Wafa GZARA Assistant Professor of Finance & Insurance (PhD)

Coordinator of College (Girl’s Section) Supervisor Department of Economics & Finance College of Islamic Economics and Finance (CIEF) - Umm Al-Qura University (UQU) - Mecca – KSA

Nationality: French & Tunisian E-mail: [email protected]

Biography

She completed her primary and secondary education in Tunis. She received a bachelor of Finance in 2003 from ESSEC (University of Tunis). She then moved to , where she continued her studies of Master's degree in Finance & Insurance and then she has got a PhD of Business in 2014 from the University of Paris 10 (France).

Began her career in university teaching as a Lecturer at the University of Paris 10, She has intervened in many academic institutions in France and , among them the University of Versailles (France) and Universities of Tunis and Sousse (Tunisia). Appointed in 2011 as an assistant professor of Finance & Insurance at the (Tunisia). She joined the faculty of Economics and Islamic Finance (University of Umm Al-Qura - Mecca) in 2015.

Her research interests relate to the Impacts of Implicit options and guaranties of life insurance contracts under “Solveny II”. She produced through this, many research articles published as well as participating in many international seminars.

Academic Qualifications

 PhD in Business “ Finance & Insurance” – University of Paris 10 – France (2014)

 Master’s Professional in Economics engineering - University of Cergy – France (2007)

 Master’s degree in Finance & Insurance - University of Cergy – France (2004)

 Bachelor in Banking & Finance – ESSEC - University of Tunis – Tunisia (2003)

Academic Appointments

 Assistant Professor - College of Economics and Islamic Finance - Umm Al-Qura University - Mecca – KSA (Since 2015)

 Assistant Professor - IHEC Sousse – University of Sousse – Tunisia (2012 – 2015)

 Assistant – ESC – – Tunisia (2011)

 Lecturer – University of Paris 10 – France (2005 – 2007) Administrative Positions

 Coordinator of College (Girl’s Section) – CIEF (Since 2016)  Supervisor of Department of Finance & Department of Economics - CIEF (Since 2016)  Member of the Accreditation committee – CEIF (Since 2016)  Member of the Curriculum Committee of Bachelor “Finance” (Since 2015)  Member of the organization committee of Welcome Days Conference (2016) College of Islamic Economics and Finance (CIEF) - Umm Al-Qura University (UQU) - KSA

 Member of the Curriculum Committee of Bachelor “Finance” (2012 - 2015) IHEC Sousse – University of Sousse – Tunisia (2012 – 2015)

Teaching

Postgraduate

 Principles of Islamic Finance Visiting lecturer – ISG Sousse– University of Sousse -Tunisia (2014 – 2015)

 Principles of Islamic Finance Visiting lecturer at the Higher Institute of Business Administration of Sousse (2012 - 2015)

Undergraduate

 Principles of Finance – Public Finance - Risk & insurance (Since 2015) Assistant Professor - College of Economics and Islamic Finance - Umm Al-Qura University - Mecca – KSA

 Banking – Finance (2012 – 2015) Assistant Professor - IHEC Sousse – University of Sousse – Tunisia

 Insurance – Reinsurance (2013 – 2014) Visiting Assistant Professor - Faculty of Economic Sciences & Management of Mahdia – University of Monastir

 Finance – Financial decisions (2011) Assistant – ESC – University of Sfax – Tunisia

 Management Analytics - Financial Management - Portfolio Management - Direct and Indirect Taxation (2008 – 2011) Visiting Assistant Professor – Higher Institute of management – University of Tunis

 International Finance - Management Accounting (2005 – 2007) Lecturer – University of Paris 10 – France

 Econometrics Finance (2005 – 2007) Visiting lecturer – University of Evry Val d’Essonne - France

 International Finance - Management Accounting – Statistics (2005 – 2007) Visiting lecturer – University of Versailles - France Research Interests

 Islamic insurance – “Takaful”  Islamic Finance  Life & non-life Insurance

Research Activities (Publications & Conferences)

 Member of Reviewers Committee, “The 1st International Conference on Islamic Banking & Finance”, College of Islamic Economics and Finance -Umm Al-Qura University - 6 & 7 March 2016 – KSA.

 Impacts of Solvency II on life insurance contracts, Publication Under revision, 2016

 “The rising interest in insurance rates is it a real danger ?”, Published in Risk Magazine, September 2011 - France

 “The fair value of minimum guaranteed of life insurance contract”, International conference on Management, Hammamet 2010 - Tunisia

 “The fair value of life insurance contract », International Conference on Finance and Development Strategies, Sousse 2010 – Tunisia.

 Participation at the Conference “Best Estimate in life insurance”, Actuaries Institute, SEPIA, November 2009

 Participation at the First ERMII Research Workshop, ISFA, University of Lyon 1, 7 June 2007

Membership in Academic Associations/Centers

 Member of center for studies and research on organizations and strategy - University of Paris 10 – France (Since 2005)

 Member of International Association of Students of Economic and Business Science. Vice- President in charge of projects (1999 – 2003)

Research Students

 Master: Higher Institute of Business Administration of Sousse - University of Sousse

 Master research: University of Paris 10 – France

Others:

Member of the Organizing Committee of the Mediterranean Games - (OCMG) - 2001