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Lloyds Banking Group Plc 2020 Annual Report on Form 20-F

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Lloyds Banking Group Plc 2020 Annual Report on Form 20-F Lloyds Banking Group plc 2020 Annual Report on Form 20-F As filed with the Securities and Exchange Commission on 26 February 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended 31 December 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-15246 LLOYDS BANKING GROUP plc (previously Lloyds TSB Group plc) (Exact name of Registrant as Specified in Its Charter) Scotland (Jurisdiction of Incorporation or Organization) 25 Gresham Street London EC2V 7HN United Kingdom (Address of Principal Executive Offices) Kate Cheetham, Company Secretary Tel +44 (0) 20 7356 2104, Fax +44 (0) 20 7356 1808 25 Gresham Street London EC2V 7HN United Kingdom (Name, telephone, e-mail and/or facsimile number and address of Company contact person) Securities registered or to be registered pursuant to Section 12(b) of the Act: Title of each class............................................................................................................................... Trading symbol................. Name of each exchange on which registered Ordinary shares of nominal value 10 pence each, represented by American Depositary Shares................. The New York Stock Exchange $1,500,000,000 4.344% Subordinated Securities due in 2048........................................................................... LYG48A.................................. The New York Stock Exchange $824,033,000 5.3% Subordinated Securities due 2045...................................................................................... LYG45.................................... The New York Stock Exchange $1,750,000,000 3.574% Senior Notes due in 2028 (callable in 2027)................................................................. LYG28A.................................. The New York Stock Exchange $1,500,000,000 4.375% Senior Notes due 2028.................................................................................................. LYG28B.................................. The New York Stock Exchange $1,250,000,000 4.55% Senior Notes due 2028.................................................................................................... LYG28C.................................. The New York Stock Exchange $1,250,000,000 3.75% Senior Notes due 2027.................................................................................................... LYG27.................................... The New York Stock Exchange $1,000,000,000 2.438% Senior Notes due 2026.................................................................................................. LYG26A.................................. The New York Stock Exchange $1,500,000,000 4.65% Subordinated Securities due 2026................................................................................. LYG26.................................... The New York Stock Exchange $1,500,000,000 4.45% Senior Notes due 2025.................................................................................................... LYG25A.................................. The New York Stock Exchange $1,500,000,000 3.87% Senior Notes due 2025.................................................................................................... LYG25B.................................. The New York Stock Exchange $1,327,685,000 4.582% Subordinated Securities due 2025............................................................................... LYG25.................................... The New York Stock Exchange $1,250,000,000 3.5% Senior Notes due 2025...................................................................................................... LYG25.................................... The New York Stock Exchange $1,000,000,000 3.90% Senior Notes due 2024.................................................................................................... LYG24A.................................. The New York Stock Exchange $1,000,000,000 4.5% Subordinated Securities due 2024................................................................................... LYG24.................................... The New York Stock Exchange $1,750,000,000 4.05% Senior Notes due 2023.................................................................................................... LYG23A.................................. The New York Stock Exchange $1,500,000,000 2.858% Senior Notes due 2023.................................................................................................. LYG23B.................................. The New York Stock Exchange $1,000,000,000 1.326% Senior Notes due 2023.................................................................................................. LYG23C.................................. The New York Stock Exchange $2,250,000,000 2.907% Senior Notes due 2023 (callable in 2022)..................................................................... LYG23.................................... The New York Stock Exchange $1,500,000,000 3.0% Senior Notes due 2022...................................................................................................... LYG22.................................... The New York Stock Exchange $1,500,000,000 2.25% Senior Notes due 2022.................................................................................................... LYG22.................................... The New York Stock Exchange $1,250,000,000 3.3% Senior Notes due 2021...................................................................................................... LYG21A.................................. The New York Stock Exchange $1,000,000,000 Floating Rate Senior Notes due 2021....................................................................................... LYG21B.................................. The New York Stock Exchange $500,000,000 Floating Rate Senior Notes due 2021.......................................................................................... LYG21A.................................. The New York Stock Exchange $1,000,000,000 3.1% Senior Notes due 2021...................................................................................................... LYG21.................................... The New York Stock Exchange Securities registered or to be registered pursuant to Section 12(g) of the Act: None Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act: 7.50% Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible Securities 6.75% Callable Fixed Rate Reset AT1 Perpetual Subordinated Contingent Convertible Securities 5.125% Callable Fixed Rate Reset AT1 Perpetual Subordinated Contingent Convertible Securities The number of outstanding shares of each of Lloyds Banking Group plc’s classes of capital or common stock as of 31 December 2020 was: Ordinary shares, nominal value 10 pence each............................................................................................................................................................................................................................... 70,839,206,060 Preference shares, nominal value 25 pence each........................................................................................................................................................................................................................... 412,201,226 Preference shares, nominal value 25 cents each............................................................................................................................................................................................................................. 809,160 Preference shares, nominal value 25 euro cents each.................................................................................................................................................................................................................... Nil Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☒ No ☐ If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. Yes ☐ No ☒ Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐ Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes ☒ No ☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated
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