Co-Ops Brought up to Speed

60 cents | http://www.ntucthisweek.org.sghttp://www.ntucthisweekk.org.sg | MICA (P) 295/10/2007 19 SEPTEMBER 2008 Pg14

Stand Tall Pg 5 Plus 5 Makes Pg Where A Door Closes, Pg Be Connected And Win An ASUS Among Giants 4 A Perfect 10 6 A Window Opens 12 EEE-PC 4GB White Model UP Co-ops Brought Up To Speed

he changing face of cooperatives in Singapore With 1.7 million individual over the years has brought about changes in members, their impact the way they are to be run. Under a Bill passed in Parliament on 16 September 2008, legislation and signifi cance on the lives of governing the cooperative sector in Singapore “ordinary Singaporeans cannot be willT be streamlined for greater accountability, governance underestimated.” and risk-focussed regulatory regime. The changes also seek to make cooperatives more fl exible, competitive and Halimah Yacob on the role of co-operatives. conducive for growth. Moving the Co-operative Societies (Amendment) Bill, Minister of State for Community Development, Youth and Sports Mrs Yu-Foo Yee Shoon told the House that the legislative changes in the Bill are introduced after consultation with key stakeholders of the cooperative movement, all the cooperatives and the public. Based on the recommendations of an interagency team that reviewed cooperative regulation, she said the “changes are necessary for the long-term development of cooperatives in Singapore”. Mrs Yu-Foo said the most affected will be the credit cooperatives, or thrift and loan societies, that number 41 out of 87 registered cooperatives today with about 1.7 million members: “They will need to adjust to prudential and other regulatory requirements consistent with their greater today leaves much to be desired. custodial responsibility.” Having said that, Madam Halimah called for measures With the last major amendment in 1980, Mrs Yu- to make smaller, less established cooperatives more Foo said updating is necessary to be relevant: “Some effective: “There is a great disparity today in terms of growth cooperatives have complained that the law is too restrictive, and development of cooperatives in Singapore, and smaller especially when they compete with companies as the cooperatives could benefi t from a sustained programme Companies Act does not have these restrictions. As a that they can rely on for expertise, skills or any other form of result, cooperatives are not able to respond fast enough in help. Due to their small size, they may not be able to have today’s rapidly changing business environment.” access to such capabilities.” She highlighted the important social role that Labour MP and NTUC Fairprice Managing Director NTUC cooperatives, in particular the big players like NTUC (Singapore) Seah Kian Peng was also all for the changes, Fairprice Co-operative Limited and NTUC Income Insurance saying: “As we embark on this round of legislative changes, Co-operative Ltd, play in moderating the prices of food, I see it as a step towards the anchoring and strengthening insurance, dental and medical care, child and elder care of the role of the cooperative movement in Singapore. and other services to society. Hence, it is imperative to Having these measures in place will reinforce corporate effect the legislative changes to maintain the status quo. governance and accountability, and improve public Labour Member of Parliament Halimah Yacob said: confi dence towards cooperatives.” “the reach of the NTUC cooperatives today has gone far Cooperatives have at least one year from the beyond that of its members as evidenced by recent events” commencement of the amended Act to make the and hailed the amendments as “not only timely but also necessary changes to their by-laws. by necessary.” She also felt there is unfulfi lled potential in that Key features of the Co-operative Societies (Amended) Bill in page 3 Marcus Lin cooperatives having been in Singapore since 1925, 87

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 1 99/18/08/18/08 3:53:253:53:25 PMPM thisweekinparliament • workingfor 3 CPF Loosens Up For Key Features Of Cooperative Top-Ups And Study Societies (Amended) Bill by provide lifelong income through CPF LIFE, we Marcus Lin also recognise the important role of the family unit as a primary social support structure. Duties and accountability of For this reason, we have been progressively 1 cooperative board members clearly he Central Provident Fund liberalising the rules for CPF Minimum Sum spelled out. (Amendment) Bill that was passed top-ups by family members.” by Parliament on 16 September With regard to further education, he Cooperatives have to comply with 2008 has given Singaporeans more said: “As part of the Government’s effort to 2 accounting standards formulated by leeway to help themselves and widen the opportunities for Singaporeans the Accounting Standards Council. othersT better deal with the future. to upgrade themselves, there are now Rules have been relaxed that pertain to Government subsidised degree and diploma Individuals convicted of fraud CPF Minimum Sum top-ups and the use of courses offered by local institutions where the 3 and dishonesty offences will CPF monies for further education other than qualifi cation is conferred by a reputable foreign be disqualifi ed from serving on the in full time courses with degrees and diplomas institution. These include degree courses under cooperative board or as key employees. from an “approved tertiary institution” heavily the Polytechnic-Foreign Specialised Institution subsidised by the Government. framework and ITE’s Technical Engineering Credit cooperatives will be subjected In reading the proposed Bill, Acting Diploma courses. 4 to more stringent registration criteria. Minister for Manpower Gan Kim Yong said: “We have decided to allow CPF savings to They will be required to have clearly- “As our population ages, we need to refi ne the be used for such courses as they are similar defi ned membership criteria. CPF system. Even as we help individual CPF to those offered by the approved local tertiary members to better grow their retirement nest institutions except that the qualifi cations are Credit cooperatives subjected to eggs through higher CPF interest rate and to conferred by foreign institutions.” 5 higher levels of governance at board and management levels, and to have Audit Committees to review the internal CPF Minimum Sum 2008. This will allow time for givers to take controls and audit plan. • Annual cap of $26,393 which is advantage of the new tax exemption of imposed on all mandatory and voluntary up to $7,000 of top-up announced earlier 6 Only members and immediate contributions will no longer apply at Budget when they make cash top-ups families can make deposits in credit on Minimum Sum cash top-ups for to other CPF members before the end of cooperatives. They can give out loans recipients below age 55. the year. This exemption will be in addition only to their employees, members and their immediate families. • Minimum Sum to the $7,000 exemption for making cash cash top- top-ups to their own CPF accounts. Credit cooperatives to concentrate ups would be 7 on their core thrift and loan allowed up to CPF Education Scheme operations and not use depositor funds the prevailing • CPF monies can be used to establish other lines of business. Minimum Sum, for courses conducted at Topping Up Goes A Long Way. like Minimum an “approved educational Cooperatives no longer need the Sum CPF top-ups. institution” in Singapore. 8 Registrar’s approval for investments • CPF Board does not need to refund top- The approved educational in property and other cooperatives. ups in excess of the annual cap. institution need not be a tertiary institution, • CPF members will be allowed to No need for a cooperative to set and the course of study 9 receive cash top-ups to their Special aside a portion of its surpluses as conducted may lead That Piece Of Paper Is or Retirement account from all parties, Within Reach. a statutory reserve fund in its balance to a degree or diploma including extended family members and sheet. conferred by another educational employers. institution (includeing a foreign educational The Registrar will no longer set • Restrictions on the recipient-member’s institution). 10 honoraria limits for cooperatives. It age and the relationship with the giver • The amendment facilitates administration is to be approved at a general meeting for cash top-ups removed. of the scheme and for the recovery of of the cooperative. • When the recipient of top-ups dies, or in sums not returned to the member by the the case of a non-citizen recipient, when student or guarantor to benefi t from the 11 To facilitate the registration of more he withdraws his CPF upon leaving Government Proceedings Act. cooperatives, the Bill will allow the Singapore permanently, cash top-ups • The CPF Board can recover monies paid Registrar to accept declarations from would be treated as if they were gifts to to an educational institution in error, and applicants that they have complied with the recipient. Currently, top-ups via cash where the educational institution had the registration requirements. or CPF would be returned to the giver. caused or contributed to the error, to However, cash top-ups made after the The maximum fi ne will be raised to be reimbursed for reasonable expenses new rules take effect would no longer be 12 $50,000 for more serious offences incurred in rectifying the error, and to be returned to the giver. In the case of the such as providing fi nancial services indemnifi ed against any liability incurred. It recipient’s death, the cash top-ups will without being registered as a credit allows the CPF Board to refuse permission be distributed by way of CPF nomination society. The maximum jail term will for withdrawal unless the approved or intestacy laws. be fi ve years for fraudulently inducing educational institution complies with persons to invest or deposit money in • The new Minimum Sum topping-up reasonable informational, administrative or a cooperative. This is in line with the rules will take effect on 1 November operational requirements. Companies Act.

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 3 99/18/08/18/08 3:54:343:54:34 PMPM 4 commentary Stand Tall Among Giants

By Seah Kian Peng

attended the summer Olympic Games in Beijing last month. While I did But remember, we can be natural in our own homes, within our circle of not catch the opening ceremony, I did see the closing. Having friends, but if we are hosts, if there are guests coming to our country, we experienced this fi rst hand, I can say that sports are a great vehicle to need to be on our best behaviour. unite communities and people towards a common vision. There are many guests coming to Singapore soon. It is a way to live a dream. For many, it is a hope to reach their own We hosted the International Olympic Council meeting in 2005 and the potentialI in the sporting arena. World Bank-International Monetary Fund conference in 2006. It was a short trip but I saw how well-organised the whole process was. PM Lee said: “We put on a really good show, not just to impress The Chinese government and the Chinese people did it. It was a team people, but because that is the way we want to be.” effort, and what a gigantic one it was. It is true. We want to show the world what we are, the best foot This is a country that built a country forward, what we can do when we really put our hearts and minds to it. in 11 days, during the height of the Soon we will host the Formula 1 Grand Prix, Asia-Pacifi c Economic Cooperation Symposium 2009 from 14-16 October 2008, and the Youth NTUC Media Co-operative Limited Severe Acute Respiratory Syndrome Chairman crisis, so the hardware and the Olympic Games in 2010. Noel Hon Chia Chun [email protected] infrastructure were, of course, When we bid for the Games, Singaporeans from all walks of life - Chief Executive Offi cer Seng Han Thong impressive, but I think that changing schools, youth groups, companies, taxi drivers and many grassroots [email protected] Chief Operating Offi cer people is a lot harder than building volunteers and including our very own Young NTUC activists and nEbOians Alvin Wong Pek Kin - spontaneously organised themselves to participate and to lend our [email protected] structures. The NTUC This Week Team And millions of people just up the support. Managing Editor Shirley Tan-Oehler ante. But it was done. The YOG is a good platform to rally and change some of our societal [email protected] Contributing Editor The learning of English, no spitting norms. The YOG will represent a culmination of dreams. This dream came Leong Ching on the streets, disciplined drivers, true for one man some 48 years ago. Deputy Editor Low Wee Poh courteous, polite. I met Tan Howe Liang a few weeks ago. [email protected] Senior Journalist The people changed – they were He is fi t, full of energy and a role model for active ageing. He works out Marcus Lin [email protected] friendly, helpful and a lot more almost every day and is in good health. Journalists He is a hero for many sportsmen and sportswomen in Singapore. We Jansen Yeo courteous. They all wore a smile in [email protected] their hearts and it showed! can also see the same fi ghting spirit in Feng Tianwei, our table tennis player Naseema Banu Maideen [email protected] Now, Singapore is going to host who took on the giants and won. Executive Editor Ho Seo Teck (Chinese) the Youth Olympics. I joined hundreds of Singaporeans and met both of them when they [email protected] Journalist In his National Day Rally speech, visited our NTUC FairPrice Xtra store at AMK Hub on 30 August 2008. Wong Teck Tian (Chinese) [email protected] Prime Minister Lee Hsien Loong issued That morning, NTUC Fairprice recognised and honoured our Olympians Art Director a challenge: How can we make who have brought pride and glory to Singapore – whether it was the recent Edmund Seah [email protected] Singapore a more gracious society? one in Beijing or 12 Olympic Games ago in Rome. Executive Designers Mohamed Nasuhar Soeyoeti As he said, we have had all sorts of Indeed, people like Tan Howe Liang and Feng Tianwei in a way, [email protected] Charles Chong campaigns and initiatives. Queue up, epitomise the Singapore stories - we are small but we are not afraid to take [email protected] be courteous, no spitting, please fl ush on giants. Sales Joseph Loh toilets. Let’s work together for more victories on all fronts – economic growth, [email protected] Jimmy Lim We ask people to give better quality and productive workforce, sporting success and also on the [email protected] Mike Chew service, not to steal toilet paper from graciousness front. [email protected] Chris Seng public toilets, keep our streets clean. [email protected] Is this artifi cial? Is this contrived? Anabel Lim [email protected] Well, in some ways, it does not Sam Gan nEbOians joined other Singaporeans in their support for the nation’s bid for the Youth [email protected] come natural. Olympics Games. Singapore will be hosting the Games in 2010. Gena Ang [email protected] Marketing & Event Audrey Liu Jiaying [email protected] Jolynn Ang Shu Qin [email protected] Subscription Jenny Liau [email protected] Publisher NTUC Media Co-operative Limited Address 1 Marina Boulevard #14-01 NTUC Centre Singapore 018989 Phone 62360555 Fax 65381068 Printer Times Printers, Singapore The NTUC Family Directory NTUC Switchboard 62138000 Customer Centre 62138008 Business Centre 62138811 [email protected] Community Development 62138201 Social Enterprises Childcare 63919233 Club 65829876 (Chalet Reservation) 65891666 (Banquet Sales) Choice Homes 62138822 ElderCare 62138000 Fairprice 64560233 Foodfare 67570330 Healthcare 67440068 Income 63462663 LearningHub 64166611 Link 62235225 Media 62360555 Thrift & Loan 65347360 Affi liate RTRC Asia 62924844 © Copyright 2008 The publisher owns the copyright to all photographs and articles in this publication. No photograph or article may be reproduced in part or in full without the consent of the publisher.

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 4 99/18/08/18/08 3:55:273:55:27 PMPM ntucmedia12thagm • workingfor 5

New Blood For NTUC Media

Feeling a bit stretched with some way since the fi rst issue of management and staff have come by Marcus Lin his current portfolio that includes “Perjuangan” came off the press and gone, it’s core mission as the being Member of the International in November 1964. Then NTUC “Voice of Labour” has stayed intact. ew able hands have Co-operative Alliance-Asia and President Ho See Beng called it New Chairman Mr Noel been brought on deck Pacifi c Standing Committee, “this mouthpiece of the trade unions Hon brings with him a wealth of to help NTUC Media Mr Seah is relinquishing some in Singapore” due then to the fact experience in both the corporate Co-operative Limited concurrent appointments. He has that “it is becoming increasingly and community sectors. He steer alongside the just stepped down from the Board diffi cult for trade unions to air their is Chairman of e-Cop Private Nmothership Labour Movement’s of NTUC Healthcare Co-operative views through the columns of the Limited and holds offi ce in several journey towards LM2011 and Limited and will step down as press.” other organisations, councils beyond. This is because four out Chairman of the Singapore National Starting off and remaining and committees. Mr Hon was of seven Directors, including the Co-operative Federation at the essentially a modest set-up, it has also recently the Chairman of the Chairman, retired from the Board coming Triennial General Assembly, evolved with the times and though Singapore Kindness Movement. of Directors at NTUC Media’s 19th having served the maximum Annual General Meeting on 12 two terms as prescribed in the September 2008 held at NTUC constitution. The Present Line-Up Centre. Looking back, Mr Seah said: Outgoing Chairman Mr Seah, “NTUC Media is certainly in better Mr Noel Hon Chia Chun Chairman who is also NTUC Fairprice shape than it was 12 years ago. Its Mr Seng Han Thong Deputy Chairman Managing Director (Singapore) role will become more pronounced and Member of Parliament for in the years ahead and NTUC Mr Haridass Ajaib Member Marine Parade GRC, has been with will need NTUC Media to do its NTUC Media in various capacities part to help deliver its LM2011 Mrs Shona Tan-James Member since 1996 including being Chief objectives. I am encouraged by the Mr Cyrille Tan Soo Leng Member Executive Offi cer since the Social progress which the team has made Enterprise’s inception and Chairman on all fronts – from the editorial, Miss Lynette Ang Member since 2005. He was involved in the layout and creative fronts to the restructuring of NTUC Voice Co- administration, sales, marketing and Mr Wee Leong How Member operative Society Limited to NTUC event management front.” Media in 1996. Indeed, NTUC Media has come

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 5 99/18/08/18/08 3:55:533:55:53 PMPM 6 advertorial

5 Plus 5 Makes A Perfect 10 NTUC Foodfare extends 5% discount for elderly, another 5% if he is union member

At NTUC Foodfare, Gam Kam Weng, we are always mindful of our social role 70, cleaner, who spoke “in benchmarking prices for in Cantonese... essentials and will always try our best to hold prices for as “I HAVE been working at food courts for 10 long as we can. Wherever years. I got this job because I was referred possible, we want to be the by a friend, who told me of the opening. I last to adjust prices.” was interviewed and got accepted – I was delighted to hear the news. I thought it was Madam Susie Chua, 62, goes to NTUC Foodfare food court at AMK Hub three times a Perry Ong, good of them to employ me – some people week. Besides the food and the clean surrounding, she likes the discounts given to CEO, NTUC Foodfare Co-operative Limited elderly diners every Tuesday. would have looked at my age and passed me over. “My day starts at 9, every day, seven By Leong Ching noodle at our AMK Hub food court. days a week. I get two days off a month. I like “I try to eat at as many stalls as possible. I adam Susie Chua, 62, takes a the routine, it keeps me busy and engaged. will make it a point to eat at our place at least fi ve-minute walk from her fl at in As you can see, I am fi t, I am alert. But to be once a week to check on food quality, service Ang Mo Kio three times a week. honest, I am not working as a hobby. I take it level as well as the overall dining experience for Her destination – a bright, air- quite seriously because I am the breadwinner my customers. I will take note of customers’ conditioned corner on the third of the house. I provide for my wife, who is 60 behaviour to gauge real satisfaction level at the Mfl oor of Ang Mo Kio Hub - the NTUC Foodfare and quite weak. ground level. The fact that I eat there so often food court. This is her favourite place for meals “I live in Toa Payoh, and take a bus and also helps to keep staff on their toes.” on the days that she does not cook. then an MRT to work. I get to work, take NTUC Foodfare’s competitive edge lies partly “Food has become so expensive over the out my cap and apron from my pockets and in its prices. For example, a can of Coke from past year, so, I try and cook most days. But start clearing up the place. People have been its food courts costs $1.20 compared to $1.50- it makes a good change to eat out. This food eating since 7 and there is a lot to do. $1.60 at other stores. Its Super Breakfast Set is court is a familiar haunt for me,” said the sprightly “I have my lunch here too. Sometimes, priced at $1.40 for our union members whereas retiree, who often meets her neighbours at the chicken rice with a cup of coffee. Coffee a similar breakfast set would cost between $2.50 food court. costs 90 cents which adds up to a tidy sum and $2.80 elsewhere. She is also attracted by the discounts that so I drink plain water most days. Working Mr Ong added: “I would like to emphasise she can get. A large banner at the entrance of here allows me to get a discount on food if I that we do not compete solely on price. The food the food court tells her that NTUC Foodfare is show my IC. It is about 10 cents if I spent $2 quality and the dining experience are equally extending the Elderly Discount to Senior Citizens – and I usually spend more than that. It is one important. I believe that our outlets are as good aged 60 years and above. Till March next year, way to save money and every cent counts. as the best players in the market.” on every Tuesday, the elderly will enjoy a 5 per “Most days are not diffi cult, this is an For Madam Chua, pricing and ambience go cent discount on cooked food and beverage easy job for me. It gets busy on Fridays, together. She likes the good pricing – her family purchases. Saturdays and Sundays because there are of fi ve eats here for about $20, whereas a meal at If the elderly person is also a NTUC Member, more people and the place is really crowded. a mid-price restaurant would cost nearly $50. he or she will enjoy an additional 5 per cent, You can hardly take a break. “My son brought me to a Peranakan giving him a 10 per cent discount in all. “At about 5, I whip off my cap and I am restaurant last week because it was my birthday NTUC Foodfare’s CEO Perry Ong explained ready to go home. I take a bath, relax and and a meal for two costs $25. But it was OK why he decided to extend the discount. talk with the family. There is more cleaning because that was a special occasion. So, for “While it is critical to stay fi nancially viable, to do at home! But I am glad there are other normal days, we look for some place clean, NTUC Foodfare is mindful of our social role to the hands to take care of that.” comfortable and affordable. Most days, we opt community at large. In the wake of rising costs, for NTUC Foodfare.” NTUC Foodfare hopes to continue to help our elderly workers and members ride through this diffi cult time.” This will mean giving up part of his bottom Do Good Do Well line. Since the introduction of the Good and TO HELP elderly workers cope with the higher NTUC Foodfare’s key focus now is to grow Service Tax in 2003, NTUC Foodfare has been cost of living, NTUC Foodfare is extending the the number of outlets so that it can do more absorbing part of the GST increase and kept Elderly Discount to Senior Citizens aged 60 years for union members and for Singaporeans prices steady. Mr Ong said that the price subsidy and above. From 15 August till March 2009, in general. It wants to have a presence in on the cost of the basic beverages over the on every Tuesday, the elderly will enjoy a 5 per almost every major HDB housing estate by last four years cost NTUC Foodfare a total of cent discount on cooked food and beverages 2011. $750,000. purchased at all its food courts. If the elderly It also wants to stay competitive in the NTUC Foodfare was founded in 1995 with person is also a NTUC Member, he or she will areas of providing customers with superior the mission to stabilise cooked food prices enjoy a 10 per cent discount. food and dining experience at affordable in Singapore. Today, NTUC Foodfare fulfi ls Participating Outlets: All the stalls at prices. Over the coming months it will be this social role by keeping its prices for basic all NTUC Foodfare’s food courts, namely re-designing and re-branding its stores to beverages low and provide affordable, quality Sengkang Rivervale, Admiralty, Ang Mo Kio Hub, strengthen its retail concept. It will also be and value-for-money cooked food. Sembawang (opening December 2008) and raising its service level to increase customer Mr Ong himself is a frequent diner at NTUC Simei (opening December 2008). satisfaction. Foodfare outlets. His favourite food is the beef

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 6 99/18/08/18/08 3:56:233:56:23 PMPM 8 workingfor • publictransportfareadjustment Fair Adjustment Four in 10 commuters will not experience any increase or may even pay less in their weekly public transport expenditure when the public transport fare adjustment is implemented next month.

rom 1 October 2008, going to work on transfer rebate to facilitate the total removal of the public transport can cost a little more transfer penalty by next year. if you go on direct journey without From October 2008, the transfer rebate for transfers, or cheaper if you have at adult EZ-Link fares will be increased by 15 cents least one transfer on the same journey. from 25 cents to 40 cents. The public transport FThe Public Transport Council has granted an operators will bear two-thirds of the rebate overall net fare adjustment of 0.7 per cent this increase amounting to foregoing $30 million in year. This is less than the 3 per cent cap allowed annual fare revenue. $5.2m Help for the fare formula for 2008. The fare adjustment Based on the current pattern of public for travelling on bus and train will range from 7- transport journeys made using EZ-Link cards, For Low-Income cent reduction to 4-cent increase per journey. 42 per cent of the commuters will not experience Under the Land Transport Masterplan, any increase or may even pay less. 21 per cent distance-based through fares will be introduced of the commuters will pay 18 cents more per Families in 2009 to make transfers more seamless in the week or $10 more a year and the remainder will hub-and-spoke public transport system. pay 23 cents more per week or $12 more per LOWER-INCOME families will get extra The PTC has decided to increase the year. help to cope with the fare changes. The Government and the two public Fare Changes At A Glance transport operators, SBS Transit Limited and SMRT Corporation Limited, will Overall fare change per journey From 7-cent reduction to 4-cent increase be giving out 130,000 public transport (using EZ-Link card on bus and train) vouchers worth a total of $5.2 million for lower-income households. Transfer rebate (for EZ-Link fares) 15 cents (from 25 cents to 40 cents) The Government will contribute $4.75 million from the Public Transport Fare change per journey (using EZ-Link card) Fund that it set up in 2007 to provide Direct 4 cents help for low-income households for public transport costs. It has committed

With 1 transfer 7 cents $10 million to the Fund. The balance of $0.45 million will be given by the public With 2 transfers 18 cents transport operators. With 3 transfers 29 cents The vouchers, worth 40 each, can be used to buy or top up EZ-Link cards or to Fare change per journey (using cash) 10 cents buy monthly concession passes. Senior citizens (per ride) Flat fare They will be distributed through the Pegged to lowest adult EZ-Link fare Citizens’ Consultative Committees in late Train concession hours to include October 2008. weekdays from 4.30 pm to 7 pm. Households needing extra help can go to their grassroots leaders or their Student and NSman monthly No change local community centres and clubs to get concession passes relief from the CCC ComCare Fund. Child and student concession fares No change

Save More, Win More

By Jansen Yeo

ore low-income self-employed grandchildren. I will save up persons and informal workers the rest to visit China next had qualiﬁ ed for the second year.” 2007 Medisave Contribution The MCD aims to Draw. The second draw on 30 encourage low-income MAugust 2008 saw 60,300 of them eligible. This self-employed persons was an increase from the 54,700 for the ﬁ rst and informal workers to

draw in June 2008. contribute to their Medisave courtesy of CPF board Picture Mr Ng Soon Chwee, an offi ce cleaner, won accounts. One chance A Gathering Of The Lucky Winners… (from left) 3rd prize winner Mr Ng Kee Buan, 1st prize winner Mr Ng Soon Chwee and 2nd prize winner Mr Chew Joo Soon. the top prize of $3,000. He said: “I consider is awarded for every 10 myself very lucky to win the fi rst prize. This will per cent of Medisave liabilities fulfi lled. A in a series of four draws for work done in encourage more informal workers to continue maximum of 10 chances would be given to 2007. The third draw will be held in December to contribute to Medisave. Part of the prize those who have fulfi lled all their liabilities. 2008, with a fi nal Annual Grand Draw in March money went to giving treats to my children and The 30 August 2008 draw is the second 2009.

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 8 99/18/08/18/08 4:00:564:00:56 PMPM 9

CPF Do More To Counter Unemployment

Refund he number of people unemployed for at Its General Secretary Brendan Barber said least a year in the United Kingdom could the unions, employers and government must rise from its current 400,000 to 700,000 do more to counter this scourge. Upon by the end of 2009. “The TUC is concerned that At its congress last week, the Trade unemployment has been sneaking up in TUnion Congress which has 58 afﬁ liated unions the last few months and it’s up to unions, Sale Of called for greater support for manufacturing and employers and the government to halt and skills provision, as well as further ﬁ scal stimulus reverse this trend as soon as possible,” said Property from the Treasury. Mr Barber.

rom 1 January 2009, CPF members aged 55 and above have to refund the CPF money used in property Fpurchase when they sell their property. The refund is the amount of CPF savings that have been withdrawn and the interest that would have been earned on the withdrawn amount. This refund will help members to build up their Minimum Sum for their retirement. Currently, CPF members aged 55 and above have to refund the property pledge amount with accrued interest, if the property has been pledged as part of the Minimum Sum. CPF members who have not pledged their property for part of the Minimum Sum are not required to make any refund upon sale of their property.

Contact Information

CPF members can go to the CPF website at www.cpf.gov.sg or call the CPF Hotline: 1800- 2271188 for more information, or email to CPF board via • Public Housing Scheme (for HDB ﬂ ats ﬁ nanced with HDB loan)

• [email protected]

• Public Housing Scheme (for HDB ﬂ ats ﬁ nanced with bank loan)

• Public-housing-bankloan@ cpf.gov.sg

• Residential/Non-Residential Properties Schemes (for private properties)

• [email protected]

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 9 99/18/08/18/08 4:01:164:01:16 PMPM 10 workingfor Never On A Sunday SEEU Supports Company’s Flexi-Work Roster

By Jansen Yeo SEEU’s 2

ince SIA Engineering Dragonboats Company Limited SEEU General Secretary Ong Hwee Liang on: started to provide maintenance support Portable Medical Benefi ts Scheme services seven days Sa week in 2006, all its employees SEEU is pushing for the company have had to make adjustments to put in place the Portable Medical to their private lives. Ask anyone Benefi ts Scheme. Right now, in-patient and they will tell you: No more treatment“ costs are borne by the company. fi xed rest day; don’t hope for a The Singapore Engineering Company This will address the anxiety and concerns day-off on a Sunday. Engineers and Executives Union is of the workers as they know they’ll still But they are not complaining. the house union of SIA Engineering receive continuous medical coverage even “Our motivation is simple: When the company Company Limited. The union has about after changing jobs. Cost is the company’s does well, we will also reap the benefi ts of our 900 members, all of whom are Ordinary concern and it needs more time to evaluate labour,” said Mr Ong Hwee Liang, General Branch members. the proposal. The unions will continue Secretary of the Singapore Engineering Company to engage the company to fi nd practical Engineers and Executives Union. solutions to this issue.” SIAEC is a leading aircraft maintenance, “The changes affected our members’ repair and overhaul company. In such a fi ercely family life. For sure there were grumbles at the Re-Employment Of Older Workers competitive industry, the company is challenged beginning. But everyone understood the need to deliver faster turnaround times and be more to work hard and even sacrifi ce some of their The union is pushing the company cost effective. As a house union, members’ own-time hours. When the SIA Group did well to include a re-employment clause fortune lies with the future of the company. in the last two fi nancial years, our members in our Collective Agreement. Currently, “I feel that structures put in place by the were rewarded with good bonuses and wage re-employment“ is on an ad-hoc basis. company have to be sustainable. Many of increases. We know that the company will reward We are exploring ways for these older our members see a long-term future with the our efforts during the good times,” said Mr Ong. workers to continue working. They can be company. In fact, about 40 per cent of our Sacrifi ce aside, SEEU has asked the trainers or mentors to the new engineers. members have been working here for at least 10 company management for a review of the roster These older workers have the experience, years. We are, and always have been, willing to system. The company made some changes and knowledge and technical know-how. Right work hard and make sacrifi ces.” has promised to review the roster regularly and now, workers will have to take a 10 per An increase in the demand for aircraft improve it so that employees have enough rest cent pay cut when they reach 60 years old. maintenance coupled with workload peak and time for their families. We are discussing with the management to fl uctuations, and the company could no longer Mr Ong said: “If business can be pro-worker, keep these workers in the same job or be “promise” anyone a fi xed day off. In fact, some then workers will also be pro-business. In the long retrained and re-deployed.” sectors have to work more night shifts due to the run, this will benefi t the company and ultimately, aircrafts’ maintenance schedule. the workers.” SMOU Encourages Learning For Life

By Wilfred Thiang he Singapore Maritime Offi cers’ Union was applauded for contributing towards Lifelong Learning at the SMOU Bursary and Awards Presentation on 13 September 2008. Mr Zainudin Nordin, Mayor of the Singapore Central District and NTUC Alignment Director (Care and Share), Twho was offi ciating at the event, said: “What SMOU has invested in education, is certainly the right thing to do, illustrating to the young the importance of training, providing incentives to those who want a sea career and upgrading for those who wish to stay in the industry.” Like Father Like Son The Awards ceremony saw 100 children of SMOU members Captain Robin Foo shared with the young students, a new scheme that receiving $47,000 in the form of bursaries and scholarships. Wavelink opens the doors to a sea career. Business Co-operative sponsored 13 book awards and three “As a maritime union, we have also recently introduced the SMOU scholarships for high achievers. Maritime Scholarship Scheme, giving the youth with ‘N’ and ‘O’ Levels, an SMOU President Captain Robin Foo shared that SMOU opportunity to pursue seafaring as a career, just like their fathers who have encourages education and constant training for members and their sailed or are still sailing.” families. Scholars under the SMSS will get to spend some 18 months learning “Besides ensuring that our members are well trained for their out at sea before attending a four and a half month preparatory course jobs and remain employable, we believe in investing and nurturing culminating in their professional qualifi cation examinations at the Maritime our young. We encourage them to be the best that they can be,” said Port Authority of Singapore. Captain Foo.

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 1100 99/18/08/18/08 4:01:564:01:56 PMPM greenthumb2008 • workingfor 11 Nurturing The Blooming Industry

WSQ Certifi cate We are happy to see more workers By Naseema Banu Maideen in Floristry participating in this year’s landscaping Operations at the skills contest. Employers who are here to reen Thumbs 2008 had fresh treats launch. recruit“ workers have also reported that there for both workers and businesses in Miss Ow are more interests among Singaporeans to Singapore’s landscape industry. Yuet Wah, 51, is take on this increasingly skills-based but Jointly organised by the one of them. She better paying job.” National Trades Union Congress, has a growing Ang Hin Kee, Competency Director, NTUC Employability Gthe National Parks Board, Singapore Landscape interest in fl owers Enhancement Department Industry Council and Singapore Workforce since young. Development Agency, the annual event was held She nurtured at East Coast Park on 13 September 2008. this passion as a freelance fl oral Saluting Best Practices

Mastering The Language Of Floristry arranger while Miss Ow is all fi red up to learn more after Supported by the NTUC Job Re-creation The Floristry Workforce Skills Qualifi cations juggling a full-time the Floristry WSQ so that she can fuifi l her Programme, NParks introduced its Best- dream of becoming a Floral Trainer later on. System was launched by WDA at the event. job as a bank clerk. Sourcing Initiative Award. This competency-based training framework Her love for fl owers bloomed further when This award will recognise landscape provides distinct career pathways and facilitates she learnt fl oral arrangement from her British service providers who have delivered the best job mobility and career progression within the neighbour who was a qualifi ed fl oral instructor. value-for-money and quality service to their blooming industry. This will impact more than Miss Ow now works as a Floral Assistant for customers. 3,000 fl oristry workers as well as new entrants in a relative. The BSI Award will also give recognition to the sector. “With continuous learning, I want to upgrade service providers who pro-actively encourage a With budding commercial and development my skills and improve my standards. This WSQ lifelong learning culture at the workplace. projects such as the Integrated Resorts and certifi cation is another step towards my dream of Since 2005, 11 contractors have Gardens by the Bay, the industry is expected to becoming a Floral Trainer.” participated in 70 per cent of NParks BSI grow at an average rate of 5.5 per cent annually. Also for the fi rst time, Green Thumbs contracts; some 970 workers have benefi ted The industry’s business worth is also this year saw seven overseas landscape from this. NParks aims to progressively adopt forecasted to be about $245 million in 2014, said practitioners participating in the Singapore Tree the BSI practice for the remaining NParks Senior Minister of State for National Development Climbing Championships. The number of skills contracts upon expiration of contract terms by and Education Grade Fu, who was Guest-of- championships also increased from seven to 10 2010. Honour at the event. this year, featuring a wider range of skills in the Nomination closes on 13 November 2008. The fi rst batch of 10 graduands received their landscape workforce.

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Shaw Purchase your Shaw Movie Vouchers at NTUC Customer Simply charge to your NTUC Plus Card at any Movie Service Centre located at #B1-01 One Marina Boulevard Enjoy Movies at Golden Village Cinemas and you’ll enjoy or at selected Cheers outlets. For more information, Vouchers please log on to http://www.ntuc.org.sg/ discounted movie ticket prices and Reduced Prices $1.00 discount on promotional Terms and Conditions: @ S$7.10! 1. Minimum of 4 Movie Vouchers per purchase. Administrative charge of @ Golden Village “combo set meal” of the week. S$2.00 applies for purchases of less than 4 vouchers. 2. Valid at Shaw Lido, Bugis, Beach Road, Balestier, CCK-Lot 1, Century Enjoy the Latest and Jurong only. with NTUC Plus S$7 movie tickets* (weekday) 3. Valid for any day, any time, and any movie (except for screenings stated Movie Release in point 5) at the above locations during the validation period. S$8 movie tickets* (weekend) at just S$7.10 4. Valid for a period of 12 months from the date of issue by Shaw. 5. Not valid for Movie Premieres, Movie Marathons, Film Festival or any S$1 OFF^ combo meal on Any Day and premium-priced fi lms. Terms and Conditions: 6. Not valid for Internet and telephone bookings. Any Time at all •*Promotion is valid from now till 6 Apr 2010 •OCBC Credit Cardmembers get to purchase $8.00 weekend movie tickets on Fridays, 7. Voucher does not guarantee seating and can only be exchanged for 1 Saturdays, Sundays, Eve of public holidays and public holidays. •OCBC Credit Cardmembers get to purchase $7.00 movie tickets movie ticket at Shaw Box-Offi ces. Shaw cinemas in from Mondays to Thursdays.•Offer is not valid for phone booking, internet, AXS, iMode bookings, Gold Class cinemas, Cinema 8. No refunds will be given and vouchers cannot be exchanged for cash. Europa, premium-priced fi lms, fi lm festivals, fi lm marathons, premieres, group bookings, special movie packages, discounted tickets Singapore! 9. Strictly no extension or revalidation. for senior citizens and with any other offers or promotions. •This OCBC credit card usage does not guarantee seating and ticket availability. •Tickets printed out is not refundable. •Golden Village reserves the right to amend any terms any conditions without prior notice. •The Card Holder shall not under any circumstances hold Golden Village Multiplex Pte Ltd liable for any losses or damages arising directly from this Golden Village & OCBC Movie Privilege Card Programme. •ÔCBC Credit Cardmembers get to enjoy the $1 Off Cathay $1.00 discount off promotional “combo set meal” of the week. •Vouchers are available for sales at GV box offi ce counters and Enjoy $1 discount per Cathay payment has to be made with your OCBC Credit Card. •Other terms and conditions apply •All information are correct at time of print. movie ticket with minimum Movie Ticket at 2 tickets purchased (capped at 4 tickets per Cathay, E!hub @ Simply charge to your NTUC Plus membership card) Downtown East 50% Off* 2nd Card at any Eng Wah Cinemas and Add: Level 4, E!hub @ you’ll enjoy a 50% off* 2nd movie Movie Ticket ticket with purchase of standard Downtown East, No. 1 Pasir Terms & Conditions: Ris Close, S’pore 519599 • Promotion is on until further notice combo meal. • Valid all day on every Monday at Cathay Cineplex at @ Eng Wah Terms and conditions: Tel: 6732 7332 E!hub @ Downtown East only •*Promotion is valid from now till 30 Sep 2008 •Applicable only for purchase of full priced • Please present valid NTUC card at box offi ce to enjoy Cinemas with movie tickets and standard combo meals within a single receipt at the box offi ce. •Not For more information, please offer applicable with other rewards vouchers, promotions, discounts and “Friends of Eng Wah” • Not valid on Public Holidays & eve of Public Holidays programme. •Not applicable for DC seats & corporate purchases. •Eng Wah Organisation visit: www.ntucclub.com/ • Not valid for movies under “No Free List” NTUC Plus Ltd reserves the right to vary, delete or add the terms and conditions governing the offers highlights • Not valid with online / phone / corporate bookings at any time at its discretion without prior notice •Other terms and conditions apply •All • Not valid with other discounts & promotions information are correct at time of print.

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NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 1111 99/18/08/18/08 4:02:164:02:16 PMPM 12 workingfor • professionalsconversionprogramme Where A Door Closes, A Window Opens PCP Gives Mature PMETs Hope For Employment

By Naseema Banu Maideen

window of hope in the form of I may not the Professionals Conversion have landed Programme in Logistics was opened for Madam Haffsah Md Dali in a job in the after the door of employment was “logistics industry. Ashut on her. Nevertheless, the Madam Haffsah, a Senior Scheduler, was concepts learnt are retrenched from LSI Technology (Singapore) Private Limited in November 2007. She had applicable in some worked in manufacturing for 13 years and form to my job at 47, she felt a stretch of darkness over her now. Knowledge future career prospects. She felt helpless – until gained will always NTUC introduced her to PCP in Logistics. She attended several career talks targeted be useful in some at Professionals, Managers, Engineers way.” and Technical People; the PMET Career Seminar conducted by NTUC’s Employability Haffsah Md Dali (right) with a colleague at Union Services (Singapore) Private Enhancement Department in December 2007 Limited being one. This talk shaped her career move. NTUC, together with Singapore Workforce Development Agency, offers a range of PCP courses for PMETs who are looking for career participants an industrial attachment. one of nine who found new career paths after opportunities. Given her manufacturing While Madam Haffsah was well-versed with their previous jobs closed doors on them. background, the PCP in Logistics was one she planning schedules of integrated circuits in the Same Trail, Different Destinations could relate to. manufacture of computers, terms in logistics Mr Gabriel Ng Lye Huat, 46, had been “I hesitated to move into a different industry, language such as letters of credit, bills of in the manufacturing industry for close to but I told myself I had to venture into new lading and trading documents were new to her. 22 years before he left it. He was a Senior territories. I had to move out of my comfort But, she grasped them well. Manager in the administrative department zone.” During the course, she underwent of a manufacturing company. He, too, was The PCP in Logistics offers a 25-day industrial attachment with Union Services introduced to the PCP in Logistics through intensive training course. The course is jointly (Singapore) Private Limited. Her eagerness to career talks by NTUC. He was assessed by an funded by NTUC and WDA, with Singapore learn impressed Union Services to offer her Employability Coach and was recommended Institute of Materials Management as the full-time employment almost immediately after for logistics specialisation. Mr Ng impressed training arm. The PCP in Logistics Programme her attachment period. his bosses at SIW Engineering Private Limited this year was a pioneering initiative that offered Madam Haffsah is now a Shipping so much during his industrial attachment there Assistant with the that a new job role as General Manager was company. She prepares created for him when he joined the company shipping documents on permanent employment. and is involved SIW Engineering is a major supplier with administrative to equipment makers of semi-conductor coordination in the industries. Mr Ng is in charge of 13 staff and operations of the runs the operations of the organisation. He company. manages production delivery plans, marketing “That change strategies, takes charge of quotation orders, in mindset is very training needs among other areas. important. We all have “I may not have landed in a job in the to learn and re-learn logistics industry. Nevertheless, the concepts at some point in our learnt are applicable in some form to my job careers. I am glad now. Knowledge gained will always be useful in to be learning in this some way.” sector.” For many PMETs like Madam Haffsah and There were 19 Mr Ng, the PCP in Logistics is an avenue to participants in the PCP build on their experience as they move on to in Logistics this year; jobs in different sectors. Mr Gabriel Ng Lye Huat attended the preparatory talk organised for PMETs who are in job transition. Madam Haffsah was

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 1122 99/18/08/18/08 4:02:354:02:35 PMPM youngntucproﬁ le 13

The Child In A Teacher

Name: Huang I Lung Age: 34 Naseema Banu Maideen By Occupation: Science Teacher, Teck Whye Secondary School Affi liation to Young NTUC: Chairperson, Young Singapore olecular structures and cells Teachers’ Union Interests: Collecting a whole range of fantasy novels and are not the only elements robotic toy models, Nature Appreciation, Music that set the 34-year old Science teacher’s mind in action. I’ve a soft spot for MBeyond the theories of Chemistry and Biology, a world of strange lands and musical concerts, ballet dangerous creatures prevails in Mr Huang I performances and English plays. Lung’s life. “My wife, Chloe, shares the same Every now and then, he escapes to this love for the arts and music. The world through the many fantasy books that Singapore Arts Festival is always line the shelves in his study. Whenever he needs a breather from a time of contemporary and teaching at Teck Whye Secondary School, classical treats for us.” these books provide a respite. Among the Young Singapore Teachers’ Mr Huang, who holds a Grade 5 Piano, on his arts appreciation Union’s Chairperson’s favourites are the Dragon Lance and Fantasy Realms series. He also collects Chinese comics and graphic novels. Making Differences Mr Huang says this habit of collection Mr Huang is a doting father and a loving is a refl ection of what he missed out in his husband. He dutifully gives wife Chloe childhood days. a hand in feeding and “I recall when I was in secondary school, bathing the children I could only keep some of these books. My Living For Others after he fetches them mother used to ask me to give away most Mr Huang met his wife from the infant care and of what I had already read to our neighbours Madam Chloe Giok, 31, child care centres each and cousins. And as an obedient son, I did when he was pursuing day. as was told.” his undergraduate Even as he shares Now, it is a different scenario. As a studies at the Nanyang stories of his books and married man who has a house of his own, Technological University. toys in a fast food outlet, he buys and stacks up these books as he They both teach now. his three children and wife always wanted to. This is one reason why The couple has were in the same setting, he frequently checks out Bras Basah Road three children. Peiying having dinner with him. whenever he heads to town, where second and Zhijun are 5 and 3 Amidst his hectic work hand book store owners welcome him with years old, respectively. and family life, Mr Huang is good offers. The youngest, currently pursuing a Masters Mr Huang also shares the same love for Zhixuan, is 8 months in Life Sciences (Environmental robotic toys, another childhood passion. old. Specialisation) at NTU. Of A corner of the same study doubles up It was his varsity course, fi nding time to attend as a mini exhibition area for these toys. sweetheart who classes twice a week after The Japanese Chogokin and fi rst encouraged Mr Huang to start work is a challenge. But as an Transformer series are some models that donating blood regularly. He has donated 30 educator, Mr Huang well knows make up his collection of die-cast metal times and says he will do it for four times a year the need for lifelong learning. robot and character toys. as long as he remains healthy and fi t. The teacher of eight years also plays an “Many who visit us think I’ve bought Besides doing his part for social good with active role in Young STU. Leading the youth these toys for my children. But I tell them, his wife, Mr Huang dedicates signifi cant time to chapter, he secured a good deal from the ‘No, these are part of my childhood his little charges. Young NTUC Seed Funding Scheme. This nostalgia.’” Parenthood has moderated his once scheme helps the youth chapter of unions Mr Huang says his involvement in role- extroverted lifestyle. But once again, he has no in organising activities to bring their youth playing games in earlier days must have regrets and makes the most of his life with his activists together. developed his liking for robotic toys. family. For a start, Young STU has invested When time permits, he sits down to Adrenalin-rushing sports such as night in movie screening deals for its members. assemble the various die cast parts of the cycling and mountain trekking used to be on He also played a role in the Beginning toys. the top of his activity list. He had scaled Mount Teachers’ Forum, which was a pioneering Some of these toys are still packed in Kinabalu and trekked at Pulau Ubin frequently. initiative by STU. This created an avenue boxes which Mr Huang is yet to fi nd time But when the children came around, the for new teachers to settle into the work to open up and assemble. But he is not East Coast Park, Wild Wild Wet at Downtown environments with greater ease. complaining; because most of his time is East and the nature reserves in and around “Through this platform, young teachers spent with another valuable aspect of his life Singapore have become the common weekend in the fi eld get a feel of what STU has to – his family. getaways for the family. offer for their interests.

NNTUCTWTUCTW 1919 SepSep 08.ind08.ind 1133 99/18/08/18/08 4:02:534:02:53 PMPM 14 moments

Bonding Through Learning Despite diverse cultural, social, religious and political backgrounds, 40 young union leaders from 23 different countries in the Asia-Paciﬁ c region came together for the International Trade Union Confederation- Asia Paciﬁ c/Ong Teng Cheong Institute of Labour Studies/Japan International Labour Foundation Young Leadership Course. Held from 27 August to 11 September 2008, the young unionists bonded quickly and thickly as they learned about teamwork, leadership, strategic planning and had intensive discussions on labour issues.

Party And Chill Three years on the night circuit and DXO is still hip and happening. Notwithstanding its popularity amongst clubbers, DXO continues to be union- centric in nature, reserving the bulk of its special privileges and promotions for members only. It also aims to be the venue of choice for fronting members’ events and functions. On 29 August 2008, in an exclusive event, DXO showed its 500 guests once more how to have a good time in style at its 3rd anniversary celebrations. Passionista, a 7-piece live band hailing from Manila, is DXO’s new resident band and its secret weapon to conquer the hearts and feet of more club- goers. The guests were amongst the ﬁ rst in Singapore to witness their rousing sets.

Be Connected And Win NTUC This Week An ASUS EEE-PC 4GB Be Connected And Win An ASUS EEE-PC 4GB White Model (UP $599) Contest Question 1: How many stories are there relating to Prime Minister’s White Model UP $599 National Day Rally 2008? Answer 1: ______Win an ASUS EEE-PC 4GB Question 2: How many Social Enterprises are there in the Labour Movement? White Model, courtesy of Answer 2: ______AAAs Com Solution! Answer Question 3: What is the name of the cookbook? three questions and post your Answer 3: ______entry coupon back to us. The Name:______answers can be found at Address:______www.ntucthisweek.org.sg NRIC:______DOB:______Mailing address: *Union:______Occupation:______“NTUC This Week Online Contest” Contact Number: ______Email:______1 Marina Boulevard, #14-01 NTUC Centre Terms & Conditions Singapore 018989 1. Only 1 form per person. *Compulsory. Closing date: 30 September 2008 2. Incomplete enteries will be disqualiﬁ ed. 3. All forms must reach us by 30 September 2008.

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