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Press Release
Press Release Stockholm October 7, 2014 SCA’s Hygiene Matters 2014 consumer survey; Continued global need for increased access to hygiene products and knowledge Hygiene Matters 2014 is the fourth global consumer survey commissioned by leading global hygiene and forest products company SCA. The aim is to raise awareness among decision makers, experts and the general public globally, of the connection between hygiene, health and wellbeing. SCA also aims to contribute to a more knowledge-based public dialogue that strengthens the possibility of improved hygiene for women, men and children everywhere. The theme of Hygiene Matters 2014 has been “Women and Hygiene”. SCA aims to make a difference to people’s everyday life by providing sustainable personal care, tissue and forest products under many strong brands such as TENA, Tork, Libero, Libresse, Lotus, Nosotras, Saba, Tempo and Vinda. The 2014 Hygiene Matters survey results reinforce SCA’s determination to work even harder to meet women’s needs and desires when it comes to personal and intimate hygiene for themselves and their families. The Hygiene Matters 2014 consumer survey clearly shows that there are still unmet needs among women globally both when it comes to hygiene products and solutions, as well as raising knowledge about personal hygiene that could help combat taboos. “This year’s Hygiene Matters survey results show that SCA’s work is relevant and there is still a lot to do for women’s access to hygiene products and solutions, and explaining the close link between hygiene and health. About 80 percent of SCA’s consumers are women. -
Annual Report 2017 Bank Norwegian AS
Annual Report 2017 Bank Norwegian AS Annual Report 2017 Bank Norwegian AS OPERATIONS, GOALS AND STRATEGY Bank Norwegian AS is a wholly owned subsidiary of Norwegian Finans Holding ASA. The ownership of Norwegian Finans Holding ASA is divided between institutional and private investors in Norway and abroad, of which Norwegian Air Shuttle ASA is the largest owner with a stake of 16,4%. Norwegian Finans Holding ASA is listed on the Oslo Stock Exchange with the ticker code NOFI. Bank Norwegian started its operations in November 2007 and offers consumer loans, credit cards and deposit accounts to retail customers distributed through the Internet in the Nordic market. Bank Norwegian offers, in cooperation with the airline Norwegian, a combined credit card and reward card. The bank started operations in Sweden in May 2013. In December 2015 the bank launched operations in Denmark and Finland, where it initially offered consumer loans and deposit accounts. Credit cards were launched in June 2016. Bank Norwegian is a digital bank that offers simple and competitive products to the retail market. The strategy is based on leading digital solutions, synergies with the airline Norwegian, attractive terms for our customers, cost-effective operations and effective risk selection. At the end of 2017 the bank had a customer base of 1,233,000 customers, which can be broken down into 896,300 credit card customers, 170,400 loan customers and 166,300 deposit customers. ECONOMIC DEVELOPMENT Profit and loss account for 4th quarter 2017 The bank’s comprehensive income was NOK 443.5 million, an improvement of NOK 8.9 million compared with the 3rd quarter. -
The Palgrave Handbook of Critical Menstruation Studies Chris Bobel · Inga T
The Palgrave Handbook of Critical Menstruation Studies Chris Bobel · Inga T. Winkler · Breanne Fahs · Katie Ann Hasson · Elizabeth Arveda Kissling · Tomi-Ann Roberts Editors The Palgrave Handbook of Critical Menstruation Studies Editors Chris Bobel Inga T. Winkler Department of Women’s, Gender, and Institute for the Study of Human Rights Sexuality Studies Columbia University University of Massachusetts Boston New York, NY, USA Boston, MA, USA Katie Ann Hasson Breanne Fahs Center for Genetics and Society Women and Gender Studies & Social Berkeley, CA, USA and Cultural Analysis Arizona State University Tomi-Ann Roberts Glendale, AZ, USA Department of Psychology Colorado College Elizabeth Arveda Kissling Colorado Springs, CO, USA Women’s & Gender Studies Eastern Washington University Cheney, WA, USA ISBN 978-981-15-0613-0 ISBN 978-981-15-0614-7 (eBook) https://doi.org/10.1007/978-981-15-0614-7 © The Editor(s) (if applicable) and The Author(s) 2020. This book is an open access publication. Open Access This book is licensed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made. The images or other third party material in this book are included in the book’s Creative Commons license, unless indicated otherwise in a credit line to the material. If material is not included in the book’s Creative Commons license and your intended use is not permitted by statutory regulation or exceeds the permitted use, you will need to obtain permission directly from the copyright holder. -
Cyber Shortlist
Shortlist (Cyber Lions) Cat. No Entry Title Client Product Entrant Company Entrant Country Idea Creation Production No A01 (Food & Drinks ) A01/009 00992 HUNGERITHM MARS CHOCOLATE SNICKERS® CLEMENGER BBDO AUSTRALIA CLEMENGER BBDO FINCH Melbourne / AUSTRALIA MELBOURNE MELBOURNE FLUTTER Melbourne A01/011 01553 CADBURY PRE-JOY MONDELEZ CADBURY BUBBLY OGILVY & MATHER SOUTH AFRICA OGILVY & MATHER BOMB FILMS JOHANNESBURG JOHANNESBURG Johannesburg A01/016 01402 CHEETOS CHEETOS CHEETOS GOODBY SILVERSTEIN & USA GOODBY SILVERSTEIN & CAVIAR Los Angeles / MUSEUM PARTNERS San Francisco PARTNERS San Francisco COMPANY 3 Santa Monica / ONE UNION RECORDING San Francisco / WHITEHOUSE POST Santa Monica A01/049 02964 THE DEBUT AB INBEV INSTITUTIONAL AFRICA São Paulo BRAZIL AFRICA São Paulo BIG FOOTE São Paulo / (BUDWEISER) / ESPN SAIGON São Paulo A02 (Fast Moving Consumer Goods) A02/004 00110 VAGINA VARSITY SCA LIBRESSE NET#WORK BBDO SOUTH AFRICA NET#WORK BBDO ZOOTEE STUDIOS Cape Johannesburg Johannesburg Town A02/018 02456 THE FOUR SEASONS FOUR SEASONS MARCEL Paris FRANCE MARCEL Paris HECKLER Sydney / EXTENDABLES CONDOMS CONDOMS MARCEL SYDNEY / NKI Paris / WORLD WIDE MIND Sydney A02/027 01399 ASPIRIN BAYER CONSUMER ASPIRIN MEDICATION ENERGY BBDO Chicago USA ENERGY BBDO Chicago FLARE BBDO Chicago / "HEROSMITHS" HEALTH MAVERICK New York A03 (Durable Consumer Goods) A03/004 01108 IKEA RETAIL IKEA FURNITURE & HOME ÅKESTAM HOLST Stockholm SWEDEN ÅKESTAM HOLST ÅKESTAM HOLST THERAPY ACCESSORIES Stockholm Stockholm A03/011 01412 SPECTACLES SNAP, INC. SPECTACLES -
Prospectus Brochure of the Bond Komplett Bank NO0010757768 En
http://www.oblible.com Komplett Bank ASA I nitial public offering of shares with an indicative price range of 17.00 to 18.50 per Share This Prospectus (the "Prospectus") has been prepared by Komplett Bank ASA, a public limited liability company incorporated under the laws of Norway (the "Company", "Komplett Bank" or the "Bank"), solely for use in connection with (i) the initial public offering of shares of the Company (the "Offering") and (ii) the related listing of the Company's shares (the "Shares") on Oslo Børs (the "Listing"). The Offering comprises new shares to be issued by the Company to raise gross proceeds of up to NOK 425 million (the "New Shares") and up to 25,469,420 existing shares in the Company (the "Sale Shares") offered by existing shareholders as listed in Section 17.2 (the "Selling Shareholders"). The Sale Shares, together with the New Shares and, unless the context indicates otherwise, the Additional Shares (as defined below), are referred to herein as the "Offer Shares". The Offering consists of: (i) a private placement to (a) investors in Norway, (b) institutional investors outside Norway and the United States of America (the "U.S." or the "United States"), subject to applicable exemptions from applicable prospectus requirements, and (c) investors in the United States who are "qualified institutional buyers" ("QI Bs") as defined in the U.S. Securities Act of 1933, as amended (the "U.S. Securities Act") in transactions exempt from registration requirements under the U.S. Securities Act (the "I nstitutional Offering") and (ii) a retail offering to the public in Norway (the "Retail Offering"). -
25,716 3,235 13 % 29 % Institutions in More Than 100 Countries
Net sales and operating margin SEKm % 25,000 15 20,000 12 15,000 9 10,000 6 5,000 3 0 0 05 06 07 08 09 Net sales Margin Operating cash flow SEKm 5,000 4,000 3,000 2,000 1,000 0 05 06 07 08 09 Operating profit and ROCE SEKm % 3,000 30 2,400 24 1,800 18 1,200 12 600 6 0 0 05 06 07 08 09 Operating profit ROCE SCA offers incontinence care prod- Share of Group ucts, baby diapers and feminine care products for the markets’ quality seg- ments. All three segments have a high development rate and new products are launched continuously. The com- Net sales, 23% Operating profit, 32% Capital employed, 11% Av. no. of employees, 15% pany’s products are sold under SCA’s own brands and retailers’ brands and are distributed via retailers and care 25,716 3,235 13 % 29 % institutions in more than 100 countries. Sales, SEKm EBIT, SEKm EBIT margin ROCE1) 1) Return on capital employed. Board of Directors’ Report Personal Care Personal Care Market position and brands Innovation and product development Strategic priorities: SCA is one of the world’s largest players in per- SCA invests considerable resources in its • Develop SCA’s world-leading position in sonal care products and the global market efforts to gain deep insight into consumer and incontinence care using the Tena brand. leader in incontinence care products. SCA has customer needs. This insight forms the basis • Continue the programmes involved in the a portfolio of global, regional and local brands. -
The Journey to Living Fearless
THE JOURNEY TO LIVING FEARLESS Category : Marketing Capabilities Client : SCA Authors : Pippa Morris & Bridget Angear AMV BBDO Contributor : James Drummond AMV BBDO THETHE CHALLENGECHALLENGE SCA is a global leader in personal care and has a portfolio of incontinence products, baby diapers and feminine care products. SCA is the 4th largest global feminine care company. Founded in the nineteen twenties, it has always followed a model of acquiring established local brands to expand their global influence rather than attempt to enter the market as a new brand each time. Whilst this makes good financial sense in the short term, it does impact global marketing efficiencies because it requires a more federal state marketing model where each established brand has something different to say. It meant that each market had to spend time and money on their own creative development, production, research and media planning. The task was to get local SCA Femcare marketing directors and managers (currently happy with how things were in their own markets) to adopt a single global creative platform, uniting a medley of different brands. And prove it’s value by reaching the new and steep sales growth targets implemented under this plan whilst simultaneously making significant time and cost savings for the business. SUCCESSSUCCESS WOULD WOULD BE… BE... Getting Europe, Australia and Asia (Malaysia) to adopt Live Fearless by 2015 Remaining regions taking positive action to move across to the Live Fearless platform. Improving marketing efficiencies through time saved in creative development, media planning and research across markets Gaining financial savings from adopting a centralised communication model Meeting the aggressive sales growth targets put in place for the new global positioning. -
Instabank | CEO Robert Berg 09:50 Easybank | CEO Oddbjørn Berentsen 10:10 Brabank | CEO Bent Gjendem
Invitasjon | Torsdag 5. september INVESTORDAG Nordiske Utfordrerbanker SpareBank 1 Markets har gleden av å invitere deg til vår femte Investordag for Nordiske Utfordrerbanker, torsdag 5. September 2019. Program* 08:30 Registrering & lett frokost 09:00 Velkommen | Stein Husby, CEO SpareBank 1 Markets Nordic Consumer Banks 09:10 Kraft Bank | CEO Svein Ivar Førland 09:30 InstaBank | CEO Robert Berg 09:50 Easybank | CEO Oddbjørn Berentsen 10:10 BRAbank | CEO Bent Gjendem 10:30 Kaffepause 10:50 Komplett Bank | CEO Jan Haglund 11:10 TF Bank | CEO Mattias Carlsson Commercial Banks 11:30 Aprila Bank | CEO Halvor Lande 11:45 Avida Finans | CEO Tord Topsholm 12:00 Maritime & Merchant Bank | CEO Halvor Sveen 12:15 Pareto Bank | CEO Tiril Villum og CFO Erling Mork 12:30 Oppsummering | Odd Weidel, Aksjeanalytiker SpareBank 1 Markets * Merk at det kan forekomme endringer i programmet Dato: Torsdag 5. september 2019 Tid: 09:00-12:45 Sted: Nationaltheatret Konferansesenter (KS Agenda), Haakon VIIs gt 9 Meeting room: Nordkapp RSVP: [email protected] Velkommen! Velkommen – Investordag nordiske utfordrerbanker 5. september 2019 1 Ledende investeringsbank med et bredt produkt- og tjenestetilbud… 1 2 Egenkapital Rådgivning • Børsnoteringer, emisjoner • Fusjoner og oppkjøp og andre plasseringer • Verdivurderinger og annen • Aksjebord finansiell rådgivning 6 3 Kapitalforvaltning Fremmedkapital • Aktiv forvaltning • Høyrenteobligasjoner og andre rentepapirer • 5.000 aktive kunder og ~17 milliarder under forvaltning • Obligasjonsbord 5 4 Analyse Renter -
A Specialised Consumer Finance Company Growing Across the Nordics Company Presentation Disclaimer
A specialised consumer finance company growing across the Nordics Company presentation Disclaimer ABOUT THIS PRESENTATION This presentation has been prepared solely for information purposes by Komplett Bank ASA (the “Company” or “Komplett Bank”). This presentation is being made only to, and is only directed at, persons to whom such presentation may lawfully be communicated ("relevant persons"). Any person who is not a relevant person should not act or rely on the presentation or any of its contents. This presentation does not constitute an offering of securities or otherwise constitute an invitation or inducement to any person to underwrite, subscribe for or otherwise acquire securities in Komplett Bank. The release, publication or distribution of this presentation in certain jurisdictions may be restricted by law, and therefore persons in such jurisdictions into which this presentation is released, published or distributed should inform themselves about, and observe, such restrictions. The presentation and the conclusions contained herein are necessarily based on economic, market and other conditions, as in effect on, and the information available to Komplett Bank as of, its date. The presentation does not purport to contain a complete description of Komplett Bank or the markets in which the bank operates. Neither Komplett Bank nor any of its affiliates or any third party have independently verified any information used in preparing this presentation. Neither Komplett Bank nor any of the affiliates (nor any of its or their respective directors, officers, employees, professional advisers or representative) makes any representation or warranty, express or implied, with respect to the fairness, correctness, accuracy, reasonableness or completeness of such information, these materials (including, without limitation, any opinion contained therein), any of their contents or any of the results that can be derived from the presentation or any written or oral information provided in connection therewith. -
Annual Report 2013
Annual Report 2013 SCA PARTICIPATES WITH AN ALL-FEMALE TEAM IN THE VOLVO OCEAN RACE 2014–2015 Introduction B Responsibility and governance Contents This is SCA .................................................................... flap Corporate Governance ................................................ 50 2013 at a glance ............................................................... 1 Board of Directors and Auditors ................................ 56 CEO’s message ................................................................ 2 Corporate Senior Management Team ...................... 58 A changing world ............................................................. 4 Risk and risk management .......................................... 60 Insight through dialog ..................................................... 6 B Doing the right thing ........................................................ 7 Financial statements .......................................................................... SCA’s strategy .................................................................. 8 Contents 66 ............................... Targets for people and nature .................................... 10 Consolidated income statement 67 Innovation and brands .................................................. 12 Consolidated statement of comprehensive income ........................................... 67 Sustainability creates profitable business .............. 14 Consolidated statement of changes in equity ........ 68 Leadership and culture ................................................ -
Komplett ASA – Announcement of the Terms for the Initial Public Offering
Komplett ASA – Announcement of the terms for the initial public offering NOT FOR DISTRIBUTION OR RELEASE, IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES, AUSTRALIA, CANADA, THE HONG KONG SPECIAL ADMINISTRATIVE REGION OF THE PEOPLE'S REPUBLIC OF CHINA OR JAPAN, OR ANY OTHER JURISDICTION IN WHICH THE DISTRIBUTION OR RELEASE WOULD BE UNLAWFUL. Oslo, 8 June 2021: Komplett ASA (the "Company", OSE ticker "KOMPL") hereby announces the terms of its initial public offering of shares in the Company (the "Offering") and the subsequent listing on the Oslo Stock Exchange (the "Listing", and together with the Offering, the "IPO"). Reference is made to the announcement made by the Company on 28 May 2021, regarding its intention to launch an initial public offering and to apply for a listing of its shares (the "Shares") on the Oslo Stock Exchange. The Company, together with its majority shareholder Canica Invest AS, has resolved to launch the IPO and to apply for a listing of its shares on the Oslo Stock Exchange. Subject to approval of the listing application and a successful completion of the Offering, the shares of Komplett ASA are expected to be admitted to listing and commence trading on the Oslo Stock Exchange on or about 21 June 2021 under the ticker code "KOMPL". THE OFFERING The Offer Shares (as defined below) are expected to be sold at a price between NOK 55.00 and NOK 62.00 per Offer Share (the "Indicative Price Range"), corresponding to an equity value of the Company of between NOK 3,974 million and NOK 4,480 million. -
Primary & Secondary Sources
Primary & Secondary Sources Brands & Products Agencies & Clients Media & Content Influencers & Licensees Organizations & Associations Government & Education Research & Data Multicultural Media Forecast 2019: Primary & Secondary Sources COPYRIGHT U.S. Multicultural Media Forecast 2019 Exclusive market research & strategic intelligence from PQ Media – Intelligent data for smarter business decisions In partnership with the Alliance for Inclusive and Multicultural Marketing at the Association of National Advertisers Co-authored at PQM by: Patrick Quinn – President & CEO Leo Kivijarv, PhD – EVP & Research Director Editorial Support at AIMM by: Bill Duggan – Group Executive Vice President, ANA Claudine Waite – Director, Content Marketing, Committees & Conferences, ANA Carlos Santiago – President & Chief Strategist, Santiago Solutions Group Except by express prior written permission from PQ Media LLC or the Association of National Advertisers, no part of this work may be copied or publicly distributed, displayed or disseminated by any means of publication or communication now known or developed hereafter, including in or by any: (i) directory or compilation or other printed publication; (ii) information storage or retrieval system; (iii) electronic device, including any analog or digital visual or audiovisual device or product. PQ Media and the Alliance for Inclusive and Multicultural Marketing at the Association of National Advertisers will protect and defend their copyright and all their other rights in this publication, including under the laws of copyright, misappropriation, trade secrets and unfair competition. All information and data contained in this report is obtained by PQ Media from sources that PQ Media believes to be accurate and reliable. However, errors and omissions in this report may result from human error and malfunctions in electronic conversion and transmission of textual and numeric data.