Zurich - Address Proof Requirement

MUST BE A FULL STATEMENT

A suitably certified copy of one of the following in the name of the client and showing the permanent residential address appearing on the application form, within 3 months comparing to the date Zurich receives the Proof of Address.

If a Chinese address proof is submitted, please translate it into English. Then write the English address besides the Chinese address. Zurich will accept the client's written confirmation on residential address in Chinese as it is translated into English with the following wording, "I confirm this is a true translation of the original document".

(1) MPF statement do NOT accepted as Proof of Address by Zurich.

(2) Loan Statement issued by Bank & Security Account statement issued by Bank are approved by Zurich as Proof of Address.

- This must be less than 3 months old and should include name and address of the client, name of bank, and account number

(3) Utility bill or rates bill and must include the full name of the policyowner.

- This must be recent (e.g. within 3 months) clearly state date of issue, the name and address of issuing authority and the name and address of the client which must correspond with the application form.

- Mobile telephone bill is not acceptable as verification of address.

(4) A current driving license.

- This must include the full name and address of the client, date of issue, date of expiry, and name of issuing authority.

(5) Account statement from a bank or bank credit . Mortgage statements are also acceptable. Non- bank cards, such as store cards are not acceptable.

- This must be recent and must include name and address of the client, name of bank and account number.

- The American Express credit card statement (issued by bank only), and Manhattan ID credit card are accepted.

- AIG credit card is NOT accepted. (6) Letter from the policy owner’s employer, confirming the current residential address of the Policy Owner.

- This must be recent letter, must clearly identify the employer and make it clear that the client is an employee.

- Ideally this letter should be an original letter from the policyowner's employer, confirming that they are an employee and the current residential address of the policyowner (if a P.O. box number, then a description of the physical location of the residential address is required)

- It must confirm the address of the employee (not P.O. box of the employee) must match that given on the application form

- The letter must be on company headed paper and signed by someone in a position of authority e.g. manager, director etc.

- The wording should be similar to "I confirm that the above named client is an employee of X company, and is resident at XXXX".

- Where the individual has accompanied a partner or spouse on a work assignment or contract, an employer may confirm the address of a non-employee where the relationship is detailed.

- Letter must be dated a maximum of three month prior to the application date.

(7) A letter from a bank, resident and regulated in a FATF jurisdiction with whom the client has an account, which confirms the policyowners current residential address.

- The bank letter should indicate Bank Account number in Full, Client name in Full, Issue date of the letter, Bank's letter head, Bank's chop, Bank's signatory full name & Title too.

- The bank letter MUST indicate "Residential Address" instead of just mention "Address".

(8) An entry in a local telephone directory.

- This must be certified correctly by a suitable certifier giving details of the name and year of issue of the directory.

(9) An extract from the official register of electors.

- This must be certified correctly by a suitable certifier and include the source of the information.

(10) A state pension, benefit book or other government produced document showing benefit entitlement. - This must be certified correctly by a suitable certifier and include name, address of client and official reference number.

(11) A tax assessment document.

- This must be an original or certified by a suitable certifier and include name and address of client and official reference number, date of issue and name and address of government authority that issued the assessment.

Zurich accept the latest tax assessment in Hong Kong that was issued over than 3 months

(12) Proof of ownership or rental of the residential address.

- This must be an original or certified by a suitable certifier and include name and address of client and official reference number, date of issue and name and address of government authority that issued the assessment.

(13) Proof of payment for a P.O. box service which must also show the residential address, where the P.O. box shown is also the correspondence address of the client.

- This must be an original or suitably certified copy and include date of issue and the name and address of the postal authority issuing the proof of payment.

(14) Obtain an original or certified copy of a utility bill sent to a P.O. box or care of address which references the residential address.

- Care must be taken to ensure that the name and residential address given on the bill matches the policy application form.

(15) An original or certified copy of a utility bill sent to a plot number.

- This should clearly show the plot number as being part of the address (to confirm there is a physical dwelling on the plot).

(16) US Crewman's landing permit.

- Document reference number 1-95a must be on the bottom right hand corner, under the word "U.S. Immigration Officer" and the client's passport number must match that on the permit.

(17) Letter from Swedish tax office showing extract of Swedish population register.

- This letter is called a PERSONBEVIS. Address on letter must match the application.

(18) Minors (living with relatives)

- A letter from the school/college/employer confirming address or an explanation of the reason for no proof of address. (19) Government issued National identity card.

- Address on card must match address on the application.

(20) Care or residential home as permanent residential address.

- Obtain a letter from an officer or representative of any residential home, care or nursing facility confirming address is the current residential address of the client.

(21) Singapore government foreign worker levy payment advice.

- Must state full name and residential address.