UTI Mutual Fund UTI Asset Management Company Limited UTI Trustee Company Private Limited UTI Tower, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai

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UTI Mutual Fund UTI Asset Management Company Limited UTI Trustee Company Private Limited UTI Tower, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400 051. Tel: (022) 6678 6666, Email: [email protected], Website: www.utimf.com

KEY INFORMATION MEMORANDUM

UTI Infrastructure Fund (An open ended equity scheme following the Infrastructure theme)

THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING*: • Long term capital appreciation • Investment predominantly in equity and equity related securities of companies forming part of the infrastructure sector.

RISKOMETER

______* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending litigations etc. investors should, before investment, refer to the Scheme Information Document (SID) and Statement of Additional Information (SAI) available free of cost at any of the UTI Financial Centres or distributors or from the website www.utimf.com.

The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.

UTI Infrastructure Fund – KIM 2020

UTI Infrastructure Fund

Category Thematic Fund Type of An open ended equity scheme following the Infrastructure theme. Scheme Investment The investment objective of the Scheme is to provide long term capital appreciation by objective investing predominantly in equity and equity related securities of companies engaged either directly or indirectly in the infrastructure areas of the Indian economy.

However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved. Asset Indicative Allocation Allocation (% of total assets) Pattern of the Instruments Minimum Maximum Risk scheme Allocation Allocation Profile (%) (%) Equity and equity related instruments (minimum 80% of the total assets would be Medium to in equity and equity related instruments of 80 100 High companies related to the Infrastructure theme). Debt and Money Market instruments 0 20 Low to including securitized debt# Medium Units issued by REITs & InvITs 0 10 Medium to High

#The fund may invest up to 50% of its debt portfolio in securitized debt.

The Fund may use derivative instruments like Stock/Index Futures or such other derivative instruments as may be introduced from time to time for the purpose of hedging and portfolio balancing, or to undertake any other strategy within a limit of 50% of the Net Assets of the scheme.

The Scheme can take exposure up to 20% of its net assets in stock lending.

The Scheme may seek investment opportunity in the ADR/GDR, Foreign Securities, in accordance with guidelines stipulated in this regard by SEBI and RBI from time to time. Under normal circumstances, the scheme shall not have an exposure of more than 10% of its net assets in foreign securities subject to regulatory limits. Investment in Foreign Securities shall be in compliance with requirement of SEBI circular dated September 26, 2007 and other applicable regulatory guidelines. The Scheme may invest in derivatives to engage in permitted currency hedging transactions with an intention to reduce exchange rate fluctuations between the currency of the Scheme (INR) and the foreign currency exposure

The above investment pattern is only indicative and may be changed by the Fund Manager for a short term period on defensive considerations, keeping in view the market conditions, market opportunities, applicable SEBI (MF) Regulations 1996, legislative amendments and other political and economic factors, the intention being at all times to seek to protect the interests of the Unit Holders. Rebalancing of the portfolio will be done when the asset allocation falls outside the range given above. If the exposure falls outside the above mentioned asset allocation pattern, it will be restored within 30 days. If owing to adverse market conditions or with the view to protect the interest of the investors, the fund manager is not able to rebalance the asset allocation within the above mentioned period of 30 days, the

UTI Infrastructure Fund – KIM 2020

same shall be reported to the Internal Investment Committee. The Internal Investment Committee shall then decide the further course of action.

Investment in Money Market Instruments: While no fixed allocation will normally be made for investment in money market instruments like Triparty Repo, Commercial Papers, Treasury Bills etc. the same may be kept to the minimum generally to meet the liquidity needs of the scheme.

Investment in units of REITs and InvITs Investment limits applicable for investment in units of REIT and InvIT- (a) At Mutual fund level - All schemes of mutual fund shall not own more than 10% of units issued by a single issuer of REIT and InvIT; and (b) At individual scheme level - A mutual fund scheme shall not invest – i. more than 10% of its NAV in the units of REIT and InvIT; and ii. more than 5% of its NAV in the units of REIT and InvIT issued by a single issuer.

The limits mentioned in sub-clauses (i) and (ii) above shall not be applicable for investments in case of index fund or sector or industry specific scheme pertaining to REIT and InvIT.” Investment Infrastructure sector plays an important role in propelling India’s overall development and strategy enjoys significant policy and financial support from the Govt. The Fund would predominantly invest in stocks of companies which are engaged directly or indirectly in the Infrastructure growth and development in India. The Fund will adopt a bottom-up strategy for stock selection. The Fund would be agnostic to market capitalization, however may take concentrated exposure to certain stocks or sectors. Within the ‘Infra’ theme, the fund would attempt to be reasonably diversified. The infrastructure theme broadly covers companies in the following areas / sectors of the economy namely.

a) Airports & related services b) Banking & other related financial services c) Construction & related industry d) Electrical & Electronic components e) Energy including Gas and Pipelines etc. f) Engineering g) Industrial Capital Goods & Products h) Ports i) Power & Power Equipment j) Road & Railways k) Telecom l) Transportation & Logistics m) Urban Infrastructure including Housing & Commercial Infrastructure.

The above list is only indicative and the Fund Manager will have the discretion to invest in all those sectors / areas which are engaged either directly or indirectly in the infrastructure growth of the country.

UTI Infrastructure Fund – KIM 2020

Product UTI Infrastructure Fund is only scheme offered by UTI Mutual Fund under Thematic Differentiation Infrastructure category Risk profile of Mutual Fund Units involve investment risks including the possible loss of principal. Please the scheme read the SID carefully for details on risk factors before investment.

Scheme specific Risk Factors are summarized below: (i) Sectors like Metals, Building Materials, Oil & Gas, Chemicals, etc. are exposed to the variations in commodity prices like metal, crude, polymers, etc. Hence any domestic or international factors affecting the price movements will have an adverse affect.

(ii) Any changes in Govt. policy / regulation / reforms etc. affecting infrastructure industries such as Power, Housing, Infrastructure, etc may have a significant bearing on the companies. Risk Type of Risk Risk Mitigation Strategies Mitigation Non-adherence to the various System control. Continuous review and management of Strategies Asset allocation limits, as per schemes’ portfolio. Internal norms/ process on equity the Regulations / SID investments & monthly review thereof. Market Risk Controlling stock level/sector level exposure norms. Periodic review of strategy and performance of the schemes as compared to benchmarks / peer group. Periodic detailed risk analysis. Independent Internal Research. Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidity in the secondary market. Periodic Review of exposure to Illiquid Securities. Credit Risk Well laid out norms for investing in debt instruments. Securities rated below prescribed grade are generally backed by adequate collaterals. Review of Credit ratings and Companies’ Financials as per the laid down process. Review of credit profile of portfolio, industry developments in the credit ratings movements and investment decisions. Periodic review of sector-wise debt exposure & stipulation of restraints, wherever required. Plans and The scheme offers following Plans Options Regular Plan Direct Plan

Both Plans offer following options

(i) Growth Option (ii) Dividend Payout Option (iii) Dividend Reinvestment Option. Direct Plan Direct Plan is only for investors who purchase/subscribe units directly with the Fund and is not available for investors who route their investments through a Distributor.

All categories of Investors (whether existing or new Unitholders) as permitted under the SID of the Fund/Scheme are eligible to subscribe under Direct Plan. Investments under the Direct Plan can be made through various modes offered by the Fund/Scheme (except all Platform(s) where investor’s applications for subscription of units are routed through Distributors).

The Direct Plan will be a separate plan under the Fund/Scheme and shall have a lower expense ratio excluding distribution expenses, commission etc and will have a separate NAV.

UTI Infrastructure Fund – KIM 2020

No commission for distribution of units will be paid / charged under Direct Plan.

How to apply: Investors subscribing under Direct Plan of the scheme will have to indicate “Direct Plan” against the Scheme name in the application form, for example, “UTI Infrastructure Fund - Direct Plan”.

Treatment of applications under “Direct” / “Regular” Plans: Broker Code mentioned Plan mentioned by Default Plan to be Scenario by the investor the investor captured

1 Not mentioned Not mentioned Direct Plan 2 Not mentioned Direct Direct Plan 3 Not mentioned Regular Direct Plan 4 Mentioned Direct Direct Plan 5 Direct Not mentioned Direct Plan 6 Direct Regular Direct Plan 7 Mentioned Regular Regular Plan 8 Mentioned Not mentioned Regular Plan

In cases of wrong/ invalid/ incomplete ARN codes mentioned in the application form under scenarios 7 or 8 above, the application shall be processed under ‘Regular Plan’. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received within 30 calendar days, the transaction shall be reprocessed under ‘Direct Plan’ from the date of application without any exit load.

(a) Switch of investments from Regular Plan through a distributor with ARN Code (whether the investments were made before or after January 1, 2013) to Direct Plan shall be subject to applicable exit load, if any. The holding period for applicability of load will be considered from the date of such switch to Direct Plan. (b) However, no exit load shall be levied for switch of investments from Regular Plan made directly without an ARN Code (whether the investments were made before or after January 1, 2013) to Direct Plan of the scheme (subject to statutory taxes and levies, if any). The holding period for applicability of load will be considered from the date of initial investment in the Regular Plan. (c) No exit load shall be levied in case of switches from Direct Plan to Regular Plan. (d) No exit load shall be levied in case of change over from Dividend Option to Growth Option or from Growth Option to Dividend Option. All change over will be at applicable NAV of respective options. (e) Portfolio of the Scheme under the Regular Plan and Direct Plan will be common. (f) Eligible investors/modes for applying: All categories of investors (whether existing or new unitholders) as permitted under the SID of the eligible schemes are eligible to subscribe under Direct Plan. Investments under Direct Plan can be made through various modes offered by the Fund for investing directly with the Fund {except all Platform(s) where investors’ applications for subscription of units are routed through Distributors}. (g) Investments through systematic routes: In case of Systematic Investment Plan (SIP)/ Systematic Transfer Investment Plan (STRIP)/ Dividend Transfer Plans (DTP), registered prior to January 1, 2013 without any distributor code under the Regular Plan of all Schemes, installments falling on or after the January 1, 2013 will automatically be

UTI Infrastructure Fund – KIM 2020

processed under the Direct Plan.

Existing Investments prior to 1st January 2013 Dividend will continue to be reinvested in the Regular Plan only in respect of Investments made without Distributor code where the Investor has opted for the Dividend Reinvestment facility.

However, this minimum investment amount requirement is not applicable in case of switchover from Regular Plan to Direct Plan or vice versa under the same Scheme and same Option. Applicable Purchase : For Purchases less than `2 lacs NAV Operation Cut-off Timing Applicable NAV

Valid applications received with local Upto 3 p.m. Closing NAV of the day cheques / demand drafts payable at par at of receipt of the the place where the application is application received. Valid applications received with local After 3 p.m. Closing NAV of the cheques / demand drafts payable at par at next business day. the place where the application is received. Valid applications received with Within Business Closing NAV of the day outstation cheques / demand drafts (for Hours on which the schemes/investors as permitted in the cheque/demand draft is Scheme Information Document) not credited to the Scheme / payable at par at the place where the Plan. application is received. Purchase : For Purchases of `2 lacs and above Operation Cut-off Timing Applicable NAV

The funds are available for Upto 3 p.m. Closing NAV of the day on which utilization before cut off the funds are available for and valid applications utilization before cut off time shall received with cheques / be applicable irrespective of the demand drafts. time of receipt of the application.

The above mentioned rule will be applicable irrespective of the date of debit to investor’s account `2 lacs shall be considered after considering multiple applications received from the investor under all the plans/Options of the scheme on the day and also under all modes of investment i.e. additional purchase, Systematic Investment Plan (SIP)/Micro SIP, Systematic Transfer Investment Plan (STRIP, Switch, etc. The investor will be identified through PAN registered with UTI MF. Redemption : Operation Cut-off Timing Applicable NAV

Valid applications received Upto 3 p.m. Closing NAV of the day of receipt of the application. Valid applications received After 3 p.m. Closing NAV of the next business day.

UTI Infrastructure Fund – KIM 2020

Redemption requests: Where, under a scheme, units are held under both the Regular Plan and Direct Plan, the redemption/switch request shall clearly mention the plan. If no Plan is mentioned, it would be processed on a first in first out (FIFO) basis considering both the Plans.

(ii) Amount of Subsequent minimum investment under a folio in the scheme is `1000/- and in multiples of `1/- without any upper limit. Benchmark Nifty Infrastructure Index Name of the Mr. Sanjay Dongre (Managing the Scheme since Dec 2006) Fund Manager Dedicated Mr. Kamal Gada (Managing the Scheme since July 2018) Fund Manager for overseas investments Performance Compounded Annualised Scheme returns (%) Nifty Infrastructure (%) of the Scheme Returns* Regular Plan Growth Option as on February 29, 2020 Last 1 year 7.70 4.83 Last 3 years 3.22 1.81 Last 5 years 2.93 -0.30 Since Inception 11.52 7.40 Inception date: April 07, 2004

* Computed on compounded annualised basis using NAV of Growth Option.

Past performance may or may not be sustained in future

UTI Infrastructure Fund – KIM 2020

The performance of the scheme is benchmarked to the Total Return Variant of the benchmark index that is Nifty Infrastructure TRI. Top 10 holdings by UTI Infrastructure Fund issuers and Top 10 holdings in Equity (Issuer wise) sectors (as on Serial No Issuer Name % of NAV February 29, 1 Larsen & Toubro Ltd. 7.36 2020) 2 Bharti Airtel Ltd. 7.09 3 ICICI Bank Ltd 6.88 4 Shree Cement Ltd. 6.26 5 Axis Bank Ltd. 6.05 6 State Bank Of India 6.05 7 Ultratech Cement Ltd. 4.87 8 Gujarat Gas Ltd 4.03 9 Indraprastha Gas Ltd 3.76 10 Blue Star Limited 3.29 Total 55.64

UTI Infrastructure Fund Top 10 holdings in Equity (Sector wise) Serial No Sector % of NAV 1 Financial Services 18.98 2 Construction 17.85 3 Energy 17.35 4 Cement & Cement Products 12.75 5 Industrial Manufacturing 8.89 6 Consumer Goods 8.19 7 Telecom 7.09 8 Services 7.00 9 NCA/Reverse Repo/Triparty Repo/Others 1.90 Total 100.00

A website link A website link to obtain scheme’s latest monthly portfolio holding to obtain https://www.utimf.com/forms-and-downloads/portfolio-disclosure scheme’s latest monthly (After following the above link, please expand “Portfolio Disclosure-Scheme wise” and portfolio select the desired scheme to view its portfolio) holding Portfolio Portfolio Turnover Ratio as on February 29, 2020: 0.05 Turnover Ratio Load structure Entry Load Exit Load (As % of NAV) (As % of NAV)

Nil < 1 Year 1% >= 1 Year Nil Expenses of on the first Rs.500 crores of the daily net 2.25% the Scheme assets on the next Rs.250 crores of the daily net 2.00%

UTI Infrastructure Fund – KIM 2020

assets on the next Rs.1,250 crores of the daily 1.75% net assets on the next Rs.3,000 crores of the daily 1.60% net assets on the next Rs.5,000 crores of the daily 1.50% net assets on the next Rs.40,000 crores of the daily net Total expense ratio reduction of 0.05% for assets every increase of Rs.5,000 crores of daily net asset or part thereof. on balance of the assets 1.05% Expenses in Total Expense ratio (TER) and Additional Total Expenses: addition to (i) Charging of additional expenses recurring 1. Additional TER shall be charged up to 30 bps on daily net assets of the scheme if expenses the new inflows from retail investors beyond top 30 cities (as per SEBI Regulations/Circulars/AMFI data) are at least (a) 30% of gross new inflows from retail investors in the scheme or (b) 15% of the Average Assets under Management (year to date) of the scheme, whichever is higher. The additional TER on account of inflows from retail investors from beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses.

2. In case inflows from retail investors from beyond top 30 cities is less than the higher of (a) or (b) above, additional TER on daily net assets of the scheme shall be charged as follows:

[(Daily net assets) X (30 basis points) X (New inflows from Retail Investors from beyond top 30 cities)] ______365* X Higher of (a) or (b) above

* 366, wherever applicable.

Retail investors would mean individual investors from whom inflows into the Scheme would amount upto Rs. 2,00,000/- per transaction.

3. Additional expenses, not exceeding 0.05% of daily net assets of the scheme, shall be charged towards Investment Management and Advisory fees charged by the AMC (‘AMC fees’) and for recurring expenses (like custodian fees, audit fees, expenses for Registrars services etc) charged under different heads as mentioned under SEBI Regulations. Such additional expenses will not be charged if exit load is not levied or not applicable to the Scheme.

(ii) Brokerage and transaction costs not exceeding 0.12% of the value of trades in case of cash market transaction and 0.05% of the value of trades in the case of derivatives transactions.

(iii) The ‘AMC fees,’ (including applicable Service Tax) charged to the scheme with no sub-limits, will be within the Total Expense Ratio (TER) as prescribed by SEBI Regulations.

(iv) Investor Education and Awareness UTI Mutual Fund (UTI MF) shall annually set apart atleast 2 bps on daily net assets

UTI Infrastructure Fund – KIM 2020

within the maximum limit of TER for investor education and awareness initiatives.

For further details on TER, please refer to the SID. Actual Period 01-04-2018 to 31-03-2019: 2.29% recurring expenses of the Scheme Dividend Dividend distribution under the dividend option will be made subject to availability of Policy distributable surplus and other factors and the decision is taken by the Trustees to make dividend distribution. Threshold a. In case of Dividend Payout under a folio is less than or equal to Rs.1,500/- and where limit for complete bank account details are not available or facility of electronic credit is not dividend available with Investor’s Bank/Bank Branch, then such amount will be compulsorily payout options reinvested wherever reinvestment option is available under the scheme and an Account Statement (SoA) will be sent to the Investors at their Registered Address.

(a) a resident individual or a NRI or a person of Indian origin residing abroad, either singly or jointly with another or upto two other individuals on joint/anyone or survivor basis. An individual may make an application in his personal capacity or in his capacity as an officer of a Government or of a Court; (b) a parent, step-parent or other lawful guardian on behalf of a resident or a NRI minor. Units can be held on ‘Joint’ or ‘Anyone or Survivor’ basis. However an application cannot be made by an adult and minor jointly; Process for Investments made in the name of a Minor through a Guardian shall be in line with SEBI Circular No. SEBI/HO/IMD/DF3/CIR /P/2019/166 dated December 24, 2019, (c) an association of persons or body of individuals whether incorporated or not; (d) a Hindu Undivided Family - both resident and non-resident; (e) a body corporate including a company formed under the Companies Act, 1956 [replaced by The Companies Act, 2013 (No.18 of 2013)] or established under State or Central Law for the time being in force; (f) a bank including a scheduled bank, a regional rural bank, a co-operative bank etc.; (g) an eligible trust including Private Trust being irrevocable trust and created by an instrument in writing; (h) a society as defined under the scheme; (i) a Financial Institution; (j) an Army/Navy/ Air Force/Paramilitary Fund; (k) a partnership Firm; (l) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(h) of Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2014, (m) Mutual Funds registered with SEBI; (n) Scientific and Industrial Research Organisations;

UTI Infrastructure Fund – KIM 2020

(o) Multilateral Funding Agencies / Bodies Corporate incorporated outside India with the permission of Government of India/Reserve Bank of India; (p) Other schemes of UTI Mutual Fund subject to the conditions and limits prescribed by SEBI Regulations; (q) Such other individuals / institutions / body corporate etc., as may be decided by the AMC from time to time, so long as wherever applicable they are in conformity with SEBI Regulations; (r) Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units of the scheme. The AMC shall not be entitled to charge any fees on its investments in the scheme.

The fund reserves the right to include/exclude, new/existing categories of investors to invest in the schemes from time to time, subject to SEBI Regulations, if any.

Investment by Individuals – Foreign Nationals For the purposes of carrying out the transactions by Foreign Nationals in the units of the Schemes of UTI Mutual Fund,

1. Foreign Nationals shall be resident in India as per the provisions of the Foreign Exchange Management Act, 1999.

2. Foreign Nationals are required to comply (including taking necessary approvals) with all the laws, rules, regulations, guidelines and circulars, as may be issued/applicable from time to time, including but not limited to and pertaining to anti money laundering, know your customer (KYC), income tax, foreign exchange management (the Foreign Exchange Management Act, 1999 and the Rules and Regulations made thereunder) including in all the applicable jurisdictions.

UTI AMC reserves the right to amend/terminate this facility at any time, keeping in view business/operational exigencies.

Overseas Corporate Bodies (OCBs) are not allowed to invest in units of any of the schemes of UTI MF.

Investments by Overseas Corporate Bodies (OCBs) Pursuant to the Foreign Exchange Management [Withdrawal of General Permission to Overseas Corporate Bodies (OCBs)] Regulations, 2003, and the consequential amendments made in the Foreign Exchange Management (Transfer or issue of Security by a Person Resident outside India) Regulations, 2000, OCBs, cannot invest, inter alia, in Mutual Fund Schemes.

‘Overseas Corporate Body’ (OCB) As per Regulation 2(xi) of the Foreign Exchange Management (Deposit) Regulations, 2000, 'Overseas Corporate Body’ means a company, partnership firm, society and other corporate body owned directly or indirectly to the extent of at least sixty per cent by Non-Resident Indians (hereinafter referred to as ‘NRIs’) and includes overseas trust in which not less than sixty percent beneficial interest is held by Non-resident Indians (hereinafter referred to as ‘Overseas Trust’) directly or indirectly but irrevocably.

Investment by other Overseas Investors Neither the SID nor the units of Schemes have been registered in any jurisdiction including the United States of America

No persons receiving a copy of such SID or any accompanying application form in such jurisdiction may treat the said SID or such application form as constituting an invitation to

UTI Infrastructure Fund – KIM 2020

them to subscribe for units, nor should they in any event use any such application form, unless in the relevant jurisdiction such an invitation could lawfully be made to them and such application form could lawfully be used without compliance with any registration or other legal requirements

For further details as to who can invest, please refer to the SID of scheme.

Holding Basis: In the event an account has more than one registered holder the first-named Unit holder shall receive the account statements, all notices and correspondence with respect to the account, as well as the proceeds of any Redemption requests or dividends or other distributions. In addition, such holder shall have the voting rights, as permitted, associated with such Units as per the applicable guidelines.

Applicants can specify the ‘mode of holding’ in the prescribed application form as ‘Jointly’ or ‘Anyone or Survivor’. In the case of holding specified as ‘Jointly’, Redemption requests would have to be signed by all joint holders. However, in cases of holding specified as ‘Anyone or Survivor’, any one of the Unit holders will have the power / authority to make Redemption requests, without it being necessary for all the Unit holders to sign. However, in all cases, the proceeds of the Redemption will be paid to the first-named Unit holder.

In case of death / insolvency of any one or more of the persons named in the Register of Unit holders as the joint holders of any Units, the AMC shall not be bound to recognise any person(s) other than the remaining holders. In all such cases, the proceeds of the Redemption will be paid to the first-named of such remaining Unit holders. Risk Restriction on Third Party Payments mitigation Third party payments are not accepted in any of the schemes of UTI Mutual Fund subject to process against certain exceptions. third party cheques “Third Party Payments” means the payment made through instruments issued from an account other than that of the beneficiary investor mentioned in the application form. However, in case of payments from a joint bank account, the first named applicant/investor has to be one of the joint holders of the bank account from which payment is made.

For further details on documents to be submitted under the process to identify third party payments etc, please refer to SAI. Details under FATCA Foreign Foreign Account Tax Compliance Act (FATCA) is a United States (US) Law aimed at Account Tax prevention of tax evasion by US citizens and residents (“US Persons”) through use of Compliance offshore accounts. Act (FATCA) / Common FATCA obligates foreign financial institutions (FFIs), including Indian financial institutions Reporting to provide the US Internal Revenue Service (IRS) with information and to report on the Standards accounts held by specified US Persons as well as passive NFFEs in which controlling interest (CRS) is held by specified US person.

CRS On similar lines as FATCA the Organization of Economic Development (OECD), along with the G20 countries, of which India is a member, has released a “Standard for Automatic Exchange of Financial Account Information in Tax Matters”, generally known as CRS in order to combat the problem of offshore tax evasion and avoidance and stashing of unaccounted money abroad.

UTI Infrastructure Fund – KIM 2020

Facilities 1. Systematic Investment Plan (SIP) offered (a) Step up facility (b) Any Day SIP (c) Micro SIP (d) Pause facility 2. Systematic Transfer Investment Plan (STRIP) (Available as Destination Scheme and Source Scheme) 3. Flexi Systematic Transfer Investment Plan (Flexi STRIP) (Available as Destination Scheme and Source Scheme) 4. Dividend Transfer Plan (DTP) 5. Systematic Withdrawal Plan (SWP) 6. Switch over 7. Automatic Trigger Facility

Under the SIP facility, the following additional facilities are available viz. Step up facility, Facility to switch from one eligible scheme to another eligible scheme and Any Day SIP.

Please refer to Statement of Additional Information (SAI), Scheme Information Document (SID) and SIP Smart Form/Service Request/Change Request Forms etc for further details on SIP, Micro SIP, Pause facility, SWP, DTP, STRIP, Flexi STRIP. Switchover and Automatic Trigger facilities. Commercial The facility of carrying out commercial transactions through Designated E‐mail / Fax, in Transactions units of UTI Mutual Fund Schemes, is available for the following categories of Investors, (viz. Purchase subject to certain terms and conditions. UTI AMC declares its Designated E-mail / Fax / Redemption / server as one of the Officials Points of Acceptance. Switches) through Following investors may transact through designated fax and email, who are KYC (Know Designated Your Client) Compliant: E‐mail / Fax (i) a body corporate including a company formed under the Companies Act, 1956/2013 or established under State or Central Law for the time being in force; (ii) a bank including a scheduled bank, a regional rural bank, a co-operative bank; (iii) an eligible trust; (iv) an eligible society; (v) any other institution; (vi) Army/Navy/Air Force/Paramilitary Fund and (vii) Any other category of investors, as may be decided by UTI AMC from time to time.

Only Commercial transactions i.e. Purchase, Redemption and Switches shall be accepted through designated fax and email.

For further details on terms and conditions and other particulars, please refer to SAI. Despatch of Within 10 business days of the receipt of the redemption request at the authorised centre of redemption UTI Mutual Fund. requests Restrictions on In the event of receipt of inordinately large number of redemption requests or a restructuring redemption of of a Schemes’ portfolio, there may be delays in the redemption of units. Units Further to the above, the following points relating to restrictions on redemption of units may be noted:-

1. Restrictions on redemption of units may be imposed when there are circumstances leading to a systemic crisis or event that severely constricts market liquidity or the

UTI Infrastructure Fund – KIM 2020

efficient functioning of markets such as: (i) Liquidity issues - when market at large becomes illiquid affecting almost all securities rather than any issuer specific security

(ii) Market failures, exchange closures etc

(iii) Operational issues – when exceptional circumstances are caused by force majeure, unpredictable operational problems and technical failures (e.g. a black out).

2. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period.

3. Restriction will be imposed after obtaining the approvals of the Boards of AMC and the Trustees

4. When restriction on redemption is imposed, the following procedure shall be applied:-

(i) No redemption requests upto INR 2 lakh shall be subject to such restriction.

(ii) Where redemption requests are above INR 2 lakh, AMCs shall redeem the first INR 2 lakh without such restriction and remaining part over and above INR 2 lakh shall be subject to such restriction.

For further details in this regard, please refer to SAI.

Mandatory updation of Know Your Customer (KYC) requirements for processing of mutual fund transactions All Investors (including existing folios) of Non-PAN Exempt folios of UTI Mutual Fund Schemes are required to provide the PAN of the holder/s/guardian/claimant at the time of redemption, if PAN is not already registered in the folio, with effect from October 14, 2019.

The requirement of PAN is applicable to all the redemptions and new Systematic Withdrawal Plan (SWP) Registrations received from October 14, 2019 onwards. Investors who are submitting the PAN together with the redemption request will receive redemption payment only after the validation of PAN.

Further, it is reiterated that, it is mandatory to complete the KYC requirements for all unit holders, including for all joint holders and the guardian in case of folio of a minor investor.

Accordingly, all new or additional requests for financial transactions (including redemptions, switches, etc.) will be processed only if the unit holders are KYC complied or have submitted duly filled KYC application form along with necessary documents and PAN. Transferability Units of the scheme held in dematerialised form shall be freely transferable from one demat of units account to another demat account. For further details on terms and conditions governing the transferability of units, kindly refer to the SAI and SID. Switching of In addition to the facility of Purchase and Redemption available on the BSE Star MF of Units of UTI Bombay Stock Exchange, the facility of Switching units is available. The request for switch Mutual Fund can be given in number of units. For further details refer to SAI. (UTI MF) Schemes on BSE Star MF Platform Exit load on In the case of the death of an unitholder, no exit load (if applicable) will be charged for death of an redemption of units by the claimant under certain circumstances and subject to fulfilling of unitholder prescribed procedural requirements. For further details regarding settlement of death claim refer to SAI.

UTI Infrastructure Fund – KIM 2020

Tax Treatment Investor is advised to refer to the details in the Statement of Additional Information and also for the independently refer to his tax advisor. Investors (Unitholders)

For Investor Name and Address of Registrar All investors could refer their grievances giving Grievance full particulars of investment at the following please contact KFIN Technologies Private Limited., address: Unit: UTIMF, Karvy Selenium Tower B, Ms. Nanda Malai Plot Nos. 31 & 32 Financial District, Associate Vice President – Department of Nanakramguda, Operations Serilingampally Mandal, UTI Asset Management Company Ltd., Hyderabad – 500032, UTI Tower, Gn Block, Bandra-Kurla Complex, Board No: 040 - 6716 2222, Bandra (East), Fax no : 040 - 6716 1888, Mumbai – 400 051. Email: [email protected] Tel: 022-6678 6666, Fax: 022-26523031

Investors may post their grievances at our website: www.utimf.com or e-mail us at service @uti.co.in Name of UTI Trustee Company Private Limited Trustee company Daily Net The NAVs will be declared by 11 p.m. on all business days and will be available on website Asset Value of UTI Mutual Fund, www.utimf.com and website of AMFI namely www.amfiindia.com. (NAV) You can also call us at 1800 266 1230 (toll free number) or (022) 6227 8000 (non toll free Publication number). Unit Holder Accounts statement and abridged annual financial results shall be provided to investors. Information Monthly / Half yearly scheme portfolio disclosure will be mailed to unitholders and disclosed on our website / AMFI website.

Date: March 23, 2020

CORPORATE OFFICE UTI Tower, „Gn‟ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051. Tel.: (022) 66786666

OFFICIAL POINTS OF ACCEPTANCE UTI FINANCIAL CENTRES

WEST ZONE

GUJARAT REGION Ahmedabad: 2nd Floor, IFCI Bhavan, Behind Tanishq Show Room, Nr. Lal Bungalow Bus Stand, C G Road, Ahmedabad – 380 006. Gujarat, Tel.: (079) 26462180, 26462905, Anand: 12-A, First Floor, Chitrangna Complex, Anand – V. V. Nagar Road, Anand – 388 001, Gujarat, Tel.: (02692) 245943 / 944, Bharuch: 103-105, Aditya Complex, 1st Floor, Near Kashak Circle, Bharuch – 392 001, Gujarat, Tel.:(02642) 227331, Bhavnagar: Shree Complex, 6-7 Ground Floor, Opp. Gandhi Smruti, Crescent Circle, Crescent, Bhavnagar – 364 001, Tel.:(0278)- 2519961/2513231, Bhuj: First Floor 13 & 14, Jubilee Circle, Opposite All India Radio, Banker‟s Colony, Bhuj – 370 001, Gujarat, Tel: (02832) 220030, Gandhinagar: “Dvij Elite”, First Floor, Plot No.1522, Near Apna Bazar, Sector 6, Gandhinagar – 382 006, Gujarat, Tel. No. 079 – 23240462, Jamnagar: 102, Madhav Square, Lal Bungalow Road, Jamnagar, Gujarat – 361 001, Tel.: (0288) 2662767/68, Junagadh: First Floor, Shop No. 101, 102, 113 & 114, Marry Gold 2, Above Domino‟s Pizza, Opp. Bahaudin College, College Road, Junagadh, Gujarat – 362 001, Tel. No. 0285- 2672678, Mehsana: 1st Floor, A One Complex, Near Umiya Shopping Center, Opp Mehsana Urban Co-operative Bank, Corporate Office, Highway Mehsana, Mehsana, Gujarat – 384 002, Tel. No. 02762 – 230180, Navsari: 1/4 Chinmay Arcade, Sattapir, Sayaji Road, Navsari – 396 445, Gujarat, Tel: (02637)-233087, Rajkot: 1st Floor, Venkatesh Plaza, Opp. RKC Ground, Dr. Radhakrishna Road, Off. Yagnik Road, Rajkot, Gujarat – 360001, Tel. No. 0281-2440701, 2433525, Surat: B-107/108, Tirupati Plaza, Near Collector Office, Athwa Gate, Surat-395 001, Tel: (0261) 2474550, Vadodara: G-6 & G-7, “Landmark” Bldg., Transpeck Centre, Race Course Road, Vadodara-390 007, Tel:(0265) 2336962, Valsad: 1st Floor, 103, Signature Building, Opp. Petrol Pump, Above Yes Bank, Dharampur Road, Halar, Valsad, Gujarat - 396 001, Tel. No. 02632-222012, Vapi: 1st Floor, Office No. 102 & 103, Saga Casa Complex, Vapi - Daman Main Road, Opp. Royal Twin Tower, Chala, Vapi, Gujarat – 396 191, Tel.: (0260) 2403307.

MUMBAI REGION Bandra Kurla Complex: UTI Tower, „Gn‟ Block, Ground Floor, Bandra-Kurla Complex, Bandra (E), Mumbai- 400051, Tel: (022) 66786354/6101, Borivali : Purva Plaza, Ground Floor, Junction of S V Road & Shimpoli, Soni Wadi Corner, Borivali (West), Mumbai – 400 092. Tel: (022) 2898 0521/ 5081, Ghatkopar: 102, 1st Floor, Sai Plaza, Jawahar Road, Opp. Ghatkopar Rly Station, Ghatkopar (East), Mumbai – 400 077, Maharashtra, Tel. No. (022) 25010833 / 25010715, Goregaon: 101, 1st Floor, Accord Commercial Complex, Opposite Bus Depot, Station Road, Goregaon (East), Mumbai – 400 063, Tel: (022) 26850849/26850850, JVPD: Unit No.2, Block „B‟, Opp. JVPD Shopping Centre, Gul Mohar Cross Road No.9, Andheri (W), Mumbai-400049, Tel:(022) 26201995/26239841, Kalyan: Ground Floor, Jasraj Commercial Complex, Chitroda Nagar, Valli Peer, Station Road, Kalyan (West) - 421 301, Tel: (0251) 2316063/7191, Lotus Court : Lotus Court Building, 196, Jamshedji Tata Road, Backbay Reclamation, Mumbai-400020, Tel: (022) 22821357, Marol: Plot No.12, Road No.9 Behind Hotel Tunga Paradise MIDC Marol, Andheri (East), Mumbai – 400 093, Maharashtra, Tel.: (022) 2836 5138, Powai : G-5, Ground Floor, CETTM (Centre for Excellence in Telecom Technology & Management), MTNL Main Building, Technology Street, Hiranandani Gardens, Powai, Mumbai, Maharashtra – 400 076, Thane: 101/102, Ishkrupa, Ram Maruti Road, Opp. New English School, Naupada, Thane West – 400 602, Maharashtra, Tel.: (022) 2533 2409 / 2533 2415, Vashi: Shop No. 8 & 8A, Ground Floor, Vardhaman Chamber Premises CHS Ltd, Plot No. 84, Sector 17, Vashi, Navi Mumbai, Maharashtra – 400 703, Tel. No. (022) 2789 0171 / 72 / 74 / 76, Virar: Shop No. 2 &3, Ground Floor, Sheetal Nagar Building No.4, 281/2, Raja Chhatrapati Shivaji Road, Near LIC Home Finance Office, Agashi Road, Virar West, Dist. Palghar, Maharashtra – 401 303, Tel. No. 0250 – 251 5848.

NAGPUR REGION Akola: Lakhma Apartment, Ground Floor, Near Anand Bakery, Ramdaspeth, Akola, Maharashtra – 444 001 Tel. No. 0724 – 2410711, Amravati: C-1, VIMACO Tower, S.T. Stand Road, Amravati – 444 602, Maharashtra, Tel.: (0721) 2553126/7/8, Bhilai: 38 Commercial Complex, Nehru Nagar (East), Bhilai – 490 020, Distt. Durg, Chhattisgarh, Tel.: (0788) 2293222, 2292777, Bhopal: 2nd Floor, V. V. Plaza, 6 Zone II, M. P. Nagar, Bhopal-462 011, Tel: (0755) 2558308, Bilaspur: S-103, Anandam Plaza, Ground Floor, In front of Rama Port, VyaparVihar, Bilaspur, Chhattisgarh – 495 001, Tel. No. 07752 – 405538, Gwalior: 45/A, Alaknanda Towers, City Centre, Gwalior- 474011, Tel: (0751) 2234072, Indore: UG 3 & 4, Starlit Tower, YN Road, Indore-452 001, Tel:(0731) 2533869/4958, Jabalpur: 74-75, 1st Floor, Above HDFC Bank, Gol Bazar, Jabalpur – 482 002, Madhya Pradesh, Tel: (0761) 2480004/5, Nagpur: 1st Floor, Shraddha House, S. V. Patel Marg, Kings Way, Nagpur-440 001, Tel: (0712) 2536893, Raipur: Vanijya Bhavan, Sai Nagar, Jail Road, Raipur-492 009, Tel: (0771) 2881410/12, Ratlam: R.S.Paradise, 101, 1st Floor, Above Trimurti Sweets, Do Batti Square, Ratlam – 457 001, Madhya Pradesh, Tel.: (07412) 222771/72.

REST OF MAHARASHTRA AND GOA

Aurangabad: "Yashodhan", Near Baba Petrol Pump, 10, Bhagya Nagar, Aurangabad – 431 001, Maharashtra, Tel.: (0240) 2345219 / 29, Chinchwad : City Pride, 1st Floor, Plot No.92/C, D III Block, MIDC, Mumbai-Pune Highway, Kalbhor Nagar, Chinchwad, Pune-411 019, Tel: (020) 65337240, Jalgaon: First Floor, Plot No-68, Zilha Peth, Behind Old Court, Near Gujrat Sweet Mart, Jalgaon (Maharashtra), Pin - 425 001, Tel.: (257) 2240480/2240486, Kolhapur: 11 & 12, Ground Floor, Ayodhya Towers, C S No 511, KH-1/2, „E‟ Ward, Dabholkar Corner, Station Road, Kolhapur- 416 001, Tel.: (0231) 2666603/2657315, Margao: Shop No. G-6 & G-7, Jeevottam Sundara, 81, Primitive Hospicio Road, Behind Cine Metropole, Margao, Goa-403 601, Tel.: (0832) 2711133, Nasik: Apurva Avenue, Ground Floor, Near Kusumagraj Pratishthan, Tilak Wadi, Nasik-422002, Tel: (0253) 2570251/252, Panaji: E.D.C. House, Mezzanine Floor, Dr. A.B. Road, Panaji, Goa-403 001, Tel: (0832) 2222472, Pune: Ground Floor, Shubhadra Bhavan, Apte Road, Opposite Ramee Grand Hotel, Pune – 411 004. Maharashtra, Tel.: (020) 25521052 / 53 / 54 / 55 / 63, Solapur: 157/2 C, Railway Lines, Rajabhau Patwardhan Chowk, Solapur – 413 003, Maharashtra, Tel.: (0217) 223 11767.

NORTH ZONE

CHANDIGARH REGION Ambala: 5686-5687, Nicholson Road, Ambala Cantt, Haryana, Pin-133 001, Tel.: (0171) 2631780, Amritsar: 69, Court Road, Amritsar-143001, Tel: (0183) 2564388, Bhatinda: MCB Z-3/03228,1st Floor, Above Punjab National Bank, Tinkoni Chowk, Goniana Road, Bathinda – 151 001, Punjab, Tel. No. (0164) 223 6500, Chandigarh: SCO No. 2907-2908, Sector 22-C, Chandigarh – 160 022, Tel. No. (0172) 270 3683, Jalandhar: Office No.32-33, 1st Floor, City Square Building, Civil Lines, Jalandhar – 144 001, Punjab, Tel. No. 0181 – 2232475/6, Jammu: Gupta‟s Tower, CB-13, 2nd Floor, Rail Head Complex, Jammu – 180 004, Jammu & Kashmir, Tel.: (0191) 2470627, Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana-141 001, Tel: (0161) 2441264, Panipat: Office no.7, 2nd Floor, N K Tower, Opposite ABM AMRO Bank, G T Road, Panipat – 132 103, Haryana, Tel.: (0180) 263 1942, Patiala: SCO No. 22, First Floor, New Leela Bhawan Market, Patiala, Punjab – 147 001, Tel. No. (0175) 5004661/2/3, 5017984, Shimla: Bell Villa, 5th Floor, Below Scandal Point, The Mall, Shimla, Himachal Pradesh - 171 001, Tel.: (0177) 2657 803.

DELHI REGION Dehradun: 56, Rajpur Road, Hotel Classic International, Dehradun-248 001, Tel: (0135) 2743203, Faridabad: Shop No.6, First Floor, Above AXIS Bank, Crown Complex, 1 & 2 Chowk, NIT, Faridabad-121 001, Tel: (0129) 2424771, Ghaziabad: C-53 C, Main Road, RDC, Opp. Petrol Pump, Ghaziabad - 201001, Uttar Pradesh, Tel: (0120) 2820920/23, Gurgaon: SCO 28, 1st floor, Sector 14, Gurgaon–122 001, Haryana, Tel: (0124) 4245200, Haridwar: First Floor, Ashirwad Complex, Near Ahuja Petrol Pump, Opp Khanna Nagar, Haridwar – 249407, Tel.: (01334) 312828, Janak Puri: Bldg. No.4, First Floor, B-1, Community Centre, B-Block, Janak Puri, New Delhi – 110 058, Tel.: (011) 25523246/47/48, Laxmi Nagar: Flat No. 104-106, 1st Floor, Laxmi Deep Building, Laxmi Nagar District Centre, Laxmi Nagar, New Delhi – 110092, Tel.: (011) 2252 9398 / 9374, Meerut: 10/8 Ground Floor, Niranjan Vatika, Begum Bridge Road, Near Bachcha Park, Meerut - 250 001, Uttar Pradesh, Tel.: (0121) 648031/2, Moradabad: Shri Vallabh Complex, Near Cross Road Mall, Civil Lines, Moradabad – 244 001, Uttar Pradesh, Tel.: (0591) 2411220, Nehru Place: G-7, Hemkunt Tower (Modi Tower), 98, Nehru Place (Near Paras Cinema), New Delhi- 110 019, Tel: (011) 28898128, New Delhi: 101, Kailash Building, 26 Kasturba Gandhi Marg, New Delhi – 110 001, Delhi NCT Tel.: (011) 6617 8961/62/66/67 Fax: (011) 6617 8974, Noida: N-10 & N-11, First Floor, Above Indusind Bank, Sector – 18, Noida – 201 301, Uttar Pradesh, Tel. No. 0120-2512311/12/13/14, Pitam Pura: G-5-10 Aggarwal Cyber Plaza, Netaji Subhash Place, Pitam Pura, Delhi – 110 034, Tel: (011) 27351001, Rohtak: 2nd Floor, Banks Square Building, Plot No. 120-121, Opp. Myna Tourist Complex, Delhi Road, Rohtak – 124 001, Haryana, Tel. No. 01262-254021/22.

Sardar Patel Marg, 1st Floor, Civil Lines, Allahabad-211 001, Tel: (0532) 2561028, Bareilly: 116-117 Deen Dayal Puram, Bareilly, Uttar Pradesh-243 005, Tel.: (0581) 2303014, Gorakhpur: Cross Road The Mall, Shop No. 16 - 20, 1st Floor, Bank Road, A. D. Chowk, Gorakhpur - 273 001, Uttar Pradesh, Tel.: (0551) 220 4995 / 4996, Haldwani: 1st Floor, A K Tower, Plot No.4, Durga City Centre, Khasra No. 260, Bhotia Paro, Haldwani, District: Nainital, Uttarakhand – 263 139, Tel : (05946) 222433, Jhansi: 1st Floor, Basera Arcade, (Plot No. 551/1 & 556/2) BKD-Chitra Road, In front of Dhyanchand Stadium, Civil Lines, Jhansi, Uttar Pradesh, Tel. No. 0510 – 2441877, Kanpur: 16/77, Civil Lines, Kanpur-208 001, Tel: (0512) 2304278, Lucknow: Aryan Business Park, 2nd floor, 19/32 Park Road (old 90 M G Road), Lucknow-226 001, Tel: (0522) 4523308/4523311, Varanasi: 1st Floor, D-58/2A-1, Bhawani Market, Rathyatra, Varanasi-221 010, Tel: (0542) 2226881.

EAST ZONE

BIHAR REGION Bhagalpur: 1st floor, Kavita Apartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-812 001, Bihar, Tel.: (0641) 2300040/41, Darbhanga: VIP Road, Allalpatti, Opposite Mahamaya Nursing Home, P.O. Darbhanga Medical College, Laheraisarai, Dist – Darbhanga, Bihar – 846 003, Tel.: (06272) 250 033, Gaya: 1st Floor, Zion Complex, Opp. Fire Brigade, Swarajpuri Road, Gaya-823 001, Bihar, Tel: (0631) 2221623, Muzaffarpur: Ground Floor, LIC „Jeevan Prakash‟ Bldg., Uma Shankar Pandit Marg, Opposite Devisthan (Devi Mandir) Club Road, Muzaffarpur (Bihar), Pin – 842 002, Tel.: (0621) 2265091, Patna: 3rd Floor, Harshwardhan Arcade, Beside Lok Nayak Jai Prakash Bhawan, (Near Dak Bunglow Crossing), Fraser Road, Patna – 800 001, Bihar, Tel: (0612) 2200047.

NORTH EAST REGION Agartala: Suriya Chowmohani, Hari Ganga Basak Road, Agartala - 799 001, Tripura, Tel.: (0381) 2387812, Guwahati: 1st Floor, Hindustan Bldg., M.L. Nehru Marg, Panbazar, Guwahati-781 001, Tel: (0361) 254 5870, Jorhat: 1st Floor, Hotel President Complex, Thana Road, Gar Ali, Jorhat, Assam – 785 001, Tel. No. 0376 – 2300024/25, Shillong: Saket Bhawan, Above Mohini Store, Police Bazar, Shillong-793 001, Meghalaya, Tel.: (0364) 250 0910, Silchar: First Floor, N. N. Dutta Road, Shillong Patty, Silchar, Assam - 788 001, Tel.: (03842) 230082/230091, Tinsukia: Ward No.6, Chirwapatty Road, Tinsukia – 786 125, Assam, Tel.: (0374) 234 0266/234 1026.

ORISSA & JHARKHAND REGION Bokaro: Plot C-1, 20-C (Ground Floor), City Centre, Sector – 4, Bokaro Steel City, Bokaro – 827 004, Jharkhand, Tel.: (06542) 323865, 233348, Dhanbad: 111 & 112, Shriram Mall, Shastri Nagar, Bank More, Dhanbad-826 001, Tel.: (0326) 6451 971/2304676, Jamshedpur: 1-A, Ram Mandir Area, Gr. & 2nd Floor, Bistupur, Jamshedpur-831 001, Tel: (0657) 2756074, Ranchi : Shop No. 8 & 9, SPG Mart, Commercial Complex, Old H B Road, Bahu Bazar, Ranchi- 834 001, Tel: (0651) 2900 206/07, Balasore: Plot No.570, 1st Floor, Station Bazar, Near Durga Mandap, Balasore – 756 001, Orissa, Tel.: (06782) 241894/241947, Berhampur: 4th East Side Lane, Dharma Nagar, Gandhi Nagar, Berhampur - 760 001, Orissa, Tel.: (0680) 2225094/95, Bhubaneshwar: 1st & 2nd Floor, OCHC Bldg., 24, Janpath, Kharvela Nagar, Nr. Ram Mandir, Bhubaneshwar-751 001, Tel: (0674) 2410995, Cuttack: Ground Floor, Plot No.99, Vivekananda Lane, Badambadi Kathjodi Main Road, Badambadi, Cuttack, Odisha – 753 012, Tel.: (0671) 2315350/5352, Rourkela: Shree Vyas Complex, Ground Floor, Panposh Road, Near Shalimar Hotel, Rourkela – 769 004, Orissa, Tel.: (0661) 2401116/2401117, Sambalpur: 1st Floor, R N Complex, Opp. Budharaja High School, Beside LIC Building, Budharaja, Sambalpur, Odisha – 768 004, Tel.: (0663) 2541213/14.

WEST BENGAL REGION Asansol: 1st Floor, 129 G.T. Road, Rambandhutala, Asansol, West Bengal - 713 303, Tel: (0341) 2970089, 2221818, Baharampur: 1/5 K K Banerjee Road, 1st Floor, Gorabazar, Baharampur – 742 101, West Bengal, Tel.: (03482) 277163, Barasat: 57 Jessore Road, 1st Floor, Sethpukur, Barasat, North 24 Paraganas, Pin-700 124, West Bengal, Tel.: (033) 25844583, Bardhaman: Sree Gopal Bhavan, 37 A, G.T.Road, 2nd Floor, Parbirhata, Bardhaman – 713 101, West Bengal, Tel.: (0342) 2647238, Durgapur: 3rd Administrative Bldg., 2nd Floor, Asansol Durgapur Dev. Authority, City Centre, Durgapur-713216, Tel: (0343) 2546831, Kalyani: B-12/1 Central Park, Kalyani -741 235, District: Nadia, West Bengal, Tel.: (033) 25025135/6, Kharagpur: M/s. Atwal Real Estate Pvt. Ltd., 1st Floor, M S Tower, O.T. Road, Opp. College INDA, Kharagpur, Paschim Midnapore-721 305, Tel: (0322) 228518, 29, Kolkata : Netaji Subhash Chandra Road, Kolkata-700 001, Tel: (033) 22436571/22134832, Malda: 10/26 K J Sanyal Road, 1st Floor, Opp Gazole Taxi Stand, Malda – 732 101, West Bengal, Tel.: (03512) 223681/724/728, Rash Behari : Ground Floor, 99 Park View Appt., Rash Behari Avenue, Kolkata-700 029, Tel.: (033) 24639811, Salt Lake City : AD-55, Sector-1, Salt Lake City, Kolkata-700 064, Tel.: (033) 23371985, Serampore: 6A/2, Roy Ghat Lane, Hinterland Complex, Serampore, Dist. Hooghly – 712 201, West Bengal, Tel.: (033) 26529153/9154, Siliguri: Ground Floor, Jeevan Deep Bldg., Gurunanak Sarani, Sevoke Rd., Silliguri-734 401, Tel: (0353) 2535199.

SOUTH ZONE

ANDHRA PRADESH REGION Guntur: Door No. 31-9-832, 9th Line, Second Cross, Arundelpet, Guntur, Andhra Pradesh – 522 002, Tel.: (0863) 2333818 / 2333819, Hyderabad : Lala II Oasis Plaza, 1st floor, 4-1-898 Tilak Road, Abids, Hyderabad-500 001, Tel: (040) 24750281/24750381/382, Kadapa: No. 2/790, Sai Ram Towers, Nagarajpeta, Kadapa-516 001, Tel: (08562) 222121/131, Nellore: Plot no.16/1433, Sunshine Plaza, 1st Floor, Ramalingapuram Main Road, Nellore – 524 002, Andhra Pradesh, Tel: (0861) 2335818/19, Punjagutta : 6-3-679, First Floor, Elite Plaza, Opp. Tanishq, Green Land Road, Punjagutta, Hyderabad-500 082, Tel: (040)-23417246, Rajahmundry: Door No.7-26-21, 1st Floor, Jupudi Plaza, Maturi Vari St., T. Nagar, Dist. – East Godavari, Rajahmundry – 533101, Andhra Pradesh, Tel.: (0883) 2008399/2432844, Secunderabad : 10-2-99/1, Ground Floor, Sterling Grand CVK, Road No. 3, West Marredpally, Secunderabad-500 026, Tel: (040) 27711524, Tirupati: D no. 20-1-201-C, Ground Floor, Korlagunta junction, Tirumala Byepass Road, Tirupati-517 501, Andhra Pradesh, Tel.: (0877) 2100607/2221307, Vijaywada: Door No. 27- 12-34, B S N Reddy Complex, Gudavallivari Street, Governorpet, Vijayawada – 520002, Andhra Pradesh, Tel. No. (0866) 2578819 / 2578129, Vishakhapatnam: 202, 1st Floor, Door No.9-1-224/4/4, Above Lakshmi Hyundai Car Showroom, C.B.M. Compound, Near Ramatalkies Junction, Visakhapatnam-530 003, Tel : (0891) 2550 275, Warangal: Door No. 15‐1‐237, Shop Nos. 5, 5A & 6, First Floor, „Warangal City Centre‟, Adjacent to Guardian Hospital, Near Mulugu Cross Road, Warangal – 506 007, Andhra Pradesh, Tel.: (0870) 2440755 / 2440766 / 2441099.

KARNATAKA REGION Bengaluru : 1st Floor, Centenary Building, No.28, M G Road, Bengaluru – 560001, Karnataka, Tel.: (080) 2559 2125, Belgaum: 1st Floor, 'Indira', Dr. Radha Krishna Marg 5th Cross, Subhash Market, Hindwadi, Belgaum - 590 011, Karnataka, Tel.: (0831) 2423637, Bellary: Ground Floor, Sri Basava Square, 2nd Cross Gandhinagar, Bellary – 583 103, Karnataka, Tel. No. (08392) 255634 / 635, Davangere: No.998 (Old No.426/1A) "Satya Sadhana", Kuvempu Road, Lawers Street, K. B. Extension, Davangere - 577 002, Karnataka, Tel.: (08192) 231730/1, Gulbarga: F-8, First Floor, Asian Complex, Near City Bus Stand, Head Post Office Road, Super Market, Gulbarga – 585 101, Karnataka, Tel.: (08472) 273864/865, Hubli: 1st Floor, Kalburgi Square, Desai Cross, T B Road, Hubli-580 029, Dist Dharwad, Karnataka State, Tel: (0836)-2363963/64, Jayanagar: First Floor, No. 76 (Old No. 756), 10th Main Road, 4th Block, Jayanagar, Bengaluru – 560011, Karnataka, Tel. No. (080) 22440837, 26630837, Malleswaram: No.60, Maruthi Plaza, 8th Main, 18th Cross Junction, Malleswaram West, Bengaluru-560 055, Tel.: (080) 23340672, Mangalore: 1st Floor, Souza Arcade, Near Jyothi Circle, Balmatta Road, Mangalore-575 001, Karnataka, Tel: (0824) 2426290, 2426258, Mysuru: No.11, Kamakshi Hospital Road 8th Cross, Saraswathipuram, Mysuru – 570 009, Karnataka, Shivamogga: 321, Ground Floor, P Square, 5th Parallel Road, Durgigudi, Shivamogga – 577 201, Tel. No. 08182 – 295677 / 277703.

TAMIL NADU & KERALA Annanagar : W 123, III Avenue, Annanagar, Chennai – 600 040, Tel: (044) 65720030, Chennai Main : Capital Towers, Ground Floor, 180, Kodambakkam High Road, Nungambakkam, Chennai – 600 034. Tamil Nadu, Tel.: (044) 48574545/46/47, Kochi: Ground Floor, Palackal Bldg., Chittoor Road, Nr. Kavitha International Hotel, Iyyattu Junction, Ernakulam, Cochin-682 011, Kerala, Tel: (0484) 238 0259/2163, 286 8743, Fax: (0484) 237 0393, Coimbatore: R G Chambers, First Floor, 1023, Avinashi Road, Coimbatore – 641 018, Tamil Nadu, Tel.: (0422) 2220874, 2221875, 2220973, Kottayam: Muringampadam Chambers, Ground Floor, Door No.17/480-F, CMS College Road, CMS College Junction, Kottayam–686 001, Tel.: (0481) 2560734, Kozhikode: Aydeed Complex, YMCA Cross Road, Kozhikode - 673 001, Kerala, Tel.: (0495) 2367284 / 324, Madurai: No.3 West Marret Street, LIC Building (1st Floor), Opposite to Railway Station, Madurai – 625 001, Tamil Nadu, Tel. No. (0452) 2338186 / 2333317, Pondicherry (UT): No.20, Savitha Plaza, 100 Feet Road, Anna Nagar, Pondicherry (UT)-605005, Tel: (0413) 2203369, Salem: No.20, 1st Floor, Above Federal Bank, Ramakrishna Road, Salem, Tamil Nadu – 636 007, Tel.: (0427) 2316163, T Nagar: 1st Floor, 29, North Usman Road, T Nagar, Chennai-600 017, Tel: (044) 65720011/12, Thiruvananthapuram: T C 15/49(2), 1st Floor, Saran Chambers, Vellayambalam, Thriuvananthapuram-695 010, Tel: (0471) 2723674, Trichur: 26/621-622, Kollannur Devassy Building, 1st Floor, Town Hall Road, Thrissur-680 020, Tel.:(0487) 2331 259/495, Tirunelveli: 1st Floor, 10/4 Thaha Plaza, South Bypass Road, Vannarpet, Tirunelveli–627 003. Tel.: (0462) 2500186, Tirupur: 1st Floor, Tip Top Business Centre, (Near Railway Station Rear Entrance), 104- 109, College Road, Tirupur, Tamil Nadu – 641 602, Tel.: (0421) 2236339, Trichy: Kingston Park No.19/1, Puthur High Road, (Opp. Aruna Theatre), Puthur, Tiruchirapalli-620 017, Tel.: (0431) 2770713, Vellore: 1st Floor (Back side), Sai Rajya, No.14, Officers Line (Anna Salai), Vellore – 632 001, Tamil Nadu, Tel.: (0416) 2235357 / 5339.

UTI NRI CELL UTI Tower, „Gn‟ Block, Bandra-Kurla Complex, Bandra (E), Mumbai-400 051, Tel: 66786064 • Fax 26528175 •E- mail: [email protected]

OFFICE OF THE REGISTRAR M/s. KFIN Technologies Private Ltd .: Unit: UTIMF, Karvy Selenium Tower B, Plot Nos. 31 & 32, Financial District, Nanakramguda, Serilingampally Mandal, Hyderabad - 500 032, Board No: 040-6716 2222, Fax No.: 040- 6716 1888, Email: [email protected]

KFIN TECHNOLOGIES PRIVATE LTD. CENTRES Abohar: C/o. Shri S K Goyal, Business Development Associate of UTI Mutual Fund, H. No. 1184, Street No.5, 7th Chowk, Abohar, Punjab – 152 116, Tel.: 01634 – 221238, Ahmednagar: C/o. Mr. Santosh H. Gandhi, 3312, Khist Lane, Ahmednagar – 414 001, Maharashtra, Mob.: 9850007454, Akola: Shop No.30, Ground Floor, Yamuna Tarang Complex, N H No.06, Murtizapur Road, Akola – 444 004, Tel.: 0724 – 2451 874, Alleppey: C/o. Mr K Thankachan, MJM Building, Mullackal, Alleppey, Kerala – 688 011, Tel.: (0477) 2251110, Ananthapur: # 15-149, 2nd Floor, S.R.Towers, Opp: Lalithakala Parishat, Subash Road, Anantapur-515 001, Tel.: (08554) 244449, Andaman & Nicobar Islands: C/o Shri P N Raju, 5, Middle Point, 112, M G Road, Midyna Tower, Ground Floor, Port Blair, Andaman & Nicobar Islands – 744 101, Tel.: 03192-233083, Angul: C/o Shri Surya Narayan Mishra, 1st Floor, Sreeram Complex, NH-42,Similipada, Angul, Orissa, Pin-759122, Tel.: 06764-230192, Ankamaly: C/o Mr. P. K. Martin (CA), Parayil Agencies, Ankamaly South P.O., Ankamaly, Ernakulam Dist., Kerala – 683573, Tel.: 0484-6004796, Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Gujarat, Pin – 393 002, Tel.: (02646) 645326, Arambagh: C/o Mr Nanda Dulal Mukherjee, Arambagh Panchayet Samity Market Complex, Opposite Rabindra Bhavan, Room No.8, Arambagh, Hooghly, West Bengal – 712601, Tel. no. 9332289812, Azamgarh : 1st Floor, Alkal Building, Opp. Nagarpalika, Civil Lines, Azamgarh – 276 001, Uttar Pradesh, Bankura: C/o Shri Subhasis Das, Rampur Road (Old Rathtola), Near City Nursing Home, P O & Dist Bankura -722101 West Bengal, Tel.: 03242- 259584, Begusarai: Beside UCO Bank, Kapasiya Chowk, Begusarai – 851 117, Bihar, Tel. No. 7518801807, Bhojpur: C/o Mr. V P Gupta, Mahadeva Road, Ara, Bhojpur, Bihar – 802 301, Tel.: (06182) 244 334, Bilaspur: C/o Mr Vijay Kumar Khaitan, Investor Centre, 1st Floor, Hotel Mid Town Complex, Telephone Exchange Road, Bilaspur – 495 001, Tel.: (07752) 414 701, Bongaigaon: C/o Shri Uday Chatterjee, Natun Para, College Road, P.O. Bongaigaon Dist. Bongaigaon-783380 Assam. Tel.: 03664-230488, Chandrapur: C/o Mr B S Wadhawan, 3rd Floor, City Plaza, Above New Purti Bazar, Near Jatpura Gate, Chandrapur, Maharashtra – 442 402, Tel. No. 07172 - 255562, Chhindwara: C/o Shri Arun Kumar Pandey, Char Fatak, Station Road, Behind Sub Post Office, Shanichara Bazar, Chhindwara-480002 Madhya Pradesh. Tel.: 07168-235223, Daltonganj: C/o Mr Dimbesh Shrivastava, Mahendra Arcade, 2nd Floor, Near Zila School Chowk, Daltonganj, Dist. Palamau – 822 101, Jharkhand, Mob.: 9955365440, Dhule: Ground Floor, Ideal Laundry, Lane No.4, Khol Galli, Near Muthoot Finance, Opp. Bhavasar General Store, Dhule – 424 001, Tel: (02562) 282823, Dindigul: No.9, Old No.4/B, New Agraharam, Palani Road, Dindigul-624 001, Tel.: (0451) 2436077/177, East Midnapore: C/o Shri Manoj Kumar Dolai, Town Padumbasan, P O Tamluk, East Midnapore, West Bengal, Pin-721636, Mob.: 953228266242, Eluru: 23A-3-32, Gubbalavari Street, R R Pet, Eluru - 534 002, Tel.: (08812) 227851 to 54, Erode: No. 4, KMY Salai, Veerappan Traders Complex, Opp. Erode Bus Stand, Sathy Road, Erode-638 003, Tel.: (0424) 2225615, Firozabad: C/o Mr Nand Kumar Verma, 42/1, Shivaji Marg, Firozabad, Uttar Pradesh – 283 203, Tel. no. 05612 248290, Gandhinagar: 27, Suman Tower, Near Hotel Haveli, Sector No.11, Gandhinagar, Ahmedbad-382 011, Tel.: (079) 28529222 / 23249943 / 4955, Gangapur: C/o Mr Laxmi Narayan Gupta, 98, Bharat Katla, Opposite Private Bus Stand, Gangapur City, DistSawaimadhopur, Rajasthan – 322 201, Tel. No. 07463-231945, Hajipur: C/o Mr. V N Jha, Business Development Associate for UTI Mutual Fund, 2nd Floor, Canara Bank Campus Kachhari Road, Hajipur ‐844101, Bihar, Tel.: 06224 (260520), Himatnagar: C/o Shri Mohamedarif S Memon, B-1, Deshkanta Memon Complex, Opp Power House, Hajipura, Himatnagar -383001 Gujarat, Tel.: 02772-240796, Hissar: Sco 71, 1st Floor, Red Square Market, Hissar, Haryana – 125 001, Tel. No. 75188 01821, Howrah: C/o Shri Asok Pramanik, Uluberia – R.S., Majherrati, Jaduberia, Dist. Howrah, West Bengal, Pin- 711316, Tel.: 033-26610546, Jalpaiguri: D.B.C. Road, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalpaiguri, Jalpaiguri–735 101, Tel.: (03561) 224207/225351, Jammu & Kashmir: C/o Smt Sunita Malla (Koul), Near New Era Public School, Rajbagh, Srinagar, Jammu & Kashmir -190008, Tel.: (0194) 2311868, Jaunpur: R N Complex, 119G, In Front of Pathak Honda, Ummarpur, Jaunpur – 222 002, Uttar Pradesh, Tel.: 8081127737, Kaithal: C/o Mr. Parvesh Bansal, Business Development Associate, Chandni Chowk, Old Sabzi Mandi, Kaithal, Haryana – 136027, Tel.: (01746) 232 486, Kannur: 2nd Floor, Prabhat Complex, Fort Road, Kannur – 670 001, Kerala, Tel.:(0497) 2764190, Karimnagar: H. No.4-2-130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar- 505001, Tel.: (0878) 2244773/ 75/79, Karnal: 18/369, Char Chaman, Kunjpura Road, Karnal – 132 001, Haryana, Tel.:(0184) 2251524 / 2251525 / 2251526, Katihar: C/o Mr Rabindra Kumar Sah, Keshri Market, Barbanna Gali, Baniatola Chowk, M G Road, Katihar, Dist-Katihar, Bihar – 854 105, Tel.: (06452) 244 155, Khammam: 2-3-117, Gandhi Chowk, Opp. Siramvari Satram, Khammam-507 003, Tel.: (08742) 258567, Kheda: C/o Shri Sanjay B Patel, Subhash Corner Pij Bhagol, Station Road Off Ghodia Bazar, Nadiad, Kheda – 387001, Gujarat, Tel.: (0268) 2565557, Kollam: Sree Vigneswar Bhavan, Shastri Jn. Kollam–691 001, Kerala, Tel.: (0474) 2747055, Korba: C/o Mr Vijay Kumar Rajak, Shop No.31, Pandit Din Dayal Upadhyaya Shubhada Complex, T P Nagar, Korba – 495 450, Krishna: C/o Shri Mamidi Venkateswara Rao, D. No. 25-474, Kojjilipet, Machilipatnam, Dist Krishna, Andhra Pradesh, Pin- 521001, Tel.: 08672-221520, Kumbakonam: C/o Shri A Giri, Ground Floor, KVG Complex, 49 TSR Street, Kumbakonam – 612001, Tamilnadu, Tel.: (0435) 2403782, Kurnool: Shop No.43, 1st Floor, S V Complex, Railway Station Road, Kurnool - 518 004, Tel.: (08518) 228850/950, Madhubani: C/o Shri Anand Kumar, Bimal Niwas, 7/77,

Narial Bazar, P.O. & Dist. Madhubani, Bihar, Pin-847211, Tel.: 06276-223507, Malout: S/o. S. Kartar Singh, Back Side SBI Bank, Ward No.18 H. No.202, Heta Ram Colony, Malout, Distt. Muktsar – 152 107, Punjab, Mob.:9417669417, Mathura: Ambey Crown II Floor, In front of BSA Collage, Gaushala Road, Mathura – 281 001, Mob.: 9369918618, Mirzapur : Ground Floor, Triveni Campus Ratan Ganj, Mirzapur – 231 001, Uttar Pradesh, Tel.: 7518801836, Moga: 1st Floor, Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, Pin – 142 001, Tel.: (01636) 230792, Nadia: C/o Shri Prokash Chandra Podder, Udayan, 20, M.M. Street, (Nr. Sadar Hospital, Traffic More), PO Krishnagar, Dist. Nadia, West Bengal, Pin-741101, Mob.: 953472255806, Nadiad: 3rd Floor, City Center, Near Paras Cinema, Nadiad – 387 001, Gujarat, Tel.: (0268) 256 3245, Nagaon: C/o Shri Sajal Nandi, A D P Road, Christianpatty, Nagaon, Assam, Pin-782001, Tel.: 03672-233016, Nagercoil: 45, East Car Street, 1st Floor, Nagercoil – 629 001, Tamil Nadu Tel.: (04652) 233552 , Nagpur: Plot No. 2/1, House No. 102/1, Mangaldeep Apartment, Mata Mandir Road, Opp Khandelwal Jewellers, Dharampeth, Nagpur – 440010, Maharashtra, Tel. No. 0712 – 2533040, Nalanda: C/o Shri Md Mokhtar Alam, Najam Complex, Ground Floor, Bain House, Opposite SBI Bazar Branch, Post Office Road, Biharsharif, Dist. Nalanda, Bihar – 803 101, Tel.: 06112-233580, Nanded: Shop No.4, First Floor, Opp. Bank of India, Santkrupa Market, Gurudwara Road, Nanded, Maharashtra – 431 602 – Tel.: 02462 – 237885, Nizamabad: C/o Mr Chouti Giridhar, H.No.5-6-570/A2, Beside Bombay Nursing Home, Hyderabad Road, Nizamabad – 503 002, Telangana. Tel. No.: (08462) 243266, Ongole: Y R Complex, Near Bus Stand, Opp. Power House, Kurnool Road, Ongole-523 002, Tel.: (08592) 657801/282258, Palghat: 12/310, (No.20 & 21), Metro Complex, Head Post Office Road, Sultanpet, Palghat, Tel.: (0491) 2547143/373, Paradip: C/o Mr Prasanna Kumar Routaray, New Trade Center-1, Unit No-5, 2nd Floor, Paradip Port, Bank Street, Dist-Jagatsinghpur, Odisha–754142, Tel.: (06722) 223 542, Pathankot: 2nd Floor, Sahni Arcade, Adjoining Indra Colony Gate, Railway Road, Pathankot, Punjab – 145 001, Tel. No. 0186 2254770, Puri: C/o Shri Pradeep Kumar Nayak, Lavanyapuri, Sarvodaya Nagar, Puri, Orissa, Pin-752002, Tel.: 06752-251788, Purulia: C/o Mr Manoj Kumar Singhania, Ranchi Road, Bansh Bungalow, Opp. Swimming Pool, Purulia, West Bengal – 723101, Tel. no. 9434013330, Ratnagiri: C/o V L Ayare, Chief Agent for UTI Mutual Fund, Gala No.3, Shankeshwar Plaza, Nachane Road, Ratnagiri – 415 639, Tel.: (02352) 270502, Rewari: C/o Shri Raghu Nandan, Business Development Associate for UTI Mutual Fund, SCO‐7, Brass Market (Opposite LIC office) Rewari – 123401, Haryana Tel (01274) 224864, Roorkee: Shree Ashadeep Complex, 16 Civil Lines, Near Income Tax Office, Roorkee- 247 667, Tel.: (01332) 277664/667, Sagar: C/o Mr. Mahesh Raikwar, Shop No.9, 1st Floor, Satyam Complex, In front of Cant Mall, 5, Civil Lines, Sagar – 470 002, Madhya Pradesh. Tel.: (07582) 221 871, Saharanpur: 18 Mission Market, Court Road, Saharanpur– 247 001, Uttar Pradesh, Tel.: (0132) 3297451, Sangli: C/o. Shri Shridhar D Kulkarni, “Gurukrupa Sahniwas” CS No.478/1, Gala No. B-4, Sambhare Road, Gaon Bhag, Near Maruti Temple, Sangli – 416 416, Maharashtra, Tel.: (0233) 2331228, Satara: C/o. Shri Deepak V. Khandake, „Pratik‟, 31 Ramkrishna Colony Camp, Satara – 415 001, Tel.: (02162) 230657, Satna: C/o Mr Ajay Dinkar Modak, Prem Nagar, Near MPEB Office, Satna – 485 001, Tel.: (07672) 237030, Shyamnagar: C/o Mr Joydip Bandyopadhyay, 144, Dr B C Roy Road, Shyamnagar, PO: Noapara, Dist: North 24 Parganas, West Bengal – 743 127, Tel.: (033) 25867770, Sonepat: 2nd Floor, DP Tower, Model Town, Near Subhash Chowk, Sonepat – 131 001, Haryana, Tel.: 7518801853, Telangana: 2nd Shutter, H No. 7-2-607, Sri Matha Complex, Mankammathota, Karimnagar-505 001, Telangana, Tel.: (0878) 2244773, Thanjavur: Nalliah Complex, No.70, Srinivasam Pillai Road, Thanjavur–613 001, Tel.: (04362) 279407/08, Thiruvalla: 2nd Floor, Erinjery Complex, Ramanchira, Opp. Axis Bank Ltd, Thiruvalla, Pathanamthitta, Kerala – 689 107. Tel.: (0469) 3205676, Tuticorin: 4 B, A34, A37, Mangalmal, Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin–628 003, Tel.: (0461) 2334601/602, Udupi: C/o Shri Walter Cyril Pinto, C/o Feather Communications, 13-3- 22A1, Vishnu Prakash Building, Ground Floor, Udupi, Karnataka, Pin-576101, Tel.: 0820-2529063, Ujjain: C/o Shri Sumit Kataria, Business Development Associate of UTI Mutual Fund, 68, Mussadipura, Sati Marg, Ujjain, MP – 456006 Tel.: (0734) 2554795, Uttar Dinajpur: C/o Shri Prasanta Kumar Bhadra, Sudarshanpur, Near Telecom Exchange, P.O. Raiganj, Uttar Dinajpur, West Bengal, Pin-733134, Tel.: 03523-253638, Yamuna Nagar: Jagdhari Road, Above UCO Bank, Near DAV Girls College, Yamuna Nagar – 135 001, Haryana. Tel.: 95417 21389.

DUBAI REPRESENTATIVE OFFICE UTI International Limited, Office No.4, Level 4, Al Attar Business Towers, Near DIFC, Post Box No. 29288, Sheikh Zayed Road, Dubai (UAE), Tel: +971-4- 3857707 • Fax: +971-4-3857702.

MF UTILITY FOR INVESTORS The online portal of MF Utilities India Private Ltd (MFUI) i.e. www.mfuonline.com and authorised Points of Service (“POS) of MFUI shall act as Official Points of Acceptance (OPAs) in addition to the existing OPAs of the UTI AMC Ltd. For further details please refer to SID/SAI.

KEY INFORMATION MEMORANDUM

UTI Liquid Cash Plan (An Open-ended Liquid Scheme)

This product is suitable for investors who are seeking* • Steady and reasonable income over short-term with capital preservation. • Investment in money market securities & high quality debt

RISOMETER

______* Investors should consult their financial advisers if in doubt about whether the product is suitable for them

This Common Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, Investors’ rights & services, risk factors, penalties & pending litigations etc. investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of the UTI Financial Centres or distributors or from the website www.utimf.com.

The scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.

Category of Liquid Fund Scheme Type of An open ended liquid scheme scheme Investment The investment objective of the scheme is to generate steady and reasonable income, with low Objective risk and high level of liquidity from a portfolio of debt &money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Asset Securities/ Instruments Indicative Allocations Risk profile Allocation (% of total assets) Minimum Maximum Money market instruments 0 100 (including Triparty Repo Low &Repo) Debt Securities (including 0 100 Low to securitised debt)* Medium *Debt securities will also include Securitised Debt, which may go up to 50% of the portfolio.

The scheme may take derivatives position based on the opportunities available subject to the guidelines issued by SEBI from time to time and in line with the overall investment objective of the scheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy. Total investments in debt, money market instruments, units of mutual fund schemes and derivatives shall not exceed 100% of the net assets of the scheme. Subject to above conditions, the investment in derivative can be up to 50% of the net assets of the scheme.

The AMC, may create segregated portfolio in case of a credit event at issuer level i.e. downgrade in credit rating by a SEBI registered Credit Rating Agency (CRA). (subject to guideline specified by SEBI which may change from time to time).

The creation of segregated portfolio shall be optional and at the discretion of UTI AMC.

Change in Investment Pattern: The above investment pattern is only indicative and may be changed by the Fund Manager for a short term period on defensive considerations, keeping in view the market conditions, market opportunities, applicable SEBI (MF) Regulations 1996, legislative amendments and other political and economic factors, the intention being at all times to seek to protect the interests of the Unit Holders. Rebalancing of the portfolio will be done when the asset allocation falls outside the range given above. If the exposure falls outside the above mentioned asset allocation pattern, it will be restored within 30 days. If the fund manager for any reason is not able to rebalance the asset allocation within 30 days, the matter would be escalated to the Investment Committee for further direction. What are the 1. Investment focus and asset allocation strategy: Investment strategies? The scheme is positioned as low-risk, low-volatility fund which aims at offering reasonable returns to investors looking to park short term surplus. The fund attaches importance to low credit risk, portfolio diversification and stability of returns. As per SEBI guidelines, the scheme can invest in/purchase debt and money market securities with maturity of up to 91 days.

2. Portfolio Turnover policy:

The scheme being an open-ended scheme, it is expected that there would be a number of subscriptions and redemptions on a daily basis. Further, in the debt market, trading opportunities may arise due to changes in system liquidity, interest rate policy announced by RBI, shifts in the yield curve, credit rating changes or any other factors. In the opinion of the fund manager these opportunities can be utilized to enhance the total return of the portfolio. The fund manager would endeavour to optimize portfolio turnover to maximize gains and minimize risks keeping in mind the cost and overall scheme objective. The Scheme has no specific target relating to portfolio turnover. Product UTI Liquid Cash Plan is the only scheme offered by UTI Mutual Fund under Liquid Fund Differentiation category. Risk Profile of Mutual Fund investments are subject to market risks. Please read the SID carefully for details the Scheme on risk factors before investment.

Risk factors associated with Creation of Segregated Portfolio – 1. Investor holding units of segregated portfolio may not able to liquidate their holding till the

time recovery of money from the issuer.

2. Security comprises of segregated portfolio may not realise any value.

3. Listing of units of segregated portfolio in recognised stock exchange does not necessarily guarantee their liquidity. There may not be active trading of units in the stock market. Further trading price of units on the stock market may be significantly lower than the prevailing NAV. Risk Mitigation Type of Risk Risk Mitigation Strategies Strategies Non-adherence to the System control, Continuous review and management of schemes’ various Asset allocation portfolio, internal norms/process on equity investments &monthly limits, as per the review thereof. Regulations/SID Market Risk Controlling stock level/sector level exposure norms. Periodic review of strategy and performance of the schemes as compared to benchmarks/Peer group. Periodic detailed risk analysis. Independent Internal Research. Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidity in the secondary market. Periodic Review of exposure to Illiquid Securities. Credit Risk Well laid out norms for investing in debt instruments. Securities rated below prescribed grade are generally backed by adequate collaterals. Review of Credit ratings and Companies’ Financials as per the laid down process. Review of credit profile of portfolio, industry developments in the credit ratings movements and investment decisions. Periodic review of sector-wise debt exposure &stipulation of restraints, wherever required. Plans and Regular Plan Options Direct Plan

Both the Plans offer the following options: (a) Growth Option (b) Daily Dividend Reinvestment Option (c) Weekly Dividend Reinvestment Option (d) Fortnightly Dividend Option** (e) Monthly Dividend Option** (f) Quarterly Dividend Option** (g) Half Yearly Dividend Option** (h) Annual Dividend Option** (i) Flexi Dividend Option**

** both payout &reinvestment facilities

Default Option–Daily Dividend Reinvestment Option. Details of Discontinued Plan / Options Revised Plan / Option Name Plans / Options (for existing Unit holders before 1st Where Fresh October 2012) Subscriptions Regular Plan- Discontinued Regular Plan- has been (a) Periodic Dividend Option (a) Periodic Dividend Option discontinued (b) Monthly Dividend Option Payout (b) Monthly Dividend Option Payout with effect from &Reinvestment &Reinvestment st 1 October (c) Growth Option (c) Growth Option 2012 The existing Investors under the aforesaid Plan where Plan/Options are discontinued shall be allowed to continue in the discontinued Plan/Option till they exit.

Further, the Dividend Reinvestment facility/option in respect of the above discontinued plan/options/renamed/revised plans &options is withdrawn and the dividend as and when declared under the Plan etc. will be compulsorily paid out in such cases even if it is under reinvestment facility/option.

Further, under the above Plan &Options, the dividend is proposed to be declared once in a month, subject to availability of distributable surplus, as computed in accordance with SEBI (MF) Regulations 1996. However, there is no assurance or guarantee to the unit holders, as to the rate and frequency of dividend. UTI AMC reserves the right to declare dividend at any other frequency, as it may deem fit, under the above revised Plan &Options. Direct Plan Direct Plan is only for investors who purchase/subscribe units directly with the Fund and is not available for investors who route their investments through a Distributor.

The Direct Plan will be a separate plan under the Fund/Scheme and shall have a lower expense ratio excluding distribution expenses, commission etc. and will have a separate NAV. No commission for distribution of units will be paid/charged under Direct Plan.

Portfolio of the Scheme under the Regular Plan and Direct Plan will be common.

How to apply: Investors subscribing under Direct Plan of UTI Liquid Cash Plan will have to indicate “Direct Plan” against the Scheme name in the application form, as for example, “UTI Liquid Cash Plan-Direct Plan”. Investors should also indicate “Direct” in the ARN column of the application form.

Treatment of applications under "Direct" / "Regular" Plans: Scenario Broker Code mentioned Plan mentioned by the Default Plan to be by the investor investor captured 1 Not mentioned Not mentioned Direct Plan 2 Not mentioned Direct Direct Plan 3 Not mentioned Regular Direct Plan 4 Mentioned Direct Direct Plan 5 Direct Not Mentioned Direct Plan 6 Direct Regular Direct Plan 7 Mentioned Regular Regular Plan 8 Mentioned Not Mentioned Regular Plan In cases of wrong/ invalid/ incomplete ARN codes mentioned in the application form under scenarios 7 or 8 above, the application shall be processed under Regular Plan. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under ‘Direct Plan’ from the date of application without any exit load.

(b) However, no exit load shall be levied for switch of investments from Regular Plan made directly without an ARN Code (whether the investments were made before or after January 1, 2013) to Direct Plan of the scheme (subject to statutory taxes and levies, if any). The holding period for applicability of load will be considered from the date of initial investment in the Regular Plan.

(d) No exit load shall be levied in case of change over from Dividend Option to Growth Option or from Growth Option to Dividend Option. All change over will be at applicable NAV of respective options.

(e) Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc. and no commission for distribution of Units will be paid / charged under Direct Plan.

(f) Eligible investors/modes for applying: All categories of investors (whether existing or new unitholders) as permitted under the SID of the eligible schemes are eligible to subscribe under Direct Plan. Investments under Direct Plan can be made through various modes offered by the Fund for investing directly with the Fund {except all Platform(s) where investors’ applications for subscription of units are routed through Distributors}.

(g) Investments through systematic routes: In case of Systematic Transfer Investment Plan (STRIP)/ Dividend Transfer Plans (DTP), registered prior to January 1, 2013 without any distributor code under the Regular Plan of the Scheme, installments falling on or after the January 1, 2013 will automatically be processed under the Direct Plan.

Existing Investments prior to 1st January 2013 Investors who have invested without Distributor code and have opted for Dividend Reinvestment facility under Regular Plan may note that the dividend will continue to be reinvested in the Regular Plan only.

Minimum Investment amount under the Direct Plan: In case of already existing investments under the Regular Plan, if the investor wants to further invest in the Direct Plan he/she will be required to invest the minimum investment amount of the scheme, as applicable for the Scheme/Plan/Option/facility etc. However, this minimum investment amount requirement is not applicable in case of switchover from Regular Plan to Direct Plan or vice versa under the same Scheme and same Option. Applicable NAV Purchase $$:

Operation Cut-off Timing Applicable NAV Valid applications received and funds Upto 1.30 p.m. Closing NAV of the day are also available for utilisation before immediately preceding the cut off time on the same day. day of receipt of the application. Valid applications received and clear After 1.30 p.m. Closing NAV of the day funds are available for utilisation on the immediately preceding the same day. next business day. Irrespective of the time of receipt of Within Business Closing NAV of the day application, where the funds are not Hours immediately preceding the available before cut off time for day on which the funds are utilization on the day of the application. available for utilisation. $$ Funds shall be available for the entire amount of subscription/purchase without availing any credit facility, facility, whether intra-day or otherwise. Redemption : Operation Cut-off Timing Applicable NAV Valid applications received Upto 3 p.m. Closing NAV of the day immediately preceding the next business day. Valid applications received After 3 p.m. Closing NAV of the next business day. a. For allotment of units in respect of purchase: i. Application is received before the applicable cut-off time. ii. Funds for the entire amount of subscription/purchase as per the application are credited to the bank account of the scheme before the cut-off time. The time of credit to the scheme account will only be considered irrespective of time of debit to the investors account. iii. The funds are available for utilization before the cut-off time without availing any credit

facility whether intra-day or otherwise, by the scheme.

b. For allotment of units in respect of switch-in: i. Application for switch-in is received before the applicable cut-off time. ii. Funds for the entire amount of subscription/purchase as per the switch-in request are credited to the bank account of the scheme before the cut-off time. iii. The funds are available for utilization before the cut-off time without availing any credit facility whether intra-day or otherwise, by the scheme.

Redemption requests: Where, under the scheme, units are held under both the Regular and Direct Plans, the redemption/switch request shall clearly mention the plan. If no Plan is mentioned, it would be processed on a first in first out (FIFO) basis considering both the Plans.

NOTE:- The Cut off timing for subscriptions / redemptions/switches governed by SEBI Circulars / notifications and AMFI Guidelines issued from time to time. Minimum Growth Option – ` 500/- and in multiples of `1/- under both the Plans. Application Dividend Options - ` 10,000/- and in multiples of `1/- under both the Plans. Amount / Redemption Subsequent minimum investment amount: Amount Growth Option – ` 500/- and in multiples of `1/- under both the Plans. Dividend Options - `1,000/- and in multiples of `1/- under both the Plans.

Minimum amount for redemption: Growth Option - ` 10/- under both the Plans. Dividend Options - `1,000/- under both the Plans. Benchmark CRISIL Liquid Fund Index. Index Name of the Amandeep Singh Chopra (Managing the Scheme since October 2004) & Amit Sharma Fund Manager (Managing the Scheme since July 2017) Dedicated Fund Kamal Gada (Managing the Scheme since July 2018) Manager for Overseas investments Name of the UTI Trustee Company Private Limited Trustee Company Performance of Compounded Scheme Returns CRISIL Liquid Fund Index the scheme as Annualised Returns* Regular Plan- (%) on 30 June, Growth Option (%) 2020 Last 1 year 5.51 5.82 Last 3 years 6.64 6.81 Last 5 years 6.97 7.03 Since Inception 7.42 6.94 Date of Inception: 23rd June 2003

* Computed on compounded annualized basis using NAV of Growth option

Absolute returns for the last 5 financial years 10 8.18 8.06 8 7.27 7.51 7.63 7.11 6.78 6.84 6.27 5.98 6

4 returns(%)

0 2015-2016 2016-2017 2017-2018 2018-2019 2019-2020

UTI Liquid Cash Plan (%) CRISIL Liquid Fund Index (%)

Past performance may or may not be sustained in future

The Performance of the Benchmark is calculated using total return index variant of the benchmark index Top holdings by issuers and sectors (30 UTI Liquid Cash Plan - Top holdings Debt Issuer wise June 2020) Serial No Issuer Name % of NAV

1 Government of India 54.90 2 Reliance Jio Infocomm Ltd 8.64 3 Reliance Industries Ltd. 4.34 4 IDFC First Bank Ltd 3.68 5 Muthoot Finance Ltd 2.93 6 NTPC Ltd. 2.75 7 TATA Capital Financial Services Ltd 2.75 8 Chennai Petroleum Corp Ltd 2.39 9 Hindustan Zinc Ltd. 2.21 10 HDFC Ltd. 2.19 11 ONGC Mangalore Petrochemicals Ltd. 1.84 12 TATA Steel Ltd. 1.84 13 ICICI Securities Ltd. 1.65 Total 92.11

UTI Liquid Cash Plan - Top holdings Debt Sector wise

Serial No. Sector Name % of NAV

1 GILT 54.90 2 Financial Services 19.19 3 TELECOM 9.56 4 Oil & Gas 9.40 5 Metals 4.23 6 Power 3.95 7 Chemicals 1.84 8 Energy 1.47 9 Media & Entertainment 0.92 10 Fertilisers & Pesticides 0.64 11 Construction 0.37 12 Consumer Goods 0.33 13 NCA/Reverse Repo/Triparty Repo/Others -6.80 Total 100.00

A website link A website link to obtain scheme’s latest monthly portfolio holding to obtain https://www.utimf.com/forms-and-downloads/portfolio-disclosure scheme’s (After following the above link, please expand “Portfolio Disclosure - Scheme wise” and latest monthly select the desired scheme to view its portfolio) portfolio holding Expenses of Entry Load Exit Load the Scheme Investor exit upon Load as a % of redemption (i) Load subscription / switch-in proceeds Structure

Day 1 0.0070% NIL Day 2 0.0065% Day 3 0.0060% Day 4 0.0055% Day 5 0.0050% Day 6 0.0045% Day 7 onwards Nil

(ii) Recurring on the first `500 crores of the daily net assets 2.00% expenses on the next `250 crores of the daily net assets 1.75% on the next `1,250 crores of the daily net assets 1.50% on the next `3,000 crores of the daily net assets 1.35% on the next `5,000 crores of the daily net assets 1.25% on the next `40,000 crores of the daily net assets Total expense ratio reduction of 0.05% for every increase of `5,000 crores of daily net asset or part thereof. on balance of the assets 0.80% Actual 01.04.19 to 31.03.20: 0.16% expenses for the period

Expenses in Total Expense ratio (TER) and Additional Total Expenses: addition to (i) Charging of additional expenses Recurring Expenses 1. Additional TER shall be charged up to 30 bps on daily net assets of the scheme if the new inflows from retail investors beyond top 30 cities (as per SEBI Regulations/Circulars/AMFI data) are at least (a) 30% of gross new inflows from retail investors in the scheme or (b) 15% of the Average Assets under Management (year to date) of the scheme, whichever is higher. The additional TER on account of inflows from retail investors from beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses.

2. In case inflows from retail investors from beyond top 30 cities is less than the higher of (a) or (b) above, additional TER on daily net assets of the scheme shall be charged as follows:

[(Daily net assets) X (30 basis points) X (New inflows from Retail Investors from beyond top 30 cities)] ______365* X Higher of (a) or (b) above

366, wherever applicable.

Retail investors would mean individual investors from whom inflows into the Scheme would amount upto Rs. 2,00,000/- per transaction.

4. Brokerage and transaction costs not exceeding 0.12% of the value of trades in case of cash market transaction and 0.05% of the value of trades in the case of derivatives transactions.

5. The ‘AMC fees,’ (including applicable Goods and Service Tax) charged to the scheme with no sub-limits, will be within the Total Expense Ratio (TER) as prescribed by SEBI Regulations.

Investor Education and Awareness UTI Mutual Fund (UTI MF) shall annually set apart atleast 2 bps on daily net assets within the maximum limit of TER for investor education and awareness initiatives.

For further details on TER, please refer to the SID. Dividend Policy Under the Daily/Weekly/Fortnightly/Monthly/Quarterly/Half Yearly &Annual Dividend Options, it is envisaged to declare dividends on daily/weekly/fortnightly/monthly/quarterly/half yearly &annual basis respectively subject to availability of distributable surplus computed in accordance with SEBI Regulations. Under the Flexi Dividend Option dividend is proposed to be declared at such frequencies as may be decided by UTI AMC Ltd and approved by the Trustees from time to time, subject to availability of distributable surplus computed in accordance with SEBI Regulations. However, under all the dividend options, there is no assurance or guarantee to the unit holders, as to the rate and frequency of declaration of dividend. UTI AMC Ltd./Trustees reserves the right to declare or not to declare dividend at any frequency, as it may deem fit, under these Options. Threshold Limit a. In case of Dividend Payout under a folio is less than or equal to `1,500/‐ and where complete for ‘Dividend bank account details are not available or facility of electronic credit is not available with Payout’ Option Investor’s Bank/Bank Branch, then such amount will be compulsorily reinvested wherever under all

9 schemes reinvestment option is available under the scheme and an Account Statement (SoA) will be sent to the Investors at their Registered Address.

b. For folios where dividend warrants are returned undelivered and/or the dividend warrant remains unencashed / unclaimed on 3 consecutive occasions, future dividend amount will be reinvested, wherein reinvestment option is available and an Account Statement (SoA) would be sent to the Investors at their Registered Address. Number of Number of Folios Average Asset Under Management (AAUM) folios and Average Asset Under 29,041 ` 26548.63 Crore Management (Quarterly AAUM as on 30/06/2020) (AAUM) as on 30 June 2020 Eligible An Application for issue of units may be made by any resident or non-resident Indian as Investors well as non-individuals as indicated below: (a) a resident individual or a NRI or person of Indian origin residing abroad, either singly or jointly with another individual on joint/either or survivor basis. An individual may make an application in his personal capacity or in his capacity as an officer of a Government or of a Court, (b) a parent, step-parent or other lawful guardian on behalf of a resident or a NRI minor. Units can be held on ‘Joint’ or ‘Either or Survivor’ basis, Process for Investments made in the name of a Minor through a Guardian shall be in line with SEBI Circular No. SEBI/HO/IMD/DF3/CIR /P/2019/166 dated December 24, 2019, (c) an association of persons or body of individuals whether incorporated or not, (d) a Hindu Undivided Family both resident and non-resident, (e) a body corporate including a company formed under the Companies Act, 1956 or established under State or Central Law for the time being in force, (f) a bank including a scheduled bank, a regional rural bank, a co-operative bank etc, (g) an eligible trust as defined under the scheme, (h) a society as defined under the scheme, (i) any other institution, (j) an Army/Navy/Air Force/Paramilitary Fund, (k) a partnership firm, (l) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(j) of Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2019, (m) a mutual fund including a mutual fund of UTI AMC, (n) Provident/Pension/Gratuity Fund as and when permitted, (o) Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units of the scheme. The AMC shall not be entitled to charge any fees on its investments in the scheme.

Investment by Individuals – Foreign Nationals For the purposes of carrying out the transactions by Foreign Nationals in the units of the Schemes of UTI Mutual Fund, • Foreign Nationals shall be resident in India as per the provisions of the Foreign Exchange Management Act, 1999.

• Foreign Nationals are required to comply (including taking necessary approvals) with all the laws, rules, regulations, guidelines and circulars, as may be issued/applicable from time to time, including but not limited to and pertaining to anti money laundering, Know Your Customer (KYC), income tax, foreign exchange management (the Foreign Exchange Management Act, 1999 and the Rules and Regulations made there under) including in all the applicable jurisdictions.

UTI AMC reserves the right to amend/terminate this facility at any time, keeping in view business/operational exigencies.

Subscription from Overseas Corporate Bodies (OCBs) in the Schemes of UTI MF will not be accepted.

Investment by other Overseas Investors Neither the SID nor the units of Schemes have been registered in any jurisdiction including the United States of America No persons receiving a copy of such SID or any accompanying application form in such jurisdiction may treat the said SID or such application form as constituting an invitation to them to subscribe for units, nor should they in any event use any such application form, unless in the relevant jurisdiction such an invitation could lawfully be made to them and such application form could lawfully be used without compliance with any registration or other legal requirements

For details as to who can invest, please refer to the SID of the scheme. Risk Mitigation Restriction on Third Party Payments process Third party payments are not accepted in any of the schemes of UTI Mutual Fund subject to against Third certain exceptions. Party Cheques “Third Party Payments” means the payment made through instruments issued from an account other than that of the beneficiary investor mentioned in the application form. However, in case of payments from a joint bank account, the first named applicant/investor has to be one of the joint holders of the bank account from which payment is made.

Further, this restriction is not applicable for payment made by a guardian whose name is registered in the records of UTI Mutual Fund in that folio. For further details, please refer to SAI. Details under FATCA Foreign Foreign Account Tax Compliance Act (FATCA) is a United States (US) Law aimed at prevention Account Tax of tax evasion by US citizens and residents (“US Persons”) through use of offshore accounts. Compliance Act (FATCA) / FATCA obligates foreign financial institutions (FFIs), including Indian financial institutions to Common provide the US Internal Revenue Service (IRS) with information and to report on the accounts Reporting held by specified US Persons as well as passive NFFEs in which controlling interest is held by Standards specified US person. (CRS) CRS On similar lines as FATCA the Organization of Economic Development (OECD), along with the G20 countries, of which India is a member, has released a “Standard for Automatic Exchange of Financial Account Information in Tax Matters”, generally known as CRS in order to combat the problem of offshore tax evasion and avoidance and stashing of unaccounted money abroad.

Please refer to Instructions given in the FATCA/CRS Form &Scheme application form before filling in the particulars and for further details relating to FATCA/CRS, refer to SEBI Circular Nos. CIR/MIRSD/2/2015 dated 26th August 2015 and SEBI Circular No. CIR/MIRSD/3/2015 dated 10th September 2015 and guidelines /circulars issued by SEBI from time to time. Facilities 1. Systematic Transfer Investment Plan (STRIP) (Available as Source &Destination Scheme) Offered 2.UTI-Systematic Transfer Investment Plan Advantage (UTI-STRIP Advantage) (Available as Source Scheme) 3. Flexi Systematic Transfer Investment Plan (Flexi STRIP) (Available as Source Scheme and Destination Scheme) 4. Dividend Transfer Plan (DTP) 5. Instant Access Facility (IAF) for Resident Individual Investors, for further details please refer below.

Please refer to Statement of Additional Information (SAI), Scheme Information Document

(SID) and Service Request/Change Request Forms etc. for further details on STRIP, UTI- STRIP Advantage, Flexi STRIP and DTP facilities. Instant Access Facility (IAF): IAF facilitates credit of redemption proceeds in the bank account of the investor on the same day of redemption request.

The features of this facility are as under: I Eligible investors & The facility shall be available only under Growth Pre‐requisites option of UTI Liquid Cash Plan.

Instant Access Facility shall be available only under Growth Option of the Scheme to investors whose ‐ a. Status is Resident Indian Individual. b. Complete CBS (Core Banking System) account number is registered in the folio along with IFS code. c. Investor’s bank is Immediate payment service (IMPS) enabled. II Mode of transaction The facility of insta redemption shall be available on the official website of UTI Mutual Fund i.e. www.utimf.com and UTI Mutual Fund Mobile Application. UTI AMC reserves the right to extend the same to any other official point of acceptance and digital platforms. III Minimum Redemption 1. Investor can submit redemption only in terms of amount amount. 2. Minimum redemption amount shall be `5000/‐ and in multiples of `1/‐ thereafter. IV Maximum Monetary Investor can submit redemption under Instant Limit Access facility (IAF) for a maximum of `50,000/‐ or 90% of the latest Value of Available Units in the scheme (the redeemable balance), whichever is lower.

This limit shall be applicable per calendar day per scheme per investor. V Redeemable balance 90% of the latest Value of Available Units.

Latest Value of Available Units shall be value of available units as per the last declared NAV (Number of Available Units X Last declared NAV).

Available units are such units in the folio for which the investor can place a redemption request at any point of time after considering units which are un‐cleared for funds realization or reconciliation, or are under lien, or are in dematerialized mode and after considering any transaction/s pending for unit adjustments. The decision of UTI AMC in determining the Redeemable Balance shall be final.

The UTI AMC reserves the right to modify the limit stated above, at any time. VI Applicability of NAV While observing the SEBI cut‐off timings with respect to redemptions, the following NAVs shall

be applied for applications processed under IAF: 1. Where the IAF application is received up to 3.00 pm – the lower of (i) NAV of previous calendar day and (ii) NAV of calendar day on which application is received; 2. Where the IAF application is received after 3.00 pm – the lower of (i) NAV of calendar day on which such application is received, and (ii) NAV of the next calendar day. VII Demat Unit holders This facility is not available for Demat Unit Holders. Insta redemption will have preference over other modes of offline and online redemptions even if redemption requests for other modes are received before the instant redemption.

Investors are requested to note that while UTI AMC/MF would endeavor its best to process all applications received under IAF on the same day, there might be certain scenarios where IAF may be suspended or IAF may not be available, and IAF requests would be processed as normal redemption requests in such circumstances. Some of such scenarios are enumerated as below:‐ 1. Requests (under IAF) higher than cash set aside in the scheme based on past track record of such requests. 2. Settlement/clearing issues at RBI/clearing bank. 3. Scheme is facing extreme liquidity issues 4. Unpredictable operational problems and technical failures (e.g. a black out), occurred in spite of appropriate diligence. 5. In the event AMC imposes restriction on normal redemptions due to any of the reasons specified in scheme related document and as per process approved by SEBI.

UTI AMC / MF reserves the right to modify the features or withdraw the facility at later date. Commercial The facility of carrying out commercial transactions through Designated Email / Fax, in units of Transactions UTI Mutual Fund Schemes, is available for the following categories of Investors, subject to (viz. Purchase / certain terms and conditions. UTI AMC declares its Designated E-mail / Fax server as one of Redemption / the Officials Points of Acceptance. Switches) through Designated Following investors may transact through designated fax and email, who are KYC (Know Your Client) Compliant: E‐mail / Fax • a body corporate including a company formed under the Companies Act, 1956/2013 or established under State or Central Law for the time being in force; • a bank including a scheduled bank, a regional rural bank, a cooperative bank; • an eligible trust; • an eligible society; • any other institution; • Army/Navy/Air Force/Paramilitary Fund and • Any other category of investors, as may be decided by UTI AMC from time to time.

1. This facility is available for all open-ended schemes except Exchange Traded Funds.

2. Only additional purchase, redemption and switch transactions shall be accepted on the designated email id.

3. The purchase/redemption/switch request shall be received from the registered email ID of the investor. In case such request is received from an unregistered email id, UTI AMC may, its

sole discretion, process the same after carrying out necessary validations/ due diligence.

4. Transaction requests can be sent to [email protected] (designated email id), which will be dedicated for receiving all the transaction requests. UTI AMC reserves the right to change/add the Designated email ID(s) from time to time, and the same shall be updated on our website www.utimf.com.

5. In case of additional purchase request, funds will have to be received though electronic mode only such as NEFT/RTGS/Bank Transfer in the designated bank account of the scheme, and transactions will have to be accompanied with proof of transfer of funds from existing registered bank account of the unit holder. The details of designated bank account of the scheme shall be updated and made available on our website www.utimf.com.

6. Investors shall co-operate with additional security procedures, as may be specified by UTI AMC from time to time.

7. Investors shall abide with terms and conditions, as may be specified by UTI AMC from time to time.

Only Commercial transactions i.e. Purchase, Redemption and Switches shall be accepted through designated fax and email.

For further details on terms and conditions and other particulars, please refer to SAI.

Despatch of Within 10 business days of the receipt of the redemption request at the authorised centre of UTI Redemption Mutual Fund. Request Restrictions on In the event of receipt of inordinately large number of redemption requests or a restructuring of a redemption of Schemes’ portfolio, there may be delays in the redemption of units. Units Further to the above, the following points relating to restrictions on redemption of units may be noted:- 1. Restrictions on redemption of units may be imposed when there are circumstances leading to a systemic crisis or event that severely constricts market liquidity or the efficient functioning of markets such as: (i) Liquidity issues - when market at large becomes illiquid affecting almost all securities rather than any issuer specific security (ii) Market failures, exchange closures etc. (iii) Operational issues – when exceptional circumstances are caused by force majeure, unpredictable operational problems and technical failures (e.g. a black out). 2. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period. 3. Restriction will be imposed after obtaining the approvals of the Boards of AMC and the Board of Trustees. 4. When restriction on redemption is imposed, the following procedure shall be applied:- (i) No redemption requests upto INR 2 lakh shall be subject to such restriction. (ii) Where redemption requests are above INR 2 lakh, AMCs shall redeem the first INR 2 lakh without such restriction and remaining part over and above INR 2 lakh shall be subject to such restriction. For further details in this regard, please refer to SAI.

Requirement of Permanent Account Number (PAN) in respect of Non-PAN Exempt Folios for Redemption & Mandatory updation of Know Your Customer (KYC) requirements for processing of mutual fund transactions

All Investors (including existing folios) of Non-PAN Exempt folios of UTI Mutual Fund Schemes are required to provide the PAN of the holder/s/guardian/claimant at the time of redemption, if

PAN is not already registered in the folio, with effect from October 14, 2019.

Further, it is reiterated that, it is mandatory to complete the KYC requirements for all unit holders, including for all joint holders and the guardian in case of folio of a minor investor.

The facility of conversion of units held in Dematerialisation (Demat) mode into physical by way of Rematerialisation (Remat) for investments held under various options of the Scheme(s) / Plan(s) of the UTI Mutual Fund including units held under Systematic Investment Plan (SIP), is extended, wherever Demat facility is available. For further details please refer to SAI.

Switching of In addition to the facility of Purchase and Redemption available on the BSE Star MF of Bombay Units of UTI Stock Exchange, the facility of Switching units is available The request for switch can be given in Mutual Fund number of units. For further details refer to SAI. (UTI MF) Schemes on BSE Star MF Platform Exit load on In the case of the death of an unitholder, no exit load (if applicable) will be charged for death of an redemption of units by the claimant under certain circumstances and subject to fulfilling of unitholder prescribed procedural requirements. For further details refer to SAI. Tax Treatment Investor are advised to refer to the details in the Statement of Additional Information and also for the independently refer to his tax advisor. Investors (Unitholders) For Investor Name and Address of Registrar All investors could refer their grievances Grievance giving full particulars of investment at the please contact following address:

M/s. KFIN Technologies Private Limited Ms. Nanda Malai Unit: UTI MF, Associate Vice President–Department of Karvy Selenium Tower B, Operations Plot Nos. 31 &32, UTI AMC Ltd. Financial District, UTI Tower, Gn Block, Nanakramguda, Bandra - Kurla Complex, Serilingampally Mandal, Bandra (East), Hyderabad – 500032, Mumbai - 400 051. Tel : 022-6678 6666, Fax: 022-2652 3031 Board No: 040 - 6716 2222, Fax no : 040 - 6716 1888, Investors may post their grievances at our Email: [email protected] website: www.utimf.com or e-mail us at [email protected]

Daily Net Asset The NAVs will be declared by 11 p.m. on all business days and will be available on website of Value (NAV) UTI Mutual Fund, www.utimf.com and website of AMFI namely www.amfiindia.com. You can Publication also call us at 1800 266 1230 (toll free number) or (022) 6227 8000 (non toll free number). Unitholders Accounts statement and abridged annual financial results shall be provided to investors. Monthly Information / Half yearly scheme portfolio disclosure will be mailed to unitholders and disclosed on our

website / AMFI website.

Date: 28th July, 2020

CORPORATE OFFICE UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051. Tel.: (022) 66786666

OFFICIAL POINTS OF ACCEPTANCE UTI FINANCIAL CENTRES

WEST ZONE

GUJARAT REGION Ahmedabad: 2nd Floor, IFCI Bhavan, Behind Tanishq Show Room, Nr. Lal Bungalow Bus Stand, C G Road, Ahmedabad – 380 006. Gujarat, Tel.: (079) 26462180, 26462905, Anand: 12-A, First Floor, Chitrangna Complex, Anand – V. V. Nagar Road, Anand – 388 001, Gujarat, Tel.: (02692) 245943 / 944, Bharuch: 103-105, Aditya Complex, 1st Floor, Near Kashak Circle, Bharuch – 392 001, Gujarat, Tel.:(02642) 227331, Bhavnagar: Shree Complex, 6-7 Ground Floor, Opp. Gandhi Smruti, Crescent Circle, Crescent, Bhavnagar – 364 001, Tel.:(0278)-2519961/2513231, Bhuj: First Floor 13 & 14, Jubilee Circle, Opposite All India Radio, Banker’s Colony, Bhuj – 370 001, Gujarat, Tel: (02832) 220030, Gandhinagar: “Dvij Elite”, First Floor, Plot No.1522, Near Apna Bazar, Sector 6, Gandhinagar – 382 006, Gujarat, Tel. No. 079 – 23240462, Jamnagar: 102, Madhav Square, Lal Bungalow Road, Jamnagar, Gujarat – 361 001, Tel.: (0288) 2662767/68, Junagadh: First Floor, Shop No. 101, 102, 113 & 114, Marry Gold 2, Above Domino’s Pizza, Opp. Bahaudin College, College Road, Junagadh, Gujarat – 362 001, Tel. No. 0285-2672678, Mehsana: 1st Floor, A One Complex, Near Umiya Shopping Center, Opp Mehsana Urban Co-operative Bank, Corporate Office, Highway Mehsana, Mehsana, Gujarat – 384 002, Tel. No. 02762 – 230180, Navsari: 1/4 Chinmay Arcade, Sattapir, Sayaji Road, Navsari – 396 445, Gujarat, Tel: (02637)-233087, Rajkot: 1st Floor, Venkatesh Plaza, Opp. RKC Ground, Dr. Radhakrishna Road, Off. Yagnik Road, Rajkot, Gujarat – 360001, Tel. No. 0281-2440701, 2433525, Surat: B-107/108, Tirupati Plaza, Near Collector Office, Athwa Gate, Surat-395 001, Tel: (0261) 2474550, Vadodara: G-6 & G-7, “Landmark” Bldg., Transpeck Centre, Race Course Road, Vadodara-390 007, Tel:(0265) 2336962, Valsad: 1st Floor, 103, Signature Building, Opp. Petrol Pump, Above Yes Bank, Dharampur Road, Halar, Valsad, Gujarat - 396 001, Tel. No. 02632-222012, Vapi: 1st Floor, Office No. 102 & 103, Saga Casa Complex, Vapi - Daman Main Road, Opp. Royal Twin Tower, Chala, Vapi, Gujarat – 396 191, Tel.: (0260) 2403307.

MUMBAI REGION Bandra Kurla Complex: UTI Tower, ‘Gn’ Block, Ground Floor, Bandra-Kurla Complex, Bandra (E), Mumbai-400051, Tel: (022) 66786354/6101, Borivali : Purva Plaza, Ground Floor, Junction of S V Road & Shimpoli, Soni Wadi Corner, Borivali (West), Mumbai – 400 092. Tel: (022) 2898 0521/ 5081, Ghatkopar: 102, 1st Floor, Sai Plaza, Jawahar Road, Opp. Ghatkopar Rly Station, Ghatkopar (East), Mumbai – 400 077, Maharashtra, Tel. No. (022) 25010833 / 25010715, Goregaon: 101, 1st Floor, Accord Commercial Complex, Opposite Bus Depot, Station Road, Goregaon (East), Mumbai – 400 063, Tel: (022) 26850849/26850850, JVPD: Unit No.2, Block ‘B’, Opp. JVPD Shopping Centre, Gul Mohar Cross Road No.9, Andheri (W), Mumbai-400049, Tel:(022) 26201995/26239841, Kalyan: Ground Floor, Jasraj Commercial Complex, Chitroda Nagar, Valli Peer, Station Road, Kalyan (West) - 421 301, Tel: (0251) 2316063/7191, Lotus Court : Lotus Court Building, 196, Jamshedji Tata Road, Backbay Reclamation, Mumbai-400020, Tel: (022) 22821357, Marol: Plot No.12, Road No.9 Behind Hotel Tunga Paradise MIDC Marol, Andheri (East), Mumbai – 400 093, Maharashtra, Tel.: (022) 2836 5138, Powai : G-5, Ground Floor, CETTM (Centre for Excellence in Telecom Technology & Management), MTNL Main Building, Technology Street, Hiranandani Gardens, Powai, Mumbai, Maharashtra – 400 076, Thane: 101/102, Ishkrupa, Ram Maruti Road, Opp. New English School, Naupada, Thane West – 400 602, Maharashtra, Tel.: (022) 2533 2409 / 2533 2415, Vashi: Shop No. 8 & 8A, Ground Floor, Vardhaman Chamber Premises CHS Ltd, Plot No. 84, Sector 17, Vashi, Navi Mumbai, Maharashtra – 400 703, Tel. No. (022) 2789 0171 / 72 / 74 / 76, Virar: Shop No. 2 &3, Ground Floor, Sheetal Nagar Building No.4, 281/2, Raja Chhatrapati Shivaji Road, Near LIC Home Finance Office, Agashi Road, Virar West, Dist. Palghar, Maharashtra – 401 303, Tel. No. 0250 – 251 5848.

NAGPUR REGION Akola: Lakhma Apartment, Ground Floor, Near Anand Bakery, Ramdaspeth, Akola, Maharashtra – 444 001,Tel. No. 0724 – 2410711, Amravati: C-1, VIMACO Tower, S.T. Stand Road, Amravati – 444 602, Maharashtra, Tel.: (0721) 2553126/7/8, Bhilai: 38 Commercial Complex, Nehru Nagar (East), Bhilai – 490 020, Distt. Durg, Chhattisgarh, Tel.: (0788) 2293222, 2292777, Bhopal: 2nd Floor, V. V. Plaza, 6 Zone II, M. P. Nagar, Bhopal-462 011, Tel: (0755) 2558308, Bilaspur: S-103, Anandam Plaza, Ground Floor, In front of Rama Port, VyaparVihar, Bilaspur, Chhattisgarh – 495 001, Tel. No. 07752 – 405538, Gwalior: 45/A, Alaknanda Towers, City Centre, Gwalior-474011, Tel: (0751) 2234072, Indore: UG 3 & 4, Starlit Tower, YN Road, Indore-452 001, Tel:(0731) 2533869/4958, Jabalpur: 74-75, 1st Floor, Above HDFC Bank, Gol Bazar, Jabalpur – 482 002, Madhya Pradesh, Tel: (0761) 2480004/5, Nagpur: 1st Floor, Shraddha House, S. V. Patel Marg, Kings Way, Nagpur-440 001, Tel: (0712) 2536893, Raipur: Vanijya Bhavan, Sai Nagar, Jail Road, Raipur-492 009, Tel: (0771) 2881410/12, Ratlam: R.S.Paradise, 101, 1st Floor, Above Trimurti Sweets, Do Batti Square, Ratlam – 457 001, Madhya Pradesh, Tel.: (07412) 222771/72.

NORTH ZONE

CHANDIGARH REGION Ambala: 5686-5687, Nicholson Road, Ambala Cantt, Haryana, Pin-133 001, Tel.: (0171) 2631780, Amritsar: 69, Court Road, Amritsar-143001, Tel: (0183) 2564388, Bhatinda: MCB Z-3/03228,1st Floor, Above Punjab National Bank, Tinkoni Chowk, Goniana Road, Bathinda – 151 001, Punjab, Tel. No. (0164) 223 6500, Chandigarh: SCO No. 2907-2908, Sector 22-C, Chandigarh – 160 022, Tel. No. (0172) 270 3683, Jalandhar: Office No.32-33, 1st Floor, City Square Building, Civil Lines, Jalandhar – 144 001, Punjab, Tel. No. 0181 – 2232475/6, Jammu: Gupta’s Tower, CB-13, 2nd Floor, Rail Head Complex, Jammu – 180 004, Jammu & Kashmir, Tel.: (0191) 2470627, Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana-141 001, Tel: (0161) 2441264, Panipat: Office no.7, 2nd Floor, N K Tower, Opposite ABM AMRO Bank, G T Road, Panipat – 132 103, Haryana, Tel.: (0180) 263 1942, Patiala: SCO No. 22, First Floor, New Leela Bhawan Market, Patiala, Punjab – 147 001, Tel. No. (0175) 5004661/2/3, 5017984, Shimla: Bell Villa, 5th Floor, Below Scandal Point, The Mall, Shimla, Himachal Pradesh - 171 001, Tel.: (0177) 2657 803.

No.4, First Floor, B-1, Community Centre, B-Block, Janak Puri, New Delhi – 110 058, Tel.: (011) 25523246/47/48, Laxmi Nagar: Flat No. 104-106, 1st Floor, Laxmi Deep Building, Laxmi Nagar District Centre, Laxmi Nagar, New Delhi – 110092, Tel.: (011) 2252 9398 / 9374, Meerut: 10/8 Ground Floor, Niranjan Vatika, Begum Bridge Road, Near Bachcha Park, Meerut - 250 001, Uttar Pradesh, Tel.: (0121) 648031/2, Moradabad: Shri Vallabh Complex, Near Cross Road Mall, Civil Lines, Moradabad – 244 001, Uttar Pradesh, Tel.: (0591) 2411220, Nehru Place: G-7, Hemkunt Tower (Modi Tower), 98, Nehru Place (Near Paras Cinema), New Delhi-110 019, Tel: (011) 28898128, New Delhi: 101, Kailash Building, 26 Kasturba Gandhi Marg, New Delhi – 110 001, Delhi NCT Tel.: (011) 6617 8961/62/66/67 Fax: (011) 6617 8974, Noida: N-10 & N-11, First Floor, Above Indusind Bank, Sector – 18, Noida – 201 301, Uttar Pradesh, Tel. No. 0120-2512311/12/13/14, Pitam Pura: G-5-10 Aggarwal Cyber Plaza, Netaji Subhash Place, Pitam Pura, Delhi – 110 034, Tel: (011) 27351001, Rohtak: 2nd Floor, Banks Square Building, Plot No. 120-121, Opp. Myna Tourist Complex, Delhi Road, Rohtak – 124 001, Haryana, Tel. No. 01262-254021/22.

UTTAR PRADESH REGION Agra: FCI Building, Ground Floor, 60/4, Sanjay Place, Agra–282 002, Tel: (0562) 2857789, 2858047, Aligarh: 3/339-A Ram Ghat Road, Opp. Atrauli Bus Stand, Aligarh, Uttar Pradesh–202 001, Tel : (0571) 2741511, Allahabad: 4, Sardar Patel Marg, 1st Floor, Civil Lines, Allahabad-211 001, Tel: (0532) 2561028, Bareilly: 116-117 Deen Dayal Puram, Bareilly, Uttar Pradesh-243 005, Tel.: (0581) 2303014, Gorakhpur: Cross Road The Mall, Shop No. 16 - 20, 1st Floor, Bank Road, A. D. Chowk, Gorakhpur - 273 001, Uttar Pradesh, Tel.: (0551) 220 4995 / 4996, Haldwani: 1st Floor, A K Tower, Plot No.4, Durga City Centre, Khasra No. 260, Bhotia Paro, Haldwani, District: Nainital, Uttarakhand – 263 139, Tel : (05946) 222433, Jhansi: 1st Floor, Basera Arcade, (Plot No. 551/1 & 556/2) BKD-Chitra Road, In front of Dhyanchand Stadium, Civil Lines, Jhansi, Uttar Pradesh, Tel. No. 0510 – 2441877, Kanpur: 16/77, Civil Lines, Kanpur-208 001, Tel: (0512) 2304278, Lucknow: Aryan Business Park, 2nd floor, 19/32 Park Road (old 90 M G Road), Lucknow-226 001, Tel: (0522) 4523308/4523311, Varanasi: 1st Floor, D-58/2A-1, Bhawani Market, Rathyatra, Varanasi-221 010, Tel: (0542) 2226881.

EAST ZONE

BIHAR REGION Bhagalpur: 1st floor, Kavita Apartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-812 001, Bihar, Tel.: (0641) 2300040/41, Darbhanga: VIP Road, Allalpatti, Opposite Mahamaya Nursing Home, P.O. Darbhanga Medical College, Laheraisarai, Dist – Darbhanga, Bihar – 846 003, Tel.: (06272) 250 033, Gaya: 1st Floor, Zion Complex, Opp. Fire Brigade, Swarajpuri Road, Gaya-823 001, Bihar, Tel: (0631) 2221623, Muzaffarpur: Ground Floor, LIC ‘Jeevan Prakash’ Bldg., Uma Shankar Pandit Marg, Opposite Devisthan (Devi Mandir) Club Road, Muzaffarpur (Bihar), Pin – 842 002, Tel.: (0621) 2265091, Patna: 3rd Floor, Harshwardhan Arcade, Beside Lok Nayak Jai Prakash Bhawan, (Near Dak Bunglow Crossing), Fraser Road, Patna – 800 001, Bihar, Tel: (0612) 2200047.

ORISSA & JHARKHAND REGION Bokaro: Plot C-1, 20-C (Ground Floor), City Centre, Sector – 4, Bokaro Steel City, Bokaro – 827 004, Jharkhand, Tel.: (06542) 323865, 233348, Dhanbad: 111 & 112, Shriram Mall, Shastri Nagar, Bank More, Dhanbad-826 001, Tel.: (0326) 6451 971/2304676, Jamshedpur: 1-A, Ram Mandir Area, Gr. & 2nd Floor, Bistupur, Jamshedpur-831 001, Tel: (0657) 2756074, Ranchi : Shop No. 8 & 9, SPG Mart, Commercial Complex, Old H B Road, Bahu Bazar, Ranchi-834 001, Tel: (0651) 2900 206/07, Balasore: Plot No.570, 1st Floor, Station Bazar, Near Durga Mandap, Balasore – 756 001, Orissa, Tel.: (06782) 241894/241947, Berhampur: 4th East Side Lane, Dharma Nagar, Gandhi Nagar, Berhampur - 760 001, Orissa, Tel.: (0680) 2225094/95, Bhubaneshwar: 1st & 2nd Floor, OCHC Bldg., 24, Janpath, Kharvela Nagar, Nr. Ram Mandir, Bhubaneshwar-751 001, Tel: (0674) 2410995, Cuttack: Ground Floor, Plot No.99, Vivekananda Lane, Badambadi Kathjodi Main Road, Badambadi, Cuttack, Odisha – 753 012, Tel.: (0671) 2315350/5352, Rourkela: Shree Vyas Complex, Ground Floor, Panposh Road, Near Shalimar Hotel, Rourkela – 769 004, Orissa, Tel.: (0661) 2401116/2401117, Sambalpur: 1st Floor, R N Complex, Opp. Budharaja High School, Beside LIC Building, Budharaja, Sambalpur, Odisha – 768 004, Tel.: (0663) 2541213/14.

Maturi Vari St., T. Nagar, Dist. – East Godavari, Rajahmundry – 533101, Andhra Pradesh, Tel.: (0883) 2008399/2432844, Secunderabad : 10-2-99/1, Ground Floor, Sterling Grand CVK, Road No. 3, West Marredpally, Secunderabad-500 026, Tel: (040) 27711524, Tirupati: D no. 20-1-201-C, Ground Floor, Korlagunta junction, Tirumala Byepass Road, Tirupati-517 501, Andhra Pradesh, Tel.: (0877) 2100607/2221307, Vijaywada: Door No. 27-12-34, B S N Reddy Complex, Gudavallivari Street, Governorpet, Vijayawada – 520002, Andhra Pradesh, Tel. No. (0866) 2578819 / 2578129, Vishakhapatnam: 202, 1st Floor, Door No.9-1-224/4/4, Above Lakshmi Hyundai Car Showroom, C.B.M. Compound, Near Ramatalkies Junction, Visakhapatnam-530 003, Tel : (0891) 2550 275, Warangal: Door No. 15‐1‐237, Shop Nos. 5, 5A & 6, First Floor, ‘Warangal City Centre’, Adjacent to Guardian Hospital, Near Mulugu Cross Road, Warangal – 506 007, Andhra Pradesh, Tel.: (0870) 2440755 / 2440766 / 2441099.

TAMIL NADU & KERALA Annanagar : W 123, III Avenue, Annanagar, Chennai – 600 040, Tel: (044) 65720030, Chennai Main : Capital Towers, Ground Floor, 180, Kodambakkam High Road, Nungambakkam, Chennai – 600 034. Tamil Nadu, Tel.: (044) 48574545/46/47, Kochi: Ground Floor, Palackal Bldg., Chittoor Road, Nr. Kavitha International Hotel, Iyyattu Junction, Ernakulam, Cochin-682 011, Kerala, Tel: (0484) 238 0259/2163, 286 8743, Fax: (0484) 237 0393, Coimbatore: R G Chambers, First Floor, 1023, Avinashi Road, Coimbatore – 641 018, Tamil Nadu, Tel.: (0422) 2220874, 2221875, 2220973, Kottayam: Muringampadam Chambers, Ground Floor, Door No.17/480-F, CMS College Road, CMS College Junction, Kottayam–686 001, Tel.: (0481) 2560734, Kozhikode: Aydeed Complex, YMCA Cross Road, Kozhikode - 673 001, Kerala, Tel.: (0495) 2367284 / 324, Madurai: No.3 West Marret Street, LIC Building (1st Floor), Opposite to Railway Station, Madurai – 625 001, Tamil Nadu, Tel. No. (0452) 2338186 / 2333317, Pondicherry (UT): No.20, Savitha Plaza, 100 Feet Road, Anna Nagar, Pondicherry (UT)-605005, Tel: (0413) 2203369, Salem: No.20, 1st Floor, Above Federal Bank, Ramakrishna Road, Salem, Tamil Nadu – 636 007, Tel.: (0427) 2316163, T Nagar: 1st Floor, 29, North Usman Road, T Nagar, Chennai-600 017, Tel: (044) 65720011/12, Thiruvananthapuram: T C 15/49(2), 1st Floor, Saran Chambers, Vellayambalam, Thriuvananthapuram-695 010, Tel: (0471) 2723674, Trichur: 26/621-622, Kollannur Devassy Building, 1st Floor, Town Hall Road, Thrissur-680 020, Tel.:(0487) 2331 259/495, Tirunelveli: 1st Floor, 10/4 Thaha Plaza, South Bypass Road, Vannarpet, Tirunelveli–627 003. Tel.: (0462) 2500186, Tirupur: 1st Floor, Tip Top Business Centre, (Near Railway Station Rear Entrance), 104-109, College Road, Tirupur, Tamil Nadu – 641 602, Tel.: (0421) 2236339, Trichy: Kingston Park No.19/1, Puthur High Road, (Opp. Aruna Theatre), Puthur, Tiruchirapalli-620 017, Tel.: (0431) 2770713, Vellore: 1st Floor (Back side), Sai Rajya, No.14, Officers Line (Anna Salai), Vellore – 632 001, Tamil Nadu, Tel.: (0416) 2235357 / 5339.

UTI NRI CELL UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai-400 051, Tel: 66786064 • Fax 26528175 •E-mail: [email protected]

OFFICE OF THE REGISTRAR M/s. KFIN Technologies Private Ltd .: Unit: UTIMF, Karvy Selenium Tower B, Plot Nos. 31 & 32, Financial District, Nanakramguda, Serilingampally Mandal, Hyderabad - 500 032, Board No: 040- 6716 2222, Fax No.: 040-6716 1888, Email: [email protected]

Dist. Howrah, West Bengal, Pin-711316, Tel.: 033-26610546, Jalpaiguri: D.B.C. Road, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalpaiguri, Jalpaiguri–735 101, Tel.: (03561) 224207/225351, Jammu & Kashmir: C/o Smt Sunita Malla (Koul), Near New Era Public School, Rajbagh, Srinagar, Jammu & Kashmir -190008, Tel.: (0194) 2311868, Jaunpur: R N Complex, 119G, In Front of Pathak Honda, Ummarpur, Jaunpur – 222 002, Uttar Pradesh, Tel.: 8081127737, Kaithal: C/o Mr. Parvesh Bansal, Business Development Associate, Chandni Chowk, Old Sabzi Mandi, Kaithal, Haryana – 136027, Tel.: (01746) 232 486, Kannur: 2nd Floor, Prabhat Complex, Fort Road, Kannur – 670 001, Kerala, Tel.:(0497) 2764190, Karimnagar: H. No.4-2-130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar-505001, Tel.: (0878) 2244773/ 75/79, Karnal: 18/369, Char Chaman, Kunjpura Road, Karnal – 132 001, Haryana, Tel.:(0184) 2251524 / 2251525 / 2251526, Katihar: C/o Mr Rabindra Kumar Sah, Keshri Market, Barbanna Gali, Baniatola Chowk, M G Road, Katihar, Dist-Katihar, Bihar – 854 105, Tel.: (06452) 244 155, Khammam: 2-3-117, Gandhi Chowk, Opp. Siramvari Satram, Khammam-507 003, Tel.: (08742) 258567, Kheda: C/o Shri Sanjay B Patel, Subhash Corner Pij Bhagol, Station Road Off Ghodia Bazar, Nadiad, Kheda – 387001, Gujarat, Tel.: (0268) 2565557, Kollam: Sree Vigneswar Bhavan, Shastri Jn. Kollam–691 001, Kerala, Tel.: (0474) 2747055, Korba: C/o Mr Vijay Kumar Rajak, Shop No.31, Pandit Din Dayal Upadhyaya Shubhada Complex, T P Nagar, Korba – 495 450, Krishna: C/o Shri Mamidi Venkateswara Rao, D. No. 25-474, Kojjilipet, Machilipatnam, Dist Krishna, Andhra Pradesh, Pin-521001, Tel.: 08672-221520, Kumbakonam: C/o Shri A Giri, Ground Floor, KVG Complex, 49 TSR Street, Kumbakonam – 612001, Tamilnadu, Tel.: (0435) 2403782, Kurnool: Shop No.43, 1st Floor, S V Complex, Railway Station Road, Kurnool - 518 004, Tel.: (08518) 228850/950, Madhubani: C/o Shri Anand Kumar, Bimal Niwas, 7/77, Narial Bazar, P.O. & Dist. Madhubani, Bihar, Pin-847211, Tel.: 06276-223507, Malout: S/o. S. Kartar Singh, Back Side SBI Bank, Ward No.18 H. No.202, Heta Ram Colony, Malout, Distt. Muktsar – 152 107, Punjab, Mob.:9417669417, Mathura: Ambey Crown II Floor, In front of BSA Collage, Gaushala Road, Mathura – 281 001, Mob.: 9369918618, Mirzapur : Ground Floor, Triveni Campus Ratan Ganj, Mirzapur – 231 001, Uttar Pradesh, Tel.: 7518801836, Moga: 1st Floor, Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, Pin – 142 001, Tel.: (01636) 230792, Nadia: C/o Shri Prokash Chandra Podder, Udayan, 20, M.M. Street, (Nr. Sadar Hospital, Traffic More), PO Krishnagar, Dist. Nadia, West Bengal, Pin-741101, Mob.: 953472255806, Nadiad: 3rd Floor, City Center, Near Paras Cinema, Nadiad – 387 001, Gujarat, Tel.: (0268) 256 3245, Nagaon: C/o Shri Sajal Nandi, A D P Road, Christianpatty, Nagaon, Assam, Pin-782001, Tel.: 03672- 233016, Nagercoil: 45, East Car Street, 1st Floor, Nagercoil – 629 001, Tamil Nadu Tel.: (04652) 233552 , Nagpur: Plot No. 2/1, House No. 102/1, Mangaldeep Apartment, Mata Mandir Road, Opp Khandelwal Jewellers, Dharampeth, Nagpur – 440010, Maharashtra, Tel. No. 0712 – 2533040, Nalanda: C/o Shri Md Mokhtar Alam, Najam Complex, Ground Floor, Bain House, Opposite SBI Bazar Branch, Post Office Road, Biharsharif, Dist. Nalanda, Bihar – 803 101, Tel.: 06112-233580, Nanded: Shop No.4, First Floor, Opp. Bank of India, Santkrupa Market, Gurudwara Road, Nanded, Maharashtra – 431 602 – Tel.: 02462 – 237885, Nizamabad: C/o Mr Chouti Giridhar, H.No.5-6- 570/A2, Beside Bombay Nursing Home, Hyderabad Road, Nizamabad – 503 002, Telangana. Tel. No.: (08462) 243266, Ongole: Y R Complex, Near Bus Stand, Opp. Power House, Kurnool Road, Ongole- 523 002, Tel.: (08592) 657801/282258, Palghat: 12/310, (No.20 & 21), Metro Complex, Head Post Office Road, Sultanpet, Palghat, Tel.: (0491) 2547143/373, Paradip: C/o Mr Prasanna Kumar Routaray, New Trade Center-1, Unit No-5, 2nd Floor, Paradip Port, Bank Street, Dist-Jagatsinghpur, Odisha–754142, Tel.: (06722) 223 542, Pathankot: 2nd Floor, Sahni Arcade, Adjoining Indra Colony Gate, Railway Road, Pathankot, Punjab – 145 001, Tel. No. 0186 2254770, Puri: C/o Shri Pradeep Kumar Nayak, Lavanyapuri, Sarvodaya Nagar, Puri, Orissa, Pin-752002, Tel.: 06752-251788, Purulia: C/o Mr Manoj Kumar Singhania, Ranchi Road, Bansh Bungalow, Opp. Swimming Pool, Purulia, West Bengal – 723101, Tel. no. 9434013330, Ratnagiri: C/o V L Ayare, Chief Agent for UTI Mutual Fund, Gala No.3, Shankeshwar Plaza, Nachane Road, Ratnagiri – 415 639, Tel.: (02352) 270502, Rewari: C/o Shri Raghu Nandan, Business Development Associate for UTI Mutual Fund, SCO‐7, Brass Market (Opposite LIC office) Rewari – 123401, Haryana Tel (01274) 224864, Roorkee: Shree Ashadeep Complex, 16 Civil Lines, Near Income Tax Office, Roorkee- 247 667, Tel.: (01332) 277664/667, Sagar: C/o Mr. Mahesh Raikwar, Shop No.9, 1st Floor, Satyam Complex, In front of Cant Mall, 5, Civil Lines, Sagar – 470 002, Madhya Pradesh. Tel.: (07582) 221 871, Saharanpur: 18

Mission Market, Court Road, Saharanpur– 247 001, Uttar Pradesh, Tel.: (0132) 3297451, Sangli: C/o. Shri Shridhar D Kulkarni, “Gurukrupa Sahniwas” CS No.478/1, Gala No. B-4, Sambhare Road, Gaon Bhag, Near Maruti Temple, Sangli – 416 416, Maharashtra, Tel.: (0233) 2331228, Satara: C/o. Shri Deepak V. Khandake, ‘Pratik’, 31 Ramkrishna Colony Camp, Satara – 415 001, Tel.: (02162) 230657, Satna: C/o Mr Ajay Dinkar Modak, Prem Nagar, Near MPEB Office, Satna – 485 001, Tel.: (07672) 237030, Shyamnagar: C/o Mr Joydip Bandyopadhyay, 144, Dr B C Roy Road, Shyamnagar, PO: Noapara, Dist: North 24 Parganas, West Bengal – 743 127, Tel.: (033) 25867770, Sonepat: 2nd Floor, DP Tower, Model Town, Near Subhash Chowk, Sonepat – 131 001, Haryana, Tel.: 7518801853, Telangana: 2nd Shutter, H No. 7-2-607, Sri Matha Complex, Mankammathota, Karimnagar-505 001, Telangana, Tel.: (0878) 2244773, Thanjavur: Nalliah Complex, No.70, Srinivasam Pillai Road, Thanjavur–613 001, Tel.: (04362) 279407/08, Thiruvalla: 2nd Floor, Erinjery Complex, Ramanchira, Opp. Axis Bank Ltd, Thiruvalla, Pathanamthitta, Kerala – 689 107. Tel.: (0469) 3205676, Tuticorin: 4 B, A34, A37, Mangalmal, Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin–628 003, Tel.: (0461) 2334601/602, Udupi: C/o Shri Walter Cyril Pinto, C/o Feather Communications, 13-3-22A1, Vishnu Prakash Building, Ground Floor, Udupi, Karnataka, Pin-576101, Tel.: 0820-2529063, Ujjain: C/o Shri Sumit Kataria, Business Development Associate of UTI Mutual Fund, 68, Mussadipura, Sati Marg, Ujjain, MP – 456006 Tel.: (0734) 2554795, Uttar Dinajpur: C/o Shri Prasanta Kumar Bhadra, Sudarshanpur, Near Telecom Exchange, P.O. Raiganj, Uttar Dinajpur, West Bengal, Pin-733134, Tel.: 03523-253638, Yamuna Nagar: Jagdhari Road, Above UCO Bank, Near DAV Girls College, Yamuna Nagar – 135 001, Haryana. Tel.: 95417 21389.

MF UTILITY FOR INVESTORS

The online portal of MF Utilities India Private Ltd (MFUI) i.e. www.mfuonline.com and authorised Points of Service (“POS) of MFUI shall act as Official Points of Acceptance (OPAs) in addition to the existing OPAs of the UTI AMC Ltd. For further details please refer to SID/SAI.

KEY INFORMATION MEMORANDUM

UTI Mid Cap Fund (Mid Cap Fund - An open ended equity scheme predominantly investing in mid cap stocks)

THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING*: • Long term capital appreciation • Investment predominantly in mid cap companies

RISKOMETER

______* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

UTI Mid Cap Fund – KIM 2020

UTI Mid Cap Fund

Category Mid Cap Fund Type of the Scheme Mid Cap Fund - An open ended equity scheme predominantly investing in mid cap stocks Investment objective The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies.

However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved. Asset allocation Indicative allocation pattern of the (% of total assets) Scheme Instruments Minimum Maximum Risk Allocation Allocation Profile (%) (%) Equity and equity related Medium instruments (minimum 65% of to High the total assets would be in equity and equity related 65 100 instruments of mid cap companies). Debt and Money Market Low to instruments including securitized 0 35 Medium debt # Units issued by REITs & InvITs 0 10 Medium to High #The fund may invest up to 50% of its debt portfolio in securitized debt.

The Scheme can take exposure up to 20% of its net assets in stock lending.

UTI Mid Cap Fund – KIM 2020

and economic factors, the intention being at all times to seek to protect the interests of the Unit Holders. Rebalancing of the portfolio will be done when the asset allocation falls outside the range given above. If the exposure falls outside the above mentioned asset allocation pattern, it will be restored within 30 days. If owing to adverse market conditions or with the view to protect the interest of the investors, the fund manager is not able to rebalance the asset allocation within the above mentioned period of 30 days, the same shall be reported to the Internal Investment Committee. The Internal Investment Committee shall then decide the further course of action.

Definition of Large Cap, Mid Cap and Small Cap: As per the SEBI circular SEBI/HO/IMD/DF3/CIR/P/2017/114 of Oct 06 2017 a definition has been provided of large cap, mid cap and small cap as follows. a) Large Cap: 1 st - 100 th company in terms of full market capitalization b) Mid Cap: 101 st - 250 th company in terms of full market capitalization c) Small Cap: 251 st company onwards in terms of full market capitalization.

Subsequent to any updation in the above list, the portfolio would be re- balanced in line with the updated list within a period of one month.

This definition and updation will continue till such time that it may be revised or modified by SEBI or any other agency as prescribed by SEBI.

The limits mentioned in sub-clauses (i) and (ii) above shall not be applicable for investments in case of index fund or sector or industry specific scheme pertaining to REIT and InvIT.” Investment strategy The Scheme endeavors to invest predominantly in medium sized enterprises. Companies are evaluated based on their fundamentals, growth potential, management and valuation. The fund primarily relies on bottom up stock picking. However we shall use the top down approach from a risk management perspective.

Portfolio Turnover Policy The Scheme is an open-ended Scheme. Hence the fund managers have to execute transactions based on subscriptions and redemptions on a daily

UTI Mid Cap Fund – KIM 2020

basis. Further as an active fund the scheme will take advantage of the opportunities that present themselves from time to time because of the inefficiencies in the securities markets. Hence it would be difficult to estimate with any reasonable measure of accuracy, the likely turnover in the portfolio. The AMC will endeavour to balance the increased cost on account of higher portfolio turnover with the benefits derived there from. Product UTI Mid Cap Fund is the only scheme offered by UTI Mutual Fund under Differentiation Mid Cap Fund category. Risk profile of the Mutual Fund Units involve investment risks including the possible loss of scheme principal. Please read the SID carefully for details on risk factors before investment.

Scheme specific Risk Factors are summarized below: (a) Due to general illiquidity in the small cap securities, realisation of investment objective may take more time than expected. (b) These companies being smaller in size may get affected adversely due to prolonged recession /economic slowdown. Risk Mitigation Type of Risk Risk Mitigation Strategies Strategies Non-adherence to the System control. Continuous review and various Asset allocation management of schemes’ portfolio. Internal limits, as per the norms/ process on equity investments & Regulations / SID monthly review thereof. Market Risk Controlling stock level/sector level exposure norms. Periodic review of strategy and performance of the schemes as compared to benchmarks / peer group. Periodic detailed risk analysis. Independent Internal Research. Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidity in the secondary market. Periodic Review of exposure to Illiquid Securities. Credit Risk Well laid out norms for investing in debt instruments. Securities rated below prescribed grade are generally backed by adequate collaterals. Review of Credit ratings and Companies’ Financials as per the laid down process. Review of credit profile of portfolio, industry developments in the credit ratings movements and investment decisions. Periodic review of sector-wise debt exposure & stipulation of restraints, wherever required. Plans and Options The scheme offers following Plans Regular Plan Direct Plan

Both Plans offer following options (i) Growth Option (ii) Dividend Payout Option (iii) Dividend Reinvestment Option. Direct Plan Direct Plan is only for investors who purchase/subscribe units directly with the Fund and is not available for investors who route their investments through a Distributor.

UTI Mid Cap Fund – KIM 2020

The Direct Plan will be a separate plan under the Fund/Scheme and shall have a lower expense ratio excluding distribution expenses, commission etc and will have a separate NAV. No commission for distribution of units will be paid / charged under Direct Plan.

Portfolio of the Scheme under the Regular Plan and Direct Plan will be common.

How to apply: Investors subscribing under Direct Plan of the scheme will have to indicate “Direct Plan” against the Scheme name in the application form, for example, “UTI Mid Cap Fund - Direct Plan”.

Treatment of applications under “Direct” / “Regular” Plans:

Broker Code Plan mentioned Default Plan to Scenario mentioned by the by the investor be captured investor 1 Not mentioned Not mentioned Direct Plan 2 Not mentioned Direct Direct Plan 3 Not mentioned Regular Direct Plan 4 Mentioned Direct Direct Plan 5 Direct Not mentioned Direct Plan 6 Direct Regular Direct Plan 7 Mentioned Regular Regular Plan 8 Mentioned Not mentioned Regular Plan

(b) However, no exit load shall be levied for switch of investments from Regular Plan made directly without an ARN Code (whether the

UTI Mid Cap Fund – KIM 2020

investments were made before or after January 1, 2013) to Direct Plan of the scheme (subject to statutory taxes and levies, if any). The holding period for applicability of load will be considered from the date of initial investment in the Regular Plan.

(e) Eligible investors/modes for applying: All categories of investors (whether existing or new unitholders) as permitted under the SID of the eligible schemes are eligible to subscribe under Direct Plan. Investments under Direct Plan can be made through various modes offered by the Fund for investing directly with the Fund {except all Platform(s) where investors’ applications for subscription of units are routed through Distributors}.

(f) Investments through systematic routes: In case of Systematic Investment Plan (SIP)/ Systematic Transfer Investment Plan (STRIP)/ Dividend Transfer Plans (DTP), registered prior to January 1, 2013 without any distributor code under the Regular Plan of all Schemes, installments falling on or after the January 1, 2013 will automatically be processed under the Direct Plan.

Existing Investments prior to 1 st January 2013 Dividend will continue to be reinvested in the Regular Plan only in respect of Investments made without Distributor code where the Investor has opted for the Dividend Reinvestment facility.

Operation Cut-off Timing Applicable NAV Valid applications received with Upto 3 p.m. Closing NAV of local cheques / demand drafts the day of receipt payable at par at the place where of the application the application is received. Valid applications received with After 3 p.m. Closing NAV of local cheques / demand drafts the next business payable at par at the place where day. the application is received. Valid applications received with Within Business Closing NAV of outstation cheques / demand Hours the day on which

UTI Mid Cap Fund – KIM 2020

drafts (for the schemes / investors cheque/demand as permitted in the Scheme draft is credited Information Document) not to the Scheme / payable at par at the place where Plan. the application is received. Purchase : For Purchases of `2 lacs and above

Operation Cut-off Timing Applicable NAV The funds are available Upto 3 p.m. Closing NAV of the day for utilization before on which the funds are cut off and valid available for utilization applications received before cut off time shall with cheques / demand be applicable irrespective drafts. of the time of receipt of the application. The above mentioned rule will be applicable irrespective of the date of debit to investor’s account. `2 lacs shall be considered after considering multiple applications received from the investor under all the plans/options of the scheme on the day and also under all modes of investment i.e. additional purchase, Systematic Investment Plan (SIP)/Micro SIP, Systematic Transfer Investment Plan (STRIP), Switch, etc. The investor will be identified through PAN registered with UTI MF. Redemption :

Operation Cut -off Timing Applicabl e NAV Valid applications Upto 3 p.m. Closing NAV of the day of received receipt of the application. Valid applications After 3 p.m. Closing NAV of the next received business day. Redemption requests: Where, under a scheme, units are held under both the Regular Plan and Direct Plan, the redemption/switch request shall clearly mention the plan. If no Plan is mentioned, it would be processed on a first in first out (FIFO) basis considering both the Plans.

NOTE:- The Cut off timing for subscriptions / redemptions / switches governed by SEBI Circulars / notifications and AMFI Guidelines issued from time to time. Minimum Minimum Application Amount under all Plans and Options Application Amount (i) Any application for initial investment shall be for a minimum of `5000/- or such other amount as may be decided from time to time (ii) Amount of Subsequent minimum investment under a folio in all the schemes is `1000/- and in multiples of `1/- without any upper limit. Benchmark Index Nifty Midcap 150 Name of the Fund Mr. Ankit Agarwal (Managing the Scheme since August 2019) Manager Dedicated Fund Mr. Kamal Gada (Managing the Scheme since July 2018) Manager for overseas investments

UTI Mid Cap Fund – KIM 2020

Performance of the Compounded Annualised Scheme returns (%) Nifty Midcap 150(%) Scheme as on Returns* Regular Plan – September 30, 2020 Growth Option Last 1 year 14.98 10.62 Last 3 years 2.96 2.22 Last 5 years 6.63 9.62 Since Inception 16.32 15.52 Date of Inception : April 07, 2004

* Computed on compounded annualised basis using NAV of Growth Option.

Past performance may or may not be sustained in future

The performance of the scheme is benchmarked to the Total Return Variant of the benchmark index that is Nifty Midcap 150 TRI.

Top 10 holdings by issuers and sectors UTI Mid Cap Fund - Top 10 h oldings in Equity, (Issuer wise) (as on September 30, 2020) Serial No Issuer Name % of NAV 1 P I Industries Ltd. 3.82 2 Jubilant Food Works Ltd 3.72 3 SRF Ltd. 3.12 4 Escorts Ltd. 2.91 5 Mphasis Ltd 2.83 6 Tata Consumer Products Ltd 2.72 7 Syngene International Ltd. 2.51 8 Apollo Hospitals Enterprise Ltd. 2.32 Cholamandalam Investment & Finance 9 Company Ltd 2.24 10 Whirlpool of India Ltd. 2.19 Total 28.38

UTI Mid Cap Fund – KIM 2020

UTI Mid Cap Fund - Top 10 holdings in Equity (Sector wise) Serial No Sector % of NAV 1 Consumer Goods 20.03 2 Financial Services 12.79 3 Industrial Manufacturing 10.37 4 Pharma 10.06 5 Automobile 8.68 6 Information and Technology 7.09 7 Fertilisers & Pesticides 7.04 8 Healthcare Services 5.22 9 NCA/Reverse Repo/Triparty Repo/Others 3.98 10 Construction 3.80 Total 89.06

A website link to A website link to obtain scheme’s latest monthly portfolio holding obtain scheme’s https://www.utimf.com/forms-and-downloads/portfolio-disclosure latest monthly portfolio holding (After following the above link, please expand “Portfolio Disclosure- Scheme wise” and select the desired scheme to view its portfolio) Portfolio Turnover Portfolio Turnover Ratio as on September 30, 2020: 0,43 Ratio Load structure Entry Load Exit Load (As % of NAV) (As % of NAV) Nil < 1 Year 1% >= 1 Year Nil Expenses of the Daily Net Assets of the scheme % of Net Assets Scheme on the first Rs.500 crores of the 2.25% daily net assets on the next Rs .250 crores of the 2.00% daily net assets on the next Rs.1,250 crores of 1.75% the daily net assets on the next Rs.3,000 crores of 1.60% the daily net assets on the next Rs.5,000 crores of 1.50% the daily net assets on the next Rs.40,000 crores of Total expense ratio reduction of 0.05 the daily net assets % for every increase of Rs.5,000 crores of daily net asset or part thereof. on balance of the assets 1.05% Expenses in In addition to the recurring expenses stated above, the following expenses addition to including GST, as may be applicable, may also be charged to the recurring expenses Scheme:-

UTI Mid Cap Fund – KIM 2020

30% of gross new inflows from Retail Investors in the scheme or (b) 15% of the Average Assets under Management (year to date) of the scheme, whichever is higher. The additional TER on account of inflows from Retail Investors beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses incurred for bringing inflows from such cities.

2. In case inflows from Retail Investors beyond top 30 cities is less than the higher of (a) or (b) above, additional TER on daily net assets of the scheme shall be charged as follows:

[(Daily net assets) X (30 basis points) X (New inflows from Retail Investors from beyond top 30 cities)] ______365* X Higher of (a) or (b) above

* 366, wherever applicable.

Retail investors would mean individual investors from whom inflows into the Scheme would amount upto Rs. 2,00,000/- per transaction.

4. The ‘AMC fees’ charged to the scheme with no sub-limits will be within the TER as prescribed by SEBI Regulations.

5. In addition to the limits indicated above, brokerage and transaction costs not exceeding 1. 0.12% in case of cash market transactions, and 2. 0.05% in case of derivatives transactions

shall also be charged to the scheme/plans. Aforesaid brokerage and transaction costs are included in the cost of investment which is incurred for the purpose of execution of trade. Any payment towards brokerage and transaction cost, over and above the aforesaid brokerage and transaction costs shall be charged to the scheme/plans within the maximum limit of Total Expense Ratio (TER) as prescribed under regulation 52 of the SEBI (Mutual Funds) Regulations, 1996. Any expenditure in excess of the said prescribed limit (including brokerage and transaction cost, if any) shall be borne by the AMC or by the Trustee or Sponsors.

(ii) Investor Education and Awareness UTI Mutual Fund (UTI MF) shall annually set apart atleast 2 bps on daily net assets within the maximum limit of TER for investor education and awareness initiatives.

For further details, please refer to SID.

UTI Mid Cap Fund – KIM 2020

Actual recurring Period 01-04-2019 to 31-03-2020: 2.09% expenses of the Scheme Dividend Policy Dividend distribution under the dividend option will be made subject to availability of distributable surplus and a decision is taken by the Trustees to make dividend distribution. Threshold limit for a. In case of Dividend Payout under a folio is less than or equal to dividend payout Rs.1,500/- and where complete bank account details are not available options or facility of electronic credit is not available with Investor’s Bank/Bank Branch, then such amount will be compulsorily reinvested wherever reinvestment option is available under the scheme and an Account Statement (SoA) will be sent to the Investors at their Registered Address. b. For folios where dividend warrants are returned undelivered and/or the dividend warrant remains unencashed / unclaimed on 3 consecutive occasions, future dividend amount will be reinvested, wherein reinvestment option is available and an Account Statement (SoA) would be sent to the Investors at their Registered Address. Number of Folios Number of Folios Average Assets Under Management (AAUM) and AAUM as on (monthly AAUM as on 30/09/2020) September 30, 2020 3,54,207 ` 3794.09 Crore Eligible Investors An application for issue of units may be made by any resident or non- resident Indian as well as non-individuals as indicated under:

(a) a resident individual or a NRI or a person of Indian origin residing abroad, either singly or jointly with another or upto two other individuals on joint/anyone or survivor basis. An individual may make an application in his personal capacity or in his capacity as an officer of a Government or of a Court; (b) a parent, step-parent or other lawful guardian on behalf of a resident or a NRI minor. Minor (as the first and the sole holder only) through a natural guardian (i.e. father or mother) or a court appointed legal guardian. There shall not be any joint holding with minor investments. Process for Investments made in the name of a Minor through a Guardian shall be in line with SEBI Circular No. SEBI/HO/IMD/DF3/CIR /P/2019/166 dated December 24, 2019 (c) an association of persons or body of individuals whether incorporated or not; (d) a Hindu Undivided Family - both resident and non-resident; (e) a body corporate including a company formed under the Companies Act, 1956 [replaced by The Companies Act, 2013 (No.18 of 2013)] or established under State or Central Law for the time being in force; (f) a bank including a scheduled bank, a regional rural bank, a co- operative bank etc.; (g) an eligible trust including Private Trust being irrevocable trust and created by an instrument in writing; (h) a society as defined under the scheme; (i) a Financial Institution; (j) an Army/Navy/ Air Force/Paramilitary Fund; (k) a partnership Firm; (l) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(j) of Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2019, (m) Mutual Funds registered with SEBI;

UTI Mid Cap Fund – KIM 2020

(n) Scientific and Industrial Research Organisations; (o) Multilateral Funding Agencies / Bodies Corporate incorporated outside India with the permission of Government of India/Reserve Bank of India; (p) Other schemes of UTI Mutual Fund subject to the conditions and limits prescribed by SEBI Regulations; (q) Such other individuals / institutions / body corporate etc., as may be decided by the AMC from time to time, so long as wherever applicable they are in conformity with SEBI Regulations; (r) Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units of the scheme. The AMC shall not be entitled to charge any fees on its investments in the scheme.

The fund reserves the right to include/exclude, new/existing categories of investors to invest in the schemes from time to time, subject to SEBI Regulations, if any.

Investment by Individuals – Foreign Nationals For the purposes of carrying out the transactions by Foreign Nationals in the units of the Schemes of UTI Mutual Fund, 1. Foreign Nationals shall be resident in India as per the provisions of the Foreign Exchange Management Act, 1999. 2. Foreign Nationals are required to comply (including taking necessary approvals) with all the laws, rules, regulations, guidelines and circulars, as may be issued/applicable from time to time, including but not limited to and pertaining to anti money laundering, know your customer (KYC), income tax, foreign exchange management (the Foreign Exchange Management Act, 1999 and the Rules and Regulations made thereunder) including in all the applicable jurisdictions.

UTI AMC reserves the right to amend/terminate this facility at any time, keeping in view business/operational exigencies.

Overseas Corporate Bodies (OCBs) are not allowed to invest in units of any of the schemes of UTI MF.

UTI Mid Cap Fund – KIM 2020

Investment by other Overseas Investors Neither the SID nor the units of Schemes have been registered in any jurisdiction including the United States of America

No persons receiving a copy of such SID or any accompanying application form in such jurisdiction may treat the said SID or such application form as constituting an invitation to them to subscribe for units, nor should they in any event use any such application form, unless in the relevant jurisdiction such an invitation could lawfully be made to them and such application form could lawfully be used without compliance with any registration or other legal requirements

For further details as to who can invest, please refer to the SID of scheme.

“Third Party Payments” means the payment made through instruments issued from an account other than that of the beneficiary investor mentioned in the application form. However, in case of payments from a joint bank account, the first named applicant/investor has to be one of the joint holders of the bank account from which payment is made.

UTI Mid Cap Fund – KIM 2020

financial institutions to provide the US Internal Revenue Service (IRS) with information and to report on the accounts held by specified US Persons as well as passive NFFEs in which controlling interest is held by specified US person.

Please refer to Instructions given in the FATCA/CRS Form & Scheme application form before filling in the particulars and for further details relating to FATCA/CRS, refer to SEBI Circular No. CIR/MIRSD/3/2015 dated 10th September 2015 and guidelines /circulars issued by SEBI from time to time . Facilities offered 1. Systematic Investment Plan (SIP) (a) Step up facility (b) Any Day SIP (c) Micro SIP (d) Pause facility 2. Systematic Transfer Investment Plan (STRIP) (Available as Destination Scheme and Source Scheme) 3. Flexi Systematic Transfer Investment Plan (Flexi STRIP) (Available as Destination Scheme and Source Scheme) 4. Dividend Transfer Plan (DTP) 5. Systematic Withdrawal Plan (SWP) 6. Switch over 7. Automatic Trigger Facility

Under the SIP facility, the following additional facilities are available viz. Step up facility, Facility to switch from one eligible scheme to another eligible scheme and Any Day SIP.

Please refer to Statement of Additional Information (SAI), Scheme Information Document (SID) and SIP Smart Form/Service Request/Change Request Forms etc for further details on SIP, Micro SIP, Pause facility, SWP, DTP, STRIP, Flexi STRIP, Switchover and Automatic Trigger facilities. Commercial The facility of carrying out commercial transactions through Designated Transactions (viz. E‐mail / Fax, in units of UTI Mutual Fund Schemes, is available for the Purchase / following categories of Investors, subject to certain terms and conditions. Redemption / UTI AMC declares its Designated E-mail / Fax server as one of the Switches) through Officials Points of Acceptance. Designated E ‐‐‐mail / Fax Following investors may transact through designated fax and email, who are KYC (Know Your Client) Compliant: (i) a body corporate including a company formed under the Companies Act, 1956/2013 or established under State or Central Law for the time being in force; (ii) a bank including a scheduled bank, a regional rural bank, a co- operative bank;

UTI Mid Cap Fund – KIM 2020

(iii) an eligible trust; (iv) an eligible society; (v) any other institution; (vi) Army/Navy/Air Force/Paramilitary Fund and (vii) Any other category of investors, as may be decided by UTI AMC from time to time.

The facility to carry out financial transactions through designated Email has been extended to all non-institutional investors (including individuals), with effect from June 01, 2020, with following additional clauses:- (i) This facility is available for all open-ended schemes except Exchange Traded Funds. (ii) Only additional purchase, redemption and switch transactions shall be accepted on the designated email id. (iii) The purchase/redemption/switch request shall be received from the registered email ID of the investor. In case such request is received from an unregistered email id, UTI AMC may, its sole discretion, process the same after carrying out necessary validations/ due diligence. (iv) Transaction requests can be sent to [email protected] (designated email id), which will be dedicated for receiving all the transaction requests. UTI AMC reserves the right to change/add the Designated email ID(s) from time to time, and the same shall be updated on our website www.utimf.com . (v) In case of additional purchase request, funds will have to be received though electronic mode only such as NEFT/RTGS/Bank Transfer in the designated bank account of the scheme, and transactions will have to be accompanied with proof of transfer of funds from existing registered bank account of the unit holder. The details of designated bank account of the scheme shall be updated and made available on our website www.utimf.com . (vi) Investors shall co-operate with additional security procedures, as may be specified by UTI AMC from time to time. (vii) Investors shall abide with terms and conditions, as may be specified by UTI AMC from time to time.

Only Commercial transactions i.e. Purchase, Redemption and Switches shall be accepted through designated fax and email.

For further details on terms and conditions and other particulars, please refer to SAI. Despatch of Within 10 business days of the receipt of the redemption request at the redemption requests authorised centre of UTI Mutual Fund. Restrictions on In the event of receipt of inordinately large number of redemption redemption of Units requests or a restructuring of a Schemes’ portfolio, there may be delays in the redemption of units.

Further to the above, the following points relating to restrictions on redemption of units may be noted:-

1. Restrictions on redemption of units may be imposed when there are circumstances leading to a systemic crisis or event that severely constricts market liquidity or the efficient functioning of markets such as: (i) Liquidity issues - when market at large becomes illiquid affecting almost all securities rather than any issuer specific security (ii) Market failures, exchange closures etc (iii) Operational issues – when exceptional circumstances are caused by force majeure, unpredictable operational problems and technical failures (e.g. a black out).

UTI Mid Cap Fund – KIM 2020

2. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period. 3. Restriction will be imposed after obtaining the approvals of the Boards of AMC and the Trustees 4. When restriction on redemption is imposed, the following procedure shall be applied:- (i) No redemption requests upto INR 2 lakh shall be subject to such restriction. (ii) Where redemption requests are above INR 2 lakh, AMCs shall redeem the first INR 2 lakh without such restriction and remaining part over and above INR 2 lakh shall be subject to such restriction.

All Investors (including existing folios) of Non-PAN Exempt folios of UTI Mutual Fund Schemes are required to provide the PAN of the holder/s/guardian/claimant at the time of redemption, if PAN is not already registered in the folio, with effect from October 14, 2019.

Further, it is reiterated that, it is mandatory to complete the KYC requirements for all unit holders, including for all joint holders and the guardian in case of folio of a minor investor.

For further details on terms and conditions governing the transferability of units, kindly refer to SAI & SID. Switching of Units In addition to the facility of Purchase and Redemption available on the of UTI Mutual Fund BSE Star MF of Bombay Stock Exchange, the facility of Switching units (UTI MF) Schemes is available. The request for switch can be given in number of units. For on BSE Star MF further details refer to SAI. Platform Exit load on death In the case of the death of a unitholder, no exit load (if applicable) will be of an unitholder charged for redemption of units by the claimant under certain circumstances and subject to fulfilling of prescribed procedural requirements. For further details regarding settlement of death claim refer to SAI. Tax Treatment for Investor is advised to refer to the details in the Statement of Additional the Investors Information and also independently refer to his tax advisor. (Unitholders)

UTI Mid Cap Fund – KIM 2020

For Investor Name and Address of Registrar All investors could refer their Grievance please grievances giving full particulars of contact KFIN Technologies Private investment at the following address: Limited, Unit: UTIMF, Ms. Nanda Malai Karvy Selenium Tower B, Associate Vice President – Department Plot Nos. 31 & 32 Financial of Operations District, UTI Asset Management Company Nanakramguda, Ltd., Serilingampally Mandal, UTI Tower, Gn Block, Hyderabad – 500032, Bandra-Kurla Complex, Bandra (East), Board No: 040 - 6716 2222, Mumbai – 400 051. Fax no : 040 - 6716 1888, Email: [email protected] Tel: 022-6678 6666, Fax: 022-26523031

Investors may post their grievances at our website: www.utimf.com or e-mail us at service @uti.co.in Name of Trustee UTI Trustee Company Private Limited company Daily Net Asset The NAVs will be declared by 11 p.m. on all business days and will be Value (NAV) available on website of UTI Mutual Fund, www.utimf.com and website Publication of AMFI namely www.amfiindia.com. If the NAVs are not available before commencement of business hours on the following day due to any reason, the Fund shall issue a press release providing reasons and explaining when the Fund would be able to publish the NAVs. You can also call us at 1800 266 1230 (toll free number) or (022) 6227 8000 (non toll free number). Unit Holder Accounts statement and abridged annual financial results shall be Information provided to investors. Monthly/Half-yearly scheme portfolio disclosure will be mailed to unit holders and disclosed on our website / AMFI website.

Date: October 30, 2020

CORPORATE OFFICE UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051. Tel.: (022) 66786666

OFFICIAL POINTS OF ACCEPTANCE UTI FINANCIAL CENTRES

WEST ZONE

GUJARAT REGION Ahmedabad: 2nd Floor, IFCI Bhavan, Behind Tanishq Show Room, Nr. Lal Bungalow Bus Stand, C G Road, Ahmedabad – 380 006. Gujarat, Tel.: (079) 26462180, 26462905, Anand: 12-A, First Floor, Chitrangna Complex, Anand – V. V. Nagar Road, Anand – 388 001, Gujarat, Tel.: (02692) 245943 / 944, Bharuch: 103-105, Aditya Complex, 1st Floor, Near Kashak Circle, Bharuch – 392 001, Gujarat, Tel.:(02642) 227331, Bhavnagar: Shree Complex, 6-7 Ground Floor, Opp. Gandhi Smruti, Crescent Circle, Crescent, Bhavnagar – 364 001, Tel.:(0278)-2519961/2513231, Bhuj: First Floor 13 & 14, Jubilee Circle, Opposite All India Radio, Banker’s Colony, Bhuj – 370 001, Gujarat, Tel: (02832) 220030, Gandhinagar: “Dvij Elite”, First Floor, Plot No.1522, Near Apna Bazar, Sector 6, Gandhinagar – 382 006, Gujarat, Tel. No. 079 – 23240462, Jamnagar: 102, Madhav Square, Lal Bungalow Road, Jamnagar, Gujarat – 361 001, Tel.: (0288) 2662767/68, Junagadh: First Floor, Shop No. 101, 102, 113 & 114, Marry Gold 2, Above Domino’s Pizza, Opp. Bahaudin College, College Road, Junagadh, Gujarat – 362 001, Tel. No. 0285-2672678, Mehsana: 1st Floor, A One Complex, Near Umiya Shopping Center, Opp Mehsana Urban Co-operative Bank, Corporate Office, Highway Mehsana, Mehsana, Gujarat – 384 002, Tel. No. 02762 – 230180, Navsari: 1/4 Chinmay Arcade, Sattapir, Sayaji Road, Navsari – 396 445, Gujarat, Tel: (02637)-233087, Rajkot: 1st Floor, Venkatesh Plaza, Opp. RKC Ground, Dr. Radhakrishna Road, Off. Yagnik Road, Rajkot, Gujarat – 360001, Tel. No. 0281-2440701, 2433525, Surat: B-107/108, Tirupati Plaza, Near Collector Office, Athwa Gate, Surat-395 001, Tel: (0261) 2474550, Vadodara: G-6 & G-7, “Landmark” Bldg., Transpeck Centre, Race Course Road, Vadodara-390 007, Tel:(0265) 2336962, Valsad: 1st Floor, 103, Signature Building, Opp. Petrol Pump, Above Yes Bank, Dharampur Road, Halar, Valsad, Gujarat - 396 001, Tel. No. 02632-222012, Vapi: 1st Floor, Office No. 102 & 103, Saga Casa Complex, Vapi - Daman Main Road, Opp. Royal Twin Tower, Chala, Vapi, Gujarat – 396 191, Tel.: (0260) 2403307.

NAGPUR REGION Akola: Lakhma Apartment, Ground Floor, Near Anand Bakery, Ramdaspeth, Akola, Maharashtra – 444 001 Tel. No. 0724 – 2410711, Amravati: C-1, VIMACO Tower, S.T. Stand Road, Amravati – 444 602, Maharashtra, Tel.: (0721) 2553126/7/8, Bhilai: 38 Commercial Complex, Nehru Nagar (East), Bhilai – 490 020, Distt. Durg, Chhattisgarh, Tel.: (0788) 2293222, 2292777, Bhopal: 2nd Floor, V. V. Plaza, 6 Zone II, M. P. Nagar, Bhopal-462 011, Tel: (0755) 2558308, Bilaspur: S- 103, Anandam Plaza, Ground Floor, In front of Rama Port, VyaparVihar, Bilaspur, Chhattisgarh – 495 001, Tel. No. 07752 – 405538, Gwalior: 45/A, Alaknanda Towers, City Centre, Gwalior-474011, Tel: (0751) 2234072, Indore: UG 3 & 4, Starlit Tower, YN Road, Indore-452 001, Tel:(0731) 2533869/4958, Jabalpur: 74-75, 1st Floor, Above HDFC Bank, Gol Bazar, Jabalpur – 482 002, Madhya Pradesh, Tel: (0761) 2480004/5, Nagpur: 1st Floor, Shraddha House, S. V. Patel Marg, Kings Way, Nagpur-440 001, Tel: (0712) 2536893, Raipur: Vanijya Bhavan, Sai Nagar, Jail Road, Raipur-492 009, Tel: (0771) 2881410/12, Ratlam: R.S.Paradise, 101, 1st Floor, Above Trimurti Sweets, Do Batti Square, Ratlam – 457 001, Madhya Pradesh, Tel.: (07412) 222771/72.

NORTH ZONE

CHANDIGARH REGION Ambala: 5686-5687, Nicholson Road, Ambala Cantt, Haryana, Pin-133 001, Tel.: (0171) 2631780, Amritsar: 69, Court Road, Amritsar-143001, Tel: (0183) 2564388, Bhatinda: MCB Z-3/03228,1st Floor, Above Punjab National Bank, Tinkoni Chowk, Goniana Road, Bathinda – 151 001, Punjab, Tel. No. (0164) 223 6500, Chandigarh: SCO No. 2907-2908, Sector 22-C, Chandigarh – 160 022, Tel. No. (0172) 270 3683, Jalandhar: Office No.32-33, 1st Floor, City Square Building, Civil Lines, Jalandhar – 144 001, Punjab, Tel. No. 0181 – 2232475/6, Jammu: Gupta’s Tower, CB-13, 2nd Floor, Rail Head Complex, Jammu – 180 004, Jammu & Kashmir, Tel.: (0191) 2470627, Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana-141 001, Tel: (0161) 2441264, Panipat: Office no.7, 2nd Floor, N K Tower, Opposite ABM AMRO Bank, G T Road, Panipat – 132 103, Haryana, Tel.: (0180) 263 1942, Patiala: SCO No. 22, First Floor, New Leela Bhawan Market, Patiala, Punjab – 147 001, Tel. No. (0175) 5004661/2/3, 5017984, Shimla: Bell Villa, 5th Floor, Below Scandal Point, The Mall, Shimla, Himachal Pradesh - 171 001, Tel.: (0177) 2657 803.

DELHI REGION Dehradun: 56, Rajpur Road, Hotel Classic International, Dehradun-248 001, Tel: (0135) 2743203, Faridabad: Shop No.6, First Floor, Above AXIS Bank, Crown Complex, 1 & 2 Chowk, NIT, Faridabad-121 001, Tel: (0129) 2424771, Ghaziabad: C-53 C, Main Road, RDC, Opp. Petrol Pump, Ghaziabad - 201001, Uttar Pradesh, Tel: (0120) 2820920/23, Gurgaon: SCO 28, 1st floor, Sector 14, Gurgaon– 122 001, Haryana, Tel: (0124) 4245200, Haridwar: First Floor, Ashirwad Complex, Near Ahuja Petrol Pump, Opp Khanna Nagar, Haridwar – 249407, Tel.: (01334) 312828, Janak Puri: Bldg. No.4, First Floor, B-1, Community Centre, B-Block, Janak Puri, New Delhi – 110 058, Tel.: (011) 25523246/47/48, Laxmi Nagar: Flat No. 104-106, 1st Floor, Laxmi Deep Building, Laxmi Nagar District Centre, Laxmi Nagar, New Delhi – 110092, Tel.: (011) 2252 9398 / 9374, Meerut: 10/8 Ground Floor, Niranjan Vatika, Begum Bridge Road, Near Bachcha Park, Meerut - 250 001, Uttar Pradesh, Tel.: (0121) 648031/2, Moradabad: Shri Vallabh Complex, Near Cross Road Mall, Civil Lines, Moradabad – 244 001, Uttar Pradesh, Tel.: (0591) 2411220, Nehru Place: G-7, Hemkunt Tower (Modi Tower), 98, Nehru Place (Near Paras Cinema), New Delhi-110 019, Tel: (011) 28898128, New Delhi: 101, Kailash Building, 26 Kasturba Gandhi Marg, New Delhi – 110 001, Delhi NCT Tel.: (011) 6617 8961/62/66/67 Fax: (011) 6617 8974, Noida: N-10 & N-11, First Floor, Above Indusind Bank, Sector – 18, Noida – 201 301, Uttar Pradesh, Tel. No. 0120-2512311/12/13/14, Pitampura: 110-111, First Floor, P P Tower, Netaji Subhash Place, Pitampura, New Delhi-110034, Tel. No. (011) 27351001-04, Rohtak: 2nd Floor, Banks Square Building, Plot No. 120-121, Opp. Myna Tourist Complex, Delhi Road, Rohtak – 124 001, Haryana, Tel. No. 01262-254021/22.

EAST ZONE

BIHAR REGION Bhagalpur: 1st floor, Kavita Apartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-812 001, Bihar, Tel.: (0641) 2300040/41, Darbhanga: VIP Road, Allalpatti, Opposite Mahamaya Nursing Home, P.O. Darbhanga Medical College, Laheraisarai, Dist – Darbhanga, Bihar – 846 003, Tel.: (06272) 250 033, Gaya: 1st Floor, Zion Complex, Opp. Fire Brigade, Swarajpuri Road, Gaya-823 001, Bihar, Tel: (0631) 2221623, Muzaffarpur: Ground Floor, LIC ‘Jeevan Prakash’ Bldg., Uma Shankar Pandit Marg, Opposite Devisthan (Devi Mandir) Club Road, Muzaffarpur (Bihar), Pin – 842 002, Tel.: (0621) 2265091, Patna: 3rd Floor, Harshwardhan Arcade, Beside Lok Nayak Jai Prakash Bhawan, (Near Dak Bunglow Crossing), Fraser Road, Patna – 800 001, Bihar, Tel: (0612) 2200047.

Store, Police Bazar, Shillong-793 001, Meghalaya, Tel.: (0364) 250 0910, Silchar: First Floor, N. N. Dutta Road, Shillong Patty, Silchar, Assam - 788 001, Tel.: (03842) 230082/230091, Tinsukia: Ward No.6, Chirwapatty Road, Tinsukia – 786 125, Assam, Tel.: (0374) 234 0266/234 1026. ORISSA & JHARKHAND REGION Bokaro: Plot C-1, 20-C (Ground Floor), City Centre, Sector – 4, Bokaro Steel City, Bokaro – 827 004, Jharkhand, Tel.: (06542) 323865, 233348, Dhanbad: 111 & 112, Shriram Mall, Shastri Nagar, Bank More, Dhanbad-826 001, Tel.: (0326) 6451 971/2304676, Jamshedpur: 1-A, Ram Mandir Area, Gr. & 2nd Floor, Bistupur, Jamshedpur-831 001, Tel: (0657) 2756074, Ranchi : Shop No. 8 & 9, SPG Mart, Commercial Complex, Old H B Road, Bahu Bazar, Ranchi-834 001, Tel: (0651) 2900 206/07, Balasore: Plot No.570, 1st Floor, Station Bazar, Near Durga Mandap, Balasore – 756 001, Orissa, Tel.: (06782) 241894/241947, Berhampur: 4th East Side Lane, Dharma Nagar, Gandhi Nagar, Berhampur - 760 001, Orissa, Tel.: (0680) 2225094/95, Bhubaneshwar: 1st & 2nd Floor, OCHC Bldg., 24, Janpath, Kharvela Nagar, Nr. Ram Mandir, Bhubaneshwar-751 001, Tel: (0674) 2410995, Cuttack: Ground Floor, Plot No.99, Vivekananda Lane, Badambadi Kathjodi Main Road, Badambadi, Cuttack, Odisha – 753 012, Tel.: (0671) 2315350/5352, Rourkela: Shree Vyas Complex, Ground Floor, Panposh Road, Near Shalimar Hotel, Rourkela – 769 004, Orissa, Tel.: (0661) 2401116/2401117, Sambalpur: 1st Floor, R N Complex, Opp. Budharaja High School, Beside LIC Building, Budharaja, Sambalpur, Odisha – 768 004, Tel.: (0663) 2541213/14.

ANDHRA PRADESH REGION Guntur: Door No. 31-9-832, 9th Line, Second Cross, Arundelpet, Guntur, Andhra Pradesh – 522 002, Tel.: (0863) 2333818 / 2333819, Hyderabad : Lala II Oasis Plaza, 1st floor, 4-1-898 Tilak Road, Abids, Hyderabad-500 001, Tel: (040) 24750281/24750381/382, Kadapa: No. 2/790, Sai Ram Towers, Nagarajpeta, Kadapa-516 001, Tel: (08562) 222121/131, Nellore: Plot no.16/1433, Sunshine Plaza, 1st Floor, Ramalingapuram Main Road, Nellore – 524 002, Andhra Pradesh, Tel: (0861) 2335818/19, Punjagutta : 6-3-679, First Floor, Elite Plaza, Opp. Tanishq, Green Land Road, Punjagutta, Hyderabad-500 082, Tel: (040)-23417246, Rajahmundry: Door No.7-26-21, 1st Floor, Jupudi Plaza, Maturi Vari St., T. Nagar, Dist. – East Godavari, Rajahmundry – 533101, Andhra Pradesh, Tel.: (0883) 2008399/2432844, Secunderabad : 10-2-99/1, Ground Floor, Sterling Grand CVK, Road No. 3, West Marredpally, Secunderabad-500 026, Tel: (040) 27711524, Tirupati: D no. 20-1-201-C, Ground Floor, Korlagunta junction, Tirumala Byepass Road, Tirupati-517 501, Andhra Pradesh, Tel.: (0877) 2100607/2221307, Vijaywada: Door No. 27-12-34, B S N Reddy Complex, Gudavallivari Street, Governorpet, Vijayawada – 520002, Andhra Pradesh, Tel. No. (0866) 2578819 / 2578129, Vishakhapatnam: 202, 1st Floor, Door No.9-1-224/4/4, Above Lakshmi Hyundai Car Showroom, C.B.M. Compound, Near Ramatalkies Junction, Visakhapatnam-530 003, Tel : (0891) 2550 275, Warangal: Door No. 15‐1‐237, Shop Nos. 5, 5A & 6, First Floor, ‘Warangal City Centre’, Adjacent to Guardian Hospital, Near Mulugu Cross Road, Warangal – 506 007, Andhra Pradesh, Tel.: (0870) 2440755 / 2440766 / 2441099.

Street, LIC Building (1st Floor), Opposite to Railway Station, Madurai – 625 001, Tamil Nadu, Tel. No. (0452) 2338186 / 2333317, Pondicherry (UT): No.20, Savitha Plaza, 100 Feet Road, Anna Nagar, Pondicherry (UT)-605005, Tel: (0413) 2203369, Salem: No.20, 1st Floor, Above Federal Bank, Ramakrishna Road, Salem, Tamil Nadu – 636 007, Tel.: (0427) 2316163, T Nagar: 1st Floor, 29, North Usman Road, T Nagar, Chennai-600 017, Tel: (044) 65720011/12, Thiruvananthapuram: T C 15/49(2), 1st Floor, Saran Chambers, Vellayambalam, Thriuvananthapuram-695 010, Tel: (0471) 2723674, Trichur: 26/621-622, Kollannur Devassy Building, 1st Floor, Town Hall Road, Thrissur-680 020, Tel.:(0487) 2331 259/495, Tirunelveli: 1st Floor, 10/4 Thaha Plaza, South Bypass Road, Vannarpet, Tirunelveli–627 003. Tel.: (0462) 2500186, Tirupur: 1st Floor, Tip Top Business Centre, (Near Railway Station Rear Entrance), 104-109, College Road, Tirupur, Tamil Nadu – 641 602, Tel.: (0421) 2236339, Trichy: Kingston Park No.19/1, Puthur High Road, (Opp. Aruna Theatre), Puthur, Tiruchirapalli-620 017, Tel.: (0431) 2770713, Vellore: 1st Floor (Back side), Sai Rajya, No.14, Officers Line (Anna Salai), Vellore – 632 001, Tamil Nadu, Tel.: (0416) 2235357 / 5339.

UTI NRI CELL UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai-400 051, Tel: 66786064 • Fax 26528175 •E-mail: uti- [email protected]

KFIN TECHNOLOGIES PRIVATE LTD. CENTRES Abohar: C/o. Shri S K Goyal, Business Development Associate of UTI Mutual Fund, H. No. 1184, Street No.5, 7th Chowk, Abohar, Punjab – 152 116, Tel.: 01634 – 221238, Ahmednagar: C/o. Mr. Santosh H. Gandhi, 3312, Khist Lane, Ahmednagar – 414 001, Maharashtra, Mob.: 9850007454, Akola: Shop No.30, Ground Floor, Yamuna Tarang Complex, N H No.06, Murtizapur Road, Akola – 444 004, Tel.: 0724 – 2451 874, Alleppey: C/o. Mr K Thankachan, MJM Building, Mullackal, Alleppey, Kerala – 688 011, Tel.: (0477) 2251110, Ananthapur: # 15-149, 2nd Floor, S.R.Towers, Opp: Lalithakala Parishat, Subash Road, Anantapur-515 001, Tel.: (08554) 244449, Andaman & Nicobar Islands: C/o Shri P N Raju, 5, Middle Point, 112, M G Road, Midyna Tower, Ground Floor, Port Blair, Andaman & Nicobar Islands – 744 101, Tel.: 03192-233083, Angul: C/o Shri Surya Narayan Mishra, 1st Floor, Sreeram Complex, NH-42,Similipada, Angul, Orissa, Pin-759122, Tel.: 06764-230192, Ankamaly: C/o Mr. P. K. Martin (CA), Parayil Agencies, Ankamaly South P.O., Ankamaly, Ernakulam Dist., Kerala – 683573, Tel.: 0484-6004796, Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Gujarat, Pin – 393 002, Tel.: (02646) 645326, Arambagh: C/o Mr Nanda Dulal Mukherjee, Arambagh Panchayet Samity Market Complex, Opposite Rabindra Bhavan, Room No.8, Arambagh, Hooghly, West Bengal – 712601, Tel. no. 9332289812, Azamgarh : 1st Floor, Alkal Building, Opp. Nagarpalika, Civil Lines, Azamgarh – 276 001, Uttar Pradesh, Bankura: C/o Shri Subhasis Das, Rampur Road (Old Rathtola), Near City Nursing Home, P O & Dist Bankura -722101 West Bengal, Tel.: 03242-259584, Begusarai: Beside UCO Bank, Kapasiya Chowk, Begusarai – 851 117, Bihar, Tel. No. 7518801807, Bhojpur: C/o Mr. V P Gupta, Mahadeva Road, Ara, Bhojpur, Bihar – 802 301, Tel.: (06182) 244 334, Bilaspur: C/o Mr Vijay Kumar Khaitan, Investor Centre, 1st Floor, Hotel Mid Town Complex, Telephone Exchange Road, Bilaspur – 495 001, Tel.: (07752) 414 701, Bongaigaon: C/o Shri Uday Chatterjee, Natun Para, College Road, P.O. Bongaigaon Dist. Bongaigaon-783380 Assam. Tel.: 03664-230488, Chandrapur: C/o Mr B S Wadhawan, 3rd Floor, City Plaza, Above New Purti Bazar, Near Jatpura Gate, Chandrapur, Maharashtra – 442 402, Tel. No. 07172 - 255562, Chhindwara: C/o Shri Arun Kumar Pandey, Char Fatak, Station Road, Behind Sub Post Office, Shanichara Bazar, Chhindwara-480002 Madhya Pradesh. Tel.: 07168- 235223, Daltonganj: C/o Mr Dimbesh Shrivastava, Mahendra Arcade, 2nd Floor, Near Zila School Chowk, Daltonganj, Dist. Palamau – 822 101, Jharkhand, Mob.: 9955365440, Dhule: Ground Floor, Ideal Laundry, Lane No.4, Khol Galli, Near Muthoot Finance, Opp. Bhavasar General Store, Dhule – 424 001, Tel: (02562) 282823, Dindigul: No.9, Old No.4/B, New Agraharam, Palani Road, Dindigul-624 001, Tel.: (0451) 2436077/177, East Midnapore: C/o Shri Manoj Kumar Dolai, Town Padumbasan, P O Tamluk, East Midnapore, West Bengal, Pin-721636, Mob.: 953228266242, Eluru: 23A-3-32, Gubbalavari Street, R R Pet, Eluru - 534 002, Tel.: (08812) 227851 to 54, Erode: No. 4, KMY Salai, Veerappan Traders Complex, Opp. Erode Bus Stand, Sathy Road, Erode-638 003, Tel.: (0424) 2225615, Firozabad: C/o Mr Nand Kumar Verma, 42/1, Shivaji Marg, Firozabad, Uttar Pradesh – 283 203, Tel. no. 05612 248290, Gandhinagar: 27, Suman Tower, Near Hotel Haveli, Sector No.11, Gandhinagar, Ahmedbad-382 011, Tel.: (079) 28529222 / 23249943 / 4955, Gangapur: C/o Mr Laxmi Narayan Gupta, 98, Bharat Katla, Opposite Private Bus Stand, Gangapur City, DistSawaimadhopur, Rajasthan – 322 201, Tel. No. 07463-231945, Hajipur: C/o Mr. V N Jha, Business Development Associate for UTI Mutual Fund, 2nd Floor, Canara Bank Campus Kachhari Road, Hajipur ‐844101, Bihar, Tel.: 06224 (260520), Himatnagar: C/o Shri Mohamedarif S Memon, B-1, Deshkanta Memon Complex, Opp Power House, Hajipura, Himatnagar -383001 Gujarat, Tel.: 02772-240796, Hissar: Sco 71, 1st Floor, Red Square Market, Hissar, Haryana – 125 001, Tel. No. 75188 01821, Howrah: C/o Shri Asok Pramanik, Uluberia – R.S., Majherrati, Jaduberia, Dist. Howrah, West Bengal, Pin- 711316, Tel.: 033-26610546, Jalpaiguri: D.B.C. Road, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalpaiguri, Jalpaiguri–735 101, Tel.: (03561) 224207/225351, Jammu & Kashmir: C/o Smt Sunita Malla (Koul), Near New Era Public School, Rajbagh, Srinagar, Jammu & Kashmir -190008, Tel.: (0194) 2311868, Jaunpur: R N Complex, 119G, In Front of Pathak Honda, Ummarpur, Jaunpur – 222 002, Uttar Pradesh, Tel.: 8081127737, Kaithal: C/o Mr. Parvesh Bansal, Business Development Associate, Chandni Chowk, Old Sabzi Mandi, Kaithal, Haryana – 136027, Tel.: (01746) 232 486, Kannur: 2nd Floor, Prabhat Complex, Fort Road, Kannur – 670 001, Kerala, Tel.:(0497) 2764190, Karimnagar: H. No.4-2-130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar-505001, Tel.: (0878) 2244773/ 75/79, Karnal: 18/369, Char Chaman, Kunjpura Road, Karnal – 132 001, Haryana, Tel.:(0184) 2251524 / 2251525 / 2251526, Katihar: C/o Mr Rabindra Kumar Sah, Keshri Market, Barbanna Gali, Baniatola Chowk, M G Road, Katihar, Dist-Katihar, Bihar – 854 105, Tel.: (06452) 244 155, Khammam: 2-3-117, Gandhi Chowk, Opp. Siramvari Satram, Khammam-507 003, Tel.: (08742) 258567, Kheda: C/o Shri Sanjay B Patel, Subhash Corner Pij Bhagol, Station Road Off Ghodia Bazar, Nadiad, Kheda – 387001, Gujarat, Tel.: (0268) 2565557, Kollam: Sree Vigneswar Bhavan, Shastri Jn. Kollam–691 001, Kerala, Tel.: (0474) 2747055, Korba: C/o Mr Vijay Kumar Rajak, Shop No.31, Pandit Din Dayal Upadhyaya Shubhada Complex, T P Nagar, Korba – 495 450, Krishna: C/o Shri Mamidi Venkateswara Rao, D. No. 25-474, Kojjilipet, Machilipatnam, Dist Krishna, Andhra Pradesh, Pin-521001, Tel.: 08672-221520, Kumbakonam: C/o Shri A Giri, Ground Floor, KVG Complex, 49 TSR Street, Kumbakonam – 612001, Tamilnadu, Tel.: (0435) 2403782, Kurnool: Shop No.43,

1st Floor, S V Complex, Railway Station Road, Kurnool - 518 004, Tel.: (08518) 228850/950, Madhubani: C/o Shri Anand Kumar, Bimal Niwas, 7/77, Narial Bazar, P.O. & Dist. Madhubani, Bihar, Pin-847211, Tel.: 06276-223507, Malout: S/o. S. Kartar Singh, Back Side SBI Bank, Ward No.18 H. No.202, Heta Ram Colony, Malout, Distt. Muktsar – 152 107, Punjab, Mob.:9417669417, Mathura: Ambey Crown II Floor, In front of BSA Collage, Gaushala Road, Mathura – 281 001, Mob.: 9369918618, Mirzapur : Ground Floor, Triveni Campus Ratan Ganj, Mirzapur – 231 001, Uttar Pradesh, Tel.: 7518801836, Moga: 1st Floor, Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, Pin – 142 001, Tel.: (01636) 230792, Nadia: C/o Shri Prokash Chandra Podder, Udayan, 20, M.M. Street, (Nr. Sadar Hospital, Traffic More), PO Krishnagar, Dist. Nadia, West Bengal, Pin-741101, Mob.: 953472255806, Nadiad: 3rd Floor, City Center, Near Paras Cinema, Nadiad – 387 001, Gujarat, Tel.: (0268) 256 3245, Nagaon: C/o Shri Sajal Nandi, A D P Road, Christianpatty, Nagaon, Assam, Pin-782001, Tel.: 03672-233016, Nagercoil: 45, East Car Street, 1st Floor, Nagercoil – 629 001, Tamil Nadu Tel.: (04652) 233552 , Nagpur: Plot No. 2/1, House No. 102/1, Mangaldeep Apartment, Mata Mandir Road, Opp Khandelwal Jewellers, Dharampeth, Nagpur – 440010, Maharashtra, Tel. No. 0712 – 2533040, Nalanda: C/o Shri Md Mokhtar Alam, Najam Complex, Ground Floor, Bain House, Opposite SBI Bazar Branch, Post Office Road, Biharsharif, Dist. Nalanda, Bihar – 803 101, Tel.: 06112-233580, Nanded: Shop No.4, First Floor, Opp. Bank of India, Santkrupa Market, Gurudwara Road, Nanded, Maharashtra – 431 602 – Tel.: 02462 – 237885, Nizamabad: C/o Mr Chouti Giridhar, H.No.5- 6-570/A2, Beside Bombay Nursing Home, Hyderabad Road, Nizamabad – 503 002, Telangana. Tel. No.: (08462) 243266, Ongole: Y R Complex, Near Bus Stand, Opp. Power House, Kurnool Road, Ongole-523 002, Tel.: (08592) 657801/282258, Palghat: 12/310, (No.20 & 21), Metro Complex, Head Post Office Road, Sultanpet, Palghat, Tel.: (0491) 2547143/373, Paradip: C/o Mr Prasanna Kumar Routaray, New Trade Center-1, Unit No-5, 2nd Floor, Paradip Port, Bank Street, Dist-Jagatsinghpur, Odisha–754142, Tel.: (06722) 223 542, Pathankot: 2nd Floor, Sahni Arcade, Adjoining Indra Colony Gate, Railway Road, Pathankot, Punjab – 145 001, Tel. No. 0186 2254770, Puri: C/o Shri Pradeep Kumar Nayak, Lavanyapuri, Sarvodaya Nagar, Puri, Orissa, Pin-752002, Tel.: 06752-251788, Purulia: C/o Mr Manoj Kumar Singhania, Ranchi Road, Bansh Bungalow, Opp. Swimming Pool, Purulia, West Bengal – 723101, Tel. no. 9434013330, Ratnagiri: C/o V L Ayare, Chief Agent for UTI Mutual Fund, Gala No.3, Shankeshwar Plaza, Nachane Road, Ratnagiri – 415 639, Tel.: (02352) 270502, Rewari: C/o Shri Raghu Nandan, Business Development Associate for UTI Mutual Fund, SCO‐7, Brass Market (Opposite LIC office) Rewari – 123401, Haryana Tel (01274) 224864, Roorkee: Shree Ashadeep Complex, 16 Civil Lines, Near Income Tax Office, Roorkee- 247 667, Tel.: (01332) 277664/667, Sagar: C/o Mr. Mahesh Raikwar, Shop No.9, 1st Floor, Satyam Complex, In front of Cant Mall, 5, Civil Lines, Sagar – 470 002, Madhya Pradesh. Tel.: (07582) 221 871, Saharanpur: 18 Mission Market, Court Road, Saharanpur– 247 001, Uttar Pradesh, Tel.: (0132) 3297451, Sangli: C/o. Shri Shridhar D Kulkarni, “Gurukrupa Sahniwas” CS No.478/1, Gala No. B-4, Sambhare Road, Gaon Bhag, Near Maruti Temple, Sangli – 416 416, Maharashtra, Tel.: (0233) 2331228, Satara: C/o. Shri Deepak V. Khandake, ‘Pratik’, 31 Ramkrishna Colony Camp, Satara – 415 001, Tel.: (02162) 230657, Satna: C/o Mr Ajay Dinkar Modak, Prem Nagar, Near MPEB Office, Satna – 485 001, Tel.: (07672) 237030, Shyamnagar: C/o Mr Joydip Bandyopadhyay, 144, Dr B C Roy Road, Shyamnagar, PO: Noapara, Dist: North 24 Parganas, West Bengal – 743 127, Tel.: (033) 25867770, Sonepat: 2nd Floor, DP Tower, Model Town, Near Subhash Chowk, Sonepat – 131 001, Haryana, Tel.: 7518801853, Telangana: 2nd Shutter, H No. 7-2-607, Sri Matha Complex, Mankammathota, Karimnagar-505 001, Telangana, Tel.: (0878) 2244773, Thanjavur: Nalliah Complex, No.70, Srinivasam Pillai Road, Thanjavur–613 001, Tel.: (04362) 279407/08, Thiruvalla: 2nd Floor, Erinjery Complex, Ramanchira, Opp. Axis Bank Ltd, Thiruvalla, Pathanamthitta, Kerala – 689 107. Tel.: (0469) 3205676, Tuticorin: 4 B, A34, A37, Mangalmal, Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin–628 003, Tel.: (0461) 2334601/602, Udupi: C/o Shri Walter Cyril Pinto, C/o Feather Communications, 13-3-22A1, Vishnu Prakash Building, Ground Floor, Udupi, Karnataka, Pin-576101, Tel.: 0820-2529063, Ujjain: C/o Shri Sumit Kataria, Business Development Associate of UTI Mutual Fund, 68, Mussadipura, Sati Marg, Ujjain, MP – 456006 Tel.: (0734) 2554795, Uttar Dinajpur: C/o Shri Prasanta Kumar Bhadra, Sudarshanpur, Near Telecom Exchange, P.O. Raiganj, Uttar Dinajpur, West Bengal, Pin-733134, Tel.: 03523-253638, Yamuna Nagar: Jagdhari Road, Above UCO Bank, Near DAV Girls College, Yamuna Nagar – 135 001, Haryana. Tel.: 95417 21389.

KEY INFORMATION MEMORANDUM

UTI Short Term Income Fund (An Open ended Short Term Debt Scheme investing in instruments such that the Macaulay duration of portfolio is between 1 year and 3 years (Please refer to page no.14 of KIM on which the concept of Macaulay duration has been explained))

This product is suitable for investors who are seeking*  Reasonable income with low risk and high level of liquidity over short-term  Investment in Debt & Money Market instruments

RISKOMETER

______* Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Category of Short Duration Fund Scheme UTI Short Term Income Fund KIM

Type of Scheme An Open ended Short Term Debt Scheme investing in instruments such that the Macaulay duration of portfolio is between 1 year and 3 years (Please refer to page no.14 of KIM on which the concept of Macaulay duration has been explained) Investment The investment objective of the scheme is to generate reasonable income, with low risk and high Objective level of liquidity from a portfolio of debt & money market instruments.

However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Asset Allocation Indicative Allocations Securities/ Instruments (% of total assets) Risk Profile Minimum Maximum Debt securities (including 0 100 Low to Medium securitized debt)* Money Market Instruments (Including Triparty Repo & 0 100 Low Repo) *Debt securities will also include Securitised Debt, which may go up to 50% of the portfolio.

The scheme will invest in debt & money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years

The scheme may take derivatives position based on the opportunities available subject to the guidelines issued by SEBI from time to time and in line with the overall investment objective of the scheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy. Total investments in debt, money market instruments, units of mutual fund scheme and derivatives shall not exceed 100% of the net assets of the scheme. Subject to above conditions, the investment in derivative can be upto 50% of the net assets of the scheme.

The creation of segregated portfolio shall be optional and at the discretion of UTI AMC.

What are the 1. Investment focus and asset allocation strategy: investment strategies? The fund aims to generate reasonable returns with low risk and high liquidity from a portfolio of money market and debt securities. The fund attaches importance to low credit risk and portfolio diversification. The fund intends to maintain the Macaulay duration between 1 year and 3 years.

2. Portfolio Turnover policy

The scheme being an open-ended scheme, it is expected that there would be a number of subscriptions and redemptions on a daily basis. Further, in the debt market, trading opportunities may arise due to changes in system liquidity, interest rate policy announced by RBI, shifts in the yield curve, credit rating changes or any other factors. In the opinion of the fund manager these opportunities can be utilized to enhance the total return of the portfolio. The fund manager would endeavour to optimize portfolio turnover to maximize gains and minimize risks keeping in mind the cost and overall scheme objective. The scheme has no specific target relating to portfolio turnover.

UTI Short Term Income Fund KIM

Product UTI Short Term Income Fund is the only scheme offered by UTI Mutual Fund under Short Duration Differentiation Fund category.

Risk Profile of Mutual Fund investments are subject to market risks. Please read the SID carefully for details on the Schemes risk factors before investment.

Risk factors associated with Creation of Segregated Portfolio – 1. Investor holding units of segregated portfolio may not able to liquidate their holding till the time recovery of money from the issuer.

2. Security comprises of segregated portfolio may not realise any value.

Risk Mitigation Type of Risk Risk Mitigation Strategies Strategies Non-adherence to the System control, Continuous review and management of schemes’ various Asset allocation portfolio, internal norms/process on equity investments & monthly limits, as per the review thereof. Regulations/SID Market Risk Controlling stock level/sector level exposure norms. Periodic review of strategy and performance of the schemes as compared to benchmarks/Peer group. Periodic detailed risk analysis. Independent Internal Research. Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidity in the secondary market. Periodic Review of exposure to Illiquid Securities. Credit Risk Well laid out norms for investing in debt instruments. Securities rated below prescribed grade are generally backed by adequate collaterals. Review of Credit ratings and Companies’ Financials as per the laid down process. Review of credit profile of portfolio, industry developments in the credit ratings movements and investment decisions. Periodic review of sector-wise debt exposure & stipulation of restraints, wherever required. Plans and Regular Plan Options / Sub- Direct Plan Options The following sub-options are available under both the Plans: (a) Growth Sub-Option (b) Monthly Dividend Sub-Option** (c) Quarterly Dividend Sub-Option** (d) Half Yearly Dividend Sub-Option** (e) Annual Dividend Sub-Option** (f) Flexi Dividend Sub-Option** **both payout & reinvestment facilities

Payout facility is available subject to the minimum outstanding investment value of `30,000/-.

Default Sub-Option–Quarterly Dividend Sub-Option (Reinvestment)

Details of Plans Discontinued Plans / Options Revised Plan / Option Name / Options Where (for existing Unit holders before 1st October 2012) Fresh Regular Option- Discontinued Regular Option- Subscriptions (a) Growth Sub-Option (a) Growth Sub-Option has been (b) Dividend Sub-Option (b) Dividend Sub-Option discontinued The existing Investors under the aforesaid Option where Option/Sub-Options are discontinued shall with effect from be allowed to continue in the discontinued Option/Sub-Options till they exit. st 1 October 2012 Further, the Dividend Reinvestment facility/option in respect of the above discontinued options/sub-options/renamed/revised plans & options is withdrawn and the dividend as and when

UTI Short Term Income Fund KIM

declared under this Option etc. will be compulsorily paid out in such cases even if it is under reinvestment facility/option.

Further, under the above Option, the dividend is proposed to be declared once in a month, subject to availability of distributable surplus, as computed in accordance with SEBI (MF) Regulations 1996. However, there is no assurance or guarantee to the unit holders, as to the rate and frequency of dividend. UTI AMC reserves the right to declare dividend at any other frequency, as it may deem fit, under the above revised Option. Direct Plan Direct Plan is only for investors who purchase/subscribe units directly with the Fund and is not available for investors who route their investments through a Distributor.

Portfolio of the Scheme under the Regular Plan and Direct Plan will be common.

How to apply: Investors subscribing under Direct Plan of UTI Short Term Income Fund will have to indicate “Direct Plan” against the Scheme name in the application form, as for example, “UTI Short Term Income Fund-Direct Plan”.

Treatment of applications under "Direct" / "Regular" Plans: Scenario Broker Code mentioned by Plan mentioned by the Default Plan to be the investor investor captured 1 Not mentioned Not mentioned Direct Plan 2 Not mentioned Direct Direct Plan 3 Not mentioned Regular Direct Plan 4 Mentioned Direct Direct Plan 5 Direct Not Mentioned Direct Plan 6 Direct Regular Direct Plan 7 Mentioned Regular Regular Plan 8 Mentioned Not Mentioned Regular Plan

In cases of wrong/ invalid/ incomplete ARN codes mentioned in the application form under scenarios 7 or 8 above, the application shall be processed under Regular Plan. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under ‘Direct Plan’ from the date of application without any exit load.

UTI Short Term Income Fund KIM

(g) Investments through systematic routes: In case of Systematic Investment Plan (SIP)/ Systematic Transfer Investment Plan (STRIP)/ Dividend Transfer Plans (DTP), registered prior to January 1, 2013 without any distributor code under the Regular Plan of all Schemes, installments falling on or after the January 1, 2013 will automatically be processed under the Direct Plan.

Existing Investments prior to 1st January 2013: Investors who have invested without Distributor code and have opted for Dividend Reinvestment facility under Regular Plan may note that the dividend will continue to be reinvested in the Regular Plan only.

Minimum Investment amount under the Direct Plan: In case of already existing investments under the Regular Plan, if the investor wants to further invest in the Direct Plan he/she will be required to invest the minimum investment amount of the scheme, as applicable for that Scheme/Plan/Option/facility etc. However, this minimum investment amount requirement is not applicable in case of switchover from Regular Plan to Direct Plan or vice versa under the same Scheme and same Option. Applicable NAV Purchase : For Purchases less than `2 lacs

Operation Cut-off Timing Applicable NAV Valid applications received with local cheques Upto 3 p.m. Closing NAV of the day of / demand drafts payable at par at the place receipt of the application where the application is received. Valid applications received with local cheques After 3 p.m. Closing NAV of the next / demand drafts payable at par at the place business day. where the application is received. Valid applications received with outstation Within Closing NAV of the day on cheques / demand drafts not payable at par Business Hours which cheque/demand draft is at the place where the application is received. credited to the Scheme/Plan.

Purchase : For Purchases of `2 lacs and above

Operation Cut-off Timing Applicable NAV The funds are available for utilization before Upto 3 p.m. Closing NAV of the day on cut off and valid applications received with which the funds are available cheques / demand drafts. for utilization before cut off time shall be applicable irrespective of the time of receipt of the application. The above mentioned rule will be applicable irrespective of the date of debit to investor’s account. `2 lacs shall be considered after considering multiple applications received from the investor under the scheme/plans on the day and also under all modes of investment i.e. additional purchase, Systematic Investment Plan (SIP), Systematic Transfer Investment Plan (STRIP), Switch, etc. The investor will be identified through PAN registered with UTI Mutual Fund. Redemption : Operation Cut-off Timing Applicable NAV Closing NAV of the day of Valid applications received Upto 3 p.m. receipt of the application Closing NAV of the next Valid applications received After 3 p.m. business day.

UTI Short Term Income Fund KIM

Redemption requests: Where, under a scheme, units are held under both the Regular and Direct Plans, the redemption/switch request shall clearly mention the plan. If no Plan is mentioned, it would be processed on a first in first out (FIFO) basis considering both the Plans. Tax consequences: Switch / redemption may entail tax consequences. Investors should consult their professional tax advisor before initiating such requests and take an independent decision accordingly.

NOTE:- The Cut off timing for subscriptions / redemptions/switches governed by SEBI Circulars / notifications and AMFI Guidelines issued from time to time. Minimum Minimum amount of initial investment `10,000/- and in multiples of `1/- Application Amount / Subsequent Subsequent minimum investment amount is `1,000/- and in multiples of `1/- minimum investment amount /Redemption Minimum redemption amount is `1,000/- Amount Benchmark CRISIL Short Term Bond Fund Index. Index Name of the Sudhir Agrawal (Managing the Scheme since July 2012) Fund Manager Dedicated Fund Kamal Gada (Managing the Scheme since July 2018) Manager for Overseas investments Name of the UTI Trustee Company Private Limited Trustee Company Performance of Compounded Annualised Scheme Returns CRISIL Short Term Bond the scheme as Returns* Regular Plan- Fund Index (%) on 31st July, Growth Option (%) 2020 Last 1 year 11.41 11.2

Last 3 years 3.65 8.44

Last 5 years 5.82 8.61

Since Inception 7.65 8.13

Date of Inception: 23rd June, 2003

* Computed on compounded annualised basis using NAV of Growth Option

UTI Short Term Income Fund KIM

Absolute returns for the last 5 financial years 12 9.75 10.03 10 8.47 9.10 7.98 7.56 8 5.99 6.17 6.56

6 4 2

returns (%) returns 0 -2 -4 -3.40 -6 2015-2016 2016-2017 2017-2018 2018-2019 2019-2020

UTI Short Term Income Fund (%) CRISIL Short Term Bond Fund Index (%)

Past performance may or may not be sustained in future The Performance of the Benchmark is calculated using total return variant of the benchmark index

Top 10 holdings by issuers and sectors (31st UTI Short Term Income Fund - Top 10 holdings Debt Issuer wise July 2020) Serial No Issuer Name % of NAV 1 Government of India 17.45

2 State Govt 15.63

3 Housing And Urban Development Corpn 6.32

4 Grasim Industries Ltd. 5.98

5 Reliance Industries Ltd. 5.84

6 Sikka Ports & Terminals Ltd. 5.58

7 Power Finance Corporation Ltd. 5.10

8 Rec Ltd 3.43

9 ICICI Bank Ltd 3.16

10 HDFC Ltd. 3.00

Total 71.49

UTI Short Term Income Fund - Top 10 holdings Debt Sector wise Serial No Sector % of NAV 1 Sovereign 33.08

2 Financial Services 30.09

UTI Short Term Income Fund KIM

3 NCA/Reverse Repo/Triparty Repo/Others 15.67

4 Oil & Gas 9.43

5 Cement & Cement Products 5.98

6 Construction 5.75

Total 100.00

(ii) Recurring on the first `500 crores of the daily net assets 2.00% expenses on the next `250 crores of the daily net assets 1.75% on the next `1,250 crores of the daily net assets 1.50% on the next `3,000 crores of the daily net assets 1.35% on the next `5,000 crores of the daily net assets 1.25% on the next `40,000 crores of the daily net assets Total expense ratio reduction of 0.05% for every increase of `5,000 crores of daily net asset or part thereof. Actual expenses on balance of the assets 0.80% for the period 01.04.19 to 31.03.20 : 0.65 %

Expenses in Total Expense ratio (TER) and Additional Total Expenses: addition to (i) Charging of additional expenses Recurring Expenses 1. Additional TER shall be charged up to 30 bps on daily net assets of the scheme if the new inflows from retail investors beyond top 30 cities (as per SEBI Regula- tions/Circulars/AMFI data) are at least (a) 30% of gross new inflows from retail investors in the scheme or (b) 15% of the Average Assets under Management (year to date) of the scheme, whichever is higher. The additional TER on account of inflows from retail investors from beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses.

2. In case inflows from retail investors from beyond top 30 cities is less than the higher of (a) or (b) above, additional TER on daily net assets of the scheme shall be charged as follows:

[(Daily net assets) X (30 basis points) X (New inflows from Retail Investors from beyond top 30 cities)] ______365* X Higher of (a) or (b) above

* 366, wherever applicable.

Retail investors would mean individual investors from whom inflows into the Scheme would amount upto Rs. 2,00,000/- per transaction.

UTI Short Term Income Fund KIM

(ii) Brokerage and transaction costs not exceeding 0.12% of the value of trades in case of cash market transaction and 0.05% of the value of trades in the case of derivatives transactions.

(iii) The ‘AMC fees,’ (including applicable Service Tax) charged to the scheme with no sub- limits, will be within the Total Expense Ratio (TER) as prescribed by SEBI Regulations.

(iv) Investor Education and Awareness UTI Mutual Fund (UTI MF) shall annually set apart atleast 2 bps on daily net assets within the maximum limit of TER for investor education and awareness initiatives.

For further details on TER, please refer to the SID. Dividend Policy Dividend distribution, if any, under the Dividend Option of the scheme will be made subject to availability of distributable surplus at such intervals as is indicated under the scheme or as may be decided by UTI AMC and approved by the Trustees from time to time.

Under the Monthly/Quarterly/Half Yearly & Annual Dividend Sub Options, it is envisaged to declare dividends on a monthly/quarterly/half yearly & annual basis respectively subject to availability of distributable surplus computed in accordance with SEBI Regulations. Under the Flexi Dividend Sub Option, dividend is proposed to be declared at such frequencies as may be decided by UTI AMC Ltd and approved by the Trustees from time to time, subject to availability of distributable surplus computed in accordance with SEBI Regulations. However, under all the dividend options, there is no assurance or guarantee to the unit holders, as to the rate and frequency of declaration of dividend. UTI AMC Ltd./Trustees reserves the right to declare or not to declare dividend at any frequency, as it may deem fit, under these Sub Options. Threshold Limit a. In case of Dividend Payout under a folio is less than or equal to `1,500/- and where complete for ‘Dividend bank account details are not available or facility of electronic credit is not available with Payout’ Option Investor’s Bank/Bank Branch, then such amount will be compulsorily reinvested wherever under all reinvestment option is available under the scheme and an Account Statement (SoA) will be sent schemes to the Investors at their Registered Address. b. For folios where dividend warrants are returned undelivered and/or the dividend warrant remains unencashed / unclaimed on 3 consecutive occasions, future dividend amount will be reinvested, wherein reinvestment option is available and an Account Statement (SoA) would be sent to the Investors at their Registered Address. Number of folios Number of Folios Average Asset Under Management (AAUM) and Average Asset Under Management 8,242 `1881.02 Crore (AAUM) as on (Monthly AAUM as on 31/07/2020) 31st July 2020 Eligible (a) An application for issue of units can be made by any resident or non-resident Indian as Investors well as non-individuals as indicated below: (i) a resident individual or an NRI or person of Indian origin residing abroad either singly or jointly with another on joint/anyone or survivor basis. An individual may make an application in his personal capacity or in his capacity as an officer of a Government or of a Court,

(ii) a parent, step-parent or other lawful guardian on behalf of a resident or a NRI minor. Units can be held on ‘Joint’ or ‘Anyone or Survivor’ basis, Process for Investments made in the name of a Minor through a Guardian shall be in line with SEBI Circular No. SEBI/HO/IMD/DF3/CIR /P/2019/166 dated December 24, 2019,

(iii) a Hindu Undivided Family both resident and non-resident,

(iv) a body corporate including a company formed under the Companies Act, 1956 [replaced by

UTI Short Term Income Fund KIM

The Companies Act, 2013 (No.18 of 2013)] or established under State or Central Law for the time being in force,

(v) a bank including a scheduled bank, a regional rural bank, a co-operative bank etc,

(vi) an eligible trust including Private Trust being irrevocable trust and created by an instrument in writing,

(vii) a society as defined under the scheme,

(viii) a Financial Institution,

(ix) an Army/Navy/Air Force/Paramilitary Fund,

(x) a partnership firm,

(xi) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(j) of Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2019,

(xii) an association of persons or body of individuals whether incorporated or not,

(xiii) a mutual fund including a mutual fund of UTI AMC,

(xiv) Provident / Pension / Gratuity Fund as and when permitted,

(xv) Any other institution.

(b) Applications for purchase of units shall be made by such persons as are duly authorised in this behalf by the charter of establishment, rules and regulations, etc., governing the specified investors.

(c) Applications for units shall be accompanied by such documents as the UTI AMC may prescribe in this behalf from time to time. Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units of the scheme. The AMC shall not be entitled to charge any fees on its investments in the scheme.

The fund reserves the right to include/exclude, new/existing categories of investors to invest in the scheme from time to time, subject to SEBI Regulations, if any.

Subject to the Regulations, the Trustee/AMC may reject any application received, in case the application is found invalid/incomplete or for any other reason at the Trustee’s / AMC’s Sole discretion.

Investment by Individuals – Foreign Nationals

For the purposes of carrying out the transactions by Foreign Nationals in the units of the Schemes of UTI Mutual Fund,

1. Foreign Nationals shall be resident in India as per the provisions of the Foreign Exchange Management Act, 1999.

2. Foreign Nationals are required to comply (including taking necessary approvals) with all the laws, rules, regulations, guidelines and circulars, as may be issued/applicable from time to time, including but not limited to and pertaining to anti money laundering, Know Your Customer (KYC), income tax, foreign exchange management (the Foreign Exchange Management Act, 1999 and the Rules and Regulations made thereunder) including in all the applicable jurisdictions.

UTI AMC reserves the right to amend/terminate this facility at any time, keeping in view business/operational exigencies.

UTI Short Term Income Fund KIM

Overseas Corporate Bodies (OCBs) are not allowed to invest in units of any of the schemes of UTI MF. Please refer to SID for details. Risk Mitigation Restriction on Third Party Payments process Third party payments are not accepted in any of the schemes of UTI Mutual Fund subject to certain against Third exceptions. Party Cheques “Third Party Payments” means the payment made through instruments issued from an account other than that of the beneficiary investor mentioned in the application form. However, in case of payments from a joint bank account, the first named applicant/investor has to be one of the joint holders of the bank account from which payment is made.

Further, this restriction is not applicable for payment made by a guardian whose name is registered in the records of UTI Mutual Fund in that folio.

For further details, please refer to SAI.

Details under FATCA Foreign Account Foreign Account Tax Compliance Act (FATCA) is a United States (US) Law aimed at prevention of Tax Compliance tax evasion by US citizens and residents (“US Persons”) through use of offshore accounts. Act (FATCA) / Common FATCA obligates foreign financial institutions (FFIs), including Indian financial institutions to provide Reporting the US Internal Revenue Service (IRS) with information and to report on the accounts held by Standards (CRS) specified US Persons as well as passive NFFEs in which controlling interest is held by specified US person.

Facilities Offered 1. Systematic Investment Plan (SIP) (a) Step up facility (b) Any Day SIP (c) Pause facility 2. Systematic Transfer Investment Plan (STRIP) - (Available as Source & Destination Scheme) 3. Flexi Systematic Transfer Investment Plan (Flexi STRIP) - (Available as Source Scheme and Destination Scheme) 4. Systematic Withdrawal Plan (SWP) - (Available in the Growth Option / Dividend Payout and Reinvestment Option) 5. Dividend Transfer Plan (DTP) - Available

Under the SIP facility, the following additional facilities are available viz. Step up facility, Facility to switch from one eligible scheme to another eligible scheme and Any Day SIP.

Please refer to Statement of Additional Information (SAI), Scheme Information Document (SID) and SIP Smart Form/Service Request/Change Request Forms etc. for further details on SIP, Pause facility, STRIP, Flexi STRIP, SWP and DTP facilities.

Commercial The facility of carrying out commercial transactions through Designated Email / Fax, in units of UTI Transactions Mutual Fund Schemes, is available for the following categories of Investors, subject to certain terms (viz. Purchase /

UTI Short Term Income Fund KIM

Redemption / and conditions. UTI AMC declares its Designated E-mail / Fax server as one of the Officials Points Switches) of Acceptance. through Designated Following investors may transact through designated fax and email, who are KYC (Know Your E‐mail / Fax Client) Compliant:

(i) a body corporate including a company formed under the Companies Act, 1956/2013 or established under State or Central Law for the time being in force; (ii) a bank including a scheduled bank, a regional rural bank, a cooperative bank; (iii) an eligible trust; (iv) an eligible society; (v) any other institution; (vi) Army/Navy/Air Force/Paramilitary Fund and (vii) Any other category of investors, as may be decided by UTI AMC from time to time.

1. This facility is available for all open-ended schemes except Exchange Traded Funds.

2. Only additional purchase, redemption and switch transactions shall be accepted on the designated email id.

3. The purchase/redemption/switch request shall be received from the registered email ID of the investor. In case such request is received from an unregistered email id, UTI AMC may, its sole discretion, process the same after carrying out necessary validations/ due diligence.

6. Investors shall co-operate with additional security procedures, as may be specified by UTI AMC from time to time.

7. Investors shall abide with terms and conditions, as may be specified by UTI AMC from time to time.

Only Commercial transactions i.e. Purchase, Redemption and Switches shall be accepted through designated fax and email.

For further details on terms and conditions and other particulars, please refer to SAI. Despatch of Within 10 business days of the receipt of the redemption request at the authorised centre of UTI Redemption Mutual Fund. Request Restrictions on In the event of receipt of inordinately large number of redemption requests or a restructuring of a redemption of Schemes’ portfolio, there may be delays in the redemption of units. Units Further to the above, the following points relating to restrictions on redemption of units may be

UTI Short Term Income Fund KIM

noted:- 1. Restrictions on redemption of units may be imposed when there are circumstances leading to a systemic crisis or event that severely constricts market liquidity or the efficient functioning of markets such as: (i) Liquidity issues - when market at large becomes illiquid affecting almost all securities rather than any issuer specific security (ii) Market failures, exchange closures etc. (iii) Operational issues – when exceptional circumstances are caused by force majeure, unpredictable operational problems and technical failures (e.g. a black out).

2. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period.

3. Restriction will be imposed after obtaining the approvals of the Boards of AMC and the Trustees

4. When restriction on redemption is imposed, the following procedure shall be applied:- (i) No redemption requests upto INR 2 lakh shall be subject to such restriction. (ii) Where redemption requests are above INR 2 lakh, AMCs shall redeem the first INR 2 lakh without such restriction and remaining part over and above INR 2 lakh shall be subject to such restriction.

Further, it is reiterated that, it is mandatory to complete the KYC requirements for all unit holders, including for all joint holders and the guardian in case of folio of a minor investor.

Investment in the Units of the scheme through SIP route under demat mode also is available. The facility of conversion of units held in Dematerialisation (Demat) mode into physical by way of Rematerialisation (Remat) for investments held under various options of the Scheme(s) / Plan(s) of the UTI Mutual Fund including units held under Systematic Investment Plan (SIP), is extended, wherever Demat facility is available. For further details please refer to SAI. Switching of In addition to the facility of Purchase and Redemption available on the BSE Star MF of Bombay Units of UTI Stock Exchange, the facility of Switching units is available The request for switch can be given in Mutual Fund (UTI number of units. For further details refer to SAI. MF) Schemes on BSE Star MF Platform Exit load on In the case of the death of an unitholder, no exit load (if applicable) will be charged for redemption death of an of units by the claimant under certain circumstances and subject to fulfilling of prescribed unitholder procedural requirements. For further details refer to SAI.

UTI Short Term Income Fund KIM

Tax Treatment Investor are advised to refer to the details in the Statement of Additional Information and also for the Investors independently refer to his tax advisor. (Unitholders) For Investor Name and Address of Registrar All investors could refer their grievances Grievance giving full particulars of investment at the please contact M/s. KFIN Technologies Private Limited following address: Unit: UTIMF, Karvy Selenium Tower B, Ms. Nanda Malai Plot Nos. 31 & 32, Associate Vice President–Department of Financial District, Operations Nanakramguda, UTI AMC Ltd. Serilingampally Mandal, UTI Tower, Gn Block, Hyderabad – 500032, Bandra - Kurla Complex, Bandra (East), Board No: 040 - 6716 2222, Mumbai - 400 051. Fax no: 040 - 6716 1888, Tel : 022-6678 6666, Fax: 022-2652 3031 Email: [email protected] Investors may post their grievances at our website: www.utimf.com or e-mail us at [email protected] Daily Net Asset The NAVs will be declared by 11 p.m. on all business days and will be available on website of UTI Value (NAV) Mutual Fund, www.utimf.com and website of AMFI namely www.amfiindia.com. You can also call us Publication at 1800 266 1230 (toll free number) or (022) 6227 8000 (non toll free number). Unitholders Accounts statement and abridged annual financial results shall be provided to investors. Monthly / Information Half yearly scheme portfolio disclosure will be mailed to unitholders and disclosed on our website / AMFI website.

Concept of Macaulay duration:

The Macaulay duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price. The Macaulay duration calculates the weighted average time before a bondholder would receive the bond's cash flows.

The Macaulay duration of the portfolio is essentially an average of the duration of bonds within the portfolio, accounting for what percentage of the total portfolio each bond represents.

The Macaulay duration of a zero-coupon bond would be equal to the bond's maturity. Macaulay duration can be calculated:

Where:  t = respective time period  C = periodic coupon payment  y = periodic yield  n = total number of periods  M = maturity value  Current Bond Price = Present value of cash flows

Date: 7th August, 2020

CORPORATE OFFICE UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051. Tel.: (022) 66786666

OFFICIAL POINTS OF ACCEPTANCE UTI FINANCIAL CENTRES

WEST ZONE

GUJARAT REGION Ahmedabad: 2nd Floor, IFCI Bhavan, Behind Tanishq Show Room, Nr. Lal Bungalow Bus Stand, C G Road, Ahmedabad – 380 006. Gujarat, Tel.: (079) 26462180, 26462905, Anand: 12-A, First Floor, Chitrangna Complex, Anand – V. V. Nagar Road, Anand – 388 001, Gujarat, Tel.: (02692) 245943 / 944, Bharuch: 103-105, Aditya Complex, 1st Floor, Near Kashak Circle, Bharuch – 392 001, Gujarat, Tel.:(02642) 227331, Bhavnagar: Shree Complex, 6-7 Ground Floor, Opp. Gandhi Smruti, Crescent Circle, Crescent, Bhavnagar – 364 001, Tel.:(0278)-2519961/2513231, Bhuj: First Floor 13 & 14, Jubilee Circle, Opposite All India Radio, Banker’s Colony, Bhuj – 370 001, Gujarat, Tel: (02832) 220030, Gandhinagar: “Dvij Elite”, First Floor, Plot No.1522, Near Apna Bazar, Sector 6, Gandhinagar – 382 006, Gujarat, Tel. No. 079 – 23240462, Jamnagar: 102, Madhav Square, Lal Bungalow Road, Jamnagar, Gujarat – 361 001, Tel.: (0288) 2662767/68, Junagadh: First Floor, Shop No. 101, 102, 113 & 114, Marry Gold 2, Above Domino’s Pizza, Opp. Bahaudin College, College Road, Junagadh, Gujarat – 362 001, Tel. No. 0285-2672678, Mehsana: 1st Floor, A One Complex, Near Umiya Shopping Center, Opp Mehsana Urban Co-operative Bank, Corporate Office, Highway Mehsana, Mehsana, Gujarat – 384 002, Tel. No. 02762 – 230180, Navsari: 1/4 Chinmay Arcade, Sattapir, Sayaji Road, Navsari – 396 445, Gujarat, Tel: (02637)-233087, Rajkot: 1st Floor, Venkatesh Plaza, Opp. RKC Ground, Dr. Radhakrishna Road, Off. Yagnik Road, Rajkot, Gujarat – 360001, Tel. No. 0281-2440701, 2433525, Surat: B-107/108, Tirupati Plaza, Near Collector Office, Athwa Gate, Surat-395 001, Tel: (0261) 2474550, Vadodara: G-6 & G-7, “Landmark” Bldg., Transpeck Centre, Race Course Road, Vadodara-390 007, Tel:(0265) 2336962, Valsad: 1st Floor, 103, Signature Building, Opp. Petrol Pump, Above Yes Bank, Dharampur Road, Halar, Valsad, Gujarat - 396 001, Tel. No. 02632-222012, Vapi: 1st Floor, Office No. 102 & 103, Saga Casa Complex, Vapi - Daman Main Road, Opp. Royal Twin Tower, Chala, Vapi, Gujarat – 396 191, Tel.: (0260) 2403307.

NORTH ZONE

CHANDIGARH REGION Ambala: 5686-5687, Nicholson Road, Ambala Cantt, Haryana, Pin-133 001, Tel.: (0171) 2631780, Amritsar: 69, Court Road, Amritsar-143001, Tel: (0183) 2564388, Bhatinda: MCB Z-3/03228,1st Floor, Above Punjab National Bank, Tinkoni Chowk, Goniana Road, Bathinda – 151 001, Punjab, Tel. No. (0164) 223 6500, Chandigarh: SCO No. 2907-2908, Sector 22-C, Chandigarh – 160 022, Tel. No. (0172) 270 3683, Jalandhar: Office No.32-33, 1st Floor, City Square Building, Civil Lines, Jalandhar – 144 001, Punjab, Tel. No. 0181 – 2232475/6, Jammu: Gupta’s Tower, CB-13, 2nd Floor, Rail Head Complex, Jammu – 180 004, Jammu & Kashmir, Tel.: (0191) 2470627, Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana-141 001, Tel: (0161) 2441264, Panipat: Office no.7, 2nd Floor, N K Tower, Opposite ABM AMRO Bank, G T Road, Panipat – 132 103, Haryana, Tel.: (0180) 263 1942, Patiala: SCO No. 22, First Floor, New Leela Bhawan Market, Patiala, Punjab – 147 001, Tel. No. (0175) 5004661/2/3, 5017984, Shimla: Bell Villa, 5th Floor, Below Scandal Point, The Mall, Shimla, Himachal Pradesh - 171 001, Tel.: (0177) 2657 803.

EAST ZONE

BIHAR REGION Bhagalpur: 1st floor, Kavita Apartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-812 001, Bihar, Tel.: (0641) 2300040/41, Darbhanga: VIP Road, Allalpatti, Opposite Mahamaya Nursing Home, P.O. Darbhanga Medical College, Laheraisarai, Dist – Darbhanga, Bihar – 846 003, Tel.: (06272) 250 033, Gaya: 1st Floor, Zion Complex, Opp. Fire Brigade, Swarajpuri Road, Gaya-823 001, Bihar, Tel: (0631) 2221623, Muzaffarpur: Ground Floor, LIC ‘Jeevan Prakash’ Bldg., Uma Shankar Pandit Marg, Opposite Devisthan (Devi Mandir) Club Road, Muzaffarpur (Bihar), Pin – 842 002, Tel.: (0621) 2265091, Patna: 3rd Floor, Harshwardhan Arcade, Beside Lok Nayak Jai Prakash Bhawan, (Near Dak Bunglow Crossing), Fraser Road, Patna – 800 001, Bihar, Tel: (0612) 2200047.

ORISSA & JHARKHAND REGION Bokaro: Plot C-1, 20-C (Ground Floor), City Centre, Sector – 4, Bokaro Steel City, Bokaro – 827 004, Jharkhand, Tel.: (06542) 323865, 233348, Dhanbad: 111 & 112, Shriram Mall, Shastri Nagar, Bank More, Dhanbad-826 001, Tel.: (0326) 6451 971/2304676, Jamshedpur: 1-A, Ram Mandir Area, Gr. & 2nd Floor, Bistupur, Jamshedpur-831 001, Tel: (0657) 2756074, Ranchi : Shop No. 8 & 9, SPG Mart, Commercial Complex, Old H B Road, Bahu Bazar, Ranchi-834 001, Tel: (0651) 2900 206/07, Balasore: Plot No.570, 1st Floor, Station Bazar, Near Durga Mandap, Balasore – 756 001, Orissa, Tel.: (06782) 241894/241947, Berhampur: 4th East Side Lane, Dharma Nagar, Gandhi Nagar, Berhampur - 760 001, Orissa, Tel.: (0680) 2225094/95, Bhubaneshwar: 1st & 2nd Floor, OCHC Bldg., 24, Janpath, Kharvela Nagar, Nr. Ram Mandir, Bhubaneshwar-751 001, Tel: (0674) 2410995, Cuttack: Ground Floor, Plot No.99, Vivekananda Lane, Badambadi Kathjodi Main Road, Badambadi, Cuttack, Odisha – 753 012, Tel.: (0671) 2315350/5352, Rourkela: Shree Vyas Complex, Ground Floor, Panposh Road, Near Shalimar Hotel, Rourkela – 769 004, Orissa, Tel.: (0661) 2401116/2401117, Sambalpur: 1st Floor, R N Complex, Opp. Budharaja High School, Beside LIC Building, Budharaja, Sambalpur, Odisha – 768 004, Tel.: (0663) 2541213/14.

TAMIL NADU & KERALA Annanagar : W 123, III Avenue, Annanagar, Chennai – 600 040, Tel: (044) 65720030, Chennai Main : Capital Towers, Ground Floor, 180, Kodambakkam High Road, Nungambakkam, Chennai – 600 034. Tamil Nadu, Tel.: (044) 48574545/46/47, Kochi: Ground Floor, Palackal Bldg., Chittoor Road, Nr. Kavitha International Hotel, Iyyattu Junction, Ernakulam, Cochin-682 011, Kerala, Tel: (0484) 238 0259/2163, 286 8743, Fax: (0484) 237 0393, Coimbatore: R G Chambers, First Floor, 1023, Avinashi Road, Coimbatore – 641 018, Tamil Nadu, Tel.: (0422) 2220874, 2221875, 2220973, Kottayam: Muringampadam Chambers, Ground Floor, Door No.17/480-F, CMS College Road, CMS College Junction, Kottayam–686 001, Tel.: (0481) 2560734, Kozhikode: Aydeed Complex, YMCA Cross Road, Kozhikode - 673 001, Kerala, Tel.: (0495) 2367284 / 324, Madurai: No.3 West Marret Street, LIC Building (1st Floor), Opposite to Railway Station, Madurai – 625 001, Tamil Nadu, Tel. No. (0452) 2338186 / 2333317, Pondicherry (UT): No.20, Savitha Plaza, 100 Feet Road, Anna Nagar, Pondicherry (UT)-605005, Tel: (0413) 2203369, Salem: No.20, 1st Floor, Above Federal Bank, Ramakrishna Road, Salem, Tamil Nadu – 636 007, Tel.: (0427) 2316163, T Nagar: 1st Floor, 29, North Usman Road, T Nagar, Chennai-600 017, Tel: (044) 65720011/12, Thiruvananthapuram: T C 15/49(2), 1st Floor, Saran Chambers, Vellayambalam, Thriuvananthapuram-695 010, Tel: (0471) 2723674, Trichur: 26/621-622, Kollannur Devassy Building, 1st Floor, Town Hall Road, Thrissur-680 020, Tel.:(0487) 2331 259/495, Tirunelveli: 1st Floor, 10/4 Thaha Plaza, South Bypass Road, Vannarpet, Tirunelveli–627 003. Tel.: (0462) 2500186, Tirupur: 1st Floor, Tip Top Business Centre, (Near Railway Station Rear Entrance), 104-109, College Road, Tirupur, Tamil Nadu – 641 602, Tel.: (0421) 2236339, Trichy: Kingston Park No.19/1, Puthur High Road, (Opp. Aruna Theatre), Puthur, Tiruchirapalli-620 017, Tel.: (0431) 2770713, Vellore: 1st Floor (Back side), Sai Rajya, No.14, Officers Line (Anna Salai), Vellore – 632 001, Tamil Nadu, Tel.: (0416) 2235357 / 5339.

UTI NRI CELL UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai-400 051, Tel: 66786064 • Fax 26528175 •E-mail: [email protected]

OFFICE OF THE REGISTRAR M/s. KFIN Technologies Private Ltd .: Unit: UTIMF, Karvy Selenium Tower B, Plot Nos. 31 & 32, Financial District, Nanakramguda, Serilingampally Mandal, Hyderabad - 500 032, Board No: 040- 6716 2222, Fax No.: 040-6716 1888, Email: [email protected]

MF UTILITY FOR INVESTORS

KEY INFORMATION MEMORANDUM

UTI Value Opportunities Fund (An open ended equity scheme following a value investment strategy)

THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING*: • Long term capital appreciation • Investment in equity instruments following a value investment strategy across the market capitalization spectrum

RISKOMETER

______* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

UTI Value Opportunities Fund – KIM 2020

UTI Value Opportunities Fund Category Value Fund Type of An open ended equity scheme following a value investment strategy Scheme Investment The primary objective of the scheme is to generate long term capital appreciation by objective investing predominantly in equity and equity related securities of companies across market capitalization spectrum.

However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved. Asset Instruments Indicative Allocation Risk Profile Allocation (% of total assets) Pattern of the Equity and equity related instruments 65-100% Medium to High scheme Debt and Money Market instruments 0 - 35% Low to Medium including securitised debt# Units issued by REITs & InvITs 0 -10% Medium to High

# The fund may invest up to 50% of its debt portfolio in securitized debt.

The Fund may use derivative instruments like Stock/Index Futures or such other derivative instruments as may be introduced from time to time for the purpose of hedging and portfolio balancing, within a limit of 50% of the Net Assets of the scheme.

The Scheme can take exposure up to 20% of its net assets in stock lending.

The Scheme may seek investment opportunity in the ADR/GDR/Foreign Securities, in accordance with guidelines stipulated in this regard by SEBI and RBI from time to time. Under normal circumstances, the scheme shall not have an exposure of more than 10% of its net assets in foreign securities subject to regulatory limits. Investment in Foreign Securities shall be in compliance with requirement of SEBI circular dated September 26, 2007 and other applicable regulatory guidelines. The Scheme may invest in derivatives to engage in permitted currency hedging transactions with an intention to reduce exchange rate fluctuations between the currency of the Scheme (INR) and the foreign currency exposure

The above investment pattern is only indicative and may be changed by the Fund Manager for a short term period on defensive considerations, keeping in view the market conditions, market opportunities, applicable SEBI (MF) Regulations 1996, legislative amendments and other political and economic factors, the intention being at all times to seek to protect the interests of the Unit Holders. Rebalancing of the portfolio will be done when the asset allocation falls outside the range given above. If owing to adverse market conditions or with the view to protect the interest of the investors, the fund manager is not able to rebalance the asset allocation within the above mentioned period of 30 days, the same shall be reported to the Internal Investment Committee. The Internal Investment Committee shall then decide the further course of action.

Investment in Money Market Instruments: While no fixed allocation will normally be made for investment in money market instruments like, Triparty Repo, Commercial Papers, Treasury Bills etc. the same may be kept to the minimum generally to meet the liquidity needs of the scheme.

UTI Value Opportunities Fund – KIM 2020

issued by a single issuer of REIT and InvIT; and (b) At individual scheme level - A mutual fund scheme shall not invest i. more than 10% of its NAV in the units of REIT and InvIT; and ii. more than 5% of its NAV in the units of REIT and InvIT issued by a single issuer.

The limits mentioned in sub-clauses (i) and (ii) above shall not be applicable for investments in case of index fund or sector or industry specific scheme pertaining to REIT and InvIT.” Investment The fund follows a value based approach towards investing. In other words, the fund looks to strategy invest in stocks which are trading below their intrinsic value. Intrinsic value may be ascertained by looking at factors such as, but not limited to, discounted cash flows, free cash flow yield, earnings yield, replacement value, book value etc. Similarly, valuations at a stock and sector level are compared to historical ranges, peer valuations & aggregate market valuations; and the potential for growth which is crucial in order to generate capital appreciation over the long term.

The scheme will use both a top down and bottom up approach and will invest across the market cap spectrum based on where it sees opportunities.

Portfolio Turnover Policy The Scheme is an open-ended Scheme. Hence the fund managers have to execute transactions based on subscriptions and redemptions on a daily basis. Further as an active fund the scheme will take advantage of the opportunities that present themselves from time to time because of the inefficiencies in the securities markets. Hence, it would be difficult to estimate with any reasonable measure of accuracy, the likely turnover in the portfolio. The AMC will endeavour to balance the increased cost on account of higher portfolio turnover with the benefits derived there from. Product UTI Value Opportunities Fund is the only scheme offered by UTI Mutual Fund under value Differentiation fund category. Risk profile of Mutual Fund Units involve investment risks including the possible loss of principal. Please the scheme read the SID carefully for details on risk factors before investment.

Scheme specific Risk Factors are summarized below: The investment focus is on select sectors of the market and hence the portfolio will be concentrated in select companies across these select sectors. This may make the portfolio vulnerable to factors that may affect these sectors in general thereby leading to increased volatility in the movement of the scheme’s NAV. Risk Type of Risk Risk Mitigation Strategies Mitigation Non-adherence to the various System control. Continuous review and management of Strategies Asset allocation limits, as per schemes’ portfolio. Internal norms/ process on equity the Regulations / SID investments & monthly review thereof. Market Risk Controlling stock level/sector level exposure norms. Periodic review of strategy and performance of the schemes as compared to benchmarks / peer group. Periodic detailed risk analysis. Independent Internal Research. Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidity in the secondary market. Periodic Review of exposure to Illiquid Securities. Credit Risk Well laid out norms for investing in debt instruments. Securities rated below prescribed grade are generally backed by adequate collaterals. Review of Credit ratings and Companies’ Financials as per the laid down process. Review of credit profile of portfolio, industry

UTI Value Opportunities Fund – KIM 2020

developments in the credit ratings movements and investment decisions. Periodic review of sector-wise debt exposure & stipulation of restraints, wherever required. Plans and The scheme offers following Plans Options Regular Plan Direct Plan

How to apply: Investors subscribing under Direct Plan of the scheme will have to indicate “Direct Plan” against the Scheme name in the application form, for example, “UTI Value Opportunities Fund - Direct Plan”.

Treatment of applications under “Direct” / “Regular” Plans: Scenario Broker Code mentioned Plan mentioned by Default Plan to be by the investor the investor captured

(a) Switch of investments from Regular Plan through a distributor with ARN Code (whether the investments were made before or after January 1, 2013) to Direct Plan shall be

UTI Value Opportunities Fund – KIM 2020

subject to applicable exit load, if any. The holding period for applicability of load will be considered from the date of such switch to Direct Plan.

(e) Portfolio of the Scheme under the Regular Plan and Direct Plan will be common.

UTI Value Opportunities Fund – KIM 2020

Valid applications received with Within Business Closing NAV of the day outstation cheques / demand drafts (for Hours on which the schemes/investors as permitted in the cheque/demand draft is Scheme Information Document) not credited to the Scheme / payable at par at the place where the Plan. application is received. Purchase : For Purchases of `2 lacs and above

Operation Cut-off Timing Applicable NAV The funds are available for Upto 3 p.m. Closing NAV of the day on utilization before cut off and which the funds are available for valid applications received utilization before cut off time with cheques / demand drafts. shall be applicable irrespective of the time of receipt of the application. The above mentioned rule will be applicable irrespective of the date of debit to investor’s account. `2 lacs shall be considered after considering multiple applications received from the investor under all the plans/options of the scheme on the day and also under all modes of investment i.e. additional purchase, Systematic Investment Plan (SIP) / Micro SIP, Systematic Transfer Investment Plan (STRIP, Switch, etc. The investor will be identified through PAN registered with UTI MF. Redemption :

Operation Cut-off Timing Applicable NAV Valid applications received Upto 3 p.m. Closing NAV of the day of receipt of the application. Valid applications received After 3 p.m. Closing NAV of the next business day. Redemption requests: Where, under a scheme, units are held under both the Regular Plan and Direct Plan, the redemption/switch request shall clearly mention the plan. If no Plan is mentioned, it would be processed on a first in first out (FIFO) basis considering both the Plans.

Tax consequences: Switch / redemption may entail tax consequences. Investors should consult their professional tax advisor before initiating such requests and take an independent decision accordingly Minimum Minimum Amount for purchase under all Plans and Options Application Minimum initial investment is ` 5,000/-. Amount Subsequent minimum investment under a folio is ` 1,000/- and in multiples of ` 1/- thereafter with no upper limit. Benchmark Nifty 500 Index Name of the Mr Vetri Murugan Subramaniam (Managing the Scheme since February 2017) and Mr Fund Manager Amit Premchandani (Managing the scheme since February 2018) Dedicated Mr. Kamal Gada (Managing the Scheme since July 2018) Fund Manager for overseas investments Performance Compounded Annualised Scheme Returns (%) Regular of the Scheme Returns* Plan – Growth Option Nifty 500 (%) as on February Last 1 year 9.15 4.30 29, 2020 Last 3 years 7.58 7.51 Last 5 years 4.07 6.25

UTI Value Opportunities Fund – KIM 2020

#Since Inception 13.35 12.44 # Date of Inception: July 20, 2005

* Computed on compounded annualised basis using NAV of Growth Option.

Past performance may or may not be sustained in future

As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 200.

PRI values from 20th July, 2005 to 1st August, 2006.

The performance of the scheme is benchmarked to the Total Return Variant of the benchmark index that is Nifty 500 TRI. Top 10 holdings by UTI Value Opportunities Fund issuers and Top 10 holdings in Equity (Issuer wise) sectors (as on Serial No Issuer Name % of NAV February 29, 2020) 1 HDFC Bank Ltd. 9.01 2 ICICI Bank Ltd 8.92 3 Infosys Ltd. 7.10 4 Axis Bank Ltd. 5.55 5 Bharti Airtel Ltd. 4.10 6 ITC Ltd. 3.62 7 Aditya Birla Fashion & Retail Ltd. 2.31 8 Jubilant Food Works Ltd 2.19 9 Coromandel International Ltd. 2.13 10 Sun Pharmaceuticals Industries Ltd. 2.09 Total 47.02

UTI Value Opportunities Fund Top 10 holdings in Equity (Sector wise) Serial No Sector % of NAV 1 Financial Services 32.93 2 Consumer Goods 11.27 3 IT 9.05 4 Energy 8.27

UTI Value Opportunities Fund – KIM 2020

5 Pharma 8.26 6 Automobile 7.72 7 Construction 4.17 8 Telecom 4.10 9 Services 3.41 NCA/Reverse Repo/Triparty 10 Repo/Others 3.06 Total 92.24

A website link A website link to obtain scheme’s latest monthly portfolio holding to obtain https://www.utimf.com/forms-and-downloads/portfolio-disclosure scheme’s latest monthly (After following the above link, please expand “Portfolio Disclosure-Scheme wise” and portfolio select the desired scheme to view its portfolio) holding Portfolio Portfolio Turnover Ratio as on February 29, 2020: 0.30 Turnover Ratio Load structure Entry Load Exit Load (As % of NAV) (As % of NAV) (A) Redemption / Switch out within 1 year from the date of Nil allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units- 1.00 %

(B) Redemption / Switch out after 1 year from the date of allotment – NIL

Any redemption / switch out of units would be done on First in First Out (FIFO) basis.

The above Exit Load is applicable for all subscriptions / switch in / redemptions / switch out transactions including Systematic Withdrawal Plan (SWP) and Systematic Transfer Investment Plan (STRIP) under Regular Plan and Direct Plan and for all Options i.e. Growth, Dividend Payout and Reinvestment. Expenses of on the first Rs.500 crores of the daily net 2.25% the Scheme assets on the next Rs.250 crores of the daily net 2.00% assets on the next Rs.1,250 crores of the daily net 1.75% assets on the next Rs.3,000 crores of the daily net 1.60% assets on the next Rs.5,000 crores of the daily net 1.50% assets on the next Rs.40,000 crores of the daily net Total expense ratio reduction of 0.05 % for assets every increase of Rs.5,000 crores of daily net asset or part thereof. on balance of the assets 1.05% Expenses in Total Expense ratio (TER) and Additional Total Expenses: addition to (i) Charging of additional expenses recurring 1. Additional TER shall be charged up to 30 bps on daily net assets of the scheme if

UTI Value Opportunities Fund – KIM 2020

expenses the new inflows from retail investors beyond top 30 cities (as per SEBI Regulations/Circulars/AMFI data) are at least (a) 30% of gross new inflows from retail investors in the scheme or (b) 15% of the Average Assets under Management (year to date) of the scheme, whichever is higher. The additional TER on account of inflows from retail investors from beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses.

2. In case inflows from retail investors from beyond top 30 cities is less than the higher of (a) or (b) above, additional TER on daily net assets of the scheme shall be charged as follows:

[(Daily net assets) X (30 basis points) X (New inflows from Retail Investors from beyond top 30 cities)] ______365* X Higher of (a) or (b) above

* 366, wherever applicable.

Retail investors would mean individual investors from whom inflows into the Scheme would amount upto Rs. 2,00,000/- per transaction.

(ii) Brokerage and transaction costs not exceeding 0.12% of the value of trades in case of cash market transaction and 0.05% of the value of trades in the case of derivatives transactions.

(iii) The ‘AMC fees,’ (including applicable Service Tax) charged to the scheme with no sub-limits, will be within the Total Expense Ratio (TER) as prescribed by SEBI Regulations.

For further details on TER, please refer to the SID. Actual Period 01-04-2018 to 31-03-2019: 2.13% recurring expenses of the Scheme Dividend Dividend distribution under the dividend option will be made subject to availability of Policy distributable surplus and a decision is taken by the Trustees to make dividend distribution. Threshold a. In case of Dividend Payout under a folio is less than or equal to Rs.1,500/- and where limit for complete bank account details are not available or facility of electronic credit is not dividend available with Investor’s Bank/Bank Branch, then such amount will be compulsorily payout options reinvested wherever reinvestment option is available under the scheme and an Account

UTI Value Opportunities Fund – KIM 2020

Statement (SoA) will be sent to the Investors at their Registered Address.

The fund reserves the right to include/exclude, new/existing categories of investors to invest in the schemes from time to time, subject to SEBI Regulations, if any.

Investment by Individuals – Foreign Nationals

UTI Value Opportunities Fund – KIM 2020

For the purposes of carrying out the transactions by Foreign Nationals in the units of the Schemes of UTI Mutual Fund,

1. Foreign Nationals shall be resident in India as per the provisions of the Foreign Exchange Management Act, 1999.

UTI AMC reserves the right to amend/terminate this facility at any time, keeping in view business/operational exigencies.

Overseas Corporate Bodies (OCBs) are not allowed to invest in units of any of the schemes of UTI MF.

Investment by other Overseas Investors “The AMC / Fund has registered the Scheme with Securities & Commodities Authority (“SCA”) as Foreign Investment Fund, which can be distributed in the United Arab Emirates (“UAE”) by licensed distributor(s) who have obtained approval from SCA to promote this Scheme within the UAE.

Neither this Scheme Information Document nor the units have been registered in any other jurisdictions including the United States of America, other than UAE.

For further details as to who can invest, please refer to the SID of scheme.

UTI Value Opportunities Fund – KIM 2020

distributions. In addition, such holder shall have the voting rights, as permitted, associated with such Units as per the applicable guidelines.

UTI Value Opportunities Fund – KIM 2020

Scheme and Source Scheme) 4. Dividend Transfer Plan (DTP) 5. Systematic Withdrawal Plan (SWP) 6. Switch over 7. Automatic Trigger Facility

Under the SIP facility, the following additional facilities are available viz. Step up facility, Facility to switch from one eligible scheme to another eligible scheme and Any Day SIP.

Please refer to Statement of Additional Information (SAI), Scheme Information Document (SID) and SIP Smart Form/Service Request/Change Request Forms etc for further details on SIP, Micro SIP, Pause facility, SWP, DTP, STRIP, Flexi STRIP, Switchover and Automatic Trigger facilities. Commercial The facility of carrying out commercial transactions through Designated E‐mail / Fax, in Transactions units of UTI Mutual Fund Schemes, is available for the following categories of Investors, (viz. Purchase subject to certain terms and conditions. UTI AMC declares its Designated E-mail / Fax / Redemption / server as one of the Officials Points of Acceptance. Switches) through Following investors may transact through designated fax and email, who are KYC (Know Designated Your Client) Compliant: E‐mail / Fax (i) a body corporate including a company formed under the Companies Act, 1956/2013 or established under State or Central Law for the time being in force; (ii) a bank including a scheduled bank, a regional rural bank, a co-operative bank; (iii) an eligible trust; (iv) an eligible society; (v) any other institution; (vi) Army/Navy/Air Force/Paramilitary Fund and (vii) Any other category of investors, as may be decided by UTI AMC from time to time.

Only Commercial transactions i.e. Purchase, Redemption and Switches shall be accepted through designated fax and email.

2. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period.

UTI Value Opportunities Fund – KIM 2020

3. Restriction will be imposed after obtaining the approvals of the Boards of AMC and the Trustees

For further details in this regard, please refer to SAI. Transferability Units of the scheme held in dematerialised form shall be freely transferable from one demat of units account to another demat account. For further details on terms and conditions governing the transferability of units, kindly refer to the SAI and SID. Switching of In addition to the facility of Purchase and Redemption available on the BSE Star MF of Units of UTI Bombay Stock Exchange, the facility of Switching units is available. The request for switch Mutual Fund can be given in number of units. For further details refer to SAI. (UTI MF) Schemes on BSE Star MF Platform Exit load on In the case of the death of an unitholder, no exit load (if applicable) will be charged for death of an redemption of units by the claimant under certain circumstances and subject to fulfilling of unitholder prescribed procedural requirements. For further details regarding settlement of death claim refer to SAI. Tax Treatment Investor is advised to refer to the details in the Statement of Additional Information and also for the independently refer to his tax advisor. Investors (Unitholders) For Investor Name and Address of Registrar All investors could refer their grievances giving Grievance full particulars of investment at the following please contact KFIN Technologies Pvt. Ltd., address: Unit: UTIMF, Karvy Selenium Tower B, Ms. Nanda Malai Plot Nos. 31 & 32 Financial District, Associate Vice President – Department of Nanakramguda, Operations Serilingampally Mandal, UTI Asset Management Company Ltd., Hyderabad – 500032, UTI Tower, Gn Block, Bandra-Kurla Complex, Board No: 040 - 6716 2222, Bandra (East), Fax no : 040 - 6716 1888, Mumbai – 400 051. Email:[email protected] Tel: 022-6678 6666, Fax: 022-26523031

UTI Value Opportunities Fund – KIM 2020

Information Monthly / Half-yearly scheme portfolio disclosure will be mailed to unit holders and disclosed on our website / AMFI website.

Date: March 18, 2020

KEY INFORMATION MEMORANDUM

UTI Treasury Advantage Fund (An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolios is between 6 months and 12 months (Please refer to page no.16 of KIM on which the concept of Macaulay duration has been explained))

This product is suitable for investors who are seeking* • Reasonable income consistent with high liquidity over short term • Investment in Debt & Money Market instruments

RISKOMETER

______* Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Category of Scheme Low Duration Fund Type of scheme An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolios is between 6 months and 12 months (Please refer to page no.16 of KIM on which the concept of Macaulay duration has been explained). Investment The investment objective is to generate reasonable income for its investors Objective consistent with high liquidity by investing in a portfolio of debt &money market instruments.

However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Asset Allocation Indicative Allocations Securities / (% of total assets) Risk profile Instruments Minimum Maximum Money market instruments 0 100 Low (including Triparty Repo &Repo) Debt Securities Low to (including 0 100 Medium securitised debt)* *Debt securities will also include Securitised Debt, which may go up to 50% of the portfolio.

The scheme will invest in money market &debt securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

The scheme may take derivatives position based on the opportunities available subject to the guidelines issued by SEBI from time to time and in line with the overall investment objective of the scheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy. Total investments in debt, money market instruments, units of mutual fund scheme and derivatives shall not exceed 100% of the net assets of the scheme. Subject to above conditions, the investment in derivative can be upto 50% of the net assets of the scheme.

The creation of segregated portfolio shall be optional and at the discretion of UTI AMC.

Change in Investment Pattern: The above investment pattern is only indicative and may be changed by the Fund Manager for a short term period on defensive considerations, keeping in view the market conditions, market opportunities, applicable SEBI (MF) Regulations 1996, legislative amendments and other political and economic factors, the intention being at all times to seek to protect the interests of the Unit Holders. Rebalancing of the portfolio will be done when the asset allocation falls outside the range given above. If the exposure falls outside the above mentioned asset allocation pattern, it will be restored within 30 days. If the fund manager for any reason is not able to rebalance the asset allocation within 30 days, the matter would be escalated to the Investment Committee for further direction. What are the 1. Investment focus and asset allocation strategy: Investment The fund aims to generate reasonable returns with low volatility from a portfolio of strategies? money market and debt securities. The fund attaches importance to low credit risk

UTI Treasury Advantage Fund KIM

and portfolio diversification. The fund intends to maintain the Macaulay duration between 6 months and 12 months.

2. Portfolio Turnover policy: The scheme being an open-ended scheme, it is expected that there would be a number of subscriptions and redemptions on a daily basis. Further, in the debt market, trading opportunities may arise due to changes in system liquidity, interest rate policy announced by RBI, shifts in the yield curve, credit rating changes or any other factors. In the opinion of the fund manager these opportunities can be utilized to enhance the total return of the portfolio. The fund manager would endeavour to optimize portfolio turnover to maximize gains and minimize risks keeping in mind the cost and overall scheme objective. The scheme has no specific target relating to portfolio turnover.

Product UTI Treasury Advantage Fund is the only scheme offered by UTI Mutual Fund under Differentiation Low Duration Fund category.

Risk Profile of the Mutual Fund investments are subject to market risks. Please read the SID carefully Scheme for details on risk factors before investment.

2. Security comprises of segregated portfolio may not realise any value.

Risk Mitigation Type of Risk Risk Mitigation Strategies Strategies Non-adherence to the System control, Continuous review and management of various Asset allocation schemes’ portfolio, internal norms/process on equity limits, as per the investments &monthly review thereof. Regulations/SID Market Risk Controlling stock level/sector level exposure norms. Periodic review of strategy and performance of the schemes as compared to benchmarks/Peer group. Periodic detailed risk analysis. Independent Internal Research. Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidity in the secondary market. Periodic Review of exposure to Illiquid Securities. Credit Risk Well laid out norms for investing in debt instruments. Securities rated below prescribed grade are generally backed by adequate collaterals. Review of Credit ratings and Companies’ Financials as per the laid down process. Review of credit profile of portfolio, industry developments in the credit ratings movements and investment decisions. Periodic review of sector-wise debt exposure &stipulation of restraints, wherever required. Plans and Options Regular Plan Direct Plan

Both the Plans offer the following options:

UTI Treasury Advantage Fund KIM

(a) Growth Option (b) Daily Dividend Reinvestment Option (c) Weekly Dividend Option** (d) Fortnightly Dividend Option** (e) Monthly Dividend Option** (f) Quarterly Dividend Option** (g) Half Yearly Dividend Option** (h) Annual Dividend Option** (i) Flexi Dividend Option**

** both payout &reinvestment facilities Under daily dividend frequency, only reinvestment option is available

Default Option – Daily Dividend Reinvestment Option

Details of Discontinued Plans / Options Revised Plan / Option Name Plans / Options (for existing Unit holders before 1st October Where Fresh 2012 ) Subscriptions has been discontinued Discontinued- st with effect from 1 (a) Growth Plan (a) Growth Plan October 2012 (b) Bonus Plan (b) Bonus Plan (c) Periodic Dividend Plan (c) Periodic Dividend Plan (d) Flexi Dividend Plan (d) Flexi Dividend Plan (e) Monthly Dividend Plan (e) Monthly Dividend Plan (f) Quarterly Dividend Plan (f) Quarterly Dividend Plan (g) Annual Dividend Plan (g) An nual Dividend Plan

The existing Investors under the aforesaid Scheme/Plans where Plans are discontinued shall be allowed to continue in the discontinued Plan till they exit.

Further, the Dividend Reinvestment facility/option in respect of the above discontinued scheme &plans/renamed/revised plans &options is withdrawn and the dividend as and when declared under these Plans etc. will be compulsorily paid out in such cases even if it is under reinvestment facility/option.

Further, under the above Plans, the dividend may be declared once in a month, subject to availability of distributable surplus, as computed in accordance with SEBI (MF) Regulations 1996. However, there is no assurance or guarantee to the unit holders, as to the rate and frequency of dividend. UTI AMC reserves the right to declare dividend at any other frequency, as it may deem fit, under the above revised Plans &Options.

Direct Plan Direct Plan is only for investors who purchase/subscribe units directly with the Fund and is not available for investors who route their investments through a Distributor.

The Direct Plan will be a separate plan under the Fund/Scheme and shall have a lower expense ratio excluding distribution expenses, commission etc. and will have a

UTI Treasury Advantage Fund KIM

separate NAV. No commission for distribution of units will be paid/charged under Direct Plan.

Portfolio of the Scheme under the Regular Plan and Direct Plan will be common.

How to apply: Investors subscribing under Direct Plan of UTI Treasury Advantage Fund will have to indicate “Direct Plan” against the Scheme name in the application form, as for example, “UTI Treasury Advantage Fund-Direct Plan”.

Treatment of applications under "Direct" / "Regular" Plans: Scenario Broker Code Plan mentioned by Default Plan to be mentioned by the the investor captured investor 1 Not mentioned Not mentioned Direct Plan 2 Not mentioned Direct Direct Plan 3 Not mentioned Regular Direct Plan 4 Mentioned Direct Direct Plan 5 Direct Not Mentioned Direct Plan 6 Direct Regular Direct Plan 7 Mentioned Regular Regular Plan 8 Mentioned Not Mentioned Regular Plan

In cases of wrong/ invalid/ incomplete ARN codes mentioned in the application form under scenarios 7 or 8 above, the application shall be processed under Regular Plan. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received within 30 calendar days, the transaction shall be reprocess under ‘Direct Plan’ from the date of application without any exit load.

a) Switch of investments from Regular Plan through a distributor with ARN Code (whether the investments were made before or after January 1, 2013) to Direct Plan shall be subject to applicable exit load, if any. The holding period for applicability of load will be considered from the date of such switch to Direct Plan.

b) However, no exit load shall be levied for switch of investments from Regular Plan made directly without an ARN Code (whether the investments were made before or after January 1, 2013) to Direct Plan of the scheme (subject to statutory taxes and levies, if any). The holding period for applicability of load will be considered from the date of initial investment in the Regular Plan.

c) No exit load shall be levied in case of switches from Direct Plan to Regular Plan. a) d) No exit load shall be levied in case of change over from Dividend Option to Growth Option or from Growth Option to Dividend Option. All change over will be at applicable NAV of respective options.

e) Eligible investors/modes for applying: All categories of investors (whether existing or new unitholders) as permitted under the SID of the eligible schemes are eligible to subscribe under Direct Plan. Investments under Direct Plan can be made through various modes offered by the Fund for investing directly with the Fund {except all Platform(s) where investors’ applications for subscription of units

UTI Treasury Advantage Fund KIM

are routed through Distributors}.

f) Investments through systematic routes: In case of Systematic Transfer Investment Plan (STRIP)/ Dividend Transfer Plans (DTP), registered prior to January 1, 2013 without any distributor code under the Regular Plan of all Schemes, installments falling on or after the January 1, 2013 will automatically be processed under the Direct Plan.

Minimum Investment amount under the Direct Plan: In case of already existing investments under the Regular Plan, if the investor wants to further invest in the Direct Plan he/she will be required to invest the minimum investment amount of the scheme, as applicable for that Scheme/Plan/Option/facility etc. However, this minimum investment amount requirement is not applicable in case of switchover from Regular Plan to Direct Plan or vice versa under the same Scheme and same Option.

Applicable NAV Purchase : For Purchases less than `2 lacs

Operation Cut-off Timing Applicable NAV Valid applications received with local Upto 3 p.m. Closing NAV of the cheques / demand drafts payable at day of receipt of the par at the place where the application application is received. Valid applications received with local After 3 p.m. Closing NAV of the cheques / demand drafts payable at next business day. par at the place where the application is received. Valid applications received with Within Business Closing NAV of the outstation cheques / demand drafts Hours day on which not payable at par at the place where cheque/demand draft the application is received. is credited to the Scheme/Plan. Purchase : For Purchases of `2 lacs and above Operation Cut-off Timing Applicable NAV The funds are available for utilization Upto 3 p.m. Closing NAV of the before cut off and valid applications day on which the received with cheques / demand funds are available drafts. for utilization before cut off time shall be applicable irrespective of the time of receipt of the application. The above mentioned rule will be applicable irrespective of the date of debit to investor’s account. `2 lacs shall be considered after considering multiple applications received from the investor under the scheme/plans on the day and also under all modes of investment i.e. additional purchase, Systematic Investment Plan (SIP), Systematic Transfer Investment Plan (STRIP), Switch, etc. The investor will be identified through PAN registered with UTI Mutual Fund.

Redemption :

UTI Treasury Advantage Fund KIM

Operation Cut-off Timing Applicable NAV Valid applications received Upto 3 p.m. Closing NAV of the day of receipt of the application Valid applications received After 3 p.m. Closing NAV of the next business day. Redemption requests: Where, under a scheme, units are held under both the Regular and Direct Plans, the redemption/switch request shall clearly mention the plan. If no Plan is mentioned, it would be processed on a first in first out (FIFO) basis considering both the Plans.

NOTE:- The Cut off timing for subscriptions / redemptions/switches governed by SEBI Circulars / notifications and AMFI Guidelines issued from time to time. Minimum Minimum initial investment under both Plans and all options is `10,000/- and in Application multiples of `1/-. Amount/Subsequent Minimum For additional purchase by existing unitholders Investment in the Subsequent minimum investment amount is `1,000/- and in multiples of `1/. same folio/Minimum redemption amount Minimum redemption amount – For any amount in multiples of `1,000/-.

Benchmark Index CRISIL Low Duration Debt Index

Name of the Fund Sudhir Agrawal (Managing the Scheme since July 2010) Manager Dedicated Fund Kamal Gada (Managing the Scheme since July 2018) Manager for Overseas investments Name of the Trustee UTI Trustee Company Private Limited Company

Performance of the Compounded Scheme Returns CRISIL Low Duration scheme as on 31 Annualised Returns* Regular Plan- Debt Index (%) July, 2020 Growth Option (%) Last 1 year 8.49 8.38 Last 3 years 3.48 7.94 Last 5 years 5.44 8.13 Since Inception 7.29 7.91 Date of Inception: 12th July, 1999

* Computed on compounded annualised basis using NAV of Growth Option

UTI Treasury Advantage Fund KIM

Absolute returns for the last 5 financial years 15 8.79 8.72 8.59 8.74 10 8.17 6.91 6.78 7.63 8.05

-5

-4.56 returns (%) returns -10

-15 2015-2016 2016-2017 2017-2018 2018-2019 2019-2020 UTI Treasury Advantage Fund (%) CRISIL Low DurationDebt Index (%)

Past performance may or may not be sustained in future

The Performance of the Benchmark is calculated using total return variant of the benchmark index

Top 10 holdings by issuers and sectors (31st July 2020) UTI Treasury Advantage Fund - Top 10 holdings Debt Issuer wise Serial No Issuer Name % of NAV 1 State Government 11.39 2 Government of India 10.37 3 Sikka Ports & Terminals Ltd. 5.45 4 National Highways Authority Of India 5.15 5 Rent-A-Device Trust 5.06 6 Reliance Industries Ltd. 4.57 7 National Bank For Agriculture & Rural Development 4.37 8 Power Finance Corporation Ltd. 4.17 9 ICICI Bank Ltd 3.69 10 Exim Bank 3.31 Total 57.53

UTI Treasury Advantage Fund - Top 10 holdings Debt Sector wise Serial No Sector Name % of NAV 1 Financial Services 36.10 2 Sovereign 21.76 3 NCA/Reverse Repo/Triparty Repo/Others 18.08 4 Construction 10.59 5 Services 6.47

UTI Treasury Advantage Fund KIM

6 Oil & Gas 4.57 7 Power 2.43 Total 100.00

on the first `500 crores of the daily net assets 2.00% (ii) Recurring on the next `250 crores of the daily net assets 1.75% expenses on the next `1,250 crores of the daily net assets 1.50%

on the next `3,000 crores of the daily net assets 1.35% on the next `5,000 crores of the daily net assets 1.25% on the next `40,000 crores of the daily net assets Total expense ratio reduction of 0.05% for every increase of `5,000 crores of daily net asset or part thereof. on balance of the assets 0.80% 01.04.2019 to 31.03.2020: 0.34%

Actual expenses for the period Expenses in addition Total Expense Ratio (TER) and Additional Total Expenses: to Recurring (i) Charging of additional expenses Expenses 1. Additional TER shall be charged up to 30 bps on daily net assets of the scheme if the new inflows from retail investors beyond top 30 cities (as per SEBI Regulations/Circulars/AMFI data) are at least (a) 30% of gross new inflows from retail investors in the scheme or (b) 15% of the Average Assets under Management (year to date) of the scheme, whichever is higher. The additional TER on account of inflows from retail investors from beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses. 2. In case inflows from retail investors from beyond top 30 cities is less than the higher of (a) or (b) above, additional TER on daily net assets of the scheme shall be charged as follows:

[(Daily net assets) X (30 basis points) X (New inflows from Retail Investors from beyond top 30 cities)] ______365* X Higher of (a) or (b) above

* 366, wherever applicable.

Retail investors would mean individual investors from whom inflows into the Scheme would amount upto Rs. 2,00,000/- per transaction.

UTI Treasury Advantage Fund KIM

under SEBI Regulations. Such additional expenses will not be charged if exit load is not levied or not applicable to the Scheme.

4. Brokerage and transaction costs not exceeding 0.12% of the value of trades in case of cash market transaction and 0.05% of the value of trades in the case of derivatives transactions.

5. The ‘AMC fees,’ (including applicable Service Tax) charged to the scheme with no sub-limits, will be within the Total Expense Ratio (TER) as prescribed by SEBI Regulations.

6. Investor Education and Awareness UTI Mutual Fund (UTI MF) shall annually set apart atleast 2 bps on daily net assets within the maximum limit of TER for investor education and awareness initiatives.

Under the Daily/Weekly/Fortnightly/Monthly/Quarterly/Half Yearly &Annual Dividend Options, it is envisaged to declare dividends on daily/weekly/fortnightly/monthly/quarterly/half yearly &annual basis respectively subject to availability of distributable surplus computed in accordance with SEBI Regulations. Under the Flexi Dividend Option dividend is proposed to be declared at such frequencies as may be decided by UTI AMC Ltd and approved by the Trustees from time to time, subject to availability of distributable surplus computed in accordance with SEBI Regulations. However, under all the dividend options, there is no assurance or guarantee to the unit holders, as to the rate and frequency of declaration of dividend. UTI AMC Ltd./Trustees reserves the right to declare or not to declare dividend at any frequency, as it may deem fit, under these Options.

Threshold Limit for a. In case of Dividend Payout under a folio is less than or equal to `1,500/- and where ‘Dividend Payout’ complete bank account details are not available or facility of electronic credit is not Option under all available with Investor’s Bank/Bank Branch, then such amount will be compulsorily schemes reinvested wherever reinvestment option is available under the scheme and an Account Statement (SoA) will be sent to the Investors at their Registered Address.

Number of folios Number of Folios Average Asset Under Management and Average Asset (AAUM) Under Management (AAUM) as on 31st 7,563 `2041.16 Crore July 2020 (Monthly AAUM as on 31/07/2020) Eligible Investors (a) The following qualified persons (subject to, wherever relevant, purchase of units of mutual funds being permitted under respective constitutions, and relevant statutory regulations) are eligible and may apply for subscription to the Units of the Scheme. (i) Resident Adult Individuals either singly or jointly (not exceeding three);

(ii) Minors through parent / lawful guardian; Process for Investments made in the name of a Minor through a Guardian shall be in line with SEBI Circular No. SEBI/HO/IMD/DF3/CIR /P/2019/166 dated December 24, 2019,

UTI Treasury Advantage Fund KIM

(iii) Companies, Bodies Corporate, Public Sector Undertakings, Private Trusts, Association of Persons or Bodies of Individuals and Societies registered under the Societies Registration Act, 1860 (so long as the purchase of Units is permitted under the respective constitutions);

(iv) Partnership Firms;

(v) Karta of Hindu Undivided Family (HUF);

(vi) Banks and Financial Institutions;

(vii) Religious and Charitable Trusts, Wakfs or Endowments and Registered Societies (including Registered Co-operative Societies) (subject to receipt of necessary approvals as required);

(viii) Non-Resident Indians (NRIs)/ Persons of Indian Origin residing abroad (PIOs) on repatriation and non-repatriation basis;

(ix) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(j) of Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2019,

(x) Army, Air Force, Navy and other para-military units and bodies created by such institutions;

(xi) Scientific and Industrial Research Organisations;

(xii) International Multilateral Agencies / Bodies Corporate incorporated outside India with the permission of the Government of India / Reserve Bank of India;

(xiii) Mutual Funds registered with SEBI including other schemes of UTI Mutual Fund;

(xiv) Other Associations, Institutions, Bodies, etc. who are permitted to invest in this Scheme as per their respective constitution;

(xv) Trustee, AMC, Sponsor and their associates may subscribe to Units under this Scheme; (xvi) Such other individuals / institutions / body corporate etc., as may be decided by the AMC from time to time, so long as wherever applicable they are in conformity with SEBI Regulations.

(c) Applications for units shall be accompanied by such documents as the UTI AMC may prescribe in this behalf from time to time.

Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units of the scheme. The AMC shall not be entitled to charge any fees on its investments in the scheme. The fund reserves the right to include/exclude, new/existing categories of investors to invest in the scheme from time to time, subject to SEBI Regulations, if any.

Subject to the Regulations, the Trustee/AMC may reject any application received,

UTI Treasury Advantage Fund KIM

in case the application is found invalid/incomplete or for any other reason at the Trustee’s / AMC’s Sole discretion.

Investment by Individuals – Foreign Nationals

For the purposes of carrying out the transactions by Foreign Nationals in the units of the Schemes of UTI Mutual Fund,

1. Foreign Nationals shall be resident in India as per the provisions of the Foreign Exchange Management Act, 1999.

2. Foreign Nationals are required to comply (including taking necessary approvals) with all the laws, rules, regulations, guidelines and circulars, as may be issued/applicable from time to time, including but not limited to and pertaining to anti money laundering, Know Your Customer (KYC), income tax, foreign exchange management (the Foreign Exchange Management Act, 1999 and the Rules and Regulations made thereunder) including in all the applicable jurisdictions.

UTI AMC reserves the right to amend/terminate this facility at any time, keeping in view business/operational exigencies.

Overseas Corporate Bodies (OCBs) are not allowed to invest in units of any of the schemes of UTI MF. Please refer to SID for details.

Investment by other Overseas Investors Neither the SID nor the units of Schemes have been registered in any jurisdiction including the United States of America

For further details as to who can invest, please refer to the SID of the scheme. Risk Mitigation Restriction on Third Party Payments process Third party payments are not accepted in any of the schemes of UTI Mutual Fund subject against Third Party to certain exceptions. Cheques “Third Party Payments” means the payment made through instruments issued from an account other than that of the beneficiary investor mentioned in the application form. However, in case of payments from a joint bank account, the first named applicant/investor has to be one of the joint holders of the bank account from which payment is made.

The exceptions, inter-alia, includes:- Payment by Parents/Grand-Parents/related persons on behalf of a minor in consideration of natural love and affection or as gift for a value not exceeding `50,000/- (each regular purchase or per SIP installment). Further, this restriction is not applicable for payment made by a guardian whose name is registered in the records of UTI Mutual Fund in that folio. For further details, please refer to SAI.

Details under Foreign FATCA Account Tax Foreign Account Tax Compliance Act (FATCA) is a United States (US) Law aimed at Compliance Act prevention of tax evasion by US citizens and residents (“US Persons”) through use of (FATCA) / Common offshore accounts. Reporting Standards FATCA obligates foreign financial institutions (FFIs), including Indian financial institutions

UTI Treasury Advantage Fund KIM

(CRS) to provide the US Internal Revenue Service (IRS) with information and to report on the accounts held by specified US Persons as well as passive NFFEs in which controlling interest is held by specified US person.

Please refer to Instructions given in the FATCA/CRS Form &Scheme application form before filling in the particulars and for further details relating to FATCA/CRS, refer to SEBI Circular Nos. CIR/MIRSD/2/2015 dated 26th August 2015 and SEBI Circular No. CIR/MIRSD/3/2015 dated 10th September 2015 and guidelines /circulars issued by SEBI from time to time. Facilities Offered 1. Systematic investment Plan (SIP) (i) Step up facility (ii) Any Day SIP (iii) Pause facility 2. Systematic Withdrawal Plan (SWP) 3. Systematic Transfer Investment Plan (STRIP) (Available as Source &Destination Scheme) 4. Flexi Systematic Transfer Investment Plan (Flexi STRIP) (Available as Source Scheme and Destination Scheme) 5. UTI-STRIP Advantage 6. Dividend Transfer Plan (DTP) and Switch Facilities are available.

Under the SIP facility, the following additional facilities are available viz. Step up facility, Facility to switch from one eligible scheme to another eligible scheme and Any Day SIP.

Commercial The facility of carrying out commercial transactions through Designated Email / Fax, in Transactions (viz. units of UTI Mutual Fund Schemes, is available for the following categories of Investors, Purchase / subject to certain terms and conditions. UTI AMC declares its Designated E-mail / Fax Redemption / server as one of the Officials Points of Acceptance. Switches) through Designated E‐mail / Following investors may transact through designated fax and email, who are KYC (Know Fax Your Client) Compliant:

1) a body corporate including a company formed under the Companies Act, 1956/2013 or established under State or Central Law for the time being in force; 2) a bank including a scheduled bank, a regional rural bank, a cooperative bank; 3) an eligible trust; 4) an eligible society; 5) any other institution; 6) Army/Navy/Air Force/Paramilitary Fund and 7) Any other category of investors, as may be decided by UTI AMC from time to time.

UTI Treasury Advantage Fund KIM

1. This facility is available for all open-ended schemes except Exchange Traded Funds.

2. Only additional purchase, redemption and switch transactions shall be accepted on the designated email id.

6. Investors shall co-operate with additional security procedures, as may be specified by UTI AMC from time to time.

7. Investors shall abide with terms and conditions, as may be specified by UTI AMC from time to time.

Only Commercial transactions i.e. Purchase, Redemption and Switches shall be accepted through designated fax and email.

For further details on terms and conditions and other particulars, please refer to SAI. Despatch of Within 10 business days of the receipt of the redemption request at the authorised centre Redemption Request of UTI Mutual Fund. Restrictions on In the event of receipt of inordinately large number of redemption requests or a redemption of Units restructuring of a Schemes’ portfolio, there may be delays in the redemption of units.

Further to the above, the following points relating to restrictions on redemption of units may be noted:-

1. Restrictions on redemption of units may be imposed when there are circumstances leading to a systemic crisis or event that severely constricts market liquidity or the efficient functioning of markets such as: (i) Liquidity issues - when market at large becomes illiquid affecting almost all securities rather than any issuer specific security (ii) Market failures, exchange closures etc. (iii) Operational issues – when exceptional circumstances are caused by force majeure, unpredictable operational problems and technical failures (e.g. a black out).

2. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period.

3. Restriction will be imposed after obtaining the approvals of the Boards of AMC and the Trustees

4. When restriction on redemption is imposed, the following procedure shall be applied:-

UTI Treasury Advantage Fund KIM

(i) No redemption requests upto INR 2 lakh shall be subject to such restriction. (ii) Where redemption requests are above INR 2 lakh, AMCs shall redeem the first INR 2 lakh without such restriction and remaining part over and above INR 2 lakh shall be subject to such restriction.

Further, it is reiterated that, it is mandatory to complete the KYC requirements for all unit holders, including for all joint holders and the guardian in case of folio of a minor investor.

For further details in this regard, please refer to SAI. Transferability of Units of the schemes held in dematerialised form shall be freely transferable from one units demat account to another demat account. For details of terms and conditions governing such transferability of units, kindly refer to the Statement of Additional Information.

Investment in the Units of the schemes through SIP route under demat mode also is available.

Switching of Units of In addition to the facility of Purchase and Redemption available on the BSE Star MF of UTI Mutual Fund (UTI Bombay Stock Exchange, the facility of Switching units is available. The request for switch MF) Schemes on BSE can be given in number of units. For further details refer to SAI. Star MF Platform Exit load on death of In the case of the death of an unitholder, no exit load (if applicable) will be charged for an unitholder redemption of units by the claimant under certain circumstances and subject to fulfilling of prescribed procedural requirements. For further details refer to SAI. Tax Treatment for the Investor are advised to refer to the details in the Statement of Additional Information and Investors also independently refer to his tax advisor. (Unitholders) For Investor Name and Address of Registrar All investors could refer their Grievance please M/s. KFIN Technologies Private Limited grievances giving full particulars of contact investment at the following address:

Unit: UTIMF, Ms. Nanda Malai Karvy Selenium Tower B, Associate Vice President–Department of Plot Nos. 31 &32, Operations Financial District, UTI AMC Ltd.

UTI Treasury Advantage Fund KIM

Nanakramguda, UTI Tower, Gn Block, Serilingampally Mandal, Bandra - Kurla Complex, Hyderabad – 500032, Bandra (East), Mumbai - 400 051. Board No: 040 - 6716 2222, Tel : 022-6678 6666, Fax: 022-2652 3031 Fax no : 040 - 6716 1888, Investors may post their grievances at Email: [email protected] our website: www.utimf.com or e-mail us at [email protected] Daily Net Asset Value The NAVs will be declared by 11 p.m. on all business days and will be available on (NAV) Publication website of UTI Mutual Fund, www.utimf.com and website of AMFI namely www.amfiindia.com. You can also call us at 1800 266 1230 (toll free number) or (022) 6227 8000 (non toll free number). Unitholders Accounts statement and abridged annual financial results shall be provided to investors. Information Monthly / Half yearly scheme portfolio disclosure will be mailed to unitholders and disclosed on our website / AMFI website.

Concept of Macaulay duration:

The Macaulay duration of the portfolio is essentially an average of the duration of bonds within the portfolio, accounting for what percentage of the total portfolio each bond represents. The Macaulay duration of a zero-coupon bond would be equal to the bond's maturity Macaulay duration can be calculated:

Where: • t = respective time period • C = periodic coupon payment • y = periodic yield • n = total number of periods • M = maturity value • Current Bond Price = Present value of cash flows

Date: 14 August, 2020

CORPORATE OFFICE UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051. Tel.: (022) 66786666

OFFICIAL POINTS OF ACCEPTANCE UTI FINANCIAL CENTRES

WEST ZONE

GUJARAT REGION Ahmedabad: 2nd Floor, IFCI Bhavan, Behind Tanishq Show Room, Nr. Lal Bungalow Bus Stand, C G Road, Ahmedabad – 380 006. Gujarat, Tel.: (079) 26462180, 26462905, Anand: 12-A, First Floor, Chitrangna Complex, Anand – V. V. Nagar Road, Anand – 388 001, Gujarat, Tel.: (02692) 245943 / 944, Bharuch: 103-105, Aditya Complex, 1st Floor, Near Kashak Circle, Bharuch – 392 001, Gujarat, Tel.:(02642) 227331, Bhavnagar: Shree Complex, 6-7 Ground Floor, Opp. Gandhi Smruti, Crescent Circle, Crescent, Bhavnagar – 364 001, Tel.:(0278)-2519961/2513231, Bhuj: First Floor 13 & 14, Jubilee Circle, Opposite All India Radio, Banker’s Colony, Bhuj – 370 001, Gujarat, Tel: (02832) 220030, Gandhinagar: “Dvij Elite”, First Floor, Plot No.1522, Near Apna Bazar, Sector 6, Gandhinagar – 382 006, Gujarat, Tel. No. 079 – 23240462, Jamnagar: 102, Madhav Square, Lal Bungalow Road, Jamnagar, Gujarat – 361 001, Tel.: (0288) 2662767/68, Junagadh: First Floor, Shop No. 101, 102, 113 & 114, Marry Gold 2, Above Domino’s Pizza, Opp. Bahaudin College, College Road, Junagadh, Gujarat – 362 001, Tel. No. 0285-2672678, Mehsana: 1st Floor, A One Complex, Near Umiya Shopping Center, Opp Mehsana Urban Co-operative Bank, Corporate Office, Highway Mehsana, Mehsana, Gujarat – 384 002, Tel. No. 02762 – 230180, Navsari: 1/4 Chinmay Arcade, Sattapir, Sayaji Road, Navsari – 396 445, Gujarat, Tel: (02637)-233087, Rajkot: 1st Floor, Venkatesh Plaza, Opp. RKC Ground, Dr. Radhakrishna Road, Off. Yagnik Road, Rajkot, Gujarat – 360001, Tel. No. 0281-2440701, 2433525, Surat: B-107/108, Tirupati Plaza, Near Collector Office, Athwa Gate, Surat-395 001, Tel: (0261) 2474550, Vadodara: G-6 & G-7, “Landmark” Bldg., Transpeck Centre, Race Course Road, Vadodara-390 007, Tel:(0265) 2336962, Valsad: 1st Floor, 103, Signature Building, Opp. Petrol Pump, Above Yes Bank, Dharampur Road, Halar, Valsad, Gujarat - 396 001, Tel. No. 02632-222012, Vapi: 1st Floor, Office No. 102 & 103, Saga Casa Complex, Vapi - Daman Main Road, Opp. Royal Twin Tower, Chala, Vapi, Gujarat – 396 191, Tel.: (0260) 2403307.

NORTH ZONE

CHANDIGARH REGION Ambala: 5686-5687, Nicholson Road, Ambala Cantt, Haryana, Pin-133 001, Tel.: (0171) 2631780, Amritsar: 69, Court Road, Amritsar-143001, Tel: (0183) 2564388, Bhatinda: MCB Z-3/03228,1st Floor, Above Punjab National Bank, Tinkoni Chowk, Goniana Road, Bathinda – 151 001, Punjab, Tel. No. (0164) 223 6500, Chandigarh: SCO No. 2907-2908, Sector 22-C, Chandigarh – 160 022, Tel. No. (0172) 270 3683, Jalandhar: Office No.32-33, 1st Floor, City Square Building, Civil Lines, Jalandhar – 144 001, Punjab, Tel. No. 0181 – 2232475/6, Jammu: Gupta’s Tower, CB-13, 2nd Floor, Rail Head Complex, Jammu – 180 004, Jammu & Kashmir, Tel.: (0191) 2470627, Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana-141 001, Tel: (0161) 2441264, Panipat: Office no.7, 2nd Floor, N K Tower, Opposite ABM AMRO Bank, G T Road, Panipat – 132 103, Haryana, Tel.: (0180) 263 1942, Patiala: SCO No. 22, First Floor, New Leela Bhawan Market, Patiala, Punjab – 147 001, Tel. No. (0175) 5004661/2/3, 5017984, Shimla: Bell Villa, 5th Floor, Below Scandal Point, The Mall, Shimla, Himachal Pradesh - 171 001, Tel.: (0177) 2657 803.

EAST ZONE

BIHAR REGION Bhagalpur: 1st floor, Kavita Apartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-812 001, Bihar, Tel.: (0641) 2300040/41, Darbhanga: VIP Road, Allalpatti, Opposite Mahamaya Nursing Home, P.O. Darbhanga Medical College, Laheraisarai, Dist – Darbhanga, Bihar – 846 003, Tel.: (06272) 250 033, Gaya: 1st Floor, Zion Complex, Opp. Fire Brigade, Swarajpuri Road, Gaya-823 001, Bihar, Tel: (0631) 2221623, Muzaffarpur: Ground Floor, LIC ‘Jeevan Prakash’ Bldg., Uma Shankar Pandit Marg, Opposite Devisthan (Devi Mandir) Club Road, Muzaffarpur (Bihar), Pin – 842 002, Tel.: (0621) 2265091, Patna: 3rd Floor, Harshwardhan Arcade, Beside Lok Nayak Jai Prakash Bhawan, (Near Dak Bunglow Crossing), Fraser Road, Patna – 800 001, Bihar, Tel: (0612) 2200047.

ORISSA & JHARKHAND REGION Bokaro: Plot C-1, 20-C (Ground Floor), City Centre, Sector – 4, Bokaro Steel City, Bokaro – 827 004, Jharkhand, Tel.: (06542) 323865, 233348, Dhanbad: 111 & 112, Shriram Mall, Shastri Nagar, Bank More, Dhanbad-826 001, Tel.: (0326) 6451 971/2304676, Jamshedpur: 1-A, Ram Mandir Area, Gr. & 2nd Floor, Bistupur, Jamshedpur-831 001, Tel: (0657) 2756074, Ranchi : Shop No. 8 & 9, SPG Mart, Commercial Complex, Old H B Road, Bahu Bazar, Ranchi-834 001, Tel: (0651) 2900 206/07, Balasore: Plot No.570, 1st Floor, Station Bazar, Near Durga Mandap, Balasore – 756 001, Orissa, Tel.: (06782) 241894/241947, Berhampur: 4th East Side Lane, Dharma Nagar, Gandhi Nagar, Berhampur - 760 001, Orissa, Tel.: (0680) 2225094/95, Bhubaneshwar: 1st & 2nd Floor, OCHC Bldg., 24, Janpath, Kharvela Nagar, Nr. Ram Mandir, Bhubaneshwar-751 001, Tel: (0674) 2410995, Cuttack: Ground Floor, Plot No.99, Vivekananda Lane, Badambadi Kathjodi Main Road, Badambadi, Cuttack, Odisha – 753 012, Tel.: (0671) 2315350/5352, Rourkela: Shree Vyas Complex, Ground Floor, Panposh Road, Near Shalimar Hotel, Rourkela – 769 004, Orissa, Tel.: (0661) 2401116/2401117, Sambalpur: 1st Floor, R N Complex, Opp. Budharaja High School, Beside LIC Building, Budharaja, Sambalpur, Odisha – 768 004, Tel.: (0663) 2541213/14.

TAMIL NADU & KERALA Annanagar : W 123, III Avenue, Annanagar, Chennai – 600 040, Tel: (044) 65720030, Chennai Main : Capital Towers, Ground Floor, 180, Kodambakkam High Road, Nungambakkam, Chennai – 600 034. Tamil Nadu, Tel.: (044) 48574545/46/47, Kochi: Ground Floor, Palackal Bldg., Chittoor Road, Nr. Kavitha International Hotel, Iyyattu Junction, Ernakulam, Cochin-682 011, Kerala, Tel: (0484) 238 0259/2163, 286 8743, Fax: (0484) 237 0393, Coimbatore: R G Chambers, First Floor, 1023, Avinashi Road, Coimbatore – 641 018, Tamil Nadu, Tel.: (0422) 2220874, 2221875, 2220973, Kottayam: Muringampadam Chambers, Ground Floor, Door No.17/480-F, CMS College Road, CMS College Junction, Kottayam–686 001, Tel.: (0481) 2560734, Kozhikode: Aydeed Complex, YMCA Cross Road, Kozhikode - 673 001, Kerala, Tel.: (0495) 2367284 / 324, Madurai: No.3 West Marret Street, LIC Building (1st Floor), Opposite to Railway Station, Madurai – 625 001, Tamil Nadu, Tel. No. (0452) 2338186 / 2333317, Pondicherry (UT): No.20, Savitha Plaza, 100 Feet Road, Anna Nagar, Pondicherry (UT)-605005, Tel: (0413) 2203369, Salem: No.20, 1st Floor, Above Federal Bank, Ramakrishna Road, Salem, Tamil Nadu – 636 007, Tel.: (0427) 2316163, T Nagar: 1st Floor, 29, North Usman Road, T Nagar, Chennai-600 017, Tel: (044) 65720011/12, Thiruvananthapuram: T C 15/49(2), 1st Floor, Saran Chambers, Vellayambalam, Thriuvananthapuram-695 010, Tel: (0471) 2723674, Trichur: 26/621-622, Kollannur Devassy Building, 1st Floor, Town Hall Road, Thrissur-680 020, Tel.:(0487) 2331 259/495, Tirunelveli: 1st Floor, 10/4 Thaha Plaza, South Bypass Road, Vannarpet, Tirunelveli–627 003. Tel.: (0462) 2500186, Tirupur: 1st Floor, Tip Top Business Centre, (Near Railway Station Rear Entrance), 104-109, College Road, Tirupur, Tamil Nadu – 641 602, Tel.: (0421) 2236339, Trichy: Kingston Park No.19/1, Puthur High Road, (Opp. Aruna Theatre), Puthur, Tiruchirapalli-620 017, Tel.: (0431) 2770713, Vellore: 1st Floor (Back side), Sai Rajya, No.14, Officers Line (Anna Salai), Vellore – 632 001, Tamil Nadu, Tel.: (0416) 2235357 / 5339.

UTI NRI CELL UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai-400 051, Tel: 66786064 • Fax 26528175 •E-mail: [email protected]

OFFICE OF THE REGISTRAR M/s. KFIN Technologies Private Ltd .: Unit: UTIMF, Karvy Selenium Tower B, Plot Nos. 31 & 32, Financial District, Nanakramguda, Serilingampally Mandal, Hyderabad - 500 032, Board No: 040- 6716 2222, Fax No.: 040-6716 1888, Email: [email protected]

MF UTILITY FOR INVESTORS

KEY INFORMATION MEMORANDUM

UTI Dividend Yield Fund (An open ended equity scheme predominantly investing in dividend yielding stocks)

THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING*: • Long term capital appreciation • Investment predominantly in dividend yielding equity and equity related securities

RISKOMETER

______* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

UTI Dividend Yield Fund – KIM 2020

UTI Dividend Yield Fund

Category Dividend Yield Fund Type of the Scheme An open ended equity scheme predominantly investing in dividend yielding stocks. Investment objective The objective of the scheme is to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.

However, there can be no assurance or guarantee that the investment objective of th e scheme would be achieved. Asset Allocation Indicative Allocation Pattern of the scheme (% of total assets) Instruments Minimum Maximum Risk Allocation Allocation Profile (%) (%) Equity and equity related instruments (minimum 65% of the total assets would be in 65 100 Medium equity and equity related to High instruments of dividend yielding companies) Debt and Money Market Low to instruments including securitized 0 35 Medium debt # Units issued by REITs & InvITs 0 10 Medium to High #The fund may invest up to 50% of its debt portfolio in securitized debt.

The Scheme can take exposure up to 20% of its net assets in stock lending.

UTI Dividend Yield Fund – KIM 2020

SEBI (MF) Regulations 1996, legislative amendments and other political and economic factors, the intention being at all times to seek to protect the interests of the Unit Holders. Rebalancing of the portfolio will be done when the asset allocation falls outside the range given above. If the exposure falls outside the above mentioned asset allocation pattern, it will be restored within 30 days. If owing to adverse market conditions or with the view to protect the interest of the investors, the fund manager is not able to rebalance the asset allocation within the above mentioned period of 30 days, the same shall be reported to the Internal Investment Committee. The Internal Investment Committee shall then decide the further course of action.

The limits mentioned in sub-clauses (i) and (ii) above shall not be applicable for investments in case of index fund or sector or industry specific scheme pertaining to REIT and InvIT.” Investment strategy The fund manager will invest primarily in dividend yielding equity shares at the time of investment. In addition to dividend yield being a key factor in the evaluation of a company’s investment worthiness, other parameters such as, but not limited to, cash flows generation, management quality, earnings growth prospects, industry scenario, etc. would also be considered.

Dividend Yield: Dividend Yield is the ratio (expressed as a percentage) of total dividend declared per share, for the financial year (or relevant period) divided by the market price.

Companies may also choose to do a buyback in addition to or as an alternative to dividend. This also constitutes a yield to shareholders. We also consider this in our investment decision.

The company should have paid a dividend (or done a buyback) in at least one of the three preceding financial years.

UTI Dividend Yield Fund – KIM 2020

the inefficiencies in the securities markets. Hence it would be difficult to estimate with any reasonable measure of accuracy, the likely turnover in the portfolio. The AMC will endeavor to balance the increased cost on account of higher portfolio turnover with the benefits derived there from. Product UTI Dividend Yield Fund is the only scheme offered by UTI Mutual Differentiation Fund under Dividend Yield Fund category. Risk profile of the Mutual Fund Units involve investment risks including the possible loss scheme of principal. Please read the SID carefully for details on risk factors before investment.

Scheme specific Risk Factors are summarized below: The scheme intends to deploy funds in money market instruments to maintain liquidity. To the extent that some assets/funds are deployed in money market instruments, the scheme will be subject to credit risk as well as settlement risk which might affect the liquidity of the scheme.

Risk associated with dividend yielding stocks: Though the investments would be in dividend yielding stocks, the performance of the scheme would inter-alia depend on the ability of these companies to sustain dividends in future. These stocks, at times, may be relatively less liquid as compared to growth stocks. Risk Mitigation Type of Risk Risk Mitigation Strategies Strategies Non-adherence to the System control. Continuous review and various Asset allocation management of schemes’ portfolio. Internal limits, as per the norms/ process on equity investments & Regulations / SID monthly review thereof. Market Risk Controlling stock level/sector level exposure norms. Periodic review of strategy and performance of the schemes as compared to benchmarks / peer group. Periodic detailed risk analysis. Independent Internal Research. Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidity in the secondary market. Periodic Review of exposure to Illiquid Securities. Credit Risk Well laid out norms for investing in debt instruments. Securities rated below prescribed grade are generally backed by adequate collaterals. Review of Credit ratings and Companies’ Financials as per the laid down process. Review of credit profile of portfolio, industry developments in the credit ratings movements and investment decisions. Periodic review of sector-wise debt exposure & stipulation of restraints, wherever required. Plans and Options The scheme offers following plans Regular Plan Direct Plan

Both the Plans offer following options (i) Growth Option (ii) Dividend Payout Option (iii) Dividend Reinvestment Option.

UTI Dividend Yield Fund – KIM 2020

Direct Plan Direct Plan is only for investors who purchase/subscribe units directly with the Fund and is not available for investors who route their investments through a Distributor.

Portfolio of the Scheme under the Regular Plan and Direct Plan will be common.

How to apply: Investors subscribing under Direct Plan of the scheme will have to indicate “Direct Plan” against the Scheme name in the application form, for example, “UTI Dividend Yield Fund - Direct Plan”.

Treatment of applications under “Direct” / “Regular” Plans:

(a) Switch of investments from Regular Plan through a distributor with ARN Code (whether the investments were made before or after

UTI Dividend Yield Fund – KIM 2020

January 1, 2013) to Direct Plan shall be subject to applicable exit load, if any. The holding period for applicability of load will be considered from the date of such switch to Direct Plan. (b) However, no exit load shall be levied for switch of investments from Regular Plan made directly without an ARN Code (whether the investments were made before or after January 1, 2013) to Direct Plan of the scheme (subject to statutory taxes and levies, if any). The holding period for applicability of load will be considered from the date of initial investment in the Regular Plan. (c) No exit load shall be levied in case of switches from Direct Plan to Regular Plan. (d) No exit load shall be levied in case of change over from Dividend Option to Growth Option or from Growth Option to Dividend Option. All change over will be at applicable NAV of respective options. (e) Eligible investors/modes for applying: All categories of investors (whether existing or new unitholders) as permitted under the SID of the eligible schemes are eligible to subscribe under Direct Plan. Investments under Direct Plan can be made through various modes offered by the Fund for investing directly with the Fund {except all Platform(s) where investors’ applications for subscription of units are routed through Distributors}. (f) Investments through systematic routes: In case of Systematic Investment Plan (SIP)/ Systematic Transfer Investment Plan (STRIP)/ Dividend Transfer Plans (DTP), registered prior to January 1, 2013 without any distributor code under the Regular Plan of all Schemes, installments falling on or after the January 1, 2013 will automatically be processed under the Direct Plan.

Existing Investments prior to 1 st January 2013 Dividend will continue to be reinvested in the Regular Plan only in respect of Investments made without Distributor code where the Investor has opted for the Dividend Reinvestment facility.

Operation Cut-off Timing Applicable NAV

Valid applications received Upto 3 p.m. Closing NAV of the with local cheques / demand day of receipt of the drafts payable at par at the application place where the application is received. Valid applications received After 3 p.m. Closing NAV of the with local cheques / demand next business day.

UTI Dividend Yield Fund – KIM 2020 drafts payable at par at the place where the application is received. Valid applications received Within Business Closing NAV of the with outstation cheques / Hours day on which demand drafts (for the cheque/demand schemes/investors as permitted draft is credited to in the Scheme Information the Scheme / Plan. Document) not payable at par at the place where the application is received. Purchase : For Purchases of `2 lacs and above

Operation Cut-off Timing Applicable NAV

The funds are available for Upto 3 p.m. Closing NAV of utilization before cut off and the day on which valid applications received the funds are with cheques / demand drafts. available for utilization before cut off time shall be applicable irrespective of the time of receipt of the application. The above mentioned rule will be applicable irrespective of the date of debit to investor’s account `2 lacs shall be considered after considering multiple applications received from the investor under all the plans/options of the scheme on the day and also under all modes of investment i.e. additional purchase, Systematic Investment Plan (SIP)/Micro SIP, Systematic Transfer Investment Plan (STRIP, Switch, etc. The investor will be identified through PAN registered with UTI MF Redemption :

Operation Cut-off Timing Applicable NAV

Valid applications Upto 3 p.m. Closing NAV of the day received of receipt of the application. Valid applications After 3 p.m. Closing NAV of the next received business day.

NOTE:- The Cut off timing for subscriptions / redemptions / switches governed by SEBI Circulars / notifications and AMFI Guidelines issued from time to time.

UTI Dividend Yield Fund – KIM 2020

Minimum Application Minimum Amount for purchase under all Plans and Options Amount Minimum initial investment is `5,000/-.

Subsequent minimum investment under a folio is `1,000/- and in multiples of `1/- thereafter with no upper limit.\ Benchmark Index Nifty Dividend Opportunities 50 Name of the Fund Ms. Swati Kulkarni (Managing the Scheme since December 2005) Manager Dedicated Fund Mr. Kamal Gada (Managing the Scheme since July 2018) Manager for overseas investments Performance of the Compounded Annualised Scheme Returns (%) Nifty Dividend Scheme as on Returns* Regular Plan – Opportunities 50 (%) September 30, 2020 Growth Option Last 1 year 1.56 -5.17 Last 3 years 4.25 1.92 Last 5 years 7.27 7.88 Since Inception 13.02 15.21

Inception date : May 03, 2005

* Computed on compounded annualized basis using NAV of Growth option

Past performance may or may not be sustained in future

*Benchmark for UTI Dividend Yield Fund has been changed from S&P BSE 100 to Nifty Dividend Opportunities 50 since 01/06/2017, prior period BSE100 return.

As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of Nifty Dividend Opportunities 50. PRI values from 3rd May, 2005 to 30 th September, 2007, TRI value from 1st October, 2007.

The Performance of the scheme is benchmarked to the total return variant of the benchmark index that is Nifty Dividend Opportunities 50 TRI.

UTI Dividend Yield Fund – KIM 2020

Top 10 holdings by issuers and sectors (as UTI Dividend Yield Fund on September 30, Top 10 holdings in Equity (Issuer wise) 2020) Serial No Issuer Name % of NAV 1 Infosys Ltd. 9.00 2 Hindustan Unilever Ltd. 6.51 3 Itc Ltd. 6.13 4 Mphasis Ltd 5.59 5 Tata Consultancy Services Ltd. 5.18 6 Tech Mahindra Ltd 4.98 7 Sanofi India Ltd. 3.45 8 Torrent Pharmaceuticals Ltd. 3.16 9 NTPC Ltd. 3.12 10 Bharat Petroleum Corporation Ltd. 2.90 Total 50.02

UTI Dividend Yield Fund Top 10 holdings in Equity (Sector wise) Serial No Sector % of NAV 1 Information and Technology 27.30 2 Consumer Goods 18.50 3 Financial Services 11.19 4 Oil & Gas 10.38 5 Metals 6.86 6 Pharma 6.61 7 Power 4.77 8 Automobile 2.74 9 Services 2.58 10 Fertilisers & Pesticides 2.56 Total 93.49

A website link to A website link to obtain scheme’s latest monthly portfolio holding obtain scheme’s latest https://www.utimf.com/forms-and-downloads/portfolio-disclosure monthly portfolio holding (After following the above link, please expand “Portfolio Disclosure- Scheme wise” and select the desired scheme to view its portfolio) Portfolio Turnover Portfolio Turnover Ratio as on September 30, 2020: 0.17 Ratio Load structure Entry Load Exit Load (As % of NAV) (As % of NAV) Nil < 1 Year 1% >= 1 Year Nil Expenses of the Daily Net Assets of the scheme % of Net Assets Scheme on the first Rs.500 crores of the 2.25% daily net assets on the next Rs.250 crores of the 2.00% daily net assets on the next Rs.1,250 crores of the 1.75% daily net assets

UTI Dividend Yield Fund – KIM 2020

on t he next Rs.3,000 crores of the 1.60% daily net assets on the next Rs.5,000 crores of the 1.50% daily net assets on the next Rs.40,000 crores of the Total expense ratio reduction of daily net assets 0.05 % for every increase of Rs.5,000 crores of daily net asset or part thereof. on balance of the assets 1.05% Expenses in addition In addition to the recurring expenses stated above, the following to recurring expenses expenses including GST, as may be applicable, may also be charged to the Scheme:-

Total Expense ratio (TER) and Additional Total Expenses: (i) Charging of additional expenses 1. Additional TER shall be charged up to 30 bps on daily net assets of the scheme if the new inflows from Retail Investors beyond top 30 cities (as per SEBI Regulations/Circulars/AMFI data) are at least (a) 30% of gross new inflows from Retail Investors in the scheme or (b) 15% of the Average Assets under Management (year to date) of the scheme, whichever is higher. The additional TER on account of inflows from Retail Investors beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses incurred for bringing inflows from such cities.

2. In case inflows from Retail Investors beyond top 30 cities is less than the higher of (a) or (b) above, additional TER on daily net assets of the scheme shall be charged as follows:

[(Daily net assets) X (30 basis points) X (New inflows from Retail Investors from beyond top 30 cities)] ______365* X Higher of (a) or (b) above

* 366, wherever applicable.

The additional TER on account of inflows from beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses.

Retail investors would mean individual investors from whom inflows into the Scheme would amount upto Rs. 2,00,000/- per transaction.

4. The ‘AMC fees’ charged to the scheme with no sub-limits will be

UTI Dividend Yield Fund – KIM 2020

within the TER as prescribed by SEBI Regulations.

5. In addition to the limits indicated above, brokerage and transaction costs not exceeding 1. 0.12% in case of cash market transactions, and 2. 0.05% in case of derivatives transactions

For further details, please refer to SID. Actual recurring Period 01-04-2019 to 31-03-2020: 2.15% expenses of the Scheme Dividend Policy Dividend distribution under the dividend option will be made subject to availability of distributable surplus and a decision is taken by the Trustees to make dividend distribution. Threshold limit for (a) In case of Dividend Payout under a folio is less than or equal to dividend payout Rs.1,500/- and where complete bank account details are not available options or facility of electronic credit is not available with Investor’s Bank/Bank Branch, then such amount will be compulsorily reinvested wherever reinvestment option is available under the scheme and an Account Statement (SoA) will be sent to the Investors at their Registered Address.

(b) For folios where dividend warrants are returned undelivered and/or the dividend warrant remains unencashed / unclaimed on 3 consecutive occasions, future dividend amount will be reinvested, wherein reinvestment option is available and an Account Statement (SoA) would be sent to the Investors at their Registered Address. Number of Folios and Number of Folios Average Assets Under Management (AAUM) AAUM as on (Monthly AAUM as on 30/09/2020) September 30. 2020 2,47,937 ` 2257.57 Crore Eligible Investors An application for issue of units may be made by any resident or non- resident Indian as well as non-individuals as indicated under:

UTI Dividend Yield Fund – KIM 2020

(b) a parent, step-parent or other lawful guardian on behalf of a resident or a NRI minor. Minor (as the first and the sole holder only) through a natural guardian (i.e. father or mother) or a court appointed legal guardian. There shall not be any joint holding with minor investments.

Process for Investments made in the name of a Minor through a Guardian shall be in line with SEBI Circular No. SEBI/HO/IMD/DF3/CIR /P/2019/166 dated December 24, 2019 (c) an association of persons or body of individuals whether incorporated or not; (d) a Hindu Undivided Family - both resident and non-resident; (e) a body corporate including a company formed under the Companies Act, 1956 [replaced by The Companies Act, 2013 (No.18 of 2013)] or established under State or Central Law for the time being in force; (f) a bank including a scheduled bank, a regional rural bank, a co- operative bank etc.; (g) an eligible trust including Private Trust being irrevocable trust and created by an instrument in writing; (h) a society as defined under the scheme; (i) a Financial Institution; (j) an Army/Navy/ Air Force/Paramilitary Fund; (k) a partnership Firm; (l) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(j) of Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2019, (m) Mutual Funds registered with SEBI; (n) Scientific and Industrial Research Organisations; (o) Multilateral Funding Agencies / Bodies Corporate incorporated outside India with the permission of Government of India/Reserve Bank of India; (p) Other schemes of UTI Mutual Fund subject to the conditions and limits prescribed by SEBI Regulations; (q) Such other individuals / institutions / body corporate etc., as may be decided by the AMC from time to time, so long as wherever applicable they are in conformity with SEBI Regulations; (r) Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units of the scheme. The AMC shall not be entitled to charge any fees on its investments in the scheme.

The fund reserves the right to include/exclude, new/existing categories of investors to invest in the schemes from time to time, subject to SEBI Regulations, if any.

UTI Dividend Yield Fund – KIM 2020

customer (KYC), income tax, foreign exchange management (the Foreign Exchange Management Act, 1999 and the Rules and Regulations made thereunder) including in all the applicable jurisdictions.

UTI AMC reserves the right to amend/terminate this facility at any time, keeping in view business/operational exigencies.

Overseas Corporate Bodies (OCBs) are not allowed to invest in units of any of the schemes of UTI MF.

Investment by other Overseas Investors Neither the SID nor the units of Schemes have been registered in any jurisdiction including the United States of America

For further details as to who can invest, please refer to the SID of scheme.

UTI Dividend Yield Fund – KIM 2020

‘Anyone or Survivor’, any one of the Unit holders will have the power / authority to make Redemption requests, without it being necessary for all the Unit holders to sign. However, in all cases, the proceeds of the Redemption will be paid to the first-named Unit holder.

For further details on documents to be submitted under the process to identify third party payments etc, please refer to SAI. Details under Foreign FATCA Account Tax Foreign Account Tax Compliance Act (FATCA) is a United States (US) Compliance Act Law aimed at prevention of tax evasion by US citizens and residents (FATCA) / Common (“US Persons”) through use of offshore accounts. Reporting Standards FATCA obligates foreign financial institutions (FFIs), including Indian (CRS) financial institutions to provide the US Internal Revenue Service (IRS) with information and to report on the accounts held by specified US Persons as well as passive NFFEs in which controlling interest is held by specified US person.

Please refer to Instructions given in the FATCA/CRS Form & Scheme application form before filling in the particulars and for further details relating to FATCA/CRS, refer to SEBI Circular No. CIR/MIRSD/3/2015 dated 10th September 2015 and guidelines /circulars issued by SEBI from time to time . Facilities offered 1. Systematic Investment Plan (SIP) (a) Step up facility (b) Any Day SIP (c) Micro SIP (d) Pause facility 2. Systematic Transfer Investment Plan (STRIP) (Available as Destination Scheme and Source Scheme) 3. Flexi Systematic Transfer Investment Plan (Flexi STRIP) (Available as Destination Scheme and Source Scheme) 4. STRIP Advantage

UTI Dividend Yield Fund – KIM 2020

5. Dividend Transfer Plan (DTP) 6. Systematic Withdrawal Plan (SWP) 7. Switch over 8. Automatic Trigger Facility

Under the SIP facility, the following additional facilities are available viz. Step up facility, Facility to switch from one eligible scheme to another eligible scheme and Any Day SIP.

Please refer to Statement of Additional Information (SAI), Scheme Information Document (SID) and SIP Smart Form/Service Request/Change Request Forms etc for further details on SIP, Micro SIP, Pause facility, SWP, DTP, STRIP, Flexi STRIP. STRIP Advantage, Switchover and Automatic Trigger facilities. Commercial The facility of carrying out commercial transactions through Designated Transactions (viz. E‐mail / Fax, in units of UTI Mutual Fund Schemes, is available for the Purchase / following categories of Investors, subject to certain terms and conditions. Redemption / UTI AMC declares its Designated E-mail / Fax server as one of the Switches) through Officials Points of Acceptance. Designated E ‐‐‐mail / Fax Following investors may transact through designated fax and email, who are KYC (Know Your Client) Compliant: (i) a body corporate including a company formed under the Companies Act, 1956/2013 or established under State or Central Law for the time being in force; (ii) a bank including a scheduled bank, a regional rural bank, a co- operative bank; (iii) an eligible trust; (iv) an eligible society; (v) any other institution; (vi) Army/Navy/Air Force/Paramilitary Fund and (vii) Any other category of investors, as may be decided by UTI AMC from time to time.

(i) This facility is available for all open-ended schemes except Exchange Traded Funds. (ii) Only additional purchase, redemption and switch transactions shall be accepted on the designated email id. (iii) The purchase/redemption/switch request shall be received from the registered email ID of the investor. In case such request is received from an unregistered email id, UTI AMC may, its sole discretion, process the same after carrying out necessary validations/ due diligence. (iv) Transaction requests can be sent to [email protected] (designated email id), which will be dedicated for receiving all the transaction requests. UTI AMC reserves the right to change/add the Designated email ID(s) from time to time, and the same shall be updated on our website www.utimf.com . (v) In case of additional purchase request, funds will have to be received though electronic mode only such as NEFT/RTGS/Bank Transfer in the designated bank account of the scheme, and transactions will have to be accompanied with proof of transfer of funds from existing registered bank account of the unit holder. The details of designated bank account of the scheme shall be updated and made available on our website www.utimf.com .

UTI Dividend Yield Fund – KIM 2020

(vi) Investors shall co -operate with additional security procedures, as may be specified by UTI AMC from time to time. (vii) Investors shall abide with terms and conditions, as may be specified by UTI AMC from time to time.

Only Commercial transactions i.e. Purchase, Redemption and Switches shall be accepted through designated fax and email.

Further to the above, the following points relating to restrictions on redemption of units may be noted:-

2. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period.

3. Restriction will be imposed after obtaining the approvals of the Boards of AMC and the Trustees

The requirement of PAN is applicable to all the redemptions and new

UTI Dividend Yield Fund – KIM 2020

Systematic Withdrawal Plan (SWP) Registrations received from October 14, 2019 onwards. Investors who are submitting the PAN together with the redemption request will receive redemption payment only after the validation of PAN .

Further, it is reiterated that, it is mandatory to complete the KYC requirements for all unit holders, including for all joint holders and the guardian in case of folio of a minor investor.

For further details in this regard, please refer to SAI. Transferability of Units of the scheme held in dematerialised form shall be freely units transferable from one demat account to another demat account. For further details on terms and conditions governing the transferability of units, kindly re fer to the SAI and SID. Switching of Units of In addition to the facility of Purchase and Redemption available on the UTI Mutual Fund BSE Star MF of Bombay Stock Exchange, the facility of Switching units (UTI MF) Schemes on is available. The request for switch can be given in number of units. For BSE Star MF further details refer to SAI. Platform Exit load on death of In the case of the death of an unitholder, no exit load (if applicable) will an unitholder be charged for redemption of units by the claimant under certain circumstances and subject to fulfilling of prescribed procedural requirements. For further details regarding settlement of death claim refer to SAI. Tax Treatment for the Investor is advised to refer to the details in the Statement of Additional Investors Information and also independently refer to his tax advisor. (Unitholders) For Investor Name and Address of Registrar All investors could refer their Grievance please grievances giving full particulars of contact KFIN Technologies Private investment at the following address: Limited, Unit: UTIMF, Ms. Nanda Malai Karvy Selenium Tower B, Associate Vice President – Plot Nos. 31 & 32 Financial Department of Operations District, Nanakramguda, UTI Asset Management Company Serilingampally Mandal, Ltd., Hyderabad – 500032, UTI Tower, Gn Block, Bandra-Kurla Complex, Board No: 040 - 6716 2222, Bandra (East), Fax no : 040 - 6716 1888, Mumbai – 400 051. Email: [email protected] Tel: 022-6678 6666, Fax: 022-26523031

UTI Dividend Yield Fund – KIM 2020

of AMFI namely www.amfiindia.com. If the NAVs are not available before commencement of business hours on the following day due to any reason, the Fund shall issue a press release providing reasons and explaining when the Fund would be able to publish the NAVs. You can also call us at 1800 266 1230 (toll free number) or (022) 6227 8000 (non toll free number). Unit Holder Accounts statement and abridged annual financial results shall be Information provided to investors. Monthly / Half yearly scheme portfolio disclosure will be mailed to unitholders and disclosed on our website / AMFI website.

Date: 30 October, 2020

CORPORATE OFFICE UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051. Tel.: (022) 66786666

OFFICIAL POINTS OF ACCEPTANCE UTI FINANCIAL CENTRES

WEST ZONE

GUJARAT REGION Ahmedabad: 2nd Floor, IFCI Bhavan, Behind Tanishq Show Room, Nr. Lal Bungalow Bus Stand, C G Road, Ahmedabad – 380 006. Gujarat, Tel.: (079) 26462180, 26462905, Anand: 12-A, First Floor, Chitrangna Complex, Anand – V. V. Nagar Road, Anand – 388 001, Gujarat, Tel.: (02692) 245943 / 944, Bharuch: 103-105, Aditya Complex, 1st Floor, Near Kashak Circle, Bharuch – 392 001, Gujarat, Tel.:(02642) 227331, Bhavnagar: Shree Complex, 6-7 Ground Floor, Opp. Gandhi Smruti, Crescent Circle, Crescent, Bhavnagar – 364 001, Tel.:(0278)-2519961/2513231, Bhuj: First Floor 13 & 14, Jubilee Circle, Opposite All India Radio, Banker’s Colony, Bhuj – 370 001, Gujarat, Tel: (02832) 220030, Gandhinagar: “Dvij Elite”, First Floor, Plot No.1522, Near Apna Bazar, Sector 6, Gandhinagar – 382 006, Gujarat, Tel. No. 079 – 23240462, Jamnagar: 102, Madhav Square, Lal Bungalow Road, Jamnagar, Gujarat – 361 001, Tel.: (0288) 2662767/68, Junagadh: First Floor, Shop No. 101, 102, 113 & 114, Marry Gold 2, Above Domino’s Pizza, Opp. Bahaudin College, College Road, Junagadh, Gujarat – 362 001, Tel. No. 0285-2672678, Mehsana: 1st Floor, A One Complex, Near Umiya Shopping Center, Opp Mehsana Urban Co-operative Bank, Corporate Office, Highway Mehsana, Mehsana, Gujarat – 384 002, Tel. No. 02762 – 230180, Navsari: 1/4 Chinmay Arcade, Sattapir, Sayaji Road, Navsari – 396 445, Gujarat, Tel: (02637)-233087, Rajkot: 1st Floor, Venkatesh Plaza, Opp. RKC Ground, Dr. Radhakrishna Road, Off. Yagnik Road, Rajkot, Gujarat – 360001, Tel. No. 0281-2440701, 2433525, Surat: B-107/108, Tirupati Plaza, Near Collector Office, Athwa Gate, Surat-395 001, Tel: (0261) 2474550, Vadodara: G-6 & G-7, “Landmark” Bldg., Transpeck Centre, Race Course Road, Vadodara-390 007, Tel:(0265) 2336962, Valsad: 1st Floor, 103, Signature Building, Opp. Petrol Pump, Above Yes Bank, Dharampur Road, Halar, Valsad, Gujarat - 396 001, Tel. No. 02632-222012, Vapi: 1st Floor, Office No. 102 & 103, Saga Casa Complex, Vapi - Daman Main Road, Opp. Royal Twin Tower, Chala, Vapi, Gujarat – 396 191, Tel.: (0260) 2403307.

NAGPUR REGION Akola: Lakhma Apartment, Ground Floor, Near Anand Bakery, Ramdaspeth, Akola, Maharashtra – 444 001 Tel. No. 0724 – 2410711, Amravati: C-1, VIMACO Tower, S.T. Stand Road, Amravati – 444 602, Maharashtra, Tel.: (0721) 2553126/7/8, Bhilai: 38 Commercial Complex, Nehru Nagar (East), Bhilai – 490 020, Distt. Durg, Chhattisgarh, Tel.: (0788) 2293222, 2292777, Bhopal: 2nd Floor, V. V. Plaza, 6 Zone II, M. P. Nagar, Bhopal-462 011, Tel: (0755) 2558308, Bilaspur: S- 103, Anandam Plaza, Ground Floor, In front of Rama Port, VyaparVihar, Bilaspur, Chhattisgarh – 495 001, Tel. No. 07752 – 405538, Gwalior: 45/A, Alaknanda Towers, City Centre, Gwalior-474011, Tel: (0751) 2234072, Indore: UG 3 & 4, Starlit Tower, YN Road, Indore-452 001, Tel:(0731) 2533869/4958, Jabalpur: 74-75, 1st Floor, Above HDFC Bank, Gol Bazar, Jabalpur – 482 002, Madhya Pradesh, Tel: (0761) 2480004/5, Nagpur: 1st Floor, Shraddha House, S. V. Patel Marg, Kings Way, Nagpur-440 001, Tel: (0712) 2536893, Raipur: Vanijya Bhavan, Sai Nagar, Jail Road, Raipur-492 009, Tel: (0771) 2881410/12, Ratlam: R.S.Paradise, 101, 1st Floor, Above Trimurti Sweets, Do Batti Square, Ratlam – 457 001, Madhya Pradesh, Tel.: (07412) 222771/72.

NORTH ZONE

CHANDIGARH REGION Ambala: 5686-5687, Nicholson Road, Ambala Cantt, Haryana, Pin-133 001, Tel.: (0171) 2631780, Amritsar: 69, Court Road, Amritsar-143001, Tel: (0183) 2564388, Bhatinda: MCB Z-3/03228,1st Floor, Above Punjab National Bank, Tinkoni Chowk, Goniana Road, Bathinda – 151 001, Punjab, Tel. No. (0164) 223 6500, Chandigarh: SCO No. 2907-2908, Sector 22-C, Chandigarh – 160 022, Tel. No. (0172) 270 3683, Jalandhar: Office No.32-33, 1st Floor, City Square Building, Civil Lines, Jalandhar – 144 001, Punjab, Tel. No. 0181 – 2232475/6, Jammu: Gupta’s Tower, CB-13, 2nd Floor, Rail Head Complex, Jammu – 180 004, Jammu & Kashmir, Tel.: (0191) 2470627, Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana-141 001, Tel: (0161) 2441264, Panipat: Office no.7, 2nd Floor, N K Tower, Opposite ABM AMRO Bank, G T Road, Panipat – 132 103, Haryana, Tel.: (0180) 263 1942, Patiala: SCO No. 22, First Floor, New Leela Bhawan Market, Patiala, Punjab – 147 001, Tel. No. (0175) 5004661/2/3, 5017984, Shimla: Bell Villa, 5th Floor, Below Scandal Point, The Mall, Shimla, Himachal Pradesh - 171 001, Tel.: (0177) 2657 803.

DELHI REGION Dehradun: 56, Rajpur Road, Hotel Classic International, Dehradun-248 001, Tel: (0135) 2743203, Faridabad: Shop No.6, First Floor, Above AXIS Bank, Crown Complex, 1 & 2 Chowk, NIT, Faridabad-121 001, Tel: (0129) 2424771, Ghaziabad: C-53 C, Main Road, RDC, Opp. Petrol Pump, Ghaziabad - 201001, Uttar Pradesh, Tel: (0120) 2820920/23, Gurgaon: SCO 28, 1st floor, Sector 14, Gurgaon– 122 001, Haryana, Tel: (0124) 4245200, Haridwar: First Floor, Ashirwad Complex, Near Ahuja Petrol Pump, Opp Khanna Nagar, Haridwar – 249407, Tel.: (01334) 312828, Janak Puri: Bldg. No.4, First Floor, B-1, Community Centre, B-Block, Janak Puri, New Delhi – 110 058, Tel.: (011) 25523246/47/48, Laxmi Nagar: Flat No. 104-106, 1st Floor, Laxmi Deep Building, Laxmi Nagar District Centre, Laxmi Nagar, New Delhi – 110092, Tel.: (011) 2252 9398 / 9374, Meerut: 10/8 Ground Floor, Niranjan Vatika, Begum Bridge Road, Near Bachcha Park, Meerut - 250 001, Uttar Pradesh, Tel.: (0121) 648031/2, Moradabad: Shri Vallabh Complex, Near Cross Road Mall, Civil Lines, Moradabad – 244 001, Uttar Pradesh, Tel.: (0591) 2411220, Nehru Place: G-7, Hemkunt Tower (Modi Tower), 98, Nehru Place (Near Paras Cinema), New Delhi-110 019, Tel: (011) 28898128, New Delhi: 101, Kailash Building, 26 Kasturba Gandhi Marg, New Delhi – 110 001, Delhi NCT Tel.: (011) 6617 8961/62/66/67 Fax: (011) 6617 8974, Noida: N-10 & N-11, First Floor, Above Indusind Bank, Sector – 18, Noida – 201 301, Uttar Pradesh, Tel. No. 0120-2512311/12/13/14, Pitampura: 110-111, First Floor, P P Tower, Netaji Subhash Place, Pitampura, New Delhi-110034, Tel. No. (011) 27351001-04, Rohtak: 2nd Floor, Banks Square Building, Plot No. 120-121, Opp. Myna Tourist Complex, Delhi Road, Rohtak – 124 001, Haryana, Tel. No. 01262-254021/22.

EAST ZONE

BIHAR REGION Bhagalpur: 1st floor, Kavita Apartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-812 001, Bihar, Tel.: (0641) 2300040/41, Darbhanga: VIP Road, Allalpatti, Opposite Mahamaya Nursing Home, P.O. Darbhanga Medical College, Laheraisarai, Dist – Darbhanga, Bihar – 846 003, Tel.: (06272) 250 033, Gaya: 1st Floor, Zion Complex, Opp. Fire Brigade, Swarajpuri Road, Gaya-823 001, Bihar, Tel: (0631) 2221623, Muzaffarpur: Ground Floor, LIC ‘Jeevan Prakash’ Bldg., Uma Shankar Pandit Marg, Opposite Devisthan (Devi Mandir) Club Road, Muzaffarpur (Bihar), Pin – 842 002, Tel.: (0621) 2265091, Patna: 3rd Floor, Harshwardhan Arcade, Beside Lok Nayak Jai Prakash Bhawan, (Near Dak Bunglow Crossing), Fraser Road, Patna – 800 001, Bihar, Tel: (0612) 2200047.

ANDHRA PRADESH REGION Guntur: Door No. 31-9-832, 9th Line, Second Cross, Arundelpet, Guntur, Andhra Pradesh – 522 002, Tel.: (0863) 2333818 / 2333819, Hyderabad : Lala II Oasis Plaza, 1st floor, 4-1-898 Tilak Road, Abids, Hyderabad-500 001, Tel: (040) 24750281/24750381/382, Kadapa: No. 2/790, Sai Ram Towers, Nagarajpeta, Kadapa-516 001, Tel: (08562) 222121/131, Nellore: Plot no.16/1433, Sunshine Plaza, 1st Floor, Ramalingapuram Main Road, Nellore – 524 002, Andhra Pradesh, Tel: (0861) 2335818/19, Punjagutta : 6-3-679, First Floor, Elite Plaza, Opp. Tanishq, Green Land Road, Punjagutta, Hyderabad-500 082, Tel: (040)-23417246, Rajahmundry: Door No.7-26-21, 1st Floor, Jupudi Plaza, Maturi Vari St., T. Nagar, Dist. – East Godavari, Rajahmundry – 533101, Andhra Pradesh, Tel.: (0883) 2008399/2432844, Secunderabad : 10-2-99/1, Ground Floor, Sterling Grand CVK, Road No. 3, West Marredpally, Secunderabad-500 026, Tel: (040) 27711524, Tirupati: D no. 20-1-201-C, Ground Floor, Korlagunta junction, Tirumala Byepass Road, Tirupati-517 501, Andhra Pradesh, Tel.: (0877) 2100607/2221307, Vijaywada: Door No. 27-12-34, B S N Reddy Complex, Gudavallivari Street, Governorpet, Vijayawada – 520002, Andhra Pradesh, Tel. No. (0866) 2578819 / 2578129, Vishakhapatnam: 202, 1st Floor, Door No.9-1-224/4/4, Above Lakshmi Hyundai Car Showroom, C.B.M. Compound, Near Ramatalkies Junction, Visakhapatnam-530 003, Tel : (0891) 2550 275, Warangal: Door No. 15‐1‐237, Shop Nos. 5, 5A & 6, First Floor, ‘Warangal City Centre’, Adjacent to Guardian Hospital, Near Mulugu Cross Road, Warangal – 506 007, Andhra Pradesh, Tel.: (0870) 2440755 / 2440766 / 2441099.

UTI NRI CELL UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai-400 051, Tel: 66786064 • Fax 26528175 •E-mail: uti- [email protected]

KFIN TECHNOLOGIES PRIVATE LTD. CENTRES Abohar: C/o. Shri S K Goyal, Business Development Associate of UTI Mutual Fund, H. No. 1184, Street No.5, 7th Chowk, Abohar, Punjab – 152 116, Tel.: 01634 – 221238, Ahmednagar: C/o. Mr. Santosh H. Gandhi, 3312, Khist Lane, Ahmednagar – 414 001, Maharashtra, Mob.: 9850007454, Akola: Shop No.30, Ground Floor, Yamuna Tarang Complex, N H No.06, Murtizapur Road, Akola – 444 004, Tel.: 0724 – 2451 874, Alleppey: C/o. Mr K Thankachan, MJM Building, Mullackal, Alleppey, Kerala – 688 011, Tel.: (0477) 2251110, Ananthapur: # 15-149, 2nd Floor, S.R.Towers, Opp: Lalithakala Parishat, Subash Road, Anantapur-515 001, Tel.: (08554) 244449, Andaman & Nicobar Islands: C/o Shri P N Raju, 5, Middle Point, 112, M G Road, Midyna Tower, Ground Floor, Port Blair, Andaman & Nicobar Islands – 744 101, Tel.: 03192-233083, Angul: C/o Shri Surya Narayan Mishra, 1st Floor, Sreeram Complex, NH-42,Similipada, Angul, Orissa, Pin-759122, Tel.: 06764-230192, Ankamaly: C/o Mr. P. K. Martin (CA), Parayil Agencies, Ankamaly South P.O., Ankamaly, Ernakulam Dist., Kerala – 683573, Tel.: 0484-6004796, Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Gujarat, Pin – 393 002, Tel.: (02646) 645326, Arambagh: C/o Mr Nanda Dulal Mukherjee, Arambagh Panchayet Samity Market Complex, Opposite Rabindra Bhavan, Room No.8, Arambagh, Hooghly, West Bengal – 712601, Tel. no. 9332289812, Azamgarh : 1st Floor, Alkal Building, Opp. Nagarpalika, Civil Lines, Azamgarh – 276 001, Uttar Pradesh, Bankura: C/o Shri Subhasis Das, Rampur Road (Old Rathtola), Near City Nursing Home, P O & Dist Bankura -722101 West Bengal, Tel.: 03242-259584, Begusarai: Beside UCO Bank, Kapasiya Chowk, Begusarai – 851 117, Bihar, Tel. No. 7518801807, Bhojpur: C/o Mr. V P Gupta, Mahadeva Road, Ara, Bhojpur, Bihar – 802 301, Tel.: (06182) 244 334, Bilaspur: C/o Mr Vijay Kumar Khaitan, Investor Centre, 1st Floor, Hotel Mid Town Complex, Telephone Exchange Road, Bilaspur – 495 001, Tel.: (07752) 414 701, Bongaigaon: C/o Shri Uday Chatterjee, Natun Para, College Road, P.O. Bongaigaon Dist. Bongaigaon-783380 Assam. Tel.: 03664-230488, Chandrapur: C/o Mr B S Wadhawan, 3rd Floor, City Plaza, Above New Purti Bazar, Near Jatpura Gate, Chandrapur, Maharashtra – 442 402, Tel. No. 07172 - 255562, Chhindwara: C/o Shri Arun Kumar Pandey, Char Fatak, Station Road, Behind Sub Post Office, Shanichara Bazar, Chhindwara-480002 Madhya Pradesh. Tel.: 07168- 235223, Daltonganj: C/o Mr Dimbesh Shrivastava, Mahendra Arcade, 2nd Floor, Near Zila School Chowk, Daltonganj, Dist. Palamau – 822 101, Jharkhand, Mob.: 9955365440, Dhule: Ground Floor, Ideal Laundry, Lane No.4, Khol Galli, Near Muthoot Finance, Opp. Bhavasar General Store, Dhule – 424 001, Tel: (02562) 282823, Dindigul: No.9, Old No.4/B, New Agraharam, Palani Road, Dindigul-624 001, Tel.: (0451) 2436077/177, East Midnapore: C/o Shri Manoj Kumar Dolai, Town Padumbasan, P O Tamluk, East Midnapore, West Bengal, Pin-721636, Mob.: 953228266242, Eluru: 23A-3-32, Gubbalavari Street, R R Pet, Eluru - 534 002, Tel.: (08812) 227851 to 54, Erode: No. 4, KMY Salai, Veerappan Traders Complex, Opp. Erode Bus Stand, Sathy Road, Erode-638 003, Tel.: (0424) 2225615, Firozabad: C/o Mr Nand Kumar Verma, 42/1, Shivaji Marg, Firozabad, Uttar Pradesh – 283 203, Tel. no. 05612 248290, Gandhinagar: 27, Suman Tower, Near Hotel Haveli, Sector No.11, Gandhinagar, Ahmedbad-382 011, Tel.: (079) 28529222 / 23249943 / 4955, Gangapur: C/o Mr Laxmi Narayan Gupta, 98, Bharat Katla, Opposite Private Bus Stand, Gangapur City, DistSawaimadhopur, Rajasthan – 322 201, Tel. No. 07463-231945, Hajipur: C/o Mr. V N Jha, Business Development Associate for UTI Mutual Fund, 2nd Floor, Canara Bank Campus Kachhari Road, Hajipur ‐844101, Bihar, Tel.: 06224 (260520), Himatnagar: C/o Shri Mohamedarif S Memon, B-1, Deshkanta Memon Complex, Opp Power House, Hajipura, Himatnagar -383001 Gujarat, Tel.: 02772-240796, Hissar: Sco 71, 1st Floor, Red Square Market, Hissar, Haryana – 125 001, Tel. No. 75188 01821, Howrah: C/o Shri Asok Pramanik, Uluberia – R.S., Majherrati, Jaduberia, Dist. Howrah, West Bengal, Pin- 711316, Tel.: 033-26610546, Jalpaiguri: D.B.C. Road, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalpaiguri, Jalpaiguri–735 101, Tel.: (03561) 224207/225351, Jammu & Kashmir: C/o Smt Sunita Malla (Koul), Near New Era Public School, Rajbagh, Srinagar, Jammu & Kashmir -190008, Tel.: (0194) 2311868, Jaunpur: R N Complex, 119G, In Front of Pathak Honda, Ummarpur, Jaunpur – 222 002, Uttar Pradesh, Tel.: 8081127737, Kaithal: C/o Mr. Parvesh Bansal, Business Development Associate, Chandni Chowk, Old Sabzi Mandi, Kaithal, Haryana – 136027, Tel.: (01746) 232 486, Kannur: 2nd Floor, Prabhat Complex, Fort Road, Kannur – 670 001, Kerala, Tel.:(0497) 2764190, Karimnagar: H. No.4-2-130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar-505001, Tel.: (0878) 2244773/ 75/79, Karnal: 18/369, Char Chaman, Kunjpura Road, Karnal – 132 001, Haryana, Tel.:(0184) 2251524 / 2251525 / 2251526, Katihar: C/o Mr Rabindra Kumar Sah, Keshri Market, Barbanna Gali, Baniatola Chowk, M G Road, Katihar, Dist-Katihar, Bihar – 854 105, Tel.: (06452) 244 155, Khammam: 2-3-117, Gandhi Chowk, Opp. Siramvari Satram, Khammam-507 003, Tel.: (08742) 258567, Kheda: C/o Shri Sanjay B Patel, Subhash Corner Pij Bhagol, Station Road Off Ghodia Bazar, Nadiad, Kheda – 387001, Gujarat, Tel.: (0268) 2565557, Kollam: Sree Vigneswar Bhavan, Shastri Jn. Kollam–691 001, Kerala, Tel.: (0474) 2747055, Korba: C/o Mr Vijay Kumar Rajak, Shop No.31, Pandit Din Dayal Upadhyaya Shubhada Complex, T P Nagar, Korba – 495 450, Krishna: C/o Shri Mamidi Venkateswara Rao, D. No. 25-474, Kojjilipet, Machilipatnam, Dist Krishna, Andhra Pradesh, Pin-521001, Tel.: 08672-221520, Kumbakonam: C/o Shri A Giri, Ground Floor, KVG Complex, 49 TSR Street, Kumbakonam – 612001, Tamilnadu, Tel.: (0435) 2403782, Kurnool: Shop No.43,

KEY INFORMATION MEMORANDUM

UTI Equity Fund (Multi Cap Fund - An open ended equity scheme investing across large cap, mid cap, small cap stocks)

THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING*: • Long term capital appreciation • Investment in equity instruments of companies with good growth prospects across the market capitalization spectrum

______* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

UTI Equity Fund – KIM 2021

UTI Equity Fund

Category Multi Cap Fund Type of the Scheme Multi Cap Fund - An open ended equity scheme investing across large cap, mid cap , small c ap stocks. Investment The primary objective of the scheme is to generate long term capital objective appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved. Asset allocation Instruments Indicative Risk profile pattern of the Allocation Scheme (% of total assets) Equity and Equity Related 65 - 100% Medium to Instruments High Debt and Money Market instruments 0 - 35%. Low to including securitized debt # Medium Units issued by REITs & InvITs 0 – 10% Medium to High # The fund may invest up to 50% of its debt portfolio in securitized debt.

The Fund may use derivative instruments like Stock/Index Futures or such other derivative instruments as may be introduced from time to time for the purpose of hedging and portfolio balancing, within a limit of 50% of the Net Assets of the scheme.

The Scheme can take exposure up to 20% of its net assets in stock lending.

The Scheme may seek investment opportunity in the ADR/GDR/Foreign Securities, in accordance with guidelines stipulated in this regard by SEBI and RBI from time to time. Under normal circumstances, the scheme shall not have an exposure of more than 10% of its net assets in foreign securities subject to regulatory limits. Investment in Foreign Securities shall be in compliance with requirement of SEBI circular dated September 26, 2007, SEBI Circular No. SEBI/HO/IMD/DF3/CIR/P/2020/225 dated November 05, 2020 and other applicable regulatory guidelines. The Scheme may invest in derivatives to engage in permitted currency hedging transactions with an intention to reduce exchange rate fluctuations between the currency of the Scheme (INR) and the foreign currency exposure

The above investment pattern is only indicative and may be changed by the Fund Manager for a short term period on defensive considerations, keeping in view the market conditions, market opportunities, applicable SEBI (MF) Regulations 1996, legislative amendments and other political and economic factors, the intention being at all times to seek to protect the interests of the Unit Holders. Rebalancing of the portfolio will be done when the asset allocation falls outside the range given above. If owing to adverse market conditions or with the view to protect the interest of the investors, the fund manager is not able to rebalance the asset allocation within the above mentioned period of 30 days, the same shall be reported to the Internal Investment Committee. The Internal Investment Committee shall then decide the further course of action.

UTI Equity Fund – KIM 2021

Definition of Large Cap, Mid Cap and Small Cap: As per the SEBI circular SEBI/HO/IMD/DF3/CIR/P/2017/114 of Oct 06 2017 a definition has been provided of large cap, mid cap and small cap as follows: a) Large Cap: 1 st - 100 th company in terms of full market capitalization b) Mid Cap: 101 st - 250 th company in terms of full market capitalization c) Small Cap: 251 st company onwards in terms of full market capitalization.

Subsequent to any updation in the above list, the portfolio would be re- balanced in line with the updated list within a period of one month.

This definition and updation would continue till such time that it may be revised or modified by SEBI or any other agency as prescribed by SEBI.

The limits mentioned in sub-clauses (i) and (ii) above shall not be applicable for investments in case of index fund or sector or industry specific scheme pertaining to REIT and InvIT.” Investment The scheme shall invest predominantly in equity and equity related strategy instruments across the market capitalization spectrum. The strategy emphasizes on selection of companies with long term growth prospects. The portfolio of the scheme shall be constructed around companies which have attributes such as, though not limited to, high market share, stability of margins, healthy cash flow generation and RoCEs/ RoEs, and a sound management.

The strategy shall predominantly be bottom up with emphasis on the economic characteristics of the underlying business. However, we shall use the top down approach from a risk management perspective.

Portfolio Turnover Policy The Scheme is an open-ended Scheme. Hence, the fund managers have to execute transactions based on subscriptions and redemptions on a daily basis. Further, as an active fund the scheme will take advantage of the opportunities that present themselves from time to time because of the inefficiencies in the securities markets. Hence, it would be difficult to estimate with any reasonable measure of accuracy, the likely turnover in the portfolio. The AMC will endeavor to balance the increased cost on account of higher portfolio turnover with the benefits derived there from.

UTI Equity Fund – KIM 2021

Product UTI Equity Fund is the only scheme offered by UTI Mutual Fund under Differentiation Multi Cap Fund category. Risk profile of the Mutual Fund Units involve investment risks including the possible loss of scheme principal. Please read the SID carefully for details on risk factors before investment. Risk Mitigation Type of Risk Risk Mitigation Strategies Strategies Non-adherence to the System control. Continuous review and various Asset allocation management of schemes’ portfolio. Internal limits, as per the norms/ process on equity investments & Regulations / SID monthly review thereof. Market Risk Controlling stock level/sector level exposure norms. Periodic review of strategy and performance of the schemes as compared to benchmarks / peer group. Periodic detailed risk analysis. Independent Internal Research. Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidity in the secondary market. Periodic Review of exposure to Illiquid Securities. Credit Risk Well laid out norms for investing in debt instruments. Securities rated below prescribed grade are generally backed by adequate collaterals. Review of Credit ratings and Companies’ Financials as per the laid down process. Review of credit profile of portfolio, industry developments in the credit ratings movements and investment decisions. Periodic review of sector-wise debt exposure & stipulation of restraints, wherever required. Plans and Options The scheme offers following plans Regular Plan Direct Plan

Portfolio of the Scheme under the Regular Plan and Direct Plan will be common.

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be paid / charged under Direct Plan.

How to apply: Investors subscribing under Direct Plan of the scheme will have to indicate “Direct Plan” against the Scheme name in the application form, for example, “UTI Equity Fund - Direct Plan”.

Treatment of applications under “Direct” / “Regular” Plans: Scenario Broker Code mentioned Plan mentioned Default Plan to by the investor by the investor be captured 1 Not mentioned Not mentioned Direct Plan 2 Not mentioned Direct Direct Plan 3 Not mentioned Regular Direct Plan 4 Mentioned Direct Direct Plan 5 Direct Not mentioned Direct Plan 6 Direct Regular Direct Plan 7 Mentioned Regular Regular Plan 8 Mentioned Not mentioned Regular Plan In cases of wrong/ invalid/ incomplete ARN codes mentioned in the application form under scenarios 7 or 8 above, the application shall be processed under ‘Regular Plan’. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received within 30 calendar days, the transaction shall be reprocessed under ‘Direct Plan’ from the date of application without any exit load.

Scheme characteristics of Direct Plan: Scheme characteristics such as Investment Objective, Asset Allocation Pattern, Investment Strategy, risk factors, facilities offered and terms and conditions including load structure will be the same for the Regular Plan and the Direct Plan except that: (a) Switch of investments from Regular Plan through a distributor with ARN Code (considering whether the investments were made before or after January 1, 2013 as per SEBI Circular No. CIR/IMD/DF/21/2012 dated Sept 13, 2012) to Direct Plan shall be subject to applicable exit load, if any. The holding period for applicability of load will be considered from the date of such switch to Direct Plan. (b) However, no exit load shall be levied for switch of investments from Regular Plan made directly without an ARN Code (considering whether the investments were made before or after January 1, 2013 as per SEBI Circular No. CIR/IMD/DF/21/2012 dated Sept 13, 2012) to Direct Plan of the scheme (subject to statutory taxes and levies, if any). The holding period for applicability of load will be considered from the date of initial investment in the Regular Plan. (c) No exit load shall be levied in case of switches from Direct Plan to Regular Plan. (d) No exit load shall be levied in case of change over from Dividend Option to Growth Option or from Growth Option to Dividend Option. All change over will be at applicable NAV of respective options. (e) Eligible investors/modes for applying: All categories of investors (whether existing or new unitholders) as permitted under the SID of the eligible schemes are eligible to subscribe under Direct Plan. Investments under Direct Plan can be made through various modes offered by the Fund for investing directly with the Fund {except all Platform(s) where investors’ applications for subscription of units are routed through Distributors}.

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(f) Investments through systematic routes: In case of Systematic Investment Plan (SIP)/ Systematic Transfer Investment Plan (STRIP)/ Dividend Transfer Plans (DTP), registered prior to January 1, 2013 without any distributor code under the Regular Plan of all Schemes, instalments falling on or after the January 1, 2013 will automatically be processed under the Direct Plan.

Existing Investments prior to 1 st January 2013 Dividend will continue to be reinvested in the Regular Plan only in respect of Investments made without Distributor code where the Investor has opted for the Dividend Reinvestment facility.

Operation Cut-off Timing Applicable NAV Valid applications received Upto 3 p.m. Closing NAV of the with local cheques / demand day of receipt of the drafts payable at par at the application place where the application is received. Valid applications received After 3 p.m. Closing NAV of the with local cheques / demand next business day. drafts payable at par at the place where the application is received. Valid applications received Within Closing NAV of the with outstation cheques / Business Hours day on which demand drafts (for the cheque/demand draft is schemes/investors as permitted credited to the in the Scheme Information Scheme/Plan. Document) not payable at par at the place where the application is received. Purchase : For Purchases of `2 lacs and above

Operation Cut-off Timing Applicable NAV The funds are available Upto 3 p.m. Closing NAV of the day on for utilization before cut which the funds are off and valid available for utilization applications received before cut off time shall be with cheques /demand applicable irrespective of the drafts time of receipt of the application. The above mentioned rule will be applicable irrespective of the date of

UTI Equity Fund – KIM 2021

debit to investor’s account. `2 lacs shall be considered after considering multiple applications received from the investor under all the plans/options of the scheme on the day and also under all modes of investment i.e. additional purchase, Systematic Investment Plan (SIP), Systematic Transfer Investment Plan (STRIP), Switch, etc. The investor will be identified through PAN registered with UTI Mutual Fund. Cut off time for Purchase (including switch-in) of any amount across all UTI Mutual Fund schemes (effective from February 01, 2021): Scenario Applicable NAV Application is received before the Closing NAV of the day on which cut-off time of 3.00 P.M. and funds the funds are available for are available for utilization before the utilization before cut-off time. cut-off time. Application is received after the cut- Closing NAV of the next Business off time of 3.00 P.M. and funds are Day available for utilization on the same day or before the cut-off the next business day. Irrespective of the time of receipt of Closing NAV of the day on which application, where the funds are not the funds are available for available for utilization before the utilization before cut-off time. cut-off time. For Switch-ins of any amount: I. Application for switch-in is received before the applicable cut-off time. II. Funds for the entire amount of subscription/purchase as per the switch- in request are credited to the bank account of the respective switch-in schemes before the cut-off time III. The funds are available for utilization before the cut-off time, by the respective switch-in schemes. IV. In case of ‘switch’ transactions from one scheme to another, the allocation shall be in line with redemption payouts

For investments through systematic investment routes such as Systematic Investment Plans (SIP), Systematic Transfer Investment Plans (STRIP), Dividend Transfer Plan (DTP), etc. the units will be allotted as per the closing NAV of the day on which the funds are available for utilization by the Target Scheme irrespective of the instalment date of the SIP, STRIP or record date of dividend etc.

Redemption : Operation Cut-off Timing Applicable NAV Valid applications Upto 3 p.m. Closing NAV of the day of received receipt of the application. Valid applications After 3 p.m. Closing NAV of the next received business day. Redemption requests: Where, under a scheme, units are held under both the Regular Plan and Direct Plan, the redemption/switch request shall clearly mention the plan. If no Plan is mentioned, it would be processed on a first in first out (FIFO) basis considering both the Plans.

UTI Equity Fund – KIM 2021

NOTE:- The Cut off timing for subscriptions / redemptions / switches governed by SEBI Circulars / notifications and AMFI Guidelines issued from time to time. Minimum Minimum Amount for purchase under all Plans and Options Application Minimum initial investment is ` 5,000/-. Amount Subsequent minimum investment under a folio is ` 1,000/- and in multiples of ` 1/- thereafter with no upper limit. Benchmark Index Nifty 500 Name of the Fund Mr. Ajay Tyagi (Managing the Scheme since January 2016) Manager Dedicated Fund Mr. Kamal Gada (Managing the Scheme since July 2018) Manager for overseas investments Performance of the Compounded Scheme Returns (%) Scheme as on Annualised Returns* Regular Plan – Growth Option Nifty 500 (%) December 31, 2020 Last 1 year 31.55 17.89 Last 3 years 15.01 7.92 Last 5 years 14.87 12.70 Since Inception 12.68 N.A. Date of Inception: May 18, 1992

* Computed on compounded annualized basis using NAV of Growth option

Past performance may or may not be sustained in future

As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of Nifty 500. PRI & TRI values are not available from the inception date of UTI Equity Fund i.e 18th May 1992 to 31st December 1996.

The performance of the benchmark is calculated using total return index variant of the benchmark index.

UTI Equity Fund – KIM 2021

Top 10 holdings by issuers and sectors UTI-Equity Fund - Top 10 holdings in Equity (Issuer wise) (as on December Serial No Issuer Name % of NAV 31, 2020) 1 Bajaj Finance Ltd. 6.61 2 HDFC Bank Ltd. 5.74 3 Larsen & Toubro Infotech Ltd 4.69 4 Kotak Mahindra Bank Ltd. 4.66 5 HDFC Ltd. 4.33 6 Infosys Ltd. 4.10 7 Astral Poly Technik Ltd. 3.49 8 Tata Consultancy Services Ltd. 3.17 9 Info-Edge (India) Ltd. 3.10 10 Avenue Supermarts Ltd. 2.65 Total 42.54

UTI-Equity Fund - Top 10 holdings in Equity (Sector wise) Serial No Sector % of NAV 1 Financial Services 26.13 2 Information and Technology 19.33 3 Consumer Goods 16.18 4 Phar ma 10.65 5 Automobile 8.21 6 Industrial Manufacturing 5.82 7 Healthcare Services 3.20 8 Cement & Cement Products 1.96 9 NCA/Reverse Repo/Triparty Repo/Others 1.76 10 Chemicals 1.72 Total 94.96

Any redemption / switch out of units would be done on First in First Out (FIFO) basis.

The above Exit Load is applicable for all subscriptions / switch in / redemptions / switch out transactions including Systematic Withdrawal Plan (SWP) and

UTI Equity Fund – KIM 2021

Systematic Transfer Investment Plan (STRIP) under Regular Plan and Direct Plan and for all Options i.e. Growth, Dividend Payout and Reinvestment. Expenses of the Daily Net Assets of the scheme % of Net Assets Scheme on the first Rs. 500 crores of the daily 2.25% net assets on the next Rs. 250 crores of the 2.00% daily net assets on the next Rs. 1,250 crores of the 1.75% daily net assets on the next Rs. 3,0 00 crores of the 1.60% daily net assets on the next Rs. 5,000 crores of the 1.50% daily net assets on the next Rs. 40,000 crores of the Total expense ratio reduction of daily net assets 0.05 % for every increase of Rs.5,000 crores of daily net asset or part thereof. on balance of the assets 1.05% Expenses in In addition to the recurring expenses stated above, the following expenses addition to including GST, as may be applicable, may also be charged to the Scheme:- recurring expenses Total Expense ratio (TER) and Additional Total Expenses: (i) Charging of additional expenses 1. Additional TER shall be charged up to 30 bps on daily net assets of the scheme if the new inflows from Retail Investors beyond top 30 cities (as per SEBI Regulations/Circulars/AMFI data) are at least (a) 30% of gross new inflows from Retail Investors in the scheme or (b) 15% of the Average Assets under Management (year to date) of the scheme, whichever is higher. The additional TER on account of inflows from Retail Investors beyond top 30 cities so charged shall be clawed back in case the same is redeemed within a period of 1 year from the date of investment. The same can be used only for distribution expenses incurred for bringing inflows from such cities.

2. In case inflows from Retail Investors beyond top 30 cities is less than the higher of (a) or (b) above, additional TER on daily net assets of the scheme shall be charged as follows:

[(Daily net assets) X (30 basis points) X (New inflows from Retail Investors from beyond top 30 cities)] ______365* X Higher of (a) or (b) above * 366, wherever applicable.

Retail investors would mean individual investors from whom inflows into the Scheme would amount upto Rs. 2,00,000/- per transaction.

UTI Equity Fund – KIM 2021

services etc) charged under different heads as mentioned under SEBI Regulations. Such additional expenses will not be charged if exit load is not levied or is not applicable to the Scheme.

4. The ‘AMC fees’ charged to the scheme with no sub-limits will be within the TER as prescribed by SEBI Regulations.

5. In addition to the limits indicated above, brokerage and transaction costs not exceeding 1. 0.12% in case of cash market transactions, and 2. 0.05% in case of derivatives transactions shall also be charged to the scheme/plans. Aforesaid brokerage and transaction costs are included in the cost of investment which is incurred for the purpose of execution of trade. Any payment towards brokerage and transaction cost, over and above the aforesaid brokerage and transaction costs shall be charged to the scheme/plans within the maximum limit of Total Expense Ratio (TER) as prescribed under regulation 52 of the SEBI (Mutual Funds) Regulations, 1996. Any expenditure in excess of the said prescribed limit (including brokerage and transaction cost, if any) shall be borne by the AMC or by the Trustee or Sponsors.

For further details, please refer to SID. Actual recurring Period 01-04-2019 to 31-03-2020: 1.93% expenses of the Scheme Dividend Policy Dividend distribution under the dividend option will be made subject to availability of distributable surplus and a decision is taken by the Trustees to make dividend distribution. Threshold limit for a. In case of Dividend Payout under a folio is less than or equal to dividend payout Rs.1,500/- and where complete bank account details are not available or options facility of electronic credit is not available with Investor’s Bank/Bank Branch, then such amount will be compulsorily reinvested wherever reinvestment option is available under the scheme and an Account Statement (SoA) will be sent to the Investors at their Registered Address.

(a) a resident individual or a NRI or a person of Indian origin residing

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abroad, either singly or jointly with another or upto two other individuals on joint/anyone or survivor basis. An individual may make an application in his personal capacity or in his capacity as an officer of a Government or of a Court; (b) a parent, step-parent or other lawful guardian on behalf of a resident or a NRI minor. Minor (as the first and the sole holder only) through a natural guardian (i.e. father or mother) or a court appointed legal guardian. There shall not be any joint holding with minor investments.

Process for Investments made in the name of a Minor through a Guardian shall be in line with SEBI Circular No. SEBI/HO/IMD/DF3 /CIR /P/2019/166 dated December 24, 2019

(i) Payment for investment by means of Cheque, Demand Draft or any other mode shall be accepted from the bank account of the minor or from a joint account of the minor with the guardian only. For existing folios, investors are required to submit Form for Change of Payout Bank account details along with the required documents, before redemption. (ii) Upon the minor attaining the status of major, the minor in whose name the investment was made, shall be required to provide all the KYC details, updated bank account details including cancelled original cheque leaf of the new account. No further transactions shall be allowed till the status of the minor is changed to major. (iii) The standing instructions registered for Systematic Investment Plan (SIP), Systematic Transfer Investment Plan (STRIP), Systematic Withdrawal Plan (SWP), Dividend Transfer Plan (DTP), etc., shall be suspended when the minor attains majority, till the status is changed to major.

(c) an association of persons or body of individuals whether incorporated or not; (d) a Hindu Undivided Family - both resident and non-resident; (e) a body corporate including a company formed under the Companies Act, 1956 [replaced by The Companies Act, 2013 (No.18 of 2013)] or established under State or Central Law for the time being in force; (f) a bank including a scheduled bank, a regional rural bank, a co- operative bank etc.; (g) an eligible trust including Private Trust being irrevocable trust and created by an instrument in writing; (h) a society as defined under the scheme; (i) a Financial Institution; (j) an Army/Navy/ Air Force/Paramilitary Fund; (k) a partnership Firm; (l) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(j) of Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2019, (m) Mutual Funds registered with SEBI; (n) Scientific and Industrial Research Organisations; (o) Multilateral Funding Agencies / Bodies Corporate incorporated outside India with the permission of Government of India/Reserve Bank of India; (p) Other schemes of UTI Mutual Fund subject to the conditions and limits prescribed by SEBI Regulations; (q) Such other individuals / institutions / body corporate etc., as may be

UTI Equity Fund – KIM 2021

decided by the AMC from time to time, so long as wherever applicable they are in conformity with SEBI Regulations; (r) Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units of the scheme. The AMC shall not be entitled to charge any fees on its investments in the scheme.

The fund reserves the right to include/exclude, new/existing categories of investors to invest in the schemes from time to time, subject to SEBI Regulations, if any.

UTI AMC reserves the right to amend/terminate this facility at any time, keeping in view business/operational exigencies.

Overseas Corporate Bodies (OCBs) are not allowed to invest in units of any of the schemes of UTI MF.

Investment by other Overseas Investors Neither the SID nor the units of Schemes have been registered in any jurisdiction including the United States of America.

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any event use any such application form, unless in the relevant jurisdiction such an invitation could lawfully be made to them and such application form could lawfully be used without compliance with any registration or other legal requirements.

For further details as to who can invest, please refer to the SID of scheme.

For further details on documents to be submitted under the process to identify third party payments etc, please r efer to SAI. Details under FATCA Foreign Account Foreign Account Tax Compliance Act (FATCA) is a United States (US) Tax Compliance Law aimed at prevention of tax evasion by US citizens and residents (“US Act (FATCA) / Persons”) through use of offshore accounts Persons as well as passive Common NFFEs in which controlling interest is held by specified US person. Reporting Standards (CRS) FATCA obligates foreign financial institutions (FFIs), including Indian financial institutions to provide the US Internal Revenue Service (IRS) with information and to report on the accounts held by specified US Persons.

UTI Equity Fund – KIM 2021

Information in Tax Matters”, generally known as CRS in order to combat the problem of offshore tax evasion and avoidance and stashing of unaccounted money abroad.

Please refer to Instructions given in the FATCA/CRS Form & Scheme application form before filling in the particulars and for further details relating to FATCA/CRS, refer to SEBI Circular No. CIR/MIRSD/3/2015 dated 10th September 2015 and guidelines /circulars issued by SEBI from time to time. Facilities offered 1. Systematic Investment Plan (SIP) (a) Step up facility (b) Any Day SIP (c) Micro SIP (d) Pause Facility 2. Systematic Transfer Investment Plan (STRIP) (Available as Destination Scheme and Source Scheme) 3. Flexi Systematic Transfer Investment Plan (Flexi STRIP) (Available as Destination Scheme and Source Scheme) 4. Dividend Transfer Plan (DTP) 5. Systematic Withdrawal Plan (SWP) 6. Switch over 7. Automatic Trigger Facility

Under the SIP facility, the following additional facilities are available viz. Step up facility, Facility to switch from one eligible scheme to another eligible scheme and Any Day SIP.

(i) a body corporate including a company formed under the Companies Act, 1956/2013 or established under State or Central Law for the time being in force; (ii) a bank including a scheduled bank, a regional rural bank, a co- operative bank; (iii) an eligible trust; (iv) an eligible society; (v) any other institution; (vi) Army/Navy/Air Force/Paramilitary Fund and (vii) Any other category of investors, as may be decided by UTI AMC from time to time.

The facility to carry out financial transactions through designated Email has

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been extended to all non-institutional investors (including individuals), with effect from June 01, 2020, with following additional clauses:-

Only Commercial transactions i.e. Purchase, Redemption and Switches shall be accepted through designated fax and email.

For further details on terms and conditions and other particulars, please refer to SAI. Despatch of Within 10 business days of the receipt of the redemption request at the redemption authorised centre of UTI Mutual Fund. requests Restrictions on In the event of receipt of inordinately large number of redemption requests redemption of or a restructuring of a Schemes’ portfolio, there may be delays in the Units redemption of units.

Further to the above, the following points relating to restrictions on redemption of units may be noted:-

1. Restrictions on redemption of units may be imposed when there are circumstances leading to a systemic crisis or event that severely constricts market liquidity or the efficient functioning of markets such as: (i) Liquidity issues - when market at large becomes illiquid affecting almost all securities rather than any issuer specific security. (ii) Market failures, exchange closures etc. (iii) Operational issues – when exceptional circumstances are caused by force majeure, unpredictable operational problems and technical failures (e.g. a black out).

UTI Equity Fund – KIM 2021

2. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working days in any 90 days period.

3. Restriction will be imposed after obtaining the approvals of the Boards of AMC and the Trustees

Requirement of Permanent Account Number (PAN) in respect of Non- PAN Exempt Folios for Redemption & Mandatory updation of Know Your Customer (KYC) requirements for processing of mutual fund transactions

Further, it is reiterated that, it is mandatory to complete the KYC requirements for all unit holders, including for all joint holders and the guardian in case of folio of a minor investor.

For further details in this regard, please refer to SAI. Transferability of Units of the scheme held in dematerialised form shall be freely transferable units from one demat account to another demat account. For further details on terms and conditions governing the transferability of units, kindly refer to the SAI and SID.

Units covered by Unit certificates Units covered by unit certificates issued under the scheme are transferable / pledgeable /assignable subject to certain terms and conditions. For details refer to SID & SAI Switching of Units In addition to the facility of Purchase and Redemption available on the BSE of UTI Mutual Star MF of Bombay Stock Exchange, the facility of Switching units is Fund (UTI MF) available. The request for switch can be given in number of units. For Schemes on BSE further details refer to SAI. Star MF Platform

UTI Equity Fund – KIM 2021

Exit load on death In the case of the death of a unitholder, no exit load (if applicable) will be of an unitholder charged for redemption of units by the claimant under certain circumstances and subject to fulfilling of prescribed procedural requirements. For further details regarding settlement of death claim refer to SAI. Tax Treatment for Investor is advised to refer to the details in the Statement of Additional the Investors Information and also independently refer to his tax advisor. (Unitholders) For Investor Name and Address of Registrar All investors could refer their Grievance please grievances giving full particulars of contact KFIN Technologies Private investment at the following address: Limited., Unit: UTIMF, Ms Nanda Malai Karvy Selenium Tower B, Associate Vice President – Plot Nos. 31 & 32 Financial Department of Operations District, UTI Asset Management Company Nanakramguda, Ltd., Serilingampally Mandal, UTI Tower, Gn Block, Hyderabad – 500032, Bandra-Kurla Complex, Bandra (East), Board No: 040-6716 2222, Mumbai – 400 051. Fax no : 040 - 6716 1888, Tel: 022-6678 6666, Email: [email protected] Fax: 022-26523031

Investors may post their grievances at our website: www.utimf.com or e- mail us at service @uti.co.in Name of Trustee UTI Trustee Company Private Limited company Daily Net Asset The NAVs will be declared by 11 p.m. on all business days and will be Value (NAV) available on website of UTI Mutual Fund, www.utimf.com and website of Publication AMFI namely www.amfiindia.com. If the NAVs are not available before commencement of business hours on the following day due to any reason, the Fund shall issue a press release providing reasons and explaining when the Fund would be able to publish the NAVs. You can also call us at 1800 266 1230 (toll free number) or (022) 6227 8000 (non toll free number). Unit Holder Accounts statement and abridged annual financial results shall be provided Information to investors. Monthly / Half yearly scheme portfolio disclosure will be mailed to unitholders and disclosed on our website / AMFI website.

Date: January 27, 2021

CORPORATE OFFICE UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051. Tel.: (022) 66786666

OFFICIAL POINTS OF ACCEPTANCE UTI FINANCIAL CENTRES

WEST ZONE GUJARAT REGION Ahmedabad: 2nd Floor, IFCI Bhavan, Behind Tanishq Show Room, Nr. Lal Bungalow Bus Stand, C G Road, Ahmedabad – 380 006. Gujarat, Tel.: (079) 26462180, 26462905, Anand: 12-A, First Floor, Chitrangna Complex, Anand – V. V. Nagar Road, Anand – 388 001, Gujarat, Tel.: (02692) 245943 / 944, Bharuch: 103-105, Aditya Complex, 1 st Floor, Near Kashak Circle, Bharuch – 392 001, Gujarat, Tel.:(02642) 227331, Bhavnagar: Shree Complex, 6-7 Ground Floor, Opp. Gandhi Smruti, Crescent Circle, Crescent, Bhavnagar – 364 001, Tel.:(0278)-2519961/2513231, Bhuj: First Floor 13 & 14, Jubilee Circle, Opposite All India Radio, Banker’s Colony, Bhuj – 370 001, Gujarat, Tel: (02832) 220030, Gandhinagar: “Dvij Elite”, First Floor, Plot No.1522, Near Apna Bazar, Sector 6, Gandhinagar – 382 006, Gujarat, Tel. No. 079 – 23240462, Jamnagar: 102, Madhav Square, Lal Bungalow Road, Jamnagar, Gujarat – 361 001, Tel.: (0288) 2662767/68, Junagadh: First Floor, Shop No. 101, 102, 113 & 114, Marry Gold 2, Above Domino’s Pizza, Opp. Bahaudin College, College Road, Junagadh, Gujarat – 362 001, Tel. No. 0285-2672678, Mehsana: 1st Floor, A One Complex, Near Umiya Shopping Center, Opp Mehsana Urban Co-operative Bank, Corporate Office, Highway Mehsana, Mehsana, Gujarat – 384 002, Tel. No. 02762 – 230180, Navsari: 1/4 Chinmay Arcade, Sattapir, Sayaji Road, Navsari – 396 445, Gujarat, Tel: (02637)-233087, Rajkot: 1st Floor, Venkatesh Plaza, Opp. RKC Ground, Dr. Radhakrishna Road, Off. Yagnik Road, Rajkot, Gujarat – 360001, Tel. No. 0281-2440701, 2433525, Surat: B- 107/108, Tirupati Plaza, Near Collector Office, Athwa Gate, Surat-395 001, Tel: (0261) 2474550, Vadodara: G-6 & G-7, “Landmark” Bldg., Transpeck Centre, Race Course Road, Vadodara-390 007, Tel:(0265) 2336962, Valsad: 1st Floor, 103, Signature Building, Opp. Petrol Pump, Above Yes Bank, Dharampur Road, Halar, Valsad, Gujarat - 396 001, Tel. No. 02632-222012, Vapi: 1st Floor, Office No. 102 & 103, Saga Casa Complex, Vapi - Daman Main Road, Opp. Royal Twin Tower, Chala, Vapi, Gujarat – 396 191, Tel.: (0260) 2403307.

MUMBAI REGION Bandra Kurla Complex : UTI Tower, ‘Gn’ Block, Ground Floor, Bandra-Kurla Complex, Bandra (E), Mumbai-400051, Tel: (022) 66786354/6101, Borivali : Purva Plaza, Ground Floor, Junction of S V Road & Shimpoli, Soni Wadi Corner, Borivali (West), Mumbai – 400 092. Tel: (022) 2898 0521/ 5081, Ghatkopar : 102, 1 st Floor, Sai Plaza, Jawahar Road, Opp. Ghatkopar Rly Station, Ghatkopar (East), Mumbai – 400 077, Maharashtra, Tel. No. (022) 25010833 / 25010715, Goregaon : 101, 1 st Floor, Accord Commercial Complex, Opposite Bus Depot, Station Road, Goregaon (East), Mumbai – 400 063, Tel: (022) 26850849/26850850, JVPD : Unit No.2, Block ‘B’, Opp. JVPD Shopping Centre, Gul Mohar Cross Road No.9, Andheri (W), Mumbai-400049, Tel:(022) 26201995/26239841, Kalyan: Ground Floor, Jasraj Commercial Complex, Chitroda Nagar, Valli Peer, Station Road, Kalyan (West) - 421 301, Tel: (0251) 2316063/7191, Lotus Court : Lotus Court Building, 196, Jamshedji Tata Road, Backbay Reclamation, Mumbai-400020, Tel: (022) 22821357, Marol: Plot No.12, Road No.9 Behind Hotel Tunga Paradise MIDC Marol, Andheri (East), Mumbai – 400 093, Maharashtra, Tel.: (022) 2836 5138, Powai : G-5, Ground Floor, CETTM (Centre for Excellence in Telecom Technology & Management), MTNL Main Building, Technology Street, Hiranandani Gardens, Powai, Mumbai, Maharashtra – 400 076, Thane: 101/102, Ishkrupa, Ram Maruti Road, Opp. New English School, Naupada, Thane West – 400 602, Maharashtra, Tel.: (022) 2533 2409 / 2533 2415, Vashi : Shop No. 8 & 8A, Ground Floor, Vardhaman Chamber Premises CHS Ltd, Plot No. 84, Sector 17, Vashi, Navi Mumbai, Maharashtra – 400 703, Tel. No. (022) 2789 0171 / 72 / 74 / 76, Virar : Shop No. 2 &3, Ground Floor, Sheetal Nagar Building No.4, 281/2, Raja Chhatrapati Shivaji Road, Near LIC Home Finance Office, Agashi Road, Virar West, Dist. Palghar, Maharashtra – 401 303, Tel. No. 0250 – 251 5848.

NAGPUR REGION Akola: Lakhma Apartment, Ground Floor, Near Anand Bakery, Ramdaspeth, Akola, Maharashtra – 444 001 Tel. No. 0724 – 2410711, Amravati: C-1, VIMACO Tower, S.T. Stand Road, Amravati – 444 602, Maharashtra, Tel.: (0721) 2553126/7/8, Bhilai: 38 Commercial Complex, Nehru Nagar (East), Bhilai – 490 020, Distt. Durg, Chhattisgarh, Tel.: (0788) 2293222, 2292777, Bhopal: 2nd Floor, V. V. Plaza, 6 Zone II, M. P. Nagar, Bhopal-462 011, Tel: (0755) 2558308, Bilaspur: S-103, Anandam Plaza, Ground Floor, In front of Rama Port, VyaparVihar, Bilaspur, Chhattisgarh – 495 001, Tel. No. 07752 – 405538, Gwalior: 45/A, Alaknanda Towers, City Centre, Gwalior-474011, Tel: (0751) 2234072, Indore: UG 3 & 4, Starlit Tower, YN Road, Indore-452 001, Tel:(0731) 2533869/4958, Jabalpur: 74-75, 1 st Floor, Above HDFC Bank, Gol Bazar, Jabalpur – 482 002, Madhya Pradesh, Tel: (0761) 2480004/5, Nagpur: 1st Floor, Shraddha House, S. V. Patel Marg, Kings Way, Nagpur-440 001, Tel: (0712) 2536893, Raipur: Vanijya Bhavan, Sai Nagar, Jail Road, Raipur-492 009, Tel: (0771) 2881410/12, Ratlam: R.S.Paradise, 101, 1 st Floor, Above Trimurti Sweets, Do Batti Square, Ratlam – 457 001, Madhya Pradesh, Tel.: (07412) 222771/72.

REST OF MAHARASHTRA AND GOA Aurangabad: "Yashodhan", Near Baba Petrol Pump, 10, Bhagya Nagar, Aurangabad – 431 001, Maharashtra, Tel.: (0240) 2345219 / 29, Chinchwad : City Pride, 1st Floor, Plot No.92/C, D III Block, MIDC, Mumbai-Pune Highway, Kalbhor Nagar, Chinchwad, Pune-411 019, Tel: (020) 65337240, Jalgaon: First Floor, Plot No-68, Zilha Peth, Behind Old Court, Near Gujrat Sweet Mart, Jalgaon (Maharashtra), Pin - 425 001, Tel.: (257) 2240480/2240486, Kolhapur: 11 & 12, Ground Floor, Ayodhya Towers, C S No 511, KH-1/2, ‘E’ Ward, Dabholkar Corner, Station Road, Kolhapur-416 001, Tel.: (0231) 2666603/2657315, Margao: Shop No. G-6 & G-7, Jeevottam Sundara, 81, Primitive Hospicio Road, Behind Cine Metropole, Margao, Goa-403 601, Tel.: (0832) 2711133, Nasik: Apurva Avenue, Ground Floor, Near Kusumagraj Pratishthan, Tilak Wadi, Nasik-422002, Tel: (0253) 2570251/252, Panaji: E.D.C. House, Mezzanine Floor, Dr. A.B. Road, Panaji, Goa-403 001, Tel: (0832) 2222472, Pune: Ground Floor, Shubhadra Bhavan, Apte Road, Opposite Ramee Grand Hotel, Pune – 411 004. Maharashtra, Tel.: (020) 25521052 / 53 / 54 / 55 / 63, Solapur: 157/2 C, Railway Lines, Rajabhau Patwardhan Chowk, Solapur – 413 003, Maharashtra, Tel.: (0217) 223 11767. NORTH ZONE CHANDIGARH REGION Ambala: 5686-5687, Nicholson Road, Ambala Cantt, Haryana, Pin-133 001, Tel.: (0171) 2631780, Amritsar: 69, Court Road, Amritsar- 143001, Tel: (0183) 2564388, Bhatinda: MCB Z-3/03228,1st Floor, Above Punjab National Bank, Tinkoni Chowk, Goniana Road, Bathinda – 151 001, Punjab, Tel. No. (0164) 223 6500, Chandigarh: SCO No. 2907-2908, Sector 22-C, Chandigarh – 160 022, Tel. No. (0172) 270 3683, Jalandhar: Office No.32-33, 1 st Floor, City Square Building, Civil Lines, Jalandhar – 144 001, Punjab, Tel. No. 0181 – 2232475/6, Jammu: Gupta’s Tower, CB-13, 2 nd Floor, Rail Head Complex, Jammu – 180 004, Jammu & Kashmir, Tel.: (0191) 2470627, Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana-141 001, Tel: (0161) 2441264, Panipat: Office no.7, 2 nd Floor, N K Tower, Opposite ABM AMRO Bank, G T Road, Panipat – 132 103, Haryana, Tel.: (0180) 263 1942, Patiala: SCO No. 22, First Floor, New Leela Bhawan Market, Patiala, Punjab – 147 001, Tel. No. (0175) 5004661/2/3, 5017984, Shimla: Bell Villa, 5th Floor, Below Scandal Point, The Mall, Shimla, Himachal Pradesh - 171 001, Tel.: (0177) 2657 803.

DELHI REGION Dehradun: 56, Rajpur Road, Hotel Classic International, Dehradun-248 001, Tel: (0135) 2743203, Faridabad: Shop No.6, First Floor, Above AXIS Bank, Crown Complex, 1 & 2 Chowk, NIT, Faridabad-121 001, Tel: (0129) 2424771, Ghaziabad: C-53 C, Main Road, RDC, Opp. Petrol Pump, Ghaziabad - 201001, Uttar Pradesh, Tel: (0120) 2820920/23, Gurgaon: SCO 28, 1st floor, Sector 14, Gurgaon–122 001, Haryana, Tel: (0124) 4245200, Haridwar: First Floor, Ashirwad Complex, Near Ahuja Petrol Pump, Opp Khanna Nagar, Haridwar – 249407, Tel.: (01334) 312828, Janak Puri: Bldg. No.4, First Floor, B-1, Community Centre, B-Block, Janak Puri, New Delhi – 110 058, Tel.: (011) 25523246/47/48, Laxmi Nagar: Flat No. 104-106, 1 st Floor, Laxmi Deep Building, Laxmi Nagar District Centre, Laxmi Nagar, New Delhi – 110092, Tel.: (011) 2252 9398 / 9374, Meerut: 10/8 Ground Floor, Niranjan Vatika, Begum Bridge Road, Near Bachcha Park, Meerut - 250 001, Uttar Pradesh, Tel.: (0121) 648031/2, Moradabad: Shri Vallabh Complex, Near Cross Road Mall, Civil Lines, Moradabad – 244 001, Uttar Pradesh, Tel.: (0591) 2411220, Nehru Place : G-7, Hemkunt Tower (Modi Tower), 98, Nehru Place (Near Paras Cinema), New Delhi-110 019, Tel: (011) 28898128, New Delhi : 101, Kailash Building, 26 Kasturba Gandhi Marg, New Delhi – 110 001, Delhi NCT Tel.: (011) 6617 8961/62/66/67 Fax: (011) 6617 8974, Noida: N-10 & N-11, First Floor, Above Indusind Bank, Sector – 18, Noida – 201 301, Uttar Pradesh, Tel. No. 0120-2512311/12/13/14, Pitampura : 110-111, First Floor, P P Tower, Netaji Subhash Place, Pitampura, New Delhi-110034, Tel. No. (011) 27351001-04, Rohtak: 2nd Floor, Banks Square Building, Plot No. 120-121, Opp. Myna Tourist Complex, Delhi Road, Rohtak – 124 001, Haryana, Tel. No. 01262-254021/22.

RAJASTHAN REGION Ajmer : Uday Jyoti Complex, First Floor, India Motor Circle, Kutchery Road, Ajmer-305 001, Tel: (0145) 2423948, Alwar : Plot No.1, Jai Complex (1st Floor), Above AXIS Bank, Road No.2, Alwar – 301 001, Rajasthan, Tel.:(0144) 2700303/4 , Bhilwara : B-6 Ground Floor, S K Plaza, Pur Road, Bhilwara – 311 001, Rajasthan, Tel.: (01482) 242220/21, Bikaner : Gupta Complex, 1 st Floor, Opposite Chhapan Bhog, Rani Bazar, Bikaner – 334 001, Rajasthan, Tel: (0151) 2524755 , Jaipur : Vasanti, 1 st Floor, Plot No. 61-A, Dhuleshwar Garden, Sardar Patel Marg, ‘C’ Scheme, Jaipur-302 001, Tel: (0141)-4004941/43 to 46 , Jodhpur : 51 Kalpataru Shopping Centre, Shastri Nagar, Near Ashapurna Mall, Jodhpur - 342 005,Tel.: (0291)-5135100, Kota : Sunder Arcade, Plot No.1, Aerodrome Circle, Kota-324007, Tel: (0744)-2502242/07 , Sikar : 9-10, 1 st Floor, Bhasker Height, Ward No.28, Silver Jubilee Road, Shramdaan Marg, Nr. S K Hospital, Sikar, Rajasthan – 332 001, Tel: (01572) 271044, 271043, Sriganganagar : Shop No.4 Ground Floor, Plot No.49, National Highway No.15, Opp. Bhihani Petrol Pump, Sriganganagar – 335 001, Rajasthan, Tel: (0154) 2481602 , Udaipur : Ground Floor, RTDC Bldg., Hotel Kajri, Shastri Circle, Udaipur- 313001, Tel: (0294)– 2423065/66/67 . UTTAR PRADESH REGION Agra: FCI Building, Ground Floor, 60/4, Sanjay Place, Agra–282 002, Tel: (0562) 2857789, 2858047, Aligarh: 3/339-A Ram Ghat Road, Opp. Atrauli Bus Stand, Aligarh, Uttar Pradesh–202 001, Tel : (0571) 2741511, Allahabad: 4, Sardar Patel Marg, 1st Floor, Civil Lines, Allahabad-211 001, Tel: (0532) 2561028, Bareilly: 116-117 Deen Dayal Puram, Bareilly, Uttar Pradesh-243 005, Tel.: (0581) 2303014, Gorakhpur: Cross Road The Mall, Shop No. 16 - 20, 1st Floor, Bank Road, A. D. Chowk, Gorakhpur - 273 001, Uttar Pradesh, Tel.: (0551) 220 4995 / 4996, Haldwani: 1st Floor, A K Tower, Plot No.4, Durga City Centre, Khasra No. 260, Bhotia Paro, Haldwani, District: Nainital, Uttarakhand – 263 139, Tel : (05946) 222433, Jhansi: 1st Floor, Basera Arcade, (Plot No. 551/1 & 556/2) BKD-Chitra Road, In front of Dhyanchand Stadium, Civil Lines, Jhansi, Uttar Pradesh, Tel. No. 0510 – 2441877, Kanpur: 16/77, Civil Lines, Kanpur-208 001, Tel: (0512) 2304278, Lucknow: Aryan Business Park, 2 nd floor, 19/32 Park Road (old 90 M G Road), Lucknow-226 001, Tel: (0522) 4523308/4523311, Varanasi: 1st Floor, D-58/2A-1, Bhawani Market, Rathyatra, Varanasi-221 010, Tel: (0542) 2226881.

EAST ZONE BIHAR REGION Bhagalpur: 1st floor, Kavita Apartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-812 001, Bihar, Tel.: (0641) 2300040/41, Darbhanga: VIP Road, Allalpatti, Opposite Mahamaya Nursing Home, P.O. Darbhanga Medical College, Laheraisarai, Dist – Darbhanga, Bihar – 846 003, Tel.: (06272) 250 033, Gaya: 1st Floor, Zion Complex, Opp. Fire Brigade, Swarajpuri Road, Gaya-823 001, Bihar, Tel: (0631) 2221623, Muzaffarpur: Ground Floor, LIC ‘Jeevan Prakash’ Bldg., Uma Shankar Pandit Marg, Opposite Devisthan (Devi Mandir) Club Road, Muzaffarpur (Bihar), Pin – 842 002, Tel.: (0621) 2265091, Patna: 3rd Floor, Harshwardhan Arcade, Beside Lok Nayak Jai Prakash Bhawan, (Near Dak Bunglow Crossing), Fraser Road, Patna – 800 001, Bihar, Tel: (0612) 2200047.

ORISSA & JHARKHAND REGION Bokaro: Plot C-1, 20-C (Ground Floor), City Centre, Sector – 4, Bokaro Steel City, Bokaro – 827 004, Jharkhand, Tel.: (06542) 323865, 233348, Dhanbad: 111 & 112, Shriram Mall, Shastri Nagar, Bank More, Dhanbad-826 001, Tel.: (0326) 6451 971/2304676, Jamshedpur: 1-A, Ram Mandir Area, Gr. & 2nd Floor, Bistupur, Jamshedpur-831 001, Tel: (0657) 2756074, Ranchi : Shop No. 8 & 9, SPG Mart, Commercial Complex, Old H B Road, Bahu Bazar, Ranchi-834 001, Tel: (0651) 2900 206/07, Balasore: Plot No.570, 1st Floor, Station Bazar, Near Durga Mandap, Balasore – 756 001, Orissa, Tel.: (06782) 241894/241947, Berhampur: 4th East Side Lane, Dharma Nagar, Gandhi Nagar, Berhampur - 760 001, Orissa, Tel.: (0680) 2225094/95, Bhubaneshwar: 1st & 2nd Floor, OCHC Bldg., 24, Janpath, Kharvela Nagar, Nr. Ram Mandir, Bhubaneshwar-751 001, Tel: (0674) 2410995, Cuttack: Ground Floor, Plot No.99, Vivekananda Lane, Badambadi Kathjodi Main Road, Badambadi, Cuttack, Odisha – 753 012, Tel.: (0671) 2315350/5352, Rourkela: Shree Vyas Complex, Ground Floor, Panposh Road, Near Shalimar Hotel, Rourkela – 769 004, Orissa, Tel.: (0661) 2401116/2401117, Sambalpur: 1st Floor, R N Complex, Opp. Budharaja High School, Beside LIC Building, Budharaja, Sambalpur, Odisha – 768 004, Tel.: (0663) 2541213/14.

WEST BENGAL REGION Asansol: 1st Floor, 129 G.T. Road, Rambandhutala, Asansol, West Bengal - 713 303, Tel: (0341) 2970089, 2221818, Baharampur: 1/5 K K Banerjee Road, 1 st Floor, Gorabazar, Baharampur – 742 101, West Bengal, Tel.: (03482) 277163, Barasat: 57 Jessore Road, 1st Floor, Sethpukur, Barasat, North 24 Paraganas, Pin-700 124, West Bengal, Tel.: (033) 25844583, Bardhaman: Sree Gopal Bhavan, 37 A, G.T.Road, 2 nd Floor, Parbirhata, Bardhaman – 713 101, West Bengal, Tel.: (0342) 2647238, Durgapur: 3rd Administrative Bldg., 2nd Floor, Asansol Durgapur Dev. Authority, City Centre, Durgapur-713216, Tel: (0343) 2546831, Kalyani: B-12/1 Central Park, Kalyani -741 235, District: Nadia, West Bengal, Tel.: (033) 25025135/6, Kharagpur: M/s. Atwal Real Estate Pvt. Ltd., 1 st Floor, M S Tower, O.T. Road, Opp. College INDA, Kharagpur, Paschim Midnapore-721 305, Tel: (0322) 228518, 29, Kolkata : Netaji Subhash Chandra Road, Kolkata- 700 001, Tel: (033) 22436571/22134832, Malda: 10/26 K J Sanyal Road, 1st Floor, Opp Gazole Taxi Stand, Malda – 732 101, West Bengal, Tel.: (03512) 223681/724/728, Rash Behari : Ground Floor, 99 Park View Appt., Rash Behari Avenue, Kolkata-700 029, Tel.:

(033) 24639811, Salt Lake City : AD-55, Sector-1, Salt Lake City, Kolkata-700 064, Tel.: (033) 23371985, Serampore: 6A/2, Roy Ghat Lane, Hinterland Complex, Serampore, Dist. Hooghly – 712 201, West Bengal, Tel.: (033) 26529153/9154, Siliguri: Ground Floor, Jeevan Deep Bldg., Gurunanak Sarani, Sevoke Rd., Silliguri-734 401, Tel: (0353) 2535199.

SOUTH ZONE ANDHRA PRADESH REGION Guntur: Door No. 31-9-832, 9 th Line, Second Cross, Arundelpet, Guntur, Andhra Pradesh – 522 002, Tel.: (0863) 2333818 / 2333819, Hyderabad : Lala II Oasis Plaza, 1st floor, 4-1-898 Tilak Road, Abids, Hyderabad-500 001, Tel: (040) 24750281/24750381/382, Kadapa: No. 2/790, Sai Ram Towers, Nagarajpeta, Kadapa-516 001, Tel: (08562) 222121/131, Nellore: Plot no.16/1433, Sunshine Plaza, 1 st Floor, Ramalingapuram Main Road, Nellore – 524 002, Andhra Pradesh, Tel: (0861) 2335818/19, Punjagutta : 6-3-679, First Floor, Elite Plaza, Opp. Tanishq, Green Land Road, Punjagutta, Hyderabad-500 082, Tel: (040)-23417246, Rajahmundry: Door No.7-26-21, 1st Floor, Jupudi Plaza, Maturi Vari St., T. Nagar, Dist. – East Godavari, Rajahmundry – 533101, Andhra Pradesh, Tel.: (0883) 2008399/2432844, Secunderabad : 10-2-99/1, Ground Floor, Sterling Grand CVK, Road No. 3, West Marredpally, Secunderabad-500 026, Tel: (040) 27711524, Tirupati: D no. 20-1-201-C, Ground Floor, Korlagunta junction, Tirumala Byepass Road, Tirupati-517 501, Andhra Pradesh, Tel.: (0877) 2100607/2221307, Vijaywada: Door No. 27-12-34, B S N Reddy Complex, Gudavallivari Street, Governorpet, Vijayawada – 520002, Andhra Pradesh, Tel. No. (0866) 2578819 / 2578129, Vishakhapatnam: 47-1-99, 1st Floor, Dwaraka Nagar, 6th Lane, Beside BVK College, Visakhapatnam - 530 016, Andhra Pradesh, Tel. No. (0891) 2748121/2748122/2550275, Warangal: Door No. 15 ‐1‐237, Shop Nos. 5, 5A & 6, First Floor, ‘Warangal City Centre’, Adjacent to Guardian Hospital, Near Mulugu Cross Road, Warangal – 506 007, Andhra Pradesh, Tel.: (0870) 2440755 / 2440766 / 2441099.

KARNATAKA REGION Bengaluru : 1st Floor, Centenary Building, No.28, M G Road, Bengaluru – 560001, Karnataka, Tel.: (080) 2559 2125, Belgaum: 1st Floor, 'Indira', Dr. Radha Krishna Marg 5th Cross, Subhash Market, Hindwadi, Belgaum - 590 011, Karnataka, Tel.: (0831) 2423637 , Bellary: Ground Floor, Sri Basava Square, 2 nd Cross Gandhinagar, Bellary – 583 103, Karnataka, Tel. No. (08392) 255634 / 635, Davangere: No.998 (Old No.426/1A) "Satya Sadhana", Kuvempu Road, Lawers Street, K. B. Extension, Davangere - 577 002, Karnataka, Tel.: (08192) 231730/1, Gulbarga: F-8, First Floor, Asian Complex, Near City Bus Stand, Head Post Office Road, Super Market, Gulbarga – 585 101, Karnataka, Tel.: (08472) 273864/865, Hubli: 1st Floor, Kalburgi Square, Desai Cross, T B Road, Hubli-580 029, Dist Dharwad, Karnataka State, Tel: (0836)-2363963/64, Jayanagar: First Floor, No. 76 (Old No. 756), 10 th Main Road, 4 th Block, Jayanagar, Bengaluru – 560011, Karnataka, Tel. No. (080) 22440837, 26630837, Malleswaram: No.60, Maruthi Plaza, 8th Main, 18th Cross Junction, Malleswaram West, Bengaluru-560 055, Tel.: (080) 23340672, Mangalore: 1st Floor, Souza Arcade, Near Jyothi Circle, Balmatta Road, Mangalore-575 001, Karnataka, Tel: (0824) 2426290, 2426258, Mysuru: No.11, Kamakshi Hospital Road 8 th Cross, Saraswathipuram, Mysuru – 570 009, Karnataka, Shivamogga: 321, Ground Floor, P Square, 5th Parallel Road, Durgigudi, Shivamogga – 577 201, Tel. No. 08182 – 295677 / 277703.

TAMIL NADU & KERALA Annanagar : W 123, III Avenue, Annanagar, Chennai – 600 040, Tel: (044) 65720030, Chennai Main : Capital Towers, Ground Floor, 180, Kodambakkam High Road, Nungambakkam, Chennai – 600 034. Tamil Nadu, Tel.: (044) 48574545/46/47, Kochi: Ground Floor, Palackal Bldg., Chittoor Road, Nr. Kavitha International Hotel, Iyyattu Junction, Ernakulam, Cochin-682 011, Kerala, Tel: (0484) 238 0259/2163, 286 8743, Fax: (0484) 237 0393, Coimbatore: R G Chambers, First Floor, 1023, Avinashi Road, Coimbatore – 641 018, Tamil Nadu, Tel.: (0422) 2220874, 2221875, 2220973, Kottayam: Muringampadam Chambers, Ground Floor, Door No.17/480-F, CMS College Road, CMS College Junction, Kottayam–686 001, Tel.: (0481) 2560734, Kozhikode: Aydeed Complex, YMCA Cross Road, Kozhikode - 673 001, Kerala, Tel.: (0495) 2367284 / 324, Madurai: No.3 West Marret Street, LIC Building (1st Floor), Opposite to Railway Station, Madurai – 625 001, Tamil Nadu, Tel. No. (0452) 2338186 / 2333317, Pondicherry (UT): No.20, Savitha Plaza, 100 Feet Road, Anna Nagar, Pondicherry (UT)-605005, Tel: (0413) 2203369, Salem: No.20, 1st Floor, Above Federal Bank, Ramakrishna Road, Salem, Tamil Nadu – 636 007, Tel.: (0427) 2316163, T Nagar: 1st Floor, 29, North Usman Road, T Nagar, Chennai-600 017, Tel: (044) 65720011/12, Thiruvananthapuram: T C 15/49(2), 1st Floor, Saran Chambers, Vellayambalam, Thriuvananthapuram-695 010, Tel: (0471) 2723674, Trichur: 26/621-622, Kollannur Devassy Building, 1st Floor, Town Hall Road, Thrissur-680 020, Tel.:(0487) 2331 259/495, Tirunelveli: 1st Floor, 10/4 Thaha Plaza, South Bypass Road, Vannarpet, Tirunelveli–627 003. Tel.: (0462) 2500186, Tirupur: 1st Floor, Tip Top Business Centre, (Near Railway Station Rear Entrance), 104-109, College Road, Tirupur, Tamil Nadu – 641 602, Tel.: (0421) 2236339, Trichy: Kingston Park No.19/1, Puthur High Road, (Opp. Aruna Theatre), Puthur, Tiruchirapalli-620 017, Tel.: (0431) 2770713, Vellore: 1st Floor (Back side), Sai Rajya, No.14, Officers Line (Anna Salai), Vellore – 632 001, Tamil Nadu, Tel.: (0416) 2235357 / 5339.

UTI NRI CELL UTI Tower, ‘Gn’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai-400 051, Tel: 66786064 • Fax 26528175 •E-mail: [email protected]

College Road, P.O. Bongaigaon Dist. Bongaigaon-783380 Assam. Tel.: 03664-230488, Chandrapur: C/o Mr B S Wadhawan, 3rd Floor, City Plaza, Above New Purti Bazar, Near Jatpura Gate, Chandrapur, Maharashtra – 442 402, Tel. No. 07172 - 255562, Chhindwara: C/o Shri Arun Kumar Pandey, Char Fatak, Station Road, Behind Sub Post Office, Shanichara Bazar, Chhindwara-480002 Madhya Pradesh. Tel.: 07168-235223, Daltonganj: C/o Mr Dimbesh Shrivastava, Mahendra Arcade, 2 nd Floor, Near Zila School Chowk, Daltonganj, Dist. Palamau – 822 101, Jharkhand, Mob.: 9955365440, Dhule: Ground Floor, Ideal Laundry, Lane No.4, Khol Galli, Near Muthoot Finance, Opp. Bhavasar General Store, Dhule – 424 001, Tel: (02562) 282823, East Midnapore: C/o Shri Manoj Kumar Dolai, Town Padumbasan, P O Tamluk, East Midnapore, West Bengal, Pin-721636, Mob.: 953228266242, Eluru: 23A-3-32, Gubbalavari Street, R R Pet, Eluru - 534 002, Tel.: (08812) 227851 to 54, Erode: No. 4, KMY Salai, Veerappan Traders Complex, Opp. Erode Bus Stand, Sathy Road, Erode-638 003, Tel.: (0424) 2225615, Firozabad: C/o Mr Nand Kumar Verma, 42/1, Shivaji Marg, Firozabad, Uttar Pradesh – 283 203, Tel. no. 05612 248290 , Gandhinagar: 27, Suman Tower, Near Hotel Haveli, Sector No.11, Gandhinagar, Ahmedbad-382 011, Tel.: (079) 28529222 / 23249943 / 4955, Gangapur: C/o Mr Laxmi Narayan Gupta, 98, Bharat Katla, Opposite Private Bus Stand, Gangapur City, DistSawaimadhopur, Rajasthan – 322 201, Tel. No. 07463-231945, Hajipur : C/o Mr. V N Jha, Business Development Associate for UTI Mutual Fund, 2nd Floor, Canara Bank Campus Kachhari Road, Hajipur ‐844101, Bihar, Tel.: 06224 (260520), Himatnagar: C/o Shri Mohamedarif S Memon, B-1, Deshkanta Memon Complex, Opp Power House, Hajipura, Himatnagar -383001 Gujarat, Tel.: 02772- 240796, Hissar: Sco 71, 1 st Floor, Red Square Market, Hissar, Haryana – 125 001, Tel. No. 75188 01821, Howrah: C/o Shri Asok Pramanik, Uluberia – R.S., Majherrati, Jaduberia, Dist. Howrah, West Bengal, Pin-711316, Tel.: 033-26610546, Jalpaiguri: D.B.C. Road, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalpaiguri, Jalpaiguri–735 101, Tel.: (03561) 224207/225351, Jammu & Kashmir: C/o Smt Sunita Malla (Koul), Near New Era Public School, Rajbagh, Srinagar, Jammu & Kashmir -190008, Tel.: (0194) 2311868, Kaithal: C/o Mr. Parvesh Bansal, Business Development Associate, Chandni Chowk, Old Sabzi Mandi, Kaithal, Haryana – 136027, Tel.: (01746) 232 486, Kannur: 2nd Floor, Prabhat Complex, Fort Road, Kannur – 670 001, Kerala, Tel.:(0497) 2764190, Karimnagar: H. No.4-2-130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar-505001, Tel.: (0878) 2244773/ 75/79, Karnal: 18/369, Char Chaman, Kunjpura Road, Karnal – 132 001, Haryana, Tel.:(0184) 2251524 / 2251525 / 2251526, Katihar: C/o Mr Rabindra Kumar Sah, Keshri Market, Barbanna Gali, Baniatola Chowk, M G Road, Katihar, Dist-Katihar, Bihar – 854 105, Tel.: (06452) 244 155, Khammam: 2-3-117, Gandhi Chowk, Opp. Siramvari Satram, Khammam-507 003, Tel.: (08742) 258567, Kheda: C/o Shri Sanjay B Patel, Subhash Corner Pij Bhagol, Station Road Off Ghodia Bazar, Nadiad, Kheda – 387001, Gujarat, Tel.: (0268) 2565557, Kollam: Sree Vigneswar Bhavan, Shastri Jn. Kollam–691 001, Kerala, Tel.: (0474) 2747055, Korba: C/o Mr Vijay Kumar Rajak, Shop No.31, Pandit Din Dayal Upadhyaya Shubhada Complex, T P Nagar, Korba – 495 450, Krishna: C/o Shri Mamidi Venkateswara Rao, D. No. 25-474, Kojjilipet, Machilipatnam, Dist Krishna, Andhra Pradesh, Pin-521001, Tel.: 08672-221520, Kumbakonam: C/o Shri A Giri, Ground Floor, KVG Complex, 49 TSR Street, Kumbakonam – 612001, Tamilnadu, Tel.: (0435) 2403782, Kurnool: Shop No.43, 1st Floor, S V Complex, Railway Station Road, Kurnool - 518 004, Tel.: (08518) 228850/950, Madhubani: C/o Shri Anand Kumar, Bimal Niwas, 7/77, Narial Bazar, P.O. & Dist. Madhubani, Bihar, Pin-847211, Tel.: 06276-223507, Malout: S/o. S. Kartar Singh, Back Side SBI Bank, Ward No.18 H. No.202, Heta Ram Colony, Malout, Distt. Muktsar – 152 107, Punjab, Mob.:9417669417, Mathura: Ambey Crown II Floor, In front of BSA Collage, Gaushala Road, Mathura – 281 001, Mob.: 9369918618, Mirzapur : Ground Floor, Triveni Campus Ratan Ganj, Mirzapur – 231 001, Uttar Pradesh, Tel.: 7518801836, Moga: 1st Floor, Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, Pin – 142 001, Tel.: (01636) 230792, Nadia: C/o Shri Prokash Chandra Podder, Udayan, 20, M.M. Street, (Nr. Sadar Hospital, Traffic More), PO Krishnagar, Dist. Nadia, West Bengal, Pin-741101, Mob.: 953472255806, Nadiad: 3rd Floor, City Center, Near Paras Cinema, Nadiad – 387 001, Gujarat, Tel.: (0268) 256 3245, Nagaon: C/o Shri Sajal Nandi, A D P Road, Christianpatty, Nagaon, Assam, Pin-782001, Tel.: 03672-233016, Nagercoil : 45, East Car Street, 1st Floor, Nagercoil – 629 001, Tamil Nadu Tel.: (04652) 233552 , Nagpur: Plot No. 2/1, House No. 102/1, Mangaldeep Apartment, Mata Mandir Road, Opp Khandelwal Jewellers, Dharampeth, Nagpur – 440010, Maharashtra, Tel. No. 0712 – 2533040, Nalanda: C/o Shri Md Mokhtar Alam, Najam Complex, Ground Floor, Bain House, Opposite SBI Bazar Branch, Post Office Road, Biharsharif, Dist. Nalanda, Bihar – 803 101, Tel.: 06112-233580, Nanded : Shop No.4, First Floor, Opp. Bank of India, Santkrupa Market, Gurudwara Road, Nanded, Maharashtra – 431 602 – Tel.: 02462 – 237885, Nizamabad: C/o Mr Chouti Giridhar, H.No.5-6-570/A2, Beside Bombay Nursing Home, Hyderabad Road, Nizamabad – 503 002, Telangana. Tel. No.: (08462) 243266, Ongole: Y R Complex, Near Bus Stand, Opp. Power House, Kurnool Road, Ongole-523 002, Tel.: (08592) 657801/282258, Palghat: 12/310, (No.20 & 21), Metro Complex, Head Post Office Road, Sultanpet, Palghat, Tel.: (0491) 2547143/373, Paradip: C/o Mr Prasanna Kumar Routaray, New Trade Center-1, Unit No-5, 2 nd Floor, Paradip Port, Bank Street, Dist-Jagatsinghpur, Odisha–754142, Tel.: (06722) 223 542 , Pathankot: 2nd Floor, Sahni Arcade, Adjoining Indra Colony Gate, Railway Road, Pathankot, Punjab – 145 001, Tel. No. 0186 2254770, Puri: C/o Shri Pradeep Kumar Nayak, Lavanyapuri, Sarvodaya Nagar, Puri, Orissa, Pin-752002, Tel.: 06752-251788, Purulia: C/o Mr Manoj Kumar Singhania, Ranchi Road, Bansh Bungalow, Opp. Swimming Pool, Purulia, West Bengal – 723101, Tel. no. 9434013330, Ratnagiri: C/o V L Ayare, Chief Agent for UTI Mutual Fund, Gala No.3, Shankeshwar Plaza, Nachane Road, Ratnagiri – 415 639, Tel.: (02352) 270502, Rewari: C/o Shri Raghu Nandan, Business Development Associate for UTI Mutual Fund, SCO ‐7, Brass Market (Opposite LIC office) Rewari – 123401, Haryana Tel (01274) 224864, Roorkee: Shree Ashadeep Complex, 16 Civil Lines, Near Income Tax Office, Roorkee- 247 667, Tel.: (01332) 277664/667, Sagar: C/o Mr. Mahesh Raikwar, Shop No.9, 1 st Floor, Satyam Complex, In front of Cant Mall, 5, Civil Lines, Sagar – 470 002, Madhya Pradesh. Tel.: (07582) 221 871, Sangli: C/o. Shri Shridhar D Kulkarni, “Gurukrupa Sahniwas” CS No.478/1, Gala No. B-4, Sambhare Road, Gaon Bhag, Near Maruti Temple, Sangli – 416 416, Maharashtra, Tel.: (0233) 2331228, Satara: C/o. Shri Deepak V. Khandake, ‘Pratik’, 31 Ramkrishna Colony Camp, Satara – 415 001, Tel.: (02162) 230657, Satna: C/o Mr Ajay Dinkar Modak, Prem Nagar, Near MPEB Office, Satna – 485 001, Tel.: (07672) 237030, Shyamnagar: C/o Mr Joydip Bandyopadhyay, 144, Dr B C Roy Road, Shyamnagar, PO: Noapara, Dist: North 24 Parganas, West Bengal – 743 127, Tel.: (033) 25867770, Sonepat: 2nd Floor, DP Tower, Model Town, Near Subhash Chowk, Sonepat – 131 001, Haryana, Tel.: 7518801853, Telangana: 2nd Shutter, H No. 7-2-607, Sri Matha Complex, Mankammathota, Karimnagar-505 001, Telangana, Tel.: (0878) 2244773, Thiruvalla: 2nd Floor, Erinjery Complex, Ramanchira, Opp. Axis Bank Ltd, Thiruvalla, Pathanamthitta, Kerala – 689 107. Tel.: (0469) 3205676 , Tuticorin: 4 B, A34, A37, Mangalmal, Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin–628 003, Tel.: (0461) 2334601/602, Udupi: C/o Shri Walter Cyril Pinto, C/o Feather Communications, 13-3-22A1, Vishnu Prakash Building, Ground Floor, Udupi, Karnataka, Pin-576101, Tel.: 0820-2529063, Ujjain: C/o Shri Sumit Kataria, Business Development Associate of UTI Mutual Fund, 68, Mussadipura, Sati Marg, Ujjain, MP – 456006 Tel.: (0734) 2554795, Uttar Dinajpur: C/o Shri Prasanta Kumar Bhadra, Sudarshanpur, Near Telecom Exchange, P.O. Raiganj, Uttar Dinajpur, West Bengal, Pin-733134, Tel.: 03523-253638, Yamuna Nagar : Jagdhari Road, Above UCO Bank, Near DAV Girls College, Yamuna Nagar – 135 001, Haryana. Tel.: 95417 21389.

DUBAI REPRESENTATIVE OFFICE UTI International (Singapore) Private Limited, Office 19, Floor 3, Gate Village 08, Dubai International Financial Center, P.O. Box 29288, Dubai, UAE, Tel: +97143857707, Fax: +97143857702