Retirement Housing Foundation Corporate Information

Officers: National Headquarters Raymond E. East, Chairperson 911 N. Studebaker Road 2018 Annual Report Christina E. Potter, Vice Chairperson Long Beach, California 90815-4900 Dr. Darryl M. Sexton, Vice Chairperson Tel: 562-257-5100 Retirement Housing Laverne R. Joseph, D.D., President & CEO Fax: 562-257-5200 Frank Jahrling, Treasurer Website: www.rhf.org Foundation Deborah Stouff, VP of Corporate Records and Corporate Secretary E-mail: [email protected] Cheryl J. Howell, Assistant Corporate Secretary Regional Management Offices East Coast East Coast Healthcare 7305 Hancock Village Dr., #207 1100 S. Courtenay Parkway Chesterfield, VA 23822 Merritt Island, FL 32952 Tel: 804-715-3025 Tel: 321-452-1233 Fax: 804-318-3902 Fax: 386-253-5055 E-mail: [email protected] E-mail: [email protected] Federal Management (A Schochet Company) 536 Granite Street #301 Midwest Braintree, MA 02184 7519 Beechwood Centre, Suite 600 Tel: 617-482-8925 Avon, Indiana 46123 Fax: 617-338-8505 Tel: 317-272-0929 E-mail: [email protected] Fax: 317-272-0999 E-mail: [email protected] Great Lakes 3105 Devonshire Road Northwest Cleveland, OH 44109 83 Scripps Drive, #320 Tel: 216-459-2870 Sacramento, California 95825 Fax: 216-459-1415 E-mail: [email protected] Tel: 916-649-2783 Fax: 916-649-2847 R F North Central E-mail: [email protected] H 904 E. Milwaukee Avenue Storm Lake, IA 50588 Southwest Tel: 712-732-1126 9300 South IH-35, Suite A-500 Fax: 712-732-9332 Austin, Texas 78748 Serving E-mail: [email protected] Tel: 512-858-4803 Southern California I, II & III Fax: 512-858-4829 911 N. Studebaker Road E-mail: [email protected] Long Beach, California 90815-4900 Tel: 562-257-5100 West Coast Healthcare Fax: 562-257-5200 80-166 Catalina Dr. People for a E-mail: [email protected] Indio, CA 92203 E-mail: [email protected] Tel: 760-449-4529 E-mail: [email protected] Fax: 760-469-3706 E-mail: [email protected] E-mail: [email protected] Better Life Independent Auditors – CliftonLarsonAllen – Certified Public Accountants 20 E Thomas Road, Suite 2300, Phoenix, AZ 85012 Tel: 602-226-2248 Fax: 602-266-2907 "I became a Team Giver because I believe that even small actions can make a big difference. If your act of kindness brings joy to other people, the effort was worth it."

Lance Transfiguracion Accountant - Housing Department National Headquarters

2018 RHF Team Givers (cont.) Flori Lew Barbara Mireles Conchita Pierce Jaki Saunders Stephanie Titus The ision of RHF (Retirement Housing Foundation) Dawn Lewis Olina Mirtil Leticia Pineda Barbra Scherer Thao To V Mia Lewis Celestina Mohabir Elena Pitts Emil Schmitt Pawnee Tolentino is a society in which all persons have quality, affordable Lynne Lichtenstern Stacey Montero Anders Plett Leah Schultz Toma Toma Kim Limstead Alma Morais Pamela Power Jackie Scott Mia Tomei housing thus reducing the difficult choices which would Maria Lira Marcelina Morales Doreen Prasad Wendy Scott Wendy Tomlinson otherwise need to be made between the basic necessities Teresita Liwanag Rosaura Morales Larethia Prince April Scroggins Crystal Torres Brigida Llanora Priscilla Moreno Diana Pro Maricel Seiwert Lance of life. David Lobmaster Pamela Morris Gloria Puentes Damaris Serrano Transfiguracion Rafael Lopez Kim Morrison Chris Purcell Judy Shaw George Trotter Rowena Lumada Phil Mosqueira Barbara Purnell Dan Shearburn Vi Truong Daniel Lumsden Donna Mraz Armondo Quezada Luella Shelton Carol Turpin Cynthia Lyons Beth Murphy Dolores Quijano Floyd Shewmaker Manuel Valdez The of RHF, a national nonprofit organization, Paola Macapagal Rokydah Mustafa Susan Quinland Steven Shroka Lorna Valencia Mission Monica Maciel Brian Natividad Stringer Bryan Shuman Alexis Vasilchak is to provide various housing options and services for older Karin Mack Venrose Nelmida Marivic Quinola Oscar Silva Gloria Veliz de Coron Brian Magnone Thao Nguyen Josie Quintero Melissa Sims Jackson Fidel Ventocilla adults, low-income families, and persons with disabilities, Dena Maiolo Vanessa Nguyen Ofelia Quitevia Olivia Simes Ed Vert Ryder Majko Elise Oberdorf Mary Rachel Tonya Simon Roger Villarreal in an environment which enhances their quality of life - Genia Manapat Terry O'Brien Chris Ragon Dezeion Smith Maura Vince Cruz Belen Manfredi Zelalem Obssie Aurelia Ramirez Talia Smith Ofelia Viola physically, mentally, and spiritually. Paul Mapes Andrea Oceguera Rogelio Ramirez Lisa Sok Svitlana Voronyuk Joshua Martin Barbara Olivas Rosemary Ramirez Natasha Solis Michael Vukovich Autumn Martinez Marlene Olsen Peggy Ricano Margaret Spiller Sandra Wagner RHF is committed to serving its residents Diana Martinez Helen Olson Kasey Ridenour Edita Ssentongo Fred Wahlgren Donna Martinez Enrique Ortiz Scott Riffey Sue Stacey Bailey Walker and their local communities. Shalea Massey Martha Palafox Cristobal Rivera Jennifer Staley Florence Webb Megan McCann Johnie Pams Susanna Rivera Lisa Stark Deborah Whitehead Torrey McCroskey Helen Park Samantha Robbins Edward Steadmon Lacey Wild Shirley McGee Christine Parker Deontae Roberts Kent Steckbeck Eric Wiley Ora McGrew Noemi Pe Benito Tanya Roberts Labrea Stevenson Joella Willey Brenda Peter Peabody Tina Robinson Samantha Stilwell Deborah Williams McLearn-Montz Gloria Pedregon Felicia Roderick John Stonecipher Mark Williams Ryan McPhereson Debra Pepper Cindy Rodriguez Deborah Stouff Diane Wilson Francisca Medrano Patricia Perez Frank Rossello Leah Strid Wilma Wilson William Meert Tamara Perkins Gloria Ruiz Eloisa Tec Jimenez Diane Wink Rosa Mendez Loren Perrigo Jasmin Ruvalcaba Liz Takeda-Lopez Jerasol Winstead Jamila Merchant Merlin Pestanas Alejandra Sallee Gebremedhin Teferi Jill Charlotte Yamuta Norma Merkin Delores Peters Jacqueline Sandra Tercero Judith Yost Gregory Metoyer Lori Phelps Salmon-Munn Amy Terwilleger See See Young Emma Miano Fiona Phillips Kelley Salomon Luna Kirnesha Thomas Sharon Young Barbara Middleton Elizabeth Picou Marlene Santos Mary Thomas Kimi Zazueta Stephanie Milano Ofelia Pielago Ruth Satterfield Mary Thomure Teresita Zurbano In Blue = Sterling Club members-donation via payroll deductions RHF - Serving People For a Better Life RHF 51 2018 Table of Contents

President’s Message ...... Page 4 Chair’s Message ...... Page 5 2018 in Review ...... Page 6 On A National Scale ...... Page 10 Good Stewardship ...... Page 14 Looking Forward ...... Page 18 Social Accountability ...... Page 20 RHF’s Leadership Team ...... Page 24 Financial Highlights ...... Page 26 Chronological Listing of Communities ...... Page 28 Housing and Services Information ...... Page 32 Philanthropy ...... Page 34 Our Donors ...... Page 38 Messages from our Leadership

RHF Serving People for a Better Life

As I was preparing to write this article, I learned that there are 104 residents in RHF communities who have celebrated or will celebrate their 100th birthday in 2019. That is twice the number of persons in 2018, and is a reflection of what is occurring in the RHF Fast Facts: USA and in many parts of the world. At RHF our goal is to serve people for a better life, and a better life often results in a much longer life. Our oldest resident is 107 and - Employs nearly 2,900 living independently. people throughout the United States, Puerto Rico and the Many times we have talked about how quality housing with services helps people stay U.S. Virgin Islands. out of hospitals and saves the government (us) money. The problem is that the HUD expenditures for 202 housing are on the discretionary side of the federal government - More than 22,500 people budget, and the savings are on the Health and Human Services side of the budget, call an RHF community which is nondiscretionary. You have probably also heard that, in the USA, 10,000 “home” persons a day turn 65 and many do not have sufficient savings for their retirement years. Some have had meaningful jobs but their pay did not keep pace with inflation, - We now have communities in some have had solid retirement ideas but a health incident or other problem changed 29 states, Washington, D.C., everything, and some have lived beyond their personal life expectation. Whatever Puerto Rico and the U. S. the reason, reality must be addressed, and that is our mission … to provide as may Virgin Islands. persons as possible with a better life than they would have had if RHF had never existed. Those 10,000 people a day turning 65 equate to about 3.6 million people - 104 RHF residents will be a year in the USA, and we’re told that about half of them do not have the funds to 100 years old or older in 2019 provide for adequate housing. and a significant percentage of them are still living Since our previous annual report, we have added three communities to our mission: independently. Crenshaw Villas, Crenshaw Gardens, and Paseo at the Californian, all in Los Angeles. You may have read in our RHF Today that when we accepted applications for Crenshaw - We dedicated Crenshaw Villas, a 50-apartment tax credit community for older adults in Los Angeles, we had Villas, a 50-unit community in more than 750 applications. And when we accepted applications for Crenshaw Los Angeles, California . It is a Gardens, a 49-apartment tax credit community for low-income families in Los Angeles, Tax Credit senior community. we had over 3,000 applications. We realize that not every city and state has the number of residents that Los Angeles has, but the need for more affordable housing is nationwide. We continue to work and plan for an 800-apartment community for older adults in Honolulu. This will be constructed in stages over the next decade. We regularly evaluate possibilities for new construction and acquisition.

(Continue on page 5) 4 RHF www.rhf.org "We make a living by what we get. We make a life by what we give"…

How true these words by Sir Winston Churchill are. I have often been asked by friends and former colleagues why I continue to serve on various non-profit boards.

I have been a servant with Retirement Housing Foundation for 23 years now, and because of that relationship I have grown much as a person. As the Board meets and spends time with the residents we serve, we’re able to hear their stories.

The RHF Board visits many of our communities, and just this past spring we visited one in Houston. I was able to speak with a Vietnamese couple who fled their country and spent four days and nights on the open ocean in a small boat before being rescued. They worked their way to America and now live in a Texas RHF community; they were extremely grateful for having a safe and secure place in which to live.

These are the sorts of stories that inspire us to keep serving. I am always impressed with the amount of volunteering our residents do. They are appreciative and are simply finding ways to reciprocate.

One of the most difficult tasks we have as Board members is to select people to be honored with awards at our annual meeting. I feel that all who are nominated are deserving of recognition. When asked why do they do so much for others, their replies generally are, “I don’t do that much.” To them it does not seem they do much because they enjoy, even cherish the relationships they create.

So I ask you, where have you volunteered lately? Are you involved in giving back? Doing so will enrich your life!

Raymond East RHF Board Chair

In 2012, HUD announced a one-year hiatus on new 202 construction grants. This is a program which, at one time, funded 20,000 new apartments annually for older adults. That number diminished over the years, and the 2012 hiatus lasted for five years, until last year when $105 million was allocated in the federal budget. That may produce 800 apartments, but as of the writing of this annual report we have not heard about how the funds will be awarded. Also, while the reduction in income tax rates was welcomed, the unintended consequence is that businesses will not pay as much for LIHTC tax credits (a source of funding for new construction and rehabilitation of existing communities) as they have in the past. That means we must receive more credits per building or have additional sources of funding to fill the construction/ development gap. RHF is committed to addressing this need, but we need help from everyone: national and state governments, businesses, private donors, all of us together have to address this problem.

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RHF - Serving People For a Better Life RHF 5 6 RHF www.rhf.org 2018 In Review members onto theBoard easier. initiatorofataskforcenext. formedtorevise theART Shewastheprimary Board Bylaws,makingrecruiting new their endeavorswhichhasincluded dutiesasActing Board Chairduringtransitions from oneBoard Chairtothe fiveconsecutivetermsontheBoard Terrace. ofAuburn Ravine Jane hasserved Shehastaken anactivepartin • OurLocalCommunityBoard Terrace, Member oftheyearwasJaneRoach,Auburn Ravine Auburn, California. employment tohelpwiththemanyactivitiessheprovides. Residentsappreciatehergenerosity andfellowship. Day, andevenanoccasionalBingonightwithsnacksprizes. Shehasrecruitedvolunteersfrom herplaceof family. Shehascooked Christmas dinnerfortheresidentsandprovided holidayactivitiesatEasterandValentine’s years, Donnawouldbringherchildrenandgrandchildren tovisithermother, andalltheresidentsgottoknow with theresidentsofBensonManorduring13yearsher motherlivedatthecommunity. Throughout those • TheVolunteer oftheYear BensonManor, wasDonnaParris, Smyrna,Georgia. Donnabeganherrelationship community inPasadena.HehascontributedmakingPilgrim Tower Eastatrueprideofownershipproperty. apartment complex inRialto.InFebruary, 2011Mariobecamethemanager ofPilgrimTower East,a158-unit August of1996.In2000,he acceptedapositionasproperty manageratSouthpointeVilla,a100-unitsenior with RHFasmaintenancetechnicianatMacArthurParkTower andwaspromoted toadministrativeassistantin • OurManageroftheYear wasMarioHidalgo,PilgrimTower East,Pasadena,California.Mariobeganhiscareer card. Sheisatirelessadvocateforseniors,children,andabusedwomen. the community. newresidentwithballoonsanda Shevisitsresidentswhoarehospitalized,andwelcomesevery is devotedtomakingsureEscalonHeritageHouseawelcomingandinclusiveenvironment forthosewholiveat • Our2018ResidentoftheYear wasPamelaMendezfrom EscalonHeritageHouse,Escalon,California. Pamela provider. 38 years.Underhisguidance,theorganization grewtobecomethenation’s largest nonprofit affordable housing Residences. Tom retiredfrom theorganization for NationalChurch ResidencesinDecember2014afterserving • TheFriend oftheElderlyaward waspresentedtoTom Slemmer, President/CEO(retired)NationalChurch banquet,severalawards werepresented: At the57thanniversary Jahrling, Rev. Dr. DavidMoyer, JeffreyPollock, andRev. Dr. MisiTagaloa wereelectedtotheClassof2021. At thebusinessmeeting,CatherineCollinsonwaselectedtoBoard ofDirectorsClass2020,andFrank Church ofChristConferenceMinistersandrepresentatives. and morethan360entities)wewelcomeddelegatesfrom RHFcommunityboards aswellsevenUnited At theannualmeeting,weconductedcorporateandentitybusiness(RHFhasresponsibilityfor197communities Altos UCC,DavidJosephDirector. of theDeaconessFoundation. We hadacombinedchoirofRHFteammembersandfrom Los tos. OurpreacherwastheRev. PastorofSt.John’s StarskyWilson, Church (St.Louis,MO)andPresident&CEO washeldatCommunityCongregationalUnitedChurch ofChristinLosAlami- The annualmeetingworshipservice a managementtrainingconferenceinOmaha,Nebraska. banquetwereheldattheHiltonHotelinLongBeach.Managersfrom otherregionshad members andanniversary housing managersfrom ourWest Coastregions.Themanagementtrainingconferenceandmeetingofcorporate market-rate andhealthcareexecutive directors,directorsofnursingandassistedliving,aswellaffordable 2018withanationalmanagementtrainingconferencefor inFebruary • We celebratedour57thanniversary (Continue onpage 8) Tom Slemmer President & CEO (Ret.) National Church Residences Friend of the Elderly

Pamela Mendez Escalon Heritage House (Escalon, CA) 2018 Resident of the Year

Donna Parris Benson Manor (Smyrna, GA) 2018 Volunteer of the Year

Mario Hidalgo Pilgrim Tower East (Pasadena, CA) 2018 Manager of the Year

RHF - Serving People For a Better Life RHF 7 • The Social Service Coordinator of the Year was Ricardo Justiniano, Fajardo Housing for the Elderly, Fajardo, Puerto Rico. Ricardo has been the service coordinator at Fajardo Elderly Housing for 14 years. He assists, inspires, and encourages residents by assuring their needs are met through identifying those needs, coordinating and providing services that allow them to age in place. Ricardo brings in community speakers and agencies to educate the residents on depression, personal finance, controlling anxiety, hurricane preparedness, crime prevention, suicide prevention, and nutrition. He is a very warm, helpful, humble, and responsible person; always willing to help the residents. • A President’s Award was given to SullivanCurtisMonroe, a privately-owned regional insurance brokerage firm that has served Retirement Housing Foundation for over 25 years. SCM offers complete risk management services, employee benefits, loss control, healthcare management and various insurance solutions for businesses and individuals. SCM has become a trusted business partner; helping RHF expand its mission of housing and services through their dedication and commitment to client service. John Monroe, President, accepted the award. While the financial reports cover the fiscal year October 1, 2017 through September 30, 2018, my report covers the period from February 1, 2018 through January 31, 2019. On the Move • Promotions and transfers included Crystal Torres to Occupancy Manager, Ryder Majko to Sr. Occupancy Specialist, Carlos Adame to Development Analyst, Doreatha Page to Regional Manager North Central Region, Stuart Hartman to Sr. VP of Operations, Gema Flores to Regional Manager Southern California, Traci Maxwell to Sr. Loan Processor/ Executive Secretary, Terressa Johnson to Sr. Accounts Payable Specialist, Brian Magnone to VP of Treasury and Chief Investment Officer (CIO), Diana Pro to Service Coordinator Manager, Maria Guerrero to Manager Normandie Terrace, Araceli Valencia to Manager The Ardmore, Ginger Coleman to Manager Crenshaw Villas, Siatta Stanley to Manager Las Alturas, Lori Flood Jensen to Manager Harvest Pointe, Desirea Coker to Manager Marple Manor, Rosario Cordova to Manager Broadwood Terrace, Waunda Eison to Manager Richardson Manor, Autumn Martinez to Manager Harshfield Terrace and Mayflower Gardens II, Jasmine Su to Occupancy Specialist Ralston Tower, Monica Maciel Ruiz to Manager Las Alturas, and Jo Ann Montelongo to Manager Bexton Place. Transitions • During the past year the following current and former community board and team members passed away: Lucile Whittier, RHF Advisory Commission; Hilton Beiro, Lomita Kiwanis Gardens; Robert Chick, Corporate Office; Harold Colebaugh, Donald Jordan, Sr. Manor; Ellie Durr, Pilgrim Tower East and Pilgrim Tower North; William Girley, Plymouth Square; Diana Headrick, Olson Rotary Village; Larry Johnson, Ralston Tower and Marple Manor; Adalberto Marquez, New Hampshire Apartments; Michael McClernon, Towers of Jacksonville; Becky Naman, Pioneer House; Robert Rheiner, Pioneer Manor; Zosimo Naron, Angelus Plaza; Barbara Spangler, Casa de Pinos; Elsie Kuester, Independence Square; Ladonna Barnes, Gold Country; Gail Potts, Gold Country, and Tom Joyce, Westminster Village. Retirements • Retirements included Deborah Hollabaugh, Manager, Harshfield Terrace and Mayflower Gardens II; Linda Newsome, Manager, Benson Manor; Nora Faye Fannin, Manager, Ingleside Manor; Christina Wilson, Assisted Living Aide, Gold Country; Duncan Bradbury, Janitor, Gold Country; Manuel Graciano, Resident Office Manager, Gold Country; Kenneth Madden, Maintenance Supervisor, Deaconess-Kraft Center; Linda Yoachum, Service Coordinator, Marymount Manor; Dolores Castillo, Laundry Worker, Pioneer House; Dorothy Ann Pierce, Personal Care Aide, Courtenay Springs Village; Janet Tyczkowski, Personal Care Aide, Courtenay Springs Village; Diane Wiggins, Dietary Aide, Bishop’s Glen; Esther Brennan, Receptionist, Auburn Ravine Terrace; Barbara Freeman, Maintenance Technician, Auburn Ravine Terrace; Barbara Kennedy, Registered Nurse, Auburn Ravine Terrace; Catherine Lentz, Activities Assistant, Auburn Ravine Terrace; Chester Linton, Maintenance Technician, Auburn Ravine Terrace; Janet Midkiff, Receptionist, Auburn Ravine Terrace; Lois Piscitelli, Social Services Designee, Auburn Ravine Terrace; Cheryle Walker, Director Staff Development, Auburn Ravine Terrace; Jean Banez, Director Staff Development, Plymouth Square; Beverly Robbins, Beautician, Westminster Village; and Terra Doth, Housekeeper, Colonial Heights.

8 RHF www.rhf.org Jane Roach Auburn Ravine Terrace (Auburn, CA) 2018 Local Community Board Member of the Year

Ricardo Justiniano Fajardo Housing for the Elderly (Fajardo, Puerto Rico) 2018 Social Service Coordinator of the Year

John Monroe SullivanCurtisMonroe 2018 President's Award

RHF - Serving People For a Better Life RHF 9 • In addition to RHF’s in-house efforts to promote Props 1 and 2, RHF also hosted a Housing California Residents United Network (R.U.N.) presentation, presented by Michael Menjivar, SCANPH’s Public Policy Organizer/R.U.N. LA County Regional at Angelus Plaza in September. The event was held to support voter registration and Propositions 1 and 2. Both propositions passed in the November 2018 elections. The passage of Prop 1 authorizes $4 billion in bonds to build and provide affordable housing for veterans, working families, people with disabilities, Californians experiencing homelessness and many others who need a stable, affordable home. Prop 1 is expected to build at least 50,000 units statewide, create 137,000 jobs and more than $23.4 billion in economic activity. The passage of Prop 2, the “No Place Like Home” Program, authorizes the state to use a small percentage of funding generated by the Mental Health Services Act to leverage a $2 billion bond to build supportive housing linked to services for Californians living with a serious mental illness who are homeless or at great risk of becoming homeless. Traci Maxwell, Senior FHA Loan Processor/Executive Secretary, assisted with these events.

• In 2018 we continued to celebrate RHF’s 55th Anniversary in 56 RHF communities throughout the country.

• We dedicated Crenshaw Villas (Los Angeles, CA) a Tax Credit community for older adults with 50 one and two bedroom apartments.

• Our Communications Department started the process of converting all Facebook pages to operate out of Facebook Business Manager, a platform which ties all our page and ad accounts together for easier management and collaboration.

• Rosemary Ramirez, formerly the manager at Las Alturas Apartments, filled the position of Regional Manager for Southern California Region III.

• In 2017, we refinanced several HUD 202 communities to reduce the interest rate on their mortgages and to also free up capital for renovations. While renovation work began in 2017, the majority of the renovations were completed in 2018. These include Anciano Tower, Montrose, Colorado; Pioneer Manor, Geneva, Nebraska; Camelot Village, Council Bluffs, Iowa; Guadalupe Senior Apartments, Denver, Colorado; Loess Hills Estates, Glenwood, Iowa; Lakeview Manor, Storm Lake, Iowa; and Maple City Square, La Porte, Indiana. Work continues with the expectation of completion in 2019 on Pinehurst Apartments, Palestine, Texas; Cimarron Court, Kearney, Nebraska; Malone Manor, Lincoln, Nebraska; and Westover Manor, Cedar Rapids, Iowa.

• Nada Battaglia was asked to be a Board Member on the Public Policy Committee on behalf of Aetna, RHF’s medical insurance provider. She will serve for two years.

• RHF’s wellness program provides an incentive for all RHF employees to get their annual physical. In 2018 we On A National Scale had over 500 employees take advantage of this benefit and receive a $100 Target gift card.

• We completed our annual health insurance open enrollment process for all RHF communities. We were pleased to announce that RHF will not be increasing the employees’ payroll contribution amounts for medical, dental, and vision insurance. RHF will be absorbing 100% of the premium increase this year. Also, we have renewed with our current medical, dental, and vision carriers. We did need to make a few plan design changes to the medical plans. We also reminded our employees that our various medical plans provide 100% coverage for preventive screenings such as annual wellness exams, flu vaccines, mammograms, and colonoscopies.

• We conducted our annual Employee Benefits Survey and had 434 employees participate.

• Frank Rossello continues to serve as the HIPAA Information Security Officer and an advisor to the Audit Committee of the National Affordable Housing Trust (NAHT) and the Stewards of Affordable Housing for the Future (SAHF).

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10 RHF www.rhf.org Many dignitaries, including L.A. Mayor Eric Garcetti, L.A. Council President Herb Wesson and L.A. County Supervisor Mark Ridley- Thomas celebrated the dedication of RHF's Creshaw Villas.

RHF's Guadalupe Senior Apartments' refinancing resulted in $1 million in upgrades and renovation for this 30 year old community located in Denver, Colorado.

Malone Manor (Lincoln, Nebraska) completed its re-financing in 2018 and is in the middle of renovations that should be completed in 2019.

RHF - Serving People For a Better Life RHF 11 12

RHF www.rhf.org On A National Scale Agreement for800affordable seniorunitsinHonolulu,HI. • We finalizedtheEnvironmental Impact Statement(EIS)andbeganthenegotiationsofMasterDevelopment (150 seniorunits)from theCityofPasadena. • We fortheacquisitionofTheConcord finalizedtheDisposition,Developmentand LoanAgreement(DDLA) of refinancing/re-syndicatingwithtaxcreditsandbonds. • We interestsfortwoRHFcommunities:EsperanzaandHollyview, purchased theLimitedPartner’s inpreparation Palestine, TX)inJune2018. • We closedthefinancing,utilizingHUD223 (f)program, onPinehurst Apartments(122seniorunitsin MA), andPineCrest(114familyunitsinOrange,MA)December2018. RHF communities:TheCarlin(162seniorunitsinArlington,VA), KingJamesCourt(120seniorunitsinOrange, • We closedonthefinancing,utilizingbondsand4%taxcredits,startedrehabilitationthreeaffordable • We completeda$400,000renovationofPacificBeachShoresinBeach,CA. Apartments, andWestover Manor. Guadalupe SeniorApartments,AncianoTower, MapleCitySquare,GracePlace,Kemet House,Towne Creek • We completedtherehabilitationofsevenadditionalRHFcommunities,financedthrough the223(f)program: Plaza West (216seniorunitsinBoston,MA)December2018. inDecember2018,andSymphonyPlazaEast(186seniorunitsBoston,MA) Angeles, CA) (100senior unitsinCulverCity,Culver CityRotary inAugust 2018,St.JamesPark(105familyunitsinLos CA) • We completedtherehabilitationoffouraffordable RHFcommunities,financedwithtaxcreditsandbonds: and SAHF. onthePublicPolicy CommitteeforLeadingAgeCaliforniaandalsoontheBoards• Iserve ofCHHSM,NAHT, and ChairpersonoftheAudit Committee. ontheUCCCornerstone Fund asBoard Board Secretary • BrianMagnoneserves ofDirectorsandalsoserves ontheBoard andPublicPolicy• StuartHartmanserves CommitteeofLeadingAgeCalifornia. • StephanieTitus continuestochairLeadingAgeCalifornia’sScholarshipCommittee. tion Nonprofit Organizations Committee.Healsojoinedasubcommittee ofLeadingAgegeneralcounsels. ontheAmericanBarAssocia ontheLeadingAgeLegalCommitteeandcommencedservice • BobAmberg serves California Chapter. asTreasurer Coordinators• JudyShawcontinuestoserve Southern fortheAmericanAssociationofService • We 1,2019. implementedanewpayroll systemandwent-liveonJanuary - St. James Park completed its historic renovation project in 2018 resulting in a beautiful community room for the residents to enjoy. You can see a time-lapse video of the renovation on RHF's Youtube channel.

King James Court (Orange, MA) began its rehab in December of 2018.

Hollyview (Hollywood, CA) will begin the refinancing process in 2019. This community was originally dedicated in 2003.

(Continue on page 14) RHF - Serving People For a Better Life RHF 13 14

RHF www.rhf.org Good Stewardship campaigns underthedba“Affordable HousingforAll.” mission. Givenourvastgeography andnumerous communitiesnationwide, weparticipateinthese Employee CharitableCampaigns,makingiteasierforfederal andstateemployeestosupportour • We wereagainapproved asamember oftheCombinedFederal Campaign andseveralState throughout theyear. • ThePhilanthropy departmentconsultedwith 34 RHFcommunitiesongrantopportunities Prevention program forourseniorsinaffordable communities. • InpartnershipwithU.S.Bank,RHFCharitableFoundation pilotedaSeniorFinancialFraud Charitable Foundation’s Youth EducationFund initiatives. educational gamesinseveralofourfamilycommunitiesthroughout LosAngelesaspart ofRHF andresource• Philanthropy centerswithchildren’s openedcommunitylibrary booksand California. • A$40,000grantfrom U.S.Banksupportedaffordable housingandprograms inSouthern • A$15,000grantfrom MUFGUnionBanksupportedaffordable housinginSouthernCalifornia. programs andRHFcommunities. • Plannedgiftstotalingmorethan$1,167,767werereceivedtobenefitRHFCharitableFoundation 25 familycommunities. • TheToys forRHFKidscampaignprovided toysand giftcards toover1,500childrenlivinginour housing andbenevolenceprograms families,andpeoplewithdisabilities. toolderadults,low-income CelebrationandAwards• The57thAnniversary Dinnerraised$308,050toprovide affordable can expand andhelpmeetthe growing needforaffordable housing. • Duringtheyear, RHFFoundation, Inc.enteredintoa$20millionsecuredline of creditsoRHF replacements atAngelusPlaza. • We secureda$500,000grantcommitmentfrom theSouthernCaliforniaGasCompanyforboiler 2018, utilizinga$62,000grantfrom theRHFCharitableFoundation. • We completedanewchildren’s playareaandBBQatMadisonAvenue ApartmentsinOctober 2019. in January • We closedonThePaseoatCalifornian,(53affordable familyunitsfrom AmericanCommunities) • We soldour1.7acreparcel inAurora, CO, for$1.25millioninDecember2018. (Continue onpage 16) RHF acquired Paseo at The Californian in 2018. It is built on the site of the original Hotel California, made famous with The Eagles song, Welcome to the Hotel California.

Advisory Commission Chair Alice Sexton celebrates the opening of RHF's first community library and resource center at RHF The Whittier (Los Angeles, CA)

Angelus Plaza is the recipient of a $500,000 grant from the Southern California Gas Company to installl energy-efficient boilers at the communty.

RHF - Serving People For a Better Life RHF 15 • During the year, six of our communities received 5-star ratings from Centers for Medicare and Medicaid Services (CMS). They are Auburn Ravine Terrace, Auburn, CA; Bixby Knolls Towers, Long Beach, CA; Courtenay Springs Village, Merritt Island, FL; Gold Country, Placerville, CA; Pioneer House, Sacramento, CA; and Plymouth Square, Sacramento, CA.

• Management and Occupancy reviews were performed on 32 of our affordable communities. Three properties received a “Superior” rating. They are Centennial Manor, Boise, ID; Dogwood Retirement Apartments, Milledgeville, GA; and Yorkshire Place, Cape May, NJ. Ten received “Above Average,” 18 received “Satisfactory,” one received “Below Average,” and none received “Unsatisfactory.”

• Fifty-three of our affordable housing communities received Real Estate Assessment Center (REAC) inspections in 2018. The following communities received scores of 90+: Deaconess – Perry Center, North Royalton, OH; Gaslight Apartments, Converse, IN; Ingleside Manor, Macon, GA; King’s Grant, North Kingstown, RI; Lake Ella Manor, Tallahassee, FL; Longfellow Plaza, Anderson, IN; Mayflower Gardens II, Lancaster, CA; Mill Pond Manor, Saline, MI; Mission Palms, Mission, TX; Park Place, Seattle, WA; Pilgrim Tower North, Pasadena, CA; Pinewood Manor, Bremerton, WA; Redding Pilgrim House, Redding, CA; Redding RHF Housing, Redding, CA; Richardson Manor, Milwaukee, WI; Round House Manor, Kaukauna, WI; Southpointe Villa, Rialto, CA; Stone Creek Village, Phoenix, AZ; Towers of Jacksonville, Jacksonville, FL; Verde View, Camp Verde, AZ; and Vistas, Van Nuys, CA.

• Our market-rate communities received a total of $34,407 in cash donations from individuals and organizations to be used for resident activities and for facility improvements.

• The market-rate communities invested $8,582,803 to replace equipment, upgrade, and improve existing properties. This includes the Americans with Disabilities Act (ADA) upgrades as needed.

• RHF continues to realize great benefits as an original member of Caring Communities Insurance Company, which was founded in 2001. Caring Communities continues to grow by appealing to the highest quality not-for-profit senior housing and care organizations across the country. Caring Communities membership has more than doubled, and now totals 52 members. RHF benefits from professional liability insurance protection and effective risk management resources provided by Caring Communities. Caring Communities continues to expand its range of insurance coverages and related services offered. RHF’s cash dividends received from Caring Communities since joining and as a result of superior performance total $9.6 million.

Caring Communities and its subsidiary are rated “A” Excellent by A.M. Best. A.M. Best is the leading rating agency for the insurance industry. I continue to serve on the Caring Communities Board and the Executive and Underwriting Committees. Robert Amberg continues to serve on the Claims Committee. We regard our relationship with Caring Communities as one of our best decisions.

(Continue on page 18)

16 RHF www.rhf.org Auburn Ravine Terrace was one of six RHF multi-level retirement communities who received a 5-star rating from the Centers of Medicare and Medicaid Services (CMS).

Dogwood Apartments was one of 3 RHF communities that received "Superior" ratings on their Management and Occupancy review.

53 RHF communities received Real Estate Assessment Center (REAC) inspections in 2018. The Towers of Jacksonville was one of 21 RHF communities to receive scores of 90% or higher.

RHF - Serving People For a Better Life RHF 17 18

RHF www.rhf.org Looking Forward seek to serve peopleforabetterlife. seek toserve westriveforinallofRHF.This isthespiritandqualityof service We segmentofourpopulation. tomeandmyunderserved actually beingofservice I hopeplansforexpansion arepartofyourcorporateforecastbecauseyouhaveabsolutely gotitright.Thankyoufor so muchforit. Please pardon myextensive review, butitwasatrulyamazingexperience. Ithankyouandallofyourteammembers the seeminglyhappypeopleIencounteredwholivethere, totheamenitiesavailable–itwasalljustperfect. taken to forgrantedfunction)tothoughtfuldecorativetouches,publicareafurnishingsandfurniturearrangement, (andthelovelygreetingandbeautifulsmilefrom theladyresponsibleforthat most importantandsometimes everywhere From mywonderfultour, conductedbyMr. Contreras’ assistant,totheabsolutelymeticulouscleanlinessandorder Honestly, whenIfirstentered,knewhadenteredaspecialplace.Itfeltlike atrulypalpablewarm,caringhome. Mr. Contreras(Jesse)personallytookhisvaluabletimetojustmake myday. Hislevelofhumanityissoraretoday. questions, andthelevelofcarethatisevidentinwaytheyattendtopeopleproperty entrustedtothem. Words todescribetheirkindwelcome,professionalism, thetimetheytooktoanswerallmy almostfailmeasItry Contreras andsomemembersofhisstaff. The firstproperty IvisitedwasCreekbendGardens –anditwasthelast.ThereIhadpleasureofmeetingMr. Jesse conduct aviablehousingsearch. Iamsograteful. Your Houstonareaproperty managersimmediatelyreachedoutwiththevaluableinformationIneededinorder to your HoustonSeniorAffordable Housinglocations. I wouldlike tothankyouforyourprompt response tomyinitialinquiry, andfortheinformationyousuppliedregarding Good Morning, communities: I recentlyreceivedacopyofthisemailfrom aprospective residentregarding avisittooneofourHouston,Texas, services. affordable• We housingandtoimprove willrespondtoopportunitiespreserve ournation’s housingandhealthcare medical records. • We inourmulti-level communitiestoaccommodateelectronic willcontinuetheinstallationofcommunity-wideWi-Fi • We willcontinuetopursueenergy efficiencyinourbuildings. • We willcontinuetobediligentindefendingtaxexemption forourcommunities. housing andhealthcaremission. are importantmembersoftheRHFfamily, andsothatlocal,state,nationalleadersrealizetheimportanceof We holdthesecelebrationsinourcommunitiessothatresidentsareremindedthey celebrate 60yearsofservice. celebrationsinourcommunitiesandbeginthe60th.In2021RHFwill • We willholdtheremaining55thAnniversary otheryear.General Synodalsomeetsevery • We willhaveadisplayandparticipateinthe32ndUCCGeneralSynodMilwaukee, June21-25. Wisconsin providers isheldonalternateyears. • ThisyeartheGlobalAgingmeetingwillbeinToronto, Canada,September16-19.Thisconferenceofworldwide President &CEO R.Joseph Laverne Creekbend Gardens is one of four RHF communities in the Houston, Texas area.

Courtenay Springs Village will have community-wide wi-fi installed in 2019.

Fajardo Housing for the Elderly (Fajardo, Puerto Rico) will be celebrating RHF's 55th anniversary with national staff and local elected officials in 2019.

RHF - Serving People For a Better Life RHF 19 20

RHF www.rhf.org 2018 Social Accountability Report because itisoneofthethingsthatdistinguishesusfrom therestofworld. diligent inprotecting ournonprofitwould beinclinedtogiveless.Ournationmustvery organizations because theybelievesostrongly inthemission,itislikely thatsomefor-profit companies,aswellindividuals, that three-leggedstoolwouldbeseriouslydiminished.Eventhoughmanypeoplegivegenerously organizations wereevertolose orhavetheircharitabletaxdeductionsreducedforcontributionstononprofits, made upofgovernment,for-profits, andnonprofits. For economy, example, inthiscurrent ifpersonsand Alexis deTocqueville spoke aboutwhatdistinguishesAmericafrom othernationsbeingourthree-leggedstool used tofurtherthemission.Anonprofit needsapositivebottomlinebecause,“NoMargin, NoMission.” stockholders. Inanonprofit, theproceeds ofapositivebottomlinemustremaininthecorporationtobe addition togrowing thebusinessinafor-profit, apositivebottomlinegenerallyisdistributedtoownersor What isthedifferencebetweenafor-profit andanonprofit? Thebasicansweristofollowthemoney. In general partnerisanonprofit.) corporations. (Theexception wouldbeourtaxcreditproperties, butinthosecommunitiesthemanaging families, andpersonswithdisabilities;mostofourcommunitiesareincorporatedas501(c)3nonprofit forolderadults,limitedincome RHF isafaith-based,national,nonprofit provider ofhousingandservices diminished through nofaultoftheirown. concessions enableresidents tocontinueliveinourcommunitieseventhoughtheir resources have $95,940 tocoveraportion oftheirrentin2018.Supportthrough the Resident BenevolenceFund and • Through donors’contributionstotheResident BenevolenceFund, residentsreceivedgrantstotaling uncollectible and$4,239,596inrentalconcessionswere made. $3,241,981 from thepreviousyear. weredeterminedtobe Also,$2,310,251infeesforrentandservices our costandwhatMedicareMedicaidactuallypay)in theamountof$10,225,853.Thatisupabout charityintheformofcontractualadjustments (thedifferencebetween • In2018,wehad“involuntary” the difference.Obviously, noorganization canremaininexistence withanegativebottomlineyearafteryear. fees arenotvoluntary, andwemustrelyuponprivatepayresidentscharitablecontributions tomake up Benevolent careandrentalconcessionsarevoluntary. Write-offs, contractualadjustments, anduncollectible unwillingness topayarenotthesamething. RHF doesnotevictanyoneduetoinabilitypay. Itshould,however, benotedthatinabilitytopayand Charity Voluntary andInvoluntary we haveincludedasocialaccountabilityreportwithourannualreport. some ofthethingswedoforpublicgood,bothasanorganization andindividually. Thisisthe15thyear general publicmaynotknowit.Aspartofourstory, hereisourannualsocialaccountabilityreportlisting And RHF, indeed,doesmuchmore.We, asnonprofits needtotellourstory, becauseifwedon’t tellit,the formorethan22,500 persons,24hoursaday,housing andservices 7daysaweek. from realestatetaxes, aswell.Consequently, webelievethatmustgobeyondourcoremissionofproviding society. case,nonprofits areexempt Inalmostevery from federalandstateincometaxes and,inmostcases, Nonprofits thatbenefit aresometimescalledsocialprofits becauseweareorganizations offeringservices “Social Profits” The RHFDifference (Continue onpage 22) Symphony Plaza East and West (Boston, MA) underwent a $ 15 million rehab that created good paying jobs in the community.

Crenshaw Gardens (Los Angeles, CA) was a beehive of activity to have it completed by the end of 2018. This 49-unit, tax credit community for families received more than 3000 applications before it opened up.

RHF's national headquarters was under renovation in 2018. The buildout was to accomodate additional staff as the organization continues to grow.

RHF - Serving People For a Better Life RHF 21 Within our Communities • Team givers donated $44,009 to RHF Charitable Foundation through monetary and in-kind gifts throughout the fiscal year. • 2,549 persons volunteered 98,206 hours to RHF communities and the national headquarters office, helping in a variety of ways. This does not include the numerous governance hours that our national, local, and advisory board members contribute each year. • Through donors’ contributions to the Youth Education Scholarship Fund, 11 young residents residing in our family communities received scholarships totaling $8,200 in 2018. Support through the Youth Education Scholarship Fund invests in the education of youth residing in RHF family communities and helps cover the cost of tuition, tutoring programs, school uniforms and supplies, as well as after-school and summer educational programs. • RHF Charitable Foundation awarded its first Aging Services Scholarship. This special award is part of RHFCF’s Youth Education Fund and is designed for young adults living in RHF’s family communities who are pursuing a career in aging services. Diana Parra is a third-year student at California State University, Los Angeles, studying Rehabilitation Services, and is a long-time resident at Rio Vista Village. • Several RHF affordable and market-rate communities, as well as our national headquarters office, participated in RHF Charitable Foundation’s “Unwrap a Smile with RHF” program for the annual toy drive. Over $18,000 for our Toys for RHF Kids fund was raised through this special holiday program. • In December, RHF Charitable Foundation distributed Bombas socks to the residents and seniors at La Mirada Vistas, La Mirada, CA, and Angelus Plaza Senior Activity Center, Los Angeles, CA, as part of their community’s holiday festivities. Thanks to an in-kind grant from Bombas, over 300 pairs of socks were given. • Several of our communities sent blankets and other needed items for the fire victims in Paradise, California. We Contribute to the Economy • We thank our 2,875 team members, including Schochet Companies employees who serve our New England properties, our 190 national and local board members and 30 advisory board members who help to make the mission a reality in the lives of more than 22,500 people, 24 hours a day, seven days a week. 105 of our team members work in our national headquarters in Long Beach, California, and 12 in our regional offices. Two of our team members have more than 40 years of service; 33 between 30 and 39 years; 136 between 20 and 29 years; 470 between 10 and 19 years, 436 between 5 and 9 years; and 1,729 less than 5 years. • Total gross wages for the 2018 calendar year were $88,184,581.70. • We are now operating in 125 local jurisdictions (cities/towns) in 29 states, plus Washington, D.C., the Virgin Islands and Puerto Rico, including the communities managed by Schochet. • We had six projects under construction or rehabilitation during the year, all financed with a combination of tax credits and bonds. These included St. James Park, Crenshaw Villas, Crenshaw Gardens, Culver City Rotary Plaza, Symphony Plaza East, and Symphony Plaza West. This created an estimated 1,410 construction jobs, resulting in $27 million in wages being paid. • Nineteen of our communities and our national headquarters office served as polling places during the year. • Project H.A.N.D.S.® continues to be the largest organization of volunteers at RHF with 1,362 residents volunteering 64,262 hours; 1,882 outside agencies and businesses involved; and 31,008 knitted, sewn, and crocheted items donated to homeless shelters, battered women’s shelters, hospitals, and people in need. • On a confidential basis, team members are invited, but not required to report their annual cash contributions and volunteer hours and organizations supported. Based on those who reported, it is easy to project that our team members gave several million dollars and at least 750,000 volunteer hours to several thousand nonprofit entities.

22 RHF www.rhf.org Residents at Towne Creek (McKinney, Texas) H.A.N.D.S.® group provide the manpower to assemble Collin County's Meals on Wheels monthly newsletter for distribution.

Sun City Gardens (Menifee, CA) H.A.N.D.S.® group create inspirational bracelets for girls in the local foster care system.

Residents living at Harvest Pointe (Loveland, CO) worked with the local Humane Society and created dog and cat mats to use in their kennels.

Investing in our Future Team Members • Six of our skilled nursing homes provided practicum sites for the training of certified nursing assistants, licensed vocational nurses, and administrators in training from local schools. • Over the course of the year, our communities employed 130 high school students, hopefully introducing them to what it means to be a responsible person in society, a practical education which should help them in their future careers.

Laverne R. Joseph

RHF - Serving People For a Better Life RHF 23 24

RHF www.rhf.org The RHF Leadership Team Acquisitions andProject Development;andRobert Amberg, Sr. VPandGeneralCounsel. and StephanieTitus, VPPhilanthropy. (SeatedL-R) Frank AndersPlett,VPof Rossello,VPofFinanceandCFO; East. (Absent-MarthaBrandtPollock) Alice Sexton (CommissionChair) andCaroline Ginger Joseph.(L-R –Sitting)RobertaJahrling, Ethington, Col.JohnDeSaegher(USAret.),and Potter, MaretaTagaloa, Ann Moyer, Edna (L-R -Standing)BarbaraBauman, Rev. Dr. Robert RHF Advisory RHF Advisory Commission Laverne R.Joseph. Laverne Sexton, (ViceChairperson),andRev. Dr. DeSaegher, DavidEthington,Dr. M. Darryl Dr. DavidMoyer, Rev. Dr. NormaNomura Christina E.Potter (ViceChairperson),Rev. Misi Tagaloa, Dr. JohnBauman,JeffPollock, Collinson, Frank Jahrling(Treasurer), Rev. Dr. East,(Chairperson),Catharine (L toR)Ray Resources; StuartHartman,Sr. VP-Operations; NadaBattaglia,VPofHuman Corporate Secretary; Deborah Stouff, VPofCorporateRecords and Peter Peabody, VP- Healthcare Operations; BrianMagnone,VPTreasury;Corporate Secretary; andAssistant VP ofAdministrative Services Howell,Executive Assistant to thePresident, Cheryl (Top VPofCommunications; L-R)ChrisRagon, Board ofDirectors Principal Staff RHF RHF RHF Key Staff (Back Row - L-R) Joanne Silva, Director of Occupancy and Tax Credit Compliance; Perry Glenn, Director of Affordable Housing Operations; Alyssa Gauss, Digital Communications Manager; and Salvatore Ingrao, Development Accounting Manager. (Sitting – L-R) Bob Fard, Sr. Director of Acquisitions; Chris Purcell, Controller; and Tina Robinson, Accounting Manager - Housing Department. (Absent) Andres Diaz, Development Project Manager; Jackie Dizon-Ng, Healthcare Accounting Manager; Christina Bagley, National Marketing Director, and Jennifer Staley, Director of Payroll Services. RHF Key Staff (Back Row - L-R) SeeSee Young, Internal Audit Manager; Dolores Quijano, Cash Administrator; Judy Shaw, Director of Service Coordination; John Clow, Director of Risk Management; Phil Mosqueira, Accounts Payable Manager; Florence Webb, Senior Development Project Manager; and Deborah Kindler, Corporate Compliance and Privacy Officer. (Sitting – L-R) Kent Steckbeck, Director of Budgets and Analytics; Stephanie Milano, Director of Grants; and, Kevin Gilchrist, Senior Director of Development Finance.

Regional Staff

Thuy Hoang LaVonne Southwest Mickelson Midwest Steve Shroka Great Lakes

Janice Delano Healthcare West Diane King Inez Codeus Healthcare East Barbra Scherer SoCal I East Coast

Doreatha Page North Central Rosemary Ramirez Open SoCal III East Coast Nurse Consultant Wilma Wilson Northwest William Meert West Coast Nurse Consultant Jeannie Bryan SoCal II Teri Kennedy Corporate Trainer RHF - Serving People For a Better Life RHF 25 26 **Total Assets and Net Assets includes temporarily restricted balancestemporarily includes Net Assets and **Total Assets of $74,035 and $2,059 in 2018 and 2017, respectively. RHF www.rhf.org RHF Financial Highlights statements will beprovideduponrequest. have been madetoensuretheintegrity ofsuchinformationtheyshould notbereliedupon. A copyoftheauditedfinancial RHF financial statementsarepresentedfor convenience and information purposes only, and while reasonable efforts Total OperatingExpenses (000’s Consolidated Statementsof Activities Liabilities andNet Assets (000’s Current Assets Assets Consolidated StatementsofFinancialPosition Operating Revenues -Unrestricted General and Administrative Total OperatingRevenues Gain onSaleof Assets Distributions from Affiliates andOther Development Fees Management Fees Total LiabilitiesandNet Assets Net Assets** Subtotal Long Term Liabilities Current Liabilities Total Assets** Other (Net ofdepreciation) Land, Buildings,Equipment Assets Long Term Inv Change inTotalNet Assets Change inNet Assets, Restricted Change inNet Assets, Unrestricted Net Non-operatingRevenue &Other Operating Income Depreciation and Amortization &Other Expenses

omitted) omitted)

estments

306,589 $ 340,918 34,329 18,318 $ 16,011 7,901 $ 115,496 160,601 $ 100,668 1,491 99,177 (13,035) 112,212 $ 21,254 4,066 $ 17,188 $ 133,466 82,200 26,043 8,225 $ 16,998 Year Ending $ 340,918

September 9-30-18 56,920 2018

$ 8,589 $ 260,718 $ 66,356 $ 17,660 $ 20,971 $ 16,113 $ 37,298 12,789 $ 17,261 Year Ending $ 260,718

September 103,563 9-30-17 205,926 54,792 46,203 1,230 16,430 103 16,327 84,535 4,858 7,248 2017 6,264

Consolidated Statements of Financial Position (000’s omitted) The financial information presented is for the parent organization only. As such, the entities Assets included are the following: Retirement Housing Foundation United Congregate Care, Inc. Current Assets $ 115,496 $ 66,356 Long Term Investments 56,920 84,535 Foundation Property Management, Inc. Retirement Enterprises, Inc., Delaware RHF Foundation, Inc. Retirement Enterprises, Inc., California Land, Buildings, Equipment 7,901 6,264 RHF Charitable Foundation RHF Management, Inc. (Net of depreciation) Other Assets 160,601 103,563 Total Assets** $ 340,918 $ 260,718 Highlights Liabilities and Net Assets Current Liabilities $ 16,011 $ 8,589 Long Term Liabilities 18,318 46,203 Subtotal 34,329 54,792 Net Assets** 306,589 205,926 Total Liabilities and Net Assets $ 340,918 $ 260,718

Consolidated Statements of Activities (000’s omitted) Year Ending Year Ending 9-30-18 9-30-17 Revenues - Unrestricted Management Fees $ 16,998 $ 17,261 Development Fees 8,225 7,248 Distributions from Affiliates and Other 26,043 12,789 Gain on Sale of Assets 82,200

Total Operating Revenues $ 133,466 $ 37,298 Operating Expenses General and Administrative $ 17,188 $ 16,113 Depreciation and Amortization & Other 4,066 4,858 The following is a summary of affiliated entities, which are not consolidated in these financial statements: Total Operating Expenses $ 21,254 $ 20,971 Entity Classification Number of Entities Operating Income 112,212 16,327 Not-for-profit single-purpose entities owned and receiving government 123 Net Non-operating Revenue & Other (13,035) 103 subsidy, currently in operation Not-for-profit healthcare facilities owned, currently in operation 20 Change in Net Assets, Unrestricted 99,177 16,430 Not-for-profit properties owned, managed by others 14 Not-for-profit partnerships in operation 37 Change in Net Assets, Restricted 1,491 1,230 (ownership interest ranging from .01 percent to 16.9 percent) Change in Total Net Assets $ 100,668 $ 17,660 Properties managed for third party owners 1 Not-for-profit properties owned, currently in development 2 Total Entities Not Consolidated 197

RHF - Serving People For a Better Life RHF 27 28

RHF www.rhf.org Chronological Listing of Communities Pasadena, CA Pilgrim Tower East Church ofAuburn +First Congregational Auburn, CA TerraceAuburn Ravine 1979 Sacramento, CA Pioneer Towers** 1978 Los Angeles,CA MacArthur ParkTowers** MethodistEpiscopalChurch +Warren Chapel Christian San Pedro, CA Harbor Tower** 1976 Sun City, CA Sun CityGardens 1975 (MACHCO) Church +St. Paul’sEpiscopal PresbyterianChurch +Trinity United Modesto, CA TowerRalston Pasadena, CA Pilgrim Tower North** 1974 Lancaster, CA Convalescent Hospital Mayflower Gardens Long Beach,CA Rehabilitation Center HealthCareand Bixby Knolls 1971 Stockton, CA Plymouth Square 1970 Sacramento, CA Pioneer House Long Beach,CA Bixby KnollsTowers 1966 Lancaster, CA Mayflower Gardens 1965 Clarksville, IN Kentuckiana Westminster Village CareCenter Westminster Health Monona, WI Monona Meadows Anderson, IN Longfellow Plaza CA Placerville, HealthCareCenter Gold Country 1984 Van Nuys,CA West Valley Towers** +MACHCO Modesto, CA Marple Manor Sacramento, CA Diakonia HousingI Cordova,Rancho CA Diakonia HousingI 1983 Clarksville, IN Yellowwood Terrace Stockton, CA Plymouth Place Peoria, IL The Heartland 1982 Anderson, IN The Towers atSouthdale Indianapolis, IN The Towers atCrooked Creek Los Angeles,CA Angelus PlazaNorth** Angelus Plaza** 1981 Rialto, CA Southpointe Villa Lancaster, CA Mayflower Gardens II 1980 Huntington, IN LaFontaine Center HealthCenter +Great PlainsMental North Platte,NE Great PlainsHousing CA Placerville, RetirementCenter Gold Country Florence, SC The Carolinian CenterforDisabled + DayleMcIntosh Anaheim, CA Carbon CreekShores Holly Hill,FL Bishop’s Glen Montrose, CO Anciano Tower Estacada, OR 300 Main 1986 Kaukauna, WI Round HouseManor Redding, CA -CottonwoodHome -ButteHome Redding RHFHousing +First CongregationalUCC Geneva, NE Pioneer Manor Tallahassee, FL Lake EllaManor +Acacia Adult DayServices Garden Grove, CA Donald Jordan, Sr. Manor Culver City, CA Plaza Culver CityRotary Shelbyville, IN Charles MajorManor 1985 + LomitaKiwanis Club Lomita, CA Lomita Kiwanis Gardens Foundation ofIndiana +Historic Landmarks 1986 (cont.) Malone Manor Lincoln, NE Pauahi Kupuna Hale Honolulu, HI Pinehurst Apartments Palestine, TX Pinewood Manor Bremerton, WA +Mt. Zion Baptist Church San Jacinto Manor San Jacinto, CA Charles Major Manor Shelbyville, IN University Center Indianapolis, IN +University Methodist Church Villa at Sacred Heart* Indianapolis, IN Hispanic Housing Services, Inc. Anciano Tower Montrose, CO Vistas** Van Nuys, CA 1987 Centennial Manor 1987 (cont.) Boise, ID River City +University Christian Church Residence Club Sacramento, CA Courtenay Springs Village +Transitional Living Merritt Island, FL and Community Escalon Heritage House Support, Inc. Escalon, CA 1988 + Saron Lutheran Church Dogwood Apartments Sun City Gardens + Escalon Christian Milledgeville, GA Menifee, CA Reformed Church 1989 + Escalon Presbyterian Church The Gateway Anaheim Memorial Manor Poway, CA Fajardo Elderly Apartments Anaheim, CA Fajardo, Puerto Rico Guadalupe Senior Camelot Village Apartments Madison Heritage Apartments Council Bluffs, IA Denver, CO Madison, IN Casa de Pinos Mission Palms Maple City Square Prescott, AZ Mission, TX La Porte, IN Cimarron Court Pilgrim Place Olson Rotary Village Kearney, NE Mason City, IA Delano, CA +First Congregational Church +Delano Rotary Club Colonial Heights Florence, KY Prairie Grove Apartments Richardson Manor East Prairie, MO Milwaukee, WI The Concord +Co-sponsor Pasadena, CA *Third Party Management +East Prairie Chamber Vacaville Autumn Leaves of Commerce **Syndicated Project Vacaville, CA Gaslight Apartments Redding Pilgrim House +California Grange Converse, IN Redding, CA +Kokomo OIC, Inc.

RHF - Serving People For a Better Life RHF 29 1989 (cont.) 1991 (cont.) 1998 2003 (cont.) Lakeview Manor Verde View Creekbend Gardens Pine Crest Storm Lake, IA Camp Verde, AZ Houston, TX Orange, MA Loess Hills Estates 1992 Village Pointe 2000 Norfolk, VA Glenwood, IA Adam and Bruce Apartments Abbey Apartments Fort Wayne, IN +First Baptist Church of Indianapolis, IN Lambert’s Point Miracle Manor +True Love Missionary Edna, TX Baptist Church DeSmet Retirement 2004 Westover Manor New Hampshire Apartments Community Los Arcos** Cedar Rapids, IA Los Angeles, CA Florissant, MO Poway, CA 1990 Stone Creek Village St. Catherine Lowell Place Bennett Place Phoenix, AZ Retirement Community Bakersfield, CA Pittsburgh, PA Florissant, MO +Bakersfield Senior Center +Action Housing Sunny Isle Housing + Operation Better Block for the Elderly The Cloisters Mason Place** Christiansted, St. Croix, Boston, MA Capital Court DeLand, FL The U. S. Virgin Islands North Capitol at Plymouth Corydon, IN 2001 Valley View Apartments Washington, D.C. Grace Place Colonia Jess Lopez Manitowoc, WI +Plymouth Norfolk, VA Los Angeles, CA Congregational UCC Wilshire House La Mirada Vistas Colonial Gardens Santa Monica, CA 2006 La Mirada, CA Florence, KY Douglas House** 1993 Brockton, MA Lindsay Place Cornerstone Gardens Virginia Park Apartments Lindsay, OK Houston, TX Des Moines, IA Hamilton Wade** Mill Pond Manor Esperanza Apartments** Brockton, MA 1994 Saline, MI Seattle, WA Cocalico Place Ingleside Manor +Evangelical Homes of Ephrata, PA Park Place Macon, GA Michigan Seattle, WA +Bethany UCC Northvale Village Pecan Place Harry and Jeanette Weinberg Symphony Plaza East** Houston, TX Bonham, TX Philip Street Apartments Symphony Plaza West** Oak Knoll Villa Honolulu, HI Boston, MA Sangnok Villa San Antonio, TX Los Angeles, CA 1996 The Stearns** +Korean American Christian The Carlin** Boston, MA 2007 Evergreen Assn. Arlington, VA Farrfield Manor 2002 Columbus, GA Villa Nueva 1997 Amistad Plaza** Los Angeles, CA Cardosa Village Los Angeles, CA Providence Place Sacramento, CA Salem, OR Winslow Manor Benson Manor +Transitional Living and Winslow, AZ Smyrna, GA 2008 Community Support, Inc. Bexton Place Yorkshire Place Seabury Heights** Granada Gardens San Antonio, TX Cape May, NJ Worcester, MA Granada Hills, CA 1991 Harvest Pointe 2003 Loveland, CO Crescent Manor Haven 501 Apartments Binnall House** Mesquite, TX (Madison Avenue) Gardner, MA 2009 Kemet House Los Angeles, CA Mount Beulah Terrace Gateway Gardens Pagedale, MO Chesapeake, VA Haven 501 Apartments Poway, CA (Burlington Street) 2010 Klein Manor Hollyview** Los Alamitos, CA Los Angeles, CA Desert Sage Los Angeles, CA Hermiston, OR Mesquite Gardens St. James Apartments** Independence Square Mesquite, TX Los Angeles, CA Harshfield Terrace Evansville, IN Quartz Hill, CA Towne Creek Apartments Rio Vista Village** King James Court McKinney, TX Riverside Village** Los Angeles, CA Orange, MA Leominster, MA 30 RHF www.rhf.org 2010 (cont.) Shepherd Park** Cardosa Village Hartford, CT Sacramento, CA Village Gardens Norfolk, VA 2012 Capitol Towers** Hartford, CT College Villas** Henderson, NV Congregational Tower** Chula Vista, CA 2013 Essex Village** North Kingstown, RI 2017 Kings Grant** North Kingstown, RI Ardmore Apartments** Los Angeles, CA Lane Manor Stone Mountain, GA Bonnie Brae Apartments** Los Angeles, CA RHF The Whittier** North Capitol at Plymouth Los Angeles, CA Carondelet Court** Washington, D.C. 2014 Los Angeles, CA Broadwood Terrace** Darson Marie Terrace** Los Angeles, CA San Antonio, TX Las Alturas** The Gordon** Los Angeles, CA Los Angeles, CA Mabel Meshack White Manor Harvard Heights** Dallas, TX Los Angeles, CA Madison Avenue Apartments Hobart Heights** Loveland, CO Los Angeles, CA 2015 Normandie Terrace** Barringer Gardens Los Angeles, CA Charlotte, NC RHF Pacific Beach Shores Deaconess Krafft Center Pacific Beach, CA Cleveland, OH Sagetree Terrace** Deaconess Perry Center Houston, TX North Royalton, OH The Serrano** Deaconess Zane Center Los Angeles, CA Cleveland, OH Witmer Apartments** Barringer Gardens Desert Haven Los Angeles, CA Charlotte, NC Odessa, TX 2018 The Towers of Jacksonville** Jacksonville, FL Wm J. Barnwell Apartments Perryville, MO Pre - Construction 2016 Immanuel Residences Crenshaw Gardens** Hawaii Public Housing Authority Evergreen Park, IL Los Angeles, CA Honolulu, HI +Co-sponsor Paloma Terrace** Crenshaw Villas** Central Metro Place *Third Party Management Los Angeles, CA Los Angeles, CA Baldwin Park, CA **Syndicated Project Sonata at Riverpark** Paseo at California** Windmill Farms Oxnard, CA Los Angeles, CA Chula Vista, CA

RHF - Serving People For a Better Life RHF 31 RHF Housing and Services Information

State # Units/ Beds WA AZ 163 4 CA 7,955 CO 226 CT 516 OR MA DC 69 ID 3 WI 11 FL 1,147 1 MI GA 333 4 RI 1 HI 82 IA PA CT 2 NE NJ IA 194 NV 6 OH 2 2 IN ID 40 1 4 IL 1 CO 17 3 IL 174 WA 2 VA DC PR CA MO 4 4 KY 5 IN 1,538 WA 1 79 5 KY 249 4 2 OR NC MA 1,894 MA 3 ID OK MI 48 AZ WI 11 1 U.S. VI OR SC MA 1 MI MO 271 ID 4 1 4 RI 3 WI 1 11 1 PA 2 1 NC 48 1 IA MI GA CT NE 4 NJ RI NV 6 OH 2 2 NE 116 IN1 5 1 4 IA IL PA 1 CT 2 NE TX NJ 55 NV CO 17 3 2 NJ 2 6 2 OH VA DC PR CA 4 MO IL IN 1 NV 226 1 4 16 KY 5 CO 17 3 1 79 5 2 2 VA DC PR OH 235 CA MO NC OK 30 4 KY 5 1 FL 79 AZ OK 5 2 1 U.S. VI OR 117 SC NC 5 4 1 AZ HI OK 1 1 1 PA 113 GA SC U.S. VI 4 1 PR 60 2 5 1 1 RI 265 TX GA 16 5 SC 145 TX Legend: Greater than 1,500 Units TX 852 16 FL VA 340 5 750 to 1,500 Units HI FL 100 to 750 Units VI 55 5 WA 317 HI2 0 to 100 Units # of Communities WI 195 Total RHF Housing2 Units/Beds Equals 18,068 Senior Housing Special Needs Housing Assisted Living (841) Skilled Nursing Family (1,662) (611) Senior Housing Special Needs Housing Assisted Living Senior Housing (841) Special Needs Housing Assisted SkilledLiving Nursing Family (1,662) (841) (611) Skilled Nursing Family (1,662) (611)

Residential (14,678) Mobility Impaired Residential (14,678) (208) Chronically Mobility Impaired Developmentally Mentally Ill (56) Disabled (12) Residential (14,678) (208) Chronically Developmentally Mobility Impaired Mentally Ill (56) Disabled (12) Total Senior Units/Beds:16,130 (# Units/Beds) (208) Chronically (# Units/Beds) Total Senior Units/Beds:16,130 Total Special Needs Units/Beds:Developmentally 1,938 (# Units/Beds) Total Special Needs Units/Beds:Mentally 1,938 Ill (56) Disabled (12) (# Units/Beds)

Total Senior Units/Beds:16,130 (# Units/Beds) Total Special Needs Units/Beds: 1,938 (# Units/Beds)

FinancingFinancing Programs Programs 5,000+ Financing Programs 5,000+ 4,500 5,000+ 4,500 4,000 4,500 3,500 4,000 4,000 3,000 3,500 3,500 2,500 3,000 3,000 2,000 2,500 2,500 1,500 2,000 1,000 2,000 1,500 500 1,500 1,000 100 - 1,000 500 100 - 21 - 500 -

100 FmHA (66) - CHFFA (355) Mortgage (242) Angelus Trust (165) FmHA (66) HUD loans (8,179) Tax Credits (4,197) CHFFA (355) Tax-Ex Bonds (3,942) Mortgage (242) Angelus Trust (165) Harbor Tower Trust (119)HUD loans (8,179) Tax Credits (4,197) Cal-Mtg tax-ex bonds (803) Tax-Ex Bonds (3,942) Harbor TowerFmHA Trust (66) (119) Cal-Mtg tax-ex bonds (803) CHFFA (355) Mortgage (242) Angelus Trust (165) HUD loans (8,179) Tax Credits (4,197) - 19 - Tax-Ex Bonds (3,942) - 19 - Housing and Services Information Harbor Tower Trust (119) Cal-Mtg tax-ex bonds (803)

Our communities may use a mix of sources (HUD, tax-credits, bonds, etc. ) for funding. - 19 - For the purpose of this graph, we categorize them by primary funding source.

32 RHF www.rhf.org Our Philosophy and Values

• We are faith-based and mission-driven.

• We believe each person is a child of God and is loved by God, and as such each one is to be treated with respect and dignity.

• We are proud of our roots in and relationship with the United Church of Christ. However, we honor the faith and traditions of every religion and the nonreligious, and we will not attempt to impose our faith on others.

• We will advocate for public policies which enhance the lives of those whom we seek to serve.

• We will be ethical in our business arrangements and we will strive to hold our business partners to the same high standards.

• Our concern for the whole person includes our residents, their families, and our staff, and we will strive to be fair in all our relationships.

• We believe the nonprofit community has unique responsibilities and opportunities to provide shelter and services, especially for those who are most vulnerable in society.

• We will practice sound business principles.

• We will serve and employ without regard to race, creed, color, national origin, gender, religion, ancestry, age, marital status, physical disability, medical condition (including pregnancy), familial status, or sexual orientation.

• In order to be sure that we are treating our team members fairly and being equitable and competitive in our compensation packages, we will periodically engage experts to provide guidelines for compensation and benefits.

RHF - Serving People For a Better Life RHF 33 Philanthropy Every gift makes a difference

RHF Charitable Foundation has many friends, residents, business partners, and team and board members, who regularly and generously contribute to furthering the work of Retirement Housing Foundation. It is with deep gratitude that we thank these donors for their continued generosity and belief in RHF’s mission. Your charitable gifts allow Retirement Housing Foundation to accomplish more than it could with operating revenues alone. Below are just a few ways your support of RHF Charitable Foundation helped seniors and families this past year: ♦ Provided $95,940 in emergency rental assistance to seniors ♦ Completed a new children’s recreation area at RHF’s Madison Avenue Apartments (Loveland, CO) ♦ Provided holiday gifts to over 1,500 kids living in RHF communities ♦ Awarded Youth Education Scholarships totaling 8,200 to RHF resident children and young adults, including our first Aging Services Scholarship ♦ Opened Community Library and Resource Centers, featuring books and games for children of all ages, at 5 affordable family communities ♦ Piloted a Financial Fraud Prevention program in our affordable senior communities

On behalf of the 22,500 residents and 196 communities we serve, thank you for your support to help make our work possible.

In the year ahead, RHF Charitable Foundation remains committed to: ♦ Providing philanthropic resources to support RHF’s work ♦ Stewarding our assets in ways consistent with RHF’s mission, vision, and values ♦ Communicating program and project impact ♦ Being a positive presence in the communities we serve

Stephanie Titus, M.B.A., CFRE Vice President of Philanthropy, Retirement Housing Foundation President, RHF Charitable Foundation

With in-kind support from First Book and a grant from RHFCF’s Youth Education Fund, the Community Library and resource Center initiative was launched in several family communities across Los Angeles.

Each center offers a collection of children’s books and educational games for children and families to enjoy. Last year centers were opened at The Ardmore, Normandie Terrace, Rio Vista and RHF The Whittier.

34 RHF www.rhf.org “I give to RHF because I feel that in today’s society it is important to give to organizations that are well-deserving and are in need. RHF is a great foundation to donate to because you know the donation will be put into good use with several different options RHF offers such as Toy drive, Project H.A.N.D.S., Affordable Housing Fund and more.” ~ Sue Stacey, Manager Pauahi Kupuna Hale and Harry & Jeannette Weinberg Philip Street Apts. Honolulu, Hawaii In Honor Of ...... Collen Adams . . . James H. Freeman . . . Debi Kindler . . . Celia & James Parker Diane King Barbara L. Freeman Diane King Geraldine Goodin . . . Jenny Adams . . . Gloria Galeano . . . George Larie . . . Peter Peabody Diane King Diane King Mr. & Mrs. Raymond E. East Diane King . . . Robert Amberg . . . Gail Gardner . . . Diane Lespron . . . Chris Purcell Diane King Maurice Stefani Diane King Diane King . . . Rev. Norm Anderson . . . Alyssa Gauss . . . Maria Liford . . . Chris Ragon Barbara L. Freeman Diane King Brenda L. Hall Diane King . . . Alvin Arnold . . . Rachel Gould . . . Cynthia Lyons Mr. & Mrs. Raymond E. East . . . Frank Rossello Diane King Diane King Diane King . . . Jose Arroyo . . . Alan Grimshaw . . . Brian Magnone Diane King . . . Judy Shaw Diane King Diane King Diane King . . . Gus Azero United Church of Christ Diane King . . . Stuart Hartman Cornerstone Fund . . . Floyd Shewmaker Diane King Diane King . . . Christina Bagley . . . Zinnia Marin Diane King . . . Ron Hollerand Diane King . . . Stewart Simington Diane King Rev. Dr. Robert A. & . . . Nada Battaglia . . . Bill Meert Mrs. Christina E. Potter Diane King . . . Gene Hottinger Diane King Christine Lindstrom . . . Jennifer Staley . . . Brenda Chico . . . Stephanie Milano Diane King Diane King . . . Cheryl Howell Diane King Diane King . . . Kent Stetbeck . . . Jesus Christ . . . John Monroe Diane King Geraldine Goodin . . . Debby Humphries AmWINS Brokerage Diane King of California . . . Debbie Stouff . . . John Clow CRC Swett Diane King . . . Ronda Jones Diane King Development Solutions Diane King and Services, Inc. . . . Stephanie Titus . . . Kathryn Collins Alderman . . . Laverne R. Joseph Lori Hunter Diane King Mr. & Mrs. Raymond E. East Carmelita M. Bell Worldwide Facilities, LLC . . . Carol Turpin . . . Janice Delano Rev. Dr. Norma & Col. John DeSaegher (USA Retired) . . . Stacey Montero Diane King Diane King Diane King Diane King . . . Alexis Vasilchak . . . Doug East Helia G. Prsha Diane King Rev. Dr. & Mrs. Misi Tagaloa . . . Phil Mosqueira Mr. & Mrs. Raymond E. East Dr. & Mrs. John E. Trnka Diane King . . . Helen Watkins . . . RHF Katherine A. Wheeler . . . Ken Kaser . . . Barbara Olivas Geraldine Goodin Diane King Diane King . . . See See Young . . . Cheryl Fredsall Diane King . . . Teri Kennedy . . . Gary Parker Diane King Diane King Garrett A. Burns

RHF - Serving People For a Better Life RHF 35 Park Place's Shining Stars

Fred Wahlgren, Executive Director of Park Place (Seattle, WA), challenged his staff to be the "Shining Stars" of RHF's Team Givers program. In 2018, more than 60 of his team members enrolled to be Sterling Club Team Givers, donating to RHF Charitable Foundation via payroll deduction. "Park Place’s dedicated team members are proud to play a role in helping RHF fulfill its continued mission of helping others," says Fred. "The RHF Team Giver program is just one example of how we are able to help make a positive difference in the lives of others. It’s truly a great program that has been embraced by Park Place’s great employees!" RHF Circle of Friends The RHF Circle of Friends is our legacy society. There are many ways to qualify for membership, such as RHF gift annuities that provide lifetime income to the donor, life insurance, real estate gifts, charitable remainder trusts, and gifts from pension fund assets and/or simply including RHF in your Will or Trust. Jack Bauman Karolla Brice* Lydia Cervany* Rev. Dr. Norma & Col. Jean G. Dremstedt Raymond E. East John De Saegher (USA Ret.) Bernice E. Elkin, M.D. Dr. and Mrs.* Charles Fain Robert Fliehmann* Dolores Foga* Burton L. French Toshiko Okazaki Fukuda* Richard Gondolf* Alice R. Good* Wanda Haudek* Rev. Dr. Laverne R. Joseph Rev. Dr. Teruo & Kiku Kawata Dr. Richard Lieboff Catherine Mackeris* Eveleth “Evie” Miller* Jean Moore Warrick* Major Fitzhugh L. O’Neill* Jean H.P. Oppenheimer Virginia Paddocks* Edythe Patterson Eric H. Pierson* Marian Rhame Barbara Gray Richley Elisabeth A. Ruff* Rev. Charles G. Schepel Jane Shenbarger* Joan Sullivan* Helga Tixel* Elsie Valek Miriam P. Vandenbush* Anna Mae Wakefield* Richard Walinch* William L. Warrick* Eleanor J. West Norman A. Whaley* Vera Wolpert* (*indicates members who have passed away) If you have named Retirement Housing Foundation as a beneficiary of a planned gift, please allow us to honor you as a member of the RHF Circle of Friends. If you would like more information about how to include RHF or an RHF community in your will, or structure a life income gift that benefits you and your family, please call 562-257-5141.

We are a member of the Combined Federal Campaign (CFC) In the summer of 2018, RHF Charitable Foundation was again notified that our CFC application was approved. This makes it easier for federal employees to make a donation to us via payroll deduction and/ or check. We received assistance from Health and Human Services Charities of America, a non-profit or- ganization and a federation that reviews applications and distributes donated funds. There are currently more than 30 federations within the CFC, most of them organized around a specific theme. Approximately 1,900 national organizations and 40,000 local organizations qualify for the CFC annually.

36 RHF www.rhf.org Thank you Major Donors We are grateful to the following businesses that contributed a major gift to the RHF mission. They were recognized during our 57th Annual Meeting in February 2018. Celebration Sponsor U. S. Bank

Reception Sponsor The Schochet Companies Foundation Sponsor Technology Sponsor SullivanCurtisMonroe Media Sponsor Prelude Services MUFG Union Bank Platinum Sponsors

California Bank & Trust Reuben Raucher & Blum Diamond Sponsor R4 Capital Gold Sponsors American Community Home Builders Dauby O’Connor & Zaleski, LLC HD Supply T. Morrissey Construction Corp. (MCC) National Affordable Housing Trust & Barings Wells Fargo Western Alliance Bank Westport Construction, Inc. Silver Sponsors Bank of America / Merrill Lynch Bellwether Enterprise Boston Financial Investment Management Bradford & Barthel, LLP Brownstein Hyatt Farber Schreck, LLP Citi Community Capital CliftonLarsonAllen CNA Insurance Direct Supply Har-Bro Klein Hornig, LLP Lahmon Architects Medline Industries, Inc. Michael Orber & Associates Mueller Prost Novogradac & Co. ONR, Inc. SCS Engineers Warner Design Associates WASH Multifamily Laundry Systems Bronze Sponsors AmWins Insurance Services Creative Planning Bocarsly Emden Cowan Esmail & Arndt, LLP Creekside Builders Lane Construction HPSI, Purchasing Services, LLC Ice Miller, LLP Navigator Group Purchasing Relias Learning RJC Group, Inc. Shaw Carpets StudioOneEleven Teitel & Associates Urban Architecture Lab Worldwide Facilities, LLC

Other Sponsors CRC/Swett Insurance Co. Compo Construction Del Richardson & Associates Development Solutions & Services Palmer Kazanjian

RHF - Serving People For a Better Life RHF 37 2018 Our Donors Bixby Knolls Towers Viola Cannon National Residents & Staff Carole Carano Millie Blackburn Ruth Carmack Mary Ann Blankenbaker John Carro Headquarters Gayle Bolles Evelena Carter Bombas Joan E. Casares Donors Ronald Bonagura Jose Castelanos Fay Bostick Araceli M. Castillo The following donors made monetary or in-kind donations to RHF Frances Bova Conti Danielle Cesena Charitable Foundation’s funds through the national headquarters Myra Boyd-Alexandre Chong Soo Cha office from January 1, 2018 to December 31, 2018. Betty L. Boyer Jung Cha Jerome Boyer Soo Chul & Jung Cha A+ Home Care Miriam Saprid Badua Leora Bradford Un Cha Cleofe Dedios Abad Seongok Bae Kathleen Breen Jae Hee Chae Gail Acosta Tae Bae Alex A. Briber Susy Chan Eleonora Adamian Bernice Baker Dorothy D. Briggs Donna Chaney Clement Agharyian Donald & Doretha Baker Marilyn & Chuck Broodie Chong Su & Chong H. Chang Manuel Aguilar Yolanda Baker Beverly Brower Julie Pi-Lien Chang Ki Ahn James & Susan Ballagh Edward Brown Kyung & An Chang Kyu J. Ahn Bettye Bandy Estella Brown Yuh Mei Chang Young Bok Ahn Minshen Bao Gene Brown Nestor Charcape Anita Ai Maria Luisa Barajas Jane Brown Julia Charra Araxi Anahid Ajounian Amalia Barbosa Roger L. Brown Cenaida Charria Angela Alejandro Joseph Bardo Joyce Buck Peter & Sung Chay Carlos Alfonso Yelena S. Barkova Laura Bueche Alice Chen Clara Allves Gerald Barnes Julia E. Bulla Pei Zhi Chen Deanna Ambriz Demetria Barrientos Adam K. Bult Priscilla Lin Chen Helene Amelang Amelia Basualdo Jeane Burcham Yehhung Chen Hae An Tai Batov Maria Burgara You Chen Miranda An Almabella C. Bautista Garrett A. Burns Freeman & Sherrie Cheney Young S. An Elaine Baytala Akemi K. Burton Eldwin Cheng Peter F. Anastasia Marilyn Beil Theresa Bury Byung Hee Cho David Anderson Marilyn & Joseph Bell Sonia Byars In Jong Cho Elizabeth Jean Angel Bellwether Enterprise Jane Byrne Joe Cho Sylvia Annibali Real Estate Capital, LLC Ok Jo Byun Kyung Soon Cho Anonymous Donors Jacqueline Benning Frederick Cabutto Veronica S. Cho Ferdinand Anzueta Benrich Service Company Liliana Caceres Won Hee Cho Mirla Arciaga Judy Bernardino Zai Hang Cai Young Doo Cho Alfred & Jo Ann Armstrong James & Erika Berry John Cain Woo Tok Choe Auburn Ravine Terrace Charlotte Bertram California Bank & Trust Ben Choi Beauty Shop Janet Beuca California Bok Soon Choi Auburn Ravine Terrace Elizabeth Biddick Custom Painting Jin Choi Residents & Staff Betty S. Birkhead Emma Louise Callaway Jung Choi Randa L. Austin Paul Bisceglia Enrique Campos Kap Choi Maximina Avendano Bishop's Glen Retirement Esperanza De Campos Kyong Choi Phyllis Averill Center Residents & Anna Lynn Camula Moon Choi Maxine Babel Staff Cathie Cannon Sang Choi

38 RHF www.rhf.org Several RHF affordable and market rate communities – Anaheim Memorial, Auburn Ravine Terrace, Bishop’s Glen, Bixby Knolls Towers, Colonial Heights and Gardens, The Concord, The Gateway, DeSmet Retirement Community, Harbor Tower, Klein Manor, La Mirada Vistas, Lomita Kiwanis Gardens, St. Catherine, and Sun City Gardens – as well as our national headquarters office, participated in RHF Charitable Foundation’s “Unwrap a Smile with RHF” program for the annual toy drive. Over $18,000 for our Toys For RHF Kids fund was raised through this special holiday program.

Yang Choi Vaugn Cooper Chantal Denny Emergency Rooter Angelo Chang & Gemma Angelica Corder Rev. Dr. Norma & Services, Inc. Chon Aida Cordova Col. John DeSaegher Carolina Enriquez Sae Wan Chon John Cote (USA Retired) Judith K. Epley Myong Chong Courtenay Springs Village DeSmet Retirement Rosa Erenburg Eun Choo Residents & Staff Community Residents ESCO Chang Chough Bernice Craft & Staff Emi Essaw William & Ann Choy Dr. James W. Craig Evelyn Dick Silvia Estabrook Marylew Chrisinger Treawna Cropp Gabriel DiMuro Mr. & Mrs. David Ethington Marshall Christmann Evelyn Crosby Blanquita Dizon Kimberly Fagan George & Louise E. Fahey Janet E. Croswell Adrienn Dobell Joan Christnacht Rashel Fahmi Carmelita J. Cruz Hazel Dodson Chul Ho Chun Thomas S. Fambro Justene DaCosta Virginia Donahue Soon Ok Chun Corrine Donegan Xing Fang Donald & Beverly Dahl Young Chun Eileen J. Donovan Adam & Teni Fard Renilda Davenport Corrina Chunchie Margaret Doolittle Arleda Fard Barbara Davis Chaim E. Chung John & Ida Dorsey Patricia F. Farillas Du & Soon Chung Kathleen Davis Jenny Dou John Farley Young & Ha Chung Lois L. Davis Andrea Dowling Beverly Faumui CJB Construction Dekart Davtyan Anna Downs Dorothy Febrow Paul & Betty Clark William D'Brot LaVern B. Dreyer Frank A. Ferraiolo Bonnie J. Clements Josefina M. De Leon Maxine Drusch Satoko Fey Peggy Cleney Loretta E. De Martini Leonard Duesing James & Rosie Fielder Lorraine Clenney Mercedes De Palma Judith Dugger Amadeo Figueroa Tera Clevenger Ella L. Dean William & Anna Dvorak Rex & Irene Finley The Cloisters Residents Antonio Dechelis Fluffy Carol Dye Phyllis Finlinson & Staff Ignacia Buena Dedios Mr. & Mrs. Raymond First Light Home Care Jean Clyborn Harriet Degelsmith-Herst E. East Aurelia Fitzpatrick Phyllis Coiner Robert & Doris Flesch Margaret DeGoede Dolores Eberle Judith M. Coit Donna Floersch Vidari DeGuzman Joan Edgington Thomas V. Collins Elizabeth Flood Mary Deininger Phyllis Einhorn Catherine Collinson L. Joy Eisenman Gloria Flores Betty Dejarnette Colonial Heights Judy Eitel Marina Flores Anna Del Casale & Gardens Residents Norma A. Elchico Florissant Josphine Delahunty & Staff Barbara Elliott Police Department Marisa Constant Samira Delancie Frank Ellis Florissant Valley George Cooper Carolyn Delorenzo Russell Ellis Fire Department

RHF - Serving People For a Better Life RHF 39 Our Donors (cont.)

Marcele A. Forgue Fidel Gomez Siamak Hamedi Maria F. Hernandez Helen Fowlie Luz Gomez Sara Hamilton Neva Hill Alan Fraser Evelyn Gontner Dae Han Virginia Hodges Richard Freeman Carlos Gonzalez Jang Han Ina M. Hoette Suzanne Frey Marian Goodhart Kyung Yul Han Chol Hoffman Andrew Froylein Geraldine Goodin Mal Pil Choi Han Elliot & Maxine Hoffman Satoshi Fuji Glen & Joyce Goodrich Sung S. Han Clyda M. Holbrook Lois E. Gabel Patricia Goodwin Ronald Harada Barbara J. Honerkamp Gabriel Gaiz Sandy Goodwin Harbor Tower Chi Hong Rema Galoostian Beatriz Gorospe Korean Club In & Jung Hong Margarita Galvez T. Ralph Gosling Harbor Tower Jung Yi & Sool Pyo Hong Rosa Gamboa Nancy Gould Residents & Staff Sun Ja Hong Donald & Barbara Gammon Terry Graap Vivian Harrington Yoon Suk Hong Irma Garcia Benita Graczyk Lois Harris Patricia Houghton Jose Garcia Maria Granadeno Melvin Harris Jesse Howell Tania Garcia Eugene L. Graser Sam & Bess Harris Lily Sung Hsu Debra Gardinier Joan Graser Patricia Hasch Chengtian Hu Betty Garrison Rose Marie Green Anita Hasegawa Julie Huang Joseph Gaspard Greentech Landscape Kan Hattori Miae Huang The Gateway George & Sharon Gregg Suminar Haugen Tiffany Huang Residents & Staff Bettie Groiwe Ellen Hayes Carolyn Hubbard Marion Jack Gawlik Dolores Catherine Gruenloh Health and Human Marianne Hudson Annette B. George Xue-ying Gu Services Charities Vern & Judy Hudson Hyung Ghil Teresita Guevara of America Chang & Hee Huh Gift Basket Emporium Shang Chun Guo Heart Health Charities Grace Huh Ruth Gilbert Jose H. Gutierrez Heavenly Housekeeping Yu Mei Hung Jane M. Gillem Bong Nam Ha Ahmad Hendessi Alice Hurst Philena N. Gilmore Lorene F. Hacker Sonia Henriquez Lawrence Dale Hussong Helen Gipson Chung Hae Chun Heo Hutchens Mortuary Marvin S. Glickman Joan Hafer Daniel & Mary Hermann Dawn V. Hutchison Gail Goebel Joan & Ralph Hahn Bernadette Hermocillo In Hwang Devkurbai Gohil Dorothy Hall Robert Hermocillo Kim Hyung Yelena N. Golod Sun Kum Ham Dominga Hernandez Lydia S. Ilano

With funding from and in coordination with U.S. Bank, RHF Charitable Foundation piloted a Senior Financial Fraud Prevention program for the residents at Colonia Jess Lopez Apartments (Los Angeles, CA), as part of the bank’s community outreach efforts for National Hispanic Heritage month.

Based on this program’s success, additional opportunities to bring this program to senior communities will be added in 2019.

40 RHF www.rhf.org “I give to enhance the life of others; be it a monetary donation or simply a smile that brightens someone’s day. Giving brings joy to my heart and may provide an answer to someone’s prayer.”

~ Traci Maxwell Senior FHA Loan Processor/Executive Secretary National Headquarters

Hector & Zoila Illescas Jung Sook Kang Kang Soon Kim Jeanne King Kim In Maria Kang Ke Sun Kim Tamara King Myo In Ok Sook Kang Kye Ok Kim Christene Kingsolver Violeta Inocencio Pil Kang Kyong Suk Kim Harold Kinman Sprigina Iraida Yea Kang Kyung Kim C. Kevin Kirkpatrick Linda Jacobs Young Ja Kang Kyungoh Kim Donald G. Klabouch Mr. & Mrs. Frank Agha Brar Katal Linda Kim Choon Klim G. Jahrling Bill Kathryn Min Kim Harry Klingler JAKKS Pacific, Inc. Ruby A. Kehler Muncha Kim Patricia Klopp Yasue O. James Alice Keller Allen Nan & Jung Kim Grace Knoerzer Dori L. Jarrett Jacqueline Kelpe Paul & Bong Kim Young-Kuk & Bo Bai Ko Chul Je Mary Ann Kennedy Pyong Kim Richard Koch Ki Hyun Jeon Helene Kereluk Richard & Luis Kim Natan Koifman Jae Jeong Diana & Jean Khajarian Sang Rak Kim Antonina Y. Kolesnikova Andrew Joh Hossein Khalil Soo Yul Kim Eun Koo John Kim DPM Podiatry, Katherine Kiess Soon Kim Ja Koo Inc. Bok Lim Kim Soon Ja Kim James & Sang Koo Anne E. Johnson Bong Hwan Kim Sophia Kim Younghee Koo Xavier Johnson Boonam & Byung Kim Sung Kim Gaston Korbin Joan Joiner Byung Il Kim Sung & Tae Kim Doris Kotval Doris Jones Chon Soon Kim Sung Bong Kim Albert Kramer Thelma Jones Chun Chong Kim Sunny Kim Jay Krause Dong Hwan Joo Hak Sook Kim Sylvia Kim Marcia Kretschmer Jung Sub Joo Hong Kim Taeim Kim Anita Kristiansson Ginger T. Joseph Il Chang & Soon Ja Kim Wol Sun Kim Bok Hyon Ku Eui Jung In Soon Kim Yei Whan Kim Cha Suk Ku Ji Jung Jeong Sook Kim Yeon Ghwan Kim Kuberski Family Josephina Jurado Joey Kim Yim Sik & Nancy Kim Richard & Marian Kuchle Bessie Kajiya Jong Kim Yoon Kim Chad Kunze Eliana Kallas Jun Bae & Sun Weol Kim Yoon Jin Kim Katherine Kwak Valeria S. Kamenetskaya Jung I. Kim Young S. Kim Yeon Hee Kwak Jeanne Kampler Jung Il Kim Young & Jung Kim Kum Ja Kwan Bill & Hee Kang Jung Kyun Kim Young & Yon Kim Chi Ming Kwock Bong Seok Kang Jung Ok Kim Young Pal Kim Kum Ja Kwon Chung Kang Kan Nan Kim Young Sik Kim Ki Soon Kyong

RHF - Serving People For a Better Life RHF 41 Our Donors (cont.) Georgettia Lampasi Soon Lee Adelina S. Lindo Pauline T. McKie Bonnie L. Lang Soon Ja Lee Nita Lister Janice M. McNeilly Frank Laszlo Sun Soon Lee Chun Ying Liu Mario Medina Carol A. Latoof Susan Lee Nancy B. Lochmoeller Anne F. Megli Brian Lee Susan Lee Joan Lockwood Jian Mei Bryant Bang Lee Tea Bum Lee Jeanette Loconte Ngai Mei Byung Lee Won Ae Lee Maxine C. Loft Flora Mejicanos Charls Choljai Lee Wurlung Lee Donald Logue Bert Mendelsohn Chung Lee Yit Si Lee Lomita Kiwanis Gardens Meridian Dong S. Lee Yong & Young Lee Residents & Staff John Meuser Duk Shil Lee Yoo Sun Lee Carlos & Maria Lopez Doris Ilse Mezger Eun Ja Lee Young Wha Lee Delia Lopez Margaret Middendorf Eunice & James Lee Young Lee Anne Lord Lenora Miles Gap Lee Young Lee De Cheng & Lihua Luo Leanna Miller Hack Ja Lee Young Ae Lee Mengping & Canji Ma Mary Miller Hae & Ok Lee Phyllis Legg Betty MacMinn Grace Min Hae Chul Karen Leitch Perla & Chris Agnes Misunas & Kyung Hwa Lee Ann Leitze Madlangbayan Missouri State Employee Hsun Ai Tsao Lee Wai Fong Leung Alice Magliano Charitable Campaign Hyo Eun Lee Virginia Leveque Yvonne Mahy Savailal Mody Johnny Lee Christine Lewis Ofelia Manalang Pamela Mohr Joseph Lee Qun Li Sally Manasse Bonita Mola Jung Hee Lee Yan Wen Li Jack Wise Manis Yolanda Molina Jung J. Lee Wendy Liang Rosemarie Martin Betty Jane Monsees Ki Hyun Lee Dr. Richard Lieboff Roxana Martinez Christopher & Kwan Lee Yaya Liepe Sonia Martinez Susan Montgomery Kwang Lang Lee Life Changes Goldie Matje Elisa Monzon Lois Lee Lorna Ligan Joan P. Mattei Miriam Monzon Mal Lee Soo In Lim Michael McArdle Sam & Sang Moon Myong-Hui Lee Priscilla Linao Alice M. McCormick Estate of Jean Paul Lee Lorraine M. Lind Karen E. McGlothin Moore Warrick

In partnership with Mattel and JAKK’s Pacific, and through the generous donations of RHF residents, staff and friends, holiday gifts were given to the children living in our 25 affordable family communities.

During the 2018 holiday season, RHF Charitable Foundation provided toys and gift cards to over 1,500 children living in our communities.

Klein Manor, Harbor Tower, and Bixby Knolls Towers volunteers (we call them the RHF Wrappers), lovingly wrapped the toys with RHF team members and Advisory Commission members.

42 RHF www.rhf.org “I give to RHF as a Team Giver because I want to help out those residents who have fallen on harder times, those who are in need. I became a Team Giver when I first became employed by RHF and I am very grateful for this job. Although what I give is not much, I know that RHF will add my donation to others' donations and it will be used to help alleviate stress and worry of how to pay the rent each month as the resident has run out of options. RHF knows those who are in need, I want to help RHF help them.” Lynn Lichtenstern, Manager Los Arcos Poway, California

Fatemah Haji Moradi Jay & Yoon Oh Kilwon Park ter Gloria Moraitis Joung H. Oh Kyui Son Park Betty Powell Amalia Morales Julia Oh Mina Park Leslie Powell Nessem Morcos Kathy Oh Muyng Park Darry Powers Robert J. Morrison Robert Oh Seung Eun Park Patricia Powers Ann Mort Soo Hee Oh T. Chan Romi Park Prelude Services Michael Motes Soo Justin Oh Ung Hun & Kurt & Mary Jean Pronske Rev. & Mrs. David Soon Oh Young Sook Park Ok Y. Pyon S. Moyer Sun Yang Oh Young Park Tommy & Mija Pyun Mueller Prost, LC Yoon Oh Young Shin Park Youngja Pyun Pat & Theresa Mulhern Mabel Olson Richard Parker Edgar & Myriam Quijano Domingo Judith O'Mara Mr. & Mrs. Charles Parks Nellie B. Quirk & Domina Mun Jacqueline O'Quinn Partners for a Better Robert Terrell Rackley Consuelo Murrieta Alicia Ordonez World Evelyn Radoza Chun Yel Na Jessica Ornate Odette Pascal Joo Yeol Rah Gadarina Najarian Abel Ortega Henryka Pasterkiewirz Delores Rainey Hong Ja Nam Alice O'Shea Nola Pattengill Zoila Ramirez Kwang Nam Young Oum Joseph E. Pelzman Benjamin Ramos Sook Jung Nam Kathleen Overturf Hannelore Penner Saturnina & Maria Ramos Anabella Narvaez Oscar & Evelyn Pace Adoring & Ernesto Pen- Kay Ranew Julia Naselli Kim Paddock tilo Dafina Rankov Network for Good Bo Ock Pak Valera Pepper Evelyn Rapoza David Neubauer Bueja Pak Joanne Peterson Almeda Rea Raymond Neudecker Chunsik & Haengja Pak Triem Pham James Rea Doris Neverette Myong Hui Pak Jean Phillips Marilyn Reed New Life New Purpose Sung Pak Pioneer House Shirley Ann Reeves Georgia M. Newcomb Madeleine Palid Residents & Staff William Reilly Pauline Phyllis Newman Richard Palm Pioneer Solution, Inc. Debbie Remington Samantha Nielson Louise & Tome Palmer Claire Planer Edward Requardt Mansoureh Nilkhani Celia Palmeria Bonnie Platon Reuben Raucher & Blum Chong No Consuelo Palomino Shawnda Pleasant Kristina Revenczuk Myung Ja Noh Carmen Parenzuela Jeffrey Pollock Retirement Housing Frances Nuhn Chul Park & Martha Brandt Foundation Heinz Oertel Eum Jun Park Valeria Pop Bertila Ricci Mary Ann Oetjen Gemmer Park Rev. Dr. Robert A. Norvella L. Rice Chang Nam & Un Suk Oh Kay Park & Mrs. Christina E. Pot- Martin B. Rich

RHF - Serving People For a Better Life RHF 43 Making A Difference in our Communities

RHF Charitable Foundation awarded its first Aging Services Scholarship. This special award is part of RHFCF’s Youth Education Fund and is designed for young adults living in RHF’s family communities who are pursuing a career in aging services. Diana Parra is a third-year student at California State University, Los Angeles studying Rehabilitation Services. A long-time resident at Rio Vista Village, Diana is a caring young woman who enjoys helping other people. When not in classes, she can be found volunteering. Diana regularly do- nates her time at Rosewood Library of Commerce where she has planned the book festival for the past 2 years, helps with their children’s programs and recently started a book club. She also teaches English to several seniors at Colonia Jess Lopez Apartments, an RHF senior community adjacent to Rio Vista Village. This past spring, she even assisted with a modern and creative family tree mural in the community room at Rio Vista Village to help beautify the space used for the community’s events. Diana is a first generation high school graduate and the first in her family to pursue a college degree. She is using her award to help cover the costs of tuition and books for her junior year and attended a mental health conference this fall to net- work with others in her field. Upon graduation, Diana hopes to work with children and autistic students as she pursues a master’s degree in counseling.

Our Donors (cont.) Barbara Gray Richley Azatouhi Sadafian Mary Ann Shelvy Sonny Son Thomas E. Richmond Baldomero Salinas Pei Ling Shen Hak Soon Song Bill Ridenour Pilar M. Salvador Donald W. Sherman Veronica Song Maria Rivera Carmelita Samala Terry Shetler Wendy Song Doris J. Robbins Adel Samir Jinhua Shi Roland & Sandra Sparks Robbinsdale United Marian Sammaro Rev. & Mrs. Martha Spencer Church of Christ Robert Samples Ernest Shields St. Catherine Retirement Alta Roberts Teresita P. San Diego Hyun Ill Shin Community Residents Carmen Rodriguez Juan Sanchez Jung Soo Shin & Staff Daniel Rodriguez Lorenzo Sanchez Moo & Yong Shin Gordon Stanley Guadalupe Rodriguez Mary Sanchez Soon N. Shin State of Washington Joyce Roe Evelyn Sandlin Cindy Shiu Evelyn Steinman Charles James Rogers Kim Sanghwa Charles Shotell Jo Ann Stephenson Margaret Rogers Amanda Santos Stan Sigler Paula Stevenson Soon Ae Roh Doris L. Sargent Eduardo Enrique Sime Nathaniel Stewart Romeo Roldan Kathleen Scelfo Stewart M. Simington Bud & Dee Stocker Alejandri Rombaoa Myrta Schiebelhut Mary Beth Simmergren Patricia Stoner Erna Rose Monna Schonsheck Ann Z. Simmons Raymond & Sharon Stoverink Adrianne Ross Melody Schultz Beverly Simpson Olivia K. Stram Patricia Ross Betty E. Schutzenhofer Renate A. Simpson Judith Strang Florence Rossiter Jelisaveta Schwarz Aileen M. Sink Jacqueline Strini Mary Rown Carol Scott Harry & Amy Skallerup Gloria Stroud Charles & Joy Roy Ji Hye Seo Doris Slayden Paula Suchy Donna Rudd Dr. & Mrs. Carole Smith Chung Ock Suh Eleanor Rumis Darryl M. Sexton Lena Smith Scott Suh Ruth Runslow Mary Shakibtash Nadine C. Smith Seung Suh Myung Sun Ryu Maliheh Shakoohi Patricia Smith Svetlana Sullo Hermogenes & Rima Shalunts Hank Son Zita Sulzberger Emilina Sabino Shirley Shawler James Son Anita Sulzer

44 RHF www.rhf.org In Memory Of ...... Kris Amberg . . . Joseph H. Freeman . . . Pedro A. Moreno Cheryl J. Howell Barbara L. Freeman Paula Suchy . . . Helen Ridolfi . . . Pat Carter . . . Tom & Yuri Masuda James & Donna Conte Donna Rudd Linda Listoe Rex & Gertrude Chapman Masuda Family . . . William Suchy Catherine Collinson Paula Suchy . . . Ernest S. McBride . . . Mabel E. (Pat) Thornton . . . Robert Chick Traci Maxwell Thomas Thornton, Jr. David & Margie Chick RHF National Office Staff . . . Jean Moore Warrick . . . William Warrick Linda Heid & William G. Warrick Cheryl J. Howell . . . Ernest Frank Rev. Dr. Robert A. Rev. Dr. Robert A. . . . Maria A. Moreno & Mrs. Christina E. Potter & Mrs. Christina E. Potter Paula Suchy Linda Heid & William G. Warrick

Theresa M. Summers Maria Isebel Torres Richard Walloch Hae Yun & Jae Ho Woo Mindy Sun Maryann Towle Jah Wan Tom & Beth Wood Sun City Cafe James Trabits Chang Min Wang Betty Jane Wright Sun City Dimlay Tran Luzun Wang John Wu Family Restaurant Kum-Ok Trentham Delores Ward Janet Yanez Sun City Gardens Alexandria L. Triesch Estate of William Helena & Residents & Staff Trilogy Home Health L. Warrick Christopher Yang Conchita Q. Sunga Rev. Dr. & Mrs. Genevieve Washabaugh Jang & Sun Yang Filomena Sunga John E. Trnka Myrtle Watkins Kee & Hak Yang Anne Sutton Barbara Truncale Annie Webb Robert Yardley Don Sweet Angela Tubesing Emma J. Webb Francis Yee John Tabaka Janice A. Tucker Geraldine Weeks Un Yi Rev. Dr. & Mrs. Misi Tagaloa Joyce Twardowski Patricia B. Weideman Yeon Yi Svetlana Tagmizyan Iris Tyler Bryan Wells Kwang & Hye Yoo Susana C. Tambagan United Way of Xuan Weng Byung Yoon Betty Tang Rhode Island Westminster Health Care Soon Yoon Pamela R. Taylor Diane Vaillancourt Center & Westminster Tae H. Yoon Nancy Teagle Juan Valdes Village Kentuckiana Yong Yoon Yiming Teng Pam Valles Residents & Staff Young In Yoon Sister Kathleen Terlau Joy Van Dyke Mary White Peide Yu Zenawa Tessema Diane Van Wert Mary W. Whitmore Vivian Yu Kam Teung Josephine Varon Mr. & Mrs. Heung Yuan Chandrikaben Thaker Tony Vasquez Douglas Wickstrom Mansoureh M. Zanjani Jack W. Tharp Dolores Vazquez Billy Wilder Anna Marie Zapp Paul & Alida Thistleton Anne Velez Grace Wilder Gui Fen Zhang Cynthia Thomas Priscilla Veneable Daisy Williams Mei Ying Zheng Joshua Thomas Veterans Advocacy Irene Williams Pei Hu & Shu Zhou Marion Thomas Association Sara M. Williams Yuzhen Zhou Thomas Remodeling Holly Vincent Marcia Willoughby Hao Zhu & Metal Fabrication Sue Vincent Gladys Wills Jane Zillin Renato S. Tiamzon Phuc Thi Vo Shirley Wilmhoff Young Zin Josefina Tirado W.C. Service Company, Inc. Shirley & Robert Wilson Ling Di Zou Elena Tofan Bobbie J. Wade Sharon Wolf Shirley Zumstag Mary M. Tomlinson Mary Wagenschnur Peter Wolik Quanfong Zuo Philip Toney Hwa Walker Yong Deuck Won

RHF - Serving People For a Better Life RHF 45 Our Donors DONATIONS TO RHF COMMUNITIES The following donors made monetary or in-kind donations to the corresponding RHF community from January 1, 2018 to December 31, 2018. Adam & Bruce Apts Auburn Ravine Terrace Charles Major Manor Courtenay Fort Wayne, IN Auburn, CA Shelbyville, IN Springs Village Merritt Island, FL Adam & Bruce Apts Jackie Amas Anonymous Donors Residents & Staff Susan Ciuofo Fine Art Blue River Bouncers Anne Cleary Parkinson Jean Matty Gloria Wolfgong Robert Bowman Samantha Stilwell St. Henry's Thrift Shop Robert Brown William J. The Tower Carrie's Cakes Anciano Tower Barnwell Apts at Crooked Creek The Chicken Inn Montrose, CO Perryville, MO Indianapolis, IN City of Shelbyville, Office Colorado Glass Landmark Gas of Mayor Tom DeBaun Comcast Cable and Shower United Healthcare Eagles Lodge #766 Network for Good Cooling's Heating and Air Conditioning, Inc. Benson Manor Lois Helfer Desmet Retirement Davis Service Center Smyrna, GA Hubler Chevrolet Community Keenan's Plumbing The Icing Shoppe Florissant, MO Sandoval Construction Family of Kathy Parker Kopper Kettle Ashley & Kris Stockelman Kroger Atonement Lutheran Angelus Plaza Church Men's Club Broadwood Terrace Mark Concrete Products Los Angeles, CA Salvation Army AW Health Care Los Angeles, CA Crystal Creek Health Angelus Plaza Chorus Sunrise Greenhouse Northgate Market and Rehabilitation Angelus Plaza Cimarron Court First Light Home Care Korean Association Camelot Village Linda & Bill Fortner Angelus Plaza Kearney, NE Council Bluffs, IA Handyman Hardware Sewing Club Tena Boyles Heartland Hospice Care Anthem Blue Cross Angels Care Curtis Steier Hutchens Mortuary California Long Term Home Health Colonia Jess Lopez Lisa Jones Care Education Center Anonymous Donor Los Angeles, CA Julie Kline Fon Jin Chan Camelot Village Francis Maddox Commercial Connectivity Residents & Staff Lucia Arroyo Michael White Services, LLC Connections Area Inez Codeus Kindred Hospice Tae R. Hahn Lavon Pearson Kum S. Han Agency on Aging Health Net, Inc. Robert Filip Melinda Reynolds Tiena Johnson Hall Colonial Heights RPI Therapy The Herbranson Family L.A. Homeless & Gardens STLCC Leadership Group Services Authority Sue Heyne Florence, KY Visiting Nurses Assoc. L.A. Hope Church Home Instead Noon Downtown Group Christine Phillips Mary Price Dogwood Retirement Apts Olive Hill Pharmacy Phil Rossi Second Wind Dreams Milledgeville, GA RPC USC, LLC Walters Richards, PLLC Cindy Sparks Fowler Flemister Concrete Ardmore Apartments Lance Spaulding The Concord Los Angeles, CA Visiting Nurse Assoc. Pasadena, CA Donald Jordan Sr. Manor Garden Grove, CA Cathy Delatorre The Carolinian Susan Vessels Diaz Plumbing Florence, SC Arms Construction Victorino Dominguez Courtenay MS Landscape Global Fire Ann Cantley Springs Village Mr. & Mrs. Peter Merritt Island, FL Gold Country Health Technologies, Inc. Center Jessica Perez O. Peabody Klaus Kolb David Ramos Darlene Summerell Placerville, CA Lakeman Saldana Landscape, Inc. Eva M. Nicholas Robert Miller STARRY Internet Gary Stowell 46 RHF www.rhf.org Grace Place Lake Ella Manor Madison Avenue Apts Northvale Village Norfolk, VA Tallahassee, FL Loveland, CO Houston, TX Jencare Senior A Country Rose NAB Construction, LLC Anonymous Donor Medical Center Big Babies Bar-B-Que Rollins Landscaping Francis Henderson Catering With Care & Maintenance Guadalupe Senior Apts Olson Rotary Village Elsasser's Lock & Key, Inc. Delano, CA Denver, CO Hopewell Home Health Mac Arthur Park Towers A-1 Plumbing Company Agency, LLC Los Angeles, CA Johnny Cabrera Alarm One, Inc. Jeff's Paint & Body Foxburg Productions, LLC County of Kern American Furniture Jensen's Sign Service Delano Rotary Club Warehouse Clemon Johnson Mayflower Gardens Paloma Terrace InnovAge Congressman Al Lawson Lancaster, CA Los Angeles, CA Park Hill Congregational Legacy Cabinets Lancaster Flooring USAgain, LLC Church UCC Leon County Sheriff's Office Miracle Manor West Coast Chief Harshfield Terrace Publix Super Markets, Inc. Edna, TX Repair, Inc. Quartz Hill, CA R & R Fire & Safety Park Place Equipment, LLC First Baptist Mission Mayflower Gardens Seattle, WA Sam's Club Pioneer Club Monona Meadows Sonny's Barbeque Microsoft Worldwide Monona, WI Commercial Business Harvest Pointe Southern Flooring Loveland, CO State Farm Coyle Carpet One, LLC Pauahi Kupuna Hale Poscapes, LLC Honolulu, HI InnovAge Loess Hills Estates Strander Roofing Glenwood, IA Wilcox Construction Hawaii Five O The Heartland Wisconsin Conference Peoria, IL Phil Rossi Pilgrim Place of the UCC Mason City, IA Senior Care Network Lomita Kiwanis Gardens Lomita, CA Mount Beulah Terrace Culligan Independence Square St. Louis, MO Hy Vee East Evansville, IN John Kim DPM Fareway Podiatry, Inc. Aion Cemetary Assoc. Pepsi American Sanitary LuYun Li Bug Master Pest Control Target Cater Video & Security Lomita Adult Day Kneezie Auto Sales Wal-Mart Ice Miller Health Care Prince Beauty Supply Southwestern Sprinkler Professional Firefighters Pilgrim Tower East Michael Wagner Los Arcos of Mid County Pasadena, CA Poway, CA Rosie Robinson Pilgrim Tower East Ingleside Manor Kari Breitweiser Residents & Staff Macon, GA North Capitol James & Jona Clark at Plymouth Pilgrim Tower North Patricia Allrid Myra Erickson Washington, DC Pasadena, CA Sharon Hamilton Good Simoleons Ingleside Manor Jacobs & Cushman Howard Bracey Anonymous Donor Residents, Visitors San Diego Food Bank Christ Vision of Hope Attentive Care & Staff KRC Rock Plymouth Congregation County of Los Angeles Marie Jones Panera Bread, Mira Mesa UCC Zuo Guo Li Peggy Matthews Ron Veale Dian Williams Pilgrim Tower North Richard & Dawn Paul Maria Vilar Residents & Staff

RHF - Serving People For a Better Life RHF 47 Our Donors

Pilgrim Tower North Redding Stone Creek Village Westminster Health Care Pasadena, CA Pilgrim House Phoenix, AZ Center & Westminster Redding, CA Village Kentuckiana Primo Water Operations William & Desiree Contreras Clarksville, IN Sandra L. Tercero Melinda Davis Costco Janice Zavala Family of Lonna Wall Gregory's Fresh Market Adaptive Hospice Shengwang Zhang Place Alan Mitchell Richardson Manor Premier Hospice & Yueying Wang Milwaukee, WI Lucky Vending Don Miner Westminster Village Pioneer House Wisconsin Conference Sparkletts Residents & Staff Sacramento, CA of the UCC Toma S. Toma Westover Manor Cathedral Pioneer Rio Vista Village Joella Willey Cedar Rapids, IA Church Homes Los Angeles, CA The Tower at Southdale First Congregational Juanita Herberger Church UCC Steven Ramirez Adventist Health White Anderson, IN Memorial Medical Hope Church UCC Network for Good Pioneer Towers Center Wilshire House Sacramento, CA AltaMed Sun City Gardens Santa Monica, CA Alzheimer's Greater Cathedral Pioneer Los Angeles Sun City, CA Dunkin' Donuts Church Homes AREM Photography 24 Hour Express Services Lotfia Ibrahim Wilshire House Plymouth Place Sonia Bautista A+ Home Care Residents & Staff Stockton, CA Bet Tzedek Legal Services Coast to Coast Care 1st Health Plan Maria Lourdes Hoff Winslow Manor Costco L.A. County Department Matrix Roofing Winslow, AZ K-Mart of Mental Health & Waterproofing Safeway LTSC Community Pamela K. Campbell Mission Healthcare Services Save Mart Supermarket Development Corp Captain Tony's Pizza Rancho Verde Landscape Target Personal Assistance Ruth James Senior Care at Home, LLC Pizza Hut of Winslow Walmart Supercenter #1554 Services Council Peter Harbage Consulting Spectrum Medical Safeway Walmart Supercenter #3352 Walmart Super Center #1328 Ralston Tower Round House Manor Towers of Jacksonville Kaukauna, WI Jacksonville, FL Yellowwood Terrace Modesto, CA Clarksville, IN Carino's Pinnacle Properties Household of Faith St. John's Adaptive Companion Carpetland Pamela Morris UCC Mission Fund Advanced Care House Calls Chefs of New York Precious Dinkins Bubba's 33 Wisconsin Conference Domino’s Pizza Laura Raccina Bob Evans of the UCC Gallo Center for the Arts St. Francis Soup Kitchen Franklin Pest Solutions Mistlin Honda St. Catherine Hangers Pharmacy Towne Creek Apts Heritage Insurance My Chef Restaurant Retirement Community McKinney, TX Papa Murphy's Florissant, MO Hometown Lawncare Parties with a Kaiser Home Support Raley’s All States Bridge Club Purpose, LLC Kia Motors Round Table Pizza Marilynn & Joseph Bell Murphy Elevator Company Sabastians eScrip Porter Paints Safeway Valley View Apts Karen E. McGlothin Manitowoc, WI Red Lobster Savemart Sam's Club Senior Law Project St. James Park Bethel UCC Texas Roadhouse Sprouts Los Angeles, CA Wisconsin Conference Tub Cutters Walgreens CBS Studios, Inc. of the UCC Wellstone Regional Hospital

48 RHF www.rhf.org 2018 Designation of Gifts to RHF Charitable Foundation

• Affordable Housing - Helps preserve, maintain and create affordable housing across the country. Currently, two special named funds also provide resources for affordable housing: • The Laverne R. Joseph Affordable Housing Fund, established by our Board of Directors when Dr. Joseph received LeadingAge’s 2008 Award of Honor Our in recognition of his national leadership and commitment to aging services. • The Clark Harshfield Affordable Housing Fund, established in honor of FUNDS one of RHF’s founders. • Resident Benevolence - Provides financial assistance to RHF residents who have Donors may outlived their resources. Currently, one special named fund also provides resources designate their for resident benevolence: contribution to any • Jean Moore Warrick Endowment Fund for Resident Benevolence, of these RHF established in memory of an RHF national board member who dedicated 25 Charitable Foundaton years of volunteer service to making a difference in residents’ lives. established funds: • Youth Education Scholarships - Invests in the education of youth residing in RHF's affordable family communities. Scholarships assist with the costs of tuition, approved tutoring, school uniforms, schoolbooks, supplies, fees, and after-school educational programs.

• Toys for RHF Kids - Provides holiday toys and gift cards to almost 1,600 children and young adults living in RHF family communities.

• Project H.A.N.D.S.® - Provides crafting materials and supplies for RHF residents to create items to donate back to their local communities and non-profit organizations. RHF Charitable Foundation supports the work and mission of Retirement Housing Foundation by raising, managing and disbursing charitable funds. Funds are used for the creation, preservation and maintenance of RHF Charitable Foundation Gifts affordable housing and resident benevolence programs.

Jean Moore Warrick Endowment 56% $ 1,013,715 Resident Benevolence 20% $ 364,615 Affordable Housing 17% $ 298,232 Youth Education Scholarships 4% $ 65,733 Toys for RHF Kids 2% $ 32,434 Jean Moore Warrick Endowment Project H.A.N.D.S. 1% $ 23,247 100% $ 1,797,976 Resident Benevolence RHF Communities $ 118,956 Total Raised in 2018 (Monetary) $ 1,916,932 Affordable Housing

Youth EducaZon Scholarships

Toys for RHF Kids

Project H.A.N.D.S.

RHF - Serving People For a Better Life RHF 49 Our staff members perform important daily duties to make shelter and service a reality for the 22,500 people we serve. Staff members who additionally choose to voluntarily support RHF Charitable Foundation 2018 RHF through monetary and in-kind donations are contributing to the fiscal health of our mission. We are extremely grateful for their optional financial commitment as well as the investment they already have made with their Team Givers hearts, lives and careers. The following staff members personally contributed to our mission in 2018.

Carlos Adame Marc Braun Brenda Craddock Elvira Garcia Diane Huffman Collen Adams Natalie Brautigam Julie Cruz Josh Garza Debby Humphries Jennifer Adams Carolyn Brilt Stephan Dalton Alyssa Gauss Thuy Huynh Deborah Agbayani Deborah Brogden Diamonique Daniels Kevin Gilchrist Sal Ingrao Regienald Agbayani Antoinette Brooks Valerie Daniels Larena Glass Lani Jackson Mario Alaniz Deborah Brown Vina Dao Perry Glenn Sarah Jackson Gail Albright Justin Brown Bill Davis Robert Godfrey Skip Jamieson Elisa Alexander Alyssa Bruce Patty Davis Virginia Goldstein Edacia Jefferson Roger Allaire Vendrede Bruno Angelo de la Cruz Cathy Gonzalez Kerry Jennings Robert Amberg Jeannie Bryan Herminia de la Cruz Amanda Goodson Pamela Jennings Shannon Ancira Olivia Buenbrazo Rogelio de la Rosa Mabel Gortmans Araceli Jimenez Roel Andaya Evangelista Buhion Philamena Decker Rachel Gould Aurey Jimenez Shana Anders-Hastings Kevin Gui Samanntha DeGarmoe Evangeline Gregory Margie Johnson Jonas Angeles Nancy Bullock-Brake Mae Delos Santos Alan Grimshaw Psyche Johnson Anonymous Donors Chany Bunkhong Alemtsehay Desita Deborah Grote Terressa Johnson Deadria Anthony Donna Bunkhong Cynthia Dewitt Robin Gruwell Tai Johnston-Batov George Aquino Cristita Bunoan Dina Di Mambro Lisette Guevara Cindy Jolly Lovelie Mae Aquino Geleshia Byrd Andres Diaz Ramatoulaye Gueye Denisha Jones Angele Armstead Anabel Cabanas Bill Dickson Sylvia Guloy Linda Jones Thomas Armstrong Mariano Cagungon Precious Dinkens Susan Guzman Lisa Jones Jose Arroyo Sheila Calado Jacqueline Dizon-Ng Nelly Haddad Rev. Dr. Timeles Asegu Martha Camacho Thanh Do Hirut Haile Laverne R. Joseph Pam Asher Phoebie Carcot Nenita Domingo Theresa Hall Merelyn Juliano Miracxia Augustin Gabby Cardenas Gary Douylliez Lisa Halley Angie Kapiloff Casey Auler Celeste Cartier Karen Ensell Kaylia Hamilton Ken Kaser Gus Azero Jeremy Castronuevo Robert Esquer John Hancock Teresa Kennedy Christine Baca Ally Cazarin Cristina Esteban Cecil Harris Arnold Kim Evans de Vera Esmeralda Cervantes Aracely Estrada Melanie Harris Diane King Bacani-Barrientos Deanna Chambers Eduardo Estrada Jennifer Hart Deborah Kirksey Christina Bagley Sary Chan Lisa Fain Stuart Hartman Janet Kishiyama Carol Baker John Chandler Michael Fakeh Cassandra Harvey Eric Kleckley Jonny Baker Edgar Chavez Fay Fannin Sandra Haskins Michelle Kready Keiko Bannan-Davis Maria Chavez Bob Fard Staisy Heang David Kuznia Jeanie Barrett Channy Chhem Maria Favela Terry Henline Cindy Lacerte Nada Battaglia Brenda Chico Amalia Ferrer Eloisa Hernandez Marissa Lambert Alicia Bauer Patricia Choi Gema Flores Dayle Hesterly Rosa Lara Henry Beltran Susan Chuchla Cheryl Fontenot Emily Hidalgo Debby Laughlin Olivia Bendico Christine Cline Marlene Ford Alydia Highsmith Diana Laxamana Erica Bentley Donna Cline Tasha Foreman Chris Hill Diana Laygo Exequiel Bersamina Heather Cline Tishawn Fortner Thuy Hoang Mariana Lazareno Kathleen Bessmer James Cline Leonila Franada Chaka Holland Pearl Le Danielle Bills John Clow Mailyn Franada Ron Hollerand Ally Lee Mary Ann Blankenship Inez Codeus Ashley Francis Ardrena Holmes Daniel Lee Bonnie Bonebrake Jesse Contreras Cheryl Fredsall Ted Holt Riji Lee Belinda Booker Penelope Cook Marsha Freyberg Natasha Holton Susan Lee Howard Bracey Chelsea Cornelison Barb Frisby Evet Howard Marco Lemus Duncan Bradbury Leonardo Corpuz Gloria Galeano Cheryl Howell Patricia Lendzion Kathleen Brand Jue Cortez Michael Galloway Frank Huber Catherine Lentz Amanda Brasuell Deanna Courtain Deanna Garac Pam Huesman Cathy Levario

50 RHF www.rhf.org "I became a Team Giver because I believe that even small actions can make a big difference. If your act of kindness brings joy to other people, the effort was worth it."

Lance Transfiguracion Accountant - Housing Department National Headquarters

2018 RHF Team Givers (cont.) Flori Lew Barbara Mireles Conchita Pierce Jaki Saunders Stephanie Titus The ision of RHF (Retirement Housing Foundation) Dawn Lewis Olina Mirtil Leticia Pineda Barbra Scherer Thao To V Mia Lewis Celestina Mohabir Elena Pitts Emil Schmitt Pawnee Tolentino is a society in which all persons have quality, affordable Lynne Lichtenstern Stacey Montero Anders Plett Leah Schultz Toma Toma Kim Limstead Alma Morais Pamela Power Jackie Scott Mia Tomei housing thus reducing the difficult choices which would Maria Lira Marcelina Morales Doreen Prasad Wendy Scott Wendy Tomlinson otherwise need to be made between the basic necessities Teresita Liwanag Rosaura Morales Larethia Prince April Scroggins Crystal Torres Brigida Llanora Priscilla Moreno Diana Pro Maricel Seiwert Lance of life. David Lobmaster Pamela Morris Gloria Puentes Damaris Serrano Transfiguracion Rafael Lopez Kim Morrison Chris Purcell Judy Shaw George Trotter Rowena Lumada Phil Mosqueira Barbara Purnell Dan Shearburn Vi Truong Daniel Lumsden Donna Mraz Armondo Quezada Luella Shelton Carol Turpin Cynthia Lyons Beth Murphy Dolores Quijano Floyd Shewmaker Manuel Valdez The of RHF, a national nonprofit organization, Paola Macapagal Rokydah Mustafa Susan Quinland Steven Shroka Lorna Valencia Mission Monica Maciel Brian Natividad Stringer Bryan Shuman Alexis Vasilchak is to provide various housing options and services for older Karin Mack Venrose Nelmida Marivic Quinola Oscar Silva Gloria Veliz de Coron Brian Magnone Thao Nguyen Josie Quintero Melissa Sims Jackson Fidel Ventocilla adults, low-income families, and persons with disabilities, Dena Maiolo Vanessa Nguyen Ofelia Quitevia Olivia Simes Ed Vert Ryder Majko Elise Oberdorf Mary Rachel Tonya Simon Roger Villarreal in an environment which enhances their quality of life - Genia Manapat Terry O'Brien Chris Ragon Dezeion Smith Maura Vince Cruz Belen Manfredi Zelalem Obssie Aurelia Ramirez Talia Smith Ofelia Viola physically, mentally, and spiritually. Paul Mapes Andrea Oceguera Rogelio Ramirez Lisa Sok Svitlana Voronyuk Joshua Martin Barbara Olivas Rosemary Ramirez Natasha Solis Michael Vukovich Autumn Martinez Marlene Olsen Peggy Ricano Margaret Spiller Sandra Wagner RHF is committed to serving its residents Diana Martinez Helen Olson Kasey Ridenour Edita Ssentongo Fred Wahlgren Donna Martinez Enrique Ortiz Scott Riffey Sue Stacey Bailey Walker and their local communities. Shalea Massey Martha Palafox Cristobal Rivera Jennifer Staley Florence Webb Megan McCann Johnie Pams Susanna Rivera Lisa Stark Deborah Whitehead Torrey McCroskey Helen Park Samantha Robbins Edward Steadmon Lacey Wild Shirley McGee Christine Parker Deontae Roberts Kent Steckbeck Eric Wiley Ora McGrew Noemi Pe Benito Tanya Roberts Labrea Stevenson Joella Willey Brenda Peter Peabody Tina Robinson Samantha Stilwell Deborah Williams McLearn-Montz Gloria Pedregon Felicia Roderick John Stonecipher Mark Williams Ryan McPhereson Debra Pepper Cindy Rodriguez Deborah Stouff Diane Wilson Francisca Medrano Patricia Perez Frank Rossello Leah Strid Wilma Wilson William Meert Tamara Perkins Gloria Ruiz Eloisa Tec Jimenez Diane Wink Rosa Mendez Loren Perrigo Jasmin Ruvalcaba Liz Takeda-Lopez Jerasol Winstead Jamila Merchant Merlin Pestanas Alejandra Sallee Gebremedhin Teferi Jill Charlotte Yamuta Norma Merkin Delores Peters Jacqueline Sandra Tercero Judith Yost Gregory Metoyer Lori Phelps Salmon-Munn Amy Terwilleger See See Young Emma Miano Fiona Phillips Kelley Salomon Luna Kirnesha Thomas Sharon Young Barbara Middleton Elizabeth Picou Marlene Santos Mary Thomas Kimi Zazueta Stephanie Milano Ofelia Pielago Ruth Satterfield Mary Thomure Teresita Zurbano In Blue = Sterling Club members-donation via payroll deductions RHF - Serving People For a Better Life RHF 51 Retirement Housing Foundation Corporate Information

Officers: National Headquarters Raymond E. East, Chairperson 911 N. Studebaker Road 2018 Annual Report Christina E. Potter, Vice Chairperson Long Beach, California 90815-4900 Dr. Darryl M. Sexton, Vice Chairperson Tel: 562-257-5100 Retirement Housing Laverne R. Joseph, D.D., President & CEO Fax: 562-257-5200 Frank Jahrling, Treasurer Website: www.rhf.org Foundation Deborah Stouff, VP of Corporate Records and Corporate Secretary E-mail: [email protected] Cheryl J. Howell, Assistant Corporate Secretary Regional Management Offices East Coast East Coast Healthcare 7305 Hancock Village Dr., #207 1100 S. Courtenay Parkway Chesterfield, VA 23822 Merritt Island, FL 32952 Tel: 804-715-3025 Tel: 321-452-1233 Fax: 804-318-3902 Fax: 386-253-5055 E-mail: [email protected] E-mail: [email protected] Federal Management (A Schochet Company) 536 Granite Street #301 Midwest Braintree, MA 02184 7519 Beechwood Centre, Suite 600 Tel: 617-482-8925 Avon, Indiana 46123 Fax: 617-338-8505 Tel: 317-272-0929 E-mail: [email protected] Fax: 317-272-0999 E-mail: [email protected] Great Lakes 3105 Devonshire Road Northwest Cleveland, OH 44109 83 Scripps Drive, #320 Tel: 216-459-2870 Sacramento, California 95825 Fax: 216-459-1415 E-mail: [email protected] Tel: 916-649-2783 Fax: 916-649-2847 R F North Central E-mail: [email protected] H 904 E. Milwaukee Avenue Storm Lake, IA 50588 Southwest Tel: 712-732-1126 9300 South IH-35, Suite A-500 Fax: 712-732-9332 Austin, Texas 78748 Serving E-mail: [email protected] Tel: 512-858-4803 Southern California I, II & III Fax: 512-858-4829 911 N. Studebaker Road E-mail: [email protected] Long Beach, California 90815-4900 Tel: 562-257-5100 West Coast Healthcare Fax: 562-257-5200 80-166 Catalina Dr. People for a E-mail: [email protected] Indio, CA 92203 E-mail: [email protected] Tel: 760-449-4529 E-mail: [email protected] Fax: 760-469-3706 E-mail: [email protected] E-mail: [email protected] Better Life Independent Auditors – CliftonLarsonAllen – Certified Public Accountants 20 E Thomas Road, Suite 2300, Phoenix, AZ 85012 Tel: 602-226-2248 Fax: 602-266-2907