VISAKHAVISAKHA VISIONVISION November-December, 2017 November-December, FOR PRIVATE CIRCULATION ONLY CIRCULATION PRIVATE FOR

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EDITORIAL

IF WINTER COMES CAN SPRING BE FAR BEHIND ? P.B.Shelley

Respected Readers

“Wish you all a peaceful, happy and prosperous new year “

we are moving from 2017 to 2018

Let us see RERA and GST with a positive frame of mind and accept them as instruments for the betterment of real estate industry. CREDAI played a yeomen role in educating builders fraternity on RERA and GST by conducting workshops and interactive meetings. Despite insufficient net connectivity, lack of co- ordination among Government departments , the industry is moving forward for achieving Hon’ble Prime Minister’s ACHE DIN

Having visionary Chief Minister for our new born state is a boon for our business community since tackling of issues in a swift manner is assured.

Let us pray for best to happen in 2018 without bothering about things in 2017 that were not exactly good.

“Theme for 2018”

Now, look into your “inner self“ before you blame or scold anybody and find out what is your share in that incident for which you are blaming or scolding the other person. If you do that job you don’t have to blame the other.

Make your life and others peaceful and happy. With warm regards and wishing you a very happy PONGAL.

K. S. Chandran Bulletin Editor

CREDAI VISAKHAPATNAM (Regd. No : 231of 2010) EDITORIAL BOARD K.S. Chandran, LAYOUT & DESIGN ideafirst, #9-18-1, 1st Floor, Vinayagar Enclave, CBM Compound, Siripuram, Visakhapatnam, Ph: +91 891 2508150., PRINTED AT Sathyam Offset Imprints, Brindavan, #49-28-5, Madhuranagar, Visakhapatnam., PUBLISHED BY CREDAI VISAKHAPATNAM, #9-6-43, Flat No-2, Ground Floor, MVV Bhavan, Road, Sivaji Palem, Visakhapatnam-530017, Ph: 0891-2739612, Mob: 98488 54448, 99120 54448 Email : [email protected], [email protected]. Website: www.credaivisakhapatnam.org

All the Members are requested to get their address updated with the association in order to ensure timely delivery of magazine also your email ID for speedy communication. If you are not receiving a copy of magazine of CREDAI, VISAKHAPATNAM chapter. please contact @ 9848854448

CREDAI VISAKHA VISION | NOV-DEC, 2017 5 CHAIRMAN’S MESSAGE Property Expo. Once again I thank Sri K.Ramesh, Coordinator of YOUTH WING and his enthusiastic and energetic team.

Now I am convinced that the YOUTH WING, which will inherit the legacy of CREDAI-VSP will take it to the next level of excellence.

Now let me discuss mundane things that engage our continuous attention as builders.

As and when new developments take place and new laws are enacted, it would have an impact on the sectors concerned. The Government had taken a number of decisions and enacted laws that had a profound impact on real estate sector with which we are mainly concerned.

The RERA, GST and demonetization are laws and decisions of the government that had a negative impact on real estate sector. The declared objective being ensuring Respected Members, While the former re-established transparency and accountability the unparalleled camaraderie that (RERA), to usher in ‘one country At the outset, please accept my had been a hall mark of association one tax’ regime(GST) and warmest greetings on the occasion members, the later proved that we, attack on unaccounted money Christmas and New Year, and the as an association, have been getting (demonetization). ensuing festival of all festivals for stronger, and firmly established Telugus, namely Sankranthi. ourselves as developers worthy While GST and demonetization, of reposing trust by the people in specially the latter, had a debilitating It gives me immense pleasure general and customers in particular. impact on our business we are in starting my message with a The Family Picnic had also proved an mainly concerned with the RERA. congratulatory note to all of you, important aspect that there could be The initial impact was very severe for your enthusiastic and active lot of fun and frolic sans liquor. and doubts have been expressed in support for making two important some quarters about the very survival events of our association, namely I should make a special mention of of real estate sector. However, real Annual Family Picnic and Property our YOUTH WING members, who estate sector has shown that it has Expo, both held in the month of had worked with aplomb and elan the resilience and had adapted itself December, grand success. and had contributed greatly to the to the changing scenario. success of both Family Picnic and

6 CREDAI VISAKHA VISION | NOV-DEC, 2017 Chairman G.V.V.S Narayana 9848130272 [email protected] President P. Koteswara Rao 9908600005 [email protected] Vice-Presidents B. Srinivasa Rao 9553356666

OFFICE BEARERS [email protected] Ch. Govinda Raju 9848521789 [email protected] Let us not forget that Visakhapatnam, which is being developed as N. Sivaji SMART CITY, has been growing very fast, what with establishment 9052544555 of new IT and IIM institutions, stress on development of tourism and [email protected] health cities, start-up units, among others. Large scale investments Hon. Secretary K.S.R.K. Raju (Sai) are on the pipeline and Visakhapatnam is on the threshold of getting 9848185679 the sobriquets ‘IT HUB’ and ‘FINANCIAL CAPITAL’ of the state. There [email protected] is also large scale migration to the city from all parts of the country Joint Secretaries and it would get a cosmopolitan badge sooner than later. Chilukuri Srinivas 9676849999, [email protected] Both the state and central governments had taken up housing A Shivanand schemes in a big way and many schemes were being launched 9963322000 [email protected] with private partnership in which CREDAI-VSP member can have an N Srinivas Rao important role. 8897495679 [email protected] All this means that there would be great demand for houses and Treasurer E. Ashok Kumar opportunities are galore for the real estate sector. 9133188807 [email protected] Of course there are the issues like shortage of sand, ever increasing Committee Members prices of important inputs like steel, cement etc and NALA and P Rama Krishna 9848414051 shifting to online regime etc that we face in our day to day activities. [email protected] I assure you that CREDAI-VSP will leave no stone unturned to solve V. Dharmender them. I would like you to bring to the notice of our organization any 9000387878 problem that you face so that action is initiated promptly. [email protected] M. Vijay Kumar Let me recall that there is a section of experts who assert that in the long 9966877999 [email protected] run RERA and GST would benefit all stake holders enormously. I am D. Siva Govindam inclined to share this feeling. 9866228662 [email protected] Before I close my message, I wish to recall the Vedic saying that J. Bhoja Raju ‘satyameva jayate’ which means truth triumphs ultimately and for the 9849841875 [email protected] real estate sector the mantra should be ‘honesty pays ultimately’. K. Nagendra 9666161616 Let us stick to our ‘code of conduct’ of ensuring quality of product, [email protected] timely delivery and transparency. As members of CREDAI-VSP, we V. Murali Krishna 9393101811 had already established our credentials with the public. Let us take it [email protected] to the next level. The rest would follow. K.Venu Gopal 9848125925 [email protected] Wishing you and your family a happy New Year and happier Azizulla Sharief Sankranthi. 9848194986 [email protected] N. Vamsi Mohan 9390030633 [email protected] V Sreenu With love, 9866010679 [email protected] G.V.V.S.Narayana, Immediate Past Chairman Chairman K Rama krishna Rao 9848037477 [email protected] Youth Wing Co-ordinator K.V.R. Raju Ramesh 955063399 [email protected] SMART CITY

SMART CITY BECKONS TOURISTS.

Visakhapatnam which has completely The overwhelming response from the Minister Sri Nara Chandrababu transformed into a SMART CITY public to the three day Naidu,on many occasions had is on the threshold of getting the for which people in large numbers promised to extend all help to sobriquet “TOURIST HUB PAR from other far off places had come develop film industry in the port city. EXCELLENCE.” Two grand events in is an indication of Visakhapatnam the last two months viz the three day city getting increasing popularity Pristine beaches, lush green hills, balloon festival in Aruku, known for as a chosen destination for tourists. Kailasgiri with huge idols of Lord its heart warming scenic beauty and People in the city are peace loving Siva and Parvathi, Zoo, a number of salubrious environment, in November, and law abiding which are important educational institutions and the lovely and the just concluded three day factors that would invite investment to country side, and most important of all, VISAKHA UTSAV, organized along the city. Many investment proposals a very helpful people, to mention only the two km stretch from Ramakrishna are in the pipeline. a few, are the avenues or sites that film beach to with the blue producers could make use for shooting waters of forming the Of late hang-out options had also their films outside studios. eye feasting backdrop, had reinforced multiplied providing tourists number its claim as a unique TOURIST HUB in of options to spend quality time. Rs.16.82 crore had been set apart for . development of tourism in the district. It is also developing into a good Introduction of special train with destination for film producers. It was And Visakhapatnam is being glass windows to Aruku that will very long back that the hit film and developed as one of the three SMART enable tourist to enjoy the numerous A.Nageswara Rao starrer Kulagotraalu CITIES (the other two being Kakinada verdant valleys and vast expanse of was shot at the beach here. Then and Tirupathi) in the state under the lands and Heli Tourism in the city, most of the Marochiritra, another government of ’s SMART CITIES were the latest special attractions to hit film by Balachander was also MISSION, announced by the Prime the tourists. A ride by Helicopter is shot here. A few years back Movie Minister Narendra Modi in 2015. some thing that tourists have been Moghul, Late Sri D.Rama Naidu had Visakhapatnam is also included expecting quite for some time and it established his studio here. Films are in the Light House City category. was started on December 29. regularly shot at the studio. Chief Light House City means a city being

8 CREDAI VISAKHA VISION | NOV-DEC, 2017 SMART CITY

developed as a role model. An estimated Rs.200 crore was proposed to be spent on development of each SMART CITY under the SMART CITIES MISSION. And the impact is unmissable.

If one is visiting Visakhapatnam after a gap of three or four years, he would be just amazed at the monumental changes that had taken place in the port city.

CREDAI VISAKHA VISION | NOV-DEC, 2017 9 CONCRETE INGREDIENTS

REQUIREMENTS OF MATERIAL USED IN RCC

DR. K. SRINIVASA RAO, A.U

The requirements of various ingredients of concrete and steel used in regular RCC works are presented briefly as follows.

CEMENT Tests On Cement (Ppc) FINENESS | SOUNDNESS | CONSISTENCY | INITIAL AND FINAL SETTING TIME OF CEMENT | COMPRESSIVE STRENGTH OF CEMENT

S. No. Particulars Requirements as per No cement bags should be stacked IS:1489-1991(Part1) in contact with an external wall. A clear space of at least 60 cm should be left between the exterior wall and 1. Fineness as weight of residue left 10% on IS 90 micron sieve the stacks.

2. Standard Consistency (%) 30-33 Likewise, bags should be piled off-the-floor upon wooden planks. 3. Setting Time (minutes) 30 Min If, however, the floor is a well- a) Initial b) Final 600 Max constructed dry concrete floor, the bags can be placed directly 4. Soundness 10.0 Max on it after spreading tarpaulin or a)Le-chatelier method b) Autoclave method 0.8 Max polythene sheet. 5. Compressive strength 16 Min 3 Days, 7 Days, 28 Days 22 Min Cement bags should be placed 33 Min closely together in the stack to reduce circulation of air as much as 6. % of Fly Ash addition 15.0 Min possible. 3 Days, 7 Days, 28 Days 35.0 Max Cement bags should not be stacked more than 10-bags high to avoid FIELD TESTS ON CEMENT fingers. If it is felt rough, it indicates lumping or “warehouse pack” adulteration with sand. under pressure. (This can usually be The colour of the cement should corrected by rolling the bags on the be uniform. It should be grey colour If hand is inserted in a bag of cement floor). Should the stack be higher, with a light greenish shade. or heap of cement, it should feel cool arrange the bags in header- and- and not warm. stretcher fashion, i.e. alternately The cement should be free from any length-wise and cross-wise, to hard lumps. Such lumps are formed If a small quantity of cement is achieve interlocking between them by the absorption of moisture from thrown in a bucket of water, the and reducing the danger of toppling the atmosphere. Any bag of cement particles should float for some time over. containing such lumps should be before it sinking. rejected. When the bags are required to be Proper Storing and Stacking of removed for use, follow the ‘first in The cement should feel smooth Cement Bags first out’ rule (‘FIFO’ system) i.e. the when touched or rubbed in between oldest cement to be used first. For

10 CREDAI VISAKHA VISION | NOV-DEC, 2017 CONCRETE INGREDIENTS

this purpose, each consignment of cement should be stacked separately and identified by a placard bearing COARSE AGGREGATE the date of arrival. Influence of shape and texture on paste Requirment, strength and workabality TESTS ON SAND

• Silt Content Test of Sand: The maximum quantity of silt in Type of Paste requirement Strength Workability aggregate sand shall not exceed 8%. Rounded Low Low High • Grading of sand: On the basis of particle size, fine Angular High High Low aggregate is graded into four zones. Where the High High grading falls outside the limits of any particular Rough Low Low grading zone of sieves, other than 600 micron IS sieve, Smooth Low High by a total amount not exceeding 5 percent, it shall be regarded as falling within that grading zone.

Expected strength loss in cement due to long storage periods

Period of storage Min expected reduction in STEEL strength (%) Requirements of reinforcement bars Fresh 0 Strength (yield & tensile) | Ductility (elongation) | Bendability 3 months 20 (workability) | Weldability | Low impurities, inclusions | Micro structure | Strength at high temperature 6 months 30 1 year 40 Grade of steel and Indian Standard Yield Strength 2 years 50 MPa UTS MPa UTS/YS Elongation % Fe415 IS:1786 - 1985 415 485 1.17 14.5 TMT (Typical) 478 572 1.20 24.0 Fe500 IS:1786 - 1985 500 545 1.09 12.0 TMT (Typical) 550 648 1.18 22.0 Fe550 IS:1786 - 1985 550 585 1.06 8.0 TMT (Typical) 611 707 1.16 20.0

CREDAI VISAKHA VISION | NOV-DEC, 2017 11 MAKING BUSINESS EASY

EASE THE ‘EASE OF DOING BUSINESS’ IN REAL ESTATE

Real estate sector’s role is critical in the in-famous opaqueness and of doing business’ in the sector. I any economy and is a barometer of notoriously litigious nature, one of believe the next wave of growth shall its health. In India, it is the second- the key reasons for not being able be from following targeted reforms. largest direct employment generator to attract the required institutional after agriculture and has a larger capital. The recent reforms like Ease of land acquisition and multiplier effect as it affects over 250 the Real Estate Regulation Act digitisation of ownership records ancillary sectors. (RERA) and demonetisation show the government’s commitment in Non-availability of contiguous The sector however has not realised transforming it into an organised land due to fragmented ownership even a fraction of its potential sector. However, these alone will not pattern post independence era, as it has been pulled back by be sufficient in improving the ‘ease incorrect /unavailable data records

12 CREDAI VISAKHA VISION | NOV-DEC, 2017 MAKING BUSINESS EASY

on land ownership, unclear land b) Occupancy certificate as a Rationalisation of tax structure: titles make the whole process of proof of completion v/s an land acquisition cumbersome additional requirement of Real estate is notoriously known and litigious. completion certificate. for tax evasion. Rationalisation of various costs will encourage To address land fragmentation, c) Agreement to sale v/s dual tax compliance and registration. an effective policy on land agreements — one on sale for Moreover, the data on registration pooling should be implemented transferring undivided share on new sale, resale, and transacted under which small holders have of land and a construction values should be accessible online to be adequately incentivised agreement like it is being done in countries to come together and sell the like the US. aggregate land parcels for joint d) Executing property registration development by the government just at the time of possession v/s Additionally, the entire tax structure and private parties. at the early stage. can be simplified by introducing one tax at uniform rate across the Digitisation can pave the way to For sustainable development, states to enhance transparency. attract title insurance companies. formulating uniform construction Title insurance is widely accepted norms and documentation Setting up a dedicated real estate globally by financial institutions, it wherever possible can help. We ministry rather than focussing is non-existent in India due to lack have a central policy guiding only on housing: of transparency. institution under the aegis of the National Building Code of India Given the size, significance and Additionally, formation of (NBC). But in absence of statutory contribution to the economy, there a centralised repository of powers their guidelines have only is a strong case for setting up a land records can enable all remained on paper with the states dedicated ministry covering all transactions to happen online framing their own. segments of real estate in India. bringing in transparency and The present framework where credibility to the sector. De-layering and simplifying the the Centre only provides broad approval process: guidelines without any legislative Standardisation of construction authority does not provide it enough norms and documentation: The industry at present has to deal teeth and leaves the states with full with not less than 40 complex discretion to implement norms that Land being a state subject, all ‘No Objection Certificates’ are inconsistent and misaligned with States and local bodies have before obtaining construction national guidelines, like seen in the separate norms on zoning policies, permits from local bodies, state case of RERA. FSI, set back area, TDR, Slum governments and the central Rehabilitation etc. This level of government. Lack of transparency I believe a committee of all the complexity and variations have in the approval process prevents state urban development ministers led to discretion of interpretation access of financial credit at an early (chief ministers in most cases) ushering corruption leading to stage of project development. should be formed to work under project delays and cost overruns. the Central ministry, similar to Some of the instances are Creating a single window online the process followed in GST, to clearance platform where all collectively formulate policies that a) Difference in fire safety norms approvals across departments are consistent at a national level. across cities can be managed in a coordinated manner is the need of the hour.

CREDAI VISAKHA VISION | NOV-DEC, 2017 13 Mr Y. K. K. Sastry Area Manager, Visakhapatnam 8332928335 | Mr H. Raghavendra Area Manager, 9848403558

CURTAIN RAISER FUNCTION

Hon’ble MLA, Sri P.Vishnukumar Raju, being presented a Hon’ble MLA, Sri P.Vishnu Kumar Raju, lighting the lamp CREDAI-VSP sapling by CREDAI-EC member,M.Vijayakumar,at at the curtain raiser function of CREDAI-VSP-2017 Expo,. the curtain raiser function of CREDAI-VSP Expo-2017 at the KSR (from left) Former Chairman Sri K.S.Chandran, CREDAI- Function Hall on November 6th .(From left) Hon Secretary, Sri AP Chairman, Sri K.Subba Raju, Sri Pyda Krishna Prasad, KSRK Raju, immediate past Chairman, Sri K.Ramakrishna Rao, immediate past Chairman Sri K.Ramakrishna Rao, CREDAI- President Sri P. Koteswara Rao are also seen. VSP Expo Convener, Sri V.Dharmender, Hon Secretary Sri KSRK Raju, President Sri P. Koteswara Rao and past Chairman Sri MVV Satayanarayana are also seen in the picture.

Releasing Brochure of CREDAI-VSP-2017 Expo at the curtain raiser function. ( from left) Sarvasree KSRK Raju ,Hon Kick starting curtain raiser function at the KSR Function Plaza Secretary, K.Ramakrishna Rao, immediate past Chairman, Sri on November 6th marked by bursting of crackers. K.Subba Raju,Chairman CREDAI-AP, K.Haribabu,Hon’ble MP, P.Vishnukumar Raju,Hon’ble MLA, P.Koteswara Rao CREDAI-VSP President and V.Dharmender,EXPO Convener.

Hon’ble MP, Sri K.Haribabu,addressing CREDAI-VSP The men who had made the CREDAI-VSP-2017 EXPO a members after inauguration of curtain raiser function at KSR grand success. From left : Sarvasree B. Srinivasa Rao, MVV Function Plaza on November 6th 2017. Hon Secretary Sri satayanarayana, V. Sreenu, K. Subba Raju, E. Ashok Kumar, A. KSRK Raju, immediate past Chairman, Sri K.Ramakrishna Rao, Siva Reddy, N. Vamsi Mohan, C. Sekhar Reddy, P. Koteswara Chairman CREDAI-AP, Sri K.Subba Raju, Hon’ble MLA Sri Rao, K.S.R.K. Raju, A. Sherief and M. Vijay kumar, both EC P.Vishnukumar Raju,President Sri P.Koteswara Rao and EXPO members CREDAI-VSP at the EXPO Venue. Convener, Sri V.Dharmender are also seen in the picture.

16 CREDAI VISAKHA VISION | NOV-DEC, 2017 PHOTO GALLERY

Hon’ble Minister for HRD, Sri Ganta Srinivasa Rao, formally Formal inauguration of CREDAI-VSP -2017 by lighting lamp. inaugurating the CREDAI-VSP-2017 EXPO on December 23 From left : Ch.Sekhar Redy, CREDAI National former President, at the AU Engineering College grounds. Sri B.Srinivasa Rao, Sri K.Subba Raju, Chairman CREDAI-AP, Sri Ganta Srinivasa Rao, Vice President CREDAI-VSP, Sri K.Subba Raju, Chairman Hon’ble Minister, HRD, Sri A.Siva Reddy, President CREDAI-AP, CREDAI-AP, Sri A.Siva Reddy, President CREDAI-AP, Sri GVVS Sri P.Koteswara Rao, President , CREDAI-VSP, Sri V.Dharmender, Narayana, Chairman, CREDAI-VSP and Sri P.Koteswara Rao, Convener CREDAI-VSP EXPO and Sri A.Sivanand, EC member President, CREDAI-VSP are seen clapping with happiness. are seen in the picture.

Sri Ch Ayyanna Patrudu, Hon’ble Minister for PR, addressing Hon’ble Minister, Sri Ch. Ayyanna Patrudu, handing over a meeting at CREDAI-VSP EXPO on 25 December as senior “B.R.Memorial Award” to Sri P.Ganesh, student of 2nd year, members of CREDAI-VSP hears him attentively. Architecture Department of AU, at the valedictory function of CREDAI-VSP Expo on December 25th . Chairman Sri GVVS Narayana, Hon’ble MLAs Sri Vasupalli Ganesh and Sri P.Vishnukumar Raju are also seen in the picture.

Hon’ble MP Sri Muttamsetti (Avanthi) Srinivas, speaking at the CREDAI-VSP Expo on December 24th. (From left) Sri (From left) President Sri P.Koteswara Rao, Hon’ble MLA KSRK Raju, Hon Secretary, Sri P.Koteswara Rao, President, Sri PGVR Naidu (Ganababu), immediate past Chairman Sri Sri GVVS Narayana. K.Ramakrishna Rao and President Sri GVVS Narayana, going through the stalls at the CREDAI-VSP-2017 Expo.

CREDAI VISAKHA VISION | NOV-DEC, 2017 17 PHOTO GALLERY

Sri Hon’ble MP Sri MVVS Murthy, (with mike in hand) addressing a meeting at the CREDAI-VSP EXPO on24 GVMC Commissioner Sri M.Harinarayanan, IAS,being December. (From right) Sri K.Ramakrishna Rao, Immediate presented with a bouquet when he visited CREDAI-VSP Expo Past Chairman, Sri GVVS Narayana, Chairman, Sri Ch.V. on December 24. Hon Secretary Sri K.S.R.K.Raju, Immediate Pattabhi Ram, Sri Alla Srinivas , Sri P.Koteswara Rao Past Chairman Sri K.Ramamrishna rao, Chairman Sri GVVS President, Sri KSRK Raju, Hon Secretary. Sri V.Dharmender, Narayana and President Sri P.Koteswara Rao are also seen in Convener, EXPO and others are seen in the picture. the picture.

Panel discussion on “Future Industries-Projects and Growth Participants of panel discussion at the CREDAI-VSP -2017 Triggers for City of Vizag” held on 23rd December at the EXPO. From left: Sri Leela Prasad, Sri Ramesh Naidu, Sri CREDAI-VSP Expo. From left : Sri GVVS Narayana,Charman, Balaji and past Chairman CREDAI-VSP, K.S.Chandran. Sri O.Naresh Kumar, Founder and CEO Symbiosis Standing behind are CREDAI Youth Wing members( from left) Technologies, Sri G.S.Siva Kuamr, CEO, Matle Sfotware and Sarvasree A. Sankar Patra, C.K.D.Pratap, P.Subhash, G.Karteek, Sri B.Raja Srinivas ,moderator at the panel discussion are B.V.Sreedhar, B.Sureendra and K.V.R.Raju Ramesh. also seen in the picture.

Hon’ble MLA Sri Bandaru Satyanarayana ( with red cloth) and other CREDAI-VS senior members offering prayers President Sri P. Koteswara Rao, moderating the panel to Swamy Ayyappa at the entrance of CREDAI-VSP Expo- discussion on ‘Smart City-Vizag Roadmap’ interacting with 2017 on 23 December.From Left : CREDAI-VSP members Ms.Karuna Gopal, President, Futuristic Cities Foundation D.Sivagovondam,V.MuraliKirshna, Sri GVVS Narayana and advisor to government on “Smart Cities” concept, who Chairman, Sri E.Ashok Kumar Treasurer, Sri P.Koteswara Rao, had delivered the keynote address at the panel discussion. President, Sri K.Ramakrishna Rao, Immediate Past Chairman and Sri KSRK Raju, Hon Secretary are seen in the picture. 18 CREDAI VISAKHA VISION | NOV-DEC, 2017 PHOTO GALLERY

CMD of Visakhapatnam Steel Plant (RINL) Sri P.Madhusudan, Sri M.B. Diwkar, DGM,SBI speaking at CREDAI-VSP Expo addressing a meeting at the CREDAI-VSP Property Expo on .(from left ) Sri K.Srinivas, GM,(advertisements) , Sri December 23rd . (From left) President Sri P. Koteswara Rao, P.Koteswara Rao, President, Sri A.Siva Reddy, Vice President Chairman Sri GVVS Narayana and immediate past Chairman CREDAI National and President CREDAI-AP, Sri GVVS Sri K. Ramakrishna Rao are also seen in the picture. Narayana, Chairman CREDAI-VSP and Ch. Sekhar Reddy, past President of CREDAI National are seen in the picture.

(From Left) Sri Ch. Shekar Reddy, Past President, CREDAI Regional CEO-Apollo Hospital, A.P. & Telangana, Dr Sandeep National, Sri Anunay Agarwal, Director, Mangal TMT, Sri K.S. Chatrath was presenting a health card to Sri K.S.Chandran Chandran, & Sri M.V.V. Satyanarayana, Past Chairmen, CREDAI- Past Chairman, CREDAI-VSP at the Expo. Hon Secretary Sri VSP, President, Sri P. Koteswara Rao are seen in the picture. KSRK Raju, Vice president Sri B. Srinivasa Rao, President Sri P.Koteswara Rao, Treasurer Sri E.Ashok Kumar and others are seen in the picture.

Success meet on the final day of CREDAI-VSP-2017 Expo. There was overwhelming response to the Fourth Edition of Chairman Sri GVVS Narayana, President Sri P. Koteswararao, CREDAI-VSP-2017 EXPO held at AU Engineering College Hon Secretary Sri KSRK Raju, Treasurer Sri E.Ashok Kumar grounds on December 23,24,and25. A section of the along with members of CREDAI-VSP and its Youth Wing are enthusiastic visitors are seen in the picture here. seen in the picture.

CREDAI VISAKHA VISION | NOV-DEC, 2017 19 PEOPLE

COMPOSTING AND ITS PROCESS

speed the composting process by Greens: Vegetable peels, fruit peels, increasing the surface area. seeds, tea powder, coffee powder, flowers, egg shells. Moisture is important to support the composting process. Compost should (Do not add non-veg items and be comparable to the wetness of a cooked food). wrung-out sponge. Browns: Dry twigs, dry leaves, cardboard Oxygen is needed to support the pieces, coconut husk, news paper, or breakdown of plant material by shredded office paper. bacteria. To supply oxygen, you will need to turn the compost pile so that Sour butter milk or diluted cow dung, materials at the edges are brought to since microorganisms in these liquids Composting is nature’s way of recycling the center of the pile. Turning the pile is will help initiate the compost process. organic waste. The process involves important for complete composting and decomposition of organic waste into for controlling odor. Procedure humus, an earthy smelling soil, known First, add a layer of dry leaves at the as compost. Natural compost, with its Bacteria and other microorganisms bottom of the earthen pot. Then take rich array of micro nutrients, can enrich are the real workers in the compost equal quantities of greens and browns on our soil far better than any chemical process. By supplying organic materials, a tray/container and pour 2 spoonfuls of fertilizer. Compost improves soil water, and oxygen, the already present sour buttermilk on them. Mix this pile well structure, moisture holding capacity of bacteria will break down the plant and add it to the pot. the soil, regulates soil temperature, and material into useful compost for the improves organic matter in soil. garden. As the bacteria decompose the Repeat the same procedure everyday materials, they release heat, which is and fill the pot .Once in 3 days mix the By producing your own compost, you concentrated in the center of the pile. entire pile with a rake for air circulation. are not only reducing the garbage You may also add sour buttermilk, cow Make sure the contents are moist. If they that goes into our city’s dump yards, dung slurry, layers of soil or finished are dry, sprinkle a little water on them but also creating the most wonderful compost to supply more bacteria and and maintain moisture. Place the pot natural, organic fertilizer for your plants speed the composting process. In away from direct sunlight and rain. and garden. addition to bacteria, larger organisms including insects and earthworms are It is very essential to mix the pile on a The composting process involves four active composters. These organisms regular basis and maintain adequate main components: Organic matter, break down large materials in the moisture levels, so that the composting moisture, oxygen and bacteria. compost pile. process takes place efficiently without emitting any odour, and without Organic matter includes plant Aerobic composting is the easiest to attracting any pests and rodents. materials and some animal manures. follow at home. Organic materials used for compost For this we need the following At the end of one or two months, based should include a mixture of brown on how well you have managed the organic material (dead leaves, twigs, Materials process of shredding, chopping, mixing shredded cardboard) and green An earthen pot with a few holes and maintaining moisture, you will organic material (lawn clippings, drilled into its bottom and sides or A experience the wonder of seeing your vegetable peels, fruit rinds, tea bags, Khamba (a vertical stand of earthen own garbage turn into black gold. coffee powder.). Brown materials pots, placed one on top of the other) supply carbon, while green materials or A food grade fiberglass/plastic bin Experience the wonder. It is worth it!!! supply nitrogen. The best ratio is 1 with holes drilled into its bottom, sides part green to 1 part brown material. and lid for air circulation. and A tray to Usha Gajapathi Raju, Shredding or chopping these collect drained water (leachate) at the Dietitian & Diabetes Educator materials into smaller pieces will help bottom of the compost bin.

20 CREDAI VISAKHA VISION | NOV-DEC, 2017 SRI SAI DECENT FLOORS Kommadi Junction, Madhurawada, Visakhapatnam

SUPPLIES GRANITE | MARBLE | CUDDAPA SLABS | TANDUR STONES

Ramesh Mobile. 9133915959, 9000249496 PM’S HOUSING SCHEME

CABINET OKAYS INCREASE IN CARPET AREA 110 Sqmt OF HOUSES UNDER PMAY

90 Sqmt

NEW DELHI: Cabinet has approved sqft) for MIG II category, it will now within the walls i.e. actual area to lay increase in carpet area of houses be 150 sqmt ( 1614.585 sqft). These the carpet. This area does not include eligible for interest subsidy changes will be effective Jan 1, the thickness of the inner walls. If you under the Credit Linked Subsidy 2017, the date when it was initially add up outer walls, balcony and other Scheme (CLSS) for the Middle implemented. common areas, it’s the built-up area. Income Group (MIG) under PradhanMantriAwasYojana (PMAY). For the economically weaker section Further, when space for lobbies, (EWS) and the lower income group stairs, elevators etc is added, the Under PMAY, the area of the house is (LIG) category, the 30 square metre super built-up area is arrived at. different for all categories and it’s the (carpet area) limit will apply only Builders as of today are charging carpet area and not the super area in case of municipal limits of 4 buyers on the super built-up area, a that is to be looked at. metropolitan cities, while for the practice which the RERA is going to rest of the country, including in the remove by making the buyer pay only For MIG I, the existing carpet area peripheral areas of metros. This limit on the basis of carpet area. of 90 sqmt (968.752 sqft) will be will , however, remain the same. increased to 120 sqmt( 1291.668sq This new move has made affordable ft.) and instead of 110 sqmt (1184.03 Carpet area is the area enclosed housing scheme accessible to many

22 CREDAI VISAKHA VISION | NOV-DEC, 2017 PM’S HOUSING SCHEME

people Earlier the centre had extended beneficiary family members have to PMAY, a subsidy of 3 percent would the timeline for availing interest subsidy provide their Aadhaar numbers while be applicable till Rs 12 lakh, hence, of around Rs 2.6 lakh on home loans applying for the loan. the lender’s home loan interest rate under the Pradhan MantriAwas Yojana will be applicable on the balance (Urban) by the middle income groups But, as per the guidelines, “An adult of Rs 36 lakh. How is the subsidy (MIG) up to March 2019. earning member (irrespective of adjusted The interest subsidy amount marital status) can be treated as a will not be the differential of interest Before you venture out to take benefit separate household, provided that amount (of actual and subsided rate) out of this scheme, let’s see who all he/she does not own a pucca (an all but will be the net present value are eligible for the MIG category, who weather dwelling unit) house in his / (NPV) of the interest subsidy amount. all within a family can apply, how her name in any part of India.” It is to be calculated at a discount much is the subsidy in rupee terms rate of 9 percent. For calculating and how does the subsidy impact the So, even if children (married or NPV of the subsidy, one will need loan amount. unmarried) are staying with their the loan’s amortisation schedule as parents in a house owned by the the interest portion of each equated The middle-income earners The new parents (or on rent, in the same or monthly instalment (EMI) has to be category MIG, introduced recently, another city), they can opt for PMAY considered. Thereafter, use the Fx will further comprise of two slabs. The provided they are earning and don’t function in an excel sheet to arrive Middle Income Group (MIG) - I will own any other home. at the NPV. Because of the subsidy comprise of households having an amount, your loan amount reduces annual income between Rs.6,00,001 For a married couple living on rent and, therefore, the interest burden up to Rs.12,00,000. and even if their parents own a home, too comes down. will anyhow is treated as a separate And, the Middle Income Group household. However, if they wish Subsidised loans from where One (MIG) - II will comprise of households to avail PMAY benefits, they will be can avail PMAY linked loans from having an annual income between eligible for a single house, bought by any primary lending institutions such Rs.12, 00,001 up to Rs.18, 00,000. So, either of the spouses or both together as scheduled commercial banks, effectively anyone earning between in joint ownership. housing finance companies, Regional Rs 6 lakh and Rs 18 lakh per annum Rural Banks s), State Cooperative can avail the benefits of subsidized Subsidy In the MIG - I category, Banks, Urban Cooperative Banks, loans provided other conditions individuals will get 4 per cent interest Small Finance Banks, Non Banking are met Who are all eligible? The subsidy on a loan amount up to Financial. Should you go for it? scheme is primarily aimed at Rs 9 lakh, and in the MIG - II slab Affordable housing has been given providing housing for all. Therefore, category individuals will get a 3 infrastructure status in Budget 2017, understandably, all those who percent subsidy on a loan amount which should aid developers in already own a home or any of their up to Rs 12 lakh. If one needs an takings its associated benefits. But for family member own a home, are kept additional loan, the lender will prove a common man, the timely delivery out of the benefits of PMAY. it but the additional loans beyond the of the house still remains a distant subsidised loan amount will be at a dream. For availing the benefits, The rule says, “The beneficiary family non-subsidised rate. the builders had to complete the should not own a pucca house and affordable housing projects in the beneficiary family should not How does it work Say, someone in 3 years but now (Budget 2017) have availed of central assistance the MIG II category, wishes to buy have to complete in 5 years. Tread under any housing scheme from a house costing Rs 60 lakh. After carefully and evaluate all the options Government of India.” A beneficiary the mandatory minimum down before venturing out to explore the family will comprise of husband, wife, payment of 20 percent i.e. Rs 12 lakh, affordable housing segment, even if unmarried sons and/or unmarried the balance of Rs 48 lakh can be you are a first-time home buyer. daughters. To avoid duplication, arranged through a loan. But under

CREDAI VISAKHA VISION | NOV-DEC, 2017 23 24 CREDAI VISAKHA VISION | NOV-DEC, 2017 CREDAI VISAKHA VISION | NOV-DEC, 2017 25 NOVEMBER 13, 2017 ANDHRA PRADESH GAZETTE EXTRAORDINARY STATEMENT OF OBJECTS AND REASONS

The Andhra Pradesh Legislature have enacted the Andhra Pradesh Agricultural Land (Conversion of Non Agricultural purposes) Act, 2006 so as to provide for levying one time conversion fee instead of levying annual Non-Agricultural Assessment Tax.

Sub-section (1) of section 3 of the said Act provides that “No Agricultural Land in the State shall be put to non-agricultural purposes, without the prior permission of the Competent authority, sub-section (2) of section 3 provides that an application for such conversion of the agricultural land for non-agricultural purposes shall be made before the competent authority in the form prescribed along with Conversion Tax as specified under Section 4”, and sub-section (1) of Section 4 provides that “with effect on and from the date of commencement of this Act, every owner or occupier of agriculture land shall have to pay a Conversion Tax for non-agricultural purposes, at the rate of 9% of the basic value of the land in the areas as may be notified by the Government from time to time and proviso to this sub-section provides that the owner or occupier of agriculture land in the areas covered under Greater Hyderabad Municipal Corporation, Greater Visakhapatnam Municipal Corporation and Vijayawada Municipal Corporation shall have to pay a conversion tax for non-agricultural purpose at the rate of 5% of the basic value of the land.”.

Further, section 5 of the said Act provides that the Revenue Divisional Officer or any officer to be notified by the Government in this behalf shall be competent to order, in respect of the land situated within his territorial jurisdiction, conversion of land use from agricultural purpose to non-agricultural purposes”.

Government have received information from various sources that the procedure for obtaining permission was cumbersome and needed to be simplified so as to facilitate the entrepreneurs and industrialists to convert the land with ease for taking up various projects. The matter was discussed in the Meeting of Council of Ministers held on 24.06.2016 and it was decided that certain amendments may be made to the said Act so that no one need to go to the office of Revenue Divisional Officer for permission. Instead, the concerned person may make the payment of Conversion Tax and the challan may be treated as the permission. Accordingly, certain amendments were placed before the Council of Ministers in the meeting held on 18.10.2016 and were approved. Subsequently, requests have been received from public representatives and entrepreneurs that the rate of tax was very high which was discouraging the industrialists from setting up new industries or from taking up housing projects. The matter was discussed in the meeting of Council of Ministers on 15.10.2016, it was decided that the subject whether the Conversion Tax should be repeated or reduced may be referred to the Group of Ministers constituted vide G.O.Rt.No. 1703,GA (Cabinet) Dept, Dated: 11.08.2016. The Group of Ministers, after deliberation on all issue, has made the following recommendations, -

a) The Conversion Tax may be reduced from 9% to 3% in the areas other than Greater Visakhapatnam and Vijayawada Municipal Corporation areas.

b) The land allotted to the Andhra Pradesh Industrial Infrastructure Corporation may be exempted from the purview of the Conversation Tax subject to condition that they will convert the land and before further allotment to the entrepreneurs.

c) The amount collected under Conversion Tax may be utilized as user charges by the Collecting Department i.e., Revenue Department, by creating a separate Sub Head of Account for various urgent needs of Department.

After examining the recommendations and suggestions of the Group of Ministers, Government have decided to accept the same and make a suitable amendment to the Andhra Pradesh Agricultural Land (Conversion for Non-Agricultural purposes) Act, 2006.

This Bill seeks to give effect to the above decisions.

K.E. KRISHNA MURTHY DEPUTY CHIEF MINISTER REVENUE, STAMPS & REGISTRATION.

26 CREDAI VISAKHA VISION | NOV-DEC, 2017

YOUTH WING

KUDOS TO CREDAI-VSP’S YOUTH WING.

Youth Wing

It was a matter of great satisfaction the high lights at the event. ordinator Sri K.V.R.Raju, endearingly and delight that our association has called Ramesh, and his enthusiastic successfully organised the Annual The participants, whose number and energetic team. The annual Family Picnic at a beautiful venue crossed the 1500 mark and who event was meticulously planned and which provided salubrious ambience. included children and ladies, had executed with clinical precision. It was one of the most prestigious and thoroughly enjoyed the non-stop fun eagerly awaited events that CREDAI- from morning to evening. There were The YOUTH WING had proved beyond VSP has been organizing for the last melodious music shows and thrilling any shadow of doubt that it would several years. It was a grand success. magic events. There were also games carry out any responsibility that is for very one and prizes were galore. entrusted to them. A special feature of the event this These included free trip in business year was that CREDAI-VSP has class of Sri Lanka airlines to that This is good news for the parent entrusted this responsibility to its country, and an elegant two wheeler. organization viz CREDAI-VSP, which YOUTH WING and it has discharged could now bank on its YOUTH WING for this responsibility with aplomb and Participants treasure the memory for a carrying out more challenging tasks. elan. There was unprecedented long time. camaraderie among the family The YOUTH WING richly deserves members of CREDAI-VSP . Sharing and The credit for this goes entirely to the Kudoos. caring by CREDAI-VSP families were YOUTH WING, headed by its Co-

(Standing from left) Sarvasree S Manohar, P. Pinnama Raju, P. Subhash, B Aswanth Surendra, P Vijay Mohan, K. Srinivas, N. Ravi Kumar, V. Dharmender, T. Kartheek, K.V.R Raju (Ramesh), R. Mahesh Kumar Raju, G. Siva Ram, M. Ravi Teja, P. Pavan Kumar. (Sitting from left) Sarvasree B.V. Sridhar, G. Karthik, N. Inder, I. Harish, I. Rakesh Prasad Lal, P. Avinash.

28 CREDAI VISAKHA VISION | NOV-DEC, 2017

CELEBRATIONS TIME

ANNUAL FAMILY PICNIC BEAUTIFUL AND HOMELY PICTURES

30 CREDAI VISAKHA VISION | NOV-DEC, 2017 CELEBRATIONS TIME

There was overwhelming response to the picnic and it was a grand success. CREDAI VISAKHA VISION | NOV-DEC, 2017 31 SEGREGATING WASTE MATERIAL

SEGREGATION OF HOUSEHOLD WASTE

waste decomposes and releases methane, a greenhouse gas that is more potent than carbon dioxide. This leads to climate change, extreme climates and droughts. Mixed waste rots in the landfill and results in leachate or toxic liquid seeping into the soil, which causes contamination of ground water. Can you imagine the lives of people and animals who live within 5 kms of the dumpyards? The air they breathe, the water they drink, the food they grow and eat?

By not segregating our waste at home, we are doing a great disservice to ourselves, our environment, our economy, our country and to our future generations, who will never forgive us for leaving the world in this sad Managing waste is a major problem By segregating our waste at home, state for them to live. in our country. Most roads, public we would be contributing immensely areas, open spaces, drains and even to the economy of our country by way Segregation at Source water bodies are often seen with of creating thousands of jobs; right Hence, it becomes our litter and piles of garbage. As soon from the rag pickers who pick up the responsibility to help our society as we are free from the garbage in recyclable material, to the traders who by segregating the waste that is our homes we are happy and we buy it from them, to the factory owners generated at our homes. are not bothered about how our who employ thousands of workers plastic garbage bag is affecting our to recycle the material, to the retailers How can we make an impact /What neighbourhood, our environment, who sell these products. An entire is our role? our health, and our planet. circular economy. Start segregating the waste in your own house now. It is one of the Atleast 10% of our household So, can you imagine the damage easiest practices to follow, and it waste consists of plastic and paper that we are causing to the economy should become a normal practice products, which can be easily of our country by mindlessly and with every household, a routine habit. recycled. Over 80% is kitchen or irresponsibly mixing our household wet waste which can be converted waste in a plastic bag which ends Household waste can be into precious compost, which up in a landfill, whose contents categorized as wet and dry waste? is the most nutritious fertilizer cannot be practically and usefully Wet waste is the biodegradable in the world, or can be used to segregated at the landfill? waste that is produced in the kitchen, generate energy by using modern and forms the bulk of our household techniques. The balance 10% And, environmentally speaking, do waste; what we call as garbage. Wet constitutes e- waste, biomedical you know what havoc our bag of waste includes leftover foodstuff, waste and hazardous waste, which mixed waste creates at the landfill? vegetable and fruit peels, flowers, tea needs to be handled specially. This bag of garbage with mixed powder, coffee powder, egg shells,

32 CREDAI VISAKHA VISION | NOV-DEC, 2017 SEGREGATING WASTE MATERIAL

SERIOUS HUMOUR floor dust etc. It can be used to make nutritious compost at home and used as manure in the garden. Or, it can be converted into energy at the landfill site. Wet waste should be collected in a Green Bin. Do not line your bin with a plastic bag. Use a newspaper lining, or no lining at all.

Use a Blue Bin to collect all the dry waste, which is non- biodegradable, but most of which can be recycled, e.g. all plastic items, cans, aluminum foil, metal, glass, paper, cardboard, thermocole etc.

Toxic wastes such as medicines, batteries, dried paints, old bulbs and dried shoe polish and Hazardous waste like sanitary waste, diapers, band-aid, hospital waste such as cloth soiled with blood and other body fluids should be wrapped in a newspaper and marked with a cross, so that sanitary workers can easily identify such items. Syringes, razors, blades, broken glass should be handed over separately to sanitary workers, so A CEO throwing a party takes his executives on that they do not injure themselves. a tour of his opulent mansion. In the back of the property, the CEO has the largest swimming pool, Proper segregation of waste thus leads to a circular economy, which, however, is filled with hungry alligators. The creating thousands of jobs. It leads to a reduction in CEO says to his executives “ An executive should be transportation to faraway dump sites, thereby cutting down measured by his courage. So this is my challenge on costs and reducing emission levels. The life of the landfill to each of you : If anyone enough courage to dive increases and the risk to the ecosystem goes down. Segregated into the pool, swim through those alligators and waste reduces health and safety related risks to waste pickers make it to the other side I will give that persons any and to the ecosystems around the disposal sites. thing he desires. My job, my money, my house, any thing”. But, when we mix all our waste, wet and dry, including the hazardous ones like batteries, glass, medical waste etc in a Every one laughed at the outrageous offer and plastic bag and dump it into a garbage bin, very little of it can followed the CEO in the tour of estate. Suddenly be separated by the waste pickers. The rest of it lands up in the they heard a loud splash and saw the Chief Financial dump yards where it can neither be composted nor converted Officer (CFO) in the pool, swimming for his life. He into energy efficiently. So, because of our lethargy, the waste dodges all alligators and made it to the edge of the lies in our dump yards destroying the air, soil and water all pool with a seconds to spare. He pulls himself out of around it forever. the pool as a hungry alligator snaps at his shoes.

Waste segregation should become our habit, and not an The flabbergasted CEO said to the CFO “You are obligation. amazing. You are brave beyond words. Any thing I own is yours.Tellme what can I do foryou” Let us all join hands and make this a people’s movement by taking segregation at source to every citizen. The CFO panting for breath looked up and said “ You can tell me who the hell pushed me in to the pool !!”.

Usha Gajapathi Raju Dietitian & Diabetes Educator

CREDAI VISAKHA VISION | NOV-DEC, 2017 33