Honoring Who've Made a Difference
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Mr. Robert E. Feldman Executive Secretary Federal Deposit Insurance Corporation 550 17Th Street, NW Washington, DC 20429
From: Ron Grzywinski [mailto:[email protected]] Sent: Monday, May 09, 2005 12:56 PM To: Comments Subject: RE: RIN 3064-AC89 Mr. Robert E. Feldman Executive Secretary Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 VIA Email: [email protected] RE: RIN 3064-AC89 Dear Mr. Feldman: ShoreBank, the first and leading community development and environmental banking company in the USA, is a $1.7 billion corporation headquartered in Chicago, with banks and affiliated nonprofits in Chicago; Cleveland; Detroit; Ilwaco, Washington; and Portland, Oregon. Our Chicago/Detroit Bank is a $1.5 billion entity that effectively serves low- and moderate-income communities in Chicago and Detroit. All of our branches are located in low- and moderate- income communities. We know and understand community development and as a regulated and successful bank salute you. We want to encourage you to ask the OTS to rescind its recent CRA rule changes and join with you and the other regulators on an interagency proposal. Specifically we ask that you consider the following when deliberating any proposed changes to CRA: • Public data disclosure requirements regarding community development, small business and small farm lending must not be deleted or eliminated. Public access to information is the most effective way to assure that the intention of the original legislation is satisfied. • There should be no change that would reduce fair and equitable availability of banking offices in low-income neighborhoods. • The provision of services and investment in low-income and rural communities should be strongly encouraged. If you are trying to increase the incentives for insured institutions to address rural needs, we recommend that you offer an institution the option of using a broader definition of community development that addresses unique local conditions and rural communities. -
Listening Patterns – 2 About the Study Creating the Format Groups
SSRRGG PPuubblliicc RRaaddiioo PPrrooffiillee TThhee PPuubblliicc RRaaddiioo FFoorrmmaatt SSttuuddyy LLiisstteenniinngg PPaatttteerrnnss AA SSiixx--YYeeaarr AAnnaallyyssiiss ooff PPeerrffoorrmmaannccee aanndd CChhaannggee BByy SSttaattiioonn FFoorrmmaatt By Thomas J. Thomas and Theresa R. Clifford December 2005 STATION RESOURCE GROUP 6935 Laurel Avenue Takoma Park, MD 20912 301.270.2617 www.srg.org TThhee PPuubblliicc RRaaddiioo FFoorrmmaatt SSttuuddyy:: LLiisstteenniinngg PPaatttteerrnnss Each week the 393 public radio organizations supported by the Corporation for Public Broadcasting reach some 27 million listeners. Most analyses of public radio listening examine the performance of individual stations within this large mix, the contributions of specific national programs, or aggregate numbers for the system as a whole. This report takes a different approach. Through an extensive, multi-year study of 228 stations that generate about 80% of public radio’s audience, we review patterns of listening to groups of stations categorized by the formats that they present. We find that stations that pursue different format strategies – news, classical, jazz, AAA, and the principal combinations of these – have experienced significantly different patterns of audience growth in recent years and important differences in key audience behaviors such as loyalty and time spent listening. This quantitative study complements qualitative research that the Station Resource Group, in partnership with Public Radio Program Directors, and others have pursued on the values and benefits listeners perceive in different formats and format combinations. Key findings of The Public Radio Format Study include: • In a time of relentless news cycles and a near abandonment of news by many commercial stations, public radio’s news and information stations have seen a 55% increase in their average audience from Spring 1999 to Fall 2004. -
Fformer Fifth Ward Alderman Leon Despres, Who Received a Special
Published by the Hyde Park Historical Society Former Fifth Ward Hyde Park-Kenwood is the FAlderman Leon Despres, place that also nurtured and who received a special produced the first female Mrican Cornell Awardfrom the Hyde American V.S. Senator in the Park Historical Society at the person of Carol Moseley Braun. 2008 mem bership, dinner, The first black mayor of Chicago, concluded his acceptance the late Harold Washington, statement by reflecting upon was a resident of Hyde Park Hyde Parkers w ho had served in Kenwood. On January 20,2009, public office over the years. He President-Elect Barack Obama ended by saying that, {{next year will officially be sworn in as I m ight see a Hyde Parker in President of the V nited States by the White House." OnJ anuary the Chief J ustice of the V nited 20, w hen Hyde Parker and States Supreme Court. H owever, forme·r U. S. Senator Barack he has already begun to publicly Obama takes the oath of office, announce and present his choices this will be true at last. for important positions for his What follows are contributions administration. As he has publicly by several Society members stated very often, he intends to about the significance ofMr. "hit the ground running" on Obama's election victory. issues like foreign policy, jobs, taxes, housing, health, education, ;'ii Timuel D. Black, civil rights etc. As one who before he publicly leader, historian and educator launched his political career, advised him on tactics he could On November 4th, 2008, use in community organizing, I Hyde Park-Kenwood residents know that when he chooses "the and their friends could shout and ground" he wants to "run" on he yell wherever they were that one "runs" very fast in order to reach of their neighbors, V .S. -
Chicago Police and the Labor and Urban Crises of the Late Twentieth Century
The Patrolmen’s Revolt: Chicago Police and the Labor and Urban Crises of the Late Twentieth Century By Megan Marie Adams A dissertation submitted in partial satisfaction of the requirements for the degree of Doctor of Philosophy in History in the Graduate Division of the University of California, Berkeley Committee in charge: Professor Robin Einhorn, Chair Professor Richard Candida-Smith Professor Kim Voss Fall 2012 1 Abstract The Patrolmen’s Revolt: Chicago Police and the Labor and Urban Crises of the Late Twentieth Century by Megan Marie Adams Doctor of Philosophy in History University of California, Berkeley Professor Robin Einhorn, Chair My dissertation uncovers a history of labor insurgency and civil rights activism organized by the lowest-ranking members of the Chicago police. From 1950 to 1984, dissenting police throughout the city reinvented themselves as protesters, workers, and politicians. Part of an emerging police labor movement, Chicago’s police embodied a larger story where, in an era of “law and order” politics, cities and police departments lost control of their police officers. My research shows how the collective action and political agendas of the Chicago police undermined the city’s Democratic machine and unionized an unlikely group of workers during labor’s steep decline. On the other hand, they both perpetuated and protested against racial inequalities in the city. To reconstruct the political realities and working lives of the Chicago police, the dissertation draws extensively from new and unprocessed archival sources, including aldermanic papers, records of the Afro-American Patrolman’s League, and previously unused collections documenting police rituals and subcultures. -
Reflection in a Distant Mirror: Why the West Has Misperceived the Grameen Bank's Vision of Microcredit
NORTHEASTERN UNIVERSITY SCHOOL OF LAW NORTHEASTERN PUBLIC LAW AND THEORY FACULTY WORKING PAPERS SERIES NO. 13-2007 JANUARY 2007 Reflection in a Distant Mirror: WHY THE WEST HAS MISPERCEIVED THE GRAMEEN BANK’S VISION OF MICROCREDIT Rashmi Dyal-Chand Northeastern University - School of Law This paper can be downloaded without charge from the Social Science Research Network Electronic Paper Collection at: http://ssrn.com/abstract= 962374 Reflection in a Distant Mirror: WHY THE WEST HAS MISPERCEIVED THE GRAMEEN BANK’S VISION OF MICROCREDIT Rashmi Dyal-Chanda Introduction The past decade has seen a groundswell of international interest in an institution that lends tiny amounts of money to impoverished rural women in Bangladesh. For those who had always thought that the “First World” could learn a few things from the “Third World,” 1 this development might seem encouraging. In this Article, I argue that it is not. a Assistant Professor of Law, Northeastern University School of Law. I am grateful to Sally Bould, Judith Olans Brown, Lan Cao, Dan Danielsen, Stacey Dogan, Peter Enrich, Benjamin Ericson, Karl Klare, Hope Lewis, Jim Rowan, William Simon, Emily Spieler, Lucy Williams, Margaret Woo, and participants at the Northeastern Junior Faculty Exchange for their thoughts and suggestions. An earlier version of a portion of this Article was presented at the Spring 2003 European Law Research Center conference at Harvard Law School. I wish to thank Shalanda Baker, Jeanette Blanco, Melissa Brooks, Joseph Calandrelli, Joshua Coleman, Mary Cyriac, Mama Diouf, Kevin Grant, Jean Healey, Beata Shapiro, and Heather Southwell for their terrific research assistance; Jan McNew for her outstanding administrative support; and Susan Drisko Zago and the staff at the Northeastern University Law Library for their invaluable research support. -
Honoring Who've Made a Difference
honoring Who’ve Made a 4Difference Business and Professional People for the Public Interest 4o Who’ve Made a Difference Awards Business and Professional People for the Public Interest 4oth Anniversary Celebration The Fairmont Chicago May 1, 2oo9 INTRODUCTION As our 40th Anniversary approached, BPI’s Board of It is BPI’s privilege to introduce our 40 Who’ve Made Directors decided to focus our celebration on the a Difference—a stunning kaleidoscope of vision and amazing range and richness of public interest work in accomplishment by a diverse group of individuals our region by shining a spotlight on people whose representing many different fields of endeavor— civil leadership, vision and courage have made a significant rights, education, law, housing, the arts, healthcare. difference in the lives of others—people whose efforts We honor their individual commitment and achievement derive from and contribute to the social justice values as we are inspired by their collective contribution to to which BPI has been dedicated for four decades. the people of the Chicago region. BPI issued an open Call for Nominations and convened How to estimate the impact of their efforts? As you read a Selection Committee of respected leaders from various through these brief narratives, you might consider what fields. The Committee faced a difficult challenge in life here would be like without their work. There would fulfilling its mandate of choosing “40 Who’ve Made a be significantly less equality of opportunity in housing, Difference” from scores of exceptional nominees. education and healthcare…less cultural vitality and After hours of research, review and deliberation, the opportunity to experience it…less access to justice.. -
2019 Eeo Public File Report
2019 EEO PUBLIC FILE REPORT This report covers Chicago Public Media, Inc Station Employment units (SEU), which consists of the following full-service FM Radio Broadcast stations: Call Sign Type of Station Location WBEZ Non-Commercial Chicago, IL WBEQ Non-Commercial Morris, IL WBEW Non-Commercial Chesterton, IN WBEK Non-Commercial Kankakee, IL WRTE Non-Commercial Chicago, IL Reporting Period: August 1, 2018 through July 31, 2019 Number of Full-time Employees: More than 5 Small Market Exception: No During the Reporting Period, a total of 23 full time positions were filled. The information required by FCC Rule 73.208(c)(6) is provided in the charts to follow. INITIATIVES The employment unit engaged in the following broad outreach initiatives in accordance with various elements of FCC Rule 73.208(c)(6) First Initiative: In this second year of a two year outreach period, Chicago Public Media attended two job fairs: During the reporting period, Chicago Public Media in partnership with NPR, Oregon Public Broadcasting, WNYC, and WBUR attended the following minority journalism confrences to promote job openings in public broadcasting. o National Association of Black Journalists (NABJ) August 2-5, 2018 o Asian Amercian Journalism Association (AAJA) August 8-11, 2018 Second Initiative: Establishment of an intern program designed to assist members of the community to acquire skills needed for broadcast employment. Radio Production and Journalism Internships For students and recent graduates from participating colleges or universities interested in careers in broadcasting and journalism. Internships are available two times a year. July through December – applications are due by late April. -
Epared This Community Involvement Plan (CIP) for the Four Peoples Gas Cleanup Sites Located on the Near North Side, One of 77 Well-Defined Community Areas of Chicago
U.S. Environmental Protection Agency Region 5 Community Involvement Plan Peoples Gas Plant Sites: Division Street Station Hawthorne Avenue Station North Station Willow Street Station City of Chicago, Cook County, Illinois August 2009 Introduction U.S. Environmental Protection Agency prepared this community involvement plan (CIP) for the four Peoples Gas cleanup sites located on the Near North Side, one of 77 well-defined community areas of Chicago. The sites are found near Goose Island, which is located in the North Branch of the Chicago River. This CIP provides background information on the sites, describes activities EPA will perform to keep the public and local officials informed about progress at the sites, and encourages community involvement during cleanup of the sites. This CIP also lists the concerns of nearby residents and local officials regarding the sites and ways for EPA to address those concerns. The information in this CIP is based primarily on discussions with residents and local officials that occurred April 1-2, 2009. Site background EPA has entered into an agreement with Peoples Gas Company to oversee the company’s investigation of 11 former manufactured gas plant (MGP) sites in Chicago. Peoples Gas will investigate the extent and nature of contamination at each site, and then evaluate potential cleanup options. In consultation with Illinois EPA, the City of Chicago and area residents, EPA will make the final cleanup determinations. All of the properties covered by the agreement are relatively close to the Chicago River, which was a transportation route when the MGPs operated. These facilities produced gas from coal from the mid-19th through the mid-20th centuries. -
List of Radio Stations in Indiana
Not logged in Talk Contributions Create account Log in Article Talk Read Edit View history Search Wikipedia List of radio stations in Indiana From Wikipedia, the free encyclopedia Main page The following is a list of FCC-licensed radio stations in the U.S. state of Indiana, which can be Contents sorted by their call signs, frequencies, cities of license, licensees, and programming formats. Featured content Current events Call Frequency City of license [1][2] Licensee [1][2] Format[citation needed] Random article sign Donate to Wikipedia Midwest Wikipedia store WABX 107.5 FM Evansville Classic rock Communications, Inc. Interaction WAJI 95.1 FM Fort Wayne Sarkes Tarzian, Inc. Adult contemporary Help WAKE 1500 AM Valparaiso Marion R. Williams Oldies About Wikipedia Community portal WAMB 1130 AM Brazil DLC Media, Inc. Adult standards Recent changes WAMW 1580 AM Washington DLC Media, Inc. Adult standards/MOR Contact page WAMW- 107.9 FM Washington DLC Media, Inc. Classic hits Tools FM What links here Pathfinder Related changes WAOR 102.7 FM Ligonier Communications Hot AC Upload file Special pages Corporation open in browser PRO version Are you a developer? Try out the HTML to PDF API pdfcrowd.com Permanent link Old Northwest WAOV 1450 AM Vincennes News/Talk Page information Broadcasting, Inc. Wikidata item WARA- Educational Media Contemporary Cite this page 88.3 FM New Washington FM Foundation Christian (Air1) Print/export Dream Weaver Soft adult Create a book WARU 1600 AM Peru Marketing, LLC contemporary Download as PDF Printable version WARU- -
The Ultimate Guide to SAT Grammar Workbook
The Ultimate Guide to SAT ® Grammar Workbook Fourth Edition Erica L. Meltzer New York Copyright © 2015-2017 The Critical Reader Cover © 2017 Tugboat Design All rights reserved. No part of this work may be reproduced in any form or by any means, electronic or mechanical, including photocopy, recording, or any information storage and retrieval system, without written permission from the author. For information regarding bulk purchases, reprints, and foreign rights, please send correspondence to [email protected]. Test directions reprinted by permission of the College Board. The SAT® is a trademark registered by the College Board, which was not involved in the production of this material and does not endorse this product. ISBN-13: 978-0-9975178-9-7 ISBN-10: 0997517891 ALSO BY ERICA MELTZER . The Ultimate Guide to SAT® Grammar SAT® Vocabulary: A New Approach (with Larry Krieger) The Critical Reader: The Complete Guide to SAT® Reading The Critical Reader: AP® English Language and Composition Edition The Complete Guide to ACT® English The Complete Guide to ACT® Reading The Complete GMAT® Sentence Correction Guide GRE® Vocabulary in Practice 3 4 Table of Contents Test 1 7 Test 1: Explanations 23 Test 2 29 Test 2: Explanations 45 Test 3 51 Test 3: Explanations 68 Test 4 73 Test 4: Explanations 90 Test 5 95 Test 5: Explanations 110 Test 6 117 Test 6: Explanations 134 5 6 Test 1 Answer Sheet 1. 23. 2. 24. 3. 25. 4. 26. 5. 27. 6. 28. 7. 29. 8. 30. 9. 31. 10. 32. 11. 33. 12. 34. 13. 35. 14. -
Learning Recount Through Biography
Learning Recount Through Biography ESP Class for Management 2017 (DAW) Do ever know the person below? He is MUHAMMAD YUNUS THE NOBEL LAUREATE OF ECONOMICS – Muhammad Yunus, the bank's founder, earned a doctorate in economics from Vanderbilt University in the United States. He was inspired during the terrible Bangladesh famine of 1974 to make a small loan of US$27.00 to a group of 42 families so that they could create small items for sale without the burdens of predatory lending. – The Grameen Bank (literally, "Bank of the Villages", in Bengali) is the outgrowth of Yunus' ideas. – The bank began as a research project by Yunus and the Rural Economics Project at Bangladesh's University of Chittagong to test his method for providing credit and banking services to the rural poor. Short Biography = Recount Text Let us Try to learn & identify the generic struc - Orientation: Muhammad Yunus was inspired during the terrible Bangladesh famine of 1974 to make a small loan of US$27.00 to a group of 42 families so that they could create small items for sale without the burdens of predatory lending. He believed that making such loans available to a wide population would have a positive impact on the rampant rural poverty in Bangladesh. - Events: In 1976, the village of Jobra and other villages surrounding the University of Chittagong became the first areas eligible for service from Grameen Bank. - The Bank was immensely successful and the project, with support from the central Bangladesh Bank, was introduced in 1979 to the Tangail District (to the north of the capital, Dhaka). -
Banking Low-Income Populations: Perspectives from South Africa
Banking Low-Income Populations: Perspectives from South Africa Daryl Collins Jonathan Morduch New York University Forthcoming in Insufficient Funds: Savings, Assets, Credit and Banking Among Low-Income Households edited by Michael Barr and Rebecca Blank Draft: March 3, 2008 I. Introduction When Muhammad Yunus was starting Grameen Bank in Bangladesh in the late 1970s, Mary Houghton and Ron Grzywinski, founders of Shorebank, the leading community development bank in the US, made repeated trips to Bangladesh to assist the novice banker and his funders. The international exchange went two ways. In the mid-1980s, Muhammad Yunus met Bill and Hillary Clinton in Washington, and Yunus inspired the Clintons to help launch a replication of the Grameen Bank in Arkansas (Yunus 1999; Taub 2004). Since then, exchanges have proliferated as the Grameen model has been replicated elsewhere in the United States (including Project Enterprise in New York City and Count-Me-In, a nationwide replication; Jurik 2005). The fundamental argument— that low-income households can be reliable bank customers, and that access to finance can be a catalyst to help reduce poverty—has taken wider hold. For the most part, though, conversations about poverty and finance in the United States and conversations in developing countries run along different lines. The asset-building framework—focusing on helping households build long-term assets to support investments in businesses, housing and education—has been particularly influential in the United States. Policy initiatives like Individual Development Accounts (IDAs, a subsidized long-term saving mechanism for low-income households) and children’s savings accounts have captured the imaginations of policymakers and activists, in part because the policies hold the promise for re-orienting social welfare systems to foster greater autonomy for recipients (Sherraden 1996 and this volume).