T a R I F F for Fees and Commissions
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T A R I F F for fees and commissions of UniCredit Bulbank AD applicable to INDIVIDUALS in force since September 14th, 2015 TABLE OF CONTENT: Chapter Page І. Accounts ……………………………………………………………………………………………………………………. 3 ІІ. Cash operations ………………………………………………………………………………………………………….. 3 ІІІ. Transfers ………………………………………………………………………………………………………………….. 4 ІV. Cheques ………………………………………………………………………………………………………………….. 6 V. Documenatry operations ……………………………………………………………………………………………...… 7 VІ. Bank Guarantees ………………………………………………………………………………………………………… 8 VІІ. Loans ………………………………………………………………………………………………………………...…… 9 VІІІ. Cards …………………………………………………………………………………………………………………….. 10 ІХ. Securities and Custody …………………………………………………………………………………………………. 11 Х. Bank Packages. Modula Programme ………………………………………………………………..………………… 11 XI. Order Execution and Trancaction Services ………………………………………………...………………………… 12 XII. Registration Agent Services …………………………………….……………………………………………………… 13 ХIIІ. Miscellaneous …………………………………………………………………………………………………………… 14 General Provisions ………………………………………………………………………………………………………….. 15 Art. Price І. Accounts Product / Service BGN EUR 1 Current, deposit, saving, donation and other accounts 1.1. opening of current accounts 2.50 2.50 1.2. opening of joint accounts 12 6 1.3. closing of current and joint accounts 12 6 2 Maintanance and servicing of current accounts Maintanance and servicing of current accounts, including statements on demand by 2.1. client in the bank's offices or monthly statements delivery by electronic way: 2.50 2.50 Maintanance and servicing of current accounts, including monthly statements delivery 2.2. to postal address: 5.00 3.50 with possibility for express receipt on paper of documents and information for 2.3. operations and balances + 1.5 EUR + 1.5 EUR 2.4. maintanance and servicing of joint accounts 10 5 3 Opening, maintenance and closing of term deposit and donation accounts free free 4 Opening of saving accounts 2 2 5 Maintenance of saving accounts 5.1. with balance over required minimum free free 5.2. with balance under required minimum 3 1.50 6 Closing of saving accounts 12 6 Closing of special saving product “At a bargain” 0.5% on the amount, 6.1 0.5% on the amount, min. .5 min. 10 7 Opening, maintenance and closing of accounts with special regime upon agreement upon agreement 7.1. Opening of account under condition 10 5 8 Blocking 3.00 2.00 Notes: 1. Fees as per art. 2. are collected on monthly basis and upon closing the account. 2. For bloking is submitted a writen notice by account's holder/attorney. 3. Fees as per art. 1.3; art. 6; art. 6.1. are not applicable in the event that the account has been opened more than 12 months before the date of closure. II. Cash operations Product / Service BGN EUR 1. Cash deposits in case of the depositor is account holder of the accouts in which is cash deposited the 1.1. free free amount in case of the depositor is not account holder of the accouts in which is cash deposited 1.2. 0,30%, min. 3 0,30%, min. 15 the amount 2. Cash withdrawal 2.1. up to BGN 2 000/EUR 1 000 inclusive 0,10%, min. 1 0,10%, min. 1 over BGN 2 000/EUR 1 000 2.2. 0,50%, max 600 0,50%, max 600 (for the part exceeding BGN 2 000/EUR 1 000) 3. Other cash operations 3.1. Counting coins (in BGN only) 1,5%, min. 5 3.2. Exchange of damaged notes 6%, min. 10 6%, min. 10 3.3. Collection of damaged notes 4%, min. 10 4%, min. 10 4. Collection and transportation of cash by arrangement by arrangement Notes: 1. The amount of the commission on cash transactions is calculated on the total amount of the cash transactions within the working day for cash deposits to and cash withdrawals from each account separately. 2. The commission under art. 3.1. is due for counting more than 10 coins irrespective of their amount and is collected additionally to the commission as per art. 1. 3. Cashin to deposits, saving and donation accounts, and also repayment of UCB loans in BGN and foreign currency are free. In case of repayments in favour of UniCredit Consumer Financing the commission would be BGN 1.00 for each transaction. 4. The commission under art.2 is collected in case of premature withdrawal of deposit account, including withdrawal in a curency - diferent of the acount's curency . Notes: 5. The commission under art.2 is collected for withdrawal of amounts in a curency that is diferent of the acount's curency, in case that the transaction is going on "non-cash" rate of exchange. 6. The commission under art.2 is collected on the withdrawn amount in the currency of the cash operation, not in currency of the account. 7. The commission under art. 1.2.: - is collectable in case of cash deposit by a non-account holder in an account in the Bank of another individual or legal entity (incl. State Budget) and it is determined by the currency of the deposited amount, regardless the account currency. - is not collected in case of a family relationship (father, mother, son, daughter, grandmother, grandfather, sister, brother, grandchildren, husband, wife), verified by declaration. - is not applicable for local transfers of cash deposited funds to State Budget by multi-row payment order. (in case of local transfers of cash deposited funds to State Budget by multi-row payment order is applicable art. 3.1.2.”Transfer of cash deposited funds at Bank`s cashier” under section III. Transfers and Direct debit. Money Gram.) III. Transfers and Direct debit. Money Gram Product / Service BGN EUR 1. Incoming local transfers in BGN free 2. Single outgoing local transfer in BGN 2.1. Internal transfers 2.1.1. non-cash payment 2.1.1.a) paper order 1.20 2.1.1.b) electronic order 0.55 2.1.1.c) between different accounts of one and the same accountholder free 2.2. via BISERA 2.2.1. non-cash payment 2.2.1.a) paper order 2.20 2.2.1.b) electronic order 1.20 2.2.2. transfer of cash deposited funds 0,50%, min. 6 2.3. via RINGS 2.3.1. non-cash payment 2.3.1.a) paper order 18 2.3.1.b) electronic order 14 2.3.2. transfer of cash deposited funds 0,50%, min. 20 2.4. UniCoRecT transfers 0.30 3. Local transfers to State Budget by multi-row payment order 3.1. Internal transfers 3.1.1. non-cash payment 1.50 3.1.2. transfer of cash deposited funds 0,30%, min. 6 3.2. via BISERA 3.2.1. non-cash payment 3 3.2.2. transfer of cash deposited funds 0,50%, min. 6 3.3. via RINGS 3.3.1. non-cash payment 30 3.3.2. transfer of cash deposited funds 0,50%, min. 40 4 Utility payments and Standing orders 4.1. Registration/cancellation fee 4.1.1. in branch 2.50 4.1.2. through channel free 4.2. Transactional fee 4.2.1. Utility payments (Automatic internal transfers) 0.25 4.2.2. Single utility payment 4.2.2.a) Cash payments 0.55 4.2.2.b) From account in bank branch 1.20 4.2.2.c) From account through channel 0.25 4.2.3. Standing orders 4.2.3.a) between different accounts of one and the same accountholder in the bank free free 4.2.3.b) Internal standing orders in BGN 0.55 4.2.3.c) Interbank transfer (outgoing) in BGN 1.20 According to the Chapter III. Art. 4.2.3.d) Internal standing orders in FC 9.1.2. According to the Chapter III. Art. 4.2.3.e) Outgoing cross-border standing orders 6.1.b 5. Local Direct Debit 5.1. Initiation 5.1.1. paper order 2.20 5.1.2. electronic order 5.1.2.a) against an account with another bank 1.80 5.1.2.б) against an account with the Bank 1.12 5.2. Payment 5.2.1. Internal transfers 0.75 5.2.2. via BISERA 2.50 5.2.3. via RINGS 18 6. Outgoing cross-border transfers and transfers in foreign currency 6.1. TOM value date (1 working day) 6.1.a) paper order 0,22%, min. 22, max 375 6.1.b) electronic order 0,15%, min. 15, max 300 6.2. SAME DAY value date 6.2.a) paper order 0,30%, min. 30, max 450 6.2.b) electronic order 0,22%, min. 22, max 375 Outgoing cross-border transfer and transfer in foreign currency with a clause "other 6.3. banks charges - for applicant's account" - (additional fee) up to EUR 2 500 or its equivalent in other currency, as well as payments in USD or 6.3.1. CAD in favour of a beneficiary's account in the USA or Canada (regardless of the 15 amount) 6.3.2. from EUR 2 500 to EUR 12 500 or its equivalent in other currency 30 6.3.3. over EUR 12 500 or its equivalent in other currency 45 6.4. Urgent processing upon customer's request – additionally 6.4.a) urgent execution of a payment order submitted within the cut off time 30 6.4.b) execution of a payment order submitted after the cut off time 60 6.5. Incorrect/ insufficient payment data - additionally 15 6.6. Inquiry/tracer 30 6.7. Amendment/ cancellation of a transfer order 45 as per application 7. Money Gram - express international transfers - fees for outgoing transfers Application 1 8. Incoming cross-border transfers, executed with SAME DAY value date 8.1.1. up to EUR 50 000 inclusive 0,1%, min. 7 8.1.2. over EUR 50 000 0,07%, min. 45, max. 100 8.2. Paid in cash Cash commission paid by the beneficiary in case of BEN/SHA clauses (The expenses 8.2.1.