Cut-off Times and Value Dating - Sweden SEB 29.03.2021 The listed cut-off times for outgoing payments are applicable for payments initiated via stated channels. All cut-off times quoted in Central European Time (CET).

The value dates given in this list are applied on the condition that the payment order has been received by the Bank by the respective currency’s cut-off time and that the payment order can be processed straight through (STP). Other payments will be executed on best effort.

For outgoing payments credit value date is the date when the funds are available to the receiving bank. The receipt of the payment to the beneficiary depends on the practice in each country and bank.

The cut-off times below might change from time to time.

Payables PAYMENT TYPES CURRENCY CUT OFF CUT OFF CUT OFF CUT OFF TIME DIRECT DEBIT VALUE CREDIT VALUE TIME TIME TIME FHS - SWIFT MT101² COMMUNICATION DATE DATE RECEIVING C&I ONLINE ISO 20022¹ FILE TO WITH BANKGIROT CLIENT BANK BANKGIROT ACCOUNT5 Domestic Payments Giro payments Bankgiro number SEK 09:45 D 16:00 D-1 18:00 D-1 16:00 D-1 19:00 D-1 D D PlusGiro number SEK 09:45 D 16:00 D-1 18:00 D-1 16:00 D-1 19:00 D-1 D D

Direct Credit SEK 13:15 D 13:00 D N/A 13:00 D N/A D D accounts in another bank accounts in SEB SEK 19:00 D 18:30 D N/A 18:30 D N/A D D Direct Credit to account in another bank or in SEK N/A 16:00 D-1 18:00 D-1 16:00 D-1 19:00 D-1 D D SEB via Bankgirot's LB supplier payments

Money Order SEK 23:00 D-1 16:00 D-1 18:00 D-1 16:00 D-1 19:00 D-1

Mass transfer (lump sum booking) SEK 13:00 D 13:00 D N/A N/A N/A D D Salary SEK 10:30 D 10:30 D 10:30 D N/A N/A D D+1 Mass Transfer Salary (debet bank account) Bg Salary (debet BG-number) SEK N/A 16:00 D-1 18:00 D-1 N/A 19:00 D-1 D D+1 SEB Salary (file to SEB via SEBTrans) SEK N/A N/A N/A N/A 14:00 D-1 D D+1 Express transfer to other bank SEK 16:30 D 16:30 D N/A 16:30 D N/A D D Intra-company transfers All 19:00 D 18:30 D N/A 18:30 D N/A D D within cash pool within SEB Sweden All 19:00 D 18:30 D N/A 18:30 D N/A D D (Domestic SEB) PAYMENT TYPES CURRENCY CUT OFF CUT OFF CUT OFF FILE TO BGC DEBIT VALUE DATE CREDIT VALUE TIME TIME TIME SWIFT CLIENT ACCOUNT5 DATE RECEIVING C&I ONLINE ISO 20022¹ MT101² BANK

SEPA payments SEPA Credit Transfer EUR 14:00 D 14:00 D 14:00 D N/A D D SEPA Salary Normal EUR N/A 17:00 D N/A N/A D D+1 Cross border payments International Normal All 16:00 D 16:00 D 15:30 D N/A D D+14 Direct Credit SEB (in foreign currency) All 19:00 D 18:30 D 18:30 D N/A D D+1 Cheque 15:00 D 14:30 D 14:30 D N/A D International Same day value CNY 08:20 D 08:00 D 08:00 D N/A D D Intra-company payment to SEB Group/ING or to HKD 08:30 D 08:00 D 08:00 D other banks Pre-advice - according to specific agreement TRY, BWP 09:00 D 08:30 D 08:30 D ILS, RSD, 10:30 D 10:00 D 10:00 D HRK, ZAR BGN, CZK, 11:00 D 10:30 D 10:30 D RON HUF, PLN, 13:30 D 13:00 D 13:00 D ISK RUB 14:00 D 13:30 D 13:30 D CHF 14:30 D 14:00 D 14:00 D NOK, MXN 15:00 D 14:30 D 14:30 D EUR, DKK 15:30 D 15:00 D 15:00 D CAD 16:30 D 16:00 D 16:00 D SEK 16:30 D 16:30 D 16:30 D GBP, USD 17:00 D 16:30 D 16:30 D MAD, BHD 08:30 D-1 08:00 D-1 08:00 D-1 INR 09:30 D-1 09:00 D-1 09:00 D-1 TND 10:30 D-1 10:00 D-1 10:00 D-1 KZT 11:00 D-1 10:30 D-1 10:30 D-1 OMR, SGD 12:30 D-1 12:00 D-1 12:00 D-1 AED, KWD, 14:00 D-1 13:30 D-1 13:30 D-1 SAR, QAR MUR 15:30 D-1 15:00 D-1 15:00 D-1 KES, JPY 16:30 D-1 16:00 D-1 16:00 D-1 AUD, NZD 17:00 D-1 16:30 D-1 16:30 D-1 MYR 15:30 D-2 15:00 D-2 15:00 D-2 IDR, KRW, 16:30 D-2 16:00 D-2 16:00 D-2 PHP, THB

1 Cut-off Times and Value Dating - Sweden SEB 29.03.2021 Receivables PAYMENT TYPES CURRENCY CUT OFF CUT OFF CUT OFF CUT OFF TIME FILE TO BGC CREDIT VALUE CREDIT VALUE TIME TIME TIME SWIFT MT101² DATE SEB DATE CLIENT C&I ONLINE ISO 20022¹ FINANCIAL ACCOUNT PAYMENTS¹

Domestic Direct Debits Direct Debits collection file (Autogiro) SEK N/A 19:00 D-2 N/A N/A 19:00 D-1 D D SEPA Direct Debits SEPA Direct Debit Core EUR 12:00 D-1 12:00 D-1 N/A N/A N/A D D SEPA Direct Debit B2B EUR 12:00 D-1 12:00 D-1 N/A N/A N/A D D PAYMENT TYPES CREDIT VALUE CREDIT VALUE DATE SEB DATE CLIENT ACCOUNT Domestic payments Giro payments (Bankgiro Inbetalningar, OCR, Insähhningsuppgift via internet) D D Credit transfers D D Direct Debit D D Cross border payments SEPA payments D D Cross border payment3 D D Cheques D D+5 Cut-off times: D = value today (the payment order must be delivered to the bank on the debit value date, the latest) D-1 = value tomorrow (the payment order must be delivered to the bank one day before the debit value date, the latest) D-2 = value in two days (the payment order must be delivered to the bank two days before the debit value date, the latest)

For mutual funds, where SEB act as Trustee, discrepancy may occur. For further information, please contact your Client Service Coordinator.

¹ Applicable to the channels Global Corporate Access (GCA), File Handling Services (FHS) and Corporate Access over SWIFT (CAoS). ² Applicable to Multi Bank Services via SWIFT and Corporate Access over SWIFT 3 Same cut-off times as for International Same day value 4 Some odd currencies will have D+2 5 The Company shall ensure that sufficient funds for the Payment Transaction, including any charges, are available on the relevant Account before the cutoff time for the payment order

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