Our Corporate Social Responsibility (CSR) policy strives to transform India into a risk-aware society from being a risk-averse society. We aim to integrate social, environmental and health concerns of the Indian society into Corporation’s CSR policy and programmes. Our CSR activities have focused on capacity building, empowerment of communities, inclusive socio-economic growth, environment protection, promotion of green and energy efficient technologies, development of backward regions, and uplifting the marginalized and under- privileged sections of the society.

Nowadays CSR goes beyond charity and requires the company to act beyond its legal obligations. It rests on the ideology of give and take. Companies take resources in the form of raw materials, human resources etc. from the society. By performing the task of CSR activities, the companies are giving something back to the society.

In the changing business environment, doing well (profit) and doing good (caring) are not mutually exclusive but mutually reinforcing. There has been a paradigm shift from the way business was done earlier to how it should be done today. It's no longer a question if companies should engage in CSR, it’s now a question of to what extent will they do so, and how they will create and communicate real and meaningful impact.

REPORT ON CSR ACTIVITIES IN FY 2019-20

1. Aravind Eye Hospitals – The Govel Trust. a non-profit organization is running the Aravind Eye Hospitals at , Theni, , , Coimbatore City centre, , Tuticorin, Tirupur, Udumalpet, , Salem, and . It was founded in 1976 by Dr. G. Venkataswamy as an eleven bedded hospital in a rented facility with a mission to eliminate needless blindness by providing appropriate, compassionate and high-quality eye care to all. GIC Re have contributed approx. Rs. 2.73 cr towards their project wherein the main aim is to reduce vision impairment. The project spans over 2 years. The project commenced in March 2019. In the FY 19-20 we have contributed about 1.49 cr to them for procurement of ophthalmic equipment, glaucoma awareness camps and related surgeries.

2. Artificial Limbs Manufacturing Corporation of India (ALIMCO) – It is a Section 8 company functioning under the Administrative Control of Ministry of Social Justice & Empowerment, Department of Empowerment of Persons with Disabilities for providing aid and appliance to the disabled totally free of cost. The objective of this project is upliftment of poor and needy disabled beneficiaries by bringing them into mainstream of society to lead a normal life through proper need assessment and provision of requisite appliances. GIC Re funded CSR grant to conduct 10 camps across India at following places: Firozpur, Punjab; Haridwar, Uttarakhand; Amravati and Udgir in Maharashtra; Indore, MP; Kozhikode, Kerala; Goa; Darjeeling, West Bengal; Mysore, Karnataka and Vishakhapatnam, Andhra Pradesh. The project cost is Rs. 5.00 cr. We have approximately benefitted 4,600 persons.

3. Amar Seva Sangam – It is a premier organization in the field of disability management. GIC Re stood by its commitment to construct Stage 3 and 4 of Siva Saraswati Vidyalaya run by Amar Seva Sangam. Stage 3 and 4 covered the construction of 1 Lab, 3 classrooms, corridors, one toilet each for girls, boys and staff and a disabled-friendly ramp. The approx. cost of the project is Rs 1.27 cr. The project was completed in October 2019.

4. Bhagwan Mahaveer Viklang Sahayata Samiti – The main objective of BMVSS is providing mobility and dignity to the amputees especially to those who are below poverty line. They provide artificial limbs and other aids and appliances to amputees and polio patients totally free of cost. GIC Re has been associated with them since the last 4 years. This year we have contributed Rs. 2.54 cr towards the disability camps. The camps were conducted across the year in the following places: Jaipur, Dausa, Mahadevpura, Baran in Rajasthan; Alipurduar, Cooch Behar and Jalpaiguri in West Bengal and in Bengaluru, Karnataka. Through this project we have distributed 6511 aids to 6102 beneficiaries.

5. Bosco Net is a secular organization working towards the goal of empowering the young. It believes in empowering change especially for the young people who are citizens of tomorrow’s world. GIC Re has contributed funds for 3 buses which will be used in 3 schools in . The provision of buses would reduce dependence of the students on public transport. They would be helpful for children who used to walk to school on foot, thereby reducing risk of accidents, security concerns and, making school a safe and happy place for the children to learn. The project also promotes the school attendance and increase in school enrolment especially in surrounding regions where public transport is unavailable. We have contributed approximately Rs. 58 lakhs for this project.

6. Ciigma Health Foundation – It is a healthcare support organization representing the voice of deprived, excluded and vulnerable population especially the Marathwada region in Maharashtra, regardless of their race, creed and gender. It strives to offer effective interventions in health. We have contributed Rs. 24.00 lakhs for 60 cancer screening camps. Camps were conducted in the remote villages of Aurangabad.

7. Cancer Patients Aids Association – It is a 50-year-old non-profit organization that addresses cancer. The primary concern of CPAA is to meet the needs of poor cancer patients who do not have access nor can afford cancer treatment. CPAA reaches out to patients from all walks of life. GIC Re has adopted 50 cancer patients. The scheme is very personalized and takes care of the treatment and also provides counselling, finding boarding facilities for outstation patients, advising on hygiene and diet, providing food grains and nutritional supplements, transporting patients to treatment centres, organizing support groups, providing prostheses and rehabilitation. This is an on-going project where GIC Re is contributing approx. Rs. 47.25 lakhs.

8. DHAN Foundation – Their mission is to build people and institutions for development, innovations and to enable the poor communities for poverty reduction and self- reliance. GIC Re has been associated with the foundation since the last financial year. This year we have contributed funds for construction of boy’s hostel, compound wall and a workshop building. The project cost amounted to approx. Rs. 2.00 cr.

9. DEAN Foundation – It is a non-profit Medical Charitable Trust formed in 1998 whose prime objective is to provide palliative care to those suffering from incurable illnesses. They basically provide these services to the elderly or the needy in slums of Chennai. GIC Re has contributed Rs. 6.25 lakhs against their operational cost.

10. Fellowship of the Physically Handicapped – The organization basically impart vocational training in 10 different trades. Vocational training is imparted to the beneficiaries FREE OF COST which includes facilities like hostel, lunch, pick up and drop, medical and educational support. FPH serves those adults who have orthopaedic and mild mental disabilities and are in the age group of 18 to 40 years. GIC Re has been associated with FPH since the last 2 financial years. This year we have contributed approximately Rs. 45 lakhs. The same was used to conduct disability camp in Vapi, Gujarat which distributed 204 aids and appliances to various beneficiaries. We have also provided a bus to FPH which helps the students and staff to commute to and fro to work. GIC Re has also funded towards a printing machibne and a rotary numbering machine. We have also supported FPH in selling their products to our employees by organizing a one-day display and sale at our premises. Products like towels, candles, purses, napkins, dusters, mops and many other household items were sold. FPH has approx. made a sale of Rs. 50,000/-.

11. Hope Foundation – It is an NGO which works for the educational and vocational training needs of underprivileged students in the interiors of Raigad in Maharashtra. The crux of the Sukanya Project supported by us (contributed funds approx. Rs. 10.00 lakhs) is to provide an education kit consisting of notebooks, textbooks, etc. to 455 girl students from std IX to graduation of Mahad Taluka, Raigad. HF plans to adopt maximum girls in the academic year 2020-21 through various adoption-oriented parenting schemes for needy and intelligent students. This is done as an attempt to promote education for girls. The project covers regular education from Std IX to graduation.

12. Indian Development Foundation – It is a leading NGO in India working in the areas of education, healthcare and women empowerment for the last 35 years. GIC Re has supported them for the Dignity Project which is aimed at creating awareness on best practices on menstrual hygiene, imbibing the habit of using sanitary pads amongst the girls and women and at eradicating many health issues and diseases which occur due to unhygienic menstrual habits. Proper menstrual habits for schoolgirls also result in better education and overall wellbeing. The project cost is Rs. 25.00 lakhs. 5000 Girl students will be distributed these hygiene kits across Goa, Satara and Raigad in Maharashtra, Bengaluru in Karnataka, Prakasham, Guntur and Kadapa in Andhra Pradesh, Kanchipuram and Tiruvallur in Tamil Nadu.

13. Karachi Maharashtriya Shikshan Prasarak Mandal – It was established in 1929 at Karachi in the leadership of late V. D. Anaokar Guruji. After Independence and partition of British India, members of Mandal moved to Mumbai and their native places. Kudal High School, the then State High school run by ‘Sawantwadi Sansthan’ was in possession of Bombay Govt. Knowing the reputation in the field of education, Mumbai Govt. handed over this High School to KMSPM in 1948. They are now having their presence in Mumbai (4 schools) as well as in Kudal (8 schools). GIC Re is being associated with KMSPM for the first time. We are contributing approx. Rs. 26.00 lakhs on their 2 projects. One project is to construct a toilet block in their Marathi medium school which would benefit about 1850 girls. And the other project is to set up a solar plant which would not only start the green energy efficiency initiative but would also reduce the electricity charges. The energy generated by solar plant will be consumed in the regular school activities.

14. Kendriya Sainik Board – It is the apex body of the Central Govt. which looks after the welfare of War-Widows, Armed Forces Veterans (AFVs) and their dependents across the country. The mission of KSB is to provide welfare to the Ex-Servicemen (ESM), Widows, Disabled and Dependents of Armed Forces Veterans and undertake rehabilitation, resettlement and create re-employment opportunities near his/ her place of residence. GIC Re has contributed Rs. 9.60 cr against penury grant to 2000 beneficiaries for one year.

15. Language and Learning Foundation – It is an education centred NGO where the focus is to upgrade the skills, talents and positive attitude of the teachers working in Government Schools in rural areas through capacity building programmes. GIC Re has contributed towards 2 projects. The first project was conducted in Chhattisgarh and Haryana. We have contributed funds for capacity building and resource package for the Government School Teachers. The total project cost was Rs. 47.50 lakhs. The second project benefits primary children in 296 schools in Haryana. The programme focuses on development of local language (hindi). The programme cost is approx. Rs 95.00 lakhs.

16. M K Educational Society - It is effectively working and operating its activities for the welfare of poor people and also runs a Govt. recognised school named ‘Unified English High School’ situated at Malwani in Malad West. The school is in one of the largest slum areas where most of the people are living below the poverty line. The digital screens project would directly help 1238 students studying in pre-primary, primary and secondary sections of the school. GIC Re has contributed approx. Rs. 8.70 lakhs under which we have provided laptops, screens and projectors.

17. Madat Charitable Trust – The basic aim of the trust is to provide financial aid to cancer patients. Their project “Managed Cancer Care Fund" helps out the cancer patients who are facing financial difficulties. MCT works with private doctors and diagnostic centres who have discounted their rates substantially for this project. Under this project, we would be aiding 260 patients (200 investigative diagnostics and 60 surgeries) during a year. The project cost stands at Rs. 91.35 lakhs.

18. Masoom – The NGO strives to improve the learning environment and the future prospects amongst the less privileged students of the night schools who work during the day and attend the school at night. Masoom functions in 174 night schools across Mumbai, Pune and Ahmednagar. Night Schools run in the evening from 6.30 pm to 9.30 pm to serve the migrant/working class young population of the city who have either dropped out of school in earlier grades or have never gone to school. These students cannot go to day school as they are working during the day or because of age barriers. GIC Re has contributed Rs 46.00 lakhs approx. to bear the partial cost of the 12 night schools. The programme was effective for the academic year 2019-20.

19. Naya Savera – It was established in 1950 and runs 3 de-addiction and rehabilitation facility in Noida, UP and Kullu and Palampur in Himachal Pradesh. It has earned reputation for commitment to the cause of effective treatment of addiction/alcoholism and awareness generation. Their approach towards the de-addiction programmes is holistic i.e. addressing the physical, physiological, emotional, social and spiritual areas towards recovery which also includes yoga and meditation. GIC Re has sponsored 45 patients under this project. The project cost is Rs. 32.40 lakhs.

20. Nimar Abhyudaya Rural Management and Development Association – NARMADA was started by Ms. Bharati Thakur in 1995 in Mandaleshwar in Madhya Pradesh. Their focus is on education-basically formal and informal education to help and motivate children for schooling. GIC Re has helped them construct a ground+2 structure for a school and provided 2 vehicles. The approx. cost of the project is pegged at Rs. 1.45 cr. The project was completed in February 2020.

21. Parivaar Education Society – It is a humanitarian organization inspired by the spiritual and humanistic ideals of Sri Ramakrishna and Swami Vivekananda, with its chief institutions based in West Bengal and a recent second branch in Madhya Pradesh. Parivaar has worked towards the total care and overall development of children who are highly vulnerable to exploitation, victimization and trafficking, including orphans, street children, abandoned children and extremely impoverished children from tribal areas. We have funded informal education and nutritive meals for 2497 tribal children in Devas district of MP. The programme now stands complete and the cost of the project was Rs. 2.92 cr approx.

22. PRIDE India – It has been working to provide holistic development of marginalised rural people by adopting an integrated approach focusing on health, education and empowerment since the last 3 decades. Till date, they have reached out to more than 15,00,000 individuals in 605 villages across 7 districts. They have a widespread presence in Osmanabad, Nanded, Beed, Latur, Solapur, Gulbarga and Raigad districts of Maharashtra. GIC Re has contributed funds for their SPARSH hospital in Osmanabad. The hospital sees high influx of patients every day, more than 75,000 patients benefit from the primary and secondary health services every year. We have contributed approx. Rs. 25.00 lakhs for the project. 23. Prime Minister's Citizen Assistance and Relief in Emergency Situations Fund (PM CARES Fund) – The pandemic of COVID-19 has posed serious challenges for the health and economic security of millions of people worldwide. In India too, the spread of coronavirus has been alarming and is posing severe health and economic ramifications for our country. The Government of India has set up a public charitable trust under the name PM CARES Fund to deal with the pandemic of COVID-19. This fund will also cater to similar distressing situations, if they occur in the times ahead. GIC Re in an attempt to contribute to India’s war against COVID-19 has contributed an amount of Rs. 22.80 cr to PM CARES Fund.

24. RAIL Sahyog – The Corporation has gone out of the way to associate with Indian Railways and to try and upgrade their infrastructure, technology and hygiene. Railways had requested for possible collaboration with them for the various initiatives through their web portal which would impact a large number of people-not just the passengers but the entire community living around. 10,000 ten-seater benches will be installed across various stations on PAN India locations. The total cost of the project is approx. Rs. 52.25 cr. The project has nearly reached its completion.

25. R K HIV and AIDS Research and Care Centre – Their aim is to serve HIV/AIDS and cancer patients/victims’ needs in a holistic manner enabling them to live active, dignified and healthier lives. It also provides medical relief through ‘Hospital on Wheels’ programme through its Mobile Medical Units at PAN India level. GIC Re has sponsored the running cost of one medical mobile van for a year. The cost of the programme is Rs. 42 lakhs and the programme will be implemented across few slums in Mumbai. The Mobile Medical Vans will help the old and vulnerable to receive proper nutrition, medical facilities and awareness specially in the slum pockets.

26. Ramakrishna Mission, Aalo – It was started in 1966 to cater the needs of Arunachal Pradesh in the field of education, health and livelihood. Their intention is to spread education to the masses especially to the economically weaker sections of the society as taught by Swami Vivekananda. The current strength of the school is around 1400 (KG-I to XII Std). We have contributed around Rs. 25.00 lakhs for 300 school benches. The project was inaugurated in March 2020.

27. Ramakrishna Seva Mission, Vrindavan – Their major focus is on health care services for the poor-they have a 240 bedded charitable hospital. They also manage Ramakrishna Mission Sevashrama School of Nursing which specially caters to students from the underprivileged section. GIC Re has been associated with them for the sponsorship of education for 88 students for the last 3 years. This year too we have contributed around Rs. 25.00 lakhs under the sponsorship programme.

28. RSS Jankalyan Samiti Maharashtra Prant – Their main focus is health care and they offer their services for cerebral palsy patients. The NGO’s areas of operation are Mumbai, Konkan, Western Maharashtra, Northern Maharashtra and Marathwada. GIC Re has contributed funds for procurement of a bus for ‘Samvedna Project’ amounting to approx. Rs. 16.00 lakhs. The bus will be used for the benefit of children with special needs. The vehicle will also help the project team to visit the remote and inaccessible areas so that the disabled students can attend the rehabilitation school on daily basis. The project is based in Latur district and will serve the needs of the children with multiple disabilities from the districts of Latur, Osmanabad and Beed.

29. Sri Shanmukhananda Fine Arts and Sangeetha Sabha – It is the only institution in the country that combines Fine Arts and Healthcare. GIC Re has contributed Rs. 8.5 lakhs for health care equipment for their dialysis centre in Mumbai.

30. Shree Pragnachakshu Mahila Seva Kunj – It is an organisation which work in the field of visual impairment. They have been operating for the last 22 years. The thrust is to make the visually impaired self-sufficient by providing education, facilities like lodging, boarding and transportation and employment opportunities. GIC Re has contributed funds to set up solar power plants at two of their centers in Morbi and Umergaon in Gujarat. The cost if the project is approx. Rs. 22.00 lakhs.

31. Saunvardhan Pratishthan – The NGO has chosen the path of education for the development of underprivileged children. It is basically managed by women. Their aim is to mould the children as educated, healthy, regimented and self-motivated citizens of future India. They work in Sindhudurg and Ratnagiri districts of Maharashtra. It is an ongoing project and GIC Re shall be contributing approx. Rs. 98.31 lakhs for renovation and repair of the existing building and construction of assembly hall and study room in RDK Highschool in Kudal.

32. Save The Children India – It is a non-profit organization founded by late Smt. Vipula Kadri in the year 1988. It envisions India as a Child-Friendly Nation. It is committed to prevent exploitation and other forms of discrimination of vulnerable women and children and help empower them to lead a healthy life with dignity, self-respect and independence. GIC Re has contributed funds for a bus amounting to Rs. 28.00 lakhs approx. that will be used as transport facility for the students of Save The Children’s Special Care Center at Bandra. It is a school for children with special needs-hearing impairment and intellectual disability.

33. Smile Foundation – GIC Re has initiated a mutli-scale project through Smile Foundation to address health issues through their proposal ‘Mobile Medical Unit-Smile on Wheels’. The project cost is Rs. 4.95 cr and will be implemented in four locations i.e. Kullu, Himachal Pradesh; West Singhbhum, Jharkhand; Bilaspur, Chhattisgarh and Mumbai in Maharashtra. The project spans over 3 years and has completed second year of the project. Since the launch till March 2020, 1489 OPDs with direct patient-doctor interactions has been conducted covering 54+ communities/areas of the 4 project locations and a total number of 47,235 direct beneficiaries at their doorstep.

34. Shraddha Rehabilitation Foundation – It focusses only on the wandering mentally ill destitute roaming on the streets of India. Under this project, the mentally ill destitute are picked up from the Mumbai-Pune belt off the streets and/or recommended by other organisations like Police controls. The beneficiaries are rehabilitated with various psychosocial interventions depending on their condition. GIC Re has been associated with the Foundation since the last 2 years. The first project was completed in Dec 2020 and benefitted almost 1100 destitute. The cost of the programme was around Rs. 1.95 cr. We have continued our association and are committed to them in the current FY as well. The current project will benefit almost 600 destitute for a cost of Rs. 1.53 cr.

35. Samaritan Help Mission – It is an organization that has been working in densely- populated, impoverished slums in the Howrah District of West Bengal for 17 years. Its main operations began in Tikiapara in 2001. GIC Re has been associated with SHM in the last few years. This year, the Corporation has funded for two projects:

i. Construction of a new school building (ground floor+2) for Samaritan Public School, Bankra along with full infrastructure for Nursery to Class XII standards. The approx. cost of the project is Rs. 3.36 cr. On completion, the project will help around 3,000 children. ii. Upgradation of the existing Rebecca Belilious Charitable Dispensary into Rebecca Belilious Charitable Day Care Hospital with Training and Paramedics. The cost of the project is approx. Rs. 1.51 cr. The project stands complete now. The hospital will help at least 500 patients on daily basis.

36. Sri Sankaradeva Nethralaya – It was established in Guwahati in the year 1994 by Sri Kanchi Sankara Health And Educational Foundation, a registered charitable trust formed under the aegis and with the blessings of their holiness-Jagadguru Sri Jayendra Saraswathi Swamigal and Sri Sankara Vijayendra Saraswathi Swamigal of Sri Kanchi Kamakoti Peetam, Kancheepuram. It was started with a mission to provide quality eye care services through state-of-the-art facilities to the people of the region at affordable cost and equal quality treatment at free of cost to economically unprivileged patients who cannot afford cost of treatment. GIC Re has been associated with them for the last 2 years. We have contributed funds of around Rs. 46.00 lakhs for two separate projects. The first project helped them to procure ophthalmic equipmient to be placed at their two new Vision Centres at Nagaon and Darrang District of Assam. The other project helped in the procurement of 2 buses which the hospital would utilise for ferrying poor patients to the hospital.

37. Seva Mandir – It is running 151 Shiksha Kendras providing informal education to around 6,000 children in the tribal areas of Udaipur and Rajsamand district. Their programs include stipend of teachers, study material, capacity building of teachers, evaluations, research, program expertise, monitoring etc. which is managed by Seva Mandir. We have contributed approx. Rs. 7.57 lakhs for providing school bags to children in 115 Shiksha Kendras for children up to 5th std. We have also initiated a project costing Rs. 32.50 lakhs approx. for the construction of a block at their training centre in Udaipur, Rajasthan.

38. Swachhata Abhiyan – GIC Re has initiated tree plantation and a cleanliness drive in a ground near Ambedkar college in Dharavi, Mumbai. Around 70 children of Hope Foundation volunteered along with some officers for this activity. A peace march was also taken around the 3 km area surrounding the ground to create awareness about cleanliness and hygiene. The CSR department along with the OS department also organized Swachhta Pakhwada under Swachh Bharat Abhiyan. Under this abhiyan, cleanliness drive and awareness walk were initiated at/near office.

39. The Akshaya Patra Foundation – Midday meals provided by TAPF meet the nutritional requirements of children complying with the government norms as per the recommendations of qualified nutritionists. Their kitchens are technology-intensive and can cook a minimum of 100,000 meals in less than 4.5 hours with minimum human intervention and sustained quality. The cooked food is distributed through heat- insulated, dust-free special purpose vehicles.

i. TAPF in co-operation with the Pondicherry Government, is constructing a new rice-based Centralized Kitchen which will serve approximately 50,000 government school children every day once constructed. GIC Re is committed to 50% of the project cost which amounts to Rs. 5.92 cr. The co-sponsor for this project is New India Assurance Co Ltd. ii. GIC Re has also sponsored midday meals for the school children in Bhillai and Rourkela. The project funding stands at Rs. 3.00 cr approx.

40. TATA Memorial Center – TMC is a premier cancer care facility in India which has been at the forefront in the fight against cancer since the past 75 years. They aim to provide comprehensive care in the field of cancer. GIC Re has contributed funds for breast cancer research programme which would cover 1,000 patients over a span of 5 years. The cost of the project is Rs. 6.3 cr.

41. Vivekanand Medical Foundation and Research Centre – As the name mentions, it specialises in health care services. It caters to the needs of people in all strata of society in the region of Marathwada by providing advance medical facilities at least possible cost. Their mission is to be provide appropriate, optimum and quality health care services to the patients from all sections and strata of our society with a sense of social commitment as an important plank of our medical profession. It is a 200 bedded hospital in Latur. GIC Re has contributed about Rs. 19.00 lakhs for an ambulance and a biosystem (which will be used in ICU). 42. Vivek Vyaspeeth – It was started in 1983 and focuses on bridging the gap i.e. creating a society with an erect posture and everlasting prosperity. GIC Re has contributed approx. Rs. 24.84 lakhs for creating various awareness and developmental workshops in 40 slums in Pune district. The workshops cater to all age groups and cover all areas like health, education, culture, social values, self-security, nutrition, etc. Through these programmes, they plan to empower the slum dwellers gradually to make them self- reliant. They plan to create awareness about civil rights among the slum dwellers and bridging the gap between government programs and the beneficiaries. The project is reaching out to people residing in the slums of Kasba, Parvati, Katraj, Yerawada, Vidyapeeth, Hadapsar, Sambhaji and Sinhagad in Pune District of Maharashtra.

43. Village Adoption – Most of the activities conducted under CSR are implemented on PAN India basis through various NGOs. In one of its first direct activity, GIC Re has adopted 8 villages in Maharashtra i.e. Girjawade, Vanjulshet, Pimpri, Kode Budruk, Chimbave, Ker Bhekurli, Teurvadi and Jasapur. We will be constructing a community centre (2,000 sq ft) in each of these villages which in the long run may boost various activities like women empowerment, vocational skill-based training, health initiatives and many other. Community centre is being built on the community land and no objection for the same has been received from each of the villages.

44. Warrier Foundation – It is a non-profit charitable trust formed in 1999 whose prime objective is to undertake multiple initiatives in the arena of education, healthcare and disaster relief. Warrier Foundation had proposed to provide and train 1,000 students in Government schools of Ramnagar in Karnataka with the essential skill of beautiful and improved handwriting by which they can master the English language and be able to read and write even better than before. GIC Re has contributed Rs. 3.50 lakhs for the Aksharam Project.