Nefful—No. 94
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Services Include: 1) Back-Of-The-Book Indexing in Which an Index of Key Words and Subjects
Abstracting and Indexing Service: Services include: 1) back-of-the-book indexing in which an index of key words and subjects are created as the last step prior to printing a book; 2) Computer-database indexing in which journal articles are read and the information condensed into a format (short sentences or key words) for inclusion in databases; 3) corporate abstracting in which market or trade information and/or books are read and information pertaining to the business is abstracted into concise summaries. Not Eligible for Professional Coverage Accounting Service: Accountants classify and analyze data and documents of financial transactions in order to prepare financial statements and tax forms. They may also audit books, suggest cost control measures, do analysis work and counsel management on alternative methods of operation. Individuals must not have access to their client’s funds. Actuarial consultants are not eligible under this class. Not Eligible for Professional Coverage. Adjuster (Public or Independent Claim Adjuster): An adjuster will examine, investigate, analyze and adjust the loss claims presented to insurance companies by their insureds. Investigations consist of gathering evidence and collecting witness statements or depositions. Independent adjusters may handle claims for all insurance lines and are often hired by companies to handle claims in an area where they do not have enough business to open a branch of staff adjusters. Public adjusters are independent contractors hired by insureds consisting of businesses, homeowners and government agencies. Public adjusters handle fire losses and losses stemming from windstorms, explosions, or business interruption. In addition, they help clients complete claims forms and maximize insurance recovery following a loss. -
Proquest Dissertations
Prevalence of and factors associated with herbal remedy use in the United States Item Type text; Dissertation-Reproduction (electronic) Authors Delate, Thomas Publisher The University of Arizona. Rights Copyright © is held by the author. Digital access to this material is made possible by the University Libraries, University of Arizona. Further transmission, reproduction or presentation (such as public display or performance) of protected items is prohibited except with permission of the author. Download date 03/10/2021 19:31:09 Link to Item http://hdl.handle.net/10150/279949 INFORMATION TO USERS This manuscript has been reproduced from the microfilm master. UMI films the text directly from the original or copy submitted. Thus, some thesis and dissertation copies are in typewriter face, while others may be from any type of computer printer. The quality of this reproduction is dependent upon the quality of the copy submitted. Broken or indistinct print, colored or poor quality illustrations and photographs, print bleedthrough, substandard margins, and improper alignment can adversely affect reproduction. In the unlikely event that the author did not send UMI a complete manuscript and there are missing pages, these will be noted. Also, If unauthorized copyright material had to be removed, a note will indicate the deletion. Oversize materials (e.g., maps, drawings, charts) are reproduced by sectioning the original, beginning at the upper left-hand comer and continuing from left to right in equal sections with small overiaps. Photographs included in the original manuscript have been reproduced xerographically in this copy. Higher quality 6" x 9" black and white photographic prints are available for any photographs or illustrations appearing in this copy for an additional charge. -
Members of the Senate Commerce, Labor & Economic Development
Members of the Senate Commerce, Labor & Economic Development Committee Presented by Dirk Bloemendaal, Amway Government Affairs (Ada, Michigan) Support for SB 2231 / Strengthening State Pyramid Scheme Law Introduction: On behalf of our 2,000 Kansas independent business owners, I wish to express Amway’s strong support for SB 2231, a bill that would strengthen Kansas’s anti-pyramid scheme law. Kansas has a law on the books that needs to be updated and strengthened. SB 2231 will also draw a clear line of distinction between legitimate direct selling opportunities in Kansas and illegal pyramid schemes. Too often, pyramid schemes succeed because of the lack of clear laws defining them. Pyramid schemes continue to appear and re-invent themselves around the country despite the best efforts of the law enforcement community. SB 2231 will more clearly define illegal pyramid promotional schemes and help protect Kansans from becoming victims. The new law will also protect legitimate direct selling opportunities, such as those offered by Amway, Mary Kay, Avon, Nu Skin, Pampered Chef, Shaklee, Southwestern Advantage, Thirty-One Gifts, Tupperware and many other well-respected companies. Thousands of Kansans are independent distributors of these income-earning opportunities, supplementing their family incomes by selling quality products to family, friends, and neighbors, while interesting others to do the same. Amway alone has over 2,000 independent Kansas distributors, working to help their families. The line of distinction separating out their legal small businesses from illegal pyramid schemes must be clear and strong. What Pyramid Schemes Are: Pyramid schemes are illegal get-rich-quick schemes in which the main source of money comes from paying large recruiting fees – not from the sales of real product to real consumers. -
Multilevel Marketing Diffusion and the Risk of Pyramid Scheme Activity: the Ac Se of Fortune Hi‐Tech Marketing in Montana Stacie A
Hamline University DigitalCommons@Hamline School of Business All Faculty Scholarship School of Business Spring 2015 Multilevel Marketing Diffusion and the Risk of Pyramid Scheme Activity: The aC se of Fortune Hi‐Tech Marketing in Montana Stacie A. Bosley Hamline University, [email protected] Kim McKeage Hamline University, [email protected] Follow this and additional works at: http://digitalcommons.hamline.edu/hsb_faculty Part of the Economics Commons, Marketing Commons, and the Public Policy Commons Recommended Citation Bosley, Stacie A. and McKeage, Kim, "Multilevel Marketing Diffusion and the Risk of Pyramid Scheme Activity: The asC e of Fortune Hi‐Tech Marketing in Montana" (2015). School of Business All Faculty Scholarship. Paper 2. http://digitalcommons.hamline.edu/hsb_faculty/2 This is the author's submitted copy before peer reviewed edits. The final, definitive version of this document can be found online at Journal of Public Policy & Marketing published by the American Marketing Association. Copyright restrictions apply. doi: 10.1509/jppm.13.086 This Article is brought to you for free and open access by the School of Business at DigitalCommons@Hamline. It has been accepted for inclusion in School of Business All Faculty Scholarship by an authorized administrator of DigitalCommons@Hamline. For more information, please contact [email protected]. 1 July 14, 2014 Stacie Bosley and Kim K. McKeage Forthcoming in the Journal of Public Policy and Marketing Multilevel marketing diffusion and the risk of pyramid scheme activity: The case of Fortune Hi-Tech Marketing in Montana Abstract While statisticians have simulated the expected rate of growth in pyramid schemes, this research examines actual data on the spread of an alleged pyramid scheme in Montana. -
Get the Facts!
Get the Facts! Perception: “MLM / Amway Are Just Pyramids” Facts: • 27 million small businesses in the U.S. 1 o 52% are home-based 1 • MLM has become mainstream o Warren Buffet’s (the richest man in the world) 2 company owns one 3 o Have or have had: CITI ® Group 4 TIME WARNER ® 5 READER’S DIGEST ® 6 BODY SHOP ® 7 CRAYOLA ® Crayons 8 • 15 million people participate in U.S. 9 o 50% increase in the last 10 years 9 • $20 billion in sales 9 • 74% of Americans have purchased goods or services through Direct Sales, according to recent surveys 10 o More than television shopping and on-line computer services combined 10 • General Counsel for the FTC (speaking before the International Monetary Fund) 11 o Landmark ruling by FTC used Amway policies to show how legitimate multilevel marketing programs operate 11 o FTC recognizes that some people confuse pyramid schemes with legitimate MLM 11 MLMs have real product to sell MLMs actually sell their product to members of the general public o AMWAY offers over 450 quality products (800 patents) 15 NUTRILITE ® is the largest selling brand of vitamin, mineral, and dietary supplements in the world based on to 2008 sales. The ARTISTRY ® brand is among the world’s top five, largest-selling, prestige brands of facial skin care and color cosmetics 13 Amway has been ranked the top online health and beauty retailer in the U.S. for six consecutive years according to Internet Retailer Magazine “Top 500 Guide” 14 Page 1 Updated 7/21/2011 Get the Facts! Perception: “Products Are Too Expensive To Be Sold” -
Chapter 7: MLM's Abysmal Numbers
7-1 The Case (for and) against Multi-level Marketing By Jon M. Taylor, MBA, Ph.D., Consumer Awareness Institute Chapter 7: MLM’s ABYSMAL NUMBERS Chapter summary a large enough downline to meet expenses, and therefore do not profit. Is MLM a profitable business These conclusions were confirmed in the opportunity? And if so, for whom? Just do the average earnings reports of all 30 MLMs for math – the numbers don't lie. In this and which we were able to obtain data published preceding chapters, you will find the most by the companies themselves. Such statistics rigorous and thorough analysis of MLM are invaluable for analysts to debunk the profitability ever done by an independent many misrepresentations that are told to research firm. Questions about the viability thousands of prospects every day. and profitability of MLM as a business model Failure and loss rates for MLMs are not and its many company manifestations are comparable with legitimate small answered in this and prior chapters – based businesses, which have been found to be on 15 years’ research, worldwide feedback, profitable for 39% over the lifetime of the and analysis of the compensation plans of business; whereas less than 1% of MLM over 350 of the leading MLMs, as well as participants profit. MLM makes even average earnings data, where available. The gambling look like a safe bet in comparison. answers are not pretty. MLM stocks are questionable Our studies, along with those done by investments at best. And like gambling, other independent analysts (not connected to losses from MLM participation should not be the MLM industry), clearly prove that MLM as a allowed as a tax deduction – beyond the business model – with its endless chain of amount of actual income. -
Market Cap Close ADV 1598 67Th Pctl 745,214,477.91 $ 23.96
Market Cap Close ADV 1598 67th Pctl $ 745,214,477.91 $ 23.96 225,966.94 801 33rd Pctl $ 199,581,478.89 $ 10.09 53,054.83 2399 Ticker_ Listing_ Effective_ Revised Symbol Security_Name Exchange Date Mkt Cap Close ADV Stratum Stratum AAC AAC Holdings, Inc. N 20160906 M M M M-M-M M-M-M AAMC Altisource Asset Management Corp A 20160906 L M L L-M-L L-M-L AAN Aarons Inc N 20160906 H H H H-H-H H-H-H AAV Advantage Oil & Gas Ltd N 20160906 H L M H-L-M H-M-M AB Alliance Bernstein Holding L P N 20160906 H M M H-M-M H-M-M ABG Asbury Automotive Group Inc N 20160906 H H H H-H-H H-H-H ABM ABM Industries Inc. N 20160906 H H H H-H-H H-H-H AC Associated Capital Group, Inc. N 20160906 H H L H-H-L H-H-L ACCO ACCO Brand Corp. N 20160906 H L H H-L-H H-L-H ACU Acme United A 20160906 L M L L-M-L L-M-L ACY AeroCentury Corp A 20160906 L L L L-L-L L-L-L ADK Adcare Health System A 20160906 L L L L-L-L L-L-L ADPT Adeptus Health Inc. N 20160906 M H H M-H-H M-H-H AE Adams Res Energy Inc A 20160906 L H L L-H-L L-H-L AEL American Equity Inv Life Hldg Co N 20160906 H M H H-M-H H-M-H AF Astoria Financial Corporation N 20160906 H M H H-M-H H-M-H AGM Fed Agricul Mtg Clc Non Voting N 20160906 M H M M-H-M M-H-M AGM A Fed Agricultural Mtg Cla Voting N 20160906 L H L L-H-L L-H-L AGRO Adecoagro S A N 20160906 H L H H-L-H H-L-H AGX Argan Inc N 20160906 M H M M-H-M M-H-M AHC A H Belo Corp N 20160906 L L L L-L-L L-L-L AHL ASPEN Insurance Holding Limited N 20160906 H H H H-H-H H-H-H AHS AMN Healthcare Services Inc. -
Health & Wellness Report Q3 2017
1400 16% 14% 1200 14% 1,097 12% 1000 10% 800 7% 8% ($mm) 600 6% 487 6% 415 400 3% 4% 200 2% 34 0 0% Cognitive Cardiovascular Eye Health Digestive Health Health Health Size Expected CAGR 8 6 7 Financial 6 18% 4 4 2 3 - 1 1 - Strategic 82% Amount TEV/ TEV/ Date Target Buyer(s) Segment ($ in Mil) Rev EBITDA 9/29/2017 Koios LLC Super Nova Petroleum Corp. Vitamins, Minerals, & $3.00 - - Supplements 9/27/2017 Bird & Cronin, Inc. Dynatronics Corp. Personal Care $15.50 - - 9/21/2017 iGalen International, Inc. Holista CollTech Ltd. Vitamins, Minerals, & $0.00 - - Supplements 9/5/2017 Therapeutic Research Center LLC Levine Leichtman Capital Partners, Lifestyle Companies $172.00 - - Inc.; Therapeutic Research Center LLC 8/20/2017 Back To Nature Foods Co. LLC B&G Foods North America, Inc. Natural & Organic Foods $162.50 - - 8/14/2017 Williamson-Dickie Mfg. Co. VF Corp. Lifestyle Companies $820.00 0.94x - 8/1/2017 Novel Ingredient Services LLC Innophos Holdings, Inc. Natural & Organic Foods $125.00 - - 7/26/2017 ZEN HERO, Inc. Michael James Enterprises, Inc. Natural & Organic Foods $0.85 - - 7/14/2017 Lucille Roberts Health Clubs, Inc. Town Sports International Holdings, Lifestyle Companies $0.95 - - Inc. Strategic Buyer Inv. Date Select Corporate Acquisitions Brunswick Corporation 7/20/2017 ▪ Lankhorst Taselaar BV 11/18/2016 ▪ Payne's Marine Supply, Inc. 8/31/2016 ▪ Indoor Cycling Group 7/5/2016 ▪ Thunder Jet Boats Inc. 1/20/2016 ▪ Cybex International Inc. Hi-Tech Pharmaceuticals 6/19/2017 ▪ Top Secret Nutrition LLC 10/5/2016 ▪ Tribravus Enterprises 10/5/2016 ▪ Prime Nutrition 4/28/2016 ▪ Gaspari Nutrition Inc. -
Companies-Titles of Registrants
Direct Selling Companies Registered for the 2009 Communications & Internet Marketing Seminar As of 10/19/2009 4Life Research, LC LifeWave, LLC 5LINX Enterprises, Inc. Livinity, Inc. ACN, Inc. Mannatech, Inc. Aerus LLC (formerly Electrolux LLC) Nature's Sunshine Products, Inc. Aloette Cosmetics Nu Skin Enterprises Amazon Herb Company Oxyfresh.com Amway The Pampered Chef Arbonne International PartyLite Gifts, Inc. Avon Products, Inc. Premier Designs, Inc. Celebrating Home Princess House, Inc. Conklin Company, Inc. Regal Ware, Inc. Cookie Lee, Inc. Reliv International, Inc. Creative Memories Rena Ware International, Inc. CUTCO/Vector Marketing Corporation Saladmaster, Inc. (Regal Ware, Inc.) Demarle At Home, Inc. Scentsy, Inc. Discovery Toys, Inc. Sensaria Natural Bodycare, Inc. Dove Chocolate Discoveries Shaklee Corporation Earth's Elements Signature HomeStyles Entertaining at Home Silpada Designs Essential Bodywear Simplexity Health For Every Home The Southwestern Company Fortune Hi Tech Marketing Sozo Global, LLC FreeLife International Stampin' Up! FreedomRocks Sunrider International Gold Canyon SwissJust Herbalife International of America, Inc. Symmetry Corporation HomeTec Syntec, Inc. Isagenix International Take Shape for Life, Inc.-Medifast Jafra Cosmetics International, Inc. Team National Kangevity Global Thrivent Financial at Home The Kirby Company Touchstone Crystal, Inc. L'Bel Paris USANA Health Sciences, Inc. L'Bri Pure N' Natural Vantel Pearls in the Oyster Lia Sophia XanGo LLC Who’s Attending? Following is a sampling of the titles of direct selling executives registered for the meeting. Brand Manager Policy Compliance Supervisor CEO PR Strategist Chief Marketing Officer President Communications Coordinator Representative Services Communications Spanish Specialist Sales Support Specialist Copywriter Senior Corporate Communications Manager Creative Director Senior Manager of Design Direction Director of Public Relations/Social Media Senior Sales Support Specialist Director of Sales & Marketing Senior Writer Director, Information Systems Sr. -
2019 SEC Form 10-K (PDF File)
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-14905 BERKSHIRE HATHAWAY INC. (Exact name of Registrant as specified in its charter) Delaware 47-0813844 State or other jurisdiction of (I.R.S. Employer incorporation or organization Identification No.) 3555 Farnam Street, Omaha, Nebraska 68131 (Address of principal executive office) (Zip Code) Registrant’s telephone number, including area code (402) 346-1400 Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbols Name of each exchange on which registered Class A Common Stock BRK.A New York Stock Exchange Class B Common Stock BRK.B New York Stock Exchange 0.750% Senior Notes due 2023 BRK23 New York Stock Exchange 1.125% Senior Notes due 2027 BRK27 New York Stock Exchange 1.625% Senior Notes due 2035 BRK35 New York Stock Exchange 0.500% Senior Notes due 2020 BRK20 New York Stock Exchange 1.300% Senior Notes due 2024 BRK24 New York Stock Exchange 2.150% Senior Notes due 2028 BRK28 New York Stock Exchange 0.250% Senior Notes due 2021 BRK21 New York Stock Exchange 0.625% Senior Notes due 2023 BRK23A New York Stock Exchange 2.375% Senior Notes due 2039 BRK39 New York Stock Exchange 2.625% Senior Notes due 2059 BRK59 New York Stock Exchange Securities registered pursuant to Section 12(g) of the Act: NONE Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. -
Program of Events
D IRECT S ELLING A SSOCIATION Program of Events June 9-11, 2013 | Phoenix | http://annualmeeting.dsa.org Saturday, June 8 9:00 a.m. – 10:30 a.m. DSEF Executive Committee Meeting Desert Suite II 10:30 a.m. – Noon DSEF Joint Communications & Development Desert Suite I LANCE Committee Meeting 11:00 a.m. – 1:00 p.m. DSA Executive Committee Meeting Desert Suite VII G Noon – 7:00 p.m. DSA Registration Open Grand Canyon Ballroom Foyer A 1:00 p.m. – 3:00 p.m. DSA Board of Directors Meeting Grand Sonoran Ballroom F 1:00 p.m. – 6:00 p.m. Exhibitor Set-Up Grand Canyon Ballroom 3:30 p.m. – 5:30 p.m. DSEF Board of Directors Meeting Grand Sonoran Ballroom F AT 6:00 p.m. – 7:00 p.m. DSA Supplier Reception Grand Sonoran Ballroom A-B 7:00 p.m. – 8:00 p.m. DSA/DSEF Board of Directors Reception Wildflower Salon A 8:00 p.m. – 10:00 p.m. DSA/DSEF Board of Directors Dinner Wildflower Salon B&C Sunday, June 9 7:00 a.m. – Noon DSEF Golf Tournament Wildfire Golf Club 8:00 a.m. – 1:00 p.m. Exhibitor Set-Up Grand Canyon Ballroom CHEDULE 8:00 a.m. – 9:00 p.m. DSA Registration Open Grand Canyon Ballroom Foyer S Noon – 9:00 p.m. Cyber Café Open Grand Canyon Ballroom Foyer 12:30 p.m. – 3:00 p.m. WFDSA Board of Directors Meeting Desert Suite IV 1:00 p.m. – 3:00 p.m. -
Multi Level Marketing and the Impact on Distributors' Loyalty of (Un)
MULTI LEVEL MARKETING AND THE IMPACT ON DISTRIBUTORS’ LOYALTY OF (UN)SUCCESS FACTORS – AN APPROACH TO MEASURE LOYALTY Gonçalo Filipe Monteiro Grade Dissertation submitted as partial requirement for the conferral of Master’s in Management Supervisor Prof. Mónica Mendes Ferreira, Invited Assistant Professor at ISCTE Business School in the Marketing, Operations and General Management Department September 2019 MLM and the impact on distributor’s loyalty AN APPROACH TO – Gonçalo Grade MEASURE LOYALTY LOYALTY OF (UN)SUCCESS FACTORS MULTI LEVEL MARKETING AND THE IMPACT ON DISTRIBUTORS’ II MLM and the impact on distributor’s loyalty Acknowledgments I wish to express my sincere thanks for the help and for the patience applied to help me to finish this great step of my life to my supervisor, Professor Mónica Ferreira. I also want to express my grateful to everyone who continuously believed me, despite the hard times I had to surpass, such as my friends Mafalda Gonçalves, Igor Jesus, João Periquito, Emanuel Barroso and Marcos Cardoso and to my family members Joana Pinto, Patrícia Mariano, Rita Grade, Conceição Grade and Carla Grade. I want to give a special thanks to Cristina Mariano and Vitor Mariano which had extremely important in order to end this step. And last, but not least, I want to thank me for all the hard work and for overpass so many obstacles to reach here. III MLM and the impact on distributor’s loyalty Abstract Multi-level marketing industry besides on the 20th century has had a great expansion and some companies became huge players in their activity sectors, a lot of missing points still exists and remain to be explained.