1. The Reserve Bank of India Act was enacted in the year (A) 1933 (B) 1934 (C) 1935 (D) 1936
C¢v¯ ›\ºÆ Á[Q \mh® ÷uõØÖÂUP¨£mh Bsk (A) 1933 (B) 1934 (C) 1935 (D) 1936
2. Banking Regulation Act was enacted in the year (A) 1947 (B) 1948 (C) 1949 (D) 1950
Á[Q JÊ[PõØÖa \mh® ÷uõØÖÂUP¨£mh Bsk (A) 1947 (B) 1948 (C) 1949 (D) 1950
3. The expansion of ATM is (A) Automated Teller Machine (B) Any Time Money (C) All Time Money (D) Automatic Transfer Money
ATM Gߣuß Â›ÁõUP® (A) uõÛ¯[Q £n® ÁÇ[S® C¯¢vμ® (B) G¢u ÷|μzv¾® £n® (C) AøÚzx ÷|μ £n® (D) uõÚõP £n® ©õØÖ® C¯¢vμ®
4. Banks were nationalised first time on (A) 1967 (B) 1968 (C) 1969 (D) 1970
Á[QPÒ •uß •u¼À ÷u]¯©¯©õUP¨£mh Bsk (A) 1967 (B) 1968 (C) 1969 (D) 1970
3 037/DM/18 [Turn over 5. Three tier structure of banking is adopted by (A) commercial banks (B) cooperative banks (C) foreign banks (D) urban banks
RÌPsh G¢u Á[Q Aø©¨¦PÎÀ ‰ßÓkUS •øÓ ÁÇUPzvÀ EÒÍx (A) ÁoP Á[QPÒ (B) TmkÓÄ Á[QPÒ (C) öÁÎ|õmk Á[QPÒ (D) |Pμ Á[QPÒ
6. Long term loan for agriculture purpose is provided by (A) Cooperative land development banks (B) PACCS (C) Urban cooperative banks (D) Foreign banks
ÂÁ\õ¯ Põ›¯[PÐUPõP }sh Põ» PhßPÒ ÁÇ[S® Á[Q Gx (A) TmkÓÄ FμP Áͺa] Á[QPÒ (B) öuõhUP ÷ÁÍõsø© TmkÓÄ Phß \[P® (C) |Pμ TmkÓÄ Á[QPÒ (D) öÁÎ|õmk Á[QPÒ
7. The International Cooperative Alliance [ICA] was founded in (A) Paris (B) Belgium (C) New Delhi (D) Chennai
£ßÚõmk TmkÓÄ {ÖÁÚ® G[S E¸ÁõÚx (A) £õ›ì (B) ö£À⯮ (C) ¦xiÀ¼ (D) ö\ßøÚ
8. The latest cooperative principles are (A) 5 (B) 6 (C) 7 (D) 8
uØ÷£õx EÒÍ TmkÓÄ öPõÒøPPÒ ö©õzu® GzuøÚ (A) 5 (B) 6 (C) 7 (D) 8
9. The word Bank is derived from the Greek word (A) Banque (B) Banka (C) Banker (D) Banks
Á[Q GßÓ ö\õÀ Q÷μUP ö©õÈ°ß G¢u ö\õÀ¼À C¸¢x GkUP¨£mhx (A) £õ[S³ (B) £õ[Põ (C) £õ[Pº (D) £õ[ì
037/DM/18 4
10. The primary functions of Banks are (A) accepting deposits and granting advances (B) social welfare programmes (C) collections of cheques (D) agency functions
Á[Q°ß •ußø©¯õÚ £oPÒ ¯õx (A) øÁ¨¦ {v vμmi Phß ÁÇ[SuÀ (B) \‰P |» vmh[PÒ (C) Põ÷\õø»PøÍ £n® BUSuÀ (D) •PÁº ö\¯À£õkPÒ
11. The main objectives of PAACS are (A) to issue short-term and medium-term loans to members (B) real estate loan (C) business loan (D) housing loan
öuõhUP ÷ÁÍõsø© TmkÓÄ Phß \[Pzvß •ußø©¯õÚ ÷|õUP[PÒ (A) EÖ¨¤ÚºPÐUS S¸Q¯ Põ» ©ØÖ® |kzuμ Põ» PhßPÒ ÁÇ[SuÀ (B) ©øÚ {»® \õº¢u PhßPÒ (C) ÁoP® \õº¢u PhßPÒ (D) Ãmk Á\v PhßPÒ
12. The expansion of LAMPS (A) Large-sized Adivasis Multi-Purpose Cooperative Societies (B) Long-sized Adivasis Multi-Purpose Cooperative Societies (C) Large-sized Adidravidar Multi-Purpose Cooperative Societies (D) Long-sized Adidravidar Multi-Purpose Cooperative Societies
÷»®¨ \[P[PÒ Gߣuß Â›ÁõUP® (A) ö£›¯ AÍÄ BvÁõ]PÒ £»÷|õUS TmkÓÄ \[P[PÒ (B) }sh AÍÄ BvÁõ]PÒ £»÷|õUS TmkÓÄ \[P[PÒ (C) ö£›¯ AÍÄ BvvμõÂhº £»÷|õUS TmkÓÄ \[P[PÒ (D) }sh AÍÄ BvvμõÂhº £»÷|õUS TmkÓÄ \[P[PÒ
5 037/DM/18 [Turn over 13. The scale of finance fixed by the Technical committee in the districts are examined and approved by the (A) State-level technical committee (B) National-level technical committee (C) Taluk-level technical committee (D) Concerned banks
©õÁmh AÍÂÀ, ©õÁmh AÍ»õÚ öuõÈÀ~m£ SÊÁõÀ {ºn¯® ö\´¯¨£k® £°º Phß AÍÄPøÍ \›£õºzx, J¨¦uÀ u¸Áx (A) ©õ{» AÍ»õÚ öuõÈÀ~m£ SÊ (B) ÷u]¯ AÍ»õÚ öuõÈÀ~m£ SÊ (C) Ámh AÍ»õÚ öuõÈÀ~m£ SÊ (D) A¢u¢u Á[QPÒ
14. The Tamilnadu State Apex Cooperative Bank was registered in the year (A) 1908 (B) 1907 (C) 1906 (D) 1905
uªÌ|õk ©õ{» uø»ø© TmkÓÄ Á[Q £vÄ ö\´¯¨£mh Bsk (A) 1908 (B) 1907 (C) 1906 (D) 1905
15. NABARD was established in the year (A) 1980 (B) 1981 (C) 1982 (D) 1983
|£õºk Á[Q ÷uõØÖÂUP¨£mh Bsk (A) 1980 (B) 1981 (C) 1982 (D) 1983
16. Current account deposits are not entitled to (A) cheque book (B) monthly statement (C) cash payments (D) interest
RÌPsh G¢u \¾øP |h¨¦ PnUS øÁzxÒÍÁºPÐUS QøhUPõx (A) Põ÷\õø» ¦zuP® (B) ©õuõ¢vμ-&PnUS ÂÁμ[PÒ (C) {v ö\¾zxuÀ (D) Ámi
037/DM/18 6
17. In a deposit account the relationship between bank and customer is (A) Bailor-Bailee (B) Debtor-Creditor (C) Principal-Agent (D) Trustee-Beneficiary
Cmk øÁ¨¦ PnUQÀ Á[QUS®, Cmk øÁ¨¦ uõμ¸US® EÒÍ EÓÄ GzuøP¯x (A) \μUS ö£ØÖ öPõÒ£Áº&\μUS J¨£øh¨£Áº (B) PhÚõÎ&PhÜ¢÷uõº (C) E›ø©¯õͺ&•PÁº (D) £õxPõÁ»º&£¯ÚõÎ
18. Garnishee order is issued by a (A) police officer (B) revenue officer (C) teacher (D) court of law
‘‘PõºÛæ’’ Bøn RÌPshÁºPÎÀ ¯õμõÀ ÁÇ[P¨£kQßÓx (A) PõÁÀ A¾Á»º (B) Á¸Áõ´ A¾Á»º (C) B]›¯º (D) }v©ßÓ®
19. As on date how many Banking Ombudsman have been appointed (A) 10 (B) 15 (C) 28 (D) 19
uØ÷£õx, GzuøÚ, Á[Q {¯ªUS® SøÓ wº¨£õͺPÒ [J¦mì÷©ß] {¯ªUP¨£mkÒÍÚº (A) 10 (B) 15 (C) 28 (D) 19
20. The Banking ombudsman scheme is introduced in the year (A) 1998 (B) 1997 (C) 1996 (D) 1995
Á[Q {¯ªUS® SøÓ wº¨£õͺ [J¦mì÷©ß] vmh® G¢u Bsk AÔ•P® ö\´¯¨£mhx (A) 1998 (B) 1997 (C) 1996 (D) 1995
7 037/DM/18 [Turn over 21. Crossing in a cheque (A) may be on the face or back of cheque (B) must always be between to parallel transvere line (C) must be on the face of cheque (D) can be cancelled by drawer as per Negotiable Instrument Act
Põ÷\õø» RÓÀ Gߣx (A) Põ÷\õø»°ß •P¨¦ £UP® AÀ»x ¤ß£UP® RÓÀ ö\´¯¨£mi¸US® (B) Cμsk \õ´ÁõÚ Cøn ÷PõkPÐUSÒ (C) Põ÷\õø»°ß •P¨¦ £UPzvÀ ©mk® (D) ©õØÖ•øÓ BÁn \mhzvß £i GÊx£ÁμõÀ }UP® ö\´¯¨£k®
22. In which of the following account overdraft facility is available (A) saving account (B) fixed account (C) current account (D) recurring account
÷©ÀÁøμ¨ £ØÖ Á\v ö£ØÓ Á[QU PnUS (A) ÷\ª¨¦ PnUS (B) {μ¢uμ PnUS (C) |h¨¦ PnUS (D) öuõhº PnUS
23. Introduction in opening accounts (A) no need (B) compulsory (C) discretionary (D) waived from year 2010
Á[Q°À PnUS xÁUS® ÷£õx AÔ•P¨£kzxuÀ Gߣx (A) ÷uøÁ°Àø» (B) Pmhõ¯® (C) ¸¨£® (D) 2010 B® BsiÀ C¸¢x }UP¨£mhx
24. A demand draft is issued by the banks to be valid for (A) 3 months (B) 6 months (C) 12 months (D) 15 months
Á[Q°À ÁÇ[P¨£k® Áøμ÷Áõø»°ß B²mPõ»® (A) 3 ©õu[PÒ (B) 6 ©õu[PÒ (C) 12 ©õu[PÒ (D) 15 ©õu[PÒ
037/DM/18 8
25. Who among the following is known as “Father of crop insurance” in India? (A) Dr. M.S. Swaminathan (B) Dr. Varghese Kurien (C) Prof. V.M. Dandekar (D) Dr. Dharan Narain
RÌPskÒÍÁºPÎÀ ¯õøμ £°ºPõ¨¥mk vmhzvß u¢øu GßÖ AøÇUQß÷Óõ®? (A) Dr. M.S. _Áõª|õuß (B) Dr. ÁºRì S›¯ß (C) ÷£μõ]›¯º. V.M. us÷hPº (D) Dr. uμs |õμõ¯ß
26. Which of the following loan not given by urban cooperative banks? (A) jewel loan (B) housing loan (C) salary loan (D) crop loan
RÌPsh G¢u ÁøP PhøÚ |Pμ TmkÓÄ Á[QPÒ ÁÇ[SÁx CÀø» (A) |øPU Phß (B) Ãmk Á\v Phß (C) \®£Í Phß (D) £°º Phß
27. SARFAESI, Act was enacted in the year (A) 2000 (B) 2001 (C) 2002 (D) 2003
SARFAESI, \mh® C¯ØÓ¨£mh Bsk (A) 2000 (B) 2001 (C) 2002 (D) 2003
28. Vaidyanathan committee’s report relates to revival of (A) Regional Rural Banks (B) Commercial banks (C) Private banks (D) Cooperative credit structure
øÁzv¯|õuß Pªmi G¢u Á[Q/Aø©¨ø£ ¦Úº Aø©UP Aø©UP¨£mhx (A) Ámhõμ FμP Á[QPÒ (B) ÁoP Á[QPÒ (C) uÛ¯õº Á[QPÒ (D) TmkÓÄ Phß Aø©¨¦PÒ
9 037/DM/18 [Turn over 29. Banks are required to periodically update KYC documents in respect of low risk customers (A) once in 15years (B) once in 10 years (C) once in 8 years (D) once in 2 years
Á[QPÒ ‘‘E[PÒ ÁõiUøP¯õͺPøÍ AÔuÀ’’ GßÓ öPõÒøP°ß Ai¨£øh°À ‘‘SøÓ¢u AÍÄ Chº’’ GßÖ ÁøP¨£kzu¨£mh ÁõiUøP¯õͺPøÍ GzuøÚ BskUS J¸•øÓ BÁn[PøÍ \›£õºUP ÷Ásk®. (A) 15 BskPÐUS J¸ •øÓ (B) 10 BskPÐUS J¸•øÓ (C) 8 BskPÐUS J¸•øÓ (D) 2 BskPÐUS J¸•øÓ
30. 97th Constitutional amendment, relates to cooperatives, came with effect from (A) 2010 (B) 2011 (C) 2012 (D) 2013
TmkÓÄ Aø©¨¦PÒ öuõhº£õÚ, 97Áx C¢v¯ Aμ]¯»ø©¨¦ v¸zu \mh® G¢u Bsk A©¾US Á¢ux (A) 2010 (B) 2011 (C) 2012 (D) 2013
31. The nature of charge created while advancing against LIC policies (A) assignment (B) lien (C) pledge (D) set off
LIC £õ¼]ø¯ ö£ØÖ öPõsk, Auß Ai¨£øh°À Phß ÁÇ[S® ö£õÊx Á[Q G¢u ÁøP¯õÚ ¤øn¨¤ß Ai¨£øh°À Phß ÁÇ[S® (A) J¨£øh¨¦ (B) E›ø© (C) öPõxøÁ (D) ÷|º ö\´uÀ
32. Branch licence for commercial banks is provided by (A) RBI (B) SBI (C) Central Government (D) State Government
ÁoP Á[QPÒ, QøÍPøÍ xÁ[S® ö£õÊx ¯õ›h® AÝ©v ö£Ó ÷Ásk® (A) C¢v¯ ›\ºÆ Á[Q (B) ì÷hm ÷£[U B¨ C¢v¯õ (C) ©zv¯ Aμ_ (D) ©õ{» Aμ_
037/DM/18 10
33. Which bank maintain Rural Infrastructure Development Fund [RIDF] (A) RBI (B) SBI (C) TNSC Bank (D) NABARD
Qμõ©¨¦Ó Pmhø©¨¦ Áͺa] {vø¯ [RIDF] £μõ©›US® Á[Q (A) C¢v¯ ›\ºÆ Á[Q (B) ì÷hm ÷£[U B¨ C¢v¯õ (C) uªÌ|õk ©õ{» uø»ø© TmkÓÄ Á[Q (D) |£õºk Á[Q
34. Loan against goods in godown as security comes under (A) Hypothecation (B) Pledge (C) Mortgage (D) Assignment
Qh[QÀ EÒÍ C¸¨¦PÐUS Phß ÁÇ[SÁx GzuøP¯x (A) Dkö\´uÀ (B) öPõxøÁ (C) Ah©õÚ® (D) J¨£øhÄ
35. DCCB can become a member of (A) TNSCB (B) PACCS (C) PCARDB (D) TNCU
©õÁmh ©zv¯ TmkÓÄ Á[Q, RÌPsh G¢u Á[Q°À EÖ¨¤ÚμõP •i²® (A) uªÌ|õk ©õ{» uø»ø© TmkÓÄ Á[Q (B) öuõhUP ÷ÁÍõsø© TmkÓÄ Phß \[P® (C) ¤μu© TmkÓÄ {»ÂÚ Á[Q (D) uªÌ|õk TmkÓÄ JßÔ¯®
36. What is the maximum amount the banking ombudsman can award as compensation? (A) 5 lakh (B) 10 lakh (C) 15 lakh (D) 20 lakh
Á[Q {¯ªUS® SøÓ wº¨£õͺ [K¦mì÷©ß], AvP£m\©õP GÆÁÍÄ öuõøPUS wº¨¦ ÁÇ[P •i²® (A) 5 C»m\® (B) 10 C»m\® (C) 15 C»m\® (D) 20 C»m\®
11 037/DM/18 [Turn over 37. Which among the following loan not given by PACCS? (A) crop loan (B) jewel loan (C) medium-term loan (D) long-term loan
RÌPsh G¢u PhøÚ öuõhUP ÷ÁÍõsø© TmkÓÄ Phß \[P[PÒ ÁÇ[SÁx CÀø» (A) £°º Phß (B) |øPUPhß (C) ©zv¯ Põ» Phß (D) }sh Põ» Phß
38. The minimum limit prescribed for RTGs transaction is (A) 1 lakh (B) 2 lakh (C) 3 lakh (D) 4 lakh
EhÚi ªßÚq £n£›ÁzvøÚ°ß SøÓ¢u£m\ £›ÁºzuøÚ öuõøP GÆÁÍÄ (A) 1 C»m\® (B) 2 C»m\® (C) 3 C»m\® (D) 4 C»m\®
39. The maximum limit prescribed for NEFT Transaction is (A) 1 lakh (B) 2 lakh (C) 5 lakh (D) no upper ceiling
÷u]¯ ªßÚq £n £›ÁºzuøÚ°ß [NEFT] AvP£m\ £›ÁºzuøÚ öuõøP GÆÁÍÄ (A) 1 C»m\® (B) 2 C»m\® (C) 5 C»m\® (D) AvP£m\ Á쮦 CÀø»
40. In Tamilnadu, how many minimum members are need to register a cooperative society (A) 10 (B) 15 (C) 20 (D) 25
uªÌ|õmiÀ J¸ TmkÓÄ \[Pzøu £vÄö\´¯ SøÓ¢u£m\® GzuøÚ EÖ¨¤ÚºPÒ ÷uøÁ (A) 10 (B) 15 (C) 20 (D) 25
037/DM/18 12
41. The own fund of a cooperative bank is (A) share capital (B) loans (C) deposit (D) saving account
TmkÓÄ Á[Q°ß ö\õ¢u {v Gߣx (A) £[S öuõøP (B) PhßPÒ (C) øÁ¨¦ öuõøP (D) ÷\ª¨¦ PnUS
42. Which among the following loan is not a Medium-Term loan —————. (A) Jewel loan (B) Milch-Animal loan (C) Dug-Well loan (D) Sheep-goat loan
RÌUPsh PhßPÎÀ ©zv¯ Põ» Phß AÀ»õu Phß Gx ————— (A) |øPUPhß (B) PÓøÁ ©õmkU Phß (C) QnÖ öÁmk® Phß (D) £miBk Phß
43. DCCB has not given loan to —————. (A) PACCS (B) Thrift societies (C) Weavers Societies (D) NGO
©õÁmh ©zv¯ TmkÓÄ Á[QPÒ RÌPsh G¢u Á[Q/Aø©¨¦US Phß ÁÇ[SÁx CÀø» ————— (A) öuõhUP ÷ÁÍõsø© TmkÓÄ Phß \[P® (B) £o¯õͺ TmkÓÄ ]UPÚ |õn¯ \[P[PÒ (C) ö|\Áõͺ TmkÓÄ \[P[PÒ (D) ußÚõºÁ Aø©¨¦PÒ
44. In which year central Land Mortgage bank established —————. (A) 1920 (B) 1922 (C) 1925 (D) 1929
G¢u Bsk ©zv¯ {» Ah©õÚ Á[Q ÷uõØÖÂUP¨£mhx. (A) 1920 (B) 1922 (C) 1925 (D) 1929
13 037/DM/18 [Turn over 45. What is the minimum and maximum members in self-help groups? (A) 10-20 (B) 12-24 (C) 15-25 (D) 17-27
J¸ _¯Eu SÊÂÀ EÒÍ SøÓ¢u£m\ ©ØÖ® AvP£m\ EÖ¨¤ÚºPÎß GsoUøP ————— (A) 10-20 (B) 12-24 (C) 15-25 (D) 17-27
46. What is the Minimum and Maximum members in Joint-Liability group —————. (A) 5-10 (B) 4-10 (C) 5-20 (D) 4-20
J¸ Tmk ö£õÖ¨¦ SÊÂÀ EÒÍ SøÓ¢u£m\ ©ØÖ® AvP£m\ EÖ¨¤ÚºPÎß GsoUøP —————. (A) 5-10 (B) 4-10 (C) 5-20 (D) 4-20
47. Multi-State Cooperative Societies Act was established in the Year —————. (A) 2000 (B) 2001 (C) 2002 (D) 2003
£» ©õ{» TmkÓÄ \[P[PÎß \mh® C¯ØÓ¨£mh Bsk (A) 2000 (B) 2001 (C) 2002 (D) 2003
48. Who has issued guidelines for know your customer principles [kyc] (A) GOI (B) RBI (C) State Government (D) Indian Bank’s Association
“E[PÒ ÁõiUøP¯õÍøμ AÔuÀ” GßÝ® Âv•øÓPÒ öuõhº£õÚ öPõÒøPPøÍ öÁΰkÁx ————— (A) C¢v¯ Aμ_ (B) C¢v¯ ›\ºÆ Á[Q (C) ©õ{μ Aμ_ (D) C¢v¯ Á[QPÒ \[P®
037/DM/18 14
49. Saving Bank accounts are generally opened by ————— (A) Individuals (B) Firms (C) Association (D) Partnership
÷\ª¨¦ PnUS ö£õxÁõP ¯õμõÀ xÁ[P¨£k® ————— (A) uÛ|£ºPÒ (B) {ÖÁÚ[PÒ (C) \[P[PÒ (D) Tmhõsø©
50. Credit risk to the bank is high from the ————— (A) Credit Card holders (B) Debit Card Holders (C) Saving Account holders (D) Current Account holders
RÌPsh G¢u ÁõiUøP¯õͺPÒ, Á[Qø¯ ö£õÖzuÁøμ AvP AÍÄ Phß Chº£õk öPõshÁºPÒ ————— (A) Q›im AmøhuõμºPÒ (B) öh¤m AmøhuõμºPÒ (C) ÷\ª¨¦ PnUSuõμºPÒ (D) |h¨¦PnUSuõμºPÒ
51. Section 6 of Negotiable Instrument Act, 1881 deals with ————— (A) Cheque (B) Promissory Note (C) Bill of Exchange (D) Stamp
©õØÖ•øÓ BÁna\mh®, 1881ß ¤›Ä--&6 Gøu¨£ØÔ SÔ¨¤kQßÓx ————— (A) Põ÷\õø» (B) EÖvö©õȨ£zvμ® (C) Esi¯À (D) •zvøμ
52. Banker’s Bank is —————. (A) NABARD (B) IMF (C) RBI (D) SBI
Á[QPÎß Á[Q GÚ SÔ¨¤h¨£kÁx ————— (A) |£õºk (B) I.G®.G¨ (C) C¢v¯ ›\ºÆ Á[Q (D) ì÷hm ÷£[U B¨ C¢v¯õ
53. The Maximum members in Cooperative Society —————. (A) 5 (B) 60 (C) 100 (D) No Limit
TmkÓÄ \[PzvÀ AvP£m\ EÖ¨¤ÚºPÎß GsoUøP (A) 5 (B) 60 (C) 100 (D) Áøμ¯øμ CÀø»
15 037/DM/18 [Turn over 54. The part of the computer that makes use of primary memory —————. (A) Storage unit (B) Central-Processing Unit (CPU) (C) Output devices (D) Key-Board
Po¨ö£õÔ°ß G¢u Aø©¨¦ •ußø© ÷\ª¨¦ P»ÚõP ÂÍ[SQßÓx ————— (A) ÷\ª¨¦ A»S (B) ø©¯&ö\¯»P® (C) öÁαk E£Pμn[PÒ (D) Âø\¨£»øP
55. Banks are to keep a close watch on large-size cash transactions [Debit/Credit] of amount —————. (A) 10 Lakhs and above (B) Above 8 Lakhs (C) 5 Lakhs and above (D) 3 Lakhs and above
Á[QPÒ, ö£›¯ AÍ»õÚ £n£›ÁºzuøÚPÒ öuõhº£õP G¢u öuõøPUS ÷©À |hUS® (£ØÖ/ÁμÄ)£›ÁºzuøÚPøÍ Tº¢x PsPõoUP ÷Ásk® ————— (A) 10C»m\® ©ØÖ® AuØS ÷©À (B) 8 C»m\zvØS ÷©À (C) 5 C»m\® ©ØÖ® AuØS ÷©À (D) 3 C»m\® ©ØÖ® AuØS ÷©À
56. Urban Cooperative Banks are controlled by —————. (A) RBI, NABARD (B) RBI, State Government (C) RBI (D) State Government
|Pμ TmkÓÄ Á[QPøÍ Pmk¨£kzxÁx —————. (A) C¢v¯ ›\ºÆ Á[Q, |£õºk (B) C¢v¯ ›\ºÆ Á[Q, ©õ{» Aμ_ (C) C¢v¯ ›\ºÆ Á[Q (D) ©õ{» Aμ_
57. The CRAR in banks ————— (A) 6% (B) 8% (C) 9% (D) 10%
ö\õzxUPÒ «uõÚ Chº ‰»uÚ ÂQu®, Á[QPÎÀ GzuøÚ \uÃu® C¸UP ÷Ásk® ————— (A) 6% (B) 8% (C) 9% (D) 10%
037/DM/18 16
58. A Collecting Bank gets statutory protection under (A) RBI Act (B) BR Act (C) Negotiable Instrument Act (D) Indian Contract Act
G¢u \mhzvß Ai¨£øh°À Á`¼US® Á[Q, \mh§ºÁ©õÚ £õxPõ¨ø£ ö£ØÖÒÍx ————— (A) C¢v¯ ›\ºÆ Á[Q \mh® (B) Á[Q JÊ[PõØÖ \mh® (C) ©õØÖ •øÓ BÁna\mh® (D) C¢v¯ J¨£¢u \mh®
59. The first Committee that gave its recommendations relating to mechanization of banking system ————— (A) Rangarajan Committee (B) Saraf Committee (C) Shree Committee (D) Narasimman Committee
Á[Q Aø©¨ø£ C¯¢vμ©¯©õUP ÷Ásk® GÚ •uß•u¼À AÔUøP AÎzu Pªmi°ß ö£¯º GßÚ ————— (A) μ[Pμõáß Pªmi (B) \μõ¨ Pªmi (C) ÿ Pªmi (D) |μ]®©ß Pªmi
60. The officer who issues a Notice under SARFAESI Act should be at least ————— (A) Branch Manager (B) Chief Manager (C) Assistant General Manager (D) Deputy General Manager
SARFAESI \mhzvß £i, ÷|õmjì ÁÇ[S® A¾Á»º G¢u uSv £øhzu A¾Á»μõP C¸UP ÷Ásk® ————— (A) QøÍ ÷©»õͺ (B) •ußø© ÷©»õͺ (C) Eu ö£õx ÷©»õͺ (D) xøn ö£õx ÷©»õͺ
61. The purchase amount is debited to the customers account immediately after the transaction in ————— (A) Debit card (B) Credit card (C) Charge card (D) Smart Card
RÌPsh G¢u Amøh°ß ‰»® ö\´¯¨£k® £n£›ÁºzuøÚ öPõÒ•uÀ ö\´uÄhß ÁõiUøP¯õÍ›ß PnUQÀ C¸¢x öuõøP £ØÖ ö\´¯¨£k® —————. (A) £ØÖ Amøh (B) ÁμÄ Amøh (C) \õºä Amøh (D) ì©õºm Amøh
17 037/DM/18 [Turn over 62. Pick the odd one (A) State Bank of India (B) Canara Bank (C) TNSC Bank (D) Indian Overseas Bank
RÌPshÁØÖÒ ö£õ¸¢uõu JßøÓ ÷uº¢öuk (A) ì÷hm ÷£[U B¨ C¢v¯õ (B) PÚμõ Á[Q (C) uªÌ|õk ©õ{» uø»ø© TmkÓÄ Á[Q (D) C¢v¯ß KÁºëì Á[Q
63. The expansion of CBS (A) Core Banking Solutions (B) Centralized Banking System (C) Core Borrowing Solutions (D) Core Banking Scheme
CBS Gߣuß Â›ÁõUP® (A) ø©¯ Á[Q wºÄ (B) ø©¯ ÷|õUS Á[Q vmh® (C) ø©¯ Phß wºÄ (D) ø©¯ Á[Q vmh®
64. Which can be taken as identity proof under KYC (A) Ration Card (B) PAN Card (C) Telephone Bill (D) Electricity Bill
“E[PÒ ÁõiUøP¯õÍøμ AÔuÀ” GßÓ öPõÒøP°ß Ai¨£øh°À RÌPsh G¢u BÁn[PøÍ ö\À»uUPuõP GkzxUöPõÒÍ»õ® (A) Sk®£ Amøh (B) Á¸©õÚ Á› {μ¢uμ PnUS Gs (C) öuõø»÷£] Pmhn Cμ^x (D) ªßPmhn Cμ^x
65. In 1980 ————— Major Banks were nationalised (A) 10 (B) 8 (C) 7 (D) 6
GzuøÚ ö£›¯ Á[QPÒ 1980 CÀ ÷u]¯©¯©õUP¨£mhÚ (A) 10 (B) 8 (C) 7 (D) 6
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66. Smallest storage unit of a computer is (A) Bit (B) Byte (C) Nibble (D) Pixel
PoÛ°ß ª\a]Ô¯ ÷\ª¨¦ A»S Gx (A) ¤m (B) ø£m (C) {¨¤Ò (D) ¤UìÀ
67. Money lent by a banker for one day is known as (A) Term money (B) Call money (C) Notice money (D) Instant money
Á[Q¯õÍμõÀ, £n® J¸ |õøÍUS PhÚõP ÁÇ[P¨£kÁuØS (A) Põ»® öuõhº£õÚ £n® (B) AøǨ¦ £n® (C) AÔ¨¦ £n® (D) EhÚi £n®
68. Which one is not a component of ATM (A) Key-pad (B) Cash Dispenser (C) Deposit slot (D) Calculator
RÌPsh Gx ATM Cß £Sv AÀ» (A) Âø\&£»øP (B) £n® Â{÷¯õP C¯¢vμ® (C) CmkøÁ¨¦ xÁõμ® (D) Po¨£õß
69. Section 18 of Banking Regulation Act 1949, deals with (A) CRR (B) SLR (C) Repo Rate (D) Interest Rate
¤›Ä 18, Á[Q JÊ[PõØÖa\mh® 1949 Gøu SÔ¨¤kQßÓx. (A) öμõUP øP°¸¨¦ ÂQu® (B) }º© Buõμ ÂQu® (C) öμ¨÷£õ ÂQu® (D) Ámi ÂQu®
19 037/DM/18 [Turn over 70. In a draft, the drawer is (A) Customer (B) Government (C) Banker (D) Business Enterprise
J¸ BÁnzvÀ, Áøμ£Áº/GÊx£Áº (A) ÁõiUøP¯õͺ (B) Aμ_ (C) Á[Q¯º (D) ÁoP {ÖÁÚ®
71. Cash credit facility is a (A) Fund based facility (B) Non-fund based facility (C) Both fund and non fund based (D) Credit facility
Põ_ Phß Á\v Gߣx (A) {v \õº¢u Á\v (B) {v \õμõ Á\v (C) {v ©ØÖ® {v \õμõ Á\v (D) Phß Á\v
72. Mortgage is ————— in the immovable property. (A) Transfer of title (B) Transfer of Interest (C) Pledge (D) Hypothecation
Ah©õÚ® Gߣx Aø\¯õ ö\õzvß (A) ö£¯º©õØÓ® (B) E›ø© ©õØÓ® (C) öPõxøÁ (D) Ah©õÚ®
73. The first pillar under BASEL II is (A) Market discipline (B) Disclosure norms (C) Capital adequacy (D) Supervisory review
÷£\À II, ÷Põm£õmiߣi •uÀ ys GßÖ Gøu AøÇUQ÷Óõ® (A) \¢øu JÊ[S (B) öÁΨ£kzx® öPõÒøPPÒ (C) ‰»uÚ ÷uøÁ (D) ÷©Ø£õºøÁ B´Ä
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74. The transaction limit using BHIM App is to ————— per transaction. (A) 10,000 (B) 15,000 (C) 20,000 (D) 25,000
¥® A¨Î÷Påß ‰»® AvP£m\©õP J¸ £›ÁºzuøÚ°À GÆÁÍÄ öuõøPø¯ £›©õØÓ® ö\´¯ C¯¾® (A) 10,000 (B) 15,000 (C) 20,000 (D) 25,000
75. In which year Rupay Kisan Credit Card [Rupay KCC] was launched to assist farmers (A) 2010 (B) 2011 (C) 2012 (D) 2013
ÂÁ\õ°PÐUS EuÄÁuØPõP ¹÷£ ÂÁ\õ¯ Phß Amøh vmh® G¢u Bsk AÔ•P® ö\´¯¨£mhx (A) 2010 (B) 2011 (C) 2012 (D) 2013
76. At present, How many District central cooperative Banks are functioning in Tamilnadu (A) 20 (B) 23 (C) 25 (D) 32
uØ÷£õx uªÇPzvÀ GzuøÚ ©õÁmh ©zv¯ TmkÓÄ Á[QPÒ ö\¯À£mk Á¸QßÓÚ (A) 20 (B) 23 (C) 25 (D) 32
77. Minor’s account can be opened in the guardianship of (A) Mother and Father (B) Mother (Or) Father (C) Grandmother (D) Elder Brother
CÍÁº PnUS xÁUS® ö£õÊx RÌPsh G¢u £õxPõÁ»º Ai¨£øh°À xÁUP •i²® (A) A®©õ ©ØÖ® A¨£õ (B) A®©õ AÀ»x A¨£õ (C) £õmi (D) ‰zu \÷Põuμº
21 037/DM/18 [Turn over 78. Who decodes the Base Rate (A) Ministry of Finance (B) RBI (C) Bank themselves (D) NABARD
Phß ÁÇ[SÁuØPõÚ Ai¨£øh Ámi ÂQuzøu ¯õº {ºn¯® ö\´QÓõºPÒ (A) {v Aø©a\P® (B) C¢v¯ ›\ºÆ Á[Q (C) Á[QP÷Í {ºn¯® ö\´uÀ (D) |£õºk
79. Kissan credit cards are issued to farmers (A) To withdraw money from ATM (B) To purchase farm equipments (C) To purchase agricultural implements on credit from dealers (D) To meet their cultivation needs and non-farm requirements, including purchase of inputs and other short-term requirements for allied activities
ÂÁ\õ°PÐUS Qåõß Phß Amøh ÁÇ[SÁuß ÷|õUP® (A) ATM C¯¢vμzvÀ C¸¢x £n® GkUP (B) ÂÁ\õ¯® \õº¢u E£Pμn[PÒ Áõ[P (C) •PÁºPÎhª¸¢x ÷ÁÍõs \õº¢u ö£õ¸mPøÍ Phß Ai¨£øh°À ö£ØÖ öPõÒÍ (D) ÂÁ\õ°PÎß £°º ö\´²® ÷uøÁPøͲ®, ÷ÁÍõs&\õμõ E£Pμn[PÒ öuõhº£õPÄ® Ckö£õ¸mPÒ EÒÎmh Cuμ S¸Q¯ Põ» ÷uøÁPøÍ {øÓÄ ö\´¯Ä® ÁÇ[P¨£kQßÓx
80. Maintenance of the following Books/Registers is not Compulsory for SHG (A) Minutes Book (B) Saving and Loan Register (C) Visitors Book (D) Member’s pass book
_¯Eu SÊÂÀ RÌPsh G¢u £v÷Ámøh Pmhõ¯©õP £μõ©›UP ÷Ási¯x CÀø» (A) wº©õÚ ¦zuP® (B) ÷©ª¨¦ ©ØÖ® Phß £v÷Ák (C) £õºøÁ¯õͺ¦zuP® (D) EÖ¨¤ÚºPÎß ÷\ª¨¦ ¦zuP®
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ROUGH WORK
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