 300 per- awareness of the severe poverty BROKERS OPEN HOUSE cent higher than the national av- on the reservation. erage, and is the highest in North rive Market, whose mission America – one in four are born is to make healthy living acces- with Fetal Alcohol Syndrome. sible to all, has created four cus- – Only 27 percent of the resi- tomized $50 product boxes which dents have a high school diploma include best-selling healthy foods or GED. Most of the adult popu- and natural, wholesome products lation are high-school dropouts. in everyday sizes, to be delivered Teachers are hard to recruit due right to the door of a family in to the lack of housing. need on Pine Ridge Reservation. Rather appalling statistics, If you would like to make a do- aren’t they? I could go on, but you nation, you can do so thru rive get the picture. Cares (www.truesiouxhope.org) Thursday, Dec. 10 - 6827 Lee Pkwy. W., Chattanooga ere is a way we can all help. or True Sioux Hope. You can also 11:00 a.m. - 1:00 p.m. • Lunch will be served, gratis True Sioux Hope Foundation, a fi nd True Sioux Hope Foundation non-profi t organization, is an en- on Facebook. To make a dona- Stand Alone Office Building with three separate suites in deavor to halt the cycle of poverty tion via phone, or for any ques- Shallowford at Lee Village Business Park. and despair. To help shine a light tions regarding donations, please New Roof, HVAC and Water Heater. Concrete Parking Lot on the Native American popula- contact Katie at (858) 752-2091 with overflow area and access to gated/secured rear yard tion of Pine Ridge Reservation, or [email protected]. for storage, additional parking or break area. I do have a recipe for you… one I found in rive Magazine. Excellent location for easy access to interstate, shopping, The Hamilton County Herald ese cashews are great to snack vendors, and customers. Listing ID: 29819873 is pleased to publish on alone or to use in a salad. I For more info online: http://commercial.gcar.net/listing/29819873 numerous columns from hope you enjoy it! inside and outside sources. Sources: www.truesiouxhope. The opinions and views org; rive Magazine; U.S. Census Re/Max Renaissance Realtors of these columnists Bureau; True Hope Foundation (423) 756-5700 are their own and do not Kay Bona is a staff writer for the Hamilton County Herald and Agent: John Mitchum necessarily convey (423) 595-4565 an award-winning columnist the opinions of and photographer. Contact her at The Hamilton County Herald. [email protected]. v www.hamiltoncountyherald.com Hamilton County Herald December 4-10, 2015 | 13

mechanism. Following is a statement from National Salomone: “ e multiyear transportation Association bill moving through Congress is a win across the board, making of Realtors critical investments in America’s infrastructure. A Summary of Recent News “NAR is pleased at the em- The Critic's phasis placed on safety and al- ternative transportation options Corner to strengthen neighborhoods, improve property values, and By David Laprad make non-motorized transpor- tation, like sidewalks and bike lanes, a priority. Saoirse Ronan Realtors applaud transportation NAR President Tom Salomone “Moreover, this legisla- conference report tion recognizes the value of homeownership and the need shines in ‘Brooklyn’ e conference agreement for Realtors President Tom Salo- to protect future homeown- a multi-year surface transporta- mone, broker-owner of Real ers from unnecessary costs. ave you ever seen an old fi lm and thought, “ ey don’t make tion authorization was released Estate II Inc. in Coral Springs, NAR applauds the conference movies like this anymore?” Well, someone made one, and in Congress this week, with both Fla., praised sections of the committee for standing with Hit’s called “Brooklyn.” e fi lm is the cinematic equivalent of the U.S. House and Senate set to legislation that are important to the homeowners of today and a warm hug. I left feeling better than I did going in, and happier vote on the measure in the days strengthening neighborhoods tomorrow. than I have after seeing a movie in quite some time. ahead. and promoting safety, and in “We hope to see this confer- e story is the defi nition of simplicity. In 1952, a young e bill funds several highway particular, applauded the deci- ence report win swift approval, woman named Eilis Lacey leaves her small hometown in Ireland and transit-related projects, with sion not to use guarantee fees, or so communities around the and moves to the New York City borough of Brooklyn to begin a monies coming from a variety of g-fees, from government-spon- country can reap the benefi ts as new life. While there, she falls in love with and secretly marries sources. sored enterprises Fannie Mae soon as possible.” and Freddie Mac as a funding an Italian plumber. When a death in Eilis’ family draws her back National Association of to Ireland for the funeral, the pull of her relatives, her roots, and her budding interest in another man force her to choose between two lives. Irish-American actress Saoirse Ronan (“Atonement,” “ e Lovely Bones”) is Eilis. I last saw her in the coming of age apoca- lyptic drama “How I Live Now,” in which she plays a teenager trying to take care of herself and her siblings after a nuclear attack on England. In “Brooklyn,” she’s not only come of age as an actress, she’s delivered one of the most radiant performances I’ve seen in a fi lm. Ronan’s symbiotic relationship with the camera is one of the reasons she shines in “Brooklyn.” Eilis’ face, in all of its inno- cence, beauty, and curiosity, often fi lls the screen. ere are Local Urban League several moments, such as when Eilis fi rst lays eyes on New York City, when director John Crowley shows only a glimpse of what awarded $500,000 grant she’s seeing, and instead lingers on her face. Instead of attempt- e National Urban League re- to not only become employ- be awarded this funding to invest ing to stir our emotions by showing us what Eilis sees, Crowley cently awarded funding to seven able, but also to be successful and improve the lives of 100 shows us how what Eilis sees aff ects her. erein lies the emo- Urban League affi liates nation- in the workplace. Certifi cations young adults residing in Chat- tional heart of the fi lm, and the means of drawing us deeper into wide aimed at providing work- in which program participants tanooga,” said Warren Logan, it. force development services to will have an opportunity to earn president and CEO of the Urban Crowley does more than use Ronan’s face to suggest emotion, young adults between the ages of credentials will include, but not League of Greater Chattanooga. he uses it to tell Eilis’ story. In a brilliant shot, he refocuses from 18-24 who have criminal records. be limited, to Commercial Driv- “ is $500,000 grant will in many a bride eagerly pledging her faithfulness to her groom in a wed- e Urban League of Greater ers License, Welding, Machinist, ways provide new beginnings on ding in Ireland to Eilis, who’s nestled in the pews among dozens Chattanooga Area is one of the Green Construction, Occupa- more meaningful pathways for of guests. She’s visibly trying to contain the tension she feels, and seven affi liates to be awarded a tional Training, and Certifi ed young adults who faced chal- her slightly strained expression says everything we need to know three-year Urban Youth Empow- Nursing Assistant. In addition lenges in the past. e needed about the struggle taking place within her. erment Program grant in the to having an opportunity to earn training and industry credentials For all of Crowley’s exceptional choices as director, Ronan amount of $528,624. certifi cations, participants will will guarantee a skill set for a suc- deserves the most credit for how good “Brooklyn” is. She’s noth- e funding will be used to also receive case management, cessful career in a meaningful oc- ing less than a luminescent presence, and delivers a truly great provide training to help 100 mentoring, leadership, and ex- cupation. Matching funds will be performance that elevates “Brooklyn” from heartfelt melodrama young adults in Chattanooga gain pungement services. sought to enhance the potential.” v to modern classic. skills and industry certifi cations “We’re extremely grateful to Source: Urban League I also love how the fi lm is dressed. From the clothes, to the mannerisms and mores of each character, to the look and feel of 1952 New York City, “Brooklyn” is draped in authenticity, but not in a calculated or detached way. Rather, each frame of the fi lm seems to have been fashioned out of a love for the story, its Position Openings characters, and the places they inhabit. Although I’ve never lived MARKETING AND INFORMATION in Ireland or visited New York City in the past, the wellings of MEMBERSHIP SERVICES COORDINATOR ERVICES OORDINATOR nostalgia were inescapable, and I found myself longing for things S C I’ve never experienced. Local non-profit association of nearly 500 mem- Local non-profit association of nearly 500 “Brooklyn” is easily one of the best fi lms of 2015. Not only was bers seeking a marketing and information ser- members seeking a membership services co- it masterfully made, and not only did all of the actors and ac- vices professional. Duties include business de- ordinator. Duties include invoicing, payments, tresses excel in their roles, but you can feel the sincerity everyone velopment, advertising and sponsorship sales, day-to-day accounting, and other associa- involved with the project poured into it. During the Christmas responsibility for weekly newspaper column tion financial responsibilities. Responsible for season, theaters will be crammed with commercial product made and quarterly newsletter, maintaining associa- membership recruitment and retention pro- only with an eye on the profi t it will produce. But “Brooklyn” was tion website and social media sites, and office gram. Office support duties include first in made to remind us of the adventure, sadness, and hope life off ers support. 25 hours per week that could evolve line for telephones, visitors, mail. Accounting – to tell us there’s love to be found if we’re willing to make the into full-time position. Hourly rate plus com- background, strong familiarity with Quick- journey. mission and incentive bonus. Successful sales Books and Microsoft software, and excellent ey don’t make movies like that anymore. background, strong writing skills and excellent interpersonal skills a must. 30 hours per week ree and a half stars out of four. Rated PG-13 for a scene of customer relations abilities a must. but could evolve into full-time position. sexuality and brief strong language. David Laprad is the assistant editor of the Hamilton County Submit resume, three examples of written Submit resume and three references to: Herald and an award-winning columnist and photographer. Con- or published work and three references to: [email protected] no later than December 11. tact him at [email protected]. [email protected] no later than December 11. 14 | December 4-10, 2015 Hamilton County Herald www.hamiltoncountyherald.com

Glass etching Brainbuster – e days are quickly dwindling silhouette machine or Cricut, was away as we approach gift-giving to print the design off in black season. Over the last couple of ink, lay contact paper right over Make your brain tingle! years, I have resorted to hand- it, and trace the design onto to By Kay Bona made items, as many people have, contact paper. Once I had the de- [email protected] due to the cost of buying gifts for sign completely traced, I used my everyone. It is almost impossible xacto knife and cut away the areas Christmas is upon us, and as the 25th gets closer, parties financially for us to buy for every- I wanted etched into the glass and happen, carols are sung, Christmas programs are played, and one in our family, but we always then slowly laid the contact paper gifts are exchanged – along with various other happenings. love to be able to give a little bit of Do It onto the glass. It’s a fun and happy time – if you ignore all the Grinches! is something. Once you have the letters or puzzle is about Christmas. See how well you do. is year I decided to tackle Yourself design smoothed out onto the 1. In Luke 1:20, what happens to Zechariah when he doubts a project I have wanted to learn glass, grab a popsicle stick and By April Sherrill what the angel Gabriel has told him? He rejoices with the an- for quite some time now. Not the etching cream. Before open- gel; he’s unable to walk; he’s unable to speak; he’s unable to see long ago I came across the etched ing the cream shake the bottle 2. In many households, part of the fun of eating Christmas champagne flutes from our wed- To start you need to clean the very well. pudding is finding a trinket that predicts your fortune for the ding and it made me want to entire glass piece very well using en shake the bottle some coming year. For instance, finding a coin means you’ll become learn the etching process. rubbing alcohol. Avoid using more, and even one last time to wealthy. What happens if you find a button? You’ll become Last week I started prepar- glass cleaners as they will leave an make your arm goes numb! Seri- poor; you’ll become famous; you’ll be a bachelor; you’ll be ing for our family Christmas by invisible film that can hinder the ously, shake the bottle as long as called away on a trip. making a list of everyone that outcome of etching. Next, figure possible as this will cut down on 3. If you were given “frumenty” at a Medieval Christmas we would like to have a gift for; out what you will be etching into the air pockets and crystals in the party, what would you probably do with it? Eat it; drink it; the list is long, trust me. I knew the glass. etching cream and help create a share it with your sweetheart; pass it to the person standing too, that I wanted individualize Remember, the etching will flawless finish. next to you. etched gifts for everyone to enjoy take place in the negative space in When everything is placed 4. Many of us are quite familiar with the first verses of the throughout this next year. whatever design you create. is on the glass, apply a thick layer traditional Christmas carols, but how well do you know the Items needed: goes for words as well. of etching cream to the areas to rest of the song? What is the first line of the second verse of – etching cream (can be found If you want to etch letters, use be etched. Using a popsicle stick “Angels from the Realms of Glory?” “Christ by highest heav’n at craft stores or online) the outside paper from around makes this quite a bit easier than adorèd”; “Shepherds in the fields abiding”; “Shepherds why – glass ware to etch the letter stickers and adhere it a paintbrush, which is what the this jubilee?”; “Don we now our gay apparel.” – stickers to the surface to be etched. Make directions state to use. 5. Which of the following was NOT one of the ree Kings? – vinyl sheets (can be found at sure there are no bubbles which e directions on the bottle Caspar; Balthazar; Teleost; Melchior. craft stores) or contact paper will prevent the etching cream also said to only let it sit for one 6. Who wrote “A Christmas Carol?” Mark Twain; Charles – xacto knife from bleeding underneath the minute, however I found that this Dickens; Hans Christian Andersen; omas M. Sawyer. – popsicle sticks sticker. If you want to etch the was not enough time for a deep 7. In Tchaikovsky’s ballet, “ e Nutcracker,” who’s the nut- – rubbing alcohol space around letters while leaving etch. I tested different jars at dif- cracker’s main enemy? A girl called Clara; King of the Mice; – gloves the letters as regular glass, place ferent times and found that five Dr. Allmond; Drosselmeyer the Magician. Just so you know, I did not fol- the letter stickers on the surface; minutes is the magic number for 8. At lavish Christmas feasts in the Middle Ages, swans and low the exact directions to create however, I do not recommend do- obtaining a perfectly even design. peacocks were sometimes served “endored.” What does that the perfect etched project. In- ing very large areas at once using After, two and a half minutes stead I etched my heart out until I this cream. you will need to use the popsicle See BRAINBUSTER, page 15 weeded out all the dos and don’ts e easiest way I found to etch to share with my readers. a design, without the use of a See DO IT YOURSELF, page 20

EVENT CALENDAR Cont. from page 1 screening. e Jewish Cultural sity of the South, where he was an ARE WE THERE YET? Cont. from page 10 Next was someone who posted Center will screen “ eodore initiate of the Alpha Tau Omega his “awesome” duck hunting Advanced ticket purchases are Bikel: In the Shoes of Shalon fraternity. He graduated summa Now that’s great stuff, but I photos. I’ve been duck hunting $18 for two tickets and $34 for Alecheim” on Dec. 19. Starting in cum laude in 1991 with a degree think I felt a twinge of jealousy several times, the last being over four tickets, and can be acquired the 1950’s, Bikel created some of in English Literature, and was that Amber was funnier than me. 20 years ago, which probably by contacting the Jewish Fed- the best-selling Jewish folk music elected to Phi Beta Kappa. e Plus, she had 73 likes and count- gives away how envious I am of eration at 493-0270 or rsvp@ in history. He’s known for his public is invited and encouraged ing, and I know I’ve never gotten duck hunters. jewishchattanooga.com. On Dec. theatrical and screen credentials, to attend this free event. more than 11 for anything (not Next was another SEC post re- 5, the Jewish Cultural Center will though, which include Tevye in Christmas concerts at Covenant that I keep track). porting Les Miles might be fired screen “Rosenwald.” Born in 1862 “Fiddler on the Rood,” Captain College Next, something called Cu- by the end of the day. Whether in Springfield, Ill., Julius Rosen- von Trapp in the Broadway pro- riosityStream posted a way to this happened or not is old news Covenant College is holding wald believed the ill treatment of duction of “ e Sound of Music,” check out the world’s first ad-free by the time this column comes its annual Christmas celebration, African Americans was America’s and the Hungarian language dia- streaming service for documen- out. If true, I’ll miss old Les. As featuring a concert and dessert most serious problem. At age 33, lect expert in “My Fair Lady.” e taries, which made me jealous I far as feeling envy? Well, it’s re- reception, on ursday, Dec. 10, Rosenwald bought into Sears- documentary is packed with Bikel didn’t make documentaries. ported that Les makes $4,300,000 Roebuck, and later with Richard songs, anecdotes, and interviews. and Friday, Dec. 11. Tickets for e next one was from some- the concerts in the college chapel a year in school pay and $88,721 Sears became sole owners. In- Jon Meacham at Barnes & Noble one who posted news about their in other pay. I’m jealous Les’ other spired by Booker T. Washington’s are required but free, and tickets super-star athlete child, which On Wednesday, Dec. 9 at 7 for the Madrigal Dessert Recep- pay is more that my all-pay. friendship, he joined the Board of really got to me, not because e next post was from a p.m., Pulitzer Prize winning au- tion that follows each evening neither of my kids ever reached the Tuskeegee Institute in 1912. friend who was arriving for a thor Jon Meacham will be speak- concert in the Great Hall may be super-star athlete status, but that From 1917–1936 he partnered few days in the Big Apple. KM ing about and signing copies of purchased for $15. Both are avail- I never did. with black and white commu- and I love New York, and since his latest best-selling biography, able at covenant.edu/celebrat- Next was a post of a cartoon nities to build 5,337 schools we aren’t arriving there like my “Destiny and Power: e Ameri- echristmas. “Celebrate Christmas combining a turkey and politics; housing one-third of all African friend, well, you get the picture can Odyssey of George Herbert at Covenant” features a wide yes, the possibilities are endless. American students in the South. by now. Walker Bush.” Meacham is a range of musical talent, including en my friend Joe posted that Six of the Rosenwald Schools So that wraps it up from the Jay were in Hamilton County. A native of Chattanooga, Tenn., and the Brass Ensemble, Chamber it was the 44th anniversary of the Happiness Research Institute. Af- dessert reception will follow the attended St. Nicholas School, the Orchestra, Chamber Singers, day D.B. Cooper jumped out of McCallie School, and the Univer- Covenant Chorale, Covenant that plane. Joe said he would have ter my own independent study, I Singers, and Flute Choir, with a bourbon and soda that night in concur with my Netherlands’ col- Evangline Wykoff on organ. e D.B.’s honor. is is a great post; leagues that, since I am not arriv- concert will center on the theme a little history, a little humor, all ing in New York for holiday, and “ y Kingdom Come.” Prof. in one sentence; it’s got it all. As I don’t make $4,300,000 a year as David Tahere is the lead vocal and far as envy goes, I think I’m out of a documentary filmmaker; and language coach, and professors bourbon. the Hogs got no D, Facebook does Scott Finch, Lok Kim, Joel Land, Next was a post from SEC in fact make me feel kinda blue. David Long, Christa Tahere, and Country. It was a few days after However, in this instantaneous Cindy Solfest-Wallis will direct the epic game Arkansas played info world we find ourselves in, it the performance. Doors for the against Mississippi State. As seems I’m over it. concerts will open at 6:30 p.m., many of you know, I went to the Jay Edwards is editor-in-chief and the concerts begin at 7:00 UofA, so do I really need to talk of the Hamilton County Herald p.m. Priority seating for Madrigal about what I envy on this one? If and an award-winning columnist. Dessert Reception ticket holders I had to do it in one word though, Contact him at jedwards@daily- v will begin at 6:15 p.m. it’s defense. data.com. v www.hamiltoncountyherald.com Hamilton County Herald December 4-10, 2015 | 15

I Swear Crossword By Victor Fleming

Across 1 Ship’s petty officer, informally 5 Lugosi of film 9 Slander relative I 14 Camp Swampy dog 15 Archaeological site, perhaps Swear 16 Person from Muscat By Vic Fleming 17 Uncool fellow 18 Zeus’s son 19 Had a long sentence? 20 “Gesundheit!” 22 Razz, as a performer 23 Fat substitute Pound of poetry: 24 Cackler 25 Wool source 26 Overly counterpart 28 Santa Clara County city Part 4 30 Grating cheese 32 Gung-ho spirit 33 Area encompassing zra Pound’s 1940-1943 broadcasts over Roma Radio, for Milan and Venice the Fascist-controlled Italian government, “were written in 37 Egg drop ___ Ea vigorous erudite subtly-cadenced prose style [similar to] 38 Gift transferred by will 39 “Give me a ballpark fig- his Cantos .... It was a style that guaranteed he would have no ure” reply success with a radio audience” (R. Wernick). 41 Name in aquatic wear In the U.S., England, and France, supporters and detractors 46 Celebrated outlaw Kelly 47 Pro golfer Ernie alike found these broadcasts appalling, though no one really 48 ___ a tie (require over- seemed to have actually listened to them. Pound’s longtime time) friend William Carlos Williams was ticked one day when he 49 U.S. capital region 51 Regrettable situation heard that his name had been dropped. Here’s what Pound had 54 Once pitched by said: Frankie Avalon, drive- “My venerable friend Doctor William C. Williams roars with in now endorsed by Kevin Durant 11 Big wad 50 Mini stream laughter when I suggest that people might THINK. ‘Ever see 55 “... little brown church in the ___” 12 WWII bomber 51 Scourge a communist THINK?’ writes ole Bill. ‘I been told the process 56 Certain blood type, briefly 13 Guard, e.g. 52 Sunburn reliever ain’t nacheral.’ Waal, the Doc is their white-haired boy.” 57 Mom’s brother 21 Derisive sound 53 Homes for bears 58 Part of, as a conspiracy 22 Brave deeds 55 Singer Damone When the treason indictment was handed down, another 59 Apple assistant 24 Yogi Bear co-creator William friend, Ernest Hemingway, said that Pound was “obviously 60 Sources of zest 27 “Sexy!” Last week’s solution crazy.” As a U.S. citizen, Pound was supposed to have the right 61 Ho-hum grades 28 Snorkel’s nickname 62 Business sch. topic 29 Coffee alternative to express his opinions. Conversely, in that same capacity, once 31 Gets together with Italy and the U.S. were at war, Pound could have been sent to Down 33 Front section of a rocket an internment camp. Instead, he continued to divide his time 1 Sweet treat 34 Beat in a tango contest 2 Verdi opera 35 Troy, N.Y. college, initially among the seafront apartment he shared with Dorothy, the 3 Mason’s assistant 36 Uses a Smith-Corona nearby house he shared with Olga, and hotels in Rome, where 4 Signals, as an auctioneer 37 Lampoons he taped broadcasts and collected a meager paycheck. 5 Donkey sound 40 “I hate those ___ to pieces!”: Mr. 6 Money in France Jinks e broadcasts stopped in July 1943. Allied troops invaded 7 In ___ of 42 Protect, as in glass Italy in September. Pound was in Rome, unprepared. He left 8 Ques. opposite 43 Like heaven town on foot and trekked 450 miles to his daughter’s home in 9 Ochoa on a course 44 Money in Mexico 10 Apple on a desk Gais. After a couple weeks, he returned to Rapallo. In 1944 he 45 Tatyana spurner Eugene wrote two cantos in Italian. Victor Fleming’s puzzles have appeared in many publications, In March 1945, Allied troops reached Northern Italy. Pound including the New York Times and Games Magazine. published an article in April and then either turned himself in or (his version) approached the military to share information BRAINBUSTER Cont. from page 14 with the government. While in custody, he was interviewed by The Hamilton County Herald an American Journalist on May 8, and said, “If I am not shot mean? e feet and beaks were is pleased to publish numerous columns for treason, I think my chances of seeing Truman are good.” coated with gold; the guests knelt from inside and outside sources. When Washington emphasized to the military that this man in adoration as the birds were The opinions and views of these columnists was an Enemy of the State, he was placed in a prison camp, brought in; the birds had been are their own and do not necessarily held in a 6’ x 8’ cage in grueling summertime, and not allowed raised on grain soaked in brandy; convey the opinions of to speak with others. It was then, his defense lawyer would the fl esh was painted with saff ron The Hamilton County Herald. later argue, that he became legally insane. By all accounts, his dissolved in melted butter. physical health diminished substantially. 9. Who set Dec. 25 as the Someone in power didn’t want him to die, as he was up- offi cial nativity date? Bishop graded to a pup tent and allowed to mingle with others the last Liberius; Emperor Constantine; Level: few months before being taken to the U.S. By day, he helped Jesus Christ; Pope Pius. illiterate prisoners write letters. By night, he banged away on 10. According to modern 1 2 a typewriter, producing 120 pages of poetry, which would Christian legend, what does the 3 4 become known as the “Pisan Cantos.” candy cane represent? Christ’s He was fl own back to the States late in the year. Dorothy’s purity; Christ’s blood; a shep- Complete the grid so father’s law fi rm arranged for him to be represented by Julien herd’s staff ; all of these. each row, column and 3-by-3 box (in bold Cornell, a Yale Law grad who’d represented several conscien- ANSWERS: 1. He is unable borders) contains tious objectors. After fi rst meeting Pound, he wrote, “He is to speak. 2. You’ll be a bachelor. every digit, 1 to 9. For very wobbly in his mind ... unable to concentrate even to the 3. Eat it. Frumenty is a type of strategies on how to solve Sudoku, visit extent of answering a single question without immediately spiced porridge, and is linked to www.sudoku.org.uk wandering off the subject.” the legend of the Celtic god Dag- Archibald MacLeish, who had been in charge of American da, who stirred a porridge made SOLUTION TO LastMONDAY’S weeks PUZZLEsolution radio propaganda at the time Pound was sending his messages up of all the good things of the from Rome, said, “Treason is ... too serious and dignifi ed a Earth. 4. “Shepherds in the fi elds crime for a man who has made such an incredible ass of him- abiding.” 5. Teleost. 6. Charles self, and accomplished so little in the process. ” Dickens. 7. King of the Mice. e Next week: the psychiatrists and the jury. King of the Mice, represented Vic Fleming is a district court judge in Little Rock, Ark., with seven heads, leads his troops where he also teaches at the William H. Bowen School of Law. against the nutcracker’s toy Contact him at vicfl [email protected]. soldiers. 8. e fl esh was painted with saff ron dissolved in melted butter. 9. Bishop Liberius of Rome 3/6/12 © 2012 The Mepham Group. Distributed by in 354 A.D. 10. All of these. v Tribune Media Services. All rights reserved. 16 | December 4-10, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

RANCE, DEFENDANT Date of This Order: 11/16/2015 Appearance TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RE- foreclosure is being given to them and the Sale will be subject to the ap- NOTICES Continued from page 8 Date: 01/25/2016 at 11:00 a.m. Appearance Address: Court of General SCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, plicable governmental entities’ right to redeem the property as required Sessions, Civil Division, Room 111 Hamilton County City Courts Build- THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being sold expressly waived in the Deed of Trust, said property being real estate ing, 600 Market Street, Chattanooga, TN 37402-1911 It appearing from RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE with the express reservation that the sale is subject to confirmation by the situated in Hamilton County, Tennessee, and being more particularly de- the record in this cause that the defendant is a non-resident of Tennes- NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, lender or trustee. This sale may be rescinded at any time. If the sale is set scribed as follows: Located in the Second Civil District of Hamilton County, see, and certain property or money has been attached. One or more civil OR THE TRUSTEE. OTHER INTERESTED PARTIES: None THIS IS AN aside for any reason, the Purchaser at the sale shall be entitled only to a Tennessee; Being Lot Twenty-four (24), Moon Shadows Subdivision, Unit warrants have issued but returned unserved, and an attachment issued ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED return of the deposit paid. The Purchaser shall have no further recourse One (1), as shown by Plat of record in Plat Book 32, Page 37, in the and was levied upon certain property or money. IT IS ORDERED that WILL BE USED FOR THAT PURPOSE. If applicable, the notice require- against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. MWZM Register’s Office of Hamilton County, Tennessee. ALSO KNOWN AS: publication be made requiring the defendant to appear at the time and ments of T.C.A. 35-5-117 have been met. All right of equity of redemp- File No. 15-003811-670 JASON S. MANGRUM, J.P. SELLERS, LORI LI- 9102 Antlia Lane, Harrison, TN 37341-9339 This sale is subject to all place stated above and defend this suit, or a judgment by default may be tion, statutory and otherwise, and homestead are expressly waived in said ANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER BUILD- matters shown on any applicable recorded plat; any unpaid taxes; any entered against him. This Order shall be published in a newspaper by Deed of Trust, and the title is believed to be good, but the undersigned ING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNESSEE restrictive covenants, easements, or setback lines that may be applicable; this County as required by law. LARRY L. HENRY, CLERK OF GENERAL will sell and convey only as Substitute Trustee. If the U.S. Department 37027 PHONE: (615) 238-3630 EMAIL: [email protected] any statutory rights of redemption of any governmental agency, state or SESSIONS ATTORNEY FOR PLAINTIFF: MAYFIELD AND LESTER PO of Treasury/IRS, the State of Tennessee Department of Revenue, or the BCNS90075 HCH3T-11/27,12/4,12/11/15 federal; any prior liens or encumbrances as well as any priority created by BOX 789 CHATTANOOGA, TN 37401 HCH4T-11/27,12/4,12/11,12/18/15 State of Tennessee Department of Labor or Workforce Development are a fixture filing; and to any matter that an accurate survey of the premises listed as Interested Parties in the advertisement, then the Notice of this SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- might disclose. In addition, the following parties may claim an interest in SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- foreclosure is being given to them and the Sale will be subject to the ap- ary 7, 2016 on or about 11:00AM local time, at the Main door of the the above-referenced property: JOHN T. BREWER ROBIN L. BREWER ary 14, 2016 at 10:00AM local time, at the west door, Hamilton County plicable governmental entities’ right to redeem the property as required Hamilton County Courthouse, Chattanooga, Tennessee, conducted by HOUSEHOLD FINANCIAL CENTER, INC. The sale held pursuant to this Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being sold the Substitute Trustee as identified and set forth herein below, pursu- Notice may be rescinded at the Successor Trustee’s option at any time. Deed of Trust executed by Bertha M Lloyd a/k/a Bertha M. Gipson- with the express reservation that the sale is subject to confirmation by the ant to Deed of Trust executed by KENNETH DEWAYNE HENDERSON The right is reserved to adjourn the day of the sale to another day, time, Lloyd and Eric S. Smith, to Northgate Title Escrow, Trustee, on Sep- lender or trustee. This sale may be rescinded at any time. If the sale is set AND PALMIRA HENDERSON, to EQUITITLE, INC, Trustee, on Sep- and place certain without further publication, upon announcement at the tember 1, 2006 at Book GI 8080, Page 322; all of record in the Hamil- aside for any reason, the Purchaser at the sale shall be entitled only to a tember 20, 2004, at Record Book GI 7288, Page 17 as Instrument No. time and place for the sale set forth above. W&A No. 302758 DATED No- ton County Register’s Office. Party entitled to enforce security interest: return of the deposit paid. The Purchaser shall have no further recourse 2004092800183 in the real property records of Hamilton County Regis- vember 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee Nationstar Mortgage LLC, its successors and assigns The following real against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. MWZM ter’s Office, Tennessee and re-filed in Book GI 7406, Page 141 inthe FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- estate located in Hamilton County, Tennessee, will be sold to the highest File No. 15-003779-670 JASON S. MANGRUM, J.P. SELLERS, LORI real property records of Hamilton County Register’s Office, Tennessee, TYTRAC.COM HCH3T-11/27,12/4,12/11/15 call bidder subject to all unpaid taxes, prior liens and encumbrances of re- LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER BUILD- and re-filed as Instrument No. 2005012400256 in the real property re- cord: The following described real estate in Hamilton County, Tennessee: ING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNESSEE cords of Hamilton County Register’s Office, Tennessee. Owner of Debt: NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Lot Four (4), J. J. Roger’s addition to Foxwood Heights, as shown by plat 37027 PHONE: (615) 238-3630 EMAIL: [email protected] DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR performance of the covenants, terms, and conditions of a Deed of Trust recorded in Book 830, Page 196, Register’s Office of Hamilton County, BCNS90072 HCH3T-11/20,11/27,12/4/15 EQUIFIRST MORTGAGE LOAN TRUST 2004-3, ASSET-BACKED CER- Note dated January 21, 2011, and the Deed of Trust of even date securing Tennessee. For prior title see deed in Deed Book 7794, Page 752, in the TIFICATES, SERIES 2004-3 The following real estate located in Hamil- the same, recorded January 26, 2011, in Book No. GI 9337, at Page 311, Register’s Office of Hamilton County, Tennessee. Subject to any govern- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- ton County, Tennessee, will be sold to the highest call bidder subject to in Office of the Register of Deeds for Hamilton County, Tennessee, execut- mental zoning and subdivision ordinances or regulations in effect thereon. ary 7, 2016 on or about 11:00AM local time, at the Main door of the all unpaid taxes, prior liens and encumbrances of record: LOCATED IN ed by Paige Pruitt and Christopher D. Pruitt, conveying certain property Subject to all applicable conditions, restrictions, reservations, easements, Hamilton County Courthouse, Chattanooga, Tennessee, conducted by the THE CITY OF CHATTANOOGA OF HAMILTON COUNTY, TENNESSEE: therein described to Michael Burns as Trustee for Mortgage Electronic etc., as shown on said recorded plat. Subject to Ten (10) foot Utility Ease- Substitute Trustee as identified and set forth herein below, pursuant to LOT TWENTY- TWO (22), MOOREVIEW SUBDIVISION, AS SHOWN BY Registration Systems, Inc., as nominee for Everett Financial, Inc., DBA ment along rear line, center line being in being lot line as shown by dotted Deed of Trust executed by BOBBY LYNN CLARK, to ROBERT J. NOR- PLAT RECORDED IN PLAT BOOK 8, PAGE 43, OF THE REGISTER`S Supreme Lending, its successors and assigns; and the undersigned, Wil- lines on recorded plat. Parcel Number: 147A E 033 Current Owner(s) of RED, JR., Trustee, on September 18, 1998, at Record Book GI 5183, OFFICE OF HAMILTON COUNTY, TENNESSEE. BEING THE SAME son & Associates, P.L.L.C., having been appointed Successor Trustee by Property: Eric S. Smith and Bertha M. Gipson-Lloyd Street Address: 3007 Page 359 as Instrument No. 1998091800243 in the real property records PROPERTY CONVEYED TO KENNETH DEWAYNE HENDERSON AND JPMorgan Chase Bank, National Association. NOW, THEREFORE, notice Peggy Ln, Chattanooga, Tennessee 37404 Any property address pro- of Hamilton County Register’s Office, Tennessee and re-filed in Book GI WIFE, PALMIRA HENDERSON BY DEED FROM MARTHA M. MYERS is hereby given that the entire indebtedness has been declared due and vided is not part of the legal description of the property sold herein and in 9313, Page 763 in the real property records of Hamilton County Register’s WIDOW, DATED 02/15/91 AND RECORDED IN BOOK 3818, PAGE 442, payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor the event of any discrepancy, the legal description referenced herein shall Office, Tennessee, and re-filed as Instrument No. 2010122000135 in the IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. Trustee, by virtue of the power, duty, and authority vested in and imposed control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. real property records of Hamilton County Register’s Office, Tennessee. SUBJECT TO RESTRICTION OF RECORD IN BOOK 604, PAGE 282, upon said Successor Trustee, by JPMorgan Chase Bank, National As- All right of equity of redemption, statutory and otherwise, and homestead Owner of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE AS MODIFIED IN BOOK 885, PAGE 134, SAID REGISTER`S OFFICE. sociation, will, on December 28, 2015 on or about 3:00 PM, at the Ham- are expressly waived in said Deed of Trust, and the title is believed to be UNDER THE POOLING AND SERVICING AGREEMENT, DATED AS OF SUBJECT TO ANY GOVERNMENTAL ZONING AND SUBDIVISION OR- ilton County Courthouse, Chattanooga, Tennessee, offer for sale certain good, but the undersigned will sell and convey only as Substitute Trustee. FEBRUARY 1, 2002, 2002-CB1 TRUST, C-BASS MORTGAGE LOAN DINANCES OR REGULATIONS IN EFFECT THEREON. M/P 1470-E-028 property hereinafter described to the highest bidder FOR certified funds If you purchase a property at the foreclosure sale, the entire purchase ASSET-BACKED CERTIFICATES, SERIES 2002-CB1 The following real GR Tax ID: 1470 E 028 Current Owner(s) of Property: KENNETH DE- paid at the conclusion of the sale, or credit bid from a bank or other lend- price is due and payable at the conclusion of the auction in the form of estate located in Hamilton County, Tennessee, will be sold to the high- WAYNE HENDERSON AND PALMIRA HENDERSON The street address ing entity pre-approved by the successor trustee. The sale is free from all a certified/bank check made payable to or endorsed to Shapiro & Ingle, est call bidder subject to all unpaid taxes, prior liens and encumbrances of the above described property is believed to be 728 Hargraves Avenue, exemptions, which are expressly waived in the Deed of Trust, said prop- LLP. No personal checks will be accepted. To this end, you must bring suf- of record: SITUATED IN THE THIRD CIVIL DISTRICT OF HAMILTON Chattanooga, TN 37411, but such address is not part of the legal descrip- erty being real estate situated in Hamilton County, Tennessee, and being ficient funds to outbid the lender and any other bidders. Insufficient funds COUNTY, TN. BEGINNING AT A POINT IN THE CENTERLINE OF THE tion of the property sold herein and in the event of any discrepancy, the more particularly described as follows: Located in the Third Civil District of will not be accepted. Amounts received in excess of the winning bid will PUBLIC ROAD KNOWN AS MILL ROAD, AT THE SOUTHEAST COR- legal description referenced herein shall control. SALE IS SUBJECT TO Hamilton County, Tennessee: Lot Seventeen (17), Oakleigh Subdivision, be refunded to the successful purchaser at the time the foreclosure deed NER OF THAT TRACT CONVEYED BY JESSIE C. BENTON; THENCE OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED as shown by plat of record in Plat Book 79, Page 112, in the Register’s is delivered. This property is being sold with the express reservation that NORTHEASTWARDLY, ALONG MILL ROAD, ONE HUNDRED EIGHTY- TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME Office for Hamilton County, Tennessee. ALSO KNOWN AS: 372 Olivia the sale is subject to confirmation by the lender or trustee. This sale may EIGHT (188) FEET, MORE OR LESS; THENCE WESTWARDLY TWO AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON Lane, Soddy Daisy, TN 37379 This sale is subject to all matters shown on be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited li- HUNDRED EIGHT (208) FEET, MORE OR LESS, FROM THE CENTER ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET any applicable recorded plat; any unpaid taxes; any restrictive covenants, ability partnership Substitute Trustee 10130 Perimeter Parkway, Suite 400 OF MILL ROAD; THENCE SOUTHEASTWARDLY, ONE HUNDRED FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES easements, or setback lines that may be applicable; any statutory rights of Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. EIGHTY-EIGHT (188) FEET, MORE OR LESS, TO THE NORTH LINE OF THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR redemption of any governmental agency, state or federal; any prior liens or auction.com File No. 15-103161 HCH3T-11/20,11/27,12/4/15 A LANE; THENCE EASTWARDLY, ALONG THE SAID LANE, TWO HUN- ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED encumbrances as well as any priority created by a fixture filing; and to any DRED EIGHT (208) FEET, MORE OR LESS, TO THE POINT OF BEGIN- ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER matter that an accurate survey of the premises might disclose. In addition, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- NING. LESS AND EXCEPT THAT PART OF THE ABOVE-DESCRIBED SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, the following parties may claim an interest in the above-referenced prop- ary 7, 2016 on or about 11:00AM local time, at the Main door of the TRACT LYING WITHIN THE BOUNDARIES OF MILL ROAD. BEING THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: erty: PAIGE PRUITT CHRISTOPHER D. PRUITT The sale held pursuant Hamilton County Courthouse, Chattanooga, Tennessee, conducted by the THE SAME PROPERTY CONVEYED FROM DONALD E. SMITH, UN- JUDGMENT IN FAVOR OF LVNV FUNDING LLC AS ASSIGNEE OF GE to this Notice may be rescinded at the Successor Trustee’s option at any Substitute Trustee as identified and set forth herein below, pursuant to MARRIED, TO BOBBY LYNN CLARK, UNMARRIED, BY DEED DATED CAPITAL AND JUDGMENT IN FAVOR OF CAVALRY SPV I, LLC AS AS- time. The right is reserved to adjourn the day of the sale to another day, Deed of Trust executed by CINDY L LONG AND STEVE E LONG, to 11/21/96 AND RECORDED 12/05/96 IN BOOK 4787, PAGE 403 OF THE SIGNEE OF GE MONEY BANK/DILLARDS AND THERMON ZACKERY time, and place certain without further publication, upon announcement ARNOLD M. WEISS, Trustee, on April 29, 2006, at Record Book GI 7934, PUBLIC RECORDS OF HAMILTON COUNTY, TN. Tax ID: 100G-A-014 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION at the time and place for the sale set forth above. W&A No. 226446 Page 742 as Instrument No. 2006050900131 in the real property records Current Owner(s) of Property: BOBBY LYNN CLARK The street address OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the no- DATED November 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Succes- of Hamilton County Register’s Office, Tennessee. Owner of Debt: HSBC of the above described property is believed to be 6041 Mill Rd, Hixson, tice requirements of T.C.A. 35-5-117 have been met. All right of equity sor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED TN 37343, but such address is not part of the legal description of the prop- of redemption, statutory and otherwise, and homestead are expressly WWW.REALTYTRAC.COM HCH3T-11/27,12/4,12/11/15 NOTEHOLDERS OF RENAISSANCE HOME EQUITY LOAN TRUST erty sold herein and in the event of any discrepancy, the legal description waived in said Deed of Trust, and the title is believed to be good, but the 2006-2 The following real estate located in Hamilton County, Tennessee, referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) undersigned will sell and convey only as Substitute Trustee. If the U.S. NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- will be sold to the highest call bidder subject to all unpaid taxes, prior RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN Department of Treasury/IRS, the State of Tennessee Department of Rev- ILTON TAMARA DENISE YORK VS DOCKET NO. 15D2186 PATRICK liens and encumbrances of record: LOCATED IN THE CITY OF CHAT- THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CER- enue, or the State of Tennessee Department of Labor or Workforce Devel- JOR-EL YORK It appearing from allegations in Plaintiff’s Bill, which is TANOOGA, HAMILTON COUNTY, TENNESSEE: LOT THREE (3), J.L. TAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT opment are listed as Interested Parties in the advertisement, then the No- sworn to, that the defendant is a non-resident of the State of Tennes- CARLTON SUBDIVISION, AS SHOWN BY PLAT RECORDED IN PLAT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE tice of this foreclosure is being given to them and the Sale will be subject see, so that the ordinary process of law cannot be served upon PATRICK BOOK 19, PAGE 20, REGISTER`S OFFICE OF HAMILTON COUNTY, TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RE- to the applicable governmental entities’ right to redeem the property as YORK. IT IS ORDERED that publication be made for four successive TENNESSEE. BEING THE SAME PROPERTY CONVEYED TO CINDY SCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, required by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being weeks in the Hamilton County Herald, a newspaper published in Hamil- L. LONG AND HUSBAND STEVE E. LONG, BY DEED FROM JAMES H. THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A sold with the express reservation that the sale is subject to confirmation by ton County, Tennessee, notifying said non-resident that unless PATRICK STOVER AND WIFE, CAROL OWENS STOVER, DATED 03/29/01, OF RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE the lender or trustee. This sale may be rescinded at any time. If the sale is YORK answers and makes defense to said complaint in the offices of the RECORD IN BOOK 5818, PAGE 189, REGISTER`S OFFICE FOR HAM- NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, set aside for any reason, the Purchaser at the sale shall be entitled only to Circuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days ILTON COUNTY, TN. Tax ID: 144NC001 Current Owner(s) of Property: OR THE TRUSTEE. OTHER INTERESTED PARTIES: None THIS IS AN a return of the deposit paid. The Purchaser shall have no further recourse after the fourth weekly publication of this order, the same will be taken as CINDY L LONG AND STEVE E LONG The street address of the above de- ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. MWZM admitted by PATRICK YORK and the case will be set for hearing ex parte scribed property is believed to be 3318 Mountain View Dr, Chattanooga, WILL BE USED FOR THAT PURPOSE. If applicable, the notice require- File No. 15-003898-670 JASON S. MANGRUM, J.P. SELLERS, LORI or without PATRICK YORK presence. This 17th day of November, 2015. TN 37419, but such address is not part of the legal description of the prop- ments of T.C.A. 35-5-117 have been met. All right of equity of redemp- LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER BUILD- LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAIN- erty sold herein and in the event of any discrepancy, the legal description tion, statutory and otherwise, and homestead are expressly waived in said ING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNESSEE TIFF: C NICOLE BENJAMIN 821 HOUSTON ST CHATTANOOGA, TN referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) Deed of Trust, and the title is believed to be good, but the undersigned 37027 PHONE: (615) 238-3630 EMAIL: [email protected] 37403 HCH4T-11/27,12/4,12/11,12/18/15 RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN will sell and convey only as Substitute Trustee. If the U.S. Department BCNS90094 HCH3T-11/20,11/27,12/4/15 THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CER- of Treasury/IRS, the State of Tennessee Department of Revenue, or the STATE OF TENNESSEE ORDER OF PUBLICATION WORLD FINANCE TAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT State of Tennessee Department of Labor or Workforce Development are CORPORATION, PLAINTIFF Docket Number: 15GS4776 LEE TER- AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE listed as Interested Parties in the advertisement, then the Notice of this See NOTICES, page 17 The ultimate business tool.

Tell them. Show them. Wear your RE ALTO R ® pin with pride. © 2014 National Association of REALTORS ®

Greater Chattanooga Association of REALTORS Chattanooga, TN 423-698-8001 www.GCAR.net www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 December 4-10, 2015 | 17

encumbrances as well as any priority created by a fixture filing; and to any of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the Pike overlook, as shown by revised plat of record in Plat Book 84, Page NOTICES Continued from page 16 matter that an accurate survey of the premises might disclose. In addition, power, duty, and authority vested in and imposed upon said Successor 79, in the Register’s Office of Hamilton County, Tennessee. The source the following parties may claim an interest in the above-referenced prop- Trustee, by Wells Fargo Bank, NA, will, on January 14, 2016 on or about of Grantor’s interest is found in deed recorded simultaneously herewith, NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, HAM- erty: SHIRLEY JONES CAPITAL ONE AUTO FINANCE, INC. The sale 10:00 AM, at the Hamilton County Courthouse, 615 Walnut Street, Chat- in the Register’s Office of Hamilton County, Tennessee. Subject to fifteen ILTON COUNTY WHEREAS, Shannon W. Wilson executed a Deed held pursuant to this Notice may be rescinded at the Successor Trustee’s tanooga, Tennessee, offer for sale certain property hereinafter described (15) foot power and communication easement as shown, described or not- of Trust to Mortgage Electronic Registration Systems, Inc. as nominee option at any time. The right is reserved to adjourn the day of the sale to to the highest bidder FOR certified funds paid at the conclusion of the sale, ed on recorded plat. Subject to drainage easements as shown, described, for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), another day, time, and place certain without further publication, upon an- or credit bid from a bank or other lending entity pre-approved by the suc- or noted on legend of recorded plat. Subject to conditions and easements which was dated April 23, 2010 and recorded on April 29, 2010 in Book nouncement at the time and place for the sale set forth above. W&A No. cessor trustee. The sale is free from all exemptions, which are expressly of record in Book 2116, Page186, in the Register’s Office of Hamilton GI 9156, Page 694, Hamilton County, Tennessee Register of Deeds. 305856 DATED November 6, 2015 WILSON & ASSOCIATES, P.L.L.C., waived in the Deed of Trust, said property being real estate situated in County, Tennessee. Subject to utility easement as shown, described or WHEREAS, default having been made in the payment of the debt(s) and Successor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR. Hamilton County, Tennessee, and being more particularly described as noted on recorded plat. Parcel Number: 090L A 002 Current Owner(s) of obligation(s) thereby secured by the said Deed of Trust and the current COM and WWW.REALTYTRAC.COM HCH3T-11/20,11/27,12/4/15 follows: Land in Hamilton County, Tennessee, being Lots No. Two (2) and Property: Tonjia Barnes Street Address: 6001 Old Dayton Pike, Hixson, holder of said Deed of Trust, SunTrust Mortgage, Inc., (the “Holder”), ap- Three (3) on the Plan of Hixson Hills, of record in Plat Book 15, Page 30, Tennessee 37343 Any property address provided is not part of the legal pointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Register’s Office for said County, to which plan reference is hereby made description of the property sold herein and in the event of any discrepancy, an instrument duly recorded in the Office of the Register of Deeds of Ham- performance of the covenants, terms, and conditions of a Deed of Trust for a more complete description. ALSO KNOWN AS: 1401 O’neal Road, the legal description referenced herein shall control. SALE IS SUBJECT ilton County, Tennessee, with all the rights, powers and privileges of the Note dated December 29, 2009, and the Deed of Trust of even date secur- Hixson, TN 37343-4822 This sale is subject to all matters shown on any TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- original Trustee named in said Deed of Trust; and NOW, THEREFORE, ing the same, recorded December 31, 2009, in Book No. GI 9087, at Page applicable recorded plat; any unpaid taxes; any restrictive covenants, tion, statutory and otherwise, and homestead are expressly waived in said notice is hereby given that the entire indebtedness has been declared due 33, in Office of the Register of Deeds for Hamilton County, Tennessee, easements, or setback lines that may be applicable; any statutory rights of Deed of Trust, and the title is believed to be good, but the undersigned will and payable as provided in said Deed of Trust by the Holder, and that as executed by Gerhard A. Reinel and Nancy K. Reinel, conveying certain redemption of any governmental agency, state or federal; any prior liens or sell and convey only as Substitute Trustee. If you purchase a property at agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by property therein described to Chicago Title Insurance Company as Trust- encumbrances as well as any priority created by a fixture filing; and to any the foreclosure sale, the entire purchase price is due and payable at the virtue of the power and authority vested in it, will on January 14, 2016, ee for Mortgage Electronic Registration Systems, Inc., as nominee for matter that an accurate survey of the premises might disclose. In addition, conclusion of the auction in the form of a certified/bank check made pay- at 10:00AM at the usual and customary location at the Hamilton County Bank of America, N.A., its successors and assigns; and the undersigned, the following parties may claim an interest in the above-referenced prop- able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be Courthouse, Chattanooga, Tennessee, proceed to sell at public outcry Wilson & Associates, P.L.L.C., having been appointed Successor Trustee erty: STANLEY R. FREDERICK PAMELA G. HILTON The sale held pursu- accepted. To this end, you must bring sufficient funds to outbid the lender to the highest and best bidder for cash, the following described property by Lakeview Loan Servicing, LLC. NOW, THEREFORE, notice is hereby ant to this Notice may be rescinded at the Successor Trustee’s option at and any other bidders. Insufficient funds will not be accepted. Amounts situated in Hamilton County, Tennessee, to wit: ALL THAT TRACT OR given that the entire indebtedness has been declared due and payable; any time. The right is reserved to adjourn the day of the sale to another received in excess of the winning bid will be refunded to the successful PARCEL OF LAND LYING AND BEING IN THE THIRD CIVIL DISTRICT and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, day, time, and place certain without further publication, upon announce- purchaser at the time the foreclosure deed is delivered. This property is OF HAMILTON COUNTY, TENNESSEE: Being the southeast, one-fourth by virtue of the power, duty, and authority vested in and imposed upon said ment at the time and place for the sale set forth above. W&A No. 246498 being sold with the express reservation that the sale is subject to confir- (1/4) of Lot Five (5), Block Three (3), Mountain View Addition as shown by Successor Trustee, by Lakeview Loan Servicing, LLC, will, on January 4, DATED November 10, 2015 WILSON & ASSOCIATES, P.L.L.C., Succes- mation by the lender or trustee. This sale may be rescinded at any time. plat recorded in Plat Book 7, page 37, in the Register’s Office of Hamilton 2016 on or about 3:00 PM, at the Hamilton County Courthouse, Chatta- sor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute County, Tennessee. According to said plat said lot is more particularly de- nooga, Tennessee, offer for sale certain property hereinafter described to WWW.REALTYTRAC.COM HCH3T-11/20,11/27,12/4/15 Trustee 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: scribed as follows: BEGINNING at a point in the northwest line of Tacoma the highest bidder FOR certified funds paid at the conclusion of the sale, (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 13- Avenue, 893.58 feet northeast, as measured along the northwest line of or credit bid from a bank or other lending entity pre-approved by the suc- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the 053733 HCH3T-11/20,11/27,12/4/15 Tacoma Avenue from its intersection with the northeast line of East Euclid cessor trustee. The sale is free from all exemptions, which are expressly performance of the covenants, terms, and conditions of a Deed of Trust Avenue; thence in Northwest direction along the division line of Five (5) waived in the Deed of Trust, said property being real estate situated in Note dated May 30, 2002, and the Deed of Trust of even date securing SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on De- and Six (6) of said Addition 175 feet to a point; thence in a Northeast Hamilton County, Tennessee, and being more particularly described the same, recorded June 12, 2002, in Book No. GI 6271, at Page 89, cember 17, 2015 at 10:00AM local time, at the west door, Hamilton Coun- direction 60 feet to a point; thence in a Southeast direction 175 feet to the as follows: A certain tract or parcel of land in Hamilton County, State of in Office of the Register of Deeds for Hamilton County, Tennessee, ex- ty Courthouse, 625 Georgia Ave., Chattanooga, Tennessee pursuant to northwest line of Tacoma Avenue; thence in a Southwest direction, along Tennessee, described as follows, to-wit: Lot Thirty-five (35), Ridge Bay ecuted by Tony Davis, conveying certain property therein described to Deed of Trust executed by Jennifer D. Smith, to Northgate Title Escrow, the northwest line of Tacoma Avenue 60 feet to the Point of Beginning. Subdivision, as shown by plat of record in Plat Book 26, Page166, in the Arnold M. Weiss, Esq. as Trustee for Wells Fargo Home Mortgage, Inc.; Inc., Trustee, as trustee for Mortgage Electronic Registration Systems, SUBJECT TO Joint Driveway Agreement recorded in Book 2528, page Register’s Office of Hamilton County, Tennessee. Subject to restrictions of and the undersigned, Wilson & Associates, P.L.L.C., having been ap- Inc. as nominee for Irwin Mortgage Corporation on February 13, 2003 at 857, in the Register’s Office of Hamilton County, Tennessee. SUBJECT record in Book 2203, Page 776, in the Register’s Office of Hamilton Coun- pointed Successor Trustee by U.S. Bank Trust National Association, not Book GI 6549, Page 597, Instrument No. 2003021800195; conducted by TO Restrictions recorded in Book 388, page 510, and any amendments ty, Tennessee. Subject to conditions and easements of record in Book in its individual capacity but solely as a Delaware trustee and U.S. Bank Shapiro & Ingle, LLP, a Tennessee limited liability partnership having been thereto, in the Register’s Office of Hamilton County, Tennessee. SUB- 3116, Page 186, in the Register’s Office of Hamilton County, Tennessee. National Association, not in its individual capacity but solely as Co-Trustee appointed Substitute or Successor Trustee, all of record in the Hamilton JECT TO governmental zoning or subdivision ordinances or regulations Subject to two anchor easements as shown on recorded plat. Subject to for Government Loan Securitization Trust 2011-FV1. NOW, THEREFORE, County Register’s Office. Default has occurred in the performance of the in effect thereon. SUBJECT TO any covenants, conditions or restrictions, sixteen (16) foot drainage easement as shown by dotted lines on recorded notice is hereby given that the entire indebtedness has been declared covenants, terms, and conditions of said Deed of Trust and the entire in- reservations, or easements of record. FOR PRIOR TITLE SEE DEED plat. Subject to sixteen (16) foot utility easement as shown by dotted lines due and payable; and that an agent of Wilson & Associates, P.L.L.C., as debtedness has been declared due and payable. Party Entitled to Enforce BOOK 6788, PAGE 475, IN THE REGISTER’S OFFICE OF HAMILTON on recorded plat. Subject to twenty-five (25) foot field line setback from Successor Trustee, by virtue of the power, duty, and authority vested in the Debt: Wells Fargo Bank, N.A., its successors and assigns The fol- COUNTY, TENNESSEE. TAX ID # 118A-L-030 PROPERTY ADDRESS: all drainage easements shown on recorded plat. Subject to any govern- and imposed upon said Successor Trustee, by U.S. Bank Trust National lowing real estate located in Hamilton County, Tennessee, will be sold to 3703 Tacoma Avenue Chattanooga, TN 37415 Parcel ID Number: 118A mental zoning and subdivision ordinances or regulations in effect thereon. Association, not in its individual capacity but solely as a Delaware trustee the highest call bidder: Described property located at Hamilton County, L 030 Address/Description: 3687 Tacoma Avenue fka 3703 Tacoma Av- Subject to any covenants, conditions, restrictions, reservations, or ease- and U.S. Bank National Association, not in its individual capacity but solely Tennessee, to wit: In the Third Civil District of Hamilton County, Tennes- enue, Chattanooga, TN 37415. Current Owner(s): Shannon W. Wilson. ments of record. Being the same property conveyed to Gerhard A. Reinel as Co-Trustee for Government Loan Securitization Trust 2011-FV1, will, see, to wit: Lot Four (4), of the W.W. Norman, Jr. Subdivision Property, Other Interested Party(ies): Midland Funding LLC as successor in interest and Nancy K. Reinel in Warranty Deed, as filed at Book GI9087, Page on January 14, 2016 on or about 10:00 AM, at the Hamilton County and more particularly described as follows: Beginning on a corner of the to GE Capital Retail Bank/Old Navy. The sale of the property described 31 in the Register’s Office of Hamilton County. ALSO KNOWN AS: 7609 Courthouse, 615 Walnut Street, Chattanooga, Tennessee, offer for sale west side of Hickory Street and northwest corner of Lot Three (3); thence above shall be subject to all matters shown on any recorded plat; any and Cove Ridge Drive, Hixson, TN 37343 This sale is subject to all matters certain property hereinafter described to the highest bidder FOR certified north 21 degrees 30 minutes east, 80 feet with Hickory Street to the cor- all liens against said property for unpaid property taxes; any restrictive shown on any applicable recorded plat; any unpaid taxes; any restrictive funds paid at the conclusion of the sale, or credit bid from a bank or other ner of Lot Five (5); thence north 68 degrees 30 minutes west, 130 feet covenants, easements or set-back lines that may be applicable; any prior covenants, easements, or setback lines that may be applicable; any statu- lending entity pre-approved by the successor trustee. The sale is free with line of Lot Five (5), to a corner; thence south 21 degrees 30 minutes liens or encumbrances as well as any priority created by a fixture filing; tory rights of redemption of any governmental agency, state or federal; from all exemptions, which are expressly waived in the Deed of Trust, said west, 80 feet to a corner of Lot Three (3); thence south 68 degrees 30 a deed of trust; and any matter than an accurate survey of the premises any prior liens or encumbrances as well as any priority created by a fixture property being real estate situated in Hamilton County, Tennessee, and minutes east, 130 feet with line of Lot Three (3) to the beginning corner. might disclose; and All right and equity of redemption, statutory or other- filing; and to any matter that an accurate survey of the premises might dis- being more particularly described as follows: In the City of Chattanooga, Reference for prior title is made to deed of record in Book 6303, Page wise, homestead, and dower are expressly waived in said Deed of Trust, close. In addition, the following parties may claim an interest in the above- Hamilton County, Tennessee, Lot Thirty-Five (35), Addition No. Two (2), 59, Register’s Office of Hamilton County, Tennessee. SUBJECT To any and the title is believed to be good, but the undersigned will sell and con- referenced property: GERHARD A. REINEL NANCY K. REINEL The sale Cherokee Woods Subdivision as shown by Plat of record in Plat Book 24, governmental zoning and subdivision ordinances or regulations in effect vey only as Substitute Trustee. The right is reserved to adjourn the day of held pursuant to this Notice may be rescinded at the Successor Trustee’s Page 74 in the Register’s Office of Hamilton County, Tennessee. ALSO thereon. SUBJECT To restrictions for the W. W. Norman Subdivision in the the sale to another day, time, and place certain without further publication, option at any time. The right is reserved to adjourn the day of the sale to KNOWN AS: 4304 Tee Pee Drive, Chattanooga, TN 37406 This sale is Register’s Office of Hamilton County, Tennessee. Taxes for the year 2003 upon announcement at the time and place for the sale set forth above. another day, time, and place certain without further publication, upon an- subject to all matters shown on any applicable recorded plat; any unpaid are to be prorated between the Grantors and the Grantees of even date This office is attempting to collect a debt. Any information obtained will nouncement at the time and place for the sale set forth above. W&A No. taxes; any restrictive covenants, easements, or setback lines that may herewith. Street Address: 9837 Walnut Street, Soddy Daisy, Tennessee be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o 309839 DATED November 6, 2015 WILSON & ASSOCIATES, P.L.L.C., be applicable; any statutory rights of redemption of any governmental 37379 Parcel Number: 066B F 029 Current Owner(s) of Property: Jennifer Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Successor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR. agency, state or federal; any prior liens or encumbrances as well as any D. Smith, unmarried Other interested parties: Charles Kandt, Alan Kleiman Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 15- COM and WWW.REALTYTRAC.COM HCH3T-11/20,11/27,12/4/15 priority created by a fixture filing; and to any matter that an accurate sur- The street address of the above described property is believed to be 9837 21696 FC01 BCNS89947 HCH3T-11/20,11/27,12/4/15 vey of the premises might disclose. In addition, the following parties may Walnut Street, Soddy Daisy, Tennessee 37379, but such address is not NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the claim an interest in the above-referenced property: TONY DAVIS BEN- part of the legal description of the property sold herein and in the event of NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust EFICIAL TENNESSEE, INC. The sale held pursuant to this Notice may any discrepancy, the legal description herein shall control. SALE IS SUB- performance of the covenants, terms, and conditions of a Deed of Trust Note dated March 24, 2000, and the Deed of Trust of even date securing be rescinded at the Successor Trustee’s option at any time. The right is JECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to Note dated August 8, 2003, and the Deed of Trust of even date securing the same, recorded March 31, 2000, in Book No. GI 5566, at Page 186, in reserved to adjourn the day of the sale to another day, time, and place all matters shown on any applicable recorded plat any unpaid taxes; and the same, recorded August 19, 2003, in Book No. GI 6816, at Page 508, Office of the Register of Deeds for Hamilton County, Tennessee, executed certain without further publication, upon announcement at the time and any restrictive covenants, easements, or setback lines that may be ap- in Office of the Register of Deeds for Hamilton County, Tennessee, exe- by Timothy J. Gates and Donna S. Gates, conveying certain property place for the sale set forth above. W&A No. 64873 DATED November 10, plicable; any statutory right of redemption of any governmental agency, cuted by Ronald E. Taylor and Louise C. Taylor, conveying certain prop- therein described to Insured Title Agency, Inc. as Trustee for Compass 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE state or federal; any prior liens or encumbrances as well as any priority erty therein described to Transcontinental Title as Trustee for Mortgage Mortgage Inc.; and the undersigned, Wilson & Associates, P.L.L.C., hav- INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. created by a fixture filing; and to any matter that an accurate survey of the Electronic Registration Systems, Inc., as nominee for Franklin American ing been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, COM HCH3T-11/20,11/27,12/4/15 premises might disclose. In addition, the following parties may claim an Mortgage Company, its successors and assigns; and the undersigned, THEREFORE, notice is hereby given that the entire indebtedness has interest in the above-referenced property: Charles Kandt, Alan Kleiman All Wilson & Associates, P.L.L.C., having been appointed Successor Trustee been declared due and payable; and that an agent of Wilson & Associ- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on De- right of equity of redemption, statutory and otherwise, and homestead are by Wells Fargo Bank, N.A.. NOW, THEREFORE, notice is hereby given ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and cember 15, 2015 at 12:00PM local time, at the west door, Hamilton expressly waived in said Deed of Trust, and the title is believed to be good, that the entire indebtedness has been declared due and payable; and that authority vested in and imposed upon said Successor Trustee, by Wells County Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursu- but the undersigned will sell and convey only as Substitute Trustee. The an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue Fargo Bank, NA, will, on January 14, 2016 on or about 10:00 AM, at the ant to Deed of Trust executed by Mark L Dunlap and Tonjia Dunlap, right is reserved to adjourn the day of the sale to another day, time, and of the power, duty, and authority vested in and imposed upon said Succes- Hamilton County Courthouse, 615 Walnut Street, Chattanooga, Tennes- to Pioneer Title, Trustee, on February 23, 2007 at Book GI 8254, Page place certain without further publication, upon announcement at the time sor Trustee, by Wells Fargo Bank, N.A., will, on January 11, 2016 on or see, offer for sale certain property hereinafter described to the highest 257; all of record in the Hamilton County Register’s Office. Party entitled and place for the sale set forth above. If you purchase a property at the about 3:00 PM, at the Hamilton County Courthouse, Chattanooga, Ten- bidder FOR certified funds paid at the conclusion of the sale, or credit to enforce security interest: U.S. Bank National Association, as Trustee, foreclosure sale, the entire purchase price is due and payable at the con- nessee, offer for sale certain property hereinafter described to the highest bid from a bank or other lending entity pre-approved by the successor successor in interest to LaSalle Bank National Association, as Trustee for clusion of the auction in the form of a certified/bank check made payable to bidder FOR certified funds paid at the conclusion of the sale, or credit bid trustee. The sale is free from all exemptions, which are expressly waived Lehman XS Trust Mortgage Pass-Through Certificates, Series 2007-10H, or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. from a bank or other lending entity pre-approved by the successor trustee. in the Deed of Trust, said property being real estate situated in Hamilton its successors and assigns The following real estate located in Hamilton To this end, you must bring sufficient funds to outbid the lender and any The sale is free from all exemptions, which are expressly waived in the County, Tennessee, and being more particularly described as follows: County, Tennessee, will be sold to the highest call bidder subject to all Deed of Trust, said property being real estate situated in Hamilton County, IN THE SECOND CIVIL DISTRICT OF HAMILTON COUNTY, TENNES- unpaid taxes, prior liens and encumbrances of record: Located in the City See NOTICES, page 18 Tennessee, and being more particularly described as follows: According SEE: Being a part of Sections Nine (9) and Ten (10) , Township Three of Chattanooga, Hamilton County, Tennessee: Lot Four (4), Old Dayton to Survey of G.B. Pierce, Dated July 26, 1968, Lot Two (2) is described as (3), Range Three (3), West of the Basis Line, Ocoee District and being follows: Beginning in the South line of a forty (40) foot roadway variously further described as Beginning at a point in the Southern right-of-way of called Lundy Lane and Clemons Road, a distance of 105 feet Southwest- Davis Hill Road at the Northwestern most corner of the Pickens tract as erly from its intersection with the Eastern line of Mcbrien Road; Thence per deed of record in Deed Book 2818, Page 738, in the Register’s Of- Southwestwardly along the Southern line of said forty foot road 90 feet fice of Hamilton County, Tennessee, thence South 27 degrees 20min- to an iron marking the Northwestern corner of the Lot Three (3) on said utes 20 seconds West 866.60 feet to a point in Sterrett’s Northern line unrecorded survey; Thence Southwestewardly along the line divding Lots as described by deed of record in Deed Book 2427, Page 438, in the 2 and 3 on Hundred Ninety-Six (196) feet to an iron marking the Southwest Register’s Office of Hamilton County, Tennessee, running thence North 71 corner of said Lot 3; Thence Northwestwardly and parallel to the South degrees 07 minutes 10 seconds West 299.89 feet to a point in Sterrett’s line of said Forty foot road 90 feet to the Southeast corner of Lot 1 on line; thence North 27 degrees 20 minutes East 893.13 feet to a point in said survey; Thence Northeastwardly along the line dividing said Lots 1 the Southern right-of-way line of Davis Hill Road running thence, with and and 2, 196 feet to the beginning. NOTE: Legal description in accordance along the Southern right-of-way line of Davis Hill Road South 66 degrees with Attorney’s Affidavit to be recorded prior to foreclosure. ALSO KNOWN 03 minutes 10 seconds East 297.15 feet to the point of beginning. Except- AS: 5302 Clemens Road, Chattanooga, TN 37412 This sale is subject ing Therefrom any portion of the above described property lying within to all matters shown on any applicable recorded plat; any unpaid taxes; the right of way of Davis Hill Road. ALSO KNOWN AS: 6300 Davis Hill any restrictive covenants, easements, or setback lines that may be ap- Road, Harrison, TN 37341 This sale is subject to all matters shown on plicable; any statutory rights of redemption of any governmental agency, any applicable recorded plat; any unpaid taxes; any restrictive covenants, state or federal; any prior liens or encumbrances as well as any priority easements, or setback lines that may be applicable; any statutory rights of created by a fixture filing; and to any matter that an accurate survey of the redemption of any governmental agency, state or federal; any prior liens premises might disclose. In addition, the following parties may claim an or encumbrances as well as any priority created by a fixture filing; and to interest in the above-referenced property: RONALD E. TAYLOR LOUISE any matter that an accurate survey of the premises might disclose. In ad- C. TAYLOR REGIONS BANK The sale held pursuant to this Notice may dition, the following parties may claim an interest in the above-referenced be rescinded at the Successor Trustee’s option at any time. The right is property: TIMOTHY J. GATES DONNA S. GATES INTERNAL REVENUE reserved to adjourn the day of the sale to another day, time, and place SERVICE On or about August 11, 2014, the United States of America, certain without further publication, upon announcement at the time and Internal Revenue Service, filed a federal tax lien against the Defendant, place for the sale set forth above. W&A No. 105428 DATED November 5, Donna Gates, recorded in the Register’s Office of Hamilton County, Ten- 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE nessee, in Book 10276, Page 757. Any interest in the property held by INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. the United States of America, Internal Revenue Service, by virtue of the COM HCH3T-11/20,11/27,12/4/15 aforementioned federal tax lien is both junior and inferior to the interests held by Wells Fargo Bank, NA. Provided, however, that the United States NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the of America, Internal Revenue Service, pursuant to 26 U.S.C. §7425 and performance of the covenants, terms, and conditions of a Deed of Trust 28 U.S.C. §2410(c), shall have one hundred and twenty (120) days from Note dated August 31, 2001, and the Deed of Trust of even date securing the date of the sale within which to redeem the property by virtue of its tax the same, recorded September 4, 2001, in Book No. GI5976, at Page lien(s) herein by payment of the actual amount paid by the purchaser at 443, in Office of the Register of Deeds for Hamilton County, Tennessee, the foreclosure sale, plus any amount in excess of the expenses neces- executed by Shirley Jones, conveying certain property therein described sarily incurred in connection with such property, less the income from such to Jeanine B. Saylor as Trustee for 1st Trust Bank for Savings; and the property, plus a reasonable rental value of such property. As required undersigned, Wilson & Associates, P.L.L.C., having been appointed Suc- by 26 U.S.C. §7425(b), the United States of America, Internal Revenue cessor Trustee by JPMorgan Chase Bank, National Association. NOW, Service has been given timely notice of this action. The sale held pursuant THEREFORE, notice is hereby given that the entire indebtedness has to this Notice may be rescinded at the Successor Trustee’s option at any been declared due and payable; and that an agent of Wilson & Associates, time. The right is reserved to adjourn the day of the sale to another day, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority time, and place certain without further publication, upon announcement vested in and imposed upon said Successor Trustee, by JPMorgan Chase at the time and place for the sale set forth above. W&A No. 178956 Bank, National Association, will, on December 28, 2015 on or about 3:00 DATED November 10, 2015 WILSON & ASSOCIATES, P.L.L.C., Succes- PM, at the Hamilton County Courthouse, Chattanooga, Tennessee, offer sor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and for sale certain property hereinafter described to the highest bidder FOR WWW.REALTYTRAC.COM HCH3T-11/20,11/27,12/4/15 certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the free from all exemptions, which are expressly waived in the Deed of Trust, performance of the covenants, terms, and conditions of a Deed of Trust said property being real estate situated in Hamilton County, Tennessee, Note dated July 31, 2006, and the Deed of Trust of even date securing the and being more particularly described as follows: All that tract or parcel same, recorded August 2, 2006, in Book No. GI 8033, at Page 596, in of land lying and being in the Second Civil District of Hamilton County, Office of the Register of Deeds for Hamilton County, Tennessee, executed Tennessee, being Lot 71, Irwin Hills Subdivision, Unit 4, as shown by Plat by Stanley R. Frederick and Pamela G. Hilton, conveying certain prop- of record in Plat Book 26, Page 167, in the Register’s Office of Hamil- erty therein described to Kathryn L. Harris as Trustee for Mortgage Elec- ton County, Tennessee. ALSO KNOWN AS: 821 Chestnut Wood Lane, tronic Registration Systems, Inc., as a nominee for Community Mortgage Chattanooga, TN 37421 This sale is subject to all matters shown on any Corporation, its successors and assigns; and the undersigned, Wilson & applicable recorded plat; any unpaid taxes; any restrictive covenants, Associates, P.L.L.C., having been appointed Successor Trustee by Wells easements, or setback lines that may be applicable; any statutory rights of Fargo Bank, NA. NOW, THEREFORE, notice is hereby given that the en- redemption of any governmental agency, state or federal; any prior liens or tire indebtedness has been declared due and payable; and that an agent 18 | December 4-10, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

NOTICES Continued from page 17 Trustee/Mortgagee’s Sales Scheduled in the Next 3 Weeks Property City Owner Trustee other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser SALES TO TAKE PLACE ON 12/07/15 at the time the foreclosure deed is delivered. This property is being sold 4906 Orchard Dr 37302 Parcel No. 161D A 020.00 Apison Jessica L. Reeves and Jathan Reeves Shapiro and Ingle, LLP with the express reservation that the sale is subject to confirmation by the 8810 Forest Pond Drive 37341 L133 Corr Plat Savannah Estates Unit 6 Harrison Joshua D. Rohrenbach Wilson & Associates, PLLC lender or trustee. This sale may be rescinded by the Substitute Trustee at 8709 Forest Pond Drive 37341 L103 Savannah Estates Unit 6 Harrison Clarence T. Wilson Wilson & Associates, PLLC any time. This office may be a debt collector. This may be an attempt to 1331 Britt Lauren Way 37379-8974 L164 Highridge Subd Soddy Daisy Felecia Benton Wilson & Associates, PLLC collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute 211 Laws Ave 37411 L3 Subd L31-32 Fairfax Chattanooga Isabell A. Avacoff Shapiro and Ingle, LLP Trustee 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: 4813 McCahill Road 37415-2126 L10 B1 Browntown Subd No.1 Chattanooga Wilma J. Bradley Wilson & Associates, PLLC (704) 333-8107 Fax: (704) 333-8156 www.auction.com File No. 05-2040 8010 Plaxco Dr 37421 L5 B C Liles Add Chattanooga Roger L. McCary, Jr. and Erica Brooke McCary Shapiro and Ingle, LLP HCH3T-11/20,11/27,12/4/15 SALES TO TAKE PLACE ON 12/14/15 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on De- 6640 Sandwood Cir 37341 L16 Sandwood Heights Harrison Erica Garner Shapiro and Ingle, LLP cember 14, 2015 at 1:30PM local time, at the west door, Hamilton County 9104 Antlia Lane 37341 L25 Moon Shadows Subd Unit 1 Harrison Robert E. Morris Wilson & Associates, PLLC Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to 8320 Blue Spruce Drive 37343 L123 Cross Timbers Unit 5 Hixson Tony Cole Wilson & Associates, PLLC Deed of Trust executed by Dearl D. Lawton and Dorothy Lawton, to Title 1733 Longview St 37343 L17,18 B D Middle Valley Gardens Hixson Dearl D. Lawton Shapiro and Ingle, LLP Guaranty and Trust Company, Trustee, on December 20, 2006 at Book GI 4040 Manor Drive 37411 L10-A Mountain City Investment Company Chattanooga William M. Russell Wilson & Associates, PLLC 8195, Page 260, Instrument No. 2006122800194; all of record in the Ham- ilton County Register’s Office. Party entitled to enforce security interest: SALES TO TAKE PLACE ON 12/15/15 U.S. Bank, N.A., successor trustee to LaSalle Bank National Association, 6001 Old Dayton Pike 37343 L4 Old Dayton Pike Overlook Hixson Tonija Barnes Shapiro and Ingle, LLP on behalf of the holders of Bear Stearns Asset Backed Securities I Trust 3205 Idlewild Dr 37411 L8 Idlewild Park Chattanooga Chris Smith C/O Tennessee Foreclosure Dept. 2007-HE3, Asset-Backed Certificates Series 2007-HE3, its successors SALES TO TAKE PLACE ON 12/17/15 and assigns The following real estate located in Hamilton County, Ten- S nessee, will be sold to the highest call bidder subject to all unpaid taxes, 5924 Fort Sumter Dr 37341 L138 Heritage Hills Unit 5 Harrison Thomas C Beavers Mackie Wolf Zientz & Mann PC prior liens and encumbrances of record: IN THE THIRD CIVIL DISTRICT 607 Jackson Rd 37343 L2 Final Plat HB Schrimpsher Subd Hixson Hubert B Schrimpsher, III And Brandi M Schrimpsher FEI, LLC OF HAMILTON COUNTY, TENNESSEE: Lots Seventeen (17) & Eighteen 8470 Refuge Lane 37363-6294 L197 Meadow Stream Subd PhIV Ooltewah Harold Evans Wilson & Associates, PLLC (18), Block D, Middle Valley Gardens, Subdivision by B. A. Crisman, as 1128 Lightning Dr 37379 L18 Stormy Ridge Subd Soddy Daisy Darla G Cox Mackie Wolf Zientz & Mann PC shown by plat of record in Plat Book 19, Page 32, in the Register’s Of- 10011 Hunter Trace Dr 37379 L32 Hunter Trace Subd Soddy Daisy Lisa Mathis Mackie Wolf Zientz & Mann PC fice of Hamilton County, Tennessee. For prior title, see Deed recorded in Book 7362, Page 335, in the Register’s Office of Hamilton County, Ten- 103 Graves Rd 37379 L3 William C. Higgins Subd Soddy Daisy Geneva Higgins Rubin Lublin Suarez Serrano, LLC nessee. THIS CONVEYANCE MADE SUBJECT TO THE FOLLOWING: 9837 Walnut St 37379 L4 WW Norman, Jr. Subd Soddy-Daisy Jennifer D. Smith Shapiro and Ingle, LLP Any governmental zoning and subdivision ordinances in effect thereon. 2017 Stuart St 37406 E45 ft L9,10 B5 Plan of Original Town of Boyce Chattanooga Tanner Hawk Mackie Wolf Zientz & Mann PC All notes, stipulations, restrictions, easements, conditions, and regulations 202 Barbara Lane 37411-4711 S49.47 ft L13 N61.53 ft L14 Maynard’s Conner Estates Add Unit 2 Chattanooga Christina L. Oliver Wilson & Associates, PLLC as set out on recorded plat. Conditions and easements contained in docu- ment of record in Book 2116, Page I86, in the Register’s Office of Hamil- 1405 Boyd Street 37412 L6 East Side Park Chattanooga Tyler Wright Wilson & Associates, PLLC ton County, Tennessee. Parcel Number: 083J B 003 Current Owner(s) of 1514 Prigmore Rd 37412 Tax Id: 169J G 005 Chattanooga Jeffrey P Nichols And Carolyn M Nichols Mackie Wolf Zientz & Mann PC Property: Dearl D. Lawton Other interested parties: Advantage Assets II, 8942 Drake Parkway Rd 37416 Pt L16-A Revised Waconda Shore Estates No. 2 Chattanooga Pamela D Taylor Mackie Wolf Zientz & Mann PC Inc. c/o Finkelstein, Kern, Steinberg & Cunningham, Suntrust Bank c/o 8110 Hamilton Mill Dr 37421 L71 Final Plat Hamilton Mill Subd PhII Chattanooga Ronald Wayne Brown Shapiro and Ingle, LLP John R. Cheadle, Jr. Street Address: 1733 Longview St, Hixson, Ten- 923 Chestnut Wood Ln 37421 L59 Irwin Hills Subd Unit 4 Chattanooga Eric Allen Smyth And Jennifer Marie Smyth Mackie Wolf Zientz & Mann PC nessee 37343 Any property address provided is not part of the legal de- scription of the property sold herein and in the event of any discrepancy, SALES TO TAKE PLACE ON 12/21/15 the legal description referenced herein shall control. SALE IS SUBJECT 6726 Country Oaks Lane 37343 L27 Unit 3 Hamilton Point Estates Hixson Melissa Penney Wilson & Associates, PLLC TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- 7554 Raptors Roost Ln 37377 L8 Revised Plat L8,10 Raptor’s Roost Subd Signal Mountain Thomas A. Hess and Holli Y. Hess Shapiro and Ingle, LLP tion, statutory and otherwise, and homestead are expressly waived in said 1600 Union Avenue 37404 L1 GN Henson’s Subd Chattanooga Betty J. Back Blewer Wilson & Associates, PLLC Deed of Trust, and the title is believed to be good, but the undersigned will 2515 East 5th Street 37404 L13 B21 Amended Plan Glenwood No. 2 Chattanooga Heath Haliburton Wilson & Associates, PLLC sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the 2942 Old Britain Circle 37421 L14 Cambridge Estates Chattanooga Heather C. Gordon Wilson & Associates, PLLC conclusion of the auction in the form of a certified/bank check made pay- able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender by the Substitute Trustee as identified and set forth herein below, pur- State of Tennessee Department of Revenue, or the State of Tennessee LVNV FUNDING, LLC, AS ASSIGNEE OF CREDIT ONE BANK, N.A., C/O and any other bidders. Insufficient funds will not be accepted. Amounts suant to Deed of Trust executed by LISA MATHIS, to REAL ESTATE Department of Labor or Workforce Development are listed as Interested MORGAN POTTINGER, PSC The sale held pursuant to this Notice may received in excess of the winning bid will be refunded to the successful LOAN SERVICES, Trustee, on October 31, 2002, at Record Book GI Parties in the advertisement, then the Notice of this foreclosure is being be rescinded at the Successor Trustee’s option at any time. The right is purchaser at the time the foreclosure deed is delivered. This property is 6429, Page 912 as Instrument No. 2002110500062 in the real property given to them and the Sale will be subject to the applicable governmental reserved to adjourn the day of the sale to another day, time, and place cer- being sold with the express reservation that the sale is subject to confir- records of Hamilton County Register’s Office, Tennessee. Owner of Debt: entities’ right to redeem the property as required by 26 U.S.C. 7425 and tain without further publication, upon announcement at the time and place mation by the lender or trustee. This sale may be rescinded at any time. Deutsche Bank National Trust Company, as Trustee for Morgan Stanley T.C.A. §67-1-1433. This property is being sold with the express reserva- for the sale set forth above. W&A No. 300838 DATED November 13, Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Dean Witter Capital I Inc. Trust 2003-NC2, Mortgage Pass-Through Cer- tion that the sale is subject to confirmation by the lender or trustee. This 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE Trustee 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: tificates, Series 2003-NC2 The following real estate located in Hamilton sale may be rescinded at any time. If the sale is set aside for any reason, INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15- County, Tennessee, will be sold to the highest call bidder subject to all the Purchaser at the sale shall be entitled only to a return of the deposit COM HCH3T-11/20,11/27,12/4/15 102310 HCH3T-11/20,11/27,12/4/15 unpaid taxes, prior liens and encumbrances of record: LOCATED IN THE paid. The Purchaser shall have no further recourse against the Mort- THIRD CIVIL DISTRICT, HAMILTON COUNTY, TENNESSEE: BEING gagor, the Mortgagee or the Mortgagee’s attorney. MWZM File No. 15- NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the LOT NUMBER THIRTY-TWO (32), HUNTER TRACE SUBDIVISION, AS 003692-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, occurred in the performance of the covenants, terms and conditions of performance of the covenants, terms, and conditions of a Deed of Trust SHOWN BY PLAT OF RECORD IN PLAT BOOK 50, PAGE 237, IN THE JOHN R. ROAN, Substitute Trustee(s) PREMIER BUILDING, SUITE 404 a Deed of Trust dated April 10, 2008, executed by GENEVA HIGGINS, Note dated January 12, 2005, and the Deed of Trust of even date secur- REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. Tax ID: 5217 MARYLAND WAY BRENTWOOD, TENNESSEE 37027 PHONE: conveying certain real property therein described to L. THOMAS AUSTIN, ing the same, recorded February 16, 2005, in Book No. GI 7429, at Page 075D J 003 Current Owner(s) of Property: LISA MATHIS The street ad- (615) 238-3630 EMAIL: [email protected] BCNS89882 as Trustee, as same appears of record in the Register’s Office of Hamil- 711, in Office of the Register of Deeds for Hamilton County, Tennessee, dress of the above described property is believed to be 10011 HUNTER HCH3T-11/20,11/27,12/4/15 ton County, Tennessee recorded April 11, 2008, in Deed Book GI 8638, executed by Sharon E. McClendon, conveying certain property therein TRACE DRIVE, SODDY DAISY, TN 37379, but such address is not part Page 20; and WHEREAS, the beneficial interest of said Deed of Trust was described to Arnold M. Weiss, Esq. as Trustee for Wells Fargo Bank, N.A.; of the legal description of the property sold herein and in the event of any SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- last transferred and assigned to Nationstar Mortgage LLC who is now the and the undersigned, Wilson & Associates, P.L.L.C., having been appoint- discrepancy, the legal description referenced herein shall control. SALE ary 14, 2016 at 10:00AM local time, at the west door, Hamilton County owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, ed Successor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to PLLC, having been appointed as Substitute Trustee by instrument to be notice is hereby given that the entire indebtedness has been declared IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER Deed of Trust executed by Steven F. Mahan, a single man, to FMLS, filed for record in the Register’s Office of Hamilton County, Tennessee. due and payable; and that an agent of Wilson & Associates, P.L.L.C., as DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, Inc., Trustee, on June 4, 2003 at Book GI 6707, Page 144, Instrument NOW, THEREFORE, notice is hereby given that the entire indebtedness Successor Trustee, by virtue of the power, duty, and authority vested in UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE No. 2003060900512; all of record in the Hamilton County Register’s Of- has been declared due and payable, and that the undersigned, Rubin Lu- and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RE- fice. Party entitled to enforce security interest: Federal National Mortgage blin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue will, on January 14, 2016 on or about 10:00 AM, at the Hamilton County SERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET Association (”Fannie Mae”), a corporation organized and existing under of the power, duty and authority vested and imposed upon said Substitute Courthouse, 615 Walnut Street, Chattanooga, Tennessee, offer for sale ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL the laws of the United States of America, its successors and assigns The Trustee will, on December 17, 2015 at 10:00 AM at the West Door of the certain property hereinafter described to the highest bidder FOR certified BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE following real estate located in Hamilton County, Tennessee, will be sold to Hamilton County Courthouse, 615 Walnut Street, Chattanooga, TN 37402, funds paid at the conclusion of the sale, or credit bid from a bank or other PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE the highest call bidder subject to all unpaid taxes, prior liens and encum- proceed to sell at public outcry to the highest and best bidder for cash or lending entity pre-approved by the successor trustee. The sale is free GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED brances of record: In the Third Civil District of Hamilton County, Tennes- certified funds ONLY, the following described property situated in Hamilton from all exemptions, which are expressly waived in the Deed of Trust, PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY see, and more particularly described as follows: Being all of Lot Two (2) of County, Tennessee, to wit: LOCATED IN THE THIRD CIVIL DISTRICT said property being real estate situated in Hamilton County, Tennessee, INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If ap- the Final Plat of the Steven Mahan subdivision as shown by plat recorded OF HAMILTON COUNTY, TENNESSEE: LOT THREE (3) OF THE WIL- and being more particularly described as follows: Located in the City of plicable, the notice requirements of T.C.A. 35-5-117 have been met. All in plat Book 70, Page 159, in the Register’s Office of Hamilton County, LIAM C. HIGGINS SUBDIVISION RECORDED IN PLAT BOOK 49, PAGE Chattanooga, Hamilton County, Tennessee and being more particularly right of equity of redemption, statutory and otherwise, and homestead are Tennessee, reference to which is hereby made for a more complete and 191, IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNES- described as follows: Lot Ten, (10) Block C, Don Moore’s Resubdivision of expressly waived in said Deed of Trust, and the title is believed to be good, accurate description. Being part of the same property conveyed to Steven SEE, BEING .53 ACRES, MORE OR LESS. BEING A PORTION OF THE part of Blocks C, D, and E, Montcrest Subdivision, as shown by plat of re- but the undersigned will sell and convey only as Substitute Trustee. If the F. Mahan with Life Estate reserved to Wilma J. Mahan by deed dated PROPERTY CONVEYED IN BOOK 2262, PAGE 226, BOOK 3085, PAGE cord in Plat Book 19, Page 59, in the Register’s Office of Hamilton County, U.S. Department of Treasury/IRS, the State of Tennessee Department of 10-8-99, and recorded in Book 5462, Page 808, in the Register’s Office 675 AND BOOK 3104, PAGE 457, ALL IN THE REGISTER`S OFFICE OF Tennessee. ALSO KNOWN AS: 4108 Rogers Road, Chattanooga, TN Revenue, or the State of Tennessee Department of Labor or Workforce of Hamilton County, Tennessee. SUBJECT To any governmental zoning HAMILTON COUNTY, TENNESSEE. Parcel ID: 073B B 012.02 PROP- 37411 This sale is subject to all matters shown on any applicable recorded Development are listed as Interested Parties in the advertisement, then and subdivision ordinances or regulations in effect thereon. SUBJECT To ERTY ADDRESS: The street address of the property is believed to be 103 plat; any unpaid taxes; any restrictive covenants, easements, or setback the Notice of this foreclosure is being given to them and the Sale will be all matters as set out, noted or described on Plat in Plat Book 70, Page GRAVES ROAD, SODDY DAISY, TN 37379. In the event of any discrep- lines that may be applicable; any statutory rights of redemption of any subject to the applicable governmental entities’ right to redeem the proper- 159, said Register’s Office. A Life Estate was reserved to Wilma J. Mahan ancy between this street address and the legal description of the prop- governmental agency, state or federal; any prior liens or encumbrances ty as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is who died on or about. Parcel Number: 074O-B-009.01 Current Owner(s) erty, the legal description shall control. CURRENT OWNER(S): ESTATE as well as any priority created by a fixture filing; and to any matter that an being sold with the express reservation that the sale is subject to confirma- of Property: Steven F. Mahan Street Address: 8547 Walnut Road, Hix- AND/OR HEIRS-AT-LAW OF GENEVA HIGGINS OTHER INTERESTED accurate survey of the premises might disclose. In addition, the following tion by the lender or trustee. This sale may be rescinded at any time. If the son, Tennessee 37343 Secondary Property Address: 8525 Walnut Road, PARTIES: The sale of the above-described property shall be subject to parties may claim an interest in the above-referenced property: SHARON sale is set aside for any reason, the Purchaser at the sale shall be entitled Hixson, TN 37343 Any property address provided is not part of the legal all matters shown on any recorded plat; any unpaid taxes; any restrictive E. MCCLENDON CITY OF CHATTANOOGA SECRETARY OF HOUSING only to a return of the deposit paid. The Purchaser shall have no further re- description of the property sold herein and in the event of any discrepancy, covenants, easements or set-back lines that may be applicable; any prior AND URBAN DEVELOPMENT The sale held pursuant to this Notice may course against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. the legal description referenced herein shall control. SALE IS SUBJECT liens or encumbrances as well as any priority created by a fixture filing; be rescinded at the Successor Trustee’s option at any time. The right is MWZM File No. 13-004829-670 JASON S. MANGRUM, J.P. SELLERS, TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- and to any matter that an accurate survey of the premises might disclose. reserved to adjourn the day of the sale to another day, time, and place cer- LORI LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER tion, statutory and otherwise, and homestead are expressly waived in said This property is being sold with the express reservation that it is subject tain without further publication, upon announcement at the time and place BUILDING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNES- Deed of Trust, and the title is believed to be good, but the undersigned will to confirmation by the lender or Substitute Trustee. This sale may be re- for the sale set forth above. W&A No. 126335 DATED November 11, SEE 37027 PHONE: (615) 238-3630 EMAIL: TNSALES@MWZMLAW. sell and convey only as Substitute Trustee. If you purchase a property at scinded at any time. The right is reserved to adjourn the day of the sale 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE COM BCNS89875 HCH3T-11/20,11/27,12/4/15 the foreclosure sale, the entire purchase price is due and payable at the to another day, time, and place certain without further publication, upon INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. conclusion of the auction in the form of a certified/bank check made pay- announcement at the time and place for the sale set forth above. All right COM HCH3T-11/20,11/27,12/4/15 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be and equity of redemption, statutory or otherwise, homestead, and dower ary 21, 2016 on or about 11:00AM local time, at the Main door of the accepted. To this end, you must bring sufficient funds to outbid the lender are expressly waived in said Deed of Trust, and the title is believed to be SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on De- Hamilton County Courthouse, Chattanooga, Tennessee, conducted by the and any other bidders. Insufficient funds will not be accepted. Amounts re- good, but the undersigned will sell and convey only as Substitute Trustee. cember 14, 2015 at 1:30PM local time, at the west door, Hamilton County Substitute Trustee as identified and set forth herein below, pursuant to ceived in excess of the winning bid will be refunded to the successful pur- The Property is sold as is, where is, without representations or warranties Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to Deed of Trust executed by HAROLD SMITH AND KATRINA M. HODGE, chaser at the time the foreclosure deed is delivered. This property is being of any kind, including fitness for a particular use or purpose. THIS LAW Deed of Trust executed by Erica Garner, to Old Colonial Title & Closing to LAWYERS TITLE INSURANCE CO, Trustee, on October 31, 2007, as sold with the express reservation that the sale is subject to confirmation FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB- Services, LLC, Trustee, on March 8, 2013 at Book GI9895, Page 912, Instrument No. 2007111500139 in the real property records of Hamilton by the lender or trustee. This sale may be rescinded at any time. Shapiro TAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Instrument No. 2013031300267; all of record in the Hamilton County Reg- County Register’s Office, Tennessee. Owner of Debt: Ocwen Loan Servic- & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 ister’s Office. Party entitled to enforce security interest: Siwell Inc. dba ing, LLC The following real estate located in Hamilton County, Tennessee, 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) Capital Mortgage Services of Texas, its successors and assigns The fol- will be sold to the highest call bidder subject to all unpaid taxes, prior liens 333-8107 Fax: (704) 333-8156 www.auction.com File No. 14-058006 601-5846 Ad #89491: 2015-11-20 2015-11-27, 2015-12-04 lowing real estate located in Hamilton County, Tennessee, will be sold to and encumbrances of record: SUBJECT to the Joint Use Maintenance HCH3T-11/20,11/27,12/4/15 the highest call bidder subject to all unpaid taxes, prior liens and encum- Agreement in Book 5470, page 376, of the Register`s Office for Hamilton NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- brances of record: All that tract or parcel or land lying and being in the County, Tennessee. SUBJECT to and TOGETHER WITH a permanent NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the ILTON CORRINE ELIZABETH RIOS SOTO VS DOCKET NO. 15D2149 Second Civil District of Hamilton County, Tennessee, being Lot Sixteen non-exclusive easement for both vehicular and pedestrian ingress and performance of the covenants, terms, and conditions of a Deed of Trust PORFIRIO RIOS SOTO It appearing from allegations in Plaintiff’s Bill, (16) revision of Lots 32 thru 45 and Lots 16 thru 18 Sandwood Heights as egress• and for the installation and maintenance of utilities said easement Note dated October 5, 2007, and the Deed of Trust of even date securing which is sworn to, that the defendant is a non-resident of the State of Ten- shown by plat recorded in Plat Book 27, Page 285 in the Register’s Office to run from the western right of way of Back Valley Road to the Eastern the same, recorded October 12, 2007, in Book No. GI 8495, at Page 663, nessee, so that the ordinary process of law cannot be served upon POR- for Hamilton County, Tennessee. Being the same property conveyed to line of the Land described herein being at all points 25 feet in width, the in Office of the Register of Deeds for Hamilton County, Tennessee, ex- FIRIO RIOS SOTO. IT IS ORDERED that publication be made for four Erica Garner by Warranty Deed recorded in Book 9895, Page 908, in the northern line of said easement being contiguous with the northern line ecuted by Tracy L. Moore and Robert L. Moore, conveying certain prop- successive weeks in the Hamilton County Herald, a newspaper published Register’s Office of Hamilton County, Tennessee. Parcel Number: 112F of the land described as tract two in Deed Book 4304, page 412, in the erty therein described to Emmett James House or Bill R. McLaughlin as in Hamilton County, Tennessee, notifying said non-resident that unless A 017 Current Owner(s) of Property: Erica Garner, an unmarried woman Register`s Office of Hamilton County, Tennessee and the southern line of Trustee for Regions Bank d/b/a Regions Mortgage; and the undersigned, PORFIRIO RIOS SOTO answers and makes defense to said complaint in Street Address: 6640 Sandwood Circle, Harrison, Tennessee 37341 said easement being at all points 25 feet from and parallel to the Northern Wilson & Associates, P.L.L.C., having been appointed Successor Trustee the offices of the Circuit Court Clerk of Hamilton County, Tennessee, within Any property address provided is not part of the legal description of the line of said land described in Deed Book 4304, page. 412, said Regis- by Green Tree Servicing LLC. NOW, THEREFORE, notice is hereby given thirty (30) days after the fourth weekly publication of this order, the same property sold herein and in the event of any discrepancy, the legal descrip- ter` s Office. Tax ID: 040M A 014 Current Owner(s) of Property: HAROLD that the entire indebtedness has been declared due and payable; and that will be taken as admitted by PORFIRIO RIOS SOTO and the case will be tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) SMITH AND KATRINA M. HODGE The street address of the above de- an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by vir- set for hearing ex parte or without PORFIRIO RIOS SOTO presence. This RIGHTS IN POSSESSION. All right of equity of redemption, statutory and scribed property is believed to be 11379 Back Valley Rd, Soddy Daisy, tue of the power, duty, and authority vested in and imposed upon said 10th day of November, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK otherwise, and homestead are expressly waived in said Deed of Trust, TN 37379, but such address is not part of the legal description of the prop- Successor Trustee, by Green Tree Servicing LLC, will, on January 25, ATTORNEY FOR PLAINTIFF: LISA LYNN CONNER 4115 NORTH TER- and the title is believed to be good, but the undersigned will sell and con- erty sold herein and in the event of any discrepancy, the legal description 2016 on or about 3:00 PM, at the Hamilton County Courthouse, Chat- RACE CHATTANOOGA, TN 37411 HCH4T-11/20,11/27,12/4,12/11/15 vey only as Substitute Trustee. If you purchase a property at the foreclo- referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) tanooga, Tennessee, offer for sale certain property hereinafter described sure sale, the entire purchase price is due and payable at the conclusion RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN to the highest bidder FOR certified funds paid at the conclusion of the sale, NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- of the auction in the form of a certified/bank check made payable to or THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CER- or credit bid from a bank or other lending entity pre-approved by the suc- ILTON CAROLYN HILL SIMS VS DOCKET NO. 15D1391 JACOB WIG- endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. TAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT cessor trustee. The sale is free from all exemptions, which are expressly INGTON It appearing from allegations in Plaintiff’s Bill, which is sworn to, To this end, you must bring sufficient funds to outbid the lender and any AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE waived in the Deed of Trust, said property being real estate situated in that the defendant is a non-resident of the State of Tennessee, so that other bidders. Insufficient funds will not be accepted. Amounts received TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RE- Hamilton County, Tennessee, and being more particularly described as the ordinary process of law cannot be served upon JACOB WIGINGTON. in excess of the winning bid will be refunded to the successful purchaser SCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, follows: In the City of Chattanooga, Hamilton County, Tennessee: Lot IT IS ORDERED that publication be made for four successive weeks in at the time the foreclosure deed is delivered. This property is being sold THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A Eighty-B (80-B), Resubdivision of Lot Number Eighty (80), Austin Farms, the Hamilton County Herald, a newspaper published in Hamilton County, with the express reservation that the sale is subject to confirmation by the RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO Section Three (3), as shown by plat of record in Plat Book 39, Page 134, in Tennessee, notifying said non-resident that unless JACOB WIGINGTON lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR the Register’s Office of Hamilton County, Tennessee. ALSO KNOWN AS: answers and makes defense to said complaint in the offices of the Circuit LLP, a Tennessee limited liability partnership Substitute Trustee 10130 THE TRUSTEE. OTHER INTERESTED PARTIES: CAVALRY INVEST- 6441 Plantation Drive, Chattanooga, TN 37416 This sale is subject to Court Clerk of Hamilton County, Tennessee, within thirty (30) days after the Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333- MENTS LLC AND LAKEWOOD CAPITAL LLC THIS IS AN ATTEMPT TO all matters shown on any applicable recorded plat; any unpaid taxes; any fourth weekly publication of this order, the same will be taken as admitted 8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-101630 COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED restrictive covenants, easements, or setback lines that may be applicable; by JACOB WIGINGTON and the case will be set for hearing ex parte or HCH3T-11/20,11/27,12/4/15 FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. any statutory rights of redemption of any governmental agency, state or without JACOB WIGINGTON presence. This 12th day of November, 2015. 35-5-117 have been met. All right of equity of redemption, statutory and federal; any prior liens or encumbrances as well as any priority created by LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAIN- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on De- otherwise, and homestead are expressly waived in said Deed of Trust, and a fixture filing; and to any matter that an accurate survey of the premises TIFF: CLAYTON MAXWELL WHITTAKER 633 CHESTNUT ST., SUITE cember 17, 2015 on or about 11:00AM local time, at the Main door of the title is believed to be good, but the undersigned will sell and convey might disclose. In addition, the following parties may claim an interest in 1300 CHATTANOOGA, TN 37450 HCH4T-11/20,11/27,12/4,12/11/15 v the Hamilton County Courthouse, Chattanooga, Tennessee, conducted only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the the above-referenced property: TRACY L. MOORE ROBERT L. MOORE www.hamiltoncountyherald.com Hamilton County Herald December 4-10, 2015 | 19

success Hill City Sstories Acupuncture and Herbs Susan Fox is an acupuncturist and herbalist working on the North Shore. She says Chinese medicine saved her life after she experienced a life-altering injury as a teenager.

knew I was going to be OK.” to return to Portland or Chicago, Fox didn’t, however, know so they began looking for a home more changes were coming. A in the south. Fox’s sister-in-law self-professed workaholic, she suggested they visit Chattanooga. took multiple jobs, none of which As they were walking across the offered anything more substan- Walnut Street Bridge less than 20 tive than a regular paycheck. minutes after arriving in the city, One day, as she was rushing from Fox looked at her husband and one place of employment to the said, “I want to live here.” next, a figurative bolt of lightning When Fox said, “here,” she struck her between her ears. meant it literally. e couple “I stopped and said, ‘I can’t do moved into a place on the North this anymore. I’m going to study Shore, and Fox set up her clinic, Chinese medicine.’ I enrolled in Hill City Acupuncture and Herbs, pre-requisite science classes that on the top story of 50 Frazier night,” she says. Avenue, which hugs the overpass. Fox earned a Master of Chi- She opened in September. nese Medicine at the Oregon Fox specializes in the treatment College of Oriental Medicine in of disorders and diseases she says Portland. Determined to excel normally fall through the cracks in her field, she then spent time of Western medicine, including in China studying under Huang IBS, chronic interstitial cysti- Huang, well known doctor and tis, mild urinary incontinence, herbalist, and interned at a pair chronic acid reflux, migraines of hospitals. She then studied due to eye strain, severe dry eyes, under an herbalist in ailand. Bell’s Palsy, and more. “If I have Armed with a compendium an acute problem, I’m going to By David Laprad Fox was wrong, and today, a drink. I cried because I thought of knowledge and skills, the time use Western medicine,” she says. she credits Chinese medicine I would never be able to live a eventually came for Fox to settle “Chinese medicine excels at ere was a time when Susan with saving her life. “On my 21st normal life again,” she says. “ at down and go to work. She and preventive medicine and chronic Fox didn’t believe acupuncture birthday, I went to a bar and had was a big turning point for me. I her husband, Ryan, didn’t want care – the very things Western worked. Her Midwestern up- medicine doesn’t do well.” bringing had taught her such Another thing Chinese medi- things were nonsense. en cine does well is allow for indi- something made a believer out of vidualized treatment, Fox says. her. Each person’s body is different, Fox grew up in Chicago, where and people respond uniquely to she was a typical teen. She worked treatments, so she makes sure hard, loved pizza, and cheered she has a comprehensive under- on friends and family at baseball standing of each patient and their games. Her everyday world was issues before treating them. “I turned upside down when, at the might have eight patients come age of 18, she suffered a traumatic in for insomnia, and I’ll treat each brain injury during a car accident. one differently. One person might e damage resulted in a neuro- have a tendency to be hot, and logical dysfunction that brought another person might be weak her active late-teen lifestyle to a on one side, both of which will slamming halt. “It was bad. At its change my treatment. Before I worst, I couldn’t stand for more can treat you so you can sleep, than five minutes without having I have to find out why you can’t a neurological attack,” she says. sleep.” “I had to drop out of school and Fox likens the process of di- move back in with my parents.” agnosing a patient to a detective Fox’s cardiologist suggested looking for clues. “ e first visit is she see an acupuncturist. She very involved. I’ll ask about every resisted. “Coming from a family part of your body. en I’ll check of cops, I didn’t believe in a lot of the quality of your pulse, your mumbo jumbo, woo woo stuff,” The needles Fox uses are about as thin as a human hair and very sharp, allowing them to go in smoothly. (Photos by tongue, and your eyes,” she says. she says. “So I didn’t think it was David Laprad) See HILL CITY, page 20 going to help me.” 20 | December 4-10, 2015 Hamilton County Herald www.hamiltoncountyherald.com

HILL CITY Continued from page 19 act as an alternative treatment for common maladies. “When Fox then gets down to what a you get the first inkling that lot of people think of as the “woo you’re getting a cold, call me. If woo” stuff. “Next, I have patients I’m able to see you that day, it lie on their backs, and I check could be the difference between their major channels. I’m looking your being sick and not getting a for disturbances,” she says. cold at all. If herbs don’t knock it Fox isn’t talking about dis- out entirely, they could shorten turbances in the Force (sorry, the strength and length of it.” “Star Wars” fans), but about an Fox also uses herbs to treat essential element of Chinese high blood pressure, but only in medicine. is is where she consultation with her patient’s sometimes runs into resistance. physician. “Maybe you want to Having come from a place of take less medicine. Herbs can skepticism, Fox is adept at taking lower the amount of medication people through the process of you’re taking. So I’ll work with opening up to a different style of your doctor on that,” she says. treatment. “Once you acquaint Fox has fit a plethora of other yourself with Chinese medicine, Chinese medicine treatment the less woo woo it becomes,” she options into her small clinic says. “Western medicine treats a above Frazier Avenue, includ- person’s anatomy and physiology. ing cupping and heat therapy. at’s what we treat in Chinese In addition, she does two kinds medicine, only we call it chi and of Chinese massage – shiatsu yin. Chi is the functional force and tuina. Her menu of services Fox says herbs are her passion. She uses more than 150 of the body, and yin is the blood. is no bag of tricks, though. Rather, these We treat the same things.” traditional formulas to treat a wide variety of issues. things are part of her toolset for healing the After extensive preliminary A bottle of liquid extract from herbs. human body. “I want to make people feel work, Fox brings out her needles. better,” she says, “and Chinese medicine is While the Internet is replete with pictures of people looking as though they’re undergo- good at that.” ing a metamorphosis into a human-shaped porcupine, the first time Fox does acupunc- Fox isn’t just selling her craft; she’s a ture on someone, she inserts just a couple of needles, and for only for a short time. “I living, breathing witness to its benefits. “I don’t know how your body is going to respond to acupuncture, so I go slow, and I don’t visited nearly every physician in Chicago, use any intense points,” she says. “I take things easy the first time so I can see how your but my Chinese medicine doctor was the body reacts.” one that helped me to experience the most A question people commonly ask Fox is whether or not the needles hurt. Fox says change. With her help, I was eventually able it depends on the person and the point of insertion. “But the needles are about as thin to lead a normal life,” she says. “ is is the as a human hair, and they’re incredibly sharp, so they go in smoothly,” she says. “Some kind of change I want to help my patients people feel warm, while others feel a tingling, or a deep, dull ache. But most people feel achieve. I know from experience that there’s blissed out. We call the place you go after the needles are in ‘aculand.’” nothing more important than getting your Fox’s other major area of practice is herbs. She opens a large wooden cabinet to re- life back.” veal dozens of bottles containing what look like pills, but are actually compressed herbs, Treatments at Hill City Acupuncture & and liquid extracts. A smile crosses her face. “I’m a geek when it comes to herbs,” she Herbs last about 90 minutes, and can be says. “Most practitioners know about 20 classical formulas. I know about 150.” scheduled online at www.hillcityacupunc- Fox also knows what each one can do, and talks enthusiastically about how they can ture.com. v

DO IT YOURSELF Cont. from page 14 your glass. e ideas are endless for this #DrinkPink campaign raises $1,000 stick and swirl the cream around project. Etching cream may also while making sure all of the area be used on “glossy” or “glazed” to fight breast cancer stays coated well. is allows any tiles. e process is the same, but air pockets or crystals to move if you use tiles then add some around instead of settling and felt to the bottom and use them interrupting the process. If you as coasters. Etch your last name do not swirl the cream at the half- on the bottom of your casserole way point then you won’t have an dish so it never is misplaced, etch even design. initials into glasses, or quotes Circles will show up where the onto mirrors. air pockets are; which is obvi- As always, the possibilities are ously not a desired finish. I found as large as your imagination! that leaving the cream on longer Happy Etching! did not provide any different of a *Before starting this project, result. please take all safety precautions Once the five minutes are up, including wearing gloves. wash the etching cream off using April Sherrill is a staff writer warm water and soap, peel the for the Hamilton County Herald. sticker, paper, or vinyl off and dry Contact her at april@dailydata. very well. You have now etched com. v

A $1,000 check has been presented to the local chapter of Susan G. Komen, thanks to a month-long campaign to 2963 Amnicola Highway support the fight against breast cancer. During the month of October, FIVE and the Plastic Surgery Group teamed up to launch #DrinkPink, an effort to raise funds to fight breast cancer and increase awareness of the disease. As Chattanooga, TN 37406 part of its commitment to supporting breast cancer awareness month, FIVE, backed by marketing support from the Plastic Surgery Group, sold pink mimosas to restaurant patrons for $5 apiece. More than 150 were sold during Office: 423.698.8001 the campaign. The money will be used to fund local community grants that provide educational programs and FAX: 423.698.8004 local services such as mammograms, screenings, and diagnostics for women and men who could not otherwise afford them. Breast cancer is the second leading cause of death in women. About one in eight women born in the U.S. will get breast cancer at some point, but it is treatable if detected early. (Photo provided) gcar.net