Take the Next Step to Join Coastal FCU (See Sample Letter Attached)

SELECT EMPLOYEE GROUP PROGRAM EMPLOYEE BENEFITS ORGANIZATION BENEFITS

 Go Green Checking: Provides a Coastal has proudly served our community high-yield when you use your Go since 1967. We provide financial services to Green check card. Visit approximately 1,400 companies and www.COASTAL24.com for details. associations, and are adding more every VIP Program week.

 Health Savings Account: Whether your organization is interested in Immediate access to funds with a joining Coastal Federal Credit Union for your HSA Visa Debit Card, No Minimum business needs, or simply want to offer Balance, No Fees and High-Yield membership as a no-cost benefit to your employees and the people you serve, we  Coastal24: Our combination of have the services to meet all of your FREE online banking and bill pay, financial needs. 53,000+ surcharge-free ATMs nationwide and a network of over In addition to the individual benefits, your 5,000 share branches mean service organization will also receive the following anytime, anywhere. complimentary services:

 7 days a week 7am to 7pm Let us help you benefit the people you teller hours serve.

 FREE online banking, bill pay and e-  Onsite Financial Seminars: Docs Educational seminars on a variety of financial issues. Option of monthly,  Mobile Banking-Transfers, quarterly, or annually Balance Inquiry, Pay Bills, Find Locations and Mobile Deposit  Financial Counseling: Access to professional counselors to achieve  Wealth Management Services your goals.

 Real Estate (First-time Homebuyers  Student Programs: Mad City Money Programs, Daymark Realty) (Financial Literacy Simulation), Check- writing Seminars, Student Visa  Savings, Visa Credit Cards, Program, Wants vs. Needs Seminars, Consumer Loans, and many more Financial Literacy Seminars, Scholar benefits. Athlete Program

 Wealth Management Services: 401(k)plans, Simple 401(k) plans, SEP plans, Simple IRA plans, Pension plans

PO Box 58429 • Raleigh NC 27658-8429 • 919-420-8000 • 800-868-4262 www.COASTAL24.com Take the Next Step to Join Coastal FCU (see sample letter attached)

Dear Coastal Neighbor:

To have your association affiliate with Coastal Federal Credit Union, please send us a copy of your association’s by-laws. In addition, please take a minute to write a one-page Membership Request Letter on your company/association letterhead (see sample attached) including the following:

1. A request for your company/association to become affiliated with Coastal Federal Credit Union. 2. A statement as to whether or not your company/association is affiliated with any other credit union (If you’re already affiliated, please identify the credit union.) 3. A declaration that creating a new credit union to serve your members is not practical due to lack of sufficient volunteers and resources. 4. A description including:  the nature of your association  the number of members (this can also include board members)  the Federal Tax Identification Number of your company 5. The exact distance from your meeting place to the nearest Coastal FCU branch (see branch listing). 6. Associations must also address each of the following:  Whether the members pay dues  Whether the members have voting rights  Stated purpose or goals of the association as well as whether members participate in the furtherance of these goals  Whether the association maintains a membership list  Association’s member eligibility requirements  Frequency of meetings

Please email or mail your application letter to my attention at the above address. As soon as we receive your letter, we will submit it to the National Credit Union Administration (NCUA) for final approval, which may take up to four weeks.

SAMPLE LETTER

XYZ Association 123 Alphabet Way Raleigh, NC 27609 May 15, 2015

Consuela Hodge, Community Engagement Officer Coastal Federal Credit Union P.O. Box 58429 Raleigh, NC 27658-8429

Dear Consuela:

The Raleigh branch of XYZ Association wants to offer membership in Coastal Federal Credit Union to our members and staff. We currently have no affiliation with another credit union. Since we lack the sufficient volunteers and resources to commit to the operation of chartering a new credit union, joining Coastal FCU remains a more practical decision for XYZ Association at this time.

The Raleigh branch of XYZ Association is headquartered in Raleigh, NC. Our Tax ID Number is 52-1111111. We were founded to promote the professional well-being of our members as well as encourage professionalism in the community, namely in college and university environments. Our members participate in various activities to further these goals. We are one of 75 nationwide chapters. We currently have 150 members located in the Raleigh area, all of whom pay annual dues and have voting rights. We do have a membership list as well as individual membership cards. Members must meet eligibility requirements including a home or work address in the Raleigh area and willingness to pay dues. We conduct monthly meetings at 123 Smith Way, which is 2.7 miles from Coastal FCU’s Quail Corners branch. (please refer to branch listing for specific branch name).

Sincerely,

Sample Signature

Sample Signature President, XYZ Association (Please include title. Signature must be from someone in a position of authority.)

LUNCH & LEARN/SEMINAR SURVEY Please choose the topics that you are most interested in.  Beat The Bank: Evaluating Your Auto Loan Debt  Budgeting 101: Where Does Your Money Go  Building The Habit Of Savings  Business Ventures: Youth Financial Business  College Planning  Credit  Credit Union vs. Banks  First Time Homebuyer  Estate Planning  How To Create A Budget  How To Fund A Small Business  How To Write A Business Plan  How To Write A Check  Identity Theft  Importance of Saving  Introduction to Annuities  Investment Basics  Making Financial Sense (Needs vs. Wants)  Money Talks  Planning for Long Term Care  Retirement Basics  Retirement Planning  Roth IRA Conversions  Saving To Achieve Your Goals  Social Security  Understanding Your Credit Report  Wills and Estate Planning  Other: ______ Other: ______

INVITATION TO BECOME A SELECT EMPLOYEE GROUP(SEG) *Free Membership Account (Employees/Members) * Free One-On-One Financial Sessions *Free Group Financial Sessions (Employer Coordinated) *Free Financial Planning Consultations *Free Student Finance Sessions (Includes Middle/High & College Students) *Opportunities to Partner with Your Corporate/Nonprofit Events And much more……….BECOME A SEG TODAY! *********************************************************** * Please complete section below to receive more information. You will be contacted within 2-3 business days.

Organization/Company/Non-Profit/Association Name:

Number of Employees/Members: ______

Interested in Financial Seminars/Sessions for Employees? (Yes/No) Interested in Partnership with Your Corporate/Nonprofit Events? (Yes/No) Contact Person: ______Phone Number: ______Email Address: ______Consuela Hodge, Community Engagement Officer 919.420.8196 [email protected]