Draft Prospectus April 28, 2014 MIDLAND MICROFIN LIMITED Our Company was originally incorporated on May 27, 1988 as a private limited company under the provisions of the Companies Act, 1956 as Sajan Hire Purchase Private Limited. Our Company was converted into a public limited company with the name “Sajan Hire Purchase Limited” on April 26, 2002. Subsequently, the name of our Company was changed to Midland Microfin Limited pursuant to a fresh Certificate of Incorporation dated January 24, 2011. Our Company got itself registered as Category-A NBFC with RBI vide registration no. A.06.00458 dated July 11, 2011. Thereafter our Company changed its category and consequently got itself registered as Category -B NBFC (non- deposit taking) with RBI vide registration no. B.06.00458 dated November 12, 2013. Registered & Corporate Office: 'Gobind Niwas', 2nd Floor, 36, G.T. Road, Jalandhar - 144 001 Punjab, India; Tel.: +91 181 5085555; Fax: +91 181-5087777; Website: www.midlandmicrofin.com For details of changes in Name and Registered Office, please refer to the chapter “History and Certain other Corporate Matters” on page no. 88 Compliance Officer and Contact Person: Mr. Preetpal Singh Tel.:+91 181 5091545; Fax: +91 181 5087777; E-mail:
[email protected] PUBLIC ISSUE BY MIDLAND MICROFIN LIMITED, (“COMPANY” OR “ISSUER”) OF SECURED, REDEEMABLE, NON-CONVERTIBLE DEBENTURES OF FACE VALUE OF ` 10,000 EACH, (“NCDS”), AGGREGATING UPTO ` 2,500 LACS. GENERAL RISKS Investors are advised to read the Risk Factors carefully before taking an investment decision in the Issue. For taking an investment decision, the investors must rely on their own examination of the Issuer and the Issue, including the risks involved.