Bdo Kabayan Dollar Savings Account Requirements
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Philippine Rating Services Corporation (Philratings)
PRESS RELEASE RATING NEWS December 16, 2019 The Pioneer Domestic Credit Rating Agency EastWest Bank Gets High Credit Rating East West Banking Corporation (EastWest Bank), the banking arm of the Filinvest Group, was assigned an issuer credit rating of PRS Aa plus (corp.) by Philippine Rating Services Corporation (PhilRatings). The rating has a Stable Outlook. An Issuer Credit Rating is a measure of the general creditworthiness of a company over a one year period. A company rated PRS Aa (corp.) differs from the highest rated corporates only to a small degree, and has a strong capacity to meet its financial commitments relative to that of other Philippine corporates. The plus further qualifies the assigned rating within the “Aa” rating level. A Stable Outlook, on the other hand, indicates that the rating is likely to be maintained or to remain unchanged in the next 12 months. The issuer credit rating takes into consideration EastWest Bank’s clearly-defined and well- executed growth strategy; its ability to compete in its chosen market; the favorable outlook for domestic consumer credit despite economic headwinds in 2018; and the bank’s strong shareholders and highly- experienced management. The issuer credit rating assigned by PhilRatings is based on available information and projections at the time that the rating review was performed. PhilRatings shall continuously monitor developments relating to EastWest Bank, and may change the rating at any time, should circumstances warrant a change. As a domestic universal bank (unibank), EastWest Bank provides a wide range of financial services to consumer and corporate clients. These services include deposit-taking, loan and trade finance, treasury, trust services, credit cards, cash management, custodial services, insurance services and leasing and finance. -
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C O V E R S H E E T for AUDITED FINANCIAL STATEMENTS SEC Registration Number 2 9 3 1 6 C O M P A N Y N A M E R O B I N S ON S BANK CORPORATI ON AND SUBSI D I ARY PRINCIPAL OFFICE ( No. / Street / Barangay / City / Town / Province ) 1 7 t h Fl o o r , G a l l e r i a Co r p o r a t e Ce n t e r , EDSA c o r n e r O r t i g a s A v e n u e , Qu e z o n Ci t y Form Type Department requiring the report Secondary License Type, If Applicable 1 7 - A C O M P A N Y I N F O R M A T I O N Company’s Email Address Company’s Telephone Number Mobile Number www.robinsonsbank.com.ph 702-9500 N/A No. of Stockholders Annual Meeting (Month / Day) Fiscal Year (Month / Day) 15 Last week of April December 31 CONTACT PERSON INFORMATION The designated contact person MUST be an Officer of the Corporation Name of Contact Person Email Address Telephone Number/s Mobile Number Ms. Irma D. Velasco [email protected] 702-9515 09988403139 CONTACT PERSON’s ADDRESS 17th Floor, Galleria Corporate Center, EDSA corner Ortigas Avenue, Quezon City NOTE 1 : In case of death, resignation or cessation of office of the officer designated as contact person, such incident shall be reported to the Commission within thirty (30) calendar days from the occurrence thereof with information and complete contact details of the new contact person designated. -
Frequently Asked Questions on What Is Pesonet?
Frequently Asked Questions on What is PESONet? PESONet is a new electronic fund transfer service that enables customers of participating banks, e- money issuers or mobile money operators to transfer funds in Philippine Peso currency to another customer of other participating banks, e-money issuers or mobile money operators in the Philippines. It is more inclusive platform for Electronic Fund Transfers which will make G2B(Government-to- Business) and G2C(Government-to-Consumer) payments more practical, convenient, fast, and secure. What is the purpose of PESONet? Through PESONet, businesses, government, and individuals will be able to conveniently pay or transfer funds from their account to one or multiple recipient accounts in other financial institutions. PESONet is the perfect alternative to the still widely used paper-based check system. What are the features of PESONet? What are the uses of PESONet? How does PESONet work? Customers instruct their financial institution to send credit instructions to other financial institutions via online banking, mobile banking or over-the-counter transaction. They need to provide the payees’ financial institution, account number, and amount. The credit instruction is transmitted by the financial institution to the clearing switch operator, which currently is the Philippine Clearing House Corporation (PCHC). The funds are settled in the respective financial institutions demand deposit accounts held in Bangko Sentral ng Pilipinas (BSP) through BSP’s Philippine Payments and Settlement System (PhilPaSS). Upon settlement, the beneficiary’s or payee’s financial institution will credit the payee's account. How long does it take to transfer funds via PESONet? The availability of funds to the receiving account shall depend on the facility used to carry out your transaction. -
Electronic Fund Transfers Your Rights
ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES Indicated below are types of Electronic Fund Transfers we are capable of handling, some of which may not apply to your account. Please read this disclosure carefully because it tells you your rights and obligations for the transactions listed. You should keep this notice for future reference. Electronic Fund Transfers Initiated By Third Parties. You may authorize a third party to initiate electronic fund transfers between your account and the third party’s account. These transfers to make or receive payment may be one-time occurrences or may recur as directed by you. These transfers may use the Automated Clearing House (ACH) or other payments network. Your authorization to the third party to make these transfers can occur in a number of ways. For example, your authorization to convert a check to an electronic fund transfer or to electronically pay a returned check charge can occur when a merchant provides you with notice and you go forward with the transaction (typically, at the point of purchase, a merchant will post a sign and print the notice on a receipt). In all cases, these third party transfers will require you to provide the third party with your account number and bank information. This information can be found on your check as well as on a deposit or withdrawal slip. Thus, you should only provide your bank and account information (whether over the phone, the Internet, or via some other method) to trusted third parties whom you have authorized to initiate these electronic fund transfers. -
Telenet Opens Your World Annual Report 2005 Internet Customers (000S) Telephony Customers (000S) Revenue (In Million Euro) EBITDA (In Million Euro - US GAAP)
THE MULTIPLE FACETS OF GROWTH Telenet opens your world Annual Report 2005 Internet customers (000s) Telephony customers (000s) Revenue (in million euro) EBITDA (in million euro - US GAAP) 624 364 737,5 330,6 528 286 681,1 299,6 235 413 230,1 187 181 502,3 301 307,1 82,6 196 104 172,3 85 -18,6 2000 2001 2002 2003 2004 2005 2000 2001 2002 2003 2004 2005 2001 2002 2003 2004 2005 2001 2002 2003 2004 2005 Internet customers (000s) Telephony customers (000s) Revenue (in million euro) EBITDA (in million euro - US GAAP) Total iDTV boxes sold 624 364 Capital Expenditure (in million euro - US GAAP) Total debt / EBITDA ratio 737,5 18 330,6 528 16.8 286 200,5 681,1 16 299,6 100,000 235 176,7 413 14 230,1 187 181 502,3 141,5 12 301 10 307,1 82,6 Telenet in a nutshell 100,4 196 104 8 6.72 172,3 67,4 6 4.96 85 3.85 4 -18,6 2 2000 2001 2002 2003 2004 2005 2000 2001 2002 2003 2004 2005 2001 2002 2003 2004 2005 2001 2002 2003 2004 2005 Aug 05 Sept Oct Nov Dec Jan 06 0 2001 2002 2003 2004 2005 2002 2003 2004 2005 Internet customers (000s) Telephony customers (000s) Revenue (in million euro) EBITDA (in million euro - US GAAP) Total iDTV boxes sold 624 Capital ExpenditureFinancial (in million euro364 - US GAAP) Total debt / EBITDA ratio Consortium GIMV 18 737,5 330,6 528 4.00% 9.69% 286 Other 16.8 681,1 299,6 200,5 (0.3% Suez and 0.3% banks) 16 100,000 235 413 Interkabel 176,7 230,1 Mixed 187 14 4.15% 502,3 intercommunales181 141,5 12 301 & Electrabel 16.50% 10307,1 82,6 196 104 100,4 8 6.72 172,3 6 85 67,4 4.96 3.85 -18,6 Free float 4 Liberty Global 43.91% -
Trust Division, 3F Eastwest Corporate Center, 5Th
EASTWEST BANKING CORPORATION > Your dream Our focus < EASTWEST PESO MONEY MARKET FUND KEY INFORMATION AND INVESTMENT DISCLOSURE STATEMENT For the Quarter 30 June 2015 FUND FACTS Net Asset Value per Unit Classification: Peso Money Market P1,242.1114 (NAVPU): Launch Date: 1 March 2007 Total Fund NAV: P288.313 million Min. Initial Investment: P100,000.00 Dealing Day: Daily, up to 12 noon Next banking day from date Min. Additional Investment: P0.00 Redemption Settlement: of redemption Min. Holding Period: None Early Redemption Charge: Not Applicable Applicable Tax: 20% Final Tax Valuation: Marked-to-Market FEES Trustee Fee: Custodianship Fee: External Audit Fee: Other Fees: 0.2500% p.a. 0.0000%* 0.0000% 0.0000% EastWest Bank – Trust Division HSBC SGV *Ratio of expense to the quarter’s average daily net asset value. INVESTMENT OBJECTIVE AND STRATEGY The Fund aims to provide its participants with enhanced yields for their short-term liquidity needs by investing in a portfolio of bank deposits and BSP Special Deposit Accounts with maximum time to maturity of twelve months. It aims to outperform the 3-month Philippine Dealing System Treasury Interpolated Rate PM (PDSI-R2). CLIENT SUITABILITY A client profiling process should be performed prior to participating in the Fund to guide the prospective investor if the Fund is suited to his/her investment objectives and risk tolerance. Clients are advised to read the Declaration of Trust/Plan Rules of the Fund, which may be obtained from the Trustee, before deciding to invest. The Fund is suitable for investors who: Have a conservative risk appetite Are looking for current income over an investment time horizon of at least thirty days KEY RISKS AND RISK MANAGEMENT You should not invest in this Fund if you do not understand or are not comfortable with the accompanying risks. -
Country Diagnostic: Philippines
Philippines BETTERTHANCASH COUNTRY DIAGNOSTIC ALLIANCE Empowering People Through Electronic Payments July 2015 Development Results Focused Research Program Country Diagnostic: Philippines by James Hokans, Bankable Frontier Associates Philippines BETTERTHANCASH COUNTRY DIAGNOSTIC ALLIANCE Empowering People Through Electronic Payments July 2015 Development Results Focused Research Program Country Diagnostic: Philippines by James Hokans, Bankable Frontier Associates BETTERTHANCASH ALLIANCE Empowering People Through Electronic Payments INTRODUCTION TO THE BETTER THAN CASH ALLIANCE The Better Than Cash Alliance (the Alliance) is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to drive inclusive growth and reduce poverty. Shifting from cash to digital payments has the potential to improve the lives of low-income people, particularly women, while giving governments, companies and international organizations a more transparent, time- and cost-efficient, and often safer means of making and receiving payments. We partner with governments, companies, and international organizations that are the key drivers behind the transition to make digital payments widely available by: 1. Advocating for the transition from cash to digital payments in a way that advances financial inclusion and promotes responsible digital finance. 2. Conducting research and sharing the experience our members to inform strategies for making the transition 3. Catalyzing the development -
This Document Was Downloaded from Duplication Or Reproduction Is Allowed
This document was downloaded from www.psbank.com.ph. Duplication or reproduction is allowed. Please do not modify its content. Document Classification: PUBLIC COVER SHEET 15552 SEC Registration Number P H I L I P P I N E S AV I N G S B A N K (Company’s Full Name) P S B a n k C e n t e r , 7 7 7 P a s e o d e R o x a s c o r n e r S e d e ñ o S t r e e t , M a k a t i C i t y (Business Address: No. Street City/Town/Province) Leah M. Zamora 845-8888 (Contact Person) (Company Telephone Number) 1 2 3 1 1 7 - A Month Day (Form Type) Month Day (Fiscal Year) (Annual Meeting – To be Announced) (Secondary License Type, If Applicable) Markets and Securities Regulation Department Dept. Requiring this Doc. Amended Articles Number/Section Total Amount of Borrowings 1,455 Total No. of Stockholders Domestic Foreign As of March 31, 2020 To be accomplished by SEC Personnel concerned File Number LCU Document ID Cashier S T A M P S Remarks: Please use BLACK ink for scanning purposes. This document was downloaded from www.psbank.com.ph. Duplication or reproduction is allowed. Please do not modify its content. Document Classification: PUBLIC SEC Number 15552 FILE Number PHILIPPINE SAVINGS BANK (COMPANY’S NAME) PSBank Center 777 Paseo de Roxas cor. Sedeño St., Makati City (COMPANY’S ADDRESS) 8885-82-08 (TELEPHONE NUMBER) DECEMBER 31 (FISCAL YEAR ENDING MONTH & DAY) SEC FORM 17-A (FORM TYPE) December 31, 2019 (PERIOD ENDED DATE) Government Securities Eligible Dealer (SECONDARY LICENSE TYPE AND FILE NUMBER) This document was downloaded from www.psbank.com.ph. -
1623400766-2020-Sec17a.Pdf
COVER SHEET 2 0 5 7 3 SEC Registration Number M E T R O P O L I T A N B A N K & T R U S T C O M P A N Y (Company’s Full Name) M e t r o b a n k P l a z a , S e n . G i l P u y a t A v e n u e , U r d a n e t a V i l l a g e , M a k a t i C i t y , M e t r o M a n i l a (Business Address: No. Street City/Town/Province) RENATO K. DE BORJA, JR. 8898-8805 (Contact Person) (Company Telephone Number) 1 2 3 1 1 7 - A 0 4 2 8 Month Day (Form Type) Month Day (Fiscal Year) (Annual Meeting) NONE (Secondary License Type, If Applicable) Corporation Finance Department Dept. Requiring this Doc. Amended Articles Number/Section Total Amount of Borrowings 2,999 as of 12-31-2020 Total No. of Stockholders Domestic Foreign To be accomplished by SEC Personnel concerned File Number LCU Document ID Cashier S T A M P S Remarks: Please use BLACK ink for scanning purposes. 2 SEC Number 20573 File Number______ METROPOLITAN BANK & TRUST COMPANY (Company’s Full Name) Metrobank Plaza, Sen. Gil Puyat Avenue, Urdaneta Village, Makati City, Metro Manila (Company’s Address) 8898-8805 (Telephone Number) December 31 (Fiscal year ending) FORM 17-A (ANNUAL REPORT) (Form Type) (Amendment Designation, if applicable) December 31, 2020 (Period Ended Date) None (Secondary License Type and File Number) 3 SECURITIES AND EXCHANGE COMMISSION SEC FORM 17-A ANNUAL REPORT PURSUANT TO SECTION 17 OF THE SECURITIES REGULATION CODE AND SECTION 141 OF CORPORATION CODE OF THE PHILIPPINES 1. -
The Determinants of Bank's Profitability in Ghana, The
The Determinants of Bank’s Profitability in Ghana, The Case of Merchant Bank Ghana Limited (MBG) and Ghana Commercial Bank (GCB) By Anthony Kofi Krakah & Aaron Ameyaw Henrik Sällberg (Supervisor) Master’s Thesis in Business Administration, MBA programme 2010 Table of Contents Table of Contents ............................................................................................................................................ i ABSTRACT ...................................................................................................................................................... v ACKNOWLEDGEMENT ........................................................................................................................................ vi CHAPTER ONE ............................................................................................................................................... 1 1.0 INTRODUCTION ...................................................................................................................................... 1 An overview of the banking industry in Ghana ..................................................................................................... 3 1.2 Background of the banks ......................................................................................................................... 6 Global Banking Industry .................................................................................................................. 12 Statement of the problem .......................................................................................................................... -
RESTRICTED WT/TPR/S/298 16 April 2014 (14-2369) Page
RESTRICTED WT/TPR/S/298 16 April 2014 (14-2369) Page: 1/105 Trade Policy Review Body TRADE POLICY REVIEW REPORT BY THE SECRETARIAT GHANA This report, prepared for the fourth Trade Policy Review of Ghana, has been drawn up by the WTO Secretariat on its own responsibility. The Secretariat has, as required by the Agreement establishing the Trade Policy Review Mechanism (Annex 3 of the Marrakesh Agreement Establishing the World Trade Organization), sought clarification from Ghana on its trade policies and practices. Any technical questions arising from this report may be addressed to Jacques Degbelo (tel.: 022 739 5583) and Catherine Hennis-Pierre (tel.: 022 739 5640). Document WT/TPR/G/298 contains the policy statement submitted by Ghana. Note: This report is subject to restricted circulation and press embargo until the end of the first session of the meeting of the Trade Policy Review Body on Ghana. This report was drafted in English. WT/TPR/S/298 • Ghana - 2 - CONTENTS SUMMARY ........................................................................................................................ 7 1 ECONOMIC ENVIRONMENT ........................................................................................ 10 1.1 Major Features of the Economy .................................................................................. 10 1.2 Recent Economic Developments.................................................................................. 13 1.3 Developments in Trade and Foreign Direct Investment .................................................. -
A Financial and Operational Analysis of Banco De Oro
Presented at the DLSU Research Congress 2015 De La Salle University, Manila, Philippines March 2-4, 2015 A Financial and Operational Analysis of Banco De Oro Lore-Anne Cadsawan1, Patrick Caoile2,*, John Disuanco3, Renz Garcia4, Janel Tumpalan5, Sean Wu6 and Mycah Yao7 De La Salle University 2401 Taft Avenue, Manila *Corresponding Author: [email protected] Abstract: Banco De Oro Unibank, Inc. (BDO) is one of the universal banks in the Philippines that was a product of a merger which made it unprecedented in size and scale in the Philippine banking industry. It offers a variety of services, ranging from the traditional lending and deposit-taking to foreign exchange, brokering, and corporate cash management. It is currently majority owned by the SM Group of Companies, which is headed by business tycoon, Mr. Henry Sy, who is considered the richest man in the Philippines. As of June 30, 2014, in terms of assets and loans, it is ranked number one in the universal and commercial bank group. With this, BDO should be able to compete to uplift its reputation with the increase in competition and constant penetration of international banks. The financials and operations of the bank must be examined to determine if it still has a competitive advantage over the increasing number of international banks in the Philippines. To examine BDO's performance in the financial side, a thorough financial ratio analysis is done. To study where the bank is in terms of its operations side, the SWOT Analysis and Porter’s Five Forces Model will be used. The financial ratios show that in terms of resources, gross customer loans, deposit liabilities, capital funds and net income, BDO is doing well and improving as all the figures are increasing.