Costs, Student Aid, and Scholarships

PENN STATE UNDERGRADUATE STUDENT AID FUNDING Based on 2017-2018 data.

USEFUL 5 % < 1 % Private Work-Study INFORMATION KNOW Scholarships 12 % University Scholarships PENN STATE WEBSITES YOUR admissions.psu.edu: Undergraduate Admissions Ofﬁ ce, % % includes information about admission requirements and OPTIONS 19 64 the steps on how to apply to Penn State. Grants Loans

bursar.psu.edu: Offi ce of the Bursar, website includes TYPES OF FINANCIAL AID information about tuition billing and statements. COSTS, STUDENT AID, hfs.psu.edu: Housing and Food Services, the home for information about residence halls, housing contracts, and room and board rates. AND SCHOLARSHIPS lionpath.psu.edu: The University’s student information $ system—this is where you will be able to view your aid award Total = 1 Billion once it is released. OFFICE OF STUDENT AID studentaid.psu.edu Loans Grants psu.edu: The University’s main website with links to offi ces UNDERGRADUATE ADMISSIONS admissions.psu.edu and resources. A sum of money that is expected to be paid back with interest. A sum of money granted by an organization that does not have to be repaid, typically for a particular purpose. HOW TO CONTACT OUR OFFICE The Office of Student Aid at University Park is the central administrative student aid office for the entire For more information on registrar.psu.edu: Offi ce of the Registrar, fi nd information • Students who submit the FAFSA are automatically Private Alternative Loans Penn State system. Each Penn State campus also has an affiliate office with a student aid representative. tuition payment, visit: about student-centered services, including course considered for federal and University grants. registration, grades, academic calendar, and graduation • Private alternative loans are managed through private lenders. bursar.psu.edu PENN STATE STUDENT AID CONTACTS BY CAMPUS requirements. The loans are issued in the student’s name and require a credit- • Note for Pennsylvania residents: Completion of the FAFSA and the state grant form by May 1 will automatically qualify worthy co-signer. Eligibility, rates, terms, and conditions vary. you for consideration for a Pennsylvania State Grant. Abington Fayette, The Schuylkill shc.psu.edu: Schreyer Honors College, Penn State’s honors 215-881-7348 Eberly Campus 570-385-6244 program, which awards an annual $5,000 Academic Excellence [email protected] 724-430-9155 [email protected] Federal Direct Subsidized/ Scholarship (for up to four years) to those offered fi rst-year Work-Study [email protected] FIND OUT MORE admission into the college, effective as of fall 2018. Unsubsidized Loan Altoona Scranton Federally or state-funded on-campus employment 814-949-5055 Greater Allegheny 570-963-2697 • Eligible students may borrow up to $5,500 in Federal Direct [email protected] 412-675-9155 [email protected] studentaid.psu.edu studentaid.psu.edu: Offi ce of Student Aid, includes Subsidized/Unsubsidized Loans their first year, $6,500 in the • Money is earned as the student works. Unlike other aid sources, [email protected] information about fi nancial aid including loans, scholarships, work-study is not applied directly toward the tuition bill. The Beaver Shenango second year, and $7,500 each year thereafter. Harrisburg and work-study. student will receive biweekly pay and can earn pay up to the 724-773-3800 724-983-2804 [email protected] 717-948-6307 [email protected] /PennStateOfficeofStudentAid • Applying for Financial Aid: studentaid.psu.edu/apply • No credit check or co-signer is required for students to total of the work-study award amount. hbgfi [email protected] @psu_osa • Types of Aid: studentaid.psu.edu/types-of-aid borrow Federal Direct Subsidized/Unsubsidized Loan funds. Behrend University Park Students who submit a FAFSA are automatically considered • Average work hours per week: 15-20. 814-898-6162 Hazleton 814-865-6301 behrendfi [email protected] 570-450-3163 studentaid.psu.edu OTHER WEBSITES for the loan and must accept the loan terms in order to Phone: 814-865-6301 receive the funds. [email protected] Scholarships Berks Wilkes-Barre Fax: 814-863-0322 610-396-6070 Lehigh Valley 570-675-9242 ed.gov: U.S. Department of Education • Loan payments for the Federal Direct Subsidized/ A sum of money awarded on the basis of need and/or merit that does not need to be repaid. bkfi [email protected] 610-285-5033 [email protected] Unsubsidized Loan are deferred while the student is [email protected] fafsa.ed.gov: Free Application for Federal Student Aid enrolled at least half-time. Brandywine York • Penn State does not offer standard merit awards for Mont Alto Office of Student Aid (FAFSA) on the Web. 610-892-1260 717-771-4045 students who fit particular profiles. bw-fi [email protected] 717-749-6133 yorkfi [email protected] The Pennsylvania State University Federal Direct Parent PLUS Loan [email protected] 314 Shields Building fsaid.ed.gov: FSA ID—this site is where you create an • All students who submit the FAFSA are automatically consid- DuBois World Campus/ University Park, PA 16802-1220 FSA ID for access to Federal Student Aid’s online systems. • Parents of dependent students who are eligible for a Federal ered for scholarships awarded by the Offi ce of Student Aid. 814-375-4722 New Kensington Online Education 800-252-3592 Direct Parent PLUS Loan can borrow up to the student’s [email protected] 724-334-6045 • Academic colleges, campuses, and administrative units may nk-fi [email protected] [email protected] pheaa.org: Pennsylvania Higher Education Assistance total cost of attendance minus all other financial aid. require a separate scholarship application. For more details, Agency (PHEAA) • Parents can request a deferment on the Federal Direct Parent visit studentaid.psu.edu. Penn State is an equal opportunity, affi rmative action employer, and is committed to providing employment opportunities to minorities, women, veterans, individuals with disabilities, and other protected groups. studentaid.ed.gov: Federal Student Aid, an offi ce of the PLUS Loan while the student is enrolled at least half-time as Nondiscrimination: http://guru.psu.edu/policies/AD85.html an undergraduate. U.S. Department of Education—this is where you can learn Explore Penn State scholarships and The University is committed to equal access to programs, facilities, admission, and employment for all persons. It is the policy of the University to maintain an environment free of harassment and free of discrimination more about types of aid and fi nd information on how to against any person because of age, race, color, ancestry, national origin, religion, creed, service in the uniformed services (as defi ned in state and federal law), veteran status, sex, sexual orientation, marital or family status, • Eligibility requirements, application information, and current view more information about the pregnancy, pregnancy-related conditions, physical or mental disability, gender, perceived gender, gender identity, genetic information, or political ideas. Discriminatory conduct and harassment, as well as sexual misconduct repay loans and loans servicing. University’s fi nancial aid process at: and relationship violence, violates the dignity of individuals, impedes the realization of the University’s educational mission, and will not be tolerated. Direct all inquiries regarding the nondiscrimination policy to Dr. Kenneth interest rates are available at studentaid.psu.edu. Lehrman III, Vice Provost for Affi rmative Action, Affi rmative Action Offi ce, The Pennsylvania State University, 328 Boucke Building, University Park, PA 16802-5901; Email: kfl [email protected]; Tel 814-863-0471. studentaid.psu.edu THIS PUBLICATION IS AVAILABLE IN ALTERNATIVE MEDIA ON REQUEST. Produced by the Penn State Department of University Marketing U.Ed. UAO 19-355 11-65M studentloans.gov: Information for managing your student loans. PENNSYLVANIA RESIDENTS TAKE Applying for Student A Penn State education is an Financial Aid investment in your future. To be considered for most student aid, all Penn State students YOUR INVEST IN Like any investment, there are up-front costs paid in are strongly encouraged to complete the Free Application for University STUDENT AID Park Tuition anticipation of long-term gains and benefits. Student Federal Student Aid (FAFSA), a form accepted universally by & Fees U.S. colleges and universities to determine a student’s eligibility NEXT STEPS financial aid—educational loans, scholarships, grants, $ YOUR and work-study positions—can help with those costs. for fi nancial aid. At Penn State, submission of the FAFSA qualifi es 18,454 * Campuses FACTS Tuition & Fees students for consideration for all four types of student fi nancial When it comes to applying for financial aid, For most Penn State students, personal savings, tuition aid—grants, loans, scholarships, and work-study. $ AND there’s a lot to think about. Use the following FUTURE 13,342 FIGURES checklist and timeline (reverse of this card) to help savings plans, student summer employment, and Penn guide you as you consider your financial aid options. State’s payment plan, in combination with student Penn State’s Federal School Code: 003329 financial aid, pay for their education. $11,570 Room & Meals Financial Aid To-Do’s We encourage you and your family to explore a variety of How Eligibility is Determined Spend an hour a week searching for scholarships. It’s worth FACTS ABOUT SCHOLARSHIPS FACTS ABOUT LOANS your time because the payoff may be dollars that can financing strategies to come up with a sound plan that The amount of fi nancial aid awarded is based on the following: PENN STATE UNIVERSITY PARK reduce your costs toward college. Follow the Offi ce of will make a Penn State degree a reality for your future. Tuition/Fees/Room/Meals $30,024 Student Aid on Facebook (/PennStateOffi ceofStudentAid) • The information submitted on the FAFSA Federal Student Loans -$5,500 SOURCE OF AID: and Twitter (PSU_OSA) for notifi cations about outside • The information submitted on the admission application TOTAL = $24,524 MORE THAN EDUCATIONAL scholarship opportunities. • The amount of funding available Complete your FAFSA at fafsa.ed.gov. Submit it to Penn Penn State Costs by Campus (2018–19) 1BILLION • The number of available endowed scholarships ALL OTHER CAMPUSES State by December 1 for maximum fi nancial aid consideration. For Estimating Purposes Only Tuition/Fees/Room/Meals $24,912 LOANS • The number of students attending Penn State Federal Student Loans -$5,500 DOLLARS TOTAL AID AWARDED Find a credit-worthy cosigner. You’re looking for someone WE who has both a good credit history and the fi nancial PENN STATE UNIVERSITY PARK TOTAL = $19,412 OF FIRST-TIME, resources to repay any loans you may apply for. Pennsylvania Resident Non-Pennsylvania Resident ARE *For Pennsylvania residents, campus tuition and fees range from % FIRST-YEAR $13,342-$15,198. Go to tuition.psu.edu for more information. 73 Financial Aid Timeline A COMMUNITY The Aid Award STUDENTS WHO RECEIVE OF MORE THAN Tuition and Fees $18,454 $34,858 % Student aid is awarded in the form of loans, grants, scholarships, 35 FINANCIAL AID OCTOBER 1 OCT and work study. Most students can expect to receive a $5,500 Additional OF UNDERGRADUATES RECEIVE FEDERAL LOANS The fi rst date the Estimated Costs: Federal Student Loan as one, if not the only, source of FAFSA is available at NON-PENNSYLVANIA RESIDENTS DECEMBER 1 Room and Meals $11,570 $11,570 assistance.* Students and families are responsible for covering fafsa.ed.gov to be com- RECEIVE A The date the FAFSA the remaining educational costs. This difference is generally pleted and submitted Misc. Costs $1,840–5,062 $1,840–5,062 UNIVERSITY SCHOLARSHIP OF ALL should be submitted covered by additional loans, which means your credit will be UNDERGRADUATE DEC 76 TOTAL $31,864–35,086 $48,268–51,490 % to Penn State by STUDENTS THOUSAND taken into account. The graph to the right shows the amount 78 fi rst-year admitted UNDERGRADUATE University WHO FILED A FAFSA students for maximum you can expect to cover each year. Parent PLUS and Private Park Tuition FEBRUARY & Fees aid consideration STUDENTS ALL OTHER CAMPUSES* Alternative Loans are available to those who qualify. Financial aid pack- First-year scholarship RECEIVED A STUDYING OVER Pennsylvania Resident Non-Pennsylvania Resident $ Campuses ages are released to 34,858 * recipients are at other FEB For more information, go to studentaid.psu.edu. Tuition & Fees % STUDENT LOAN incoming fi rst-year Penn State campuses MAY 1 33 PARK students who submit- Tuition and Fees $13,342–15,198 $21,366–24,450 UNIVERSITY ted a FAFSA to Penn The date the FAFSA Students will receive an email notifi cation prompting them to $ First-year scholarship 21,366 State by December 1; and state grant form 275 view their Award Summary online. recipients are at % MAJORS AT Additional PENN STATE aid notifi cations con- must be submitted to University Park CAMPUSES 67 Estimated Costs: Facts about Loans tinue throughout the MAY be considered for the *Federal loans are not guaranteed Room and Meals $11,570 $11,570 $ academic year PA State Grant 11,570 • Approximately 21% of families who take advantage of Misc. Costs $1,840–5,062 $1,840–5,062 Room & Meals Additional Facts about Scholarships JUN federal loans receive Parent PLUS loans. LATE JUNE TOTAL $26,752–31,830 $34,776–41,082 • Approximately 16% of fi rst-year students who attend Penn State Aid packages are JUN/JUL JUNE/JULY 20 The Bill • 12% of first-year students borrow private educational loans. UNIQUE CAMPUSES PENN STATE UNIVERSITY PARK receive private scholarship support from their high school, community released to returning Tuition billing begins for incoming fi rst- ACROSS THE STATE AND AROUND The Offi ce of the Bursar, bursar.psu.edu, manages tuition billing. Tuition/Fees/Room/Meals $46,428 organizations, church groups, local companies, or other philanthropies. • The average loan debt for Penn State baccalaureate students AUG THE WORLD THROUGH THE Federal Student Loans -$5,500 year students attend- graduates is $37,036. WORLD CAMPUS, OUR ONLINE • Both Pennsylvania and non-Pennsylvania residents receive equal EARLY AUGUST ing Summer Session NOTE: Miscellaneous costs (personal expenses, books, supplies, The Student Account Statement will refl ect University charges LEARNING LOCATION etc.) vary by individual and academic program of study. TOTAL = $40,928 scholarship consideration. Tuition billing begins after a student minus anticipated student fi nancial aid. These charges include for the fall semester attends New Student Cost of Attendance (COA) is a budget for billable tuition, fees, and residence hall expenses, if applicable. • First-year students accepted to the highly selective Schreyer Honors Orientation and * Penn State Abington, Penn State Altoona, Penn State Beaver, Penn State ALL OTHER CAMPUSES expenses such as tuition and fees, room and meals Behrend, Penn State Berks, Penn State Brandywine, Penn State DuBois, Penn College, shc.psu.edu, are awarded an Academic Excellence Scholarship registers for Summer Tuition/Fees/Room/Meals $32,936 (on-campus) and non-billable expenses such as State Fayette, Penn State Greater Allegheny, Penn State Harrisburg, Penn State Federal Student Loans -$5,500 of $5,000 per academic year effective fall 2018. Session classes To estimate your costs to Hazleton, Penn State Lehigh Valley Penn State Mont Alto, Penn State New room and meals (off-campus), books and supplies, , Penn State offers an EARLY JANUARY attend Penn State, access the Kensington, Penn State Schuylkill, Penn State Scranton, Penn State Shenango, transportation, and miscellaneous expenses. Penn State Wilkes-Barre, Penn State York, Penn State World Campus installment payment plan: TOTAL = $27,436 • Typical Penn State scholarships are between $1,500 to $4,000 per year. Tuition billing begins College Cost Calculator at (All World Campus students pay the same tuition rate regardless of residence.) for the spring semester DEC tuition.psu.edu. bursar.psu.edu *For Non-Pennsylvania residents, campus tuition and fees range from studentaid.psu.edu $21,366-$24,450. Go to tuition.psu.edu for more information.

Based on 2018-2019 data PENN STATE UNDERGRADUATE STUDENT AID FUNDING Based on 2017-2018 data.

bursar.psu.edu: Offi ce of the Bursar, website includes TYPES OF FINANCIAL AID information about tuition billing and statements. COSTS, STUDENT AID, hfs.psu.edu: Housing and Food Services, the home for information about residence halls, housing contracts, and room and board rates. AND SCHOLARSHIPS lionpath.psu.edu: The University’s student information $ system—this is where you will be able to view your aid award Total = 1 Billion once it is released. OFFICE OF STUDENT AID studentaid.psu.edu Loans Grants psu.edu: The University’s main website with links to offi ces UNDERGRADUATE ADMISSIONS admissions.psu.edu and resources. A sum of money that is expected to be paid back with interest. A sum of money granted by an organization that does not have to be repaid, typically for a particular purpose. HOW TO CONTACT OUR OFFICE The Office of Student Aid at University Park is the central administrative student aid office for the entire For more information on registrar.psu.edu: Offi ce of the Registrar, fi nd information • Students who submit the FAFSA are automatically Private Alternative Loans Penn State system. Each Penn State campus also has an affiliate office with a student aid representative. tuition payment, visit: about student-centered services, including course considered for federal and University grants. registration, grades, academic calendar, and graduation • Private alternative loans are managed through private lenders. bursar.psu.edu PENN STATE STUDENT AID CONTACTS BY CAMPUS requirements. The loans are issued in the student’s name and require a credit- • Note for Pennsylvania residents: Completion of the FAFSA and the state grant form by May 1 will automatically qualify worthy co-signer. Eligibility, rates, terms, and conditions vary. you for consideration for a Pennsylvania State Grant. Abington Fayette, The Schuylkill shc.psu.edu: Schreyer Honors College, Penn State’s honors 215-881-7348 Eberly Campus 570-385-6244 program, which awards an annual $5,000 Academic Excellence [email protected] 724-430-9155 [email protected] Federal Direct Subsidized/ Scholarship (for up to four years) to those offered fi rst-year Work-Study [email protected] FIND OUT MORE admission into the college, effective as of fall 2018. Unsubsidized Loan Altoona Scranton Federally or state-funded on-campus employment 814-949-5055 Greater Allegheny 570-963-2697 • Eligible students may borrow up to $5,500 in Federal Direct [email protected] 412-675-9155 [email protected] studentaid.psu.edu studentaid.psu.edu: Offi ce of Student Aid, includes Subsidized/Unsubsidized Loans their first year, $6,500 in the • Money is earned as the student works. Unlike other aid sources, [email protected] information about fi nancial aid including loans, scholarships, work-study is not applied directly toward the tuition bill. The Beaver Shenango second year, and $7,500 each year thereafter. Harrisburg and work-study. student will receive biweekly pay and can earn pay up to the 724-773-3800 724-983-2804 717-948-6307 /PennStateOfficeofStudentAid • Applying for Financial Aid: studentaid.psu.edu/apply • No credit check or co-signer is required for students to [email protected] [email protected] total of the work-study award amount. hbgfi [email protected] • Types of Aid: studentaid.psu.edu/types-of-aid borrow Federal Direct Subsidized/Unsubsidized Loan funds. Behrend University Park @psu_osa Students who submit a FAFSA are automatically considered • Average work hours per week: 15-20. 814-898-6162 Hazleton 814-865-6301 behrendfi [email protected] 570-450-3163 studentaid.psu.edu OTHER WEBSITES for the loan and must accept the loan terms in order to Phone: 814-865-6301 receive the funds. [email protected] Scholarships Berks Wilkes-Barre Fax: 814-863-0322 610-396-6070 Lehigh Valley 570-675-9242 ed.gov: U.S. Department of Education • Loan payments for the Federal Direct Subsidized/ A sum of money awarded on the basis of need and/or merit that does not need to be repaid. bkfi [email protected] 610-285-5033 [email protected] Unsubsidized Loan are deferred while the student is [email protected] fafsa.ed.gov: Free Application for Federal Student Aid enrolled at least half-time. Brandywine York • Penn State does not offer standard merit awards for Mont Alto Office of Student Aid (FAFSA) on the Web. 610-892-1260 717-771-4045 students who fit particular profiles. bw-fi [email protected] 717-749-6133 yorkfi [email protected] The Pennsylvania State University Federal Direct Parent PLUS Loan [email protected] 314 Shields Building fsaid.ed.gov: FSA ID—this site is where you create an • All students who submit the FAFSA are automatically consid- DuBois World Campus/ University Park, PA 16802-1220 FSA ID for access to Federal Student Aid’s online systems. • Parents of dependent students who are eligible for a Federal ered for scholarships awarded by the Offi ce of Student Aid. 814-375-4722 New Kensington Online Education 800-252-3592 Direct Parent PLUS Loan can borrow up to the student’s [email protected] 724-334-6045 • Academic colleges, campuses, and administrative units may nk-fi [email protected] [email protected] pheaa.org: Pennsylvania Higher Education Assistance total cost of attendance minus all other financial aid. require a separate scholarship application. For more details, Agency (PHEAA) • Parents can request a deferment on the Federal Direct Parent visit studentaid.psu.edu. Penn State is an equal opportunity, affi rmative action employer, and is committed to providing employment opportunities to minorities, women, veterans, individuals with disabilities, and other protected groups. studentaid.ed.gov: Federal Student Aid, an offi ce of the PLUS Loan while the student is enrolled at least half-time as Nondiscrimination: http://guru.psu.edu/policies/AD85.html an undergraduate. U.S. Department of Education—this is where you can learn Explore Penn State scholarships and The University is committed to equal access to programs, facilities, admission, and employment for all persons. It is the policy of the University to maintain an environment free of harassment and free of discrimination more about types of aid and fi nd information on how to against any person because of age, race, color, ancestry, national origin, religion, creed, service in the uniformed services (as defi ned in state and federal law), veteran status, sex, sexual orientation, marital or family status, • Eligibility requirements, application information, and current view more information about the pregnancy, pregnancy-related conditions, physical or mental disability, gender, perceived gender, gender identity, genetic information, or political ideas. Discriminatory conduct and harassment, as well as sexual misconduct repay loans and loans servicing. University’s fi nancial aid process at: and relationship violence, violates the dignity of individuals, impedes the realization of the University’s educational mission, and will not be tolerated. Direct all inquiries regarding the nondiscrimination policy to Dr. Kenneth interest rates are available at studentaid.psu.edu. Lehrman III, Vice Provost for Affi rmative Action, Affi rmative Action Offi ce, The Pennsylvania State University, 328 Boucke Building, University Park, PA 16802-5901; Email: kfl [email protected]; Tel 814-863-0471. studentaid.psu.edu THIS PUBLICATION IS AVAILABLE IN ALTERNATIVE MEDIA ON REQUEST. Produced by the Penn State Department of University Marketing U.Ed. UAO 19-355 11-65M studentloans.gov: Information for managing your student loans. PENNSYLVANIA RESIDENTS TAKE Applying for Student A Penn State education is an Financial Aid investment in your future. To be considered for most student aid, all Penn State students YOUR INVEST IN Like any investment, there are up-front costs paid in are strongly encouraged to complete the Free Application for University STUDENT AID Park Tuition anticipation of long-term gains and benefits. Student Federal Student Aid (FAFSA), a form accepted universally by & Fees U.S. colleges and universities to determine a student’s eligibility NEXT STEPS financial aid—educational loans, scholarships, grants, $ YOUR and work-study positions—can help with those costs. for fi nancial aid. At Penn State, submission of the FAFSA qualifi es 18,454 * Campuses FACTS Tuition & Fees students for consideration for all four types of student fi nancial When it comes to applying for financial aid, For most Penn State students, personal savings, tuition aid—grants, loans, scholarships, and work-study. $ AND there’s a lot to think about. Use the following FUTURE 13,342 FIGURES checklist and timeline (reverse of this card) to help savings plans, student summer employment, and Penn guide you as you consider your financial aid options. State’s payment plan, in combination with student Penn State’s Federal School Code: 003329 financial aid, pay for their education. $11,570 Room & Meals Financial Aid To-Do’s We encourage you and your family to explore a variety of How Eligibility is Determined Spend an hour a week searching for scholarships. It’s worth FACTS ABOUT SCHOLARSHIPS FACTS ABOUT LOANS your time because the payoff may be dollars that can financing strategies to come up with a sound plan that The amount of fi nancial aid awarded is based on the following: PENN STATE UNIVERSITY PARK reduce your costs toward college. Follow the Offi ce of will make a Penn State degree a reality for your future. Tuition/Fees/Room/Meals $30,024 Student Aid on Facebook (/PennStateOffi ceofStudentAid) • The information submitted on the FAFSA Federal Student Loans -$5,500 SOURCE OF AID: and Twitter (PSU_OSA) for notifi cations about outside • The information submitted on the admission application TOTAL = $24,524 MORE THAN EDUCATIONAL scholarship opportunities. • The amount of funding available Complete your FAFSA at fafsa.ed.gov. Submit it to Penn Penn State Costs by Campus (2018–19) 1BILLION • The number of available endowed scholarships ALL OTHER CAMPUSES State by December 1 for maximum fi nancial aid consideration. For Estimating Purposes Only Tuition/Fees/Room/Meals $24,912 LOANS • The number of students attending Penn State Federal Student Loans -$5,500 DOLLARS TOTAL AID AWARDED Find a credit-worthy cosigner. You’re looking for someone WE who has both a good credit history and the fi nancial PENN STATE UNIVERSITY PARK TOTAL = $19,412 OF FIRST-TIME, resources to repay any loans you may apply for. Pennsylvania Resident Non-Pennsylvania Resident ARE *For Pennsylvania residents, campus tuition and fees range from % FIRST-YEAR $13,342-$15,198. Go to tuition.psu.edu for more information. 73 Financial Aid Timeline A COMMUNITY The Aid Award STUDENTS WHO RECEIVE OF MORE THAN Tuition and Fees $18,454 $34,858 % Student aid is awarded in the form of loans, grants, scholarships, 35 FINANCIAL AID OCTOBER 1 OCT and work study. Most students can expect to receive a $5,500 Additional OF UNDERGRADUATES RECEIVE FEDERAL LOANS The fi rst date the Estimated Costs: Federal Student Loan as one, if not the only, source of FAFSA is available at NON-PENNSYLVANIA RESIDENTS DECEMBER 1 Room and Meals $11,570 $11,570 assistance.* Students and families are responsible for covering fafsa.ed.gov to be com- RECEIVE A The date the FAFSA the remaining educational costs. This difference is generally pleted and submitted Misc. Costs $1,840–5,062 $1,840–5,062 UNIVERSITY SCHOLARSHIP OF ALL should be submitted covered by additional loans, which means your credit will be UNDERGRADUATE DEC 76 TOTAL $31,864–35,086 $48,268–51,490 % to Penn State by STUDENTS THOUSAND taken into account. The graph to the right shows the amount 78 fi rst-year admitted UNDERGRADUATE University WHO FILED A FAFSA students for maximum you can expect to cover each year. Parent PLUS and Private Park Tuition FEBRUARY & Fees aid consideration STUDENTS ALL OTHER CAMPUSES* Alternative Loans are available to those who qualify. Financial aid pack- First-year scholarship RECEIVED A STUDYING OVER Pennsylvania Resident Non-Pennsylvania Resident $ Campuses ages are released to 34,858 * recipients are at other FEB For more information, go to studentaid.psu.edu. Tuition & Fees % STUDENT LOAN incoming fi rst-year Penn State campuses MAY 1 33 PARK students who submit- Tuition and Fees $13,342–15,198 $21,366–24,450 UNIVERSITY ted a FAFSA to Penn The date the FAFSA Students will receive an email notifi cation prompting them to $ First-year scholarship 21,366 State by December 1; and state grant form 275 view their Award Summary online. recipients are at % MAJORS AT Additional PENN STATE aid notifi cations con- must be submitted to University Park CAMPUSES 67 Estimated Costs: Facts about Loans tinue throughout the MAY be considered for the *Federal loans are not guaranteed Room and Meals $11,570 $11,570 $ academic year PA State Grant 11,570 • Approximately 21% of families who take advantage of Misc. Costs $1,840–5,062 $1,840–5,062 Room & Meals Additional Facts about Scholarships JUN federal loans receive Parent PLUS loans. LATE JUNE TOTAL $26,752–31,830 $34,776–41,082 • Approximately 16% of fi rst-year students who attend Penn State Aid packages are JUN/JUL JUNE/JULY 20 The Bill • 12% of first-year students borrow private educational loans. UNIQUE CAMPUSES PENN STATE UNIVERSITY PARK receive private scholarship support from their high school, community released to returning Tuition billing begins for incoming fi rst- ACROSS THE STATE AND AROUND The Offi ce of the Bursar, bursar.psu.edu, manages tuition billing. Tuition/Fees/Room/Meals $46,428 organizations, church groups, local companies, or other philanthropies. • The average loan debt for Penn State baccalaureate students AUG THE WORLD THROUGH THE Federal Student Loans -$5,500 year students attend- graduates is $37,036. WORLD CAMPUS, OUR ONLINE • Both Pennsylvania and non-Pennsylvania residents receive equal EARLY AUGUST ing Summer Session NOTE: Miscellaneous costs (personal expenses, books, supplies, The Student Account Statement will refl ect University charges LEARNING LOCATION etc.) vary by individual and academic program of study. TOTAL = $40,928 scholarship consideration. Tuition billing begins after a student minus anticipated student fi nancial aid. These charges include for the fall semester attends New Student Cost of Attendance (COA) is a budget for billable tuition, fees, and residence hall expenses, if applicable. • First-year students accepted to the highly selective Schreyer Honors Orientation and * Penn State Abington, Penn State Altoona, Penn State Beaver, Penn State ALL OTHER CAMPUSES expenses such as tuition and fees, room and meals Behrend, Penn State Berks, Penn State Brandywine, Penn State DuBois, Penn College, shc.psu.edu, are awarded an Academic Excellence Scholarship registers for Summer Tuition/Fees/Room/Meals $32,936 (on-campus) and non-billable expenses such as State Fayette, Penn State Greater Allegheny, Penn State Harrisburg, Penn State Federal Student Loans -$5,500 of $5,000 per academic year effective fall 2018. Session classes To estimate your costs to Hazleton, Penn State Lehigh Valley Penn State Mont Alto, Penn State New room and meals (off-campus), books and supplies, , Penn State offers an EARLY JANUARY attend Penn State, access the Kensington, Penn State Schuylkill, Penn State Scranton, Penn State Shenango, transportation, and miscellaneous expenses. Penn State Wilkes-Barre, Penn State York, Penn State World Campus installment payment plan: TOTAL = $27,436 • Typical Penn State scholarships are between $1,500 to $4,000 per year. Tuition billing begins College Cost Calculator at (All World Campus students pay the same tuition rate regardless of residence.) for the spring semester DEC tuition.psu.edu. bursar.psu.edu *For Non-Pennsylvania residents, campus tuition and fees range from studentaid.psu.edu $21,366-$24,450. Go to tuition.psu.edu for more information.

Based on 2018-2019 data PENNSYLVANIA RESIDENTS TAKE Applying for Student A Penn State education is an Financial Aid investment in your future. To be considered for most student aid, all Penn State students YOUR INVEST IN Like any investment, there are up-front costs paid in are strongly encouraged to complete the Free Application for University STUDENT AID Park Tuition anticipation of long-term gains and benefits. Student Federal Student Aid (FAFSA), a form accepted universally by & Fees U.S. colleges and universities to determine a student’s eligibility NEXT STEPS financial aid—educational loans, scholarships, grants, $ YOUR and work-study positions—can help with those costs. for fi nancial aid. At Penn State, submission of the FAFSA qualifi es 18,454 * Campuses FACTS Tuition & Fees students for consideration for all four types of student fi nancial When it comes to applying for financial aid, For most Penn State students, personal savings, tuition aid—grants, loans, scholarships, and work-study. $ AND there’s a lot to think about. Use the following FUTURE 13,342 FIGURES checklist and timeline (reverse of this card) to help savings plans, student summer employment, and Penn guide you as you consider your financial aid options. State’s payment plan, in combination with student Penn State’s Federal School Code: 003329 financial aid, pay for their education. $11,570 Room & Meals Financial Aid To-Do’s We encourage you and your family to explore a variety of How Eligibility is Determined Spend an hour a week searching for scholarships. It’s worth FACTS ABOUT SCHOLARSHIPS FACTS ABOUT LOANS your time because the payoff may be dollars that can financing strategies to come up with a sound plan that The amount of fi nancial aid awarded is based on the following: PENN STATE UNIVERSITY PARK reduce your costs toward college. Follow the Offi ce of will make a Penn State degree a reality for your future. Tuition/Fees/Room/Meals $30,024 Student Aid on Facebook (/PennStateOffi ceofStudentAid) • The information submitted on the FAFSA Federal Student Loans -$5,500 SOURCE OF AID: and Twitter (PSU_OSA) for notifi cations about outside • The information submitted on the admission application TOTAL = $24,524 MORE THAN EDUCATIONAL scholarship opportunities. • The amount of funding available Complete your FAFSA at fafsa.ed.gov. Submit it to Penn Penn State Costs by Campus (2018–19) 1BILLION • The number of available endowed scholarships ALL OTHER CAMPUSES State by December 1 for maximum fi nancial aid consideration. For Estimating Purposes Only Tuition/Fees/Room/Meals $24,912 LOANS • The number of students attending Penn State Federal Student Loans -$5,500 DOLLARS TOTAL AID AWARDED Find a credit-worthy cosigner. You’re looking for someone WE who has both a good credit history and the fi nancial PENN STATE UNIVERSITY PARK TOTAL = $19,412 OF FIRST-TIME, resources to repay any loans you may apply for. Pennsylvania Resident Non-Pennsylvania Resident ARE *For Pennsylvania residents, campus tuition and fees range from % FIRST-YEAR $13,342-$15,198. Go to tuition.psu.edu for more information. 73 Financial Aid Timeline A COMMUNITY The Aid Award STUDENTS WHO RECEIVE OF MORE THAN Tuition and Fees $18,454 $34,858 % Student aid is awarded in the form of loans, grants, scholarships, 35 FINANCIAL AID OCTOBER 1 OCT and work study. Most students can expect to receive a $5,500 Additional OF UNDERGRADUATES RECEIVE FEDERAL LOANS The fi rst date the Estimated Costs: Federal Student Loan as one, if not the only, source of FAFSA is available at NON-PENNSYLVANIA RESIDENTS DECEMBER 1 Room and Meals $11,570 $11,570 assistance.* Students and families are responsible for covering fafsa.ed.gov to be com- RECEIVE A The date the FAFSA the remaining educational costs. This difference is generally pleted and submitted Misc. Costs $1,840–5,062 $1,840–5,062 UNIVERSITY SCHOLARSHIP OF ALL should be submitted covered by additional loans, which means your credit will be UNDERGRADUATE DEC 76 TOTAL $31,864–35,086 $48,268–51,490 % to Penn State by STUDENTS THOUSAND taken into account. The graph to the right shows the amount 78 fi rst-year admitted UNDERGRADUATE University WHO FILED A FAFSA students for maximum you can expect to cover each year. Parent PLUS and Private Park Tuition FEBRUARY & Fees aid consideration STUDENTS ALL OTHER CAMPUSES* Alternative Loans are available to those who qualify. Financial aid pack- First-year scholarship RECEIVED A STUDYING OVER Pennsylvania Resident Non-Pennsylvania Resident $ Campuses ages are released to 34,858 * recipients are at other FEB For more information, go to studentaid.psu.edu. Tuition & Fees % STUDENT LOAN incoming fi rst-year Penn State campuses MAY 1 33 PARK students who submit- Tuition and Fees $13,342–15,198 $21,366–24,450 UNIVERSITY ted a FAFSA to Penn The date the FAFSA Students will receive an email notifi cation prompting them to $ First-year scholarship 21,366 State by December 1; and state grant form 275 view their Award Summary online. recipients are at % MAJORS AT Additional PENN STATE aid notifi cations con- must be submitted to University Park CAMPUSES 67 Estimated Costs: Facts about Loans tinue throughout the MAY be considered for the *Federal loans are not guaranteed Room and Meals $11,570 $11,570 $ academic year PA State Grant 11,570 • Approximately 21% of families who take advantage of Misc. Costs $1,840–5,062 $1,840–5,062 Room & Meals Additional Facts about Scholarships JUN federal loans receive Parent PLUS loans. LATE JUNE TOTAL $26,752–31,830 $34,776–41,082 • Approximately 16% of fi rst-year students who attend Penn State Aid packages are JUN/JUL JUNE/JULY 20 The Bill • 12% of first-year students borrow private educational loans. UNIQUE CAMPUSES PENN STATE UNIVERSITY PARK receive private scholarship support from their high school, community released to returning Tuition billing begins for incoming fi rst- ACROSS THE STATE AND AROUND The Offi ce of the Bursar, bursar.psu.edu, manages tuition billing. Tuition/Fees/Room/Meals $46,428 organizations, church groups, local companies, or other philanthropies. • The average loan debt for Penn State baccalaureate students AUG THE WORLD THROUGH THE Federal Student Loans -$5,500 year students attend- graduates is $37,036. WORLD CAMPUS, OUR ONLINE • Both Pennsylvania and non-Pennsylvania residents receive equal EARLY AUGUST ing Summer Session NOTE: Miscellaneous costs (personal expenses, books, supplies, The Student Account Statement will refl ect University charges LEARNING LOCATION etc.) vary by individual and academic program of study. TOTAL = $40,928 scholarship consideration. Tuition billing begins after a student minus anticipated student fi nancial aid. These charges include for the fall semester attends New Student Cost of Attendance (COA) is a budget for billable tuition, fees, and residence hall expenses, if applicable. • First-year students accepted to the highly selective Schreyer Honors Orientation and * Penn State Abington, Penn State Altoona, Penn State Beaver, Penn State ALL OTHER CAMPUSES expenses such as tuition and fees, room and meals Behrend, Penn State Berks, Penn State Brandywine, Penn State DuBois, Penn College, shc.psu.edu, are awarded an Academic Excellence Scholarship registers for Summer Tuition/Fees/Room/Meals $32,936 (on-campus) and non-billable expenses such as State Fayette, Penn State Greater Allegheny, Penn State Harrisburg, Penn State Federal Student Loans -$5,500 of $5,000 per academic year effective fall 2018. Session classes To estimate your costs to Hazleton, Penn State Lehigh Valley Penn State Mont Alto, Penn State New room and meals (off-campus), books and supplies, , Penn State offers an EARLY JANUARY attend Penn State, access the Kensington, Penn State Schuylkill, Penn State Scranton, Penn State Shenango, transportation, and miscellaneous expenses. Penn State Wilkes-Barre, Penn State York, Penn State World Campus installment payment plan: TOTAL = $27,436 • Typical Penn State scholarships are between $1,500 to $4,000 per year. Tuition billing begins College Cost Calculator at (All World Campus students pay the same tuition rate regardless of residence.) for the spring semester DEC tuition.psu.edu. bursar.psu.edu *For Non-Pennsylvania residents, campus tuition and fees range from studentaid.psu.edu $21,366-$24,450. Go to tuition.psu.edu for more information.

Based on 2018-2019 data PENNSYLVANIA RESIDENTS TAKE Applying for Student USEFUL A Penn State education is an Financial Aid investment in your future. To be considered for most student aid, all Penn State students YOUR INFORMATION INVEST IN Like any investment, there are up-front costs paid in are strongly encouraged to complete the Free Application for University Park Tuition anticipation of long-term gains and benefits. Student Federal Student Aid (FAFSA), a form accepted universally by & Fees U.S. colleges and universities to determine a student’s eligibility NEXT STEPS PENN STATE WEBSITES financial aid—educational loans, scholarships, grants, $ YOUR and work-study positions—can help with those costs. for fi nancial aid. At Penn State, submission of the FAFSA qualifi es 18,454 * Campuses Tuition & Fees students for consideration for all four types of student fi nancial When it comes to applying for financial aid, admissions.psu.edu: Undergraduate Admissions Offi ce, For most Penn State students, personal savings, tuition aid—grants, loans, scholarships, and work-study. $ there’s a lot to think about. Use the following includes information about admission requirements and FUTURE 13,342 checklist and timeline (reverse of this card) to help savings plans, student summer employment, and Penn the steps on how to apply to Penn State. guide you as you consider your financial aid options. State’s payment plan, in combination with student Penn State’s Federal School Code: 003329 $ bursar.psu.edu: Offi ce of the Bursar, website includes financial aid, pay for their education. 11,570 information about tuition billing and statements. Room & Meals Financial Aid To-Do’s How Eligibility is Determined We encourage you and your family to explore a variety of Spend an hour a week searching for scholarships. It’s worth hfs.psu.edu: Housing and Food Services, the home for your time because the payoff may be dollars that can information about residence halls, housing contracts, and financing strategies to come up with a sound plan that The amount of fi nancial aid awarded is based on the following: PENN STA reduce your costs toward college. Follow the Offi ce of room and board rates. will make a Penn State degree a reality for your future. Tuition/Fees/Room/Meals • The information submitted on the FAFSA Student Aid on Facebook (/PennStateOffi ceofStudentAid) Federal Student Loans and Twitter (PSU_OSA) for notifi cations about outside • The information submitted on the admission application lionpath.psu.edu: The University’s student information TOTAL = $24,524 scholarship opportunities. system—this is where you will be able to view your aid award • The amount of funding available Complete your FAFSA at fafsa.ed.gov. Submit it to Penn once it is released. Penn State Costs by Campus (2018–19) • The number of available endowed scholarships ALL OTHER CAMPUSES State by December 1 for maximum fi nancial aid consideration. For Estimating Purposes Only Tuition/Fees/Room/Meals psu.edu: The University’s main website with links to offi ces • The number of students attending Penn State Federal Student Loans Find a credit-worthy cosigner. You’re looking for someone and resources. WE who has both a good credit history and the fi nancial PENN STATE UNIVERSITY PARK TOTAL = $19,412 resources to repay any loans you may apply for. registrar.psu.edu: Offi ce of the Registrar, fi nd information Pennsylvania Resident Non-Pennsylvania Resident ARE *For Pennsylvania residents, campus tuition and fees range fr about student-centered services, including course A COMMUNITY The Aid Award $13,342-$15,198. Go to tuition.psu.edu for more information. Financial Aid Timeline registration, grades, academic calendar, and graduation OF MORE THAN Tuition and Fees $18,454 $34,858 requirements. Student aid is awarded in the form of loans, grants, scholarships, OCTOBER 1 OCT Additional and work study. Most students can expect to receive a $5,500 The fi rst date the shc.psu.edu: Schreyer Honors College, Penn State’s honors Estimated Costs: Federal Student Loan as one, if not the only, source of FAFSA is available at program, which awards an annual $5,000 Academic Excellence NON-PENNSYLVANIA RESIDENTS DECEMBER 1 Room and Meals $11,570 $11,570 assistance.* Students and families are responsible for covering fafsa.ed.gov to be com- Scholarship (for up to four years) to those offered fi rst-year The date the FAFSA the remaining educational costs. This difference is generally pleted and submitted admission into the college, effective as of fall 2018. Misc. Costs $1,840–5,062 $1,840–5,062 should be submitted covered by additional loans, which means your credit will be DEC 76 TOTAL $31,864–35,086 $48,268–51,490 to Penn State by studentaid.psu.edu: Offi ce of Student Aid, includes THOUSAND taken into account. The graph to the right shows the amount fi rst-year admitted UNDERGRADUATE University information about fi nancial aid including loans, scholarships, you can expect to cover each year. Parent PLUS and Private Park Tuition students for maximum FEBRUARY and work-study. STUDENTS Alternative Loans are available to those who qualify. & Fees aid consideration ALL OTHER CAMPUSES* Financial aid pack- • Applying for Financial Aid: studentaid.psu.edu/apply $ ages are released to STUDYING OVER Pennsylvania Resident Non-Pennsylvania Resident 34,858 Campuses FEB • ypes of Aid: studentaid.psu.edu/types-of-aid For more information, go to studentaid.psu.edu. * Tuition & Fees incoming fi rst-year students who submit- MAY 1 Tuition and Fees $13,342–15,198 $21,366–24,450 The date the FAFSA Students will receive an email notification prompting them to $ ted a FAFSA to Penn OTHER WEBSITES 21,366 State by December 1; and state grant form 275 view their Award Summary online. MAJORS AT Additional aid notifi cations con- must be submitted to Estimated Costs: tinue throughout the MAY be considered for the ed.gov: U.S. Department of Education *Federal loans are not guaranteed Room and Meals $11,570 $11,570 $ academic year PA State Grant 11,570 fafsa.ed.gov: Free Application for Federal Student Aid Misc. Costs $1,840–5,062 $1,840–5,062 Room & Meals JUN LATE JUNE (FAFSA) on the Web. TOTAL $26,752–31,830 $34,776–41,082 Aid packages are JUN/JUL JUNE/JULY 20 The Bill UNIQUE CAMPUSES PENN STA released to returning Tuition billing begins fsaid.ed.gov: FSA ID—this site is where you create an for incoming fi rst- FSA ID for access to Federal Student Aid’s online systems. ACROSS THE STATE AND AROUND The Office of the Bursar, bursar.psu.edu, manages tuition billing. Tuition/Fees/Room/Meals students AUG THE WORLD THROUGH THE Federal Student Loans year students attend- WORLD CAMPUS, OUR ONLINE EARLY AUGUST NOTE: Miscellaneous costs (personal expenses, books, supplies, ing Summer Session pheaa.org: Pennsylvania Higher Education Assistance LEARNING LOCATION The Student Account Statement will refl ect University charges etc.) vary by individual and academic program of study. TOTAL = Tuition billing begins after a student Agency (PHEAA) minus anticipated student fi nancial aid. These charges include for the fall semester attends New Student tuition, fees, and residence hall expenses, if applicable. Orientation and * Penn State Abington, Penn State Altoona, Penn State Beaver, Penn State ALL OTHER CAMPUSES studentaid.ed.gov: Federal Student Aid, an offi ce of the Behrend, Penn State Berks, Penn State Brandywine, Penn State DuBois, Penn registers for Summer Tuition/Fees/Room/Meals U.S. Department of Education—this is where you can learn State Fayette, Penn State Greater Allegheny, Penn State Harrisburg, Penn State Federal Student Loans Session classes To estimate your costs to Hazleton, Penn State Lehigh Valley Penn State Mont Alto, Penn State New , Penn State offers an EARLY JANUARY more about types of aid and fi nd information on how to attend Penn State, access the Kensington, Penn State Schuylkill, Penn State Scranton, Penn State Shenango, repay loans and loans servicing. Penn State Wilkes-Barre, Penn State York, Penn State World Campus installment payment plan: TOTAL = Tuition billing begins College Cost Calculator at (All World Campus students pay the same tuition rate regardless of residence.) for the spring semester DEC tuition.psu.edu. bursar.psu.edu *For Non-Pennsylvania residents, campus tuition and fees range fr studentloans.gov: Information for managing your student loans. $21,366-$24,450. Go to tuition.psu.edu for more information.

Based on 2018-2019 data PENN STATE UNDERGRADUATE STUDENT AID FUNDING Based on 2017-2018 data.