Annual Report Annual Report 2012
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Stock Code:2812 2012 Annual Report Annual Report 2012 We Do Our Best For You 總行 臺中市西區民權路87號 電話:04-22236021 Date of publication:March 2013 Website:http://www.tcbbank.com.tw M.O.P.S:http://newmops.tse.com.tw No.87, Min-Chuan Road, Taichung, Taiwan, R.O.C. Printed on recycled paper. Index Taichung Commercial Bank Company Limited 1 A MESSAGE TO THE SHAREHOLDERS ................................................................................ 1 No. 87, Min Chuan Road, Taichung, Taiwan, R.O.C. Tel.:(04)2223-6021 2 A PROFILE OF TAICHUNG BANK ........................................................................................... 7 Website:http://www.tcbbank.com.tw 3 CORPORATE GOVERNANCE REPORT ................................................................................. 8 I. ORGANIZATION .................................................................................................................................. 8 Company Spokesman II. PROFILES OF DIRECTORS, SUPERVISORS, PRESIDENT, EXECUTIVE VICE PRESIDENTS, ASST. VP, AND Name:Chi-Chuang Fang SUPERVISORS OF THE VARIOUSTaichung DEPARTMENTS AND BRANCHESCommercial ....................................................... Bank 11 Job title:Executive Vice President III. STATUS OF CORPORATE GOVERNANCE ............................................................................................ 46 Tel.:(04)2223-6021 Email:[email protected] IV. DISCLOSURE OF THE ACCOUNTANT’S FEE ........................................................................................ 85 V. CHANGES OF ACCOUNTANTS ........................................................................................................... 85 Acting Spokesman VI. DISCLOSE THE NAMES AND JOB TITLE OF THE CHAIRMAN, PRESIDENT, FINANCIAL AND ACCOUNTING Name:Hsueh-Hsien Liao MANAGER OF THE BANK WHO HAS WORKED WITH THE CPA FIRM WHO CONDUCTS THE AUDIT OF THE Job title:Executive Vice President BANK OR THE AFFILIATES TO SUCH FIRMS IN THE MOST RECENT ONE YEAR, AND THE DURATION OF Tel.:(04)2223-6021 THEIR EMPLOYMENT IN THE CPA FIRM AND ITS AFFILIATE .............................................................. 85 Email:[email protected] VII. IN THE MOST RECENT YEAR TO THE DATE THIS REPORT WAS PRINTED, THE ASSIGNMENT OF EQUITY Shares Registrar SHARES AND PLEDGE THE EQUITY SHARES UNDER LIEN BY DIRECTORS, SUPERVISORS, MANAGERS, Name:by internal function AND PARTICULAR PERSON OR PARTICULAR RELATED PARTY HOLDING THE SHARES OF PARTICULAR Address:11F., No. 50, Sec. 1, XinSheng South Road, ZhongZheng District, Taipei, BANK WITH VOTING RIGHTS TO CERTAIN PROPORTION THAT REQUIRED DECLARATION PURSUANT TO Taiwan, R.O.C. ARTICLE 11 OF THE MANAGEMENT REGULATION ............................................................................. 85 Website:http://www.tcbbank.com.tw Tel.:(02)2395-7388 VIII. THE TOP 10 SHAREHOLDERS BY PROPORTION OF SHAREHOLDING AND INFORMATION ON THEIR AFFILIATIONS ................................................................................................................................... 92 Credit Rating Agency IX. QUANTITY OF SHAREHOLDINGSChairman OF THE SAME INVESTEE : BYJin-Fong THE BANK AND DIRECTORSSoo , Name:Fitch Ratings Limited, Taiwan Branch SUPERVISORS, PRESIDENTS, EXECUTIVE VICE PRESIDENTS, ASST. EXECUTIVE VICE PRESIDENTS, Address:Suite 1306, 13F., No. 205, Tun Hwa N. Road, Taipei, Tawian, R.O.C. SUPERVISORS OF THE VARIOUS DEPARTMENTS AND BRANCHES, AND DIRECT OR INDIRECT Tel.:(02)8175-7600 SUBSIDIARIES IN PROPORTION TO THE COMBINED HOLDINGS OF ALL ................................................ 94 External Auditors in the Most Recent Year 4 STATUS OF CAPITAL PLANNING ......................................................................................... 96 Name of CPA firm:Deloitte & Touche I SHARES AND DIVIDENDS .................................................................................................................. 95 Name of CPA:Wen-Ya Hsu & Tze-Chun Wang, II ISSUANCE OF FINANCIAL BONDS ................................................................................................... 101 Address:12F., No. 156, MinSheng East Road, Sec. 3, Song Shan District, Taipei, III ISSUANCE OF PREFERRED STOCKS ................................................................................................. 113 Taiwan, R.O.C. IV ISSUANCE OF OVERSEAS DEPOSITORY RECEIPTS ........................................................................... 113 Website:http://www.deloitte.com.tw V EMPLOYEE STOCK OPTIONS ........................................................................................................... 113 Tel.:(02)2545-9988 VI ACQUISITION OR ASSIGNMENT OF OTHER FINANCIAL INSTITUTIONS ............................................. 113 Name of any exchanges where the Company's securities are traded overseas, and the VII IMPLEMENTATION OF FUND UTILIZATION PLAN ............................................................................. 113 method by which to access information on said offshore securities : None 5 OPERATION PROFILE ........................................................................................................... 116 I BUSINESS CONTENTS ..................................................................................................................... 116 Index 1 A MESSAGE TO THE SHAREHOLDERS ................................................................................ 1 2 A PROFILE OF TAICHUNG BANK ........................................................................................... 7 3 CORPORATE GOVERNANCE REPORT ................................................................................. 8 I. ORGANIZATION .................................................................................................................................. 8 II. PROFILES OF DIRECTORS, SUPERVISORS, PRESIDENT, EXECUTIVE VICE PRESIDENTS, ASST. VP, AND SUPERVISORS OF THE VARIOUS DEPARTMENTS AND BRANCHES ....................................................... 11 III. STATUS OF CORPORATE GOVERNANCE ............................................................................................ 46 IV. DISCLOSURE OF THE ACCOUNTANT’S FEE ........................................................................................ 85 V. CHANGES OF ACCOUNTANTS ........................................................................................................... 85 VI. DISCLOSE THE NAMES AND JOB TITLE OF THE CHAIRMAN, PRESIDENT, FINANCIAL AND ACCOUNTING MANAGER OF THE BANK WHO HAS WORKED WITH THE CPA FIRM WHO CONDUCTS THE AUDIT OF THE BANK OR THE AFFILIATES TO SUCH FIRMS IN THE MOST RECENT ONE YEAR, AND THE DURATION OF THEIR EMPLOYMENT IN THE CPA FIRM AND ITS AFFILIATE .............................................................. 85 VII. IN THE MOST RECENT YEAR TO THE DATE THIS REPORT WAS PRINTED, THE ASSIGNMENT OF EQUITY SHARES AND PLEDGE THE EQUITY SHARES UNDER LIEN BY DIRECTORS, SUPERVISORS, MANAGERS, AND PARTICULAR PERSON OR PARTICULAR RELATED PARTY HOLDING THE SHARES OF PARTICULAR BANK WITH VOTING RIGHTS TO CERTAIN PROPORTION THAT REQUIRED DECLARATION PURSUANT TO ARTICLE 11 OF THE MANAGEMENT REGULATION ............................................................................. 85 VIII. THE TOP 10 SHAREHOLDERS BY PROPORTION OF SHAREHOLDING AND INFORMATION ON THEIR AFFILIATIONS ................................................................................................................................... 92 IX. QUANTITY OF SHAREHOLDINGS OF THE SAME INVESTEE BY THE BANK AND DIRECTORS, SUPERVISORS, PRESIDENTS, EXECUTIVE VICE PRESIDENTS, ASST. EXECUTIVE VICE PRESIDENTS, SUPERVISORS OF THE VARIOUS DEPARTMENTS AND BRANCHES, AND DIRECT OR INDIRECT SUBSIDIARIES IN PROPORTION TO THE COMBINED HOLDINGS OF ALL ................................................ 94 4 STATUS OF CAPITAL PLANNING ......................................................................................... 96 I SHARES AND DIVIDENDS .................................................................................................................. 95 II ISSUANCE OF FINANCIAL BONDS ................................................................................................... 101 III ISSUANCE OF PREFERRED STOCKS ................................................................................................. 113 IV ISSUANCE OF OVERSEAS DEPOSITORY RECEIPTS ........................................................................... 113 V EMPLOYEE STOCK OPTIONS ........................................................................................................... 113 VI ACQUISITION OR ASSIGNMENT OF OTHER FINANCIAL INSTITUTIONS ............................................. 113 VII IMPLEMENTATION OF FUND UTILIZATION PLAN ............................................................................. 113 5 OPERATION PROFILE ........................................................................................................... 116 I BUSINESS CONTENTS ..................................................................................................................... 116 II EMPLOYEES ................................................................................................................................... 131 1 A Message to the Shareholders III ENTERPRISE RESPONSIBILITIES AND ETHICAL BEHAVIOR .............................................................. 136 I. Business result in 2012 IV IT EQUIPMENT ..............................................................................................................................