Manappuram Finance Limited
Manappuram Finance Limited Investor Presentation November 2017 Gold Loans Microfinance Housing Finance Vehicle Finance Quarterly Update Company Overview Business Strategy Key Technology Initiatives Annexure Q2 FY18 RESULTS: CONSOLIDATED RESULT HIGHLIGHTS AUM Net Profit Networth ROA 4.3% Rs 137,232 Mn Rs 1,602.1 Mn Rs 35,748 Mn ROE 18.2% (+ 2.6% QoQ) (3.3 % QoQ) Capital Adequacy * Borrowing Cost * GNPA * BV / Share Rs 42.46 28.7% 8.8% 1.2% EPS Rs 7.61 Share of New Dividend / Share Total Branches No of Live Customers Businesses FY17: Rs 2.00 4,148 3.5 mn 22.0% AUM: Assets Under Management, Net Profit: PAT after Minority Interest * Calculated on standalone basis 3 Q2 FY18 RESULTS: CONSOLIDATED PROFIT & LOSS STATEMENT Particulars (Rs Mn) H1FY18 H1FY17 YOY Q2 FY18 Q2 FY17 YOY % Q1 FY18 QOQ % FY17 Closing AUM (Rs Bn) 137 145 -5.3% 137 145 -5.3% 134 2.6% 137 Interest income 16,567.1 15,826.3 4.7% 8,290.6 8,392.9 -1.2% 8,276.6 0.2% 33,762.5 Other Operating Income 53.7 57.5 -6.6% 22.1 29.6 -25.5% 31.6 -30.2% 114.5 Income from Operations 16,620.8 15,883.8 4.6% 8,312.6 8,422.6 -1.3% 8,308.2 0.1% 33,876.9 Finance expenses 5,020.6 5,608.7 -10.5% 2,457.6 2,959.2 -17.0% 2,563.1 -4.1% 11,687.1 Net interest income 11,600.2 10,275.1 12.9% 5,855.1 5,463.4 7.2% 5,745.2 1.9% 22,189.9 Employee expenses 2,955.0 2,519.9 17.3% 1,548.8 1,317.1 17.6% 1,406.2 10.1% 5,025.8 Other operating expenses 2,942.4 2,075.4 41.8% 1,510.4 1,087.0 39.0% 1,432.0 5.5% 4,627.0 Pre provision profit 5,702.8 5,679.8 0.4% 2,795.9 3,059.3 -8.6% 2,906.9 -3.8% 12,537.1 Provisions/Bad debts
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