Products and Services

At CaixaBank, we want you to feel at home in

CaixaBank is an all-round financial group Cards A different way of (including banking business, banking We offer you a wide range of cards: for activity and investments in international paying on the spot or in easy repayments, banks). It is Spain’s leading retail bank, with monthly credit, etc. opting firmly for growth both in Spain and internationally. And if the card is part of the Estrella Points programme, you will be able to exchange A bank that is close to its customers and also your points for items in the current cata- committed to society through its Welfare logue. Projects, which in 2014 devoted over 500 ® million euros to solidarity programmes, You will also benefit from CaixaProtect , making it one of the most important the free service exclusive to ”” that CaixaBank, Best Bank foundations in the world in budget volume. protects you against fraud and card theft. in Spain in 2012 - 2013 We also have the most extensive network in Deposits and investment funds and Best Bank for Technological Innovation the country, with over 6,000 branches at your You can make the most of your savings with 2013, according to disposal, where our professional staff is ready term deposits in euros or foreign currency Euromoney to listen to you and give advice. We have or with investment funds matched to your nearly 10,000 ATMs and the leading in Home profile and expectations. Banking service, Línea Abierta, allowing you Stock investment to operate on a 24/7 basis. And if you want to invest in the Stock Special solutions By your side, to offer you the best Exchange, you can depend on Bolsa Abierta, for international customers CaixaBank has products and services the service for operating and managing tailored to meet the needs of international your share portfolio by Internet or mobile customers with interests in Spain. through Línea Abierta. For your everyday business For your peace of mind Current accounts Insurance We have various kinds of current account You can choose from a wide range of that allow you to control and organise your products that cover all your insurance savings at your convenience, in euros or requirements: life, liability, home, car or any other currency, at your convenience motor-bike policies. through Línea Abierta.

NRI 494-2012/9681 Pension plans Direct debits and transfers We have several pension plans available, You can manage your bills for services con- to help you prepare your future and get tracted in Spain (for water, gas, electricity tax benefits now. etc.). You will also be able to send and/or receive transfers easily at home on a 24/7 basis, thanks to the Línea Abierta service.

Further information >> Products and Services

For your home All your transactions, just one click We offer you various credit alternatives for away purchasing your home in Spain, with major Línea Abierta is our free Home Banking benefits and financing tailored to your needs. service, with which you can consult your The Mortgage conditions will be subject to accounts and operate when and where you CaixaBank’s risk criteria. want by Internet or mobile. • Total availability: 24 hours a day Mortgages throughout the year. With the Préstamo Hipotecario Bonificado • Guaranteed security: you are pro- (Mortgage Loan with Bonus), you will obtain tected by CaixaProtect®, the first anti- the entire capital at the start of the operation fraud service in Spain. and will always have the guarantee of a home. • Privacy: Línea Abierta is confidential, as • Mixed interest rate with bonus you need your secret personal code for At CaixaBank acces. we finance your In uncertain times like these, we offer home in Spain you peace of mind and security, with • A multi-language service: it is available fixed repayments during the first years in 19 languages. and attractive interest rates, but without • Leader in Europe: the independent forgoing a change to a variable interest index of society, AQMetrix, has rated rate after some years. Línea Abierta Spain’s Number One Home • Fixed rate with a bonus Banking service. The peace of mind of fixed repayments, with attractive interest rates for the entire For further information, go into any duration of the loan. ”la Caixa” branch in Spain or, if you wish, email us at • Variable interest rate [email protected]

At www.servihabitat.com our large We hope that these products and services portfolio of real estate in Spain is available in may interest you and that you will join our Línea Abierta, the leading English, to help you find the house you want. organistation. Because we believe that Home Banking service, being at your side will take us a very long available in 19 languages way. From now on…

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For further information, consult www.laCaixa.es Caixabank, S.A. ( Commercial Register, volume 40003, sheet 85, page B-41232, entry 68, with NIF A08663619) is the exclusive banking-insurance operator of VidaCaixa, S.A. and authorised operator of SegurCaixa Adeslas, S.A. (DGSFP Register of Brokers with the code C0611A08663619) and depositary for pension plans. VidaCaixa, S.A. de Seguros y Reaseguros,the organisation that manages and promotes pension plans. Managing body entity of the investment funds: InverCaixa Gestión SGIIC, S.A., nº 15 in the register of managing brokers in the CNMV. Best Bank in Spain Most Innovative Bank Bank of the 2012 and 2013 in the World 2013 Year 2013 Best Retail Bank for Best Product and in Spain

Technology Innovation 2013 Service Innovation 2013 Information valid till 31-12-2014.