PLP 2016-17 Bathinda Executive Summary 1. Introduction The theme for this year i.e. Accelerating the pace of capital formation in agriculture and allied sector.District Bathinda is predominantly an agrarian district. It has eight towns and two census towns (Bhisiana and Mehna). The district has been divided into 4 Tehsils/ Sub-divisions viz. Bathinda, Talwandi Sabo, Maur and Rampura Phul and 5 Sub-Tehsils viz. Sangat, Nathana, Goniana Mandi, Bhagta Bhai ka and Balyawali, which are further sub-divided into 8 development blocks. It has 272 villages out of which 1 village is uninhabited. There is one Municipal Corporation, 20 Municipal Councils, 297 Gram Panchayats and 9 Market Committees operating in the district. Wheat, paddy and cotton are the major crops of the district. As per the Agriculture census data of 2010-11 (P), there were 56482 families pursuing farming in the district, of which small & marginal farmers were 14021 (25%) owning land between 0-2 hectares, 15241 (27%)farmers were semi-medium owning land between 2-4 hectares and 27220 (48%) farmers were medium/large owning land above 4 hectares. However, the area available with marginal farmers, small/medium and medium/large was 16551 hectares (5.78%), 43996 hectares (15.37%) and 225612 hectares (78.85%) respectively. The credit flow under priority sector during the last three years and District Credit Plan (DCP) target for 2015-16 is given below: (` lakh) Year Crop Loan Term loan Total MSME OPS Total for Agri. & Agriculture Priority Allied & Allied Sector Sectors Sectors 2012-13 226395.26 41281.55 267676.81 81325.78 155863.00 504865.59 2013-14 300779.53 60330.10 361109.63 76991.08 144739.27 582839.68 2014-15 361742.69 58761.97 418504.66 98195.98 146071.56 662772.20 2015-16 365543.80 100701.16 466244.96 102944.56 188154.45 757343.97 Thrust Areas for 2016-17 • The need of the hour is capital formation in Agriculture sector and for the purpose, term lending component under Agriculture sector needs to be enhanced. Keeping this in mind, more weightage to Agriculture Ancillary sector has been given, which covers Food and Agro Processing, Kisan Gold Card, financing to PACS, Pos, etc. • An efficient system of food security needs to be developed which will be able to bear the challenges posed by weather conditions unfavourable for agriculture production. Small and marginal farmers have to play a major role in this. However, their needs have to be addressed appropriately. • The PLP addresses issues of infrastructure available in the district vis-a-vis State parameters in various indices such as Health, Education, Roads, Drinking Water, Education, Communication, etc. • The ‘Informal Credit Delivery System’ Chapter indicates the need to credit link more SHGs/ JLGs by coordinated efforts between Child Development Project Officers (CDPOs), NGOs and Banks. • Bathinda has been covered under ‘National Food Security Mission’ for Wheat & Pulses by GoI. • A new Power Plant of 1000 MW has been started at Talwandi Sabo block. • Capacity of Guru Hargobind Thermal Plant at Lehra Mohabat has been enhanced by adding a new unit of 500 MW capacity. 1 PLP 2016-17 Bathinda • Guru Gobind Singh refinery at village Phulo Khari has been commissioned in 2011-12. The refinery is promoted jointly by M/s HPCL and Shri L N Mittal, industrialist at an estimated cost of `18919 crore. This is the biggest project in the State in terms of investment till date and it will open a host of opportunities for development of the economy of the district apart from creating a good number of jobs for the youth. While Banks have been broadly achieving the overall agriculture credit targets, the investments under investment credit have fallen short of the target for term loan. The share of term loan is much below the expected level of 30%. Banks can prepare Area Development Plans based on identified potential funding for investment credit projects in their area. Such a move will have an impact on increasing the flow of investment credit thus adding to much needed capital formation at farm level. The current situation calls for a coordinated approach for enhancing capital formation, better monitoring and review at BLBC, DCC meetings, effective implementation of Financial Inclusion plans including better coverage of Oral Lessees, Tenant Farmers, etc. through Joint Liability Group mode, etc. 2 PLP 2016-17 Bathinda BROAD SECTOR-WISE PLP PROJECTIONS 2016- 17 Sr. Particulars PLP Projections (` lakh) No. A Farm Credit (i) Crop Production, Maintenance and Marketing 402000.20 (ii) Term Loan for agriculture and allied activities 37465.47 Sub total 439465.67 B Agriculture Infrastructure 19809.44 C Ancillary Activities 171298.09 I Credit Potential for Agriculture (A+B+C) 630573.20 II Micro, Small and Medium Enterprises 106400.00 III Export Credit 2437.50 IV Education 25650.00 V Housing 168750.00 VI Renewable Energy 540.18 VII Others 2830.50 VIII Social Infrastructure involving bank credit 13666.91 TOTAL PRIORITY SECTOR (I to VIII) 950848.28 Disclaimer : The GLC reported in PLP projections does not cover Jewel loans. 3 PLP 2016-17 Bathinda Summary of Sector/Sub-sector wise PLP Projections – 2016- 17 (` lakh) Sr. Particulars PLP Projections No. 2016-17 I Credit Potential for Agriculture A Farm Credit (i) Crop Production, Maintenance and Marketing 402000.20 (ii) Water Resources 3930.26 (iii) Farm Mechanisation 10238.92 (iv) Plantation and Horticulture including Sericulture 3158.79 (v) Forestry and Waste Land Development 460.47 (vi) Animal Husbandry - Dairy 16339.69 (vii) Animal Husbandry - Poultry 1752.30 (viii) Animal Husbandry - Sheep, Goat, Piggery etc. 236.70 (ix) Fisheries 710.84 (x) Others – Bullock, Bullock cart etc. 637.50 Sub total 439465.67 B Agriculture Infrastructure (i) Construction of Storage facilities (Warehouses, Market yards, 12480.00 Godowns, Silos, Cold storage units/ Cold storage chains) (ii) Land Development, Soil Conservation, Watershed Development 6572.26 (iii) Others (Tissue culture, Agri bio-technology, Seed production, 757.18 Bio pesticides/ fertilizers, Vermi composting) Sub Total 19809.44 C Ancillary Activities (i) Food and Agro Processing 3418.09 (ii) Others (Loans to Cooperative Societies of farmers for disposing 167880.00 of their produce, Agri Clinics/ Agri Business Centres, Loans to PACS / FSS/ LAMPS, Loans to MFIs for on lending) Sub Total 171298.09 TOTAL AGRICULTURE 630573.20 II Micro, Small and Medium Enterprises (i) MSME – Working Capital 86000.00 (ii) MSME – Investment Credit 20400.00 TOTAL MSME 106400.00 III Export Credit 2437.50 IV Education 25650.00 V Housing 168750.00 VI Renewable Energy 540.18 4 PLP 2016-17 Bathinda VII Others (Loans to SHGs/ JLGs, loans to distressed persons to 2830.50 prepay non-institutional lenders, PMJDY, loans to state sponsored organisations for SC/ST) VIII Social Infrastructure involving Bank Credit 13666.91 TOTAL PRIORITY SECTOR 950848.28 5 PLP 2016-17 Bathinda District Profile District - BATHINDA State - PUNJAB Division - FARIDKOT 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) 3367 Agro-climatic Zone Trans Gangetic Plains Scarce Rainfall Arid Zone (Zone 6) No. of Sub Divisions 4 No. of Blocks 8 Climate Arid and Extreme Arid No. of Villages (Inhabited) 271 Soil Type Calcareous, Sierozemic Alluvial (Recent) Desert No. of Panchayats 297 3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER Total Area Reported 336725 Normal 2010 2011 2012 Actual Forest Land 1725 Rainfall [in mm] 423.90 392.90 626.90 243.20 Area Not Available for Cultivation 35000 Variation from Normal -7.31 47.89 -42.63 Permanent Pasture and Grazing Land Nil Availability of Ground Net annual recharge Net annual draft Balance Land under Miscellaneous Tree Crops Nil Water [Ham] 85349 79093 6256 Cultivable Wasteland Nil 5. DISTRIBUTION OF LAND HOLDING Current Fallow Nil Holding Area Classification of Holding Other Fallow Nil Nos. % to Total Ha. % to Total Net Sown Area 301000 <= 1 Ha 6715 11.89 4639 1.62 Total or Gross Cropped Area 558000 >1 to <=2 Ha 7306 12.94 11912 3.96 Area Cultivated More than Once 257000 >2 Ha 42461 75.18 284449 94.50 Cropping Inensity [GCA/NSA] 185 Total 56482 100 301000 100 6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000] Cultivators 149 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers 16 Population 1183 633 550 832 351 Agricultural Labourers 107 Scheduled Caste 355 188 167 272 83 Workers engaged in Household Industries 15 Scheduled Tribe Nil Workers engaged in Allied Agro-activities NA Literate 724 429 295 458 265 Other workers 229 BPL 59 NA NA NA NA 8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] Total Households 197 Having brick/stone/concrete houses NA Having electricity supply NA Rural Households 138 Having source of drinking water NA Having independent toilets NA BPL Households 12 Having access to banking services NA Having radio/tv sets NA 10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] Villages Electrified 271 Anganwadis 1385 Dispensaries 80 Villages having Agriculture Power Supply 271 Primary Health Centres 22 Hospitals 13 Villages having Post Offices 271 Primary Health Sub-Centres 19 Hospital Beds NA Villages having Banking Facilities 271 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Villages having Primary Schools 271 Fertiliser/Seed/Pesticide Outlets [Nos] 415 Agriculture Pumpsets[Nos] 71364 Villages having Primary Health Centres 271 Total N/P/K Consumption [MT] 106000 Pumpsets Energised [Nos] 26616 Villages having Potable Water Supply 271 Certified Seeds Supplied [MT] NA Agro Service Centres [Nos] NA Villages connected with Paved Approach Roads 271 Pesticides Consumed [MT] NA Soil Testing Centres [Nos] 6 13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] 38184 Plantation nurseries [Nos] 1 Total Area Available for Irrigation (NIA + Fallow) 297123 Power Tillers [Nos] NA Farmers' Clubs [Nos] 99 Krishi Vigyan Irrigation Potential Created 297123 Threshers/Cutters [Nos] 6487 1 Kendras[Nos] Net Irrigated Area(Total area irrigated at least once) 297123 14.