PAR is EMV Ready.

PAR IS EMV READY tion as EMV makes its domestic debut, The United States compa- and our hardware and software will be Benefits of being EMV nies are in the process of shifting from EMV adaptable. compliant: the familiar magnetic card tech- • Fraud reduction nology to using an embedded chip TERMINALS & TABLETS card; this new standard for credit and PAR has developed methods to ensure • Global interoperability debit cards is called EMV (Europay, interoperability between chip based • Will help foster the adop- MasterCard and VISA). EMV cards are payment lines and our hardware prod- tion and integration of more difficult to counterfeit, as a ucts. Chip cards will be read through a other payment technologies chip-based payment transaction occurs separate credit card terminal, rather when a microprocessor embedded in a than the assimilated magnetic stripe • Reduced Audit costs - 30% plastic card or mobile phone connects reader available on the POS terminals. to 60% decrease in per year to an EMV-enabled POS terminal in Since PAR resells credit card terminals audit costs order to execute payment. The smart from a number of major vendors, our • Reduced PCI Compliance card technology provides an additional terminals will be supported by devices Management point of card authentication for the from the payment companies (Ingeni- • Decrease Corporate Expo- transaction, validating the legitimacy of co, etc.) through a Serial/USB sure the payment type being used. Credit port or network connected. Our PAR card companies hope to reduce fraud Tablet 8 will ensure an integrated way • Redirect IT Spend through the introduction of this tech- to mount the payment company’s • Regain Flexibility - Update nology into the United States. All U.S. devices to the back of it. The battery hardware and software on issued EMV chip cards will contain both replacement door with the EMV mount your own timelines a contact chip, and a magnetic stripe. screws right on to the back of the However, effective October 1, 2015, Tablet and the cradle insert is unique to the issuer or merchant who does not the type of EMV device being used. support EMV, assumes liability for iden- Other options are also being investigat- tity theft and counterfeit fraud transac- ed and more information will be sent tions. PAR in conjunction with Brink, when available. and PixelPoint will support this transi- BRINK POS The Brink POS system supports several integrated payment options for EMV and encryption (AurusPay, Mercury and VeriFone Point). PAR Brink POS will be EMV ready with the 3.4 release, which is currently pending PA DSS certification. With the 3.4 release, support for the VeriFone 915 device, and Point product will be included. VeriFone 915 supports EMV, and will remove any credit card processing from the Brink system. VeriFone Point takes the POS out of scope in order to remain PCI compliant. The cardholder’s data will never enter the POS and the 915 devices use point to point encryption. VeriFone Point, is the payment-as-a-service solution for simplifying payments. Point helps ease the integration of almost any new payment technology, vastly reducing the scope, time and expense of compliance and recertification. PAR customers Sonny’s BBQ and Five Guys will both be using VeriFone Point.

PIXELPOINT As a global product, PixelPoint has supported EMV for many years. The PixelPoint U.S. strategy involves a shift to About Datacap dsiPDCX: “out of scope” payment integrations. The first certified • Out-of-Scope solution where no card data is interface is to Datacap dsiPDCX for NETePAY payment shared with PixelPoint middleware. This interface will be EMV certified with Mercury Payment Systems this summer, followed by EMV • Manages all communication with the payment certifications to other payment processors as EMV certifi- terminals so no further integration is required by cation specifics for each are available. Most of PixelPoint’s PixelPoint and an payment terminal US channel partners already have existing reseller relation- • Already supports EMV in Canada ships with Datacap and/or Mercury Payment Systems, • Was certified with PixelPoint with the Equinox which will allow for a smooth transition. L5300 • Also supports Verifone VX805XPI, VX810XPI, VX 820XPI, MX850, MX915 and ISC 250, iPP 350 • Check Datacap website for all supported payment terminals • Check with your about which payment terminal they support

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