BCcard The account number appears on the front of the card.

Contact module with Some cards have an embedded D-PAS a vertical format. chip appears on the card front.

“Vaild Thru” indicates The BC Global the last month in Card logo appears which the card is valid. on the card front.

Cardholder name

The magnetic stripe The back of the should appear smooth card should display and straight, with no signs of tampering. the Acceptance BCcard hologram Marks of Discover, Diners Club The signature panel is shortened on International and PULSE, chip-enabled cards. The signature on the in addition to the BC card should match the customer’s Global Card Logo. signature on the charge record.

Call your authorization center for a Code 10 authorization if you are suspicious about a card or a transaction. International China Unionpay® Most China Unionpay account numbers The three-dimensional hologram on the front of the Card Identification Features start with 62. Embossing should be card should reflect light and appear to move. uniform in size and spacing, and The China Unionpay acceptance mark FOR MAJOR CARD BRANDS extend into the hologram. appears in the lower right corner with imprinted letters and numbers. The magnetic stripe should appear smooth, with no signs of tampering. Last four digits of the Expiration date account number The three-digit card authentication value code. China Unionpay in Chinese is printed repeatedly in multicolors at an angle on a tamper-evident signature panel.

Call your authorization center for a Code 10 authorization if you are suspicious about a card or a transaction.

©2011 DFS Services LLC DiscoverNetwork.com XXXXX REV. 06/11 ® Discover Visa® “DISCOVER®” or “DISCOVER NETWORK”will appear under All cards display a hologram on the card front with a globe pierced The signature panel must appear on the back of the card an ultraviolet light. by an arrow, unless the card back displays a holographic A three-digit Card Verification Value 2 (CVV2) and contain an ultraviolet element that repeats the word magnetic stripe. must appear in the white box to the right of All Discover account numbers start with 6. “Visa.®” The panel will look like this one, or have a custom the signature panel or on the signature panel. Embossed card numbers should be Newer cards display a three-dimensional design. It may vary in length. uniform in size and spacing, and holographic magnetic stripe which (when All Visa embossed, unembossed The words “Authorized Signature” or printed account numbers extend into the hologram. tilted) shifts color and appears to move. and “Not Valid Unless Signed” start with 4. All digits must Unembossed cards may “DISCOVER” or “DISCOVER NETWORK” must appear above, below or be even, straight and of the display account number appears on a tamper-evident beside the signature panel. If same size. and expiration date signature panel. MERCHANT, PLEASE NOTE: someone has tried to erase the printed flat on the front. The four-digit preprinted The last four digits of the signature panel, the word Bank Identification Number “Valid Thru” indicates the You may not have the capability to accept every card “VOID” will be displayed. card number are displayed (BIN) must be printed last month in which the on the signature panel in shown in this brochure. Please consult your processor/ The Flying Dove Hologram directly below the account card is valid. reverse indent printing. appears on most cards, however number and match the A business name may The three-digit CID is printed acquirer for authorized card brands and jurisdictions. its location on the card may vary. first four digits of the be embossed below the in a separate box to the It can be on the front of the card, or a account number. right of the signature panel account name. smaller hologram may be located on The Visa Brand Mark must on the card back. the back of the card. Embossed security character appears as a stylised appear on the card, in “D”. No stylized “D” appears on unembossed cards. The Discover or Discover Network acceptance mark The card may have a chip. Chip-enabled either the bottom right, will appear on the front AND/OR back of the card. cards also have a magnetic stripe on the back. top left or top right corner. A “V” is visible over the Brand Mark when the card is placed under an ultraviolet light. Call your authorization center for a Code 10 Call your authorization center for a Code 10 authorization if you are suspicious about a card or a transaction. authorization if you are suspicious about a card or a transaction.

Diners Club International® ® MasterCard® The signature on the back of the Card must match the All American Express® Card Numbers start with “37” or The card may have a chip. Chip-enabled cards also have The three-dimensional hologram, which may appear on the The holographic magnetic stripe contains a repeating image The Diners Club® split-circle graphic with slash marks Cardmember’s signature on the Charge Record, and must be “34”. The Card Number appears embossed on the front of a magnetic stripe on the back. front OR the back should reflect light and appear to move. of the logo, name and world map which shift color and will appear under an ultraviolet light. the same name that appears on the front of the Card. (In the the Card. Embossing must be clear, and uniform in sizing appearance when the card is tilted. It should appear smooth, with case of Prepaid Cards, there may not be a Cardmember Name and spacing. Some Cards also have the Card Number All MasterCard account numbers All new U.S.-issued consumer no signs of tampering. Some cards may have a standard black Full or partial account number may appear on the Card.) The signature panel must not be taped over, printed on the back of the Card in the signature panel. start with 5. The embossing should debit cards must display the magnetic stripe. in indent printing. mutilated, erased or painted over. These numbers, the last four digits printed be uniform in size and spacing, Debit hologram. and extend into the hologram. The Diners Club The card may have a chip. Cards with on the Charge Record, must all match. Some Cards have a three-digit The magnetic stripe should split circle graphic chips also have a magnetic stripe. Card Security Code (3CSC) number Pre-printed Card Identification (CID) Numbers The preprinted Bank Identification appear smooth, with no signs appears on a All Diners Club account numbers printed on the signature panel. usually appear above the Card Number, on Number (BIN) must match the of tampering. tamper-evident start with 30, 36, 38 or 39. first four digits of the embossed either the right or the left edge of the Card. The last four digits of the signature panel. Embossed card numbers should Some Cards may have a account number. holographic image on the front Prepaid Cards may have account number appear on CVV2 appears be uniform in size and spacing. or back of the Card to determine the name and numbers Issuers have the option of the signature panel in reverse on the signature ”Valid” and “Thru” dates authenticity. printed, rather than placing a holographic indent printing. panel in indent indicate the first and last embossed. The magnetic stripe on the printing. Full or The three-digit CVC2 appears to month in which the card Some Cards have an embedded Cardmember Name may be card back, replacing the partial account number may the right of the signature panel. is valid. chip on which data is stored and used “Recipient” or “Traveler”. Globe hologram or the also appear in indent printing. to conduct a charge. Chip Cards utilise Debit hologram. The word “MasterCard” is printed PIN validation to determine authenticity. Only the person whose Other acceptance marks or logos such repeatedly at an angle on a name is embossed on a The “Valid Dates” show the time period as Discover® or PULSE® may appear on tamper-evident signature panel. Do not accept a Card after the “Valid Thru” date. Card is entitled to use it. in which the card is valid. the back of the card. Cards are not transferable.

Call your authorization center for a Code 10 Merchant Code 10 Authorization —1-800-528-2121 Call your authorization center for a Code 10 authorization if you are suspicious about a card or a transaction. authorization if you are suspicious about a card or a transaction.