Still at odds Appeal denied Railroad companies, state continue Supreme Court won’t hear case legal spat over crude oil shipments. 8A of Md. man freed from Cuba. 9A

Tuesday, April 7, 2015 Volume 126 | Number 127 TheDailyRecord.com Verdict is reinstated in death of schoolgirl Bus stop meant P.G. Board of Ed had duty of care

By Steve LaSh [email protected]

ANNAPOLIS — A Maryland ap- peals court has reinstated a jury’s verdict — but not its $90.3 million damages award — for the parents of MaxiMilian Franz The former Phillips Seafood World Headquarters at 1215 E. Fort Ave. is being redeveloped. The technology company Mindgrub has a 13-year-old girl who was struck and relocated to the building. killed by a car six years ago while crossing a four-lane street trying to reach her school-bus stop in Temple Hills. The Court of Special Appeals said the trial judge was wrong to toss out When startups grow up the jury’s verdict against the Prince George’s County Board of Education based on his erroneous finding that it Unique demands, need for flexibility, compound the challenge owed no duty of care to the girl and that her negligent crossing of the By adam Bednar Game room. Check. Climbing wall. On get stuff done. A lot of times you are street contributed to her death. In its [email protected] the way. more apt to hire another employee 3-0 decision, the intermediate court But before the company opened than you are [to lease] an office,” said the board owed a duty to the girl Later this month, Mindgrub Tech- its dream office, it was just like many Mindgrub CEO Todd Marks said. “But under a regulation governing bus-stop nologies will celebrate the company other startups in the Baltimore area, if you look at the numbers, you’re way locations and that a jury reasonably settling into its new, 18,000-square- working out of a basement looking to better holding off on hiring that next concluded she was not contributorily foot office space in Baltimore’s bus- find office space with a flexible enough employee sometimes and getting an negligent. tling Locust Point neighborhood. The lease to allow the company to grow. office that allows you to get your work “It was a very important ruling by office, which the technology innova- “In the beginning when you don’t done.” the court,” said the family’s attorney, tion company moved into in January, have office space, an office is like the Now that the economy for startups John F. X. Costello. “Because that reg- has all the amenities associated with biggest test that is just sheer overhead. SEE OFFICE SPACE 5A SEE REINSTATEMENT 9A successful tech company: Cafe. Check. Where even if you have people, people

Del. Maggie McIntosh, D-Baltimore Md. legislative budget negotiators City and chairwoman of the House Appropriations grapple with a shifting deficit figure Committee, says the governor’s By Bryan P. SearS be paid down in the coming year. supplemental [email protected] The issue is one of a number of items budget the House of Delegates and Senate will at- proposal ANNAPOLIS — Democratic lawmak- tempt to resolve as they work to complete would result ers say they are surprised and concerned the budget before the end of session in a in less deficit that a proposed supplemental budget pro- week. reduction. posed by Gov. Larry Hogan reduced the SEE BUDGET 3A amount of the structural deficit that would FilE PHOTO

Auction sales 9B News briefs 4A Lawyer to lawyer 10, 12A $269 per year For subscriptions Calendar 6A Law briefs 10A Online today 2A call 1-800-451-9998 or email Employment 11A Litigation support 10, 12A Public notice 1B INDEX $2 per copy [email protected] 2A TheDailyRecoRD.com Tuesday, April 7, 2015 ONLINE TODAY BLOGS UPCOMING SPECIAL Breaking the lawyer Session over for paid sick days Bryan P. SearS READ mental health taboo PUBLICATIONS AND Matthew t. Vocci FOCUS SECTIONS In my experience, law- Leaders in the House and Senate want supporters and Business Buzz yers avoid any discussion opponents of a bill that would mandate paid sick leave for Eye on Annapolis of mental health issues workers in Maryland to hammer out their differences over April 17 among colleagues. Maybe the summer. Higher Generation J.D. Both sides of the proposed legislation were notified in it’s the bravado associated Education Ground Up with the legal profession or a letter Friday from House and Senate leaders that House Bill 385 and Senate Bill 40, which are identical, would not On the Record that we are marketing our brainpower to clients that move forward. TWITTER makes the subject partic- “Our committees recognize the complex nature of this ularly taboo. I have been legislation and the potential impact that it may have, if FOLLOW practicing for more than enacted, on the state’s businesses and workforce,” wrote May 8 eight years and the last House Economic Matters Chairman Dereck C. Davis, Top 100 @MDDailyRecord time I remember mental D-Prince George’s County, and Senate Finance Commit- Women tee Chairman Sen. Thomas M. “Mac” Middleton, D-Charles @Bmorejourno health and the legal pro- Magazine @bpsears fession being discussed County. @danielleaderman was around the time of my @jbwhong admission to the Maryland @Lauren_Kirkwood Bar. It could be that infor- mation is given to the new- Our committees recognize the May 22 @llynllygad complex nature of this legislation @Steve_Lash ly-minted attorneys about Guide to @TDRDanny the Lawyers Assistance and the potential impact that Business Law Program, which is run @TomBaden it may have, if enacted, on the and Accounting under the auspices of the state’s businesses and workforce FACEBOOK Maryland State Bar Asso- ciation. House Economic matters LIKE Mental health has been commitee’s written statement mddailyrecord investigators’ focus as they June 12 search for answers as to MD State Bar LINKEDIN what could have driven a Association young pilot to intentionally “ Guide CONNECT steer a plane full of passen- RADIO the-daily-record gers into the French Alps. Tune in to WBAL 1090 AM Tuesday at 6:50 a.m. ... for top stories from The Daily Record on the radio.

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TheDailyRecord.com Sign up for Daily News Alerts. Tuesday, April 7, 2015 TheDailyRecoRD.com 3A Health law bumps up refunds for some; others take hit ration company H&R Block reported Tax experts say that 52 percent of its customers who got health insurance subsidies owed money health law is causing back. Repayments averaged $530, reduc- ing expected refunds by 17 percent. plenty of surprises On the other hand, roughly one-third of customers with subsidies overesti- Associated Press mated their incomes. As a result, their re- funds went up by $365 on average. As the April 15 tax deadline nears, In a recent study, the nonpartisan Kai- people who got help paying for health in- ser Family Foundation estimated that half surance under President Barack Obama’s those eligible for a subsidy would owe law are seeing the direct effect on their money, while 45 percent would receive a refunds — hundreds of dollars, for better bigger refund. or worse. The estimated average repayment was The law offers tax credits so people $794, and the refund was $773. The esti- without access to job-based health insur- mates were based on an analysis of cen- ance can buy private coverage. Because sus data about income changes among these subsidies are tied to income, con- people likely eligible for health care sub- sumers must accurately estimate what sidies. they will make for the coming year. Kaiser calculated that overall between That’s been a challenge for millions of 4.5 million and 7.5 million households have people. to account to the IRS for their subsidies. Guess on the low side, get more help AP Photo/Steve NeSiuS now with premiums, but owe money later Bill Preus sits in his home in St. Petersburg, Florida. Preus was covered by the health Complex rules at filing time. Overestimate income, ex- overhaul for part of last year before transitioning to Medicare, creating a major tax Bill Preus of St. Petersburg, Florida, pect bucks back from the taxman. headache for him. was covered under the health care law Many consumers may not have un- for three months last year before transi- derstood that is how it works when they Kelsey Park started out 2014 in Dallas, estimate because I don’t want to have to tioning to Medicare because of disability. signed up. Some experts caution that such earning good commissions by selling wed- pay back,” she said. Preus once had his own insurance agency, complications could discourage unin- ding gowns. She left for graduate school selling life and health policies. He is used sured people from getting covered. at the University of Alabama in Tuscalo- Fairly even split to complexity, but said he never has seen Rob Tuck of Dublin, California, said he osa, and signed up for coverage through The average refund is large enough to anything like this. had anticipated a refund of about $400 on the law. She ended up overestimating her offset any repayment in most cases, ac- Preus said he faces the prospect of his 2014 taxes. But that almost has been income because she didn’t get another job cording to the Treasury Department. paying back close to $4,000 because of wiped out because he had to repay some as anticipated. The White House says the Affordable poor coordination between HealthCare. of the subsidy. He changed jobs during the Park’s tax refund came to $2,500, Care Act is working even better than an- gov and his insurer, the government’s fail- year, and his income went up a little. partly because she had too much income ticipated. ure to discontinue his health law subsidy Tuck, who works for a San Francisco tax withheld and partly because she re- But this is the first year that the com- after he went on Medicare, and forgive- area tech-support company, said he en- ceived a smaller health care subsidy than plicated connections between the law ness of a student loan debt that caused rolled to avoid tax penalties for being un- she was entitled to. and the tax system are playing out for his income to go up. insured, but feels penalized anyway now. “It was hard to estimate what I would consumers. Initial reports suggest a fairly “There is no one to talk to who can co- “I was expecting to get dinged a little be earning because I was transitioning in even split between tax-return winners and ordinate when extenuating circumstances bit, but I was actually kind of surprised life,” said Park, who’s studying for a mas- losers. like this come up, and it’s a total mess,” when it came down that much,” he said. ter’s degree in marketing. “I tend to over- Earlier in the filing season, tax prepa- he said. Budget >> Supplemental budget plan, tax-cut proposals muddy deficit picture Continued from 1A Democratic legislature. saying the plan made cuts to important for the state. “It only widens the state deficit if the spending such as a non-mandated formula McIntosh said last month that the tax “(Hogan) put in a supplemental budget governor spends the $200 million that for education, a 2 percent raise for state break on port cranes could be an issue be- that brings him, in terms of the structural is fenced off,” Getty said. “If he doesn’t employees and health care for some preg- cause it cuts city revenues by as much as deficit, not nearly as far along as the House spend that $200 million that the legislature nant women. $2 million. (budget),” said Del. Maggie McIntosh, fenced off, he is able to close the gap.” Both the House and Senate agreed on A scheduled Monday afternoon con- D-Baltimore City and chairwoman of the The legislature cannot require Hogan restoring funding for education and em- ference committee meeting between fiscal House Appropriations Committee. to spend the money but can require him to ployee raises. Some of the money used leaders from the House and Senate was Hogan’s supplemental budget, the spend it on specific programs if he were to to pay for those programs came from canceled. second he has introduced this session, decide to spend it at all. expected additional contributions to the contains $44.8 million in additional spend- “In fact, we could get it to 80 or 85 per- state employees retirement plans—a move subscription services ing. Included in that package is funding cent if the $200 million isn’t spent,” Getty Hogan and many Republicans dislike. To place orders, make changes to your for 100 new Maryland state troopers, said. The Senate passed its version of the account and for other subscription inqui- re-opening the Annapolis barracks closed Legislative analysts told House and $40.4 billion budget, which includes more ries: under Gov. Martin J. O’Malley, paying for Senate Fiscal leaders that the supplemen- than $16 billion in general fund spending, PH: (800) 451-9998; FX: (800) 329-8478; tax breaks in retirement income for first tal proposal brings the amount of struc- 10 days ago. EMAIL: [email protected] responders and military retirees, and tax tural deficit paid down in the coming fiscal Key changes to the plan passed by the ONLINE: Go to TheDailyRecord.com and click breaks for businesses that contribute to fi- year to 65 percent. House include the restoration of 50 posi- “subscribe” to place an order or manage your account. Follow the subscribe instructions nancial assistance programs at non-public The respective plans passed by the two tions within the Maryland State Police. to place an order or in the “Manage Your Account” schools. chambers had cut the deficit by 75 percent Legislators in the House deleted the posi- box, enter your username and password for Amended forms of some of Hogan’s and that amount could grow to 88 percent tions but left the funding, saying that the immediate account access. tax cuts are working through the Senate should Hogan accomplish his proposal to money could be used by Hogan to make To register for online access and obtain a but have yet to move in the House. trim 2 percent in spending across every the 2 percent spending cuts for the agency. username and password: Joseph Getty, Hogan’s legislative direc- state agency. Also added by the Senate is a provision Go to TheDailyRecord.com and click “subscribe. ” Follow the link tor, said the governor could still reduce the Hogan introduced a budget that elimi- to eliminate the personal property taxes at the top of the page under “Already a subscriber?” and follow the instructions to register. Please have your account number size of the deficit. The reductions could nated the $750 million structural deficit in on cranes owned and used by the com- and the zip code on your account handy. come at expense of some priorities of the one year. Democratic lawmakers balked, pany that operates the Port of Baltimore to submit subscription payments: t PHONE: (800) 451-9998 Maryland stocks rose, led by United Therapeutics Corp. and Lockheed MAIL: The Daily Record, Subscription Services, SDS-12-2632 Martin Corp. PO BOX 86, Minneapolis, MN 55486-2632 The Bloomberg Maryland Index, a price-weighted list of companies with damaged, missing, or late newspapers: If your newspaper is damaged or missing, call 443-524-8100 operations in the region, picked up 3.18 to 588.88. and we will send you a replacement United Therapeutics rose 2.16 to 176.89. Lockheed Martin rose 1.81 to immediately. If your newspaper frequently arrives late Bloomberg 200.53. contact your letter carrier or local postmaster. for technical support: In the broader market, the Standard & Poor’s 500 Index rose 13.66 to Maryland Index If you need help with our website or your login and password, please call 2,080.62. The Dow Jones Industrial Average increased 117.61 to 17,880.85. (800) 451-9998 or [email protected] +3.18 588.88 The Bloomberg Maryland Index was developed with a base value of 100 as back issues: of Dec. 31, 1996. Selected back issues are available. Call 443-524-8100. 4A TheDailyRecoRD.com Tuesday, April 7, 2015

NEWS BRIEFS 11 East Saratoga Street Baltimore, Maryland 21202 the university in recent months. One student was diagnosed in October and a second was diagnosed last month. Officials say Main Number: 443.524.8100 the latest student to be diagnosed is under medical care and is Main Fax: 410.752.2894 no longer attending classes. Officials are asking anyone who

Suzanne E. Fischer-Huettner may have been in close contact with the student to get tested. Physician Deputy Health Officer Dr. James Cockey says testing Publisher (x8103) will show whether the cases are linked. He says the county Maria Kelly averages two or three cases each year, so it’s unusual to have Comptroller (x8111) three in such a short time. Tracy Bumba Audience Development Director (x8120) Study: Breast cancer overtreatment costs $4B

Molly Bartello (AP) — Sharpening a medical debate about the costs and ben- efits of cancer screening, a new report estimates that the U.S. Administrative Assistant (x8184) spends $4 billion a year on unnecessary medical costs due to mammograms that generate false alarms, and on treatment of editorial certain breast tumors unlikely to cause problems. The study Editor published Monday in the jour- Thomas Baden Jr. (x8150) A day at Orioles Park a bargain nal Health Affairs breaks the Acting Managing Editor The Baltimore Orioles have the 11th-lowest average ticket cost down as follows: $2.8 bil- Peter Meredith (x8191) price among Major League Baseball’s 30 teams for 2015 and lion resulting from false-posi- $2.8B Special Products Editor Erin Cunningham (x8155) offer the fourth-most affordable overall cost for fans, according tive mammograms and another to a new survey. Team Marketing Report said MLB’s average $1.2 billion attributed to breast Estimated annual cost of staff writers ticket price rose 3.3 percent this season to $28.94, the steepest cancer overdiagnosis. That’s false-positive mammograms Senior Legal Reporter Danny Jacobs (x8159) increase in six years. The Orioles average ticket price is $24.97, the treatment of tumors that Real Estate / Development Adam Bednar (x8160) the survey reported. The Boston Red Sox had the highest av- grow slowly or not at all, and Business of Law Lauren Kirkwood (x8157) erage at $52.34 after leaving prices the same. The New York are unlikely to develop into life-threatening disease during a Appellate Courts Steve Lash (x8162) Yankees also left their average unchanged at $51.55 after miss- woman’s lifetime. The cost estimates cover women ages 40- Government Bryan P. Sears (x8175) ing the playoffs for the second straight season. TMR’s Fan Cost 59. Breast cancer is the second most common cause of death Health Care / Higher Education Daniel Leaderman (x8153) Index, which includes four average-price tickets, two small from cancer among American women, claiming nearly 41,000 draft beers, four small soft drinks, four hot dogs, parking and lives a year. Annual mammograms starting at age 40 have long web two adult-size caps, rose 2.5 percent to $211.68. The Red Sox been considered standard for preventive care, because cancer Digital Editor Jason Whong (x8158) were the high team at $350.86 and Arizona the low at $126.89. is easier to treat if detected early. Web Content Producer Dave Kuhn (x8163) Programs were removed from the formula this year, and last year’s fan index was retroactively adjusted. Baltimore’s Fan Spherix: Cisco claim dismissed; others continue photography Cost Index is $163.39. Only Tampa Bay, San Diego and Arizona Tysons Corner, Va.-based Spherix Inc. said Monday that a Senior Photographer Maximilian Franz (x8171) are cheaper. court has thrown out a claim against it by Cisco Systems in one case while its allegations of patent infringement against Hogan plans trade trip to Asia Cisco continue to go forward. Spherix said that a U.S. District advertising (AP) — Maryland Gov. Larry Hogan is planning an economic Court judge in Delaware granted Spherix’s motion to dismiss Account Manager Darice Dixon (x8141) development trip to Asia this spring. Hogan said in an inter- claims against it in Bockstar Technologies LLC. v. Cisco Sys- Account Manager Natasha Foster (x8136) view Monday with The Associated Press that he is planning tems Inc., Case No. 1:13-cv-02020-SLR. Spherix had claimed Account Manager Brian Morman (x8143) the trip to South Korea, China and Japan at the end of May or that the court did not have jurisdiction over Cisco’s declara- Advertising & Events Coordinator Morgan Cook (x8181) early June. The Republican governor says there are a number tory judgment claims against Spherix in a case brought by the of initiatives the state is looking at to stimulate economic in- former Rockstar Patent Consortium. In another case, filed by vestment and job creation in the state. He says one of them is Spherix against Cisco, a judge dismissed allegations of “willful” operations meeting with Asiana Airlines and Korea Air to talk about the infringement against Spherix’s patents but the allegations of in- Operations & Events Assistant Clare Sheehan (x8101) possibility of getting flights to Baltimore-Washington Interna- fringement of Spherix’s 11 patents continue, the company said. Production Supervisor Darlene Miller (x8188) tional Thurgood Marshall Airport. Hogan says the Maryland Production Staff Rhonda Fonte (x8183), Department of Business and Economic Development trip will Feds reviewing similar incident in Metro probe Linda Hersl (x8182), Lawrence Sibiski (x8189) be paid for by the state, not any outside interests. He says the (AP) — Federal investigators are looking at a similar incident state is still working on details about the trip. that happened in February as they try to pin down the cause of an electrical malfunction on Washington’s subway system that For back issues or delivery problems: Medifast restructuring board of directors led to one death. The National Transportation Safety Board Call 443-524-8100 (AP) — Medifast Inc. agreed to nominate five new board mem- said Monday that investigators have collected evidence from a malfunction that caused smoke inside a tunnel in northern Direct phone numbers: bers as part of a deal with activist investor Engaged Capital LLC. The weight-loss and diet products company will nomi- Virginia. No one was injured in Dial 443-524-and the 4 digit number next to each name nate Glenn W. Welling, the founder and chief investment offi- that incident on Feb. 11. The Email addresses: cer of Engaged Capital, along with Jeffrey J. Brown, the CEO previous month, one woman of Equity Partners LLC, who will become the lead director. died and more than 80 others Log onto TheDailyRecord.com to get a complete email address 80 Another nominee is Jori Hartwig, the chief operating officer of were sickened after smoke listing of all staff members filled a downtown Washington 3Kintetic Inc. The board restructuring comes as the company Number of people sickened in The Daily Record (USPS 145-120) is a newspaper of gen- closes weight control centers amid a changing market with tunnel. Ventilation fans didn’t eral circulation published daily, Monday through Friday, ex- Feb. 11 Metro incident more competition from technology that helps people follow work properly, and it took fire- cept the following legal holidays: Martin Luther King Jr. Day, fighters 30 minutes to reach the President’s Day, Columbus Day, Veteran’s Day, Memorial dieting regimens. In 2014, profit fell about 45 percent to $13.2 Day, Labor Day, Independence Day, Thanksgiving, Christmas million. There will be two additional independent directors se- passengers. The NTSB says in- and New Year’s Day. Periodicals postage paid at Baltimore, lected by both Medifast and Engaged Capital. The board will vestigators are looking at the electrical components that failed Md. POSTMASTER, send address changes to: The Daily Re- in February to see if there are any similarities with the Jan. 12 cord, 11 E. Saratoga Street, Baltimore, MD 21202. decrease from 12 members to 7 members following the annual malfunction. Prices: Single copy price is $2. Subscriptions: 1 year $269; meeting, before rising to 9 members with the addition of those 1 year Online only $169; plus 6% Maryland sales tax. Special two independent directors. Engaged Capital owns about 6 per- rates available for students and bulk subscriptions. For back cent of Owings Mills, Maryland-based Medifast’s stock. Bristol-Myers eyes deal with Dutch biotech issues contact, 410-752-3849. For missing issues contact (AP) — Bristol-Myers Squibb, one of the world’s largest drug- Circulation Department, 443-524-8100. Hogan to sign foster care reform bill makers, will team up with a Dutch biotechnology company Copyright 2015 The Daily Record Company. Material whose first approved drug could cost more than $1 million. published in The Daily Record is compiled at substantial (AP) — Gov. Larry Hogan says he plans to sign a measure expense and is for the sole and exclusive use of purchasers aimed at doing more to prevent foster care children from being Bristol-Myers Squibb said Monday that it will work with and subscribers. The material may not be republished, resold, returned to abusive biological parents. Hogan said Monday it uniQure to develop gene therapies for cardiovascular diseases, recorded, or used in any manner, in whole or in part, without sounds like a common-sense measure he will have no trouble starting with a potential treatment for congestive heart failure the publisher’s explicit consent. Any infringement will be subject to legal redress. Persons placing legal advertisements supporting. It provides social service agencies the ability to that is intended to restore the heart’s ability to synthesize a are responsible for payment. Legal advertisements are not keep children in foster care, if there is severe abuse by biolog- protein called S100A1. The deal could be worth more than $2.2 accepted on a contingent basis. ical parents, or parents do not protect their children from se- billion. Bristol-Myers Squibb will also take a minority stake in The Daily Record welcomes letters from readers about rious mistreatment. The bill is known as Anayah’s Law, after a the company. The New York company could pay uniQure $254 articles, material published or other issues of interest to the 21-month-old Frederick girl who was allegedly beaten to death million if the congestive heart failure drug is successfully de- public. Please send correspondence to The Daily Record Editorial Department, 11 E. Saratoga Street, Baltimore, MD, by her father. Anayah had been returned to her parents several veloped and approved for sale, and it could pay up to $217 mil- 21202. Phone 410-752-3849, 800-296-8181, Fax 410-547-6705. weeks earlier under a federal law that generally requires state lion for each additional drug. UniQure will also get payments The Daily Record is a member of the National Newspaper social services agencies to try to reunite families. The Mary- based on sales targets and royalties on any approved drugs. Association, the Maryland-Delaware-D.C. Press Association, land Senate unanimously sent the bill to Hogan on Friday. The companies will choose a total of 10 therapeutic targets. American Court and Commercial Newspapers Inc. The Alliance of Area Business Publications and subscribes to the Associated Press. 3rd student diagnosed with tuberculosis The Daily Record Company is owned by The Dolan (AP) — Health officials say a third Salisbury University stu- We welcome news releases for consideration in our daily News Company. dent has been diagnosed with tuberculosis. The Wicomico Briefs section. Email releases directly to editor@TheDaily Record.com. We reserve the right to edit or rewrite the material County Health Department and the university are working to that we select in order to fit the available space. Briefs run daily test others at the school. It is the third case to be diagnosed at and are available on our website. Tuesday, April 7, 2015 TheDailyRecoRD.com 5A

RENDERING BY HoRD CoplaN maCHt A rendering of what 1215 E. Fort Ave. will look like when renovation work is concluded. Office space >> Finding a home for a technology startup poses unique challenges

Continued from 1A is turning around — a recent report by commercial real estate service firm Jones Lang LaSalle reported venture capital funding in Baltimore firms fell 14.8 percent from the year before, but Landlords are typically 11 more companies received funding going to be, I guess than in 2013 — more of these firms cautious is the right are expected to start shopping for of- fice space. But finding that first office word, with startups, and space isn’t always such an easy task. that could mean they “I think what [startups] like more “may not want to put a than anything is flexibility and the lot of money into the opportunity to grow. The world is dy- namic enough right now — it’s hard space for improvements enough to write a business plan for a because they just don’t year let alone five years. On our end, know how it’s going we typically want lease commitments to pan out. The ideal for three- to five-year terms and they need the flexibility to grow,” said Rich- scenario for landlords is, ard Williamson, senior vice president, and also for the tenant, leasing, St. John Properties Inc. maxImIlIaN FRaNz/FIlE pHoto is if the space is already Complicating matters further, many Todd Marks, CEO and founder of Mindgrub Technologies, says it’s worth it for startups to built out. startups want hip spaces that help form invest in finding office space that fits their culture and their needs. a firm’s identity and attract talent. But landlords can be extremely hesitant ton. Peter Jackson, associate at Jones Lang Joseph P. Nolan about sinking money into building out The employees those firms want to LaSalle. principal nai KlnB a space for a company that may not be attract and retain prefer the live-work- Some companies are positioning in business long. and-play aspect of an urban setting. themselves to take advantage of start- “Landlords are typically going to be, Also, finding space that has some of ups that don’t want to be located in the I guess cautious is the right word, with the quirky design features, such as ex- city. ing in,” Cohen said. “But five years startups, and that could mean they may posed brick and open floor plans, that Levi Cohen, regional director of from now when all these people are not want to put a lot of money into the many startups are attracted to can be leasing for BECO Management, said getting married, having kids and mov- space for improvements because they difficult to find in suburban settings. his company is trying to make its prop- ing to the suburbs, they’ll want to be in just don’t know how it’s going to pan “For startups in general, things erties more attractive by adding ameni- the suburbs closer to where they live.” out. The ideal scenario for landlords is, they’re looking for are access to those ties that can compete with office space and also for the tenant, is if the space kind of shared spaces and ameni- in urban areas. REAL ESTATE AUCTIONS is already built out,” said Joseph P. ties so they don’t necessarily have to “The urban trend is a bit short- TUESDAY, APRIL 14, 2015 Nolan, principal NAI KLNB. take those on within their own office sighted in terms of what’s happening Sales On Respective Premises Any growth in startups leasing of- leases, especially kind of in the early now. It’s a Millennial-based trend that Estate Auction, et al. stage .... and often are locating nearby you’re trying to get these kids who are 5 BALTIMORE CITY PROPERTIES fice space in the Baltimore area is At 11:00 A.M. expected to remain localized in city other startups, other companies kind coming right out of college and these 6139 PARKWAY DRIVE submarkets like Federal Hill and Can- of in their same field or industry,” said are the environments they like work- “Lake Walker” - 21212 Two Units - Suggested Opening Bid: $30,000 - Two story brick townhome arranged for two units with separate meters. Zoned for 2 units. Lot: 20’ x 109’, m/l. In fee simple. Deposit: $3,500. At 11:45 A.M. 2015 WHITTIER AVENUE “Mondawmin” - 21217 ABSOLUTE ESTATE AUCTION ABOVE $20,000 - Two story brick porchfront townhome with replacement windows contains 7 rooms (4 BR), bath and basement. Lot: 22’ x 90’, m/l. In fee simple. Deposit: $2,500. At 12:30 P.M. 1712, 1714 & 1716 DRUID HILL AVENUE “Marble Hill” - 21217 ABSOLUTE AUCTIONS ABOVE $2,500 - Three adjoining 3- story brick townhomes to be offered individually and as an entirety. 1712 - lot: 13’3” x 100’, m/l; in fee simple. 1714 - lot: 15’4” x 100’, m/l; $50 ground rent. 1716 - lot: 14’4” x 100’, m/l; $50 ground rent. Each property is in need of full renovation. Deposit: $2,500 per property. Deposits as stated above, payably by certied or cashier’s check, will be required of the purchaser at time and place of sale. No Buyer’s Premium! SEE AUCTIONEER’S WEBSITE OR CALL FOR COMPLETE DETAILS A. J. BILLIG & CO. AUCTIONEERS 6500 FALLS ROAD • BALTIMORE, MD 21209 410-296-8440 • www.ajbillig.com 6A TheDailyRecoRD.com Tuesday, April 7, 2015 CALENDAR

the Honorable Harry A. Cole Self-Help SATURDAY 18 Center. April Cost: $50 Alzheimer’s Association’s Registration: Telephone: (410) 727- 2015 Memory Ball 0280); email: [email protected]; in The Alzheimer’s Association’s premier person: from the library. Baltimore event features the passion Event time: 5 p.m. to 9 p.m. and talents of local “Dancing Stars” in Address: 100 N. Calvert Street, Room WEDNESDAY 15 an evening of cocktails, dinner, live 618, Baltimore, MD 21202 music and an exciting dance competi- tion. DNA Profiles & Databases Cost: $350 Stephen Mercer, chief attorney of the THURSDAY 30 Event time: 7 p.m. to midnight Forensics Division at the Maryland Registration: http://act.alz.org/site/ Office of the Public Defender will lead Planned Parenthood Spring Gala TR?fr_id=7172&pg=entry a discussion of Maryland case law and Planned Parenthood of Maryland’s 10th Address: Baltimore Marriott Water- legislation as well as an examination of Annual Spring Gala will recognize all front Hotel 700 Aliceanna St. Baltimore, new technology such as the Next Gen those who have served and been served MD 21202 ID system (NGI), a “biometric fusion” by this nonprofit. database that indexes DNA profiles, Registration/ticket info: http://www. fingerprints, IRIS scans, voice ID and fa- plannedparenthood.org/planned-par- cial recognition to criminal history and WEDNESDAY 29 enthood-maryland/get-involved-locally/ other personal profile details. events/springgala Cost: $40 (Bar Library Members); $50 Baltimore Bar Library’s Event time: 6 p.m. to 9 p.m. including (Nonmembers, but free to judges and 175th Anniversary Celebration VIP reception from 6 to 7. students) Join Lt. Gov. Boyd Rutherford and Address: Four Seasons Baltimore, 200 Registration: (410-727-0280) or jw- the keynote speaker, the Honorable J. International Drive, Baltimore, MD [email protected]. Seating limited, ad- Frederick Motz, to celebrate the 175th 21202 vance registration strongly encouraged. anniversary of a legendary Baltimore Baltimore Bar Library, 100 N. Calvert legal institution. Proceeds from the St., George William Brown Room event, a dessert reception (with music (Room 504), Baltimore, MD 21202 by the Joe Williams Band), will benefit POST ALL YOUR EVENTS FREE ON OUR CALENDAR

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She will be the first woman tality industry and served as executive director of The Lu- to head the trade organi- most recently as general theran Village at Miller’s Grant, a zation. Founded in 1978 manager for The Omni continuing care retirement commu- and based in Frederick, Berkshire Place in Man- nity under construction in Ellicott MRMCA represents every hattan. Labetti is in over- Andrew City. O’Neill has been the executive ready mix concrete pro- all charge of the Embassy Labetti director and nursing home admin- ducer in Maryland in the Suites and the Grand Historic Venue. istrator for the Maryland Masonic areas of promotion, leg- Home in Cockeysville since 2005. She islation, safety, training, Jan The Embassy Suites also announced the has also had leadership roles at education, government Holt appointment of Giovanni Caporicci as Oak Crest Village in Parkville and relations, the environment and technical food and beverage director. Caporicci Fahrney-Keedy Home and Village matters. Holt joined Chaney Enterprises served most recently as director of food in Boonsboro. She served on the in 2009 from The Brick Cos., where she and beverage at the Bethesda Country Maryland LifeSpan Network Board was chief marketing officer. Club and has more than 20 years’ industry for four years, was president of the experience. He has served as an execu- Masonic Communities and Services Kathleen Westcoat of HealthCare tive chef, assistant general manager and Association for two years, and now Access Maryland, Liz Burdock, exec- industry consultant. He is a Certified Food serves as treasurer for LeadingAge utive director of the Business Network and Beverage Executive (CFBE) with the Maryland. She holds an undergradu- for Maryland Offshore Wind, and Bita American Hotel and Lodging Association, ate degree in Business Management Dayhoff, president of the Community as well as a Certified Sommelier-Interme- and a graduate degree in Health Care Action Council of How- diate Level with the United States Somme- Administration from Notre Dame of at Miller’s Grant. Construction on ard County, will par- lier Association. Maryland University. O’Neill will be the 50-acre site along Frederick Road ticipate in Leadership located initially at Carroll Lutheran in Ellicott City is under way and the Maryland’s 2015 class Village in Westminster, the sponsor first residents are expected to move (details under “Human re- Human resources organization of The Lutheran Village in at the end of the year. sources,” above). Health- Brenda J. McChriston, CEO and prin- Care Access Maryland cipal at Columbia-based Spectrum HR Paula O’Neill Bita is a nonprofit working Solutions, is one of 50 Dayhoff to make equal access to Marylanders chosen to Resides in: health care a reality for all participate in Leader- Sparks Marylanders and to eliminate disparities ship Maryland’s Class of in health outcomes based on income or 2015, its 23rd. Leadership Education: race; BizMDOSW provides educational Maryland, a professional B.A. in Business Management and Master’s in Health Care Administration, events, networking and outreach to off- development program, is Notre Dame of Maryland University shore wind companies. The Howard Brenda J. dedicated to building a Community Action Council links govern- McChriston stronger Maryland by ed- What is the biggest change you have seen in the business since you began? ment with community partners and vol- ucating, cultivating and connecting the “The trend from standalone nursing homes on one campus to a continuing unteers to deliver human services within state’s brightest leaders. care retirement community that has a full continuum of care — independent apart- the county. ments/cottages, skilled nursing home and assisted living, all on one campus.” Law If you could change one thing about the industry, what would it be? Utilities Robert H. Plotkin is now Of Counsel with Baltimore Gas and Electric Co. has “Awareness to the public to remove the negative stigma associated with nurs- Bethesda-based Press & Dozier. Plotkin named Robert D. Biagiotti, P.E., vice ing home life. Most communities provide excellent care and services but the media brings more than four decades of legal ex- president and chief customer officer, re- and attorneys prey on the few homes that make mistakes or provide poor care.” perience in real estate law and business sponsible for all facets of BGE’s customer service. Biagiotti has held numerous law, as well as litigation, trust, estate and Recent vacation: elder law. technical and leadership “Alaska land and sea tour … so beautiful!” positions throughout his 24 year tenure with BGE. Marketing Favorite book: Before being named chief Guy Rudiger, a recent graduate of the “Any Stephen King, but if I had to pick one: ‘The Shining’.” customer officer, Biagiotti served as vice president University of Maryland, College Park, Favorite quotation: has joined Maroon PR as an account co- of gas distribution. Bi- ordinator. He will work with a variety of “You have to accept whatever comes and the only important thing is that you agiotti earned a Bachelor Robert D. account teams servicing the firm’s sports, meet it with courage and with the best that you have to give.” — Eleanor Roosevelt of Science in electrical Biagiotti nonprofit and hospitality clients. engineering with a minor in math from Virginia Tech and a mas- Chesapeake Public Strategies has added ter’s degree in business administration Terry Lee as vice president, communica- of the Mayor for the District of Columbia. their digital potential. Torregrossa has from Loyola College of Baltimore. He is tions. Lee will provide strategic and cor- In other news, Chesapeake Public Strate- more than 11 years’ experience in food, a licensed professional engineer in the porate communications gies has promoted Adeyinka Ogunlegan food service and restaurant marketing, state of Maryland, a senior member of services to the firm’s cor- from director of communications and out- and product development. At The Greene the Institute of Electrical and Electron- porate, government and reach to vice president, public policy and Turtle Franchising Corp. she helped the ics Engineers (IEEE), a past chairman nonprofit clients. Before outreach. Ogunlegan’s responsibilities in- chain grow from five locations to 37. Most of the Baltimore Chapter of the IEEE- joining Chesapeake, Lee clude executive legislative strategies and recently, Torregrossa ran her own con- Power Engineering Society, and a past served in a variety of se- developing and implementing messaging sulting business implementing integrated member of the Southeastern Electric nior level communications campaigns. digital marketing strategies. Exchange’s Power Quality and Reliabil- and public affairs posi- Terry ity Committee. Biagiotti is currently a tions, developing and man- Lee Harvey, a Sparks-based Karen Evander has joined Clapp Com- member of the American Gas Associa- aging national strategic communications brand activation agency, munications as marketing coordinator, tion’s Customer Service Committee and and public affairs programs for a variety has hired Anne Torre- responsible for overall team and account is also a past member of the AGA’s Oper- of clients. He has several years of direct grossa as account super- support as well as new business develop- ations Management Committee. Biagiotti government/public service experience, visor. She will provide ment. Evander’s previous positions include chaired BGE’s United Way Campaign for having served in senior communications account leadership and account supervisor with Fast and Associ- 2013 and 2014 and currently serves on and media relations positions at the fed- strategy to two of the agen- ates Advertising. She graduated from the the board of directors for the Howard cy’s newest digital assign- Anne University of Maryland, College Park with County Community Action Council and eral, state and municipal levels, including Torregrossa the Clinton White House and the Office ments, and help additional a B.S. in Journalism and has extensive vol- College Bound. He is a 2010 graduate of clients in the food industry maximize unteer experience in the community. Leadership Maryland, Howard County.

let’s hear from you We want to hear about your promotion, appointment, new job or award. Submissions for our Movers & Shakers column can only be made online at http://thedailyrecord.com/movers/ 8A TheDailyRecoRD.com Tuesday, April 7, 2015 LEGAL NEWS Railroad cos., MDE renew spat over crude oil shipments

By Danny JacoBs mation, but trucks operated by a truck- [email protected] ing company is not; nor is the identity of the trucking company’s customers or Details about shipments of crude the products contained in the trucks,” oil are trade secrets protected from Marc A. Campsen, a lawyer for the rail disclosure under the Maryland Public companies, wrote last month in CSX’s Information Act, two national railroad opposition to MDE’s motion for sum- companies have argued in an attempt mary judgment. to prevent a state agency from releasing Campsen is an associate with Wright, the information. Constable & Skeen LLP in Baltimore. Norfolk Southern Corp. and CSX Transportation Inc. each filed a lawsuit Market share against the Maryland Department of the The rail companies also argue the Environment last summer as the depart- information could be used by their com- ment was preparing to disclose the in- petitors for “targeted marketing and formation at the request of McClatchy commercial strategies to erode current Newspapers and the Associated Press. customers’ existing and potential mar- Under the Public Information Act, ket share.” state agencies have 30 days to respond CSX’s lawsuit marks the first time it to requests. However, due to the filings ASSOCIATED PRESS/CITY OF LYNCHBURG, LUANN HUNT has gone to court to challenge the dis- by the railroad companies, the state This image, made available by the City of Lynchburg, shows several CSX tanker cars closure of crude oil transport informa- agreed not to release the records until a carrying crude oil in flames after derailing in downtown Lynchburg, Va., on April 30, 2014. tion. judge rules in the cases. The move came a week after a CSX does not contain any real-time data, Last summer, information about A trial that had been scheduled for train derailed into the James River near “customer-sensitive information” or “se- Norfolk Southern’s crude oil shipments later this month has been postponed Lynchburg, Va. About 350 people had to curity-sensitive information.” through Perryville was disclosed by until June, according to court records. be evacuated as 30,000 gallons of Bak- Amtrak, which owns 21 miles of rail But both sides made new filings in the ken crude spilled into the river and ig- Already public line the company travels between there case in anticipation of pretrial hearings nited. Ellen W. Cohill, an assistant attorney and Newark, Del. The information, re- scheduled for last month that were post- The rail companies claim federal general for MDE, also said the informa- quested by McClatchy, showed two poned until May, according to court re- law requires information on crude oil tion already is publicly available both trains consisting of 100 cars loaded cords. transports to be treated as confidential, online and in person. with crude oil travel northbound be- and they only released the information “CSX’s route and frequency of train tween Perryville and Newark each day, Bakken crude to a state MDE official after the official travel information is also available to and two trains with empty cars return The U.S. Department of Transporta- signed a nondisclosure agreement. anyone who could stand near fixed rail- southbound daily. The loaded trains tion issued an emergency order last May Environmental agencies in several road tracks and count how many times weigh 13,500 tons, while the empty ones requiring railroad carriers transporting other states have released similar infor- CSX’s trains are hauling scores of tank are approximately 4,000 tons, according a million gallons or more of crude oil mation despite protests from rail com- cars of Bakken crude oil,” she wrote. to Amtrak. from North Dakota’s Bakken region to panies. Other states, including Delaware The rail companies called the argu- The cases are Norfolk Southern notify state emergency response offi- and Pennsylvania, have denied open re- ment a red herring, saying their specific Railway Co. v. Maryland Department cials about shipments, including routes cords requests for the information. crude oil transport information is only of the Environment, 24C14004367 and and the number of trains expected to A lawyer for MDE, in a pretrial mem- available if they disclose it. CSX Transportation Inc. v. Mary- travel per week through each county orandum filed last month, argued the “As an analogy, the location of the land Department of the Environment, within the state. information is of a general nature and Jones Falls Expressway is public infor- 24C14004378. Woman sues motorcycle dealership after crash

By Lauren KirKwooD fractured pelvis, fractured wrist, frac- took the trip to Florida as a motorcycle [email protected] tured hip and fractured tailbone. enthusiast rather than as an employee of She was hospitalized in Florida for the company, the lawsuit states.\ A Dorchester County woman whose 32 days, and when she returned home, left leg was amputated below the knee she found after one week that she was ‘Biketoberfest’ after a motorcycle accident is suing the “unable to live independently or to ade- Johnston, on the other hand, at- Cambridge company that owned the She’s doing both of quately control her pain without profes- tended the event as the owner of a motorcycle she was riding, as well as the those things with great sional nursing care,” the lawsuit states. motorcycle dealership and intended to company’s owner, who she says was op- difficulty. She’s had to She then spent more than two weeks in “network with other motorcycle enthu- erating it when it crashed. a Maryland rehabilitation center. siasts, meet potential business contacts, The accident occurred in October adjust to her prosthetic Brian S. Goodman, an attorney for and develop new customers,” the com- while the woman, Wilsie L. Boram, was device, and driving and Boram, said she’s had to make changes plaint states. Because Daytona Beach attending the American International “walking, and all those in the six months since the accident but was hosting a “Biketoberfest 2014” Motorcycle Expo in Orlando, Fla., with things are very, very is now able to work and get around on gathering during the same time as the Jonathan P. Johnston, the owner of her own. Orlando expo, the trip to Daytona was Cambridge Motorsports Inc., according difficult. also a business trip for him, according to the lawsuit filed in Baltimore City Cir- ‘Great difficulty’ to the lawsuit. cuit Court on Friday. “She’s doing both of those things “Hopefully, at some point this case While in Orlando, Boram, Johnston Brian S. Goodman with great difficulty,” said Goodman, can be resolved short of litigation, but if and three other friends decided to drive Attorney with KrAmon who is with Kramon & Graham P.A. in we have to try it, we will do so,” Good- about an hour to Daytona Beach for & GrAhAm P.A. in BAltimore Baltimore. “She’s had to adjust to her man said. “Obviously, this was a cata- lunch. Boram was a passenger on a mo- prosthetic device, and driving and walk- strophic loss — she’s lost half of her left torcycle driven by Johnston, according ing, and all those things are very, very leg and, in addition to that, she had the to the suit. Johnston’s lane stopped suddenly difficult.” other orthopedic injuries. She’s doing as The pair were traveling in the left after starting to move forward. The suit Boram is seeking more than $75,000 well as can be expected, but this was a lane on Eastbound International Speed- says Johnston had looked away from in damages for negligence against John- life-changing event.” way Boulevard in Daytona Beach, ap- the road when the cars ahead began ston individually and as the owner of Boram is also represented by Louis proaching an intersection where the to move, and began braking too late to Cambridge Motorsports, and is also P. Malick of Kramon & Graham and traffic light was red. Once their motor- avoid colliding with the rear of a Honda suing the company for vicarious liability Karen M. Kaludis of Ewing, Deitz, Foun- cycle was within a few hundred feet of CRV that was stopped in the left lane. in the incident. Goodman said Boram’s tain & Kaludis P.A. in Easton. the cars ahead, the light turned green. Both he and Boram were thrown from medical bills have amounted to about Johnston did not respond to a tele- Traffic in the other lanes began to move, the motorcycle. $300,000, but said it is unlikely she will phone message seeking comment on clearing the intersection before they Boram suffered “catastrophic per- seek punitive damages in the case. Monday. reached it, the complaint states. manent personal injuries requiring four Although Boram is still listed as an The case is Wilsie L. Boram v. Jon- surgical procedures,” according to the office manager on Cambridge Motor- athan P. Johnston and Cambridge Mo- Sudden stop lawsuit. Her left leg was amputated sports’ website, she and Johnston also torsports Inc., 24C15001645, Baltimore However, traffic in Boram and below the knee, and she sustained a had a “personal relationship,” and she City Circuit Court. Tuesday, April 7, 2015 TheDailyRecoRD.com 9A High court rejects appeal from Md. contractor freed from Cuba From Staff and Wire Reports lish diplomatic relations with Cuba. He scored a prime viewing spot at President The U.S. Supreme Court has de- Barack Obama’s State of the Union ad- cided not to hear the appeal of a lawsuit dress in January: a seat near first lady against the U.S. government brought by Michelle Obama. a Maryland man who returned home late Gross’s case had been championed last year after five years in jail in Cuba. by the Maryland congressional delega- The man, Alan Gross, was working tion. The Supreme Court decision does as a subcontractor for the U.S. Agency not leave Gross without some recom- for International Development in Cuba pense for his ordeal. when he was arrested in 2009. In a separate case, he received $3.2 Gross brought a $60 million lawsuit million from the federal government in blaming the federal government for fail- December as part of a settlement with ing to prepare him for the risks of work- the company he worked for at the time ing in Cuba. of his arrest. His wife and others said he was there The USAID said it paid Gross to settle to set up Internet access for the small claims pending before the Civilian Board Jewish community in Cuba. of Contract Appeals for unanticipated The U.S. Court of Appeals for the claims under a cost-reimbursement con- District of Columbia Circuit ruled last tract with the company, Development year that the U.S. government is immune Alternatives Inc., of Bethesda. from claims arising in a foreign country. The USAID said the settlement was

Gross was freed in December — on not an admission of liability, but was ASSOCIATED PRESS the first day of Hannukah, he noted — intended to avoid the costs and risks of Alan Gross addresses a news conference at his lawyer’s office in Washington last December, as the U.S. announced it would re-estab- further legal proceedings. a month after he returned home after spending five years imprisoned in Cuba. Reinstatement >> Trial judge ruled girl was not under board of ed.’s ‘control’ Continued from 1A mother, Nycole Davis; and $40 million in fail to yield the right of way when cross- to have at least $100,000 in liability cover- non-economic damages to Ashley’s fa- ing outside a crosswalk because there age. Section 5-518 of the Maryland Courts ulation was not complied with, this little ther, Jerome Bradley. was no vehicle to which to yield when she and Judicial Proceedings Article, titled girl was forced to cross the street.” But Prince George’s County Circuit started crossing and the vehicle that then “Immunity – County boards of education” The Court of Special Appeals, how- Judge Leo E. Green Jr. granted the board’s appeared and struck her drove outside provides that the boards “may raise the ever, said state law calls for the award motion for a judgment notwithstanding its lane of traffic, so yielding would have defense of sovereign immunity to any to be reduced to the school board’s in- the verdict in February 2014. made no difference.” amount claimed above the limit of its in- surance policy limit, but not to less than Green agreed with the board that it In remanding the case for recalcu- surance policy….” $100,000. The board has the defense of owed no legal duty to Ashley because she lation of damages, the Court of Special Eyler was joined in the opinion by sovereign immunity from damages for was not in the board’s “physical custody Appeals cited two Maryland laws in rul- judges Michael W. Reed and James P. amounts greater, the court said in remand- or control” while heading to the bus stop ing that the $90.3 million award must be Salmon, a retired jurist sitting by special ing the case to Prince George’s County and the board had not been told of any reduced to the school board’s insurance assignment. Circuit Court to determine the award. problem with the stop’s location. Green coverage, but no less than $100,000. The case is Nycole Davis et al. v. No decision has been made on also agreed Ashley was contributorily Section 4-105 of the Maryland Educa- Board of Education for Prince George’s whether to appeal the damages-reduc- negligent by not crossing in the crosswalk tion Article requires county school boards County, No. 8, Sept. Term 2014. ing decision to Maryland’s top court, the that was less than a tenth of a mile away. Court of Appeals, said Costello, of John F.X. Costello & Associates LLC in Largo. Four-lane highway Attorney Timothy F. Maloney, Costel- But the Court of Special Appeals Believe In Tomorrow’s 19th Annual lo’s co-counsel, voiced frustration with reinstated the verdict, citing Maryland what amounts to a cap on damages that State Board of Education regulation can be awarded against school boards 13A.06.07.13, which pertains to “Report- Port To Fort 6K and local governments. ing and Operating Procedures.” Subsec- tion C of the regulation states that “on No adjustments four-lane highways, students shall be Join the race to help critically “Many of these governmental caps picked up and discharged on the side of ill children and their families! have not been adjusted in [many] years the roadway where they reside.” and are drawing the attention of the Gen- Subsection C is “designed to protect Sponsored by The Home Depot. eral Assembly,” said Maloney, of Joseph, public-school students who ride coun- Greenwald & Laake P.A. in Greenbelt. ty-provided buses to and from school Abbey G. Hairston, an attorney for the from the risks associated with crossing school board, declined to comment on a four-lane highway, including the risk of the Court of Special Appeals’ decision. being hit by a car,” Judge Deborah S. Eyler Hairston is with the Thatcher Law Firm wrote in the appellate court’s reported in Greenbelt. opinion filed Friday. The Prince George’s County Circuit “As a public-school student living on a April Court jury had found in April 2013 that four-lane highway, in a school district in the school board fatally breached its duty which the board had taken it upon itself to of care to Ashley Davis by not providing a provide bus transportation to school, Ash- school-bus stop on the same side of Brin- ley was within the specific class of people th kley Road as her home, thus requiring the that [Subsection C] was designed to pro- freshman at Crossland High School in tect,” Eyler added. “And she suffered pre- Temple Hills to cross the four-lane thor- cisely the kind of injury that the regulation Saturday oughfare. was intended to protect against. Accord- Ashley was killed while crossing Brin- ingly, the board owed Ashley a legal duty 25 kley Road on Sept. 1, 2009. The driver of care to provide a bus stop on her side 8:30 am • Coke Field admitted no liability in reaching a $20,000 of Brinkley Road sufficient to support the settlement with the family. duty element of a cause of action in neg- The jury, in finding the school board ligence.” liable, concluded that Ashely was not con- In addition, Green should have de- tributorily negligent. ferred to the jury’s finding that Ashley was not contributorily negligent, Eyler wrote. Absolved from liability Maryland is one of a handful of states ‘Reasonable jurors’ that absolves negligent defendants of lia- “Reasonable jurors, crediting the ev- bility if the plaintiffs’ negligence contrib- idence most favorable to Ashley, could uted at all to their injuries. have found that she was paying attention The six-member jury awarded as she attempted to cross Brinkley Road $90,357,776.12 million in damages, includ- and that she did not put herself in the ing $13,000 to Ashley’s estate for her fu- path of the vehicle that struck her; rather, neral expenses and her pain and suffering; that vehicle crossed the center line and Register Online Now! $344,776.12 in medical expenses; $50 mil- hit her,” Eyler added. “Reasonable jurors believeintomorrow.org/event/p2f lion in non-economic damages to Ashley’s also could have found that Ashley did not 10A TheDailyRecoRD.com Tuesday, April 7, 2015 LAW BRIEFS

logo “blatantly copies” its own. It said the logo was that eliminated same-day registration during early likely to confuse consumers and cause them to voting in North Carolina. A trial is set for July in the believe, falsely, that an affiliation existed between lawsuit filed by civil rights groups, and the issue of the two entities. But U.S. District Judge William voting restrictions could return to the Supreme Court J. Martini ruled last week that his court lacked before the 2016 elections. jurisdiction because the chain didn’t have sufficient contact with New Jersey. While the pizza chain is Handful of holdout tribes “evoking sentimentality with New Jersey natives in dig in against gay marriage Florida,” its appeal bears “an element of nostalgia or (AP) Even if a U.S. Supreme Court ruling this spring even exoticism that is clearly directed to consumers makes same-sex marriage the law, it would leave a outside New Jersey,” he said. handful of Native American reservations where it isn’t recognized. The Supreme Court could decide Supreme Court rejects appeal by June whether gay couples can marry in remaining by N.C. on new election law states and U.S. territories where it’s not allowed. But (AP) The U.S. Supreme Court has passed up an the sovereign status of federally recognized tribes early chance to review a contested North Carolina means a Supreme Court ruling wouldn’t directly Jersey Boardwalk pizza doesn’t election law that opponents say limits the ability of affect their laws. The Cherokee Nation in Oklahoma infringe parkway sign, court says African-Americans to cast ballots. The high court had and the Navajo Nation, with about 300,000 members (Bloomberg) The New Jersey Turnpike Authority’s intervened in October to order that the law remain in each, maintain decade-old laws that don’t recognize trademark challenge to a Florida pizza chain has effect for the fall elections after a lower court ruling same-sex marriage. Neither tribe has shown much run into a red light: The authority accused Jersey blocking part of the law, but on Monday the justices sign of shifting. Since 2011, at least six smaller tribes Boardwalk Franchising Co. of infringing the parkway wiped away their earlier order by rejecting the state’s have revisited and let stand laws that define marriage logo, a registered trademark, saying in a suit filed in appeal of that lower court ruling. The federal appeals as being between a man and a woman, according to federal court in Newark that the pizza company’s court in Richmond, Va., had blocked a part of the law an Associated Press review of tribal records. Unreported Opinions Online The Daily Record offers a search- Criminal procedure Term 2013. tempted second-degree murder able database of unreported opin- Motion to include evidence; Medical Cameron v. State, CSA #0303, ions from the Maryland Court of records Juvenile law Sept. Term 2014. Special Appeals that is available to Muhammad v. State, CSA #2699, Sufficiency of the evidence; De- all subscribers. Sept. Term 2013. linquency Criminal procedure Here are some recently posted In Re Delonquay R., CSA #0463, Illegal sentence; Merger of con- cases. Criminal procedure Sept. Term 2014. spiracy convictions Please go to TheDailyRecord.com/ Hearsay; Prior inconsistent state- Day v. State, CSA #2827, Sept. unreported-opinions to access the ment Criminal law Term 2011. full database. Wilson v. State, CSA #2308, Sept. Sufficiency of the evidence; At- Litigation Support / Lawyer to Lawyer

ACCOUNTANTS

Providing superior litigation support and consulting Crosswhite, Limbrick & services to attorneys and their clients since 1981. • Forensic Accounting Investigations • Internal Corporate Investigations Sinclair, LLP • Litigation Support Consulting • Fraud Risk Assessments • Business Valuation • Expert and Fact Witness Testimony • Due Diligence and Background Investigations is pleased to announce that • Forensic Computer Analysis Rick Potocek, CPA, MBA, CFE Mary Malloy Dimaio Walter Deyhle, CPA, ABV, CFF, MAFF, CFP John Pace, CPA, CVA has joined the Firm as Of Counsel. 301-951-9090 • www.grfcpa.com Please join us in welcoming our friend and Pushkin & congratulating her on her continued success. Pushkin, Inc. Crosswhite, Limbrick & Sinclair, LLP Actuaries & Consultants since 1979 25 Hooks Lane, Suite 310 • Pension Divorce Valuations Baltimore, MD 21208 • 401(k) Marital Tracings • Wrongful Death & Personal Injury Analyses 410.653.6890 • Actuarial Valuations www.cls-law.com • Expert Testimony • Loss of Earnings Studies www.pushkinandpushkin.com

Member of the National Association of Forensic Economics Pushkin & Pushkin, Inc. 30 E Padonia Rd, Ste 406 •Timonium, MD 21093 Baltimore: 410.561.1945 • Washington: 301.951.9430 ECONOMIC VALUATIONS Employment

LITIGATION PARALEGAL FAIR PRACTICES OFFICER Ober|Kaler is seeking a full-time Paralegal for our Baltimore office. This position is INTERNAL AFFAIRS DIVISION responsible for assisting attorneys in multiple litigation practice areas, such as Complex Civil, Construction and Employment & Labor and will also assist in our The Maryland Judiciary is seeking an experienced attorney to perform the duties of Creditors’ Rights practice group. Litigation responsibilities include research, using Fair Practices Officer within the Internal Affairs Division. The incumbent is respon- libraries and data systems, organizing and maintaining case files, pleadings, trial sible for investigating Judiciary discrimination complaints, providing advice to preparation, court filings, deposition outlines and other duties as assigned. Creditors’ Judiciary officials on EEO/ADA matters, developing and conducting corresponding Rights responsibilities include bankruptcy notice screening, PACER research, EEO training programs for the Judiciary, and ensuring the Judiciary’s compliance PACER e-filing of pleadings and proofs of claim. This person will also review real with Federal and State anti-discrimination laws. This position functions as Associate estate documents such as title reports, deeds, closing documents and settlement Counsel for the AOC and works under the general supervision of the Managing statements. This position involves direct client communication and occasional trav- Counsel for Internal Affairs. The primary focus of this position includes keeping el to work on-site at client loca tions. Keeps accurate time records and observes con- abreast of changes and updates within the areas of EEO/ADA and related programs fidentiality of client matters. Reports to and takes direction from the supervising and reporting these changes to senior management and administrative officials; con- attorney, the Para legal Coordinator and/or Practice Group Leader. ducting investigations as needed; developing procedures and standards for the Judiciary’s workplace civil rights programs; working collaboratively with other Qualified candidate must have 1-3 years’ litigation paralegal experience, Judiciary stakeholders to resolve EEO concerns and assist the Office of the Attorney paralegal degree or certificate preferred. Must have proficient knowledge of General with collecting requested information necessary to respond to complaints of computers and MS Office Suite, including Outlook. Must possess excellent oral discrimi nation filed with the EEOC, the Maryland Commission on Civil Rights, and and written skills, strong attention to detail, good time management, civil litigation. The Fair Practices Officer will also be responsible for assisting in multi-tasking and prioritizing abilities and the desire to work hard conducting legal research and analysis, and rendering legal advice on administ rative independently and as part of a team. Must have Westlaw and e-filing and legal issues referred by various components of the Judiciary. The experience. Email cover letter and resume to: [email protected] incumbent performs other duties and assignments as requested by the State Court Administrator and Managing Counsel/Assistant Administrator of Internal Affairs. For full details and instructions on how to apply, please visit the court’s MONTGOMERY COUNTY CIRCUIT COURT website http://mdcourts.gov/jobs/pdfs/061698.pdf SPECIAL MAGISTRATE/ADR COORDINATOR ESTATES AND TRUSTS/GENERAL The Special Magistrate for the Montgomery County Circuit Court reviews motions, pleadings and other correspondence related to litigation matters and makes recom- PRACTICE ATTORNEY mendations to the Duty Judge for ruling. This position is responsible for maintaining the integrity of the Differentiated Case Management (DCM) and Alternative Dispute Established AV rated Columbia, Maryland law firm seeks a lawyer with a back ground Resolution (ADR) programs by working with the Administrative Judge and court per- in the estates/trusts law area and a minimum of five years of relevant experience to sonnel. The Special Magistrate acts as the liaison between the Judges, attorneys, par- join our firm. Candidate will help design and implement estate plans for all level ties, alternative dispute resolution service providers, other court personnel and pub- clients, including many high net worth clients. Experience with commerical transac- lic. tions is also desired.

Minimum of five years’ experience in the practice of law; member of the Maryland bar We are seeking applications from lawyers with high academic credentials, excellent in good standing for a minimum of 5 years. Ability to apply statutory requirements writing skills, and an ability to work independently in a collegial atmosphere. and possession of a working knowledge of the Maryland Rules of Procedure. For a Portable business is a plus. To express interest, please fax your resume to Hiring detailed job description, please see the Circuit Court for Montgomery County’s web- Coordinator at (443) 276-1823. site: http://www.montgomerycountymd.gov/circuitcourt/careers/index.html. Montgomery County Circuit Court application, resume, writing sample and salary ASSOCIATE requirements should be submitted to the Administrative Office of the Circuit Court for Montgomery County, 50 Maryland Avenue, Room 3040, Rock ville, Maryland 20850. Pessin Katz Law, P.A.’s (PK Law) Wealth Preservation Department is seeking an Closing date: April 15, 2015. associate with up to five years of estate planning experience. Tax background required, preferably estate tax experience. LLM preferred. Position will require extensive drafting of estate planning documents. PK Law is based in Towson MARYLAND JUDICIARY and is the tenth largest law firm in the Baltimore area. The firm is diverse and progressive, offers an excellent benefits package, a competitive compensation ASSISTANT ADMINISTRATOR OF EDUCATION program and provides encouragement and support for associates to grow professionally. Please send your cover letter and resume (including salary The Assistant Administrator for Education is a member of the State Court requirements) in confidence to: [email protected] Administrator’s Executive Staff. Under the direction of the State Court Adminis- tratorand the Deputy State Court Administrator, the incumbent has managerial responsibility for the directors of the educational/professional development depart- ments within the Administrative Office of the Courts, including Judicial Institute, SEEKING SPACE ATTORNEY Professional Development, and Technical Training. The Assistant Administrator for SHARING Education is responsible for supporting and executing Maryland Judiciary initiatives Seeking attorney with minimum of 5 as they relate to Education and Professional Development. This includes anticipating Attorneys seek professional for space years’ experience in title insurance, needs, setting priorities, and ensuring that content and delivery is designed to meet sharing. Search not limited to attor- real estate, litigation and bankruptcy those needs. This position may perform other essential functions as assigned. Req.: neys. Downtown Baltimore. Office for corporation located in Baltimore 10 years of professional mgmt. exp. to incl: Sr. level supervisory exp. in the manage- building with 24-hour security & metro area. Experience in transaction- ment and administrat ion of adult and/or corporate education/development depart- underground parking. Well equipped al work in multiple jurisdictions a ments; and in a mid to large size org. preferably in the fields of judicial and court edu- suite with copier, fax, internet & wi-fi plus. Must have strong organizational cation or continuing legal or other professional adult Ed. Education Req. Advanced & phone systems. Suite has 5 offices, skills and be able to handle a large degree in education, law, or social science. To apply submit a MD Judiciary kitchen, secretarial & reception areas application to [email protected]. To obtain an application and view the full and conference room. Office available case load. Salary will be commensu- job announcement go to www.mdcourts.gov/jobs. EOE immediately. Contact Nieja (410) rate with experience. Please send 347-9690. resume and salary requirements to: [email protected] CIRCUIT COURT FOR BALTIMORE CITY and reference box #1794 in the ASSISTANT ATTORNEY subject line. STANDING AUDITOR GENERAL Pursuant to Maryland Rule 2-543, the Court intends to appoint a replacement for CRIMINAL APPEALS the late Marc Noren, one of the Standing Auditors for the Circuit Court for Balti more DIVISION City, due to his untimely death. A standing auditor handles matters that ASSISTANT ATTORNEY require audit pursuant to rule or statute. In addition, the court may refer to an Office of the Attorney General is seek- auditor an action founded on an account or an action in which it is necessary to ing applicants for an Assistant GENERAL MASS examine, state or settle accounts. The auditor is selected by a majority of the Attorney General for the Criminal TRANSIT judges of the court, and the court prescribes the compensation, fees and costs Appeals Division. Closing Date: of the auditor. The auditor serves at the pleasure of the court and is subject to Wednesday, April 15, 2015. See full ad ADMINISTRATION the provisions of the Code of Conduct for Judicial Appointees per the terms of at www.oag.state.md.us. EOE. Maryland Rule 16-814. Applicants must be admitted to the Maryland Bar with at Office of the Attorney General is seek- least five years of experience. Experience in commercial law, real property law, ing applicants for an Assistant and/or foreclosures preferred. Applicants must have, or be willing to have, a law ASSISTANT ATTORNEY Attorney General for the Mass Transit office, Baltimore City. Administration. Closing Date: Please submit a letter of application, resume and writing sample by April 24, GENERAL 2015 to Hon. W. Michel Pierson, Administrative Judge, Circuit Court for Balti more MARYLAND HEALTH Tuesday, April 7, 2015. See full ad at City, Attn: Frank Broccolina, Court Administrator, 111 N. Calvert Street, BENEFIT EXCHANGE www.oag.state.md.us. EOE. Room 200, Baltimore, MD 21202. The Circuit Court for Baltimore City is an Equal Opportunity Employer. Office of the Attorney General is seek- ing applicants for an Assistant Attorney General for the Maryland ATTORNEY PERSONAL INJURY Health Benefit Exchange. Closing PARALEGAL PARALEGAL Date: Friday, April 17, 2015. See full Experienced attorney (J.D. 1978) ad at www.oag.state.md.us. EOE. available for drafting pleadings, Downtown law firm seeks to hire a motions, memoranda, and research Immediate opening for experienced full time attorney or paralegal with Plaintiff’s Personal Injury Paralegal. memos. 25 years as an appellate WORKERS’ experience in estate administration, attorney. Ideal service for solo / Qualified applicant must have at probate, preparing Federal and MD small firms where time is at a least 3 years of experience with COMPENSATION estate tax returns and fiduciary Plaintiff’s auto claims and the premium. $125/ hour, 3 hours income tax returns. Please email ability to manage a high volume of ATTORNEY ANNAPOLIS non-refundable advance. General resume to: practice topics. Baltimore metro cases. “Needles” experience a plus. Full benefit package. Please send Need attorney to manage the depart- [email protected] area. Call Charles Michaels, Esq. ment in our firm. Fast paced office. and reference box #1828 in the Cell 443-846-5207. cover letter and resume to: Generous employment Package. subject line. Email: [email protected]. Refer - [email protected], ref- erence Box #1860 in subject line. Please fax resume to: Attn: Office ences upon request. Manager. 410-841-5306 Litigation Support / Lawyer to Lawyer ADR ADR We Built Our Reputation On Construction Law. Alternative Dispute Resolution Exclusively. HON. EDWARD J. ANGELETTI (RET.)

• A Retired Circuit/District Court • Since leaving the bench, Judge, Mr. Angeletti now he has resolved numerous conducts ADR hearings disputes in business and including ARB & MED. complex civil Our practice is limited exclusively to construction law and the representation of clients involved in the construction industry. matters. • While on the Bench, he Our mission is to solve client problems and, when necessary, to guide our clients through presided successfully over • In arbitration cases, a their disputes as successfully, productively and cost effectively as possible. thousands of pre-trial written decision is Kenneth K. Sorteberg – Attorney/Construction Mediator & Arbitrator settlement conferences. submitted promptly.

410.720.0072 Baltimore, MD 410-420-2550 • Fax: 410-420-2551 301.621.4120 Washington, D.C. 100 N. Charles Street • Baltimore, MD 21201 www.constructionlaw.com

is it time for a ––––––––––––––––––––––––––––––––––––––––––––––––––––Frank, Frank &Scherr, LLC change? Elder Law, Estate & Special Needs Planning

Medical Assistance Planning and Eligibility Advance Medical Directives / Living Wills Trusts / Estate Planning Maybe you can’t grow your practice because your firm’s overhead requires you to bill at excessively high hourly rates. Maybe the compensation system at your firm doesn’t reward you fairly. Maybe and Administration your firm culture doesn’t allow you to balance between work and personal life. Maybe it’s time for a Wills / Powers of Attorney change. Wright, Constable & Skeen can provide the platform that you need to thrive and grow your practice. At Wright, Constable & Skeen we are looking for partners and practice groups to join us in Disability Planning / carrying on the legacy of commitment to clients, community, and the legal profession that our firm’s Special Needs Trusts founders began long ago. Come make Wright, Constable & Skeen your new home. Guardianship Contact Michael Stover, Partner, at 410-659-1321.

www.wcslaw.com 410.659.1300 100 N. Charles St, 16th Floor, Baltimore, MD 410.337.8900 | www.frankelderlaw.com | 1.888.338.0400 Towson, Columbia, Easton

“Meet me face to face!”

The IRS has a Fresh Start Program, that if you are eligible you can settle for a fraction of what you owe. Call me at 410-727-6006 to see if you qualify. Free Consultation if over $10,000 is owed. www.mdtaxattorney.com

Hertzbach & Company, P.A. provides comprehensive litigation PROCESS SERVERS support and business consulting services to attorneys and their clients, including expert witness testimony. STEPHEN J. DUNN ATTORNEY AT LAW • Lost Profits & Earnings Legal Representation for Federal Employees • Personal Injury & Wrongful Death • Business, Estate & Gift Valuations • FEDERAL WORKERS’ • ESOP Valuations COMPENSATION (OWCP) • Labor Disputes • OFFICE OF PERSONNEL • Claims Preparation MANAGEMENT (OPM) • Computer Forensic Investigation DISABILITY RETIREMENT • Marital Dissolution • U.S. MERIT SYSTEM • Mergers & Acquisitions PROTECTION BOARD (MSPB) • Bankruptcy & Restructuring • EQUAL EMPLOYMENT OPPORTUNITY Larry Epstein Stephen Oliner COMMISSION (EEOC) Real-time updates. MS, CPA, CVA, ABC, CFF CPA, CFE, CVA, ABV, CFF • SECURITY CLEARANCE APPEALS 24-hour support. Robert Carter Robert Cantor BUILDING RELATIONSHIPS DELIVERING SUCCESS® Monumental Process Servers, Inc. CPA, CVA, CFE CPA, CVA, CFE www.hertzbach.com 110 West Road, Suite 445 Towson, MD 21204-2364 www.Monumentalps.com Phone (410) 321-8368 (410) 523-4980 Baltimore Greater Washington, D.C. Northern Virginia Fax (410) 321-1599 www.sdunnlaw.com 410.363.3200 301.315.2150 703.351.6600 Discover what makes us Monumental! TOPIC INDEX REAL ESTATE, includes foreclosures ...... 4B PROBATE, notices related to wills and estates ...... 2B INDIVIDUALS & FAMILY, includes adoptions, divorces, name changes ...... 2B BUSINESS, notices for for-profit and non-profit entities ...... 2B GOVERNMENT, includes hearings, elections, zoning ...... 2B

Tuesday, April 7, 2015

960 Fell St Ph 705, Baltimore, 21231 - Sale Date: 20150423 - Time: Time: 09:52 Index of First Publications 09:35 2123 Braddish Ave, Baltimore, 21216 - Sale Date: 20150422 - Trustee’s Sales ...... 9B 2434 Eutaw Pl, Baltimore, 21217 - Sale Date: 20150423 - Time: Time: 09:50 110 W Hamburg St, Baltimore, 21230 - Sale Date: 20150424 - 09:33 1745 E 25th St, Baltimore, 21213 - Sale Date: 20150422 - Time: Time: 09:50 2301 Long Ridge Rd, Reisterstown, 21136 - Sale Date: 20150423 09:50 3810 Frankford Ave, Baltimore, 21206 - Sale Date: 20150424 - - Time: 12:30 2227 Aisquith St, Baltimore, 21218 - Sale Date: 20150422 - Time: Time: 09:51 3116 Ferndale Ave, Baltimore, 21207 - Sale Date: 20150423 - Time: 09:50 1703 Ruxton Ave, Baltimore, 21216 - Sale Date: 20150424 - Time: 09:37 Estate Notices ...... 2B 09:53 8645 Oak Rd, Parkville, 21234 - Sale Date: 20150423 - Time: 12:30 Bullard, Franklyn L Jr 3803 10th St, Brooklyn, 21225 - Sale Date: 20150424 - Time: 09:55 63 Northwood Dr, Lutherville Timonium, 21093 - Sale Date: Cook, Beverly 20150423 - Time: 12:30 1521 Race St, Baltimore, 21230 - Sale Date: 20150424 - Time: Flamini, Donna Marie 09:56 3658 Malden Ave, Baltimore, 21211 - Sale Date: 20150423 - Time: Hill, Carey J 3040 Mayfield Ave, Baltimore, 21213 - Sale Date: 20150424 - Time: 11:00 Jackson, Lucille 09:57 1007 N Augusta Ave, Baltimore, 21229 - Sale Date: 20150423 - Johnson, Richard A 425 Roundview Rd, Brooklyn, 21225 - Sale Date: 20150424 - Time: Time: 09:34 09:58 4608 Eugene Ave, Baltimore, 21206 - Sale Date: 20150423 - Time: Marchetti, Ralph V 745 W Cross St, Baltimore, 21230 - Sale Date: 20150424 - Time: 11:00 Government - Official Publications ...... 2B 09:59 3805 Woodlea Ave, Baltimore, 21206 - Sale Date: 20150423 - Time: Spectrum Geo, Inc. - BOEM Permit Application Nos E14-006 5504 Frankford Estates Dr, Baltimore, 21206 - Sale Date: 20150424 11:00 and E14-009 - Time: 10:00 3026 Windsor Ave, Baltimore, 21216 - Sale Date: 20150423 - Time: Individual & Family - Name Change ...... 2B 3920 Rokeby Rd, Baltimore, 21229 - Sale Date: 20150424 - Time: 11:00 Case #24-D-15-000679 - In The Matter Of: Bryan Andrew Carter 10:00 1100 Anglesea St, Baltimore, 21224 - Sale Date: 20150423 - Time: For Change Of Name To: Bryan Andrew Harrod By And 5642 Kavon Ave, Baltimore, 21206 - Sale Date: 20150424 - Time: 09:38 Through His/Her Mother/Father/Guardian: Lanita Sassafrass 10:00 5649 Braxfield Rd, Halethorpe, 21227 - Sale Date: 20150423 - Decree NISI ...... 6B 3559 Lyndale Ave, Baltimore, 21213 - Sale Date: 20150424 - Time: Time: 12:30 1628 W Joppa Rd Baltimore, MD 21204-1954 10:00 1747 Cliftview Ave, Baltimore, 21213 - Sale Date: 20150423 - 7935 31st St Rosedale, MD 21237-1401 5471 Whitwood Rd, Baltimore, 21206 - Sale Date: 20150424 - Time: 11:00 Redemption Notices - Project 5000 ...... 4B Time: 10:01 3506 Gough St, Baltimore, 21224 - Sale Date: 20150423 - Time: 3104 Donna Rd Baltimore, MD 21207-4438 09:30 2319 Monticello Rd, Baltimore, 21216 - Sale Date: 20150424 - 7923 Charlesmont Rd Baltimore, MD 21222-2705 Time: 10:02 7 Ambling Way Ct, Owings Mills, 21117 - Sale Date: 20150423 - 8 Lenis Ct Windsor Mill, MD 21244-1844 1206 N Longwood St, Baltimore, 21216 - Sale Date: 20150424 - Time: 12:30 Bowerman Road, Baltimore, MD Time: 10:03 2822 W Cold Spring Ln, Baltimore, 21215 - Sale Date: 20150423 4715 Homesdale Ave, Baltimore, 21206 - Sale Date: 20150424 - - Time: 09:36 Time: 10:04 3647 Waterwheel Sq, Randallstown, 21133 - Sale Date: 20150423 Upcoming Property Auctions - Time: 12:30 600 Markham Rd, Baltimore, 21229 - Sale Date: 20150424 - Time: APRIL 7, 2015 10:05 1250 Meridene Dr, Baltimore, 21239 - Sale Date: 20150423 - Time: Baltimore City 203 S Bouldin St, Baltimore, 21224 - Sale Date: 20150424 - Time: 09:31 5620 Gerland Avenue,, at the Courthouse for the City of Baltimore, 10:06 2828 9 Mile Cir, Catonsville, 21228 - Sale Date: 20150423 - Time: 100 N. Calvert Street at 10:00 AM, Harvey West 4631 Marble Hall Rd, Baltimore, 21239 - Sale Date: 20150424 - 12:30 817 Glen Allen Drive,, at the Courthouse for the City of Baltimore, Time: 10:07 2016 Linden Ave Unit A, Baltimore, 21217 - Sale Date: 20150423 100 N. Calvert Street at 10:00 AM, Harvey West 5641 Govane Ave, Baltimore, 21212 - Sale Date: 20150424 - Time: - Time: 11:00 701 S Lakewood Avenue,, at the Courthouse for the City of 10:08 5416 Cedonia Ave, Baltimore, 21206 - Sale Date: 20150423 - Time: Baltimore, 100 N. Calvert Street at 10:00 AM, Harvey West 5308 Grindon Ave, Baltimore, 21214 - Sale Date: 20150424 - Time: 11:00 1336 W Lombard Street,, at the Courthouse for the City of 10:09 4042 Hillen Rd, Baltimore, 21218 - Sale Date: 20150422 - Time: Baltimore, 100 N. Calvert Street at 10:00 AM, Harvey West 5018 Hilltop Acres Rd, Perry Hall, 21128 - Sale Date: 20150423 09:50 3207 E Fairmount Avenue, at the Courthouse for the City of - Time: 12:30 4136 The Alameda, Baltimore, 21218 - Sale Date: 20150422 - Time: Baltimore, 100 N. Calvert Street at 10:00 AM, Harvey West 8935 Greens Ln, Randallstown, 21133 - Sale Date: 20150423 - 12:20 3302 Hamilton Avenue,, at the Courthouse for the City of Baltimore, Time: 11:33 1139 Ashburton St, Baltimore, 21216 - Sale Date: 20150422 - Time: 100 N. Calvert Street at 10:00 AM, Harvey West 3496 Dunhaven Rd, Dundalk, 21222 - Sale Date: 20150423 - Time: 09:50 11:36 6822 Boston Ave, Dundalk, 21222 - Sale Date: 20150422 - Time: APRIL 8, 2015 6918 Digby Rd, Gwynn Oak, 21207 - Sale Date: 20150423 - Time: 09:50 11:39 1221 Broening Hwy, Baltimore, 21224 - Sale Date: 20150422 - Baltimore City 305 German Hill Rd, Dundalk, 21222 - Sale Date: 20150423 - Time: Time: 09:50 3816 Pennington Avenue, on the premises, at 10:30 AM, A.J. 11:42 1636 Shadyside Rd, Baltimore, 21218 - Sale Date: 20150422 - Continued on 2B

PUBLIC NOTICE TYPES scheduled for a particular day. other municipal charges may be Termination of Parental Rights, Notice to Creditors – When an These sales can be cancelled at sold at public auction at Foundation Notices and other estate is filed, the law requires a any time, and the information jurisdictional tax sales. Rights of notices required by law. Statement of notices “Notice to Creditors” be filed and presented here is correct at the Redemption notices serve notice published in a newspaper once a time of publication. that all efforts have been Court Calendars – On a daily The Daily Record Public Notice week for three successive weeks. exhausted to secure the payment basis, The Daily Record publishes section contains notices that are Storage Unit Auctions – In of those liens and foreclosure court calendars from required by law to be published Property Sales – Maryland, notification of storage proceedings have been initiated. the Circuit Court of in a newspaper of general These property or unit auctions is required by law. Baltimore City and circulation. Public notices auction sales give The notice gives the time and Notice of Sale – After a the Baltimore City describe activity of public notice of impending date of auction for property has been sold at and Baltimore interest and concern and report auctions of property the contents of auction, a Notice of Sale must be County Orphans’ Court. On a activity or planned activity by due to foreclosure action. The various storage units published which states that the monthly basis, we publish government, including the notice will include pertinent on which required sale occurred and the property’s Maryland Court of Appeals and courts. information such as the address payments have not purchase price. the Maryland Court of Special Inside this section, you will find of the property and date and time been made or other legal Appeals schedule. various public notices. The of the sale. Refer to the requirements have not been met. Other Legal Notices – Other section starts with an index to all Upcoming Property Auctions notices you may find To submit a public notice, please the first publication notices. The feature in the front of the section Rights of Redemption – in this section contact Darlene Miller at 443- ads are organized by type and to see the auction sales Properties that have liens filed include Name 524-8188 or send your ad to include the following: against them for unpaid taxes or Changes, [email protected]. 2B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015 Upcoming Property Auctions of Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West 3651 Forest Garden Avenue, at the Courthouse for the County TO PLACE LEGAL Continued from 1B of Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West Billig 3004 Offutt Road, at the Courthouse for the County of Baltimore, ADVERTISING CALL 2504 Terra Firma Road, on the premises, at 11:10 PM, A.J. Billig 401 Bosley Avenue at 12:30 PM, Harvey West 443-524-8188 2927 Rockrose Avenue, at the Circuit Court for Baltimore City, 15 Sunday Court, at the Courthouse for the County of Baltimore, Clarence M. Mitchell Cout House, 100 N. Calvert Street, 401 Bosley Avenue at 12:30 PM, Harvey West Court House Door, Calvert Street entrance, at 12:51 AM, The Downtown Management Authority will hold a public hearing on the FY Alex Cooper 2016 Financial Plan proposed for the Downtown Management District on Friday, April 24, 2015, 12 p.m., at Downtown Partnership’s offices, 20 S. Charles 6027 Alta Avenue, at the Circuit Court for Baltimore City, Clarence Court Proceedings Street, 6th Floor. If you plan to attend or need information, call Joy Handy-Lane M. Mitchell Cout House, 100 N. Calvert Street, Court House CIRCUIT COURT FOR BALTIMORE CITY at 410-528-7725. mh31,ap7,14 Door, Calvert Street entrance, at 12:52 AM, Alex Cooper Civil Assignments and Family Division In compliance with the Maryland Coastal Management Program, Spectrum 1146 Dexter Street, at the Circuit Court for Baltimore City, Geo, Inc. serves notice of its application to perform a seismic survey to the Clarence M. Mitchell Cout House, 100 N. Calvert Street, Lavinia G. Alexander, Clerk of Court Maryland Department of the Environment (BOEM Permit Application Nos Vonetta Thomas, Manager Civil Division E14-006 and E14-009). The following describes the proposed survey extent Court House Door, Calvert Street entrance, at 12:53 AM, offshore Maryland. Alex Cooper Room 462, Courthouse East; The survey transects were carefully developed to ensure that the minimum Phone: 410-333-3708 number of line miles are surveyed while meeting the goals of the survey. The 2003 Winford Road, at the Circuit Court for Baltimore City, project does not propose any active surveying in the state’s coastal zone (state Paulette Soares, Manager Family Division Clarence M. Mitchell Cout House, 100 N. Calvert Street, waters). Vessels may, as necessary, utilize established shipping channels and Phone: 410-333-3709 ports for service. All proposed survey activities will occur outside of the state’s Court House Door, Calvert Street entrance, at 12:54 AM, coastal zone. The proposed survey transects include 11,000 km (5,936 nmi) Alex Cooper offshore Maryland’s coastal zone, representing only 13% of the entire proposed Judge Geller — Rm 330E survey area. The number of transects offshore Maryland is greatly reduced in 4100 Century Road, at the Circuit Court for Baltimore City, comparison to other areas. Wednesday, April 8, 2015 Two survey vessels, starting on opposite ends of the survey area (the entire Clarence M. Mitchell Cout House, 100 N. Calvert Street, area, not only the area offshore Maryland), will collect data simultaneously to Court House Door, Calvert Street entrance, at 12:55 AM, Attorney Grievance Commission of Maryland vs. Eugene complete the survey. It is estimated that two additional support vessels (one per survey vessel) would be used for the proposed survey; however, if vessel Alex Cooper Alan Shapiro traffic or fishing activity is high, additional support vessels may be necessary to 1914 Eutaw Place, at the Circuit Court for Baltimore City, ensure safety of all vessels. The 2D seismic survey will be conducted 24 hours Judge Mays — Rm 228E per day, 7 days per week in a manner consistent with industry best practices. Clarence M. Mitchell Cout House, 100 N. Calvert Street, Survey activities are planned for the second quarter of 2015. Wednesday, April 8, 2015 Information on seismic surveys is also available the U.S. Bureau of Offshore Court House Door, Calvert Street entrance, at 11:00 AM, Energy Management website at: http://www.boem.gov/Atlantic-G-G-PEIS Alex Cooper King & Queens LLC vs. Springfield Financial Copany LLC, et COMMENT PERIOD: April 6, 2015 - April 20, 2015 This application is subject to a 14 day public comment period. All comments 5006 Westhills Road, at the Circuit Court for Baltimore City, al; Estate of Christopher Briggs, et al vs. Louis F. Ellison, et are due on or before April 20, 2014. All comments should reference “Spectrum Clarence M. Mitchell Courthouse, Court House Door, Calvert al; Jasmine Griffin vs. Allysons World Inc., et al; Richard Geo, Inc. - BOEM Permit Application Nos E14-006 and E14-009” and be forwarded to: Joseph Abe, Maryland Department of Natural Resources, Tawes Street Entrance at 9:50 AM, Tidewater Depasquale, et al vs. SW Linear Investment Group, LLC; State Office Building, 580 Taylor Avenue, E-2, Annapolis, MD 21401 Email: Sharee Beads vs. Nathaniel Bibbs, et al [email protected] Phone: 410-260-8740. 2209 Ashburton Street, at the Circuit Court for Baltimore City, ap7-20 Clarence M. Mitchell Courthouse, Court House Door, Calvert Judge Miller — Rm 511M Street Entrance at 9:50 AM, Tidewater Baltimore City. Tuesday, April 7, 2015 1318 Pentwood Road, at the Circuit Court for Baltimore City, Lanita Sassafrass, Proper Person, Clarence M. Mitchell Courthouse, Court House Door, Calvert Barbara A. Davis vs. Janine D. Muldowney, et al; Nkoli Baltimore, Maryland 21202 Street Entrance at 9:50 AM, Tidewater Onyeama vs. Murry’s, Inc.; D.D., et al vs. Andorsky, IN THE CIRCUIT COURT FOR BALTIMORE CITY - CASE #24-D-15-000679 - IN THE MATTER OF: BRYAN ANDREW CARTER FOR CHANGE OF NAME TO: Finkelstein & Cardin, P.A., et al; Mary Gowombeck, et al vs. BRYAN ANDREW HARROD BY AND THROUGH HIS/HER MOTH- Fouad Mahmoud Abbas, M.D., et al; Jose Castro-Machado vs. ER/FATHER/GUARDIAN: LANITA SASSAFRASS APRIL 9, 2015 Quintisha Nicole Wilson, et al Notice (Minor) (Dom Rel 65) Baltimore City The above petitioner has filed a Petition for Change of Name in which he/she 3123 Oakford Avenue, at the Circuit Court for Baltimore City, Judge Smith — Rm 511W seeks to change the name of a minor child from Clarence M. Mitchell Cout House, 100 N. Calvert Street, Wednesday, April 8, 2015 Bryan Andrew Carter to Court House Door, Calvert Street entrance, at 9:30 AM, Alex Charles Terrance Lee, Jr. vs. Margaret Williams, et al; Cooper Bryan Andrew Harrod Deborah J. Mumaw, et al vs. Rosemary Taylor; Derrick C. The petitioner is seeking this name change for the child for the following 1755 Abbotston Street, at the Circuit Court for Baltimore City, reasons: Correction of child name. Any person may file an objection to the Wright vs. Maryland Transit Administration, et al; Larry Petition on or before the 15th day of May, 2015. The objection must be Clarence M. Mitchell Cout House, 100 N. Calvert Street, Spriggs vs. Maryland Transit Administration; Tylia L. Gregory supported by an affidavit and served upon the Petitioner in accordance with Court House Door, Calvert Street entrance, at 9:31 AM, Alex Maryland Rule 1-321. Failure to file an objection or affidavit within the time vs. Talia Rene Flanagan, et al; Tasha Coleman vs. Officer allowed may result in a judgment by default or the granting of the relief sought. Cooper A copy of this notice shall be published one time in a newspaper of general Quentin Smith circulation in the county/city at least fifteen (15) days before the deadline to file 3202 Gwynns Falls Parkway, at the Circuit Court for Baltimore an objection. LAVINIA G. ALEXANDER, Clerk. City, Clarence M. Mitchell Cout House, 100 N. Calvert Street, Judge White — Rm 636W True Test—Copy: LAVINIA G. ALEXANDER, Clerk. Court House Door, Calvert Street entrance, at 9:32 AM, Alex Tuesday, April 7, 2015 ap7 Cooper In the Matter of: Marieul Brooks 1606 Forest Hill Avenue, at the Circuit Court for Baltimore City, Baltimore City. Clarence M. Mitchell Cout House, 100 N. Calvert Street, Wednesday, April 8, 2015 Jessica E. Hay Greenberg, Attorney, Court House Door, Calvert Street entrance, at 9:34 AM, Alex In the Matter of the Petition of Bok Hi Paik; In the Matter of Law Office of Peter G. Angelos, P.C. 210 W. Pennsylvania Avenue, Ste. 300, Towson, Maryland 21204 Cooper Brian Grace, et al; Future Care - Old Court vs. Kira Dorkins Small Estate Notice of Appointment Notice to Creditors 3805 Elmora Avenue, at the Circuit Court for Baltimore City, Clarence M. Mitchell Cout House, 100 N. Calvert Street, Notice to Unknown Heirs to all Persons Interested in the BALTIMORE CITY ORPHAN’S COURT Court House Door, Calvert Street entrance, at 9:35 AM, Alex Estate of (89149) Richard A. Johnson Cooper Notice is given that URSULA B. McNAIR JOHNSON, 1213 E. Oliver Street, Honorable Lewyn S. Garrett, Chief Judge; Honorable Charles Baltimore, Maryland 21202 was on December 28, 2009 appointed personal repre- 4702 Chatford Avenue, at the Circuit Court for Baltimore City, G. Bernstein and Honorable Michele E. Loewenthal, sentative of the small estate of Richard A. Johnson who died on September 10, 2004 without a will. Clarence M. Mitchell Cout House, 100 N. Calvert Street, Associate Judges. Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the Court House Door, Calvert Street entrance, at 9:36 AM, Alex Room 303, Phone: 410-752-5131 attorney. Cooper Belinda K. Conaway, Register of Wills All persons having any objection to the appointment shall file their objections with the Register of Wills within 30 days after the date of publication of this 5909 & 5911 Belair Road, at the Circuit Court for Baltimore City, Room 344, Phone: 410-752-5131 Notice. All persons having an objection to the probate of the will shall file their objections with the Register of Wills within six months after the date of publica- Clarence M. Mitchell Cout House, 100 N. Calvert Street, HEARING SCHEDULE FOR WEEK OF tion of this Notice. Court House Door, Calvert Street entrance, at 10:30 AM, All persons having claims against the decedent must serve their claims on the MONDAY, APRIL 6, 2015 undersigned personal representative or file them with the Register of Wills with Alex Cooper a copy to the undersigned on or before the earlier of the following dates: Tuesday, April 7th (1) Six months from the date of the decedent’s death; except if the decedent 4409 Saint Georges Avenue, at the Circuit Court for Baltimore NO HEARINGS died before October 1, 1992, nine months from the date of the decedent’s death; City, Clarence M. Mitchell Cout House, 100 N. Calvert Street, or Wednesday, April 8 (2) Thirty days after the personal representative mails or otherwise delivers to Court House Door, Calvert Street entrance, at 10:45 AM, the creditor a copy of this published notice or other written notice, notifying the NO HEARINGS creditor that the claims will be barred unless the creditor presents the claim Alex Cooper within thirty days from the mailing or other delivery of the notice. Any claim not served or filed within that time, or any extension provided by law, is unenforce- 3901 E Northern Parkway, at the Courthouse for the City of able thereafter. Baltimore, 100 N. Calvert Street at 11:00 AM, Harvey West BALTIMORE COUNTY ORPHAN’S COURT URSULA B. McNAIR JOHNSON, Personal Representative(s). 562 Brisbane Road, at the Courthouse for the City of Baltimore, True Test--Copy: BELINDA K. CONAWAY, Chief Judge: William R. Evans Register of Wills for Baltimore City, 100 N. Calvert Street at 11:00 AM, Harvey West 111 N. Calvert Street, Baltimore, Maryland 21202 Judge: Arthur M. Frank, Juliet G. Fisher 3703 Hudson Street, at the Courthouse for the City of Baltimore, ap7 Grace G. Connolly, Register of Wills 100 N. Calvert Street at 11:00 AM, Harvey West Baltimore County, County Courts Building, Fifth Floor, Baltimore City 1424 Bolton Street, at the Courthouse for the City of Baltimore, Towson, MD - Phone: 410-887-6516 100 N. Calvert Street at 11:00 AM, Harvey West Marvin H. Schein, Attorney, HEARING SCHEDULE FOR WEEK OF 2623 N Charles Street, at the Courthouse for the City of Baltimore, 10 E. Baltimore Street, Ste 901, MONDAY, APRIL 6, 2015 Baltimore, Maryland 21202 100 N. Calvert Street at 11:00 AM, Harvey West Notice of Appointment Notice to Creditors 3213 Presstman Street, at the Courthouse for the City of Baltimore, Tuesday, April 7, 2015 Notice to Unknown Heirs to All Persons Interested in the 100 N. Calvert Street at 11:00 AM, Harvey West 10:00 a.m. Estate of (106862) Lucille Jackson 1018 Parksley Avenue, at the Courthouse for the City of Baltimore, Estate of Eddie Wayne Johnson/175816; Petition for Judicial Notice is given that STACIA JACKSON, P.O. Box 624, Wellesley Island, New Hearing and Motion to Substitute Personal Representative York 13640-0624, was on April 3, 2015 appointed personal representative of the 100 N. Calvert Street at 11:00 AM, Harvey West estate of Lucille Jackson, who died on April 29, 1997 without a will. Baltimore County Wednesday, April 8, 2015 Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the 1246 Halstead Road, at the Courthouse for the County of 10:00 a.m. attorney. Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West Estate of Raul Munoz/157621; Removal of Personal All persons having any objection to the appointment shall file their objections with the Register of Wills on or before the 7th day of October, 2015. 14217 Quail Creek Way, # 304, at the Courthouse for the County Representative/Hearing on Counsel Fees Any person having a claim against the decedent must present the claim to the undersigned personal representative or file it with the Register of Wills with a copy to the undersigned on or before the earlier of the following dates: (1) Six months from the date of the decedent’s death, except if the decedent died before October 1, 1992, nine months from the date of the decedent’s death; or (2) Two months after the personal representative mails or otherwise delivers to the creditor a copy of this published notice or other written notice, notifying TO PLACE LEGAL ADVERTISING the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not presented or filed on or before that date, or any extension provided by law, is unenforceable thereafter. Claim forms may be obtained from the Register of Wills. STACIA JACKSON, Personal Representative(s). True Test—Copy: BELINDA K. CONAWAY, CALL 443-524-8188 Register of Wills for Baltimore City, 111 N. Calvert Street, Baltimore, Maryland 21202 ap7,14,21 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 3B

Baltimore City. Baltimore City Baltimore City Wesley J. Hill, Proper Person, Erik Y. Jordan Ehirim, Proper Person, Sheila Franklin, Proper Person, 9201 Grant Avenue, 2513 E. Strathmore Avenue, 3003 Echodale Avenue, Laurel, Maryland 20723 Baltimore, Maryland 21214 Baltimore, Maryland 21214 Notice of Appointment Notice to Creditors Small Estate Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the Notice to Unknown Heirs to all Persons Interested in the Estate of (106286) Beverly Cook Notice is given that ERIK Y. JORDAN EHIRIM, 2513 E. Strathmore Avenue, Estate of (106775) Mamie Sue Carey Estate of (106857) Carey J. Hill Baltimore, Maryland 21214, was on April 2, 2015 appointed personal representa- Notice is given that SHEILA FRANKLIN, 3003 Echodale Avenue, Baltimore, Notice is given that WESLEY J. HILL, 9201 Grant Avenue, Laurel, Maryland tive of the estate of Beverly Cook, who died on October 21, 2014 without a will. Maryland 21214 was on March 27, 2015 appointed personal representative of the 20723 was on April 3, 2015 appointed personal representative of the small estate Further information can be obtained by reviewing the estate file in the office estate of Mamie Sue Carey, who died on August 9, 2007, without a will. of Carey J. Hill who died on October 10, 2014 without a will. of the Register of Wills or by contacting the personal representative or the Further information can be obtained by reviewing the estate file in the office Further information can be obtained by reviewing the estate file in the office attorney. of the Register of Wills or by contacting the personal representative or the of the Register of Wills or by contacting the personal representative or the attorney. All persons having any objection to the appointment shall file their objections attorney. All persons having any objection to the appointment shall file their objections with the Register of Wills on or before the 2nd day of October, 2015. All persons having any objection to the appointment shall file their objections with the Register of Wills within 30 days after the date of publication of this Any person having a claim against the decedent must present the claim to the with the Register of Wills on or before the 27th day of September, 2015. Notice. All persons having an objection to the probate of the will shall file their undersigned personal representative or file it with the Register of Wills with a Any person having a claim against the decedent must present the claim to the objections with the Register of Wills within six months after the date of publica- copy to the undersigned on or before the earlier of the following dates: undersigned personal representative or file it with the Register of Wills with a tion of this Notice. (1) Six months from the date of the decedent’s death, except if the decedent copy to the undersigned on or before the earlier of the following dates: All persons having claims against the decedent must serve their claims on the (1) Six months from the date of the decedent’s death, except if the decedent undersigned personal representative or file them with the Register of Wills with died before October 1, 1992, nine months from the date of the decedent’s death; or died before October 1, 1992, nine months from the date of the decedent’s death; a copy to the undersigned on or before the earlier of the following dates: or (2) Two months after the personal representative mails or otherwise delivers (1) Six months from the date of the decedent’s death; except if the decedent (2) Two months after the personal representative mails or otherwise delivers died before October 1, 1992, nine months from the date of the decedent’s death; to the creditor a copy of this published notice or other written notice, notifying to the creditor a copy of this published notice or other written notice, notifying or the creditor that the claim will be barred unless the creditor presents the claims (2) Thirty days after the personal representative mails or otherwise delivers to the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not within two months from the mailing or other delivery of the notice. A claim not the creditor a copy of this published notice or other written notice, notifying the presented or filed on or before that date, or any extension provided by law, is creditor that the claims will be barred unless the creditor presents the claim presented or filed on or before that date, or any extension provided by law, is within thirty days from the mailing or other delivery of the notice. Any claim not unenforceable thereafter. Claim forms may be obtained from the Register of unenforceable thereafter. Claim forms may be obtained from the Register of served or filed within that time, or any extension provided by law, is unenforce- Wills. Wills. able thereafter. ERIK Y. JORDAN EHIRIM, Personal Representative(s). WESLEY J. HILL, Personal Representative(s). True Test—Copy: BELINDA K. CONAWAY, SHEILA FRANKLIN, Personal Representative(s). True Test--Copy: BELINDA K. CONAWAY, Register of Wills for Baltimore City, True Test--Copy: BELINDA K. CONAWAY, Register of Wills for Baltimore City, 111 N. Calvert Street, Baltimore, Maryland 21202 Register of Wills for Baltimore City, 111 N. Calvert Street, Baltimore, Maryland 21202 ap7,14,21 11 N. Calvert Street, Baltimore, Maryland 21202 ap7 mh31,ap7,14

Baltimore City Baltimore City Baltimore City Peter V. Gargano, Attorney, Jessica E. Hay Greenberg, Attorney, Russell Z. Harris, Proper Person, 7222 Holabird Avenue, Law Office of Peter G. Angelos, P.C., 9333 S. Paxton Avenue, Baltimore, Maryland 21222 210 W. Pennsylvania Avenue, Suite 300, Chicago, Illinois 60617 Notice of Appointment Notice to Creditors Towson, Maryland 21204 Notice to Unknown Heirs to All Persons Interested in the Notice of Appointment Notice to Creditors Notice of Appointment Notice to Creditors Estate of (106854) Donna Maria Flamini Notice to Unknown Heirs to all Persons Interested in the Notice to Unknown Heirs to all Persons Interested in the Notice is given that ANITA BROOKS, 4620 Greenhill Avenue, Baltimore, Mary- land 21206, was on April 2, 2015 appointed personal representative of the estate Estate of (87320) Leonard E. Nicely Estate of (106749) Frances Harris of Donna Maria Flamini, who died on March 21, 2015 without a will. Notice is given that RUTH A. NICELY, 1319 N. Allegany Avenue, Covington, Notice is given that RUSSELL Z. HARRIS, 9333 S. Paxton Avenue, Chicago, Further information can be obtained by reviewing the estate file in the office Virginia 24426 was on March 26, 2015 appointed personal representative of the Illinois 60617 was on March 27, 2015 appointed personal representative of the estate of Leonard E. Nicely who died on January 7, 2009 with a will. estate of Frances Harris who died on November 6, 2014 with a will. of the Register of Wills or by contacting the personal representative or the Further information can be obtained by reviewing the estate file in the office Further information can be obtained by reviewing the estate file in the office attorney. of the Register of Wills or by contacting the personal representative or the of the Register of Wills or by contacting the personal representative or the All persons having any objection to the appointment shall file their objections attorney. attorney. with the Register of Wills on or before the 2nd day of October, 2015. All persons having any objection to the appointment or to the probate of the All persons having any objection to the appointment or to the probate of the Any person having a claim against the decedent must present the claim to the decedent’s will shall file their objections with the Register of Wills on or before decedent’s will shall file their objections with the Register of Wills on or before undersigned personal representative or file it with the Register of Wills with a the 31st day of September, 2015. the 27th day of September, 2015. copy to the undersigned on or before the earlier of the following dates: Any person having a claim against the decedent must present the claim to the Any person having a claim against the decedent must present the claim to the (1) Six months from the date of the decedent’s death, except if the decedent undersigned personal representative or file it with the Register of Wills with a undersigned personal representative or file it with the Register of Wills with a died before October 1, 1992, nine months from the date of the decedent’s death; copy to the undersigned on or before the earlier of the following dates: copy to the undersigned on or before the earlier of the following dates: or (1) Six months from the date of the decedent’s death, except if the decedent (1) Six months from the date of the decedent’s death, except if the decedent (2) Two months after the personal representative mails or otherwise delivers died before October 1, 1992, nine months from the date of the decedent’s death; died before October 1, 1992, nine months from the date of the decedent’s death; to the creditor a copy of this published notice or other written notice, notifying or or the creditor that the claim will be barred unless the creditor presents the claims (2) Two months after the personal representative mails or otherwise delivers (2) Two months after the personal representative mails or otherwise delivers within two months from the mailing or other delivery of the notice. A claim not to the creditor a copy of this published notice or other written notice, notifying to the creditor a copy of this published notice or other written notice, notifying the creditor that the claim will be barred unless the creditor presents the claims the creditor that the claim will be barred unless the creditor presents the claims presented or filed on or before that date, or any extension provided by law, is within two months from the mailing or other delivery of the notice. A claim not within two months from the mailing or other delivery of the notice. A claim not unenforceable thereafter. Claim forms may be obtained from the Register of presented or filed on or before that date, or any extension provided by law, is presented or filed on or before that date, or any extension provided by law, is Wills. unenforceable thereafter. Claim forms may be obtained from the Register of unenforceable thereafter. Claim forms may be obtained from the Register of ANITA BROOKS, Personal Representative(s). Wills. Wills. True Test—Copy: BELINDA K. CONAWAY, RUTH A. NICELY, Personal Representative(s). RUSSELL Z. HARRIS, Personal Representative(s). Register of Wills for Baltimore City, True Test—Copy: BELINDA K. CONAWAY, True Test—Copy: BELINDA K. CONAWAY, 111 N. Calvert Street, Baltimore, Maryland 21202 Register of Wills for Baltimore City, Register of Wills for Baltimore City, ap7,14,21 111 N. Calvert Street, Baltimore, Maryland 21202. 111 N. Calvert Street, Baltimore, Maryland 21202. mh31,ap7,14 mh31,ap7,14

Baltimore City. Baltimore City Baltimore City Dorothy Bullard Moya, Proper Person, Jessica E. Hay Greenberg, Attorney, Carolyn W. Nazelrod, Attorney, 16621 Mannington Road, Law Office of Peter G. Angelos, P.C., Law Office of Peter G. Angelos, P.C., Accokeek, Maryland 20607 210 W. Pennsylvania Avenue, Suite 300, 210 W. Pennsylvania Avenue, Suite 300, Small Estate Notice of Appointment Notice to Creditors Towson, Maryland 21204 Towson, Maryland 21204 Notice of Appointment Notice to Creditors Notice to Unknown Heirs to all Persons Interested in the Notice of Appointment Notice to Creditors Notice to Unknown Heirs to all Persons Interested in the Notice to Unknown Heirs to all Persons Interested in the Estate of (106852) Franklyn L. Bullard, Jr. Estate of (71946) Robert Wilmore Notice is given that DOROTHY BULLARD MOYA, 16621 Mannington Road, Estate of (74543) John P. Pappas Notice is given that KARNETH HOWARD, 2013 Winford Road, Baltimore, Accokeek, Maryland 20607 was on April 2, 2015 appointed personal Notice is given that HELEN HALEY, 1013 Pine Road, Baltimore, Maryland Maryland 21239 was on March 19, 2015 appointed personal representative of the representative of the small estate of Franklyn L. Bullard, Jr. who died on 21221 was on March 26, 2015 appointed personal representative of the estate of estate of Robert Wilmore who died on March 6, 2005 with a will. November 6, 2014 without a will. John P. Pappas who died on May 25, 2005 without a will. Further information can be obtained by reviewing the estate file in the office Further information can be obtained by reviewing the estate file in the office Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the of the Register of Wills or by contacting the personal representative or the of the Register of Wills or by contacting the personal representative or the attorney. attorney. All persons having any objection to the appointment shall file their objections attorney. All persons having any objection to the appointment or to the probate of the with the Register of Wills within 30 days after the date of publication of this All persons having any objection to the appointment shall file their objections decedent’s will shall file their objections with the Register of Wills on or before Notice. All persons having an objection to the probate of the will shall file their with the Register of Wills on or before the 31st day of September, 2015. the 19th day of September, 2015. objections with the Register of Wills within six months after the date of publica- Any person having a claim against the decedent must present the claim to the Any person having a claim against the decedent must present the claim to the tion of this Notice. undersigned personal representative or file it with the Register of Wills with a undersigned personal representative or file it with the Register of Wills with a All persons having claims against the decedent must serve their claims on the copy to the undersigned on or before the earlier of the following dates: copy to the undersigned on or before the earlier of the following dates: undersigned personal representative or file them with the Register of Wills with (1) Six months from the date of the decedent’s death, except if the decedent (1) Six months from the date of the decedent’s death, except if the decedent a copy to the undersigned on or before the earlier of the following dates: died before October 1, 1992, nine months from the date of the decedent’s death; died before October 1, 1992, nine months from the date of the decedent’s death; (1) Six months from the date of the decedent’s death; except if the decedent or or died before October 1, 1992, nine months from the date of the decedent’s death; (2) Two months after the personal representative mails or otherwise delivers (2) Two months after the personal representative mails or otherwise delivers or to the creditor a copy of this published notice or other written notice, notifying to the creditor a copy of this published notice or other written notice, notifying (2) Thirty days after the personal representative mails or otherwise delivers to the creditor that the claim will be barred unless the creditor presents the claims the creditor that the claim will be barred unless the creditor presents the claims the creditor a copy of this published notice or other written notice, notifying the within two months from the mailing or other delivery of the notice. A claim not within two months from the mailing or other delivery of the notice. A claim not creditor that the claims will be barred unless the creditor presents the claim within thirty days from the mailing or other delivery of the notice. Any claim not presented or filed on or before that date, or any extension provided by law, is presented or filed on or before that date, or any extension provided by law, is served or filed within that time, or any extension provided by law, is unenforce- unenforceable thereafter. Claim forms may be obtained from the Register of unenforceable thereafter. Claim forms may be obtained from the Register of able thereafter. Wills. Wills. DOROTHY BULLARD MOYA, Personal Representative(s). HELEN HALEY, Personal Representative(s). KARNETH HOWARD, Personal Representative(s). True Test--Copy: BELINDA K. CONAWAY, True Test—Copy: BELINDA K. CONAWAY, True Test—Copy: BELINDA K. CONAWAY, Register of Wills for Baltimore City, Register of Wills for Baltimore City, Register of Wills for Baltimore City, 111 N. Calvert Street, Baltimore, Maryland 21202 111 N. Calvert Street, Baltimore, Maryland 21202. 111 N. Calvert Street, Baltimore, Maryland 21202. ap7 mh31,ap7,14 mh24,31,ap7

Baltimore City. Baltimore City Baltimore City Richard J. Reinhardt, Attorney, Gardenia Goodman, Proper Person, Timothy Stevenson, Proper Person, 220 Bosley Avenue, 4911 Westhills Road, 3800 Penhurst Avenue, Towson, Maryland 21204 Baltimore, Maryland 21229 Baltimore, Maryland 21215 Small Estate Notice of Appointment Notice to Creditors Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the Notice to Unknown Heirs to all Persons Interested in the Estate of (106780) Willie Mae Ragin Estate of (106409) Ralph V. Marchetti Notice is given that GARDENIA GOODMAN, 4911 Westhills Road, Baltimore, Estate of (106695) Louella Stevenson Notice is given that AUDREY E. NOVAK, c/o: Richard J. Reinhardt, Attorney, Maryland 21229 was on March 26, 2015 appointed personal representative of the Notice is given that TIMOTHY STEVENSON, 3800 Penhurst Avenue, 220 Bosley Avenue, Towson, Maryland 21204 was on April 2, 2015 appointed estate of Willie Mae Ragin, who died on February 1, 2014, without a will. Baltimore, Maryland 21215 was on March 20, 2015 appointed personal repre- personal representative of the small estate of Ralph V. Marchetti who died on Further information can be obtained by reviewing the estate file in the office sentative of the estate of Louella Stevenson, who died on September 14, 2014, December 18, 2014 without a will. of the Register of Wills or by contacting the personal representative or the with a will. Further information can be obtained by reviewing the estate file in the office attorney. Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the of the Register of Wills or by contacting the personal representative or the All persons having any objection to the appointment shall file their objections attorney. attorney. All persons having any objection to the appointment shall file their objections with the Register of Wills on or before the 26th day of September, 2015. All persons having any objection to the appointment or to the probate of the with the Register of Wills within 30 days after the date of publication of this Any person having a claim against the decedent must present the claim to the decedent’s will shall file their objections with the Register of Wills on or before Notice. All persons having an objection to the probate of the will shall file their undersigned personal representative or file it with the Register of Wills with a the 20th day of September, 2015. objections with the Register of Wills within six months after the date of publica- copy to the undersigned on or before the earlier of the following dates: Any person having a claim against the decedent must present the claim to the tion of this Notice. (1) Six months from the date of the decedent’s death, except if the decedent All persons having claims against the decedent must serve their claims on the undersigned personal representative or file it with the Register of Wills with a died before October 1, 1992, nine months from the date of the decedent’s death; copy to the undersigned on or before the earlier of the following dates: undersigned personal representative or file them with the Register of Wills with or a copy to the undersigned on or before the earlier of the following dates: (1) Six months from the date of the decedent’s death, except if the decedent (2) Two months after the personal representative mails or otherwise delivers died before October 1, 1992, nine months from the date of the decedent’s death; (1) Six months from the date of the decedent’s death; except if the decedent to the creditor a copy of this published notice or other written notice, notifying died before October 1, 1992, nine months from the date of the decedent’s death; or or the creditor that the claim will be barred unless the creditor presents the claims (2) Two months after the personal representative mails or otherwise delivers (2) Thirty days after the personal representative mails or otherwise delivers to within two months from the mailing or other delivery of the notice. A claim not to the creditor a copy of this published notice or other written notice, notifying the creditor a copy of this published notice or other written notice, notifying the presented or filed on or before that date, or any extension provided by law, is the creditor that the claim will be barred unless the creditor presents the claims creditor that the claims will be barred unless the creditor presents the claim unenforceable thereafter. Claim forms may be obtained from the Register of within two months from the mailing or other delivery of the notice. A claim not within thirty days from the mailing or other delivery of the notice. Any claim not Wills. presented or filed on or before that date, or any extension provided by law, is served or filed within that time, or any extension provided by law, is unenforce- unenforceable thereafter. Claim forms may be obtained from the Register of able thereafter. GARDENIA GOODMAN, Personal Representative(s). Wills. AUDREY E. NOVAK, Personal Representative(s). True Test--Copy: BELINDA K. CONAWAY, TIMOTHY STEVENSON, Personal Representative(s). True Test--Copy: BELINDA K. CONAWAY, Register of Wills for Baltimore City, True Test--Copy: BELINDA K. CONAWAY, Register of Wills for Baltimore City, 11 N. Calvert Street, Baltimore, Maryland 21202 Register of Wills for Baltimore City, 111 N. Calvert Street, Baltimore, Maryland 21202 mh31,ap7,14 11 N. Calvert Street, Baltimore, Maryland 21202 ap7 mh24,31,ap7 4B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City Baltimore City Baltimore City Hecht and Chapper, P.A., Attorneys, J. Scott Morse, Attorney, J. Scott Morse, Attorney, 1000 S. Kenwood Avenue, Law Office of J. Scott Morse, LLC, Law Office of J. Scott Morse, LLC, Baltimore, Maryland 21224-4721 9 Newburg Avenue, Suite 201, 9 Newburg Avenue, Suite 201, Notice of Appointment Notice to Creditors Catonsville, Maryland 21228. Catonsville, Maryland 21228. Notice to Unknown Heirs to All Persons Interested in the Estate of (106688) Elizabeth Taylor IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001387 - IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001383 - Tax Sale Holdings, LLC, Plaintiff v. Keisha Wizzart; US Bank, NA, as Trustee for Stonefield Investment Fund III, LLC, Plaintiff v. Jeff L. Stratton; Mayor and City Notice is given that LAKERRY B. DAWSON, 5513 East Avenue, Baltimore, the Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Council for Baltimore City; State of Maryland; All persons that have or claim to Maryland 21206 was on March 19, 2015 appointed personal representative of the Pass-Through Certificates, Series 2007-AHL2; Gerard F. Miles, Jr., Trustee; have any interest in the Tax Rolls of the Director of Finance Collector of State estate of Elizabeth Taylor, who died on February 6, 2014, with a will. Thomas P. Dore, Trustee; Mark S. Devan, Trustee; Kristen K. Haskins, Trustee; and City taxes for Baltimore City as follows: Lot size: 15-11x226, Ward 25, Further information can be obtained by reviewing the estate file in the office Gary W. Waicker; Diane L. Waicker; Mayor and City Council for Baltimore City; Section 06, Block 7027, Lot 012, improvements known as of the Register of Wills or by contacting the personal representative or the State of Maryland; All persons that have or claim to have any interest in the Tax attorney. Rolls of the Director of Finance Collector of State and City taxes for Baltimore All persons having any objection to the appointment or to the probate of the decedent’s will shall file their objections with the Register of Wills on or before City as follows: Lot size: 23-3x95, Ward 27, Section 20, Block 4606, Lot 035, 3440 S. Hanover Street the 19th day of September, 2015. improvements known as Any person having a claim against the decedent must present the claim to the Defendants undersigned personal representative or file it with the Register of Wills with a copy to the undersigned on or before the earlier of the following dates: 4733 Beaufort Avenue (1) Six months from the date of the decedent’s death, except if the decedent Order of Publication died before October 1, 1992, nine months from the date of the decedent’s death; Defendants This object of this proceeding is to secure the foreclosure of all rights of or redemption in the following property sold by the Collector of Taxes for the City (2) Two months after the personal representative mails or otherwise delivers Order of Publication of Baltimore and the State of Maryland to the Plaintiff in this proceeding: to the creditor a copy of this published notice or other written notice, notifying the creditor that the claim will be barred unless the creditor presents the claims This object of this proceeding is to secure the foreclosure of all rights of Lot size: 15-11x226, Ward 25, Section 06, Block 7027, Lot 012, improvements within two months from the mailing or other delivery of the notice. A claim not redemption in the following property sold by the Collector of Taxes for the City known as 3440 S. Hanover St. presented or filed on or before that date, or any extension provided by law, is of Baltimore and the State of Maryland to the Plaintiff in this proceeding: unenforceable thereafter. Claim forms may be obtained from the Register of Lot size: 23-3x95, Ward 27, Section 20, Block 4606, Lot 035, improvements The Complaint states, among other things, that the amounts necessary for Wills. known as 4733 Beaufort Ave. redemption have not been paid. LAKERRY B. DAWSON, Personal Representative(s). The Complaint states, among other things, that the amounts necessary for True Test--Copy: BELINDA K. CONAWAY, redemption have not been paid. It is thereupon this 27th day of March, 2015, by the Circuit Court for Register of Wills for Baltimore City, It is thereupon this 27th day of March, 2015, by the Circuit Court for Baltimore City, 11 N. Calvert Street, Baltimore, Maryland 21202 mh24,31,ap7 Baltimore City, ORDERED, that this notice be given by the insertion of a copy of this Order in ORDERED, that this notice be given by the insertion of a copy of this Order in some daily newspaper having general circulation in Baltimore City once a week some daily newspaper having general circulation in Baltimore City once a week Baltimore City for three successive weeks before the 26th day of April, 2015, warning all for three successive weeks before the 26th day of April, 2015, warning all Jonathan G. Lasley, Attorney, persons interested in said properties to be and appear in this Court by the 26th persons interested in said properties to be and appear in this Court by the 26th day of May, 2015, and redeem these properties and answer the Complaint, or day of May, 2015, and redeem these properties and answer the Complaint, or Stewart, Plant & Blumenthal, LLC, 7 St. Paul Street, Suite 910, thereafter a final judgment will be rendered foreclosing all rights of redemption thereafter a final judgment will be rendered foreclosing all rights of redemption Baltimore, Maryland 21202 in the said property and vesting in the Plaintiff a leasehold title, free and clear of in the said property and vesting in the Plaintiff a fee simple title, free and clear all encumbrances. of all encumbrances. Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the JOHN A. HOWARD, Judge. JOHN A. HOWARD, Judge. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. Estate of (106686) Frank Muller aka Frank Muller, III mh31,ap7,14 mh31,ap7,14 Notice is given that MARY SUSAN MULLER PALMER, 1729 Circle Road, Towson, Maryland 21204 was on March 19, 2015 appointed personal representa- tive of the estate of Frank Muller aka Frank Muller, III, who died on March 1, 2015 with a will. Baltimore City Baltimore City Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the J. Scott Morse, Attorney, J. Scott Morse, Attorney, attorney. Law Office of J. Scott Morse, LLC, Law Office of J. Scott Morse, LLC, All persons having any objection to the appointment or to the probate of the 9 Newburg Avenue, Suite 201, 9 Newburg Avenue, Suite 201, decedent’s will shall file their objections with the Register of Wills on or before the 19th day of September, 2015. Catonsville, Maryland 21228. Catonsville, Maryland 21228. Any person having a claim against the decedent must present the claim to the undersigned personal representative or file it with the Register of Wills with a IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001381 - IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001386 - copy to the undersigned on or before the earlier of the following dates: Tax Sale Holdings, LLC, Plaintiff v. Lavon Thomas; Mayor and City Council for Stonefield Investment Fund III, LLC, Plaintiff v. Glen R. Smith; Mayor and City (1) Six months from the date of the decedent’s death, except if the decedent Baltimore City; State of Maryland; All persons that have or claim to have any Council for Baltimore City; State of Maryland; All persons that have or claim to died before October 1, 1992, nine months from the date of the decedent’s death; or interest in the Tax Rolls of the Director of Finance Collector of State and City have any interest in the Tax Rolls of the Director of Finance Collector of State (2) Two months after the personal representative mails or otherwise delivers taxes for Baltimore City as follows: Lot size: 15x70, Ward 08, Section 22, Block and City taxes for Baltimore City as follows: Lot size: 17x92, Ward 25, Section to the creditor a copy of this published notice or other written notice, notifying 1574, Lot 009, improvements known as 06, Block 7083, Lot 034, improvements known as the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not presented or filed on or before that date, or any extension provided by law, is 2613 E. Chase Street 3617 4th Street unenforceable thereafter. Claim forms may be obtained from the Register of Wills. MARY SUSAN MULLER PALMER, Personal Representative(s). Defendants Defendants True Test—Copy: BELINDA K. CONAWAY, Register of Wills for Baltimore City, 111 N. Calvert Street, Baltimore, Maryland 21202 Order of Publication Order of Publication mh24,31,ap7 This object of this proceeding is to secure the foreclosure of all rights of This object of this proceeding is to secure the foreclosure of all rights of redemption in the following property sold by the Collector of Taxes for the City redemption in the following property sold by the Collector of Taxes for the City of Baltimore and the State of Maryland to the Plaintiff in this proceeding: of Baltimore and the State of Maryland to the Plaintiff in this proceeding: Baltimore City Russell A. Neverdon, Sr., Attorney, Lot size: 15x70, Ward 08, Section 22, Block 1574, Lot 009, improvements Lot size: 17x92, Ward 25, Section 06, Block 7083, Lot 034, improvements 201 N. Charles Street, Suite 1900, known as 2613 E. Chase St. known as 3617 4th St. Baltimore, Maryland 21201 The Complaint states, among other things, that the amounts necessary for The Complaint states, among other things, that the amounts necessary for Notice of Appointment Notice to Creditors redemption have not been paid. redemption have not been paid. Notice to Unknown Heirs to All Persons Interested in the It is thereupon this 27th day of March, 2015, by the Circuit Court for It is thereupon this 27th day of March, 2015, by the Circuit Court for Estate of (106673) Michael Omar Wudtee, Sr. Baltimore City, Baltimore City, Notice is given that ALICE MONROE, 2409 Louise Avenue, #303, Baltimore, Maryland 21214 was on March 19, 2015 appointed personal representative of the ORDERED, that this notice be given by the insertion of a copy of this Order in ORDERED, that this notice be given by the insertion of a copy of this Order in estate of Michael Omar Wudtee, Sr. who died on July 1, 2012, without a will. some daily newspaper having general circulation in Baltimore City once a week some daily newspaper having general circulation in Baltimore City once a week Further information can be obtained by reviewing the estate file in the office for three successive weeks before the 26th day of April, 2015, warning all for three successive weeks before the 26th day of April, 2015, warning all of the Register of Wills or by contacting the personal representative or the persons interested in said properties to be and appear in this Court by the 26th persons interested in said properties to be and appear in this Court by the 26th attorney. day of May, 2015, and redeem these properties and answer the Complaint, or day of May, 2015, and redeem these properties and answer the Complaint, or All persons having any objection to the appointment shall file their objections thereafter a final judgment will be rendered foreclosing all rights of redemption thereafter a final judgment will be rendered foreclosing all rights of redemption with the Register of Wills on or before the 19th day of September, 2015. in the said property and vesting in the Plaintiff a leasehold title, free and clear of in the said property and vesting in the Plaintiff a fee simple title, free and clear Any person having a claim against the decedent must present the claim to the all encumbrances. of all encumbrances. undersigned personal representative or file it with the Register of Wills with a copy to the undersigned on or before the earlier of the following dates: JOHN A. HOWARD, Judge. JOHN A. HOWARD, Judge. (1) Six months from the date of the decedent’s death, except if the decedent died before October 1, 1992, nine months from the date of the decedent’s death; True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14 or (2) Two months after the personal representative mails or otherwise delivers to the creditor a copy of this published notice or other written notice, notifying the creditor that the claim will be barred unless the creditor presents the claims Baltimore City Baltimore City within two months from the mailing or other delivery of the notice. A claim not presented or filed on or before that date, or any extension provided by law, is Shannon Menapace, Attorney, Stefan B. Ades, Attorney unenforceable thereafter. Claim forms may be obtained from the Register of Lien Servicing, LLC, The Law Offices of Stefan B. Ades, LLC Wills. P.O. Box 159, 3604 Eastern Avenue, Suite 300 ALICE MONROE, Personal Representative(s). Phoenix, Maryland 21131 Baltimore, Maryland 21224 True Test--Copy: BELINDA K. CONAWAY, IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-14-002005 - Register of Wills for Baltimore City, IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001355 - 111 N. Calvert Street, Baltimore, Maryland 21202. FedHop, LLC, Plaintiff vs. Willie Robinson, Jr.; and Bank of America, N.A.; and mh24,31,ap7 Woods Cove, III, LLC, Plaintiff vs. The Wellness Center for Beauty, Fashion and PRLAP, Inc., Trustees, and Baltimore City, Maryland, and All unknown owners Creative Arts, LLC; Baltimore City; and All unknown owners of the property and of the property described below; all heirs, devisees, personal representatives, any person having or claiming to have an interest in the property known as: and executors, administrators, grantees, assigns or successors in right, title, interest, and any and all persons having or claiming to have any interest in the Baltimore City 1001 Saint Paul Street Unit 1A property and premises situate in the City of Baltimore, known as Mary G. Loker, Attorney, 23421 Sweet Air Road, Suite 2, P.O. Box 304, 5414 Fairlawn Avenue and described as Lot Size 696.97 S.F. with account number 11-12-0507-042, and described as Lot Size 19x80 Being known as Ward 28 Section 01 Block Phoenix, Maryland 21131 Defendants. 4502 Lot 032B on the Tax Roll of the Director of Finance, Defendants. Notice of Appointment Notice to Creditors Notice to Unknown Heirs to all Persons Interested in the Order of Publication Order of Publication Estate of (106664) Edith H. Furstenberg The object of this proceeding is to secure the foreclosure of all rights of Notice is given that FRANK FURSTENBERG, 226 W. Rittenhouse Square, Apt redemption in the hereinabove described property sold, either directly or via The object of this proceeding is to secure the foreclosure of all rights of assignment, by the Collector of Taxes for the State of Maryland and Baltimore #305, Philadelphia, Pennsylvania 19104 was on March 20, 2015 appointed redemption in the following property, lying and being in the City of Baltimore, personal representative of the estate of Edith H. Furstenberg who died on City to the Plaintiff in the proceeding. The Complaint states, among other February 2, 2015 with a will. Maryland and sold by the Collector of Taxes for Baltimore City and the State of things, that the amount necessary for the redemption for the subject property Further information can be obtained by reviewing the estate file in the office Maryland to the plaintiff in this proceeding. has not been paid, although more than six (6) months from the date of the sale of the Register of Wills or by contacting the personal representative or the have expired, and more than two (2) months from the date that the first of two attorney. Account No: 11-12-0507-042 (2) separate pre-suit Notices of the tax sale was sent to each required interested All persons having any objection to the appointment or to the probate of the Known as: 1001 Saint Paul St. 1A, Baltimore, MD 21202 party have expired. decedent’s will shall file their objections with the Register of Wills on or before It is thereupon this 27th day of March, 2015, by the Circuit Court for the 24th day of September, 2015. The Complaint states, among other things, that the amounts necessary for Baltimore City, Maryland Any person having a claim against the decedent must present the claim to the undersigned personal representative or file it with the Register of Wills with a redemption have not been paid. ORDERED, that notice be given by the insertion of a copy of this Order in copy to the undersigned on or before the earlier of the following dates: some newspaper having general circulation in Baltimore City, Maryland, once a (1) Six months from the date of the decedent’s death, except if the decedent It is therefore on this 27th day of March, 2015, by the Circuit Court for week for three (3) consecutive weeks, on or before the 26th day of April, 2015, died before October 1, 1992, nine months from the date of the decedent’s death; Baltimore City, warning all persons having or claiming to have any interest in the property or described above to appear in this Court by the 26th day of May, 2015, and (2) Two months after the personal representative mails or otherwise delivers ORDERED, that notice be given by insertion of a copy of this Order in some redeem their respective property or answer the Complaint, or thereafter a Final to the creditor a copy of this published notice or other written notice, notifying newspaper having a general circulation in Baltimore City once a week for 3 Decree will be entered foreclosing all rights of redemption in and as to the prop- the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not successive weeks, warning all persons interested in the property to appear in erty, and vesting in the Plaintiff a title in fee simple or leasehold, free and clear presented or filed on or before that date, or any extension provided by law, is this Court by the 26th day of May, 2015 and redeem the property and answer the of all encumbrances. unenforceable thereafter. Claim forms may be obtained from the Register of Complaint, or thereafter a Final Judgment will be entered foreclosing all rights The Defendants are hereby informed of the latest date to file a written Wills. of redemption in the property, and vesting title in the Plaintiff a title, free and Answer or Petition to Redeem the property mentioned in the Complaint FRANK FURSTENBERG, Personal Representative(s). clear of all encumbrances. described above, and that failure to file a response on or before the date True Test—Copy: BELINDA K. CONAWAY, specified may result in a Default Judgment foreclosing all rights of redemption Register of Wills for Baltimore City, JOHN A. HOWARD, Judge. in and as to the property being rendered by this Court against them. 111 N. Calvert Street, Baltimore, Maryland 21202. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. JOHN A. HOWARD, Judge. mh24,31,ap7 mh31,ap7,14 True Copy—Test: LAVINIA G. ALEXANDER, Clerk. mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 5B

Baltimore City Baltimore City Baltimore City J. Scott Morse, Attorney, Shannon Menapace, Attorney, J. Scott Morse, Attorney, Law Office of J. Scott Morse, LLC, Lien Servicing, LLC, Law Office of J. Scott Morse, LLC, 9 Newburg Avenue, Suite 201, P.O. Box 159, 9 Newburg Avenue, Suite 201, Catonsville, Maryland 21228. Phoenix, Maryland 21131 Catonsville, Maryland 21228.

IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001379 - IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001356 - IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001365 - Tax Sale Holdings, LLC, Plaintiff v. Thomas Jackson; Mayor and City Council Woods Cove, III, LLC, Plaintiff vs. Leslie Jones; Adriene McCoy; Valerie Tax Sale Holdings, LLC, Plaintiff v. Rimelon, LLC; Fraternity Federal Savings & for Baltimore City; State of Maryland; All persons that have or claim to have any Hamilton; George W. Beckett, Jr.; David W. Beckett; Baltimore City; and All Loan Association; William C. Rogers, Jr., Trustee; W. Charles Rogers III, interest in the Tax Rolls of the Director of Finance Collector of State and City unknown owners of the property and any person having or claiming to have an Trustee; Delores P. Kerr, Trustee of the Louise K. Hines Irrevocable Trust; taxes for Baltimore City as follows: Lot size: 15x70, Ward 08, Section 22, Block interest in the property known as: Mayor and City Council for Baltimore City; State of Maryland; All persons that 1574, Lot 008, improvements known as have or claim to have any interest in the Tax Rolls of the Director of Finance Collector of State and City taxes for Baltimore City as follows: Lot size: 15x100, 778 N. Grantley Street Ward 14, Section 3, Block 0332, Lot 041, improvements known as 2611 E. Chase Street and described as Lot Size 20x75 with account number 16-18-2505A-089, Defendants. 1907 Druid Hill Avenue Defendants Defendants

Order of Publication Order of Publication Order of Publication This object of this proceeding is to secure the foreclosure of all rights of The object of this proceeding is to secure the foreclosure of all rights of This object of this proceeding is to secure the foreclosure of all rights of redemption in the following property sold by the Collector of Taxes for the City redemption in the following property, lying and being in the City of Baltimore, redemption in the following property sold by the Collector of Taxes for the City of Baltimore and the State of Maryland to the Plaintiff in this proceeding: Maryland and sold by the Collector of Taxes for Baltimore City and the State of of Baltimore and the State of Maryland to the Plaintiff in this proceeding: Maryland to the plaintiff in this proceeding. Lot size: 15x70, Ward 08, Section 22, Block 1574, Lot 008, improvements Lot size: 15x100, Ward 14, Section 3, Block 0332, Lot 041, improvements known as 2611 E. Chase St. Account No: 16-18-2505A-089 known as 1907 Druid Hill Ave. Known as: 778 N. Grantley St., Baltimore, MD 21229 The Complaint states, among other things, that the amounts necessary for The Complaint states, among other things, that the amounts necessary for redemption have not been paid. The Complaint states, among other things, that the amounts necessary for redemption have not been paid. redemption have not been paid. It is thereupon this 27th day of March, 2015, by the Circuit Court for It is thereupon this 27th day of March, 2015, by the Circuit Court for Baltimore City, It is therefore on this 27th day of March, 2015, by the Circuit Court for Baltimore City, Baltimore City, ORDERED, that this notice be given by the insertion of a copy of this Order in ORDERED, that this notice be given by the insertion of a copy of this Order in some daily newspaper having general circulation in Baltimore City once a week ORDERED, that notice be given by insertion of a copy of this Order in some some daily newspaper having general circulation in Baltimore City once a week for three successive weeks before the 26th day of April, 2015, warning all newspaper having a general circulation in Baltimore City once a week for 3 for three successive weeks before the 26th day of April, 2015, warning all persons interested in said properties to be and appear in this Court by the 26th successive weeks, warning all persons interested in the property to appear in persons interested in said properties to be and appear in this Court by the 26th day of May, 2015, and redeem these properties and answer the Complaint, or this Court by the 26th day of May, 2015 and redeem the property and answer the day of May, 2015, and redeem these properties and answer the Complaint, or thereafter a final judgment will be rendered foreclosing all rights of redemption Complaint, or thereafter a Final Judgment will be entered foreclosing all rights thereafter a final judgment will be rendered foreclosing all rights of redemption in the said property and vesting in the Plaintiff a leasehold title, free and clear of of redemption in the property, and vesting title in the Plaintiff a title, free and in the said property and vesting in the Plaintiff a leasehold title, free and clear of all encumbrances. clear of all encumbrances. all encumbrances.

JOHN A. HOWARD, Judge. JOHN A. HOWARD, Judge. JOHN A. HOWARD, Judge. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14 mh31,ap7,14

Baltimore City Baltimore City Baltimore City J. Scott Morse, Attorney, Shannon Menapace, Attorney, Shannon Menapace, Attorney, Law Office of J. Scott Morse, LLC, Lien Servicing, LLC, Lien Servicing, LLC, 9 Newburg Avenue, Suite 201, P.O. Box 159, P.O. Box 159, Catonsville, Maryland 21228. Phoenix, Maryland 21131 Phoenix, Maryland 21131

IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001378 - IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001358 - IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001359 - Tax Sale Holdings, LLC, Plaintiff v. HP Bennett, LLC; Baltimore Community Woods Cove, III, LLC, Plaintiff vs. Flossie M. Pulliam Johnson; Mary S. Pulliam; Woods Cove, III, LLC, Plaintiff vs. Frederick Knott, Sr.; Baltimore City; and All Development; Financing Corporation, nka Baltimore Community Lending, Inc.; Baltimore City; and All unknown owners of the property and any person having unknown owners of the property and any person having or claiming to have an Ann Clary Gordon, Trustee; Lonnie M. Ritzer, Trustee; Patricia J. Payne, or claiming to have an interest in the property known as: interest in the property known as: Trustee; Mary Ann Hammell, Trustee; Ellyn S. Butler, Trustee; Katherine W. O’Connor; Mary Beth Taylor, Trustee; J. Daniel Sadler, Trustee; Ruby Jude City, LLC; Jeffrey I. Silberman; Department of Housing and Community 623 N. Woodington Road 2637 Miles Avenue Development; Mayor and City Council for Baltimore City; State of Maryland; All and described as Lot Size 22x100 with account number 16-06-2491A-021, and described as Lot Size 12x60 with account number 12-04-3630A-075, persons that have or claim to have any interest in the Tax Rolls of the Director Defendants. Defendants. of Finance Collector of State and City taxes for Baltimore City as follows: Lot size: 13-4x85, Ward 16, Section 15, Block 0103, Lot 021, improvements known as Order of Publication Order of Publication

1114 Harlem Avenue The object of this proceeding is to secure the foreclosure of all rights of The object of this proceeding is to secure the foreclosure of all rights of redemption in the following property, lying and being in the City of Baltimore, redemption in the following property, lying and being in the City of Baltimore, Defendants Maryland and sold by the Collector of Taxes for Baltimore City and the State of Maryland and sold by the Collector of Taxes for Baltimore City and the State of Order of Publication Maryland to the plaintiff in this proceeding. Maryland to the plaintiff in this proceeding. This object of this proceeding is to secure the foreclosure of all rights of Account No: 16-06-2491A-021 Account No: 12-04-3630A-075 redemption in the following property sold by the Collector of Taxes for the City Known as: 623 N. Woodington Rd., Baltimore, MD 21229 Known as: 2637 Miles Ave., Baltimore, MD 21211 of Baltimore and the State of Maryland to the Plaintiff in this proceeding: Lot size: 13-4x85, Ward 16, Section 15, Block 0103, Lot 021, improvements The Complaint states, among other things, that the amounts necessary for The Complaint states, among other things, that the amounts necessary for known as 1114 Harlem Ave. redemption have not been paid. redemption have not been paid. The Complaint states, among other things, that the amounts necessary for redemption have not been paid. It is therefore on this 27th day of March, 2015, by the Circuit Court for It is therefore on this 27th day of March, 2015, by the Circuit Court for It is thereupon this 27th day of March, 2015, by the Circuit Court for Baltimore City, Baltimore City, Baltimore City, ORDERED, that this notice be given by the insertion of a copy of this Order in ORDERED, that notice be given by insertion of a copy of this Order in some ORDERED, that notice be given by insertion of a copy of this Order in some some daily newspaper having general circulation in Baltimore City once a week newspaper having a general circulation in Baltimore City once a week for 3 newspaper having a general circulation in Baltimore City once a week for 3 for three successive weeks before the 26th day of April, 2015, warning all successive weeks, warning all persons interested in the property to appear in successive weeks, warning all persons interested in the property to appear in persons interested in said properties to be and appear in this Court by the 26th this Court by the 26th day of May, 2015 and redeem the property and answer the this Court by the 26th day of May, 2015 and redeem the property and answer the day of May, 2015, and redeem these properties and answer the Complaint, or Complaint, or thereafter a Final Judgment will be entered foreclosing all rights Complaint, or thereafter a Final Judgment will be entered foreclosing all rights thereafter a final judgment will be rendered foreclosing all rights of redemption of redemption in the property, and vesting title in the Plaintiff a title, free and of redemption in the property, and vesting title in the Plaintiff a title, free and in the said property and vesting in the Plaintiff a leasehold title, free and clear of clear of all encumbrances. clear of all encumbrances. all encumbrances. JOHN A. HOWARD, Judge. JOHN A. HOWARD, Judge. JOHN A. HOWARD, Judge. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14 mh31,ap7,14

Baltimore City Baltimore City Baltimore City Shannon Menapace, Attorney, J. Scott Morse, Attorney, Stefan B. Ades, Attorney Lien Servicing, LLC, Law Office of J. Scott Morse, LLC, The Law Offices of Stefan B. Ades, LLC P.O. Box 159, 9 Newburg Avenue, Suite 201, 3604 Eastern Avenue, Suite 300 Phoenix, Maryland 21131 Catonsville, Maryland 21228. Baltimore, Maryland 21224 IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-14-002451 - IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001357 - IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001389 - FedHop, LLC, Plaintiff vs. Henry A. Rhodes; and Pauline Rhodes; and Mortgage Electronic Registration Systems, Inc.; and Wells Fargo Bank, N.A.; and Thomas Woods Cove, III, LLC, Plaintiff vs. Bibiana C. Encomienda; Baltimore City; and Crab Properties, LLC, Plaintiff v. Wardell Jackson, Jr.; Hilltop Mortgage All unknown owners of the property and any person having or claiming to have P. Dore, Trustee; and Mark S. Devan, Trustee; and Michael T. Pate, Substitute Company; Maxine Faye Libowitz, Trustee of the Maxine Faye Libowitz Trustee; and Jennifer Matthews Herring, Trustee; and Yona T. Openden, an interest in the property known as: Revocable Trust Date June 23, 2009; Ground Rents, LLC; Mayor and City Trustee; and Citifinancial, Inc.; and Ike Brown, Trustee, and Baltimore City, Council for Baltimore City; State of Maryland; All persons that have or claim to Maryland, and All unknown owners of the property described below; all heirs, have any interest in the Tax Rolls of the Director of Finance Collector of State devisees, personal representatives, and executors, administrators, grantees, 126 W. 27th Street and City taxes for Baltimore City as follows: Lot size: 18-8x100, Ward 15, assigns or successors in right, title, interest, and any and all persons having or Section 24, Block 3100H, Lot 012, improvements known as claiming to have any interest in the property and premises situate in the City of and described as Lot Size 14x80 with account number 12-03-3646-029, Baltimore, known as Defendants. 5424 Sagra Road 3905 Grantley Road and described as Lot Size 35-4x99-6 Being known as Ward 27 Section 10 Block Order of Publication 5266 Lot 114 on the Tax Roll of the Director of Finance, Defendants. Defendants The object of this proceeding is to secure the foreclosure of all rights of Order of Publication redemption in the following property, lying and being in the City of Baltimore, The object of this proceeding is to secure the foreclosure of all rights of Maryland and sold by the Collector of Taxes for Baltimore City and the State of Order of Publication redemption in the hereinabove described property sold, either directly or via assignment, by the Collector of Taxes for the State of Maryland and Baltimore Maryland to the plaintiff in this proceeding. This object of this proceeding is to secure the foreclosure of all rights of City to the Plaintiff in the proceeding. The Complaint states, among other redemption in the following property sold by the Collector of Taxes for the City things, that the amount necessary for the redemption for the subject property Account No: 12-03-3646-029 has not been paid, although more than six (6) months from the date of the sale Known as: 126 W. 27th St., Baltimore, MD 21218 of Baltimore and the State of Maryland to the Plaintiff in this proceeding: have expired, and more than two (2) months from the date that the first of two Lot size: 18-8x100, Ward 15, Section 24, Block 3100H, Lot 012, improvements (2) separate pre-suit Notices of the tax sale was sent to each required interested The Complaint states, among other things, that the amounts necessary for known as 3905 Grantley Rd. party have expired. redemption have not been paid. The Complaint states, among other things, that the amounts necessary for It is thereupon this 27th day of March, 2015, by the Circuit Court for redemption have not been paid. Baltimore City, Maryland ORDERED, that notice be given by the insertion of a copy of this Order in It is therefore on this 27th day of March, 2015, by the Circuit Court for It is thereupon this 27th day of March, 2015, by the Circuit Court for Baltimore City, some newspaper having general circulation in Baltimore City, Maryland, once a Baltimore City, week for three (3) consecutive weeks, on or before the 26th day of April, 2015, ORDERED, that this notice be given by the insertion of a copy of this Order in warning all persons having or claiming to have any interest in the property ORDERED, that notice be given by insertion of a copy of this Order in some some daily newspaper having general circulation in Baltimore City once a week described above to appear in this Court by the 26th day of May, 2015, and newspaper having a general circulation in Baltimore City once a week for 3 for three successive weeks before the 26th day of April, 2015, warning all redeem their respective property or answer the Complaint, or thereafter a Final successive weeks, warning all persons interested in the property to appear in persons interested in said properties to be and appear in this Court by the 26th Decree will be entered foreclosing all rights of redemption in and as to the prop- erty, and vesting in the Plaintiff a title in fee simple or leasehold, free and clear this Court by the 26th day of May, 2015 and redeem the property and answer the day of May, 2015, and redeem these properties and answer the Complaint, or thereafter a final judgment will be rendered foreclosing all rights of redemption of all encumbrances. Complaint, or thereafter a Final Judgment will be entered foreclosing all rights The Defendants are hereby informed of the latest date to file a written in the said property and vesting in the Plaintiff a leasehold title, free and clear of of redemption in the property, and vesting title in the Plaintiff a title, free and Answer or Petition to Redeem the property mentioned in the Complaint clear of all encumbrances. all encumbrances. described above, and that failure to file a response on or before the date specified may result in a Default Judgment foreclosing all rights of redemption JOHN A. HOWARD, Judge. JOHN A. HOWARD, Judge. in and as to the property being rendered by this Court against them. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. JOHN A. HOWARD, Judge. mh31,ap7,14 mh31,ap7,14 True Copy—Test: LAVINIA G. ALEXANDER, Clerk. mh31,ap7,14 6B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City Baltimore County Anne Arundel County J. Scott Morse, Attorney, Jennifer Frankovich, Attorney, John E. Reid, Attorney, Law Office of J. Scott Morse, LLC, Baltimore County Department of Budget and Finance, Tobin, O’Connor & Ewing, 9 Newburg Avenue, Suite 201, 400 Washington Avenue, 2nd Floor, 5335 Wisconsin Avenue, N.W., Suite 700, Catonsville, Maryland 21228. Towson, Maryland 21204 Washington, D.C. 20015.

IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001380 - IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. IN THE CIRCUIT COURT FOR ANNE ARUNDEL COUNTY, MARYLAND - Tax Sale Holdings, LLC, Plaintiff v. Tyrone Bennett; Ellen G. Politzer; Mayor and 03-C-14-014060 - Baltimore, County, Maryland, 400 Washington Avenue, CIVIL DIVISION - Case No. C-02-CV-14-000831 - TES Custodian for SPE 2014 City Council for Baltimore City; State of Maryland; All persons that have or Towson, Maryland 21204, Plaintiff v. Stephen Henry Bauer, 7923 Charlesmont LLC, Plaintiff v. Dennis M. Rogers, Jr., Chelsey J. Rogers, Hamilton MDPA, LLC, Joseph F. Jackson, Substitute ‘Trustee, Genevieve C. Schmitt, Substitue Trustee; claim to have any interest in the Tax Rolls of the Director of Finance Collector Road, Dundalk, Maryland 21222; and Cynthia D. Bauer, 7923 Charlesmont Road, Anne Arundel County, Maryland and All unknown owners of the property of State and City taxes for Baltimore City as follows: Lot size: 14-4x92-6, Ward Dundalk, Maryland 21222 and All persons that have or claim to have any described below; all heirs, devisees, personal representatives, and executors, 09, Section 14, Block 4144I, Lot 100, improvements known as interest in the property situate and laying in Baltimore County being known as administrators, grantees, assigns or successors in right, title, interest, and any and all persons having or claiming to have any interest in the property and premises situate in District 05 of Anne Arundel County, Maryland, known as 2547 Cecil Avenue 7923 Charlesmont Road 7213 Baltimore-Annapolis Boulevard, Defendants District 12, Parcel No. 12-18-014510 on the Tax Roll of Baltimore County, Glen Burnie, MD 21061 Defendants. and described as Lts 1189 1190 Pt 116 1170 SC C 7213 WB&A Blvd Ferndale Farms and being assessed as Account No. 5-26715691900 on the Tax Roll of the Order of Publication Director of Finance, Defendants. This object of this proceeding is to secure the foreclosure of all rights of Amended Order of Publication First Amended Order of Publication redemption in the following property sold by the Collector of Taxes for the City The object of this proceeding is to secure the foreclosure of all rights of The object of this proceeding is to secure the foreclosure of all rights of of Baltimore and the State of Maryland to the Plaintiff in this proceeding: redemption in the following property described below in the State of Maryland, redemption in the herein above described property sold, either directly or via sold by the Collector of Taxes for Baltimore County and the State of Maryland assignment, by the Collector of Taxes for the State of Maryland and Anne Lot size: 14-4x92-6, Ward 09, Section 14, Block 4144I, Lot 100, improvements to the Plaintiff in this proceeding. All that parcel of land located in Baltimore Arundel County to the Plaintiff in the proceeding. The Complaint states, among known as 2547 Cecil Ave. County known as 7923 Charlesmont Road, District 12, Parcel No. 12-18-014510 other things, that the amount necessary for the redemption for the subject prop- on the Tax Rolls of Baltimore County, Maryland. erty has not been paid, although more than six (6) months from the date of the The Complaint states, among other things, that the amounts necessary for The Complaint states, among other things, that the amounts necessary for sale have expired, and more than two (2) months from the date that the first of two (2) separate pre-suit Notices of the Tax Sale was sent to each required redemption have not been paid. redemption have not been paid although more than six (6) months and a day interested party have expired. from the date of sale has expired. It is thereupon this 10th day of March, 2015, by the Circuit Court for Anne It is thereupon this 27th day of March, 2015, by the Circuit Court for It is thereupon this 31st day of March, 2015, by the Circuit Court for Baltimore Arundel County, Maryland. Baltimore City, County: ORDERED, that notice be given by the insertion of a copy of this Order in ORDERED, that notice be given by the insertion of a copy of this Order in some newspaper having general circulation in Anne Arundel County, Maryland, ORDERED, that this notice be given by the insertion of a copy of this Order in some newspaper having a general circulation in Baltimore County once a week once a week for three (3) consecutive weeks, on or before the 7th day of April, 2015, warning all persons having or claiming to have any interest in the property some daily newspaper having general circulation in Baltimore City once a week for three (3) consecutive weeks on or before the 4th day of May, 2015, warning described above to appear in this Court by the 22nd day of May, 2015, and for three successive weeks before the 26th day of April, 2015, warning all all persons interested in the property to appear in this Court by the 3rd day of redeem their respective property or answer the Complaint, or thereafter a Final persons interested in said properties to be and appear in this Court by the 26th June, 2015, and redeem the property described above and answer the Complaint Decree will be entered foreclosing all rights of redemption in and as to the prop- day of May, 2015, and redeem these properties and answer the Complaint, or or thereafter a Final Judgment will be entered foreclosing all rights of erty, and vesting in the Plaintiff a title, in fee simple or leasehold, free and clear thereafter a final judgment will be rendered foreclosing all rights of redemption redemption in the property, and vesting in the Plaintiff a title, free and clear of of all encumbrances. in the said property and vesting in the Plaintiff a leasehold title, free and clear of all encumbrances. The Defendants are hereby informed of the latest date to file a written all encumbrances. Answer or Petition to Redeem the property mentioned in the Complaint ROBERT E. CAHILL, JR., Judge. described above, and that failure to file a response on or before the date specified may result in a Default Judgment foreclosing all rights of redemption JOHN A. HOWARD, Judge. True Copy—Test: JULIE L. ENSOR, Clerk. in and as to the property being rendered by this Court against them. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. ap7,14,21 ROBERT P. DUCKWORTH, Clerk. mh31,ap7,14 mh24,31,ap7

Baltimore County Baltimore County Baltimore City John E. Reid, Attorney, J. Scott Morse, Attorney, Howard N. Bierman, Attorney, Tobin, O’Connor & Ewing, Law Office of J. Scott Morse, LLC, 6003 Executive Boulevard, Suite 101, 5335 Wisconsin Avenue, N.W., Suite 700, 9 Newburg Avenue, Suite 201, Rockville, Maryland 20852 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD Washington, D.C. 20015. Catonsville, Maryland 21228. vs. ADREN C. THOMPSON - Case No. 24-O-14-001064 IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. 03-C-13-014460 - US Bank, NA as Custodian for SPE 2013, LLC, Plaintiff v. Syed Abdul Quadeer; Syeda Rana Qadeer; Baltimore, County, Maryland and All IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. Notice of Sale unknown owners of the property described below; all heirs, devisees, personal 03-C-15-003440 - Paul Jednorski, Plaintiff v. Estate of James Biays Bowerman; Notice is hereby issued by the Circuit Court for Baltimore City, that the sale representatives, and executors, administrators, grantees, assigns or successors Baltimore County, State of Maryland; Unknown Owner of Property, the of the property described in the above mentioned proceedings in right, title, interest, and any and all persons having or claiming to have any unknown owner’s heirs, devisees, and personal representatives and their or any interest in the property and premises situate in District 1 of Baltimore County, 4415 Falls Bridge Drive, Unit #F, Baltimore, MD 21211 Maryland, known as of their heirs, devisees, executors, administrators, grantees, assigns, or successors in right, title and interest, of the property known as: IRTA 4415 Fallsbridge Road Dist. 11, Parcel No. 1113076175 known as and reported by: HOWARD N. BIERMAN, JACOB GEESING, PRATIMA LELE, 8 Lenis Court, Windsor Mill, MD 21244 TAYYABA C. MONTO, JOSHUA COLEMAN, RICHARD R. GOLDSMITH, and described as 2151 SQ FT .0494 AC and being assessed as Account No. 18-00-011067 on the Tax Roll of the Director of Finance, Defendants. LUDEEN MCCARTNEY-GREEN, CARRIE M. WARD, Trustee(s) be ratified and Bowerman Road confirmed unless cause to the contrary be shown on or before April 26, 2015 provided a copy of this Notice be inserted in some newspaper published in this Amended Order of Publication and All persons that have or claim to have any interest in the property City, once in each of three (3) successive weeks on or before April 17, 2015. The object of this proceeding is to secure the foreclosure of all rights of identified in the Tax Rolls of the Director of Finance Collector of State and The report states the amount of the sale to be $13,500.00. redemption in the following property sold, either directly or via assignment, by County taxes for Baltimore County as follows: the Collector of Taxes for the State of Maryland and Baltimore County to the LAVINIA ALEXANDER, Clerk. Plaintiff in the proceeding: Dist 11, Parcel No. 1113076175 known as Bowerman Road, True Copy—Test: LAVINIA ALEXANDER, Clerk. The property and premises situated in District 1 of Baltimore County, Defendants mh31,ap7,14 Maryland, known as 8 Lenis Court, Windsor Mill, MD 21244 and described as 2151 SQ FT .0494 AC and being assessed as Account No. 18-00-011067 on the Tax Roll of the Director of Finance. Order of Publication Baltimore City. The Complaint states, among other things, that the amount necessary for the The object of this proceeding is to secure the foreclosure of all rights of redemption for the subject property has not been paid, although more than six Susan L. Coakley, Attorney, (6) months from the date of the sale have expired, and more than two (2) redemption in the property described as follows, sold by the Collector of Taxes 9440 Pennsylvania Avenue, Suite 350, for Baltimore County and the State of Maryland to the Plaintiff in this months from the date that the first of two (2) separate pre-suit Notices of the Upper Marlboro, Maryland 20772 Tax Sale was sent to each required interested party have expired. proceeding: IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. It is thereupon this 1st day of April, 2015, by the Circuit Court for Baltimore Dist. 11, Parcel No. 1113076175, known as Bowerman Rd. FISHER v. THE ESTATE OF MARJORIE BRISTOL - Case No. 24-O-14-003559 County, Maryland. The Complaint states, among other things, that the amounts necessary for ORDERED, that notice be given by the insertion of a copy of this Order in redemption have not been paid. some newspaper having general circulation in Baltimore County, Maryland, It is thereupon this 1st day of April, 2015, by the Circuit Court for Baltimore Notice of Sale once a week for three (3) consecutive weeks, on or before the 2nd day of May, Notice is hereby issued by the Circuit Court for Baltimore City, that the sale County. 2015, warning all persons having or claiming to have any interest in the property of the property described in the above mentioned proceedings described above to appear in this Court by the 1st day of June, 2015, and ORDERED, that notice be given by the insertion of a copy of this Order in redeem their respective property or answer the Complaint, or thereafter a Final some daily newspaper having general circulation in Baltimore County once a Decree will be entered foreclosing all rights of redemption in and as to the prop- week for three successive weeks before the 2nd day of May, 2015, warning all 3819 Elmley Avenue, Baltimore, MD 21213 and reported by: JEFFREY B. FISHER, DOREEN A. STROTHMAN, WILLIAM erty, and vesting in the Plaintiff a title, in fee simple or leasehold, free and clear persons interest in said property to be and appear in this Court by the 1st day of K. SMART, VIRGINIA S. INZER, KRIS M. TERRILL, Trustee(s), be ratified and of all encumbrances. June, 2015, and redeem the property and answer the Complaint, or thereafter a The Defendants are hereby informed of the latest date to file a written confirmed unless cause to the contrary be shown on or before April 25, 2015, final judgment will be rendered foreclosing all rights of redemption in the said Answer or Petition to Redeem the Property mentioned in the Complaint provided a copy of this Notice be inserted in some Newspaper published in this property and vesting in the Plaintiff a fee simple title, free and clear of all described above, and that failure to file a response on or before the date City, once in each of three (3) successive weeks on or before April 16, 2015. encumbrances. specified may result in a Default Judgment foreclosing all rights of redemption The report states the amount of the sale to be $55,000.00. in and as to the property being rendered by this court against them. LAVINIA ALEXANDER, Clerk. JOHN J. NAGLE, III, Judge. JOHN J. NAGLE, III, Judge. True Copy—Test: JULIE L. ENSOR, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. mh31,ap7,14 ap7,14,21 ap7,14,21

Baltimore County Baltimore County. Baltimore City. J. Scott Morse, Attorney, I. William Chase, Attorney, Susan L. Coakley, Attorney, Law Office of J. Scott Morse, LLC, 1190 W. Northern Parkway, Suite 124, 9440 Pennsylvania Avenue, Suite 350, 9 Newburg Avenue, Suite 201, Baltimore, Maryland 21210. Upper Marlboro, Maryland 20772 Catonsville, Maryland 21228. IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. 03-C-15-000848 - Saxa Properties, I, LLC, 14 Diamond Crest Court, Baltimore, FISHER v. ROSA F. TAYLOR - Case No. 24-O-14-003087 Maryland 21209, Plaintiff v. Frances M. Zepp, 226 Embleton Road, Owings Mills, IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. Maryland 21117; and Citicorp Mortgage, Inc., now known as Citimortgage, Inc., Notice of Sale 03-C-15-003439 - Effect, Inc., Plaintiff v. Faye E. Boston; Ground Rents, LLC; Care of: The Corporation Trust Incorporated, Resident Agent, 351 W. Camden Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Baltimore County, State of Maryland; and All persons that have or claim to have Street, Baltimore, Maryland 21201; and Robert P. O’Hara, E. Stephen White, of the property described in the above mentioned proceedings any interest in the property identified in the Tax Rolls of the Director of Finance W.L. Wilcox, Jr., Trustees, 6704 Curtis Court, Glen Burnie; and First National Collector of State and County taxes for Baltimore County as follows: Bank of Maryland, 499 Mitchell Road, Millsboro, Delaware 19966; and Manu- facturers and Traders Trust Co., Care of: CSC-Lawyers Incorporating Service 4001 Bowers Avenue, Baltimore, MD 21207 Co., Resident Agents, 7 St. Paul Street, Suite 1660, Baltimore, Maryland 21202; and reported by: KRIS M. TERRILL, WILLIAM K. SMART, VIRGINIA S. Dist. 02, Parcel No. 0202471080, known as and Group9, Inc., Trustee, 444 Oxford Valley Road, Suite 300, Langhorne, Penn- INZER, DOREEN A. STROTHMAN, JEFFREY B. FISHER, Trustee(s), be ratified sylvania 18047; and Unknown Owner of Property, 226 Embleton Road, Map 058, and confirmed unless cause to the contrary be shown on or before April 25, Grid 02, Parcel 0590, Account No.: 04-0403037850, the unknown owner’s heirs, 2015, provided a copy of this Notice be inserted in some Newspaper published 3104 Donna Road devisees and personal representatives and their or any of their heirs, devisees, in this City, once in each of three (3) successive weeks on or before April 16, executors, administrators, grantees, assigns or successors in right title and 2015. Defendants interest and Baltimore County, Maryland, Serve on: Michael E. Field, County The report states the amount of the sale to be $93,500.00. Attorney, Courthouse, Towson, MD 21204, And all Other persons having or claiming to have an interest in LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. Order of Publication 226 Embleton Road mh31,ap7,14 Defendants. The object of this proceeding is to secure the foreclosure of all rights of redemption in the property described as follows, sold by the Collector of Taxes Amended Order of Publication Baltimore City for Baltimore County and the State of Maryland to the Plaintiff in this The object of this proceeding is to secure the foreclosure of all rights of Howard N. Bierman, Attorney, proceeding: redemption in the following property, 226 Embleton Road, assessed to Frances 6003 Executive Boulevard, Suite 101, Dist. 02, Parcel No. 0202471080, known as 3104 Donna Rd. M. Zepp, and sold by the Collector of Taxes for the County of Baltimore and the The Complaint states, among other things, that the amounts necessary for State of Maryland to the Plaintiffs in these proceedings: Rockville, Maryland 20852 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD redemption have not been paid. 226 Embleton Road, vs. PAMELA WILLIAMS, ET AL - Case No. 24-O-13-003748 It is thereupon this 1st day of April, 2015, by the Circuit Court for Baltimore Account No.: 04-0403037850 The complaint states, among other things, that the amounts necessary for County. redemption have not been paid, although the required time for filing a ORDERED, that notice be given by the insertion of a copy of this Order in Notice of Sale Complaint has elapsed. Notice is hereby issued by the Circuit Court for Baltimore City, that the sale some daily newspaper having general circulation in Baltimore County once a It is thereupon, this 13th day of March, 2015, by the Circuit Court for of the property described in the above mentioned proceedings week for three successive weeks before the 2nd day of May, 2015, warning all Baltimore County, persons interest in said property to be and appear in this Court by the 1st day of ORDERED, that notice be given by the insertion of a copy of this Order in some newspaper having a general circulation once a week for three successive 3006 Hanlon Avenue, Baltimore, MD 21216 June, 2015, and redeem the property and answer the Complaint, or thereafter a weeks, before the 27th day of April, 2015 warning all persons interested in said and reported by: CARRIE M. WARD, HOWARD N. BIERMAN, JACOB final judgment will be rendered foreclosing all rights of redemption in the said property to be and appear in this Court by the 27th day of May, 2015, to redeem GEESING, PRATIMA LELE, TAYYABA C. MONTO, JOSHUA COLEMAN, Trus- property and vesting in the Plaintiff a leasehold title, free and clear of all encum- the property, 226 Embleton Road, and answer the Complaint of or thereafter a tee(s) be ratified and confirmed unless cause to the contrary be shown on or brances. final decree will be rendered foreclosing all rights of redemption in the property before April 25, 2015 provided a copy of this Notice be inserted in some and vesting in the Plaintiff, Saxa Properties, I, LLC, a title free and clear of all encumbrances, except for ground rents. newspaper published in this City, once in each of three (3) successive weeks on MICKEY J. NORMAN, Judge. or before April 16, 2015. JOHN J. NAGLE, III, Judge. True Copy—Test: JULIE L. ENSOR, Clerk. The report states the amount of the sale to be $86,000.00. True Copy—Test: JULIE L. ENSOR, Clerk. mh31,ap7,14 LAVINIA ALEXANDER, Clerk. ap7,14,21 True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 7B

Baltimore City Baltimore City. Baltimore City. Nicholas Derdock, Attorney, Susan L. Coakley, Attorney, Susan L. Coakley, Attorney, 6003 Executive Boulevard, Suite 101, 9440 Pennsylvania Avenue, Suite 350, 9440 Pennsylvania Avenue, Suite 350, Rockville, Maryland 20852 Upper Marlboro, Maryland 20772 Upper Marlboro, Maryland 20772 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. vs. GEORGE L. SWABY, ET AL - Case No. 24-O-14-003266 FISHER v. ALLEN N. LANEY - Case No. 24-O-14-003229 FISHER v. STEPHANIE MYER - Case No. 24-O-14-003624 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 3810 Ridgecroft Road, Baltimore, MD 21206 and reported by: NICHOLAS DERDOCK, HOWARD N. BIERMAN, JACOB 2244 Penrose Avenue, Baltimore, MD 21223 2107 Wilhelm Street, Baltimore, MD 21223 and reported by: KRIS M. TERRILL, WILLIAM K. SMART, VIRGINIA S. GEESING, PRATIMA LELE, JOSHUA COLEMAN, RICHARD R. GOLDSMITH, and reported by: JEFFREY B. FISHER, DOREEN A. STROTHMAN, VIRGINIA LUDEEN MCCARTNEY-GREEN, JASON KUTCHER, ELIZABETH C. JONES, S. INZER, WILLIAM K. SMART, KRIS M. TERRILL, Trustee(s), be ratified and INZER, DOREEN A. STROTHMAN, JEFFREY B. FISHER, Trustee(s), be ratified CARRIE M. WARD, Trustee(s) be ratified and confirmed unless cause to the confirmed unless cause to the contrary be shown on or before April 25, 2015, and confirmed unless cause to the contrary be shown on or before April 25, contrary be shown on or before April 26, 2015 provided a copy of this Notice be provided a copy of this Notice be inserted in some Newspaper published in this 2015, provided a copy of this Notice be inserted in some Newspaper published inserted in some newspaper published in this City, once in each of three (3) City, once in each of three (3) successive weeks on or before April 16, 2015. in this City, once in each of three (3) successive weeks on or before April 16, successive weeks on or before April 17, 2015. The report states the amount of the sale to be $21,000.00. 2015. The report states the amount of the sale to be $45,000.00. LAVINIA ALEXANDER, Clerk. The report states the amount of the sale to be $22,000.00. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14

Baltimore City. Baltimore City Baltimore City Susan L. Coakley, Attorney, Jacob Geesing, Attorney, Jacob Geesing, Attorney, 9440 Pennsylvania Avenue, Suite 350, 6003 Executive Boulevard, Suite 101, 6003 Executive Boulevard, Suite 101, Upper Marlboro, Maryland 20772 Rockville, Maryland 20852 Rockville, Maryland 20852 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD FISHER v. EMELDA FURLOW, ET AL - Case No. 24-O-14-003833 vs. KISHA L. WEBSTER, ET AL - Case No. 24-O-14-003519 vs. BEVERLY MILLER - Case No. 24-O-14-003516 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 1707 North Rosedale Street, Baltimore, MD 21216 5305 North Avenue, Baltimore, MD 21206 and reported by: LUDEEN MCCARTNEY-GREEN, HOWARD N. BIERMAN, 5001 Alhambra Avenue, Baltimore, MD 21212 and reported by: CARRIE M. WARD, HOWARD N. BIERMAN, JACOB and reported by: JEFFREY B. FISHER, DOREEN A. STROTHMAN, VIRGINIA GEESING, PRATIMA LELE, JOSHUA COLEMAN, RICHARD R. GOLDSMITH, JACOB GEESING, PRATIMA LELE, JOSHUA COLEMAN, RICHARD R. GOLD- S. INZER, WILLIAM K. SMART, KRIS M. TERRILL, Trustee(s), be ratified and JR., LUDEEN MCCARTNEY-GREEN, JASON KUTCHER, NICHOLAS SMITH, JASON KUTCHER, NICHOLAS DERDOCK, ELIZABETH JONES, confirmed unless cause to the contrary be shown on or before April 25, 2015, DERDOCK, ELIZABETH JONES, Trustee(s) be ratified and confirmed unless CARRIE M. WARD, Trustee(s) be ratified and confirmed unless cause to the provided a copy of this Notice be inserted in some Newspaper published in this cause to the contrary be shown on or before April 26, 2015 provided a copy of contrary be shown on or before April 26, 2015 provided a copy of this Notice be City, once in each of three (3) successive weeks on or before April 16, 2015. this Notice be inserted in some newspaper published in this City, once in each inserted in some newspaper published in this City, once in each of three (3) The report states the amount of the sale to be $214,854.41. of three (3) successive weeks on or before April 17, 2015. successive weeks on or before April 17, 2015. LAVINIA ALEXANDER, Clerk. The report states the amount of the sale to be $151,000.00. The report states the amount of the sale to be $92,785.81. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. mh31,ap7,14 True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14

Baltimore City Baltimore City. Baltimore City. Edward S. Cohn, Attorney Susan L. Coakley, Attorney, Susan L. Coakley, Attorney, 600 Baltimore Avenue, Suite 208 9440 Pennsylvania Avenue, Suite 350, 9440 Pennsylvania Avenue, Suite 350, Towson, Maryland 21204 Upper Marlboro, Maryland 20772 Upper Marlboro, Maryland 20772 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. COHN v. ELZIE CHEEK - Case No. 24-O-15-000090 FISHER v. KAY FRANCES JOHNSON - Case No. 24-O-14-003466 FISHER v. MARY L. POWELL, ET AL - Case No. 24-O-14-003832 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 1421 North Patterson Park Avenue, Baltimore, MD 21213 2649 Loyola Southway, Baltimore, MD 21215 and reported by: DOREEN A. STROTHMAN, KRIS M. TERRILL, WILLIAM K. 2732 Beryl Avenue, Baltimore, MD 21205 and reported by: RICHARD E. SOLOMON, EDWARD S. COHN, STEPHEN N. and reported by: JEFFREY B. FISHER, DOREEN A. STROTHMAN, VIRGINIA SMART, VIRGINIA S. INZER, JEFFREY B. FISHER, Trustee(s), be ratified and GOLDBERG, RICHARD J. ROGERS, RANDALL J. ROLLS, Trustee(s), be ratified S. INZER, WILLIAM K. SMART, KRIS M. TERRILL, Trustee(s), be ratified and confirmed unless cause to the contrary be shown on or before April 25, 2015, and confirmed unless cause to the contrary be shown on or before April 26, confirmed unless cause to the contrary be shown on or before April 25, 2015, 2015, provided a copy of this Notice be inserted in some Newspaper published provided a copy of this Notice be inserted in some Newspaper published in this provided a copy of this Notice be inserted in some Newspaper published in this in this City, once in each of three (3) successive weeks on or before April 17, City, once in each of three (3) successive weeks on or before April 16, 2015. City, once in each of three (3) successive weeks on or before April 16, 2015. 2015. The report states the amount of the sale to be $12,000.00. The report states the amount of the sale to be $20,000.00. The report states the amount of the sale to be $22,000.00. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14

Baltimore City Baltimore City Baltimore City. Edward S. Cohn, Attorney Edward S. Cohn, Attorney Susan L. Coakley, Attorney, 600 Baltimore Avenue, Suite 208 600 Baltimore Avenue, Suite 208 9440 Pennsylvania Avenue, Suite 350, Towson, Maryland 21204 Towson, Maryland 21204 Upper Marlboro, Maryland 20772 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. COHN v. ANTHONY F. CATE - Case No. 24-O-14-003475 COHN v. BEATRICE HENDRICKS - Case No. 24-O-14-002999 FISHER v. LOUETTA FOUSE, ET AL - Case No. 24-O-14-003835 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 916 Ponca Street, Baltimore, MD 21224 1545 Ramsay Street, Baltimore, MD 21223 2121 Walbrook Avenue, Baltimore, MD 21217 and reported by: RICHARD E. SOLOMON, EDWARD S. COHN, RANDALL J. and reported by: EDWARD S. COHN, STEPHEN N. GOLDBERG, RICHARD E. and reported by: JEFFREY B. FISHER, DOREEN A. STROTHMAN, VIRGINIA ROLLS, STEPHEN N. GOLDBERG, RICHARD J. ROGERS, Trustee(s), be SOLOMON, RICHARD J. ROGERS, RANDALL J. ROLLS, Trustee(s), be ratified S. INZER, WILLIAM K. SMART, KRIS M. TERRILL, Trustee(s), be ratified and ratified and confirmed unless cause to the contrary be shown on or before April and confirmed unless cause to the contrary be shown on or before April 26, confirmed unless cause to the contrary be shown on or before April 25, 2015, 26, 2015, provided a copy of this Notice be inserted in some Newspaper 2015, provided a copy of this Notice be inserted in some Newspaper published published in this City, once in each of three (3) successive weeks on or before in this City, once in each of three (3) successive weeks on or before April 17, provided a copy of this Notice be inserted in some Newspaper published in this April 17, 2015. 2015. City, once in each of three (3) successive weeks on or before April 16, 2015. The report states the amount of the sale to be $100,620.00. The report states the amount of the sale to be $167,378.25. The report states the amount of the sale to be $17,000.00. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14 mh31,ap7,14

Baltimore City Baltimore City. Baltimore City. Jacob Geesing, Attorney, Susan L. Coakley, Attorney, Terrance J. Shanahan, Attorney 6003 Executive Boulevard, Suite 101, 9440 Pennsylvania Avenue, Suite 350, 7500 Old Georgetown Road, Suite 1385 Rockville, Maryland 20852 Upper Marlboro, Maryland 20772 Bethesda, Maryland 20814 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: TERRANCE vs. RICHARD H. BUDDENBOHN - Case No. 24-O-14-003578 FISHER v. NICHOLAS HADEED - Case No. 24-O-14-002756 SHANAHAN v. LIBRE N. JONES, ET AL - Case No. 24-O-14-003199 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 502 Morello Road, Baltimore, MD 21214 2364 Flax Terrace, Baltimore, MD 21209 5726 Pimlico Road, Baltimore, MD 21209 and reported by: CARRIE M. WARD, HOWARD N. BIERMAN, JACOB and reported by: JEFFREY B. FISHER, WILLIAM K. SMART, VIRGINIA S. and reported by: ERIK YODER, TERRANCE SHANAHAN, Trustee(s), be GEESING, PRATIMA LELE, TAYYABA C. MONTO, JOSHUA COLEMAN, INZER, DOREEN A. STROTHMAN, KRIS M. TERRILL, Trustee(s), be ratified ratified and confirmed, unless cause to the contrary be shown on or before RICHARD R. GOLDSMITH, LUDEEN MCCARTNEY-GREEN, Trustee(s) be rati- and confirmed unless cause to the contrary be shown on or before April 25, April 25, 2015, provided a copy of this Notice be inserted in some newspaper fied and confirmed unless cause to the contrary be shown on or before April 26, 2015, provided a copy of this Notice be inserted in some Newspaper published published in this City, once in each of three (3) successive weeks on or before 2015 provided a copy of this Notice be inserted in some newspaper published in in this City, once in each of three (3) successive weeks on or before April 16, April 16, 2015. this City, once in each of three (3) successive weeks on or before April 17, 2015. 2015. The report states the amount of the sale to be $199,000.00. The report states the amount of the sale to be $22,000.00. The report states the amount of the sale to be $81,230.76. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14 mh31,ap7,14

Baltimore City Baltimore City. Baltimore City Pratima Lele, Attorney, Susan L. Coakley, Attorney, Jacob Geesing, Attorney, 6003 Executive Boulevard, Suite 101, 9440 Pennsylvania Avenue, Suite 350, 6003 Executive Boulevard, Suite 101, Rockville, Maryland 20852 Upper Marlboro, Maryland 20772 Rockville, Maryland 20852 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD vs. YOLANDA R. HENDRICKS BROWN - Case No. 24-O-14-002840 FISHER v. ESTATE OF JANNIE L. TAYLOR, ET AL - Case No. 24-O-14-003557 vs. DAVID J. LEWIS - Case No. 24-O-14-003944 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 1819 Edmondson Avenue, Baltimore, MD 21223 5636 Govane Avenue, Baltimore, MD 21212 4716 Frederick Avenue, Baltimore, MD 21229 and reported by: RICHARD R. GOLDSMITH, CARRIE M. WARD, HOWARD N. and reported by: HOWARD N. BIERMAN, PRATIMA LELE, JOSHUA and reported by: KRIS M. TERRILL, WILLIAM K. SMART, VIRGINIA S. COLEMAN, CARRIE M. WARD, JACOB GEESING, TAYYABA C. MONTO, Trus- BIERMAN, JACOB GEESING, PRATIMA LELE, JOSHUA COLEMAN, LUDEEN INZER, DOREEN A. STROTHMAN, JEFFREY B. FISHER, Trustee(s), be ratified MCCARTNEY-GREEN, JASON KUTCHER, NICHOLAS DERDOCK, ELIZABETH tee(s) be ratified and confirmed unless cause to the contrary be shown on or and confirmed unless cause to the contrary be shown on or before April 25, JONES, Trustee(s) be ratified and confirmed unless cause to the contrary be before April 26, 2015 provided a copy of this Notice be inserted in some 2015, provided a copy of this Notice be inserted in some Newspaper published shown on or before April 26, 2015 provided a copy of this Notice be inserted in newspaper published in this City, once in each of three (3) successive weeks on in this City, once in each of three (3) successive weeks on or before April 16, some newspaper published in this City, once in each of three (3) successive or before April 17, 2015. 2015. weeks on or before April 17, 2015. The report states the amount of the sale to be $500.00. The report states the amount of the sale to be $38,000.00. The report states the amount of the sale to be $55,000.00. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 8B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City. Baltimore City. Baltimore City Robert E. Kelly, Attorney, Robert E. Frazier, Attorney, Edward S. Cohn, Attorney 1861 Wiehle Avenue, Suite 300, 7564 Standish Place, Suite 115, 600 Baltimore Avenue, Suite 208 Reston, Virginia 20190. Rockville, Maryland 20855 Towson, Maryland 21204 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: RICHARD A. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: KEITH M. YACKO IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. LASH v. ANTHONY RICHARDSON, ET AL - Case No. 24-O-14-002236 v. KIBIAN ADAMS-GREENE, ET AL - Case No. 24-O-14-003803 COHN v. CHRISTOPHER E. HART, ET AL - Case No. 24-O-14-000030 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 1417 West Lombard Street, Baltimore, MD 21223 1802 Presstman Street, Baltimore, MD 21217 and reported by: GENE JUNG, JASON L. HAMLIN, THOMAS J. GARTNER, 4625 Marble Hall Road, Baltimore, MD 21239 and reported by: RAMSEY SALEEBY, POOYA TAVAKOL, ROBERT E. KELLY, and reported by: STEPHEN N. GOLDBERG, RICHARD E. SOLOMON, LEONARD W. HARRINGTON, JR., DAVID A. ROSEN, BARRY K. BEDFORD, ROBERT E. FRAZIER, KEITH M. YACKO, Trustee(s), be ratified and confirmed, RICHARD J. ROGERS, RANDALL J. ROLLS, EDWARD S. COHN, Trustee(s), be RICHARD A. LASH, Trustee(s), be ratified and confirmed, unless cause to the unless cause to the contrary be shown on or before April 19, 2015, provided a ratified and confirmed unless cause to the contrary be shown on or before April contrary be shown on or before April 26, 2015, provided a copy of this Notice be copy of this Notice be inserted in some newspaper published in this City, once 18, 2015, provided a copy of this Notice be inserted in some Newspaper inserted in some newspaper published in this City, once in each of three (3) in each of three (3) successive weeks on or before April 10, 2015. published in this City, once in each of three (3) successive weeks on or before successive weeks on or before April 17, 2015. The report states the amount of the sale to be $230,500.00. April 9, 2015. The report states the amount of the sale to be $20,486.05. LAVINIA ALEXANDER, Clerk. The report states the amount of the sale to be $138,995.89. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh24,31,ap7 True Copy—Test: LAVINIA ALEXANDER, Clerk. mh31,ap7,14 mh24,31,ap7

Baltimore City. Baltimore City. Baltimore City. Michael Kuhn, Attorney, Robert E. Frazier, Attorney, Robert E. Frazier, Attorney, 9440 Pennsylvania Avenue, Suite 350, 7564 Standish Place, Suite 115, 7564 Standish Place, Suite 115, Upper Marlboro, Maryland 20772 Rockville, Maryland 20855 Rockville, Maryland 20855 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JEFFREY B. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: KEITH M. YACKO IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: KEITH M. YACKO FISHER v. CYNTHIA AKOKO - Case No. 24-O-14-003995 v. KENNETH HAMMOND, JR. - Case No. 24-O-14-003686 v. GUY BOTTERILL - Case No. 24-O-14-003791 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 4017 Kathland Avenue, Gwynn Oak, MD 21207 105 West 27th Street, Baltimore, MD 21218 3635 Keystone Avenue, Baltimore, MD 21211 and reported by: KRIS M. TERRILL, WILLIAM K. SMART, VIRGINIA S. and reported by: ROBERT E. FRAZIER, THOMAS J. GARTNER, KEITH M. and reported by: KEITH M. YACKO, GENE JUNG, THOMAS J. GARTNER, INZER, DOREEN A. STROTHMAN, JEFFREY B. FISHER, Trustee(s), be ratified YACKO, JASON L. HAMLIN, GENE JUNG, Trustee(s), be ratified and JASON L. HAMLIN, ROBERT E. FRAZIER, Trustee(s), be ratified and and confirmed unless cause to the contrary be shown on or before April 25, confirmed, unless cause to the contrary be shown on or before April 19, 2015, confirmed, unless cause to the contrary be shown on or before April 18, 2015, 2015, provided a copy of this Notice be inserted in some Newspaper published provided a copy of this Notice be inserted in some newspaper published in this provided a copy of this Notice be inserted in some newspaper published in this in this City, once in each of three (3) successive weeks on or before April 16, City, once in each of three (3) successive weeks on or before April 10, 2015. City, once in each of three (3) successive weeks on or before April 9, 2015. 2015. The report states the amount of the sale to be $182,500.00. The report states the amount of the sale to be $120,330.00. The report states the amount of the sale to be $148,239.90. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh24,31,ap7 mh24,31,ap7 mh31,ap7,14

Baltimore City Baltimore City. Baltimore City Jacob Geesing, Attorney, Thomas J. Gartner, Attorney, Edward S. Cohn, Attorney 6003 Executive Boulevard, Suite 101, 7564 Standish Place, Suite 115, 600 Baltimore Avenue, Suite 208 Rockville, Maryland 20852 Rockville, Maryland 20855 Towson, Maryland 21204 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: KEITH M. YACKO IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. vs. KEVIN STEVENSON - Case No. 24-O-14-003223 v. ESTATE OF JAMES E. DOWTIN, JR., ET AL - Case No. 24-O-14-003527 COHN v. BERTINA A. BOND - Case No. 24-O-14-003756 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 1532 Shadyside Road, Baltimore, MD 21218 and reported by: CARRIE M. WARD, LUDEEN MCCARTNEY-GREEN, 2805 Lake Avenue, Baltimore, MD 21213 4036 Cedardale Road, Baltimore, MD 21215 and reported by: KEITH M. YACKO, ROBERT E. FRAZIER, THOMAS J. and reported by: RICHARD E. SOLOMON, STEPHEN N. GOLDBERG, RICHARD R. GOLDSMITH, JOSHUA COLEMAN, TAYYABA C. MONTO, RICHARD J. ROGERS, EDWARD S. COHN, RANDALL J. ROLLS, Trustee(s), be PRATIMA LELE, JACOB GEESING, HOWARD N. BIERMAN, Trustee(s) be GARTNER, JASON L. HAMLIN, GENE JUNG, Trustee(s), be ratified and confirmed, unless cause to the contrary be shown on or before April 18, 2015, ratified and confirmed unless cause to the contrary be shown on or before April ratified and confirmed unless cause to the contrary be shown on or before April 18, 2015, provided a copy of this Notice be inserted in some Newspaper 19, 2015 provided a copy of this Notice be inserted in some newspaper provided a copy of this Notice be inserted in some newspaper published in this published in this City, once in each of three (3) successive weeks on or before published in this City, once in each of three (3) successive weeks on or before City, once in each of three (3) successive weeks on or before April 9, 2015. April 9, 2015. April 10, 2015. The report states the amount of the sale to be $126,000.00. The report states the amount of the sale to be $68,000.00. The report states the amount of the sale to be $86,000.00. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh24,31,ap7 mh24,31,ap7 mh24,31,ap7

Baltimore City. Baltimore City Baltimore City. Robert E. Frazier, Attorney, Howard N. Bierman, Attorney, Robert E. Frazier, Attorney, 7564 Standish Place, Suite 115, 6003 Executive Boulevard, Suite 101, 7564 Standish Place, Suite 115, Rockville, Maryland 20855 Rockville, Maryland 20852 Rockville, Maryland 20855 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: KEITH M. YACKO IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: KEITH M. YACKO v. CHRISTOPHER REID - Case No. 24-O-14-003269 vs. BRUNO GRELA-MPOKO - Case No. 24-O-14-003262 v. ALIZA TAYLOR-ALLISON, ET AL - Case No. 24-O-14-002760 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 5406 Parkside Place, Baltimore, MD 21206 105 North Rose Street, Baltimore, MD 21224 3809 Saint Paul Street, Baltimore, MD 21218 and reported by: KEITH M. YACKO, ROBERT E. FRAZIER, THOMAS J. and reported by: JACOB GEESING, HOWARD N. BIERMAN, PRATIMA LELE, and reported by: KEITH M. YACKO, ROBERT E. FRAZIER, THOMAS J. GARTNER, JASON L. HAMLIN, GENE JUNG, Trustee(s), be ratified and TAYYABA C. MONTO, LUDEEN MCCARTNEY-GREEN, RICHARD R. GARTNER, JASON L. HAMLIN, GENE JUNG, Trustee(s), be ratified and confirmed, unless cause to the contrary be shown on or before April 19, 2015, GOLDSMITH, JOSHUA COLEMAN, CARRIE M. WARD, Trustee(s) be ratified confirmed, unless cause to the contrary be shown on or before April 18, 2015, provided a copy of this Notice be inserted in some newspaper published in this and confirmed unless cause to the contrary be shown on or before April 19, provided a copy of this Notice be inserted in some newspaper published in this City, once in each of three (3) successive weeks on or before April 10, 2015. 2015 provided a copy of this Notice be inserted in some newspaper published in City, once in each of three (3) successive weeks on or before April 9, 2015. The report states the amount of the sale to be $250,000.00. this City, once in each of three (3) successive weeks on or before April 10, 2015. The report states the amount of the sale to be $712,500.00. LAVINIA ALEXANDER, Clerk. The report states the amount of the sale to be $76,554.00. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. mh24,31,ap7 True Copy—Test: LAVINIA ALEXANDER, Clerk. mh24,31,ap7 mh24,31,ap7

Baltimore City Baltimore City. Baltimore County Stephen N. Goldberg, Attorney Robert E. Kelly, Attorney, Lila Z. Stitely, Attorney, 600 Baltimore Avenue, Suite 208 1861 Wiehle Avenue, Suite 300, 10021 Balls Ford Road, Suite 200, Towson, Maryland 21204 Reston, Virginia 20190. Manassas, Virginia 20109 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: RICHARD A. IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - IN RE: KRISTINE D. COHN v. RAGENIA R. MARTIN, ET AL - Case No. 24-O-14-003564 LASH v. MICHAEL FREDERICK - Case No. 24-O-14-002035 BROWN, WILLIAM M. SAVAGE, GREGORY N. BRITTO, LILA Z. STITELY, BRETT A. CALLAHAN v. TEAIRHA L. WASHINGTON - Case No. 03-C-13-010563 Notice of Sale Notice of Sale FC. Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice of Sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings Notice is hereby issued by the Circuit Court for Baltimore County, this 31st day of March, 2015, that the sale made and reported by GREGORY BRITTO, 118 South Rock Glen Road, Baltimore, MD 21229 Substitute Trustee appointed for the sale of the property described in these and reported by: RANDALL J. ROLLS, RICHARD E. SOLOMON, RICHARD J. 1225 Gleneagle Road, Baltimore, MD 21239 proceedings and reported by: RICHARD A. LASH, BARRY K. BEDFORD, DAVID A. ROGERS, STEPHEN N. GOLDBERG, EDWARD S. COHN, Trustee(s), be ratified ROSEN, LEONARD W. HARRINGTON, JR., ROBERT E. KELLY, POOYA and confirmed unless cause to the contrary be shown on or before April 18, TAVAKOL, RAMSEY SALEEBY, Trustee(s), be ratified and confirmed, unless 7935 E. 31st Street, Rosedale, MD 21237 be ratified and confirmed thirty (30) days from the date of this Notice, unless 2015, provided a copy of this Notice be inserted in some Newspaper published cause to the contrary be shown on or before April 18, 2015, provided a copy of in this City, once in each of three (3) successive weeks on or before April 9, cause to the contrary be shown, provided a copy of this Notice be inserted in this Notice be inserted in some newspaper published in this City, once in each some Newspaper published in this County, once in each of three (3) successive 2015. of three (3) successive weeks on or before April 9, 2015. weeks. The report states the amount of the sale to be $81,063.29. The report states the amount of the sale to be $206,052.12. The report states the amount of the sale to be $153,080.00. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. JULIE L. ENSOR, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. mh24,31,ap7 mh24,31,ap7 ap7,14,21

Baltimore City. Baltimore City Baltimore County Edward M. Poretz, Attorney, Howard N. Bierman, Attorney, Lila Z. Stitely, Attorney, 9409 Philadelphia Road, 6003 Executive Boulevard, Suite 101, 10021 Balls Ford Road, Suite 200, Baltimore, Maryland 21237 Rockville, Maryland 20852 Manassas, Virginia 20109 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: MARK H. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - IN RE: KRISTINE D. WITTSTADT v. STACY LYNN PESACOV - Case No. 24-O-14-002731 vs. DONNA C. HOWARD, ET AL - Case No. 24-O-14-001549 BROWN, WILLIAM M. SAVAGE, GREGORY N. BRITTO, LILA Z. STITELY, BRETT A. CALLAHAN v. JOHN KLEINBERG - Case No. 03-C-13-009725 FC. Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice of Sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings Notice is hereby issued by the Circuit Court for Baltimore County, this 31st day of March, 2015, that the sale made and reported by GREGORY BRITTO, 5516 Frederick Avenue, Baltimore, MD 21228 Substitute Trustee appointed for the sale of the property described in these 1011 Hunter Street, #G1, Baltimore, MD 21202 and reported by: CARRIE M. WARD, HOWARD N. BIERMAN, JACOB proceedings and reported by: GERARD W.M. WITTSTADT, JR., MARK H. WITTSTADT, GEESING, PRATIMA LELE, TAYYABA C. MONTO, JOSHUA COLEMAN, Trustee(s), be ratified and confirmed unless cause to the contrary be shown on RICHARD R. GOLDSMITH, JR., LUDEEN MCCARTNEY-GREEN, Trustee(s) be 1628 W. Joppa Road, Baltimore, MD 21204 or before April 18, 2015, provided a copy of this Notice be inserted in some ratified and confirmed unless cause to the contrary be shown on or before April be ratified and confirmed thirty (30) days from the date of this Notice, unless Newspaper published in this City, once in each of three (3) successive weeks on 19, 2015 provided a copy of this Notice be inserted in some newspaper cause to the contrary be shown, provided a copy of this Notice be inserted in or before April 9, 2015. published in this City, once in each of three (3) successive weeks on or before some Newspaper published in this County, once in each of three (3) successive The report states the amount of the sale to be $113,220.17. April 10, 2015. weeks. LAVINIA ALEXANDER, Clerk. The report states the amount of the sale to be $45,500.00. The report states the amount of the sale to be $133,000.00. True Copy—Test: LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. JULIE L. ENSOR, Clerk. mh24,31,ap7 True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. mh24,31,ap7 ap7,14,21 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 9B

Baltimore County Baltimore City. Baltimore City. Erik Yoder, Attorney, Rosenberg & Associates, LLC, ATLANTIC LAW GROUP, LLC. 7500 Old Georgetown Road, Suite 1385, 7910 Woodmont Avenue, Suite 750, 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Bethesda, Maryland 20814 Bethesda, Maryland 20814, LEESBURG, VA 20175 IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - IN RE: TERRANCE (301) 907-8000. 703-777-7101 SHANAHAN, ERIK W. YODER v. ROBERT ROARK, VERNA ROARK - Case No. www.rosenberg-assoc.com 03-C-14-013006 FC. Substitute Trustees’ Sale Notice of Sale Substitute Trustees’ Sale Notice is hereby issued by the Circuit Court for Baltimore County, this 19th Of Improved Real Property day of March, 2015, that the sale made and reported by TERRANCE Of Improved Real Property SHANAHAN, Substitute Trustee appointed for the sale of the property 2016 Linden Avenue Unit A, described in these proceedings 2822 W. Cold Spring La., Baltimore, MD 21215 ———————————— Baltimore, MD 21217 139 Riverside Road, Baltimore, MD 21221 Under a power of sale contained in a certain Deed of Trust from Minerva S. ——————————— be ratified and confirmed thirty (30) days from the date of this Notice, unless Townes, dated March 29, 1999 and recorded in Liber 8333, folio 375 among the Under a power of sale contained in a Deed of Trust from GLENNIE M. cause to the contrary be shown, provided a copy of this Notice be inserted in Land Records of Baltimore City, MD, default having occurred under the terms WATKINS, dated October 4, 2006 and recorded in Liber 08530, folio 0234 among some Newspaper published in this County, once in each of three (3) successive thereof, the Sub. Trustees will sell at public auction at the Circuit Court for the Land Records of BALTIMORE CITY, MD, default having occurred weeks. Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert thereunder (Foreclosure Case docketed as Case No. 24O15000530; Tax ID No. The report states the amount of the sale to be $99,000.00. Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on 13-09-3427-063A) the Sub. Trustees will sell at public auction at the JULIE L. ENSOR, Clerk. BALTIMORE CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD 21202, on True Copy—Test: JULIE L. ENSOR, Clerk. April 23, 2015 at 9:36 a.m. mh24,31,ap7 ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID April 23, 2015 at 11:00 a.m. #15-35-3190-043 and more fully described in the aforesaid Deed of Trust. The ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon Baltimore County property will be sold subject to an annual ground rent of $90, payable on the 1st situated in BALTIMORE CITY, MD and more fully described in above refer- day of January and July. enced Deed of Trust. Keith Yacko, Attorney, The property, which is improved by a DWELLING, will be sold in an “as is” The property will be sold in an “as is” condition and subject to conditions, 7564 Standish Place, Suite 115 condition and subject to conditions, restrictions and agreements of record restrictions and agreements of record affecting the same, if any and with no Rockville, Maryland 20855 affecting the same, if any, and with no warranty of any kind. warranty of any kind. IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - IN RE: KEITH M. Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the Terms of Sale: A deposit $5,200.00 by cash or certified check. Balance of the YACKO, ROBERT E. FRAZIER, THOMAS J. GARTNER, JASON L. HAMLIN, purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by GENE JUNG v. ANDREA A. FRANKLIN - Case No. 03-C-14-012505 FC. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the Circuit Court for BALTIMORE CITY. Time is of the essence as to the money at the rate pursuant to the Deed of Trust Note from the date of sale to purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the date funds are received in the office of the Sub. Trustees. There will be no erty shall be resold at the purchaser’s risk and expense. In the event of a resale, Notice of Sale abatement of interest in the event additional funds are tendered before Notice is hereby issued by the Circuit Court for Baltimore County, this 19th the defaulting purchaser shall not be entitled to receive any benefit from the settlement or if settlement is delayed for any reason. The noteholder shall not day of March, 2015, that the sale made and reported by THOMAS J. GARTNER, resale, including, but not limited to, additional proceeds or surplus which may be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE Substitute Trustee appointed for the sale of the property described in these FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- arise therefrom. Interest to be paid on the unpaid purchase money at the rate proceedings tural taxes, if applicable, and any and all public and/or private charges or pursuant to the Deed of Trust Note from the date of sale to the date funds are 2712 Gresham Way 204, Windsor Mill, MD 21244 assessments, including water/sewer charges and ground rent, to be adjusted to received by the Substitute Trustees. There will be no abatement of interest in be ratified and confirmed thirty (30) days from the date of this Notice, unless date of sale and thereafter assumed by purchaser. Condominium fees and/or the event additional funds are tendered at the time of sale or any time prior to cause to the contrary be shown, provided a copy of this Notice be inserted in homeowners association dues, if any, shall be assumed by the purchaser from settlement or if the settlement is delayed for any reason. In the event that the some Newspaper published in this County, once in each of three (3) successive the date of sale forward. Cost of all documentary stamps, transfer taxes and Secured Party executes a forbearance agreement with the borrower(s) weeks. settlement expenses shall be borne by the purchaser. Purchaser shall be respon- described in the above-mentioned Deed of Trust, or allows the borrower(s) to The report states the amount of the sale to be $165,000.00. sible for obtaining physical possession of the property. Purchaser assumes the execute their right to reinstate or payoff the subject loan, prior to the sale, with JULIE L. ENSOR, Clerk. risk of loss or damage to the property from the date of sale forward. Additional or without the Substitute Trustee’s prior knowledge, this Contract shall be null True Copy—Test: JULIE L. ENSOR, Clerk. terms to be announced at the time of sale. and void and of no effect, and the Purchaser’s sole remedy shall be the return of mh24,31,ap7 If the Sub. Trustees are unable to convey good and marketable title, the the deposit without interest. Purchaser shall pay for documentary stamps, purchaser’s sole remedy in law and equity shall be limited to a refund of the transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- deposit without interest. If the purchaser fails to go to settlement, the deposit minium fees and/or homeowner association dues, all public charges- Baltimore County shall be forfeited, to the Trustees for application against all expenses, attorney’s /assessments payable on an annual basis, including sanitary and/or metropolitan fees and the full commission on the sale price of the above-scheduled Keith Yacko, Attorney, district charges, if applicable, shall be adjusted to the date of sale and assumed foreclosure sale. In the event of default, all expenses of this sale (including 7564 Standish Place, Suite 115 attorney’s fees and the full commission on the gross sale price of this sale) shall thereafter by the purchaser. Purchaser shall be responsible for obtaining Rockville, Maryland 20855 be charged against and paid out of the forfeited deposit. The Trustees may then physical possession of the property. Purchaser assumes the risk of loss or IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - IN RE: JASON L. re-advertise and resell the property at the risk and expense of the defaulting damage to the property from the date of sale forward. If the Substitute HAMLIN, KEITH M. YACKO, ROBERT E. FRAZIER, THOMAS J. GARTNER, purchaser or may avail themselves of any legal or equitable remedies against the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) GENE JUNG v. SARAH B. DAVIS - Case No. 03-C-14-010657 FC. defaulting purchaser without reselling the property. In the event of a resale, the sole remedy in law or equity shall be limited to a refund of the aforementioned defaulting purchaser shall not be entitled to receive the surplus, if any, even if deposit without interest. In the event the sale is not ratified for any reason, the Notice of Sale such surplus results from improvements to the property by said defaulting Purchaser’s sole remedy, at law or equity, is the return of the deposit without Notice is hereby issued by the Circuit Court for Baltimore County, this 19th purchaser and the defaulting purchaser shall be liable to the Trustees and interest. (File # 556176) day of March, 2015, that the sale made and reported by THOMAS J. GARTNER, secured party for reasonable attorney’s fees and expenses incurred in JAMES E. CLARKE, RENEE DYSON, Substitute Trustee appointed for the sale of the property described in these connection with all litigation involving the Property or the proceeds of the BRIAN THOMAS, proceedings resale. Trustees’ file number 36826. Substitute Trustees. DIANE S. ROSENBERG, MARK D. MEYER, et al., 6045 Moorehead Road, Catonsville, MD 21228 Substitute Trustees. be ratified and confirmed thirty (30) days from the date of this Notice, unless cause to the contrary be shown, provided a copy of this Notice be inserted in some Newspaper published in this County, once in each of three (3) successive weeks. The report states the amount of the sale to be $144,585.00. JULIE L. ENSOR, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. mh24,31,ap7 ap7,14,21 ap7,14,21

Baltimore City. Baltimore City. Baltimore City. Rosenberg & Associates, LLC, Rosenberg & Associates, LLC, ATLANTIC LAW GROUP, LLC. 7910 Woodmont Avenue, Suite 750, 7910 Woodmont Avenue, Suite 750, 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Bethesda, Maryland 20814, Bethesda, Maryland 20814, LEESBURG, VA 20175 (301) 907-8000. (301) 907-8000. 703-777-7101 www.rosenberg-assoc.com www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Improved Real Property Of Improved Real Property 3506 Gough St., Baltimore, MD 21224 1250 Meridene Dr., Baltimore, MD 21239 5416 Cedonia Avenue, Baltimore, MD 21206 ———————————— ———————————— ——————————— Under a power of sale contained in a certain Deed of Trust from Aldo Taglia- Under a power of sale contained in a certain Deed of Trust from Amber N. Under a power of sale contained in a Deed of Trust from ADEYINKA ferri and Maria Tagliaferri, dated March 13, 2012 and recorded in Liber 14170, Wallace, dated September 22, 2005 and recorded in Liber 6809, folio 513 among WINDAPO, dated March 15, 2006 and recorded in Liber 07597, folio 0166 among folio 245 among the Land Records of Baltimore City, MD, default having the Land Records of Baltimore City, MD, default having occurred under the the Land Records of BALTIMORE CITY, MD, default having occurred occurred under the terms thereof, the Sub. Trustees will sell at public auction at terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court thereunder (Foreclosure Case docketed as Case No.24O14003811; Tax ID the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert No.26-440-6072A-028 ) the Sub. Trustees will sell at public auction at the BALTI- 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on MORE CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE MD 21202, on WEST), BALTIMORE, MD 21202, on April 23, 2015 at 9:31 a.m. April 23, 2015 at 9:30 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and April 23, 2015 at 11:00 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon improvements thereon situated in Baltimore City, MD and described as Tax ID #27-59-5210A-142 and more fully described in the aforesaid Deed of Trust. situated in BALTIMORE CITY, MD and more fully described in above refer- #26-16-6301-030 and more fully described in the aforesaid Deed of Trust. The property, which is improved by a DWELLING, will be sold in an “as is” enced Deed of Trust. The property, which is improved by a DWELLING, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record The property will be sold in an “as is” condition and subject to conditions, condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. restrictions and agreements of record affecting the same, if any and with no affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $13,000 by cash or certified check. Balance of the warranty of any kind. Terms of Sale: A deposit of $14,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit $10,500.00 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the Circuit Court for BALTIMORE CITY. Time is of the essence as to the money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. There will be no purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the date funds are received in the office of the Sub. Trustees. There will be no abatement of interest in the event additional funds are tendered before erty shall be resold at the purchaser’s risk and expense. In the event of a resale, abatement of interest in the event additional funds are tendered before settlement or if settlement is delayed for any reason. The noteholder shall not the defaulting purchaser shall not be entitled to receive any benefit from the settlement or if settlement is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE resale, including, but not limited to, additional proceeds or surplus which may be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- arise therefrom. Interest to be paid on the unpaid purchase money at the rate FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- tural taxes, if applicable, and any and all public and/or private charges or pursuant to the Deed of Trust Note from the date of sale to the date funds are tural taxes, if applicable, and any and all public and/or private charges or assessments, including water/sewer charges and ground rent, to be adjusted to received by the Substitute Trustees. There will be no abatement of interest in assessments, including water/sewer charges and ground rent, to be adjusted to date of sale and thereafter assumed by purchaser. Condominium fees and/or the event additional funds are tendered at the time of sale or any time prior to date of sale and thereafter assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from homeowners association dues, if any, shall be assumed by the purchaser from the date of sale forward. Cost of all documentary stamps, transfer taxes and settlement or if the settlement is delayed for any reason. In the event that the the date of sale forward. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be respon- Secured Party executes a forbearance agreement with the borrower(s) settlement expenses shall be borne by the purchaser. Purchaser shall be respon- sible for obtaining physical possession of the property. Purchaser assumes the described in the above-mentioned Deed of Trust, or allows the borrower(s) to sible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. Additional execute their right to reinstate or payoff the subject loan, prior to the sale, with risk of loss or damage to the property from the date of sale forward. Additional terms to be announced at the time of sale. or without the Substitute Trustee’s prior knowledge, this Contract shall be null terms to be announced at the time of sale. If the Sub. Trustees are unable to convey good and marketable title, the and void and of no effect, and the Purchaser’s sole remedy shall be the return of If the Sub. Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law and equity shall be limited to a refund of the the deposit without interest. Purchaser shall pay for documentary stamps, purchaser’s sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to settlement, the deposit transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- deposit without interest. If the purchaser fails to go to settlement, the deposit shall be forfeited, to the Trustees for application against all expenses, attorney’s minium fees and/or homeowner association dues, all public charges- shall be forfeited, to the Trustees for application against all expenses, attorney’s fees and the full commission on the sale price of the above-scheduled /assessments payable on an annual basis, including sanitary and/or metropolitan fees and the full commission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including district charges, if applicable, shall be adjusted to the date of sale and assumed foreclosure sale. In the event of default, all expenses of this sale (including attorney’s fees and the full commission on the gross sale price of this sale) shall thereafter by the purchaser. Purchaser shall be responsible for obtaining attorney’s fees and the full commission on the gross sale price of this sale) shall physical possession of the property. Purchaser assumes the risk of loss or be charged against and paid out of the forfeited deposit. The Trustees may then be charged against and paid out of the forfeited deposit. The Trustees may then damage to the property from the date of sale forward. If the Substitute re-advertise and resell the property at the risk and expense of the defaulting re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the purchaser or may avail themselves of any legal or equitable remedies against the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser without reselling the property. In the event of a resale, the sole remedy in law or equity shall be limited to a refund of the aforementioned defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulting purchaser shall not be entitled to receive the surplus, if any, even if deposit without interest. In the event the sale is not ratified for any reason, the such surplus results from improvements to the property by said defaulting such surplus results from improvements to the property by said defaulting Purchaser’s sole remedy, at law or equity, is the return of the deposit without purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser and the defaulting purchaser shall be liable to the Trustees and interest. (File # 553533) secured party for reasonable attorney’s fees and expenses incurred in secured party for reasonable attorney’s fees and expenses incurred in JAMES E. CLARKE, RENEE DYSON, connection with all litigation involving the Property or the proceeds of the connection with all litigation involving the Property or the proceeds of the BRIAN THOMAS, Substitute Trustees. resale. Trustees’ file number 54595. resale. Trustees’ file number 53847. DIANE S. ROSENBERG, MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 10B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City. Baltimore City Baltimore City ATLANTIC LAW GROUP, LLC. Alba Law Group, P.A. Alba Law Group, P.A. 1602 VILLAGE MARKET BLVD. SE, SUITE 310 11350 McCormick Road, Executive Plaza III, Suite 200 11350 McCormick Road, Executive Plaza III, Suite 200 LEESBURG, VA 20175 Hunt Valley, MD 21031 Hunt Valley, MD 21031 703-777-7101 (443) 541-8600. (443) 541-8600 Substitute Trustees’ Sale Substituted Trustees’ Sale Of Substituted Trustees’ Sale Of Real Property Real Property Of Improved Real Property Known As Known As 1747 Clift View Avenue, Baltimore, MD 21213 ——————————— 1745 East 25th Street, Baltimore, MD 21213 2123 Braddish Avenue, Baltimore, MD 21216 Under a power of sale contained in a Deed of Trust from TILAHUN B. SEIFU, dated August 17, 2006 and recorded in Liber 08437, folio 0247 among the Land Case Number 24-O-14-004000 Case Number 24-O-14-001975 Records of BALTIMORE CITY, MD, default having occurred thereunder ———————————— ———————————— (Foreclosure Case docketed as Case No. 24O15000176; Tax ID No. Under and by virtue of the power of sale contained in a Deed of Trust from Under and by virtue of the power of sale contained in a Deed of Trust from 08-020-4164B-063) the Sub. Trustees will sell at public auction at the David A. Reed, recorded among the Land Records of Baltimore City in Liber Wanda C. Parks, recorded among the Land Records of Baltimore City in Liber BALTIMORE CITY COURTHOUSE, located at 100 N CALVERT ST, 10351, folio 19, and Declaration of Substitution of Trustees recorded among the 10454, folio 361, and Declaration of Substitution of Trustees recorded among (COURTHOUSE WEST), BALTIMORE, MD 21202, on aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the Christine Drexel, Brian McNair, Melissa L. Cassell, Angela Nasuta as Substituted April 23, 2015 at 11:00 a.m. Substituted Trustees will offer for sale at public auction, at the Courthouse Trustees, the Substituted Trustees will offer for sale at public auction, at the ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), Balti- Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street situated in BALTIMORE CITY, MD and more fully described in above more, Maryland, 21202 on entrance), Baltimore, Maryland, 21202 on referenced Deed of Trust. THE PROPERTY IS SUBJECT TO A GROUND RENT OF $84.00 PAYABLE ON Wednesday, April 22, 2015 at 09:50 a.m. Wednesday, April 22, 2015 at 09:50 a.m. THE 4th DAYS OF April AND October OF EACH AND EVERY YEAR ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- more City, State of Maryland, as described in the Deed of Trust recorded among more City, State of Maryland, as described in the Deed of Trust recorded among The property will be sold in an “as is” condition and subject to conditions, the Land Records of Baltimore City, in Liber 10351, folio 19, also being further the Land Records of Baltimore City, in Liber 10454, folio 361, also being further restrictions and agreements of record affecting the same, if any and with no described in a Deed recorded among the Land Records of Baltimore City in described in a Deed recorded among the Land Records of Baltimore City in warranty of any kind. Liber 6822, folio 486. The improvements thereon consist of a DWELLING. Liber 10111, folio 510. The improvements thereon consist of a DWELLING. Terms of Sale: A deposit $5,000.00 by cash or certified check. Balance of the The property is subject to an annual ground rent. The property is subject to an annual ground rent. purchase price to be paid in cash within ten days of final ratification of sale by The property will be sold in “AS IS” condition, subject to any existing building The property will be sold in “AS IS” condition, subject to any existing building the Circuit Court for BALTIMORE CITY. Time is of the essence as to the violations, restrictions and agreements of record. The purchaser assumes all violations, restrictions and agreements of record. The purchaser assumes all purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- risks of loss for the property as of the date of sale. Neither the Substituted Trus- risks of loss for the property as of the date of sale. Neither the Substituted Trus- tees nor their respective agents, successors or assigns make any representations tees nor their respective agents, successors or assigns make any representations erty shall be resold at the purchaser’s risk and expense. In the event of a resale, or warranties, either expressed or implied with respect to the property. The or warranties, either expressed or implied with respect to the property. The the defaulting purchaser shall not be entitled to receive any benefit from the Substituted Trustees shall convey insurable title. Substituted Trustees shall convey insurable title. resale, including, but not limited to, additional proceeds or surplus which may TERMS OF THE SALE: A deposit in a form acceptable to the Substituted TERMS OF THE SALE: A deposit in a form acceptable to the Substituted arise therefrom. Interest to be paid on the unpaid purchase money at the rate Trustee in the amount of $12,000.00 will be required of the purchaser, other Trustee in the amount of $16,000.00 will be required of the purchaser, other pursuant to the Deed of Trust Note from the date of sale to the date funds are than the Holder of the Note or its assigns, at the time and place of sale. Any than the Holder of the Note or its assigns, at the time and place of sale. Any received by the Substitute Trustees. There will be no abatement of interest in amount tendered at sale in excess of the required deposit will be refunded and amount tendered at sale in excess of the required deposit will be refunded and the event additional funds are tendered at the time of sale or any time prior to not applied to the purchase price. Unless the purchaser is the Holder of the not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately Note or its assigns, the balance of the purchase price shall be paid immediately settlement or if the settlement is delayed for any reason. In the event that the with available funds within ten (10) days of the final ratification of the sale by with available funds within ten (10) days of the final ratification of the sale by Secured Party executes a forbearance agreement with the borrower(s) the Circuit Court for Baltimore City. Time is of the essence. The purchaser, the Circuit Court for Baltimore City. Time is of the essence. The purchaser, described in the above-mentioned Deed of Trust, or allows the borrower(s) to other than the Holder of the Note or its assigns, shall pay interest at the rate of other than the Holder of the Note or its assigns, shall pay interest at the rate of execute their right to reinstate or payoff the subject loan, prior to the sale, with 7.00000% per annum on the unpaid portion of the purchase price from the date 5.87500% per annum on the unpaid portion of the purchase price from the date or without the Substitute Trustee’s prior knowledge, this Contract shall be null of sale to date of settlement. Real property taxes and assessments shall be of sale to date of settlement. Real property taxes and assessments shall be and void and of no effect, and the Purchaser’s sole remedy shall be the return of adjusted to the date of sale and assumed thereafter by the purchaser. Ground adjusted to the date of sale and assumed thereafter by the purchaser. Ground the deposit without interest. Purchaser shall pay for documentary stamps, rent, water and/or sewer charges public or private, if any, shall be adjusted to rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all the date of sale and assumed thereafter by the purchaser. Cost of all transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- documentary stamps and transfer taxes shall be paid by the purchaser. documentary stamps and transfer taxes shall be paid by the purchaser. minium fees and/or homeowner association dues, all public Purchaser shall have the responsibility of obtaining possession of the property. Purchaser shall have the responsibility of obtaining possession of the property. charges/assessments payable on an annual basis, including sanitary and/or In the event settlement is delayed for any reason, there shall be no abatement In the event settlement is delayed for any reason, there shall be no abatement metropolitan district charges, if applicable, shall be adjusted to the date of sale of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- and assumed thereafter by the purchaser. Purchaser shall be responsible for tuted Trustees shall resell the property at the risk and expense of the defaulting tuted Trustees shall resell the property at the risk and expense of the defaulting obtaining physical possession of the property. Purchaser assumes the risk of purchaser. The defaulting purchaser shall be liable for the payment of any defi- purchaser. The defaulting purchaser shall be liable for the payment of any defi- loss or damage to the property from the date of sale forward. If the Substitute ciency in the purchase price, all costs and expenses of both sales, attorney fees, ciency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting all other charges due, and incidental and consequential damages. Defaulting Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 sole remedy in law or equity shall be limited to a refund of the aforementioned in connection with the filing of a motion to resell. in connection with the filing of a motion to resell. deposit without interest. In the event the sale is not ratified for any reason, the In the event the Substituted Trustees do not convey title for any reason, In the event the Substituted Trustees do not convey title for any reason, Purchaser’s sole remedy, at law or equity, is the return of the deposit without purchaser’s sole remedy is return of the deposit. The Purchaser shall have no purchaser’s sole remedy is return of the deposit. The Purchaser shall have no interest. (File # 555100) further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s JAMES E. CLARKE, RENEE DYSON, attorney. The Substituted Trustees shall have the right to terminate this contract attorney. The Substituted Trustees shall have the right to terminate this contract BRIAN THOMAS, in the event the Holder or its Servicer has entered into any agreement with, or in the event the Holder or its Servicer has entered into any agreement with, or Substitute Trustees. accepted funds from, the mortgagor. Upon termination of the contract, Purchas- accepted funds from, the mortgagor. Upon termination of the contract, Purchas- er’s sole remedy shall be return of the deposit. er’s sole remedy shall be return of the deposit. MARK S. DEVAN, THOMAS P. DORE, MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, CHRISTINE DREXEL, BRIAN MCNAIR, and ANGELA NASUTA, MELISSA L. CASSELL, ANGELA NASUTA, Substituted Trustees. Substituted Trustees. Tidewater Auctions, LLC Tidewater Auctions, LLC (410) 825-2900 (410) 825-2900 www.tidewaterauctions.com www.tidewaterauctions.com ap7,14,21 ap7,14,21 ap7,14,21

Baltimore City Baltimore City Baltimore City. Law Offices of Jeffrey Nadel Rosenberg & Associates, LLC ATLANTIC LAW GROUP, LLC. 4041 Powder Mill Road, Suite 415 7910 Woodmont Avenue, Suite 750 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Calverton, Maryland 20705 Bethesda, Maryland 20814 LEESBURG, VA 20175 240-473-5000 (301) 907-8000 703-777-7101 Substitute Trustees’ Sale Of Real Property www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale 2227 Aisquith Street, Baltimore, MD 21218 ———————————— Of Improved Real Property Of Improved Real Property Under a power of sale contained in a certain Deed of Trust from Adewale Saliuokeola, dated October 31, 2006, and recorded in Liber 08735, Folio 0316 1100 S. Anglesea St., Baltimore, MD 21224 3026 Windsor Avenue, Baltimore, MD 21216 among the Land Records of Baltimore City, MD, default having occurred under ———————————— ——————————— the terms thereof, the Substitute Trustee will sell at public auction at Circuit Under a power of sale contained in a certain Deed of Trust from Glenn Under a power of sale contained in a Deed of Trust from ADRIENNE MOON Court for Baltimore City, Clarence M. Mitchell Courthouse, Court House Door, Redifer, dated November 21, 1994 and recorded in Liber 4648, folio 411 among AND ANTHONY MOON, dated March 3, 2006 and recorded in Liber 07917, folio Calvert Street Entrance, Baltimore, MD on the Land Records of Baltimore City, MD, default having occurred under the 0159 among the Land Records of BALTIMORE CITY, MD, default having terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court occurred thereunder (Foreclosure Case docketed as Case No. 24O14003284; for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Tax ID No. 15-040-3033-014) the Sub. Trustees will sell at public auction at the April 22, 2015 at 9:50 a.m. BALTIMORE CITY COURTHOUSE, located at 100 N CALVERT ST, ALL THAT LEASEHOLD LOT OF GROUND, situated in Baltimore City, MD Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on (COURTHOUSE WEST), BALTIMORE, MD 21202, on and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 09-14-4010G-005. April 23, 2015 at 9:38 a.m. The property will be sold in an “as is” condition and subject to conditions, ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and April 23, 2015 at 11:00 a.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon restrictions, agreements, easements, covenants and rights of way of record improvements thereon situated in Baltimore City, MD and described as Tax ID Affecting the same, if any, and with no warranty of any kind. SOLD SUBJECT situated in BALTIMORE CITY, MD and more fully described in above refer- #26-01-6825-052 and more fully described in the aforesaid Deed of Trust. TO an annual ground rent in the amount of $96.00 payable semi-annually on the enced Deed of Trust. The property, which is improved by a DWELLING, will be sold in an “as is” 6th of February and August each and every year. The property will be sold in an “as is” condition and subject to conditions, Terms of Sale: A deposit of $11,000.00 will be required at the time of sale in condition and subject to conditions, restrictions and agreements of record restrictions and agreements of record affecting the same, if any and with no the form of cash, certified check, or other form as the Substitute Trustees deter- affecting the same, if any, and with no warranty of any kind. mine acceptable. No deposit shall be required of the noteholder where the Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the warranty of any kind. noteholder bids in the property at auction. Balance of the purchase price to be purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit $8,000.00 by cash or certified check. Balance of the paid in cash within ten days of final ratification of sale by the Circuit Court for the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase price to be paid in cash within ten days of final ratification of sale by Baltimore City, time being of the essence for purchaser. In the event that settle- money at the rate pursuant to the Deed of Trust Note from the date of sale to the Circuit Court for BALTIMORE CITY. Time is of the essence as to the ment does not occur within the said ten days, the purchaser shall be in default. the date funds are received in the office of the Sub. Trustees. There will be no purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- Upon such default the Trustees may file a Motion and Order to Resell the abatement of interest in the event additional funds are tendered before erty shall be resold at the purchaser’s risk and expense. In the event of a resale, property at the risk and expense of the defaulting purchaser, and purchaser(s) settlement or if settlement is delayed for any reason. The noteholder shall not the defaulting purchaser shall not be entitled to receive any benefit from the hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attor- be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE resale, including, but not limited to, additional proceeds or surplus which may ney’s fees and the full commission on the gross sale price of this sale) shall be FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- arise therefrom. Interest to be paid on the unpaid purchase money at the rate charged against and paid out of the forfeited deposit. The Trustees may then tural taxes, if applicable, and any and all public and/or private charges or pursuant to the Deed of Trust Note from the date of sale to the date funds are readvertise and resell the property at the risk and cost of the defaulting assessments, including water/sewer charges and ground rent, to be adjusted to received by the Substitute Trustees. There will be no abatement of interest in purchaser; or, without reselling the property, the Trustees may avail themselves date of sale and thereafter assumed by purchaser. Condominium fees and/or the event additional funds are tendered at the time of sale or any time prior to of any legal or equitable remedies against the defaulting purchaser. In the event homeowners association dues, if any, shall be assumed by the purchaser from settlement or if the settlement is delayed for any reason. In the event that the of a resale, the defaulting purchaser shall not be entitled to receive the surplus, the date of sale forward. Cost of all documentary stamps, transfer taxes and Secured Party executes a forbearance agreement with the borrower(s) if any, even if such surplus results from improvements to the property by said settlement expenses shall be borne by the purchaser. Purchaser shall be respon- described in the above-mentioned Deed of Trust, or allows the borrower(s) to defaulting purchaser. Interest to be paid on the purchase money less the stated sible for obtaining physical possession of the property. Purchaser assumes the deposit called for herein, at the rate pursuant to the Deed of Trust Note from risk of loss or damage to the property from the date of sale forward. Additional execute their right to reinstate or payoff the subject loan, prior to the sale, with the date of auction to the date funds are received in the office of the Substitute terms to be announced at the time of sale. or without the Substitute Trustee’s prior knowledge, this Contract shall be null Trustee. There shall be no abatement of interest due from the purchaser in the If the Sub. Trustees are unable to convey good and marketable title, the and void and of no effect, and the Purchaser’s sole remedy shall be the return of event additional funds are tendered before settlement or if settlement is delayed purchaser’s sole remedy in law and equity shall be limited to a refund of the the deposit without interest. Purchaser shall pay for documentary stamps, for any reason, including but not limited to exceptions to sale, bankruptcy deposit without interest. If the purchaser fails to go to settlement, the deposit transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees shall be forfeited, to the Trustees for application against all expenses, attorney’s minium fees and/or homeowner association dues, all public charges- and/or homeowner association dues, all public charges/assessments payable on fees and the full commission on the sale price of the above-scheduled /assessments payable on an annual basis, including sanitary and/or metropolitan an annual basis, including sanitary and/or metropolitan district charges, if appli- foreclosure sale. In the event of default, all expenses of this sale (including district charges, if applicable, shall be adjusted to the date of sale and assumed cable, are to be adjusted to the date of auction and thereafter are to be assumed attorney’s fees and the full commission on the gross sale price of this sale) shall thereafter by the purchaser. Purchaser shall be responsible for obtaining by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural be charged against and paid out of the forfeited deposit. The Trustees may then physical possession of the property. Purchaser assumes the risk of loss or transfer tax, if any and settlement expenses shall be borne by the purchaser. re-advertise and resell the property at the risk and expense of the defaulting damage to the property from the date of sale forward. If the Substitute Purchaser shall be responsible for obtaining physical possession of the purchaser or may avail themselves of any legal or equitable remedies against the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) property. Purchaser assumes the risk of damage to the property from the date defaulting purchaser without reselling the property. In the event of a resale, the sole remedy in law or equity shall be limited to a refund of the aforementioned of auction forward. If the Substitute Trustee does not convey title for any defaulting purchaser shall not be entitled to receive the surplus, if any, even if deposit without interest. In the event the sale is not ratified for any reason, the reason, including but not limited to the Secured Party executing a forbearance such surplus results from improvements to the property by said defaulting Purchaser’s sole remedy, at law or equity, is the return of the deposit without agreement with the borrower(s) described in the above-mentioned Deed of purchaser and the defaulting purchaser shall be liable to the Trustees and Trust, or allowing the borrower(s) to execute their right to reinstate or payoff secured party for reasonable attorney’s fees and expenses incurred in interest. (File # 553088) the subject loan, prior to the sale, with or without the Substitute Trustee’s prior JAMES E. CLARKE, RENEE DYSON, connection with all litigation involving the Property or the proceeds of the knowledge, or if the sale is not ratified for any reason including errors made by BRIAN THOMAS, the Substitute Trustees, the foreclosure sale shall be null and void and of no resale. Trustees’ file number 41765. Substitute Trustees. effect, and the Purchaser’s sole remedy in law or in equity shall be the return of DIANE S. ROSENBERG, the deposit without interest. Further terms and particulars may be announced at MARK D. MEYER, et al., time of sale, and purchaser may be required to execute a Memorandum of Sale Substitute Trustees. at the time of auction. (Matter #18725) JEFFREY NADEL, SCOTT NADEL, JOHN-PAUL DOUGLAS and DANIEL MENCHEL, Substitute Trustees. MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 ap7,14,21 ap7,14,21 ap7,14,21 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 11B

Baltimore City. Baltimore City. Baltimore City. ATLANTIC LAW GROUP, LLC. Hofmeister, Breza & Leavers, ATLANTIC LAW GROUP, LLC. 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Executive Plaza III, 1602 VILLAGE MARKET BLVD. SE, SUITE 310 LEESBURG, VA 20175 11350 McCormick Road, Suite 1300, LEESBURG, VA 20175 703-777-7101 Hunt Valley, Maryland 21031. 703-777-7101 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Valuable Leasehold Dwelling Of Improved Real Property Of Improved Real Property 1636 Shadyside Road, Baltimore, MD 21218 3658 Malden Avenue, Baltimore, MD 21211 ———————————— 3805 Woodlea Avenue, Baltimore, MD 21206 ——————————— Under and by virtue of the power of sale contained in a certain Purchase ——————————— Under a power of sale contained in a Deed of Trust from COURTNEY A. Money Deed of Trust from Dionne Jones, dated July 15, 2005, and recorded in Under a power of sale contained in a Deed of Trust from ANTHONY F. JONES, dated September 26, 2011 and recorded in Liber 13820, folio 453 among Liber 6658, folio 103, among the Land Records of Baltimore City, Maryland, MACAIONE AND GILBERTE MACAIONE, dated September 23, 2008 and the Land Records of BALTIMORE CITY, MD, default having occurred default having occurred under the terms thereof, and at the request of the recorded in Liber 11043, folio 0033 among the Land Records of BALTIMORE thereunder (Foreclosure Case docketed as Case No. 24O14002184; Tax ID No. parties secured thereby, the undersigned Substitute Trustees will offer for sale CITY, MD, default having occurred thereunder (Foreclosure Case docketed as 13-040-3389-019) the Sub. Trustees will sell at public auction at the BALTIMORE Case No. 24O14003603; Tax ID No. 27-02-5854C-013) the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, Clarence M. Mitchell CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE WEST), at public auction at the BALTIMORE CITY COURTHOUSE, located at 100 N BALTIMORE, MD 21202, on Courthouse Door, 100 N. Calvert Street, Baltimore, MD on CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD 21202, on April 23, 2015 at 11:00 a.m. Wednesday, April 22, 2015 at 9:52 a.m. April 23, 2015 at 11:00 a.m. ALL THAT LOT OF GROUND and the improvements thereon SITUATED IN ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon Baltimore City, Maryland and more fully described in the aforesaid Purchase situated in BALTIMORE CITY, MD and more fully described in above refer- situated in BALTIMORE CITY, MD and more fully described in above refer- MoneyDeed of Trust. enced Deed of Trust. The property is believed to be improved by a brick end of group rowhouse enced Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, believed to contain three bedrooms, one full bath, central air conditioning, a full The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no basement with a clubroom, a front porch, and a detached one-car garage. The restrictions and agreements of record affecting the same, if any and with no warranty of any kind. property address is 1636 Shadyside Road, Baltimore, MD 21218. warranty of any kind. Terms of Sale: A deposit $18,100.00 by cash or certified check. Balance of the Said property is subject to an annual ground rent of $120.00 payable on the Terms of Sale: A deposit $9,700.00 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by 21st days of April and October and is sold in an “as is condition” and subject to purchase price to be paid in cash within ten days of final ratification of sale by all covenants, conditions, liens, restrictions, easements, rights-of-way as may the Circuit Court for BALTIMORE CITY. Time is of the essence as to the the Circuit Court for BALTIMORE CITY. Time is of the essence as to the purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- affect same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $12,000.00 will be required of the purchaser, other purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- erty shall be resold at the purchaser’s risk and expense. In the event of a resale, than the Holder of the Note or its assigns, at the time of sale, such deposit to be erty shall be resold at the purchaser’s risk and expense. In the event of a resale, the defaulting purchaser shall not be entitled to receive any benefit from the in cash or certified check, or other form acceptable to the Substitute Trustees, the defaulting purchaser shall not be entitled to receive any benefit from the resale, including, but not limited to, additional proceeds or surplus which may in their sole discretion. Balance of the purchase price is to be paid in cash resale, including, but not limited to, additional proceeds or surplus which may arise therefrom. Interest to be paid on the unpaid purchase money at the rate within ten (10) days of the final ratification of sale by the Circuit Court for Balti- arise therefrom. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are more City. If payment of the balance does not take place within ten (10) days of pursuant to the Deed of Trust Note from the date of sale to the date funds are ratification, the deposit may be forfeited and property may be resold at the risk received by the Substitute Trustees. There will be no abatement of interest in received by the Substitute Trustees. There will be no abatement of interest in the event additional funds are tendered at the time of sale or any time prior to and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the prop- the event additional funds are tendered at the time of sale or any time prior to settlement or if the settlement is delayed for any reason. In the event that the erty. Interest to be paid on unpaid purchase money at the rate pursuant to the settlement or if the settlement is delayed for any reason. In the event that the Secured Party executes a forbearance agreement with the borrower(s) deed of trust note from date of sale to date funds are received in the office of Secured Party executes a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allows the borrower(s) to the Substitute Trustees in the event the property is purchased by someone described in the above-mentioned Deed of Trust, or allows the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with rather than the note holder. execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee’s prior knowledge, this Contract shall be null In the event settlement is delayed for any reason, including, but not limited to, or without the Substitute Trustee’s prior knowledge, this Contract shall be null exceptions to the sale, bankruptcy filings by interested parties, or court admin- and void and of no effect, and the Purchaser’s sole remedy shall be the return of and void and of no effect, and the Purchaser’s sole remedy shall be the return of the deposit without interest. Purchaser shall pay for documentary stamps, istration of the foreclosure, there shall be no abatement of interest. Taxes, ground rent, water, condominium fees and/or homeowner association dues, all the deposit without interest. Purchaser shall pay for documentary stamps, transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- public charges, assessments payable on an annual basis, including sanitary transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- minium fees and/or homeowner association dues, all public charges- and/or metropolitan district charges and front foot benefit charges, if minium fees and/or homeowner association dues, all public charges- /assessments payable on an annual basis, including sanitary and/or metropolitan applicable, to be adjusted for the current year to date of sale and assumed /assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and district charges, if applicable, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for obtaining settlement expenses shall be borne by the purchaser. Purchaser shall be respon- thereafter by the purchaser. Purchaser shall be responsible for obtaining sible for obtaining physical possession of the property. Purchaser assumes the physical possession of the property. Purchaser assumes the risk of loss or physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute risk of loss or damage to the property from the date of sale forward. If the Substitute Trustees are unable to convey good and marketable title, the damage to the property from the date of sale forward. If the Substitute Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) purchaser’s sole remedy in law or equity shall be limited to the refund of the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) sole remedy in law or equity shall be limited to a refund of the aforementioned deposit. Upon refund of the deposit, this sale shall be void and of no effect, and sole remedy in law or equity shall be limited to a refund of the aforementioned deposit without interest. In the event the sale is not ratified for any reason, the the purchaser shall have no further claims against the Substitute Trustees. deposit without interest. In the event the sale is not ratified for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without NOTE: The information contained herein was obtained from sources deemed Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. (File # 551087) to be reliable, but is offered for informational purposes only. Neither the interest. (File # 553986) JAMES E. CLARKE, auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his JAMES E. CLARKE, RENEE DYSON, RENEE DYSON, agents or attorneys make any representations or warranties with respect to the BRIAN THOMAS, Substitute Trustees. accuracy of information. Substitute Trustees. PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORE- CLOSURE AUCTION. For additional information, please contact the Substitute Trustees. C. LARRY HOFMEISTER, JR., CRAIG B. LEAVERS, STEPHANIE H. HURLEY and KAITLIN R. SMITH, Substitute Trustees. Tidewater Auctions, LLC 410-825-2900 ap7,14,21 www.tidewaterauctions.com ap7,14,21 ap7,14,21

Baltimore City Baltimore City. Baltimore City Alba Law Group, P.A. Rosenberg & Associates, LLC, ATLANTIC LAW GROUP, LLC. 11350 McCormick Road, Executive Plaza III, Suite 200 7910 Woodmont Avenue, Suite 750, 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Hunt Valley, MD 21031 Bethesda, Maryland 20814, LEESBURG, VA 20175 (443) 541-8600 (301) 907-8000. 703-777-7101 Substituted Trustees’ Sale Of www.rosenberg-assoc.com Substitute Trustees’ Sale Real Property Substitute Trustees’ Sale Of Improved Real Property Known As Of Improved Real Property 4608 Eugene Avenue, Baltimore, MD 21206 1221 Broening Highway, Baltimore, MD 21224 1007 N. Augusta Ave., Baltimore, MD 21229 ———————————— ———————————— Under a power of sale contained in a Deed of Trust from AVON LEWIS, dated Case Number 24-O-14-000551 Under a power of sale contained in a certain Deed of Trust from Denise October 20, 2006 and recorded in Liber 08733, folio 0142 among the Land ———————————— Monica Jones a/k/a Denise M. Jones, dated January 5, 1993 and recorded in Records of BALTIMORE CITY, MD, default having occurred thereunder Under and by virtue of the power of sale contained in a Deed of Trust from Liber 3531, folio 205 among the Land Records of Baltimore City, MD, default (Foreclosure Case docketed as Case No. 24O13003371; Tax ID No. Michael H. Hutchinson, recorded among the Land Records of Baltimore City in having occurred under the terms thereof, the Sub. Trustees will sell at public 27-010-5864O-129) the Sub. Trustees will sell at public auction at the Liber 13142, folio 154, and Declaration of Substitution of Trustees recorded auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell BALTIMORE CITY COURTHOUSE, located at 100 N CALVERT ST, among the aforementioned Land Records substituting Mark S. Devan, Thomas Court House, 100 North Calvert Street, Court House Door, Calvert Street (COURTHOUSE WEST), BALTIMORE, MD 21202, on P. Dore, Christine Drexel, Brian McNair, Melissa L. Cassell, and Angela Nasuta entrance, Baltimore, MD 21202, on as Substituted Trustees, the Substituted Trustees will offer for sale at public April 23, 2015 at 11:00 a.m. auction, at the Courthouse Door, (Courthouse West), 100 N. Calvert Street, April 23, 2015 at 9:34 a.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon (Calvert Street entrance), Baltimore, Maryland, 21202 on ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and situated in BALTIMORE CITY, MD and more fully described in above refer- improvements thereon situated in Baltimore City, MD and described as Tax ID enced Deed of Trust. Wednesday, April 22, 2015 at 09:50 a.m. #16-06-2526-004 and more fully described in the aforesaid Deed of Trust. The The property will be sold in an “as is” condition and subject to conditions, ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- property will be sold subject to an annual ground rent of $90, payable on the 1st restrictions and agreements of record affecting the same, if any and with no more City, State of Maryland, as described in the Deed of Trust recorded among day of February and August. warranty of any kind. the Land Records of Baltimore City, in Liber 13142, folio 154, also being further The property, which is improved by a DWELLING, will be sold in an “as is” Terms of Sale: A deposit $16,100.00 by cash or certified check. Balance of the described in a Deed recorded among the Land Records of Baltimore City in condition and subject to conditions, restrictions and agreements of record purchase price to be paid in cash within ten days of final ratification of sale by Liber 13142, folio 146. The improvements thereon consist of a DWELLING. affecting the same, if any, and with no warranty of any kind. The property is subject to an annual ground rent. Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the the Circuit Court for BALTIMORE CITY. Time is of the essence as to the The property will be sold in “AS IS” condition, subject to any existing building purchase price to be paid in cash within ten days of final ratification of sale by purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- violations, restrictions and agreements of record. The purchaser assumes all the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase erty shall be resold at the purchaser’s risk and expense. In the event of a resale, risks of loss for the property as of the date of sale. Neither the Substituted Trus- the defaulting purchaser shall not be entitled to receive any benefit from the tees nor their respective agents, successors or assigns make any representations money at the rate pursuant to the Deed of Trust Note from the date of sale to resale, including, but not limited to, additional proceeds or surplus which may or warranties, either expressed or implied with respect to the property. The the date funds are received in the office of the Sub. Trustees. There will be no Substituted Trustees shall convey insurable title. abatement of interest in the event additional funds are tendered before arise therefrom. Interest to be paid on the unpaid purchase money at the rate TERMS OF THE SALE: A deposit in a form acceptable to the Substituted settlement or if settlement is delayed for any reason. The noteholder shall not pursuant to the Deed of Trust Note from the date of sale to the date funds are Trustee in the amount of $10,000.00 will be required of the purchaser, other be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE received by the Substitute Trustees. There will be no abatement of interest in than the Holder of the Note or its assigns, at the time and place of sale. Any FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- the event additional funds are tendered at the time of sale or any time prior to amount tendered at sale in excess of the required deposit will be refunded and tural taxes, if applicable, and any and all public and/or private charges or settlement or if the settlement is delayed for any reason. In the event that the not applied to the purchase price. Unless the purchaser is the Holder of the assessments, including water/sewer charges and ground rent, to be adjusted to Secured Party executes a forbearance agreement with the borrower(s) Note or its assigns, the balance of the purchase price shall be paid immediately date of sale and thereafter assumed by purchaser. Condominium fees and/or described in the above-mentioned Deed of Trust, or allows the borrower(s) to with available funds within ten (10) days of the final ratification of the sale by homeowners association dues, if any, shall be assumed by the purchaser from execute their right to reinstate or payoff the subject loan, prior to the sale, with the Circuit Court for Baltimore City. Time is of the essence. The purchaser, the date of sale forward. Cost of all documentary stamps, transfer taxes and or without the Substitute Trustee’s prior knowledge, this Contract shall be null other than the Holder of the Note or its assigns, shall pay interest at the rate of settlement expenses shall be borne by the purchaser. Purchaser shall be respon- and void and of no effect, and the Purchaser’s sole remedy shall be the return of 4.25000% per annum on the unpaid portion of the purchase price from the date sible for obtaining physical possession of the property. Purchaser assumes the of sale to date of settlement. Real property taxes and assessments shall be risk of loss or damage to the property from the date of sale forward. Additional the deposit without interest. Purchaser shall pay for documentary stamps, adjusted to the date of sale and assumed thereafter by the purchaser. Ground terms to be announced at the time of sale. transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- rent, water and/or sewer charges public or private, if any, shall be adjusted to minium fees and/or homeowner association dues, all public charges- the date of sale and assumed thereafter by the purchaser. Cost of all If the Sub. Trustees are unable to convey good and marketable title, the /assessments payable on an annual basis, including sanitary and/or metropolitan documentary stamps and transfer taxes shall be paid by the purchaser. purchaser’s sole remedy in law and equity shall be limited to a refund of the Purchaser shall have the responsibility of obtaining possession of the property. deposit without interest. If the purchaser fails to go to settlement, the deposit district charges, if applicable, shall be adjusted to the date of sale and assumed In the event settlement is delayed for any reason, there shall be no abatement shall be forfeited, to the Trustees for application against all expenses, attorney’s thereafter by the purchaser. Purchaser shall be responsible for obtaining of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- fees and the full commission on the sale price of the above-scheduled physical possession of the property. Purchaser assumes the risk of loss or foreclosure sale. In the event of default, all expenses of this sale (including tuted Trustees shall resell the property at the risk and expense of the defaulting damage to the property from the date of sale forward. If the Substitute purchaser. The defaulting purchaser shall be liable for the payment of any defi- attorney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) ciency in the purchase price, all costs and expenses of both sales, attorney fees, sole remedy in law or equity shall be limited to a refund of the aforementioned all other charges due, and incidental and consequential damages. Defaulting re-advertise and resell the property at the risk and expense of the defaulting deposit without interest. In the event the sale is not ratified for any reason, the purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 purchaser or may avail themselves of any legal or equitable remedies against the in connection with the filing of a motion to resell. defaulting purchaser without reselling the property. In the event of a resale, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without In the event the Substituted Trustees do not convey title for any reason, defaulting purchaser shall not be entitled to receive the surplus, if any, even if interest. (File # 539592) purchaser’s sole remedy is return of the deposit. The Purchaser shall have no such surplus results from improvements to the property by said defaulting JAMES E. CLARKE, further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s purchaser and the defaulting purchaser shall be liable to the Trustees and RENEE DYSON, attorney. The Substituted Trustees shall have the right to terminate this contract secured party for reasonable attorney’s fees and expenses incurred in SHANNON MENAPACE, in the event the Holder or its Servicer has entered into any agreement with, or connection with all litigation involving the Property or the proceeds of the Substitute Trustees. accepted funds from, the mortgagor. Upon termination of the contract, Purchas- resale. Trustees’ file number 50719. er’s sole remedy shall be return of the deposit. DIANE S. ROSENBERG, MARK D. MEYER, et al., MARK S. DEVAN, THOMAS P. DORE, Substitute Trustees. CHRISTINE DREXEL, BRIAN MCNAIR, MELISSA L. CASSELL, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com ap7,14,21 ap7,14,21 ap7,14,21 12B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City. Baltimore City. Baltimore City Rosenberg & Associates, LLC, Rosenberg & Associates, LLC, Alba Law Group, P.A. 7910 Woodmont Avenue, Suite 750, 7910 Woodmont Avenue, Suite 750, 11350 McCormick Road, Executive Plaza III, Suite 200 Bethesda, Maryland 20814, Bethesda, Maryland 20814, Hunt Valley, MD 21031 (301) 907-8000. (301) 907-8000. (443) 541-8600 www.rosenberg-assoc.com www.rosenberg-assoc.com Substituted Trustees’ Sale Of Substitute Trustees’ Sale Substitute Trustees’ Sale Real Property Of Improved Real Property Of Improved Real Property Known As 3116 Ferndale Ave., Baltimore, MD 21207 2434 Eutaw Pl., Baltimore, MD 21217 1139 Ashburton Street, Baltimore, MD 21216 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Eric D. Hall Under a power of sale contained in a certain Deed of Trust from Christopher Case Number 24-O-14-001412 and Magaly Anglade, dated June 19, 2007 and recorded in Liber 10061, folio 287 B. Forsberg a/k/a Christopher Forsberg and Cassandra K. Forsberg, dated ———————————— among the Land Records of Baltimore City, MD, default having occurred under August 8, 2005 and recorded in Liber 6709, folio 1387 among the Land Records Under and by virtue of the power of sale contained in a Deed of Trust from the terms thereof, the Sub. Trustees will sell at public auction at the Circuit of Baltimore City, MD, default having occurred under the terms thereof, the Michelle M. Davenport, recorded among the Land Records of Baltimore City in Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, Liber 10746, folio 6, and Declaration of Substitution of Trustees recorded among Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, on Door, Calvert Street entrance, Baltimore, MD 21202, on Christine Drexel, Brian McNair, Melissa L. Cassell, and Angela Nasuta as Substi- tuted Trustees, the Substituted Trustees will offer for sale at public auction, at April 23, 2015 at 9:37 a.m. April 23, 2015 at 9:33 a.m. the Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and entrance), Baltimore, Maryland, 21202 on improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and described as Tax ID #28-03-8346A-007B and more fully described in the aforesaid Deed of Trust. #13-08-3421-017 and more fully described in the aforesaid Deed of Trust. Wednesday, April 22, 2015 at 09:50 a.m. The property, which is improved by a DWELLING, will be sold in an “as is” The property, which is improved by a DWELLING, will be sold in an “as is” ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- more City, State of Maryland, as described in the Deed of Trust recorded among condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record the Land Records of Baltimore City, in Liber 10746, folio 6, also being further affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. described in a Deed recorded among the Land Records of Baltimore City in Terms of Sale: A deposit of $21,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $20,000 by cash or certified check. Balance of the Liber 10746, folio 1. The improvements thereon consist of a DWELLING. purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by The property is subject to an annual ground rent. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase The property will be sold in “AS IS” condition, subject to any existing building money at the rate pursuant to the Deed of Trust Note from the date of sale to money at the rate pursuant to the Deed of Trust Note from the date of sale to violations, restrictions and agreements of record. The purchaser assumes all the date funds are received in the office of the Sub. Trustees. There will be no the date funds are received in the office of the Sub. Trustees. There will be no risks of loss for the property as of the date of sale. Neither the Substituted Trus- abatement of interest in the event additional funds are tendered before abatement of interest in the event additional funds are tendered before tees nor their respective agents, successors or assigns make any representations settlement or if settlement is delayed for any reason. The noteholder shall not settlement or if settlement is delayed for any reason. The noteholder shall not or warranties, either expressed or implied with respect to the property. The be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE Substituted Trustees shall convey insurable title. FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- TERMS OF THE SALE: A deposit in a form acceptable to the Substituted tural taxes, if applicable, and any and all public and/or private charges or tural taxes, if applicable, and any and all public and/or private charges or Trustee in the amount of $6,000.00 will be required of the purchaser, other than assessments, including water/sewer charges and ground rent, to be adjusted to assessments, including water/sewer charges and ground rent, to be adjusted to the Holder of the Note or its assigns, at the time and place of sale. Any amount date of sale and thereafter assumed by purchaser. Condominium fees and/or date of sale and thereafter assumed by purchaser. Condominium fees and/or tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or homeowners association dues, if any, shall be assumed by the purchaser from homeowners association dues, if any, shall be assumed by the purchaser from its assigns, the balance of the purchase price shall be paid immediately with the date of sale forward. Cost of all documentary stamps, transfer taxes and the date of sale forward. Cost of all documentary stamps, transfer taxes and available funds within ten (10) days of the final ratification of the sale by the settlement expenses shall be borne by the purchaser. Purchaser shall be respon- settlement expenses shall be borne by the purchaser. Purchaser shall be respon- Circuit Court for Baltimore City. Time is of the essence. The purchaser, other sible for obtaining physical possession of the property. Purchaser assumes the sible for obtaining physical possession of the property. Purchaser assumes the than the Holder of the Note or its assigns, shall pay interest at the rate of risk of loss or damage to the property from the date of sale forward. Additional risk of loss or damage to the property from the date of sale forward. Additional 6.50000% per annum on the unpaid portion of the purchase price from the date terms to be announced at the time of sale. terms to be announced at the time of sale. of sale to date of settlement. Real property taxes and assessments shall be If the Sub. Trustees are unable to convey good and marketable title, the If the Sub. Trustees are unable to convey good and marketable title, the adjusted to the date of sale and assumed thereafter by the purchaser. Ground purchaser’s sole remedy in law and equity shall be limited to a refund of the purchaser’s sole remedy in law and equity shall be limited to a refund of the rent, water and/or sewer charges public or private, if any, shall be adjusted to deposit without interest. If the purchaser fails to go to settlement, the deposit deposit without interest. If the purchaser fails to go to settlement, the deposit the date of sale and assumed thereafter by the purchaser. Cost of all shall be forfeited, to the Trustees for application against all expenses, attorney’s shall be forfeited, to the Trustees for application against all expenses, attorney’s documentary stamps and transfer taxes shall be paid by the purchaser. fees and the full commission on the sale price of the above-scheduled fees and the full commission on the sale price of the above-scheduled Purchaser shall have the responsibility of obtaining possession of the property. foreclosure sale. In the event of default, all expenses of this sale (including foreclosure sale. In the event of default, all expenses of this sale (including In the event settlement is delayed for any reason, there shall be no abatement attorney’s fees and the full commission on the gross sale price of this sale) shall attorney’s fees and the full commission on the gross sale price of this sale) shall of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- be charged against and paid out of the forfeited deposit. The Trustees may then be charged against and paid out of the forfeited deposit. The Trustees may then tuted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any defi- re-advertise and resell the property at the risk and expense of the defaulting re-advertise and resell the property at the risk and expense of the defaulting ciency in the purchase price, all costs and expenses of both sales, attorney fees, purchaser or may avail themselves of any legal or equitable remedies against the purchaser or may avail themselves of any legal or equitable remedies against the all other charges due, and incidental and consequential damages. Defaulting defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser without reselling the property. In the event of a resale, the purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulting purchaser shall not be entitled to receive the surplus, if any, even if in connection with the filing of a motion to resell. such surplus results from improvements to the property by said defaulting such surplus results from improvements to the property by said defaulting In the event the Substituted Trustees do not convey title for any reason, purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser’s sole remedy is return of the deposit. The Purchaser shall have no secured party for reasonable attorney’s fees and expenses incurred in secured party for reasonable attorney’s fees and expenses incurred in further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s connection with all litigation involving the Property or the proceeds of the connection with all litigation involving the Property or the proceeds of the attorney. The Substituted Trustees shall have the right to terminate this contract resale. Trustees’ file number 49558. resale. Trustees’ file number 48547. in the event the Holder or its Servicer has entered into any agreement with, or DIANE S. ROSENBERG, MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., accepted funds from, the mortgagor. Upon termination of the contract, Purchas- Substitute Trustees. Substitute Trustees. er’s sole remedy shall be return of the deposit. MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, MELISSA L. CASSELL, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 ap7,14,21 ap7,14,21 www.tidewaterauctions.com ap7,14,21

Baltimore City. Baltimore City. Baltimore City Hofmeister, Breza & Leavers Rosenberg & Associates, LLC, BWW Law Group, LLC Executive Plaza III 7910 Woodmont Avenue, Suite 750, 6003 Executive Boulevard, Suite 101 11350 McCormick Road, Suite 1300 Bethesda, Maryland 20814, Rockville, MD 20852 Hunt Valley, Maryland 21031 (301) 907-8000. (301) 961-6555 Substitute Trustees’ Sale www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Of Valuable Fee Simple Dwelling Of Real Property Of Improved Real Property 6822 Boston Avenue, Dundalk, MD 21222 And Any Improvements Thereon ———————————— 960 Fell St., Unit #705, Baltimore, MD 21231 Under and by virtue of the power of sale contained in a certain Purchase ———————————— 5308 Grindon Ave., Baltimore, MD 21214 Money Deed of Trust from Rodney M. Gannon, dated January 7, 2011, and Under a power of sale contained in a certain Deed of Trust from Robert J. ———————————— recorded in Liber 13231, folio 86, among the Land Records of Baltimore City, Fetterman, dated November 17, 2006 and recorded in Liber 9016, folio 161 Under a power of sale contained in a certain Deed of Trust dated December Maryland, default having occurred under the terms thereof, and at the request among the Land Records of Baltimore City, MD, default having occurred under 13, 2004 and recorded in Liber 6368, Folio 957 among the Land Records of Balti- of the parties secured thereby, the undersigned Substitute Trustees will offer for the terms thereof, the Sub. Trustees will sell at public auction at the Circuit more City, MD, with an original principal balance of $158,746.00 and an original sale at public auction at the Circuit Court for Baltimore City, Clarence M. Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North interest rate of 5.00% default having occurred under the terms thereof, the Sub. Mitchell Courthouse Door, 100 N. Calvert Street, Baltimore, MD on Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, Trustees will sell at public auction at the Circuit Court for Baltimore City, at the on Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Wednesday, April 22, 2015 at 9:50 a.m. Calvert Street entrance, Baltimore, MD 21202, on ALL THAT LOT OF GROUND and the improvements thereon SITUATED IN April 23, 2015 at 9:35 a.m. Baltimore City, Maryland and more fully described in the aforesaid Purchase ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and April 24, 2015 at 10:09 a.m. Money Deed of Trust. improvements thereon situated in Baltimore City, MD and described as Unit No. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or The property is believed to be improved by an INSIDE GROUP TOWNHOUSE 705, in the Belt’s Wharf Landing Condominium, Tax ID #02-06-1874-119 and improvements thereon situated in Baltimore City, MD and more fully described STYLE DWELLING believed to contain three bedrooms, one full bath, a full more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. basement, central air conditioning, a covered front porch, a rear covered patio, The property, which is improved by a DWELLING, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” and a concrete parking pad. The property address is 6822 Boston Avenue, condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record Dundalk, MD 21222. affecting the same, if any, and with no warranty of any kind. Said property is in fee simple and is sold in an “as is condition” and subject to affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $79,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $19,000 in the form of certified check, cashier’s all covenants, conditions, liens, restrictions, easements, rights-of-way as may check or money order will be required of the purchaser at time and place of affect same, if any, and with no warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by sale. Balance of the purchase price, together with interest on the unpaid Terms of Sale: A deposit of $5,000.00 will be required of the purchaser, other the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase money at the current rate contained in the Deed of Trust Note from than the Holder of the Note or its assigns, at the time of sale, such deposit to be money at the rate pursuant to the Deed of Trust Note from the date of sale to the date of sale to the date funds are received by the Sub. Trustees, payable in in cash or certified check, or other form acceptable to the Substitute Trustees, the date funds are received in the office of the Sub. Trustees. There will be no cash within ten days of final ratification of the sale by the Circuit Court. There in their sole discretion. Balance of the purchase price is to be paid in cash abatement of interest in the event additional funds are tendered before will be no abatement of interest due from the purchaser in the event additional within ten (10) days of the final ratification of sale by the Circuit Court for Balti- settlement or if settlement is delayed for any reason. The noteholder shall not funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE more City. If payment of the balance does not take place within ten (10) days of be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE PURCHASER. Adjustment of current year’s real property taxes are adjusted as ratification, the deposit may be forfeited and property may be resold at the risk FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- of the date of sale, and thereafter assumed by the purchaser. Taxes due for and expense of the defaulting purchaser. The defaulting purchaser shall not be tural taxes, if applicable, and any and all public and/or private charges or prior years including costs of any tax sale are payable by the purchaser. entitled to any surplus proceeds or profits resulting from any resale of the prop- assessments, including water/sewer charges and ground rent, to be adjusted to Purchaser is responsible for any recapture of homestead tax credit. All other erty. Interest to be paid on unpaid purchase money at the rate pursuant to the public and/or private charges or assessments, to the extent such amounts deed of trust note from date of sale to date funds are received in the office of date of sale and thereafter assumed by purchaser. Condominium fees and/or survive foreclosure sale, including water/sewer charges, ground rent, whether the Substitute Trustees in the event the property is purchased by someone homeowners association dues, if any, shall be assumed by the purchaser from incurred prior to or after the sale to be paid by the purchaser. All costs of deed rather than the note holder. the date of sale forward. Cost of all documentary stamps, transfer taxes and recordation including but not limited to all transfer, recordation, agricultural or In the event settlement is delayed for any reason, including, but not limited to, settlement expenses shall be borne by the purchaser. Purchaser shall be respon- other taxes or charges assessed by any governmental entity as a condition to exceptions to the sale, bankruptcy filings by interested parties, or court admin- sible for obtaining physical possession of the property. Purchaser assumes the recordation, are payable by purchaser, whether or not purchaser is a Maryland istration of the foreclosure, there shall be no abatement of interest. Taxes, risk of loss or damage to the property from the date of sale forward. Additional First Time Home Buyer. Purchaser is responsible for obtaining physical posses- ground rent, water, condominium fees and/or homeowner association dues, all terms to be announced at the time of sale. sion of the property, and assumes risk of loss or damage to the property from public charges, assessments payable on an annual basis, including sanitary If the Sub. Trustees are unable to convey good and marketable title, the the date of sale. The sale is subject to post-sale audit of the status of the loan and/or metropolitan district charges and front foot benefit charges, if purchaser’s sole remedy in law and equity shall be limited to a refund of the with the loan servicer including, but not limited to, determination of whether applicable, to be adjusted for the current year to date of sale and assumed deposit without interest. If the purchaser fails to go to settlement, the deposit the borrower entered into any repayment agreement, reinstated or paid off the thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and shall be forfeited, to the Trustees for application against all expenses, attorney’s loan prior to the sale. In any such event, this sale shall be null and void, and the settlement expenses shall be borne by the purchaser. Purchaser shall be respon- fees and the full commission on the sale price of the above-scheduled Purchaser’s sole remedy, in law or equity, shall be the return of the deposit sible for obtaining physical possession of the property. Purchaser assumes the foreclosure sale. In the event of default, all expenses of this sale (including without interest. If purchaser fails to settle within 10 days of ratification, the risk of loss or damage to the property from the date of sale forward. If the attorney’s fees and the full commission on the gross sale price of this sale) shall Sub. Trustees may file a motion to resell the property. If Purchaser defaults Substitute Trustees are unable to convey good and marketable title, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser’s sole remedy in law or equity shall be limited to the refund of the be charged against and paid out of the forfeited deposit. The Trustees may then the property at the risk and cost of the defaulting purchaser. The defaulted deposit. Upon refund of the deposit, this sale shall be void and of no effect, and re-advertise and resell the property at the risk and expense of the defaulting purchaser shall not be entitled to any surplus proceeds resulting from said the purchaser shall have no further claims against the Substitute Trustees. purchaser or may avail themselves of any legal or equitable remedies against the resale even if such surplus results from improvements to the property by said NOTE: The information contained herein was obtained from sources deemed defaulting purchaser without reselling the property. In the event of a resale, the defaulted purchaser. If Sub. Trustees are unable to convey either insurable or to be reliable, but is offered for informational purposes only. Neither the defaulting purchaser shall not be entitled to receive the surplus, if any, even if marketable title, or if ratification of the sale is denied by the Circuit Court for auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his such surplus results from improvements to the property by said defaulting any reason, the Purchaser’s sole remedy, at law or equity, is the return of the agents or attorneys make any representations or warranties with respect to the purchaser and the defaulting purchaser shall be liable to the Trustees and deposit without interest. accuracy of information. secured party for reasonable attorney’s fees and expenses incurred in PLEASE CONSULT WWW.ALEXCOOPER.COM PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN connection with all litigation involving the Property or the proceeds of the FOR STATUS OF UPCOMING SALES DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORE- resale. Trustees’ file number 39777. HOWARD N. BIERMAN, CLOSURE AUCTION. For additional information, please contact the Substitute DIANE S. ROSENBERG, MARK D. MEYER, et al., CARRIE M. WARD, et al., Trustees. Substitute Trustees. Substitute Trustees. C. LARRY HOFMEISTER, JR., CRAIG B. LEAVERS, STEPHANIE H. HURLEY, KAITLIN R. SMITH, and SCOTT M. BREZA, Substitute Trustees. Tidewater Auctions, LLC 410-825-2900 www.tidewaterauctions.com ap7,14,21 ap7,14,21 ap7,14,21 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 13B

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 4715 Homesdale Ave., Baltimore, MD 21206 203 S. Bouldin St., Baltimore, MD 21224 5641 Govane Ave., Baltimore, MD 21212 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated September Under a power of sale contained in a certain Deed of Trust dated February 28, Under a power of sale contained in a certain Deed of Trust dated November 1, 10, 2004 and recorded in Liber 6066, Folio 265 among the Land Records of Balti- 2008 and recorded in Liber 10501, Folio 645 among the Land Records of 2012 and recorded in Liber 14709, Folio 198 among the Land Records of more City, MD, with an original principal balance of $71,090.00 and an original Baltimore City, MD, with an original principal balance of $123,322.00 and an Baltimore City, MD, with an original principal balance of $125,190.00 and an interest rate of 5.75% default having occurred under the terms thereof, the Sub. original interest rate of 5.75000% default having occurred under the terms original interest rate of 3.5% default having occurred under the terms thereof, Trustees will sell at public auction at the Circuit Court for Baltimore City, at the thereof, the Sub. Trustees will sell at public auction at the Circuit Court for the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 10:04 a.m. April 24, 2015 at 10:06 a.m. April 24, 2015 at 10:08 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” ground rent of $90. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $15,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $13,000 in the form of certified check, cashier’s sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 2319 Monticello Rd., Baltimore, MD 21216 600 Markham Rd., Baltimore, MD 21229 4631 Marble Hall Rd., Baltimore, MD 21239 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated April 19, Under a power of sale contained in a certain Deed of Trust dated August 24, Under a power of sale contained in a certain Deed of Trust dated February 10, 2006 and recorded in Liber 7760, Folio 736 among the Land Records of 2007 and recorded in Liber 10012, Folio 93 among the Land Records of 2006 and recorded in Liber 7611, Folio 690 among the Land Records of Baltimore City, MD, with an original principal balance of $119,000.00 and an Baltimore City, MD, with an original principal balance of $156,370.00 and an Baltimore City, MD, with an original principal balance of $100,800.00 and an original interest rate of 7.25000% default having occurred under the terms original interest rate of 5.3750% default having occurred under the terms original interest rate of 9.780% default having occurred under the terms thereof, thereof, the Sub. Trustees will sell at public auction at the Circuit Court for thereof, the Sub. Trustees will sell at public auction at the Circuit Court for the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 10:02 a.m. April 24, 2015 at 10:05 a.m. April 24, 2015 at 10:07 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an “as is” ground rent of $120. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $15,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $19,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $16,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 14B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC Samuel I. White, P.C. Samuel I. White, P.C. 6003 Executive Boulevard, Suite 101 611 ROCKVILLE PIKE, SUITE 100 611 ROCKVILLE PIKE, SUITE 100 Rockville, MD 20852 ROCKVILLE, MARYLAND 20852 ROCKVILLE, MARYLAND 20852 Substitute Trustees’ Sale Of (301) 961-6555 Substitute Trustees’ Sale Of Valuable Leasehold Property Substitute Trustees’ Sale Known As Valuable Leasehold Property 3920 Rokeby Road, Baltimore, MD 21229 Of Real Property Known As ———————————— Under and by virtue of the power of sale contained in a certain Deed of Trust And Any Improvements Thereon 3559 Lyndale Avenue, Baltimore, MD 21213 to WILLIAM J. PARISI, Trustee(s), dated February 5, 2008, and recorded among 1206 N. Longwood St. ———————————— the Land Records of BALTIMORE CITY, MARYLAND in Liber 10484, folio 417, Under and by virtue of the power of sale contained in a certain Deed of Trust the holder of the indebtedness secured by this Deed of Trust having appointed I/R/T/A 1206 Longwood, Baltimore, MD 21216 to LAWYERS TITLE REALTY SRVC INC. A VIRGINIA CORP., Trustee(s), dated the undersigned Substitute Trustees, by instrument duly recorded among the ———————————— November 18, 2004, and recorded among the Land Records of BALTIMORE aforesaid Land Records, default having occurred under the terms thereof, and at Under a power of sale contained in a certain Deed of Trust dated June 17, CITY, MARYLAND in Liber 6203, folio 1036, the holder of the indebtedness the request of the party secured thereby, the undersigned Substitute Trustee 2005 and recorded in Liber 14820, Folio 53 among the Land Records of secured by this Deed of Trust having appointed the undersigned Substitute will offer for sale at public auction at THE BALTIMORE CITY COURTHOUSE Baltimore City, MD, with an original principal balance of $52,200.00 and an orig- Trustees, by instrument duly recorded among the aforesaid Land Records, LOCATED AT 100 N CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD default having occurred under the terms thereof, and at the request of the party 21202 ON, inal interest rate of 11.87500% default having occurred under the terms thereof, secured thereby, the undersigned Substitute Trustee will offer for sale at public the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore auction at THE BALTIMORE CITY COURTHOUSE LOCATED AT 100 N April 24, 2015 at 10:00 a.m. City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD 21202 ON, House Door, Calvert Street entrance, Baltimore, MD 21202, on ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon April 24, 2015 at 10:00 a.m. situated in BALTIMORE CITY, MD and described as follows: April 24, 2015 at 10:03 a.m. ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon ALL THAT PROPERTY CONVEYED BY DEED DATED FEBRUARY 5, 2008 ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or situated in BALTIMORE CITY, MD and described as follows: AND RECORDED MARCH 5, 2008 IN BOOK 10484, PAGE 409. improvements thereon situated in Baltimore City, MD and more fully described ALL THAT PROPERTY CONVEYED BY DEED DATED NOVEMBER 18, 2004 THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $90.00 in the aforesaid Deed of Trust. The property will be sold subject to an annual AND RECORDED DECEMBER 8, 2004 IN LIBER 6203, FOLIO 1030. PAYABLE ON THE 30th DAYS OF June AND December OF EACH AND EVERY ground rent of $90. THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $90.00 YEAR. The property, and any improvements thereon, will be sold in an “as is” PAYABLE ON THE 1st DAYS OF March AND September OF EACH AND EVERY The property will be sold in an “AS IS WHERE IS” condition without either condition and subject to conditions, restrictions and agreements of record YEAR. express or implied warranty or representation, including but not limited to the affecting the same, if any, and with no warranty of any kind. The property will be sold in an “AS IS WHERE IS” condition without either description, fitness for a particular purpose or use, structural integrity, physical Terms of Sale: A deposit of $7,000 in the form of certified check, cashier’s express or implied warranty or representation, including but not limited to the condition, construction, extent of construction, workmanship, materials, check or money order will be required of the purchaser at time and place of description, fitness for a particular purpose or use, structural integrity, physical liability, zoning, subdivision, environmental condition, merchantability, compli- sale. Balance of the purchase price, together with interest on the unpaid condition, construction, extent of construction, workmanship, materials, ance with building or housing codes or other laws, ordinances or regulations, or purchase money at the current rate contained in the Deed of Trust Note from liability, zoning, subdivision, environmental condition, merchantability, compli- other similar matters, and subject to easements, agreements and restrictions of the date of sale to the date funds are received by the Sub. Trustees, payable in ance with building or housing codes or other laws, ordinances or regulations, or record which affect the same, if any. The property will be sold subject to all cash within ten days of final ratification of the sale by the Circuit Court. There other similar matters, and subject to easements, agreements and restrictions of conditions, liens, restrictions and agreements of record affecting same including will be no abatement of interest due from the purchaser in the event additional record which affect the same, if any. The property will be sold subject to all any condominium and of HOA assessments pursuant to Md Real Property funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE conditions, liens, restrictions and agreements of record affecting same including Article 11-110. PURCHASER. Adjustment of current year’s real property taxes are adjusted as any condominium and of HOA assessments pursuant to Md Real Property TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a of the date of sale, and thereafter assumed by the purchaser. Taxes due for Article 11-110. cashier’s check will be required from purchaser at time of sale, balance in prior years including costs of any tax sale are payable by the purchaser. TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a immediately available funds upon final ratification of sale by the Circuit Court Purchaser is responsible for any recapture of homestead tax credit. All other cashier’s check will be required from purchaser at time of sale, balance in of BALTIMORE CITY, MARYLAND interest to be paid at the rate of 7.125% on public and/or private charges or assessments, to the extent such amounts immediately available funds upon final ratification of sale by the Circuit Court unpaid purchase money from date of sale to date of settlement. The secured survive foreclosure sale, including water/sewer charges, ground rent, whether of BALTIMORE CITY, MARYLAND interest to be paid at the rate of 6.430% on party herein, if a bidder, shall not be required to post a deposit. Third party incurred prior to or after the sale to be paid by the purchaser. All costs of deed unpaid purchase money from date of sale to date of settlement. The secured purchaser (excluding the secured party) will be required to complete full settle- recordation including but not limited to all transfer, recordation, agricultural or party herein, if a bidder, shall not be required to post a deposit. Third party ment of the purchase of the property within TEN (10) CALENDAR DAYS of the other taxes or charges assessed by any governmental entity as a condition to purchaser (excluding the secured party) will be required to complete full settle- ratification of the sale by the Circuit Court otherwise the purchaser’s deposit recordation, are payable by purchaser, whether or not purchaser is a Maryland ment of the purchase of the property within TEN (10) CALENDAR DAYS of the shall be forfeited and the property will be resold at the risk and expense, of the First Time Home Buyer. Purchaser is responsible for obtaining physical posses- ratification of the sale by the Circuit Court otherwise the purchaser’s deposit defaulting purchaser. All other public charges and private charges or sion of the property, and assumes risk of loss or damage to the property from shall be forfeited and the property will be resold at the risk and expense, of the assessments, including water/sewer charges, ground rent, taxes if any, to be the date of sale. The sale is subject to post-sale audit of the status of the loan defaulting purchaser. All other public charges and private charges or adjusted to date of sale. Cost of all documentary stamps and transfer taxes and with the loan servicer including, but not limited to, determination of whether assessments, including water/sewer charges, ground rent, taxes if any, to be all other costs incident to the settlement shall be borne by the purchaser. If the borrower entered into any repayment agreement, reinstated or paid off the adjusted to date of sale. Cost of all documentary stamps and transfer taxes and applicable, condominium and/or homeowner association dues and assessments loan prior to the sale. In any such event, this sale shall be null and void, and the all other costs incident to the settlement shall be borne by the purchaser. If will be adjusted to date of sale. If the sale is rescinded or not ratified for any Purchaser’s sole remedy, in law or equity, shall be the return of the deposit applicable, condominium and/or homeowner association dues and assessments reason, including post sale lender audit, or the Substitute Trustees are unable to without interest. If purchaser fails to settle within 10 days of ratification, the will be adjusted to date of sale. If the sale is rescinded or not ratified for any convey insurable title or a resale is to take place for any reason, the purchas- Sub. Trustees may file a motion to resell the property. If Purchaser defaults reason, including post sale lender audit, or the Substitute Trustees are unable to er(s) sole remedy in law or equity shall be limited to the refund of the aforemen- under these terms, deposit shall be forfeited. The Sub. Trustees may then resell convey insurable title or a resale is to take place for any reason, the purchas- tioned deposit. The purchaser waives all rights and claims against the Substitute the property at the risk and cost of the defaulting purchaser. The defaulted er(s) sole remedy in law or equity shall be limited to the refund of the aforemen- Trustees whether known or unknown. These provisions shall survive settlement purchaser shall not be entitled to any surplus proceeds resulting from said tioned deposit. The purchaser waives all rights and claims against the Substitute Upon refund of the deposit, this sale shall be void and of no effect, and the resale even if such surplus results from improvements to the property by said Trustees whether known or unknown. These provisions shall survive settlement purchaser shall have no further claim against the Substitute Trustees. The sale defaulted purchaser. If Sub. Trustees are unable to convey either insurable or Upon refund of the deposit, this sale shall be void and of no effect, and the is subject to post-sale review of the status of the loan and that if any agreement marketable title, or if ratification of the sale is denied by the Circuit Court for purchaser shall have no further claim against the Substitute Trustees. The sale to cancel the sale was entered into by the lender and borrower prior to the sale any reason, the Purchaser’s sole remedy, at law or equity, is the return of the is subject to post-sale review of the status of the loan and that if any agreement then the sale is void and the purchaser’s deposit shall be refunded without deposit without interest. to cancel the sale was entered into by the lender and borrower prior to the sale interest. Additional terms and conditions, if applicable, maybe announced at the PLEASE CONSULT WWW.ALEXCOOPER.COM then the sale is void and the purchaser’s deposit shall be refunded without time and date of sale. File No. (11782) FOR STATUS OF UPCOMING SALES interest. Additional terms and conditions, if applicable, maybe announced at the JOHN E. DRISCOLL III, et al, HOWARD N. BIERMAN, time and date of sale. File No. (14595) Substitute Trustees. CARRIE M. WARD, et al., JOHN E. DRISCOLL III, et al, Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC Samuel I. White, P.C. BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 611 ROCKVILLE PIKE, SUITE 100 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 ROCKVILLE, MARYLAND 20852 Rockville, MD 20852 (301) 961-6555 Substitute Trustees’ Sale Of (301) 961-6555 Substitute Trustees’ Sale Valuable Leasehold Property Substitute Trustees’ Sale Of Real Property Of Real Property Known As 5642 Kavon Avenue, Baltimore, MD 21206 And Any Improvements Thereon And Any Improvements Thereon ———————————— 5504 Frankford Estates Dr., Baltimore, MD 21206 Under and by virtue of the power of sale contained in a certain Deed of Trust ———————————— to ROBERT M. WINDSOR, Trustee(s), dated February 26, 2010, and recorded Under a power of sale contained in a certain Deed of Trust dated October 6, 5471 Whitwood Rd., Baltimore, MD 21206 among the Land Records of BALTIMORE CITY, MARYLAND in Liber 12476, ———————————— folio 35, the holder of the indebtedness secured by this Deed of Trust having 2006 and recorded in Liber 8479, Folio 331 and re-recorded in Liber 13609, Folio Under a power of sale contained in a certain Deed of Trust dated June 25, appointed the undersigned Substitute Trustees, by instrument duly recorded 406 among the Land Records of Baltimore City, MD, with an original principal 2007 and recorded in Liber 9708, Folio 522 among the Land Records of among the aforesaid Land Records, default having occurred under the terms balance of $366,318.00 and an original interest rate of 6.0% default having Baltimore City, MD, with an original principal balance of $117,000.00 and an thereof, and at the request of the party secured thereby, the undersigned Substi- occurred under the terms thereof, the Sub. Trustees will sell at public auction at original interest rate of 6.5000% default having occurred under the terms tute Trustee will offer for sale at public auction at THE BALTIMORE CITY the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, thereof, the Sub. Trustees will sell at public auction at the Circuit Court for COURTHOUSE LOCATED AT 100 N CALVERT ST, (COURTHOUSE WEST), 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert BALTIMORE, MD 21202 ON, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 10:00 a.m. April 24, 2015 at 10:00 a.m. ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or April 24, 2015 at 10:01 a.m. situated in BALTIMORE CITY, MD and described as follows: improvements thereon situated in Baltimore City, MD and more fully described ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT PROPERTY CONVEYED BY DEED DATED MAY 7, 1994 AND in the aforesaid Deed of Trust. improvements thereon situated in Baltimore City, MD and more fully described RECORDED MAY 25, 1994 IN BOOK 4280, PAGE 427. The property, and any improvements thereon, will be sold in an “as is” in the aforesaid Deed of Trust. THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $96.00 condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” PAYABLE ON THE 1st DAYS OF January AND July OF EACH AND EVERY affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record YEAR. Terms of Sale: A deposit of $50,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. The property will be sold in an “AS IS WHERE IS” condition without either check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $19,000 in the form of certified check, cashier’s express or implied warranty or representation, including but not limited to the sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of description, fitness for a particular purpose or use, structural integrity, physical purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid condition, construction, extent of construction, workmanship, materials, the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from liability, zoning, subdivision, environmental condition, merchantability, compli- cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in ance with building or housing codes or other laws, ordinances or regulations, or will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There other similar matters, and subject to easements, agreements and restrictions of will be no abatement of interest due from the purchaser in the event additional record which affect the same, if any. The property will be sold subject to all funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE conditions, liens, restrictions and agreements of record affecting same including PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as any condominium and of HOA assessments pursuant to Md Real Property of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for Article 11-110. prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other cashier’s check will be required from purchaser at time of sale, balance in public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts immediately available funds upon final ratification of sale by the Circuit Court survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether of BALTIMORE CITY, MARYLAND interest to be paid at the rate of 5.250% on incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed unpaid purchase money from date of sale to date of settlement. The secured recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or party herein, if a bidder, shall not be required to post a deposit. Third party other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to purchaser (excluding the secured party) will be required to complete full settle- recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland ment of the purchase of the property within TEN (10) CALENDAR DAYS of the First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- ratification of the sale by the Circuit Court otherwise the purchaser’s deposit sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from shall be forfeited and the property will be resold at the risk and expense, of the the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan defaulting purchaser. All other public charges and private charges or with the loan servicer including, but not limited to, determination of whether assessments, including water/sewer charges, ground rent, taxes if any, to be with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the adjusted to date of sale. Cost of all documentary stamps and transfer taxes and the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the all other costs incident to the settlement shall be borne by the purchaser. If loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit applicable, condominium and/or homeowner association dues and assessments Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the will be adjusted to date of sale. If the sale is rescinded or not ratified for any without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults reason, including post sale lender audit, or the Substitute Trustees are unable to Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell convey insurable title or a resale is to take place for any reason, the purchas- under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted er(s) sole remedy in law or equity shall be limited to the refund of the aforemen- the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said tioned deposit. The purchaser waives all rights and claims against the Substitute purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said Trustees whether known or unknown. These provisions shall survive settlement resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or Upon refund of the deposit, this sale shall be void and of no effect, and the defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for purchaser shall have no further claim against the Substitute Trustees. The sale marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the is subject to post-sale review of the status of the loan and that if any agreement any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. to cancel the sale was entered into by the lender and borrower prior to the sale PLEASE CONSULT WWW.ALEXCOOPER.COM then the sale is void and the purchaser’s deposit shall be refunded without deposit without interest. FOR STATUS OF UPCOMING SALES interest. Additional terms and conditions, if applicable, maybe announced at the PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, time and date of sale. File No. (17252) FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., JOHN E. DRISCOLL III, et al, HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 15B

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property And Any Improvements Thereon Of Real Property Of Real Property 3803 10th St. A/R/T/A 3803 Tenth St., And Any Improvements Thereon And Any Improvements Thereon Baltimore, MD 21225 ———————————— 3040 Mayfield Ave., Baltimore, MD 21213 745 W. Cross St., Baltimore, MD 21230 Under a power of sale contained in a certain Deed of Trust dated August 31, ———————————— ———————————— 2000 and recorded in Liber 707, Folio 457 among the Land Records of Baltimore Under a power of sale contained in a certain Deed of Trust dated September Under a power of sale contained in a certain Deed of Trust dated April 22, City, MD, with an original principal balance of $51,900.00 and an original 16, 1998 and recorded in Liber 7706, Folio 56 among the Land Records of Balti- 1994 and recorded in Liber 4279, Folio 406 among the Land Records of interest rate of 8.50% default having occurred under the terms thereof, the Sub. more City, MD, with an original principal balance of $61,401.00 and an original Baltimore City, MD, with an original principal balance of $56,950.00 and an orig- Trustees will sell at public auction at the Circuit Court for Baltimore City, at the interest rate of 7.75000% default having occurred under the terms thereof, the inal interest rate of 7.5000% default having occurred under the terms thereof, Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Calvert Street entrance, Baltimore, MD 21202, on at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court April 24, 2015 at 9:55 a.m. Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described April 24, 2015 at 9:57 a.m. April 24, 2015 at 9:59 a.m. in the aforesaid Deed of Trust. The property will be sold subject to an annual ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ground rent of $78. improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described The property, and any improvements thereon, will be sold in an “as is” in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. condition and subject to conditions, restrictions and agreements of record ground rent of $90. The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s sale. Balance of the purchase price, together with interest on the unpaid Terms of Sale: A deposit of $5,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of purchase money at the current rate contained in the Deed of Trust Note from check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid the date of sale to the date funds are received by the Sub. Trustees, payable in sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from cash within ten days of final ratification of the sale by the Circuit Court. There purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in will be no abatement of interest due from the purchaser in the event additional the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional PURCHASER. Adjustment of current year’s real property taxes are adjusted as will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as prior years including costs of any tax sale are payable by the purchaser. PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for Purchaser is responsible for any recapture of homestead tax credit. All other of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. public and/or private charges or assessments, to the extent such amounts prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other survive foreclosure sale, including water/sewer charges, ground rent, whether Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts incurred prior to or after the sale to be paid by the purchaser. All costs of deed public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether recordation including but not limited to all transfer, recordation, agricultural or survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to First Time Home Buyer. Purchaser is responsible for obtaining physical posses- other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland sion of the property, and assumes risk of loss or damage to the property from recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the date of sale. The sale is subject to post-sale audit of the status of the loan First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from with the loan servicer including, but not limited to, determination of whether sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the borrower entered into any repayment agreement, reinstated or paid off the the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether loan prior to the sale. In any such event, this sale shall be null and void, and the with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the without interest. If purchaser fails to settle within 10 days of ratification, the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Sub. Trustees may file a motion to resell the property. If Purchaser defaults Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults the property at the risk and cost of the defaulting purchaser. The defaulted Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser shall not be entitled to any surplus proceeds resulting from said under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted resale even if such surplus results from improvements to the property by said the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the PLEASE CONSULT WWW.ALEXCOOPER.COM any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. FOR STATUS OF UPCOMING SALES deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, Substitute Trustees. HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 1703 Ruxton Ave., Baltimore, MD 21216 1521 Race St., Baltimore, MD 21230 425 Roundview Rd., Baltimore, MD 21225 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated July 25, 2008 Under a power of sale contained in a certain Deed of Trust dated December Under a power of sale contained in a certain Deed of Trust dated September and recorded in Liber 10966, Folio 608 among the Land Records of Baltimore 13, 2008 and recorded in Liber 11248, Folio 415 among the Land Records of 19, 2007 and recorded in Liber 10046, Folio 540 among the Land Records of City, MD, with an original principal balance of $99,192.00 and an original Baltimore City, MD, with an original principal balance of $101,495.00 and an Baltimore City, MD, with an original principal balance of $63,200.00 and an orig- interest rate of 6.75% default having occurred under the terms thereof, the Sub. original interest rate of 6.37500% default having occurred under the terms inal interest rate of 6.50000% default having occurred under the terms thereof, Trustees will sell at public auction at the Circuit Court for Baltimore City, at the thereof, the Sub. Trustees will sell at public auction at the Circuit Court for the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 9:53 a.m. April 24, 2015 at 9:56 a.m. April 24, 2015 at 9:58 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $84. ground rent of $30. ground rent of $66. The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $10,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $11,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $9,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. deposit without interest. deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 17B

Baltimore City Baltimore City Baltimore City Law Offices of Jeffrey Nadel BWW Law Group, LLC BWW Law Group, LLC 4041 Powder Mill Road, Suite 415 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Calverton, Maryland 20705 Rockville, MD 20852 Rockville, MD 20852 240-473-5000 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Of Real Property Substitute Trustees’ Sale Substitute Trustees’ Sale 4042 Hillen Road, Baltimore, MD 21218 Of Real Property Of Real Property ———————————— Under a power of sale contained in a certain Deed of Trust from Darlene D. And Any Improvements Thereon And Any Improvements Thereon Adams, dated October 13, 2006, and recorded in Liber 8534, Folio 149 among the Land Records of Baltimore City, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for 110 W. Hamburg St., Baltimore, MD 21230 3810 Frankford Ave., Baltimore, MD 21206 Baltimore City, Clarence M. Mitchell Courthouse, Court House Door, Calvert ———————————— ———————————— Street Entrance, Baltimore, MD on Under a power of sale contained in a certain Deed of Trust dated May 29, Under a power of sale contained in a certain Deed of Trust dated January 31, 2009 and recorded in Liber 12021, Folio 242 among the Land Records of 2008 and recorded in Liber 10430, Folio 399 among the Land Records of Baltimore City, MD, with an original principal balance of $221,250.00 and an Baltimore City, MD, with an original principal balance of $207,060.00 and an April 22, 2015 at 9:50 a.m. original interest rate of 5.37500% default having occurred under the terms original interest rate of 6.75000% default having occurred under the terms ALL THAT LEASEHOLD LOT OF GROUND KNOWN, situated in Baltimore thereof, the Sub. Trustees will sell at public auction at the Circuit Court for thereof, the Sub. Trustees will sell at public auction at the Circuit Court for City, MD and more fully described in the aforesaid Deed of Trust, carrying Tax Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert ID No. 09-23-3970C-005. Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on The property will be sold in an “as is” condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. SOLD SUBJECT April 24, 2015 at 9:50 a.m. April 24, 2015 at 9:51 a.m. TO a 120 day right of redemption by the IRS. And Further Sold Subject to an ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or Annual Ground Rent in the amount of $120.00 payable half-yearly on the 1st of improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described February and August each and every year. in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property will be sold subject to an annual Terms of Sale: A deposit of $19,000.00 will be required at the time of sale in ground rent of $180. ground rent of $120. the form of cash, certified check, or other form as the Substitute Trustees deter- The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” mine acceptable. No deposit shall be required of the noteholder where the condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record noteholder bids in the property at auction. Balance of the purchase price to be affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. paid in cash within ten days of final ratification of sale by the Circuit Court for Terms of Sale: A deposit of $22,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $29,000 in the form of certified check, cashier’s Baltimore City, time being of the essence for purchaser. In the event that settle- check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of ment does not occur within the said ten days, the purchaser shall be in default. sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid Upon such default the Trustees may file a Motion and Order to Resell the purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from property at the risk and expense of the defaulting purchaser, and purchaser(s) the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in hereby consent to entry of such resale order without further notice, in which cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There case the deposit shall be forfeited and all expenses of this sale (including attor- will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional ney’s fees and the full commission on the gross sale price of this sale) shall be funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE charged against and paid out of the forfeited deposit. The Trustees may then PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as readvertise and resell the property at the risk and cost of the defaulting of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for purchaser; or, without reselling the property, the Trustees may avail themselves prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. of any legal or equitable remedies against the defaulting purchaser. In the event Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other of a resale, the defaulting purchaser shall not be entitled to receive the surplus, public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts if any, even if such surplus results from improvements to the property by said survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether defaulting purchaser. Interest to be paid on the purchase money less the stated incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed deposit called for herein, at the rate pursuant to the Deed of Trust Note from recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or the date of auction to the date funds are received in the office of the Substitute other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to Trustee. There shall be no abatement of interest due from the purchaser in the recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland event additional funds are tendered before settlement or if settlement is delayed First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- for any reason, including but not limited to exceptions to sale, bankruptcy sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from filings by interested parties, Court administration of the foreclosure or the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan unknown title defects. All taxes, ground rent, water rent, condominium fees with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether and/or homeowner association dues, all public charges/assessments payable on the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the an annual basis, including sanitary and/or metropolitan district charges, if appli- loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the cable, are to be adjusted to the date of auction and thereafter are to be assumed Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the transfer tax, if any and settlement expenses shall be borne by the purchaser. Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults Purchaser shall be responsible for obtaining physical possession of the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell property. Purchaser assumes the risk of damage to the property from the date the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted of auction forward. If the Substitute Trustee does not convey title for any purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said reason, including but not limited to the Secured Party executing a forbearance resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said agreement with the borrower(s) described in the above-mentioned Deed of defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or Trust, or allowing the borrower(s) to execute their right to reinstate or payoff marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for the subject loan, prior to the sale, with or without the Substitute Trustee’s prior any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the knowledge, or if the sale is not ratified for any reason including errors made by deposit without interest. deposit without interest. the Substitute Trustees, the foreclosure sale shall be null and void and of no PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM effect, and the Purchaser’s sole remedy in law or in equity shall be the return of FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES the deposit without interest. Further terms and particulars may be announced at HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., time of sale, and purchaser may be required to execute a Memorandum of Sale Substitute Trustees. Substitute Trustees. at the time of auction. (Matter #18888) JEFFREY NADEL, SCOTT NADEL, DANIEL MENCHEL and JOHN-PAUL DOUGLAS, Substitute Trustees. MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 ap7,14,21 ap7,14,21 ap7,14,21

Baltimore City Baltimore City Bregman, Berbert, Schwartz & Gilday, LLC Shapiro & Brown, LLP, Solicitors 7315 Wisconsin Avenue, Suite 800 West 10021 Balls Ford Road, Suite 200 Bethesda, MD 20814 Manassas, VA. 20109 301-656-2707 (410) 769-9797 Substitute Trustees’ Sale Trustee’s Sale 2-Story End-Of-Group Townhouse Known As Of Valuable Fee Simple Property 4136 The Alameda, Baltimore, MD 21218 Improved By Premises Known as (Case No. 24-O-15-000092FC in the Circuit Court for Baltimore City) 2834 Roselawn Ave., Baltimore, MD 21214 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust, Assignment of Rents and Security Agreement (the “Deed of Trust”) dated July 23, 2001 and recorded on By virtue of the power and authority contained in a Deed of Trust from JON August 8, 2001, in Liber FMC 1615 at Folio 280 among the Land Records of Baltimore City, Maryland, default having occurred under the terms thereof, the holder of C. WILSON, dated May 24, 2004, and recorded in Liber 5749 at Page 10 among the indebtedness secured by the Deed of Trust (the “Noteholder”) having appointed Douglas M. Bregman and/or Kevin B. McParland Substitute Trustees by an instru- ment duly executed, acknowledged and recorded among the Land Records of Baltimore City, MD, the Substitute Trustees will sell at public auction the land records of the CITY OF BALTIMORE, in the original principal amount of $83,200.00. Upon default and request for sale, the undersigned trustees will On The Premises, On offer for sale at public auction at the Courthouse for the CITY OF BALTIMORE, April 22, 2015 at 12:20 p.m. at 100 N. Calvert Street, Baltimore, Maryland, on Prospective buyers can contact John MacLean at Department of Housing Community Development (410-514-7309), to preview the property. ALL THAT LEASEHOLD LAND AND THE IMPROVEMENTS THEREON, if any, situated in Baltimore City, MD and more particularly described as follows: April 16, 2015 at 11:30 a.m. Beginning for the same at a point on the West side of The Alameda as laid out 120 feet wide as shown on the Plat of Northwood recorded among the Land Records ALL THAT PROPERTY described in said Deed of Trust including but not of Baltimore City in Liber SCL 5200, folio 143, at the distance of 424 feet measured northerly along the west side of The Alameda from the intersection of the west side limited to: of The Alameda and the north side of Grant Street the coordinates of said intersection according to the Coordinate System established by the Baltimore City Topo- BEGINNING FOR THE SAME ON THE NORTH SIDE OF ROSELAWN graphical Survey Commission being north 15,625.45 and East 4,298.80; and running thence binding on the west side of The Alameda north 4 degrees 29 minutes 25 AVENUE AT THE DISTANCE OF 187.7 FEET WESTERLY FROM THE CORNER seconds east 28 feet to a point in line with the center line of the partition wall erected between the house on the lot now being described and the house on the lot FORMED BY THE INTERSECTION OF THE NORTH SIDE OF ROSELAWN adjoining to the north; thence leaving The Alameda and running to and through the center of said partition wall and continuing the same course in all North 85 AVENUE AND THE WEST SIDE OF OLD HARFORD ROAD, RUNNING degrees 30 minutes 35 seconds west 110 feet to the east side of a 14 foot alley there laid out; thence binding on the east side of a 14 foot alley with the use thereof in THENCE WESTERLY, BINDING ON THE NORTH SIDE OF ROSELAWN common south 4 degrees 29 minutes 25 seconds west 28 feet; thence leaving said alley and running south 85 degrees 30 minutes 35 seconds east 110 feet to the place of beginning. The improvements thereon being known as No. 4136 The Alameda. AVENUE, 50 FEET, THENCE NORTHERLY, AT RIGHT ANGLES WITH Tax Account #27-41-5204-039. ROSELAWN AVENUE 130 FEET TO THE SOUTH SIDE OF A 10-FOOT ALLEY The property will be sold subject to an annual ground rent of $96, payable on the 1st days of March and September in each and every year. THERE SITUATE, THENCE EASTERLY, BOUNDING ON THE SOUTH SIDE OF The property will be sold without representation or warranty of any kind whatsoever, subject to all conditions, restrictions and agreements of record, or otherwise SAID ALLEY WITH THE USE THEREOF IN COMMON, 50 FEET TO THE WEST affecting same, if any. SIDE OF A 10-FOOT ALLEY THERE SITUATE, THENCE SOUTHERLY, Terms of Sale: A deposit of $5,000.00 (“Deposit”) in the form of certified check or cashier’s check, at the time of sale will be required of all purchasers other than the BINDING ON THE WEST SIDE OF SAID 10-FOOT ALLEY WITH THE USE Noteholder. deposit must be increased to 10% of the purchase price within 2 business days after the sale and delivered to the office of the Auctioneer in the same THEREOF IN COMMON, 130 FEET TO THE PLACE OF BEGINNING. form as the initial deposit. The Substitute Trustees may, as a condition of the auction, require all potential bidders to show their Deposit to the Substitute Trustees before the bidding begins. Balance of the purchase price is to be paid in cash or certified funds within ten (10) business days of the final ratification of sale by the Said property is in fee simple and is improved by a DWELLING and is sold in Circuit Court for Baltimore City. If payment of the balance does not take place within ten (10) business days of ratification, the Deposit may be forfeited and the prop- “as is condition” and subject to all superior covenants, conditions, liens, restric- erty resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any tions, easement, rights-of-way, as may affect same, if any. resale of the property and shall be liable for the payment of any difference in purchase price, all costs and expenses of both sales and attorneys’ fees. Interest to be TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is paid on unpaid purchase money at the rate of 6% from date of sale to the date funds are received in the office of the Substitute Trustees, in the event the property is lower, cash or certified funds shall be required at the time of sale. The balance purchased by someone other than the Noteholder. In the event the settlement is delayed for any reason and the property is purchased by someone other than the of the purchase price with interest at 6.00% per annum from the date of sale to Noteholder, there shall be no abatement of interest caused by the delay. Taxes, water rent, ground rent, condominium fees, and/or homeowners association dues, if the date of payment will be paid within TEN DAYS after the final ratification of applicable, to be adjusted to the date of sale and assumed thereafter by the purchaser. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary the sale. Adjustments on all taxes, public charges and special or regular assess- stamps and transfer taxes, title examination, document preparation and title insurance shall be borne by the purchaser. ments will be made as of the date of sale and thereafter assumed by purchaser. Additional announcements as to terms of the sale and other matters related to the sale may be made at the time of sale. If applicable, condominium and/or homeowners association dues and The property will be sold in an “AS IS” condition and without any recourse, representations or warranties, either express or implied. Neither the Substitute assessments that may become due after the time of sale will be the Trustees, the secured party nor any other party makes any warranty or representation of any kind or nature regarding the property, including without limitation, the responsibility of the purchaser. Title examination, conveyancing, state revenue physical condition of, the description of, or title to the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after stamps, transfer taxes, title insurance, and all other costs incident to settlement the sale. are to be paid by the purchaser. Time is of the essence for the purchaser, other- If the Substitute Trustees are unable to convey the property as described above, with good and marketable title, by reason of any defect in the title or otherwise, the purchaser’s sole remedy at law or in equity shall be limited to the refund of the aforementioned Deposit. Upon refund of the Deposit to purchaser, the sale shall be wise the deposit will be forfeited and the property may be resold at risk and void and of no effect, and the purchaser shall have no further claims against the Substitute Trustees or the secured party. The conveyance of the property by the costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Substitute Trustees to the purchaser at settlement shall be by Substitute Trustees’ Deed without covenant or warranty. Trustees are unable to convey marketable title in accord with these terms of The purchaser is responsible for, and the property is sold subject to, any environmental matter or condition, whether latent or observable, if any, that may exist at sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. or affect or relate to the property and to any governmental requirements affecting the same. 14-243759. LOAN TYPE= Conventional Note: The information contained herein was obtained from sources deemed to be reliable, but is offered for information purposes only. The Auctioneer, the Substitute Trustees, and the secured party do not make any representations or warranties with respect to the accuracy of the information contained herein. Prospective purchasers are urged to make their own inspection. KRISTINE D. BROWN, et al., DOUGLAS M. BREGMAN Substitute Trustees. and/or KEVIN B. MCPARLAND, Substitute Trustees.

mh31,ap7,14 ap7,14,21 18B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City. Baltimore City. Baltimore City. Rosenberg & Associates, LLC Hofmeister, Breza & Leavers, Rosenberg & Associates, LLC, 7910 Woodmont Avenue, Suite 750 Executive Plaza III, 7910 Woodmont Avenue, Suite 750, Bethesda, Maryland 20814 11350 McCormick Road, Suite 1300, Bethesda, Maryland 20814, (301) 907-8000 Hunt Valley, Maryland 21031. (301) 907-8000. www.rosenberg-assoc.com Substitute Trustees’ Sale www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Of Valuable Leasehold Dwelling Of Improved Real Property Of Improved Real Property 804 Woodward Street, Baltimore, MD 21230 4130 6th St., Brooklyn, MD 21225 ———————————— 3001 Echodale Ave., Baltimore, MD 21214 ———————————— Under and by virtue of the power of sale contained in a certain Refinance ———————————— Under a power of sale contained in a certain Deed of Trust from Mark Stone Deed of Trust from Raquel Scott, dated September 5, 2006, and recorded in Under a power of sale contained in a certain Deed of Trust from Olen L. and Dempsey Stone, dated September 22, 2006 and recorded in Liber 8671, folio Liber 8343, folio 537, among the Land Records of Baltimore City, Maryland, Oliver a/k/a Olen Leonard Oliver, dated June 9, 2006 and recorded in Liber 8028, 151 among the Land Records of Baltimore City, MD, default having occurred default having occurred under the terms thereof, and at the request of the folio 252 among the Land Records of Baltimore City, MD, default having under the terms thereof, the Sub. Trustees will sell at public auction at the parties secured thereby, the undersigned Substitute Trustees will offer for sale occurred under the terms thereof, the Sub. Trustees will sell at public auction at Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 at public auction at the Circuit Court for Baltimore City, Clarence M. Mitchell the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD Courthouse Door, 100 N. Calvert Street, Baltimore, MD on 21202, on MD 21202, on April 16, 2015 at 9:43 a.m. Wednesday, April 15, 2015 at 9:54 a.m. April 16, 2015 at 9:37 a.m. ALL THAT LOT OF GROUND and the improvements thereon SITUATED IN ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and Baltimore City, Maryland and more fully described in the aforesaid Refinance improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and described as Tax ID Deed of Trust. #27-02-5797-001 and more fully described in the aforesaid Deed of Trust. #25-06-7135-010 and more fully described in the aforesaid Deed of Trust. The property is believed to be improved by an INTERIOR BRICK ROWHOME The property, which is improved by a DWELLING, will be sold in an “as is” The property, which is improved by a DWELLING, will be sold in an “as is” STYLE DWELLING believed to contain two bedrooms, one full bath and one condition and subject to conditions, restrictions and agreements of record half bath, a full finished basement, and a patio. The property address is 804 condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Woodward Street, Baltimore, MD 21230. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $25,000 by cash or certified check. Balance of the Said property is subject to an annual ground rent of $48.00 payable on the 6th Terms of Sale: A deposit of $15,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by days of February and August and is sold in an “as is condition” and subject to all purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase covenants, conditions, liens, restrictions, easements, rights-of-way as may affect the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to same, if any, and with no warranty of any kind. money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. There will be no Terms of Sale: A deposit of $10,000.00 will be required of the purchaser, other the date funds are received in the office of the Sub. Trustees. There will be no abatement of interest in the event additional funds are tendered before than the Holder of the Note or its assigns, at the time of sale, such deposit to be abatement of interest in the event additional funds are tendered before settlement or if settlement is delayed for any reason. The noteholder shall not in cash or certified check, or other form acceptable to the Substitute Trustees, settlement or if settlement is delayed for any reason. The noteholder shall not in their sole discretion. Balance of the purchase price is to be paid in cash be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE within ten (10) days of the final ratification of sale by the Circuit Court for Balti- FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- more City. If payment of the balance does not take place within ten (10) days of tural taxes, if applicable, and any and all public and/or private charges or tural taxes, if applicable, and any and all public and/or private charges or ratification, the deposit may be forfeited and property may be resold at the risk assessments, including water/sewer charges and ground rent, to be adjusted to and expense of the defaulting purchaser. The defaulting purchaser shall not be assessments, including water/sewer charges and ground rent, to be adjusted to date of sale and thereafter assumed by purchaser. Condominium fees and/or entitled to any surplus proceeds or profits resulting from any resale of the prop- date of sale and thereafter assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from erty. Interest to be paid on unpaid purchase money at the rate pursuant to the homeowners association dues, if any, shall be assumed by the purchaser from the date of sale forward. Cost of all documentary stamps, transfer taxes and deed of trust note from date of sale to date funds are received in the office of the date of sale forward. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be respon- the Substitute Trustees in the event the property is purchased by someone settlement expenses shall be borne by the purchaser. Purchaser shall be respon- sible for obtaining physical possession of the property. Purchaser assumes the rather than the note holder. sible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. Additional In the event settlement is delayed for any reason, including, but not limited to, risk of loss or damage to the property from the date of sale forward. Additional terms to be announced at the time of sale. exceptions to the sale, bankruptcy filings by interested parties, or court admin- terms to be announced at the time of sale. If the Sub. Trustees are unable to convey good and marketable title, the istration of the foreclosure, there shall be no abatement of interest. Taxes, If the Sub. Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law and equity shall be limited to a refund of the ground rent, water, condominium fees and/or homeowner association dues, all purchaser’s sole remedy in law and equity shall be limited to a refund of the public charges, assessments payable on an annual basis, including sanitary deposit without interest. If the purchaser fails to go to settlement, the deposit deposit without interest. If the purchaser fails to go to settlement, the deposit and/or metropolitan district charges and front foot benefit charges, if shall be forfeited, to the Trustees for application against all expenses, attorney’s applicable, to be adjusted for the current year to date of sale and assumed shall be forfeited, to the Trustees for application against all expenses, attorney’s fees and the full commission on the sale price of the above-scheduled thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and fees and the full commission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including settlement expenses shall be borne by the purchaser. Purchaser shall be respon- foreclosure sale. In the event of default, all expenses of this sale (including attorney’s fees and the full commission on the gross sale price of this sale) shall sible for obtaining physical possession of the property. Purchaser assumes the attorney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then risk of loss or damage to the property from the date of sale forward. If the be charged against and paid out of the forfeited deposit. The Trustees may then re-advertise and resell the property at the risk and expense of the defaulting Substitute Trustees are unable to convey good and marketable title, the re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the purchaser’s sole remedy in law or equity shall be limited to the refund of the purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser without reselling the property. In the event of a resale, the deposit. Upon refund of the deposit, this sale shall be void and of no effect, and defaulting purchaser shall not be entitled to receive the surplus, if any, even if the purchaser shall have no further claims against the Substitute Trustees. defaulting purchaser without reselling the property. In the event of a resale, the such surplus results from improvements to the property by said defaulting NOTE: The information contained herein was obtained from sources deemed defaulting purchaser shall not be entitled to receive the surplus, if any, even if purchaser and the defaulting purchaser shall be liable to the Trustees and to be reliable, but is offered for informational purposes only. Neither the such surplus results from improvements to the property by said defaulting secured party for reasonable attorney’s fees and expenses incurred in auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his purchaser and the defaulting purchaser shall be liable to the Trustees and connection with all litigation involving the Property or the proceeds of the agents or attorneys make any representations or warranties with respect to the secured party for reasonable attorney’s fees and expenses incurred in resale. Trustees’ file number 54406. accuracy of information. connection with all litigation involving the Property or the proceeds of the PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DIANE S. ROSENBERG, resale. Trustees’ file number 32370. DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORE- MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., CLOSURE AUCTION. For additional information, please contact the Substitute Substitute Trustees. Substitute Trustees. Trustees. C. LARRY HOFMEISTER, JR., CRAIG B. LEAVERS, STEPHANIE H. HURLEY and KAITLIN R. SMITH, Substitute Trustees. Tidewater Auctions, LLC 410-825-2900 www.tidewaterauctions.com mh31,ap7,14 mh31,ap7,14 mh31,ap7,14

Baltimore City Baltimore City Baltimore City Shapiro & Brown, LLP, Solicitors Alba Law Group, P.A. Butler & Hosch, P.A. 10021 Balls Ford Road, Suite 200 11350 McCormick Road, Executive Plaza III, Suite 200 9409 Philadelphia Road Manassas, VA. 20109 Hunt Valley, MD 21031 Baltimore, MD 21237 (443) 541-8600 410-284-9600 (410) 769-9797 Substituted Trustees’ Sale Of Trustee’s Sale Substitute Trustees’ Sale Real Property Of Improved Real Property Of Valuable Fee Simple Property Known As Improved By Premises Known as 2830 Ellicott Dr., Baltimore, MD 21216 527 Tunbridge Road, Baltimore, MD 21212 ———————————— Under a power of sale contained in a certain Deed of Trust from Terraine M. 2730 Huntingdon Ave., Baltimore, MD 21211 Saunders, dated September 8, 2005 and recorded in Liber 7123, folio 159 among ———————————— Case Number 24-O-14-003300 ———————————— the Land Records of Baltimore City, MD, default having occurred under the By virtue of the power and authority contained in a Deed of Trust from terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court JERRY M SHEPPARD, dated March 30, 2006, and recorded in Liber 07602 at Under and by virtue of the power of sale contained in a Deed of Trust from Linda Purviance, recorded among the Land Records of Baltimore City in Liber for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Page 0301 among the land records of the CITY OF BALTIMORE, in the original Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on principal amount of $68,000.00. Upon default and request for sale, the 8973, folio 429, and re-recorded in Liber 16754, folio 427, and Declaration of undersigned trustees will offer for sale at public auction at the Courthouse for Substitution of Trustees recorded among the aforementioned Land Records the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, April 15, 2015 at 11:13 a.m. and Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS for sale at public auction, at the Courthouse Door, (Courthouse West), 100 N. THEREON situated in Baltimore City, MD and more fully described in the afore- April 16, 2015 at 11:30 a.m. Calvert Street, (Calvert Street entrance), Baltimore, Maryland, 21202 on said Deed of Trust. The property is improved by a DWELLING. ALL THAT PROPERTY described in said Deed of Trust including but not The property will be sold in an “as is” condition and subject to conditions, limited to: Wednesday, April 15, 2015 at 09:50 a.m. restrictions and agreements of record affecting the same, if any and with no BEGINNING FOR THE THIRD on the southwest side of Huntingdon Avenue ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- warranty of any kind. at the distance of 204 feet northwesterly from the corner formed by the inter- more City, State of Maryland, as described in the Deed of Trust recorded among Terms of Sale: A deposit of $7,000 by cash or certified check. Balance of the section of the southwest side of Huntingdon Avenue and the northwest side of the Land Records of Baltimore City, in Liber 8973, folio 429, and re-recorded in purchase price to be paid in cash within 10 days of final ratification of the sale 27th Street and at the center of the partition wall between the house on the lot Liber 16754, folio 427, also being further described in a Deed recorded among by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the now being described and the house on the lot adjoining to the southeast and the Land Records of Baltimore City in Liber 8973, folio 420. The improvements purchaser fails to settle within the aforesaid ten (10) days of ratification, the running thence northwesterly on the southwest side of huntingdon avenue 13 thereon consist of a DWELLING. purchaser relinquishes their deposit and the Sub-Trustees may file an The property will be sold in “AS IS” condition, subject to any existing building feet 6 inches to the center of the partition wall between the house on the lot appropriate motion with the court to resell the property. Purchaser waives now being described and the house on the lot adjoining to the northwest thence violations, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trus- personal service of any paper filed with the Court in connection with such southwesterly through the center of said last mentioned partition wall and motion and any Show Cause Order issued by the Court and expressly agrees to containing the same course parallel with 27th Street in all 75 feet to the tees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The accept service of any such paper or Order by certified mail and regular mail sent northeast side of an alley 10 feet wide there situate thence southeasterly along to the address provided by the purchaser and as recorded on the documents said alley with the use of thereof in common 13 feet and 6 inches to intersect a Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted executed by the purchaser at the time of the sale. Service shall be deemed effec- line drawn southwesterly from the beginning through the center of said first Trustee in the amount of $9,000.00 will be required of the purchaser, other than tive upon the purchaser 3 days after postmarked by the United States Post mentioned partition wall and thence reversing said line and bounding thereon the Holder of the Note or its assigns, at the time and place of sale. Any amount Office. It is expressly agreed by the purchaser that actual receipt of the certified northeasterly 75 feet to the place of beginning. The improvements thereon being tendered at sale in excess of the required deposit will be refunded and not mail is not required for service to be effective. If the purchaser fails to go to known as 2730 Huntingdon Avenue, Baltimore, Maryland 21211. applied to the purchase price. Unless the purchaser is the Holder of the Note or settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of Said property is in fee simple and is improved by a DWELLING and is sold in its assigns, the balance of the purchase price shall be paid immediately with this sale (including attorney fees and full commission on the gross sales price of “as is condition” and subject to all superior covenants, conditions, liens, restric- available funds within ten (10) days of the final ratification of the sale by the the sale) shall be charged against and paid from the forfeited deposit. In the tions, easement, rights-of-way, as may affect same, if any. Circuit Court for Baltimore City. Time is of the essence. The purchaser, other event of resale the defaulting purchaser shall not be entitled to any surplus TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is than the Holder of the Note or its assigns, shall pay interest at the rate of proceeds or profits resulting from any resale of the property regardless of any 5.73500% per annum on the unpaid portion of the purchase price from the date lower, cash or certified funds shall be required at the time of sale. The balance improvements made to the real property. Interest is to be paid on the unpaid of sale to date of settlement. Real property taxes and assessments shall be of the purchase price with interest at 6.00% per annum from the date of sale to adjusted to the date of sale and assumed thereafter by the purchaser. Ground purchase money at the rate of 8.150% per annum from the date of sale to the the date of payment will be paid within TEN DAYS after the final ratification of rent, water and/or sewer charges public or private, if any, shall be adjusted to date the funds are received in the office of the Sub-Trustees. Taxes, ground the sale. Adjustments on all taxes, public charges and special or regular assess- the date of sale and assumed thereafter by the purchaser. Cost of all rent, water rent, condominium fees and/or homeowner association dues, all ments will be made as of the date of sale and thereafter assumed by purchaser. documentary stamps and transfer taxes shall be paid by the purchaser. public charges/assessments payable on an annual basis, including sanitary If applicable, condominium and/or homeowners association dues and Purchaser shall have the responsibility of obtaining possession of the property. and/or metropolitan district charges, if applicable, to be adjusted for the current assessments that may become due after the time of sale will be the In the event settlement is delayed for any reason, there shall be no abatement year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsibility of the purchaser. Title examination, conveyancing, state revenue of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- responsible for the costs of all transfer taxes, documentary stamps and all other tuted Trustees shall resell the property at the risk and expense of the defaulting costs incident to settlement. Purchaser shall be responsible for physical posses- stamps, transfer taxes, title insurance, and all other costs incident to settlement purchaser. The defaulting purchaser shall be liable for the payment of any defi- sion of the property. Purchaser assumes the risk of loss from the date of sale are to be paid by the purchaser. Time is of the essence for the purchaser, other- ciency in the purchase price, all costs and expenses of both sales, attorney fees, forward. The sale is subject to post sale audit by the Noteholder to determine wise the deposit will be forfeited and the property may be resold at risk and all other charges due, and incidental and consequential damages. Defaulting whether the borrower entered into any repayment/forbearance agreement, rein- costs of the defaulting purchaser. If the sale is not ratified or if the Substitute purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 stated or paid off prior to the sale. In any such event the Purchaser agrees that Trustees are unable to convey marketable title in accord with these terms of in connection with the filing of a motion to resell. upon notification by the Sub-Trustees of such event the sale is null and void and In the event the Substituted Trustees do not convey title for any reason, sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. of no legal effect and the deposit returned without interest. If the Sub-Trustees 10-209124. LOAN TYPE= Conventional purchaser’s sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s are unable to convey either insurable or good and marketable title, or the sale is KRISTINE D. BROWN, et al., not ratified for any reason by the Circuit Court including errors made by the Substitute Trustees. attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to accepted funds from, the mortgagor. Upon termination of the contract, Purchas- a refund of the deposit without any interest. er’s sole remedy shall be return of the deposit. MARK H. WITTSTADT, et al., MARK S. DEVAN, THOMAS P. DORE, Sub. Trustees. CHRISTINE DREXEL, BRIAN MCNAIR, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 19B

Baltimore City Baltimore City. Baltimore City Shapiro & Brown, LLP, Solicitors Rosenberg & Associates, LLC Butler & Hosch, P.A. 10021 Balls Ford Road, Suite 200 7910 Woodmont Avenue, Suite 750 9409 Philadelphia Road Manassas, VA. 20109 Bethesda, Maryland 20814 Baltimore, MD 21237 (410) 769-9797 (301) 907-8000 410-284-9600 Trustee’s Sale www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Of Valuable Fee Simple Property Of Improved Real Property Of Improved Real Property Improved By Premises Known as 3201 Dudley Ave., Baltimore, MD 21213 3716 Elmora Ave., Baltimore, MD 21213 ———————————— 3731 Rueckert Avenue, Baltimore, MD 21206 ———————————— Under a power of sale contained in a certain Deed of Trust from Wilcox ———————————— Under a power of sale contained in a certain Deed of Trust from Chandra Morris, dated March 6, 2009 and recorded in Liber 11460, folio 61 among the By virtue of the power and authority contained in a Deed of Trust from Miller, dated April 20, 2007 and recorded in Liber 9418, folio 265 among the Land Records of Baltimore City, MD, default having occurred under the terms CARLA L. MCWILLIAMS, dated April 28, 2004, and recorded in Liber 5461 at Land Records of Baltimore City, MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Page 185 among the land records of the CITY OF BALTIMORE, in the original thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert principal amount of $81,909.00. Upon default and request for sale, the Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on undersigned trustees will offer for sale at public auction at the Courthouse for the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on April 15, 2015 at 11:16 a.m. April 16, 2015 at 9:40 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and THEREON situated in Baltimore City, MD and more fully described in the afore- April 16, 2015 at 11:30 a.m. improvements thereon situated in Baltimore City, MD and described as Tax ID said Deed of Trust. The property is improved by a DWELLING. ALL THAT PROPERTY described in said Deed of Trust including but not #26-34-4179P-071 and more fully described in the aforesaid Deed of Trust. The limited to: property will be sold subject to an annual ground rent of $90, payable on the The property will be sold in an “as is” condition and subject to conditions, BEGINNING FOR THE SAME ON THE WESTERNMOST SIDE OF 15th day of April and October. restrictions and agreements of record affecting the same, if any and with no RUECKERT AVENUE AT THE END OF THE FIRST LINE OF THE LOT OF THE The property, which is improved by a DWELLING, will be sold in an “as is” warranty of any kind. GROUND DESCRIBED IN A LEASE FROM JOHN B. GONTRUM AND WIFE TO condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $16,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale THE FRANKFORD REAL ESTATE COMPANY, DATED NOVEMBER 15, 1938 affecting the same, if any, and with no warranty of any kind. by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the AND RECORDED AMONG THE LAND RECORDS OF BALTIMORE CITY IN Terms of Sale: A deposit of $14,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by purchaser fails to settle within the aforesaid ten (10) days of ratification, the LII3ER MLP NO. 5875, FOLIO 136, RUNNING THENCE PARALLEL TO the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchaser relinquishes their deposit and the Sub-Trustees may file an REMMILL AVENUE SOUTH 75 DEGREES 3 MINUTES WEST 159.02 FEET TO money at the rate pursuant to the Deed of Trust Note from the date of sale to appropriate motion with the court to resell the property. Purchaser waives INTERSECT THE SOUTH WEST OUTLINE OF THE LAND DESCRIBED IN A the date funds are received in the office of the Sub. Trustees. There will be no personal service of any paper filed with the Court in connection with such DEED FROM SUSIE B. DIETRICH, ET AL, TO THOMAS M. GONTRUM abatement of interest in the event additional funds are tendered before motion and any Show Cause Order issued by the Court and expressly agrees to THENCE RUNNING AND BINDING ON SAID OUTLINE NORTH 5 DEGREES settlement or if settlement is delayed for any reason. The noteholder shall not accept service of any such paper or Order by certified mail and regular mail sent 46 MINUTES WEST 23.49 FEET THENCE RUNNING NORTHEASTERLY 176.04 be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE to the address provided by the purchaser and as recorded on the documents FEET TO INTERSECT THE WESTERNMOST SIDE OF RUECKERT AVENUE FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- executed by the purchaser at the time of the sale. Service shall be deemed effec- AT A POINT THEREON 75 FEET FROM THE PLACE OF BEGINNING THENCE tural taxes, if applicable, and any and all public and/or private charges or tive upon the purchaser 3 days after postmarked by the United States Post RUNNING SOUTHERLY BINDING ON WESTERNMOST SIDE OF RUECKERT assessments, including water/sewer charges and ground rent, to be adjusted to Office. It is expressly agreed by the purchaser that actual receipt of the certified AVENUE 75 FEET TO THE PLACE OF BEGINNING. THE IMPROVEMENTS date of sale and thereafter assumed by purchaser. Condominium fees and/or mail is not required for service to be effective. If the purchaser fails to go to THEREON BEING KNOWN AS NO. 3731 RUECKERT AVENUE. homeowners association dues, if any, shall be assumed by the purchaser from settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of Said property is in fee simple and is improved by a DWELLING and is sold in the date of sale forward. Cost of all documentary stamps, transfer taxes and this sale (including attorney fees and full commission on the gross sales price of “as is condition” and subject to all superior covenants, conditions, liens, restric- settlement expenses shall be borne by the purchaser. Purchaser shall be respon- the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus tions, easement, rights-of-way, as may affect same, if any. sible for obtaining physical possession of the property. Purchaser assumes the proceeds or profits resulting from any resale of the property regardless of any TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is risk of loss or damage to the property from the date of sale forward. Additional terms to be announced at the time of sale. improvements made to the real property. Interest is to be paid on the unpaid lower, cash or certified funds shall be required at the time of sale. The balance If the Sub. Trustees are unable to convey good and marketable title, the purchase money at the rate of 5.00% per annum from the date of sale to the date of the purchase price with interest at 6.00% per annum from the date of sale to purchaser’s sole remedy in law and equity shall be limited to a refund of the the funds are received in the office of the Sub-Trustees. Taxes, ground rent, the date of payment will be paid within TEN DAYS after the final ratification of deposit without interest. If the purchaser fails to go to settlement, the deposit water rent, condominium fees and/or homeowner association dues, all public the sale. Adjustments on all taxes, public charges and special or regular assess- shall be forfeited, to the Trustees for application against all expenses, attorney’s charges/assessments payable on an annual basis, including sanitary and/or ments will be made as of the date of sale and thereafter assumed by purchaser. fees and the full commission on the sale price of the above-scheduled metropolitan district charges, if applicable, to be adjusted for the current year If applicable, condominium and/or homeowners association dues and foreclosure sale. In the event of default, all expenses of this sale (including to date of sale and assumed thereafter by the purchaser. Purchaser shall be assessments that may become due after the time of sale will be the attorney’s fees and the full commission on the gross sale price of this sale) shall responsible for the costs of all transfer taxes, documentary stamps and all other responsibility of the purchaser. Title examination, conveyancing, state revenue be charged against and paid out of the forfeited deposit. The Trustees may then costs incident to settlement. Purchaser shall be responsible for physical posses- stamps, transfer taxes, title insurance, and all other costs incident to settlement re-advertise and resell the property at the risk and expense of the defaulting sion of the property. Purchaser assumes the risk of loss from the date of sale are to be paid by the purchaser. Time is of the essence for the purchaser, other- purchaser or may avail themselves of any legal or equitable remedies against the forward. The sale is subject to post sale audit by the Noteholder to determine wise the deposit will be forfeited and the property may be resold at risk and defaulting purchaser without reselling the property. In the event of a resale, the whether the borrower entered into any repayment/forbearance agreement, rein- costs of the defaulting purchaser. If the sale is not ratified or if the Substitute defaulting purchaser shall not be entitled to receive the surplus, if any, even if stated or paid off prior to the sale. In any such event the Purchaser agrees that Trustees are unable to convey marketable title in accord with these terms of such surplus results from improvements to the property by said defaulting upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. purchaser and the defaulting purchaser shall be liable to the Trustees and are unable to convey either insurable or good and marketable title, or the sale is 14-241648. LOAN TYPE= VA secured party for reasonable attorney’s fees and expenses incurred in not ratified for any reason by the Circuit Court including errors made by the KRISTINE D. BROWN, et al., connection with all litigation involving the Property or the proceeds of the Substitute Trustees. resale. Trustees’ file number 54607. Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to DIANE S. ROSENBERG, a refund of the deposit without any interest. MARK D. MEYER, et al., MARK H. WITTSTADT, et al., Substitute Trustees. Sub. Trustees.

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Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC, Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 7910 Woodmont Avenue, Suite 750, 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Bethesda, Maryland 20814, Manassas, VA. 20109 Manassas, VA. 20109 (301) 907-8000. (410) 769-9797 (410) 769-9797 www.rosenberg-assoc.com Trustee’s Sale Substitute Trustees’ Sale Trustee’s Sale Of Valuable Leasehold Property Of Improved Real Property Of Valuable Fee Simple Property Improved By Premises Known as 2012 Druid Hill Ave., Baltimore, MD 21217 Improved By Premises Known as ———————————— 1700 Burnwood Rd., Baltimore, MD 21239 Under a power of sale contained in a certain Deed of Trust from Gregory L. 1911 North Monroe Street, ———————————— McKnight, dated March 13, 2009 and recorded in Liber 11536, folio 186 among By virtue of the power and authority contained in a Deed of Trust from the Land Records of Baltimore City, MD, default having occurred under the Baltimore, MD 21217 SUSAN M. MONROE, dated March 17, 2009, and recorded in Liber 11548 at Page terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court ———————————— 191 among the land records of the CITY OF BALTIMORE, in the original for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert By virtue of the power and authority contained in a Deed of Trust from LUCY principal amount of $180,584.00. Upon default and request for sale, the under- Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on signed trustees will offer for sale at public auction at the Courthouse for the MENSAH, dated November 13, 2009, and recorded in Liber 12322 at Page 37 CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on among the land records of the CITY OF BALTIMORE, in the original principal April 16, 2015 at 9:31 a.m. amount of $108,007.00. Upon default and request for sale, the undersigned ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and April 16, 2015 at 11:30 a.m. improvements thereon situated in Baltimore City, MD and described as Tax ID trustees will offer for sale at public auction at the Courthouse for the CITY OF ALL THAT PROPERTY described in said Deed of Trust including but not #14-06-0314-007 and more fully described in the aforesaid Deed of Trust. The BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on limited to: property will be sold subject to an annual ground rent of $90, payable on the 1st BEGINNING FOR THE SAME AT THE INTERSECTION OF THE NORTH day of May and November. April 16, 2015 at 11:30 a.m. SIDE OF BURNWOOD ROAD AND THE EAST SIDE OF HILEN ROAD, 60 FEET The property, which is improved by a DWELLING, will be sold in an “as is” ALL THAT PROPERTY described in said Deed of Trust including but not WIDE, AND RUNNING THENCE EASTERLY, BINDING ON SAID NORTH SIDE condition and subject to conditions, restrictions and agreements of record limited to: OF BURNWOOD ROAD 35.33 FEET TO INTERSECT A LINE DRAWN affecting the same, if any, and with no warranty of any kind. BEGINNING for the same on the East side of Monroe Street at the distance of SOUTHERLY THROUGH THE CENTER OF THE PARTITION WALL BETWEEN Terms of Sale: A deposit of $23,000 by cash or certified check. Balance of the 132 feet Southerly from the Southeast corner of Monroe Street and Walbrook THE BUILDING ERECTED ON THE LOT NOW BEING DESCRIBED AND purchase price to be paid in cash within ten days of final ratification of sale by Avenue which place of beginning is at the center of a partition wall there being THAT ON THE LOT NEXT ADJACENT TO THE EAST; THENCE NORTHERLY the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase and running thence Southerly binding on the East side of Monroe Street 14 feet REVERSING SAID LINE SO DRAWN AND BINDING THEREON, 100 FEET TO money at the rate pursuant to the Deed of Trust Note from the date of sale to to the center of another partition wall there being; thence Easterly through the THE SOUTH SIDE OF A SIXTEEN FOOT ALLEY THERE SITUATE; THENCE the date funds are received in the office of the Sub. Trustees. There will be no WESTERLY, BINDING ON THE SOUTH SIDE OF SAID ALLEY, WITH THE USE abatement of interest in the event additional funds are tendered before center of said last mentioned partition wall and continuing the same course in all 80 feet to the West side of an alley nine feet wide there situate laid out THEREOF IN COMMON WITH OTHERS, 35.33 FEET TO SAID EAST SIDE OF settlement or if settlement is delayed for any reason. The noteholder shall not HILEN ROAD; THENCE SOUTHERLY, BINDING ON SAID EAST SIDE OF parallel with Monroe Street thence Northerly binding on the West side of said be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE HILEN ROAD, 100 FEET TO THE PLACE OF BEGINNING. THE IMPROVE- alley with the use thereof in common with others 14 feet and thence Westerly FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- MENTS THEREON BEING KNOWN AS NO. 1700 BURNWOOD ROAD. tural taxes, if applicable, and any and all public and/or private charges or by a straight line and through the center of the partition wall firstly mentioned SUBJECT TO THE PAYMENT OF ANNUAL RENT OF $108.00 PAYABLE assessments, including water/sewer charges and ground rent, to be adjusted to herein 80 feet to the place of beginning. The improvements thereon being HALF-YEARLY ON THE 1ST DAYS OF JANUARY AND JULY IN EACH AND date of sale and thereafter assumed by purchaser. Condominium fees and/or known as No. 1911 North Monroe Street. EVERY YEAR. homeowners association dues, if any, shall be assumed by the purchaser from Said property is in fee simple and is improved by a DWELLING and is sold in Said property is subject to an annual ground rent in the amount of $108.00 the date of sale forward. Cost of all documentary stamps, transfer taxes and “as is condition” and subject to all superior covenants, conditions, liens, restric- and is improved by a DWELLING and is sold in “as is condition” and subject to settlement expenses shall be borne by the purchaser. Purchaser shall be respon- tions, easement, rights-of-way, as may affect same, if any. all superior covenants, conditions, liens, restrictions, easement, rights-of-way, sible for obtaining physical possession of the property. Purchaser assumes the TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is as may affect same, if any. risk of loss or damage to the property from the date of sale forward. Additional lower, cash or certified funds shall be required at the time of sale. The balance TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is terms to be announced at the time of sale. of the purchase price with interest at 6.00% per annum from the date of sale to lower, cash or certified funds shall be required at the time of sale. The balance If the Sub. Trustees are unable to convey good and marketable title, the the date of payment will be paid within TEN DAYS after the final ratification of of the purchase price with interest at 6.00% per annum from the date of sale to purchaser’s sole remedy in law and equity shall be limited to a refund of the the sale. Adjustments on all taxes, public charges and special or regular assess- the date of payment will be paid within TEN DAYS after the final ratification of deposit without interest. If the purchaser fails to go to settlement, the deposit the sale. Adjustments on all taxes, public charges and special or regular assess- shall be forfeited, to the Trustees for application against all expenses, attorney’s ments will be made as of the date of sale and thereafter assumed by purchaser. ments will be made as of the date of sale and thereafter assumed by purchaser. fees and the full commission on the sale price of the above-scheduled If applicable, condominium and/or homeowners association dues and If applicable, condominium and/or homeowners association dues and foreclosure sale. In the event of default, all expenses of this sale (including assessments that may become due after the time of sale will be the responsi- assessments that may become due after the time of sale will be the attorney’s fees and the full commission on the gross sale price of this sale) shall bility of the purchaser. Title examination, conveyancing, state revenue stamps, responsibility of the purchaser. Title examination, conveyancing, state revenue be charged against and paid out of the forfeited deposit. The Trustees may then transfer taxes, title insurance, and all other costs incident to settlement are to stamps, transfer taxes, title insurance, and all other costs incident to settlement re-advertise and resell the property at the risk and expense of the defaulting be paid by the purchaser. Time is of the essence for the purchaser, otherwise are to be paid by the purchaser. Time is of the essence for the purchaser, other- purchaser or may avail themselves of any legal or equitable remedies against the the deposit will be forfeited and the property may be resold at risk and costs of wise the deposit will be forfeited and the property may be resold at risk and defaulting purchaser without reselling the property. In the event of a resale, the the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees costs of the defaulting purchaser. If the sale is not ratified or if the Substitute defaulting purchaser shall not be entitled to receive the surplus, if any, even if are unable to convey marketable title in accord with these terms of sale, the Trustees are unable to convey marketable title in accord with these terms of such surplus results from improvements to the property by said defaulting purchaser’s only remedy is the return of the deposit. Trustee’s File No. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. purchaser and the defaulting purchaser shall be liable to the Trustees and 14-243332. LOAN TYPE= FHA 14-243521. LOAN TYPE= FHA secured party for reasonable attorney’s fees and expenses incurred in KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., connection with all litigation involving the Property or the proceeds of the Substitute Trustees. Substitute Trustees. resale. Trustees’ file number 44698. DIANE S. ROSENBERG, MARK D. MEYER, et al., Substitute Trustees.

mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 20B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City Baltimore City Baltimore City. Butler & Hosch, P.A. Hofmeister, Breza & Leavers, Rosenberg & Associates, LLC, 9409 Philadelphia Road Executive Plaza III, 7910 Woodmont Avenue, Suite 750, Baltimore, MD 21237 11350 McCormick Road, Suite 1300, Bethesda, Maryland 20814, 410-284-9600 Hunt Valley, Maryland 21031. (301) 907-8000. Substitute Trustees’ Sale Assignees’ Sale www.rosenberg-assoc.com Substitute Trustees’ Sale Of Improved Real Property Of Valuable Fee Simple Dwelling Of Improved Real Property 1721 E. 35th St., Baltimore, MD 21218 800 Jack Street, Baltimore, MD 21225 ———————————— ———————————— 3703 Bowers Ave., Baltimore, MD 21207 Under a power of sale contained in a certain Deed of Trust from Dorthea Under and by virtue of the power of sale contained in a certain Purchase ———————————— McCoy and Patrick McCoy, dated June 8, 2006 and recorded in Liber 8176, folio Money Mortgage from Joan Madigan, dated July 29, 2009, and recorded in Liber Under a power of sale contained in a certain Deed of Trust from Celestine W. 600 among the Land Records of Baltimore City, MD, default having occurred 12252, folio 502, among the Land Records of Baltimore City, Maryland, default Lewis, dated January 30, 2008 and recorded in Liber 10449, folio 539 among the under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 having occurred under the terms thereof, and at the request of the parties Land Records of Baltimore City, MD, default having occurred under the terms North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD secured thereby, the undersigned Assignees will offer for sale at public auction thereof, the Sub. Trustees will sell at public auction at the Circuit Court for 21202, on at the Circuit Court for Baltimore City, Clarence M. Mitchell Courthouse Door, Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert 100 N. Calvert Street, Baltimore, MD on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 15, 2015 at 11:10 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS Wednesday, April 15, 2015 at 9:52 a.m. April 16, 2015 at 9:32 a.m. THEREON situated in Baltimore City, MD and more fully described in the afore- ALL THAT LOT OF GROUND and the improvements thereon SITUATED IN ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and said Deed of Trust. The property is improved by a DWELLING. Baltimore City, Maryland and more fully described in the aforesaid Purchase improvements thereon situated in Baltimore City, MD and described as Tax ID The property will be sold in an “as is” condition and subject to conditions, Money Mortgage. #28-02-8275-019 and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $120, payable on the restrictions and agreements of record affecting the same, if any and with no The property is believed to be improved by an end of group brick townhouse 15th day of May and November. warranty of any kind. style DWELLING believed to contain three bedrooms, one bath, a basement, The property, which is improved by a DWELLING, will be sold in an “as is” Terms of Sale: A deposit of $19,000 by cash or certified check. Balance of the central air conditioning, and a covered front entrance. The property address is condition and subject to conditions, restrictions and agreements of record purchase price to be paid in cash within 10 days of final ratification of the sale 800 Jack Street, Baltimore, MD 21225. affecting the same, if any, and with no warranty of any kind. by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the Said property is in fee simple and is sold in an “as is condition” and subject to Terms of Sale: A deposit of $21,000 by cash or certified check. Balance of the purchaser fails to settle within the aforesaid ten (10) days of ratification, the all covenants, conditions, liens, restrictions, easements, rights-of-way as may purchase price to be paid in cash within ten days of final ratification of sale by purchaser relinquishes their deposit and the Sub-Trustees may file an affect same, if any, and with no warranty of any kind. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase appropriate motion with the court to resell the property. Purchaser waives Terms of Sale: A deposit of $9,000.00 will be required of the purchaser, other money at the rate pursuant to the Deed of Trust Note from the date of sale to personal service of any paper filed with the Court in connection with such than the Holder of the Mortgage or its assigns, at the time of sale, such deposit the date funds are received in the office of the Sub. Trustees. There will be no motion and any Show Cause Order issued by the Court and expressly agrees to to be in cash or certified check, or other form acceptable to the Assignees, in abatement of interest in the event additional funds are tendered before accept service of any such paper or Order by certified mail and regular mail sent their sole discretion. Balance of the purchase price is to be paid in cash within settlement or if settlement is delayed for any reason. The noteholder shall not to the address provided by the purchaser and as recorded on the documents ten (10) days of the final ratification of sale by the Circuit Court for Baltimore be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE executed by the purchaser at the time of the sale. Service shall be deemed effec- City. If payment of the balance does not take place within ten (10) days of ratifi- FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- tive upon the purchaser 3 days after postmarked by the United States Post cation, the deposit may be forfeited and property may be resold at the risk and tural taxes, if applicable, and any and all public and/or private charges or Office. It is expressly agreed by the purchaser that actual receipt of the certified expense of the defaulting purchaser. The defaulting purchaser shall not be assessments, including water/sewer charges and ground rent, to be adjusted to mail is not required for service to be effective. If the purchaser fails to go to entitled to any surplus proceeds or profits resulting from any resale of the prop- date of sale and thereafter assumed by purchaser. Condominium fees and/or settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of erty. Interest to be paid on unpaid purchase money at the rate pursuant to the homeowners association dues, if any, shall be assumed by the purchaser from this sale (including attorney fees and full commission on the gross sales price of Mortgage from date of sale to date funds are received in the office of the the date of sale forward. Cost of all documentary stamps, transfer taxes and the sale) shall be charged against and paid from the forfeited deposit. In the Assignees in the event the property is purchased by someone rather than the settlement expenses shall be borne by the purchaser. Purchaser shall be respon- event of resale the defaulting purchaser shall not be entitled to any surplus Mortgage holder. sible for obtaining physical possession of the property. Purchaser assumes the proceeds or profits resulting from any resale of the property regardless of any In the event settlement is delayed for any reason, including, but not limited to, risk of loss or damage to the property from the date of sale forward. Additional improvements made to the real property. Interest is to be paid on the unpaid exceptions to the sale, bankruptcy filings by interested parties, or court admin- terms to be announced at the time of sale. purchase money at the rate of 8.62500% per annum from the date of sale to the istration of the foreclosure, there shall be no abatement of interest. Taxes, If the Sub. Trustees are unable to convey good and marketable title, the date the funds are received in the office of the Sub-Trustees. Taxes, ground ground rent, water, condominium fees and/or homeowner association dues, all purchaser’s sole remedy in law and equity shall be limited to a refund of the rent, water rent, condominium fees and/or homeowner association dues, all public charges, assessments payable on an annual basis, including sanitary deposit without interest. If the purchaser fails to go to settlement, the deposit public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges and front foot benefit charges, if shall be forfeited, to the Trustees for application against all expenses, attorney’s and/or metropolitan district charges, if applicable, to be adjusted for the current applicable, to be adjusted for the current year to date of sale and assumed fees and the full commission on the sale price of the above-scheduled year to date of sale and assumed thereafter by the purchaser. Purchaser shall be thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and foreclosure sale. In the event of default, all expenses of this sale (including responsible for the costs of all transfer taxes, documentary stamps and all other settlement expenses shall be borne by the purchaser. Purchaser shall be respon- attorney’s fees and the full commission on the gross sale price of this sale) shall costs incident to settlement. Purchaser shall be responsible for physical posses- sible for obtaining physical possession of the property. Purchaser assumes the be charged against and paid out of the forfeited deposit. The Trustees may then sion of the property. Purchaser assumes the risk of loss from the date of sale risk of loss or damage to the property from the date of sale forward. If the re-advertise and resell the property at the risk and expense of the defaulting forward. The sale is subject to post sale audit by the Noteholder to determine Assignees are unable to convey good and marketable title, the purchaser’s sole purchaser or may avail themselves of any legal or equitable remedies against the whether the borrower entered into any repayment/forbearance agreement, rein- remedy in law or equity shall be limited to the refund of the deposit. Upon defaulting purchaser without reselling the property. In the event of a resale, the stated or paid off prior to the sale. In any such event the Purchaser agrees that refund of the deposit, this sale shall be void and of no effect, and the purchaser defaulting purchaser shall not be entitled to receive the surplus, if any, even if upon notification by the Sub-Trustees of such event the sale is null and void and shall have no further claims against the Assignees. such surplus results from improvements to the property by said defaulting of no legal effect and the deposit returned without interest. If the Sub-Trustees NOTE: The information contained herein was obtained from sources deemed are unable to convey either insurable or good and marketable title, or the sale is to be reliable, but is offered for informational purposes only. Neither the purchaser and the defaulting purchaser shall be liable to the Trustees and not ratified for any reason by the Circuit Court including errors made by the auctioneer, the beneficiary of the Mortgage, the Assignees nor their agents or secured party for reasonable attorney’s fees and expenses incurred in Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to attorneys make any representations or warranties with respect to the accuracy connection with all litigation involving the Property or the proceeds of the a refund of the deposit without any interest. of information. resale. Trustees’ file number 53508. MARK H. WITTSTADT, et al., PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DIANE S. ROSENBERG, MARK D. MEYER, et al., Sub. Trustees. DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORE- Substitute Trustees. CLOSURE AUCTION. For additional information, please contact the Assignees. C. LARRY HOFMEISTER, JR., CRAIG B. LEAVERS, STEPHANIE H. HURLEY and KAITLIN R. SMITH, Assignees. Tidewater Auctions, LLC 410-825-2900 www.tidewaterauctions.com mh31,ap7,14 mh31,ap7,14 mh31,ap7,14

Baltimore City. Baltimore City. Baltimore City Rosenberg & Associates, LLC, Hofmeister, Breza & Leavers, Shapiro & Brown, LLP, Solicitors 7910 Woodmont Avenue, Suite 750, Executive Plaza III, 10021 Balls Ford Road, Suite 200 Bethesda, Maryland 20814, 11350 McCormick Road, Suite 1300, Manassas, VA. 20109 (301) 907-8000. Hunt Valley, Maryland 21031. (410) 769-9797 www.rosenberg-assoc.com Substitute Trustees’ Sale Trustee’s Sale Substitute Trustees’ Sale Of Valuable Fee Simple Dwelling Of Valuable Fee Simple Property Of Improved Real Property Improved By Premises Known as 1423 Stonewood Road, Baltimore, MD 21239 1909 Woodbourne Ave., Baltimore, MD 21239 3917 Elmora Ave., Baltimore, MD 21213 ———————————— ———————————— ———————————— Under and by virtue of the power of sale contained in a certain Refinance By virtue of the power and authority contained in a Deed of Trust from Under a power of sale contained in a certain Deed of Trust from Angela Deed of Trust from Richard James Lowicki Jr., dated June 25, 2012, and LESTRAE R. KELLY AND SANDRA R. KELLY, dated November 17, 1995, and McCauley, dated September 28, 2009 and recorded in Liber 12065, folio 365 recorded in Liber 14420, folio 338, among the Land Records of Baltimore City, recorded in Liber 5283 at Page 333 among the land records of the CITY OF among the Land Records of Baltimore City, MD, default having occurred under Maryland, default having occurred under the terms thereof, and at the request BALTIMORE, in the original principal amount of $76,350.00. Upon default and the terms thereof, the Sub. Trustees will sell at public auction at the Circuit of the parties secured thereby, the undersigned Substitute Trustees will offer for request for sale, the undersigned trustees will offer for sale at public auction at Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North the Courthouse for the CITY OF BALTIMORE, at 100 N. Calvert Street, sale at public auction at the Circuit Court for Baltimore City, Clarence M. Baltimore, Maryland, on Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, Mitchell Courthouse Door, 100 N. Calvert Street, Baltimore, MD on on April 16, 2015 at 11:30 a.m. Wednesday, April 15, 2015 at 9:50 a.m. ALL THAT PROPERTY described in said Deed of Trust including but not April 16, 2015 at 9:35 a.m. ALL THAT LOT OF GROUND and the improvements thereon SITUATED IN limited to: ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and Baltimore City, Maryland and more fully described in the aforesaid Refinance ALL THAT CERTAIN PROPERTY SITUATE IN BALTIMORE CITY, STATE OF improvements thereon situated in Baltimore City, MD and described as Tax ID MARYLAND AND DESCRIBED AS FOLLOWS, THAT IS TO SAY: Deed of Trust. BEGINNING FOR THE SAME AT A POINT ON THE SOUTH SIDE OF WOOD- #26-30-6132-009 and more fully described in the aforesaid Deed of Trust. The property is believed to be improved by a inside group TOWNHOUSE BOURNE AVENUE DISTANT 491.66 FEET EASTERLY MEASURED ALONG The property, which is improved by a DWELLING, will be sold in an “as is” STYLE DWELLING believed to contain three bedrooms, one bath, a basement, SAID SOUTH SIDE OF WOODBOURNE AVENUE FROM THE INTERSECTION condition and subject to conditions, restrictions and agreements of record central air conditioning, a front porch, and a deck. The property address is 1423 OF SAID SOUTH SIDE OF WOODBOURNE AVENUE AND THE EAST SIDE OF affecting the same, if any, and with no warranty of any kind. Stonewood Road, Baltimore, MD 21239. HILLEN ROAD, SAID POINT OF BEGINNING BEING AT THE INTERSECTION Terms of Sale: A deposit of $9,000 by cash or certified check. Balance of the Said property is in fee simple and is sold in an “as is condition” and subject to OF SAID SOUTH SIDE OF WOODBOURNE AVENUE AND A LINE DRAWN all covenants, conditions, liens, restrictions, easements, rights-of-way as may NORTHERLY THROUGH THE CENTER OF THE PARTITION WALL purchase price to be paid in cash within ten days of final ratification of sale by BETWEEN THE BUILDING ERECTED ON THE LOT NOW BEING DESCRIBED the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase affect same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $10,000.00 will be required of the purchaser, other AND THAT ON THE LOT NEXT ADJACENT TO THE WEST; AND RUNNING money at the rate pursuant to the Deed of Trust Note from the date of sale to THENCE EASTERLY BINDING ON SAID SOUTH SIDE OF WOODBOURNE the date funds are received in the office of the Sub. Trustees. There will be no than the Holder of the Note or its assigns, at the time of sale, such deposit to be AVENUE 20 FEET TO INTERSECT A LINE DRAWN NORTHERLY THROUGH abatement of interest in the event additional funds are tendered before in cash or certified check, or other form acceptable to the Substitute Trustees, THE CENTER OF THE PARTITION WALL BETWEEN THE BUILDING settlement or if settlement is delayed for any reason. The noteholder shall not in their sole discretion. Balance of the purchase price is to be paid in cash ERECTED ON THE LOT NOW BEING DESCRIBED AND THAT ON THE LOT within ten (10) days of the final ratification of sale by the Circuit Court for Balti- NEXT ADJACENT TO THE EAST; THENCE SOUTHERLY REVERSING SAID be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE LAST MENTIONED LINE SO DRAWN AND BINDING THEREON 104 FEET TO FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- more City. If payment of the balance does not take place within ten (10) days of ratification, the deposit may be forfeited and property may be resold at the risk THE NORTH SIDE OF A 16 FOOT ALLEY THERE SITUATE, THENCE tural taxes, if applicable, and any and all public and/or private charges or WESTERLY BINDING ON THE NORTH SIDE OF A 16 FOOT ALLEY THERE assessments, including water/sewer charges and ground rent, to be adjusted to and expense of the defaulting purchaser. The defaulting purchaser shall not be SITUATE, THENCE WESTERLY BINDING ON THE NORTH SIDE OF SAID date of sale and thereafter assumed by purchaser. Condominium fees and/or entitled to any surplus proceeds or profits resulting from any resale of the prop- ALLEY, WITH THE USE THEREOF IN COMMON WITH OTHERS, 20 FEET TO homeowners association dues, if any, shall be assumed by the purchaser from erty. Interest to be paid on unpaid purchase money at the rate pursuant to the INTERSECT A LINE DRAWN SOUTHERLY FROM THE PLACE OF the date of sale forward. Cost of all documentary stamps, transfer taxes and deed of trust note from date of sale to date funds are received in the office of BEGINNING THROUGH THE CENTER OF SAID FIRST MENTIONED the Substitute Trustees in the event the property is purchased by someone PARTITION WALL, THENCE NORTHERLY REVERSING SAID LAST settlement expenses shall be borne by the purchaser. Purchaser shall be respon- MENTIONED LINE SO DRAWN AND BINDING THEREON 104 FEET TO THE sible for obtaining physical possession of the property. Purchaser assumes the rather than the note holder. In the event settlement is delayed for any reason, including, but not limited to, PLACE OF BEGINNING. THE IMPROVEMENTS THEREON BEING KNOWN AS risk of loss or damage to the property from the date of sale forward. Additional exceptions to the sale, bankruptcy filings by interested parties, or court admin- NO. 1909 WOODBOURNE AVENUE. terms to be announced at the time of sale. Said property is in fee simple and is improved by a DWELLING and is sold in istration of the foreclosure, there shall be no abatement of interest. Taxes, “as is condition” and subject to all superior covenants, conditions, liens, restric- If the Sub. Trustees are unable to convey good and marketable title, the ground rent, water, condominium fees and/or homeowner association dues, all purchaser’s sole remedy in law and equity shall be limited to a refund of the tions, easement, rights-of-way, as may affect same, if any. public charges, assessments payable on an annual basis, including sanitary TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is deposit without interest. If the purchaser fails to go to settlement, the deposit and/or metropolitan district charges and front foot benefit charges, if lower, cash or certified funds shall be required at the time of sale. The balance shall be forfeited, to the Trustees for application against all expenses, attorney’s applicable, to be adjusted for the current year to date of sale and assumed of the purchase price with interest at 8% per annum from the date of sale to the fees and the full commission on the sale price of the above-scheduled thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and date of payment will be paid within TEN DAYS after the final ratification of the foreclosure sale. In the event of default, all expenses of this sale (including settlement expenses shall be borne by the purchaser. Purchaser shall be respon- sale. Adjustments on all taxes, public charges and special or regular attorney’s fees and the full commission on the gross sale price of this sale) shall sible for obtaining physical possession of the property. Purchaser assumes the assessments will be made as of the date of sale and thereafter assumed by be charged against and paid out of the forfeited deposit. The Trustees may then risk of loss or damage to the property from the date of sale forward. If the purchaser. If applicable, condominium and/or homeowners association dues re-advertise and resell the property at the risk and expense of the defaulting Substitute Trustees are unable to convey good and marketable title, the and assessments that may become due after the time of sale will be the respon- purchaser’s sole remedy in law or equity shall be limited to the refund of the sibility of the purchaser. Title examination, conveyancing, state revenue stamps, purchaser or may avail themselves of any legal or equitable remedies against the transfer taxes, title insurance, and all other costs incident to settlement are to defaulting purchaser without reselling the property. In the event of a resale, the deposit. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claims against the Substitute Trustees. be paid by the purchaser. Time is of the essence for the purchaser, otherwise defaulting purchaser shall not be entitled to receive the surplus, if any, even if the deposit will be forfeited and the property may be resold at risk and costs of NOTE: The information contained herein was obtained from sources deemed such surplus results from improvements to the property by said defaulting the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees to be reliable, but is offered for informational purposes only. Neither the are unable to convey marketable title in accord with these terms of sale, the purchaser and the defaulting purchaser shall be liable to the Trustees and auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his secured party for reasonable attorney’s fees and expenses incurred in purchaser’s only remedy is the return of the deposit. Trustee’s File No. agents or attorneys make any representations or warranties with respect to the 07-108891. LOAN TYPE= VA connection with all litigation involving the Property or the proceeds of the accuracy of information. KRISTINE D. BROWN, et al., resale. Trustees’ file number 54326. PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN Substitute Trustees. DIANE S. ROSENBERG, MARK D. MEYER, et al., DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORE- Substitute Trustees. CLOSURE AUCTION. For additional information, please contact the Substitute Trustees. C. LARRY HOFMEISTER, JR., CRAIG B. LEAVERS, STEPHANIE H. HURLEY and KAITLIN R. SMITH, Substitute Trustees. Tidewater Auctions, LLC 410-825-2900 www.tidewaterauctions.com mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 21B

Baltimore City Baltimore City. Baltimore City Shapiro & Brown, LLP, Solicitors Rosenberg & Associates, LLC, Butler & Hosch, P.A. 10021 Balls Ford Road, Suite 200 7910 Woodmont Avenue, Suite 750, 9409 Philadelphia Road Manassas, VA. 20109 Bethesda, Maryland 20814, Baltimore, MD 21237 (410) 769-9797 (301) 907-8000. 410-284-9600 www.rosenberg-assoc.com Substitute Trustees’ Sale Trustee’s Sale Substitute Trustees’ Sale Of Improved Real Property Of Valuable Fee Simple Property Of Improved Real Property 2133 Allendale Rd., Baltimore, MD 21216 Improved By Premises Known as 708 George St., Baltimore, MD 21201 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Ayesha 803 North Milton Avenue, Baltimore, MD 21205 Under a power of sale contained in a certain Deed of Trust from Lawrence F. Leonard a/k/a Ayesha Kabir, dated February 27, 2007 and recorded in Liber ———————————— Ikusika, dated May 23, 2003 and recorded in Liber 4055, folio 441 among the 9129, folio 87 among the Land Records of Baltimore City, MD, default having By virtue of the power and authority contained in a Deed of Trust from occurred under the terms thereof, the Sub. Trustees will sell at public auction at Land Records of Baltimore City, MD, default having occurred under the terms the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, SHIRLEY FIELDS, dated June 20, 2008, and recorded in Liber 10820 at Page 128 thereof, the Sub. Trustees will sell at public auction at the Circuit Court for 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, among the land records of the CITY OF BALTIMORE, in the original principal Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert MD 21202, on amount of $99,999.00. Upon default and request for sale, the undersigned Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on trustees will offer for sale at public auction at the Courthouse for the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on April 15, 2015 at 11:12 a.m. April 16, 2015 at 9:30 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and THEREON situated in Baltimore City, MD and more fully described in the afore- April 16, 2015 at 11:30 a.m. improvements thereon situated in Baltimore City, MD and described as Tax ID said Deed of Trust. The property is improved by a DWELLING. ALL THAT PROPERTY described in said Deed of Trust including but not #17-05-0470-035 and more fully described in the aforesaid Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, limited to: The property, which is improved by a DWELLING, will be sold in an “as is” restrictions and agreements of record affecting the same, if any and with no BEGINNING FOR THE SAME ON THE EAST SIDE OF MILTON AVENUE condition and subject to conditions, restrictions and agreements of record warranty of any kind. DISTANT 14 FEET NORTHERLY FROM THE NORTHEAST CORNER OF affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $14,000 by cash or certified check. Balance of the MILTON AVENUE AND MADISON STREET AND AT THE CENTER OF THE Terms of Sale: A deposit of $9,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale PARTITION WALL THERE SITUATE AND RUNNING THENCE NORTHERLY purchase price to be paid in cash within ten days of final ratification of sale by by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the BINDING ON THE EAST SIDE OF MILTON AVENUE 13 FEET 6 INCHES TO the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchaser fails to settle within the aforesaid ten (10) days of ratification, the THE CENTRE OF ANOTHER PARTITION WALL THERE SITUATE; THENCE money at the rate pursuant to the Deed of Trust Note from the date of sale to purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives EASTERLY THROUGH THE CENTER OF THE LAST MENTIONED PARTITION the date funds are received in the office of the Sub. Trustees. There will be no personal service of any paper filed with the Court in connection with such WALL AND CONTINUING THE SAME COURSE IN ALL 71 FEET TO THE abatement of interest in the event additional funds are tendered before settlement or if settlement is delayed for any reason. The noteholder shall not motion and any Show Cause Order issued by the Court and expressly agrees to WEST SIDE OF AN ALLEY 9 FEET WIDE; THENCE SOUTHERLY BINDING ON accept service of any such paper or Order by certified mail and regular mail sent THE WEST SIDE OF SAID ALLEY WITH THE USE THEREOF IN COMMON 13 be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- to the address provided by the purchaser and as recorded on the documents FEET AND 6 INCHES AND THENCE WESTERLY PARALLEL WITH MADISON tural taxes, if applicable, and any and all public and/or private charges or executed by the purchaser at the time of the sale. Service shall be deemed effec- STREET AND THROUGH THE CENTER OF THE PARTITION WALL FIRST assessments, including water/sewer charges and ground rent, to be adjusted to tive upon the purchaser 3 days after postmarked by the United States Post MENTIONED IN THIS DESCRIPTION 71 FEET TO THE PLACE OF date of sale and thereafter assumed by purchaser. Condominium fees and/or Office. It is expressly agreed by the purchaser that actual receipt of the certified BEGINNING. THE IMPROVEMENTS THEREON BEING KNOWN AS NO. 803 homeowners association dues, if any, shall be assumed by the purchaser from mail is not required for service to be effective. If the purchaser fails to go to NORTH MILTON AVENUE, BALTIMORE, MD 21205. the date of sale forward. Cost of all documentary stamps, transfer taxes and settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of Said property is in fee simple and is improved by a DWELLING and is sold in settlement expenses shall be borne by the purchaser. Purchaser shall be respon- this sale (including attorney fees and full commission on the gross sales price of “as is condition” and subject to all superior covenants, conditions, liens, restric- sible for obtaining physical possession of the property. Purchaser assumes the the sale) shall be charged against and paid from the forfeited deposit. In the tions, easement, rights-of-way, as may affect same, if any. risk of loss or damage to the property from the date of sale forward. Additional event of resale the defaulting purchaser shall not be entitled to any surplus TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is terms to be announced at the time of sale. proceeds or profits resulting from any resale of the property regardless of any lower, cash or certified funds shall be required at the time of sale. The balance If the Sub. Trustees are unable to convey good and marketable title, the improvements made to the real property. Interest is to be paid on the unpaid of the purchase price with interest at 7.25% per annum from the date of sale to purchaser’s sole remedy in law and equity shall be limited to a refund of the purchase money at the rate of 11.8% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, the date of payment will be paid within TEN DAYS after the final ratification of deposit without interest. If the purchaser fails to go to settlement, the deposit water rent, condominium fees and/or homeowner association dues, all public the sale. Adjustments on all taxes, public charges and special or regular assess- shall be forfeited, to the Trustees for application against all expenses, attorney’s charges/assessments payable on an annual basis, including sanitary and/or ments will be made as of the date of sale and thereafter assumed by purchaser. fees and the full commission on the sale price of the above-scheduled metropolitan district charges, if applicable, to be adjusted for the current year If applicable, condominium and/or homeowners association dues and foreclosure sale. In the event of default, all expenses of this sale (including to date of sale and assumed thereafter by the purchaser. Purchaser shall be assessments that may become due after the time of sale will be the attorney’s fees and the full commission on the gross sale price of this sale) shall responsible for the costs of all transfer taxes, documentary stamps and all other responsibility of the purchaser. Title examination, conveyancing, state revenue be charged against and paid out of the forfeited deposit. The Trustees may then costs incident to settlement. Purchaser shall be responsible for physical posses- stamps, transfer taxes, title insurance, and all other costs incident to settlement re-advertise and resell the property at the risk and expense of the defaulting sion of the property. Purchaser assumes the risk of loss from the date of sale are to be paid by the purchaser. Time is of the essence for the purchaser, other- purchaser or may avail themselves of any legal or equitable remedies against the forward. The sale is subject to post sale audit by the Noteholder to determine wise the deposit will be forfeited and the property may be resold at risk and defaulting purchaser without reselling the property. In the event of a resale, the whether the borrower entered into any repayment/forbearance agreement, rein- costs of the defaulting purchaser. If the sale is not ratified or if the Substitute defaulting purchaser shall not be entitled to receive the surplus, if any, even if stated or paid off prior to the sale. In any such event the Purchaser agrees that Trustees are unable to convey marketable title in accord with these terms of such surplus results from improvements to the property by said defaulting upon notification by the Sub-Trustees of such event the sale is null and void and sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. purchaser and the defaulting purchaser shall be liable to the Trustees and of no legal effect and the deposit returned without interest. If the Sub-Trustees 13-237035. LOAN TYPE= Conventional secured party for reasonable attorney’s fees and expenses incurred in are unable to convey either insurable or good and marketable title, or the sale is KRISTINE D. BROWN, et al., connection with all litigation involving the Property or the proceeds of the not ratified for any reason by the Circuit Court including errors made by the Substitute Trustees. resale. Trustees’ file number 47843. Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to DIANE S. ROSENBERG, MARK D. MEYER, et al., a refund of the deposit without any interest. Substitute Trustees. MARK H. WITTSTADT, et al., Sub. Trustees.

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Baltimore City Baltimore City Baltimore City Alba Law Group, P.A. Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 11350 McCormick Road, Executive Plaza III, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Hunt Valley, MD 21031 Manassas, VA. 20109 Manassas, VA. 20109 (443) 541-8600 (410) 769-9797 (410) 769-9797 Substituted Trustees’ Sale Of Real Property Trustee’s Sale Trustee’s Sale Known As Of Valuable Fee Simple Property Of Valuable Leasehold Property 2825 Hilldale Avenue, Baltimore, MD 21215 Improved By Premises Known as Improved By Premises Known as Case Number 24-O-13-003658 415 S. Bentalou Street, Baltimore, MD 21223 3333 Elmora Ave, Baltimore, MD 21213 ———————————— ———————————— ———————————— By virtue of the power and authority contained in a Deed of Trust from Under and by virtue of the power of sale contained in a Deed of Trust from By virtue of the power and authority contained in a Deed of Trust from ARNITA O. JOHNSON AND DELORES ADELE DAVIS AKA JOHNSON, dated Myron J. Fields, recorded among the Land Records of Baltimore City in Liber SERETHA HARRIS AND SAM ELLERBE, dated May 15, 2008, and recorded in 14226, folio 441, and Declaration of Substitution of Trustees recorded among March 3, 2006, and recorded in Liber 07520 at Page 0414 among the land records Liber 10710 at Page 715 among the land records of the CITY OF BALTIMORE, in of the CITY OF BALTIMORE, in the original principal amount of $60,300.00. the aforementioned Land Records substituting Thomas P. Dore, Mark S. Devan, the original principal amount of $128,881.00. Upon default and request for sale, Upon default and request for sale, the undersigned trustees will offer for sale at Erin Gloth, Christine Drexel, and Brian McNair as Substituted Trustees, the the undersigned trustees will offer for sale at public auction at the Courthouse public auction at the Courthouse for the CITY OF BALTIMORE, at 100 N. Substituted Trustees will offer for sale at public auction, at the Courthouse for the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on Calvert Street, Baltimore, Maryland, on Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), Balti- more, Maryland, 21202 on April 16, 2015 at 11:30 a.m. April 16, 2015 at 11:30 a.m. ALL THAT PROPERTY described in said Deed of Trust including but not Wednesday, April 15, 2015 at 09:50 a.m. limited to: ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- BEGINNING for the same on the south side of Elmora Avenue at the distance more City, State of Maryland, as described in the Deed of Trust recorded among ALL THAT PROPERTY described in said Deed of Trust including but not the Land Records of Baltimore City, in Liber 14226, folio 441, also being further limited to: of 257 feet easterly from the east side of St. Cloud Avenue and at a point in a described in a Deed recorded among the Land Records of Baltimore City in ALL that piece or parcel of ground and premises situated in Baltimore City, line in the center of a partition wall there situate; running thence easterly Liber 14226, folio 434. The improvements thereon consist of a DWELLING. Maryland and described as follows: BEGINNING for the same on the East side bounding on the south side of Elmora Avenue 16 feet to a point in a line with The property will be sold in “AS IS” condition, subject to any existing building of Bentalou Street at the distance of 178 feet South of Maryanna Street and at the center of another partition wall there situate; thence southerly to and violations, restrictions and agreements of record. The purchaser assumes all the center of a partition wall there situate and running thence South binding on through the center of said last mentioned partition wall and continuing the same risks of loss for the property as of the date of sale. Neither the Substituted Trus- the East side of said Bentalou Street 14 feet to the center of another partition course parallel with St. Cloud Avenue in all 79 feet to the north side of a 10 foot tees nor their respective agents, successors or assigns make any representations wall there situate thence East through the center of said last mentioned alley there situate; thence westerly binding on the north side of said alley with or warranties, either expressed or implied with respect to the property. The the use thereof in common with others 16 feet; thence northerly to and through Substituted Trustees shall convey insurable title. partition wall and continuing the same course in all 75 feet to the West side of TERMS OF THE SALE: A deposit in a form acceptable to the Substituted an alley 10 feet wide there situate thence North binding on said alley with the the center of said first mentioned partition wall in all 79 feet to the place of Trustee in the amount of $12,000.00 will be required of the purchaser, other use thereof in common 14 feet thence West through the center of the partition beginning. The improvements thereon being known as No. 3333 Elmora Avenue. than the Holder of the Note or its assigns, at the time and place of sale. Any wall herein first mentioned 75 feet to the place of beginning. Subject to the annual Ground Rent of $78.00 Payable in Even and Equal Half amount tendered at sale in excess of the required deposit will be refunded and Said property is in fee simple and is improved by a DWELLING and is sold in Yearly Installments on the 1st Day of May and Nov. in Each and Every Year. not applied to the purchase price. Unless the purchaser is the Holder of the “as is condition” and subject to all superior covenants, conditions, liens, restric- Said property is subject to an annual ground rent in the amount of $78.00 and Note or its assigns, the balance of the purchase price shall be paid immediately tions, easement, rights-of-way, as may affect same, if any. is improved by a DWELLING and is sold in “as is condition” and subject to all with available funds within ten (10) days of the final ratification of the sale by TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is superior covenants, conditions, liens, restrictions, easement, rights-of-way, as the Circuit Court for Baltimore City. Time is of the essence. The purchaser, may affect same, if any. lower, cash or certified funds shall be required at the time of sale. The balance other than the Holder of the Note or its assigns, shall pay interest at the rate of TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is 3.87500% per annum on the unpaid portion of the purchase price from the date of the purchase price with interest at 6.00% per annum from the date of sale to lower, cash or certified funds shall be required at the time of sale. The balance of sale to date of settlement. Real property taxes and assessments shall be the date of payment will be paid within TEN DAYS after the final ratification of of the purchase price with interest at 9.45% per annum from the date of sale to adjusted to the date of sale and assumed thereafter by the purchaser. Ground the sale. Adjustments on all taxes, public charges and special or regular assess- the date of payment will be paid within TEN DAYS after the final ratification of rent, water and/or sewer charges public or private, if any, shall be adjusted to ments will be made as of the date of sale and thereafter assumed by purchaser. the date of sale and assumed thereafter by the purchaser. Cost of all the sale. Adjustments on all taxes, public charges and special or regular assess- If applicable, condominium and/or homeowners association dues and documentary stamps and transfer taxes shall be paid by the purchaser. ments will be made as of the date of sale and thereafter assumed by purchaser. assessments that may become due after the time of sale will be the Purchaser shall have the responsibility of obtaining possession of the property. If applicable, condominium and/or homeowners association dues and responsibility of the purchaser. Title examination, conveyancing, state revenue In the event settlement is delayed for any reason, there shall be no abatement assessments that may become due after the time of sale will be the responsi- of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- stamps, transfer taxes, title insurance, and all other costs incident to settlement bility of the purchaser. Title examination, conveyancing, state revenue stamps, tuted Trustees shall resell the property at the risk and expense of the defaulting are to be paid by the purchaser. Time is of the essence for the purchaser, other- transfer taxes, title insurance, and all other costs incident to settlement are to purchaser. The defaulting purchaser shall be liable for the payment of any defi- wise the deposit will be forfeited and the property may be resold at risk and be paid by the purchaser. Time is of the essence for the purchaser, otherwise ciency in the purchase price, all costs and expenses of both sales, attorney fees, costs of the defaulting purchaser. If the sale is not ratified or if the Substitute all other charges due, and incidental and consequential damages. Defaulting the deposit will be forfeited and the property may be resold at risk and costs of Trustees are unable to convey marketable title in accord with these terms of purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. in connection with the filing of a motion to resell. are unable to convey marketable title in accord with these terms of sale, the 13-235902. LOAN TYPE= FHA In the event the Substituted Trustees do not convey title for any reason, purchaser’s only remedy is the return of the deposit. Trustee’s File No. purchaser’s sole remedy is return of the deposit. The Purchaser shall have no 13-236988. LOAN TYPE= Conventional further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., attorney. The Substituted Trustees shall have the right to terminate this contract Substitute Trustees. in the event the Holder or its Servicer has entered into any agreement with, or Substitute Trustees. accepted funds from, the mortgagor. Upon termination of the contract, Purchas- er’s sole remedy shall be return of the deposit. THOMAS P. DORE, MARK S. DEVAN, ERIN GLOTH, CHRISTINE DREXEL, and BRIAN MCNAIR, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 22B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City Baltimore City Baltimore City Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Butler & Hosch, P.A. 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 9409 Philadelphia Road Manassas, VA. 20109 Manassas, VA. 20109 Baltimore, MD 21237 (410) 769-9797 (410) 769-9797 410-284-9600 Trustee’s Sale Trustee’s Sale Substitute Trustees’ Sale Of Valuable Fee Simple Property Of Valuable Leasehold Property Of Improved Real Property Improved By Premises Known as Improved By Premises Known as 6537 Parnell Ave., Baltimore, MD 21222 ———————————— 212 North Belnord, Baltimore, MD 21224 33 North Abington Avenue, Under a power of sale contained in a certain Deed of Trust from David ———————————— Roberson, dated March 23, 2007 and recorded in Liber 9282, folio 725 among the By virtue of the power and authority contained in a Deed of Trust from Land Records of Baltimore City, MD, default having occurred under the terms Baltimore, MD 21229 thereof, the Sub. Trustees will sell at public auction at the Circuit Court for MANUEL A. ESPINAL, dated December 13, 2005, and recorded in Liber 7375 at ———————————— Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Page 128 among the land records of the CITY OF BALTIMORE, in the original By virtue of the power and authority contained in a Deed of Trust from Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on principal amount of $75,000.00. Upon default and request for sale, the TIMOTHY TYRONE DAVIS, dated August 29, 2008, and recorded in Liber 11069 undersigned trustees will offer for sale at public auction at the Courthouse for at Page 444 among the land records of the CITY OF BALTIMORE, in the original the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on principal amount of $87,310.00. Upon default and request for sale, the April 15, 2015 at 11:11 a.m. undersigned trustees will offer for sale at public auction at the Courthouse for ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS April 16, 2015 at 11:30 a.m. the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on THEREON situated in Baltimore City, MD and more fully described in the afore- ALL THAT PROPERTY described in said Deed of Trust including but not said Deed of Trust. The property is improved by a DWELLING. limited to: April 16, 2015 at 11:30 a.m. The property will be sold in an “as is” condition and subject to conditions, SITUATED IN THE COUNTY OF BALTIMORE CITY AND STATE OF ALL THAT PROPERTY described in said Deed of Trust including but not restrictions and agreements of record affecting the same, if any and with no MARYLAND: BEGINNING FOR THE SAME ON THE WEST SIDE OF BELNORD limited to: warranty of any kind. AVENUE, AS WIDENED FORTY FEET AT THE DISTANCE OF ONE Beginning for the, same on the east side of Abington Avenue (formerly known Terms of Sale: A deposit of $11,000 by cash or certified check. Balance of the HUNDRED TWENTY-EIGHT FEET NINE INCHES SOUTHERLY FROM THE as DePaepe Avenue) as the distance of one hundred eight feet south from the purchase price to be paid in cash within 10 days of final ratification of the sale SOUTHWEST CORNER OF BELNORD AVENUE AND ORLEANS STREET AND corner formed by the intersection of the east side of Abington Avenue. and the by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the AT THE CENTRE OF THE PARTITION WALL THERE SITUATE; THENCE south side of Elbert Street, running thence southerly binding on the east side of purchaser fails to settle within the aforesaid ten (10) days of ratification, the SOUTHERLY BINDING ON THE WEST SIDE OF BELNORD AVENUE TWELVE Abington Avenue eighteen feet, thence easterly at right angles with Abington purchaser relinquishes their deposit and the Sub-Trustees may file an FEET TO THE CENTRE OF ANOTHER PARTITION WALL THERE SITUATED, Avenue to and through the center of the partition wall there being seventy-three appropriate motion with the court to resell the property. Purchaser waives THENCE WESTERLY THROUGH THE CENTRE OF SAID LAST MENTIONED feet to the west side of a ten foot alley there being, thence northerly binding on personal service of any paper filed with the Court in connection with such PARTITION WALL AND CONTINUING THE SAME COURSE IN ALL the west side of said alley, with the use thereof in common, eighteen feet, motion and any Show Cause Order issued by the Court and expressly agrees to SIXTY-SEVEN FEET SIX INCHES TO THE EAST SIDE OF SAID TEN FOOT thence westerly through the center of the partition wall there being accept service of any such paper or Order by certified mail and regular mail sent ALLEY THERE SITUATE; THENCE NORTHERLY AND BINDING ON THE seventy-three feet to the place of beginning. The improvements thereon being to the address provided by the purchaser and as recorded on the documents EAST SIDE OF SAID TEN FOOT ALLEY WITH THE USE THEREOF IN known as N. 33 N. Abington Avenue. Being the same property which by Deed executed by the purchaser at the time of the sale. Service shall be deemed effec- COMMON WITH OTHERS TWELVE FEET AND THENCE EASTERLY IN A dated June 18, 2004 and recorded August 17, 2004 in Liber 6571 at folio 338 was tive upon the purchaser 3 days after postmarked by the United States Post STRAIGHT LINE SIXTY-SEVEN FEET SIX INCHES TO THE PLACE OF BEGIN- granted and assigned by Charles Shoultz III and Marcia 0. Nealy unto Marcia 0. Office. It is expressly agreed by the purchaser that actual receipt of the certified NING. Being that parcel of land conveyed to Manuel A. Espinal from Sharon L. Nealy, Charles Shoultz II and Karen Shoultz. mail is not required for service to be effective. If the purchaser fails to go to McGinnity by that deed dated 11/20/1990 and recorded 11/28/1990 in Deed Book Property Address: 33 N. Abington Avenue, Baltimore, MD 21229 Property Tax settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of 2683, at Page 409 of the BALTIMORE CITY, MD Public Registry. ID: 20-20-2230E-017 this sale (including attorney fees and full commission on the gross sales price of Said property is in fee simple and is improved by a DWELLING and is sold in Said property is subject to an annual ground rent in the amount of $75.00 and the sale) shall be charged against and paid from the forfeited deposit. In the “as is condition” and subject to all superior covenants, conditions, liens, restric- is improved by a DWELLING and is sold in “as is condition” and subject to all event of resale the defaulting purchaser shall not be entitled to any surplus tions, easement, rights-of-way, as may affect same, if any. superior covenants, conditions, liens, restrictions, easement, rights-of-way, as proceeds or profits resulting from any resale of the property regardless of any TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is may affect same, if any. improvements made to the real property. Interest is to be paid on the unpaid lower, cash or certified funds shall be required at the time of sale. The balance TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is purchase money at the rate of 2.0% per annum from the date of sale to the date of the purchase price with interest at 6.75% per annum from the date of sale to lower, cash or certified funds shall be required at the time of sale. The balance the funds are received in the office of the Sub-Trustees. Taxes, ground rent, the date of payment will be paid within TEN DAYS after the final ratification of of the purchase price with interest at 7.125% per annum from the date of sale to water rent, condominium fees and/or homeowner association dues, all public the sale. Adjustments on all taxes, public charges and special or regular assess- the date of payment will be paid within TEN DAYS after the final ratification of charges/assessments payable on an annual basis, including sanitary and/or ments will be made as of the date of sale and thereafter assumed by purchaser. the sale. Adjustments on all taxes, public charges and special or regular assess- metropolitan district charges, if applicable, to be adjusted for the current year If applicable, condominium and/or homeowners association dues and ments will be made as of the date of sale and thereafter assumed by purchaser. to date of sale and assumed thereafter by the purchaser. Purchaser shall be assessments that may become due after the time of sale will be the If applicable, condominium and/or homeowners association dues and responsible for the costs of all transfer taxes, documentary stamps and all other responsibility of the purchaser. Title examination, conveyancing, state revenue assessments that may become due after the time of sale will be the responsi- costs incident to settlement. Purchaser shall be responsible for physical posses- stamps, transfer taxes, title insurance, and all other costs incident to settlement bility of the purchaser. Title examination, conveyancing, state revenue stamps, sion of the property. Purchaser assumes the risk of loss from the date of sale are to be paid by the purchaser. Time is of the essence for the purchaser, other- transfer taxes, title insurance, and all other costs incident to settlement are to forward. The sale is subject to post sale audit by the Noteholder to determine wise the deposit will be forfeited and the property may be resold at risk and be paid by the purchaser. Time is of the essence for the purchaser, otherwise whether the borrower entered into any repayment/forbearance agreement, rein- costs of the defaulting purchaser. If the sale is not ratified or if the Substitute the deposit will be forfeited and the property may be resold at risk and costs of stated or paid off prior to the sale. In any such event the Purchaser agrees that Trustees are unable to convey marketable title in accord with these terms of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees upon notification by the Sub-Trustees of such event the sale is null and void and sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. are unable to convey marketable title in accord with these terms of sale, the of no legal effect and the deposit returned without interest. If the Sub-Trustees 14-241348. LOAN TYPE= Conventional purchaser’s only remedy is the return of the deposit. Trustee’s File No. are unable to convey either insurable or good and marketable title, or the sale is KRISTINE D. BROWN, et al., 14-243327. LOAN TYPE= FHA not ratified for any reason by the Circuit Court including errors made by the Substitute Trustees. KRISTINE D. BROWN, et al., Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to Substitute Trustees. a refund of the deposit without any interest. MARK H. WITTSTADT, et al., Sub. Trustees.

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Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC, Butler & Hosch, P.A. BWW Law Group, LLC 7910 Woodmont Avenue, Suite 750, 9409 Philadelphia Road 6003 Executive Boulevard, Suite 101 Bethesda, Maryland 20814, Baltimore, MD 21237 Rockville, MD 20852 (301) 907-8000. 410-284-9600 (301) 961-6555 www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Real Property Of Improved Real Property 2211 Chesterfield Ave., Baltimore, MD 21213 And Any Improvements Thereon 1508 Tunlaw Rd., Baltimore, MD 21218 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Rachel 3542 Ash St., Baltimore, MD 21211 Under a power of sale contained in a certain Deed of Trust from Thomas W. Parada a/k/a Rachel Judith Davis and Fernando Prada, dated April 17, 2009 and ———————————— Edison, dated July 28, 2006 and recorded in Liber 8313, folio 354 among the recorded in Liber 11655, folio 492 among the Land Records of Baltimore City, Under a power of sale contained in a certain Deed of Trust dated April 16, MD, default having occurred under the terms thereof, the Sub. Trustees will sell Land Records of Baltimore City, MD, default having occurred under the terms at public auction at the Circuit Court for Baltimore City, at the Clarence M. 2007 and recorded in Liber 9527, Folio 459 among the Land Records of thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Baltimore City, MD, with an original principal balance of $119,770.00 and an Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street entrance, Baltimore, MD 21202, on original interest rate of 6.5% default having occurred under the terms thereof, Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court April 15, 2015 at 11:15 a.m. House Door, Calvert Street entrance, Baltimore, MD 21202, on April 16, 2015 at 9:36 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and THEREON situated in Baltimore City, MD and more fully described in the afore- improvements thereon situated in Baltimore City, MD and described as Tax ID said Deed of Trust. The property is improved by a DWELLING. April 17, 2015 at 9:59 a.m. #09-24-3970F-256 and more fully described in the aforesaid Deed of Trust. The The property will be sold in an “as is” condition and subject to conditions, ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or property will be sold subject to an annual ground rent of $96, payable on the restrictions and agreements of record affecting the same, if any and with no improvements thereon situated in Baltimore City, MD and more fully described 28th day of May and November. warranty of any kind. in the aforesaid Deed of Trust. The property, which is improved by a DWELLING, will be sold in an “as is” Terms of Sale: A deposit of $28,000 by cash or certified check. Balance of the The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record purchase price to be paid in cash within 10 days of final ratification of the sale condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the Terms of Sale: A deposit of $18,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $19,000 in the form of certified check, cashier’s purchaser fails to settle within the aforesaid ten (10) days of ratification, the check or money order will be required of the purchaser at time and place of purchase price to be paid in cash within ten days of final ratification of sale by purchaser relinquishes their deposit and the Sub-Trustees may file an the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase sale. Balance of the purchase price, together with interest on the unpaid appropriate motion with the court to resell the property. Purchaser waives purchase money at the current rate contained in the Deed of Trust Note from money at the rate pursuant to the Deed of Trust Note from the date of sale to personal service of any paper filed with the Court in connection with such the date of sale to the date funds are received by the Sub. Trustees, payable in the date funds are received in the office of the Sub. Trustees. There will be no motion and any Show Cause Order issued by the Court and expressly agrees to cash within ten days of final ratification of the sale by the Circuit Court. There abatement of interest in the event additional funds are tendered before accept service of any such paper or Order by certified mail and regular mail sent will be no abatement of interest due from the purchaser in the event additional settlement or if settlement is delayed for any reason. The noteholder shall not to the address provided by the purchaser and as recorded on the documents funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE executed by the purchaser at the time of the sale. Service shall be deemed effec- PURCHASER. Adjustment of current year’s real property taxes are adjusted as FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- tive upon the purchaser 3 days after postmarked by the United States Post of the date of sale, and thereafter assumed by the purchaser. Taxes due for tural taxes, if applicable, and any and all public and/or private charges or Office. It is expressly agreed by the purchaser that actual receipt of the certified prior years including costs of any tax sale are payable by the purchaser. assessments, including water/sewer charges and ground rent, to be adjusted to mail is not required for service to be effective. If the purchaser fails to go to Purchaser is responsible for any recapture of homestead tax credit. All other date of sale and thereafter assumed by purchaser. Condominium fees and/or settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of public and/or private charges or assessments, to the extent such amounts homeowners association dues, if any, shall be assumed by the purchaser from this sale (including attorney fees and full commission on the gross sales price of survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed the date of sale forward. Cost of all documentary stamps, transfer taxes and the sale) shall be charged against and paid from the forfeited deposit. In the settlement expenses shall be borne by the purchaser. Purchaser shall be respon- recordation including but not limited to all transfer, recordation, agricultural or event of resale the defaulting purchaser shall not be entitled to any surplus other taxes or charges assessed by any governmental entity as a condition to sible for obtaining physical possession of the property. Purchaser assumes the proceeds or profits resulting from any resale of the property regardless of any risk of loss or damage to the property from the date of sale forward. Additional recordation, are payable by purchaser, whether or not purchaser is a Maryland improvements made to the real property. Interest is to be paid on the unpaid First Time Home Buyer. Purchaser is responsible for obtaining physical posses- terms to be announced at the time of sale. purchase money at the rate of 5.0% per annum from the date of sale to the date sion of the property, and assumes risk of loss or damage to the property from If the Sub. Trustees are unable to convey good and marketable title, the the funds are received in the office of the Sub-Trustees. Taxes, ground rent, the date of sale. The sale is subject to post-sale audit of the status of the loan purchaser’s sole remedy in law and equity shall be limited to a refund of the water rent, condominium fees and/or homeowner association dues, all public with the loan servicer including, but not limited to, determination of whether deposit without interest. If the purchaser fails to go to settlement, the deposit charges/assessments payable on an annual basis, including sanitary and/or the borrower entered into any repayment agreement, reinstated or paid off the shall be forfeited, to the Trustees for application against all expenses, attorney’s metropolitan district charges, if applicable, to be adjusted for the current year loan prior to the sale. In any such event, this sale shall be null and void, and the fees and the full commission on the sale price of the above-scheduled to date of sale and assumed thereafter by the purchaser. Purchaser shall be Purchaser’s sole remedy, in law or equity, shall be the return of the deposit foreclosure sale. In the event of default, all expenses of this sale (including responsible for the costs of all transfer taxes, documentary stamps and all other without interest. If purchaser fails to settle within 10 days of ratification, the attorney’s fees and the full commission on the gross sale price of this sale) shall costs incident to settlement. Purchaser shall be responsible for physical posses- Sub. Trustees may file a motion to resell the property. If Purchaser defaults be charged against and paid out of the forfeited deposit. The Trustees may then sion of the property. Purchaser assumes the risk of loss from the date of sale under these terms, deposit shall be forfeited. The Sub. Trustees may then resell re-advertise and resell the property at the risk and expense of the defaulting forward. The sale is subject to post sale audit by the Noteholder to determine the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser or may avail themselves of any legal or equitable remedies against the whether the borrower entered into any repayment/forbearance agreement, rein- defaulting purchaser without reselling the property. In the event of a resale, the resale even if such surplus results from improvements to the property by said stated or paid off prior to the sale. In any such event the Purchaser agrees that defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulting purchaser shall not be entitled to receive the surplus, if any, even if upon notification by the Sub-Trustees of such event the sale is null and void and such surplus results from improvements to the property by said defaulting marketable title, or if ratification of the sale is denied by the Circuit Court for of no legal effect and the deposit returned without interest. If the Sub-Trustees any reason, the Purchaser’s sole remedy, at law or equity, is the return of the purchaser and the defaulting purchaser shall be liable to the Trustees and are unable to convey either insurable or good and marketable title, or the sale is deposit without interest. secured party for reasonable attorney’s fees and expenses incurred in not ratified for any reason by the Circuit Court including errors made by the PLEASE CONSULT WWW.ALEXCOOPER.COM connection with all litigation involving the Property or the proceeds of the Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to FOR STATUS OF UPCOMING SALES resale. Trustees’ file number 55933. a refund of the deposit without any interest. HOWARD N. BIERMAN, DIANE S. ROSENBERG, MARK D. MEYER, et al., MARK H. WITTSTADT, et al., CARRIE M. WARD, et al., Substitute Trustees. Sub. Trustees. Substitute Trustees.

mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 23B

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 2711 Cheswolde Rd., Baltimore, MD 21209 4247 Nicholas Ave., Baltimore, MD 21206 3903 Rosecrest Ave., Baltimore, MD 21215 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated August 25, Under a power of sale contained in a certain Deed of Trust dated July 19, 2007 Under a power of sale contained in a certain Deed of Trust dated June 15, 2006 and recorded in Liber 8325, Folio 505 among the Land Records of and recorded in Liber 9977, Folio 346 among the Land Records of Baltimore 2007 and recorded in Liber 9788, Folio 548 among the Land Records of Baltimore City, MD, with an original principal balance of $141,200.00 and an City, MD, with an original principal balance of $128,000.00 and an original Baltimore City, MD, with an original principal balance of $134,400.00 and an original interest rate of 7.12500% default having occurred under the terms interest rate of 3.5% default having occurred under the terms thereof, the Sub. original interest rate of 7.50000% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Trustees will sell at public auction at the Circuit Court for Baltimore City, at the thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 17, 2015 at 9:54 a.m. April 17, 2015 at 9:56 a.m. April 17, 2015 at 9:58 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” ground rent of $120. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $13,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $15,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $20,000 in the form of certified check, cashier’s sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 731 Roundview Rd., Baltimore, MD 21225 2623 Boone St., Baltimore, MD 21218 4006 Colborne Rd., Baltimore, MD 21229 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated October 19, Under a power of sale contained in a certain Deed of Trust dated May 25, Under a power of sale contained in a certain Deed of Trust dated September 2004 and recorded in Liber 6155, Folio 1023 among the Land Records of 2007 and recorded in Liber 9593, Folio 492 among the Land Records of 24, 2007 and recorded in Liber 10314, Folio 647 among the Land Records of Baltimore City, MD, with an original principal balance of $58,046.00 and an orig- Baltimore City, MD, with an original principal balance of $37,100.00 and an orig- Baltimore City, MD, with an original principal balance of $151,000.00 and an inal interest rate of 6.50000% default having occurred under the terms thereof, inal interest rate of 6.87500% default having occurred under the terms thereof, original interest rate of 3.875% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on April 17, 2015 at 9:53 a.m. April 17, 2015 at 9:55 a.m. April 17, 2015 at 9:57 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” ground rent of $96. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $5,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $5,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $17,000 in the form of certified check, cashier’s sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 24B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City Baltimore City Baltimore City. BWW Law Group, LLC BWW Law Group, LLC Rosenberg & Associates, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 7910 Woodmont Avenue, Suite 750 Rockville, MD 20852 Rockville, MD 20852 Bethesda, Maryland 20814 (301) 961-6555 (301) 961-6555 (301) 907-8000 Substitute Trustees’ Sale Substitute Trustees’ Sale www.rosenberg-assoc.com Of Real Property Of Real Property And Any Improvements Thereon Substitute Trustees’ Sale And Any Improvements Thereon 1000 Fell St., Unit #216 & Parking Space #11, Of Improved Real Property Baltimore, MD 21231 400 Gwynn Ave., Baltimore, MD 21229 ———————————— 120 N. Luzerne Ave., Baltimore, MD 21224 ———————————— Under a power of sale contained in a certain Deed of Trust dated February 5, ———————————— Under a power of sale contained in a certain Deed of Trust dated April 5, 2007 2007 and recorded in Liber 9669, Folio 514 among the Land Records of Under a power of sale contained in a certain Deed of Trust from Gina Clay, and recorded in Liber 9548, Folio 438 among the Land Records of Baltimore Baltimore City, MD, with an original principal balance of $335,750.00 and an dated November 14, 2008 and recorded in Liber 11264, folio 261 among the Land City, MD, with an original principal balance of $76,500.00 and an original original interest rate of 6.900% default having occurred under the terms thereof, Records of Baltimore City, MD, default having occurred under the terms interest rate of 8.50000% default having occurred under the terms thereof, the the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Door, Calvert Street entrance, Baltimore, MD 21202, on April 17, 2015 at 9:50 a.m. April 16, 2015 at 9:38 a.m. April 17, 2015 at 9:52 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and described as Unit No. improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and more fully described 216 and Parking Space No. 11 of the Residences and Inn at Henderson’s Wharf, #06-15-1709-057 and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. a Condominium, Tax ID #02-06-1874A-041 and Tax ID #02-06-1874A-184 and The property, which is improved by a DWELLING, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $21,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $12,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $46,000 in the form of certified check, cashier’s purchase price to be paid in cash within ten days of final ratification of sale by sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid money at the rate pursuant to the Deed of Trust Note from the date of sale to the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from the date funds are received in the office of the Sub. Trustees. There will be no cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in abatement of interest in the event additional funds are tendered before will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There settlement or if settlement is delayed for any reason. The noteholder shall not funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as tural taxes, if applicable, and any and all public and/or private charges or prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for assessments, including water/sewer charges and ground rent, to be adjusted to prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other date of sale and thereafter assumed by purchaser. Condominium fees and/or public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts homeowners association dues, if any, shall be assumed by the purchaser from survive foreclosure sale, including water/sewer charges, ground rent, whether the date of sale forward. Cost of all documentary stamps, transfer taxes and incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether settlement expenses shall be borne by the purchaser. Purchaser shall be respon- recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or sible for obtaining physical possession of the property. Purchaser assumes the recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to risk of loss or damage to the property from the date of sale forward. Additional First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland terms to be announced at the time of sale. sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- If the Sub. Trustees are unable to convey good and marketable title, the the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from purchaser’s sole remedy in law and equity shall be limited to a refund of the with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan deposit without interest. If the purchaser fails to go to settlement, the deposit the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether shall be forfeited, to the Trustees for application against all expenses, attorney’s loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the fees and the full commission on the sale price of the above-scheduled Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the foreclosure sale. In the event of default, all expenses of this sale (including without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit attorney’s fees and the full commission on the gross sale price of this sale) shall without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults be charged against and paid out of the forfeited deposit. The Trustees may then under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell re-advertise and resell the property at the risk and expense of the defaulting the property at the risk and cost of the defaulting purchaser. The defaulted purchaser or may avail themselves of any legal or equitable remedies against the purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted defaulting purchaser without reselling the property. In the event of a resale, the resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said defaulting purchaser shall not be entitled to receive the surplus, if any, even if marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or such surplus results from improvements to the property by said defaulting any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for purchaser and the defaulting purchaser shall be liable to the Trustees and deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the secured party for reasonable attorney’s fees and expenses incurred in PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. connection with all litigation involving the Property or the proceeds of the FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM resale. Trustees’ file number 55934. HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES DIANE S. ROSENBERG, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., MARK D. MEYER, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City BWW Law Group, LLC Law Offices of Jeffrey Nadel Butler & Hosch, P.A. 6003 Executive Boulevard, Suite 101 4041 Powder Mill Road, Suite 415 9409 Philadelphia Road Rockville, MD 20852 Calverton, Maryland 20705 Baltimore, MD 21237 (301) 961-6555 240-473-5000 410-284-9600 Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Substitute Trustees’ Sale Of Real Property 1172 Cleveland Street, Baltimore, MD 21230 Of Improved Real Property ———————————— And Any Improvements Thereon Under a power of sale contained in a certain Deed of Trust from Mathew S. 6003 Cedonia Ave., Baltimore, MD 21206 Currie, dated September 23, 2013, and recorded in Liber 15675, Folio 171 among ———————————— 4008 Chesmont Ave., Baltimore, MD 21206 the Land Records of Baltimore City, MD, default having occurred under the Under a power of sale contained in a certain Deed of Trust from Veda ———————————— terms thereof, the Substitute Trustee will sell at public auction at Circuit Court Cornish, dated October 27, 2006 and recorded in Liber 8628, folio 66 among the Under a power of sale contained in a certain Deed of Trust dated June 19, for Baltimore City, Clarence M. Mitchell Courthouse, Court House Door, Calvert Land Records of Baltimore City, MD, default having occurred under the terms 2007 and recorded in Liber 9977, Folio 101 among the Land Records of Street Entrance, Baltimore, MD on thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, MD, with an original principal balance of $134,000.00 and an Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert original interest rate of 6.5% default having occurred under the terms thereof, April 15, 2015 at 9:50 a.m. Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore ALL THAT LEASEHOLD LOT OF GROUND situated in Baltimore City, MD City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. April 15, 2015 at 11:14 a.m. House Door, Calvert Street entrance, Baltimore, MD 21202, on 21-06-0791-117. ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS The property will be sold in an “as is” condition and subject to conditions, THEREON situated in Baltimore City, MD and more fully described in the afore- April 17, 2015 at 9:51 a.m. restrictions, agreements, easements, covenants and rights of way of record said Deed of Trust. The property is improved by a DWELLING. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or affecting the same, if any, and with no warranty of any kind. SOLD SUBJECT The property will be sold in an “as is” condition and subject to conditions, improvements thereon situated in Baltimore City, MD and more fully described TO an annual ground rent in the amount of $45.00 payable half-yearly on the 1st restrictions and agreements of record affecting the same, if any and with no in the aforesaid Deed of Trust. The property will be sold subject to an annual of January and July each and every year. warranty of any kind. ground rent of $84. Terms of Sale: A deposit of $19,000.00 will be required at the time of sale in Terms of Sale: A deposit of $23,000 by cash or certified check. Balance of the The property, and any improvements thereon, will be sold in an “as is” the form of cash, certified check, or other form as the Substitute Trustees deter- purchase price to be paid in cash within 10 days of final ratification of the sale condition and subject to conditions, restrictions and agreements of record mine acceptable. No deposit shall be required of the noteholder where the by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the affecting the same, if any, and with no warranty of any kind. noteholder bids in the property at auction. Balance of the purchase price to be purchaser fails to settle within the aforesaid ten (10) days of ratification, the Terms of Sale: A deposit of $17,000 in the form of certified check, cashier’s paid in cash within ten days of final ratification of sale by the Circuit Court for purchaser relinquishes their deposit and the Sub-Trustees may file an check or money order will be required of the purchaser at time and place of Baltimore City, time being of the essence for purchaser. In the event that settle- sale. Balance of the purchase price, together with interest on the unpaid ment does not occur within the said ten days, the purchaser shall be in default. appropriate motion with the court to resell the property. Purchaser waives purchase money at the current rate contained in the Deed of Trust Note from Upon such default the Trustees may file a Motion and Order to Resell the personal service of any paper filed with the Court in connection with such the date of sale to the date funds are received by the Sub. Trustees, payable in property at the risk and expense of the defaulting purchaser, and purchaser(s) motion and any Show Cause Order issued by the Court and expressly agrees to cash within ten days of final ratification of the sale by the Circuit Court. There hereby consent to entry of such resale order without further notice, in which accept service of any such paper or Order by certified mail and regular mail sent will be no abatement of interest due from the purchaser in the event additional case the deposit shall be forfeited and all expenses of this sale (including attor- to the address provided by the purchaser and as recorded on the documents funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE ney’s fees and the full commission on the gross sale price of this sale) shall be executed by the purchaser at the time of the sale. Service shall be deemed effec- PURCHASER. Adjustment of current year’s real property taxes are adjusted as charged against and paid out of the forfeited deposit. The Trustees may then tive upon the purchaser 3 days after postmarked by the United States Post of the date of sale, and thereafter assumed by the purchaser. Taxes due for readvertise and resell the property at the risk and cost of the defaulting Office. It is expressly agreed by the purchaser that actual receipt of the certified prior years including costs of any tax sale are payable by the purchaser. purchaser; or, without reselling the property, the Trustees may avail themselves mail is not required for service to be effective. If the purchaser fails to go to Purchaser is responsible for any recapture of homestead tax credit. All other of any legal or equitable remedies against the defaulting purchaser. In the event settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of public and/or private charges or assessments, to the extent such amounts of a resale, the defaulting purchaser shall not be entitled to receive the surplus, this sale (including attorney fees and full commission on the gross sales price of survive foreclosure sale, including water/sewer charges, ground rent, whether if any, even if such surplus results from improvements to the property by said the sale) shall be charged against and paid from the forfeited deposit. In the incurred prior to or after the sale to be paid by the purchaser. All costs of deed defaulting purchaser. Interest to be paid on the purchase money less the stated event of resale the defaulting purchaser shall not be entitled to any surplus recordation including but not limited to all transfer, recordation, agricultural or deposit called for herein, at the rate pursuant to the Deed of Trust Note from proceeds or profits resulting from any resale of the property regardless of any other taxes or charges assessed by any governmental entity as a condition to the date of auction to the date funds are received in the office of the Substitute recordation, are payable by purchaser, whether or not purchaser is a Maryland Trustee. There shall be no abatement of interest due from the purchaser in the improvements made to the real property. Interest is to be paid on the unpaid First Time Home Buyer. Purchaser is responsible for obtaining physical posses- event additional funds are tendered before settlement or if settlement is delayed purchase money at the rate of 7.20000% per annum from the date of sale to the sion of the property, and assumes risk of loss or damage to the property from for any reason, including but not limited to exceptions to sale, bankruptcy date the funds are received in the office of the Sub-Trustees. Taxes, ground the date of sale. The sale is subject to post-sale audit of the status of the loan filings by interested parties, Court administration of the foreclosure or rent, water rent, condominium fees and/or homeowner association dues, all with the loan servicer including, but not limited to, determination of whether unknown title defects. All taxes, ground rent, water rent, condominium fees public charges/assessments payable on an annual basis, including sanitary the borrower entered into any repayment agreement, reinstated or paid off the and/or homeowner association dues, all public charges/assessments payable on and/or metropolitan district charges, if applicable, to be adjusted for the current loan prior to the sale. In any such event, this sale shall be null and void, and the an annual basis, including sanitary and/or metropolitan district charges, if appli- year to date of sale and assumed thereafter by the purchaser. Purchaser shall be Purchaser’s sole remedy, in law or equity, shall be the return of the deposit cable, are to be adjusted to the date of auction and thereafter are to be assumed responsible for the costs of all transfer taxes, documentary stamps and all other without interest. If purchaser fails to settle within 10 days of ratification, the by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural costs incident to settlement. Purchaser shall be responsible for physical posses- Sub. Trustees may file a motion to resell the property. If Purchaser defaults transfer tax, if any and settlement expenses shall be borne by the purchaser. sion of the property. Purchaser assumes the risk of loss from the date of sale under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Purchaser shall be responsible for obtaining physical possession of the forward. The sale is subject to post sale audit by the Noteholder to determine the property at the risk and cost of the defaulting purchaser. The defaulted property. Purchaser assumes the risk of damage to the property from the date whether the borrower entered into any repayment/forbearance agreement, rein- purchaser shall not be entitled to any surplus proceeds resulting from said of auction forward. If the Substitute Trustee does not convey title for any stated or paid off prior to the sale. In any such event the Purchaser agrees that resale even if such surplus results from improvements to the property by said reason, including but not limited to the Secured Party executing a forbearance upon notification by the Sub-Trustees of such event the sale is null and void and defaulted purchaser. If Sub. Trustees are unable to convey either insurable or agreement with the borrower(s) described in the above-mentioned Deed of marketable title, or if ratification of the sale is denied by the Circuit Court for Trust, or allowing the borrower(s) to execute their right to reinstate or payoff of no legal effect and the deposit returned without interest. If the Sub-Trustees any reason, the Purchaser’s sole remedy, at law or equity, is the return of the the subject loan, prior to the sale, with or without the Substitute Trustee’s prior are unable to convey either insurable or good and marketable title, or the sale is deposit without interest. knowledge, or if the sale is not ratified for any reason including errors made by not ratified for any reason by the Circuit Court including errors made by the PLEASE CONSULT WWW.ALEXCOOPER.COM the Substitute Trustees, the foreclosure sale shall be null and void and of no Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to FOR STATUS OF UPCOMING SALES effect, and the Purchaser’s sole remedy in law or in equity shall be the return of a refund of the deposit without any interest. HOWARD N. BIERMAN, CARRIE M. WARD, et al., the deposit without interest. Further terms and particulars may be announced at MARK H. WITTSTADT, et al., Substitute Trustees. time of sale, and purchaser may be required to execute a Memorandum of Sale Sub. Trustees. at the time of auction. (Matter #19266) JEFFREY NADEL, SCOTT NADEL, DANIEL MENCHEL and JOHN-PAUL DOUGLAS, Substitute Trustees. MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 25B

Baltimore City Baltimore City. Baltimore City Law Offices of Jeffrey Nadel Rosenberg & Associates, LLC, Shapiro & Brown, LLP, Solicitors 4041 Powder Mill Road, Suite 415 7910 Woodmont Avenue, Suite 750, 10021 Balls Ford Road, Suite 200 Calverton, Maryland 20705 Bethesda, Maryland 20814, Manassas, VA. 20109 240-473-5000 (301) 907-8000. (410) 769-9797 www.rosenberg-assoc.com Substitute Trustees’ Sale Of Real Property Trustee’s Sale Substitute Trustees’ Sale 114 Birckhead Street, Baltimore, MD 21230 Of Valuable Fee Simple Property ———————————— Of Improved Real Property Under a power of sale contained in a certain Deed of Trust from Jeanette Improved By Premises Known as Brashears and Mary Rosalee Brashears, dated October 26, 2006, and recorded in 3810 Cranston Ave., Baltimore, MD 21229 Liber 08561, Folio 0574 among the Land Records of Baltimore City, MD, default ———————————— 3916 Elmora Ave., Baltimore, MD 21213 having occurred under the terms thereof, the Substitute Trustee will sell at Under a power of sale contained in a certain Deed of Trust from Stephanie D. ———————————— Brown, dated September 21, 1998 and recorded in Liber 7827, folio 337 among public auction at Circuit Court for Baltimore City, Clarence M. Mitchell Court- By virtue of the power and authority contained in a Deed of Trust from house, Court House Door, Calvert Street Entrance, Baltimore, MD on the Land Records of Baltimore City, MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court MARGARET M. CERNIK, dated January 26, 2008, and recorded in Liber 10473 at for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Page 57 among the land records of the CITY OF BALTIMORE, in the original April 15, 2015 at 9:50 a.m. Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on principal amount of $195,000.00. Upon default and request for sale, the under- ALL THAT LEASEHOLD LOT OF GROUND, situated in Baltimore City, MD signed trustees will offer for sale at public auction at the Courthouse for the and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on 24-03-0997-080. April 16, 2015 at 9:33 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and The property will be sold in an “as is” condition and subject to conditions, improvements thereon situated in Baltimore City, MD and described as Tax ID restrictions, agreements, easements, covenants and rights of way of record April 16, 2015 at 11:30 a.m. #16-17-2514-006 and more fully described in the aforesaid Deed of Trust. The ALL THAT PROPERTY described in said Deed of Trust including but not affecting the same, if any, and with no warranty of any kind. SOLD SUBJECT property will be sold subject to an annual ground rent of $90, payable on the TO an annual ground rent in the amount of $42.00 payable half yearly on the 1st 18th day of June and December. limited to: of April and October each and every year. The property, which is improved by a DWELLING, will be sold in an “as is” Beginning for the same on the northwestern side of Elmora Avenue at the Terms of Sale: A deposit of $37,000.00 will be required at the time of sale in condition and subject to conditions, restrictions and agreements of record distance of one hundred six and forty two one hundredths feet southwesterly the form of cash, certified check, or other form as the Substitute Trustees deter- affecting the same, if any, and with no warranty of any kind. measured along the northwestern side of Elmora Avenue from the southwestern mine acceptable. No deposit shall be required of the noteholder where the Terms of Sale: A deposit of $6,000 by cash or certified check. Balance of the side of Raymonn (formerly Ramona) Avenue which place of beginning is at a noteholder bids in the property at auction. Balance of the purchase price to be purchase price to be paid in cash within ten days of final ratification of sale by point in line with the center line of a partition wall there erected and running paid in cash within ten days of final ratification of sale by the Circuit Court for thence southwesterly binding on the Northwestern side of Elmora Avenue Baltimore City, time being of the essence for purchaser. In the event that settle- the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to sixteen feet to a point in line with the center line of another partition wall there ment does not occur within the said ten days, the purchaser shall be in default. erected thence running northwesterly to, through and along the center line of Upon such default the Trustees may file a Motion and Order to Resell the the date funds are received in the office of the Sub. Trustees. There will be no abatement of interest in the event additional funds are tendered before said last mentioned partition wall to the end thereof and continuing the same property at the risk and expense of the defaulting purchaser, and purchaser(s) course in all one hundred feet to the southeastern side of an alley sixteen feet hereby consent to entry of such resale order without further notice, in which settlement or if settlement is delayed for any reason. The noteholder shall not wide there situate thence running northeasterly binding on the southeastern case the deposit shall be forfeited and all expenses of this sale (including attor- be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE ney’s fees and the full commission on the gross sale price of this sale) shall be FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- side of said alley with the use thereof in common with others sixteen feet to charged against and paid out of the forfeited deposit. The Trustees may then tural taxes, if applicable, and any and all public and/or private charges or meet a line drawn northwesterly from the place of beginning to, though and readvertise and resell the property at the risk and cost of the defaulting assessments, including water/sewer charges and ground rent, to be adjusted to along the center line of the partition wall first above mentioned in this purchaser; or, without reselling the property, the Trustees may avail themselves date of sale and thereafter assumed by purchaser. Condominium fees and/or description thence running southeasterly reversing said line so drawn and of any legal or equitable remedies against the defaulting purchaser. In the event homeowners association dues, if any, shall be assumed by the purchaser from binding thence one hundred feet to the place of beginning. The improvements of a resale, the defaulting purchaser shall not be entitled to receive the surplus, the date of sale forward. Cost of all documentary stamps, transfer taxes and thereon being known as No. 3916 Elmora Avenue. if any, even if such surplus results from improvements to the property by said settlement expenses shall be borne by the purchaser. Purchaser shall be respon- Said property is in fee simple and is improved by a DWELLING and is sold in defaulting purchaser. Interest to be paid on the purchase money less the stated sible for obtaining physical possession of the property. Purchaser assumes the “as is condition” and subject to all superior covenants, conditions, liens, restric- deposit called for herein, at the rate pursuant to the Deed of Trust Note from risk of loss or damage to the property from the date of sale forward. Additional tions, easement, rights-of-way, as may affect same, if any. the date of auction to the date funds are received in the office of the Substitute TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is Trustee. There shall be no abatement of interest due from the purchaser in the terms to be announced at the time of sale. lower, cash or certified funds shall be required at the time of sale. The balance event additional funds are tendered before settlement or if settlement is delayed If the Sub. Trustees are unable to convey good and marketable title, the for any reason, including but not limited to exceptions to sale, bankruptcy purchaser’s sole remedy in law and equity shall be limited to a refund of the of the purchase price with interest at 6.00% per annum from the date of sale to filings by interested parties, Court administration of the foreclosure or deposit without interest. If the purchaser fails to go to settlement, the deposit the date of payment will be paid within TEN DAYS after the final ratification of unknown title defects. All taxes, ground rent, water rent, condominium fees shall be forfeited, to the Trustees for application against all expenses, attorney’s the sale. Adjustments on all taxes, public charges and special or regular assess- and/or homeowner association dues, all public charges/assessments payable on fees and the full commission on the sale price of the above-scheduled ments will be made as of the date of sale and thereafter assumed by purchaser. an annual basis, including sanitary and/or metropolitan district charges, if appli- foreclosure sale. In the event of default, all expenses of this sale (including If applicable, condominium and/or homeowners association dues and cable, are to be adjusted to the date of auction and thereafter are to be assumed attorney’s fees and the full commission on the gross sale price of this sale) shall assessments that may become due after the time of sale will be the by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural be charged against and paid out of the forfeited deposit. The Trustees may then responsibility of the purchaser. Title examination, conveyancing, state revenue transfer tax, if any and settlement expenses shall be borne by the purchaser. re-advertise and resell the property at the risk and expense of the defaulting stamps, transfer taxes, title insurance, and all other costs incident to settlement Purchaser shall be responsible for obtaining physical possession of the purchaser or may avail themselves of any legal or equitable remedies against the are to be paid by the purchaser. Time is of the essence for the purchaser, other- property. Purchaser assumes the risk of damage to the property from the date defaulting purchaser without reselling the property. In the event of a resale, the wise the deposit will be forfeited and the property may be resold at risk and of auction forward. If the Substitute Trustee does not convey title for any defaulting purchaser shall not be entitled to receive the surplus, if any, even if costs of the defaulting purchaser. If the sale is not ratified or if the Substitute reason, including but not limited to the Secured Party executing a forbearance such surplus results from improvements to the property by said defaulting Trustees are unable to convey marketable title in accord with these terms of agreement with the borrower(s) described in the above-mentioned Deed of sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Trust, or allowing the borrower(s) to execute their right to reinstate or payoff purchaser and the defaulting purchaser shall be liable to the Trustees and 14-243428. LOAN TYPE= FHA the subject loan, prior to the sale, with or without the Substitute Trustee’s prior secured party for reasonable attorney’s fees and expenses incurred in KRISTINE D. BROWN, et al., knowledge, or if the sale is not ratified for any reason including errors made by connection with all litigation involving the Property or the proceeds of the Substitute Trustees. the Substitute Trustees, the foreclosure sale shall be null and void and of no resale. Trustees’ file number 53872. effect, and the Purchaser’s sole remedy in law or in equity shall be the return of DIANE S. ROSENBERG, MARK D. MEYER, et al., the deposit without interest. Further terms and particulars may be announced at Substitute Trustees. time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18484) JEFFREY NADEL and SCOTT NADEL, Substitute Trustees. MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 mh31,ap7,14 mh31,ap7,14 mh31,ap7,14

Baltimore City Baltimore City. Baltimore City. Shapiro & Brown, LLP, Solicitors Rosenberg & Associates, LLC Rosenberg & Associates, LLC, 10021 Balls Ford Road, Suite 200 7910 Woodmont Avenue, Suite 750 7910 Woodmont Avenue, Suite 750, Manassas, VA. 20109 Bethesda, Maryland 20814 Bethesda, Maryland 20814, (410) 769-9797 (301) 907-8000 (301) 907-8000. www.rosenberg-assoc.com www.rosenberg-assoc.com Trustee’s Sale Substitute Trustees’ Sale Of Valuable Fee Simple Property Substitute Trustees’ Sale Of Improved Real Property Improved By Premises Known as Of Improved Real Property 511 East 23rd St., Baltimore, MD 21218 720 Wicklow Road, Baltimore, MD 21229 2445 Shirley Ave., Baltimore, MD 21215 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Marian E. By virtue of the power and authority contained in a Deed of Trust from Under a power of sale contained in a certain Deed of Trust from Maurice A. Campbell, dated October 22, 2007 and recorded in Liber 10123, folio 1 among JACQUELYN E. BALDWIN AND SHELTON L. BALDWIN, SR., dated September Briscoe, dated December 29, 2006 and recorded in Liber 9169, folio 303 among the Land Records of Baltimore City, MD, default having occurred under the 19, 2005, and recorded in Liber 6809 at Page 662 among the land records of the the Land Records of Baltimore City, MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court CITY OF BALTIMORE, in the original principal amount of $81,000.00. Upon terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert default and request for sale, the undersigned trustees will offer for sale at public for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on auction at the Courthouse for the CITY OF BALTIMORE, at 100 N. Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Baltimore, Maryland, on April 16, 2015 at 9:34 a.m. April 16, 2015 at 9:41 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and April 16, 2015 at 11:30 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID ALL THAT PROPERTY described in said Deed of Trust including but not improvements thereon situated in Baltimore City, MD and described as Tax ID #09-06-4039-033 and more fully described in the aforesaid Deed of Trust. #15-33-3342A-018 and more fully described in the aforesaid Deed of Trust. limited to: The property, which is improved by a DWELLING, will be sold in an “as is” The property, which is improved by a DWELLING, will be sold in an “as is” BEGINNING FOR THE SAME on the southwest side of Wicklow Road at the condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record distance of 220 feet northwesterly from the corner formed by the intersection of affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. the southwest side of Wicklow Road and the northwest side of Gelston Drive Terms of Sale: A deposit of $6,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $13,000 by cash or certified check. Balance of the and at a point in line with the center of the partition wall between the house on purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by the lot now being described and that on the lot next adjoining on the southeast, the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase thence northwesterly binding on the southwest side of Wicklow Road 20 feet to money at the rate pursuant to the Deed of Trust Note from the date of sale to money at the rate pursuant to the Deed of Trust Note from the date of sale to a point in a line with the center of the partition wall between the house on the the date funds are received in the office of the Sub. Trustees. There will be no the date funds are received in the office of the Sub. Trustees. There will be no lot now being described and that on the northwest, thence southwesterly to and abatement of interest in the event additional funds are tendered before abatement of interest in the event additional funds are tendered before through the center of said wall 53 feet to the end thereof, thence southwesterly settlement or if settlement is delayed for any reason. The noteholder shall not settlement or if settlement is delayed for any reason. The noteholder shall not parallel with Gelston Drive 47 feet to the northeast side of an alley 16 feet wide be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE there situate, thence southeasterly parallel with Wicklow Road and binding FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- thereon with the use thereof in common 20 feet and thence northeasterly to and tural taxes, if applicable, and any and all public and/or private charges or tural taxes, if applicable, and any and all public and/or private charges or through the center of the partition wall first above first mentioned in all 100 feet assessments, including water/sewer charges and ground rent, to be adjusted to assessments, including water/sewer charges and ground rent, to be adjusted to to the place of beginning. The improvements thereon being known as No. 720 date of sale and thereafter assumed by purchaser. Condominium fees and/or Wicklow Road, known on record as Wicklow Avenue. date of sale and thereafter assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from Said property is in fee simple and is improved by a DWELLING and is sold in homeowners association dues, if any, shall be assumed by the purchaser from the date of sale forward. Cost of all documentary stamps, transfer taxes and “as is condition” and subject to all superior covenants, conditions, liens, restric- the date of sale forward. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be respon- settlement expenses shall be borne by the purchaser. Purchaser shall be respon- tions, easement, rights-of-way, as may affect same, if any. sible for obtaining physical possession of the property. Purchaser assumes the TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is sible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. Additional risk of loss or damage to the property from the date of sale forward. Additional lower, cash or certified funds shall be required at the time of sale. The balance terms to be announced at the time of sale. terms to be announced at the time of sale. of the purchase price with interest at 7.55% per annum from the date of sale to If the Sub. Trustees are unable to convey good and marketable title, the If the Sub. Trustees are unable to convey good and marketable title, the the date of payment will be paid within TEN DAYS after the final ratification of purchaser’s sole remedy in law and equity shall be limited to a refund of the purchaser’s sole remedy in law and equity shall be limited to a refund of the the sale. Adjustments on all taxes, public charges and special or regular assess- deposit without interest. If the purchaser fails to go to settlement, the deposit deposit without interest. If the purchaser fails to go to settlement, the deposit shall be forfeited, to the Trustees for application against all expenses, attorney’s ments will be made as of the date of sale and thereafter assumed by purchaser. shall be forfeited, to the Trustees for application against all expenses, attorney’s fees and the full commission on the sale price of the above-scheduled If applicable, condominium and/or homeowners association dues and fees and the full commission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including assessments that may become due after the time of sale will be the foreclosure sale. In the event of default, all expenses of this sale (including attorney’s fees and the full commission on the gross sale price of this sale) shall responsibility of the purchaser. Title examination, conveyancing, state revenue attorney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then stamps, transfer taxes, title insurance, and all other costs incident to settlement be charged against and paid out of the forfeited deposit. The Trustees may then re-advertise and resell the property at the risk and expense of the defaulting are to be paid by the purchaser. Time is of the essence for the purchaser, other- re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the wise the deposit will be forfeited and the property may be resold at risk and purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser without reselling the property. In the event of a resale, the costs of the defaulting purchaser. If the sale is not ratified or if the Substitute defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulting purchaser shall not be entitled to receive the surplus, if any, even if Trustees are unable to convey marketable title in accord with these terms of such surplus results from improvements to the property by said defaulting such surplus results from improvements to the property by said defaulting sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser and the defaulting purchaser shall be liable to the Trustees and 09-150406. LOAN TYPE= Conventional secured party for reasonable attorney’s fees and expenses incurred in secured party for reasonable attorney’s fees and expenses incurred in KRISTINE D. BROWN, et al., connection with all litigation involving the Property or the proceeds of the connection with all litigation involving the Property or the proceeds of the Substitute Trustees. resale. Trustees’ file number 50708. resale. Trustees’ file number 54725. DIANE S. ROSENBERG, DIANE S. ROSENBERG, MARK D. MEYER, et al., MARK D. MEYER, et al., Substitute Trustees. Substitute Trustees.

mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 26B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City. Baltimore City. Baltimore City. Rosenberg & Associates, LLC Rosenberg & Associates, LLC, Rosenberg & Associates, LLC, 7910 Woodmont Avenue, Suite 750 7910 Woodmont Avenue, Suite 750, 7910 Woodmont Avenue, Suite 750, Bethesda, Maryland 20814 Bethesda, Maryland 20814, Bethesda, Maryland 20814, (301) 907-8000 (301) 907-8000. (301) 907-8000. www.rosenberg-assoc.com www.rosenberg-assoc.com www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Improved Real Property Of Improved Real Property 3101 Royston Ave., Baltimore, MD 21214 3123 Oakford Ave., Baltimore, MD 21215 1606 Forest Hill Ave., Baltimore, MD 21230 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Jason Adam Under a power of sale contained in a certain Deed of Trust from Eleanor E. Under a power of sale contained in a certain Deed of Trust from Brian and David Franchetti, dated November 22, 2006 and recorded in Liber 8677, Young, dated September 25, 2008 and recorded in Liber 11027, folio 681 among Matthew Tarman and Nicole Renee Clausen, dated December 15, 2005 and folio 710 among the Land Records of Baltimore City, MD, default having the Land Records of Baltimore City, MD, default having occurred under the recorded in Liber 7326, folio 12 among the Land Records of Baltimore City, MD, occurred under the terms thereof, the Sub. Trustees will sell at public auction at terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court default having occurred under the terms thereof, the Sub. Trustees will sell at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Street entrance, Baltimore, MD 21202, on MD 21202, on April 9, 2015 at 9:30 a.m. April 9, 2015 at 9:34 a.m. April 16, 2015 at 9:39 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and desribed as Tax ID #27-18-3303-029 and more fully described in the aforesaid Deed of Trust. The #25-02-7755-076 and more fully described in the aforesaid Deed of Trust. The #27-03-5621-001 and more fully described in the aforesaid Deed of Trust. property will be sold subject to an annual ground rent of $65, payable on the property will be sold subject to an annual ground rent of $84, payable on the The property, which is improved by a DWELLING, will be sold in an “as is” 10th day of February and August. 16th day of May and November. condition and subject to conditions, restrictions and agreements of record The property, which is improved by a DWELLING, will be sold in an “as is” The property, which is improved by a DWELLING, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $16,000 by cash or certified check. Balance of the affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit of $11,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $8,000 by cash or certified check. Balance of the the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by money at the rate pursuant to the Deed of Trust Note from the date of sale to the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the date funds are received in the office of the Sub. Trustees. There will be no money at the rate pursuant to the Deed of Trust Note from the date of sale to money at the rate pursuant to the Deed of Trust Note from the date of sale to abatement of interest in the event additional funds are tendered before the date funds are received in the office of the Sub. Trustees. There will be no the date funds are received in the office of the Sub. Trustees. There will be no settlement or if settlement is delayed for any reason. The noteholder shall not abatement of interest in the event additional funds are tendered before abatement of interest in the event additional funds are tendered before be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE settlement or if settlement is delayed for any reason. The noteholder shall not settlement or if settlement is delayed for any reason. The noteholder shall not FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE tural taxes, if applicable, and any and all public and/or private charges or FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- assessments, including water/sewer charges and ground rent, to be adjusted to tural taxes, if applicable, and any and all public and/or private charges or tural taxes, if applicable, and any and all public and/or private charges or date of sale and thereafter assumed by purchaser. Condominium fees and/or assessments, including water/sewer charges and ground rent, to be adjusted to assessments, including water/sewer charges and ground rent, to be adjusted to homeowners association dues, if any, shall be assumed by the purchaser from date of sale and thereafter assumed by purchaser. Condominium fees and/or date of sale and thereafter assumed by purchaser. Condominium fees and/or the date of sale forward. Cost of all documentary stamps, transfer taxes and homeowners association dues, if any, shall be assumed by the purchaser from homeowners association dues, if any, shall be assumed by the purchaser from settlement expenses shall be borne by the purchaser. Purchaser shall be respon- the date of sale forward. Cost of all documentary stamps, transfer taxes and the date of sale forward. Cost of all documentary stamps, transfer taxes and sible for obtaining physical possession of the property. Purchaser assumes the settlement expenses shall be borne by the purchaser. Purchaser shall be respon- settlement expenses shall be borne by the purchaser. Purchaser shall be respon- risk of loss or damage to the property from the date of sale forward. Additional sible for obtaining physical possession of the property. Purchaser assumes the sible for obtaining physical possession of the property. Purchaser assumes the terms to be announced at the time of sale. risk of loss or damage to the property from the date of sale forward. Additional risk of loss or damage to the property from the date of sale forward. Additional If the Sub. Trustees are unable to convey good and marketable title, the terms to be announced at the time of sale. terms to be announced at the time of sale. purchaser’s sole remedy in law and equity shall be limited to a refund of the If the Sub. Trustees are unable to convey good and marketable title, the If the Sub. Trustees are unable to convey good and marketable title, the deposit without interest. If the purchaser fails to go to settlement, the deposit purchaser’s sole remedy in law and equity shall be limited to a refund of the purchaser’s sole remedy in law and equity shall be limited to a refund of the shall be forfeited, to the Trustees for application against all expenses, attorney’s deposit without interest. If the purchaser fails to go to settlement, the deposit deposit without interest. If the purchaser fails to go to settlement, the deposit fees and the full commission on the sale price of the above-scheduled shall be forfeited, to the Trustees for application against all expenses, attorney’s shall be forfeited, to the Trustees for application against all expenses, attorney’s foreclosure sale. In the event of default, all expenses of this sale (including fees and the full commission on the sale price of the above-scheduled fees and the full commission on the sale price of the above-scheduled attorney’s fees and the full commission on the gross sale price of this sale) shall foreclosure sale. In the event of default, all expenses of this sale (including foreclosure sale. In the event of default, all expenses of this sale (including be charged against and paid out of the forfeited deposit. The Trustees may then attorney’s fees and the full commission on the gross sale price of this sale) shall attorney’s fees and the full commission on the gross sale price of this sale) shall re-advertise and resell the property at the risk and expense of the defaulting be charged against and paid out of the forfeited deposit. The Trustees may then be charged against and paid out of the forfeited deposit. The Trustees may then purchaser or may avail themselves of any legal or equitable remedies against the re-advertise and resell the property at the risk and expense of the defaulting re-advertise and resell the property at the risk and expense of the defaulting defaulting purchaser without reselling the property. In the event of a resale, the purchaser or may avail themselves of any legal or equitable remedies against the purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser without reselling the property. In the event of a resale, the such surplus results from improvements to the property by said defaulting defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulting purchaser shall not be entitled to receive the surplus, if any, even if purchaser and the defaulting purchaser shall be liable to the Trustees and such surplus results from improvements to the property by said defaulting such surplus results from improvements to the property by said defaulting secured party for reasonable attorney’s fees and expenses incurred in purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser and the defaulting purchaser shall be liable to the Trustees and connection with all litigation involving the Property or the proceeds of the secured party for reasonable attorney’s fees and expenses incurred in secured party for reasonable attorney’s fees and expenses incurred in resale. Trustees’ file number 54939. connection with all litigation involving the Property or the proceeds of the connection with all litigation involving the Property or the proceeds of the DIANE S. ROSENBERG, resale. Trustees’ file number 53411. resale. Trustees’ file number 48825. MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City. Baltimore City. BWW Law Group, LLC Rosenberg & Associates, LLC, ATLANTIC LAW GROUP, LLC. 6003 Executive Boulevard, Suite 101 7910 Woodmont Avenue, Suite 750, 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Rockville, MD 20852 Bethesda, Maryland 20814, LEESBURG, VA 20175 (301) 961-6555 (301) 907-8000. 703-777-7101 Substitute Trustees’ Sale www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Improved Real Property Of Improved Real Property And Any Improvements Thereon 1018 Parksley Avenue, Baltimore, MD 21223 1755 Abbotston St., Baltimore, MD 21218 ————————————— 424 N. Glover St., Baltimore, MD 21224 ———————————— Under a power of sale contained in a Deed of Trust from NOELLE F. ———————————— Under a power of sale contained in a certain Deed of Trust from Wanda M. TOULSON, dated August 29, 2002 and recorded in Liber 2836, folio 316 LOAN Under a power of sale contained in a certain Deed of Trust dated December Williamson-Rucker, dated October 24, 2007 and recorded in Liber 10149, folio MODIFICATION IN LIBER 14496, FOLIO 085 among the Land Records of 21, 2005 and recorded in Liber 7221, Folio 585 among the Land Records of Balti- 484 among the Land Records of Baltimore City, MD, default having occurred BALTIMORE CITY, MD, default having occurred thereunder (Foreclosure Case more City, MD, with an original principal balance of $48,000.00 and an original under the terms thereof, the Sub. Trustees will sell at public auction at the docketed as Case No. 24O15000276; Tax ID No. 25-020-7772-016) the Sub. interest rate of 3.125% default having occurred under the terms thereof, the Sub. Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 Trustees will sell at public auction at the BALTIMORE CITY COURTHOUSE, Trustees will sell at public auction at the Circuit Court for Baltimore City, at the North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD located at 100 N CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, 21202, on 21202, on Calvert Street entrance, Baltimore, MD 21202, on April 9, 2015 at 9:31 a.m. April 9, 2015 at 11:00 a.m. April 17, 2015 at 10:01 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and described as Tax ID situated in BALTIMORE CITY, MD and more fully described in above refer- improvements thereon situated in Baltimore City, MD and more fully described #09-17-4128-059 and more fully described in the aforesaid Deed of Trust. enced Deed of Trust. in the aforesaid Deed of Trust. The property, which is improved by a DWELLING, will be sold in an “as is” The property will be sold in an “as is” condition and subject to conditions, The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record restrictions and agreements of record affecting the same, if any and with no condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. warranty of any kind. Terms of Sale: A deposit of $7,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $12,000 by cash or certified check. Balance of the Terms of Sale: A deposit $9,900.00 by cash or certified check. Balance of the check or money order will be required of the purchaser at time and place of purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by sale. Balance of the purchase price, together with interest on the unpaid the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the Circuit Court for BALTIMORE CITY. Time is of the essence as to the purchase money at the current rate contained in the Deed of Trust Note from money at the rate pursuant to the Deed of Trust Note from the date of sale to purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the date of sale to the date funds are received by the Sub. Trustees, payable in the date funds are received in the office of the Sub. Trustees. There will be no erty shall be resold at the purchaser’s risk and expense. In the event of a resale, cash within ten days of final ratification of the sale by the Circuit Court. There abatement of interest in the event additional funds are tendered before the defaulting purchaser shall not be entitled to receive any benefit from the will be no abatement of interest due from the purchaser in the event additional settlement or if settlement is delayed for any reason. The noteholder shall not resale, including, but not limited to, additional proceeds or surplus which may funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE arise therefrom. Interest to be paid on the unpaid purchase money at the rate PURCHASER. Adjustment of current year’s real property taxes are adjusted as FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- pursuant to the Deed of Trust Note from the date of sale to the date funds are of the date of sale, and thereafter assumed by the purchaser. Taxes due for tural taxes, if applicable, and any and all public and/or private charges or prior years including costs of any tax sale are payable by the purchaser. assessments, including water/sewer charges and ground rent, to be adjusted to received by the Substitute Trustees. There will be no abatement of interest in Purchaser is responsible for any recapture of homestead tax credit. All other date of sale and thereafter assumed by purchaser. Condominium fees and/or the event additional funds are tendered at the time of sale or any time prior to public and/or private charges or assessments, to the extent such amounts homeowners association dues, if any, shall be assumed by the purchaser from settlement or if the settlement is delayed for any reason. In the event that the survive foreclosure sale, including water/sewer charges, ground rent, whether Secured Party executes a forbearance agreement with the borrower(s) incurred prior to or after the sale to be paid by the purchaser. All costs of deed the date of sale forward. Cost of all documentary stamps, transfer taxes and recordation including but not limited to all transfer, recordation, agricultural or settlement expenses shall be borne by the purchaser. Purchaser shall be respon- described in the above-mentioned Deed of Trust, or allows the borrower(s) to other taxes or charges assessed by any governmental entity as a condition to sible for obtaining physical possession of the property. Purchaser assumes the execute their right to reinstate or payoff the subject loan, prior to the sale, with recordation, are payable by purchaser, whether or not purchaser is a Maryland risk of loss or damage to the property from the date of sale forward. Additional or without the Substitute Trustee’s prior knowledge, this Contract shall be null First Time Home Buyer. Purchaser is responsible for obtaining physical posses- terms to be announced at the time of sale. and void and of no effect, and the Purchaser’s sole remedy shall be the return of sion of the property, and assumes risk of loss or damage to the property from If the Sub. Trustees are unable to convey good and marketable title, the the deposit without interest. Purchaser shall pay for documentary stamps, the date of sale. The sale is subject to post-sale audit of the status of the loan purchaser’s sole remedy in law and equity shall be limited to a refund of the transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- with the loan servicer including, but not limited to, determination of whether deposit without interest. If the purchaser fails to go to settlement, the deposit minium fees and/or homeowner association dues, all public charges- the borrower entered into any repayment agreement, reinstated or paid off the shall be forfeited, to the Trustees for application against all expenses, attorney’s loan prior to the sale. In any such event, this sale shall be null and void, and the /assessments payable on an annual basis, including sanitary and/or metropolitan fees and the full commission on the sale price of the above-scheduled district charges, if applicable, shall be adjusted to the date of sale and assumed Purchaser’s sole remedy, in law or equity, shall be the return of the deposit foreclosure sale. In the event of default, all expenses of this sale (including thereafter by the purchaser. Purchaser shall be responsible for obtaining without interest. If purchaser fails to settle within 10 days of ratification, the attorney’s fees and the full commission on the gross sale price of this sale) shall Sub. Trustees may file a motion to resell the property. If Purchaser defaults physical possession of the property. Purchaser assumes the risk of loss or be charged against and paid out of the forfeited deposit. The Trustees may then under these terms, deposit shall be forfeited. The Sub. Trustees may then resell re-advertise and resell the property at the risk and expense of the defaulting damage to the property from the date of sale forward. If the Substitute the property at the risk and cost of the defaulting purchaser. The defaulted Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) purchaser shall not be entitled to any surplus proceeds resulting from said purchaser or may avail themselves of any legal or equitable remedies against the sole remedy in law or equity shall be limited to a refund of the aforementioned resale even if such surplus results from improvements to the property by said defaulting purchaser without reselling the property. In the event of a resale, the defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulting purchaser shall not be entitled to receive the surplus, if any, even if deposit without interest. In the event the sale is not ratified for any reason, the marketable title, or if ratification of the sale is denied by the Circuit Court for such surplus results from improvements to the property by said defaulting Purchaser’s sole remedy, at law or equity, is the return of the deposit without any reason, the Purchaser’s sole remedy, at law or equity, is the return of the purchaser and the defaulting purchaser shall be liable to the Trustees and interest. (File # 554548) deposit without interest. secured party for reasonable attorney’s fees and expenses incurred in JAMES E. CLARKE, RENEE DYSON, PLEASE CONSULT WWW.ALEXCOOPER.COM connection with all litigation involving the Property or the proceeds of the BRIAN THOMAS, FOR STATUS OF UPCOMING SALES resale. Trustees’ file number 54066. Substitute Trustees. HOWARD N. BIERMAN, DIANE S. ROSENBERG, MARK D. MEYER, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees.

mh24,31,ap7 mh24,31,ap7 mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 27B

Baltimore City Baltimore City. Hofmeister, Breza & Leavers Rosenberg & Associates, LLC, Executive Plaza III 7910 Woodmont Avenue, Suite 750, 11350 McCormick Rd., Suite 1300 Bethesda, Maryland 20814, Hunt Valley, MD 21031 (301) 907-8000. 410-832-8822 www.rosenberg-assoc.com Trustee’s Sale Substitute Trustees’ Sale 2 One-Story Retail Buildings Of Improved Real Property 5909 & 5911 Belair Rd. 3805 Elmora Ave., Baltimore, MD 21213 ———————————— Under a power of sale contained in a certain Deed of Trust from Gary L. “Cedmont Area” Staton, dated April 20, 2007 and recorded in Liber 9394, folio 722 among the Land Records of Baltimore City, MD, default having occurred under the terms Baltimore, MD 21206 thereof, the Sub. Trustees will sell at public auction at the Circuit Court for —————————— Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Under and by virtue of the power of sale contained in a certain Commercial Deed of Trust from H.S. Mishner, LLC, dated April 30, 2002 and recorded in Liber 2475, Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on folio 501, and as later modified pursuant to a Modification of Deed of Trust dated July 16, 2009 recorded at Liber No. 11891, folio 311 (collectively the “Deed of Trust”) which Deed of Trust is reccorded among the Land Records of Baltimore City, Maryland, (in proceedings captioned as Robert S. Glushakow, Trustee vs. H. S. Mishner, LLC,, Case No. 24-O-15-000519) default having occurred under the terms thereof, the undersigned Trustee will offer for sale at public auction at the Circuit April 9, 2015 at 9:35 a.m. Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID April 9, 2015 at 10:30 a.m. #26-34-4179R-030 and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $87, payable on the 1st ALL THOSE FEE-SIMPLE LOTS OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore City, Maryland and more fully described in the day of May and November. aforesaid Deed of Trust. Tax ID Nos. 26-23-5730-0004A and 26-23-5730-004B. The property, which is improved by a DWELLING, will be sold in an “as is” The properties are each improved by a one-story retail building with walk-out basement. It is believed 5909 contains 990± sq. ft plus basement and 5911 contains condition and subject to conditions, restrictions and agreements of record 857± sq. ft. plus basement. affecting the same, if any, and with no warranty of any kind. Manner of Sale Terms of Sale: A deposit of $12,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by Each property will be offered individually and the bids reserved. Then, both properties will be offered as an entirety. The sale will be made in the manner producing the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the greater amount. money at the rate pursuant to the Deed of Trust Note from the date of sale to The properties will be sold in an “as is” condition and subject to conditions, housing or building code violations, restrictions, easements and agreements of record the date funds are received in the office of the Sub. Trustees. There will be no affecting the same, if any and with no warranty as to the description of the improvements. abatement of interest in the event additional funds are tendered before Terms of Sale: A $5,000 deposit on each property if sold individually or $10,000 if sold as an entirety, payable by certified check or cashier’s check will be required settlement or if settlement is delayed for any reason. The noteholder shall not of the purchaser at time and place of sale. The deposit(s) is to be increased to ten percent (10%) of the purchase price within twenty-four (24) hours at the office of be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE the auctioneer. No deposit will be required of the Deed of Trust Beneficiary, the Noteholder or its wholly owned subsidiary if the properties are purchased by the FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- Deed of Trust Beneficiary, Noteholder or its wholly owned subsidiary. Balance to be paid in cash at settlement, which shall take place within ten (10) business days tural taxes, if applicable, and any and all public and/or private charges or following final ratification of the sale by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE FOR THE PURCHASER. If payment of the balance does not assessments, including water/sewer charges and ground rent, to be adjusted to take place within the specified time, the deposit shall be forfeited and the properties will be resold at the risk and expense of the defaulting purchaser. The Deed of date of sale and thereafter assumed by purchaser. Condominium fees and/or Trust Beneficiary and the Noteholder shall be entitled to all excess proceeds under a resale of the properties. Interest to be charged on the unpaid purchase money, at homeowners association dues, if any, shall be assumed by the purchaser from the rate stated in the Note filed in the foreclosure proceedings, from date of sale to date of settlement. All adjustments as of date of sale. Taxes, ground rent and all the date of sale forward. Cost of all documentary stamps, transfer taxes and other public charges and assessments for the current year, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of settlement expenses shall be borne by the purchaser. Purchaser shall be respon- sale and assumed thereafter by the purchaser. All costs incident to the settlement shall be paid by the purchaser with all costs of documentary stamps, transfer taxes sible for obtaining physical possession of the property. Purchaser assumes the and recording charges to be paid by the purchaser. Neither the Trustee, the Deed of Trust Beneficiary nor the Noteholder shall pay any costs of any kind for closing risk of loss or damage to the property from the date of sale forward. Additional the transaction. All costs are borne by the purchaser. The properties will be sold in “AS IS WHERE-IS” condition, without express or implied warranty as to the terms to be announced at the time of sale. nature, condition and/or description of the improvements, the ability of the properties to be further developed or subdivided, the ability of the improvements to be If the Sub. Trustees are unable to convey good and marketable title, the maintained as separate rental units, the ability of the properties to be divided into rental units, the value, profitability or income potential of the properties, the ability purchaser’s sole remedy in law and equity shall be limited to a refund of the of the properties to obtain or maintain multiple family dwelling permits, the existence or non-existence of lead paint or any existent or latent environmental condition deposit without interest. If the purchaser fails to go to settlement, the deposit affecting the properties and the improvements. The sale shall be subject to any housing code violations, building code violations, easements, agreements, restrictions shall be forfeited, to the Trustees for application against all expenses, attorney’s and/or covenants of record affecting same, if any. Conveyance shall be by Trustee’s Deed without covenant or warranty, express or implied. The purchaser shall be fees and the full commission on the sale price of the above-scheduled responsible for complying with all registrations imposed by the governmental authorities having jurisdiction over the properties including but not limited to lead foreclosure sale. In the event of default, all expenses of this sale (including paint, and rental registration, if applicable. The purchaser shall be required to register the properties with the Department of Labor and Licensing and shall bear all attorney’s fees and the full commission on the gross sale price of this sale) shall costs associated with the payment of foreclosure registry filings. If settlement is delayed for any reason, there will be no abatement of interest. This Advertisement be charged against and paid out of the forfeited deposit. The Trustees may then may be amended or supplemented by oral announcements during the conduct of the sale, and any such announcements shall constitute further terms or conditions re-advertise and resell the property at the risk and expense of the defaulting upon which the above described properties will be offered for sale. The Trustee may reject and withdraw a bid by a prospective bidding purchaser at sale, if the purchaser or may avail themselves of any legal or equitable remedies against the Trustee determines that any bid so offered is not commensurate with the value of the properties being foreclosed upon. The highest bidder acknowledged by the defaulting purchaser without reselling the property. In the event of a resale, the Trustee shall be the Purchaser, and in the event of any dispute among the bidders, the Trustee shall have the sole and absolute final discretion to determine the defaulting purchaser shall not be entitled to receive the surplus, if any, even if successful bidder or to resell the properties. Purchaser shall be responsible for obtaining physical possession of the properties, and the risk of loss shall be assumed such surplus results from improvements to the property by said defaulting by the purchaser from the date of sale. If the Trustee is unable to convey good and marketable fee-simple title, the purchaser’s sole remedy in law or equity shall be purchaser and the defaulting purchaser shall be liable to the Trustees and limited to the refund of the deposit. Upon refund of the deposit, this sale shall be null and void and of no effect, and the purchaser shall have no further claim against secured party for reasonable attorney’s fees and expenses incurred in the Trustee, the Deed of Trust Beneficiary, the Noteholder, the Solicitors nor the Auctioneer. The right to postpone, set over, or cancel the sale prior to the scheduled connection with all litigation involving the Property or the proceeds of the sale is reserved by the Trustee. Any such postponement, setting over, or cancellation will be announced on the scheduled date of sale. resale. Trustees’ file number 28486. ROBERT S. GLUSHAKOW, DIANE S. ROSENBERG, MARK D. MEYER, et al., Trustee. Substitute Trustees.

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Baltimore City. Baltimore City Hofmeister, Breza & Leavers BWW Law Group, LLC Executive Plaza III, 11350 McCormick Rd., Suite 1300 6003 Executive Boulevard, Suite 101 Hunt Valley, MD 21031 Rockville, MD 20852 410-832-8822 (301) 961-6555 Substitute Trustee’s Sale Substitute Trustees’ Sale Bungalow Style Home 4409 Saint Georges Ave. Of Real Property And Any Improvements Thereon (Wilson Park Area), Baltimore, MD 21212 4410 Falls Rd., Baltimore, MD 21211 ———————————— ———————————— Under and by virtue of the power of sale contained in a certain Purchase Money Deed of Trust from Preston Ragland, Under a power of sale contained in a certain Deed of Trust dated August 25, 2005 and recorded in Liber 6742, Folio 579 dated June 4, 2003 and recorded in Liber 3887, folio 285 among the Land Records of Baltimore City, Maryland, (in among the Land Records of Baltimore City, MD, with an original principal balance of $95,000.00 and an original interest proceedings captioned as Robert S. Glushakow, Substitute Trustee vs. Preston Ragland, Case No. 24-O-13-000384) default rate of 6.0% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Trustee will offer for sale at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court Street entrance, Baltimore, MD 21202, on House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 10, 2015 at 10:04 a.m. April 9, 2015 at 10:45 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore City, Maryland City, MD and described as follows: The lot of ground situate in Baltimore City, State of Maryland and described as follows: and more fully described in the aforesaid Purchase Money Deed of Trust. Tax ID #27-41-5190-007. Beginning for the same on the westernmost side of Falls Road at the distance of four hundred twenty feet four inches The property is believed to be improved by a bungalow style home. The property will be sold subject to an annual northerly from the corner formed by the intersection of the northernmost side of Webster Street with the westernmost side ground rent of $72, payable on the 1st days of January and July in each and every year. of Falls Road and at a point in the line of the center of the partition wall there situate thence northerly binding on the west- The property will be sold in an “as is” condition and subject to conditions, housing or building code violations, ernmost side of Falls Road, fourteen feet to a point in the line of the center of the partition wall there situate thence south restrictions, easements and agreements of record affecting the same, if any and with no warranty as to the description of seventy six degrees twenty minutes west to and through the center of said last mentioned partition wall and continuing the the improvements. sane course in all one hundred thirty four feet three inches to the easternmost side of alley ten feet wide there situate Terms of Sale: A $2,500 deposit, payable by certified check or cashier’s check will be required of the purchaser at time thence southerly binding on the easternmost side of said alley with the use thereof in common fourteen feet thence north and place of sale. The deposit is to be increased to ten percent (10%) of the purchase price within twenty-four (24) hours at seventy six degrees twenty minutes east to and through the center of the partition wall in this description first mentioned the office of the auctioneer. No deposit will be required of the Deed of Trust Beneficiary, the Noteholder or its wholly one hundred thirty four feet three inches to the place of beginning. Saving and Excepting all that lot or parcel of ground owned subsidiary if the property is purchased by the Deed of Trust Beneficiary, Noteholder or its wholly owned subsidiary. described in a Deed recorded among the Land Records of Baltimore City in Liber M.L.P. No. 7178, Folio 561. Beginning for Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the Second thereof on the westernmost side of the ten foot alley mentioned in the above description at the distance of four the sale by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE FOR THE PURCHASER. If payment of the hundred twenty feet four inches northerly from Webster Street at a point in continuation of the last line of the above balance does not take place within the specified time, the deposit shall be forfeited and the property will be resold at the description running thence northerly on the westernmost side of said ten foot alley about fourteen feet to a point in contin- risk and expense of the defaulting purchaser. The Deed of Trust Beneficiary and the Noteholder shall be entitled to all uation of the second line of said description lot having an even rectangular depth of about thirty five feet. Being the same excess proceeds under a resale of the property. Interest to be charged on the unpaid purchase money, at the rate stated in lot of ground which by Deed of Assignment dated May 14, 1946 and recorded among the Land Records of Baltimore City in the Note filed in the foreclosure proceedings, from date of sale to date of settlement. All adjustments as of date of sale. Liber M.L.P. No. 6926, Folio 550 was granted and assigned by Thomas O. Clough and Sarah Marguerite Clough, his wife Taxes, ground rent and all other public charges and assessments for the current year, including sanitary and/or unto Donald A. Roemer and Zelma I. Roemer, his wife. Being also the same lot of ground which by Deed of Reversion metropolitan district charges, homeowners tax credits, if any, to be adjusted for the current year to date of sale and dated November 20, 1937 and recorded among the Land Records of Baltimore City of Liber J.F.C. No. 247, Folio 345 was assumed thereafter by the purchaser. All costs incident to the settlement shall be paid by the purchaser with all costs of granted and conveyed by Marguerite Roche Hull and George E. Hull her husband unto Donald A. Roemer and Zelma I. documentary stamps, transfer taxes and recording charges to be paid by the purchaser. Neither the Substitute Trustee, the Roemer, his wife, wherein the annual ground rent of $58.00 was forever merged and extinguished. Tax ID: 27-13-4790-031. Deed of Trust Beneficiary nor the Noteholder shall pay any costs of any kind for closing the transaction. All costs are The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions borne by the purchaser. The property will be sold in “AS IS WHERE-IS” condition, without express or implied warranty as and agreements of record affecting the same, if any, and with no warranty of any kind. to the nature, condition and/or description of the improvements, the ability of the property to be further developed or Terms of Sale: A deposit of $12,000 in the form of certified check, cashier’s check or money order will be required of the subdivided, the ability of the improvements to be maintained as separate rental units, the ability of the property to be purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at divided into rental units, the value, profitability or income potential of the property, the ability of the property to obtain or the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. maintain multiple family dwelling permits, the existence or non-existence of lead paint or any existent or latent environ- Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of mental condition affecting the property and the improvements. The sale shall be subject to any housing code violations, interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE easements, agreements, tenancies, the Protecting Tenants At Foreclosure Act of 2009 restrictions and/or covenants of FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter record affecting same, if any. Conveyance shall be by Substitute Trustees’ Deed without covenant or warranty, express or assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. implied. The purchaser shall be responsible for complying with all registrations imposed by the governmental authorities Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, having jurisdiction over the property including but not limited to lead paint, and rental registration, if applicable. The to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to purchaser shall be required to register the property with the Department of Labor and Licensing and shall bear all costs or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recorda- associated with the payment of foreclosure registry filings. If settlement is delayed for any reason, there will be no tion, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable abatement of interest. This Advertisement may be amended or supplemented by oral announcements during the conduct of by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining phys- the sale, and any such announcements shall constitute further terms or conditions upon which the above described ical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is property will be offered for sale. The Substitute Trustee may reject and withdraw a bid by a prospective bidding purchaser subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of at sale, if the Substitute Trustee determines that any bid so offered is not commensurate with the value of the property whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such being foreclosed upon. The highest bidder acknowledged by the Substitute Trustee shall be the Purchaser, and in the event event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit of any dispute among the bidders, the Substitute Trustee shall have the sole and absolute final discretion to determine the without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the successful bidder or to resell the property. Purchaser shall be responsible for obtaining physical possession of the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property, and the risk of loss shall be assumed by the purchaser from the date of sale. If the Substitute Trustee is unable to property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus convey good and marketable leasehold title, the purchaser’s sole remedy in law or equity shall be limited to the refund of proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted the deposit. Upon refund of the deposit, this sale shall be null and void and of no effect, and the purchaser shall have no purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied further claim against the Substitute Trustee, the Deed of Trust Beneficiary, the Noteholder, the Solicitors nor the by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without Auctioneer. The right to postpone, set over, or cancel the sale prior to the scheduled sale is reserved by the Substitute interest Trustee. Any such postponement, setting over, or cancellation will be announced on the scheduled date of sale. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES ROBERT S. GLUSHAKOW, HOWARD N. BIERMAN, Substitute Trustee. CARRIE M. WARD, et al., Substitute Trustees.

mh24,31,ap7 mh24,31,ap7 28B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City. Baltimore City Baltimore City. Butler & Hosch, P.A. Alba Law Group, P.A. Butler & Hosch, P.A. 9409 Philadelphia Road 11350 McCormick Road, Executive Plaza III, Suite 200 9409 Philadelphia Road Baltimore, MD 21237 Hunt Valley, MD 21031 Baltimore, MD 21237 410-284-9600 (443) 541-8600 410-284-9600 Substitute Trustees’ Sale Substituted Trustees’ Sale Of Real Property Substitute Trustees’ Sale Known As Of Improved Real Property Of Improved Real Property 5006 West Hills Road, 2927 Rockrose Ave., Baltimore, MD 21215 1146 Dexter St., Baltimore, MD 21230 ———————————— Baltimore, MD 21229 ———————————— Under a power of sale contained in a certain Deed of Trust from Johnnice Under a power of sale contained in a certain Deed of Trust from Glenn F. Perry, dated June 23, 2007 and recorded in Liber 9714, folio 726 among the Land Maith, Jr., dated June 26, 2009 and recorded in Liber 11791, folio 504 among the Records of Baltimore City, MD, default having occurred under the terms Case Number 24-O-12-001202 Land Records of Baltimore City, MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for ———————————— thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Under and by virtue of the power of sale contained in a Deed of Trust from Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Lisa Mellerson, recorded among the Land Records of Baltimore City in Liber Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on 7160, folio 341, and Declaration of Substitution of Trustees recorded among the April 8, 2015 at 12:51 p.m. aforementioned Land Records substituting Thomas P. Dore, Mark S. Devan, ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS April 8, 2015 at 12:53 p.m. Gerard F. Miles, Jr., Shannon Menapace, and Erin Gloth as Substituted Trustees, ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore City, MD and more fully described in the afore- the Substituted Trustees will offer for sale at public auction, at the Courthouse said Deed of Trust. The property will be sold subject to an annual ground rent THEREON situated in Baltimore City, MD and more fully described in the afore- Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), Balti- said Deed of Trust. The property is improved by a DWELLING. of $85. The property is improved by a DWELLING. more, Maryland, 21202 on The property will be sold in an “as is” condition and subject to conditions, The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no restrictions and agreements of record affecting the same, if any and with no warranty of any kind. Wednesday, April 8, 2015 at 09:50 a.m. warranty of any kind. Terms of Sale: A deposit of $11,000 by cash or certified check. Balance of the ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- Terms of Sale: A deposit of $28,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale more City, State of Maryland, as described in the Deed of Trust recorded among purchase price to be paid in cash within 10 days of final ratification of the sale the Land Records of Baltimore City, in Liber 7160, folio 341, also being further by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the described in a Deed recorded among the Land Records of Baltimore City in purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser fails to settle within the aforesaid ten (10) days of ratification, the Liber 7160, folio 335. The improvements thereon consist of a DWELLING. purchaser relinquishes their deposit and the Sub-Trustees may file an The property will be sold in “AS IS” condition, subject to any existing building purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives violations, restrictions and agreements of record. The purchaser assumes all appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such risks of loss for the property as of the date of sale. Neither the Substituted Trus- personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to tees nor their respective agents, successors or assigns make any representations motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent or warranties, either expressed or implied with respect to the property. The accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents Substituted Trustees shall convey insurable title. to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effec- TERMS OF THE SALE: A deposit in a form acceptable to the Substituted executed by the purchaser at the time of the sale. Service shall be deemed effec- tive upon the purchaser 3 days after postmarked by the United States Post Trustee in the amount of $18,000.00 will be required of the purchaser, other tive upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified than the Holder of the Note or its assigns, at the time and place of sale. Any Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to amount tendered at sale in excess of the required deposit will be refunded and mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of not applied to the purchase price. Unless the purchaser is the Holder of the settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of Note or its assigns, the balance of the purchase price shall be paid immediately this sale (including attorney fees and full commission on the gross sales price of this sale (including attorney fees and full commission on the gross sales price of with available funds within ten (10) days of the final ratification of the sale by the sale) shall be charged against and paid from the forfeited deposit. In the the sale) shall be charged against and paid from the forfeited deposit. In the the Circuit Court for Baltimore City. Time is of the essence. The purchaser, event of resale the defaulting purchaser shall not be entitled to any surplus event of resale the defaulting purchaser shall not be entitled to any surplus other than the Holder of the Note or its assigns, shall pay interest at the rate of proceeds or profits resulting from any resale of the property regardless of any 5.57500% per annum on the unpaid portion of the purchase price from the date proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid of sale to date of settlement. Real property taxes and assessments shall be improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 2.0% per annum from the date of sale to the date adjusted to the date of sale and assumed thereafter by the purchaser. Ground purchase money at the rate of 4.75000% per annum from the date of sale to the the funds are received in the office of the Sub-Trustees. Taxes, ground rent, rent, water and/or sewer charges public or private, if any, shall be adjusted to date the funds are received in the office of the Sub-Trustees. Taxes, ground water rent, condominium fees and/or homeowner association dues, all public the date of sale and assumed thereafter by the purchaser. Cost of all rent, water rent, condominium fees and/or homeowner association dues, all charges/assessments payable on an annual basis, including sanitary and/or documentary stamps and transfer taxes shall be paid by the purchaser. public charges/assessments payable on an annual basis, including sanitary metropolitan district charges, if applicable, to be adjusted for the current year Purchaser shall have the responsibility of obtaining possession of the property. and/or metropolitan district charges, if applicable, to be adjusted for the current to date of sale and assumed thereafter by the purchaser. Purchaser shall be In the event settlement is delayed for any reason, there shall be no abatement year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical posses- tuted Trustees shall resell the property at the risk and expense of the defaulting costs incident to settlement. Purchaser shall be responsible for physical posses- sion of the property. Purchaser assumes the risk of loss from the date of sale purchaser. The defaulting purchaser shall be liable for the payment of any defi- sion of the property. Purchaser assumes the risk of loss from the date of sale ciency in the purchase price, all costs and expenses of both sales, attorney fees, forward. The sale is subject to post sale audit by the Noteholder to determine forward. The sale is subject to post sale audit by the Noteholder to determine all other charges due, and incidental and consequential damages. Defaulting whether the borrower entered into any repayment/forbearance agreement, rein- whether the borrower entered into any repayment/forbearance agreement, rein- purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 stated or paid off prior to the sale. In any such event the Purchaser agrees that stated or paid off prior to the sale. In any such event the Purchaser agrees that in connection with the filing of a motion to resell. upon notification by the Sub-Trustees of such event the sale is null and void and In the event the Substituted Trustees do not convey title for any reason, upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees purchaser’s sole remedy is return of the deposit. The Purchaser shall have no of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the attorney. The Substituted Trustees shall have the right to terminate this contract not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to in the event the Holder or its Servicer has entered into any agreement with, or Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to a refund of the deposit without any interest. accepted funds from, the mortgagor. Upon termination of the contract, Purchas- a refund of the deposit without any interest. MARK H. WITTSTADT, et al., er’s sole remedy shall be return of the deposit. MARK H. WITTSTADT, et al., Sub. Trustees. THOMAS P. DORE, MARK S. DEVAN, Sub. Trustees. GERARD F. MILES, JR., SHANNON MENAPACE, and ERIN GLOTH, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com mh24,31,ap7 mh24,31,ap7 mh24,31,ap7

Baltimore City Baltimore City. Baltimore City. Alba Law Group, P.A. ATLANTIC LAW GROUP, LLC. Butler & Hosch, P.A. 11350 McCormick Road, Executive Plaza III, Suite 200 1602 VILLAGE MARKET BLVD. SE, SUITE 310 9409 Philadelphia Road Hunt Valley, MD 21031 LEESBURG, VA 20175 Baltimore, MD 21237 (443) 541-8600 703-777-7101 410-284-9600 Substituted Trustees’ Sale Of Real Property Substitute Trustees’ Sale Known As Substitute Trustees’ Sale Of Improved Real Property 2209 Ashburton Street, Of Improved Real Property 6027 Alta Ave., Baltimore, MD 21206 3901 East Northern Parkway, ———————————— Baltimore, MD 21216 Under a power of sale contained in a certain Deed of Trust from Dorothy London and Cecilia T. London, dated October 5, 2005 and recorded in Liber Case Number 24-O-14-002284 Baltimore, MD 21206 7160, folio 647 among the Land Records of Baltimore City, MD, default having ———————————— ————————————— occurred under the terms thereof, the Sub. Trustees will sell at public auction at Under and by virtue of the power of sale contained in a Deed of Trust from Under a power of sale contained in a Deed of Trust from JERRY MCKINLEY, the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, Solliz E. Pange, recorded among the Land Records of Baltimore City in Liber dated October 31, 2007 and recorded in Liber 10167, folio 0514 among the Land 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, 06996, folio 0108, and Declaration of Substitution of Trustees recorded among Records of BALTIMORE CITY, MD, default having occurred thereunder MD 21202, on the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, (Foreclosure Case docketed as Case No. 24O14001441; Tax ID No. Christine Drexel, Brian McNair, and Melissa L. Cassell as Substituted Trustees, 27-040-5589-006) the Sub. Trustees will sell at public auction at the BALTIMORE April 8, 2015 at 12:52 p.m. the Substituted Trustees will offer for sale at public auction, at the Courthouse CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE WEST), ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), Balti- BALTIMORE, MD 21202, on THEREON situated in Baltimore City, MD and more fully described in the afore- more, Maryland, 21202 on said Deed of Trust. The property is improved by a DWELLING. April 9, 2015 at 11:00 a.m. The property will be sold in an “as is” condition and subject to conditions, Wednesday, April 8, 2015 at 09:50 a.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon restrictions and agreements of record affecting the same, if any and with no ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- situated in BALTIMORE CITY, MD and more fully described in above refer- warranty of any kind. more City, State of Maryland, as described in the Deed of Trust recorded among enced Deed of Trust. Terms of Sale: A deposit of $29,000 by cash or certified check. Balance of the the Land Records of Baltimore City, in Liber 06996, folio 0108, also being further The property will be sold in an “as is” condition and subject to conditions, purchase price to be paid in cash within 10 days of final ratification of the sale described in a Deed recorded among the Land Records of Baltimore City in restrictions and agreements of record affecting the same, if any and with no by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the Liber 06996, folio 0100. The improvements thereon consist of a DWELLING. warranty of any kind. purchaser fails to settle within the aforesaid ten (10) days of ratification, the The property is subject to an annual ground rent. The property will be sold in “AS IS” condition, subject to any existing building Terms of Sale: A deposit $20,900.00 by cash or certified check. Balance of the purchaser relinquishes their deposit and the Sub-Trustees may file an violations, restrictions and agreements of record. The purchaser assumes all purchase price to be paid in cash within ten days of final ratification of sale by appropriate motion with the court to resell the property. Purchaser waives risks of loss for the property as of the date of sale. Neither the Substituted Trus- the Circuit Court for BALTIMORE CITY. Time is of the essence as to the personal service of any paper filed with the Court in connection with such tees nor their respective agents, successors or assigns make any representations purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- motion and any Show Cause Order issued by the Court and expressly agrees to or warranties, either expressed or implied with respect to the property. The erty shall be resold at the purchaser’s risk and expense. In the event of a resale, accept service of any such paper or Order by certified mail and regular mail sent Substituted Trustees shall convey insurable title. the defaulting purchaser shall not be entitled to receive any benefit from the to the address provided by the purchaser and as recorded on the documents TERMS OF THE SALE: A deposit in a form acceptable to the Substituted resale, including, but not limited to, additional proceeds or surplus which may executed by the purchaser at the time of the sale. Service shall be deemed effec- Trustee in the amount of $8,000.00 will be required of the purchaser, other than arise therefrom. Interest to be paid on the unpaid purchase money at the rate tive upon the purchaser 3 days after postmarked by the United States Post the Holder of the Note or its assigns, at the time and place of sale. Any amount pursuant to the Deed of Trust Note from the date of sale to the date funds are Office. It is expressly agreed by the purchaser that actual receipt of the certified tendered at sale in excess of the required deposit will be refunded and not received by the Substitute Trustees. There will be no abatement of interest in mail is not required for service to be effective. If the purchaser fails to go to applied to the purchase price. Unless the purchaser is the Holder of the Note or the event additional funds are tendered at the time of sale or any time prior to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of its assigns, the balance of the purchase price shall be paid immediately with settlement or if the settlement is delayed for any reason. In the event that the this sale (including attorney fees and full commission on the gross sales price of available funds within ten (10) days of the final ratification of the sale by the Secured Party executes a forbearance agreement with the borrower(s) the sale) shall be charged against and paid from the forfeited deposit. In the Circuit Court for Baltimore City. Time is of the essence. The purchaser, other described in the above-mentioned Deed of Trust, or allows the borrower(s) to event of resale the defaulting purchaser shall not be entitled to any surplus than the Holder of the Note or its assigns, shall pay interest at the rate of 6.25000% per annum on the unpaid portion of the purchase price from the date execute their right to reinstate or payoff the subject loan, prior to the sale, with proceeds or profits resulting from any resale of the property regardless of any of sale to date of settlement. Real property taxes and assessments shall be or without the Substitute Trustee’s prior knowledge, this Contract shall be null improvements made to the real property. Interest is to be paid on the unpaid adjusted to the date of sale and assumed thereafter by the purchaser. Ground and void and of no effect, and the Purchaser’s sole remedy shall be the return of purchase money at the rate of 6.15000% per annum from the date of sale to the rent, water and/or sewer charges public or private, if any, shall be adjusted to the deposit without interest. Purchaser shall pay for documentary stamps, date the funds are received in the office of the Sub-Trustees. Taxes, ground the date of sale and assumed thereafter by the purchaser. Cost of all transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- rent, water rent, condominium fees and/or homeowner association dues, all documentary stamps and transfer taxes shall be paid by the purchaser. minium fees and/or homeowner association dues, all public charges- public charges/assessments payable on an annual basis, including sanitary Purchaser shall have the responsibility of obtaining possession of the property. /assessments payable on an annual basis, including sanitary and/or metropolitan and/or metropolitan district charges, if applicable, to be adjusted for the current In the event settlement is delayed for any reason, there shall be no abatement district charges, if applicable, shall be adjusted to the date of sale and assumed year to date of sale and assumed thereafter by the purchaser. Purchaser shall be of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- thereafter by the purchaser. Purchaser shall be responsible for obtaining responsible for the costs of all transfer taxes, documentary stamps and all other tuted Trustees shall resell the property at the risk and expense of the defaulting physical possession of the property. Purchaser assumes the risk of loss or costs incident to settlement. Purchaser shall be responsible for physical posses- purchaser. The defaulting purchaser shall be liable for the payment of any defi- damage to the property from the date of sale forward. If the Substitute sion of the property. Purchaser assumes the risk of loss from the date of sale ciency in the purchase price, all costs and expenses of both sales, attorney fees, Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) forward. The sale is subject to post sale audit by the Noteholder to determine all other charges due, and incidental and consequential damages. Defaulting sole remedy in law or equity shall be limited to a refund of the aforementioned whether the borrower entered into any repayment/forbearance agreement, rein- purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 deposit without interest. In the event the sale is not ratified for any reason, the stated or paid off prior to the sale. In any such event the Purchaser agrees that in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, Purchaser’s sole remedy, at law or equity, is the return of the deposit without upon notification by the Sub-Trustees of such event the sale is null and void and purchaser’s sole remedy is return of the deposit. The Purchaser shall have no interest. (File # 546942) of no legal effect and the deposit returned without interest. If the Sub-Trustees further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s JAMES E. CLARKE, RENEE DYSON, are unable to convey either insurable or good and marketable title, or the sale is attorney. The Substituted Trustees shall have the right to terminate this contract SHANNON MENAPACE, not ratified for any reason by the Circuit Court including errors made by the in the event the Holder or its Servicer has entered into any agreement with, or Substitute Trustees. Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to accepted funds from, the mortgagor. Upon termination of the contract, Purchas- a refund of the deposit without any interest. er’s sole remedy shall be return of the deposit. MARK H. WITTSTADT, et al., MARK S. DEVAN, THOMAS P. DORE, Sub. Trustees. CHRISTINE DREXEL, BRIAN MCNAIR, and MELISSA L. CASSELL, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com mh24,31,ap7 mh24,31,ap7 mh24,31,ap7 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 29B

Baltimore City Baltimore City. Baltimore City. Alba Law Group, P.A. ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 11350 McCormick Road, Executive Plaza III, Suite 200 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Hunt Valley, MD 21031 LEESBURG, VA 20175 LEESBURG, VA 20175 (443) 541-8600 703-777-7101 703-777-7101 Substituted Trustees’ Sale Of Real Property Substitute Trustees’ Sale Known As Substitute Trustees’ Sale Of Improved Real Property 1318 Pentwood Road, Of Improved Real Property 2623 North Charles Street, Baltimore, MD 21239 3213 Presstman Street, Baltimore, MD 21216 ———————————— Baltimore, MD 21218 Case Number 24-O-14-001561 Under a power of sale contained in a Deed of Trust from LAKISHA R. HICKS, ————————————— dated May 19, 2010 and recorded in Liber 12694, folio 146 among the Land Under a power of sale contained in a Deed of Trust from TANIA Y. ———————————— Records of BALTIMORE CITY, MD, default having occurred thereunder Under and by virtue of the power of sale contained in a Deed of Trust from LAGUERRE AND MARIE C. LAGUERRE, dated July 25, 2007 and recorded in (Foreclosure Case docketed as Case No. 24O14002990; Tax ID No. Liber 9826, folio 634 among the Land Records of BALTIMORE CITY, MD, Tyrone Eames, Jr., Lakeisha M. Stills, recorded among the Land Records of 16-190-2455-006) the Sub. Trustees will sell at public auction at the BALTIMORE Baltimore City in Liber 11331, folio 0111, and Declaration of Substitution of default having occurred thereunder (Foreclosure Case docketed as Case No. CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE WEST), 24O15000125; Tax ID No. 12-030-3840-025) the Sub. Trustees will sell at public Trustees recorded among the aforementioned Land Records substituting Mark BALTIMORE, MD 21202, on S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, Melissa L. Cassell, auction at the BALTIMORE CITY COURTHOUSE, located at 100 N CALVERT and Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer ST, (COURTHOUSE WEST), BALTIMORE, MD 21202, on for sale at public auction, at the Courthouse Door, (Courthouse West), 100 N. April 9, 2015 at 11:00 a.m. Calvert Street, (Calvert Street entrance), Baltimore, Maryland, 21202 on ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon April 9, 2015 at 11:00 a.m. situated in BALTIMORE CITY, MD and more fully described in above refer- ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon Wednesday, April 8, 2015 at 09:50 a.m. enced Deed of Trust. situated in BALTIMORE CITY, MD and more fully described in above refer- ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- The property will be sold in an “as is” condition and subject to conditions, enced Deed of Trust. more City, State of Maryland, as described in the Deed of Trust recorded among restrictions and agreements of record affecting the same, if any and with no The property will be sold in an “as is” condition and subject to conditions, the Land Records of Baltimore City, in Liber 11331, folio 0111, also being further warranty of any kind. restrictions and agreements of record affecting the same, if any and with no described in a Deed recorded among the Land Records of Baltimore City in Terms of Sale: A deposit $9,200.00 by cash or certified check. Balance of the warranty of any kind. Liber 11331, folio 0104. The improvements thereon consist of a DWELLING. purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit $41,000.00 by cash or certified check. Balance of the The property is subject to an annual ground rent. purchase price to be paid in cash within ten days of final ratification of sale by The property will be sold in “AS IS” condition, subject to any existing building the Circuit Court for BALTIMORE CITY. Time is of the essence as to the violations, restrictions and agreements of record. The purchaser assumes all purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the Circuit Court for BALTIMORE CITY. Time is of the essence as to the risks of loss for the property as of the date of sale. Neither the Substituted Trus- erty shall be resold at the purchaser’s risk and expense. In the event of a resale, purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- tees nor their respective agents, successors or assigns make any representations the defaulting purchaser shall not be entitled to receive any benefit from the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, or warranties, either expressed or implied with respect to the property. The resale, including, but not limited to, additional proceeds or surplus which may the defaulting purchaser shall not be entitled to receive any benefit from the Substituted Trustees shall convey insurable title. arise therefrom. Interest to be paid on the unpaid purchase money at the rate resale, including, but not limited to, additional proceeds or surplus which may TERMS OF THE SALE: A deposit in a form acceptable to the Substituted pursuant to the Deed of Trust Note from the date of sale to the date funds are arise therefrom. Interest to be paid on the unpaid purchase money at the rate Trustee in the amount of $17,000.00 will be required of the purchaser, other pursuant to the Deed of Trust Note from the date of sale to the date funds are than the Holder of the Note or its assigns, at the time and place of sale. Any received by the Substitute Trustees. There will be no abatement of interest in amount tendered at sale in excess of the required deposit will be refunded and the event additional funds are tendered at the time of sale or any time prior to received by the Substitute Trustees. There will be no abatement of interest in not applied to the purchase price. Unless the purchaser is the Holder of the settlement or if the settlement is delayed for any reason. In the event that the the event additional funds are tendered at the time of sale or any time prior to Note or its assigns, the balance of the purchase price shall be paid immediately Secured Party executes a forbearance agreement with the borrower(s) settlement or if the settlement is delayed for any reason. In the event that the with available funds within ten (10) days of the final ratification of the sale by described in the above-mentioned Deed of Trust, or allows the borrower(s) to Secured Party executes a forbearance agreement with the borrower(s) the Circuit Court for Baltimore City. Time is of the essence. The purchaser, execute their right to reinstate or payoff the subject loan, prior to the sale, with described in the above-mentioned Deed of Trust, or allows the borrower(s) to other than the Holder of the Note or its assigns, shall pay interest at the rate of or without the Substitute Trustee’s prior knowledge, this Contract shall be null execute their right to reinstate or payoff the subject loan, prior to the sale, with 7.00000% per annum on the unpaid portion of the purchase price from the date or without the Substitute Trustee’s prior knowledge, this Contract shall be null of sale to date of settlement. Real property taxes and assessments shall be and void and of no effect, and the Purchaser’s sole remedy shall be the return of adjusted to the date of sale and assumed thereafter by the purchaser. Ground the deposit without interest. Purchaser shall pay for documentary stamps, and void and of no effect, and the Purchaser’s sole remedy shall be the return of rent, water and/or sewer charges public or private, if any, shall be adjusted to transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- the deposit without interest. Purchaser shall pay for documentary stamps, the date of sale and assumed thereafter by the purchaser. Cost of all minium fees and/or homeowner association dues, all public charges- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- documentary stamps and transfer taxes shall be paid by the purchaser. /assessments payable on an annual basis, including sanitary and/or metropolitan minium fees and/or homeowner association dues, all public charges- Purchaser shall have the responsibility of obtaining possession of the property. district charges, if applicable, shall be adjusted to the date of sale and assumed /assessments payable on an annual basis, including sanitary and/or metropolitan In the event settlement is delayed for any reason, there shall be no abatement thereafter by the purchaser. Purchaser shall be responsible for obtaining district charges, if applicable, shall be adjusted to the date of sale and assumed of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- thereafter by the purchaser. Purchaser shall be responsible for obtaining tuted Trustees shall resell the property at the risk and expense of the defaulting physical possession of the property. Purchaser assumes the risk of loss or purchaser. The defaulting purchaser shall be liable for the payment of any defi- damage to the property from the date of sale forward. If the Substitute physical possession of the property. Purchaser assumes the risk of loss or ciency in the purchase price, all costs and expenses of both sales, attorney fees, Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) damage to the property from the date of sale forward. If the Substitute all other charges due, and incidental and consequential damages. Defaulting sole remedy in law or equity shall be limited to a refund of the aforementioned Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 deposit without interest. In the event the sale is not ratified for any reason, the sole remedy in law or equity shall be limited to a refund of the aforementioned in connection with the filing of a motion to resell. Purchaser’s sole remedy, at law or equity, is the return of the deposit without deposit without interest. In the event the sale is not ratified for any reason, the In the event the Substituted Trustees do not convey title for any reason, interest. (File # 552832) Purchaser’s sole remedy, at law or equity, is the return of the deposit without purchaser’s sole remedy is return of the deposit. The Purchaser shall have no JAMES E. CLARKE, RENEE DYSON, interest. (File # 554958) further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s BRIAN THOMAS, JAMES E. CLARKE, RENEE DYSON, attorney. The Substituted Trustees shall have the right to terminate this contract Substitute Trustees. BRIAN THOMAS, in the event the Holder or its Servicer has entered into any agreement with, or Substitute Trustees. accepted funds from, the mortgagor. Upon termination of the contract, Purchas- er’s sole remedy shall be return of the deposit. MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, MELISSA L. CASSELL, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com mh24,31,ap7 mh24,31,ap7 mh24,31,ap7

Baltimore City. Baltimore City. Baltimore City. ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. Butler & Hosch, P.A. 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 9409 Philadelphia Road LEESBURG, VA 20175 LEESBURG, VA 20175 Baltimore, MD 21237 703-777-7101 703-777-7101 410-284-9600

Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Improved Real Property Of Improved Real Property 1424 Bolton Street, Baltimore, MD 21217 3703 Hudson Street, Baltimore, MD 21224 4100 Century Rd., Baltimore, MD 21206 ————————————— ————————————— ———————————— Under a power of sale contained in a Deed of Trust from PETER T. DOHENY, Under a power of sale contained in a Deed of Trust from EDWIN EUGENE Under a power of sale contained in a certain Deed of Trust from Devin C. dated August 9, 2010 and recorded in Liber 13036, folio 383 among the Land HEWINS, dated February 8, 2007 and recorded in Liber 09119, folio 0189 among Johnson a/k/a Devin L. Johnson, dated February 27, 2008 and recorded in Liber Records of BALTIMORE CITY, MD, default having occurred thereunder the Land Records of BALTIMORE CITY, MD, default having occurred 10516, folio 184 among the Land Records of Baltimore City, MD, default having (Foreclosure Case docketed as Case No. 24O14002592; Tax ID No. thereunder (Foreclosure Case docketed as Case No. 24O14003385; Tax ID No. occurred under the terms thereof, the Sub. Trustees will sell at public auction at 14-140-0381-028) the Sub. Trustees will sell at public auction at the BALTIMORE 26-080-6465-008) the Sub. Trustees will sell at public auction at the BALTIMORE the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE WEST), CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE WEST), 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, BALTIMORE, MD 21202, on BALTIMORE, MD 21202, on MD 21202, on April 9, 2015 at 11:00 a.m. April 9, 2015 at 11:00 a.m. April 8, 2015 at 12:55 p.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS situated in BALTIMORE CITY, MD and more fully described in above refer- situated in BALTIMORE CITY, MD and more fully described in above refer- THEREON situated in Baltimore City, MD and more fully described in the afore- enced Deed of Trust. enced Deed of Trust. said Deed of Trust. The property will be sold subject to an annual ground rent The property will be sold in an “as is” condition and subject to conditions, The property will be sold in an “as is” condition and subject to conditions, of $90. The property is improved by a DWELLING. restrictions and agreements of record affecting the same, if any and with no restrictions and agreements of record affecting the same, if any and with no The property will be sold in an “as is” condition and subject to conditions, warranty of any kind. warranty of any kind. restrictions and agreements of record affecting the same, if any and with no warranty of any kind. Terms of Sale: A deposit $37,700.00 by cash or certified check. Balance of the Terms of Sale: A deposit $18,100.00 by cash or certified check. Balance of the Terms of Sale: A deposit of $19,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within 10 days of final ratification of the sale the Circuit Court for BALTIMORE CITY. Time is of the essence as to the the Circuit Court for BALTIMORE CITY. Time is of the essence as to the by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- purchaser fails to settle within the aforesaid ten (10) days of ratification, the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, erty shall be resold at the purchaser’s risk and expense. In the event of a resale, purchaser relinquishes their deposit and the Sub-Trustees may file an the defaulting purchaser shall not be entitled to receive any benefit from the the defaulting purchaser shall not be entitled to receive any benefit from the appropriate motion with the court to resell the property. Purchaser waives resale, including, but not limited to, additional proceeds or surplus which may resale, including, but not limited to, additional proceeds or surplus which may personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to arise therefrom. Interest to be paid on the unpaid purchase money at the rate arise therefrom. Interest to be paid on the unpaid purchase money at the rate accept service of any such paper or Order by certified mail and regular mail sent pursuant to the Deed of Trust Note from the date of sale to the date funds are pursuant to the Deed of Trust Note from the date of sale to the date funds are to the address provided by the purchaser and as recorded on the documents received by the Substitute Trustees. There will be no abatement of interest in received by the Substitute Trustees. There will be no abatement of interest in executed by the purchaser at the time of the sale. Service shall be deemed effec- the event additional funds are tendered at the time of sale or any time prior to the event additional funds are tendered at the time of sale or any time prior to tive upon the purchaser 3 days after postmarked by the United States Post settlement or if the settlement is delayed for any reason. In the event that the settlement or if the settlement is delayed for any reason. In the event that the Office. It is expressly agreed by the purchaser that actual receipt of the certified Secured Party executes a forbearance agreement with the borrower(s) Secured Party executes a forbearance agreement with the borrower(s) mail is not required for service to be effective. If the purchaser fails to go to described in the above-mentioned Deed of Trust, or allows the borrower(s) to described in the above-mentioned Deed of Trust, or allows the borrower(s) to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of execute their right to reinstate or payoff the subject loan, prior to the sale, with execute their right to reinstate or payoff the subject loan, prior to the sale, with the sale) shall be charged against and paid from the forfeited deposit. In the or without the Substitute Trustee’s prior knowledge, this Contract shall be null or without the Substitute Trustee’s prior knowledge, this Contract shall be null event of resale the defaulting purchaser shall not be entitled to any surplus and void and of no effect, and the Purchaser’s sole remedy shall be the return of and void and of no effect, and the Purchaser’s sole remedy shall be the return of proceeds or profits resulting from any resale of the property regardless of any the deposit without interest. Purchaser shall pay for documentary stamps, the deposit without interest. Purchaser shall pay for documentary stamps, improvements made to the real property. Interest is to be paid on the unpaid transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- purchase money at the rate of 6.25% per annum from the date of sale to the date minium fees and/or homeowner association dues, all public charges- minium fees and/or homeowner association dues, all public charges- the funds are received in the office of the Sub-Trustees. Taxes, ground rent, /assessments payable on an annual basis, including sanitary and/or metropolitan /assessments payable on an annual basis, including sanitary and/or metropolitan water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or district charges, if applicable, shall be adjusted to the date of sale and assumed district charges, if applicable, shall be adjusted to the date of sale and assumed metropolitan district charges, if applicable, to be adjusted for the current year thereafter by the purchaser. Purchaser shall be responsible for obtaining thereafter by the purchaser. Purchaser shall be responsible for obtaining to date of sale and assumed thereafter by the purchaser. Purchaser shall be physical possession of the property. Purchaser assumes the risk of loss or physical possession of the property. Purchaser assumes the risk of loss or responsible for the costs of all transfer taxes, documentary stamps and all other damage to the property from the date of sale forward. If the Substitute damage to the property from the date of sale forward. If the Substitute costs incident to settlement. Purchaser shall be responsible for physical posses- Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) sion of the property. Purchaser assumes the risk of loss from the date of sale sole remedy in law or equity shall be limited to a refund of the aforementioned sole remedy in law or equity shall be limited to a refund of the aforementioned forward. The sale is subject to post sale audit by the Noteholder to determine deposit without interest. In the event the sale is not ratified for any reason, the deposit without interest. In the event the sale is not ratified for any reason, the whether the borrower entered into any repayment/forbearance agreement, rein- stated or paid off prior to the sale. In any such event the Purchaser agrees that Purchaser’s sole remedy, at law or equity, is the return of the deposit without Purchaser’s sole remedy, at law or equity, is the return of the deposit without upon notification by the Sub-Trustees of such event the sale is null and void and interest. (File # 550044) interest. (File # 553131) of no legal effect and the deposit returned without interest. If the Sub-Trustees JAMES E. CLARKE, RENEE DYSON, JAMES E. CLARKE, RENEE DYSON, are unable to convey either insurable or good and marketable title, or the sale is BRIAN THOMAS, BRIAN THOMAS, not ratified for any reason by the Circuit Court including errors made by the Substitute Trustees. Substitute Trustees. Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to a refund of the deposit without any interest. MARK H. WITTSTADT, et al., Sub. Trustees.

mh24,31,ap7 mh24,31,ap7 mh24,31,ap7 30B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC, BWW Law Group, LLC BWW Law Group, LLC 7910 Woodmont Avenue, Suite 750, 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Bethesda, Maryland 20814, Rockville, MD 20852 Rockville, MD 20852 (301) 907-8000. (301) 961-6555 (301) 961-6555 www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Substitute Trustees’ Sale Of Real Property And Any Improvements Thereon Of Improved Real Property And Any Improvements Thereon 5503 Wilvan Ave., Baltimore 3202 Gwynns Falls Pkwy., Baltimore, MD 21216 ———————————— 1018 Wicklow Rd., Baltimore, MD 21229 A/R/T/A Gwynn Oak, MD 21207 Under a power of sale contained in a certain Deed of Trust from Marion M. ———————————— ———————————— Davis, dated July 21, 2008 and recorded in Liber 10905, folio 215 among the Under a power of sale contained in a certain Deed of Trust dated August 9, Under a power of sale contained in a certain Deed of Trust dated April 16, Land Records of Baltimore City, MD, default having occurred under the terms 2007 and recorded in Liber 9867, Folio 620 among the Land Records of 2007 and recorded in Liber 9607, Folio 182 among the Land Records of thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, MD, with an original principal balance of $66,560.74 and an orig- Baltimore City, MD, with an original principal balance of $126,000.00 and an Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert inal interest rate of 10.00000% default having occurred under the terms thereof, original interest rate of 5.87500% default having occurred under the terms Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore thereof, the Sub. Trustees will sell at public auction at the Circuit Court for City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert April 9, 2015 at 9:32 a.m. House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID April 10, 2015 at 10:11 a.m. April 10, 2015 at 10:07 a.m. #15-29-3055B-009 and more fully described in the aforesaid Deed of Trust. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described The property, which is improved by a DWELLING, will be sold in an “as is” in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $13,000 by cash or certified check. Balance of the affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $17,100 in the form of certified check, cashier’s the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of money at the rate pursuant to the Deed of Trust Note from the date of sale to sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid the date funds are received in the office of the Sub. Trustees. There will be no purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in abatement of interest in the event additional funds are tendered before cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There settlement or if settlement is delayed for any reason. The noteholder shall not will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as tural taxes, if applicable, and any and all public and/or private charges or of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for assessments, including water/sewer charges and ground rent, to be adjusted to prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. date of sale and thereafter assumed by purchaser. Condominium fees and/or Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts homeowners association dues, if any, shall be assumed by the purchaser from survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether the date of sale forward. Cost of all documentary stamps, transfer taxes and incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed settlement expenses shall be borne by the purchaser. Purchaser shall be respon- recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or sible for obtaining physical possession of the property. Purchaser assumes the other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to risk of loss or damage to the property from the date of sale forward. Additional recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland terms to be announced at the time of sale. First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- If the Sub. Trustees are unable to convey good and marketable title, the sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from purchaser’s sole remedy in law and equity shall be limited to a refund of the the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan deposit without interest. If the purchaser fails to go to settlement, the deposit with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the shall be forfeited, to the Trustees for application against all expenses, attorney’s loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the fees and the full commission on the sale price of the above-scheduled Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit foreclosure sale. In the event of default, all expenses of this sale (including without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the attorney’s fees and the full commission on the gross sale price of this sale) shall Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults be charged against and paid out of the forfeited deposit. The Trustees may then under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell re-advertise and resell the property at the risk and expense of the defaulting the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser or may avail themselves of any legal or equitable remedies against the purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said defaulting purchaser without reselling the property. In the event of a resale, the resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or such surplus results from improvements to the property by said defaulting marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for purchaser and the defaulting purchaser shall be liable to the Trustees and any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the secured party for reasonable attorney’s fees and expenses incurred in deposit without interest. deposit without interest. connection with all litigation involving the Property or the proceeds of the PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES resale. Trustees’ file number 46537. HOWARD N. BIERMAN, HOWARD N. BIERMAN, DIANE S. ROSENBERG, MARK D. MEYER, et al., CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 1515 E. 33rd St., Baltimore, MD 21218 3940 Chesterfield Ave., Baltimore, MD 21213 3830 Bonview Ave., Baltimore, MD 21213 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated June 29, Under a power of sale contained in a certain Deed of Trust dated September Under a power of sale contained in a certain Deed of Trust dated November 2007 and recorded in Liber 9701, Folio 39 among the Land Records of Baltimore 26, 2006 and recorded in Liber 8473, Folio 149 among the Land Records of Balti- 29, 2006 and recorded in Liber 8715, Folio 392 among the Land Records of Balti- City, MD, with an original principal balance of $148,000.00 and an original more City, MD, with an original principal balance of $96,000.00 and an original more City, MD, with an original principal balance of $125,910.00 and an original interest rate of 6.25000% default having occurred under the terms thereof, the interest rate of 9.15000% default having occurred under the terms thereof, the interest rate of 10.725% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Door, Calvert Street entrance, Baltimore, MD 21202, on Door, Calvert Street entrance, Baltimore, MD 21202, on April 10, 2015 at 10:12 a.m. April 10, 2015 at 10:09 a.m. April 10, 2015 at 10:06 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an “as is” ground rent of $90. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $20,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $25,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $18,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

mh24,31,ap7 mh24,31,ap7 mh24,31,ap7 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 31B

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 2213 Baker St., Baltimore, MD 21216 4014 Eldorado Ave., Baltimore, MD 21215 4316 Hamilton Ave., Baltimore, MD 21206 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated December Under a power of sale contained in a certain Deed of Trust dated December Under a power of sale contained in a certain Deed of Trust dated January 31, 22, 2006 and recorded in Liber 9024, Folio 76 among the Land Records of Balti- 19, 2007 and recorded in Liber 10301, Folio 406 among the Land Records of 2007 and recorded in Liber 9065, Folio 738 among the Land Records of more City, MD, with an original principal balance of $92,000.00 and an original Baltimore City, MD, with an original principal balance of $115,500.00 and an Baltimore City, MD, with an original principal balance of $148,000.00 and an interest rate of 5.75000% default having occurred under the terms thereof, the original interest rate of 6.50% default having occurred under the terms thereof, original interest rate of 6.37500% default having occurred under the terms Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore thereof, the Sub. Trustees will sell at public auction at the Circuit Court for at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 10, 2015 at 9:59 a.m. April 10, 2015 at 10:02 a.m. April 10, 2015 at 10:05 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. ground rent of $96. The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $18,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $20,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $10,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. deposit without interest. deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, HOWARD N. BIERMAN, HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 5327 Nelson Ave., Baltimore, MD 21215 1946 Lauretta Ave., Baltimore, MD 21223 3232 Belair Rd., Baltimore, MD 21213 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated August 4, Under a power of sale contained in a certain Deed of Trust dated February 12, Under a power of sale contained in a certain Deed of Trust dated November 2006 and recorded in Liber 8524, Folio 572 among the Land Records of 2008 and recorded in Liber 10475, Folio 115 among the Land Records of 16, 2006 and recorded in Liber 8862, Folio 234 among the Land Records of Balti- Baltimore City, MD, with an original principal balance of $76,950.00 and an orig- Baltimore City, MD, with an original principal balance of $59,500.00 and an orig- more City, MD, with an original principal balance of $120,400.00 and an original inal interest rate of 7.750% default having occurred under the terms thereof, the inal interest rate of 7.87500% default having occurred under the terms thereof, interest rate of 5.00% default having occurred under the terms thereof, the Sub. Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Trustees will sell at public auction at the Circuit Court for Baltimore City, at the at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on Calvert Street entrance, Baltimore, MD 21202, on April 10, 2015 at 9:58 a.m. April 10, 2015 at 10:01 a.m. April 10, 2015 at 10:03 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. ground rent of $108. ground rent of $56. The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $10,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $11,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $7,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. deposit without interest. deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

mh24,31,ap7 mh24,31,ap7 mh24,31,ap7 32B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 3906 Parkside Dr., Baltimore, MD 21206 2815 Frederick Ave., Baltimore, MD 21223 3528 Noble St., Baltimore, MD 21224 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated March 16, Under a power of sale contained in a certain Deed of Trust dated April 20, Under a power of sale contained in a certain Deed of Trust dated September 2007 and recorded in Liber 9241, Folio 65 among the Land Records of Baltimore 2004 and recorded in Liber 5373, Folio 259 among the Land Records of 15, 2005 and recorded in Liber 6919, Folio 66 among the Land Records of Balti- City, MD, with an original principal balance of $400,000.00 and an original Baltimore City, MD, with an original principal balance of $70,500.00 and an orig- more City, MD, with an original principal balance of $103,500.00 and an original interest rate of 6.875% default having occurred under the terms thereof, the Sub. inal interest rate of 6.5% default having occurred under the terms thereof, the interest rate of 4.00000% default having occurred under the terms thereof, the Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Calvert Street entrance, Baltimore, MD 21202, on Door, Calvert Street entrance, Baltimore, MD 21202, on Door, Calvert Street entrance, Baltimore, MD 21202, on April 10, 2015 at 9:57 a.m. April 10, 2015 at 9:55 a.m. April 10, 2015 at 9:53 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” ground rent of $37.50. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $53,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $11,000 in the form of certified check, cashier’s sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

mh24,31,ap7 mh24,31,ap7 mh24,31,ap7

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 3505 Fallstaff Rd., Baltimore, MD 21215 318 S. Augusta Ave., Baltimore, MD 21229 3809 Grantley Rd., Baltimore, MD 21215 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated November Under a power of sale contained in a certain Deed of Trust dated October 27, Under a power of sale contained in a certain Deed of Trust dated August 20, 19, 2009 and recorded in Liber 12235, Folio 144 and re-recorded in Liber 12294, 2006 and recorded in Liber 8672, Folio 404 among the Land Records of 2007 and recorded in Liber 10392, Folio 188 among the Land Records of Folio 400 among the Land Records of Baltimore City, MD, with an original prin- Baltimore City, MD, with an original principal balance of $75,200.00 and an orig- Baltimore City, MD, with an original principal balance of $178,000.00 and an cipal balance of $338,200.00 and an original interest rate of 4.990% default inal interest rate of 6.50000% default having occurred under the terms thereof, original interest rate of 4.6250% default having occurred under the terms having occurred under the terms thereof, the Sub. Trustees will sell at public the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore thereof, the Sub. Trustees will sell at public auction at the Circuit Court for auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Court House, 100 North Calvert Street, Court House Door, Calvert Street House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on entrance, Baltimore, MD 21202, on April 10, 2015 at 9:54 a.m. April 10, 2015 at 9:51 a.m. April 10, 2015 at 9:56 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. ground rent of $96. The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $21,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $37,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $8,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. deposit without interest. deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

mh24,31,ap7 mh24,31,ap7 mh24,31,ap7 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 33B

Baltimore City. Baltimore City. Baltimore City Butler & Hosch, P.A. Rosenberg & Associates, LLC, BWW Law Group, LLC 9409 Philadelphia Road 7910 Woodmont Avenue, Suite 750, 6003 Executive Boulevard, Suite 101 Baltimore, MD 21237 Bethesda, Maryland 20814, Rockville, MD 20852 410-284-9600 (301) 907-8000. (301) 961-6555 Substitute Trustees’ Sale www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Real Property Of Improved Real Property 2003 Winford Rd., Baltimore, MD 21239 And Any Improvements Thereon ———————————— 4702 Chatford Ave., Baltimore, MD 21206 Under a power of sale contained in a certain Deed of Trust from Gwendolyn ———————————— 2122 Westfield Ave., Baltimore, MD 21214 C. Baxter, dated June 12, 2007 and recorded in Liber 9707, folio 492 among the Under a power of sale contained in a certain Deed of Trust from Tyesha C. ———————————— Land Records of Baltimore City, MD, default having occurred under the terms Cooper and Charryse C. Cooper, dated May 11, 2007 and recorded in Liber 9532, Under a power of sale contained in a certain Deed of Trust dated March 23, thereof, the Sub. Trustees will sell at public auction at the Circuit Court for folio 618 among the Land Records of Baltimore City, MD, default having 2001 and recorded in Liber 1225, Folio 196 among the Land Records of Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert occurred under the terms thereof, the Sub. Trustees will sell at public auction at Baltimore City, MD, with an original principal balance of $69,250.00 and an orig- Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, inal interest rate of 6.50000% default having occurred under the terms thereof, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore April 8, 2015 at 12:54 p.m. MD 21202, on City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS House Door, Calvert Street entrance, Baltimore, MD 21202, on THEREON situated in Baltimore City, MD and more fully described in the afore- April 9, 2015 at 9:36 a.m. said Deed of Trust. The property is improved by a DWELLING. ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and April 10, 2015 at 9:50 a.m. The property will be sold in an “as is” condition and subject to conditions, improvements thereon situated in Baltimore City, MD and described as Tax ID ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or restrictions and agreements of record affecting the same, if any and with no #26-28-6122-030 and more fully described in the aforesaid Deed of Trust. The improvements thereon situated in Baltimore City, MD and more fully described warranty of any kind. property will be sold subject to an annual ground rent of $90, payable on the in the aforesaid Deed of Trust. The property will be sold subject to an annual Terms of Sale: A deposit of $17,000 by cash or certified check. Balance of the 18th day of May and November. ground rent of $108. purchase price to be paid in cash within 10 days of final ratification of the sale The property, which is improved by a DWELLING, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. purchaser fails to settle within the aforesaid ten (10) days of ratification, the affecting the same, if any, and with no warranty of any kind. purchaser relinquishes their deposit and the Sub-Trustees may file an Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $16,000 by cash or certified check. Balance of the check or money order will be required of the purchaser at time and place of appropriate motion with the court to resell the property. Purchaser waives purchase price to be paid in cash within ten days of final ratification of sale by sale. Balance of the purchase price, together with interest on the unpaid personal service of any paper filed with the Court in connection with such the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase money at the current rate contained in the Deed of Trust Note from motion and any Show Cause Order issued by the Court and expressly agrees to money at the rate pursuant to the Deed of Trust Note from the date of sale to the date of sale to the date funds are received by the Sub. Trustees, payable in accept service of any such paper or Order by certified mail and regular mail sent the date funds are received in the office of the Sub. Trustees. There will be no cash within ten days of final ratification of the sale by the Circuit Court. There to the address provided by the purchaser and as recorded on the documents abatement of interest in the event additional funds are tendered before will be no abatement of interest due from the purchaser in the event additional executed by the purchaser at the time of the sale. Service shall be deemed effec- settlement or if settlement is delayed for any reason. The noteholder shall not funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE tive upon the purchaser 3 days after postmarked by the United States Post be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE PURCHASER. Adjustment of current year’s real property taxes are adjusted as Office. It is expressly agreed by the purchaser that actual receipt of the certified FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- of the date of sale, and thereafter assumed by the purchaser. Taxes due for mail is not required for service to be effective. If the purchaser fails to go to tural taxes, if applicable, and any and all public and/or private charges or prior years including costs of any tax sale are payable by the purchaser. settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of assessments, including water/sewer charges and ground rent, to be adjusted to Purchaser is responsible for any recapture of homestead tax credit. All other this sale (including attorney fees and full commission on the gross sales price of date of sale and thereafter assumed by purchaser. Condominium fees and/or public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether the sale) shall be charged against and paid from the forfeited deposit. In the homeowners association dues, if any, shall be assumed by the purchaser from incurred prior to or after the sale to be paid by the purchaser. All costs of deed event of resale the defaulting purchaser shall not be entitled to any surplus the date of sale forward. Cost of all documentary stamps, transfer taxes and proceeds or profits resulting from any resale of the property regardless of any recordation including but not limited to all transfer, recordation, agricultural or settlement expenses shall be borne by the purchaser. Purchaser shall be respon- other taxes or charges assessed by any governmental entity as a condition to improvements made to the real property. Interest is to be paid on the unpaid sible for obtaining physical possession of the property. Purchaser assumes the recordation, are payable by purchaser, whether or not purchaser is a Maryland purchase money at the rate of 6.875% per annum from the date of sale to the risk of loss or damage to the property from the date of sale forward. Additional First Time Home Buyer. Purchaser is responsible for obtaining physical posses- date the funds are received in the office of the Sub-Trustees. Taxes, ground terms to be announced at the time of sale. sion of the property, and assumes risk of loss or damage to the property from rent, water rent, condominium fees and/or homeowner association dues, all If the Sub. Trustees are unable to convey good and marketable title, the the date of sale. The sale is subject to post-sale audit of the status of the loan public charges/assessments payable on an annual basis, including sanitary purchaser’s sole remedy in law and equity shall be limited to a refund of the with the loan servicer including, but not limited to, determination of whether and/or metropolitan district charges, if applicable, to be adjusted for the current deposit without interest. If the purchaser fails to go to settlement, the deposit the borrower entered into any repayment agreement, reinstated or paid off the year to date of sale and assumed thereafter by the purchaser. Purchaser shall be shall be forfeited, to the Trustees for application against all expenses, attorney’s loan prior to the sale. In any such event, this sale shall be null and void, and the responsible for the costs of all transfer taxes, documentary stamps and all other fees and the full commission on the sale price of the above-scheduled Purchaser’s sole remedy, in law or equity, shall be the return of the deposit costs incident to settlement. Purchaser shall be responsible for physical posses- foreclosure sale. In the event of default, all expenses of this sale (including without interest. If purchaser fails to settle within 10 days of ratification, the sion of the property. Purchaser assumes the risk of loss from the date of sale attorney’s fees and the full commission on the gross sale price of this sale) shall Sub. Trustees may file a motion to resell the property. If Purchaser defaults forward. The sale is subject to post sale audit by the Noteholder to determine be charged against and paid out of the forfeited deposit. The Trustees may then under these terms, deposit shall be forfeited. The Sub. Trustees may then resell whether the borrower entered into any repayment/forbearance agreement, rein- re-advertise and resell the property at the risk and expense of the defaulting the property at the risk and cost of the defaulting purchaser. The defaulted purchaser or may avail themselves of any legal or equitable remedies against the stated or paid off prior to the sale. In any such event the Purchaser agrees that purchaser shall not be entitled to any surplus proceeds resulting from said defaulting purchaser without reselling the property. In the event of a resale, the upon notification by the Sub-Trustees of such event the sale is null and void and resale even if such surplus results from improvements to the property by said defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulted purchaser. If Sub. Trustees are unable to convey either insurable or of no legal effect and the deposit returned without interest. If the Sub-Trustees such surplus results from improvements to the property by said defaulting marketable title, or if ratification of the sale is denied by the Circuit Court for are unable to convey either insurable or good and marketable title, or the sale is purchaser and the defaulting purchaser shall be liable to the Trustees and any reason, the Purchaser’s sole remedy, at law or equity, is the return of the not ratified for any reason by the Circuit Court including errors made by the secured party for reasonable attorney’s fees and expenses incurred in deposit without interest. Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to connection with all litigation involving the Property or the proceeds of the PLEASE CONSULT WWW.ALEXCOOPER.COM a refund of the deposit without any interest. resale. Trustees’ file number 51519. FOR STATUS OF UPCOMING SALES MARK H. WITTSTADT, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Sub. Trustees. Substitute Trustees. Substitute Trustees.

mh24,31,ap7 mh24,31,ap7 mh24,31,ap7

Baltimore City Baltimore City. Baltimore County BWW Law Group, LLC ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 6003 Executive Boulevard, Suite 101 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Rockville, MD 20852 LEESBURG, VA 20175 LEESBURG, VA 20175 (301) 961-6555 703-777-7101 703-777-7101 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Improved Real Property Of Improved Real Property And Any Improvements Thereon 2828 9 Mile Circle, Catonsville, MD 21228 562 Brisbane Road, Baltimore, MD 21229 ———————————— 2701 N. Rosedale St., Baltimore, MD 21216 ————————————— Under a power of sale contained in a Deed of Trust from JEFFREY M. ———————————— Under a power of sale contained in a Deed of Trust from GERARD G. CAMP- WATERS AND DANELLE D. WATERS, dated February 25, 2004 and recorded in Liber 0022157, folio 425 among the Land Records of BALTIMORE COUNTY, Under a power of sale contained in a certain Deed of Trust dated April 6, 2005 BELL, dated June 21, 2006 and recorded in Liber 08627, folio 0014 among the Land Records of BALTIMORE CITY, MD, default having occurred thereunder MD, default having occurred thereunder (Foreclosure Case docketed as Case and recorded in Liber 6600, Folio 1267 among the Land Records of Baltimore (Foreclosure Case docketed as Case No. 24O14002559; Tax ID No. No. 03C14013560; Tax ID No. 01-2300004488) the Sub. Trustees will sell at City, MD, with an original principal balance of $41,200.00 and an original 25-010-8140-057) the Sub. Trustees will sell at public auction at the BALTIMORE public auction at the BALTIMORE COUNTY COURTHOUSE, located at 401 interest rate of 5.75000% default having occurred under the terms thereof, the CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE WEST), BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, BALTIMORE, MD 21202, on 21204, on at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 9, 2015 at 11:00 a.m. April 23, 2015 at 12:30 p.m. ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon April 10, 2015 at 10:08 a.m. situated in BALTIMORE CITY, MD and more fully described in above refer- situated in BALTIMORE COUNTY, MD and more fully described in above refer- ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described enced Deed of Trust. enced Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual THE PROPERTY IS SUBJECT TO A GROUND RENT OF $96.00 PAYABLE ON The property will be sold in an “as is” condition and subject to conditions, ground rent of $108. THE 18th DAYS OF May AND October OF EACH AND EVERY YEAR restrictions and agreements of record affecting the same, if any and with no The property, and any improvements thereon, will be sold in an “as is” The property will be sold in an “as is” condition and subject to conditions, warranty of any kind. condition and subject to conditions, restrictions and agreements of record restrictions and agreements of record affecting the same, if any and with no Terms of Sale: A deposit $12,700.00 by cash or certified check. Balance of the affecting the same, if any, and with no warranty of any kind. warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit of $5,400 in the form of certified check, cashier’s Terms of Sale: A deposit $19,500.00 by cash or certified check. Balance of the the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the check or money order will be required of the purchaser at time and place of purchase price to be paid in cash within ten days of final ratification of sale by purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- sale. Balance of the purchase price, together with interest on the unpaid the Circuit Court for BALTIMORE CITY. Time is of the essence as to the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, purchase money at the current rate contained in the Deed of Trust Note from purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the defaulting purchaser shall not be entitled to receive any benefit from the the date of sale to the date funds are received by the Sub. Trustees, payable in erty shall be resold at the purchaser’s risk and expense. In the event of a resale, cash within ten days of final ratification of the sale by the Circuit Court. There the defaulting purchaser shall not be entitled to receive any benefit from the resale, including, but not limited to, additional proceeds or surplus which may will be no abatement of interest due from the purchaser in the event additional resale, including, but not limited to, additional proceeds or surplus which may arise therefrom. Interest to be paid on the unpaid purchase money at the rate funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE arise therefrom. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are PURCHASER. Adjustment of current year’s real property taxes are adjusted as received by the Substitute Trustees. There will be no abatement of interest in of the date of sale, and thereafter assumed by the purchaser. Taxes due for pursuant to the Deed of Trust Note from the date of sale to the date funds are prior years including costs of any tax sale are payable by the purchaser. received by the Substitute Trustees. There will be no abatement of interest in the event additional funds are tendered at the time of sale or any time prior to Purchaser is responsible for any recapture of homestead tax credit. All other the event additional funds are tendered at the time of sale or any time prior to settlement or if the settlement is delayed for any reason. In the event that the public and/or private charges or assessments, to the extent such amounts settlement or if the settlement is delayed for any reason. In the event that the Secured Party executes a forbearance agreement with the borrower(s) survive foreclosure sale, including water/sewer charges, ground rent, whether Secured Party executes a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allows the borrower(s) to incurred prior to or after the sale to be paid by the purchaser. All costs of deed described in the above-mentioned Deed of Trust, or allows the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with recordation including but not limited to all transfer, recordation, agricultural or execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee’s prior knowledge, this Contract shall be null other taxes or charges assessed by any governmental entity as a condition to or without the Substitute Trustee’s prior knowledge, this Contract shall be null and void and of no effect, and the Purchaser’s sole remedy shall be the return of recordation, are payable by purchaser, whether or not purchaser is a Maryland and void and of no effect, and the Purchaser’s sole remedy shall be the return of First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the deposit without interest. Purchaser shall pay for documentary stamps, the deposit without interest. Purchaser shall pay for documentary stamps, transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- sion of the property, and assumes risk of loss or damage to the property from transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- minium fees and/or homeowner association dues, all public the date of sale. The sale is subject to post-sale audit of the status of the loan minium fees and/or homeowner association dues, all public charges- with the loan servicer including, but not limited to, determination of whether charges/assessments payable on an annual basis, including sanitary and/or /assessments payable on an annual basis, including sanitary and/or metropolitan the borrower entered into any repayment agreement, reinstated or paid off the metropolitan district charges, if applicable, shall be adjusted to the date of sale loan prior to the sale. In any such event, this sale shall be null and void, and the district charges, if applicable, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for obtaining and assumed thereafter by the purchaser. Purchaser shall be responsible for Purchaser’s sole remedy, in law or equity, shall be the return of the deposit obtaining physical possession of the property. Purchaser assumes the risk of without interest. If purchaser fails to settle within 10 days of ratification, the physical possession of the property. Purchaser assumes the risk of loss or Sub. Trustees may file a motion to resell the property. If Purchaser defaults damage to the property from the date of sale forward. If the Substitute loss or damage to the property from the date of sale forward. If the Substitute under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) the property at the risk and cost of the defaulting purchaser. The defaulted sole remedy in law or equity shall be limited to a refund of the aforementioned sole remedy in law or equity shall be limited to a refund of the aforementioned purchaser shall not be entitled to any surplus proceeds resulting from said deposit without interest. In the event the sale is not ratified for any reason, the deposit without interest. In the event the sale is not ratified for any reason, the resale even if such surplus results from improvements to the property by said Purchaser’s sole remedy, at law or equity, is the return of the deposit without Purchaser’s sole remedy, at law or equity, is the return of the deposit without defaulted purchaser. If Sub. Trustees are unable to convey either insurable or interest. (File # 532816) interest. (File # 549370) marketable title, or if ratification of the sale is denied by the Circuit Court for JAMES E. CLARKE, JAMES E. CLARKE, RENEE DYSON, any reason, the Purchaser’s sole remedy, at law or equity, is the return of the RENEE DYSON, BRIAN THOMAS, deposit without interest. Substitute Trustees. Substitute Trustees. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees.

mh24,31,ap7 ap7,14,21 mh24,31,ap7 34B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore County Baltimore County Baltimore County ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 LEESBURG, VA 20175 LEESBURG, VA 20175 LEESBURG, VA 20175 703-777-7101 703-777-7101 703-777-7101 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Improved Real Property Of Improved Real Property 3647 Waterwheel Square, Randallstown, MD 21133 63 Northwood Drive, Lutherville Timonium, MD 21093 ———————————— ———————————— 8645 Oak Road, Parkville, MD 21234 Under a power of sale contained in a Deed of Trust from TOBECHUKWU Under a power of sale contained in a Deed of Trust from CHERYL HUFF, UMEOZULU AKA BONIFACE UMEOZULU, dated May 6, 2005 and recorded in ———————————— dated June 9, 2011 and recorded in Liber 30940, folio 007 among the Land Under a power of sale contained in a Deed of Trust from PHILIP M. HAYES, Liber 0022184, folio 625 among the Land Records of BALTIMORE COUNTY, Records of BALTIMORE COUNTY, MD, default having occurred thereunder MD, default having occurred thereunder (Foreclosure Case docketed as Case dated September 25, 2007 and recorded in Liber 0026257, folio 714 among the (Foreclosure Case docketed as Case No. 03C15000154; Tax ID No. Land Records of BALTIMORE COUNTY, MD, default having occurred No. 03C14010846; Tax ID No. 02-1800000649) the Sub. Trustees will sell at 08-0801035375) the Sub. Trustees will sell at public auction at the BALTIMORE public auction at the BALTIMORE COUNTY COURTHOUSE, located at 401 thereunder (Foreclosure Case docketed as Case No. 03C14005091; Tax ID No. COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE 09-0912400440) the Sub. Trustees will sell at public auction at the BALTIMORE BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD FACING PATRIOT PLACE), TOWSON, MD 21204, on 21204, on COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE April 23, 2015 at 12:30 p.m. FACING PATRIOT PLACE), TOWSON, MD 21204, on April 23, 2015 at 12:30 p.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and more fully described in above refer- April 23, 2015 at 12:30 p.m. situated in BALTIMORE COUNTY, MD and more fully described in above refer- enced Deed of Trust. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon enced Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, situated in BALTIMORE COUNTY, MD and more fully described in above refer- The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no enced Deed of Trust. restrictions and agreements of record affecting the same, if any and with no warranty of any kind. The property will be sold in an “as is” condition and subject to conditions, warranty of any kind. restrictions and agreements of record affecting the same, if any and with no Terms of Sale: A deposit $24,000.00 by cash or certified check. Balance of the Terms of Sale: A deposit $21,200.00 by cash or certified check. Balance of the warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit $16,100.00 by cash or certified check. Balance of the the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the purchase price to be paid in cash within ten days of final ratification of sale by purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, erty shall be resold at the purchaser’s risk and expense. In the event of a resale, purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the defaulting purchaser shall not be entitled to receive any benefit from the the defaulting purchaser shall not be entitled to receive any benefit from the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, resale, including, but not limited to, additional proceeds or surplus which may resale, including, but not limited to, additional proceeds or surplus which may the defaulting purchaser shall not be entitled to receive any benefit from the arise therefrom. Interest to be paid on the unpaid purchase money at the rate arise therefrom. Interest to be paid on the unpaid purchase money at the rate resale, including, but not limited to, additional proceeds or surplus which may pursuant to the Deed of Trust Note from the date of sale to the date funds are pursuant to the Deed of Trust Note from the date of sale to the date funds are arise therefrom. Interest to be paid on the unpaid purchase money at the rate received by the Substitute Trustees. There will be no abatement of interest in received by the Substitute Trustees. There will be no abatement of interest in pursuant to the Deed of Trust Note from the date of sale to the date funds are the event additional funds are tendered at the time of sale or any time prior to the event additional funds are tendered at the time of sale or any time prior to received by the Substitute Trustees. There will be no abatement of interest in settlement or if the settlement is delayed for any reason. In the event that the settlement or if the settlement is delayed for any reason. In the event that the the event additional funds are tendered at the time of sale or any time prior to Secured Party executes a forbearance agreement with the borrower(s) Secured Party executes a forbearance agreement with the borrower(s) settlement or if the settlement is delayed for any reason. In the event that the described in the above-mentioned Deed of Trust, or allows the borrower(s) to described in the above-mentioned Deed of Trust, or allows the borrower(s) to Secured Party executes a forbearance agreement with the borrower(s) execute their right to reinstate or payoff the subject loan, prior to the sale, with execute their right to reinstate or payoff the subject loan, prior to the sale, with described in the above-mentioned Deed of Trust, or allows the borrower(s) to or without the Substitute Trustee’s prior knowledge, this Contract shall be null or without the Substitute Trustee’s prior knowledge, this Contract shall be null execute their right to reinstate or payoff the subject loan, prior to the sale, with and void and of no effect, and the Purchaser’s sole remedy shall be the return of and void and of no effect, and the Purchaser’s sole remedy shall be the return of or without the Substitute Trustee’s prior knowledge, this Contract shall be null the deposit without interest. Purchaser shall pay for documentary stamps, the deposit without interest. Purchaser shall pay for documentary stamps, and void and of no effect, and the Purchaser’s sole remedy shall be the return of transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- the deposit without interest. Purchaser shall pay for documentary stamps, minium fees and/or homeowner association dues, all public minium fees and/or homeowner association dues, all public transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- charges/assessments payable on an annual basis, including sanitary and/or charges/assessments payable on an annual basis, including sanitary and/or minium fees and/or homeowner association dues, all public charges- metropolitan district charges, if applicable, shall be adjusted to the date of sale metropolitan district charges, if applicable, shall be adjusted to the date of sale /assessments payable on an annual basis, including sanitary and/or metropolitan and assumed thereafter by the purchaser. Purchaser shall be responsible for and assumed thereafter by the purchaser. Purchaser shall be responsible for district charges, if applicable, shall be adjusted to the date of sale and assumed obtaining physical possession of the property. Purchaser assumes the risk of obtaining physical possession of the property. Purchaser assumes the risk of thereafter by the purchaser. Purchaser shall be responsible for obtaining loss or damage to the property from the date of sale forward. If the Substitute loss or damage to the property from the date of sale forward. If the Substitute physical possession of the property. Purchaser assumes the risk of loss or Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) damage to the property from the date of sale forward. If the Substitute sole remedy in law or equity shall be limited to a refund of the aforementioned sole remedy in law or equity shall be limited to a refund of the aforementioned Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) deposit without interest. In the event the sale is not ratified for any reason, the deposit without interest. In the event the sale is not ratified for any reason, the sole remedy in law or equity shall be limited to a refund of the aforementioned Purchaser’s sole remedy, at law or equity, is the return of the deposit without Purchaser’s sole remedy, at law or equity, is the return of the deposit without deposit without interest. In the event the sale is not ratified for any reason, the interest. (File # 554791) interest. (File # 552202) Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. (File # 548499) JAMES E. CLARKE, RENEE DYSON, JAMES E. CLARKE, RENEE DYSON, JAMES E. CLARKE, RENEE DYSON, BRIAN THOMAS, BRIAN THOMAS, SHANNON MENAPACE, Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21

Baltimore County Baltimore County Baltimore County ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 LEESBURG, VA 20175 LEESBURG, VA 20175 LEESBURG, VA 20175 703-777-7101 703-777-7101 703-777-7101 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Improved Real Property Of Improved Real Property 5649 Braxfield Road, Halethorpe, MD 21227 7 Ambling Way Court, Owings Mills, MD 21117 ———————————— 2301 Long Ridge Road, Reisterstown, MD 21136 ———————————— Under a power of sale contained in a Deed of Trust from DANIEL P. ———————————— Under a power of sale contained in a Deed of Trust from MARIA THOMAS SANTORO, dated October 21, 2005 and recorded in Liber 0022826, folio 318 Under a power of sale contained in a Deed of Trust from MIGUEL G. AND CARLOS THOMAS, dated July 19, 2006 and recorded in Liber 0024248, among the Land Records of BALTIMORE COUNTY, MD, default having GONZALEZ AND ALICIA C. GONZALEZ, dated December 12, 2005 and folio 437 among the Land Records of BALTIMORE COUNTY, MD, default having occurred thereunder (Foreclosure Case docketed as Case No.03C14014016; Tax recorded in Liber 0023132, folio 069 among the Land Records of BALTIMORE occurred thereunder (Foreclosure Case docketed as Case No. 03C1401275; Tax ID No.13-1303370530) the Sub. Trustees will sell at public auction at the BALTI- COUNTY, MD, default having occurred thereunder (Foreclosure Case docketed ID No. 02-2200010643) the Sub. Trustees will sell at public auction at the BALTI- MORE COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN as Case No.03C14005667; Tax ID No.08-2400009819) the Sub. Trustees will sell MORE COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204, on at public auction at the BALTIMORE COUNTY COURTHOUSE, located at 401 ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204, on BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD April 23, 2015 at 12:30 p.m. 21204, on April 23, 2015 at 12:30 p.m. ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and more fully described in above refer- April 23, 2015 at 12:30 p.m. situated in BALTIMORE COUNTY, MD and more fully described in above refer- enced Deed of Trust. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon enced Deed of Trust. THE PROPERTY IS SUBJECT TO A GROUND RENT OF $150.00 PAYABLE situated in BALTIMORE COUNTY, MD and more fully described in above refer- The property will be sold in an “as is” condition and subject to conditions, ON THE 29th DAYS OF June AND December OF EACH AND EVERY YEAR enced Deed of Trust. restrictions and agreements of record affecting the same, if any and with no The property will be sold in an “as is” condition and subject to conditions, The property will be sold in an “as is” condition and subject to conditions, warranty of any kind. restrictions and agreements of record affecting the same, if any and with no restrictions and agreements of record affecting the same, if any and with no Terms of Sale: A deposit $43,000.00 by cash or certified check. Balance of the warranty of any kind. warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit $26,200.00 by cash or certified check. Balance of the Terms of Sale: A deposit $50,000.00 by cash or certified check. Balance of the the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the defaulting purchaser shall not be entitled to receive any benefit from the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, erty shall be resold at the purchaser’s risk and expense. In the event of a resale, resale, including, but not limited to, additional proceeds or surplus which may the defaulting purchaser shall not be entitled to receive any benefit from the the defaulting purchaser shall not be entitled to receive any benefit from the arise therefrom. Interest to be paid on the unpaid purchase money at the rate resale, including, but not limited to, additional proceeds or surplus which may resale, including, but not limited to, additional proceeds or surplus which may pursuant to the Deed of Trust Note from the date of sale to the date funds are arise therefrom. Interest to be paid on the unpaid purchase money at the rate arise therefrom. Interest to be paid on the unpaid purchase money at the rate received by the Substitute Trustees. There will be no abatement of interest in pursuant to the Deed of Trust Note from the date of sale to the date funds are pursuant to the Deed of Trust Note from the date of sale to the date funds are the event additional funds are tendered at the time of sale or any time prior to received by the Substitute Trustees. There will be no abatement of interest in received by the Substitute Trustees. There will be no abatement of interest in settlement or if the settlement is delayed for any reason. In the event that the the event additional funds are tendered at the time of sale or any time prior to the event additional funds are tendered at the time of sale or any time prior to Secured Party executes a forbearance agreement with the borrower(s) settlement or if the settlement is delayed for any reason. In the event that the settlement or if the settlement is delayed for any reason. In the event that the described in the above-mentioned Deed of Trust, or allows the borrower(s) to Secured Party executes a forbearance agreement with the borrower(s) Secured Party executes a forbearance agreement with the borrower(s) execute their right to reinstate or payoff the subject loan, prior to the sale, with described in the above-mentioned Deed of Trust, or allows the borrower(s) to described in the above-mentioned Deed of Trust, or allows the borrower(s) to or without the Substitute Trustee’s prior knowledge, this Contract shall be null execute their right to reinstate or payoff the subject loan, prior to the sale, with execute their right to reinstate or payoff the subject loan, prior to the sale, with and void and of no effect, and the Purchaser’s sole remedy shall be the return of or without the Substitute Trustee’s prior knowledge, this Contract shall be null or without the Substitute Trustee’s prior knowledge, this Contract shall be null the deposit without interest. Purchaser shall pay for documentary stamps, and void and of no effect, and the Purchaser’s sole remedy shall be the return of and void and of no effect, and the Purchaser’s sole remedy shall be the return of transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- the deposit without interest. Purchaser shall pay for documentary stamps, the deposit without interest. Purchaser shall pay for documentary stamps, minium fees and/or homeowner association dues, all public charges- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- /assessments payable on an annual basis, including sanitary and/or metropolitan minium fees and/or homeowner association dues, all public charges- minium fees and/or homeowner association dues, all public charges- district charges, if applicable, shall be adjusted to the date of sale and assumed /assessments payable on an annual basis, including sanitary and/or metropolitan /assessments payable on an annual basis, including sanitary and/or metropolitan thereafter by the purchaser. Purchaser shall be responsible for obtaining district charges, if applicable, shall be adjusted to the date of sale and assumed district charges, if applicable, shall be adjusted to the date of sale and assumed physical possession of the property. Purchaser assumes the risk of loss or thereafter by the purchaser. Purchaser shall be responsible for obtaining thereafter by the purchaser. Purchaser shall be responsible for obtaining damage to the property from the date of sale forward. If the Substitute physical possession of the property. Purchaser assumes the risk of loss or physical possession of the property. Purchaser assumes the risk of loss or Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) damage to the property from the date of sale forward. If the Substitute damage to the property from the date of sale forward. If the Substitute sole remedy in law or equity shall be limited to a refund of the aforementioned Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) deposit without interest. In the event the sale is not ratified for any reason, the sole remedy in law or equity shall be limited to a refund of the aforementioned sole remedy in law or equity shall be limited to a refund of the aforementioned Purchaser’s sole remedy, at law or equity, is the return of the deposit without deposit without interest. In the event the sale is not ratified for any reason, the deposit without interest. In the event the sale is not ratified for any reason, the interest. (File # 550875) Purchaser’s sole remedy, at law or equity, is the return of the deposit without Purchaser’s sole remedy, at law or equity, is the return of the deposit without JAMES E. CLARKE, RENEE DYSON, interest. (File # 554854) interest. (File # 549673) BRIAN THOMAS, JAMES E. CLARKE, RENEE DYSON, JAMES E. CLARKE, RENEE DYSON, Substitute Trustees. BRIAN THOMAS, Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 35B

Baltimore County Baltimore County BROCK & SCOTT, PLLC BROCK & SCOTT, PLLC 484 VIKING DRIVE, SUITE 203 484 VIKING DRIVE, SUITE 203 VIRGINIA BEACH, VA 23452 VIRGINIA BEACH, VA 23452 Substitute Trustees’ Sale Of Substitute Trustees’ Sale Of Valuable Fee Simple Property Valuable Fee Simple Property Known as Known As 6918 Digby Road, Gwynn Oak, MD 21207 305 German Hill Road, Dundalk, MD 21222 ———————————— ———————————— Under and by virtue of the power of sale contained in a certain Deed of Trust to FRIEDMAN & MAC FAYDEN PA, Trus- Under and by virtue of the power of sale contained in a certain Deed of Trust to WILLIAM A. MARKWAT, Trustee(s), tee(s), dated August 23, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber dated November 4, 2005, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 0023732, 0024587, folio 712, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned folio 406, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE PATRIOT PLACE), TOWSON, MD 21204 ON, FACING PATRIOT PLACE), TOWSON, MD 21204 ON, April 23, 2015 at 11:42 a.m. April 23, 2015 at 11:39 a.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows: described as follows: BEGINNING FOR THE SAME AT THE BEGINNING OF THE WHOLE TRACT OF LAND OF WHICH THE LOT NOW BEGINNING FOR THE SAME AT A POINT ON THE NORTHEAST SIDE OF DIGBY ROAD LOCATED 411.38 FEET BEING DESCRIBED IS A PART AND WHICH SAID WHOLE TRACT OF LAND IS THE FIRST PARCEL DESCRIBED IN A SOUTHEASTERLY FROM THE INTERSECTION FORMED BY THE NORTHEAST SIDE OF DIGBY ROAD AND THE DEED DATED MAY 8, 1942 AND RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN LIBER NO. SOUTHEAST SIDE OF SEDGEMOOR ROAD AND RUNNING THENCE BINDING ON THE NORTHEAST SIDE OF DIGBY 1242, FOLIO 51 FROM HARRY B. STENGEL AND WIFE TO JOHN PAGE AND WIFE; SAID PLACE OF BEGINNING ROAD SOUTH 47DEGREES 13 MINUTES 25 SECONDS EAST 65 FEET THENCE NORTH 42 DEGREES 46 MINUTES 35 BEING ALSO AT A POINT IN THE CENTER OF GERMAN HILL ROAD; AND RUNNING THENCE FROM SAID PLACE OF SECOND EAST 100 FEET THENCE NORTH 47 DEGREES 13 MINUTES 25 SECONDS WEST 65 FEET THENCE SOUTH 42 BEGINNING, BINDING ON PART OF THE FIRST LINE OF SAID WHOLE TRACT OF LAND AND BINDING ON THE SAID DEGREES 46 MINUTES 35 SECONDS WEST 100 FEET TO THE PLACE OF BEGINNING CONTAINING THE 6500.00 CENTER OF SAID GERMAN HILL ROAD, SOUTH 81 DEGREES 41 MINUTES WEST 50 FEET; THENCE LEAVING THE SAID CENTER OF SAID GERMAN HILL ROAD AND RUNNING FOR A LINE OF DIVISION SOUTH 8 DEGREES 30 SQUARE FEET OF LAND MORE OR LESS. PLAT OF TEN ACRES, WHICH PLAT IS RECORDED AMONG THE LAND MINUTES EAST 135 FEET TO INTERSECT THE THIRD LINE OF SAID WHOLE TRACT OF LAND AND RUNNING RECORDS OF BALTIMORE COUNTY, IN PLAT BOOK GLB NO. 24, FOLIO 10. NORTH 8 DEGREES 30 MINUTES WEST 135 FEET, MORE OR LESS, TO THE PLACE OF BEGINNING. SAVE AND The property will be sold in an “AS IS WHERE IS” condition without either express or implied warranty or EXCEPT ALL THAT PARCEL OF LAND DESCRIBED IN A DEED DATED AUGUST 16, 1965 AND RECORDED AMONG representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, THE LAND RECORDS OF BALTIMORE COUNTY IN LIBER OTG NO. 4509, FOLIO 334 FROM JOHN PAGE, WIDOWER physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environ- UNTO BALTIMORE COUNTY, MARYLAND FOR THE WIDENING OF THE ROAD. mental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or The property will be sold in an “AS IS WHERE IS” condition without either express or implied warranty or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environ- condominium and of HOA assessments pursuant to Md Real Property Article 11-110. mental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or TERMS OF SALE: A deposit of $14,500.00 payable in certified check or by a cashier’s check will be required from other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of condominium and of HOA assessments pursuant to Md Real Property Article 11-110. BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 8.75% on unpaid purchase money from date of sale to TERMS OF SALE: A deposit of $19,000.00 payable in certified check or by a cashier’s check will be required from date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 5.43% on unpaid purchase money from date of sale to CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser’s deposit shall be forfeited date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser’s deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser’s deposit shall be refunded without interest. Additional borrower prior to the sale then the sale is void and the purchaser’s deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (13-22853) terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (13-25703) KEITH M. YACKO, ROBERT E. FRAZIER, KEITH M. YACKO, ROBERT E. FRAZIER, THOMAS J. GARTNER, THOMAS J. GARTNER, JASON L. HAMLIN, JASON L. HAMLIN, and GENE JUNG, and GENE JUNG, Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21

Baltimore County Baltimore County BROCK & SCOTT, PLLC BROCK & SCOTT, PLLC 484 VIKING DRIVE, SUITE 203 484 VIKING DRIVE, SUITE 203 VIRGINIA BEACH, VA 23452 VIRGINIA BEACH, VA 23452 Substitute Trustee’s Sale Substitute Trustees’ Sale Of Of Valuable Fee Simple Property Known as 8935 Greens Lane, Baltimore, MD 21133 Valuable Fee Simple Property ———————————— Known As Under and by virtue of the power of sale contained in a certain Deed of Trust to LARRY RICE, Trustee(s), dated July 23, 2004, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 20691, folio 574, the 3496 Dunhaven Road, Baltimore, MD 21222 holder of the indebtedness secured by this Deed of Trust having appointed the ———————————— undersigned Substitute Trustees, by instrument duly recorded among the afore- Under and by virtue of the power of sale contained in a certain Deed of Trust to RONALD S. DUETCH, Trustee(s), dated said Land Records, default having occurred under the terms thereof, and at the August 21, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 24613, folio 201, request of the party secured thereby, the undersigned Substitute Trustee will the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTI- PLACE), TOWSON, MD 21204 ON, MORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), April 23, 2015 at 11:33 a.m. TOWSON, MD 21204 ON, ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows: April 23, 2015 at 11:36 a.m. BEING KNOWN AND DESIGNATED AS LOT NO. 8, AS SHOWN ON A PLAT ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and ENTITLED “MARCELLA WOODS, A RESUBDIVISION OF LOTS 1, 2, AND 3” described as follows: WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE BEGINNING FOR THE SAME AT A POINT ON THE WEST SIDE OF DUNHAVEN ROAD FORMERLY KNOWN AS COUNTY IN PLAT BOOK SM NO. 74, FOLIO 57. The property will be sold in an “AS IS WHERE IS” condition without either DUNRAN ROAD, THE COORDINATES OF WHICH POINT ARE BASED ON THE SYSTEM USED BY THE BALTIMORE express or implied warranty or representation, including but not limited to the COUNTY METROPOLITAN DISTRICT, BEING EAST 28015.21 FEET AND SOUTH 17876.05 FEET, AND RUNNING description, fitness for a particular purpose or use, structural integrity, physical THENCE NORTHERLY, BINDING ON SAID WEST SIDE OF DUNHAVEN ROAD 18.33 FEET TO INTERSECT A LINE condition, construction, extent of construction, workmanship, materials, DRAWN EASTERLY THROUGH THE CENTER OF THE PARTITION WALL BETWEEN THE BUILDING ERECTED ON TO PLACE liability, zoning, subdivision, environmental condition, merchantability, THE LOT NOW BEING DESCRIBED AND THAT ON THE LOT NEXT ADJACENT TO THE NORTH, THENCE WESTERLY, compliance with building or housing codes or other laws, ordinances or regula- REVERSING SAID LINE SO DRAWN AND BINDING THEREON, 100 FEET TO TO EAST SIDE OF A 20 FOOT ALLEY tions, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold THERE SITUATE, THENCE SOUTHERLY, BINDING ON THE EAST SIDE OF SAID ALLEY WITH THE USE THEREOF IN LEGAL subject to all conditions, liens, restrictions and agreements of record affecting COMMON WITH OTHER 31.33 FEET TO THE NORTH SIDE OF COURT WAY, THENCE EASTERLY BINDING ON SAID same including any condominium and of HOA assessments pursuant to Md Real NORTH SIDE OF COURT WAY, 87 FEET THENCE NORTHEASTERLY, BY A LINE CURVING TO THE LEFT WITH A 13 Property Article 11-110. FOOT RADIUS, THE DISTANCE OF 20.42 FEET TO THE PLACE OF BEGINNING. ADVERTISING TERMS OF SALE: A deposit of $29,000.00 payable in certified check or by a The property will be sold in an “AS IS WHERE IS” condition without either express or implied warranty or cashier’s check will be required from purchaser at time of sale, balance in representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, immediately available funds upon final ratification of sale by the Circuit Court physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environ- of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 2.0% on mental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or unpaid purchase money from date of sale to date of settlement. The secured other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The party herein, if a bidder, shall not be required to post a deposit. Third party property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any CALL purchaser (excluding the secured party) will be required to complete full settle- condominium and of HOA assessments pursuant to Md Real Property Article 11-110. ment of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser’s deposit TERMS OF SALE: A deposit of $13,000.00 payable in certified check or by a cashier’s check will be required from 443-524-8188 shall be forfeited and the property will be resold at the risk and expense, of the purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of defaulting purchaser. All other public charges and private charges or BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 5.27% on unpaid purchase money from date of sale to assessments, including water/sewer charges, ground rent, taxes if any, to be date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser adjusted to date of sale. Cost of all documentary stamps and transfer taxes and (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) all other costs incident to the settlement shall be borne by the purchaser. If CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser’s deposit shall be forfeited applicable, condominium and/or homeowner association dues and assessments and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private will be adjusted to date of sale. If the sale is rescinded or not ratified for any charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all reason, including post sale lender audit, or the Substitute Trustees are unable to documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If convey insurable title or a resale is to take place for any reason, the purchas- applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale er(s) sole remedy in law or equity shall be limited to the refund of the aforemen- is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey tioned deposit. The purchaser waives all rights and claims against the Substitute insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to Trustees whether known or unknown. These provisions shall survive settlement the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees Upon refund of the deposit, this sale shall be void and of no effect, and the whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to to cancel the sale was entered into by the lender and borrower prior to the sale post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and then the sale is void and the purchaser’s deposit shall be refunded without borrower prior to the sale then the sale is void and the purchaser’s deposit shall be refunded without interest. Additional interest. Additional terms and conditions, if applicable, maybe announced at the terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (13-22503) time and date of sale. File No. (13-23695) KEITH M. YACKO, ROBERT E. FRAZIER, KEITH M. YACKO, ROBERT E. FRAZIER, THOMAS J. GARTNER, JASON L. HAMLIN, THOMAS J. GARTNER, JASON L. HAMLIN, and GENE JUNG, and GENE JUNG, Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 36B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore County Baltimore County Baltimore County ATLANTIC LAW GROUP, LLC. Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 1602 VILLAGE MARKET BLVD. SE, SUITE 310 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 LEESBURG, VA 20175 Manassas, VA. 20109 Manassas, VA. 20109 703-777-7101 (410) 769-9797 (410) 769-9797 Substitute Trustees’ Sale Trustee’s Sale Trustee’s Sale Of Improved Real Property Of Valuable Fee Simple Property Of Valuable Fee Simple Property 5018 Hilltop Acres Road, Perry Hall, MD 21128 Improved By Premises Known as ———————————— Improved By Premises Known as Under a power of sale contained in a Deed of Trust from JEANNE B. BLACK, dated September 23, 2010 and recorded in Liber 030010, folio 234 among the 9607 Axehead Court, Randallstown, MD 21133 Land Records of BALTIMORE COUNTY, MD, default having occurred ———————————— 6600 Rannoch Drive, Catonsville, MD 21228 thereunder (Foreclosure Case docketed as Case No. 03C14007623; Tax ID No. By virtue of the power and authority contained in a Deed of Trust from ———————————— 11-1900000633) the Sub. Trustees will sell at public auction at the BALTIMORE SHAWN WALKER, dated January 28, 1997, and recorded in Liber 0012021 at By virtue of the power and authority contained in a Deed of Trust from COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE JOSEPH TREBES AND TAMMY TREBES, dated March 26, 2012, and recorded FACING PATRIOT PLACE), TOWSON, MD 21204, on Page 062 among the land records of the COUNTY OF BALTIMORE, in the original principal amount of $65,300.00. Upon default and request for sale, the in Liber 32048 at Page 176 among the land records of the COUNTY OF undersigned trustees will offer for sale at public auction at the Courthouse for BALTIMORE, in the original principal amount of $294,225.00. Upon default and April 23, 2015 at 12:30 p.m. request for sale, the undersigned trustees will offer for sale at public auction at ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main situated in BALTIMORE COUNTY, MD and more fully described in above refer- Patriot Place), Towson, MD 21204, on Entrance Facing Patriot Place), Towson, MD 21204, on enced Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no April 16, 2015 at 2:00 p.m. April 16, 2015 at 2:00 p.m. ALL THAT PROPERTY described in said Deed of Trust including but not warranty of any kind. limited to: Terms of Sale: A deposit $22,900.00 by cash or certified check. Balance of the ALL THAT PROPERTY described in said Deed of Trust including but not ALL THAT LOT OF GROUND SITUATE IN BALTIMORE CITY, STATE OF purchase price to be paid in cash within ten days of final ratification of sale by limited to: MARYLAND, AND DESCRIBED AS FOLLOWS: BEING KNOWN AND DESIG- the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the BEING known and designated as Lot No. 22: as shown on the Plat entitled, NATED AS LOT NO. 81, SHOWN ON PLAT NO. 1 OF “DUNMORE,” WHICH purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- “2nd Amended Plat 4, Section 12, Kings Point Addition”, which Plat is recorded PLAT IS RECORDED AMONG THE PLAT RECORDS OF BALTIMORE COUNTY erty shall be resold at the purchaser’s risk and expense. In the event of a resale, among the Land Records of Baltimore County in Plat Book E.H.K., Jr. No. 45, IN PLAT BOOK C.W.B., JR. NO. 12, FOLIO 103, AS REFERENCE THERETO the defaulting purchaser shall not be entitled to receive any benefit from the folio 109. The improvements thereon being known as No. 9607 Axehead Court. WILL MORE FULLY APPEAR. BEING THE SAME PROPERTY CONVEYED TO resale, including, but not limited to, additional proceeds or surplus which may BEING the same property which by Deed dated July 12, 1984 and recorded JOSEPH TREBES AND TAMMY TREBES, HUSBAND AND WIFE, AS TENANTS arise therefrom. Interest to be paid on the unpaid purchase money at the rate among the Land Records of Baltimore County in Liber 6747, folio 203 was BY THE ENTIRETIES FROM CATHERINE R. MCGOWAN, BY HER ATTOR- pursuant to the Deed of Trust Note from the date of sale to the date funds are granted and conveyed by The National Birchwood Corporation unto Harlin V. NEY-IN-FACT DAVID R. GRIFFITH BY DEED DATED 22-MAY-1998 AND received by the Substitute Trustees. There will be no abatement of interest in Gray the Grantor herein. RECORDED ON 02-JUN-1998 IN BOOK 0012903 PAGE 408 IN THE COUNTY the event additional funds are tendered at the time of sale or any time prior to Said property is in fee simple and is improved by a DWELLING and is sold in RECORDER’S OFFICE OF BALTIMORE COUNTY, MD. settlement or if the settlement is delayed for any reason. In the event that the “as is condition” and subject to all superior covenants, conditions, liens, restric- Said property is in fee simple and is improved by a DWELLING and is sold in Secured Party executes a forbearance agreement with the borrower(s) tions, easement, rights-of-way, as may affect same, if any. “as is condition” and subject to all superior covenants, conditions, liens, restric- described in the above-mentioned Deed of Trust, or allows the borrower(s) to TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is tions, easement, rights-of-way, as may affect same, if any. execute their right to reinstate or payoff the subject loan, prior to the sale, with lower, cash or certified funds shall be required at the time of sale. The balance TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is or without the Substitute Trustee’s prior knowledge, this Contract shall be null of the purchase price with interest at 6.00% per annum from the date of sale to lower, cash or certified funds shall be required at the time of sale. The balance and void and of no effect, and the Purchaser’s sole remedy shall be the return of the date of payment will be paid within TEN DAYS after the final ratification of of the purchase price with interest at 6.00% per annum from the date of sale to the deposit without interest. Purchaser shall pay for documentary stamps, the sale. Adjustments on all taxes, public charges and special or regular assess- the date of payment will be paid within TEN DAYS after the final ratification of transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- ments will be made as of the date of sale and thereafter assumed by purchaser. the sale. Adjustments on all taxes, public charges and special or regular assess- minium fees and/or homeowner association dues, all public charges- If applicable, condominium and/or homeowners association dues and ments will be made as of the date of sale and thereafter assumed by purchaser. /assessments payable on an annual basis, including sanitary and/or metropolitan assessments that may become due after the time of sale will be the If applicable, condominium and/or homeowners association dues and district charges, if applicable, shall be adjusted to the date of sale and assumed responsibility of the purchaser. Title examination, conveyancing, state revenue assessments that may become due after the time of sale will be the thereafter by the purchaser. Purchaser shall be responsible for obtaining stamps, transfer taxes, title insurance, and all other costs incident to settlement responsibility of the purchaser. Title examination, conveyancing, state revenue physical possession of the property. Purchaser assumes the risk of loss or are to be paid by the purchaser. Time is of the essence for the purchaser, other- stamps, transfer taxes, title insurance, and all other costs incident to settlement damage to the property from the date of sale forward. If the Substitute wise the deposit will be forfeited and the property may be resold at risk and are to be paid by the purchaser. Time is of the essence for the purchaser, other- Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) costs of the defaulting purchaser. If the sale is not ratified or if the Substitute wise the deposit will be forfeited and the property may be resold at risk and sole remedy in law or equity shall be limited to a refund of the aforementioned Trustees are unable to convey marketable title in accord with these terms of costs of the defaulting purchaser. If the sale is not ratified or if the Substitute deposit without interest. In the event the sale is not ratified for any reason, the sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Trustees are unable to convey marketable title in accord with these terms of Purchaser’s sole remedy, at law or equity, is the return of the deposit without 13-236937. LOAN TYPE= FHA sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. interest. (File # 550956) KRISTINE D. BROWN, et al., 14-239711. LOAN TYPE= FHA JAMES E. CLARKE, RENEE DYSON, Substitute Trustees. Substitute Trustees. KRISTINE D. BROWN, et al., Substitute Trustees.

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Baltimore County Baltimore County Baltimore County Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Manassas, VA. 20109 Manassas, VA. 20109 Manassas, VA. 20109 (410) 769-9797 (410) 769-9797 (410) 769-9797 Trustee’s Sale Trustee’s Sale Trustee’s Sale Of Valuable Leasehold Property Of Valuable Fee Simple Property Of Valuable Leasehold Property Improved By Premises Known as Improved By Premises Known as Improved By Premises Known as 36 Bladen Road, Baltimore, MD 21221 1160 Foxwood Road, Essex, MD 21221 8312 Tinsley Road, Baltimore, MD 21244 ———————————— ———————————— ———————————— By virtue of the power and authority contained in a Deed of Trust from By virtue of the power and authority contained in a Deed of Trust from By virtue of the power and authority contained in a Deed of Trust from VICKIE VELASQUEZ, dated May 22, 2002, and recorded in Liber 16448 at Page EDWARD SMITH AND KENNETH ROLAND, dated July 28, 2005, and recorded LAWRENCE WILLIAMS, dated April 24, 2006, and recorded in Liber 0023857 at 688 among the land records of the COUNTY OF BALTIMORE, in the original in Liber 0022704 at Page 101 among the land records of the COUNTY OF BALTI- Page 484 among the land records of the COUNTY OF BALTIMORE, in the principal amount of $73,816.00. Upon default and request for sale, the MORE, in the original principal amount of $86,250.00. Upon default and request original principal amount of $372,000.00. Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse for for sale, the undersigned trustees will offer for sale at public auction at the undersigned trustees will offer for sale at public auction at the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot Place), Towson, MD 21204, on Entrance Facing Patriot Place), Towson, MD 21204, on Patriot Place), Towson, MD 21204, on April 16, 2015 at 2:00 p.m. April 16, 2015 at 2:00 p.m. April 16, 2015 at 2:00 p.m. ALL THAT PROPERTY described in said Deed of Trust including but not limited to: ALL THAT PROPERTY described in said Deed of Trust including but not ALL THAT PROPERTY described in said Deed of Trust including but not Beginning for the same at a point on the northwest side of Tinsley Road limited to: limited to: located 234 feet northeasterly from the intersection formed by the extensions of BEGINNING FOR THE SAME and being known and designated as Lot 6, the northwest side of Tinsley Road and the northeast side of Courtleigh Drive; BEING KNOWN DESIGNATED as Lot No. 18, Block C, as shown on the Plat Block F, as laid out on Plat II, Section II, and Amended Plat of Lots 7 thru 10, and running thence north 23 degrees 4 minutes west 122.53 feet north 74 entitled “Plat I, Section I, Country Ridge”, which Plat is duly recorded among the Block F, Plat II, Section 1, Fox Ridge Manor, which plat is recorded among the degrees 21 minutes 39 seconds east 67.57 feet and south 23 degrees 4 minutes Land Records of Baltimore County, Maryland in Plat Book GLB NO. 23, folio 53. Land Records of Baltimore County in Plat Book R.R.G. No. 30, Folio 2. The east 113.80 feet to the northwest side of Tinsley Road and thence binding TAX ID NO. 15-19-511730 improvements thereon being known as No. 1160 Foxwood Lane. thereon south 66 degrees 56 minutes west 67 feet to the place of beginning. Said property is subject to an annual ground rent in the amount of $150.00 Containing 7,917 square feet of land, more or less. Being designated as Lot No. Said property is subject to an annual ground rent in the amount of $96.00 and and is improved by a DWELLING and is sold in “as is condition” and subject to 7, Block C, as shown on Plat No. 2 of Mayfield, recorded in Plat Book WJR No. is improved by a DWELLING and is sold in “as is condition” and subject to all all superior covenants, conditions, liens, restrictions, easement, rights-of-way, 28, folio 26; Subject to a five foot easement along the second line of this descrip- superior covenants, conditions, liens, restrictions, easement, rights-of-way, as as may affect same, if any. tion. The improvements thereon being known as 8312 Tinsley Road. may affect same, if any. TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is Said property is in fee simple and is improved by a DWELLING and is sold in lower, cash or certified funds shall be required at the time of sale. The balance “as is condition” and subject to all superior covenants, conditions, liens, restric- TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is of the purchase price with interest at 6.00% per annum from the date of sale to tions, easement, rights-of-way, as may affect same, if any. lower, cash or certified funds shall be required at the time of sale. The balance the date of payment will be paid within TEN DAYS after the final ratification of TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is of the purchase price with interest at 6.00% per annum from the date of sale to the sale. Adjustments on all taxes, public charges and special or regular assess- lower, cash or certified funds shall be required at the time of sale. The balance the date of payment will be paid within TEN DAYS after the final ratification of ments will be made as of the date of sale and thereafter assumed by purchaser. of the purchase price with interest at 6.00% per annum from the date of sale to the sale. Adjustments on all taxes, public charges and special or regular assess- If applicable, condominium and/or homeowners association dues and the date of payment will be paid within TEN DAYS after the final ratification of ments will be made as of the date of sale and thereafter assumed by purchaser. assessments that may become due after the time of sale will be the the sale. Adjustments on all taxes, public charges and special or regular assess- If applicable, condominium and/or homeowners association dues and responsibility of the purchaser. Title examination, conveyancing, state revenue ments will be made as of the date of sale and thereafter assumed by purchaser. assessments that may become due after the time of sale will be the stamps, transfer taxes, title insurance, and all other costs incident to settlement If applicable, condominium and/or homeowners association dues and responsibility of the purchaser. Title examination, conveyancing, state revenue are to be paid by the purchaser. Time is of the essence for the purchaser, other- assessments that may become due after the time of sale will be the stamps, transfer taxes, title insurance, and all other costs incident to settlement wise the deposit will be forfeited and the property may be resold at risk and responsibility of the purchaser. Title examination, conveyancing, state revenue are to be paid by the purchaser. Time is of the essence for the purchaser, other- costs of the defaulting purchaser. If the sale is not ratified or if the Substitute stamps, transfer taxes, title insurance, and all other costs incident to settlement wise the deposit will be forfeited and the property may be resold at risk and Trustees are unable to convey marketable title in accord with these terms of are to be paid by the purchaser. Time is of the essence for the purchaser, other- costs of the defaulting purchaser. If the sale is not ratified or if the Substitute sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. wise the deposit will be forfeited and the property may be resold at risk and Trustees are unable to convey marketable title in accord with these terms of 14-239021. LOAN TYPE= Conventional costs of the defaulting purchaser. If the sale is not ratified or if the Substitute sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Trustees are unable to convey marketable title in accord with these terms of 12-231714. LOAN TYPE= FHA sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. KRISTINE D. BROWN, et al., 14-240646. LOAN TYPE= FHA Substitute Trustees. KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., Substitute Trustees. Substitute Trustees.

mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 37B

Baltimore County Baltimore County Baltimore County Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Manassas, VA. 20109 Manassas, VA. 20109 Manassas, VA. 20109 (410) 769-9797 (410) 769-9797 (410) 769-9797 Trustee’s Sale Trustee’s Sale Trustee’s Sale Of Valuable Fee Simple Property Of Valuable Fee Simple Property Of Valuable Fee Simple Property Improved By Premises Known as Improved By Premises Known as Improved By Premises Known as 1834 Ellinwood Rd., Baltimore, MD 21237 15050 Jarrettsville Pike, Monkton, MD 21111 ———————————— 2430 Ellis Road, Baltimore, MD 21234 ———————————— By virtue of the power and authority contained in a Deed of Trust from ———————————— By virtue of the power and authority contained in a Deed of Trust from ANANIAS P. OLIVA AND JULIEN M. OLIVA, dated January 12, 2009, and By virtue of the power and authority contained in a Deed of Trust from ARTHUR R. MULLEY AND ROMAINE L. CRAWFORD-MULLEY, dated recorded in Liber 27608 at Page 258 among the land records of the COUNTY OF RICHARD J. SCHUBERT AND KAREN A. SCHUBERT, dated June 25, 2009, and September 14, 2005, and recorded in Liber 22570 at Page 378 among the land BALTIMORE, in the original principal amount of $229,858.00. Upon default and recorded in Liber 28349 at Page 093 among the land records of the COUNTY OF records of the COUNTY OF BALTIMORE, in the original principal amount of request for sale, the undersigned trustees will offer for sale at public auction at BALTIMORE, in the original principal amount of $216,398.00. Upon default and the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main $276,000.00. Upon default and request for sale, the undersigned trustees will Entrance Facing Patriot Place), Towson, MD 21204, on request for sale, the undersigned trustees will offer for sale at public auction at offer for sale at public auction at the Courthouse for the COUNTY OF the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot Place), April 16, 2015 at 2:00 p.m. Entrance Facing Patriot Place), Towson, MD 21204, on Towson, MD 21204, on ALL THAT PROPERTY described in said Deed of Trust including but not limited to: Beginning for the same on the Northwest side of Ellinwood Road 60 feet wide April 16, 2015 at 2:00 p.m. April 16, 2015 at 2:00 p.m. at a point distant 94 feet southwesterly measured along the said northwest side from the intersection formed by the southwest side of Golden Ring Road 60 feet ALL THAT PROPERTY described in said Deed of Trust including but not ALL THAT PROPERTY described in said Deed of Trust including but not wide and the northwest side of Ellinwood Road, coordinates of said point of limited to: limited to: intersection being East 30212.35 feet and north 15020.56 feet as shown on plat entitled Kenwood and filed among the Land Records of Baltimore County in Being known and designated as Lot No. 13, Block J, as shown on the Plat enti- BEING KNOWN AND DESIGNATED AS Lot No. 3, as shown on the Plat Plat Book GLB No. 18 folio 57 running thence binding on the northwest side of tled, “Section IV, Woodcroft”, which Plat is recorded among the Land Records of entitled, “Plat No. 1, Jeffery Manor” which Plat is recorded among the Land said Ellinwood Road by a line curving to the right with a radius of 456.61 feet Baltimore County, Maryland, in Plat Book GLB No. 19, folio 121. Records of Baltimore County in Plat Book No. GLB 19, folio 17. for a distance of 55 feet, thence north 41 degrees 26 minutes 15 seconds west 154.62 feet, thence north 42 degrees 54 minutes 20 second east 36.29 feet, Said property is in fee simple and is improved by a DWELLING and is sold in Said property is in fee simple and is improved by a DWELLING and is sold in thence south 48 degrees 20 minutes 19 seconds east 156.02 feet to the point of “as is condition” and subject to all superior covenants, conditions, liens, restric- “as is condition” and subject to all superior covenants, conditions, liens, restric- beginning. Being known as Lot No. 6, Block 2, as shown on a plat entitled tions, easement, rights-of-way, as may affect same, if any. tions, easement, rights-of-way, as may affect same, if any. Kenwood and filed among the Land Records of Baltimore County in Plat book GLB No. 18, folio 57. The improvements thereon being known as: 1834 TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is Ellinwood Road, Baltimore, MD 21237. Tax.Id No: 14-1407001225. lower, cash or certified funds shall be required at the time of sale. The balance lower, cash or certified funds shall be required at the time of sale. The balance Said property is in fee simple and is improved by a DWELLING and is sold in of the purchase price with interest at 6.00% per annum from the date of sale to of the purchase price with interest at 6.00% per annum from the date of sale to “as is condition” and subject to all superior covenants, conditions, liens, restric- the date of payment will be paid within TEN DAYS after the final ratification of the date of payment will be paid within TEN DAYS after the final ratification of tions, easement, rights-of-way, as may affect same, if any. the sale. Adjustments on all taxes, public charges and special or regular assess- the sale. Adjustments on all taxes, public charges and special or regular assess- TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is ments will be made as of the date of sale and thereafter assumed by purchaser. ments will be made as of the date of sale and thereafter assumed by purchaser. lower, cash or certified funds shall be required at the time of sale. The balance If applicable, condominium and/or homeowners association dues and If applicable, condominium and/or homeowners association dues and of the purchase price with interest at 6.00% per annum from the date of sale to assessments that may become due after the time of sale will be the assessments that may become due after the time of sale will be the the date of payment will be paid within TEN DAYS after the final ratification of responsibility of the purchaser. Title examination, conveyancing, state revenue responsibility of the purchaser. Title examination, conveyancing, state revenue the sale. Adjustments on all taxes, public charges and special or regular assess- stamps, transfer taxes, title insurance, and all other costs incident to settlement stamps, transfer taxes, title insurance, and all other costs incident to settlement ments will be made as of the date of sale and thereafter assumed by purchaser. are to be paid by the purchaser. Time is of the essence for the purchaser, other- are to be paid by the purchaser. Time is of the essence for the purchaser, other- If applicable, condominium and/or homeowners association dues and wise the deposit will be forfeited and the property may be resold at risk and wise the deposit will be forfeited and the property may be resold at risk and assessments that may become due after the time of sale will be the costs of the defaulting purchaser. If the sale is not ratified or if the Substitute costs of the defaulting purchaser. If the sale is not ratified or if the Substitute responsibility of the purchaser. Title examination, conveyancing, state revenue Trustees are unable to convey marketable title in accord with these terms of Trustees are unable to convey marketable title in accord with these terms of stamps, transfer taxes, title insurance, and all other costs incident to settlement sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. are to be paid by the purchaser. Time is of the essence for the purchaser, other- 14-240130. LOAN TYPE= FHA 14-242305. LOAN TYPE= Conventional wise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Substitute Trustees. Substitute Trustees. 14-242103. LOAN TYPE= FHA KRISTINE D. BROWN, et al., Substitute Trustees.

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Baltimore County Baltimore County Baltimore County Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Manassas, VA. 20109 Manassas, VA. 20109 Manassas, VA. 20109 (410) 769-9797 (410) 769-9797 (410) 769-9797

Trustee’s Sale Trustee’s Sale Trustee’s Sale Of Valuable Fee Simple Property Of Valuable Fee Simple Property Of Valuable Fee Simple Property Improved By Premises Known as Improved By Premises Known as Improved By Premises Known as 1218 Seven Oaks Rd, Halethorpe, MD 21227 5216 King Arthur Circle, Rosedale, MD 21237 3613 Hilmar Road, Windsor Mill, MD 21244 ———————————— ———————————— ———————————— By virtue of the power and authority contained in a Deed of Trust from By virtue of the power and authority contained in a Deed of Trust from By virtue of the power and authority contained in a Deed of Trust from ALAN MARIA A. RUBIO, dated January 24, 2007, and recorded in Liber 0025228 at JAMES WILLIAM MONTGOMERY, JR. AND LEANNA CHRISTINE MONT- NELSON, JR., dated March 13, 2006, and recorded in Liber 23607 at Page 686 Page 352 among the land records of the COUNTY OF BALTIMORE, in the GOMERY, dated March 19, 2008, and recorded in Liber 0026841 at Page 004 among the land records of the COUNTY OF BALTIMORE, in the original original principal amount of $180,000.00. Upon default and request for sale, the among the land records of the COUNTY OF BALTIMORE, in the original principal amount of $145,000.00. Upon default and request for sale, the under- undersigned trustees will offer for sale at public auction at the Courthouse for principal amount of $241,062.00. Upon default and request for sale, the under- signed trustees will offer for sale at public auction at the Courthouse for the the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing signed trustees will offer for sale at public auction at the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot Patriot Place), Towson, MD 21204, on COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot Place), Towson, MD 21204, on Place), Towson, MD 21204, on April 16, 2015 at 2:00 p.m. ALL THAT PROPERTY described in said Deed of Trust including but not April 16, 2015 at 2:00 p.m. limited to: April 16, 2015 at 2:00 p.m. BEGINNING for the same at a distance of 346.46 feet on the first or North 37 ALL THAT PROPERTY described in said Deed of Trust including but not degrees 47 minutes East 764 feet 9 inches line of the parcel of land which by ALL THAT PROPERTY described in said Deed of Trust including but not limited to: Deed dated May 22, 1935 and recorded among the Land Records of Baltimore limited to: County in Liber C.W.B. 954, folio 296, was conveyed by Howard E. Hudson and BEING KNOWN AND DESIGNATED AS LOT NO. 176 AS SHOWN ON A PLAT wife to Clarence E. Ritter and wife running thence binding on said line North 37 BEING KNOWN AND DESIGNATED as Lot No. 9 in Block No. 2 on the Plat ENTITLED, AMENDED SECTION II, PHASE III, KING’S COURT, WHICH PLAT degrees 47 minutes East 65 feet running thence for a line of division North 52 entitled “Part of Leeds Subdivision Plan for Property of Maryland Modern IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN degrees 13 minutes West 266.5 feet to the center of a road 30 feet wide particu- Housing Corp.”, which Plat is recorded among the Land Records of Baltimore LIBER NO. 44, FOLIO 75. THE IMPROVEMENTS THEREON BEING KNOWN larly described in a Deed dated September 9, 1921 and recorded among the County in Plat Book TBS, No. 16, Page 27. AS NO. 5216 KING ARTHUR CIRCLE. Land Records of Baltimore County in Liber W.P.C. 544, folio 426, was conveyed by Elbert Jean and wife to Elsie A. Knapp and husband running thence binding Said property is in fee simple and is improved by a DWELLING and is sold in Said property is in fee simple and is improved by a DWELLING and is sold in on the center of said road (now known as Hilmar Avenue) South 37 degrees 47 “as is condition” and subject to all superior covenants, conditions, liens, restric- “as is condition” and subject to all superior covenants, conditions, liens, restric- minutes West 65 feet and running thence for a line of division South 52 degrees tions, easement, rights-of-way, as may affect same, if any. tions, easement, rights-of-way, as may affect same, if any. 13 minutes East 266.5 feet to the place of beginning. Containing four-tenths of an acre, more or less. TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is Said property is in fee simple and is improved by a DWELLING and is sold in “as is condition” and subject to all superior covenants, conditions, liens, restric- lower, cash or certified funds shall be required at the time of sale. The balance lower, cash or certified funds shall be required at the time of sale. The balance tions, easement, rights-of-way, as may affect same, if any. of the purchase price with interest at 6.00% per annum from the date of sale to of the purchase price with interest at 6% per annum from the date of sale to the TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is the date of payment will be paid within TEN DAYS after the final ratification of date of payment will be paid within TEN DAYS after the final ratification of the lower, cash or certified funds shall be required at the time of sale. The balance the sale. Adjustments on all taxes, public charges and special or regular assess- sale. Adjustments on all taxes, public charges and special or regular of the purchase price with interest at 6.00% per annum from the date of sale to ments will be made as of the date of sale and thereafter assumed by purchaser. assessments will be made as of the date of sale and thereafter assumed by the date of payment will be paid within TEN DAYS after the final ratification of If applicable, condominium and/or homeowners association dues and purchaser. If applicable, condominium and/or homeowners association dues the sale. Adjustments on all taxes, public charges and special or regular assess- assessments that may become due after the time of sale will be the responsi- and assessments that may become due after the time of sale will be the respon- ments will be made as of the date of sale and thereafter assumed by purchaser. bility of the purchaser. Title examination, conveyancing, state revenue stamps, sibility of the purchaser. Title examination, conveyancing, state revenue stamps, If applicable, condominium and/or homeowners association dues and transfer taxes, title insurance, and all other costs incident to settlement are to transfer taxes, title insurance, and all other costs incident to settlement are to assessments that may become due after the time of sale will be the responsi- be paid by the purchaser. Time is of the essence for the purchaser, otherwise be paid by the purchaser. Time is of the essence for the purchaser, otherwise bility of the purchaser. Title examination, conveyancing, state revenue stamps, the deposit will be forfeited and the property may be resold at risk and costs of the deposit will be forfeited and the property may be resold at risk and costs of transfer taxes, title insurance, and all other costs incident to settlement are to the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees be paid by the purchaser. Time is of the essence for the purchaser, otherwise are unable to convey marketable title in accord with these terms of sale, the are unable to convey marketable title in accord with these terms of sale, the the deposit will be forfeited and the property may be resold at risk and costs of purchaser’s only remedy is the return of the deposit. Trustee’s File No. purchaser’s only remedy is the return of the deposit. Trustee’s File No. the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees 11-221172. LOAN TYPE= FHA 13-232430. LOAN TYPE= Conventional are unable to convey marketable title in accord with these terms of sale, the KRISTINE D. BROWN, et al., purchaser’s only remedy is the return of the deposit. Trustee’s File No. Substitute Trustees. KRISTINE D. BROWN, et al., Substitute Trustees. 13-237501. LOAN TYPE= Conventional KRISTINE D. BROWN, et al., Substitute Trustees.

mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 38B The Daily Record THEDAILYRECORD.COM Tuesday, April 7, 2015

Baltimore County Baltimore County Baltimore County Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Manassas, VA. 20109 Manassas, VA. 20109 Manassas, VA. 20109 (410) 769-9797 (410) 769-9797 (410) 769-9797 Trustee’s Sale Trustee’s Sale Trustee’s Sale Of Valuable Fee Simple Property Of Valuable Fee Simple Property Improved By Premises Known as Of Valuable Fee Simple Property 222 Westshire Rd., Baltimore, MD 21229 Improved By Premises Known as ———————————— Improved By Premises By virtue of the power and authority contained in a Deed of Trust from M. 809 Hillstead Road, Lutherville, MD 21093 SHAUN DOYLE AND HEATHER A. DOYLE, dated August 3, 2007, and recorded Known As ———————————— in Liber 26049 at Page 620 among the land records of the COUNTY OF By virtue of the power and authority contained in a Deed of Trust from BALTIMORE, in the original principal amount of $135,000.00. Upon default and request for sale, the undersigned trustees will offer for sale at public auction at 4402 Glenmore Ave., Baltimore, MD 21206 FRANCES S. GREENBAUM, dated October 11, 2006, and recorded in Liber the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main ———————————— 25266 at Page 55 among the land records of the COUNTY OF BALTIMORE, in Entrance Facing Patriot Place), Towson, MD 21204, on By virtue of the power and authority contained in a Deed of Trust from the original principal amount of $1,416,000.00. Upon default and request for ANNETTE MILLER, dated March 2, 2011, and recorded in Liber 30632 at Page sale, the undersigned trustees will offer for sale at public auction at the Court- April 16, 2015 at 2:00 p.m. ALL THAT PROPERTY described in said Deed of Trust including but not 114 among the land records of the COUNTY OF BALTIMORE, in the original house for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance limited to: principal amount of $227,093.00. Upon default and request for sale, the under- Facing Patriot Place), Towson, MD 21204, on SITUATE IN BALTIMORE COUNTY, STATE OF MARYLAND: signed trustees will offer for sale at public auction at the Courthouse for the BEGINNING FOR THE SAME AT A POINT ON THE NORTHWEST SIDE OF COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot WESTSHIRE ROAD DISTANT 367.07 FEET SOUTHWESTERLY MEASURED ALONG SAID NORTHWEST SIDE OF WESTSHIRE ROAD FROM THE INTER- Place), Towson, MD 21204, on April 16, 2015 at 2:00 p.m. SECTION OF SAID NORTHWEST SIDE OF WESTSHIRE ROAD AND THE SOUTHWEST SIDE OF MALBROOK ROAD SAID POINT OF BEGINNING ALL THAT PROPERTY described in said Deed of Trust including but not BEING AT THE’ INTERSECTION OF SAID NORTHWEST SIDE OF April 16, 2015 at 2:00 p.m. limited to: WESTSHIRE ROAD AND THE LINE DRAWN SOUTHEASTERLY THROUGH BEING KNOWN AND DESIGNATED AS LOT NO. 22 AS SHOWN ON THE THE CENTER OF THE PARTITION WALL BETWEEN THE BUILDING ERECTED ON THE LOT NOT BEING DESCRIBED AND THAT ON THE LOT ALL THAT PROPERTY described in said Deed of Trust including but not SUBDIVISION PLAT ENTITLED “HILLSTEAD” WHICH PLAT IS RECORDED NEXT ADJACENT TO THE NORTHEAST AND RUNNING THENCE BINDING limited to: AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN PLAT BOOK SM ON THE SAID NORTHWEST SIDE OF WESTSHIRE ROAD, SOUTH 46° 55 MIN. NO. 62, FOLIO 58. WEST 19 FEET TO INTERSECT THE LINE DRAWN SOUTHEASTERLY Being known and designated as Lots No. 309 and 310, as shown on the Plat of THE IMPROVEMENTS THEREON BEING KNOWN AS NUMBER 809 THROUGH THE CENTER OF THE PARTITION WALL BETWEEN THE BUILDING ERECTED ON THE LOT NOW BEING DESCRIBED AND THAT ON Belmar, which Plat is recorded among the Land Records of Baltimore County, HILLSTEAD DRIVE. 03-2200004200 THE LOT NEXT ADJACENT TO THE SOUTHWEST; THENCE REVERSING Maryland in Plat Book WPC No. 4, folio 102. BEING THE SAME LOT OR PARCEL OF GROUND WHICH BY DEED DATED SAID LAST MENTIONED LINE AND BINDING THEREON NORTH 43° 5 MIN. MARCH 8, 2001 AND RECORDED AMONG THE LAND RECORDS OF WEST 109 FEET MORE OR LESS TO A FENCE THERE SITUATE, THENCE Said property is in fee simple and is improved by a DWELLING and is sold in BALTIMORE COUNTY IN LIBER 15065, FOLIO 375 WAS GRANTED AND NORTHEASTERLY BINDING ON SAID FENCE 10 FEET TO INTERSECT A LINE DRAWN NORTHWESTERLY FROM THE PLACE OF BEGINNING “as is condition” and subject to all superior covenants, conditions, liens, restric- CONVEYED BY ROBERT F. GREENBAUM UNTO FRANCES S. GREENBAUM. THROUGH THE CENTER OF SAID FIRST MENTIONED PARTITION WALL tions, easement, rights-of-way, as may affect same, if any. Said property is in fee simple and is improved by a DWELLING and is sold in THENCE REVERSING SAID LINES SO DRAWN AND BINDING THEREON; “as is condition” and subject to all superior covenants, conditions, liens, restric- SOUTH 43° 5 MIN. EAST 109 FEET MORE OR LESS, TO THE PLACE OF TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is tions, easement, rights-of-way, as may affect same, if any. BEGINNING, SUBJECT TO THE USE IN COMMON WITH OTHERS OF A STRIP TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is OF LAND ALONG OR NEAR THE REAR PORTION OF THIS LOT 15 FEET lower, cash or certified funds shall be required at the time of sale. The balance MORE OR LESS, IN WIDTH AND NOW PAVED AND USED AS AN ALLEY. of the purchase price with interest at 6.00% per annum from the date of sale to lower, cash or certified funds shall be required at the time of sale. The balance COMMONLY KNOWN AS: 222 WESTSHIRE RD., BALTIMORE MD. 21229 the date of payment will be paid within TEN DAYS after the final ratification of of the purchase price with interest at 6.00% per annum from the date of sale to PPN: 01-0114000390 the sale. Adjustments on all taxes, public charges and special or regular assess- the date of payment will be paid within TEN DAYS after the final ratification of Said property is in fee simple and is improved by a DWELLING and is sold in ments will be made as of the date of sale and thereafter assumed by purchaser. the sale. Adjustments on all taxes, public charges and special or regular assess- “as is condition” and subject to all superior covenants, conditions, liens, restric- tions, easement, rights-of-way, as may affect same, if any. If applicable, condominium and/or homeowners association dues and ments will be made as of the date of sale and thereafter assumed by purchaser. TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is assessments that may become due after the time of sale will be the If applicable, condominium and/or homeowners association dues and lower, cash or certified funds shall be required at the time of sale. The balance responsibility of the purchaser. Title examination, conveyancing, state revenue assessments that may become due after the time of sale will be the of the purchase price with interest at 8.9% per annum from the date of sale to stamps, transfer taxes, title insurance, and all other costs incident to settlement responsibility of the purchaser. Title examination, conveyancing, state revenue the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assess- are to be paid by the purchaser. Time is of the essence for the purchaser, other- stamps, transfer taxes, title insurance, and all other costs incident to settlement ments will be made as of the date of sale and thereafter assumed by purchaser. wise the deposit will be forfeited and the property may be resold at risk and are to be paid by the purchaser. Time is of the essence for the purchaser, other- If applicable, condominium and/or homeowners association dues and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute wise the deposit will be forfeited and the property may be resold at risk and assessments that may become due after the time of sale will be the Trustees are unable to convey marketable title in accord with these terms of costs of the defaulting purchaser. If the sale is not ratified or if the Substitute responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Trustees are unable to convey marketable title in accord with these terms of are to be paid by the purchaser. Time is of the essence for the purchaser, other- 14-243687. LOAN TYPE= FHA sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. wise the deposit will be forfeited and the property may be resold at risk and 13-232512. LOAN TYPE= Conventional costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Substitute Trustees. Substitute Trustees. 09-155374. LOAN TYPE= Conventional KRISTINE D. BROWN, et al., Substitute Trustees.

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Baltimore County Baltimore County Baltimore County Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Manassas, VA. 20109 Manassas, VA. 20109 Manassas, VA. 20109 (410) 769-9797 (410) 769-9797 (410) 769-9797 Trustee’s Sale Trustee’s Sale Trustee’s Sale Of Valuable Leasehold Property Of Valuable Leasehold Property Of Valuable Fee Simple Property Improved By Premises Known as Improved By Premises Known as Improved By Premises Known as 2154 Vailthorn Road, Middle River, MD 21220 8 Stitchberry Court, Reisterstown, MD 21136 ———————————— ———————————— By virtue of the power and authority contained in a Deed of Trust from By virtue of the power and authority contained in a Deed of Trust from 4722 Buxton Circle, Owings Mills, MD 21117 HENRY GAITHER AND ANNETTE COTTRELL, dated May 30, 2007, and ———————————— recorded in Liber 25778 at Page 599 among the land records of the COUNTY OF HELEN M. DOUGHERTY, dated May 23, 2005, and recorded in Liber 22027 at BALTIMORE, in the original principal amount of $124,600.00. Upon default and Page 146 among the land records of the COUNTY OF BALTIMORE, in the By virtue of the power and authority contained in a Deed of Trust from request for sale, the undersigned trustees will offer for sale at public auction at original principal amount of $396,000.00. Upon default and request for sale, the SHARON LEE, dated September 27, 2004, and recorded in Liber 20817 at Page the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main undersigned trustees will offer for sale at public auction at the Courthouse for 358 among the land records of the COUNTY OF BALTIMORE, in the original Entrance Facing Patriot Place), Towson, MD 21204, on the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing principal amount of $164,800.00. Upon default and request for sale, the under- Patriot Place), Towson, MD 21204, on signed trustees will offer for sale at public auction at the Courthouse for the April 16, 2015 at 2:00 p.m. COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot ALL THAT PROPERTY described in said Deed of Trust including but not Place), Towson, MD 21204, on limited to: April 16, 2015 at 2:00 p.m. THE LEASEHOLD INTEREST, THAT PARCEL OF GROUND SITUATED IN BALTIMORE COUNTY, MARYLAND AND DESCRIBED AS FOLLOWS, THAT IS ALL THAT PROPERTY described in said Deed of Trust including but not April 16, 2015 at 2:00 p.m. TO SAY: limited to: ALL THAT PROPERTY described in said Deed of Trust including but not BEING KNOWN AND DESIGNATED AS LOT NO. 8, IN BLOCK NO. 10, ON limited to: THE PLAT OF BLOCK NOS. 9, 10 AND 11 AND PARTS OF BLOCK NOS. 8 AND BEING KNOWN AND DESIGNATED AS LOT NO. 13, BLOCK F, AS LAID OUT BEING KNOWN AND DESIGNATED AS LOT NO. 12, AS SHOWN ON A PLAT 12, SECTION NO. 4, HAWTHORNE, WHICH PLAT IS RECORDED AMONG THE ON PLAT 5, OF HATHAWAY, WHICH PLAT IS RECORDED AMONG THE LAND ENTITLED “2ND AMENDED SUBDIVISION OF AREA 5D, OWINGS MILLS LAND RECORDS OF BALTIMORE COUNTY, MARYLAND IN PLAT BOOK GLB RECORDS OF BALTIMORE COUNTY IN PLAT BOOK OTG 31 FOLIO 133. NEW TOWN”, WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF NO. 19, FOLIO 77. BEING THE SAME PARCEL OF GROUND WHICH BY DEED BALTIMORE COUNTY IN PLAT BOOK SM NO. 69 FOLIO 122 AND 147. DATED NOVEMBER 13, 2002 AND RECORDED AMONG THE LAND RECORDS Said property is subject to an annual ground rent in the amount of $240.00 OF BALTIMORE COUNTY, MARYLAND IN LIBER SM NO. 17296, FOLIO 695 and is improved by a DWELLING and is sold in “as is condition” and subject to Said property is in fee simple and is improved by a DWELLING and is sold in WAS GRANTED AND CONVEYED BY HOUSEHOLD FINANCE CORP., III all superior covenants, conditions, liens, restrictions, easement, rights-of-way, “as is condition” and subject to all superior covenants, conditions, liens, restric- UNTO HEMAN JAJISTAR, THE GRANTOR HEREIN. as may affect same, if any. tions, easement, rights-of-way, as may affect same, if any. Said property is subject to an annual ground rent in the amount of $108.00 and is improved by a DWELLING and is sold in “as is condition” and subject to TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is all superior covenants, conditions, liens, restrictions, easement, rights-of-way, lower, cash or certified funds shall be required at the time of sale. The balance lower, cash or certified funds shall be required at the time of sale. The balance as may affect same, if any. of the purchase price with interest at 6.00% per annum from the date of sale to of the purchase price with interest at 6.00% per annum from the date of sale to TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is the date of payment will be paid within TEN DAYS after the final ratification of the date of payment will be paid within TEN DAYS after the final ratification of lower, cash or certified funds shall be required at the time of sale. The balance the sale. Adjustments on all taxes, public charges and special or regular assess- the sale. Adjustments on all taxes, public charges and special or regular assess- of the purchase price with interest at 8.55% per annum from the date of sale to ments will be made as of the date of sale and thereafter assumed by purchaser. ments will be made as of the date of sale and thereafter assumed by purchaser. the date of payment will be paid within TEN DAYS after the final ratification of If applicable, condominium and/or homeowners association dues and If applicable, condominium and/or homeowners association dues and the sale. Adjustments on all taxes, public charges and special or regular assess- assessments that may become due after the time of sale will be the assessments that may become due after the time of sale will be the ments will be made as of the date of sale and thereafter assumed by purchaser. responsibility of the purchaser. Title examination, conveyancing, state revenue responsibility of the purchaser. Title examination, conveyancing, state revenue If applicable, condominium and/or homeowners association dues and stamps, transfer taxes, title insurance, and all other costs incident to settlement stamps, transfer taxes, title insurance, and all other costs incident to settlement assessments that may become due after the time of sale will be the are to be paid by the purchaser. Time is of the essence for the purchaser, other- are to be paid by the purchaser. Time is of the essence for the purchaser, other- responsibility of the purchaser. Title examination, conveyancing, state revenue wise the deposit will be forfeited and the property may be resold at risk and wise the deposit will be forfeited and the property may be resold at risk and stamps, transfer taxes, title insurance, and all other costs incident to settlement costs of the defaulting purchaser. If the sale is not ratified or if the Substitute costs of the defaulting purchaser. If the sale is not ratified or if the Substitute are to be paid by the purchaser. Time is of the essence for the purchaser, other- Trustees are unable to convey marketable title in accord with these terms of Trustees are unable to convey marketable title in accord with these terms of wise the deposit will be forfeited and the property may be resold at risk and sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. costs of the defaulting purchaser. If the sale is not ratified or if the Substitute 14-243157. LOAN TYPE= FHA 14-242066. LOAN TYPE= Conventional Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. KRISTINE D. BROWN, et al., 14-242146. LOAN TYPE= Conventional Substitute Trustees. KRISTINE D. BROWN, et al., Substitute Trustees. KRISTINE D. BROWN, et al., Substitute Trustees.

mh31,ap7,14 mh31,ap7,14 mh31,ap7,14 Tuesday, April 7, 2015 THEDAILYRECORD.COM The Daily Record 39B

Baltimore County Baltimore County. Baltimore County Shapiro & Brown, LLP, Solicitors ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 10021 Balls Ford Road, Suite 200 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Manassas, VA. 20109 LEESBURG, VA 20175 LEESBURG, VA 20175 (410) 769-9797 703-777-7101 703-777-7101 Substitute Trustees’ Sale Substitute Trustees’ Sale Trustee’s Sale Of Improved Real Property Of Improved Real Property Of Valuable Leasehold Property 3651 Forest Garden Avenue, 14217 Quail Creek Way No. 304, Improved By Premises Known as Baltimore, MD 21207 Sparks, MD 21152 228 Parkholme Circle, Reisterstown, MD 21136 ———————————— ———————————— ———————————— Under a power of sale contained in a Deed of Trust from MARVIN B. Under a power of sale contained in a Deed of Trust from EUGENE F. By virtue of the power and authority contained in a Deed of Trust from EDWARDS, dated June 26, 2003 and recorded in Liber 0018809, folio 420 among LOVITO, dated May 10, 2007 and recorded in Liber 0025764, folio 444 among the the Land Records of BALTIMORE COUNTY, MD, default having occurred there- Land Records of BALTIMORE COUNTY, MD, default having occurred RONALD F. ANDERSON AND DONNA E. ANDERSON, dated December 22, under (Foreclosure Case docketed as Case No. 03C14004370; Tax ID thereunder (Foreclosure Case docketed as Case No. 03C14012474; Tax ID No. 2006, and recorded in Liber 25042 at Page 417 among the land records of the No.03-0312061040) the Sub. Trustees will sell at public auction at the 08-2100007972) the Sub. Trustees will sell at public auction at the BALTIMORE COUNTY OF BALTIMORE, in the original principal amount of $142,600.00. BALTIMORE COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE Upon default and request for sale, the undersigned trustees will offer for sale at ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204, on FACING PATRIOT PLACE), TOWSON, MD 21204, on public auction at the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot Place), Towson, MD 21204, on April 9, 2015 at 12:30 p.m. April 9, 2015 at 12:30 p.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon April 16, 2015 at 2:00 p.m. situated in BALTIMORE COUNTY, MD and more fully described in above refer- situated in BALTIMORE COUNTY, MD and more fully described in above refer- ALL THAT PROPERTY described in said Deed of Trust including but not enced Deed of Trust. enced Deed of Trust. limited to: The property will be sold in an “as is” condition and subject to conditions, The property will be sold in an “as is” condition and subject to conditions, The following described land and premises, with the improvements, restrictions and agreements of record affecting the same, if any and with no restrictions and agreements of record affecting the same, if any and with no easements, and appurtenances thereunto belonging, situate, lying and being in warranty of any kind. warranty of any kind. the 4th Election District of Baltimore County, Maryland, namely: BEING Terms of Sale: A deposit $8,500.00 by cash or certified check. Balance of the Terms of Sale: A deposit $22,300.00 by cash or certified check. Balance of the KNOWN AND DESIGNATED as Lot 31, Block G, as shown on the plat entitled purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by “SECTION FOUR, PLAT TWO, SUBURBIA”, as per plat thereof recorded in Plat the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the Book R.R.G. No. 29, folio 148, among the Land Records of Baltimore County, purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- Maryland. erty shall be resold at the purchaser’s risk and expense. In the event of a resale, erty shall be resold at the purchaser’s risk and expense. In the event of a resale, This property is leasehold; subject to an annual ground rent in the amount of the defaulting purchaser shall not be entitled to receive any benefit from the the defaulting purchaser shall not be entitled to receive any benefit from the $180.00 due and payable in semi-annual installments on the 27th days of April resale, including, but not limited to, additional proceeds or surplus which may resale, including, but not limited to, additional proceeds or surplus which may and October in each and every year. arise therefrom. Interest to be paid on the unpaid purchase money at the rate arise therefrom. Interest to be paid on the unpaid purchase money at the rate Said property is subject to an annual ground rent in the amount of $180.00 pursuant to the Deed of Trust Note from the date of sale to the date funds are pursuant to the Deed of Trust Note from the date of sale to the date funds are and is improved by a DWELLING and is sold in “as is condition” and subject to received by the Substitute Trustees. There will be no abatement of interest in received by the Substitute Trustees. There will be no abatement of interest in all superior covenants, conditions, liens, restrictions, easement, rights-of-way, the event additional funds are tendered at the time of sale or any time prior to the event additional funds are tendered at the time of sale or any time prior to as may affect same, if any. settlement or if the settlement is delayed for any reason. In the event that the settlement or if the settlement is delayed for any reason. In the event that the TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is Secured Party executes a forbearance agreement with the borrower(s) Secured Party executes a forbearance agreement with the borrower(s) lower, cash or certified funds shall be required at the time of sale. The balance described in the above-mentioned Deed of Trust, or allows the borrower(s) to described in the above-mentioned Deed of Trust, or allows the borrower(s) to of the purchase price with interest at 11.1% per annum from the date of sale to execute their right to reinstate or payoff the subject loan, prior to the sale, with execute their right to reinstate or payoff the subject loan, prior to the sale, with the date of payment will be paid within TEN DAYS after the final ratification of or without the Substitute Trustee’s prior knowledge, this Contract shall be null or without the Substitute Trustee’s prior knowledge, this Contract shall be null the sale. Adjustments on all taxes, public charges and special or regular assess- and void and of no effect, and the Purchaser’s sole remedy shall be the return of and void and of no effect, and the Purchaser’s sole remedy shall be the return of ments will be made as of the date of sale and thereafter assumed by purchaser. the deposit without interest. Purchaser shall pay for documentary stamps, the deposit without interest. Purchaser shall pay for documentary stamps, If applicable, condominium and/or homeowners association dues and transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- assessments that may become due after the time of sale will be the responsi- minium fees and/or homeowner association dues, all public charges- minium fees and/or homeowner association dues, all public bility of the purchaser. Title examination, conveyancing, state revenue stamps, /assessments payable on an annual basis, including sanitary and/or metropolitan charges/assessments payable on an annual basis, including sanitary and/or transfer taxes, title insurance, and all other costs incident to settlement are to district charges, if applicable, shall be adjusted to the date of sale and assumed metropolitan district charges, if applicable, shall be adjusted to the date of sale be paid by the purchaser. Time is of the essence for the purchaser, otherwise thereafter by the purchaser. Purchaser shall be responsible for obtaining and assumed thereafter by the purchaser. Purchaser shall be responsible for the deposit will be forfeited and the property may be resold at risk and costs of physical possession of the property. Purchaser assumes the risk of loss or obtaining physical possession of the property. Purchaser assumes the risk of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees damage to the property from the date of sale forward. If the Substitute loss or damage to the property from the date of sale forward. If the Substitute are unable to convey marketable title in accord with these terms of sale, the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) purchaser’s only remedy is the return of the deposit. Trustee’s File No. sole remedy in law or equity shall be limited to a refund of the aforementioned sole remedy in law or equity shall be limited to a refund of the aforementioned 14-242136. LOAN TYPE= Conventional deposit without interest. In the event the sale is not ratified for any reason, the deposit without interest. In the event the sale is not ratified for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without Purchaser’s sole remedy, at law or equity, is the return of the deposit without KRISTINE D. BROWN, et al., interest. (File # 548737) interest. (File # 550112) Substitute Trustees. JAMES E. CLARKE, RENEE DYSON, JAMES E. CLARKE, RENEE DYSON, SHANNON MENAPACE, BRIAN THOMAS, Substitute Trustees. Substitute Trustees.

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Baltimore County Baltimore County Baltimore County. ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 LEESBURG, VA 20175 LEESBURG, VA 20175 LEESBURG, VA 20175 703-777-7101 703-777-7101 703-777-7101 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Improved Real Property Of Improved Real Property 15 Sunday Court, Reisterstown, MD 21136 1246 Halstead Road, Parkville, MD 21234 ———————————— ———————————— 3004 Offutt Road, Randallstown, MD 21133 Under a power of sale contained in a Deed of Trust from MARK G. Under a power of sale contained in a Deed of Trust from SHERMAN EATON ———————————— SOMMERSDORF AND ANNA SOMMERSDORF, dated October 20, 2009 and AND KELLIE EATON, dated May 25, 2006 and recorded in Liber 0024001, folio Under a power of sale contained in a Deed of Trust from JOHN R. HORTON, recorded in Liber 0028814, folio 225 among the Land Records of BALTIMORE 352 among the Land Records of BALTIMORE COUNTY, MD, default having dated June 12, 2009 and recorded in Liber 0028487, folio 400 among the Land COUNTY, MD, default having occurred thereunder (Foreclosure Case docketed occurred thereunder (Foreclosure Case docketed as Case No. 03C14012970; Tax Records of BALTIMORE COUNTY, MD, default having occurred thereunder as Case No. 03C14007397; Tax ID No. 04-1600009994) the Sub. Trustees will sell ID No. 09-0903003130) the Sub. Trustees will sell at public auction at the BALTI- (Foreclosure Case docketed as Case No. 03C14001934; Tax ID No. at public auction at the BALTIMORE COUNTY COURTHOUSE, located at 401 MORE COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN 02-0216600860) the Sub. Trustees will sell at public auction at the BALTIMORE BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204, on COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE 21204, on FACING PATRIOT PLACE), TOWSON, MD 21204, on April 9, 2015 at 12:30 p.m. April 9, 2015 at 12:30 p.m. ALL THAT LEASHOLD LOT OF GROUND and improvements thereon situated April 9, 2015 at 12:30 p.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon in BALTIMORE COUNTY, MD and more fully described in above referenced ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and more fully described in above refer- Deed of Trust. situated in BALTIMORE COUNTY, MD and more fully described in above refer- enced Deed of Trust. THE PROPERTY IS SUBJECT TO A GROUND RENT OF $96.00 PAYABLE ON enced Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, THE 22nd DAYS OF May AND November OF EACH AND EVERY YEAR The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind. restrictions and agreements of record affecting the same, if any and with no warranty of any kind. Terms of Sale: A deposit $37,200.00 by cash or certified check. Balance of the warranty of any kind. Terms of Sale: A deposit $23,400.00 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit $18,300.00 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- erty shall be resold at the purchaser’s risk and expense. In the event of a resale, purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- erty shall be resold at the purchaser’s risk and expense. In the event of a resale, the defaulting purchaser shall not be entitled to receive any benefit from the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, the defaulting purchaser shall not be entitled to receive any benefit from the resale, including, but not limited to, additional proceeds or surplus which may the defaulting purchaser shall not be entitled to receive any benefit from the resale, including, but not limited to, additional proceeds or surplus which may arise therefrom. Interest to be paid on the unpaid purchase money at the rate resale, including, but not limited to, additional proceeds or surplus which may arise therefrom. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are arise therefrom. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received by the Substitute Trustees. There will be no abatement of interest in pursuant to the Deed of Trust Note from the date of sale to the date funds are received by the Substitute Trustees. There will be no abatement of interest in the event additional funds are tendered at the time of sale or any time prior to received by the Substitute Trustees. There will be no abatement of interest in the event additional funds are tendered at the time of sale or any time prior to settlement or if the settlement is delayed for any reason. In the event that the the event additional funds are tendered at the time of sale or any time prior to settlement or if the settlement is delayed for any reason. In the event that the Secured Party executes a forbearance agreement with the borrower(s) settlement or if the settlement is delayed for any reason. In the event that the Secured Party executes a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allows the borrower(s) to Secured Party executes a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allows the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with described in the above-mentioned Deed of Trust, or allows the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee’s prior knowledge, this Contract shall be null execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee’s prior knowledge, this Contract shall be null and void and of no effect, and the Purchaser’s sole remedy shall be the return of or without the Substitute Trustee’s prior knowledge, this Contract shall be null and void and of no effect, and the Purchaser’s sole remedy shall be the return of the deposit without interest. Purchaser shall pay for documentary stamps, and void and of no effect, and the Purchaser’s sole remedy shall be the return of the deposit without interest. Purchaser shall pay for documentary stamps, transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- the deposit without interest. Purchaser shall pay for documentary stamps, transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- minium fees and/or homeowner association dues, all public charges- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- minium fees and/or homeowner association dues, all public charges- /assessments payable on an annual basis, including sanitary and/or metropolitan minium fees and/or homeowner association dues, all public charges- /assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, shall be adjusted to the date of sale and assumed /assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for obtaining district charges, if applicable, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or thereafter by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) damage to the property from the date of sale forward. If the Substitute Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) sole remedy in law or equity shall be limited to a refund of the aforementioned Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) sole remedy in law or equity shall be limited to a refund of the aforementioned deposit without interest. In the event the sale is not ratified for any reason, the sole remedy in law or equity shall be limited to a refund of the aforementioned deposit without interest. In the event the sale is not ratified for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without deposit without interest. In the event the sale is not ratified for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. (File # 550947) Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. (File # 547061) JAMES E. CLARKE, interest. (File # 553661) JAMES E. CLARKE, RENEE DYSON, RENEE DYSON, JAMES E. CLARKE, RENEE DYSON, SHANNON MENAPACE, Substitute Trustees. BRIAN THOMAS, Substitute Trustees. Substitute Trustees.

mh24,31,ap7 mh24,31,ap7 mh24,31,ap7 20th Anniversary AWARDS CELEBRATION May 4, 2015 • 5:00 p.m. The Joseph Meyerhoff 5:00 p.m. • Networking Reception Tickets $110 (plus tax) Purchase tickets online at Symphony Hall 6:30 p.m. • Awards Program Includes heavy hors d’oeuvres, thedailyrecord.com/top-100-women/ dessert, beer, wine and 7:30 p.m. • Dessert Reception or contact Clare Sheehan 1212 Cathedral Street a specialty drink. at 443-524-8101. Baltimore, MD 21201 *After April 10 the price increases to 20th$125.00 per ticket. CONGRATULATIONS TO THE 2015 HONOREES Christine D. Aspell Tracy Gosson Hon. Nicole Pastore Klein Grace Rivera-Oven Romaine N. Taylor Williams, Esq. KPMG LLP Sagesse Inc. District Court of Maryland for GRO LLC Office of the Maryland Attorney Mojdeh Bahar Leslie E. Grant, DDS, MSPA Baltimore City Deborah R. Rivkin General U.S. Department of Agriculture Maryland State Board of Amanda Lay CareFirst BlueCross BlueShield Donna C. Wilson Tracey Barbour-Gillett Dental Examiners Pyramid Atlantic Art Center Nicole Robertson-Van Schaik Chesapeake Employers’ Insurance Abell Foundation Jill Green Dottie Tiejun Li The Robertson Group Inc. Company Rachel Barrett-Dolcine University of Baltimore School of Law TransPacific Communications LLC Mary Roby Sanders Renée M. Winsky Compass Consulting and Training Bonnie S. Greenberg Angie Lienert Turnbull, Nicholson & Leadership Maryland Solutions LLC United States Attorney’s Office, IntelliGenesis LLC Sanders P.A. Jan Weinberg Wood, CFRE Michelle A. Bell, PHR District of Maryland Jamie McDonald Patricia L. Schmoke, MD Anne Arundel Medical Center 1st Choice LLC Terri Harrington Generosity Inc. Patricia L. Schmoke, MD, PA Marlene B. Young Regina Shannon Bodnar JLL Michele J. McDonald Tammy S. J. Schneider, CPA Delaplaine Foundation Inc. Gilchrist Hospice Care LaTara Harris Office of the Attorney General Glass Jacobson Barbara Marx Brocato AT&T Denise K. Mersinger Debra G. 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Maryland General Assembly Sponsors Circle of Excellence Sponsor: Reception Sponsor: Leadership Sponsor: Corporate Club Sponsor: Preferred Seating Sponsors: The Arc of Baltimore • AT&T • CareFirst BlueCross BlueShield Chef’s Expressions• Chesapeake Employers’ Insurance Company Chesapeake Bay Foundation • Epsilon Registration Great Southern Enterprises, Inc. • Harford County Public Library Howard Community College • The Jaklitsch Law Group • JLL The Johns Hopkins Hospital and School of Medicine Legg Mason • McGuireWoods LLP • Morgan Stanley Wealth Management Network 2000 • Notre Dame of Maryland University Peninsula Regional Medical Center • Turnbull, Nicholson & Sanders, P.A. Under Armour • University of Maryland Eastern Shore • VPC Inc.

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