General Instructions

FARMOWNERS

The Farmowners Policy provides property and liability coverages. This program contains the rules, classifications and premiums for writing a Farmowners Policy.

Rule I Eligibility

1.1 The owner-occupant of the farm, or

1.2 The owner-occupant of the farm if the farm is tenant-operated under either the named-insured’s direct management or under the terms of a management contract or,

1.3 The owner or co-owner of the farm in a private or incorporated farming venture when the partnership or corporation is shown on the declaration. The major shareowner must also be listed.

1.4 Tenant Forms: May be issued to a tenant who is engaged in the farming operation.

Rule II Ineligible Risks

2.1 Vacant, seasonal, or unoccupied farms (excluding additional locations).

2.2 All nonfarm or Commercial risks including commercial operations, saw mills, and buildings used for commercial storage.

2.3 Farms where the principal business is raising and training horses for show or racing purposes.

2.4 Cattle dealers or sale barns.

2.5 Farms used for recreation.

2.6 Buildings in which unapproved heat lamps, portable salamander-type heaters, or similar devices are used.

2.7 All farm buildings having exposed cellular plastic insulation (polystyrene and urethanefoamed or rigid).

2.8 Dwellings where the only source of heat is wood. Exception – outside woodstoves, 50 feet or more from a structure.

Rule III Policy Forms and Descriptions of Coverages

The following are general descriptions of the coverages provided. The policy and forms should be consulted for exact contract conditions.

3.1 Section I Coverages – Mandatory Coverage A – Dwelling – See Homeowners Program for Underwriting Rating.

3.2 Tenants Broad Form – See Homeowners Program 04-06 FO-1

04-06 FO-1 3.3 Scheduled Farm Personal Property – Unscheduled Farm Personal Property, and Farm Structures covers Farm Property against loss by:

Fire and Lightning Windstorm and Hail Explosion Riot or Civil Commotion Aircraft Vehicles Smoke Vandalism and Malicious Mischief Theft Collision, Upset or Overturn Electrocution of Livestock Sinkhole collapse Volcanic action Earthquake & Flood Loss to Livestock Loading & Unloading of Livestock Equipment Breakdown

Rule IV Liability – Use Farm Liability.

4.1 Personal Liability (Farm) – Pays on behalf of the insured for damages due to bodily injury or property damage caused by an occurrence arising out of the farm premises and operations of the insured’s personal activities.

4.2 Medical Payments to Others – Pays medical expenses incurred by persons who are not insured's, if the bodily injury arises on the insured’s premises.

Rule V Binding Authority – You may bind an acceptable Farmowners risk up to $1,000,000.00. Risks in excess of these limits require advance authorization from the Company.

Rule VI Definition of Farm Property – Farm property consists of dwellings, barns, granaries, outbuildings and other structures used in connection therewith, and their contents, livestock, hay and grain in stacks, farm machinery, and equipment located on land used for poultry, truck, fruit, vegetable, livestock, dairy, or other farming purposes, when they are located inside or outside the corporate limits of cities, towns, or villages.

Rule VII Coverage A – Dwelling

Requirements and Guidelines

7.1 Market Value Homeowners Select Homeowners See Homeowners (HO-2 Rule VI) 7-Star Homeowners for minimum limits of coverage. Homeowners Tenant

7.2 Mobilehomes –May qualify as principal dwelling on a Farmowners Policy. Minimum limits of liability for a mobilehome - $10,000.00 (Use Broad Form Mobilehomeowners rate schedule).

04-06 FO-2 7.3 Secondary Residence – May be treated the same as principal residence if used by a member of the farming operation.

7.4 Farmowners – DOES NOT include appurtenant structures–Coverage B (All buildings must be included as Farm Structures).

7.5 The dwelling must have better than average construction and maintenance.

7.6 The dwelling must have modern electrical and plumbing systems.

7.7 No exposed urethane or styrene insulation.

7.8 If dwelling contains a woodstove or furnace, this unit must be properly attached to a masonry chimney with proper flue lining. Only one additional attachment per chimney is permitted. If woodstove or furnace is not properly installed, refer to the Company for approval before binding coverage.

7.9 Outdoor wood burner – when located in a structure; the structure, the stove and any personal items or equipment are not insurable.

Rule VIII Farm Personal Property

8.1 Blanket Farm Personal Property – Minimum coverage is $25,000.00. Must be property used in the daily operation of the farm. Blanket coverage may be written as a Complete Blanket or a Classified Blanket.

8.2 Scheduled Coverage – No minimum.

8.3 Personal Property – If not located in the dwelling or attached garage, must be scheduled.

8.4 Farm implements valued over $10,000.00 should be equipped with an approved A.B.C. rated fire extinguisher.

8.5 Farm Personal Property – May be written as scheduled or blanket. It is permissible to write both on an individual policy.

8.6 Insured Real or Personal Property – May be surcharged up to 100% of rates (the Company retains option).

8.7 Increase of Dairy Cattle – Farm Personal Property forms limit coverage to $3,000.00 per head. Should higher limits be requested it must be stated on the application, and also a memo to the underwriters. Coverage will be added using form ML – 304A.

8.8 Leased, Rented, or Borrowed Equipment or Livestock.

A. Leased, Rented, and/or Borrowed items must be scheduled.

B. Property coverage provided for only the leased, rented, or borrowed items. (Make, serial number, and I.D. number required). 04-06 FO-3

C. Liability coverage is provided for only the items leased, rented, or borrowed. Coverage is restricted for only the specific items.

D. These items cannot be added to the Blanket.

Rule IX Blanket Farm Personal Property – Insure to Value

Blanket Farm Personal Property requires that the insured shall maintain insurance at 100% of the actual cash value of the total inventory. If at time of loss, the insurance is not 80% of the inventory or higher, the loss payment will be reduced accordingly.

When the inventory is properly done at the time of writing, considerable fluctuation can take place in the value of the Blanket Insurance during the year at no penalty to the insured at the time of loss.

Although 80% is the minimum ratio of insurance to value, Blanket Coverage must be written at 100% of value of inventory. This gives the insured a margin of safety and permits an inventory increase of 25% without penalty. Example: An inventory of $100,000.00, minimum insurance is 80% or $80,000.00. Insured to the full $100,000.00 value, will permit an increase to $125,000.00 without penalty.

Blanket Coverage must have an inventory list attached to new or renewal policies.

The Company’s Blanket Insurance is designed so that all personal property may be insured, not just the items most likely to be damaged-thus the lower premium.

The Company reserves the right to reject Blanket Coverage on certain risks.

Coinsurance Clause Formula

Recovery Amount = Amount of Insurance Carried Loss Sustained 80% of A.C.V. of Property

Example: Insured suffered loss of $10,000.00. The A.C.V. of the property under Coverage E is $100,000.00 and the insured is carrying $50,000.00 of insurance:

Recovery Amount $50,000.00 $10,000.00 $ .80 ($100,000) or $80,000

Recovery = 62.5% or $6,250.00

Rule X Ginseng Roots or Seed in Storage – Coverage E – Must be scheduled

10.1 Ginseng Roots – List number of pounds and the desired insured value per pound.

10.2 Ginseng Seed – List number of pounds and value per pound.

10.3 There will be a $200.00 earned premium for each policy period. 04-06 FO-4

Rule XI Barns, Buildings & Structures

Requirements & Guidelines

11.1 Type I

A. Buildings must be fully utilized for their intended purpose.

B. Buildings must have better than average construction and maintenance.

C. Buildings must have continuous mortared masonry or concrete foundation and concrete floor. Buildings must be framed on poles of minimum six inches diameter at ground line, set a minimum of four feet below ground level and not more than 8 feet apart.

D. Buildings must be fully enclosed. (If open sheds are attached, appropriate premium shall apply).

E. Buildings designed and used for housing cattle, which contain certain type openings, may qualify for Type 1, contact underwriter - Company Option.

F. Pole buildings with gravel or dirt foundations and floors. -Structures must be 20 years old or newer -The structure must be insured to 90% of replacement value. (A replacement cost estimator is required to qualify this structure for Type 1.)

G. To add replacement cost coverage-refer to FO rate page.

H. Inflation guard (4% annually) will be applied to all Type 1 buildings with replacement coverage. Exception, Insured may request limits remain constant.

11.2 Type II

A. Minimum amount on barns $40,000.00, on other structures $2,000.00.

B. Structures must be of average construction and neat appearance around buildings.

C. Buildings not used for the purpose for which they were constructed.

D. All concrete and metal silos (silage must be insured as part of the personal property).

11.3 Type III

A. Barns and buildings not eligible for Type I or II.

B. Barns and buildings used for commercial purposes, if acceptable. 04-06 FO-5

C. Vacant barns and outbuildings, if acceptable by the Company, up to 100% surcharge applies.

D. Outdoor wiring and/or submersible pumps. D 11.4 Steel Buildings Classification – For a building to qualify for the steel building rate, it must have continuous concrete foundation, be of all steel construction with no glass, and a minimum value of $20,000.00. All structures meeting these requirements will qualify.

11.5 All farm buildings that are insured must be substantially built and in good repair.

11.6 Any permanent or portable heating system in any farm building must be inspected and approved by the Company before coverage will be provided.

Rule XII Rebuilding Clause – Applies to all Coverage E structures except when Replacement Cost coverage is on the structure. This limits the amount of loss to 50% until the structure is repaired or rebuilt. All dwellings are excluded from the rebuilding Clause.

Rule XIII Roof Limitation – Coverage on roofs of structures is limited to 15% of the stated coverage for the structure. On Quonsets and hoop-type roof structures – contact the Company.

Rule XIV Optional Endorsements – The deductible shown on the declarations applies to all optional coverages, unless otherwise stated.

14.1 Falling Objects

The policy may be extended to cover loss by falling objects. The building or structure must be described on the application; however, we do not pay for loss to:

A. The inside of a structure, or the property inside, unless the falling objects has first damaged an outside wall or the roof by impact.

B. The object which falls; or

C. Fences or outdoor equipment.

D. The rate for this coverage is $.60 per thousand (Company option).

14.2 Farm Extension Package A. Broad – Coverage for Outdoor Private Power and Light Equipment, Agricultural Machinery and Equipment Rental Reimbursement, Barn Glass Breakage, Refrigerated Milk Spoilage, Farm Extra Expense, Attack of Livestock, Accidental Shooting of Livestock, Drowning of Livestock, Collapse, Breakage of Glass, Borrowed, Rented or Leased Farm Machinery, Vehicles and Equipment, Emergency Removal of Produce, Lightning or Electrocution Loss to Livestock, Silo Unloader Collision, Ordinance and Law, and Pumps and/or Water Systems. Bulk milk tanks, bulk feed tanks, barn cleaners, pasteurizers, boilers and silo unloaders. The premium is $.85 per thousand. Minimum policy premium of $50.00. No deductible applies. 04-06 FO-6

14.3 Farm Operation Records – Coverage is provided for expenses incurred to research, obtain necessary data, replace, reproduce or restore farming operation records damaged or destroyed by a peril insured. Additional premium is $4.00 per thousand of coverage.

14.4 Glass Coverage – Coverage for breakage of glass being a part of the cab of mobile farm equipment, type of equipment, year, make and model, serial number and limit of liability must be listed. Additional premium is $10.00 per thousand. Minimum premium is $10.00. List equipment being covered on application.

14.5 Irrigation Equipment – Optional Endorsements (must be scheduled)

A. Collision of Irrigation System with Another Object All items must be scheduled. Rates of $.87 per thousand.

B. Replacement Coverage for All Irrigation Equipment Must be owned by the insured and written to Replacement Cost. (Irrigation well may be excluded) See rates per deductible.

C. Replacement Coverage for Specified Items of Irrigation Equipment. Rate $9.50 per thousand.

14.6 Extra Expense – Coverage for extra expense incurred as a result of an insured loss in order to continue normal farming operations. Operations, which have been interrupted as a result of a loss or damage to Coverages E, F & G insured under the policy. The additional premium is $4.00 per thousand of coverage limited to 25% per month.

14.7 Loss of Income – Coverage for loss of earnings resulting from an insured peril, to Coverage F & G Farm Personal Property and Coverage E Farm Buildings and Structures insured by the policy. The additional premium is $4.00 per thousand of coverage limited to 25% per month.

14.8 Mt. Morris Special Endorsement

A. Borrowed Farm Machinery, Vehicles and Equipment – We provide coverage for borrowed farm machinery, vehicles and equipment for the loss by the perils insured. The limit of liability is 5% of the Farm Personal Property with a $5,000.00 maximum coverage.

B. Added Animal Perils – Excluding sheep and poultry. We provide coverage against the death of livestock resulting from:

1. Accidental Shooting – Except by you, member of your family, employees of the insured or persons residing on the insured’s premises.

2. Drowning – Only livestock over 30 days of age.

3. Attack – By wild animals or dogs. 04-06 FO-7

C. Collapse – Of a building on Personal Property when collapse is part of the coverage.

D. Refrigerated Food Products – We provide up to $250 coverage on loss resulting from the interruption of electrical services due to damage to power generating or transmission equipment.

No additional premium for Special Endorsement.

14.9 Peak Season Inventories – Farm Personal Property – Peak Season coverage may be written to provide above normal coverage for periods of 30 to 180 days. The additional premium is determined by pro- rating the rate for Coverage F Scheduled Farm Personal Property. Minimum premium is $20.00. List items and months being covered on application.

14.10 Replacement Cost Coverage Farm Buildings Coverage, Eligibility :

A. Buildings must be built or remodeled to like new condition.

B. Buildings must be classified as Type I and structures that qualify for the steel building class with Broad Form Perils.

C. Buildings must be fully utilized for their intended purpose.

D. Buildings must be insured to a minimum of 90% of their Replacement Cost (Agricultural Cost Estimating Form must be submitted for each building).

E. Replacement Cost Coverage need not be written for all insured buildings. Those buildings to which Replacement Cost applies will be indicated on the declarations.

F. Rate for Replacement Cost Coverage is: Total Type 1 Building Rate $4.00 Broad Form Perils ML-323 + $ .80 Replacement Cost Rate + $ .15 Cost per thousand = $4.95

14.11 Special Form Coverage – This endorsement is limited to buildings that qualify for type I rates. With respect to Coverage E, the perils section of the farm coverage is replaced by the following: We insure the property for risks of direct physical loss, unless the loss is defined under the exclusions applying to Coverage E, under the general exclusions. The rate for this coverage is $1.20 per thousand (Company option).

14.12 Transit Coverage – Information needed is as follows:

A.Distance

B. Products being Transported

04-06 FO-8

C. Value of Products

D. Limit of Coverage per Trip

Contact Company for Rate.

14.13 Weight of Ice, Snow or Sleet Coverage – The policy may be extended to cover loss by the weight of ice, snow or sleet to Coverage E, F& G. Type I buildings & personal rate is $.80 per thousand. Type II buildings and personal rate is $1.00 per thousand. Coverage cannot be bound between December 1 st and March 31 st without prior approval by the Company. The roof must have a pitch of 4/12 or steeper.

14.14 Intake of Foreign Materials – Covers direct physical loss caused by/or that results from foreign objects that are picked up and taken into covered farm machinery. Blanket premium is $.75 per thousand. Scheduled equipment must be identified by make, model & serial number. Scheduled premium is $7.50 per thousand. $40.00 minimum premium per policy. $1,000.00 deductible applies to this endorsement.

14.15 Farm Personal Property – Replacement Cost on Partial Loss – Premium included in base rate.

This endorsement provides Replacement Cost Coverage for partial losses to Farm Personal Property (Blanket and Scheduled). We will pay the cost of repairing the damaged property with materials of equivalent kind and quality to the extent practical, without deduction for depreciation. We will not pay more than the actual cash value of the item or items damaged.

14.16 Reporting Form Coverage – Eligibility is limited to livestock and poultry. The amount of coverage requested must be submitted to the home office before the 10th of the month.

14.17 Identity Fraud Expense Coverage – Available for expenses resulting from identity fraud of the insured. Coverage includes:

A. costs for obtaining, reproducing, notarizing, or sending affidavits or other pertinent documents;

B. costs for telephone calls;

C. research fees;

D. lost earnings, not to exceed a maximum of $250 per day, per insured, or a total of $5,000 for lost earnings of all insureds;

E. loan application fees for reapplying for a loan; and

F. attorney fees to defend lawsuits, remove criminal or civil judgments, or challenge information provided in a consumer credit report. $5,000 Minimum Limit - $15.00. Limits may be increased for an additional premium of $3.00 per thousand.

04-06 FO-9

14.18 Raw Milk Endorsement- This endorsement compensates the insured when the insured notifies the Company that the milk in their bulk tank is contaminated. The milk must remain in the tank until an on site inspection is completed by the Company agent or milk plant. Maximum payment is 50% of the value of the contaminated milk. (No additional premium charge)

Rule XV Deductibles – A policy may be issued with one of the following deductible options at the premium credit or surcharge shown:

Amount Deductible Charge or Credit

$ 250.00 15% $ 500.00 0 $ 1,000.00 - 11% $ 2,500.00 - 15% $ 5,000.00 - 20% $10,000.00 - 25%

Rule XVI Horses, Mules, Donkeys, Hinnies, Llamas, Elk, and Deer must be scheduled, unless prior approval is obtained from the Company.

Rule XVII Horse Boarding – Coverage for Physical Damage to Animals Owned by Others

17.1 Animals must be scheduled

A. Description of animal

B. Identification of animal

C. Coverage amount desired “binding to $5,000.00 per animal”

17.2 This coverage (provided only when a limit of liability and a premium charge are shown for the coverage on the declaration) is described in the farm forms attached to this policy.

17.3 Underwriting Guidelines – May be added to Farmowners, Country Pac, or Fire and Extended policies.

17.4 Option Available

Transit Coverage for Horse Boarding – Information needed is as follows (Contact Company):

A. Amount of coverage.

B. Distance of coverage

C. Transportation carrier (common or private) D. Requested coverage dates

Horse Boarding – Property rate per thousand of coverage $10.60 @ $500 deductible.

04-06 FO-10

Rule XVIII Base Rates for Coverage - $500.00 Deductible

18.1 Annual Rates per $1,000.00 of Insurance Coverage

18.2 Coverage – Scheduled Farm Personal Property - $4.40

18.3 Coverage – Blanket Farm Personal Property

$ 25,000.00 - $ 50,000.00 6.40 $ 51,000.00 - $100,000.00 5.50 $101,000.00 - $200,000.00 4.75 $201,000.00 - $300,000.00 4.50 $301,000.00 - $500,000.00 4.20 $500,000.00 – And up 3.80

18.4 Coverage – Classified Blanket – Farm Personal Property – Classified Blanket Farm Personal Property must be divided into four classifications. Coverage is provided when an amount of coverage and a premium is shown for each class. The 80% co-insurance applies to each class.

18. 5 Classifications

Class 1 – Livestock and Poultry $ 40,000 minimum $4.50 Class 2 – Machinery $100,000 minimum $5.80 Class 3 – Feed and Grain $ 20,000 minimum $5.00 Class 4 – Tools, Spare Parts, Equipment & Supplies $ 10,000 minimum $8.00

18. 6 Coverage – Barns, Buildings and Structures

Rate per thousand

Type I See Rule 4.00 Collapse .80 Replacement Cost Coverage .15 Type II See Rule 6.50 Collapse 1.00 Type III See Rule 10.70 Collapse N/A Steel Building Rate See Rule 2.50 Collapse .80

18. 7 Farm Dwelling – Use Homeowners Rates that apply to location of dwelling.

18. 8 Mobilehomes – Schedule as structure. Rate $14.60 per thousand. 18. 9 Farmowners Tenant – Use Homeowners Tenant Form (See Homeowners Program).

18.10 Ginseng Roots and Seed - $10.10 per thousand and $500.00 deductible applies.

04-06 FO-11

18.11 Irrigation Equipment – Irrigation equipment must be scheduled.

Deductible Rate per thousand $ 500.00 $5.55 $ 1,000.00 $4.90 $ 2,500.00 $3.90 $ 5,000.00 $3.50 $10,000.00 $3.00

18.12 For coverage on electric motors and electric panels (if no supporting irrigation equipment), the rate is $15.30 per thousand with a $500.00 mandatory deductible. Equipment must be insured to Actual Cash Value.

RULE XIX Equipment Breakdown Coverage

19.1 Premiums included on all Farmowners – No Charge

19.2 Coverage- provided for loss to Covered Equipment. Equipment Breakdown Coverage will eliminate potential gaps in coverage. Common coverages includes: a) Mechanical breakdown b) Artificially generated electric current c) Steam boilers d) Other steam equipment & water heating equipment e) Expediting expenses f) Pollutants g) Spoilage h) Computers in the dwelling i) Data Restoration j) Utility Service Interruption k) Irrigation systems

19.3 Additional Coverage-provided under the farm property policy for loss of earnings or rents and extra expense. Coverage is limited to $25,000 per occurrence, policy deductible applies

19.4 Deductibles- Farmowners deductible applies unless specifically stated.

19.5 Exclusions-Coverage for mobile equipment is excluded.

19.6 Conditions- for Environmental, Safety & Efficiency Improvement is included. We cover the additional cost to replace with equipment that is better for the environment, safer and/or more efficient. Our liability does not exceed 125% of what the cost would have been to replace with equipment of like kind and quality. RULE XX Organic Farms

20.10 Limits must be scheduled for Coverage F.

04-06 FO-12

MT. MORRIS MUTUAL FARM BUILDING ESTIMATOR

Insured Address Property Location Zip

Agent Agent #

Replacement Cost Actual Cash Value Building Description Buildings Square Footage Cost from Chart Additional Features add or deduct Additional Equipment Additional Equipment Additional Equipment Additional Equipment

Insure for Replacement Cost Depreciation for ACV= Insure for Actual Cash Value

CHECK HERE TO ADD REPLACEMENT COST ENDORSEMENT

PROBABLE MAXIMUM LOSS (Values within a 50 foot Exposure)

Contents Farm Personal Property Livestock Business Interruption TOTAL PML

This guide is intended to be used to establish minimum values for insurance classification only. It is the insured’s responsibility to determine appropriate insurance coverage amounts, including replacement cost values. No warranty, express or implied, is made regarding the contents of this guide. Mt. Morris Mutual is not liable for any direct or indirect damages arising out of the use of this guide.

01-05 FO-13 FARM BUILDING ESTIMATOR DEPRECIATION SCHEDULE Rating Physical Condition Depreciation HOW TO USE ESTIMATOR Excellent New, no deterioration 0-10% 1. Select building from description Good Well-maintained, some 2. Select ground floor area-square feet deterioration 11-30% 3. Measure ground floor area of building length Average Structurally sound, x width moderately worn 31-50% 4. Select replacement cost from chart Fair Signs of wear and effect of decay apparent 51-70% 5. Compute additional equipment cost and add to total (step number 4) Poor Extensive structural deterioration 71-90% 6. Apply appropriate depreciation from table to the right Dilapidated Structurally unsound N/C

ADDITIONAL EQUIPMENT COST UNIT METAL, GLASS-LINED SILOS Automatic Feeding System $ 120 /lin.ft. DIAMETER Automatic Waterer (heated) $ 365 /waterer HEIGHT 20’ 25’ Barn Cleaner $ 50 /lin.ft. 27’ 36,480 Farrowing Pens (wood) $ 275 /pen 32’ 38,880 Farrowing Stalls (steel) $ 745 /stall 34’ 48,120 57,960 Loafing Free Stalls $ 265 /stall 39’ 50,640 78,330 Parlor Stalls, Herringbone or 50’ 59,640 91,020 Walk-through $1,875 /stall 60’ 78,600 102,900 Gate Stalls $1,625 /stall 70’ 86,400 121,260 Ventilation Fans $ 720 /fan 80’ 94,320 130,560 90’ 143,400 $ F23,982 F26,340 BULK STORAGE TANKS $ G5,850 G6,090 Diameter Capacity Cost $ Add for Unloader 5 – 6 feet 5 Tons $1,725 F = Forage G = Grain 7 – 9 feet 7 Tons $2,300 7 – 9 feet 11 Tons $2,875 Over 9 feet 15 Tons $3,450 ELEVATOR LEG-PIPE AND EQUIPMENT Over 9 feet 23 Tons $4,025 Bushels per hour Discharge Height 1,000 1,500 2,000 3,000 4,000 5,000 GARAGES 30ft 24,495 24,610 24,955 27,255 28,290 35,880 Per Square Foot 40ft 25,300 25,530 26,105 28,405 29,785 37,605 Wood Frame Steel Frame Pole Frame 50ft 26,220 26,450 27,140 30,015 31,050 34,100 1 car $15.00 $12.00 $10.00 60ft 26,545 26,880 27,330 30,240 31,360 39,870 2 car $12.00 $11.00 $ 9.00 70ft 27,330 27,780 28,780 31,470 33,265 41,440 Over 600 Sq.ft. $11.00 $10.00 $ 8.00 80ft 28,225 28,670 29,790 32,590 34,610 44,130 90ft 28,710 29,040 30,140 33,000 35,200 44,990 100ft 29,590 30,360 31,130 34,870 36,410 46,530 110ft 29,810 31,240 32,230 35,860 38,720 49,280 BASIC HOOP BUILDINGS (Per Square Foot) 120ft 31,240 32,120 40,590 42,900 46,750 50,930 Width Length Downspout 40’ 50’ 60’ 80’ + Add $2,200.00 30’ 2.40 2.50 2.65 2.80 40’ 2.60 2.80 2.90 3.00 The following guidelines may be helpful in 50’ 2.90 3.00 3.10 3.25 determining the capacity of the complex. 60’ 3.10 3.25 3.40 3.50 Bushels per hour 1,000 1,500 3,000 4,000 5,000 70’ 3.30 3.40 2.85 3.50 Bucket size 9”x16” 9”x16” 9”x6” 9”x6” 15”x6” 80’ + 3.60 3.80 4.00 4.20 Distance center to Center of buckets 20” 15” 10” 5” 7 ½”

01-05 FO-14

CONCRETE STAVE SILO HEIGHT DIAMETER 14’ 16’ 18’ 20’ 24’ 28’ 45’ 14,100 15,900 17,700 19,800 24,600 27,600 50’ 15,660 17,370 19,560 21,960 27,600 33,660 55’ 16,800 19,050 21,360 24,150 30,660 34,650 60’ 18,000 20,520 23,220 26.400 33,960 38,400 65’ 19,440 22,110 25,170 28,560 36,660 41,850 70’ 20,700 23,700 27,000 30,900 40,260 45,960 75’ 24,960 28,650 33,300 42,960 49,110 80’ 26,760 30,600 35,160 46,440 53,400 ADD FOR 7,968 7,968 8,100 8,400 8,784 9,270 UNLOAD ER

STORAGE & DRYING BINS HEIGHT DIAMETER 15’ 18’ 21’ 24’ 27’ 30’ 33’ 38’ 11’ $3,240 2,250 bu 13’ $3,360 $3,720 $4,740 1,850 bu 2,650 bu 3,625 bu 16’ $3,780 $4,560 $5,640 $6,510 2,275 bu 3,275 bu 4,450 bu 5,825 bu 19’ $7,620 $9,240 $9,960 8,900 bu 8,750 bu 10,775 bu 24’ $8,040 $9,360 $11,400 $12,960 $16,080 $17,400 6,675 bu 8,725 bu 11,025 bu 13,625 bu 16,475 bu 19,525 bu 32’ $12,960 $16,020 $18,360 $22,680 $24,510 11,825 bu 14,725 bu 18,175 bu 21,975 bu 26,150 bu Perforated Floor $1,560 $2,160 $2,760 $3,600 $4,560 $5,640 $6,960 $7,800 Stirator $3,120 $3,720 $4,410 $5,040 $5,670 $6,300 $6,960 $9,840 Fan & Heater $4,400 $2,790 $2,880 $3,000 $3,120 $3,270 $3,480 $3,600

BUILDING (Square Feet) DDESCRIPTION 500 1000 1500 2000 2500 3000 3500 4000 4500 5000 6000 7000 8000 9000 10000 Frame Barn (without loft) 24000 36000 42000 50000 56000 65000 73000 81000 89000 101000 116000 132000 149000 164000 Frame Barn (with loft) 40000 59000 77000 92000 108000 125000 143000 158000 170000 196000 212000 224000 231000 240000

(A)(1) Frame Machine 6000 13000 18750 24000 30000 36000 42000 48000 51000 55000 Shed (A)(1) Pole Building 5500 10000 14025 18000 22000 26100 29925 33800 37575 42000 49800 60400 63200 69750 75000 (fully enclosed) (A)(B)(1) Pole Pole Building 3875 7550 11175 14800 18375 21900 25375 28080 31950 35000 41400 47600 53600 59400 65000 (open one side) Granary or crib 9999 16225 22484 28743 34265 37972 42438 46651 Hog House (farrowing) 12710 25000 33000 46000 55000 66000 74000 80000 90000 97000 Hog House (finishing) 20000 27000 32000 42000 48000 52000 60000 67000 70000 Milk House Or Parlor 21000 38000 47000 60000 (A)(1)Steel Frame 12202 21243 31212 37809 44247 57119 64386 70345 72644 80002 87388 98300 108226 118572 120000 Shop – Concrete 10000 14000 18000 22000 27000 30000 34000 40000 45000 50000 60000 70000 80000 90000 100000 Or Concrete Blk Shop – Frame Insulated 7500 15000 24000 40000 47000 54000 61000 65000 69000 73000 84000 84000 96000 104000 112000 (A) Based on 12’ sides = increase or decrease by 4% for each foot over or under 12 feet. (1) Structure only – No concrete (B) Use Pole Building open one side for cattle loose housing. 4 inch Concrete floor $2.70 per sq. ft. 01-05 FO-15