FinTech, Blockchain

and Cryptocurrency

King & Spalding’s global FinTech practice provides seamless coordination across “Our advice combines countries and jurisdictions and is a “one-stop” shop for FinTech clients pursuing specific industry strategic transactions, striving for regulatory compliance, or facing government knowledge with investigations or litigation matters. Our attorneys are experienced at working with FinTech companies across a variety of industry segments, including P2P, B2B, experienced lawyers to alternative banking and lending, digital currency and blockchain technology, and deliver market-leading mobile and online payments. Our expertise covers the full spectrum of legal issues advice in the payments

related to FinTech, including: industry”

Formation and Financing for Startups Our corporate lawyers regularly advise FinTech entrepreneurs, startup companies and their investors. We assist these clients with company formation, debt and equity financing, the protection of intellectual property, regulatory compliance, and day-to-day Our extensive experience legal and governance matters. provides expertise in Mergers, Acquisitions and Joint Ventures areas critical to payments-

Our M&A lawyers advise FinTech clients on a variety of corporate/M&A transactions, focused companies, such including mergers and acquisitions, in-licensing and out-licensing transactions, as: technology development, and marketing joint ventures. • Settlement and Capital Markets, Finance and Venture Capital chargeback issues Our corporate finance lawyers advise technology clients on private offerings, initial public offerings and secondary public offerings, venture capital and private equity • Acquisition and joint investments, commercial loans, and other forms of corporate finance. venture management • Privacy/data security Commercial Transactions and Partnerships Our corporate lawyers advise FinTech clients on a variety of commercial transactions • Regulatory compliance and partnership arrangements. and investigations

Data, Privacy and Security Our data, privacy and security lawyers advise clients regarding the myriad global statutory and regulatory requirements businesses face when gathering, managing, securing, transferring, sharing, selling or disposing of personal and other sensitive information.

In some jurisdictions, this may be considered “Attorney Advertising.”

Government Advocacy and Public Policy REPRESENTATIVE We advise clients on matters related to potential and evolving legislation and CLIENTS regulations at the federal and state levels that affect companies and industry associations in the FinTech industry. ACTUS Regulation Amazon.com We advise entrepreneurs, companies and investors on initial coin offerings, Amazon Web Services including tax and regulatory matters, and including localized advice relevant B.B. Crypto Fund, LLC to specific foreign jurisdictions (e.g., , UAE, ). Cardtronics, Inc. Central Payment Company, LLC AML/BSA Compliance Deal Roadshow LLC We regularly assist financial institution and other clients with anti-money East Chain laundering compliance under the Bank Secrecy Act, USA Patriot Act and EVO Merchant Services, LLC Money Laundering Control Act. Our compliance advice ranges from advising EVO Payments International LLC on regulatory AML requirements to drafting and implementing AML FIS Global compliance programs to dealing with internal investigations, governmental FleetCor Technologies, Inc. investigations and litigation. Geidea Global Payments, Inc. Litigation and Government Investigations Global Ventures We counsel FinTech companies on litigation, internal and government Mohammed Bin Rashid Fund investigations, and other proceedings related to compliance with financial, Murabaha Capital securities and currency regulations. We also advise these clients through Oversight Systems, Inc. litigation and arbitration of disputes involving commercial transactions. PayPal Paypro USA, Inc. IP Development, Licensing and Outsourcing Plaid Technologies Our technology transaction lawyers advise FinTech companies regarding Priority Payment Systems LLC intellectual property and patent ownership and protection issues, including in ProSeeder Technologies a blockchain environment. Riyad Capital Securrency, Inc. Representative Experience Square Capital, LLP Square, Inc. • A multinational King & Spalding team is providing compliance, regulatory Stripe, Inc. and other legal advice to a global financial services company in connection SynapseFI LLC with the development and launch of a new FinTech mobile application that will transmit funds worldwide. Talech, Inc. Tallyx, Inc. • Representing Amazon Web Services before the U.S. Congress and Total System Services, Inc. executive branch with respect to cloud and financial services policy. Verify Visa USA, Inc. • Representing market-leading public and private FinTech companies on Zenefits AML/BSA, economic sanctions, and regulatory and compliance matters.

• Representing a global leader in payment processing services in a shareholder class action and other commercial disputes relating to a corporate acquisition.

ABU DHABI CHARLOTTE FRANKFURT LONDON NEW YORK TOKYO

ATLANTA CHICAGO GENEVA LOS ANGELES PARIS SILICON VALLEY WASHINGTON, D.C.

AUSTIN DUBAI HOUSTON MOSCOW RIYADH SINGAPORE

FOR MORE INFORMATION, Representative Experience (cont.) CONTACT

• Providing transactional, privacy, litigation, compliance and other legal advice to a leading national provider of renewable energy and energy-efficient financing solutions to property owners.

• Conducted numerous internal investigations for leading FinTech companies relating to allegations of fraud and self-dealing and employment-related matters. J.C. Boggs • Represented EVO Merchant Services, a leading card payment acquirer and payment +1 202 626 2383 service provider, in its acquisition of Sterling Payment Technologies. +1 650 422 6728 [email protected] • Represented EVO Payments International in its initial public offering, raising $285 million.

• Representing multiple leading payment processing companies in connection with putative class actions raising claims of overcharging merchants for processing fees.

• Providing transactional and other legal advice to a startup providing contractors with Brian R. Michael greater flexibility to control construction material costs. +1 213 443 4317 +1 415 318 1224 • Represented TSYS a processor, merchant acquirer and bank credit card [email protected] issuer, in a $1.75 billion revolving credit facility with Bank of America.

• Represented TSYS, a credit card processor, merchant acquirer and bank credit card issuer, in its $2.35 billion acquisition of TransFirst from Vista Equity Partners.

• Represented Geidea, the leading payment systems company in Saudi Arabia, in a reorganization and sale of a substantial stake to Gulf Capital. This was the largest FinTech deal in Saudi Arabia during 2018. Jennifer DePalma +1 650 422 6703 • Represented FleetCor Technologies, a global leader in commercial payment, in [email protected] multiple senior credit facilities totaling $3.355 billion.

• Representing a board of directors for a blockchain entity regarding legal compliance and corporate governance.

• Representing a blockchain startup company to perform a securities compliance audit of a token sale that the company conducted in late 2017. Ehren Halse • Represented Global Payments, Inc., a leading worldwide provider of payment +1 415 318 1216 technology and software solutions, in its joint venture with HSBC , S.A. [email protected] Institución de Banca Múltiple, Grupo Financiero HSBC.

• Represented ProSeeder Technologies regarding federal crowdfunding legislation and related regulation impacting its global corporate venture platform.

• Represented Zenbanx before Congress and U.S. financial regulators with respect to

international remittance and mobile payment issues surrounding its multicurrency Aaron Stephens bank account. +44 20 7551 2179 [email protected]

ABU DHABI CHARLOTTE FRANKFURT LONDON NEW YORK SAN FRANCISCO TOKYO

ATLANTA CHICAGO GENEVA LOS ANGELES PARIS SILICON VALLEY WASHINGTON, D.C.

AUSTIN DUBAI HOUSTON MOSCOW RIYADH SINGAPORE