Month Date Title

MANAGEMENT OVERVIEW OF CORPORATE INTEGRATED CORPORATE OJK DISCUSSION BUSINESS GOVERNANCE CORPORATE SOCIAL REFERANCE AND ANALYSIS SUPPORT GOVERNANCE RESPONSIBILITY FUNCTIONS

Press Release 2015

Month Date Title

January 9 Mandiri Serves PGN Payment Transaction

14 Developing Repo Market, Mandiri Collaborates with Three Foreign Banks

15 Mandiri DPLK Increase Funds Under Management

22 Promoting Investment, Mandiri Investment Forum to Take Place

27 Bank Mandiri Encourages Private Sector Participation in Development

28 Bank Mandiri and Secure Parking in Collaboration for Payment with Mandiri e-Money

February 1 Bank Mandiri to Boost Syndicated Loan for Infrastructure

3 Bank Mandiri Leads the Way with Assets of IDR 855 T

10 Bank Mandiri and Jasa Marga to Serve e-Money Refill at Toll Gates

11 Bank Mandiri Credit Grows 12.2%, Driving Asset Growth to IDR 855.0 T

16 Making Remittance Easier, Bank Mandiri Collaborates with 7-Eleven in Hong Kong

20 Mandiri Builds Entrepreneurship among Islamic School Students in Medan

20 Bank Mandiri Strengthens Digital

23 Innovation: e-Money Refill Through Mobile Phone

24 Working with Pegadaian, Bank Mandiri Strengthens Remittance Business

26 Bank Mandiri to Issue Co-branding with Forestry Cooperative

March 6 Bank Mandiri Continues to Build Entrepreneurship Spirit

12 Mandiri Entrepreneurship Event Introduce 20 Potential Young Entrepreneurs

16 Bank Mandiri Continues to Transform into ASEAN's Best Bank Shareholders Approved IDR 4.96 T Dividends

20 Mandiri the Best Retail Bank in

27 Mandiri Serves Financial Transactions in Mitra Keluarga Hospital

28 Mandiri Encourages Financial Services Access with Laku Pandai

April 7 Bank Mandiri Strengthens Financing for Fishermen

9 Driving Transactions, Mandiri Works with Johnny Andrean and Kawan Lama

10 Bank Mandiri Provides Hedging Facility to PLN

13 Mandiri Serves Tax Payments in Foreign Currency

13 Mandiri Expands Online Payment Network for State University Selection Test

15 Mandiri Works with Sushi Tei Indonesia to Strengthen Transactions

16 Bank Mandiri Supports Increased Investments Through WEF

20 Mandiri Focuses on Financial Access Improvements

23 Bank Mandiri Sets the Toll Roads Green

24 Bank Mandiri Credit Grows 13.3%, Posting IDR 532.8 T

mandiri, friend of the nation annual report 2015 811 OPENING REPORT TO INFORMATION FOR COMPANY BANK MANDIRI SHAREHOLDERS SHAREHOLDERS PROFILE SUBSIDIARIES AND STAKEHOLDERS AND INVESTORS

Month Date Title

25 Developing Its Business, Bank Mandiri and Bank Jateng Issued Co-Branding

27 Bank Mandiri Cooperates with Telecommunication Operators to Strengthen Financial Inclusion

29 World Finance Industry Leaders Will Gather in Indonesia

30 Bank Mandiri and AXA Mandiri Launched Credit Card Protection Product

May 7 World Finance Industry Leaders Gathered in Indonesia

10 Mandiri Trained about 1,000 Indonesian Migrant Workers on Entrepreneurship

11 Bank Mandiri Service to Come to JCB Credit Card Holders

11 Through JARING Program, Mandiri Pushes Credit in Maritime Business

12 Accelerating Infrastructure Procurement, Mandiri to Disburse IDR 3 T to Pelindo IV

12 Mandiri Art Gave Rise to 13 Potential Painters

13 Bank Mandiri Gave Hedging Transaction Facility to Pertamina

13 Bank Mandiri Issued Premium NCD

20 Bank Mandiri Collaboration with Accor Strengthened Customer Loyalty

22 Bringing On Indonesia Connectivity, Mandiri Supports Makassar New Port Development

22 Mandiri to Facilitate Electronic Transactions for Street Vendors

27 Mandiri Strengthens Its Wealth Management Business

June 4 Bank Mandiri to Strengthen Quality of Service

11 Mandiri Expands Priority Service Network

15 Increasing Participants, Bank Mandiri Disseminates BPJS-Related Info

16 Mandiri Donates Water Distillers to 30 Villages in Bengkalis, Riau

19 Strengthening Business Synergies, Himbara and Jasa Marga to Initiate Toll Payment Access

July 2 Mandiri Supports Revitalization of Cikapundung

7 Bank Mandiri Provided Low-Cost Groceries in the Air Force Base

8 Himbara Aided 1,200 Orphans in Medan

10 Bank Mandiri to Act as Payment Bank for the Stock Settlement Bureau KSEI

10 Bank Mandiri Dispatched 285 Micro Clients to Hometowns

12 Lebaran Trip with Mandiri and

13 Mandiri to Operate 274 Branch Offices During Lebaran 2015

14 Mandiri to Strengthen e-Cash Penetration to Market Vendors

30 Bank Mandiri Assets Reached IDR 914.1 T

August 5 Strengthening Customer Loyalty, Mandiri Cooperates with Marina Bay Sands

7 British Council and Mandiri to Develop Bajo Mola Wakatobi Tourism

8 Mandiri Donates Clean Water Supply of 50 Tanks to Pandeglang Community

13 Mandiri to Unify Indonesia Migrant Workers via Sebangsa Sahabat BMI Application

16 Mandiri Spurs Micro Business in West Nusa Tenggara

812 mandiri, friend of the nation annual report 2015 MANAGEMENT OVERVIEW OF CORPORATE INTEGRATED CORPORATE OJK DISCUSSION BUSINESS GOVERNANCE CORPORATE SOCIAL REFERANCE AND ANALYSIS SUPPORT GOVERNANCE RESPONSIBILITY FUNCTIONS

Month Date Title

17 Mandiri with SOEs Commemorated Indonesian Anniversary of Independence in West Nusa Tenggara

25 Strengthening Human Resource Quality, Bank Mandiri Works with Lemhanas

27 Mandiri Builds Entrepreneurship among Islamic School Students in Makassar

31 SOEs Agreed Synergy in Toll Payment

September 2 Bank Mandiri Cooperates with IFC to Finance Infrastructure

4 Strengthening Services, Mandiri to Operate a Contact Center in Yogyakarta

7 Mandiri Institute & Oliver Wyman: Financial Exploration Will Create Space for Development Financing

9 Bank Mandiri to Strengthen National Plantation Industry, Credit Disbursement to Palm Oil Industry Reached IDR 57.4 T

16 Mandiri Launched Student Savings

16 Three State Owned Banks Received USD 3 Billion in Loans from CDB

17 Bank Mandiri Strengthens Treasury Services Named as the Best Bank and Best FX Bank

21 Bank Mandiri Improves Credit for SMEs

24 Bank Mandiri Employees Donated Qurban Meat for the Disadvantaged

29 Bank Mandiri Disbursed IDR 1.15 T in Credit to Prima Container Terminal

30 Mandiri Disbursed Allowances for Teachers

October 2 Develop PPOB Network, Bank Mandiri to Expand Payment Access of BPJS Premiums

5 Working on the Business Client, Bank Mandiri Launched Fiestapoin for Business Program

15 Accelerating Eastern Indonesia's Economies, Mandiri Supports Pelindo IV to Build a New Port in Makassar

22 Developing Small Business, Mandiri Boosts KUR

22 Mandiri Develops Entrepreneurial Leaders

22 Mandiri Holds a Carnival

24 Targeting Fee Based Income Growth, Bank Mandiri Presents New Features in Cash Man- agement Services

29 Operating Income Increased by 22.79%, Bank Mandiri Enforces Backup

November 4 Mandiri Works with Indomaret for Expanding Financial Inclusion

5 Simplifying Pharmacy Distribution, Bank Mandiri Funds Drug Stores

6 Pushing Credit Card Business, Mandiri to Present Visa Signature

9 Mandiri Focused on Maintaining Asset Quality to Strengthen Its Business

12 Mandiri Facilitates Transactions for Alfamidi and Lawson Customers

12 Mandiri to Develop Marine Fisheries Credit through Jaring Program

16 Mandiri Young Entrepreneur Competition 2015 to Start

18 Mandiri Introduced Digital Financial Services to Farmers

20 Bank Mandiri and Pelni Work in Synergy for Financial Management

26 Mandiri Builds Entrepreneurship among Islamic School Students in Pati

mandiri, friend of the nation annual report 2015 813 OPENING REPORT TO INFORMATION FOR COMPANY BANK MANDIRI SHAREHOLDERS SHAREHOLDERS PROFILE SUBSIDIARIES AND STAKEHOLDERS AND INVESTORS

Month Date Title

27 Mandiri to Internalize Saving Culture at School Student Levels

30 Mandiri Serves Payment Transactions for Bumiputera Life Insurance

December 4 Bank Mandiri Taking a Day Off on the Election Day

7 Bank Mandiri to Strengthen Secondary Mortgage Business

8 Strengthening Retail Business, Bank Mandiri Cooperates with Synnex Metrodata Retailer

10 Working with Boku, Mandiri Takes On Online Gaming Transactions on Facebook

13 As Many As 8,377 Indonesian Migrant Workers Received Entrepreneurial Training

14 Mandiri to Collaborate with Alfa Group to Receive Payment for BPJS Premiums

15 Supporting Tax Optimization, Bank Mandiri to Serve Tax Payments via EDC

15 Mandiri Launched World Elite MasterCard Credit Card

18 Bank Mandiri Continues to Transform into the Best Bank

20 Anticipating Christmas and New Year 2016, Mandiri Sets Up IDR 17.5 T

29 Mandiri Runs the Cash Management of PT Pos Indonesia

Bank Mandiri Strategic Plan for 2015-2020

Future challenges which are more complex and integrated products and services, financial the need to keep improving business performance solutions which are based on extensive industrial and provide best quality services to customers are comprehension and supported by technological the reason for continuous business transformation advance, quality human resources and business and organizational management in Bank Mandiri. synergy down to subsidiary level. Therefore, Bank Mandiri has initiated the 2. Bank Mandiri aims to be the pride of the transformation phase III of 2015-2020. Bank Mandiri has the long term vision “To be the Best Bank in country and every person working at the Bank ASEAN by 2020”. Such vision can be elaborated as assumes responsibility to be met through proper follows: management and good corporate governance. 1. Bank Mandiri is committed to be the best 3. With the targets of USD 55 billion in market financial institution in ASEAN, in service, product capitalization and Return on Equity of 23%-27% and yields to shareholders, and in benefits to the by 2020, Bank Mandiri is committed to be an public at large. This is achievable by providing Indonesian banking icon in ASEAN.

814 mandiri, friend of the nation annual report 2015