Handelsbanken Nederland Factsheet

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Handelsbanken Nederland Factsheet HANDELSBANKEN GROEP HANDELSBANKEN NEDERLAND - Opgericht in 1871 in Stockholm, Zweden; - Bank voor particulieren, ondernemers en - Beursgenoteerde, internationaal opererende bank bedrijven. Maatwerk, hoge servicekwaliteit in meer dan 20 landen, met ruim 800 kantoren en en een persoonlijke aanpak kenmerken onze meer dan 12.000 medewerkers; dienstverlening; - Lokale aanwezigheid, diepgaande kennis van de - Sterk in hypotheken en financieringen; een volledig lokale markt, hoge klanttevredenheid en hoge aanbod van diensten voor particulieren op het kwaliteit van uitstaande kredieten; gebied van betalen en sparen; - Conservatief risicoprofiel resulteert in lage - Vermogensbeheer via Optimix, een volledige kredietverliezen (2018: 0,04%); dochteronderneming van Handelsbanken; - De bank heeft geen verkoopdoelstellingen; - Internationale financierings- en cashmanagement- - Handelsbanken heeft nooit overheidssteun nodig oplossingen via wereldwijd kantorennetwerk; gehad, ook niet tijdens de financiële crisis; - Geen bonussen voor management en - Nederland is één van de zes thuismarkten van medewerkers; Handelsbanken, naast Zweden, het Verenigd - Aantal medewerkers in Nederland: 307 (Q4 2018). Koninkrijk, Denemarken, Finland en Noorwegen. LANDELIJK KANTORENNETWERK ONZE FILOSOFIE 29 kantoren door heel Nederland, met opening van Handelsbanken is een bank met een sterk nieuwe kantoren in de planning. gedecentraliseerde en kostenefficiënte manier van werken. Kantoren kunnen lokaal, dicht bij de klant, Alkmaar Breda Maastricht met een grote mate van zelfstandigheid beslissingen Alphen aan den Rijn Den Haag Rijnmond Zuid Amersfoort Eindhoven Roermond nemen. Deskundig, gedreven en met korte lijnen. De Amstelveen Emmen Rotterdam langetemijnrelatie met klanten en direct persoonlijk Amsterdam Amstel Groningen Schiphol Amsterdam Centrum Haarlem Tilburg contact staan hierbij voorop. Amsterdam Zuid ’s-Hertogenbosch Twente Apeldoorn Het Gooi Utrecht Arnhem Laren Zwolle ONS DOEL Bergen op Zoom Leeuwarden Handelsbanken wil winstgevender zijn dan haar concurrenten, door een hogere klanttevredenheid en lagere kosten. HOGE KLANTTEVREDENHEID Onafhankelijk onderzoek (EPSI, 2018) toont aan dat EEN SOLIDE BANK Handelsbanken Nederland een hogere - Handelsbanken heeft een conservatief klanttevredenheid heeft dan de grootbanken en het financieringsbeleid. De bank verstrekt alleen sectorgemiddelde, bij zowel particuliere als zakelijke financieringen die zij verantwoord acht voor de klanten. klant én de bank. De Europese stresstest (EBA, 78 73,5 70,6 69,4 2018) toont aan dat Handelsbanken onder 66,3 69,1 66,4 62,1 61,5 64,1 extreme omstandigheden een van de sterkste banken van Europa is; - Door de goede kapitaalpositie – Core Tier I ratio 16,8% (ultimo 2018) – en het lage risicoprofiel heeft Handelsbanken ook een sterke internationale kredietwaardering, waarmee zij tot Handelsbanken Rabobank ABN Amro ING Sectorgemiddelde de meest solide banken van Europa behoort. Particuliere klanten Zakelijke klanten Long term Short Term MEER INFORMATIE Moody’s Aa2 Prime-1 Wilt u meer weten over onze aanpak en werkwijze? Standard & Poor’s AA- A-1+ Loop dan eens binnen bij ons kantoor bij u in de buurt, Fitch AA F1+ of kijk op handelsbanken.nl. 2019/02.

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