Business Services

BUSINESS SERVICES

BECU BUSINESS MEMBERS: A&R Solar, Seattle ANYWHERE, ANYTIME ACCOUNT ACCESS

BECU BELONGS TO THE CO-OP network, giving our members access to thousands of ATMs nationwide.

BECU Neighborhood Financial Centers

40+ throughout CO-OP Network Puget Sound 30,000+ Surcharge-Free BECU ATMs ATMs Nationwide 350+ throughout Puget Sound

FOR A COMPLETE LIST OF LOCATIONS, VISIT WWW.BECU.ORG/LOCATIONS

DISCOVER BECU BUSINESS BANKING ON THE GO SERVICES FOR YOURSELF USE THESE FREE SERVICES to conduct your banking business while on the go: Ready to get started? So are we! Our financial experts are excited to >> Free Online & Telephone Banking help your business succeed. Learn >> Free Mobile Banking* more at our website by visiting www.becu.org/business-banking. >> Free Bill Payment & eBills Visit www.becu.org/appointment >> Free eStatements to make an appointment, or, stop by any one of our neighborhood financial centers.

*Airtime, roaming, data usage and minutes of use may be billed by your mobile provider.

ColorGraphics is FSC (Forest Stewardship Council) certified in all our facilities. We are proud to promote PO Box 97050 environmentally appropriate, socially beneficial, and economically viable management of our world’s forests. Seattle, Washington 98124 SW-COC-1436

All Washington State Residents Are Eligible To Join Federally insured by NCUA YOUR PROFITS ARE OUR PRIORITY

CALL ON YOUR NEIGHBOR. We’re here when you need us, nearby, in-person, and in your time zone. When it comes to handling your business finances, such benefits are to be valued. Benefits go beyond local relationships – low member fees, loan products, and account management services are all here, at BECU. As Washington state’s largest credit union, we understand the needs of our Puget Sound businesses – we are one! Founded in 1935, we’ve gained our members’ trust by being a not-for-profit financial institution that focuses on the needs of our members, not shareholders.

MEMBERSHIP AND ACCOUNTS >> Visa® Credit Card: Spending power is even greater with no annual fee, cash advance BECU offers value-driven checking or foreign transaction fees, and optional accounts for business with limited BECU Cash Rewards. You can also opt for transaction costs. In fact, when you deposit individual employee accounts – you set the credit limit, and they have their own card. online or at an ATM, deposited items after the first one are free. And we don’t charge >> Line of Credit: Your business has opportunities – fund them at your for cash deposited. Plus, saving is easy with convenience. Plus, your line may competitive rates and no monthly service cover inadvertent overdrafts. charge on our business savings accounts. >> Term Loans: Business needs add Earn even more: Our CDs and money up – expand your financing options market accounts deliver higher returns with a term loan. SBA (Small Business Administration) options are available. without charging monthly maintenance fees. >> Vehicle Loans: Finance your business vehicle with a higher loan-to-value offering than you might otherwise find. CREDIT CARDS, >> Commercial Real Estate Loans: Your next LINES AND LOANS property is within reach – explore your financing options with BECU. Purchase Financing options tailored to your needs or refinance your property with no BECU members get loan products with prepayment penalties, low origination low fees and competitive rates. Work with fees, and various repayment options. BECU – we work for you. As your neighbor, we understand your local marketplace when considering your financing requests.

BECU MEMBERS left to right: B.M. Programming & Machining Services, Mukilteo; Sizzleworks, Bellevue; The Natural Pet Pantry, Kirkland; Tours Northwest, Seattle; TLG Aerospace, Seattle; Velo Bike Shop, Seattle; VI Wines, Seattle BECU Business Services

BUSINESS SERVICES ACCOUNT MANAGEMENT You focus on the work. We’ll take care of the We recognize you can bank at thousands rest. From payroll to payment processing, our of institutions – determining the right fit is business services are designed to help your imperative to your business. At BECU, we business run smoothly. don’t just offer local expertise and insight, we deliver the flexibility and tools so you >> Merchant Services: Accept debit and credit card can bank your way. payments with a full suite of payment processing options offered by our industry leading partner, First Data®. Together, BECU and First Data create Manage your money almost anywhere with a seamless payment solution with in-store, online the right products and tools: and mobile options. >> Online banking: Log in for account balances, >> Payroll Services: Pay employees with the ease of our payroll partner, Paychex®: process payroll, transfers and bill pay services manage payroll tax and pay employees. Paychex >> Mobile banking: Smartphone users enjoy the can also manage your records, handle electronic ease and flexibility of banking on the go tax deposits, and automate your tax filing. >> Remote deposits: Save costs – and time! – making deposits through online banking without leaving your business

>> CO-OP network: Access more than 30,000+ surcharge-free ATMs across the country

BECU INVESTMENT SERVICES** Retirement Services

>> Explore simply managed plans for you and your employees, including IRAs, 401(K)s, SIMPLE and SEPs

>> Investment Management: Create and manage plans for you and your employees, helping to maximize returns and minimize risk

>> Employee Seminars: Presentations at your business, helping employees understand their retirement plan options

**Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Insurance products are offered through LPL Financial or its licensed affiliates. BECU and BECU Investment Services is not a registered broker/dealer and has a brokerage affiliate arrangement with LPL Financial. Investments are:

Not NCUA / NCUSIF Insured Not Credit Union Guaranteed Not Obligations of BECU May Lose Value

LPL Branch Office located at BECU, 12770 Gateway Drive, Tukwila, WA 98168.