Report to the Community Issue Number 32, Fall 2013 Singing ‘n Swinging to Build our Funds In this issue

60 Minutes Plants Seed for Working Dogs Fund in Mind of Donor ...page 5 Deborah Hall Deborah Bob Steacy presenting the proceeds from “Hit ‘n Giggle Food Fore! Thought” golf tournament to Executive Director, Tina Bailey.

In these days of electronic fundraising And what did Terry Harris do to more enthusiastic golfers at the Amherstview — crowd funding and so on, using Twitter than double the balance in the fund? He Golf Club and raised $7,000 for the and other social media there are still lots organized a concert by Blues musician Food First Fund this past August. Local Bereaved Teens Learn of traditional and effective approaches Danny Brooks, a friend who has had Bob notes that “Raising money in that connect people with people, build personal experience of incarceration. this economy is difficult and it’s to Live with Grief upon collaboration, and are fun. This past The duo worked wonders, and brought the understandable that local organizations ...page 7 year three Community Foundation for total of the fund up to $11,500. As Danny that depend upon donations are struggling Kingston & Area funds have benefited Brooks said about Terry, “He’s a dynamo as well, and deserving of the proceeds from three different strategies. who believes in the power of positive of small events (but big results) like thinking, has a very strong faith and the ‘Hit ‘n Giggle.’” The Terry Harris Endowment Fund he is an overcomer.” You can be sure that is dedicated to supporting families who this fund will grow and grow. For more The golf was complemented with have a member who is or has been information about the fund go to entertainment by Billy Bridger and, in incarcerated in prison. The fund will http://bit.ly/1gxket2 Bob’s words, “a fantastic roast beef buffet.” support activities that strengthen family Philanthropy can be fun! connections, ameliorate the barriers to From the Blue to the Green: The team at BMO Nesbitt Burns Inc. successful transition from the prison That has to be golf! environment to the outside, is helping to grow The Larry Clayton education, etc. The CFKA Regina Rosen Food First Fund Endowment Fund established by the Shoreline Shuffle Helps Create benefitted from what has become Bob Clayton Family in memory of the late Awareness of Importance The fund has already supported the Steacy’s annual golf tournament called this Larry Clayton. Larry played hockey with his John Howard Society Transition House year “Hit ‘n Giggle Food Fore! Thought.” brothers and played to the Junior level. He of Waterfront for example, with a garden project to Bob, who is associated with Sutton continued to play in various men’s leagues ...page 9 provide vegetables for the residents. Group – Masters Realty Inc. hosted 120 around Ontario while he was transferred con’t on page 3 Since 1995 CFKA has distributed over $7,186,750.

1 Message from the President We would also like to recognize and thank We would welcome anyone who wishes As an example of unique ideas, have Marilyn Banting whose term on our Board to attend the cheque ceremony to see first you heard of “GivingTuesday”? Did you ended in June 2013. Marilyn’s dedication hand the impact our efforts are having in know that the Community Foundation and contribution over the years has been the Community. For the date and location, of Canada was a founding partner of invaluable. Fortunately for us, we can visit our website at www.cfka.org. Details “GivingTuesday”? Now, most people continue to draw on Marilyn’s knowledge of the successful grants will also be posted know about Black Friday and Cyber and experience through her ongoing on our website. Monday – now “GivingTuesday” is coming involvement with various committees. to Canada on December 3, 2013. It is a And, we welcome Brad French who joins It has been an eventful year new Canadian movement for giving and CFKA as a new Board member effective volunteering, taking place each year at June 2013. To learn more about Brad and we have a very strong the start of the annual holiday season. please visit our website and read his bio. and caring community. It celebrates and encourages donations st and volunteering activities that support October 1 saw the launch of our However, as indicated any and all charities and non-profit fifth annual Vital Signs® Report – our in our Vital Signs report, organizations; a day where charities, community “Report Card.” In 2013 we companies and individuals join together were very excited to be one of a select “We have work to do.” to share commitments, rally for favourite number of Community Foundations causes and think about others. For more to be part of a pilot program to survey Our Speaker Series continued in details see www.givingtuesday.ca ‘community wellbeing’ as part of September with an excellent panel Vital Signs. More information on this discussing immigration. The event was It has been an eventful year and we have A lot has happened at CFKA since our can be found later in this issue. A special very informative and thought provoking. a very strong and caring community. last issue in the spring of this year. At that thanks to Florence Campbell who Read the article later in Ripples (see p.10). However, as indicated in our Vital Signs time, I introduced our new Executive championed our Vital Signs committee report, “We have work to do.” On behalf Director – Tina Bailey. Since the spring, and the many volunteers who were An important part of this issue is centered of our Board of Directors, I would like we have welcomed two new staff members instrumental in producing this report. on our donors; including some of the to take this opportunity to thank all of to our family; Susan DeLisle – our new unique ways they have found to build our volunteers, donors, corporate and Administrative Assistant and John Our analysis of grant requests for the fall endowments while having fun and individual sponsors and everyone who Paterson – our new Finance & Operations of 2013 has been underway since early bringing together people who care about has participated in our activities and Coordinator. Check out their bios on our September. We look forward to presenting our communities. Over the past year, events. Without you, none of this website at www.cfka.org or better yet, pop cheques to the successful applicants in CFKA has seen a variety of unique ideas would be possible. in the office to say hello and meet them a presentation the second week in this area. Refer to the article of in person. of December. page 1 of Ripples. Greg Fisher

Board of Directors Honorary Life Florence Campbell Catherine Gold Erna Redekopp Chamber of Personnel Graphic Design 2012-2013 Members Peter Gibson Carl Hamacher Derek Shelly Commerce, President Lynn Harding, Chair Rebecca Abrams- Michael Davies Geoff Sandiford Fran Harkness Chrystal Wilson Kingston Frontenac Tina Bailey Lamendeau, RGD President Eveline Flint Nicole Kicul Public Library, Marilyn Banting Greg Fisher Finance Investment Masthead Design Virginia Gordon Paul Mackenzie Chief Librarian Connie Carrillo Peter Gibson, Chair Scott Miller, Chair Brian Dodo, RGD Past-President Gini Rosen Mehbs Manji The Kingston Whig- John Allan Tina Bailey Judith Mackenzie Florence Campbell Gillian Moss Standard, Publisher Printing & Investment Advisor Tina Bailey Tony Dean Melissa Seal Andrew Naples Loyalist Township, Distribution Vice-President Marc LeBlanc Marc LeBlanc Greg Fisher Ripples Clara Paquin Mayor Supported by Geoff Sandiford Legal Counsel Bruce Jeffery Editorial Board Governance Julie Parker Queen’s University, The Kingston Secretary & Planning Louis Gagnon Gini Rosen, Editor Mary-Alice Thompson Heidi Penning Principal Whig-Standard Peter Gibson Michael Bell Greg Fisher, Chair Ellen Peters County of Frontenac, Associate Editors: Jack Gilfillan Treasurer Committees Tina Bailey Marc Raymond Warden Tina Bailey Office Staff Tim Kingston 2012-2013 Marilyn Banting Doug Ronson St. Lawrence College, Michael Bell Peter Gibson David Leeson Executive Director Donor Engagement Florence Campbell Maurice Smith President Merv Daub Directors Marc LeBlanc Tina Bailey Diane Kelly, Chair Erna Redekopp Jamie Swift Brian Dodo Anne Butler Jay Rayner Resource Frances Casson Geoff Sandiford Joan Tobin Eveline Flint Administrative Brad French Development Virginia Gordon Grants Marketing & Jan MacDonald Assistant Lynn Harding Regina Rosen Geoff Sandiford, Chair Ameena Jaffer Communications Mailing Susan DeLisle Peter Hartel Linda Lysne, Chair Food First Fund Tina Bailey Shelagh McDonald Tina Bailey, Chair Pat Addy Diane Kelly Gayle Barr Florence Campbell Finance & Patricia Casey Purvis Gini Rosen, Chair Florence Campbell Elspeth Carmichael Operations Linda Lysne Michael Bell Virginia Gordon Erna Redekopp Tina Bailey Evelyn Flint Katie Carmichael Coordinator Scott Miller Barbara Caldwell Peter Hartel Geoff Sandiford Marilyn Banting Brad French Frances Casson John Paterson Erna Redekopp Patricia Casey Purvis Ameena Jaffer Chris West Donna Grieve Geoff Sandiford Glenys Elliott Derek Shelly Eleanor Diane Kelly Grants Coordinator MaryAnn Higgs Nominations Megan Krause George Thomson Executive Christopherson Judith Mackenzie Vera Kettnaker Linda Lysne Advisory Greg Fisher, Chair Sudhindra (Sonny) Dey Bob Pritchard Carol Osborne Chris West Julie Parker Tina Bailey Bridget Doherty City of Kingston, Brad See Doug Thompson Rod White Patricia Casey Purvis Michael Bell Lynlee George Mayor Rod White Marianne Thompson

2 www.cfka.org From Our Executive Director Some highlights from the report include: • In 2012 we awarded grants of over $463,000 compared to $408,000 in 2011 (an increase of 13%).

• Our granting dollars increased due to recovering markets, payouts based on a three year return average, and growth in our overall endowment fund capital thanks to new donations.

• Our Community Grants program funded 64 projects totalling more than $185,000.

• At the end of 2012 we had $12,594,656 total assets and funds under management (and I am pleased to update you that we have now broken the $13 million mark). I invite you to check out the full report, which is available on our website at www.cfka.org. A sincere thank you to all of our donors and volunteers for your incredible support! We could not do what we do without you! Tina Bailey P.S. My “Latte Factor Pledge” While watching the documentary “A Place at the Table,” I was struck by the reference that $5 would subsidize one child receiving a school meal program Marilyn Banting Marilyn for a week. Given that I spend more Tina and Greg with our office staff, Vera Kettnaker, John Paterson and Susan DeLisle. than that on a grande chai latte at Starbucks, it truly put my ‘latte factor’ It is hard to believe that I have already and donors. It is clear that everyone All of us have a part to play, and it is in perspective. Right there and then been at the Community Foundation for involved in the Foundation is committed inspiring to work with such a dedicated I made the commitment that, for the six months. It has been a busy but very to our vision of creating a vibrant, group of people. next year, any time I ordered a latte rewarding few months, and I have truly creative community where everyone has I would donate $5 to the Food First enjoyed getting to know everyone in the opportunity to take part in building Since the last issue of Ripples, the Foundation held its Annual General Fund to help provide healthy food to the Community Foundation family – a caring, healthy & culturally rich those in our community who need it. our Board, volunteers, sponsors community. Meeting (in June) and released its 2012 Annual Report. Care to join me? ...To Build our Funds con’t from page 1 We wanted to set up the endowment Endowment Fund at the CFKA: “We can do Or, if you cannot find a fund that fund to help support underprivileged this as a payroll deduction throughout the matches your interests, think between different cities with the Bank kids to play hockey in the Kingston Minor year,” Chris Clayton explained. “Our goal about establishing one. of Montreal. Larry’s wife, Diane, recalls, Hockey League where Larry spent so is to raise $50,000 over the next five years.” “As my sons grew up, he coached several many years coaching and playing.” Collaboration is a winner, too: United Way You can start modestly and add to it teams and kids in the Kingston area from and CFKA share similar community values. year-by-year either directly or through ages 5 – 12 in various house league and Minor hockey will be supported well into some event that gets your circle of Rep teams. He was always involved in the the future thanks to the initiative of the In the family of CFKA funds there may be friends and associates to help you make community and enjoyed it. The opportunity Clayton Family and the generosity of friends a fund that matches your interests. Use a difference. The possibilities are limitless. to coach and play hockey has given and associates at BMO Nesbitt Burns Inc. your imagination to create an event to Michael Bell our family a lot of friends and made who have designated their United Way raise some funds to add to it and become us more aware of our community… donations to the Larry Clayton a member of the CFKA family of donors. www.cfka.org 3 Donors: We gratefully acknowledge the contributions and commitments of all our donors and thank them for their continued support.

We are pleased to publish the Eleanor Muriel Christopherson Alan & Janis Grant Pat MacKay Pamela Simon names of those donors who CIBC MGen Don & Dene Gray Judith & Robert Mackenzie Mr. & Mrs. Daniel Simpson City of Kingston Nancy & Bill Gray Mackillop Law Office Sisters of Providence of St. Vincent de Paul have contributed over $100 Myrna Clark Greater Kingston Chamber of Commerce Doreen & David MacNamara Martin & Michelle Skolnick between October 1, 2012 Clayton Family Mark R. Grieve Kay Mandeville Jay Slade Gord Clayton Robin Grieve through September 30, 2013 Dr. Paul & Katherine Manley Beryl & Bob Smith John Clayton & Gail Walker Malcolm Griffin & Sharon M. Thompson Gordon Marantz Dr. Leigh Smith Scott Clerk Dr. Jane Griffiths Joanne Marion Dr. Janet Sorbie 26 Anonymous Donors Jim Clinton Hack Labs Kingston John Marshall Kathy Sosa 1576578 Ontario Inc. Murray & Jean Cockburn Barbara Haines Dr. Ray & Melba Matthews St. Lawrence College A Cress Fire Equipment Inc. Colbourne & Kembel, Architects Inc. Terry Haird & Irene Stevens Tony & Cathy McBride Jonathan Standley Jay & Toby Abramsky Community Foundations of Canada Elizabeth & Carl Hamacher David & Catherine McCart Bob Steacy Acier Fasctech Inc. Derek & Maralyn Complin Roberta Hamilton Mary Ellen McColl Steel Dynamics, Inc. Fady Alajaji Justin Connidis & Julia McArthur Jean-Jacques Hamm Gordon McDiarmid & Barbara Perry Garrison & Mary Ann Steen Karen Alexander Kayleigh Corbet Clive Hansen Shelagh McDonald Garth Stephanson Algonquin Travel Mabel Corlett Wayne & Yvonne Hanson Chris & Marie McElvaine Dr. Ernest & Margaret Sterns Richard N. Allen Janet Creasy Barbara & Tom Harris Brian McIntyre Dave & Monica Stewart Alliance Wireless Communications Bob & Laura-Lynn Crichton Dr. Leonard & Melanie Harris Bernard & Marion McLaughlan Catherine Styles Alma Mater Society Dr. N.J. Cristoveanu Terry & Dawn Harris Joan McLeod Sun Life Financial Matching Gifts Program Dr. Scott & Monique Anderson Cruickshank Construction Limited Beverley & Bill* Harris Dr. Donald & Elizabeth McNaughton Surgenor Truck Centre Josette Arassus John & Mary Lynn Cruickshank Peter & Janet Hartel Dr. David J. & Anndale McTavish Kevin & Allison Tallman Doug Arkett Jane Cunningham Hastings & Prince Edward Learning Foundation Scott Miller Carly Taylor Gerri Armani Cunningham, Swan, Carty, Little & Bonham Terry Haynes Peter Milliken Technosave Inc. Dr. Diane C. Arthur Daltco Electric & Supply (1979) Ltd. William J. Henderson Foundation Mr. & Mrs. Hugh R. Minielly Elizabeth Thomas Assante Financial Management-Fenlon Division Edward Daniliunas Les Herr & Susan M. Nicholson John Moore Doug & Marianne Thompson Atlas Tube Canada ULC Anju & Chander Datta Dr. A M. Herzberg Ieuan & Alison Morgan Mary-Alice Thompson & Paul Banfield Joan Axelrad Merv Daub & Elaine Forshaw Joan & Michael G. Hickey Roderick Morrison & Lesley Bell David J. & Maja-Lisa Thomson B’nai Brith Lodge 1191 Kingston David J. Cupido Construction Limited Molly Higginson Dr. Matthew D. & Dianne Muisiner George Thomson & Judith Beaman Dorothy Babcock The Davies Charitable Foundation Mary Ann Higgs & John Johnson Linda Murray & Stephen Powell Martha Thomson Tina Bailey Mary Davis Little Hit & Giggle Charity Golf Napanee Auto Supply Ltd. Susan & Guy Thorne Bakermet Peter & Carol Davy Robert Hobden Neil & Mary Neasmith Brian Timmins T. Anthony Ball Phil & Nancy Day The Hub Group Glenna & Mac* Nesbitt Joan Tobin Dr. Keith & Marilyn Banting Deep Foundations Contractors Inc. Nan Hudson Norak Steel Gary Tranmer & Monica Heine Mike & Brenda Bardon The Dickenson Group Laurie Hutchinson Dr. Dan Norman Jeff Treptow Robert & Lois Bastedo Ron A. Dickenson Faye V. Ibbitson Kathleen Norman United Way of Greater Toronto Sheila & Don Bayne DTZ Barnicke Eastern Ontario Limited, Brokerage Innovation Safari Northland Associates, Inc. United Way Serving Kingston, Frontenac, Charles Beach Jacalyn Duffin Invera Inc. Kim R. & Natalie Nossal Lennox & Addington Margaret & Ross Beardall The University Club at Queen’s, Incorporated Dufresne Piling Company (1967) Ltd. Dr. Susan Irving & Sheila Menard Nucor Steel – Auburn Laurie Behan Upper Canada Commercial Insurance Group Dymin Steel Inc. iSTORM New Media Inc Emily O’Connor Michael Bell & Diane Fitsell Cory Van Allen Eastern Ontario Women’s Liberal Commission Ameena & Taj Jaffer Dr. Mike & Donna O’Connor Elaine & Bruce Berman Chris Van Der Vyver EDS Decommissioning Canada Inc. JNETRIX Systems Inc. Kenneth & Therese Olivier Clare & C John Bermingham J A Van Wijk Thomas Eldridge Lewis & Sheila Johnson Dr. Gary & Inta Osborne John & Nonie Bermingham Judy Vanden Hoek Glenys Elliott Lisa Jones Andrea Panet Beth Israel Congregation Dr. Vikram Varma Emmons & Mitchell Construction (2000) Limited Irene Jonker Jim & Julie Parker Dr. Jim & Barb Biagi Manuela Villela Empire Life Brian Kain Dr. Kevin & Barbara Parker BMO Bank of Montreal Jim Vowles Dr. Walter Emrich Dr. & Mrs. J.W. Kamphuis Victoria Pearson BMO Nebsitt Burns Jason Wagar Tanis Fairley Keeler Sales & Service (Kingston) Limited Sybil & Lionel Peckover Patricia Boe Sharron M. Wainman Dr. Albert & Christa Fell John & Naomi Keilty Dr. Ronald & Marjorie Pinkerton Cindy Bolton Marilyn & Larry Waller Walter Fenlon & Linda Ann Daly Ann E. Keller Martine Plourde Mr. and Ms. Dale Boulianne James & Jeanette Walmsley W. Craig Ferguson Diane Grace Kelly Helene Pratt & Dr. Andrew Koval Jerry & Patti Boutilier Brenda Wang Gerald & Helen Finley Jim & Bev Kelly Prince Edward County Community Foundation Pam Bovey Armstrong Margaret Ward Greg & Dorothy Fisher Dr. Bill & Lynne Kenny Bob Pritchard Rebekah Bowling Nick Waterfield & Liz Savill Eveline & Ted* Flint KFL&A Public Health Probus Club Kingston Frontenac Norma & James* Bown Harriet Waterman Heather Ford KIMCO Employees George Proud Donna Bright Joel Watt & Sandra McCulloch Nora C. Forman KIMCO Steel Sales Jocelyn Purdie Britton Smith Foundation Dr. Ron & Donna Watts Elaine Forshaw Kingston Community Health Centres J.R. & L. Purvis Ann Brown Sue Waywell Dr. John & Hazel Fotheringham Kingston Community Legal Clinic Trisha Purvis Brown’s Fine Food Services Diana & John Weatherall Christopher C. Frank & Sian Phillips Kingston Economic Development Corporation Venicio & Fatima Rebelo James Brown & Joan Lee Donna Webb Ian M. Fraser & Janine M. Schweitzer Kingston Healthy Vending Erna & Harold Redekopp Christine E. Brunke Annabel Wenzel Michelle Freedman Kingston Police Association Jim Reid Mary Buchanan Christopher A. West William & Rae Ann Freeman Kingston Road Runner’s Association Robert & Judy Reid James Bulloch Dr. Hans & Marion Westenberg Jack & Marie French Kingston Symphony Association Wendy & Robert Reid Bernard Burkom Henk Wevers Peter J. Freure & Kristen Taylor-Freure Sophie Kiwala Linda Reinke The Burkom, Kingston, LeBlanc Dr. Michael & Kit Wheeler & Wilcox Investment Dr. Stewart & Jocelyn Fyfe Richard & Cheryl Kizell Norman & Carol Lynn Rice Rod White James & Deborah Bushnell G L L Group Inc. Adam Koven Doug & Donna D. Ritchie Dr. Mel G. Wiebe & Lola Cuddy-Wiebe Anne Butler & Brian Linscott Dr. Peter & Ruth* Galbraith Lili Kramil-Marcus William Robertson Feodor Snagovsky Barbara Caldwell Constance & Robert Gardiner Fred & Mary Laflamme Michael & Penny Robinson Carol Williams Florence M. Campbell Garofalo Bros. Construction RMJ Limited Judy Lawless Gary Rogers Chrystal Wilson Lorne Campbell James & Yvonne Gebhardt Catherine Lee Harvey Rosen & Sharon Monson Dr. Jim & Jean Wilson Cancoil Thermal Corporation Dr. Stevan & Ruth George Frederick Leeming Regina & Irving* Rosen John & Nancy Wilson Christine Cannon Estate of Larry Gibson Dennis & Linda Joanne Lessard Rotary Club of Kingston Dr. Robert Wolfe Dr. Peter & Mary Carlson Peter Gibson Janice Ley Stanley & Gillian Sadinsky Don & Donna Woodbury Katie & John* Carmichael Lezli Giguere Liebherr – Canada Ltd Geoffrey & Danielle Sandiford Elisabeth Woollard Barbara Carr Jack Gilfillan Limestone District School Board Vicki Schmolka G.R. & Mary Wyatt Chris & Constance Carr Gill Ratcliffe Foundation Alice Lincho Scotiabank Kaethe Yanovsky David A. & Janet Carter Donna Gillespie A. Lintner Scott Environmental Group Ltd. Zoe Yanovsky Donald D. & Cathie Carter Gordon F. Tompkins Funeral Home Anne Linton William Seath Margaret Zakos Frances & David Casson David L. A. Gordon Gillian & Bob Little Ross & Perry Secker Mr. and Mrs. Robert Zamida Cataraqui Corporate Centre Dr. Robert Gordon Valery Lloyd-Watts Hon. Hugh & Donna Segal Mary Zureik Cesium Telecom, Inc. Dr. John & Virginia Gordon Dr. James & Margery Low Stephen & Laura Seiffert CGOV Asset Management Government of Canada-Canadian Heritage David & Sue Lyon Dr. Gavin & Gloria Shanks *deceased Deborah Christie Patrick Graham Rev. Elizabeth Macdonald Donna J. Simmonds & Gordon Thomas

4 www.cfka.org Donors Where There’s a Will… If you are charitably inclined, you • A gift by will, however, never impairs probably already know that the most your ability to support yourself. It painless way to make a major contribution is simple and allows all your assets to charity is on your death. There are to be dealt with in one place. many ways to give, but only gifts on death ensure that assets are fully available to Often donors try to avoid having assets you during your lifetime, and that the dealt with by will because of Probate or gift is made only from funds that you Estate Administration Tax. The probate do not need. process, however, is less expensive and time-consuming than many people Of four possible ways to make a gift think. The tax is a little under 1.5%, and on death, the simplest is a will because: in Kingston, getting the court certificate • Life insurance needs to have premiums (probate) is usually a matter of weeks. paid, if the policy is not completely Finally, the great advantage of a will is paid up; unless the charity is going its flexibility. It does not require any to pay the premiums, giving life restructuring of your assets. It has no insurance to charity means you will immediate effect, and it can be changed continue to use current resources at any time. It covers whatever you to fund the gift. own at your death, so there is no need

for repeated adjustments if your asset Photography Craigmyle Jim • You can designate a charity on your structure or financial institution changes. registered plan, but every time you Kaitlyn with her Autism Assistance Dog Guide Catch, graduates of the Autism Assistance change the plan you will have to re- So, if you are not sure how to give to Dog Guide program. do the designation, and your Power charity, consider a gift in your will. An of Attorney cannot help if you lose experienced lawyer can guide you through capacity to manage assets. the process and put your mind at rest! 60 Minutes Feature Plants Seed • A trust arrangement can mean that Mary-Alice Thompson, TEP Specialist in Estate & Trust Law The notion of the ‘ripple effect’ is frequently dogs training program administered by the assets must be turned over to reinforced by events and happenings within the Lions Club, located in Oakville, Ontario. someone else to manage immediately, the CFKA organization, especially when it Closer to home, the annual Lions Club/ and a trust can be disproportionately comes to the impact of funding. In a recent Purina walk, which draws attention to the expensive to set up. discussion with donor Patricia (Pat) Addy, program, took place at Lake Ontario Park we learned of a ‘reverse ripple’ as it were. Pat here in Kingston in September. told us how a CBS 60 Minutes program she watched years ago featuring dogs working Pat’s knowledge of the work of CFKA came Top Things You Can Do Today with autistic children stayed with her; she through her financial advisor when she raised questions about the effective use of 1. Prepare a will. 4. Purchase a new life insurance policy still sees the image of a 7 or 8 year old child, tethered to the trained dog while safely discretionary assets, now and long term. naming your favourite not-for-profit Starting her fund early in retirement has 2. Leave a gift in your will to support taking a walk, and remembers the as the beneficiary. allowed her to play an ongoing role in its causes you care about. other ways the companionship of the 5. Ask your financial or estate planning dog influenced the child’s daily life, development, and to see the impact as the work of the dogs, often heroic, receives 3. Name a not-for-profit as a beneficiary advisor to include charitable giving indoors and out. increasing interest and attention. of your RRSP, RRIF, pension plan or as part of your financial plan. life insurance policy. These days, as the instigator five years ago Give us a call – we can help. Pat, whose family has long been established of a CFKA Working Dogs Fund, she takes in the Kingston area, plans to continue Tina Bailey every opportunity to watch or read about to add to her fund annually. She has the many ways working dogs serve, citing appreciated the supportive advice of both for example a dog who injured his paws former Executive Director Vikram Varma while pulling his wheelchair-bound mistress who worked with her in setting up her fund, (who had fainted) away from a pool of and the ongoing help of current Executive ammonium she had spilled while trying Director, Tina Bailey. Not content with to clean the kitchen floor. simply being a donor, Pat also rolls up her sleeves and works with the volunteer crew While Pat herself has contributed $50,000 to who spend two days, twice yearly, stuffing her fund, it is open to others and a few like- the Ripples envelopes for mailout. minded donors have made contributions when it was brought to their attention. The Asked if she herself has a pet, Pat replies annual income goes to assist autistic and with a laugh, “no, they are a little too Make a Difference in the Lives that Follow disabled individuals through the working much work!” Eveline Flint www.cfka.org 5 Grants An Introduction to the Community Grants Process If you are a donor to CFKA, have Although the deadline for Letters of Organizations have approximately one grantees offer a thumbnail sketch of you ever wondered exactly how your Intent (LOIs) is known well in advance, month to complete the full application the project to be carried out with this donation is matched with a particular the majority arrive at the CFKA office for the second review round, usually funding. Grantees also welcome this project? If so, read on for a behind-the- just before the 4:30 pm deadline, making by the same team, again followed opportunity to meet and personally scenes look at that process which unfolds for a last-minute flurry of activity. Vera by a meeting of the teams at which thank the donor who has made the Kettnaker, CFKA Grants Coordinator, recommendations are made and project possible. That ceremony feels “If, by chance, there is checks each LOI to make sure that it is voted upon for presentation to the like a reward for a job well done – a funding shortfall, a complete and meets CFKA eligibility Board of Directors. Once the Board of donors, grantees and committee. criteria including active charitable status, Directors has reviewed and approved Linda Lysne small group of generous catchment area and field of interest. the committee’s recommendations, the Often, there are additional questions, Grants Coordinator and Chair assign individuals known as errors and omissions to be addressed. grants to funds, matching the interests CFKA has started to generate reports ‘rescue donors’ for Vera is meticulous in following up those and priorities of the donor with about the Community Grants Program anomalies. As a result, some LOIs may the approved projects. thanks to the combination of its their willingness to be eliminated at this preliminary stage. step forward in such Depending on the nature of the fund, Financial Information Management Once the paper screening is complete, the donor may be consulted as part of System and Vera Kettnaker’s ability circumstances has the LOIs are grouped by field of interest this process. On occasion, a project and sent to the Grants Committee may be funded by several donors to work with that software package. been identified.“ members who form small review teams who share a common interest. If, by Over the summer, Vera set up some over three months, twice a year. in preparation for a meeting of all chance, there is a funding shortfall, a new tools which will enable us to “Needs assessment” ... “Recruiting reviewers. At this meeting, each team small group of generous individuals presents its recommendations, followed known as ‘rescue donors’ for their collect and analyze data. This will strategy” ... “Selection criteria” ... be a valuable source of information, “In-kind contributions” ... “Evaluation by a roundtable discussion and a formal willingness to step forward in such plan” ...When you hear those words in vote on whether to advance it to the circumstances has been identified. helping us to better understand the CFKA office, it’s a sign that another second phase of the review or to deny the program and its impact. the LOI. With fifty LOIs, as was the case Once this process is complete, donors round of the Community Grants and grantees are invited to a ceremony Hats off to Vera! is underway. this past September, the meeting is truly a marathon exercise. at which cheques are presented and

New committee members (left to right) Bridget Doherty, Paul Mackenzie, Heidi Penning, John Paterson (staff member), Andrew Naples, Catherine Gold, Gayle Barr attend a grants orientation meeting with CFKA staff.

6 www.cfka.org Maggie Forsberg Maggie

Candle lighting ceremony in celebration of the memories of their lost loved ones. Bereaved Families of Ontario, Initial Icy Response to Kingston Region In-School Requests to Help Build Food Teen-Grief Program Bank Walk-In Freezer At Bereaved Families of Ontario – and uncomfortable with questions Students enrolled in the Enactus SLC one of the many difficulties encountered. Kingston Region, it is our mission to concerning death. They may find they (formerly SIFE SLC) program at Consequently, it took two years longer ensure that every individual grieving are unable to concentrate academically St. Lawrence College a few years back, than intended. How do the consequences death has access to caring, empathetic and frequently become physically sick. persevered in the face of discouraging measure up for the ‘never say die’ attitude and compassionate support in a safe If they have lost a parent or sibling, they rejection as they pursued their dream to of these feisty students? In the students’ and confidential environment. As an are often expected to take on a new role build an industrial walk-in freezer for the own words, “it allowed many students organization, we are always looking at home. Not surprisingly, friends often Partners in Mission Food Bank (PIMF). over multiple years to develop project for ways to help anyone who may don’t understand what they’re going CFKA “provided us with seed money management, management, marketing, be living with bereavement. through. Our Program offers bereaved long before anyone else would even entrepreneurship and fundraising skills, students the opportunity to talk with accept our phone calls” their final report all of which are directly applicable to Sadly, grief can strike anyone at any other teens that have experienced similar states, allowing them to accomplish the workforce. And for the community; age. When it became apparent to our feelings and concerns related to death. “all of our goals and more.” PIMF and associated meal providers organization that there is a need for have a projected minimum of an age-appropriate teen-grief support, Each of our Groups consists of bereaved The students hoped to improve the additional 67,000 lbs. of quality food we wanted to help. We started with students, two trained BFO Facilitators nutritional value of food for patrons each year for the twenty year life of the premise that bereaved students and two School Staff Members that meet and to divert good food from landfill. the freezer.” would respond better to one another for one hour, once weekly, for eight When they could not get funding for and that an in-school setting would weeks. Our Facilitators use a variety a commercial freezer, the alternative In this, our annual donor issue, we are provide a familiar, safe and confidential of creative and reflective processes to of building a freezer themselves pleased to hear from the final statements mutual-support setting in which teens encourage dialogue about death, grieving was adopted. It allowed for smaller of the students that: “You have no idea could express their pain, anxieties and and stigma which helps the students in-kind donations including labour and how important your early commitment memories about a lost loved one. Thanks deal with the sense of alienation and construction materials, and assistance was to the ultimate success of the project. to a Community Foundation grant hopelessness they often feel. We help of St. Lawrence College carpentry Your belief in the students’ plan/vision from the Sunnyside Children’s Fund provide them with the tools to develop students in the construction. Also to helped us believe in ourselves and it also and a group of wonderful Volunteer coping skills for a healthy life that offset increased electrical costs, they gave the project credibility.” As well, Facilitators, we have developed an will continue into their adult lives. envisioned and helped the Food Bank “The legacy of the freezer is more than In-School Teen-Grief Program install solar panels and secure a just the support the freezer is bringing Thank you, CFKA and Sunnyside to help address this issue. 20-year contract for revenue generation, to those in need. This project had spin- Children’s Fund, for helping us help local approximately $10,000 annually. off projects that continue to address Teens coping with death are bereaved teens learn to live with grief. food insecurity like Recipes for often unprepared for the rituals But because no one had built such Jennifer Fowler, an Empty Wallet.” Well done! and expectations of funerals Office Coordinator a freezer before, a stumbling block proved to be the building permit, Eveline Flint

www.cfka.org 7 Spring 2013 Grant Recipients: The following 15 projects have received grants totaling $58,301.

Arts and Culture Community Development Loving Spoonful, Growing Environment Our Community Gardens

Ruth and Stu Barton Community Fund, William Cherry Fund

$5,000. Our Community Gardens will reach out to the Francophone and immigrant communities in Kingston to address and break down barriers to community gardening. This grant will Kingston WritersFest, Storytelling Water Access Group, also provide soil improvement for the Frontenac Arch Biosphere and Redemption: Conversations on Shoreline Shuffle new Lakeside Community Garden Environmental Education Network, Aboriginal Voice and Reconciliation The Tragically Hip Community Fund, and a shed for Kingston’s oldest Earth Day April 2013 Connections: Larry Gibson Community Fund, Ross Community Fund community garden. Ruth and Stu Barton Environmental and Suzanne Kilpatrick Fund Fund, Marion and John Dunn Fund $2,800. On June 23, we will tour the $2,500. Part of Kingston WritersFest downtown shoreline on land and by Did you know? We increasingly $1,000. This grant will cover the costs to transport students to an Earth Day 2013, “Storytelling and Redemption: water from the Inner Harbour to Lake engage in personal resource Conversations on Aboriginal Voice Ontario Park. An outdoor art exhibition education program. Hands-on activities and Reconciliation” brings together the of 7 word sculptures will be installed by conservation strategies. In 2013, such as hikes, games, arts and crafts, voices of writers of Aboriginal heritage 7 artists along the route, encouraging the City of Kingston reported a and presentations provide opportunities for the students to learn about nature, to converse, to teach and to illuminate. Kingstonians to reflect on the waterfront 92% recycling participation rate. we have and what we could have. environmental issues and their local Residents divert 52% of their total natural environment. Children’s Mental Health Loving Spoonful, waste from landfills, placing them Building on Success second in their municipal grouping Anonymous #2 Fund, Health and Social Services The Tragically Hip Community Fund, and 16th overall in the province Ellen Shepherd Community Fund out of 400 municipalities.

$4,500. This project will expand the sites – CFKA Vital Signs® 2013 where gardeners can donate their surplus produce to increase the amount of healthy, fresh food that is passed on by Loving Kingston Community House for Queen’s Neuroscience Outreach Spoonful to over twenty social service Self-Reliance, Kitchen Renovation Program: Physical Rehabilitation agencies and meal providers in Kingston. Larry Gibson Community Fund, & Mental Health Branch Cyril E. Wharrie and Evelyn D. Telephone Aid Line Kingston (TALK), Project Frontenac Outreach Expansion Project Did you know? In 2012, 72% of Wharrie Fund Sunnyside Children’s Fund Richard Moorehouse Fund, KFLA residents reported a “strong” $5,000. We are home to more than Community Fund, Young Adults $2,268. An exciting new weekly or “somewhat strong” sense of 25 community organizations who use Mental Health Fund program in the child and adolescent the house monthly with up to 700 psychiatry ward at Kingston General community belonging (±7%). participants. Our newly renovated $5,300. The purpose of this project is Hospital, including yoga with a certified This has remained stable since kitchen will enable community groups to provide free and accessible crisis and distress phone services to the Frontenac instructor, physical activity, social 2003 and is similar to the to prepare and share food in a safe interaction and recreational activities, comfortable space and to teach townships. In addition to the phone line, from which these young in-patients will Ontario and Canadian averages. food-related topics. we will offer skills-based active listening and crisis intervention workshops benefit mentally, physically and socially. – CFKA Vital Signs® 2013 H’art School, The Box: ISKA to community centres and service Story Sharing organizations. Bereaved Families of Ontario – Ontario ParaSport Winter Games Larry Gibson Community Fund, Kingston Region, To Remember Organizing Committee, Ontario Phil Quattrochi Memorial Fund KCHC — Community Harvest, and Honour You ParaSport Games – Kingston 2013 Food Security in North Kingston: Sunnyside Children’s Fund Community Fund, Anne & Bill Patterson $2,250. H’art is providing a program Moving to a New Level Community Fund, Gordon Barr Ltd. Fund in cooperation with Immigration Cameron and Laurie Thompson Fund, $10,000. Two eight-week Teen Grief Services Kingston and Area that Larry Gibson Community Fund, $2,000. The Kingston 2013 Ontario Programs in at least two high schools encourages story sharing between Michael Potter Memorial Fund and a “To remember and Honour You” ParaSport Games on May 31-June 2 new immigrants and established interactive webpage will be provided will provide over 200 athletes with a Canadians, using their new accessible $4,246. The Community Harvest market by Bereaved Families of Kingston with physical disability from across Ontario performance space “The Box.” and gardens have enhanced access to support from other mental health service the opportunity to compete at the highest healthy, fresh, locally grown food for agencies to serve youth and their families level and educate the local community North Kingston residents living on low in 2013 and 2014. about the abilities of these athletes and incomes, fostered social relationships accessibility issues. and built community.

8 www.cfka.org Heritage Preservation Youth Pathways to Education Kingston, “Donors and grantees are On the Road to Success David Middleton North End invited to a ceremony Development Fund, at which cheques are Marion and John Dunn Fund, Russell and Susan Park Memorial Fund presented and grantees $4,687. This project takes students offer a thumbnail sketch of the Pathways to Education program on road trips to colleges and universities of the project to be carried around Ontario to experience campus Lower Burial Ground Restoration out with this funding. Kingston: Partners for a Safe life, explore different programs of study, Society, Conservation Survey of Community, Launch of Kingston and meet Pathways alumni who have the Lower Burial Ground, Kingston That ceremony feels like a P.A.R.T.Y. program at KGH successfully transitioned on to Douglas Branton Fell Memorial Fund, Larry Gibson Community Fund post-secondary education. reward for a job well done.” Community Fund $1,750. The Prevent Alcohol and Risk- $5,000. A professional conservator will related Trauma in Youth (P.A.R.T.Y.) prepare a comprehensive inventory of the program is an injury prevention program Did you know? In the 2012 – 2013 standardized test results, cultural resources within the cemetery, for young adults aged 14-18 that takes a declining number of Grade 6 students met the provincial math an assessment of the conservation place in a hospital setting and includes standards. In the Algonquin and Lakeshore Catholic and Limestone requirements, and a prioritized work a visit to the Intensive Care Unit and plan to ensure the long term survival of interaction with injury survivors. District School Boards the percent of students who met or exceeded one of Kingston’s important historic sites. the math standards declined to 49%, a decline in the last year from 55% and 54% respectively. The Shoreline Shuffle – CFKA Vital Signs® 2013 On June 23, several hundred people walked, paddled and cycled 7.7km along Kingston’s downtown waterfront in the Shoreline Shuffle. The Shuffle was designed to create awareness about the need for better public spaces and planning on our waterfront. “It was our hope that the Shuffle would inspire Kingston City Council to take seriously the need for a long-term waterfront plan....” Martine Bresson Martine Kingston has more than 220km of shoreline within its municipal Some of the many participants in the Shoreline Shuffle. boundaries but we have never had a comprehensive waterfront plan. This The Dear Kingston art exhibition along recognizes the need for a diverse and Thank you to the Community has resulted in the jumbled, sometimes the Shuffle route consisted of 15 ‘word intriguing waterfront that respects Foundation of Kingston & Area for beautiful, sometimes dilapidated art’ installations. Each word or phrase different interests. supporting our work, our waterfront waterfront that we have today. was chosen to be relevant to the need and our city. of its immediate surroundings and to To that end the event appears to have Lea Westlake The Shuffle started in Douglas Fluhrer encourage participants to consider and achieved its objective. A report is going to Council on Tuesday, October 1, Park and ended in Lake Ontario Park. imagine a perfect waterfront. Update: City Council passed the recommending the creation of a Working Many participants had never gone end motion on October 1st that called for to end before, so it was a chance to see It was our hope that the Shuffle would Group to develop a “comprehensive a comprehensive waterfront plan. A the state of our waterfront first hand. It inspire Kingston City Council to take waterfront plan” for Kingston. The group committee will be formed in the near was also a great way to build a waterfront seriously the need for a long-term would include community members and coalition, as the planning of the event waterfront plan – one that involves a host of other agencies. We are confident future that includes various stakeholders brought together some 25 different a variety of citizen groups and all that this proposal will be approved. and community groups to work on this organizations. levels of government, and one that project.

www.cfka.org 9 Immigration: Can Kingston Survive Without it? The Speaker Series drew a large Immigration is key to the nation’s interesting history lesson about our crowd to the Residence Inn Marriott future economic growth. Kingston, City, reminding us that Kingston (our sponsor) on September 23. Professor Beach said, has three is a city created by immigrants The topic of this third in the 2013 significant advantages for certain which then had an early history of Series was well received. immigrants that should be attracting immigrants. However, emphasized when the City seeks for decades, it has lagged behind “…the demographic trends to encourage immigrants to come other Ontario communities and the to Kingston: it is a post-secondary lack of immigration is a significant do not favour Canada or school hub; there is a small but factor in Kingston’s current size and Kingston – our birthrate growing technology sector; and the demographic. Mr. Morley suggested City is strategically located. that, in thinking about how best to is declining and with it attract immigrants to Kingston, we Penina Lam, the Director of consider promoting and building the skilled workers we Graduate Recruitment at the School on existing vibrant immigrant of Graduate Studies at Queen’s will need in the future.” populations which are already Join us November 22nd University, came to Kingston with here, such as our large her family via Kenya and Uganda. Our expert panelists Dr. Peter – Professor Charles Beach Portuguese population. She and her husband did considerable Harrison, Dr. John Smol and We were fortunate to have a panel research prior to selecting Kingston as Vikram Varma came to Canada Dr. Robert Watts, moderated of experts to shed light on this the community in which they wanted from India and ended up in Kingston subject and Scott Clerk, the Program to live. Ms. Lam and her family are because of Queen’s. First, there was a by Brian Osborne, will discuss Manager of Immigration and very happy here, but miss the kind job offer from the university and then the challenges facing the country Settlement Services in Kingston, of networks and supports that are the opportunity to pursue a MBA. as moderator. readily available in bigger centres. He stayed on because Kingston was from the impact of climate What is important, she stressed, is a perfect place to raise children change in the Arctic. Professor Charles Beach, a nationally for members of a community such (a factor, Vikram said, which recognized expert on the economics as Kingston to consider volunteering influenced other immigrants he Register Now! of immigration, reminded us that to help new immigrants address the knows). He acknowledged, however, the demographic trends do not For details and to register visit everyday challenges of starting over that regardless of the lifestyle favour Canada or Kingston – our in a new country and community. Kingston offers, there must be job www.cfka.org/events or birthrate is declining and with it opportunities as well. call 613.546.9696 the skilled workers we will need Leslie Morley is a Kingston lawyer in the future. In fact, in some who specializes in immigration law. Diane Kelly cases, the future is now! Mr. Morley gave the audience a very Ian MacAlpine Ian Professor Charles Beach, Penina Lam, Scott Clerk, the Moderator, Leslie Morley and Vikram Varma, at the recent Speaker Series luncheon.

10 www.cfka.org Taking our area’s Vital Signs® We hope all our readers have already those who live here, ensuring future taken, or will take, the opportunity economic success and achieving to read this year’s (our fifth) annual greater equality in the allocation Vital Signs® report card on of benefits to our citizens are very community vitality and quality of life. much linked to our ability to attract We conduct the report to deepen our increasing numbers of residents to knowledge of community challenges the region. We also learned from and opportunities, to provide insights extensive research done across for our donors who wish to leave North America that there are three a lasting legacy in the community main reasons people are attracted and to direct our grants to priority to, and then become attached to, a charitable areas. The report highlights community. They are social offerings, a welcoming environment and “We conduct the report openness to diversity, and to deepen our knowledge physical aesthetics. of community challenges Citizens who responded to our survey agreed that there are lots of and opportunities, to social opportunities. We know, too, provide insights for that our region is widely envied for its natural beauty and for the our donors who wish to many opportunities to enjoy that leave a lasting legacy...” environment. It is less clear that we are welcoming once again the strengths of this and open to diversity. Our immigrant region as well as some of the difficult population is low and does not appear issues facing our communities. For to be growing. While the overall sense the first time, it also introduces of belonging is high relative to many insights from a citizens’ survey we other communities, almost 30% of conducted this spring. In an attempt our citizens don’t feel a strong, or to avoid discussing most of what is somewhat strong, sense of belonging. covered in the report, this article We looked particularly at how much focuses on one area only. we are engaged in the community and involved in the community

We are not as welcoming and open to Photography Barry Kaplan activities that build attachment and diversity as we could be. We learned demonstrate openness to the needs An avid reader of Vital Signs. that maintaining the high level of of all our citizens. life satisfaction that exists among The report points out that the to celebrate the opportunity to be percentage of survey respondents part of this remarkable region. participating in groups serving the Did you know? “When people are engaged they become committed It also challenges us to maintain and community was lower than desirable, build on those things that attract to an idea not only because it is a good idea but because they had that voter turnout is declining and others to our communities. Our that only about one in five people a hand in shaping it. Community engagement creates attachment. future very much depends on who file taxes report charitable It can range from communication through consultation, our ability to do so. giving. It also states that about 50% participation and collaboration to shared decision-making of survey respondents reported some We hope the report will represent the and community leadership. It requires engaging with each other, volunteer activities. The comments beginning of a discussion to which from the survey suggest that the you will all contribute. It is also a tool, learning and unlearning together and building trust in each traditional perception of our region a catalyst to help us take action and other and the ideas they are creating together.” as somewhat closed to newcomers bring about change. You can help... has not yet disappeared. This year’s There is work to do together. – CFKA Vital Signs® 2013 Vital Signs report demonstrates Florence Campbell and George Thomson, clearly the many reasons we have Co-Chairs Vital Signs 2013

www.cfka.org 11 Making Waves

CFKA ANNUAL SPONSOR

CFKA SPEAKER SERIES SPONSOR Barry Kaplan Photography Barry Kaplan

Grant recipients, CFKA representatives, and a robot at the spring 2013 Community Grants ceremony. Who are we? The Community Foundation for Welcome A-Board Thank you for your generous organizations and is currently training Kingston & Area (the CFKA or the CFKA welcomes Brad French to the commitment of time, talent and to become certified as a Chartered “Foundation”) is a public charitable position of Director on its Board of energy to CFKA. Professional Accountant. Their institution supported and run by Directors. Brad comes to us with both respective emails are [email protected] Welcome and many thanks… citizens of Kingston and the area. business experience, as the owner and [email protected] or better yet, drop to our newest Grants Committee and president of Alliance Wireless in and say welcome. Special thanks to members, Gayle Barr, Bridget Doherty, Communications and Alliance Alarms, our other staff member Vera Kettnaker What do we do? Catherine Gold, Paul Mackenzie, and community involvement serving on who works tirelessly on the all The Foundation encourages Andrew Naples and Heidi Penning. the Board of Youth Diversion Program. important grants progamme. individuals and organizations to Enjoy this exciting and rewarding work! Through his company, Brad created CFKA Star establish and build permanent the Youth Diversion Program The Office, CFKA style endowments and other funds from Make sure you read the latest issue of Sustainability Fund. Joining new Executive Director, Tina Profile Kingston magazine. One of the which worthwhile community Farewell and many thanks… Bailey, is Susan DeLisle as Administrative three featured Kingstonians this time is projects are then supported. Assistant and John Paterson as Finance to departing board member Marilyn our own President, Greg Fisher. You’ll and Operations Coordinator. Susan Banting. Marilyn is a long-serving board read about Greg’s interesting life, so far, Where do I get more comes to us with a long history of director who has been an invaluable and Profile’s many readers will learn information? grass roots community involvement member of many committees including more about the Community Foundation Contact the Foundation office at with experience in the areas of the Donor Engagement, Governance and for Kingston & Area as well as Greg’s 613.546.9696, see the web site environment and Aboriginal issues. Planning, Personnel and the very time commitment to the organization he leads. John, a new Kingstonian, has experience at www.cfka.org, or email us consuming and important role of Congratulations, Greg. with accounting for charitable at [email protected]. Chair of the Grants Committee. s

Yes,Appl yI mwanty gift o tof $ support our Community to Foundation b The for Kingston & Area fund, to be held as permanent capital. Through a or b Where most needed. One-time gift of $ A monthly gift of $ from until Name Apply my gift to Add Whereress needed most Community Grants The Po s t a l C o d e Fund 165 Ontario Street Name Kingston, Ontario K7L 2Y6 Phone E-mail Phone: 613.546.9696 Address Postal Code Fax: 613.531.9238 PhonePaym ent b Cheque enclosed bbbE-mail Card Number Expires / / f1o6u5n Odanttiaorni@o cSftgrke.oertg Kingstownw, Own.ctfagrki.o rKg7L 2Y6 PaymentName ( f o r p Chequeublic ack enclosednowledge orme nt) Card S Numberignatur e or I Expiresrequest anonymity b Phone: 613.546.9696 Name (public acknowledgement) I request anonymity Signature For furtheFra ixn:f 6o1r3m.5a3t1i.9o2n3 o8 n any of the topics dealt with in this issue of Ripples, please call the CFKA office, 613.546.9696 or E-mail: [email protected] [email protected] Please contact me about www.cfka.org Including the Foundation in my estate planning The latest tax incentives from Canada Revenue Agency on charitable giving Setting up a Fund I have included CFKA in my will

A charitable receipt will be issued for your donation under Charitable Registration Number 89143 2395 RR001. Fall 2013

For further information on any of the topics dealt with in this issue of Ripples, please call the CFKA o ce, 613.546.9696 or e-mail [email protected]. 12 www.cfka.org