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December 2000 A77 Index to Volume 86 GUIDE TO PAGE REFERENCES IN MONTHLY ISSUES Issue Text "A" Pages Issue Text "A" pages Index to Index to tables tables January 1- 80 1-76 66 July 441-538 1-74 64 February 81-160 1-92 76 August 539-622 1-88 78 March 161-250 1-74 64 September 623-664 1-90 80 April 251-300 1-74 64 October 665-710 1-78 64 May 301-366 1-90 76 November 711-796 1-94 78 June 367^140 1-82 64 December 797-860 1-92 64 The "A" pages consist of statistical tables and reference information. Statistical tables are indexed separately (see p. A64 of this issue). Pages Pages ACCOUNTING POLICY, audits 735-7 Bank Holding Company Act of 1956—Continued All institutions estimate, calculation 716 Applications approved under—Continued Annual Report: Budget Review, 2000 653 Alpena Banking Corporation 854 Anticounterfeiting strategies 322 American Bancshares, Inc 507 Articles American River Holdings 660 CRA special lending programs 711-31 ANB Bankcorp, Inc 76 Credit cards: use and consumer attitudes, 1970-2000 623-34 ANB Delaware Financial Corporation 660 Domestic open market operations during 1999 511-37 ANB Financial Corporation 660 Effects of recent mortgage refinancing 441-50 ANB Holdings, Inc 854 Federal Reserve Banks as fiscal agents and depositories Anderson Bancshares, Inc 435 of the United States 251-9 Andover Bancorp, Inc 437 Industrial production and capacity utilization: Anita Bancorporation 789 1999 annual revision 188-205 Antioch Holding Company 660 Monetary policy reports to the Congress 161-87, 539-65 Apalachicola State Banking Corporation 435 Mutual funds and the U.S. equity markets 797-812 Ardmore Merger Corporation 789 Productivity developments abroad 665-81 Area Bancshares Corporation 72, 618 Profits and balance sheet developments at U.S. Arvest Bank Group, Inc 73, 240, 660 commercial banks in 1999 367-95 ASB Management Corp 240 Recent changes in U.S. family finances: results from Associated Banc-Corp 242 the 1998 Survey of Consumer Finances 1-29 Associated Community Bancorp, Inc 240 Treasury and Federal Reserve foreign Atlantic National Corporation 854 exchange operations 206-11, 396-99, 635-9, 813-7 Avant Financial, LLC 854 U.S. bank exposure to emerging-market countries Avoca Company 854 during recent financial crises 81-96 BancFirst Corporation 151 U.S. international transactions in 1999 301-14 BancFirst Ohio Corp 437 Assets, family 4 Banco Bilbao Vizcaya Argentaria, S.A., Bilbao, Spain — 791 Assets, mutual fund 797-812 Banco Santander Central Hispano, S.A., Auditor independence, statement 735-7 Madrid, Spain 76, 240 Automated clearinghouse transactions (ACH) — 40, 253, 466, 821 Bancorp Rhode Island, Inc 435 Automated teller machines, fee disclosures 653 Bancorp.com, Inc 615 Automobile production 192 BancWest Corporation 295, 791 Avery, Robert B., article 711-31 Bank of America Corporation 73, 154, 295, 791 Bank of Kentucky Financial Corporation 508 BANK FAILURES, statement 265-9 Bank of Montreal, Chicago, Illinois 856 Bank for International Settlements 91 Bank of Montreal, Montreal, Canada 154 Bank holding companies, financial holding company, Bank of Montreal, Toronto, Ontario, Canada 348, 856 procedures 219 Bank of New York Company, Inc 154, 706 Bank Holding Company Act of 1956 Bank of Whitman Employee Stock Ownership Plan 298 Applications approved under Bank One Corporation 788, 856 ABN AMRO Bank, N.V., Amsterdam, The Netherlands .. 244 Bankmont Financial Corp 154, 348 ABN AMRO Holding N.V., Amsterdam, Banknorth Group, Inc 151 The Netherlands 244 Bankoelwein, Inc 615 ABN AMRO North America, Inc 244 Banque Nationale de Paris, Paris, France 240 Admiral Family Banks, Inc 708 Bar Harbor Bankshares 242 Advantage Bancorp, Inc 789 Barclays Bank, pic, London, England 297 Advantage Bankshares, Inc 435 Barclays, pic, London, England 297 Allegiant Bancorp, Inc 856 Basile Bancshares, Inc 854 Almanij, N.V., Antwerp, Belgium 243 Bay Banks of Virginia, Inc 76 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis December 2000 78 Federal Reserve Bulletin • December 2000 Pages Pages Bank Holding Company Act of 1956—Continued Bank Holding Company Act of 1956—Continued Applications approved under—Continued Applications approved under—Continued Bay National Corporation 435 Cleveland Holding Company 151 Bayerische Hypo- und Vereinsbank AG, Clintonville Bancshares, Inc 241 Munich, Germany 243 CNB Financial Services, Inc 663 Baytree Bancorp, Inc 347 Coastal Banking Company, Inc 151 BB&T Corporation 295, 791, 854 ColoEast Bankshares, Inc 506 BBV Securities, Inc 791 Colorado County Investment Holdings, Inc 789 Belvedere Capital Partners, LLC 240 Columbia Bancorp 296 Benchmark Bancorp, Inc 506 Commerce Bancorp, Inc 76 Berkshire Bancorp, Inc 297 Commerce Financial Corporation Employee Stock BGC Bancorp, Inc 435 Ownership Plan 792 Big Mac Bancshares, Inc 854 CommerceFirst Bancorporation, Inc 615 Bob S. Prince Insurance Agency, Inc 153 Commercial Capital Corporation 508 BOE Financial Services of Virginia, Inc 506 Commerica Incorporated 705 BOK Financial Corporation 854 Commfirst Bancorporation, Inc 707 Bootheel Bancorp, Inc 243 Commonwealth Bancshares, Inc 296 Border Bancshares, Inc 436 Community Bancshares Spring Green and Plain, Inc 789 Boston Private Financial Holdings, Inc 791 Community Bancshares, Inc 152 BostonFed Bancorp, Inc 76 Community Bank Group, Inc 662 BOU Bancorp 854 Community First Bancshares, Inc 73, 662 Branson Bancshares, Inc 347 Community First Financial Corporation 662 Bremer Financial Corporation 242 Community First National Bank 73 Brookline Bancorp, Inc 436 Community Investment Group, Ltd 615 Brookline Bancorp, MHC 436 Community National Bancorporation 241 Bruning Bancshares, Inc 240 Community Pride Bank Corporation 506 Bryan Family Management Trust 241 CommunityOne BancShares, Inc 854 Bryan-Heritage, Limited Partnership 241 Compass Bancshares, Inc 72 Burton Bancshares, Inc 436 Concord Bancshares, Inc 347 Burton Holdings, Inc 436 Concord EFS, Inc 243 Business Bancorporation, Inc 506 Cornerstone Bancorp, Inc 789 Byron Bancshares, Inc 662 Coronado Financial Corporation 854 Caixa Geral de Depositos, S.A., Lisbon, Portugal 789 Corpus Christi Bancshares, Inc 506 California Community Financial Institutions Fund, Cortez Investment Company 615 Limited Partnership 240 CorTrust Bank National Association 707 Calvert Financial Corporation 295 CountryBanc Holding Company 152 Camden National Corporation 73 CPB, Inc 662 Capital Bancorp, Ltd 73, 347, 660, 706, 854 Crown Bankshares, Inc 347 Cardinal Financial Corporation 436, 706 CSB Bancshares, Inc.'s Amended Employee Stock Castle Creek Capital Partners Fund I, LP 296, 615 Ownership Plan 152 Castle Creek Capital Partners Fund Ha, LP 296, 615 Cumberland Bancorp, Inc 152, 854 Castle Creek Capital Partners Fund lib, LP 296, 615 Cumberland Bancshares, Inc 707 Castle Creek Capital, LLC 296, 615. 616 Custer Bancorp 854 CB Bancshares 662 Dacotah Banks, Inc 241, 707 CBCT Bancshares, Inc 706 Dai-Ichi Kangyo Bank, Limited, Tokyo, Japan ... 76, 789, 791 Centerstate Banks of Florida, Inc 296 Dai-Ichi Kangyo Fuji Trust and Banking Centra Financial Holdings, Inc 296 Company, Ltd., Tokyo, Japan 789 Central Banc, Inc 854 Dakota Bancshares, Inc 297 Central Financial Corporation 347, 506, 615, 854 Davis Trust Financial Corporation 347 Central Progressive Bancshares, Inc 297 Dentel Bancorporation 436 Central Texas Bankshare Holdings, Inc 789 Deutsche Bank AG, Frankfurt am Main, Federal Central Valley Bancorp 660 Republic of Germany 154, 298 Central Valley Community Bancorp 789 Deutsche Financial Services, Inc 298 Centura Banks, Inc 346 Dinsdale Brothers, Inc 854 Century Bancshares, Inc 660 Downing Partnership, L.P. 615 Century South Banks, Inc 243, 296, 662 Eagle Bancshares, Inc 76 Cera Ancora, N.V., Leuven, Belgium 243 EastBank Corporation 707 Cera Beheersmaatschappij, NV, Leuven, Belgium 76 Eggemeyer Advisory Corp 615, 616 Cera Foundation, VZW, Leuven, Belgium 243 Eggemeyer Advisory, Inc 296 Cera Holding, C.V., Leuven, Belgium 243 Ellingson Corporation 508 Cera Management, N.V., Leuven, Belgium 243 Ellis Bankshares, Inc 241 Cera Stichting, VZW, Leuven, Belgium 76 Elmer Bancorp, Inc 854 Chambers Bancshares, Inc 708 Employee Stock and Ownership Trust of First Grayson Charter Banking Corp 73 Bancshares, Inc 73 Chase Manhattan Bank 348 Enterbank Holdings, Inc 616 Chase Manhattan Bank Delaware 348 eOneBanc Corp 616 Chase Manhattan Corporation 151, 706 ETN Leasing, Inc 436 Cheaha Financial Group, Inc 660 Exchange Bankshares, Inc 298, 789 Chesapeake Bancorp Employee Stock Ownership Plan Exchange National Bancshares, Inc 152 with 401 (k) Provisions 151 F&A Financial Holding Company 296 Chestatee Bancshares, Inc 241 F&M Financial Services, Inc 660, 856 China Trust Holdings, N.V., Curacao, F&M National Corporation 152 Netherlands Antilles 151 F.F. Holding Corporation 854 Citizens Bancshares, Inc 706 F.N.B. Corporation 73 Citizens Bankshares, Inc 297 FAB Merger Corporation 436 Citizens Community Bancorp, Inc 243, 791 Fairfield Holdings 76 Citizens Financial Corporation 615 Farmers & Merchants Financial Services, Inc 789 Citizens Financial Group, Inc 706 Farmers and Merchants Bancshares, Inc 73, 789 City Savings Bancshares, Inc 615 Farmers and Merchants Investment, Inc 73 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis December 2000 Index to Volume 86 A79 Pages Pages Bank Holding Company Act of 1956—Continued Bank Holding Company Act of 1956—Continued Applications approved under—Continued Applications approved under—Continued Farmers