PERFORMANCE AT A GLANCE

FSEC FINC FBAL FMAX Future Secure Future Income Future Balance Future Maximise Simple Simple Simple Simple INDIVIDUAL Absolute Absolute Absolute Absolute Annual CAGR Annual CAGR Annual CAGR Annual CAGR Return Return Return Return Return Return Return Return Since Inception 135.80% 13.08% 8.61% 152.10% 14.64% 9.31% 113.45% 10.92% 7.57% 137.06% 13.20% 8.67%

PSEC PBAL PGRW PACT Future Pension Secure Future Pension Balance Future Pension Growth Future Pension Active Simple Simple Simple Simple INDIVIDUAL Absolute Absolute Absolute Absolute Annual CAGR Annual CAGR Annual CAGR Annual CAGR Return Return Return Return Return Return Return Return Since Inception 155.59% 15.32% 9.68% 162.41% 16.00% 9.97% 197.58% 19.46% 11.34% 239.85% 23.62% 12.80%

FDYG Future Dynamic Growth INDIVIDUAL Absolute Simple Annual CAGR Return Return Since Inception 96.66% 10.56% 7.67%

NGNF

Future NAV Guarantee Fund INDIVIDUAL Absolute Simple Annual CAGR HighestNAVGuaranteed 15.8542 Return Return Absolute Return 58.08% 6.76% 5.47%

FAPX FOPP Future Apex Future Opportunity Fund Simple Simple INDIVIDUAL Absolute INDIVIDUAL Absolute Annual CAGR Annual CAGR Return Return Return Return Since Inception 107.75% 11.93% 8.43% Since Inception 71.28% 8.58% 6.69%

GGSC GGBL GGMX Balance Future Group Maximise Simple Simple Group Absolute Absolute Annual CAGR Annual CAGR Return Return Return Return Since Inception 106.91% 12.02% 8.52% 0.00% 0.00% 0.00% FUTURE APEX FUND SFIN No. ULIF010231209FUTUREAPEX133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide potentially high returns to unit holders by MONEY MARKET INSTRUMENTS & NCA 0.64% investing primarily in equities to target growth in capital BFSI 24.37% value of assests. The fund will also invest to a certain SECURITIES HOLDINGS Chemical Products 4.42% extent in govt. securities, corporate bonds and money EQUITY 99.36% market instruments. The risk profile of the fund is high. Ltd. 6.99% Civil Engineering 4.11% Kotak Mahindra MF - Kotak Banking ETF 6.59% Coke & Refined Petroleum 8.72% Fund Manager Details Technologies Ltd. 5.69% Computer Programming 12.52% HDFC Ltd. 5.29% Fund Manager No. Of Funds Managed Infrastructure & Housing 5.29% Equity Debt Hybrid HDFC Ltd. 4.77% Motor Vehicles 6.42% Niraj Kumar 4 3 6 ITC Ltd. 4.05% Non-metallic Minerals 3.20% Srijan Sinha 4 - 6 Larsen & Toubro Ltd. 3.46% TATA Consultancy Services Ltd. 3.45% Pharmaceuticals 2.75% ASSET ALLOCATION 3.04% Tobacco 4.05% India Ltd. 2.52% Composition Min. Max. Actual Other 24.12% ICICI Bank Ltd. 2.16% Fixed Interest Investments 0.00% 40.00% 0.00% Sun Pharmaceuticals Industries Ltd. 2.09% Cash and Money Market 0.00% 50.00% 0.64% Equity 50.00% 100.00% 99.36% State 2.03% Debt Rating Profile IndusInd Bank Ltd. 1.95% Mahindra and Mahindra Ltd. 1.80% RISK RETURN PROFILE Ltd. 1.67% Risk High Ltd. 1.55% Return High Ltd. 1.53% Limited 1.49% DATE OF INCEPTION Ltd. 1.38% 100.00% 23rd December 2009 HCL Technologies Ltd. 1.38% AU Limited 1.24% AAA FUND PERFORMANCE as on Limited 1.12% 31st Dec 2018 Engineers India Limited 1.12% BENCHMARK COMPARISON (CAGR RETURN) Returns since Publication of NAV Hexaware Technologies Ltd. 1.06% Absolute Return 107.75% Other 29.91% Simple Annual Return 11.93% 18.00% 15.20% CAGR Return 8.43% 16.00% 14.00% 10.98% 11.29% 12.00% 9.01% 9.70% NAV as on 31st Dec 2018 10.00% 8.43% 20.77528 8.00% 6.00% 3.15% 1.94% 4.00% 1.38% AUM as on 31st Dec 2018 (Rs. In Lakhs) 2.00% 0.61% 3,331.48 0.00% -2.00% Since 3 Year 2 Year 1 Year 6 Months -0.13%1 Month -4.00% Inception -1.64%

Benchmark FUTURE APEX FUND ASSET ALLOCATION

Money Market & Benchmark : CNX Nifty NCA, 1% FUND - NAV

24.00 22.00 20.00 EQU, 99% 18.00 16.00 14.00 12.00 10.00

8.00

Jun-12 Jun-15 Jun-18 Jun-11 Jun-13 Jun-14 Jun-16 Jun-17

Sep-16 Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-17 Sep-18

Dec-10 Dec-13 Dec-16 Dec-11 Dec-12 Dec-14 Dec-15 Dec-17 Dec-18

Mar-18 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 FUTURE OPPORTUNITY FUND SFIN No. ULIF012090910FUTOPPORTU133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To generate capital appreciation & provide long term MONEY MARKET INSTRUMENTS & NCA 0.60% growth oppurtunities by investing in a portfolio BFSI 24.63% predominantly of equity & equity related instruments SECURITIES HOLDINGS Chemical Products 4.48% generally in S & P CNX Nifty stocks and to generate EQUITY 99.40% consistent returns by investing in debt & money market Kotak Mahindra MF - Kotak Banking ETF 7.06% Civil Engineering 4.13% instruments. The risk profile of the fund is high. Reliance Industries Ltd. 7.00% Coke & Refined Petroleum 8.76% HDFC Ltd. 5.88% Computer Programming 12.35% Fund Manager Details HDFC Bank Ltd. 5.81% Infrastructure & Housing 5.51% Infosys Technologies Ltd. 5.76% Fund Manager No. Of Funds Managed Motor Vehicles 7.26% Equity Debt Hybrid ITC Ltd. 4.27% Non-metallic Minerals 2.71% Niraj Kumar 4 3 6 Larsen & Toubro Ltd. 3.70% Srijan Sinha 4 - 6 TATA Consultancy Services Ltd. 3.44% Pharmaceuticals 2.66% Hindustan Unilever 2.98% Tobacco 4.27% ASSET ALLOCATION Maruti Suzuki India Ltd. 2.62% Other 23.24% Sun Pharmaceuticals Industries Ltd. 2.14% Composition Min. Max. Actual ICICI Bank Ltd. 2.14% Fixed InterestInvestments 0.00% 15.00% 0.00% Mahindra and Mahindra Ltd. 1.92% Debt Rating Profile Cash and Money Market 0.00% 20.00% 0.60% Equity 80.00% 100.00% 99.40% IndusInd Bank Ltd. 1.81% Kotak Mahindra Bank Ltd. 1.72% Kotak PSU Bank ETF 1.62% RISK RETURN PROFILE Asian Paints Ltd. 1.50% Risk High Bharat Electronics Ltd. 1.47% Return High Yes Bank Ltd. 1.44% HCL Technologies Ltd. 1.38% 100.00% DATE OF INCEPTION 1.34% 9th September 2010 Ltd. 1.32% AAA NTPC Ltd. 1.27% FUND PERFORMANCE as on Ltd. 1.22% BENCHMARK COMPARISON (CAGR RETURN) 31st Dec 2018 Ltd. 1.21% Returns since Publication of NAV Other 27.38% Absolute Return 71.28% 18.00% 15.20% Simple Annual Return 8.58% 16.00% CAGR Return 6.69% 14.00% 12.00% 10.98% 10.80% 9.10% 10.00% 7.94% NAV as on 31st Dec 2018 8.00% 6.69% 6.00% 17.1278 3.15% 1.38% 4.00% 1.14% 2.00% 0.35% AUM as on 31st Dec 2018 (Rs. In Lakhs) 0.00% 7,980.54 -2.00% Since 3 Year 2 Year 1 Year 6 Months -0.13%1 Month -4.00% Inception -2.35%

Benchmark FUTURE OPPORTUNITY FUND

ASSET ALLOCATION Money Benchmark : CNX Nifty Market & FUND - NAV NCA, 1%

23.00

18.00 EQU, 99% 13.00

8.00

Jun-11 Jun-12 Jun-13 Jun-14 Jun-15 Jun-16 Jun-17 Jun-18

Sep-12 Sep-13 Sep-14 Sep-11 Sep-15 Sep-16 Sep-17 Sep-18

Dec-14 Dec-15 Dec-16 Dec-10 Dec-11 Dec-12 Dec-13 Dec-17 Dec-18

Mar-17 Mar-18 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 FUTURE DYNAMIC GROWTH FUND SFIN No. ULIF009121009FUTDYNAGTH133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To maximise participation in an actively managed, well MONEY MARKET INSTRUMENTS & NCA 1.20% diversified equity portfolio of fundamentally strong BFSI 24.58% blue-chip companies while using debt instruments to SECURITIES HOLDINGS safeguard the interest of the policyholder. EQUITY 98.80% Chemical Products 4.92% Reliance Industries Ltd. 7.24% Civil Engineering 3.70% STRATEGY Kotak Mahindra MF - Kotak Banking ETF 6.97% Coke & Refined Petroleum 8.67% Investment in equities and debt HDFC Bank Ltd. 5.87% Computer Programming 12.67% instruments. Infosys Technologies Ltd. 5.85% Infrastructure & Housing 5.05% HDFC Ltd. 5.56% Motor Vehicles 6.63% Fund Manager Details ITC Ltd. 4.34% Larsen & Toubro Ltd. 3.70% Non-metallic Minerals 2.73% Fund Manager No. Of Funds Managed Equity Debt Hybrid TATA Consultancy Services Ltd. 3.53% Pharmaceuticals 3.54% Niraj Kumar 4 3 6 Hindustan Unilever 3.39% Tobacco 4.34% Maruti Suzuki India Ltd. 2.65% Srijan Sinha 4 - 6 Other 23.17% Sun Pharmaceuticals Industries Ltd. 2.28% ASSET ALLOCATION ICICI Bank Ltd. 1.90% Kotak Mahindra Bank Ltd. 1.82% Debt Rating Profile Composition Min. Max. Actual State Bank of India 1.76% Money Market Instruments, Mahindra and Mahindra Ltd. 1.69% Government Bonds and 0.00% 100.00% 1.20% HCL Technologies Ltd. 1.60% Corporate Bonds IndusInd Bank Ltd. 1.55% Equity 0.00% 100.00% 98.80% Asian Paints Ltd. 1.54% Kotak PSU Bank ETF 1.43% RISK RETURN PROFILE Bharat Electronics Ltd. 1.41% 100.00% Risk High Yes Bank Ltd. 1.38% Return High Bharti Airtel Ltd. 1.22% AAA AU Small Finance Bank Limited 1.19% DATE OF INCEPTION Coal India Ltd. 1.08% BENCHMARK COMPARISON (CAGR RETURN) 12th October 2009 Oil & Natural Gas Corporation Ltd. 1.06% Other 26.79% FUND PERFORMANCE as on 18.00% 15.20% 31st Dec 2018 16.00% Returns since Publication of NAV 14.00% 11.42% 12.00% 10.98% Absolute Return 96.66% 9.34% 9.77% 10.00% 7.67% Simple Annual Return 10.56% 8.00% 6.00% CAGR Return 7.67% 3.15% 4.00% 1.38%2.13% 2.00% 0.31% NAV as on 31st Dec 2018 0.00% 19.66648888 -2.00% Since 3 Year 2 Year 1 Year 6 Months -0.13%1 Month -1.51% -4.00% Inception AUM as on 31st Dec 2018 (Rs. In Lakhs) 1,749.66 Benchmark FUTURE DYNAMIC GROWTH FUND

Benchmark : CNX Nifty FUND - NAV ASSET ALLOCATION

Money 24.00 Market & 22.00 20.00 NCA, 1% 18.00 16.00 14.00 12.00 10.00

EQU, 99% 8.00

Jun-11 Jun-16 Jun-12 Jun-13 Jun-14 Jun-15 Jun-17 Jun-18

Sep-12 Sep-17 Sep-18 Sep-11 Sep-13 Sep-14 Sep-15 Sep-16

Dec-13 Dec-18 Dec-10 Dec-11 Dec-12 Dec-14 Dec-15 Dec-16 Dec-17

Mar-15 Mar-11 Mar-12 Mar-13 Mar-14 Mar-16 Mar-17 Mar-18 FUTURE MAXIMISE FUND SFIN No. ULIF004180708FUMAXIMIZE133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide potentially high returns to unit holders by MONEY MARKET INSTRUMENTS & NCA 1.06% investing primarily in equities to target growth in capital BFSI 24.56% value of assets. The fund will also be invested to a SECURITIES HOLDINGS Chemical Products 3.93% certain extent in govt. securities, corporate bonds and GOVERNMENT SECURITIES 6.28% Civil Engineering 3.41% money market instruments. 8.38% Tamil Nadu SDL 27/01/2026 2.64% 8.96% Tamil Nadu SDL 2024 09/07/2024 1.34% Coke & Refined Petroleum 6.91% STRATEGY 8.15% Tamil Nadu SDL 2028 09/05/2028 1.13% Computer Programming 10.49% Investment in a spread of equities. Diversification by 8.70% SDL 2028 19/09/2028 0.87% G-Sec 6.28% sector, industry and risk. Other 0.30% Infrastructure & Housing 12.53% Motor Vehicles 5.53% Fund Manager Details SECURITIES HOLDINGS CORPORATE DEBT 9.69% Non-metallic Minerals 2.24% Fund Manager No. Of Funds Managed Equity Debt Hybrid 10.63% IOT Utkal Energy Services Ltd. 20/09/2028 3.51% Tobacco 3.62% Niraj Kumar 4 3 6 7.9% Reliance Ports & Terminals Ltd. 18/11/2026 2.10% Other 20.52% Srijan Sinha 4 - 6 9.25% Reliance Jio Infocomm Ltd 2024 17/06/2024 1.32% Yahya Bookwala - 3 6 10.25% Reliance Gas Trans Infra Ltd. 22/08/2021 1.06% 10.90% AU SFB Lower Tier II Bonds May 2025 - UL 30/05/2025 0.95% Debt Rating Profile Other 0.74% ASSET ALLOCATION 8.04% SECURITIES HOLDINGS 2.17% Composition Min. Max. Actual EQUITY 82.98% 37.86% Fixed Interest Investments 10.00% 50.00% 15.97% Money Market and Cash 0.00% 40.00% 1.06% HDFC Bank Ltd. 5.96% Reliance Industries Ltd. 5.85% Equity 50.00% 90.00% 82.98% 51.94% Kotak Mahindra MF - Kotak Banking ETF 5.25% Infosys Technologies Ltd. 4.85% RISK RETURN PROFILE HDFC Ltd. 4.73% SOV AAA AA+ Others Risk High ITC Ltd. 3.62% Return High Larsen & Toubro Ltd. 3.13% BENCHMARK COMPARISON (CAGR RETURN) ICICI Bank Ltd. 2.94% TATA Consultancy Services Ltd. 2.91% Hindustan Unilever 2.68% 16.00% 13.66% Maruti Suzuki India Ltd. 2.22% 14.00% Kotak Mahindra Bank Ltd. 1.76% 12.00% 9.28% 10.54% 9.81% 8.89% DATE OF INCEPTION Sun Pharmaceuticals Industries Ltd. 1.75% 10.00% 8.67% 8.00% 18th July 2008 IndusInd Bank Ltd. 1.56% 6.00% 3.84% State Bank of India 1.47% 2.10% 4.00% 1.57% 0.42% FUND PERFORMANCE as on Asian Paints Ltd. 1.25% 2.00% 0.12% 31st Dec 2018 Bharat Electronics Ltd. 1.22% 0.00% Returns since Publication of NAV Kotak PSU Bank ETF 1.14% -2.00% Since 3 Year 2 Year 1 Year 6 Months 1 Month -4.00% Inception -1.64% Absolute Return 137.06% HCL Technologies Ltd. 1.12% Simple Annual Return 13.20% TATA Motors Ltd. 1.07% CAGR Return 8.67% Mahindra and Mahindra Ltd. 1.05% Benchmark FUTURE MAXIMISE FUND AU Small Finance Bank Limited 1.03% NAV as on 31st Dec 2018 Bharti Airtel Ltd. 1.02% 23.70639 Oil & Natural Gas Corporation Ltd. 0.98% Benchmark : CNX Nifty + CRISIL Composite Bond Yes Bank Ltd. 0.91% Index + CRISIL Liquid Fund Index AUM as on 31st Dec 2018 (Rs. In Lakhs) Other 21.54% FUND - NAV 7,868.00 24.00 Modified Duration (In Years) 22.00 4.51 20.00 18.00 16.00 ASSET ALLOCATION 14.00 12.00 GSEC, 6% Money 10.00 Market & 8.00 NCA, 1%

NCD, 10%

Jun-11 Jun-12 Jun-13 Jun-14 Jun-15 Jun-16 Jun-17 Jun-18

Sep-12 Sep-13 Sep-14 Sep-11 Sep-15 Sep-16 Sep-17 Sep-18

Dec-14 Dec-15 Dec-16 Dec-10 Dec-11 Dec-12 Dec-13 Dec-17 Dec-18

Mar-17 Mar-18 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16

EQU, 83% FUTURE BALANCE FUND SFIN No. ULIF003180708FUTBALANCE133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide a balanced return from investing in both MONEY MARKET INSTRUMENTS & NCA 1.52% fixed interest securities as well as in equities so as to BFSI 24.78% balance stability of return through the former and growth SECURITIES HOLDINGS Chemical Products 2.52% in capital value through the latter. The fund will also GOVERNMENT SECURITIES 5.92% Civil Engineering 2.04% invest in money market instruments to provide liquidity. 8.83% Central Government 12/12/2041 2.25% 8.29% West Bengal SDL 2028 21/02/2028 1.66% Coke & Refined Petroleum 4.40% STRATEGY 8.97% Central Government 05/12/2030 1.18% Computer Programming 6.79% Balances high return and high risk from equity 8.96% Tamil Nadu SDL 2024 09/07/2024 0.70% G-Sec 5.92% investments by the stability provided by fixed interest Other 0.13% Infrastructure & Housing 31.59% instruments. Motor Vehicles SECURITIES HOLDINGS 3.96% Fund Manager Details CORPORATE DEBT 38.44% Pharmaceuticals 1.38% 8.67% Power Finance Corporation Limited 2028-UL 18/11/2028 6.82% Tobacco 2.38% Fund Manager No. Of Funds Managed 10.63% IOT Utkal Energy Services Ltd. 20/09/2028 6.78% Equity Debt Hybrid Other 14.23% Niraj Kumar 4 3 6 10.75% Reliance Capital Ltd. 12/08/2021 6.21% Srijan Sinha 4 - 6 10.25% Reliance Gas Trans Infra Ltd. 22/08/2021 4.01% Yahya Bookwala - 3 6 7.95% Reliance Ports & Terminals Ltd. 28/10/2026 2.58% Debt Rating Profile 7.9% Reliance Ports & Terminals Ltd. 18/11/2026 2.19% 9.25% Reliance Jio Infocomm Ltd 2024 17/06/2024 1.79% ASSET ALLOCATION 9.00% Shriram Transport Finance Company Ltd 2028 - Ulip 28/03/2028 1.62% 15.35% 13.26% 8.75% Housing Finance Ltd 24/09/2021 1.61% 7.35% Composition Min. Max. Actual 7.39% LIC Hsg 2022 30/08/2022 1.03% Fixed Interest Investments 40.00% 70.00% 44.36% 8.52%Hero FinCorp Ltd. 18/06/2027 0.92% Money Market and Cash 0.00% 30.00% 1.52% 9.30% Shriram Transport Finance Co Ltd 2023 Ulip 12/07/2023 0.75% Equity 30.00% 60.00% 54.12% 64.04% 9.39% Power Finance Corporation Limited 2029 27/08/2029 0.71% 8.72% ILFS 2025 - Ulip 21/01/2025 0.64% SOV AAA AA+ Others RISK RETURN PROFILE 8.7% HDFC Ltd. 18/05/2020 0.53% Risk Moderate Other 0.27% BENCHMARK COMPARISON (CAGR RETURN) Return High SECURITIES HOLDINGS EQUITY 54.12% 12.00% 10.73% Kotak Mahindra MF - Kotak Banking ETF 4.16% 9.68% 10.00% 9.10% Reliance Industries Ltd. 3.84% 8.09% 7.57% 7.99% HDFC Bank Ltd. 3.75% 8.00% DATE OF INCEPTION Infosys Technologies Ltd. 3.17% 6.00% 4.78% 18th July 2008 HDFC Ltd. 2.94% 3.44% 4.00% 3.18% ITC Ltd. 2.38% 1.15% 0.85% FUND PERFORMANCE as on Larsen & Toubro Ltd. 2.04% 2.00% 0.64% 31st Dec 2018 TATA Consultancy Services Ltd. 2.00% 0.00% Returns since Publication of NAV ICICI Bank Ltd. 1.86% Since 3 Year 2 Year 1 Year 6 Months 1 Month Absolute Return 113.45% Hindustan Unilever 1.70% Inception Simple Annual Return 10.92% Maruti Suzuki India Ltd. 1.45% Benchmark FUTURE BALANCE FUND CAGR Return 7.57% Kotak Mahindra Bank Ltd. 1.13% IndusInd Bank Ltd. 1.12% NAV as on 31st Dec 2018 Sun Pharmaceuticals Industries Ltd. 1.09% Benchmark : Nifty + CRISIL Composite Bond Index 21.34478 Mahindra and Mahindra Ltd. 1.02% + CRISIL Liquid Fund Index State Bank of India 0.98% FUND - NAV AUM as on 31st Dec 2018 (Rs. In Lakhs) Asian Paints Ltd. 0.82% 7,551.24 Bharat Electronics Ltd. 0.77% 24.00 HCL Technologies Ltd. 0.74% 22.00 Modified Duration (In Years) TATA Motors Ltd. 0.72% 20.00 18.00 4.68 Bajaj Finance Limited 0.71% 16.00 Bharti Airtel Ltd. 0.68% 14.00 ASSET ALLOCATION Kotak PSU Bank ETF 0.65% 12.00 10.00 AU Small Finance Bank Limited 0.63% 8.00 Money GSEC, 6% Market & Yes Bank Ltd. 0.63%

Other 13.15%

Jun-12 Jun-13 Jun-14 Jun-15 Jun-16 Jun-17 Jun-18

NCA, 2% Jun-11

Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-16 Sep-17 Sep-18

Dec-18 Dec-10 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17

Mar-15 Mar-16 Mar-17 Mar-18 Mar-12 Mar-13 Mar-14 EQU, 54% Mar-11 NCD, 38% FUTURE NAV GUARANTEE FUND SFIN No. ULIF011180510NAVGUARANT133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide capital protection and optimum returns based MONEY MARKET INSTRUMENTS & NCA 8.00% on model involving systematic asset allocation and dynamic BFSI 7.84% rebalancing. SECURITIES HOLDINGS Chemical Products 1.13% GOVERNMENT SECURITIES 49.56% Fund Manager Details 8.72% Andhra Pradesh SDL 06/02/2023 15.23% Civil Engineering 0.89% 8.87% Tamil Nadu SDL 16/10/2024 7.72% Coke & Refined Petroleum 1.46% Fund Manager No. Of Funds Managed Equity Debt Hybrid 8.48% SDL 24/02/2020 7.54% Computer Programming 2.68% Niraj Kumar 4 3 6 8.56% Kerala SDL 2020 - Ulip 16/02/2020 4.44% G-Sec 49.56% - 9.4% Madhya Pradesh SDL 30/01/2024 3.93% Srijan Sinha 4 6 Infrastructure & Housing 22.12% Yahya Bookwala - 3 6 8.94% Gujarat SDL 24/09/2024 3.87% Motor Vehicles 1.73% 8.08% West Bengal SDL 25/02/2025 3.73% 8.98% West Bengal SDL 23/07/2024 3.10% Pharmaceuticals 0.58% ASSET ALLOCATION Tobacco 0.82% SECURITIES HOLDINGS Composition Min. Max. Actual Other 11.18% CORPORATE DEBT 22.26% Fixed Income including 0.00% 100.00% 79.82% 8.7% HDFC Ltd. 18/05/2020 7.33% Money Market Instruments Equity 0.00% 100.00% 20.18% 10.25% Reliance Gas Trans Infra Ltd. 22/08/2021 6.09% Debt Rating Profile 8.75% LIC Housing Finance Ltd. 12/02/2021 5.89% 8.38% Power Finance Corporation Ltd. 27/04/2020 2.19% RISK RETURN PROFILE 10.5% M&M Ltd. 13/12/2021 0.77% 1.07% Risk Low to medium 29.93% Return Low to medium SECURITIES HOLDINGS EQUITY 20.18% 69.00% HDFC Bank Ltd. 1.88% Infosys Technologies Ltd. 1.41% HDFC Ltd. 1.40% SOV AAA AA+ Reliance Industries Ltd. 1.30% DATE OF INCEPTION ICICI Bank Ltd. 1.16% 18th May 2010 Larsen & Toubro Ltd. 0.89% ITC Ltd. 0.82% FUND PERFORMANCE as on Hindustan Unilever 0.77% 31st Dec 2018 TATA Consultancy Services Ltd. 0.67% FUND - NAV Returns since Publication of NAV Maruti Suzuki India Ltd. 0.64% Absolute Return 58.08% Kotak PSU Bank ETF 0.52% 24.00 Simple Annual Return 6.76% IndusInd Bank Ltd. 0.49% 22.00 CAGR Return 5.47% Sun Pharmaceuticals Industries Ltd. 0.48% 20.00 Kotak Mahindra Bank Ltd. 0.47% 18.00 16.00 HIGHEST NAV GUARANTEED Mahindra and Mahindra Ltd. 0.47% 14.00 15.85417 Bajaj Finance Limited 0.40% 12.00 10.00 State Bank of India 0.39% 8.00 NAV as on 31st Dec 2018 Future Retail Ltd. 0.38%

15.8077 Asian Paints Ltd. 0.37%

Jun-15 Jun-11 Jun-12 Jun-13 Jun-14 Jun-16 Jun-17 Jun-18

Sep-13 Sep-11 Sep-12 Sep-14 Sep-15 Sep-16 Sep-17 Sep-18

Dec-11 Dec-12 Dec-18 Dec-10 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17

Mar-11 Mar-17 Mar-13 Mar-14 Mar-15 Mar-16 Mar-18 Bharat Electronics Ltd. 0.34% Mar-12 AUM as on 31st Dec 2018 (Rs. In Lakhs) HCL Technologies Ltd. 0.33% 1,371.97 TATA Motors Ltd. 0.33% Yes Bank Ltd. 0.27% Modified Duration (In Years) Hero MotoCorp Ltd. 0.26% 2.74 Bharti Airtel Ltd. 0.25% Other 3.51% ASSET ALLOCATION

Money EQU, 20% Market & NCA, 8%

NCD, 22% GSEC, 50% FUTURE INCOME FUND SFIN No. ULIF002180708FUTUINCOME133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide stable returns by investing in assets of MONEY MARKET INSTRUMENTS & NCA 6.21% relatively low to moderate level of risk. The interest credited will be a major component of the fund’s return. SECURITIES HOLDINGS BFSI 23.97% The fund will invest primarily in fixed interest securities, GOVERNMENT SECURITIES 20.31% such as Govt. securities of medium to long duration 8.65% Andhra Pradesh SDL 2031 03/09/2031 3.13% and Corporate Bonds and money market instruments 8.99% West Bengal SDL 2024 - ULIP 24/09/24 2.49% G-Sec 20.31% for liquidity. 9.71% Haryana SDL 12/03/2024 2.42% 8.29% West Bengal SDL 2028 21/02/2028 2.16% STRATEGY 7.77% AP SDL 2028 10/01/2028 1.98% Investments in assets of low or moderate risk. 8.08% West Bengal SDL 25/02/2025 1.97% Infrastructure & Housing 46.51% 8.06% Tamil Nadu SDL 15/04/2025 1.45% Fund Manager Details 9.18% Andhra Pradesh SDL 28/05/2024 1.19% 7.69% TAMIL NADU SDL 2027 20/12/2027 0.77% Other Fund Manager No. Of Funds Managed 9.21% Equity Debt Hybrid 8.08% Maharashtra SDL 15/06/2026 0.70% Niraj Kumar 4 3 6 9.48% West Bengal SDL 17/07/2023 0.63% Yahya Bookwala - 3 6 9.4% Madhya Pradesh SDL 30/01/2024 0.57% 8.96% Tamil Nadu SDL 2024 09/07/2024 0.53% Debt Rating Profile ASSET ALLOCATION Other 0.33%

Composition Min. Max. Actual 6.68% SECURITIES HOLDINGS 10.06% 20.91% Fixed Interest Investments 50.00% 100.00% 93.79% Money Market and Cash 0.00% 50.00% 6.21% CORPORATE DEBT 73.48% Equity 0.00% 0.00% 0.00% 9.00% Shriram Transport Finance Company Ltd 2028 - Ulip 28/03/2028 8.08% 9.25% Reliance Jio Infocomm Ltd 2024 17/06/2024 6.43% 10.25% Reliance Gas Trans Infra Ltd. 22/08/2021 4.27% 62.35% RISK RETURN PROFILE 7.9% Reliance Ports & Terminals Ltd. 18/11/2026 3.75% Risk Low Low 8.85% Indiabulls Housing Finance Ltd. 25/09/2026 3.54% SOV AAA AA+ Others Return Low Low 10.63% IOT Utkal Energy Services Ltd. 20/07/2028 3.46% 9.00% HDFC Ltd 2028 - UL 29/11/2028 3.04% BENCHMARK COMPARISON (CAGR RETURN) 9% Indiabulls Housing Finance Ltd. 30/06/2026 3.01% 9.25% Tata Capital Financial services Ltd 2023..Option-1 19/12/2023 2.97% 8.37% REC Ltd 2028 07/12/2028 2.95% 10.00% 9.31% 8.45% Sundaram Finance Ltd 2028 19/01/2028 2.93% 9.00% 8.04% 7.80% DATE OF INCEPTION 8.45% Sundaram Finance Ltd. 07/06/2027 2.93% 8.00% 6.85% 7.00% 18th July 2008 8.85% Bajaj Finance Limited 2024 Ulip..Option III 05/01/2024 2.93% 5.91% 5.66% 6.00% 5.31% 8.51% NABARD 2033 19/12/2033 2.88% 5.00% 4.10% 4.32% 4.50% FUND PERFORMANCE as on 9.39% Power Finance Corporation Limited 2029 27/08/2029 2.81% 4.00% 31st Dec 2018 10.63% IOT Utkal Energy Services Ltd. 20/09/2028 2.76% 3.00% 1.60% Returns since Publication of NAV 10.90% AU SFB Lower Tier II Bonds May 2025 - UL 30/05/2025 2.56% 2.00% 1.36% Absolute Return 152.10% 7.39% LIC Hsg 2022 30/08/2022 2.39% 1.00% 0.00% Simple Annual Return 14.64% 8.75%Indiabulls Housing Finance Ltd 24/09/2021 2.36% Since 3 Year 2 Year 1 Year 6 Months 1 Month CAGR Return 9.31% 9.98% IL&FS Financial Services Ltd. 05/12/2021 2.02% Inception 8.72% ILFS 2025 - Ulip 21/01/2025 1.91% Benchmark FUTURE INCOME FUND NAV as on 31st Dec 2018 9.30% Shriram Transport Finance Co Ltd 2023 Ulip 12/07/2023 1.69% 25.20983 8.67% Power Finance Corporation Limited 2028-UL 18/11/2028 1.08% 7.35% PFC 2022 21/11/2022 0.74% Benchmark : CRISIL Composite Bond Index AUM as on 31st Dec 2018 (Rs. In Lakhs) FUND - NAV 17,116.45 26.00 Modified Duration (In Years) 24.00 4.65 22.00 20.00 18.00 ASSET ALLOCATION 16.00 14.00 Money 12.00 Market & 10.00 NCA, 6%

GSEC, 20%

Jun-11 Jun-12 Jun-13 Jun-14 Jun-15 Jun-16 Jun-17 Jun-18

Sep-18 Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-16 Sep-17

Dec-15 Dec-16 Dec-17 Dec-10 Dec-11 Dec-12 Dec-13 Dec-14 Dec-18

Mar-12 Mar-13 Mar-14 Mar-11 Mar-15 Mar-16 Mar-17 Mar-18 NCD, 73% FUTURE SECURE FUND SFIN No. ULIF001180708FUTUSECURE133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To provide stable returns by investing in relatively low MONEY MARKET INSTRUMENTS & NCA 56.10% risk assets. The Fund will invest exclusively in treasury TREPS - 01JAN2019 25.09% bills, bank deposits, certificate of deposits, other money 182D TBILL 10/01/2019 - Ulip 10/01/2019 19.83% BFSI 21.80% instruments and short duration government securities. Indiabulls Housing Finance Limited CP - 14/06/2019 8.24% Hero Fincorp Limited CP - 19/07/2019 7.31% STRATEGY L&T Finance Limited CP - 09/04/2019 6.00% Low risk investment such as money market instruments. HDB Financial Services Limited CP - 04/11/2019 5.54% G-Sec 63.74% Capital First Limited 05/06/2019 2.95% Fund Manager Details Net Current Assets -18.87% Infrastructure & Housing 8.24% Fund Manager No. Of Funds Managed Equity Debt Hybrid SECURITIES HOLDINGS Niraj Kumar 4 3 6 GOVERNMENT SECURITIES 43.90% Yahya Bookwala - 3 6 8.96% Tamil Nadu SDL 2024 09/07/2024 8.11% Other 6.22% 8.64% West Bengal SDL 2021 Ulip 30/08/2021 6.00% ASSET ALLOCATION 8.16% Maharashtra SDL 10/12/2024 4.92% 8.89% Andhra Pradesh SDL 2022 ULIP 20/09/2022 4.81% Composition Min. Max. Actual 8.86% Andhra Pradesh SDL 06/06/2022 4.79% Debt Rating Profile Money Market and Cash 0.00% 75.00% 56.10% 9.03% Kerala SDL 07/12/2021 3.39% Short Term Debt 20.00% 100.00% 43.90% Equity 0.00% 0.00% 0.00% 8.99% West Bengal SDL 2024 - ULIP 24/09/24 3.25% 8.89% Maharashtra SDL 05/10/2021 3.17% 9.48% West Bengal SDL 17/07/2023 1.64% 46.38% RISK RETURN PROFILE 7.95% Maharashtra SDL 2023 03/07/2023 1.20% 53.62% Risk Low 9.23% Gujarat SDL 2021 23/11/2021 1.15% Return Low 9.18% Andhra Pradesh SDL 28/05/2024 0.98% Other 0.48% DATE OF INCEPTION SOV AAA 18th July 2008 BENCHMARK COMPARISON (CAGR RETURN) FUND PERFORMANCE as on 31st Dec 2018 Returns since Publication of NAV 10.00% 8.68% 8.61% Absolute Return 135.80% 9.00% 7.61% 8.00% 7.24% 7.36% Simple Annual Return 13.08% 6.89% 6.76% CAGR Return 8.61% 7.00% 6.11% 6.00% 4.81% 5.00% 3.86% NAV as on 31st Dec 2018 4.00% 23.58013 3.00% 0.75% 2.00% 0.69% 1.00% AUM as on 31st Dec 2018 (Rs. In Lakhs) 0.00% 3,272.09 Since 3 Year 2 Year 1 Year 6 Months 1 Month Inception Modified Duration (In Years) Benchmark FUTURE SECURE FUND 1.38

ASSET ALLOCATION Benchmark: CRISIL Liquid Fund Index + CRISIL TBILL INDEX FUND - NAV

24.00 GSEC, 44% Money 22.00 Market & 20.00 NCA, 56% 18.00 16.00 14.00 12.00 10.00

8.00

Jun-13 Jun-16 Jun-11 Jun-12 Jun-14 Jun-15 Jun-17 Jun-18

Sep-13 Sep-17 Sep-11 Sep-12 Sep-14 Sep-15 Sep-16 Sep-18

Dec-10 Dec-14 Dec-18 Dec-11 Dec-12 Dec-13 Dec-15 Dec-16 Dec-17

Mar-12 Mar-16 Mar-11 Mar-13 Mar-14 Mar-15 Mar-17 Mar-18 FUTURE PENSION ACTIVE FUND SFIN No. ULIF008201008FUPENACTIV133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Provision of high expected returns with a high MONEY MARKET INSTRUMENTS & NCA 1.55% probability of negative return. BFSI 24.70% SECURITIES HOLDINGS Chemical Products 4.85% Fund Manager Details EQUITY 98.45% Reliance Industries Ltd. 7.13% Civil Engineering 3.93% Fund Manager No. Of Funds Managed Equity Debt Hybrid Kotak Mahindra MF - Kotak Banking ETF 7.05% Coke & Refined Petroleum 8.66% Niraj Kumar 4 3 6 HDFC Bank Ltd. 6.12% Computer Programming 12.93% Srijan Sinha 4 - 6 Infosys Technologies Ltd. 5.75% Infrastructure & Housing 5.09% HDFC Ltd. 5.31% Motor Vehicles 6.77% ASSET ALLOCATION ITC Ltd. 4.28% Larsen & Toubro Ltd. 3.69% Non-metallic Minerals 2.79% Composition Min. Max. Actual TATA Consultancy Services Ltd. 3.48% Pharmaceuticals 2.55% Money Market Instruments, Hindustan Unilever 3.33% Government Bonds and 0.00% 40.00% 1.55% Tobacco 4.28% Maruti Suzuki India Ltd. 2.62% Corporate Bonds Other 23.45% ICICI Bank Ltd. 2.24% Equity 60.00% 100.00% 98.45% Sun Pharmaceuticals Industries Ltd. 2.02% Kotak Mahindra Bank Ltd. 2.02% Debt Rating Profile RISK RETURN PROFILE Mahindra and Mahindra Ltd. 1.92% Risk Very High HCL Technologies Ltd. 1.88% Return High IndusInd Bank Ltd. 1.74% Asian Paints Ltd. 1.52% DATE OF INCEPTION State Bank of India 1.46% 20th October 2008 Bharat Electronics Ltd. 1.39% Kotak PSU Bank ETF 1.35% 100.00% FUND PERFORMANCE as on AU Small Finance Bank Limited 1.21% 31st Dec 2018 Bharti Airtel Ltd. 1.21% AAA Returns since Publication of NAV Yes Bank Ltd. 1.17% Absolute Return 239.85% Coal India Ltd. 1.11% BENCHMARK COMPARISON (CAGR RETURN) Simple Annual Return 23.62% Future Retail Ltd. 1.07% CAGR Return 12.80% Other 26.37% 18.00% 15.20% NAV as on 31st Dec 2018 16.00% 13.61% 14.00% 12.80% 33.98524 10.98% 11.42% 12.00% 9.68% 10.00% AUM as on 31st Dec 2018 (Rs. In Lakhs) 8.00% 6.00% 1,076.00 3.15% 2.10% 4.00% 1.38% 2.00% 0.35% 0.00% -2.00% Since 3 Year 2 Year 1 Year 6 Months -0.13%1 Month -1.41% -4.00% Inception

ASSET ALLOCATION

Money Benchmark FUTURE PENSION ACTIVE FUND Market & NCA, 2% Benchmark : CNX Nifty FUND - NAV

EQU, 98% 30.00 25.00 20.00 15.00

10.00

Jul-09 Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Jul-15 Jul-16 Jul-17 Jul-18

Jan-18 Jan-09 Jan-10 Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Jan-16 Jan-17

Oct-08 Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16 Oct-17 Oct-18

Apr-14 Apr-15 Apr-16 Apr-17 Apr-09 Apr-10 Apr-11 Apr-12 Apr-13 Apr-18 FUTURE PENSION GROWTH FUND SFIN No. ULIF007201008FUPENGROWT133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Provision of high expected returns with a moderate MONEY MARKET INSTRUMENTS & NCA 4.15% probability of negative return. BFSI 19.58% SECURITIES HOLDINGS Chemical Products 3.10% Fund Manager Details GOVERNMENT SECURITIES 26.99% 8.38% Tamil Nadu SDL 27/01/2026 14.98% Civil Engineering 1.88% Fund Manager No. Of Funds Managed Equity Debt Hybrid 8.51% Maharashtra SDL 09/03/2026 5.03% Coke & Refined Petroleum 5.09% Niraj Kumar 4 3 6 9.23% Gujarat SDL 2021 23/11/2021 3.87% Computer Programming 7.66% Srijan Sinha 4 - 6 8.15% Tamil Nadu SDL 2028 09/05/2028 3.01% G-Sec 26.99% Other 0.10% Yahya Bookwala - 3 6 Infrastructure & Housing 15.50% Motor Vehicles SECURITIES HOLDINGS 4.76% ASSET ALLOCATION CORPORATE DEBT 12.94% Pharmaceuticals 1.49% 10.25% Reliance Gas Trans Infra Ltd. 22/08/2021 6.83% Tobacco 2.56% 10.63% IOT Utkal Energy Services Ltd. 20/09/2028 6.11% Other 11.39%

SECURITIES HOLDINGS EQUITY 55.92% Debt Rating Profile HDFC Bank Ltd. 4.89% HDFC Ltd. 4.32% RISK RETURN PROFILE Reliance Industries Ltd. 4.23% Risk High Infosys Technologies Ltd. 3.70% 37.22% Return High ICICI Bank Ltd. 2.65% ITC Ltd. 2.56% 62.78% TATA Consultancy Services Ltd. 2.08% Hindustan Unilever 2.07% Larsen & Toubro Ltd. 1.88% SOV AAA Maruti Suzuki India Ltd. 1.71% DATE OF INCEPTION State Bank of India 1.66% BENCHMARK COMPARISON (CAGR RETURN) 20th October 2008 Mahindra and Mahindra Ltd. 1.39% IndusInd Bank Ltd. 1.30% FUND PERFORMANCE as on Sun Pharmaceuticals Industries Ltd. 1.20% 14.00% 11.40% 31st Dec 2018 Kotak Mahindra Bank Ltd. 1.19% 11.34% 11.72% 12.00% Returns since Publication of NAV Asian Paints Ltd. 1.03% 9.99% 10.00% 9.08% 8.55% Absolute Return 197.58% Bajaj Finance Limited 0.92% 8.00% Simple Annual Return 19.46% TATA Motors Ltd. 0.87% 6.00% 4.49% CAGR Return 11.34% Bharti Airtel Ltd. 0.83% 3.00% 4.00% 2.47% Yes Bank Ltd. 0.77% 0.66% 2.00% NAV as on 31st Dec 2018 Ltd. 0.76% 0.46% 0.00% 29.7582 HCL Technologies Ltd. 0.76% -2.00% Since 3 Year 2 Year 1 -Year0.06% 6 Months 1 Month Hero MotoCorp Ltd. 0.68% Inception AUM as on 31st Dec 2018 (Rs. In Lakhs) Hexaware Technologies Ltd. 0.67% 306.07 0.66% Other 11.15% Benchmark FUTURE PENSION GROWTH FUND Modified Duration (In Years) 4.12 Benchmark : Nifty + CRISIL Composite Bond Index + CRISIL Liquid Fund Index ASSET ALLOCATION FUND - NAV

Money 30.00 Market & NCA, 4% 25.00 EQU, GSEC, 27% 56% 20.00 NCD, 13% 15.00

10.00

Jun-11 Jun-12 Jun-13 Jun-14 Jun-15 Jun-16 Jun-17 Jun-18

Sep-11 Sep-12 Sep-13 Sep-14 Sep-15 Sep-16 Sep-17 Sep-18

Dec-10 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18

Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-11 FUTURE PENSION BALANCE FUND SFIN No. ULIF006171008FUPENBALAN133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Preservation of nominal value of contributions along MONEY MARKET INSTRUMENTS & NCA 2.80% with a low exposure to high expected return, with a BFSI 23.36% low probability of negative return. SECURITIES HOLDINGS Chemical Products 0.75% GOVERNMENT SECURITIES 43.44% Coke & Refined Petroleum 1.00% Fund Manager Details 8.08% Maharashtra SDL 15/06/2026 11.19% 8.96% Tamil Nadu SDL 2024 09/07/2024 8.71% Computer Programming 1.99% Fund Manager No. Of Funds Managed Equity Debt Hybrid 8.68% Tamil Nadu SDL 2028 10/10/2028 7.04% G-Sec 43.44% Niraj Kumar 4 3 6 8.48% Karnataka SDL 2022 - ULIP 17/10/2022 5.66% Infrastructure & Housing 17.71% Srijan Sinha 4 - 6 7.92% West Bengal SDL 15/03/2027 3.33% Motor Vehicles 1.16% Yahya Bookwala - 3 6 8.15% Tamil Nadu SDL 2028 09/05/2028 2.47% Non-metallic Minerals 0.30% 9.23% Gujarat SDL 2021 23/11/2021 1.55% 7.69% TAMIL NADU SDL 2027 20/12/2027 1.48% Other Transport Equipment's 0.30% ASSET ALLOCATION 8.70% Gujarat SDL 2028 19/09/2028 1.47% Pharmaceuticals 0.39% 8.51% Andhra Pradesh SDL 17/02/2021 0.56% Other 9.61%

SECURITIES HOLDINGS CORPORATE DEBT 43.03% Debt Rating Profile 10.63% IOT Utkal Energy Services Ltd. 20/09/2028 6.99% 10.90% AU SFB Lower Tier II Bonds May 2025 - UL 30/05/2025 5.85% 6.69% 9.25% Reliance Jio Infocomm Ltd 2024 17/06/2024 5.67% 10.41% RISK RETURN PROFILE 8.85% Bajaj Finance Limited 2024 Ulip..Option III 05/01/2024 5.59% Risk Medium 9.00% Shriram Transport Finance Company Ltd 2028 - Ulip 28/03/2028 5.56% 49.69% Return Medium 8.51% NABARD 2033 19/12/2033 5.50% 33.21% 8.85% Indiabulls Housing Finance Ltd. 25/09/2026 4.34% 9.30% Shriram Transport Finance Co Ltd 2023 Ulip 12/07/2023 3.54% SOV AAA AA+ Others SECURITIES HOLDINGS EQUITY 10.73% BENCHMARK COMPARISON (CAGR RETURN) DATE OF INCEPTION Infosys Technologies Ltd. 0.92% 17th October 2008 HDFC Ltd. 0.88% Reliance Industries Ltd. 0.77% 12.00% FUND PERFORMANCE as on ICICI Bank Ltd. 0.71% 9.97% 8.29% 10.00% 8.82% 31st Dec 2018 TATA Consultancy Services Ltd. 0.57% 8.13% Returns since Publication of NAV Hindustan Unilever 0.51% 8.00% 6.73% 5.48% Absolute Return 162.41% Maruti Suzuki India Ltd. 0.41% 5.50% 5.75% 6.00% 4.61% 5.07% Simple Annual Return 16.00% State Bank of India 0.38% 4.00% CAGR Return 9.97% Mahindra and Mahindra Ltd. 0.34% 1.53% Sun Pharmaceuticals Industries Ltd. 0.30% 2.00% 1.33% NAV as on 31st Dec 2018 IndusInd Bank Ltd. 0.27% 0.00% 26.2412 Bajaj Finance Limited 0.25% Since 3 Year 2 Year 1 Year 6 Months 1 Month Asian Paints Ltd. 0.24% Inception AUM as on 31st Dec 2018 (Rs. In Lakhs) HCL Technologies Ltd. 0.22% Benchmark FUTURE PENSION BALANCE FUND 182.96 TATA Motors Ltd. 0.21% Bharti Airtel Ltd. 0.20% Modified Duration (In Years) Yes Bank Ltd. 0.19% Benchmark : Nifty + CRISIL Composite Bond Index 5.02 Hero MotoCorp Ltd. 0.17% + CRISIL Liquid Fund Index Oil & Natural Gas Corporation Ltd. 0.17% FUND - NAV ASSET ALLOCATION Engineers India Limited 0.16% Ltd. 0.15% 28.00 EQU, 11% Money 26.00 Market & Tata Steel Limited 0.15% 24.00 NCA, 3% Coal India Ltd. 0.14% 22.00 AU Small Finance Bank Limited 0.14% 20.00 GSEC, 43% 18.00 NCD, 43% Ltd. 0.13% 16.00 Other 2.15% 14.00 12.00

10.00

Jun-11 Jun-16 Jun-12 Jun-13 Jun-14 Jun-15 Jun-17 Jun-18

Sep-14 Sep-11 Sep-12 Sep-13 Sep-15 Sep-16 Sep-17 Sep-18

Dec-12 Dec-17 Dec-10 Dec-11 Dec-13 Dec-14 Dec-15 Dec-16 Dec-18

Mar-13 Mar-16 Mar-18 Mar-11 Mar-12 Mar-14 Mar-15 Mar-17 FUTURE PENSION SECURE FUND SFIN No. ULIF005171008FUPENSECUR133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Preservation of nominal value of contributions along MONEY MARKET INSTRUMENTS & NCA 10.12% with stable returns over policy term so that the probability of negative return is very low. SECURITIES HOLDINGS BFSI 18.25% GOVERNMENT SECURITIES 54.11% Fund Manager Details 7.95% Maharashtra SDL 2023 03/07/2023 13.72% No. Of Funds Managed 8.08% Maharashtra SDL 15/06/2026 11.49% Fund Manager G-Sec 54.11% Equity Debt Hybrid 8.29% West Bengal SDL 2028 21/02/2028 9.01% Niraj Kumar 4 3 6 8.48% Karnataka SDL 2022 - ULIP 17/10/2022 8.94% Yahya Bookwala - 3 6 8.15% Tamil Nadu SDL 2028 09/05/2028 4.33% 8.68% Tamil Nadu SDL 2028 10/10/2028 2.78% Infrastructure & Housing 17.52% ASSET ALLOCATION 8.51% Andhra Pradesh SDL 17/02/2021 1.77% 7.69% TAMIL NADU SDL 2027 20/12/2027 1.21% 7.25% GUJARAT SDL 2027 ULIP 12/07/2027 0.84% Other 10.12%

SECURITIES HOLDINGS CORPORATE DEBT 35.77% 10.90% AU SFB Lower Tier II Bonds May 2025 - UL 30/05/2025 9.24% Debt Rating Profile 10.25% Reliance Gas Trans Infra Ltd. 22/08/2021 9.03% RISK RETURN PROFILE 9.00% Shriram Transport Finance Company Ltd 2028 - Ulip 28/03/2028 8.79% 9.47% Risk Low 10.63% IOT Utkal Energy Services Ltd. 20/07/2028 8.49% 9.24% Return Low Other 0.22% 55.48% 25.81%

SOV AAA AA+ Others DATE OF INCEPTION 17th October 2008 BENCHMARK COMPARISON (CAGR RETURN)

FUND PERFORMANCE as on 31st Dec 2018 12.00% 9.68% Returns since Publication of NAV 10.00% Absolute Return 155.59% 8.09% 7.80% 8.00% 7.00% Simple Annual Return 15.32% 5.66% 5.91% CAGR Return 9.68% 6.00% 5.31% 5.26% 5.22% 4.02% 4.00% NAV as on 31st Dec 2018 1.56% 1.60% 25.5592 2.00% 0.00% AUM as on 31st Dec 2018 (Rs. In Lakhs) Since 3 Year 2 Year 1 Year 6 Months 1 Month 115.74 Inception

Benchmark FUTURE PENSION SECURE FUND Modified Duration (In Years) 4.22 Benchmark : CRISIL Composite Bond Index ASSET ALLOCATION FUND - NAV

Money Market & 26.00 24.00 NCD, 36% NCA, 10% 22.00 20.00 18.00 16.00 GSEC, 54% 14.00 12.00

10.00

Jun-13 Jun-14 Jun-11 Jun-12 Jun-15 Jun-16 Jun-17 Jun-18

Sep-11 Sep-12 Sep-18 Sep-13 Sep-14 Sep-15 Sep-16 Sep-17

Dec-10 Dec-16 Dec-17 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-18

Mar-15 Mar-16 Mar-11 Mar-12 Mar-13 Mar-14 Mar-17 Mar-18 FUTURE GROUP BALANCE FUND SFIN No. ULGF003150210FUTGRBALAN133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION Provision of high expected returns with a moderate MONEY MARKET INSTRUMENTS & NCA 15.96% probability of low return. BFSI 10.98% SECURITIES HOLDINGS Chemical Products 1.69% STRATEGY GOVERNMENT SECURITIES 47.64% Balances high return and high risk 7.72% Central Government 25/05/2025 23.03% Civil Engineering 1.46% from equity investments by the stability 8.38% Tamil Nadu SDL 27/01/2026 17.54% Coke & Refined Petroleum 2.93% provided by fixed interest instruments. 8.89% Andhra Pradesh SDL 2022 ULIP 20/09/2022 7.07% Computer Programming 4.43% G-Sec 47.64% Fund Manager Details SECURITIES HOLDINGS Infrastructure & Housing 8.23% No. Of Funds Managed CORPORATE DEBT 6.91% Fund Manager Motor Vehicles 1.16% Equity Debt Hybrid 8.85% Indiabulls Housing Finance Ltd. 25/09/2026 6.91% Pharmaceuticals 0.76% Niraj Kumar 4 3 6 Srijan Sinha 4 - 6 SECURITIES HOLDINGS Tobacco 1.62% Yahya Bookwala - 3 6 EQUITY 29.49% Other 19.11% HDFC Bank Ltd. 2.86% HDFC Ltd. 2.66% ASSET ALLOCATION Reliance Industries Ltd. 2.65% Debt Rating Profile Infosys Technologies Ltd. 2.00% Composition Min. Max. Actual ICICI Bank Ltd. 1.82% Fixed Interest Investment 60.00% 90.00% 70.51% ITC Ltd. 1.62% Money Market and Cash 30.34% Equity 10.00% 40.00% 29.49% Larsen & Toubro Ltd. 1.46% TATA Consultancy Services Ltd. 1.28% Hindustan Unilever 1.23% 69.66% RISK RETURN PROFILE State Bank of India 1.10% Risk Moderate Mahindra and Mahindra Ltd. 0.81% Return High Axis Bank Ltd. 0.63% SOV AAA Sun Pharmaceuticals Industries Ltd. 0.58% Yes Bank Ltd. 0.55% BENCHMARK COMPARISON (CAGR RETURN) IndusInd Bank Ltd. 0.54% Tech Mahindra Ltd. 0.49% Bharat Electronics Ltd. 0.47% 12.00% 9.61% DATE OF INCEPTION Asian Paints Ltd. 0.46% 8.79% 10.00% 9.09% 15th February 2010 Bharti Airtel Ltd. 0.42% 8.52% 8.94% 7.80% Engineers India Limited 0.38% 8.00% 5.85% FUND PERFORMANCE as on Punjab National Bank 0.37% 6.00% 5.26% 31st Dec 2018 Oil & Natural Gas Corporation Ltd. 0.35% 4.45% 4.19% 4.00% Returns since Publication of NAV Tata Steel Limited 0.35% 0.94% Absolute Return 106.91% TATA Motors Ltd. 0.35% 2.00% 0.95% Simple Annual Return 12.02% Hexaware Technologies Ltd. 0.34% 0.00% CAGR Return 8.52% Other 3.72% Since 3 Year 2 Year 1 Year 6 Months 1 Month Inception NAV as on 31st Dec 2018 Benchmark FUTURE GROUP BALANCE FUND 20.690532

AUM as on 31st Dec 2018 (Rs. In Lakhs) Benchmark : Nifty + CRISIL Composite Bond 2.96 Index + CRISIL Liquid Fund Index FUND - NAV Modified Duration (In Years) 3.85 24.00 22.00 ASSET ALLOCATION 20.00 18.00 Money 16.00 EQU, 29% Market & 14.00 NCA, 16% 12.00 10.00 8.00

NCD, 7%

Jun-15 Jun-11 Jun-12 Jun-13 Jun-14 Jun-16 Jun-17 Jun-18

Sep-11 Sep-16 Sep-12 Sep-13 Sep-14 Sep-15 Sep-17 Sep-18

Dec-12 Dec-17 Dec-10 Dec-11 Dec-13 Dec-14 Dec-15 Dec-16 Dec-18

Mar-14 Mar-12 Mar-13 Mar-15 Mar-16 Mar-17 Mar-18 GSEC, 48% Mar-11 FUTURE MIDCAP FUND SFIN No. ULIF014010518FUTMIDCAP133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION To generate long-term capital appreciation by investing MONEY MARKET INSTRUMENTS & NCA 0.90% predominantly in equity and equity related securities BFSI 24.97% of mid cap companies. SECURITIES HOLDINGS Coke & Refined Petroleum 5.87% EQUITY 99.10% Yes Bank Ltd. 5.54% Computer Programming 11.82% Ltd. 5.05% Electricity, Gas supply 3.80% Sadbhav Engineering Ltd. 4.79% Food Products 4.39% HCL Technologies Ltd. 4.79% Infrastructure & Housing 13.01% Infosys Technologies Ltd. 4.67% Manufacture of fabricated metal 5.05% State Bank of India 4.20% Non-metallic Minerals 6.71% AU Small Finance Bank Limited 3.97% Fund Manager Details India Cements Ltd. 3.41% Pharmaceuticals 4.43% Ltd. 2.92% Retail trade, except of motor… 2.85% Fund Manager No. Of Funds Managed Equity Debt Hybrid Future Retail Ltd. 2.85% Other 17.09% Niraj Kumar 4 3 6 ICICI Bank Ltd. 2.81% Srijan Sinha 4 - 6 HDFC Ltd. 2.79% CEAT Ltd 2.78% ASSET ALLOCATION Tata Steel Limited 2.59% Aditya Birla Capital Ltd. 2.48% Ltd. 2.46% Ltd. 2.39% Hexaware Technologies Ltd. 2.36% NTPC Ltd. 2.33% Bharat Electronics Ltd. 2.31% RISK RETURN PROFILE Engineers India Limited 2.22% Risk High Ltd. 2.21% Return High Tata Global Beverages Ltd. 2.18% Corporation Ltd. 2.16% DATE OF INCEPTION Sun Pharmaceuticals Industries Ltd. 2.14% 04th December 2018 Other 20.72%

NAV as on 31st Dec 2018 10.60734057

AUM as on 31st Dec 2018 (Rs. In Lakhs) 1.41

ASSET ALLOCATION

Money Market & NCA, 1%

EQU, 99% FUTURE GROUP SECURE FUND SFIN No. ULGF007010118GRPSECFUND133

ABOUT THE FUND PORTFOLIO AS ON 31st Dec 2018 OBJECTIVE SECURITIES HOLDINGS SECTORAL ALLOCATION This fund aims to provide progressive returns compared MONEY MARKET INSTRUMENTS & NCA 30.61% to fixed income instruments by taking a low exposure to BFSI 51.87% high risk assets like equity. Fund aims to provide stable SECURITIES HOLDINGS Chemical Products 0.88% return due to high exposure to Fixed Income instruments CORPORATE DEBT 50.47% Coal Mining 0.70% while generating additional return through small exposure to equity.9.25% Tata Capital Financial services Ltd 2023..Option-1 19/12/2023 50.47% Coke & Refined Petroleum 4.26% SECURITIES HOLDINGS Computer Programming 1.64% EQUITY 18.92% Infrastructure & Housing 6.31% Hindustan Petroleum Corporation Ltd. 4.06% Manufacture of fabricated metal 0.42% NTPC Ltd. 3.80% Mfg of rubber and plastics 0.44% Kalpataru Power Transmission Limited 2.31% Fund Manager Details AU Small Finance Bank Limited 1.21% Non-metallic Minerals 1.52% The Ltd. 1.09% Retail trade, except of motor… 0.88% Fund Manager No. Of Funds Managed Equity Debt Hybrid Infosys Technologies Ltd. 1.02% Other 31.07% Niraj Kumar 4 3 6 Hindustan Unilever 0.88% Srijan Sinha 4 - 6 Future Retail Ltd. 0.88% Yahya Bookwala - 3 6 Coal India Ltd. 0.70% Debt Rating Profile CEAT Ltd 0.44% Bharat Forge Ltd. 0.42% ASSET ALLOCATION HCL Technologies Ltd. 0.37% Hexaware Technologies Ltd. 0.24% Limited 0.24% Ambuja Cements Ltd. 0.22% Bharat Electronics Ltd. 0.21% 100.00% India Cements Ltd. 0.21% Sadbhav Engineering Ltd. 0.21% AAA RISK RETURN PROFILE Indian Oil Corporation Ltd. 0.20% Risk Medium Aditya Birla Capital Ltd. 0.19% Return Medium

DATE OF INCEPTION 19th December 2018

NAV as on 31st Dec 2018 10.29204

AUM as on 31st Dec 2018 (Rs. In Lakhs) 20.58

ASSET ALLOCATION

Money EQU, 19% Market & NCA, 31%

NCD, 50%