Disclaimer Sindh Kotri Multan Islamia Road Group Accidental Insurance Insurance Coverage Period war, mutiny, rebellion, revolution, insurrection by Kunri Abdali Road Karkhano Hayatabad Anmol Sehat • Anmol Sehat is an insurance product underwritten, Abul Hasan Isphahani Larkana Bosan Road Naz Cinema Bahadurabad Maatli Vehari Road University Road military or usurped power, riot or civil commotion, an Boat Basin Mehar WAPDA Town Phase 1 Dara Adam Khel (FR Kohat) JS Bank offers Anmol Sehat, an accidental insurance This scheme will cover your life for one complete month issued and subject to the Terms and Conditions set by Bohra Pir Mirpurkhas Gujrat Abbottabad Chase Shaheed-e-Millat Mitthi G. T. Road Bafa illegal organization or an industrial dispute. Clifton Block II Naushehro Feroz Kacheri Chowk Bannu scheme exclusively designed to provide you with a simple and is renewable monthly. EFU Life Assurance Limited, an insurance company Cloth Market Moro Kasur Chakdara Dehli Colony Nawabshah Agrow Kasur Chitral and affordable way of protecting yourself from any having its principal office in at EFU Life House, DHA 26th Street Pano Aqil Chandni Chowk D.I. Khan • Participating or practicing a dangerous sport, including DHA Bokhari Commercial Sanghar Pakpattan Dir Upper DHA Kh-e-Ittehad Sehwan Shareef Agrow Pakpattan Haripur unforeseen circumstances leading to death or disability Enrollment, Eligibility & Term Plot No. 112, 8th East Street, Phase 1, DHA, Karachi. DHA Kh-e-Shahbaz Shahdadkot Pakpattan Mansehra big game shooting, hang-gliding, hot air ballooning, DHA Khadda Market Shahdadpur Sialkot Mardan DHA Korangi Road, Phase 1 Sheikh Bhirkio Shahabpura Mattni Changan due to an accident. Anmol Sehat is a voluntary cover that is DHA Phase VIII Shikarpur Sialkot Cantt Mingora parascending, steeple chasing, polo playing, horse • Anmol Sehat is not a JS Bank Limited product. JS Bank DHA Zamzama Sultanabad Paris Road Nowshera • To enroll for Anmol Sehat, you may contact your Dhoraji Tando Adam Sheikhupura Shaidu (KPK) provided on a 24 hour basis, underwritten by EFU Life Electronic Market Tando Allahyar Agrow Sheikhupura Saleh Khana racing, underwater diving, power boat racing, Limited is acting as the distributor of Anmol Sehat on Federal B. Area Tando Jam Sheikhupura Branch Shahkas Khyber Agency designated relationship manager or call the UAN Fisheries Tando Muhammad Khan Pattoki Timergara Assurance Limited. This offer is only available for our JS Elite Garden East Thatta Agrow Allahabad Theeng Morr Topi mountaineering, rock climbing, caving, pot holing and behalf of EFU Life Assurance Limited. Garden West Umerkot Agrow Warbutton number 0800-011-22 to get complete details of Gulistan-e-Jauhar Ali Pur Chatta Balochistan & JS Elite Plus Customers. all forms of motor sports & motor cycle sports, including Gulshan Chowrangi Punjab Arifwala Quetta enrollment. Gulshan-e-Hadeed Lahore Attock M.A. Jinnah Road • JS Bank Limited will not be responsible in any manner if Gulshan-e-Iqbal DHA Airport Road Bahawalpur Quetta Cantt Hawksbay Road Allama Iqbal Town Bhakkar Zarghoon Road time trials and hill climbs. Hyderi Market Azam Cloth Market Bhalwal Ormara Benef its of Anmol Sehat your application or claim is rejected by EFU Life IBA City Campus Badami Bagh Bhawalnagar Dera Murad Jamali • Anmol Sehat is available to anyone between 18 and 59 Islamia College Baghbanpura Burewala Duki Harnai Assurance Limited nor will it investigate or provide any Jheel Park PECHS Bahria Town Chah Chand Wala Jampur Gawadar • Participating in exercises or operations while serving Jodia Bazar Brandreth Road Chakwal Khanozai Pishin Anmol Sehat emphasizes on confidently enjoying your life, years of age. However, once enrolled the coverage Cavalry Ground Chichawatni Khuzdar opinion on merits of the claim. Chowburji Chiniot Loralai with either the armed or paramilitary forces or while Circular Road Daska Muslim Bagh while silently protecting your happiness, in case you face the continues till the age of 60 years upon regular payment Lucky Star College Road Dera Ghazi Khan Usta Muhammad M. A. Jinnah Road Daroughawala Depalpur performing any form of police duty. • Service charges and taxes will be applicable as per the Malir Cantt DHA Phase VI Dinga Azad Jammu & Kashmir unforeseen situation of an accidental death or a disability. of due premiums. Marriott Road DHA T-Block Gagoo Mandi Bagh Nazimabad DHA Z-Block Ghakkhar Mandi Chaksawari Bank’s “Schedule of Charges” and taxation laws as New Challi Ferozepur Road GohadPur Charhoi To meet the basic life expenses, Anmol Sehat entitles you to: • Entering, servicing, operating, traveling in or ascending New Sabzi Mandi Gulberg Gojra Dadyal • In case of joint accounts, only the principal account North Karachi Industrial Area Gulshan Ravi Road Gulyana Dina stipulated by the relevant authorities. North Napier Ichra Bazaar Ha zabad Hattian into or descending from any aircraft or aerial device North Nazimabad Johar Town Haroonabad Jatlan • Accidental Death Benef it: On death due to an holder will be entitled under this plan. , Clifton M. M. Alam Road Hasilpur Khui Ratta Orangi McLeod Road Jalalpur Jattan Kotli except as a fare paying passenger on a licensed This brochure provides a brief description of the product. Paposh Nagar Model Town Jaranwala Mirpur accident the nominated beneficiary will be paid as per Park Towers, Clifton Mughalpura Jauharabad Muzaarabad Actual coverage will be as per the Terms and Conditions of Progressive Centre, Shahrah-e-Faisal New Garden Town Jehlum Naarr Exclusions commercial airline flying on a regular scheduled flight. Regal Chowk, Saddar PECO Road Jhang Rawalakot the following categories: Safoora Goth Raiwind Road Kachi Jamal Khanpur Sehnsa the policy document. * Shah Faisal Colony Shadbagh Kamoki Seri Shaheen Complex Shadman Town Khanewal • Pregnancy, miscarriage, childbirth or any malignant Shahrah-e-Faisal Shah Alam Market Kharian Gilgit-Baltistan • Category A: PKR 3,000,000 No benefit will be paid if the death/disability of the Insured Shershah Shahdara Lalamusa Chilas S.I.T.E. State Life Housing Society Layyah Gilgit Member results directly or indirectly, wholly or partly, as a disease occurring in or related to the female Sohrab Goth Sunder Industrial Estate Lodhran Skardu Soilder Bazar The Mall Branch Mandi Bahauddin • Category B: PKR 1,000,000 Teen Talwar Clifton Timber Market Ravi Road Mandi Faizabad Federal Capital result of or related to: reproductive organs. The Center Saddar Upper Mall Mian Chunnoo B-17 Timber Market Urdu Bazar Mouza Fadda Mailsi Bara Kahu U.P. Morr Valencia Society Mouza Gajju Hatta Shujabad Blue Area • Permanent Total Disability Benef it: If the Insured Urdu Bazar Walton Road Mouza Ghalwan Alipur DHA Phase 2 • Mental or psychosomatic disorder which is not caused Hyderabad WAPDA Town Mouza Parhar Sharqi E-11 • Suicide. Anaj Mandi Zarrar Shaheed Road Muridke F-7 Member becomes permanently and totally disabled Citizen Colony Rawalpindi Muzaargarh F-8 by a physical disease. Cloth Market AECHS Nankana Sahib F-11 Markaz DHA Bahria Town, Phase 4 Narowal F-10 due to accidental causes, EFU Life Assurance Limited will • Intentional self-inflicted injury. Latifabad Bahria Town, Phase 7 Nekapura Sialkot G-11 Kohsar Bank Road Okara G-13 Latifabad Unit No VI Chaklala Scheme 3 Pir Mahal G-15 pay the sum assured as per the following categories: • Catastrophes such as floods, epidemics, etc. resulting in Qasimabad Chakri Road Qaboola Gulberg Green • Participation in any criminal act or violation of law. Saddar Bazar Falcon Complex Khanna Road Rabwa I-8 250 or more deaths. SITE Hyderabad GHQ Rahim Yar Khan I-9 Sukkur Khayaban-e-Sir Syed Mouza chak 72 N/P Rahim Yar Khan Islamabad Stock Exchange • Category A: PKR 3,000,000 IBA Sukkur Kurri Road Sadiqabad Khanna Pul • Failure to seek or follow medical advice, taking of Military Road Lalazar Rawalpindi Cantt Sahiwal NPF 0-9, PWD Road Shaheed Gunj Peshawar Road Chak 89 Dist. Sahiwal Tarlai • Human Immunodeficiency Virus (HIV). Badin Raja Bazar Sambrial • Category B: PKR 1,000,000 alcohol or drugs. Bhiria City Range Road Sargodha Bahrain Your Life, Our Priority Chak 41 Jamrao Sanghar RCCI Industrial Estate Rawat Talangang Manama Chambar Saidpur Road Taxila Dadu Sattelite Town Toba Tek Singh • Heatstroke or sunstroke, poison, gas or fumes. Dharki Faisalabad Ugoki Premium Payment for Anmol Sehat Digri Ghulam Mohammad Abad Vehari Get accidental insurance for when you Ghotki Grain Market Wazirabad Golarchi Gulistan Colony Wah Cantt Jacobabad Karkhana Bazar Agrow Chishtian need it the most. To avail this insurance coverage, you need to pay monthly • Disease and incapacity or bodily injury which existed Jamshoro Liaquat Road Kandhkot Satiana Road Khyber Pakhtunkhwa Kashmore Gujranwala Peshawar premium payment for Accidental Insurance Cover as per the prior to this insurance. Khairpur Bank Square Dabgari Gardens Khipro G. T. Road G.T. Road Kot Ghulam Muhammad Sheikhupura Road Grain Market following categories: • Atomic energy explosions of any nature whatsoever. * Terms and Conditions apply and Conditions Terms * • Category A: PKR 600 EFU LIFE ASSURANCE LTD. • War, invasion, act of foreign enemy, hostilities (whether 37-K, Block 6, PECHS, Karachi-75400, Pakistan 0800-011-22 | www.jsbl.com • Category B: PKR 200 war be declared or not), armed or unarmed truce, civil Fax: (021) 3453-7519 Email: [email protected] 345 Branches in 172 Cities 345 Branches in 172 Cities UAN: (021)111-EFU-111 (111-338-111) https://www.facebook.com/JSBankLtd/ Disclaimer Group Accidental Insurance Insurance Coverage Period war, mutiny, rebellion, revolution, insurrection by • Anmol Sehat is an insurance product underwritten, JS Bank offers Anmol Sehat, an accidental insurance military or usurped power, riot or civil commotion, an issued and subject to the Terms and Conditions set by This scheme will cover your life for one complete month scheme exclusively designed to provide you with a simple illegal organization or an industrial dispute. EFU Life Assurance Limited, an insurance company and is renewable monthly. having its principal office in Pakistan at EFU Life House, and affordable way of protecting yourself from any • Participating or practicing a dangerous sport, including Plot No. 112, 8th East Street, Phase 1, DHA, Karachi. unforeseen circumstances leading to death or disability Enrollment, Eligibility & Term big game shooting, hang-gliding, hot air ballooning, due to an accident. Anmol Sehat is a voluntary cover that is parascending, steeple chasing, polo playing, horse • Anmol Sehat is not a JS Bank Limited product. JS Bank • To enroll for Anmol Sehat, you may contact your provided on a 24 hour basis, underwritten by EFU Life racing, underwater diving, power boat racing, Limited is acting as the distributor of Anmol Sehat on designated relationship manager or call the UAN Assurance Limited. This offer is only available for our JS Elite behalf of EFU Life Assurance Limited. number 0800-011-22 to get complete details of mountaineering, rock climbing, caving, pot holing and & JS Elite Plus Customers. enrollment. all forms of motor sports & motor cycle sports, including • JS Bank Limited will not be responsible in any manner if time trials and hill climbs. your application or claim is rejected by EFU Life Benef its of Anmol Sehat • Anmol Sehat is available to anyone between 18 and 59 • Participating in exercises or operations while serving Assurance Limited nor will it investigate or provide any Anmol Sehat emphasizes on confidently enjoying your life, years of age. However, once enrolled the coverage with either the armed or paramilitary forces or while opinion on merits of the claim. while silently protecting your happiness, in case you face the continues till the age of 60 years upon regular payment performing any form of police duty. • Service charges and taxes will be applicable as per the unforeseen situation of an accidental death or a disability. of due premiums. Bank’s “Schedule of Charges” and taxation laws as To meet the basic life expenses, Anmol Sehat entitles you to: • In case of joint accounts, only the principal account • Entering, servicing, operating, traveling in or ascending stipulated by the relevant authorities. into or descending from any aircraft or aerial device • Accidental Death Benef it: On death due to an holder will be entitled under this plan. except as a fare paying passenger on a licensed This brochure provides a brief description of the product. accident the nominated beneficiary will be paid as per commercial airline flying on a regular scheduled flight. Actual coverage will be as per the Terms and Conditions of the following categories: Exclusions the policy document. * • Category A: PKR 3,000,000 No benefit will be paid if the death/disability of the Insured • Pregnancy, miscarriage, childbirth or any malignant Member results directly or indirectly, wholly or partly, as a disease occurring in or related to the female • Category B: PKR 1,000,000 result of or related to: reproductive organs. • Permanent Total Disability Benef it: If the Insured • Suicide. • Mental or psychosomatic disorder which is not caused Member becomes permanently and totally disabled by a physical disease. due to accidental causes, EFU Life Assurance Limited will • Intentional self-inflicted injury. pay the sum assured as per the following categories: • Catastrophes such as floods, epidemics, etc. resulting in • Participation in any criminal act or violation of law. 250 or more deaths. • Category A: PKR 3,000,000 • Failure to seek or follow medical advice, taking of • Human Immunodeficiency Virus (HIV). • Category B: PKR 1,000,000 alcohol or drugs.

Premium Payment for Anmol Sehat • Heatstroke or sunstroke, poison, gas or fumes. To avail this insurance coverage, you need to pay monthly • Disease and incapacity or bodily injury which existed premium payment for Accidental Insurance Cover as per the prior to this insurance. following categories: • Atomic energy explosions of any nature whatsoever. Anmol Sehat • Category A: PKR 600 • War, invasion, act of foreign enemy, hostilities (whether • Category B: PKR 200 war be declared or not), armed or unarmed truce, civil