PRIVATE CLIENT Coverage Corner

Identity theft and cyber protection

Protect your credit and preserve your reputation

Given the amount of data exchanged online each second, How Nationwide Private Client responds the threat of identity theft is more common than ever, You have worked hard to build a strong financial position and the consequences can be devastating. With Social and a solid reputation. Our Nationwide® Private Client Security numbers, names, addresses, dates of birth, homeowners policy includes identity theft and cyber credit/bank card numbers and other private information protection services, so you have help properly securing readily available, thieves may find all they need to steal your future. your identity. It’s never been more important to minimize the risk of identity theft. Your homeowners policy automatically includes an identity theft limit of $25,000, with options to increase How you may be at risk up to $100,000 to help cover the expenses that may arise from an identity theft incident. Our trusted partner, The number of identity theft and fraud victims continues Generali Global Assistance (GGA), will act as your to climb each year. With the increased adoption of personal advocate if your identity is ever compromised. technology and the rise in “smart” devices, our lives Coverage also offers proactive services you can leverage are more connected than ever. However, this added to help monitor your personal information. convenience also brings risk. GGA’s award-winning team of resolution specialists are • There were 13 million identity fraud victims in 2019 available 24/7 to help. They make the recovery process as with $16.9 billion stolen1 easy as possible by providing assistance with: • The FTC received more than 651,000 identity theft • Affidavit submissions complaints from consumers, with credit card fraud at the top of the list of identity theft reports2 • Creditor notification and follow-up • 164.7 million records were exposed last year3 • Communication with law enforcement and government authorities • New-account fraud incidences increased 88% in 2019 from 20182 • Placing credit freezes and fraud alerts • 52% of identity theft victims have yet to resolve their • Lost wallet assistance issue to their satisfaction a year later4 • Emergency cash and travel arrangements • 53% of U.S. adults are worried about identity theft5 • Translation services • Medical identity theft expense • Malware, ransomware and virus removal • Restoring home internet connection and devices • Resecuring home networking infrastructure

Nationwide is on your side

Coverage Corner

Let us protect your identity The intuitive online interface will allow you to check your credit score and history, add information to be monitored, Our services help protect many important pieces of review and respond to alerts, find education tips, and personal data. Through our partnership with GGA, contact the resolutions center. You can add two more adult Nationwide Private Client not only helps you after an household members for less than $9 a month. To register, identity theft occurrence, but we help reduce your risk. go to nationwide.idprotectiononline.com/signup or call You and one other adult household member will realize 1-800-337-1416. Identity and credit monitoring, when used substantial benefits just by activating your account. together, make an important tool in combating identity Benefits include: theft and minimizing the long-term financial, legal and 1. Access to GGA’s Online Data Protection Suite, which, emotional repercussions of fraud. once downloaded to your PC or laptop, provides peace of mind when browsing the internet by keeping Why Nationwide Private Client your data safe from ransomware, keylogging and As a member of Nationwide’s family of insurers, phishing attacks. Nationwide Private Client is dedicated to helping protect 2. Monitoring high-risk transactions with more than 300 the assets and reputations of our clients. Our highly of the nation’s largest companies to thwart account personalized insurance products, services and concierge- takeover attempts. Monitored transactions include: style claims management are thoughtfully designed to credit card information, bank accounts, brokerage meet the distinctive needs of affluent individuals and accounts, health care portals, workplace intranets, etc. families. We are committed to providing you a superior 3. Internet surveillance that looks for personally experience whenever you need assistance. identifying information, such as Social Security Nationwide Private Client offers the additional benefit of numbers, email addresses, dates of birth, prodigious financial strength. A Fortune 100 company,6 debit/credit cards, bank account numbers, Nationwide is one of the largest and strongest diversified insurance cards, drivers licenses, loyalty cards, insurance and financial services organizations in the U.S. affinity cards, passport numbers, etc. and is rated A1 by Moody’s and A+ by both A.M. Best and 7 4. Reviewing underground sources, such as hacker dump Standard & Poor’s. sites, the black market, hacktivist forums, file-sharing portals, data leaks and malware logs.

1 "2019 Identity Fraud Study: Fraudsters Seek New Targets and Victims Bear the Brunt," Kyle Marchini and Al Pascual, https://www.javelinstrategy.com/coverage-area/2019- identity-fraud-study-fraudsters-seek-new-targets-and-victims-bear-brunt (March 6, 2019). 2 FTC 2019 Consumer Sentinel Network Data Book. 3 2019 End of Year Data Breach Report, Identity Theft Resource Center (ITRC), idtheftcenter.org/2019-data-breaches/. 4 2018 Aftermath Study, Identity Theft Resource Center (ITRC), https://www.idtheftcenter.org/wp-content/uploads/2018/09/ITRC_Aftermath-2018_Web_FINAL.pdf. 5 2020 Identity Protection Survey, Engine Insights and Generali Global Assistance. 6 Based on revenue, Fortune magazine (May 2020). 7 Ratings affirmed 5/27/20 by Moody’s, 12/17/20 by A.M. Best, and 5/7/21 by Standard & Poor's.

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Monitoring portal and resolution assistance services provided by Generali Global Assistance. There is no additional charge for these monitoring services for up to two adult members of the household, and enrollment is optional. Charges apply for additional household members. This insurance overview is for informational purposes only and does not replace or modify the definitions and information contained in individual insurance policies or declarations pages, which are controlling. Terms and availability vary by state, and exclusions apply. Products are underwritten by Nationwide Mutual Insurance Company and affiliates, including Crestbrook Insurance Company, and are subject to underwriting Nationwide is on your side guidelines, review and approval. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and Nationwide Private Client are service marks of Nationwide Mutual Insurance Company. © 2021 Nationwide PVR-0581AO.2 (06/21)