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260 172826/2018/SO(COMPUTER CELL) File No.21(8)/2016-Comp No.21(8)/2016-Comp. Cell Government of India Ministries of Consumer Affairs,Food & Public Distribution Department of Food & Public Distribution ******** Krishi Bhavan, New Delhi Dated 11Th May, 2018 To Secretary/Principal Secretary, Department of Food & Civil Supplies, All States fUTs. Subject:-Publicizing of MDR waiver and revised BHIM incentive Schemes-reg. Madam/Sir, Please find enclose herewith a copy of D.O.letter No.12(23)/2017-DPD dated 26.4.2018 received from Ministry of Electronics and Information Technology (MeitY) on the subject mentioned above. As per information, GOI vide Gazette Notification No.6(19)/2017-DPD-1 dated 27.12.2017 has waived off Merchant Discount Rate (MDR) applicable on Debit Card/BHIM UPI/ Aadhaar-Pay transactions less than or equal to Rs. 2000/- in value for a period of two years with effect from 1st January, 2018. In the matter this Department has already written to all States/U'Is for adoption/promote digital transactions in PDS vide D.O. letter of even number dated 13/03/2018 (attached). It has further intimated by MeitY that GOIhas recently revised and extended the following incentive schemes w.eJ. 1st April, 2018 till 31st March, 2019 for promotion and wider adoption of digital payment:- (i) BHIM cashback scheme for individuals. (ii) BHIM incentive scheme for merchants. (iii) BHIM Aadhhar merchant incentive scheme. 2. It is requested that waiver of MDR charges and revised BHIM incentivization schemes may be disseminated and widely publicized in your State/U'I' through States PDS portal to promote and adoption of digital cashless transactions. Yours faithfully, Signature valid ~ Digitallysignedby 01NESHKU R. PTA Date: 2018_05 11 10:18:45 1ST _._ Reason Approved (D.K.Gupta) Director (PD) Tel. NO.23070429 Copy to: - DDG, NIC, CGO complex, New Delhi with request to display the above information in the Departmental website as well as annavitran portal. 261 172826/2018/SO(COMPUTER CELL) Gopalakrishnan S., lAS Joint Secretary ~/Tele: Tel.:24363075 a:r."'" '13"'" Email:[email protected] D.O.No .•................... N.o_.l..2(23J/20 17-DPD Sub.: Publicizing of MDRWaiver and revised BHIMincentive schemes Sir/Madam, Ministry of Electronics & IT (MeitY)has been mandated to promote digital transactions in the country. MeitYhas been co-coordinating with all the Ministries / Departments / States to achieve the target of 2500 Crore digital payment transaction, set for FY2017-18, by Hon'ble Finance Minister. 2. The efforts made by all Ministries/Departments/States for promotion of digital ~ ,...tl payments are appreciated, which resulted in significant growth in digital payment ~''''' ':» transactions from 1003 Cr. in 2016-17 to 2060 Cr. in 2017-18. The details of mode• Y' \I ~\(wise growthin digital payments have been enclosed as AnnexureA. 3. MeitYis now working with renewed focus to further strengthen the digital payment ecosystem in the country. Recently, Government of India Vide Gazette Notification No. 6(19)/2017-DPD-1. dated 27.12.2017 (attached) has waived off Merchant Discount Rate (MDR)applicable on Debit Card/BHIM UPI/Aadhaar-Pay transactions less than or equal to Rs. 2000/- in value for a period of two years with effectfrom 1st January, 2018. This will help to promote small value transactions upto Rs.2000/-. 4. Further, Government of India has recently revised and extended the following incentive schemes with effect from 1st April 2018 till 31st March 2019 for promotion and wider adoption ofdigital payment. • BHIMcashback scheme for individuals • BHIMincentive scheme for merchants • BHIMAadhaar merchant incentive scheme tJPowerTO~ Dig;toIlndioEmpower 262 172826/2018/SO(COMPUTER CELL) 5. Co-operation of all Ministries/Departments/States is expected to further improve the adoption of Digital Payments. It is requested that information regarding MDR waiver and BHIM incentive schemes, as mentioned above may be disseminated and widely publicized in all organizations (Attached Offices/ Affiliated bodies/ Autonomous Societies/Public Sector Enterprises/ Section 8 companies/ Section 25 companies/ Statutory Organizations/ Company registered under Company Act 1956 etc.) under your Ministry / Department / States. It is further requested to appropriately display the above information in websites of your Ministry / Department / States and all concerned organizations. With regards, Yours faithfully, ~ (Gopalakrishnan S.t Encl.: As above To: • All Secretaries, Government of India • Chief Secretaries of all States/UTs Copy To: • IT Secretaries of all States/UTs 263 172826/2018/SO(COMPUTER CELL) Annexure A: Growth of Digital Transactions in Last Five Years Modes/Year Growth Units rate Source Note: 1. *Above mentioned modes are included in Digital Payment 2. Cash / Cheque / Demand Draft (DO) are not considered as Digital mode of payment. 264 172826/2018/SO(COMPUTER CELL) .f ~ ~o "ito ~o-33004/99 REGD. NO. D. 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[\WT I-"l9[1JG 1] 3 xii. t1<1I~"'1( m<rr ~ 3lTffi3lTt ~ 3ih: ~ ~~ ~ ~ lIT~<:fl1iTltir 'fi1f~ ~~;:ff ~ ~~ if ~ c=i?r ~ fcf;<rr ~ I ~ ~ ~ 3ITUR:lR ~am: ofr ~ ~ ~~~~m<rr~ofr~ crqr~fcf~if-mm.rn-mft~"'I'1'flI£l it~1 7. ~ iT~ ~~'flT ~~ fcf;<rr "1TIfT~ fol; 01.01.2018 iT'fi1f~~ ~ ~ ~~am: ~ ofr~ ~ ~ if ~ f.{fcf~ ~ iTfcf;<rr ~I MINISTRY OF ELECTRONICS AND INFORMATION TECHNOLOGY NOTIFICATION New Delhi, the 27th December, 2017 Subject: Subsidizing MDR charges on Debit Cards/BHIM UPIIAePS transactions of value less than or equal to Rs. 2000/-. No. 6(19)/2017-DPD-1.- 1) The Digital India Programme envisions transforming India into a digitally empowered society and knowledge economy by making available digital infrastructure, digital governance and digital services to every citizen. Promotion of digital payments ecosystem is an essential aspect of the Digital India programme and has the potential to transform India's economy and extend inclusion of financial services to all those who remain excluded.
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    Payment Systems Report 2019 Systems Report Payment Payment Systems Report 2019 BOT Payment Annual Report 2562/2019 Bank of Thailand The First Step of the Payment Systems Roadmap No.4 Bank of Thailand A The First Step of the Payment Systems Roadmap No.4 Payment Systems Report 2019 B Payment Systems Report 2019 Bank of Thailand 1 The First Step of the Payment Systems Roadmap No.4 Executive Summary Amidst the transition into the digital era, the Bank of capability in transmitting richer business data along Thailand (BOT) has pushed forward payment systems with payment transactions, paving the way for policies and payment innovation to continually the Innovation framework or enhancing payment promote efficient, stable, and secure Thai payment services with innovations and modern technologies systems in pursuit of digital payments. The ongoing involved the introduction of the Thai QR payment efforts have resulted in the steady advancement of standard with MyPromptQR, the first payment the Thai payment systems as laid out by the previous service to adopt ISO 20022 that allows merchants three Payment Systems Roadmaps. to scan customers’ QR code, and the promotion of The year 2019 marked the “first step” of the cross-border payment systems connectivity through Payment Systems Roadmap No.4., which aims to QR payments with Singapore, Lao PDR, and Japan. create an ecosystem conducive for digital payments Further, modern technologies such as biometrics and to be the most preferred choice for the Thais within Blockchain technology were unleashed to enhance a three-year time frame (2019-2021) through 5 payment services and supplement with regulations strategic development frameworks.
  • Knowledge Technology

    Knowledge Technology

    The Story RESPONSIBILITY ASSURANCE PROFICIENCY CONVENIENCE AGILE SUSTAINABILITY CONFIDENCE OPENNESS EXPERTISE SECURITY INSIGHTFUL CONSERVATION INTEGRITY CLARITY ACUMEN SPEED ASTUTE ETHICS TRUST TRANSPARENCY KNOWLEDGE TECHNOLOGY TRUST HUMAN CAPITAL RESPONSIBLE BANKING HUMAN CAPITAL HUMAN RESPONSIBLE BANKING RESPONSIBLE TECHNOLOGY KNOWLEDGE TRANSPARENCY Say YES to Growth ! Incorporation of NOVEMBER 2003 YES BANK Limited Capital infusion by promoters and key INDIA’S FINEST QUALITY MAR investors RBI license to commence banking business BANK MAY First branch at Mumbai & inclusion in second AUG schedule of the RBI Act 2004 Launch of Corporate & Business Banking AUG ISO 9001:2000 certification for back office FEB operations Maiden public offering of equity shares by the JUN Bank Rana Kapoor, Founder, MD & CEO adjudged 2005 Start-up Entrepreneur of the Year at the E&Y NOV Entrepreneur Awards 2005 FY2006-First full year of commercial MAR operations; Profit of INR 553 million, ROA 2% YES BANK's Investment Banking Group was ranked #1 in M&A 'Outbound Cross Border APR Transactions' in the Bloomberg League Tables Raised INR 1.8 billion of long-term OCT subordinated Tier II debt 2006 Launch of YES SAMPANN INDIA, our Financial Inclusion Initiative, in partnership DEC with ACCION International, USA RaisedR 1.98 billion of Upper Tier II capital MAR Launch of YES-International Banking AUG Selected as a Founding Member of the 2007 Community of Global Growth Companies at SEP ACTION + QUALITY = GROWTH x SCALE = the World Economic Forum, Geneva FINEST QUALITY