CPP Lending Report
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CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: 1st Constitution Bancorp Joseph M. Reardon UST Sequence Number: 369 City: Cranbury State: New Jersey RSSD: 2784920 (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: 27552 (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 43,601 Average Consumer Outstanding Balance Key (A) Average Consumer Outstanding Balance Comment Average Commercial Outstanding Balance (Thousands$) 340,284 Average Commercial Outstanding Balance Key (B) Average Commercial Outstanding Balance Comment Total Outstanding Balance (Thousands $) 383,885 Total Outstanding Balance Key Total Outstanding Balance Comment General Market Commentary (A) includes $16.9 million of residential loans originated by 1st Constitution Bank to be sold to investors in the secondary market. (B) Includes $96.2 million of residential mortgage loans originated by mortgage bankers, under warehouse facilities provided by 1st Constitution Bank, which are sold to investors in the secondary market. CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: 1st Enterprise Bank Janet Radford 213-430-7042 UST Sequence Number: 455 City: Los Angeles State: California RSSD: (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: 58321 (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 23,707 Average Consumer Outstanding Balance Key General Ledger Average Consumer Outstanding Balance Comment HE, Consumer, Pers OD, CC Mortgage Average Commercial Outstanding Balance (Thousands$) 119,040 Average Commercial Outstanding Balance Key General Ledger Average Commercial Outstanding Balance Comment Commercial, Comm RE Business CC and OD Total Outstanding Balance (Thousands $) 142,747 Total Outstanding Balance Key General Ledger Total Outstanding Balance Comment Total Gross Loans General Market Commentary CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: 1st Financial Services Corporation Roger Mobley, CFO ( 828.697.3106) ([email protected]) UST Sequence Number: 2 City: Hendersonville State: North Carolina RSSD: 3715257 (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 135,265 Average Consumer Outstanding Balance Key Average Consumer Outstanding Balance Comment Average Commercial Outstanding Balance (Thousands$) 435,649 Average Commercial Outstanding Balance Key Average Commercial Outstanding Balance Comment Total Outstanding Balance (Thousands $) 570,914 Total Outstanding Balance Key Total Outstanding Balance Comment General Market Commentary CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: 1st Source Corporation Andrea Short UST Sequence Number: 292 City: South Bend State: Indiana RSSD: 1199602 (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 457,978 Average Consumer Outstanding Balance Key Average Consumer Outstanding Balance Comment Note: totals do not include mortgages held for sale, which were $28,202 for October. Average Commercial Outstanding Balance (Thousands$) 2,613,346 Average Commercial Outstanding Balance Key Average Commercial Outstanding Balance Comment Total Outstanding Balance (Thousands $) 3,071,324 Total Outstanding Balance Key Total Outstanding Balance Comment General Market Commentary Our local market is northern Indiana and southwestern Michigan. Unemployment rates in the counties we serve range from 15.0% to 8.2%, with the average in our 17 county market being 11.3%. New loans generated in October were $133.52 million (excluding mortgages held for sale.) CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: 1st United Bancorp Inc. (1st United Bank) Sylvia Niles, SVP Loan Administration UST Sequence Number: 669 City: Boca Raton State: Florida RSSD: 2860431 (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: 35408 (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 76,767 Average Consumer Outstanding Balance Key Category includes all loans to individuals for consumer purposes Average Consumer Outstanding Balance Comment Average Commercial Outstanding Balance (Thousands$) 418,917 Average Commercial Outstanding Balance Key Category includes loans to businesses and individuals for business purposes, real estate and non-real estate secured. Also includes all loans secured by vacant land. Average Commercial Outstanding Balance Comment Total Outstanding Balance (Thousands $) 495,684 Total Outstanding Balance Key Total Outstanding Balance Comment General Market Commentary CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: 21st Century Bank/Crosstown Holding Company Kevin Turnquist- CFO UST Sequence Number: UST #456 City: Blaine State: Minnesota RSSD: (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: 9751 (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 47,376 Average Consumer Outstanding Balance Key Average Consumer Outstanding Balance Comment Average Commercial Outstanding Balance (Thousands$) 275,307 Average Commercial Outstanding Balance Key Average Commercial Outstanding Balance Comment Total Outstanding Balance (Thousands $) 322,683 Total Outstanding Balance Key Total Outstanding Balance Comment General Market Commentary CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: AB&T FINANCIAL CORP BETSY MARTIN UST Sequence Number: 379 City: GASTONIA State: North Carolina RSSD: 3706684 (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 8,399 Average Consumer Outstanding Balance Key GASTONIA Average Consumer Outstanding Balance Comment Average Commercial Outstanding Balance (Thousands$) 128,408 Average Commercial Outstanding Balance Key GASTONIA Average Commercial Outstanding Balance Comment Total Outstanding Balance (Thousands $) 136,807 Total Outstanding Balance Key Total Outstanding Balance Comment General Market Commentary TOTAL LOANS DO NOT INCLUDE "TOTAL OTHER LOANS" WHICH INCLUDES DDA OVERDRAFT, NONACCRUAL , ETC. CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: Adbanc, Inc Todd S. Adams, President UST Sequence Number: 402 City: Ogallala State: Nebraska RSSD: 1055623 (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 76,953 Average Consumer Outstanding Balance Key Average Consumer Outstanding Balance Comment Average Commercial Outstanding Balance (Thousands$) 376,545 Average Commercial Outstanding Balance Key Average Commercial Outstanding Balance Comment Total Outstanding Balance (Thousands $) 453,498 Total Outstanding Balance Key Total Outstanding Balance Comment General Market Commentary CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: Alarion Bank (parent holding company is Matthew Ivers Alarion Financial Services, Inc.) UST Sequence Number: 378 City: Ocala State: Florida RSSD: 3382891 (for Bank Holding Companies) Holding Company Docket Number: (for Thrift Holding Companies) FDIC Certificate Number: 57845 (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 45,168 Average Consumer Outstanding Balance Key Average Consumer Outstanding Balance Comment Average Commercial Outstanding Balance (Thousands$) 135,453 Average Commercial Outstanding Balance Key Average Commercial Outstanding Balance Comment Total Outstanding Balance (Thousands $) 180,621 Total Outstanding Balance Key Total Outstanding Balance Comment General Market Commentary CPP Lending Report NAME OF INSTITUTION (Including Holding Company Where Applicable) Person to be contacted regarding this report: Alaska Pacific Bank (Alaska Pacific Bancshares, John Robertson Inc.) UST Sequence Number: 644 City: Juneau State: Alaska RSSD: (for Bank Holding Companies) Holding Company Docket Number: H3440 (for Thrift Holding Companies) FDIC Certificate Number: 29849 (for Depository Institutions) Loan Activity For: Oct, 2009 Average Consumer Outstanding Balance (Thousands $) 58,990 Average Consumer Outstanding Balance Key Includes loans for personal, family, and