2018 EVENTS HIGHLIGHTS

REAL ESTATE FOR GROWTH

2018 EVENTS HIGHLIGHTS | 1 OPENING NOTE

Ever since we embarked on the long Throughout this period, our public journey of the CHO Project, we were affairs activities increased to ensure certain that good change requires the enactment and voting of the draft positivity, endurance and, most laws. These activities were coupled with importantly, trust. Thus, we moved conferences, lectures, roundtables and forward with our plans, with steadfast debates to enhance our promotional persistence. endeavors.

The beginning of 2018 witnessed the We stay committed to pursuing our goals completion of the CHO Draft Law for with hope and determination and we owe Paraguay and and was followed it to all our contributors and supporters by their respective submission to who endorsed the CHO and helped to parliament on August 13 and October 1st. press for its adoption. Two important milestones in our quest to help place developing countries on the path for economic growth and quality of Dr. Riad Obegi life improvement. Vice - Chairman & CEO of Obegi Group

2 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 3 EXECUTIVE SUMMARY 2018 KEY EVENTS Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Lebanese Draft Law During 2018 the CHO Project acquired Several trips to Paraguay were also Progress Completion significant momentum following the arranged to prepare for the submission of Submission completion and submission of the the Paraguayan draft law and activate its Lebanese and Paraguayan CHO Draft enactment. Laws. Paraguayan Draft The CHO activities also propagated into the Law Progress The submission of the draft laws was academic realm, notably at Notre-Dame Submission backed-up by intensive public affairs University, where Dr. Riad Obegi held a activities in Lebanon and Paraguay to lecture and continued during 2018 through Public Affairs Activity promote the CHO project and facilitate the the organization of several conferences, In Lebanon approval of the draft laws. roundtables and debates. Public Affairs Activity In Lebanon, the CHO team met with 41 In Paraguay Trip 1 Trip 2 Trip 3 members of the Lebanese Parliament and visited many influential public Round Tables 1st 4th 5th 6th 3rd figures, regulators, financial institutions, In Lebanon 2nd professional associations and NGOs. Conferences, Lectures Conf. 1 Conf. 2 Debate & Debates in Lebanon Lecture

4 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 5 CHO DRAFT LAW IN LEBANON

6 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 7 LEBANONIN LEBANONCHO DRAFT LAW

Completion of the CHO Draft Law during early February CHO Draft Law Focus Group

MP Ghassan Moukheiber Prof. Nasri Diab Mr. Alexandre Sakr Attorney at Law Attorney at Law in & Paris Attorney at Law Member of the Lebanese Professor of Law El Khoury Law Firm Parliament

A meeting was held with the CHO Draft Law Focus Group formed by former MP Ghassan Moukheiber, Prof. Nasri Diab and Mr. Alexandre Sakr to discuss the strategy to be adopted for the submission of the CHO Bill to the newly elected Parliament.

February 15, 2018 June 6, 2018

8 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 9 LEBANONIN LEBANONCHO DRAFT LAW

MP Neemat MP Ali Bazzi Signature and Submission of Frem Independent - Member of the the Certificat Hypothécaire Allied with the Amal Movement Strong Lebanon and the Obegi (CHO) Bill in Lebanon Bloc Development & Liberation Bloc

MP Elias MP Farid Al Hankash Boustany Member of the Independent - Allied with and the Kataeb the Strong Bloc Lebanon Bloc The CHO Bill was submitted to the Lebanese Parliament on October 1st, 2018 after MP Sami MP Henri Fatfat being signed by the following Helou members of Parliament: Member of Independent - the Future Allied with the Movement and Democratic the Lebanon Gathering Bloc First Bloc

MP Michel MP Ali Daher Darwish Independent - Independent - Allied with Allied with the the Strong Independent Lebanon Bloc Center Bloc

MP Anwar Al MP Fouad Khalil Makhzoumi Member of the Independent - Amal Movement President of October 1, 2018 and the The National Development & Dialogue Party Liberation Bloc

10 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 11 CHO DRAFT LAW IN PARAGUAY

12 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 13 PARAGUAYIN LEBANONCHO DRAFT LAW

H.E. Senator Enrique Salyn Buzarquis H.E. Senator Juan Bartolomé Ramírez Signature and Submission of Cáceres: Brizuela: the Certificat Hypothécaire • Former President of the Chamber of • Former Vice President of the Chamber Deputies of the Republic of Paraguay of Deputies, 2007-2008. Obegi (CHO) Bill in Paraguay (2008-2009 and 2009-2010) • Former President of the Chamber of The first CHO Draft Law was • Former Minister of Public Works. Deputies, 2013-2014. submitted to the Parliament of • Currently Treasurer of the Authentic • Former Governor of the XIII Department Paraguay on August 13, 2018. Radical Liberal Party. of Amambay, elected by the PLRA It was signed by the following (Authentic Radical Liberal Party) 2008- three Senators: H.E. Senator Ernesto Javier Zaccarías 2013. Irún: • Former National Deputy for the • Chairman of the Constitutional Affairs Department of Amambay, 2013-2018. H.E. Senator Committee of the Chamber of Senators. • National Senator of the Republic of Enrique Salyn • Member of the Accounts and Control Paraguay, 2018-2023. Buzarquis Cáceres Commission of the State Financial • Member of the Council of the Administration. Magistrature, Representative of the • Vice President of the Governing Board Chamber of Senators - 2018-2019. of the Colorado Party.

H.E. Senator Ernesto Javier Zaccarías Irún

H.E. Senator Juan The CHO Paraguayan Bill was drafted by: Bartolomé Ramírez Mr. Jorge Gross Brown August 13, 2018 Attorney at Law & Senior Partner | Gross Brown Law Firm in Paraguay

14 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 15 PUBLIC AFFAIRS ACTIVITY TO PROMOTE THE CHO PROJECT & DRAFT LAW IN LEBANON

16 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 17 LEBANON Public Affairs Activity

With MP Yassine Jaber With MP

Meeting with MP A meeting was Yassine Jaber, held with MP Samy Member of the Gemayel, Leader Amal Movement, of the Phalange at his office in the Party/KATAEB, in presence of General the presence of Mr. Hisham Jaber. Serge Dagher.

February 5, 2018 Left to right: General Hisham Jaber, MP Yassine Jaber, Left to right: Mr. Riad Arslan, Dr. Riad Obegi, MP Samy February 21, 2018 Dr. Riad Obegi, Mr. Riad Arslan Gemayel, Mrs. Joumana Hobeika, Mr. Pios Coussa.

At the Ministry of Economy & Trade With H.E. Mr. Elias Bou Saab

Meeting with H.E. A meeting was Mr. Raed Khoury, held with H.E. Mr. Minister of Elias Bou Saab, Economy & Trade, former Minister in his office at the of Education & Ministry. Higher Education at his residence in Rabieh.

February 7, 2018 Left to right: Dr. Riad Obegi, H.E. Mr. Raed Khoury, Mr. Riad March 9, 2018 Arslan, Mr. Pios Coussa. Left to right: H.E. Mr. Elias Bou Saab & Dr. Riad Obegi

18 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 19 LEBANON Public Affairs Activity

At the Grand Serail With the Deputy Speaker of the Lebanese Parliament

A meeting was held with MP. A meeting was held Elie Ferzli, Deputy Speaker of with Dr. Nadim the Lebanese Parliament, during Munla, Special which Dr. Obegi introduced the Advisor to H.E. The CHO Project and its positive President of The impact on the Lebanese Lebanese Council of Economy. His Excellency Ministers at his office expressed interest in the project, at the Grand Serail. promising to engage in person to help obtain official approval for the CHO draft law. Left to right: Mr. Pios Coussa, Dr. Riad Obegi, Dr. Nadim Left to right: Mr. Georges Corban, Dr. Riad Obegi, March 19, 2018 Munla, Mr. Riad Arslan & Mr. Farid Meshaka. MP Elie Ferzli, and Mr. Toufic Corban June 28, 2018

At the Ministry of Defense At the Embassy of the Republic of Armenia

A meeting was held A meeting was held with H.E. Mr. Samvel with H.E. General Mkrtchyan, Ambassador Joseph Aoun, of the Republic of Commander of the Armenia to Lebanon, to Lebanese Armed discuss the possibility Forces, at his office of introducing the CHO at the Ministry of project in the Republic Defense in Yarze. of Armenia.

Left to right: Mr. Pios Coussa, Mr. Farid Meshaka, Dr. Riad Left to right: H.E. General Joseph Aoun & Dr. Riad Obegi March 21, 2018 July 9, 2018 Obegi, H.E. Mr. Samvel Mkrtchyan & Ms. Tatiana Corban

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At the Armenian Revolutionary Federation in Lebanon - Tashnag With MP Tony Frangieh

A meeting was held With MP Tony with MP Hagop Frangieh, Member Pakradounian, of the Lebanese Member of Parliament and the Lebanese Member of the Parliament and . Secretary General of the Tashnag Party. Left to right: Mr. Ragheb Haddad, Dr. Riad Obegi, MP Hagop Left to right: Dr. Riad Obegi, MP Tony Frangieh, Ms. Tatiana Pakardounian, Mr. Riad Arslan, Ms. Tatiana Corban & Mr. Pios Coussa July 19, 2018 August 14, 2018 Corban & Mr. Pios Coussa.

With the Advisor to the Prime Minister & the Advisor to the Minister of Telecommunications With MP General Chamel Roukoz

A meeting was held with Mr. Nabil Yamout, With MP General Advisor to H.E. Prime Chamel Roukoz, Minister Member of and Mr. Jamal Fakory, the Lebanese Telecommunications Parliament. Consultant to the Lebanese Minister of Telecommunications at the Obegi Group Premises. Left to right: Mr. Riad Arslan, Dr. Riad Obegi, MP Chamel August 17, 2018 Left to right: Mr. Nabil Yamout, Dr. Riad Obegi & Mr. Jamal Fakory July 20, 2018 Roukoz & Ms. Tatiana Corban

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Lunch with the Phalange Parliamentary Bloc Members - KATAEB With MP Neemat Frem

With MP Neemat Frem, Member of the Lebanese parliament and President of the National Economy, Trade, Industry & Planning Committee in Parliament.

Left to right: MP Neemat Frem & Dr. Riad Obegi August 20, 2018

With the President of The Lebanese Council of Ministers

Left to right: Mr. Paul Morcos, MP Nadim Gemayel, Dr. Riad Obegi & MP Elias Hankach

Dr. Obegi and the CHO Team met with the Phalange Parliamentary Bloc Members - KATAEB led by MP Samy Gemayel over lunch, at Hotel Le Gray in Beirut.

Among the attendees: MP Samy Left to right: Ms. Tatiana Corban, Dr. Riad Obegi, H.E. PM Saad Hariri & Mr. Riad Arslan Gemayel, MP Nadim Gemayel, MP Elias Hankach and Mr. Paul Morcos, Attorney Meeting with H.E. Prime Minister Saad Al-Hariri, President of the Lebanese Council of at Law. Ministers and Head of The Future Movement, at his office in Beit El Wasat in the presence of: Mr. Nabil Yamout, Telecommunications Advisor August 17, 2018 Mrs. Hazar Caracalla, Economic Advisor September 4, 2018 MP Samy Gemayel Mr. Jamal Fakory, Telecommunications Consultant Mr. Fadi Fawaz, Advisor for Development Affairs. 24 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 25 LEBANON Public Affairs Activity

With MP Nicolas Nahhas With MP Georges Adwan With MP Dr. Farid Boustany

Meeting with MP Dr. Farid Al Boustany, Member of the Lebanese Parliament and President & CEO of BUMC, at his office in the presence of Mr. Philip Al Boustany, Deputy General Manager of BUMC.

Left to right: Ms. Tatiana Corban, Dr. Riad Obegi, September 7, 2018 MP Dr. Farid Boustany, Mr. Riad Arslan & Mr. Pios Coussa

With the Lebanese Minister of Foreign Affairs Left to right: Dr. Riad Obegi & Left to right: Mr. Pios Coussa, Dr. Riad MP Nicolas Nahhas Obegi, MP Georges Adwan, Mr. Ragheb Haddad. Meeting with H.E. Mr. , Minister of Meeting with MP Nicolas Nahas, Meeting with MP Georges Adwan, Foreign Affairs, Member of Member of Parliament, former Minister Vice – President of the Lebanese Parliament and Head of The of Economy & Trade (2011 -2014) and Forces Party, Member of Parliament , Rapporteur of the Finance & Budget and Chairman of the Parliamentary at the Ministry of Foreign Parliamentary Committee at his office. Administration & Justice Committee, Affairs in the presence of: at his residence in the presence of Mr. Ragheb Haddad - Attorney at Law. Dr. Charbel Cordahi Economic Advisor & Member of the Economic Committee of The Free Patriotic Movement Mrs. Pascale Dahrouj September 5, 2018 September 5, 2018 Left to right: Mr. Charbel Cordahi, Ms. Tatiana Advisor to the Minister Corban, Dr. Riad Obegi, H.E. Mr. Gebran Bassil, Mr. Riad Arslan & Mr. Pios Coussa. September 10, 2018

26 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 27 LEBANON Public Affairs Activity

With the Parliamentary Finance & Budget Committee With the President of the Lebanese National Assembly

Dr. Obegi and the CHO Team met with MP Ibrahim Kanaan, Member of Parliament Meeting with H.E. Mr. Nabih & Chairman of the Parliamentary Finance & Budget Committee, at the National Berri, President of the Lebanese Assembly in the presence of some members of the committee and members of National Assembly and Head the Economic Committee of the Free Patriotic Movement. of the Amal Movement, at his office in Ain El Tineh, in the presence of MP Ali Bazzi, Member of Parliament & Member of the Amal Movement.

September 18, 2018 MP Ibrahim Kanaan MP Nicolas Nahas MP Michel Moawad Mr. Nicolas Chammas Chairman Rapporteur Member Chairman/ Beirut Traders Association Parliamentary Finance & Budget Parliamentary Finance & Budget Parliamentary Finance & Budget Vice Chairman/ Cedrus Bank Left to right: H.E. MP Nabih Berri & Dr. Riad Obegi. Committee Committee Committee Member/ Economic Committee of The Free Patriotic Movement With the Former President of The Lebanese Council of Ministers

Meeting with H.E. MP Tammam Salam, Former President of the Lebanese Council of Ministers and Member of Parliament, at his Dr. Charbel Cordahi Mr. Ayman Haddad Mr. Ibrahim Mallah Mr. Farhat Farhat residence in Manara, to update CFO/ TOUCH Regional Managing Partner, BOD Member/ Association of President & CEO/ Economic Member/ Economic Committee MENA/ DHR Lebanese Industrialists Integration Forum Inc. Member/ him on the CHO Project progress of The Free Patriotic Movement Member/ Economic Owner/ Ibrahim Mallah et Fils SAL Economic Committee of The Free and Draft Law submission, in the Committee of The Free Member/ Economic Committee of Patriotic Movement Patriotic Movement The Free Patriotic Movement presence of Eng. Hisham Jaroudi, Real Estate Developer. Left to right: Dr. Riad Obegi, H.E. MP Tammam October 1st, 2018 September 13, 2018 Salam & Eng. Hisham Jaroudi

28 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 29 LEBANON Public Affairs Activity

With MP Edgard Maalouf With MP Georges Okais With MP Michel Daher

Meeting with MP Michel Daher, Independent candidate & Member of the Strong Lebanon Parliamentary Bloc, at BEMO Bank headquarters.

October 2nd, 2018

Left to right: MP Michel Daher & Dr. Riad Obegi

Left to right: Mrs. Joumana Hobeika, Left to right: Dr. Riad Obegi & Dr. Riad Obegi, MP Edgard Maalouf, Ms. MP Georges Okais Tatiana Corban & Mr. Pios Coussa With MP Alain Aoun

Meeting with MP Edgard Maalouf, Meeting with MP Georges Okais, Meeting with MP Alain Member of the Free Patriotic Independent candidate & Member of Aoun, Member of the Movement & Strong Lebanon the Strong Republic Parliamentary Free Patriotic Movement Parliamentary Bloc, at the Parliament. Bloc, at the Parliament. & Strong Lebanon Parliamentary Bloc, at the Parliament.

October 1st, 2018 October 2nd, 2018

October 18, 2018 Left to right: Dr. Riad Obegi & MP Alain Aoun

30 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 31 LEBANON Public Affairs Activity

With MP Albert Mansour With the Members of the Strong Lebanon Parliamentary Bloc

Dr. Obegi and the CHO Team met with some members Meeting with MP Albert Mansour, of the Strong Lebanon Parliamentary Bloc, led by its Member of the Syrian Social Chairman MP Gebran Bassil, Minister of Foreign Affairs Nationalist Party & Social Nationalist & Head of the Free Patriotic Movement (FPM), at the Parliamentary Bloc, at the FPM Headquarters, in the presence of Dr. Charbel Parliament. Cordahi - Member of the Economic Committee of The Free Patriotic Movement and Mrs. Pascale Dahrouj - Left to right: Dr. Riad Obegi Advisor to the Minister of Foreign Affairs. & MP Ibrahim Kanaan October 23, 2018 Left to right: MP Albert Mansour & October 19, 2018 Dr. Riad Obegi

With the Deputy Speaker of the Lebanese National Assembly

Meeting with MP Elie Ferzli, MP Ibrahim Kanaan MP Cesar Abi Khalil MP Nicolas Sehnaoui MP Georges Atallah MP Hikmat Dib Deputy Speaker of the Chairman Minister of Energy & Water Former Minister Member/ Free Patriotic Member/ Free Patriotic Parliamentary Finance & Member / Free Patriotic Vice President for Political Movement & Strong Movement & Strong Lebanon Budget Committee National Assembly & Member Movement & Strong Affairs/ Free Patriotic Lebanon Parliamentary Bloc Parliamentary Bloc Member / Free Patriotic of the Strong Lebanon Movement Lebanon Parliamentary Bloc Movement Secretary / Strong Lebanon Member/ Strong Lebanon Parliamentary Bloc, to update Parliamentary Bloc Parliamentary Bloc him on the CHO Draft Law submission and discuss the future steps to facilitate the voting process and the adoption of the law, in the presence of Mr. Georges Corban & Prof. Nasri Diab, Attorney at Law. MP Roger Azar MP Edgard Maalouf MP Salim Khoury MP Chamel Roukoz MP Farid Al Boustany Member/ Free Patriotic Member / Free Patriotic Member/ Free Patriotic Independent Parliament Independent Parliament Movement & Strong Movement & Strong Movement & Strong Member Member Left to right: MP Elie Ferzli & Dr. Riad Obegi. October 23, 2018 Lebanon Parliamentary Bloc Lebanon Parliamentary Bloc Lebanon Parliamentary Bloc Allied with the Strong Allied with the Strong Lebanon Parliamentary Bloc Lebanon Parliamentary Bloc

32 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 33 LEBANON Public Affairs Activity

With H.E. The Ambassador of the European Union With MP Fouad Makhzoumi

Left to right: Mr. Pios Coussa, Mr. Riad Arslan, Dr. Riad Obegi, H.E. Ambassador Christina Left to right: Mr. Pios Coussa, Mrs. Hoda Kaskas, Dr. Riad Obegi, MP Fouad Makhzoumi, Lassen, Mr. Charles Abdallah & Mr. Jose – Luis Vinuesa- Santamaria Mrs. Joumana Hobeika, Mr. Antoine Habib & Ms. Tatiana Corban

Dr. Obegi and the CHO Team introduced the CHO Project to Ambassador Christina Meeting with MP Fouad Makhzoumi, Independent candidate & President of the National Lassen, Head of the European Union Delegation to Lebanon, in the presence of Mr. Dialogue Party, at his office in downtown Beirut in the presence of Mr. Antoine Habib, Jose- Luis Vinuesa-Santamaria, Head of the Economy & Local Development Section & Executive Vice President of the National Dialogue Party & Mrs. Hoda Kaskas, Executive Mr. Charles Abdallah, Economist at the EU Delegation. Director of the National Dialogue Party. October 25, 2018 October 26, 2018

With MP Ziad Hawat With MP Henri Helou

Meeting with MP Ziad Hawat, Meeting with MP Henri Helou, Independent candidate & Member of the Independent candidate & Strong Republic Parliamentary Bloc, at the Member of the Democratic Parliament. Gathering Parliamentary Bloc, at the Parliament. MP Hawat was Mayor of Jbeil (2010 – 2016 & 2016 – 2018). October 26, 2018

Left to right: MP Ziad Hawat & Dr. Riad Obegi October 25, 2018 Left to right: Dr. Riad Obegi & MP Henri Helou

34 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 35 LEBANON Public Affairs Activity

With MP Anwar Al Khalil With MP Hady Hobeiche With H.E. the Ambassador of the Republic of Armenia

Left to right: Dr. Riad Obegi & MP Left to right: Dr. Riad Obegi & MP Hady Anwar Al Khalil Hobeiche

Meeting with MP Anwar Al Khalil, Meeting with MP Hady Hobeiche, Member of the Amal Movement & Member of the Future Movement & The Development and Liberation Lebanon First Parliamentary Bloc, at Left to right: Mr. Riad Arslan, H.E. Ambassador Samvel Mkrtchian, Mrs. Joumana Parliamentary Bloc, at his office his office in Jal El dib. Hobeika, Dr. Riad Obegi & Mr. Pios Coussa in Kraytem in the presence of Mr. Houssam Abou Chakra, Chairman of EDGHURST S.A.L. October 31, 2018 Lunch with H.E. Mr. Samvel Mkrtchian, Ambassador of the Republic of Armenia to Lebanon, at People restaurant in Antelias, to update him on the progress of the CHO MP Al Khalil was Minister of Project & to follow up on the possibility of introducing the CHO in the Republic of Parliamentary Affairs (1992 – 1994), Armenia. Minister of State for Administrative Reforms (1994 – 1996), Minister of Information (1998 – 2000) & Minister of November 5, 2018 the Displaced.

October 29, 2018

36 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 37 LEBANON Public Affairs Activity

With MP Sami Fatfat With the Minister of the Displaced With the Minister of Justice With the Former President of the Lebanese Council of Ministers

Left to right: MP Sami Fatfat & Dr. Left to right: Dr. Riad Obegi & Emir Talal Riad Obegi Arslan Meeting with Mr. Salim Jreissati, Minister of Justice & Member of the Free Patriotic Movement, at Meeting with MP Sami Fatfat, Dr. Obegi and the CHO Team met the Ministry, to update him on Left to right: H.E. MP & Member of the Future Movement & with Emir Talal Arslan, Minister of the the progress of the CHO Project Dr. Riad Obegi Lebanon First Parliamentary Bloc, at Displaced, Leader of the Lebanese and Draft Law submission, in the the Parliament. Democratic Party & Member of presence of Mrs. Mayssam Al Parliament, at his residence. Noueiri, Director General of the Dr. Obegi and the CHO Team met with Ministry of Justice. H.E. MP Najib Mikati, Former President November 15, 2018 Emir Arslan was Minister of Tourism of the Lebanese Council of Ministers, (1990 – 1992), Minister of Emigrants Mr. Jreissati was Minister of Labor Leader of the Azm Movement and (1996 – 1998), Minister of State (2000 (2012-2014). Member of Parliament, at his office, in -2004 & 2011), Minister of The Displaced the presence of Mr. Ziad Dagher, Chief (2004 -2005 & 2016 – present) & Minister Operating Officer – M1 Real Estate. of Sports & Youth (2008 -2009). November 26, 2018

November 16, 2018 November 26, 2018

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With MP Ibrahim Kanaan With MP Ali Darwish With MP Ziad Assouad With MP Paula Yacoubian

Left to right: MP Ibrahim Kanaan & Dr. Left to right: Dr. Riad Obegi & MP Ali Riad Obegi Darwish Left to right: Dr. Riad Obegi, MP Ziad Left to right: Dr. Riad Obegi & MP Paula Assouad & Mr. Alain Yacoub Yacoubian Lunch with MP Ibrahim Kanaan, Meeting with MP Ali Darwish, Chairman of the Parliamentary Finance & Independent candidate allied Meeting with MP Ziad Assouad, Member Meeting with MP Paula Yacoubian, Budget Committee, Member of the Free with The Independent Center of the Free Patriotic Movement & Independent candidate & Member Patriotic Movement & Secretary of the Parliamentary Bloc, at the Strong Lebanon Parliamentary Bloc, of the SABAA Party, at her electoral Strong Lebanon Parliamentary Bloc, at Parliament. at his office, in the presence of Mr. office. Hotel Le Gray in Beirut, in the presence Alain Yacoub, Business Development of Mr. Choucri Assaad Elkhoury, Manager – Banque BEMO Cyprus. Attorney at Law – Elkhoury Law Firm & November 27, 2018 November 28, 2018 Mr. Alexandre Sakr, Attorney at Law - Elkhoury Law Firm. November 28, 2018

November 26, 2018

40 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 41 PUBLIC AFFAIRS ACTIVITY TO PROMOTE THE CHO PROJECT & DRAFT LAW IN PARAGUAY

Trips to Paraguay took place early in April and July to prepare for the submission of the CHO Paraguayan Draft Law to Parliament.

A third trip took place in December to follow up on the development of the Paraguayan CHO Draft Law which was submitted to the Parliament on August 13, 2018.

42 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 43 PARAGUAY Public Affairs Activity

At the Supreme Court of Paraguay With the President of the Institute of Social Prevision IPS

Mr. Robert Jreissati also met with Mr. Benigno López, President of the Institute of Social Prevision IPS, who expressed great interest in the CHO Instrument.

April 2018 Mr. Robert Jreissati & Mr. Benigno López.

At the Supreme Court of Paraguay

In line with his mission to activate the Left to right: The Right Honorable Dr. Alicia Beatriz Pucheta de Correa, Mr. Robert Jreissati, enactment of the Paraguayan CHO Draft The Right Honorable Dr. Pili Rodríguez & The Right Honorable Dr. Mirtha Gonzáles. Law, Dr. Riad Obegi held several meetings with Paraguayan key figures during his trip to Paraguay, including the Vice President of Mr. Robert Jreissati, Attorney at law and President of the Lebanese International Businessman Paraguay by Interim and the Former Head Association L.I.B.A.N. in his capacity as CHO Contributor, held several meetings with key of The Supreme Court of Paraguay, the Paraguayan figures in order to promote the CHO instrument and seek their support for Right Honorable Dr. Alicia Beatriz Pucheta submitting the Paraguayan CHO Draft Law to the Chamber of Deputies. de Correa, in the presence of Mr. Robert Among these key Paraguayan figures, Mr. Jreissati met with the Vice President of Paraguay by Jreissati. Interim and the Former Head of The Supreme Court of Paraguay the Right Honorable Dr. Alicia Beatriz Pucheta de Correa at her office, in the presence of The Right Honorable Dr. Mirtha Gonzáles de Cabalhero, Secretary General of the Association of Women Judges of Paraguay Left to right: Mr. Robert Jreissati, The Right and The Right Honorable Dr. Pili Rodríguez, Member of the Board of the association. Honorable Dr. Alicia Beatriz Pucheta de July 27, 2018 Correa & Dr. Riad Obegi April 2018

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With the Senator of the Nation

Meeting with H.E. Mr. Segio Godoy Codas, Senator of the Nation & President of the Legislation Codification, Justice and Labor Committee at his office in the presence of Mr. Robert Jreissati, Attorney at Law & President of L.I.B.A.N. Left to right: Mr. Riad Arslan, Mr. Robert Jreissati, H.E. December 3, 2018 Mr. Segio Godoy & Dr. Riad Obegi

With the Former Minister of Treasury

Meeting with H.E. Mr. Manuel Ferreira Brusquetti, Former Minister of Treasury & President of MF Economy & Investments at his office, in the presence of Mrs. Dominica Zavala, Project Manager at MF S.A. & Mr. Robert Jreissati, Attorney at Law & President of L.I.B.A.N. Left to right: Mr. Riad Arslan, Mr. Robert Jreissati, Dr. Riad Obegi, Mr. Manuel Ferreira, Mrs. Dominica December 4, 2018 Zavala & Mrs. Ingrid Herrera.

46 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 47 MEETINGS WITH REGULATORS, FINANCIAL INSTITUTIONS, PROFESSIONAL ASSOCIATIONS & NGOs IN LEBANON

48 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 49 LEBANON Meetings with Regulators & Financial Institutions, Professional Associations & NGOS

With the President of the Order of Engineers & Architects of Beirut At The Land Registry & Cadastre Directorate

Dr. Obegi met with Mr. Jad A meeting was held with Dr. Georges Maarawi, Tabet, President of the Order of Director General of the Land Registry and Cadastre Engineers & Architects of Beirut, Directorate at the Ministry of Finance, to present the to present the CHO Project, CHO Real Estate Software project. in the presence of Mr. Karl Zouein, Mayor of Yahchouch and Managing Partner of KZ May 16, 2018 Architects Associates. Dr. Georges Maarawi January 22, 2018 Mr. Jad Tabet At the Economic & Social Council of Lebanon With the President of the JUSTICIA Foundation

Mr. Farid Meshaka, Dr. Paul Morcos, Dr. Riad Obegi, Mrs. Carole Akl, Mr. Pios Coussa. Mr. Charles Arbid & Dr. Riad Obegi

Meeting with Dr. Paul Morcos, Attorney at Law /Legal Consultant President of A meeting was held with Mr. Charles Arbid, President of the Economic and Social JUSTICIA Foundation for Development & Human Rights, in the presence of Carole Akl, Council of Lebanon, in the presence of Mr. Arbid´s advisor Mr. Albert Nasr. Attorney at Law & Legal Consultant, JUSTICIA. February 23, 2018 May 30, 2018 50 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 51 LEBANON Meetings with Regulators & Financial Institutions, Professional Associations & NGOS

First meeting with the Governor of the Central Bank of Lebanon At the Chamber of Commerce, Industry and Agriculture of Beirut & Mount Lebanon

A meeting was held with Dr. Obegi and the H.E. Dr. Riad Salame, CHO Team met with Governor of the Lebanese Mr. Mohammad Central Bank, to update Choucair, Chairman of him on the progress of the Federation of the the CHO draft Law. He Chamber of Commerce, saw the potential of the Industry & Agriculture in initiative and gave positive Lebanon. feedback.

May 29, 2018 Mr. Riad Arslan, H.E. Dr. Riad Salame & Dr. Riad Obegi July 11, 2018 Left to right: Dr. Riad Obegi & Mr. Mohammad Choucair

At the Lebanese Higher Council for Privatization With the Vice - Governors of the Central Bank

A meeting was held with Mr. Ziad Hayek, Secretary Dr. Obegi and the CHO General of Lebanon's Higher Team met with Mr. Raed Council for Privatization, in Charafeddine, First Vice- the presence of Mrs. Diala Governor and Dr. Saad Chaar, Project Manager of Andary, Second Vice – the Council, to explore the Governor, at the Central potential of a collaboration Bank to update them in real estate data collection about the progress of with the Land Registry and the Draft Law. Cadastre Directorate at the Left to right: Mr. Pios Coussa, Mr. Riad Arslan, Dr. Riad Ministry of Finance. Obegi, Mr. Ziad Hayek, Mrs. Diala Chaar, Mr. Farid Left to right: Mr. Riad Arslan, Mr. Raed Charafeddine, September 19, 2018 Meshaka, and Ms. Tatiana Corban June 11, 2018 Dr. Riad Obegi, Dr. Saad Andary & Mr. Farid Meshaka.

52 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 53 LEBANON Meetings with Regulators & Financial Institutions, Professional Associations & NGOS

Second meeting with the Governor of the Central Bank of Lebanon With the Chairman of the Banking Control Commission of Lebanon

Dr. Obegi and the CHO Team Dr. Obegi and the CHO met with Dr. Riad Salame, Team met with Mr. Samir Governor of the Central Bank, Hammoud, Chairman at his office to update him on of the Banking Control the progress of the Draft Law. Commission of Lebanon, at the Central Bank, to update him on the progress of the CHO Project.

October 2nd, 2018 November 27, 2018 Left to right: Mr. Samir Hammoud & Dr. Riad Obegi Left to right: Dr. Riad Salame & Dr. Riad Obegi

At the French Development Agency AFD With the Chairman of the Lebanese Association of Banks

Meeting with Mr. Dr. Obegi and the CHO Team met with Dr. Olivier Ray, Country Joseph Torbey, Chairman of the Lebanese Director for Lebanon Association of Banks, Chairman & General & Syria of the French Manager of Credit Libanais Group, at his Development Agency office to update him on the progress of AFD at his office in the the Draft Law and to request his support presence of Mr. Roy regarding the introduction of the project Faraj, Chief Financial to the Arab world, in the presence of Mr. Officer & Strategy Fadlo Choueiri, Assistant GM & Head of Advisor at Obegi Group. Corporate Finance & Economic Research at Credit Libanais. Left to right: Ms. Tatiana Corban, Mr. Farid Meshaka, December 21, 2018 Left to right: Dr. Joseph Torbey & Dr. Riad Obegi October 19, 2018 Dr. Riad Obegi, Mr. Olivier Ray & Mr. Roy Faraj

54 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 55 MEETINGS WITH REGULATORS & FINANCIAL INSTITUTIONS PARAGUAY

56 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 57 PARAGUAY Meetings with Regulators & Financial Institutions

At the Association of Banks of Paraguay At the Banco BBVA Bank At the Banco GNB

Left to right: Mr. Jorge Gross Brown, Dr. Left to right: Mr. Robert Jreissati, Mr. Meeting with the Executive Director and Members of the Association of Banks of Paraguay. Riad Obegi, Mr. Ignacio Sanz y Arcelus & Osvaldo Serafini, Dr. Riad Obegi, Mrs. Ana Mr. Robert Jreissati Benítez & Mr. Riad Arslan July 24, 2018 At the International Finance Corporation IFC Meeting with Mr. Ignacio Sanz y Arcelus, Meeting with Mr. Osvaldo Serafini, Vice- CEO of the Banco BBVA at his office, in president/CEO of the Banco GNB at his Meeting with Mr. Guillermo Terol, the presence of Mr. Jorge Gross Brown, office, in the presence of Mrs. Ana Benítez, Program Officer/Advisory Services Attorney at Law & Mr. Robert Jreissati. Administration and Finance Manager & Mr. MAS LAC, Mrs. Lorena Ramirez, Robert Jreissati. Manufacturing, Agribusiness & Services LAC/Advisory Services and Mr. Francisco Obreque, Senior Agricultural Specialist at December 4, 2018 December 4, 2018 the IFC offices, in the presence of Mr. Jorge Gross Brown, Attorney at Law & Mr. Robert Jreissati, Attorney at Law & President of Left to right: Mr. Riad Arslan, Mr. Robert Jreissati, L.I.B.A.N. Mr. Guillermo Terol, Dr. Riad Obegi, Mrs. Lorena Ramirez & Mr. Jorge Gross Brown December 3, 2018

58 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 59 PARAGUAY Meetings with Regulators & Financial Institutions

At the Banco BASA Bank At the Banco CONTINENTAL At the VISIÓN Banco At the SUDAMERIS Bank

Left to right: Mr. Riad Arslan, Mr. Robert Left to right: Mr. Jorge Gross Brown, Mr. Left to right: Mr. Riad Arslan, Dr. Riad Left to right: Mr. Riad Arslan, Mr. Jorge Jreissati, Mr. Santiago Peña & Dr. Riad Riad Arslan, Dr. Riad Obegi Obegi, Mr. Beltràn Macchi & Mr. Robert Gross Brown, Dr. Riad Obegi, Mr. Sebastien Obegi Mr. Carlos Espínola & Mr. Robert Jreissati Jreissati Lahaie & Mr. Robert Jreissati

Meeting with H.E. Mr. Santiago Peña, Meeting with Mr. Carlos Espínola, Meeting with Mr. Beltràn Macchi, Meeting with Mr. Sebastien Lahaie, Former Minister of Finance, Former Chairman of the Board of Directors of Director of VISIÓN Banco at his office in Vice-Chairman of SUDAMERIS Bank & Board Member of the Central Bank of the Banco CONTINENTAL at his office in the presence of Mr. Robert Jreissati. CEO of Abbeyfield Group at his office in Paraguay & Director of Banco BASA at the presence of Mr. Jorge Gross Brown, the presence of Mr. Jorge Gross Brown, his office in the presence of Mr. Robert Attorney at Law & Mr. Robert Jreissati. Attorney at Law & Mr. Robert Jreissati. Jreissati.

December 5, 2018 December 5, 2018 December 5, 2018 December 5, 2018

60 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 61 PARAGUAY Meetings with Regulators & Financial Institutions

At the Banco ATLAS At the Banco ITAÚ

Left to right: Mr. Riad Arslan, Mr. Jorge Gross Brown, Mr. Juan Carlos Martín, Dr. Meeting with Mrs. Viviana Varas, President Riad Obegi & Mr. Robert Jreissati of the Banco Itaú Executive Committee at her office in the presence of Mr. Antonio Carlos Dos Santos, Executive Committee Meeting with Mr. Juan Carlos Martín, Director & Mr. Nilton Ferreira, Manager of Executive Director of Banco ATLAS at his Franchise & Specialized Businesses. office in the presence of Mr. Jorge Gross Brown, Attorney at Law & Mr. Robert Jreissati.

December 6, 2018 December 6, 2018

62 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 63 CHO ROUNDTABLES, CONFERENCES & LECTURES IN LEBANON

64 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 65 LEBANON Roundtables

THE FIRST CHO ROUNDTABLE January 18, 2018 The attendees of the first roundtable were:

Mr. Nicolas Chammas Mr. Marco Ayoub Mrs. Josiane Torbey Chairman General Manager & Owner Vice President Beirut Traders Association Ayoub Industries & Commerce Sel De La Terre Association Vice Chairman S.A.L. Cedrus Bank s.a.l. Mr. Charles Abou Adal Managing Partner Mr. Moustafa Bissat C.E.O Elie D. Chammas & Co. Chairman Groupe Magazine BIG (Bissat International Group) Mr. Wajih Bizri Mr. Arslan Sinno President Mr. Antoine Fadel Chairman International Chamber of Chairman Dora Flour Mills s.a.l. Commerce Lebanon - ICC Globalcom Chairman President Mr. Albert Aoun SIPES Group A.T.G.(Holding) s.a.l. Chairman IFP Group Mr. Youssef Matar Former Vice Chairman Dar El Handasah Consultants

The first roundtable & luncheon of the year 2018 was held at Le Gray Hotel on January 18 with prominent Lebanese businessmen and company owners.

66 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 67 LEBANON Roundtables

Two roundtables followed by a Luncheon were held at Le Gray Hotel respectively on March 2nd and March 13th, 2018 with Young Entrepreneurs.

THE SECOND CHO ROUNDTABLE March 2, 2018 The Young Entrepreneurs who attended the second CHO Roundtable were:

Mr. Toufic Tabbara Mr. Avo Demirdjian Ms. Nour Gharios C.E.O. Managing Director Associate Medical Director LafargeHolcim Lebanon DEMCO STEEL Mount Lebanon Hospital

Mr. Abdallah Rizk Ms. Lea Chaftari Ms. Nour Salame Attorney at Law Portfolio Manager Managing Director Rizk Properties TyreGate Capital KAPH Publishing House

Mr. Ahmad Salman Mr. Anthony Boukather Mr. Roger Zaccar General Manager C.E.O. Assistant General Manager As-Safir Newspaper A.N. Boukather Holding Commercial Insurance

Mrs. Lara Salman Mr. Nicolas Boukather Mr. Abdallah Doumit Property Owner Chairman Senior Manager, Private A.N. Boukather Holding Banking Mr. Chaker Saab Banque BEMO Chairman Mr. Mikel Gharios Tinol Paints International Partner S.A.L. Line Industries

68 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 69 LEBANON Roundtables

THE THIRD CHO ROUNDTABLE March 13, 2018 The Entrepreneurs who attended the third CHO Roundtable were:

Mrs. Carole Akl Kamel Mrs. Marie-Noëlle Fattal Mr. Shadi Rifai Attorney at Law/Partner Communication Advisor Entrepreneur JUSTICIA Foundation Fattal Group Mr. Thomas Bouder Mr. Chafic Boulos Mr. Mark Doumet Chief Technology officer -CTO Business Development General Manager Shoki Director Loft Construction Chafic Boulos et Fils Mr. Wissam Baroudi Mr. Michael Chaftari C.E.O. Mr. Farid El Zein Partner Robinsons S.A.L. Entrepreneur DNY Mr. Rami Saade Mr. Gerard Gebeily Mr. Ralph Freiha Investment & Research Managing Partner Vice President Manager Clauda S.A.L. Freiha Holding Banque BEMO

70 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 71 LEBANON Roundtables

THE FOURTH CHO ROUNDTABLE May 8, 2018 The attendees of the fourth CHO roundtable were:

H.E. Mr. Jean F. Tamer Mr. Emile R. Salamé Mr. Sami Matta Ambassador President of Managing Partner Chairman/C.E.O. Tamer Frères s.a.l. Real Estate & Financial PAG Contracting s.a.l. Investments Consultancy Mr. John Tamer, Jr. Mr. Ziad Rahal Managing Partner Mr. Raja Salamé General Manager Tamer Frères s.a.l. Founder Rahal Hospital Real Estate & Financial Mr. Joe Issa El-Khoury Investments Consultancy Mr. Amine E. Bechara Attorney at Law Director Mr. Fadi Halabi BEMO EUROPE, Mr. Ramzi Salman Managing Director Luxembourg C.E.O. First Insurance Brokers A.R. Hourie Entreprises S.A.R.L.

Lebanese Businessmen and Entrepreneurs attended the fourth CHO roundtable for 2018 at Hotel Le Vendôme

72 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 73 LEBANON Roundtables

THE FIFTH CHO ROUNDTABLE June 13, 2018 The attendees of the fifth CHO roundtable were:

Mrs. Micheline Abi Samra Mr. Najib Fadel Mr. Sami Rizk PA to the Chairman Fadel Group General Manager SOLIDERE L.A.U. Medical Center - Mrs. Coralie Zaccar Fadel Rizk Hospital Mr. Elias Abou Samra Assistant General Manager Managing Partner Commercial Insurance Mr. Claude Tabet INMA Consulting General Manager Mr. Jamal Fakory Groupe Antoine Tabet S.A.L. Mr. Rony Aoun Telecommunications Consultant C.E.O. Ministry of Telecommunications Mr. Toufic Corban SMAG s.a.l. (Shopping Mall Head of Real Estate Advisory Group) Mr. Abdallah Hayek Obegi Group CEO Mr. Richard Azoury Hayek Group (Engineers & Mr. Gabriel Khouri Business Development Property Developers) Software Consultant/Advisor Manager Businessmen and businesswomen attended the fifth CHO roundtable for 2018 at Le ATFO S.A.L. Dr. Ghaleb Mahmassani Mr. Ahmad Mayta Gray Hotel, Beirut. Attorney at Law Relationship Manager; Mr. Claude Bahsali Private Banking – Foreign Chairman & CEO Mr. Victor Najjarian Clients ITG Holding Chairman Banque BEMO CARE Invest Holding

74 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 75 LEBANON Roundtables

THE SIXTH CHO ROUNDTABLE The attendees of the sixth CHO roundtable were:

Mr. Antoine Khater Mr. Youssef Geha Mrs. Gloria Jabbour Vice President General Manager Head of Quality & Food Safety CCIAZ CCIAZ Department CCIAZ Mr. Mounir Teeny Mr. Toufic Al Hindi Vice President Counselor/Legal Advisor Mr. Roy Faraj CCIAZ CCIAZ Group Financial Controller Obegi Group Mr. Mohamad Bakri Mr. Said Gedeon Treasurer Deputy General Manager/ Mr. George Fayad CCIAZ Head of Services & Agriculture Head of Administration & Development Department Corporate Secretary Mr. Said Lakkis CCIAZ Obegi Group The sixth roundtable for the CHO Project took place at the Board of Directors Member Chamber of Commerce, Industry and Agriculture of Zahle CCIAZ Mr. Elie Ghantous Mr. Toufic Corban and the Bekaa. The discussions aimed at introducing the Financial Manager Head of Real Estate CHO Project to the Board of Directors, Board Members Mr. Antoun Saliba CCIAZ Obegi Group and team of the Chamber, in the presence of CHO Team Board of Directors Member and Contributors. CCIAZ Mrs. Gilberte Okais Mr. Ahmad Mayta Head of The Administrative Relationship Manager; Private The meeting started with a warm welcoming note by Mr. Fouad Sadaka Department Banking – Foreign Clients, Mr. Antoine Khater, Vice President of the Chamber of Board of Directors Member CCIAZ Banque BEMO Commerce and was followed by Dr. Obegi’s introduction CCIAZ of the CHO project. Subsequently, there was a thorough Mrs. Carla Ghorra Ms. Maria Haraoui debate regarding the implications of this new financial Mr. Tony Tohme Head of Transaction & Statistics Chief Risk Officer - Risk innovation on the Lebanese economy, its positive Board of Directors Member Department Management consequences, as well as its risks. CCIAZ CCIAZ Banque BEMO

July 18, 2018 The visit concluded with an exchange of gifts between Mr. Mounib Choubassi Mrs. Aida Farah Dr. Obegi and Mr. Khater, and was followed by a lunch at Board of Directors Member Head of the Laboratory Berdawni, in Zahle. CCIAZ Department CCIAZ 76 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 77 LEBANON Conferences LEBANON Lecture

First In-House Conference for the Banque BEMO Community April 16, 2018 A Lecture at Notre Dame University - Louaize, NDU

Second In-House Conference for the Banque BEMO Community May 28, 2018 Dr. Riad Obegi gave a lecture at NDU entitled, “HOW FINANCIAL INNOVATION CAN BOOST THE ECONOMY”. The event was organized by Dr. Viviane Naimy, Professor of Finance & Chairperson of The Department of Accounting and Finance (DAF) in the Faculty of Business Administration and Economics (FBAE).

Some 120 people attended the lecture, including NDU’s President Fr. Pierre Najem, Prof. Fadi Karaa, Dean of the Faculty of Business Administration and Economics, as well as faculty members from Two CHO conferences were held for the Banque BEMO community on April 16 and NDU and other universities, students, Obegi May 28 , at the Banque BEMO branch in Rabieh. Group executives and the CHO Team.

April 19, 2018

78 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 79 LEBANONIN LEBANONDebates

A Luncheon Debate hosted by RDCL World

The attendees of the luncheon debate were:

Dr. Fouad Zmokhol Sheikh Fouad El Khazen Mr. Elia Mouaness President Honorary President General Manager RDCL WORLD Saradar Bank - BIT- NECB Group Al Karma Immobilière S.A.L. - Member of Mr. Elie Aoun Mr. Antoine Frem INDEVCO Group General Secretary Vice Chairman RDCL WORLD INDEVCO Group Mr. Amine Khouri Director Mr. Elias Doumet Eng. Maroun Helou FOUND INVEST SAL Board Member Founder & Chairman RDCL WORLD ABNIAH Engineering & Mr. Wissam Hejeij Contracting FOUND INVEST SAL Consul Georges El Gharib Board Member Mr. Firas Safieddine Mr. Samih Saadeh RDCL WORLD Vice Chairman Vice Chairman & RDCL World, the Association of Lebanese Business People in the World, hosted Capital Markets Authority General Manager a luncheon-debate on July 30, 2018 at Stove Restaurant in Ashrafieh to introduce Mr. Fadi Habib Samaha Banque BEMO the CHO Project and Draft Law to its Board Members, International Advisory Board International Advisory Board Mr. Fouad Trad Members and business partners. Member Managing Director & C.E.O RDCL WORLD Byblos Bank Europe The meeting began with a welcoming address by Dr. Fouad Zmokhol, President of RDCL World and was followed by Dr. Obegi’s presentation about the CHO Project. Dr. Shadi Karam Mr. Joe Kanaan Chairman Founder A comprehensive discussion ensued between the participants and Dr. Obegi, AstroBank SODECO GESTION S.A.L. resulting in their endorsing the CHO Draft Law, as well as giving their full support to accelerating the process of adoption of the CHO Bill by the Lebanese Parliament.

July 30, 2018

80 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 81 CHO MAIN CONTRIBUTORS

82 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 83 CHO MAIN CONTRIBUTORS

MRS. PASCALE ABDEL NOUR DR. HERNANDO DE SOTO MRS. LAMA HUTET MRS. MAY RABBAT MRS. TAMARA ABI RAAD PROF. NASRI DIAB MR. ROBERT JREISSATI MR. RAMI SAADEH MR. NAJI ABOU AADAL MR. ABDALLAH DOUMIT MR. PIERRE KAIROUZ MR. SAMIH SAADEH MR. MICHEL ABOU JAOUDE MR. JOE EL FADL MR. GABRIEL KHOURI MR. ALEXANDRE SAKR, ESQ. MRS. CAROLE AKL CAMEL, ESQ. MRS. TANIA ESTEPHAN MR. BASSAM MAAMARI MR. JEROME SARTORIUS MR. RIAD ARSLAN MR. ROY FARAJ MR. AHMAD MAYTA MR. ADEL SATEL MR. CLAUDE BAHSALI MR. GEORGE FAYAD DR. ROGER MELKI MRS. ALECCA SIMON DR. MAYA BOUREGHADA CHEBANE MR. JAMAL FAKORY MR. FARID MESHAKA MR. FARES SULTAN, ESQ. DR. SALIM CHAHINE MRS. CLAUDINE FEGHALI MR. XAVIER MICHON MR. ALAIN YACOUB MR. TOUFIC CORBAN MR. BASSAM FREM DR. PAUL MORCOS, ESQ. MR. NABIL YAMOUT MS. TATIANA CORBAN MRS. SOYO GRAHAM STUART MP GHASSAN MOUKHEIBER MR. RONALD YAZBECK MR. GEORGES CORBAN MR. JORGE RAPHAEL GROSS BROWN, ESQ. MR. KARIM OKAIS DR. FOUAD ZMOKHOL DR. CHARBEL CORDAHI MR. RAGHEB HADDAD, ESQ. MR. BASSAM ONAISSY, ESQ. MR. KARL ZOUEIN MR. PIOS COUSSA DR. SALEEM HAMADEH DR. FADI OSSEIRAN MR. KARIM DAHER, ESQ. MRS. JOUMANA HOBEIKA H.E. MR. THEODOR PASSAS

84 | 2018 EVENTS HIGHLIGHTS 2018 EVENTS HIGHLIGHTS | 85 ESSEILY BUILDING, BLOC A, 6th FLOOR RIAD EL SOLH, BEIRUT, LEBANON www.choproject.com

86 | 2018 EVENTS HIGHLIGHTS