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Money Talk Summer 2019

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Money Talk Summer 2019 MONEY TALK SUMMER 2019 As a thank you for his years of PRESIDENT’S MESSAGE service, Triangle Credit Union’s New England is home to innovation and Board of Directors have dedicated ingenuity. With this combination, it is not the flagship 33 Franklin St., Nashua surprising that New Hampshire is growing in location to Maurice D. Simard, Jr, small business ventures. According to the former President/CEO. Small Business Administration (SBA), 99% of businesses within our state are small business enterprises. As of 2018, there are 133,676 small businesses registered in NH. Interestingly, BUY LOCAL. BORROW LOCAL. over 50% of the state’s workforce is employed by small businesses. These facts are significant because it means we are in an environment that is ripe for entrepreneurship; if you have a Mortgage Options business or are ready to start one, we can help. That Support Our Community Triangle Credit Union’s Commercial Services team provides local business owners with a full Adjustable Rate Mortgages array of products and services including Free Up to Closing Business Checking, Business Savings, Business $1000 OFF Costs1 CDs, HSAs, and more. Triangle also offers competitive rate Term Loans, Business Lines of Credit, Stand-By Letters of Credit, Construction Fixed Rate Mortgages and Real Estate Loans. In addition, Triangle is Closing Up to 1 an award winning partner of the SBA—most $500 OFF Costs recently winning the 2019 New Hampshire and New England Financial Services Champion of the Year Award (see left); so, if you are ready to Use Promo Code: SAVEMTG take your business to the next level, we have Apply online now at mortgages.trianglecu.org! the tools and team to help your business grow. 1 One coupon per mortgage loan. Coupon valid on new purchase In addition to our business services, we have personal products that offer or refinancing of loan from other institutions. Offer also available on homeowners an advantage in completing their summer projects. If you are refinancing of existing TCU loans with cash out of $25,000 of your existing home. Not to be combined with other offers. Membership and planning to replace your deck, add a new bathroom, or update your kitchen, credit requirements apply. Offer subject to change without notice. we invite you to call us about our competitive Home Equity Line of Credit (HELOC) products. We offer both 80% and 100% loan-to-value lines, which means you may have borrowing options to get those projects done. Contact our mortgage originators to discuss your plans or email us at mortgages@ trianglecu.org to get started! NEW & UPDATED On behalf of Triangle, I wish you a most enjoyable summer, DEBIT/CREDIT CARD MANAGER APP A. Scott MacKnight CEO/President Coming Summer 2019 Stay Tuned for Details & Availability AS LOW AS MAKE YOUR BACKYARD BEAUTIFUL Apply for a Home Equity Line of Credit APR* Perfect for multi-purpose uses such as home projects, college tuition, debt consolidation, and more. UP TO 80% LTV Other Terms & Rates are Available *Annual Percentage Rate (APR) is 4.25% fixed until 7/1/2020 and is based on an amount of $25,000 for a term of 15 years. Your actual rate and margins will be determined by your credit history. Terms and conditions may vary. Rate is variable, based on the Wall Street Journal Prime Rate as of 12/31/2019 and is subject to change at any time. Home Equity Line adjusts semi-annually with a cap of 2/8 and a floor rate of 3.0%; with a maximum rate of 12.25% with an 80% Loan-To-Value(LTV). Following the introductory rate, the HE Line APR will be the Wall Street Journal Prime Rate. If you advance $25,000 at closing, TCU will pay up to $500 of your closing costs; (offer available on current TCU lines if you advance an additional $25,000). If you pay off or close your Home Equity Line within three (3) years, you agree to reimburse the credit union for closing costs. Maximum loan amount $500,000. Estimated fees total between $400 and $800. Homeowner insurance required; Flood insurance may be required. LISTEN TO OUR PODCAST SPECIAL EPISODE BOOSTING YOUR BUSINESS WITH LOCAL RESOURCES Scan to listen now: In this episode we talk with Rick Dassatti, Certified Mentor from Podcast hosted by: SCORE’s Merrimack Valley chapter (NH), on the wide variety of local resources available to businesses. Terri & Wilmer UPCOMING EVENTS Better Checking Seminar Tuesday, August 6th, 10-11am Triangle Credit Union 33 Franklin Street, Nashua, NH SERVING OUR COMMUNITY IS OUR BUSINESS Nashua Goes Back to School Thursday, August 22nd, 5-6:30pm Nashua Public Library 2 Court Street, Nashua, NH SBA Preferred Lending Fast decisioning to save you time and money Estate & Retirement Planning Seminar Tuesday, September 10th, 6pm-7:30pm Payroll & Merchant Services Triangle Credit Union Improve your resource management and cash flow 1030 Candia Road, Manchester, NH Checking Account Estate & Retirement Planning Seminar No minimum balance or cash handling fees Wednesday, September 11th, 6pm-7:30pm Triangle Credit Union 33 Franklin Street, Nashua, NH Wheels & Wings Saturday, September 14th, 10am-2pm Nashua Airport 93 Perimeter Road, Nashua, NH DerryFest Saturday, September 21st, 10am-5pm MacGregor Park Broadway, Derry, NH For More Information Go To: https://www.trianglecu.org/home/ benefits/events NMLS# 528721 trianglecu.org - (603) 889-2470 Nashua - Manchester - Amherst - Derry Coming Soon - Merrimack.
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