ISSUE 120 May 2017 INDEX

Grow My Business 6th Edition 01 BASAL – Partnership with Beirut Traders Association in collaboration with MIT

Arab Economic Forum 2017 02 BASAL – Diamond Sponsor at the silver anniversary of the forum

Banking Executive Arab Awards 2017 03 Group – A new recognition at The Arab Banks Awards & Commendations of Excellence 2017

Women: Power of Purpose 04 BAEGY – Sponsoring the 4th Rotary District 2451 Conference

Arab Financial Inclusion Week 05 BAEGY – Spreading the Bank’s presence across Cairo and the Governorates

HDF Initiatives 06 BASAL – Retail collaborated with Hotel Dieu de France to celebrate Labor Day and Nurse Day

Celebrating Our Customers 07 BASAL – Customers rewarded for Labor Day and Nurse Day

Starting Off Strong 08 Odeabank – First quarter of 2017 ends with more growth

2 Bank of Basketball 09 Odeabank – Euroleague Basketball extends partnership with Odeabank

A Photographer’s Legacy 10 Odeabank – Exhibition of Legendary American Photographer, Harold Feinstein, at O’Art

Donating… It’s in Our Blood! 11 BASAL – Employees participate in a clothes donation and yet another blood drive

A Month Full of Memories 12 BASAL – Bank Audi’s Volunteer Program sets a new record number of volunteered hours

Discovering the South 13 BASAL – Employees go on an outing to 2 of Lebanon’s historic fortresses

All for One. One for All. 14 BASAL – CBC Gefinor staff participate in competitive team building games

15 Events & Sponsorships

16 Social Newsfeed

3 BASAL – PARTNERSHIP WITH BEIRUT TRADERS ASSOCIATION IN COLLABORATION WITH MIT

A press conference was held on May 31st, 2017, at Bank Audi Plaza – Bab Idriss, to launch the sixth edition of the “Grow My Business” competition, an initiative by the Beirut Traders Association (BTA), in collaboration with the MIT Enterprise Forum – Pan Arab Region, and in partnership with Bank Audi sal.

Building on the success of the 5 previous editions, the objective of the competition is, more than ever, to continue helping businesses expand and grow in the right direction.

This is achieved by inviting Lebanese entrepreneurs and SME owners to develop plans which will boost their businesses forward.

4 This year’s “Grow My Business” will take its selected jury who will accordingly choose the 5 regular course, but will be enhanced by exciting best candidates for a final assessment through a innovations which will be revealed at every stage of series of oral presentations. the competition and will undoubtedly add a touch of spice to it. In light of these enriching sessions, the jury will pronounce, in November 2017, the three winners Like every year, candidates can download the of the “Grow My Business 2017” competition application from the website: who will receive prizes of LBP 50,000,000, LBP growmybusiness.me, following which a jury 30,000,000 and LBP 15,000,000 respectively, all composed of prominent figures of the BTA, of the courtesy of Bank Audi. MIT Enterprise Forum – Pan Arab Region, and of Bank Audi will shortlist the top 15 candidates in Mr. Nicolas Chammas, Chairman of the Beirut August 2017. Traders Association, seized the opportunity to explain that “the purpose of this competition During the second stage of the competition, the is to give a tangible added value to small and 15 nominees will benefit from a two-day workshop medium-sized companies, to uplift the professional organised by experts and professors, and focused standards of the commercial sector as a whole, and on how to draft a successful business plan. The 15 to contribute to the sustainable development of business plans are then submitted to a carefully the national economy.”

5 Mr. Nicolas Chammas, Mr. Marc Audi, and Mrs. Hala Fadel

6 Mr. Marc Audi, General Manager Lebanon – Bank Audi sal, underlined that “Bank Audi’s involvement in “Grow My Business” is part of its solid conviction that SMEs are the engine of the Lebanese economy.”

He added: “By increasing the overall amount of rewards from LBP 50,000,000 to LBP 95,000,000, and by choosing to reward the first three winners instead of merely the first one, we have decided to give bigger opportunities and open even more horizons to participants.

This is yet another indicator that we spare no efforts to reward solid ideas and give them the chance to materialise and bloom.”

As for Mrs. Hala Fadel, Chair of the MIT Enterprise Forum – Pan Arab Region, she added: “MIT Enterprise Forum Pan Arab is happy to be partnering with BTA and Bank Audi on this sixth edition of the “Grow my Business” competition.

Over the years, this program has proven that Lebanese entrepreneurs have the will and passion to become success stories, not only locally but globally, and are determined to be agents of positive change in Lebanon.” 7 02 ARAB ECONOMIC FORUM 2017 BASAL – DIAMOND SPONSOR AT THE SILVER ANNIVERSARY OF THE FORUM.

Under the patronage of Lebanese Prime Minister The forum attracted a large number of senior H.E. Saad Al Hariri, Al-Iktissad Wal-Aamal organized officials, corporate banking and investment the “Arab Economic Forum” (AEF), in collaboration leaders, and experts from several Arab and foreign with the Central Bank of Lebanon, the Association countries. of Banks in Lebanon, and the International Finance This edition was particularly important as it comes Corporation (IFC) a member of the World Bank in light of the major challenges facing the region Group. and its economies, due to the political climate and security instability in some of the countries, This year was the 25th edition of the forum; so, on the decline in oil prices, the impact of economic May 2nd, 2017, the Silver Anniversary of the AEF growth, the investment climate, and the decline in was celebrated at the Phoenicia Hotel in Beirut. employment opportunities.

Bank Audi was a Diamond Sponsor at the AEF, This year’s edition of the AEF tackled issues of and our presence was marked with an impressive post-war economy and austerity; economic visions corporate stand equipped with an LED screen and the challenges of reform and investment; displaying images of Lebanese regions, and privatization, partnership, and the role of private reflecting the Bank’s innovative, technology-driven investment; and attracting funds as the role of image. The event was followed by a reception held banks and capital markets. at Villa Audi.

8 9 9 Mr. Wissam Fattouh, Mr. Mohamed Fayed, and Dr. Joseph Torbey 03 BANKING EXECUTIVE ARAB AWARDS 2017 GROUP – TWO NEW RECOGNITIONS AT THE ARAB BANKS AWARDS & COMMENDATIONS OF EXCELLENCE 2017

As we strive to be the best in the industry and 12, 2017, where Bank Audi Lebanon and Bank Audi to bring our customers top-of-the-line products Egypt were voted as the winner of distinct awards. and services, it always brings us great pride and pleasure to be rewarded for our efforts. The Arab Smart Bank, Excellence in IT Infrastructure & Protection Award was presented to Bank Audi Every year, the World Union of Arab Banks (WUAB) Lebanon. The award was handed to Dr. Imad Itani, organizes the Banking Executive Excellence Board Member and Head of Group Retail at Bank Awards, a prestigious annual awards distribution Audi, by Dr. Joseph Torbey, Chairman and General dinner, where top Arab Banks from the MENA Manager of WUAB, and Mr. Wissam Fattouh, region are recognized under specific categories; Secretary General of WUAB. selected bankers, ministers, and governors from Arab countries are also recognized during this Bank Audi Egypt received the Excellence in ceremony. Performance Enhancement Award. Mr. Mohamed Fayed, CEO and Managing Director of BAEGY, For 2017, The Arab Banks Awards and received the award on behalf of the Bank from Dr. Commendations of Excellence distribution Torbey and Mr. Fattouh. After receiving the award, ceremony was held at Pavillon Royal – Biel, on May Mr. Fayed said, “We are delighted to receive this

10 prestigious award, which reflects the significant development and efforts of Bank Audi’s business in the Egyptian market, coupled with our expansion strategy and our sustainability of outstanding performance.”

The awards distribution ceremony gathered over 700 prominent figures from Arab countries, among whom were finance ministers, central bank governors, and bank CEOs, along with leading experts in banking, economics, and finance.

Mr. Wissam Fattouh, Mr. Mohamed Fayed, and Dr. Joseph Torbey Once again, Bank Audi stands out and confirms its support to initiatives that promote Arab cooperation and achieve development for Lebanon and the region.

Mr. Wissam Fattouh, Dr. Imad Itani, and Dr. Joseph11 Torbey 04 WOMEN: POWER OF PURPOSE BAEGY – SPONSORING THE 4TH ROTARY DISTRICT 2451 CONFERENCE In yet another effort to support the community and Bank Audi was present at the conference through a worthy cause, Bank Audi Egypt sponsored the an outstanding branded lounge, promoting Audi 4th annual Rotary District 2451 Conference which Première Products and Services, with the attendance took place at the Steigenberger Al Dau Beach of Audi Première managers. Hotel, Hurghada. The Bank was also granted an award for its The conference, titled “Women: Power of participation in this year’s conference. Mr. Purpose”, was attended by H.E. Mrs. Ghada Walli, Mohamed Latif, Chief Institutional and Islamic along with a number of prominent Egyptian figures Banking Officer, received the award on behalf of and businesspersons. The conference addressed the Bank and gave a speech regarding Bank Audi’s many vital community service issues, specifically CSR role in Egyptian society. regarding the role of women in Egyptian community.

12 P.P. Abdel Monem El Sawy, Dr. Mayan Raslan, Mrs. Ghada Waly, and Mr. Mohamed12 Latif 05 ARAB FINANCIAL INCLUSION WEEK BAEGY – SPREADING THE BANK’S PRESENCE ACROSS CAIRO AND THE GOVERNORATES.

John F. Kennedy once said, “Economic growth All this considered, BAEGY had one of the without Social Progress lets the great majority of strongest activation programs at the AFIW, aiming the people remain in poverty, while a privileged to spread the Bank’s presence all across Cairo and few reap the benefits of rising abundance.” Governorates. The planned activation programs mainly involved presence schools and universities, In line with the Central Bank of Egypt to support events in branches, and activations in clubs and economic growth, they invited Banks to participate malls. in the Arab Financial Inclusion Week and since BAEGY is always keen about having a proactive Towards the end of the AFIW, BAEGY held a press role in the country we were one of the first banks conference in Dokki Main Branch and invited to develop a strong plan for the Financial Inclusion the youth, along with media representatives, to Week. participate in a banking simulation to have students learn about Banking from an early age which will Financial inclusion consists of delivering financial be reflected in the future because we will growthe services at affordable prices to disadvantaged and Bankable Society by doing such activations. low-income segments of society, as opposed to financial exclusion where such services are neither The banking simulation was developed to be a affordable nor available. simple tool to have students learn about banking and about the different products and services Furthermore, financial inclusion allows the Bank relating to retail banking in a fun yet informative to reach out to people across all social statuses in way. The press conference was headed by Mr. the country, in an effort to increase the size of the Mohamed Fayed, CEO and Managing Director of bankable society. BAEGY.

The latest statistics show that only 10% of the Mr. Fayed spoke about the Bank’s role in AFIW and Egyptian population uses banks, which reflects about its on-going plans for financial inclusion. He negatively on the economy. Therefore, having stressed that financial inclusion for BAEGY will be financial inclusion embedded in banking business an on-going strategic objective for the future, and practices increases the bankable society, and in not simply as an activation for AFIW. return, economic growth.

1313 P.P. Abdel Monem El Sawy, Dr. Mayan Raslan, Mrs. Ghada Waly, and Mr. Mohamed Latif 06 HDF INITIATIVES BASAL – RETAIL COLLABORATED WITH HÔTEL DIEU DE FRANCE TO CELEBRATE LABOR DAY AND NURSE DAY

Once again, Bank Audi collaborates with Hôtel stand, such as the selfie booth which was a big Dieu de France (HDF) to celebrate the efforts of the hit amongst employees and promotions showing hospital’s hardworking staff. the Bank’s appreciation to HDF and the strong relationship that combines the two institutions. On May 5, 2017, to celebrate Labor Day, Bank Audi’s Retail Department sent all HDF staff, who Then from May 8 till 12, 2017, for the event of are Bank Audi customers, bonsai trees to thank Nurses Day, the Retail Department offered 500 them and recognize their efforts at their jobs. sports bottles to all the nurses at HDF, along with 40 gift vouchers, to thank them for all these During the event, 10 randomly selected staff long shifts they’ve spent caring for the hospitals members won a weekend getaway for 2 at Beit patients. El Qamar, in addition to special activities at the

14 07 CELEBRATING OUR CUSTOMERS BASAL – CUSTOMERS REWARDED FOR LABOR DAY AND NURSE DAY

Under their umbrella of customer retention, the And that’s not all! On May 12, 2017, for the Retail Department went the extra mile again to occasion of Nurses Day, the Retail Department reward our loyal customers for just being that: our collaborated with branches again, and launched customers! the first Nurse Day initiative rolled out across 20 hospitals, to celebrate the special day. On May 1st, 2017, for the occasion of Labor Day, 97 customers with modest payrolls were randomly In order to strengthen their relationship with selected from across the Bank’s 78 branches, and nurses, branch employees visited these hospitals to were given an extra reason to celebrate the day. greet the nurses and offer them cosmetic bags ; as a result, 3,174 nurses’ day were brightened by this A few days before Labor Day, on April 27, 2017, initiative. the lucky winners were reimbursed one monthly installment of their Personal Loans. After all “it’s the thought that counts” and the Retail Department is constantly thinking of new The clients were so touched by this initiative, as ideas to show Bank Audi’s clients from all different not only did it ease their financials a bit, but also segments their appreciation. showed them how much the Bank cares for their welfare. Iasy w ver happy and I appreciated Additionally, the Retail Department, in collaboration the gesture so much and hope to with branches, distributed small souvenirs to the continue our good relationship in winning customers. the coming years. - a Satisfied Client 15 08 STARTING OFF STRONG ODEABANK – FIRST QUARTER OF 2017 ENDS WITH EVEN MORE GROWTH

Another year is rolling by and Odeabank clearly we offer, and provide added value to the Turkish plans on staying in the lead in 2017. economy despite the global conjunture that is full of uncertainties. This is signaled by it continuous and stable growth evident in the first quarter financial results. The financial results we obtained in the first quarter of 2017 are evidence that Odeabank is advancing After increasing its net profit by nearly 300 % in with the correct strategy.” 2016, the Bank celebrated the end of the first Mr. Özkaya also stated that they foresee the quarter with a 311.7% increase in net profits when possibility of more solid growth this year compared compared to the same period last year. to the last in regards to global markets, adding that growth-based policies might bring higher inflation This places current net profits at 93 million TL, total and interest rates on the long run. credits at 27.1 billion TL, deposits at 30.3 billion TL, and net assets at 39.5 billion TL. He described this year’s outlook of global markets saying, Inspite of fluctuations in foreign currencies, ambiguity in global markets, and stagnation during the referendum period in Turkey, Odeabank is proceeding towards its goals with confident steps. “THE CENTRAL BANK OF USA (FED) INCREASED INTEREST RATES AT THE END OF 2016, AND Hüseyin Özkaya, General Manager of Odeabank, CONTINUED THE GRADUAL INCREASE IN THE remarked that with 51 branches and 1676 FIRST QUARTER OF 2017 employees in 16 cities around Turkey, the Bank signaling the possibility of two more interest rate ranks 8th in terms of deposits and 9th in terms of increases this year. total assets among private banks in Turkey. While the growth-based fiscal policies feed the He went on to add, “We plan to make 2017 a appetite for risk, no negative effect has been year we further assert our position in the Turkish observed in the financial markets due to this path banking sector, diversify, and expand the services increased interest rates.

1616 The expectation that the improvement in the Mr. Özkaya, continued evaluating the Turkish growth outlook of developed economies will economy, emphasizing that the negative support the recovery of developing economies is developments and uncertainties experienced in taking effect in the world, in general. the country last year were factors that delayed the Despite the fluctuations in financial markets, the reform process, pointing out that quickly focusing monetary and fiscal policy stances in the developed on reforms in 2017 might accelerate Turkey’s economies support the gradual recovery in the potential growth in the coming years. global economy.” 09 BANK OF BASKETBALL ODEABANK – EUROLEAGUE BASKETBALL EXTENDS PARTNERSHIP WITH ODEABANK.

This May, Euroleague Basketball and Odeabank Turkish Champion of the 7DAYS EuroCup and won took their strong relationship even further with the a place in the Turkish Airlines Euroleague for this recent announcement of an extended partnership season. agreement marked by the launch of a unique charity initiative. Since then, Odeabank has successfully positioned itself as the “Bank of Basketball” in the region, and According to the new agreement, Odeabank shall hence, aligned itself with the excitement and values maintain its regional partnership with Euroleague that relate to this highly popular sport in Turkey. Basketball throughout the 2017-2018 Turkish Airlines Euroleague, ending with it being a global Those values became quite evident with this partner for the 2018 Turkish Airlines Euroleague partnership renewal, which also presented a Final Four in Belgrade, Serbia. uniquely entertaining philanthropic touch that was included in the 2017 Turkish Airlines Euroleague This partnership’s renewal was celebrated during a Final Four in Istanbul. ceremony at Odeabank’s head offices in Istanbul, where Mr. Jordi Bertomeu, President and CEO of Seeing as the Final Four teams of last season set this Euroleague Basketball, and Mr. Hüseyin Özkaya, century’s record of 80 3-point shots made among CEO of Odeabank, signed the agreement. them all, this year’s season gave the players great humanitarian motivation to break their last record. During the summer of 2016, Odeabank became a Euroleague Basketball partner after Istanbul club For every 3-point shot made by all the teams at Galatasaray Odeabank made history as the first the Final Four, Odeabank donated 333 euros to

18 Mr. Hüseyin Özkaya and Mr. Jordi Bertomeu be spent on refurbishing a public basketball court “Renewing this agreement with Odeabank, a true in Istanbul, that will take place in Küçükçekmece, supporter of our sport, is gratifying as it shows a neighborhood west of the Sinan Erdem Dome, that the Bank saw that our shared values served where all the Final Four games were played on May well during this first season together,” said Mr. 19 and 21, 2017. Bertomeu.

Mr. Özkaya said, “We are very pleased to “Also, those benefits to Odeabank clearly reach sponsor EuroLeague, the top European basketball beyond Turkey’s borders as it plans to be with us competition across the globe, for the second year. as a global partner at next season’s Final Four in As a dynamic and rapidly growing bank in Turkey, Belgrade.” we believe that this partnership makes an excellent contribution to our brand value, while giving us the opportunity to display our commitment to basketball and to Turkey.” 10 A PHOTOGRAPHER’S LEGACY ODEABANK – EXHIBITION OF LEGENDARY AMERICAN PHOTOGRAPHER, HAROLD FEINSTEIN, AT O’ART

This month, from May 16 to June 30, one of the According to Feinstein, the camera is a device which world’s legendary American photographers, Harold gives people a new eye and “sets them free”. Feinstein, exhibited his work at O’Art, Odeabank’s He has photographed the daily American life from art platform. the people’s simple and natural perspective.

Titled “Harold Feinstein – A Photographer’s He was most interested in the common crowds, not Legacy”, the exhibition featured some of his the splendor of American life or its celebrities; to best-known works on daily life in the USA from a him, the power of photography is that it artfully natural, simple, and human perspective. reflects the lives of common people with utmost sincerity. Feinstein’s exhibition is yet another one of Odeabank’s long list of initiatives that aim to offer Over the years, Feinstein has accumulated many the art community in Istanbul access to the world’s awards; his works span out over 60 years, reflecting prominent artists. the iconic Coney Island as a space of uninterrupted emotion and life. The exhibition of the New York artist, who was named among the most accomplished photographers in the world with his woks on the changes of daily routines in the USA from a simple perspective, was curated by Cosar Kulaksız.

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11 DONATING… IT’S IN OUR BLOOD! BASAL – EMPLOYEES PARTICIPATE IN A CLOTHES DONATION AND YET ANOTHER BLOOD DRIVE

At Bank Audi, we have gotten used to playing a locations in Beirut, Shtaura, Saida, Jounieh, and major role in the local community so much that Tripoli. volunteer work and personal donations have become embedded in our employees’ values. This expansion, with the efforts of generous employees, yielded 450 kilos of donated clothes, This May, the culture of donation continued as ever accessories, shoes, and bags. before at the Bank with 2 donation events taking place. Furthermore, for the third year running, Bank Audi collaborated with the Lebanese Red Cross and At the turn of every season, we got our employees organized a Blood Donation day at Zouk Branch in the habit of packing away their unwanted in Zouk Mikhael, Val de Zouk Center, on May 24, clothes, and donating them to the needy who 2017. would love to have them. This event served to raise awareness and motivate And so again, Bank Audi teamed up with several potential blood donors to support; as a result, 21 NGOs to offer employees this chance of helping generous employees voluntarily took part in this out the underprivileged citizens of our community. initiative and donated a total of 10 blood units, Moreover, this year, the clothes donation campaign helping save the lives of 30 people. expanded to all Lebanese regions, with drop off

2222 Employees donating blood at the blood drive

Volunteers supporting the donors

23 12 Regional Bab Idriss Volunteers group photo A MONTH FULL OF MEMORIES BASAL – BANK AUDI’S VOLUNTEER PROGRAM SETS A NEW RECORD NUMBER OF VOLUNTEERED HOURS

It is said that you cannot quantify love or care, but Needless to say, everyone in attendance, volunteers when it comes to volunteer work, you can at least and children alike, wished to repeat this bright day try! May 2017 witnessed a new record set by Bank again next year. Audi’s Volunteer Program: a total of 163 volunteers giving back over 600 hours to the community, the On the same empowering note, 12 of Bank Audi’s sum of time given by 2 departments and several volunteers committed to the Special Olympics Day branches. on May 14, 2017.

The first of the volunteering initiatives took place The games were organized by the Open Welfare on May 2nd and 11, 2017, when 3 employees Society – Saida at the Ahmad Mosbah Bizri Center, from Hadath Branch delivered an interesting and aiming to highlight the numerous achievements of interactive Injaz workshop entitled “Be a Leader” those with special needs, and to further encourage at the Public School for Girls in Kfarshima. them to believe in themselves and pursue their goals. Then, on May 7, 2017, it was time for the annual Walk with Al Younbouh, where 86 Bank Audi We move back to Beirut, where some of our volunteers and their families joined a group of 55 employees made it their business to spread smiles children with mental disabilities in this fun and among those who have lived and seen a lot. entertaining walk. So on May 14, 2017, 60 volunteers from Bab Idriss The volunteers gathered from Jounieh, Zouk, Branch partnered with different NGOs to take a Jbeil, Jounieh El-Chir, Ghazir, Ajaltoun, Jeita, Zouk group of 120 elderly to René Moawad Sanayeh Espace, Regional Management – Kesrouan, and Garden. CBC Zouk and Jbeil.

24 Regional Kesrouan and CBC Zouk group Photo

The day was spent playing games, sharing laughs, Finally, the volunteering month came to a warm and listening to a live band of volunteers play and fuzzy end at the Hot Chocolate Afternoon Arabic hits, while the elderly danced and sang with the children of Maison St. Vincent, on May along with them. 19, 2017.

Afterwards, the NGOs expressed their gratitude for A group of 38 volunteers from Sodeco, Sassine, the beautiful day and the amazing efforts of the Saifi, and Badaro branches made its way to Maison volunteers. St. Vincent – Filles de la Charité in Broumana, to The journey of our volunteers took on a melodic spend an afternoon of fun and games with 80 twist on May 15, 2017, as 17 volunteers helped children from the center. host the first Balsam Jazz concert at the Residence des Pins. The Volunteer Program’s band played live music to the kids; the children were then served hot Who are Balsam? They are a group of doctors, chocolate and snacks, and got to play different nurses, social workers, psychologists, and clinical board games with the volunteers. At the end, the pharmacists who provide palliative care at home volunteers surprised the kids with 80 movie tickets. for no charge to all patients, regardless of gender, age, nationality, or social background.

As such, our volunteers helped them run a smooth and organized event, which featured a cocktail followed by a 22-member orchestral concert to raise funds and awareness for their cause.

25 13 DISCOVERING THE SOUTH BASAL – EMPLOYEES VISIT 2 OF LEBANON’S HISTORIC FORTRESSES

On May 21st, 2017, 140 employees and family before they headed to the final destination. members of Bank Audi Lebanon gathered in front Finally, the last stop during the day was in Rachaya; of the Plaza building, excited to take part in the the participants visited the great fortress, and springtime outing organized by the Community toured the old souks, after which the Mayor of Club. Rachaya Al-Wadi offered Bank Audi’s employees a trophy in honor of Mr. Raymond Audi. The buses set out from Beirut at 8 a.m. towards their first destination, Shkif Fortress, also known as As always, the feedback following such outings Beaufort Castle, a Crusader fortress in Nabatieh, is positive. The participants enjoyed discovering 2 South Lebanon. of Lebanon’s historical fortresses, along with the rejuvenating hike. After that, the employees went on a one-hour hike in Ibl El-Saqi, accompanied by a municipality They also commented on how lovely it was to responsible, who provided the attendants with gather out of the office, as it brings them together details about the reserve, which was established as friends and not just as colleagues. with the help of the UN.

Following the hike, the group stopped by a local restaurant to have lunch and regain their energy

26 Employees hiking Ibl26 El-Saqi Group photo at Rashaya Al-Wadi

27 Employees hiking Ibl El-Saqi Group photo of employees at the hike CBC Gefinor employees at the team-building event ALL FOR ONE. 14 ONE FOR ALL. BASAL – CBC GEFINOR STAFF PARTICIPATE IN COMPETITIVE TEAM-BUILDING GAMES On May 20, 2017, Bank Audi Lebanon’s CBC After that, the exciting parts started, with Gefinor’s staff headed out to the Riviera Hotel, members splitting into 2 teams, Green and Blue, Beirut, to take part in a special team-building event, that competed against each other in different organized by the HR Department. The activity games. The games included human minesweeper aimed to strengthen team spirit and promote and blind-fold trust exercises, both aimed at healthy competition among the participating encouraging group efforts, memory building, and colleagues. out-of-the-box thinking. In the end, the Green team won the gold. The morning started out with a fun Q&A session among the employees, to break the ice, warm All in all, the day was a huge success; it boosted them up, and acquaint them with amusing, team spirit and closeness among the employees unknown details about each other. that will hopefully reflect positively on their day-to- day interactions with each other at work. They answered questions about everything, from favorite colors and food, to hobbies and general Furthermore, such team-building activities are interests. Afterwards, the employees were tested to proof that the Bank’s culture is centered around see how they perceived one another’s personalities, Human Capital, with a firm belief in giving which offered insight into the image they projected employees healthy and fun outlets to unleash their at work. true potentials.

The next activity was a “human timeline”, which After this entertaining half-day, the employees of aimed at better understanding each participant’s CBC Gefinor left feeling rejuvenated and admitted background at Bank Audi; every employee gave a that they advise all other departments to follow in brief history of how they reached this point in their these footsteps. careers. 2828 15 EVENTS AND SPONSORSHIPS

29 May 2 3 May Open Day LU, Hadath USEK Festival de la Cuisine

May 3 Jounieh Festival Press Conference May 4 to 6 Lebanese Diaspora Energy Forum, Beirut

May 4 Open Day LIU, Beirut May 4 & 5 Open Day LIU (Future Trends in Technology) 6 & 7 May Nazareth Kermess 7 May Tripoli Bikeathon

May 9 Open Day LU, Bekaa

May 8 Open Day Islamic University May 10 Open Day LU, Fanar

May 15 May 10 to 12 Open Day AUT, Tripoli Imagine Cup Microsoft May 15 Balsam Gala Dinner May 15 Euromoney Conference 2017

May 16 May 17 Scouts de l’Independence ESA Job Fair

May 24 Step Together Gala Dinner

May 20 & 21 Young Professionals Congress

May 23 SME Roadshow, Bekaa 32 May 19 May 20 & 21 Open Day St. Famille, Batroun AUB Outdoors

May 22 Daraj Al Yassouyieh

May 22 Tamanna Gala Dinner

May 26 & 27 Porsche Test Drive May 23 Open Day LU, Nabatieh 33 16 SOCIAL NEWSFEED

34 Bank Audi Cards

POST 1 POST 2 POST 3 With your Eurozone Titanium Card, you Protect yourself from piracy and enjoy a Travel with your Visa Signature Card can shop your favorite trends around safe online shopping experience with the to benefit from access to VIP lounges, Europe and get billed in Euro without Embark Card! concierge service, luxury hotel any currency exchange fee! collections and many more exclusive perks!

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35 Bank Audi Lebanon

POST 1 POST 2 POST 3 إستعمل بطاقة Visa Debit 24/7 عىل آلت ال Bank Audi was the Gold Sponsor of سافر وتسىل بالصيفية تل�بح سفرة بالشتوية! ألنك ت the “Arab Economic Forum” in its 25th POS، أو Contactless بكل نقاط البيع ل�بح تنكة edition. This year’s forum focused on لما تستعمل بطاقة Visa إنت ومسافر هالصيفية ن زب�ين بآخر ايَار! the region’s strategic and economic فيك تربح 3000 د.أ. لرحلتك الشتوية الجاية! للمزيد تطبق شال�وط أوالحكام challenges in the presence of prominent من المعلومات: goo.gl/WU37bt Arab and Lebanese figures. Our presence was marked by our stand which caught the attention of all attendants, mirroring the Bank’s new brand identity as innovative and technology-driven.

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36 Spring Account

POST 1 POST 2 POST 3 Happy Labor Day to all of you out there It’s almost summer and nature is awake “Education is the most powerful working hard to make it big! again! Gather your friends and enjoy weapon which you can use to change Lebanon’s best views on a hiking trip! the world.” – Nelson Mandela. You can visit Chouwein, Yahchouch, Good luck on your finals! Deir El Amar! Any favorites? Let us know in the comments!

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37 THE ONE GROUP TEAM

Jad Ibrahim, Saria Beainy, & Rachel Obeid Internal Communications Samar Khoury & Bassam Antoun Copywriters Corine Mouawad Graphic Designer

CONTRIBUTORS Niovi Daoud Communications Lebanon Noha Shaker Communications BAEGY Maria Samara Retail Lebanon Işil Oruk Communications Odea Bank Tracy Nehme CSR Amale Khoury HR Lebanon Mike Chamieh HR Lebanon