Banco do Brasil 4Q12
1 Leaderships
Market Share¹
Assets 21.1 %
Loan Portfolio 20.4 %
Deposits 28.4 %
Asset Management² 20.0 %
(1) Assets and Deposits: as of Sep/12; Loan Portfolio in Brazil and Asset Management: as of Dec/12; (2) Does not include Banco Votorantim 2 Distribution Network
Total Distribution Network Distribution Channel 19,144 MaisBB Network¹ 17,914 Shared Distribution Channels 27,134 Total 64,192 (1) Banking Agents and Banco Postal.
Regional Market Share North (Quantity of Bank Branches) 29.5%
Northeast 34.2% Midwest 28.2%
Southeast 20.4% Total = 24.5%
South 25.2%
3 Banco do Brasil – Global Presence
Spain United Kingdom France Germany Austria Italy 1 branch 1 branch 1 branch 1 branch 1 subsidiary 1 branch 1 subsidiary 1 business unit
USA Portugal South Korea 2 branches 6 ass. Subsidiaries 1 rep. office 1 rep. office 1 associeted 3 subsidiaries subsidiaries Japan 1 unit 1 branch Grand Cayman 6 sub. branches México 1 branch 1 subsidiaries China/ Hong Kong 1 rep. office Arab Emirates 2 rep. office 1 rep. office Panama Venezuela 1 rep. office 1 rep. office Singapore Angola 1 subsidiary Peru Paraguay 1 rep. office 1 rep. office 1 branch 1 sub. branch Banco do Brasil in the World Bolivia Branches 13 Uruguay 1 branch Offices 11 1 sub. branch 1 rep. office Associeted Subsidiaries 6 Sub-branches 8 Chile Argentina Subsidiaries 8 units 3 1 branch 1 branch Presence in 24 Countires
4 Ownership Structure
Shareholding Breakdown (%)
Free Float 30.4 30.4 29.6 29.6% 0.7
11.2 12.9 11.2 21.5 21.8 14.9 National Treasury* Previ 10.2 10.0 18.5 Foreign Investors Other 17.5 18.5 Treasury Shares 59.3 15.5 11.3 11.8 10.4
2008 2009 2010 2011 2012
Foreign Investors Other
(1) Number consolidated with the participation of BNDES
5 Assets
R$ billion
22.0 20.8 21.3 21.1 ² Market Share (%)¹ 17.2 1,150.5
981.2
811.2 708.5
521.3
2008 2009 2010 2011 2012
(1) Source: Central Bank of Brazil (2) Market Share as of September/2012 6 Loan Portfolio¹
R$ billion
20.0 20.4 19.8 19.2 Market Share (%)² 17.1 580.8 46.4
465.1 108.0 Offshore 35.0 388.2 23.0 89.4 321.4 152.6 Agribusiness 18.4 75.7 130.6 224.8 67.1 15.1 113.1 Individuals 63.7 91.8 48.8 273.8 210.2 176.4 Corporates 144.0 97.2
2008 2009 2010 2011 2012
(1) Includes BV, BNC, provided guarantees and private securities since 2009 (2) Domestic Loan Portfolio / BI Loan Portfolio 7 Credit Risk
R$ million 4.6
3.6 3.3 3.1 3.2 Provision expenses / Portfolio ¹ - %
14,651
Provision expenses ² 11,629 11,827 10,675
6,800
2008 2009 2010 2011 2012
(1) 12 months average loan portfolio and expenses (2) Without one-off items 8 NPL + 90 days
(%)
4.40 4.44 4.43
BI 4.00 3.74 3.78 3.77 3.66 3.66 3.64 3.57 3.51 3.60 3.41 3.29 3.38 3.64 3.26 3.18 3.24 3.02 3.08 BB consolidated 3.25 2.72 3.06 2.66 2.34 2.72 2.70 2.65 2.16 2.22 2.19 2.19 2.10 2.04 2.11 2.05 2.36 2.28 2.09 BB stand alone 1.94 1.92 1.90 1.85 1.81 1.83 1.77
2008 2009 2010 2011 2012
9 Deposits
R$ billion
697.9 16.6 637.6 14.5 74.8 62.0 519.0 498.4 117.7 19.4 11.8 100.1 56.5 63.5
362.0 75.7 89.3 14.3 195.2 225.8 Others 51.9 Demand Deposits 55.0 160.8 142.2 Savings 91.1 Money Market Borrowing Time Deposits 265.8 263.0 193.5 204.7 149.6
2008 2009 2010 2011 2012
10 Foreign Borrowings
US$ billion
45.0 1.7 3.2
34.6 11.6 3.2 3.1 25.3 21.7 1.8 7.3 2.1 17.6 2.6 17.5 Repo 2.0 5.1 Individuals 3.4 11.0 2.0 6.3 Corporates 7.6 Bond Issues 6.8 4.6 10.9 Interbanking 2.2 8.8 10.0 6.2 3.3 2008 2009 2010 2011 2012
11 Structure
Employees - thousand Branches 113.8 114.2 109.0 5,263 5,362 104.0 4,897 5,087 89.0 4,342
2008 2009 2010 2011 2012 2008 2009 2010 2011 2012
ATM¹ - thousand Transaction in Automated Channels - %
45.4 45.0 43.6 44.4 91.1 92.0 93.0 93.8 94.0 39.7
2008 2009 2010 2011 2012 Dec/08 Dec/09 Dec/10 Dec/11 Dec/12
(1) Does not include ATM from partnerships
12 Net Income
R$ billion
32.5 30.7 27.0 22.4 19.8 24.7 26.5 24.6 21.7 ROE (%) 18.7 Adjusted ROE (%)
12.1 12.2 11.7 11.8 11.5 10.7 10.1 8.8 8.7
Net Income 6.7 Adjusted Net Income
2008 2009 2010 2011 2012
13 Investor Relations Unit SBS - Quadra 1 - Bloco C - Ed. Sede III - 7° floor 70073-901 - Brasília (DF) Phone: +55 61 3102 1124 Fax: +55 61 3102 1435
bb.com.br [email protected]
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