PRESS RELEASE BANK JATIM PERFORMANCE GROWS ABOVE THE NATIONAL BANKING

Jakarta - November 12th, 2015. PT Bank Pembangunan Daerah Jawa Timur Tbk or bankjatim has been 3 years listing on the Stock Exchange with stock code BJTM, since July 12, 2012. These 3 years have shown that bankjatim stocks are worth collecting with significant growth continually from time to time.

This is reflected from the financial statements in the period of September 2015, including: 1. Total assets of Rp 52.09 trillion (increased 22.01% YoY); 2. Credit disbursement of Rp 29.23 trillion (increased 12.07% YoY): 3. Acquisition of third party funds of Rp 43.75 trillion (increased 22.55% YoY); 4. Interest income of Rp 3.48 trillion (increased 18.60% YoY). The bankjatim office network has reached 1332 service points. Growth performance of September 2015 is also reflected in the financial ratio above the average benchmark, which are CAR of 19.02%, ROA of 2.80%, ROE of 16.93% and NIM of 6.56%.

Based on data from Bank Indonesia and Regional Economic Studies of , bankjatim performance of June 2015 compared to June 2014 was above the national banking system and the Bank in East Java, it is seen from bankjatim asset growth of 19.18% was above the national growth of 14.14% and East Java 13.37%. The total growth of bankjatim third party funds of 20.30%, above the national growth of 12.65% and 13.58% of East Java. While bankjatim credit growth of 13.97% above the national growth of 10.38% and 11.08% of East Java.

President Director bankjatim R. Soeroso said that the performance of bankjatim has encouraged investor interest in the shares of bankjatim.

“bankjatim performance continues to improve to gain the trust of the public and investors. The period of September 2015, the composition of bankjatim shares traded on the Indonesia Stock Exchange 70.52% owned by institutional investors overseas in 23 foreign countries as well as 29.48% of domestic investors in Indonesia, this indicates BJTM shares are worth collected." said R. Soeroso.

Excellent performance has led bankjatim to achieve many accomplishments and awards from independent research institutes in the 2015. The last 11 awards obtained were: awards on the night of the Indonesian Banking Award (ICMA) 2015 at Balai Jakarta (05/11). The President Director bankjatim R. Soeroso acquired The Best CEO on banking figures of Regional Development Bank category, Got the first rank for "Finance (Efficiency & Profit)" the category, "Human Capital", "Risk Management", “Marketing","Corporate Social Responsibility" and "Corporate Communication", as well as the Second Rank for the category of "Good Corporate Governance", "Information Technology" and "Finance (Value Creation)".

Of the overall acquisition of this award, bankjatim awarded the First Rank for Banking Book III category with assets of less than Rp 50 trillion. On various accomplishments achieved, R. Soeroso says gratitude and pride. "We thank all of our customers and all those who give credence to bankjatim to make these awards achieved. This spurred us to continuously give the best," R. Soeroso added.

PT BANK PEMBANGUNAN DAERAH JAWA TIMUR Tbk Jl. 98-104 Surabaya CORPORATE SECRETARY E: [email protected] : [email protected] T: (031) 5310090-99 ext 461 F: (031) 5310838