The Ultimate Guide to SAT Grammar Workbook
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Mr. Robert E. Feldman Executive Secretary Federal Deposit Insurance Corporation 550 17Th Street, NW Washington, DC 20429
From: Ron Grzywinski [mailto:[email protected]] Sent: Monday, May 09, 2005 12:56 PM To: Comments Subject: RE: RIN 3064-AC89 Mr. Robert E. Feldman Executive Secretary Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 VIA Email: [email protected] RE: RIN 3064-AC89 Dear Mr. Feldman: ShoreBank, the first and leading community development and environmental banking company in the USA, is a $1.7 billion corporation headquartered in Chicago, with banks and affiliated nonprofits in Chicago; Cleveland; Detroit; Ilwaco, Washington; and Portland, Oregon. Our Chicago/Detroit Bank is a $1.5 billion entity that effectively serves low- and moderate-income communities in Chicago and Detroit. All of our branches are located in low- and moderate- income communities. We know and understand community development and as a regulated and successful bank salute you. We want to encourage you to ask the OTS to rescind its recent CRA rule changes and join with you and the other regulators on an interagency proposal. Specifically we ask that you consider the following when deliberating any proposed changes to CRA: • Public data disclosure requirements regarding community development, small business and small farm lending must not be deleted or eliminated. Public access to information is the most effective way to assure that the intention of the original legislation is satisfied. • There should be no change that would reduce fair and equitable availability of banking offices in low-income neighborhoods. • The provision of services and investment in low-income and rural communities should be strongly encouraged. If you are trying to increase the incentives for insured institutions to address rural needs, we recommend that you offer an institution the option of using a broader definition of community development that addresses unique local conditions and rural communities. -
Of Community Banking: the Continued Importance of Local Institutions Bob Solomon UC Irvine School of Law
UC Irvine Law Review Volume 2 Issue 3 Business Law as Public Interest Law / Article 8 Searching for Equality: A Conference on Law, Race, and Socio-Economic Class 12-2012 The alF l (and Rise?) of Community Banking: The Continued Importance of Local Institutions Bob Solomon UC Irvine School of Law Follow this and additional works at: https://scholarship.law.uci.edu/ucilr Part of the Banking and Finance Law Commons Recommended Citation Bob Solomon, The Fall (and Rise?) of Community Banking: The Continued Importance of Local Institutions, 2 U.C. Irvine L. Rev. 945 (2012). Available at: https://scholarship.law.uci.edu/ucilr/vol2/iss3/8 This Article and Essay is brought to you for free and open access by UCI Law Scholarly Commons. It has been accepted for inclusion in UC Irvine Law Review by an authorized editor of UCI Law Scholarly Commons. UCILR V2I3 Assembled v8 (Do Not Delete) 12/14/2012 5:35 PM The Fall (and Rise?) of Community Banking: The Continued Importance of Local Institutions Bob Solomon* Introduction ..................................................................................................................... 945 I. The Reality of Bank Concentration .......................................................................... 946 II. Four Principles ........................................................................................................... 950 III. ShoreBank—The Model for Community Development Banking ................... 955 IV. The Difficulties of Starting a De Novo Bank— The New Haven Experience ........................................................................... -
Social Entrepreneurship – Creating Value for the Society Dr
Prabadevi M. N., International Journal of Advance Research, Ideas and Innovations in Technology. ISSN: 2454-132X Impact factor: 4.295 (Volume3, Issue2) Available online at www.ijariit.com Social Entrepreneurship – Creating Value for the Society Dr. M. N. Prabadevi SRM University [email protected] Abstract: Social entrepreneurship is the use of the techniques by start-up companies and other entrepreneurs to develop, fund and implement solutions to social, cultural, or environmental issues. This concept may be applied to a variety of organizations with different sizes, aims, and beliefs. Social Entrepreneurship is the attempt to draw upon business techniques to find solutions to social problems. Conventional entrepreneurs typically measure performance in profit and return, but social entrepreneurs also take into account a positive return to society. Social entrepreneurship typically attempts to further broad social, cultural, and environmental goals often associated with the voluntary sector. At times, profit also may be a consideration for certain companies or other social enterprises. Keywords: Social Entrepreneurship, Values, Society. 1. INTRODUCTION 1.1 Defining social entrepreneurship Social entrepreneurship refers to the practice of combining innovation, resourcefulness, and opportunity to address critical social and environmental challenges. Social entrepreneurs focus on transforming systems and practices that are the root causes of poverty, marginalization, environmental deterioration and accompanying the loss of human dignity. In so doing, they may set up for-profit or not-for-profit organizations, and in either case, their primary objective is to create sustainable systems change. The key concepts of social entrepreneurship are innovation, market orientation and systems change. 1.2 Who are Social Entrepreneurs? A social entrepreneur is a society’s change agent: pioneer of innovations that benefit humanity Social entrepreneurs are drivers of change. -
Muhammad Yunas Dr
Case: Muhammad Yunas Dr. Jack M. Wilson Distinguished Professor of Higher Education, Emerging Technologies, and Innovation © 2012 ff -Jack M. Wilson Distinguished Professor Muhammad Yunus • Bangladesh • Chittagong College • Dhaka College • PhD Economics Vanderbilt • Professor Economics in Bangladesh • Founded profitable packaging company • Invented microcredit and microfinance • Nobel Peace Prize • Founder of Grameen Bank – In the late 1980s, Grameen started to diversify by attending to underutilized fishing ponds and irrigation pumps like deep tube wells. – In 1989, these diversified interests started growing into separate organizations. The fisheries project became Grameen Motsho ("Grameen Fisheries Foundation") and the irrigation project became Grameen Krishi ("Grameen Agriculture Foundation"). – In time, the Grameen initiative grew into a multi-faceted group of profitable and non-profit ventures, including major projects like Grameen Trust and Grameen Fund, which runs equity projects like Grameen Software Limited, Grameen CyberNet Limited, and Grameen Knitwear Limited, as well as Grameen Telecom, which has a stake in Grameenphone (GP), the biggest private phone company in Bangladesh. – From its start in March 1997 to 2007, GP's Village Phone (Polli Phone) project had brought cell-phone ownership to 260,000 rural poor in over 50,000 villages.[24] – The success of the Grameen microfinance model inspired similar efforts in about 100 developing countries and even in developed countries including the United States. Many microcredit projects retain Grameen's emphasis of lending to women. – More than 94% of Grameen loans have gone to women, who suffer disproportionately from poverty and who are more likely than men to devote their earnings to their families © 2012 ff -Jack M. -
'Shorebank Amendment P&A'
AMENDMENT TO PURCHASE AND ASS!JMPTION AGREEMENT THIS AMENDMENT, made and entered into as of the 20th day of August, 2010, by and among the FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER of SHOREBANK, CHICAGO, ILLINOIS (the "Receiver"), URBAN PARTNERSHIP BANK, CHICAGO, ILLINOIS, organized under the laws of the state of Illinois, and having its principal place of business in Chicago, Illinois (the "Assuming Institution"), and the FEDERAL DEPOSIT INSURANCE CORPORATION, organized under the laws of the United States of America and having its principal office in Washington, D.C., acting in its corporate capacity (the "Corporation"). WITNESSETH: WHEREAS, on August 20, 2010, the Illinois Department of Financial and Professional Regulation closed ShoreBank (the "Failed Bank") pursuant to applicable law and the Corporation was appointed Receiver thereof; and WHEREAS, on August 20, 2010, the parties hereto entered into a Purchase and Assumption Agreement (the "Agreement") whereby the Assuming Institution purchased certain assets and assumed certain deposit and other liabilities of the Failed Bank on the terms set for in the Agreement; and WHEREAS, the parties desire to amend this Agreement on the terms and conditions set forth in this Amendment to Purchase and Assumption Agreement; NOW THEREFORE, in consideration of the mutual promises herein set forth and other valuable consideration, the parties hereto agree as follows: ARTICLE 2.1 is amended as follows: 2.1 Liabilities Assumed by Assuming Institution. The Assuming Institution expressly assumes -
List of Govt. Colleges
LIST OF GOVT. COLLEGES '-' !•_•• '!- \ i Bangladesh Bureau of Educational Information and Statiscs (BANBEIS) Ministry of Education 1, Sonargaon Road Dhaka -1205 JANUARY-1999 LIST OF GOVERNMENT COLLEGE-19 98-9 9 27/01/99 Division : BARI SAL >-EXIAL! INSTITUTION INSTITUTE NAME THANA DISTRICT ••JO.:-'- |CODE ;1 104 2-8 5 201 BURGUNA GOVT. COLLEGE SADAR BURGUNA 2 10 6075204 GOVT.BAKERGANJ COLLEGE BAKERGANJ BARISAL 3 .106105201 GOVT. F. H.. COLLEGE CHAKHAR BANARIPARA BARISAL 4 106325201 GOVT. GOURNADI COLLEGE GOURNADI BARISAL • 5 106995202 GOVT. SYED HATIM ALI COLLEGE KOTWALI BARISAL 6 "10699520.3 BARI SAL GOVT.MOHILA COLLEGE SADAR BARISAL 7 .10 6995401 GOVT. B. M. COLLEGE SADAR BARISAL . S 106995404 GOVT. BARISAL'COLLEGE SADAR BARISAL • + $ •109185 20.J. BHOLA GOVT. COLLEGE SADAR BHOLA 10 109185.262 GOVT.FAZILATUNNESSA MOHILA COL SADAR BHOLA GOVT.SHAHBAJPUR COLLEGE LALMOHAN BHOLA .JHALAKATI GOVT. COLLEGE SADAR JHALAKATI 4 3 '• ; -.-.I 78 95 5201. PATUAKHALI GOVT.MOHILA COLLEGE SADAR PATUAKHALI 1 4 ..• 17895 5401 PATUAKHALI GOVT. COLLEGE SADAR PATUAKHALI "179145 201 BHANDARIA GOVT. COLLEGE. BHANDARIA PIROJPUR 179585201 MATHBARIA GOVT. COLLEGE MATHBARIA PIROJPUR 179765201 GOVT. SWARUPKATI COLLEGE NESARABAD PIROJPUR IS -179805201 P'IROJPUR GOVT. WOMEN'S COLLEG SADAR PIROJPUR 19 .179805301 GOVT. SOHRAWARDY COLLEGE SADAR PIROJPUR 'BANBEIS LIST OF GOVERNMENT COLLEGE-1998-99 27/01/99 Division : CHITTAGONG ...SERIAL! INSTITUTION! INSTITUTE NAME THANA ! DISTRICT h i !CODE ! i ' 1 20 3145 201 BANDARBAN GOVT. COLLEGE SADAR BANDARBAN •2 212135202 BRAHMANBARIA GOVT.MOHILA COLL SADAR BRAHMANBARIA '3. .212135301 BRAHMANBARIA GOVT. COLLEGE SADAR BRAHMANBARIA 4 .•,.•-•••212855201 NABINAGA'R GOVT. COLLEGE NABINAGAR BRAHMANBARIA 5 2132 25201 CHANDPUR GOVT. MAHILA COLLEGE SADAR CHANDPUR 6 213225401 CHANDPUR GOVT. -
Reflection in a Distant Mirror: Why the West Has Misperceived the Grameen Bank's Vision of Microcredit
NORTHEASTERN UNIVERSITY SCHOOL OF LAW NORTHEASTERN PUBLIC LAW AND THEORY FACULTY WORKING PAPERS SERIES NO. 13-2007 JANUARY 2007 Reflection in a Distant Mirror: WHY THE WEST HAS MISPERCEIVED THE GRAMEEN BANK’S VISION OF MICROCREDIT Rashmi Dyal-Chand Northeastern University - School of Law This paper can be downloaded without charge from the Social Science Research Network Electronic Paper Collection at: http://ssrn.com/abstract= 962374 Reflection in a Distant Mirror: WHY THE WEST HAS MISPERCEIVED THE GRAMEEN BANK’S VISION OF MICROCREDIT Rashmi Dyal-Chanda Introduction The past decade has seen a groundswell of international interest in an institution that lends tiny amounts of money to impoverished rural women in Bangladesh. For those who had always thought that the “First World” could learn a few things from the “Third World,” 1 this development might seem encouraging. In this Article, I argue that it is not. a Assistant Professor of Law, Northeastern University School of Law. I am grateful to Sally Bould, Judith Olans Brown, Lan Cao, Dan Danielsen, Stacey Dogan, Peter Enrich, Benjamin Ericson, Karl Klare, Hope Lewis, Jim Rowan, William Simon, Emily Spieler, Lucy Williams, Margaret Woo, and participants at the Northeastern Junior Faculty Exchange for their thoughts and suggestions. An earlier version of a portion of this Article was presented at the Spring 2003 European Law Research Center conference at Harvard Law School. I wish to thank Shalanda Baker, Jeanette Blanco, Melissa Brooks, Joseph Calandrelli, Joshua Coleman, Mary Cyriac, Mama Diouf, Kevin Grant, Jean Healey, Beata Shapiro, and Heather Southwell for their terrific research assistance; Jan McNew for her outstanding administrative support; and Susan Drisko Zago and the staff at the Northeastern University Law Library for their invaluable research support. -
Honoring Who've Made a Difference
honoring Who’ve Made a 4Difference Business and Professional People for the Public Interest 4o Who’ve Made a Difference Awards Business and Professional People for the Public Interest 4oth Anniversary Celebration The Fairmont Chicago May 1, 2oo9 INTRODUCTION As our 40th Anniversary approached, BPI’s Board of It is BPI’s privilege to introduce our 40 Who’ve Made Directors decided to focus our celebration on the a Difference—a stunning kaleidoscope of vision and amazing range and richness of public interest work in accomplishment by a diverse group of individuals our region by shining a spotlight on people whose representing many different fields of endeavor— civil leadership, vision and courage have made a significant rights, education, law, housing, the arts, healthcare. difference in the lives of others—people whose efforts We honor their individual commitment and achievement derive from and contribute to the social justice values as we are inspired by their collective contribution to to which BPI has been dedicated for four decades. the people of the Chicago region. BPI issued an open Call for Nominations and convened How to estimate the impact of their efforts? As you read a Selection Committee of respected leaders from various through these brief narratives, you might consider what fields. The Committee faced a difficult challenge in life here would be like without their work. There would fulfilling its mandate of choosing “40 Who’ve Made a be significantly less equality of opportunity in housing, Difference” from scores of exceptional nominees. education and healthcare…less cultural vitality and After hours of research, review and deliberation, the opportunity to experience it…less access to justice.. -
Dhaka Education Board All Colleges EIIN Numbers
Dhaka Education Board All Colleges EIIN Numbers: Alamgir Monsur Memorial College EIIN No: 111918 Alfadanga College EIIN NO: 108618 Agriculture University College, Mymensingh EIIN No: 111913 Advanced Residential Model College, Mymensingh EIIN No: 131936 Adamjee Cantonment College, Dhaka Cantonment EIIN No: 107855 Abu Abbas College EIIN No: 113195 A K Memorial Degree College EIIN No: 109776 Baf Shaheen College, Kormitola EIIN No: 107859 Begum Badrunnessa Govt. Girls’ College EIIN No: 108155 Bir Shreshtha Noor Mohammad Public College EIIN No: 108161 Bikrampur K. B. College EIIN No: 111200 B. K. Nagar Bangabandhu College EIIN No: 113675 Bikrampur Tangibari Degree College EIIN NO: 111255 B. A. F Shaheen College, Tejgaon EIIN No: 107858 B C I C College EIIN No: 108222 B. N. College, Dhaka Cantt. EIIN No: 107854 Bicrompur Adorshaw College EIIN NO: 111201 Birsreshtha Munshi Abdulr Rouf Rifles College EIIN No: 108162 Bir Srestha Abdur Rauf College, Kamarkhali EIIN No: 108854 Cambrian College EIIN NO: 132140 Chandrakon College EIIN NO: 113771 Central Women’s College EIIN No: 108512 Cantonment Public School And College, Momenshahi EIIN No: 111925 College Of Development Alternative EIIN No: 134168 Dhaka Cant. Girls Public School College EIIN No: 132090 Dr. Abdul Mannan Mohila College EIIN No: 110433 Dr. Abdul Hossain College EIIN No: 113489 Dhaka College EIIN No: 107977 1. Dhaka City College EIIN No: 107975 2. Dhaka Imperial College EIIN No: 107974 3. Dhaka State College EIIN No: 107981 Dohar Nababganj College EIIN No: 108318 Daffodil International College EIIN No: 134564 Dr. Maleka College EIIN No: 107972 Dr. Mahbubur Rahman Molla College EIIN No: 133965 Demra College EIIN NO: 107908 Dania College EIIN NO: 107909 Dhaka Commerce College EIIN NO: 108207 Fulbaria College EIIN NO: 111516 Faridpur Muslim Mission College EIIN No: 108800 Faridpur Mohabidyalay EIIN No: 108796 Fulpur Mohila College EIIN No: 112184 Fazlul Haque Mohila College EIIN NO: 108511 Govt. -
Chicago New Residents Resource Guide Richard M
BACKSIDE OF BACK INSIDE FLAP j IMMIGRANT SERVICES Citizenship/ English as a Second Language (ESL) / k SPORTS AND RECREATION Gymnasiums and Recreational Centers/ Fitness Immigrant-specific services/ Refugee-specific services/ Immigration detainee programs/ After-school programs/ Summer programs/ Youth and adult sports YOU HAVE RIGHTS services/ Resources for asylum-seekers/ Family reunification leagues YOU HAVE RIGHTS UNDER INTERNATIONAL LAW Documented and Undocumented Immigrants Have Several international treaties give protcection to immigrants, including the This is a marvelously useful guide for new and Protection Under U.S. and International Laws q c United Nations Declaration on Human Rights, the International Convention on seasoned Chicago residents alike. Organized by EDUCATION Day care/ Head Start/ Pre-kindergarten/ Secondary HOUSING Rental assistance/ Housing referrals/ Public and low-income th the Elimination of All Forms of Racial Discrimination, the International Covenant LOCATIONWITHEASY TO READGRAPHICS YOUWILLlND (kindergarten through 12 grade)/ Post-secondary (community college/ colleges housing referrals/ Co-op housing/ Homeowner educational workshops/ Building on Civil and Political Rights, and the Vienna Convention on Consular Relations. If the police, FBI, or immigration authorities stop or detain you: vital information about how to navigate the cityói ts and universities)/ College application and scholarship help/ Youth mentoring code information/ Counseling for tenant/landlord disputes/ Foster care/ These treaties give you the right to: DO tell them if you have children at home who need your care. In raids in other public transportation, the public school system, and development/ After-school programs/ Summer programs/ Adult education/ Homeless shelters parts of the country, parents of young children were less likely to be detained. -
Administrative Setup and Academic Pursuits
Chapter · Ill Administrative Setup and Academic Pursuits I. The Principals, Academic Staff And standard of Education When the University of Calcutta began to function and turn out graduates, Rajshahi people became desirous of having higher education and began to think of starting a college. In 1873, First Arts classes were added to the Rajshahi Zilla School and it was raised to a second grade college, which was named Bauleah High School. The FA. classes were opened on the 1st April, 1873 with only six students on the 1 rolls. The Head Master of the Rajshahi Zilla School, Haragobinda Sen, was called upon to act as the Principal of the college when it was established. He was described in the despatch of Lord Hardinge, the Governor-General as "the most successful student for the year 1848." With Haragobinda Sen, Some of teachers of he school were also required to teach in the college as well. The Head Master reported that the teachers were not inclined to undertake the charge because of small emoluments offered to them. 2 The results were not very encouraging at first; all the five candidates for the University examination got plucked. In 1875 two out of seven candidates passed, named Nikunja Mohan Lahiri and Sree Narayan Munshi. They got second and third divisions respectively. It is noted that, Nikunja Mohan Lahiri securing a senior scholarship. In 1877, efforts were made for starting a first grade college, and the Rajshahi Association began to earn subscriptions. The Government of Bengal sanctioned the scheme in their letter No.2878, dated 1st October, 1877. -
LIST of GOVERNMENT COLLEGE by LEVEL of EDUCATION-2002 R
LIST OF GOVERNMENT COLLEGE BY LEVEL OF EDUCATION-2002 r BANGLADESH BUREAU OF EDUCATIONAL INFORMATION AND STATISTICS (BANBEIS) MINISTRY OF EDUCATION 1, SONARGAON ROAD DHAKA-1205, BANGLADESH APRIL,2002 Publication no-347 LIST OF GOVERNMENT COLLEGE BY LEVEL OF EDUCATION-2002 BANGLADESH BUREAU OF EDUCATIONAL INFORMATION AND STATISTICS (BANBEIS) MINISTRY OF EDUCATION 1, SONARGAON ROAD DHAKA-1205, BANGLADESH APRIL,2002 List of Government Colleges-2002 03 April 2002 Page No:1 SI.No. Code Division District Thana/Upzila Name Level Nationalisation date 1 010651074843401 BARISAL BARISAL BARISAL SADAR (KOTWALI) GOVT. BARISAL COLLEGE MASTERS 14/11/1986 2 010651100263401 BARISAL BARISAL BARISAL SADAR (KOTWALI) GOVT. BROJOMOHUN COLLEGE MASTERS 01/06/1965 3 017895021893401 BARISAL PATUAKHALI PATUAKHALI SADAR PATUAKHALI GOVT. COLLEGE MASTERS 01/05/1970 4 021213034373401 CHITTAGONG BRAHAMANBARIA BRAHMANBARIA SADAR B.BARIA GOVERNMENT COLLEGE MASTERS 07/05/1979 5 021322037583401 CHITTAGONG CHANDPUR CHANDPUR SADAR CHANDPUR GOVT.COLLEGE MASTERS 01/03/1980 6 021528192943402 CHITTAGONG CHITTAGONG DOUBLE MOORING GOVT. CITY COLLEGE MASTERS 07/05/1979 7 021528193603401 CHITTAGONG CHITTAGONG DOUBLE MOORING GOVT. COLLEGE OF COMMERCE MASTERS 01/09/1947 8 021541025473401 CHITTAGONG CHITTAGONG KOTWALI HAJI MUHAMMAD MOHSIN COLLEGE MASTERS 01/07/1874 9 021541025473402 CHITTAGONG CHITTAGONG KOTWALI CHITTAGONG COLLEGE MASTERS 01/01/1869 10 021557128213401 CHITTAGONG CHITTAGONG PANCHLAISH CHITTAGONG GOVT. WOMEN'S COLLEGE MASTERS 01/05/1968 11 021967012983401 CHITTAGONG COMILLA COMILLA SADAR (KOTWALI) COMILLA GOVT. WOMEN'S COLLEGE MASTERS 01/02/1978 12 027587013583402 CHITTAGONG NOAKHALI NOAKHALI SADAR (SUDHARAM) NOAKHALI GOVT. COLLEGE MASTERS 01/03/1968 13 028487022703402 CHITTAGONG RANGAMATI RANGAMATI SADAR RANGAMATI GOVT. COLLEGE MASTERS 01/05/1970 14 032616203253401 DHAKA DHAKA DHANMONDI DHAKA COLLEGE, DHAKA MASTERS 15 032626727683401 DHAKA DHAKA GULSHAN GOVERNMENT TITUMIR COLLEGE MASTERS 07/05/1998 16 032640361953401 DHAKA DHAKA KOTWALI GOVT.