TOP 100 LOAN HOLDERS Sorted by Number of Borrowers in Repayment FY 2018 Default Rates

LID Name City State Default Borrowers Borrowers in Rate in Default Repayment 897577 U.S. DEPT OF EDUCATION/2009-2010 LPCP WASHINGTON DC 4.5 649 14260

899577 U.S. DEPT OF ED/2008-2009 LPCP WASHINGTON DC 4.3 266 6096

833253 DEUTSCHE BANK ELT NAVIENT & SLM TRUSTS RESTON VA 4.0 85 2107

824573 US BANK ELT EFS FINANCE CO & AFFIL. LINCOLN NE 3.9 48 1203

829077 WELLS FARGO ELT NAVIENT STU LN TRST MINNEAPOLIS MN 4.4 51 1147

809921 PNC BANK, NA PITTSBURGH PA 6.7 44 656

829769 UTAH STATE BOARD OF REGENTS SALT LAKE CITY UT 4.7 16 336

834554 M&T BANK ELT PHEAA TRUSTS 2012-1 HARRISBURG PA 5.2 12 227

834351 WELLS FARGO ELT EDUCATION LOAN FINANCE I MINNEAPOLIS MN 12.9 27 208

807037 COLLEGE FOUNDATION ELT SEAA RALEIGH NC 2.7 4 144

828863 MISSOURI HIGHER EDUCATION LOAN AUTH CHESTERFIELD MO 3.1 4 127

833669 UNION BANK & TRUST ELT NAT'L ED LNS NETW LINCOLN NE 16.9 21 124

810148 PNC BANK PITTSBURGH PA 4.4 5 112

833934 WELLS FARGO BANK ELT NELNET TRUST LINCOLN NE 9.1 10 109

898577 US DEPT OF ED/2007-2008 STPP WASHINGTON DC 7.3 7 95

899982 STUDENT LOAN MARKETING ASSOCIATION RESTON VA 0.0 0 95

831846 BANK OF AMERICA, NA KANSAS CITY MO 0.0 0 95

819873 TRUIST BANK RICHMOND VA 1.0 1 92

826688 KENTUCKY HIGHER ED STUDENT LOAN COR LOUISVILLE KY 10.5 9 85

822717 NEW MEXICO EDUC ASST FOUNDATION ALBUQUERQUE NM 11.3 9 79

899986 SLM ECFC RESTON VA 0.0 0 75

834544 BANK OF TEXAS ELT NTHEA FORT WORTH TX 5.3 4 75

811304 TRUIST BANK RICHMOND VA 11.9 8 67

828476 UTAH STATE BOARD OF REGENTS SALT LAKE CITY UT 3.1 2 64

833733 BNY MELLON ELT COLLEGE LOAN CORP LAS VEGAS NV 7.8 5 64

825585 MICHIGAN HIGHER EDUCATION STUD LOAN LANSING MI 13.1 8 61

833806 US BANK ELT BHEA CINCINNATI OH 11.5 6 52

833948 WELLS FARGO ELT EDSOUTH MINNEAPOLIS MN 8.0 4 50

833963 US BANK ELT ACAPITA EFC CINCINNATI OH 4.4 2 45

833016 SC STUDENT LOAN-2013-1 RES COLUMBIA SC 6.8 3 44

833895 US BANK ELT NELNET MGMT CORP-1 & AFF. LINCOLN NE 4.7 2 42

888577 US DEPT OF ED/COND DISB DSCHRGS UTICA NY 7.5 3 40

888882 SLMA/SLS JACKSONVILLE FL 0.0 0 40

819598 RTC FLORIDA FED % M. SWEET & ASSOC TEMPE AZ 0.0 0 39

818611 UNIVERSITY OF WISCONSIN CU MADISON WI 2.5 1 39 826351 ILL DESIGNATED ACCOUNT PURCHASE PR DEERFIELD IL 18.9 7 37

834071 NAVIENT CREDIT FINANCE CORP. RESTON VA 2.7 1 36

833193 S C STUDENT LOAN (96 RES) COLUMBIA SC 5.7 2 35

813760 KEY BANK NA CLEVELAND OH 0.0 0 35

888885 NAVIENT CREDIT FINANCE CORP. RESTON VA 0.0 0 34

815678 US BANK SPOKANE WA 0.0 0 33

808047 HSBC BANK USA, NA BUFFALO NY 3.0 1 33

830731 NOTRE DAME CREDIT UNION NOTRE DAME IN 3.1 1 32

834170 WELLS FARGO ELT EDSOUTH MINNEAPOLIS MN 9.3 3 32

830351 SC STUDENT LOAN CORP (10 RES) COLUMBIA SC 6.4 2 31

826966 ALASKA SLC (ACPE) JUNEAU AK 6.6 2 30

808851 DEUTSCHE BANK ELT ACCESS GROUP NEW YORK NY 3.3 1 30

825659 OKLAHOMA STUDENT LOAN AUTHORITY OKLAHOMA CITY OK 10.7 3 28

830492 ASSOCIATED BANK NA STEVENS POINT WI 10.7 3 28

808190 TEACHERS FCU HAUPPAUGE NY 0.0 0 27

828614 CSLF C/O EDUCATION SOLUTION PARTNERS CLEVELAND OH 3.8 1 26

833128 SC STUDENT LOAN CORPORATION COLUMBIA SC 0.0 0 26

833307 S C STUDENT LOAN (08 RES) COLUMBIA SC 3.8 1 26

833529 US BANK ELT NORTHSTAR EAGAN MN 4.0 1 25

832994 NEW HAMPSHIRE HIGHER ED LOAN CORP CONCORD NH 4.0 1 25

828924 AES/PHEAA HARRISBURG PA 16.0 4 25

830344 WELLS FARGO ELT MHESAC HELENA MT 12.0 3 25

807929 DEUTSCHE BANK ELT SLC TRUST NEW YORK NY 4.3 1 23

829771 TCF NATIONAL BANK MINNEAPOLIS MN 0.0 0 21

834539 M & T TRUST CO. ELT PHEAA TRUST HARRISBURG PA 4.7 1 21

834523 CONDUIT KHESLC LOUISVILLE KY 0.0 0 20

830075 VSAC EDUCATION LOAN FINANCE PROGRAM WINOOSKI VT 10.0 2 20

828577 RHODE ISLAND STUDENT LOAN AUTHORITY WARWICK RI 5.0 1 20

827825 IOWA STUDENT LOAN LIQUIDITY CORP WEST DES IA 10.5 2 19 MOINES 833752 M&T BANK ELT ALL STUDENT LOAN CORP MANHATTAN CA 0.0 0 18 BEACH 805149 WELLS FARGO ELT TTEE LELA MINNEAPOLIS MN 0.0 0 17

826878 CITIBANK ELT STUDENT LOAN CORP SIOUS FALLS SD 0.0 0 17

830248 UTAH STATE BOARD OF REGENTS/STNF SALT LAKE CITY UT 5.8 1 17

803000 JPMORGAN CHASE BANK, NA COLUMBUS OH 0.0 0 16

833751 M&T BANK ELT ALL STUDENT LOAN CORP LOS ANGELES CA 0.0 0 16

822907 RTC CENTRUST % M. SWEET & ASSOC TEMPE AZ 0.0 0 16

834455 M&T BANK ELT ECMC GROUP HARRISBURG PA 0.0 0 15

826509 ARKANSAS STUDENT LOAN AUTHORITY LITTLE ROCK AR 6.6 1 15

801890 US BANK NA ST PAUL MN 0.0 0 14 834571 U.S. BANK NA ELT MHEAC CINCINNATI OH 0.0 0 14

833456 US BANK ELT NHELP II INC LINCOLN NE 14.2 2 14

811303 TRUIST BANK RICHMOND VA 0.0 0 14

802176 BANK OF AMERICA, NA KANSAS CITY MO 0.0 0 14

830628 IDAPP DEERFIELD IL 0.0 0 14

834416 US BANK ELT BARCLAYS CINCINNATI OH 23.0 3 13

831143 FLORIDA FEDERAL SAVINGS BANK ST. PETERSBURG FL 0.0 0 13

816386 BANK OF NORTH DAKOTA BISMARCK ND 0.0 0 13

808877 PNC BANK PITTSBURGH PA 0.0 0 13

830694 US BANK NA ST PAUL MN 0.0 0 12

827866 COLLEGEINVEST DENVER CO 0.0 0 11

834378 ZIONS FNB ELT NATIONAL EDUCATION DENVER CO 27.2 3 11

834097 WELLS FARGO ELT NTHEA, INC. MINNEAPOLIS MN 10.0 1 10

817846 CORUS BANK STUDENT LOAN TRUST DEERFIELD IL 0.0 0 10

832095 BANK OF TX ELT PANHANDLE PLAINS HEA FT. WORTH TX 20.0 2 10

834466 CONDUIT CITIBANK ELT SLC NEW YORK NY 0.0 0 10

826910 COMMUNITY FIRST CREDIT UNION APPLETON WI 0.0 0 8

816376 TINKER FEDERAL CREDIT UNION MIDWEST CITY OK 0.0 0 8

833921 MASSACHUSETTS ED FINANCING BOSTON MA 0.0 0 8

834237 SALLIE MAE BANK MURRAY UT 12.5 1 8

833405 US BANK ELT ED LOANS INC ABERDEEN SD 0.0 0 8

831495 BANK OF AMERICA, NA KANSAS CITY MO 0.0 0 8

808857 JPMORGAN CHASE BANK, NA COLUMBUS OH 0.0 0 7

808258 US BANK NA ST. PAUL MN 0.0 0 7

803264 FIFTH THIRD BANK CINCINNATI OH 0.0 0 7

802913 US BANK NA ST. PAUL MN 0.0 0 7